Harrison Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Harrison averaged
7.18%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.13% and
one month ago for the week of 2023-10-19, the
average rate was 7.12%.
Harrison's average rate one year ago was 6.5%.
For refis of the same type during the week of 2023-11-22, the average rate
was 7.49%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Harrison 30 Year Fixed Rate | 2023-11-22 | 7.18% |
Harrison 30 Year Fixed Rate Refi | 2023-11-22 | 7.49% |
Harrison 15 Year Fixed Rate | 2023-11-22 | 6.47% |
Harrison 15 Year Fixed Rate Refi | 2023-11-22 | 6.57% |
Harrison 30 Year FHA | 2023-11-22 | -0.57% |
Harrison 30 Year FHA Refi | 2023-11-22 | -0.1% |
Harrison 30 Year USDA | 2023-11-22 | -0.81% |
Harrison 30 Year USDA Refi | 2023-11-22 | -0.1% |
Harrison 30 Year VA | 2023-11-22 | 0.1% |
Harrison 30 Year VA Refi | 2023-11-22 | -0.2% |
Harrison Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Harrison, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Harrison Average Closing Costs & Other Stats
Harrison, AR's 67 lenders originated 1,227
loans during 2022. The total origination value was $195,035,000, with an average loan value of
$158,953.
Harrison's average closing costs are $3,927.
The top Harrison lender as defined by loan originations is Equity Bank, with
53 loans originated. Their average total fees are
$3,133, which is $288
lower than the next largest lender,
Plains Commerce Bank.
The lowest fee Harrison lenders (with over 10 loans originated) are
Arvest Bank ($3,029), First Community Bank ($3,130), Equity Bank ($3,133), CALIBER HOME LOANS, INC. ($3,270) and Plains Commerce Bank ($3,422).
The lowest rate Harrison lenders (with over 10 loans originated) are
CALIBER HOME LOANS, INC. (4.12%), Plains Commerce Bank (4.38%), UNION HOME MORTGAGE CORP. (4.51%), Arvest Bank (4.62%) and Equity Bank (4.82%).
Harrison, AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Equity Bank | $14,725,000 | $18,930,000 | 28.6% | 9.7% |
Plains Commerce Bank | $40,865,000 | $14,785,000 | -63.8% | 7.6% |
MID AMERICA MORTGAGE, INC. | $7,220,000 | $14,120,000 | 95.6% | 7.2% |
Arvest Bank | $19,360,000 | $13,540,000 | -30.1% | 6.9% |
QUICKEN LOANS, LLC | $19,275,000 | $12,860,000 | -33.3% | 6.6% |
Anstaff Bank | $15,070,000 | $12,750,000 | -15.4% | 6.5% |
First Community Bank | $12,890,000 | $11,270,000 | -12.6% | 5.8% |
GUILD MORTGAGE COMPANY | $13,635,000 | $9,040,000 | -33.7% | 4.6% |
Cornerstone Bank | $7,865,000 | n/a | 4.0% | |
Stone Bank | $5,260,000 | n/a | 2.7% | |
DAS Acquisition Company, LLC | $1,700,000 | $4,690,000 | 175.9% | 2.4% |
Signature Bank of Arkansas | $170,000 | $4,145,000 | 2,338.2% | 2.1% |
Mortgage Research Center, LLC | $3,780,000 | $3,825,000 | 1.2% | 2.0% |
First National Bank of North Arkansas | $4,990,000 | $3,805,000 | -23.7% | 2.0% |
UNION HOME MORTGAGE CORP. | $4,225,000 | $3,185,000 | -24.6% | 1.6% |
Flagstar Bank, FSB | $7,645,000 | $2,765,000 | -63.8% | 1.4% |
CALIBER HOME LOANS, INC. | $3,360,000 | $2,405,000 | -28.4% | 1.2% |
FREEDOM MORTGAGE CORPORATION | $10,455,000 | $2,255,000 | -78.4% | 1.2% |
LOANDEPOT.COM, LLC | $3,115,000 | $2,100,000 | -32.6% | 1.1% |
AMERISAVE MORTGAGE CORPORATION | $1,810,000 | $2,035,000 | 12.4% | 1.0% |
The Central Trust Bank | $390,000 | $1,975,000 | 406.4% | 1.0% |
Mr. Cooper ( Nationstar Mortgage ) | $1,805,000 | $1,770,000 | -1.9% | 0.9% |
UNITED WHOLESALE MORTGAGE, LLC | $425,000 | $1,640,000 | 285.9% | 0.8% |
FLAT BRANCH MORTGAGE, INC. | $610,000 | $1,580,000 | 159.0% | 0.8% |
BROKER SOLUTIONS, INC. | $760,000 | $1,490,000 | 96.1% | 0.8% |
Regions Bank | $1,890,000 | $1,410,000 | -25.4% | 0.7% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,105,000 | $1,090,000 | -1.4% | 0.6% |
CORNERSTONE HOME LENDING, INC. | $1,030,000 | n/a | 0.5% | |
NEW DAY FINANCIAL, LLC | $825,000 | $1,025,000 | 24.2% | 0.5% |
FEDEX EMPLOYEES CREDIT ASSOCIATION | $1,265,000 | $1,015,000 | -19.8% | 0.5% |
21ST MORTGAGE CORPORATION | $405,000 | $955,000 | 135.8% | 0.5% |
Wells Fargo Bank | $990,000 | $835,000 | -15.7% | 0.4% |
CHURCHILL MORTGAGE CORPORATION | $280,000 | $770,000 | 175.0% | 0.4% |
EVERETT FINANCIAL, INC. | $735,000 | n/a | 0.4% | |
U.S. Bank | $1,495,000 | $710,000 | -52.5% | 0.4% |
Ozark Bank | $695,000 | n/a | 0.4% | |
USAA Federal Savings Bank | $625,000 | $645,000 | 3.2% | 0.3% |
Bank OZK | $520,000 | $625,000 | 20.2% | 0.3% |
ARKANSAS Federal Credit Union | $115,000 | $620,000 | 439.1% | 0.3% |
ENCORE BANK | $650,000 | $620,000 | -4.6% | 0.3% |
BOKF | $600,000 | n/a | 0.3% | |
NEWREZ LLC | $1,900,000 | $600,000 | -68.4% | 0.3% |
ZILLOW HOME LOANS, LLC | $240,000 | $600,000 | 150.0% | 0.3% |
FirstTrust Home Loans, Inc. | $625,000 | $590,000 | -5.6% | 0.3% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,040,000 | $555,000 | -46.6% | 0.3% |
PENNYMAC LOAN SERVICES, LLC | $2,430,000 | $535,000 | -78.0% | 0.3% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $330,000 | $535,000 | 62.1% | 0.3% |
Carrington Mortgage Services, LLC | $525,000 | n/a | 0.3% | |
Ameris Bank | $485,000 | n/a | 0.2% | |
Barrington Bank & Trust Company, N.A. | $380,000 | $485,000 | 27.6% | 0.2% |
Servion, Inc. | $1,090,000 | $480,000 | -56.0% | 0.2% |
JPMorgan Chase Bank | $405,000 | $465,000 | 14.8% | 0.2% |
MOVEMENT MORTGAGE, LLC | $465,000 | n/a | 0.2% | |
Bank of America | $545,000 | $460,000 | -15.6% | 0.2% |
CROSSCOUNTRY MORTGAGE, LLC | $385,000 | $430,000 | 11.7% | 0.2% |
CMG MORTGAGE, INC. | $415,000 | n/a | 0.2% | |
DELMAR FINANCIAL COMPANY | $415,000 | n/a | 0.2% | |
Farmers Bank & Trust Company | $395,000 | n/a | 0.2% | |
RELIANCE FIRST CAPITAL, LLC | $395,000 | n/a | 0.2% | |
The Bank of Missouri | $395,000 | n/a | 0.2% | |
Great Southern Bank | $580,000 | $385,000 | -33.6% | 0.2% |
PNC Bank | $385,000 | n/a | 0.2% | |
KeyBank | $105,000 | $365,000 | 247.6% | 0.2% |
Magnolia Bank | $355,000 | n/a | 0.2% | |
Bank of England | $350,000 | n/a | 0.2% | |
Deere Employees Credit Union | $350,000 | n/a | 0.2% | |
GERSHMAN INVESTMENT CORP. | $500,000 | $340,000 | -32.0% | 0.2% |
Eagle Bank and Trust Company | $320,000 | n/a | 0.2% | |
BAY EQUITY LLC | $285,000 | n/a | 0.1% | |
BancorpSouth Bank | $755,000 | $275,000 | -63.6% | 0.1% |
Community National Bank & Trust of Texas | $490,000 | $275,000 | -43.9% | 0.1% |
TELCOE FEDERAL CREDIT UNION | $1,640,000 | $275,000 | -83.2% | 0.1% |
UNITED BUILT HOMES, L.L.C. | $245,000 | $275,000 | 12.2% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $405,000 | $260,000 | -35.8% | 0.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $655,000 | $250,000 | -61.8% | 0.1% |
S1L, Inc. | $250,000 | n/a | 0.1% | |
Firstar Bank | $235,000 | n/a | 0.1% | |
LAKEVIEW LOAN SERVICING, LLC | $310,000 | $230,000 | -25.8% | 0.1% |
HOME POINT FINANCIAL CORPORATION | $230,000 | $225,000 | -2.2% | 0.1% |
AMERICAN ADVISORS GROUP | $335,000 | $220,000 | -34.3% | 0.1% |
PHH Mortgage Corporation | $215,000 | n/a | 0.1% | |
GENEVA FINANCIAL, LLC | $205,000 | n/a | 0.1% | |
PLAZA HOME MORTGAGE, INC. | $205,000 | n/a | 0.1% | |
The Federal Savings Bank | $580,000 | $205,000 | -64.7% | 0.1% |
UNIFY FINANCIAL Credit Union | $205,000 | n/a | 0.1% | |
NAVY FEDERAL CREDIT UNION | $75,000 | $190,000 | 153.3% | 0.1% |
American Airlines Federal Credit Union | $185,000 | n/a | 0.1% | |
Community First National Bank | $185,000 | n/a | 0.1% | |
Gateway First Bank | $755,000 | $185,000 | -75.5% | 0.1% |
M&T Bank | $185,000 | n/a | 0.1% | |
TruHome Solutions, LLC | $185,000 | n/a | 0.1% | |
First Security Bank | $750,000 | $170,000 | -77.3% | 0.1% |
Discover Bank | $155,000 | $165,000 | 6.5% | 0.1% |
FirstBank | $165,000 | n/a | 0.1% | |
RESIDENTIAL BANCORP. | $165,000 | n/a | 0.1% | |
The First National Bank of Fort Smith | $315,000 | $165,000 | -47.6% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $155,000 | n/a | 0.1% | |
Priority Bank | $155,000 | n/a | 0.1% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $355,000 | $145,000 | -59.2% | 0.1% |
LOANPAL, LLC | $145,000 | n/a | 0.1% | |
Figure Lending LLC | $105,000 | $135,000 | 28.6% | 0.1% |
Northpointe Bank | $175,000 | $135,000 | -22.9% | 0.1% |
ENDEAVOR CAPITAL, LLC. | $125,000 | n/a | 0.1% | |
First Guaranty Mortgage Corporation | $145,000 | $125,000 | -13.8% | 0.1% |
Grand Valley Bank | $125,000 | n/a | 0.1% | |
Nations Lending Corporation | $575,000 | $125,000 | -78.3% | 0.1% |
The Farmers & Merchants Bank | $125,000 | n/a | 0.1% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $115,000 | n/a | 0.1% | |
Paramount Residential Mortgage Group, Inc. | $115,000 | n/a | 0.1% | |
Simmons Bank | $225,000 | $115,000 | -48.9% | 0.1% |
AMERICAN FINANCING CORPORATION | $485,000 | $95,000 | -80.4% | 0.0% |
Orion Federal Credit Union | $95,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $250,000 | $95,000 | -62.0% | 0.0% |
Oakstar Bank | $85,000 | n/a | 0.0% | |
CHARTER WEST BANK | $75,000 | n/a | 0.0% | |
Southern Bank | $75,000 | n/a | 0.0% | |
OKLAHOMA CENTRAL Credit Union | $65,000 | n/a | 0.0% | |
VILLAGE CAPITAL MORTGAGE | $655,000 | $55,000 | -91.6% | 0.0% |
Citizens Bank | $3,065,000 | $45,000 | -98.5% | 0.0% |
FNBC Bank | $15,000 | n/a | 0.0% |
Harrison's top lender by overall market share is Equity Bank, with 9.7% market share. In second place, with 7.6%, is Plains Commerce Bank, having originated $14,785,000 in loans. In third place, with 7.2%, is MID AMERICA MORTGAGE, INC., having originated $14,120,000 in loans. In fourth place, with 6.9%, is Arvest Bank, having originated $13,540,000 in loans. In fifth place, with 6.6%, is QUICKEN LOANS, LLC, having originated $12,860,000 in loans.
Harrison Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $154,900 (10.7%) | $225,913 (14.0%) | 0.00 | 277 |
2018-02-01 | $154,900 (10.3%) | $214,074 (-0.5%) | 0.00 | 274 |
2018-03-01 | $149,900 (0.5%) | $210,117 (-3.9%) | 0.00 | 264 |
2018-04-01 | $148,525 (-1.0%) | $209,471 (-7.4%) | 0.00 | 261 |
2018-05-01 | $148,563 (-6.6%) | $206,293 (-8.4%) | 0.00 | 262 |
2018-06-01 | $149,950 (-3.3%) | $206,022 (-6.8%) | 0.00 | 274 |
2018-07-01 | $152,250 (1.5%) | $208,261 (-5.4%) | 0.00 | 288 |
2018-08-01 | $149,900 (-9.1%) | $207,924 (-5.0%) | 0.00 | 301 |
2018-09-01 | $149,900 (-7.8%) | $207,307 (-5.6%) | 0.00 | 310 |
2018-10-01 | $149,950 (-6.2%) | $205,200 (-10.3%) | 0.00 | 306 |
2018-11-01 | $141,200 (-10.9%) | $199,648 (-9.9%) | 0.00 | 312 |
2018-12-01 | $143,250 (-7.5%) | $203,179 (-9.5%) | 0.00 | 285 |
2019-01-01 | $141,450 (-8.7%) | $199,791 (-11.6%) | 0.00 | 268 |
2019-02-01 | $149,900 (-3.2%) | $203,985 (-4.7%) | 0.00 | 268 |
2019-03-01 | $154,186 (2.9%) | $213,574 (1.7%) | 0.00 | 268 |
2019-04-01 | $159,950 (7.7%) | $228,113 (8.9%) | 0.00 | 269 |
2019-05-01 | $159,925 (7.7%) | $234,762 (13.8%) | 0.00 | 279 |
2019-06-01 | $161,950 (8.0%) | $236,714 (14.9%) | 0.00 | 278 |
2019-07-01 | $165,000 (8.4%) | $236,650 (13.6%) | 0.00 | 278 |
2019-08-01 | $164,359 (9.7%) | $239,690 (15.3%) | 0.00 | 265 |
2019-09-01 | $171,048 (14.1%) | $246,503 (18.9%) | 0.00 | 257 |
2019-10-01 | $175,507 (17.0%) | $246,110 (19.9%) | 0.00 | 253 |
2019-11-01 | $174,950 (23.9%) | $243,983 (22.2%) | 0.00 | 256 |
2019-12-01 | $174,950 (22.1%) | $244,710 (20.4%) | 0.00 | 236 |
2020-01-01 | $176,000 (24.4%) | $268,235 (34.3%) | 0.00 | 215 |
2020-02-01 | $174,000 (16.1%) | $271,993 (33.3%) | 0.00 | 204 |
2020-03-01 | $179,925 (16.7%) | $284,448 (33.2%) | 0.00 | 199 |
2020-04-01 | $179,900 (12.5%) | $270,118 (18.4%) | 0.00 | 191 |
2020-05-01 | $172,083 (7.6%) | $276,090 (17.6%) | 0.00 | 170 |
2020-06-01 | $180,450 (11.4%) | $291,023 (22.9%) | 0.00 | 158 |
2020-07-01 | $199,200 (20.7%) | $303,813 (28.4%) | 0.00 | 134 |
2020-08-01 | $218,250 (32.8%) | $313,808 (30.9%) | 0.00 | 117 |
2020-09-01 | $214,950 (25.7%) | $338,286 (37.2%) | 0.00 | 106 |
2020-10-01 | $219,000 (24.8%) | $351,827 (43.0%) | 0.00 | 101 |
2020-11-01 | $217,425 (24.3%) | $351,403 (44.0%) | 0.00 | 97 |
2020-12-01 | $199,700 (14.2%) | $337,365 (37.9%) | 0.00 | 96 |
2021-01-01 | $219,900 (24.9%) | $362,111 (35.0%) | 0.00 | 81 |
2021-02-01 | $259,900 (49.4%) | $405,390 (49.0%) | 0.00 | 69 |
2021-03-01 | $254,450 (41.4%) | $406,632 (43.0%) | 0.00 | 71 |
2021-04-01 | $264,063 (46.8%) | $471,703 (74.6%) | 0.00 | 70 |
2021-05-01 | $259,450 (50.8%) | $539,618 (95.5%) | 0.00 | 64 |
2021-06-01 | $268,675 (48.9%) | $558,458 (91.9%) | 0.00 | 61 |
2021-07-01 | $267,000 (34.0%) | $411,118 (35.3%) | 0.00 | 76 |
2021-08-01 | $244,675 (12.1%) | $377,398 (20.3%) | 0.00 | 89 |
2021-09-01 | $259,225 (20.6%) | $416,248 (23.1%) | 0.00 | 92 |
2021-10-01 | $234,900 (7.3%) | $409,325 (16.3%) | 0.00 | 88 |
2021-11-01 | $240,000 (10.4%) | $421,060 (19.8%) | 0.00 | 85 |
2021-12-01 | $240,950 (20.7%) | $417,337 (23.7%) | 0.00 | 84 |
2022-01-01 | $254,500 (15.7%) | $445,427 (23.0%) | 0.00 | 82 |
2022-02-01 | $275,000 (5.8%) | $490,283 (20.9%) | 0.00 | 74 |
2022-03-01 | $297,425 (16.9%) | $507,498 (24.8%) | 0.00 | 81 |
2022-04-01 | $294,950 (11.7%) | $473,585 (0.4%) | 0.00 | 89 |
2022-05-01 | $326,225 (25.7%) | $470,337 (-12.8%) | 0.00 | 98 |
2022-06-01 | $329,925 (22.8%) | $456,549 (-18.3%) | 0.00 | 123 |
2022-07-01 | $329,900 (23.6%) | $452,920 (10.2%) | 0.00 | 155 |
2022-08-01 | $337,000 (37.7%) | $462,110 (22.5%) | 0.00 | 157 |
2022-09-01 | $327,625 (26.4%) | $442,794 (6.4%) | 0.00 | 161 |
2022-10-01 | $325,000 (38.4%) | $433,782 (6.0%) | 0.00 | 172 |
2022-11-01 | $314,500 (31.0%) | $426,593 (1.3%) | 0.00 | 166 |
2022-12-01 | $299,900 (24.5%) | $422,559 (1.3%) | 0.00 | 167 |
2023-01-01 | $304,900 (19.8%) | $430,083 (-3.4%) | 0.00 | 146 |
2023-02-01 | $320,000 (16.4%) | $435,625 (-11.2%) | 0.00 | 144 |
2023-03-01 | $302,400 (1.7%) | $441,227 (-13.1%) | 0.00 | 145 |
2023-04-01 | $299,900 (1.7%) | $441,311 (-6.8%) | 0.00 | 143 |
2023-05-01 | $318,700 (-2.3%) | $447,335 (-4.9%) | 0.00 | 137 |
2023-06-01 | $306,200 (-7.2%) | $454,192 (-0.5%) | 0.00 | 153 |
2023-07-01 | $299,900 (-9.1%) | $453,001 (0.0%) | 0.00 | 166 |
2023-08-01 | $299,900 (-11.0%) | $465,685 (0.8%) | 0.00 | 171 |
2023-09-01 | $315,000 (-3.9%) | $443,760 (0.2%) | 0.00 | 188 |
2023-10-01 | $304,925 (-6.2%) | $438,899 (1.2%) | 0.00 | 193 |
Harrison's median listing price comes in at 0% of the national average.
Harrison's average listing price for 2023-10-01 was $438,899, a difference of $5,117 (1.2%) versus the prior year and $-4,861 versus the prior month.
For the 2023-10-01 period, Harrison had 193 MLS listings, a difference of 5 listings (3%) versus the prior month and 21 listings (12%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,759 sqft |
2018-02-01 | 0 days | 1,747 sqft |
2018-03-01 | 0 days | 1,736 sqft |
2018-04-01 | 0 days | 1,769 sqft |
2018-05-01 | 0 days | 1,730 sqft |
2018-06-01 | 0 days | 1,788 sqft |
2018-07-01 | 0 days | 1,816 sqft |
2018-08-01 | 0 days | 1,796 sqft |
2018-09-01 | 0 days | 1,722 sqft |
2018-10-01 | 0 days | 1,707 sqft |
2018-11-01 | 0 days | 1,725 sqft |
2018-12-01 | 0 days | 1,746 sqft |
2019-01-01 | 0 days | 1,717 sqft |
2019-02-01 | 0 days | 1,737 sqft |
2019-03-01 | 0 days | 1,765 sqft |
2019-04-01 | 0 days | 1,795 sqft |
2019-05-01 | 0 days | 1,793 sqft |
2019-06-01 | 0 days | 1,800 sqft |
2019-07-01 | 0 days | 1,807 sqft |
2019-08-01 | 0 days | 1,798 sqft |
2019-09-01 | 0 days | 1,795 sqft |
2019-10-01 | 0 days | 1,783 sqft |
2019-11-01 | 0 days | 1,728 sqft |
2019-12-01 | 0 days | 1,798 sqft |
2020-01-01 | 0 days | 1,794 sqft |
2020-02-01 | 0 days | 1,790 sqft |
2020-03-01 | 0 days | 1,807 sqft |
2020-04-01 | 0 days | 1,828 sqft |
2020-05-01 | 0 days | 1,850 sqft |
2020-06-01 | 0 days | 1,981 sqft |
2020-07-01 | 0 days | 1,967 sqft |
2020-08-01 | 0 days | 2,132 sqft |
2020-09-01 | 0 days | 2,025 sqft |
2020-10-01 | 0 days | 1,980 sqft |
2020-11-01 | 0 days | 2,027 sqft |
2020-12-01 | 0 days | 1,883 sqft |
2021-01-01 | 0 days | 1,802 sqft |
2021-02-01 | 0 days | 1,820 sqft |
2021-03-01 | 0 days | 1,764 sqft |
2021-04-01 | 0 days | 1,860 sqft |
2021-05-01 | 0 days | 2,360 sqft |
2021-06-01 | 0 days | 2,185 sqft |
2021-07-01 | 0 days | 1,916 sqft |
2021-08-01 | 0 days | 1,808 sqft |
2021-09-01 | 0 days | 1,802 sqft |
2021-10-01 | 0 days | 1,723 sqft |
2021-11-01 | 0 days | 1,725 sqft |
2021-12-01 | 0 days | 1,725 sqft |
2022-01-01 | 0 days | 1,723 sqft |
2022-02-01 | 0 days | 1,727 sqft |
2022-03-01 | 0 days | 1,746 sqft |
2022-04-01 | 0 days | 1,746 sqft |
2022-05-01 | 0 days | 2,019 sqft |
2022-06-01 | 0 days | 2,048 sqft |
2022-07-01 | 0 days | 2,048 sqft |
2022-08-01 | 0 days | 2,002 sqft |
2022-09-01 | 0 days | 2,068 sqft |
2022-10-01 | 0 days | 2,040 sqft |
2022-11-01 | 0 days | 1,860 sqft |
2022-12-01 | 0 days | 1,860 sqft |
2023-01-01 | 0 days | 1,944 sqft |
2023-02-01 | 0 days | 1,891 sqft |
2023-03-01 | 0 days | 1,913 sqft |
2023-04-01 | 0 days | 1,920 sqft |
2023-05-01 | 0 days | 1,949 sqft |
2023-06-01 | 0 days | 1,921 sqft |
2023-07-01 | 0 days | 1,944 sqft |
2023-08-01 | 0 days | 1,910 sqft |
2023-09-01 | 0 days | 1,887 sqft |
2023-10-01 | 0 days | 1,879 sqft |
Harrison's median square footage for active listings during the 2023-10-01 period was 1,879 sqft. One year prior, the average listing was 2,040 sqft.
Harrison, AR Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 687 | $124,955,000 | $181,885 |
Cash Out Refi | 203 | $31,025,000 | $152,833 |
Refi | 188 | $28,960,000 | $154,043 |
Home Improvement | 85 | $5,735,000 | $67,471 |
Other | 64 | $4,360,000 | $68,125 |
Harrison's most frequently cited loan purpose was Home Purchase, with 687 originations. The 2nd most popular reason was Cash Out Refi, with 203 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
4-5% | 269 | $43,525,000 | $161,803 |
5-6% | 260 | $43,890,000 | $168,808 |
3-4% | 218 | $35,880,000 | $164,587 |
6-7% | 124 | $21,500,000 | $173,387 |
<2.5% | 45 | $5,095,000 | $113,222 |
7-8% | 42 | $5,380,000 | $128,095 |
2.5-3% | 34 | $5,730,000 | $168,529 |
Over 8% | 33 | $2,835,000 | $85,909 |
During 2022, Harrison's most frequently originated rate bucket was 4-5%, with 269 originations.
Loan Sizing (Harrison, AR MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 524 | $75,680,000 | $144,427 |
$100,000 or less | 385 | $23,285,000 | $60,481 |
$200k-400k | 281 | $74,375,000 | $264,680 |
$400k-600k | 29 | $13,305,000 | $458,793 |
$600k-1000k | 7 | $4,785,000 | $683,571 |
$Over $1MM | 1 | $3,605,000 | $3,605,000 |
Harrison's loan sizing saw the bucket of loans from $100k-200k with 524 originations, totaling $75,680,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 464 | $87,710,000 | $189,030 |
60-80% | 268 | $46,950,000 | $175,187 |
40-60% | 119 | $14,645,000 | $123,067 |
20-40% | 92 | $6,460,000 | $70,217 |
Under 20% | 49 | $1,935,000 | $39,490 |
Over 100% | 27 | $5,445,000 | $201,667 |
Harrison's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 464 originations, totaling $87,710,000 in origination value.