Ozark Bank Mortgage Rates, Fees & Info
Ozark, MOLEI: 5493006BPEIMPS70UU26
Tax ID: 44-0380840
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Ozark Bank is a smaller bank specializing in Home Purchase loans. Ozark Bank has a high proportion of conventional loans. Their top markets by origination volume include: Springfield, Branson, Harrison, and Kansas City among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Ozark Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
133Origination Dollar Volume (All Markets)
$27,015,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SPRINGFIELD, MO (FHA|USDA|VA) | 110 | $20,990,000 | $190,818 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 7 | $2,755,000 | $393,571 | $0 | 0.00% |
| Outside of Metro Areas | 14 | $2,290,000 | $163,571 | $0 | 0.00% |
| Harrison, AR (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 133 | $27,015,000 | $203,120 | $0 | 0.00% |
For 2022, Ozark Bank's most frequently originated type of loan was Conventional, with 133 originations.
Loan Reason
For 2022, Ozark Bank's most frequently cited loan purpose was Home Purchase, with 94 originations. The 2nd most popular reason was Refi, with 24 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 133 | $27,015,000 | $203,120 | $0 | 0.00% |
For 2022, Ozark Bank's most frequently cited loan duration was Other, with 133 originations.
Loan Sizing
2022 saw Ozark Bank place emphasis on $100k-200k loans with 50 originations, totaling $7,020,000 in origination value.
Applicant Income
Ozark Bank lent most frequently to those with incomes in the $150k-250k range, with 12 originations. The second most popular income band? $100k-150k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 133 | $27,015,000 | $203,120 | $0 | 0.00% |
Ozark Bank lent most frequently to those with DTI ratios of Exempt%, with 133 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.26%
Ozark Bank has an average approval rate.
Pick Rate
Approvals leading to origination83.46%
Ozark Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 133 | $27,015,000 | $203,120 |