Harrison Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Harrison averaged 7.18% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.13% and one month ago for the week of 2023-10-19, the average rate was 7.12%.

Harrison's average rate one year ago was 6.5%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.49%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Harrison 30 Year Fixed Rate 2023-11-22 7.18%
Harrison 30 Year Fixed Rate Refi 2023-11-22 7.49%
Harrison 15 Year Fixed Rate 2023-11-22 6.47%
Harrison 15 Year Fixed Rate Refi 2023-11-22 6.57%
Harrison 30 Year FHA 2023-11-22 -0.57%
Harrison 30 Year FHA Refi 2023-11-22 -0.1%
Harrison 30 Year USDA 2023-11-22 -0.81%
Harrison 30 Year USDA Refi 2023-11-22 -0.1%
Harrison 30 Year VA 2023-11-22 0.1%
Harrison 30 Year VA Refi 2023-11-22 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Harrison, AR.

Harrison Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Harrison, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Equity Bank 53 4.82% $3,133
Plains Commerce Bank 44 4.38% $3,422
Arvest Bank 34 4.62% $3,029
QUICKEN LOANS, LLC 27 5.23% $6,845
First Community Bank 18 5.32% $3,130
DAS Acquisition Company, LLC 13 5.66% $3,787
UNION HOME MORTGAGE CORP. 11 4.51% $4,381
CALIBER HOME LOANS, INC. 10 4.12% $3,270
GUILD MORTGAGE COMPANY 10 5.80% $4,966
LOANDEPOT.COM, LLC 8 4.48% $5,806
Mr. Cooper ( Nationstar Mortgage ) 7 5.21% $6,934
AMERISAVE MORTGAGE CORPORATION 5 4.95% $7,440
UNITED WHOLESALE MORTGAGE, LLC 5 4.35% $5,878
Wells Fargo Bank 5 4.28% $4,658
The Central Trust Bank 4 5.63% $2,310
BROKER SOLUTIONS, INC. 4 4.72% $5,095
CORNERSTONE HOME LENDING, INC. 4 4.88% $3,639
Signature Bank of Arkansas 4 7.72% $2,116
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 5.21% $5,289
Ameris Bank 3 5.08% $2,628
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 4.42% $2,605
FEDEX EMPLOYEES CREDIT ASSOCIATION 3 4.13% $5,002
Flagstar Bank, FSB 2 4.33% $2,792
The Bank of Missouri 2 3.19% $2,227
S1L, Inc. 2 3.81% $3,503
FLAT BRANCH MORTGAGE, INC. 2 5.06% $5,601
FREEDOM MORTGAGE CORPORATION 2 5.63% $4,143
ROYAL UNITED MORTGAGE LLC 2 5.88% $7,266
Carrington Mortgage Services, LLC 2 4.50% $5,365
PENNYMAC LOAN SERVICES, LLC 2 5.56% $2,770
U.S. Bank 2 4.94% $3,348
BOKF 2 5.69% $2,799
CHURCHILL MORTGAGE CORPORATION 2 6.13% $3,722
JPMorgan Chase Bank 2 4.00% $2,711
ZILLOW HOME LOANS, LLC 1 7.00% $3,179
AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.75% $3,372
ARKANSAS Federal Credit Union 1 4.88% $5,448
Bank of America 1 3.50% $3,796
Bank of England 1 4.38% $2,663
Bank OZK 1 4.75% $2,591
BAY EQUITY LLC 1 6.88% $10,223
CARDINAL FINANCIAL 1 5.99% $3,849
CHARTER WEST BANK 1 8.13% $2,552
CROSSCOUNTRY MORTGAGE, LLC 1 5.45% $6,352
Deere Employees Credit Union 1 2.38% $2,449
Eagle Bank and Trust Company 1 5.50% $2,424
ENDEAVOR CAPITAL, LLC. 1 3.99% $4,184
EVERETT FINANCIAL, INC. 1 3.75% $1,048
FirstTrust Home Loans, Inc. 1 4.99% $4,361
Grand Valley Bank 1 5.63% $3,570
KeyBank 1 3.75% $3,230
LAKEVIEW LOAN SERVICING, LLC 1 4.75% $1,641
Mortgage Research Center, LLC 1 5.63% $3,462
MOVEMENT MORTGAGE, LLC 1 5.63% $3,375
NAVY FEDERAL CREDIT UNION 1 4.88% $3,212
Northpointe Bank 1 6.88% $3,327
Paramount Residential Mortgage Group, Inc. 1 4.25% $3,532
PNC Bank 1 4.25% $2,686
Priority Bank 1 3.13% $2,511
Regions Bank 1 7.00% $2,265
RELIANCE FIRST CAPITAL, LLC 1 3.88% $2,245
RESIDENTIAL BANCORP 1 5.13% $8,063
Servion, Inc. 1 6.38% $2,827
The Farmers & Merchants Bank 1 4.75% $2,469
The First National Bank of Fort Smith 1 4.99% $2,388
USAA Federal Savings Bank 1 5.25% $4,120
AMERICAN FINANCING CORPORATION 1 3.13% $4,978

Harrison Average Closing Costs & Other Stats

Harrison, AR's 67 lenders originated 1,227 loans during 2022. The total origination value was $195,035,000, with an average loan value of $158,953.

Harrison's average closing costs are $3,927.

The top Harrison lender as defined by loan originations is Equity Bank, with 53 loans originated. Their average total fees are $3,133, which is $288 lower than the next largest lender, Plains Commerce Bank.

The lowest fee Harrison lenders (with over 10 loans originated) are Arvest Bank ($3,029), First Community Bank ($3,130), Equity Bank ($3,133), CALIBER HOME LOANS, INC. ($3,270) and Plains Commerce Bank ($3,422).

The lowest rate Harrison lenders (with over 10 loans originated) are CALIBER HOME LOANS, INC. (4.12%), Plains Commerce Bank (4.38%), UNION HOME MORTGAGE CORP. (4.51%), Arvest Bank (4.62%) and Equity Bank (4.82%).

Harrison, AR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Equity Bank $14,725,000 $18,930,000 28.6% 9.7%
Plains Commerce Bank $40,865,000 $14,785,000 -63.8% 7.6%
MID AMERICA MORTGAGE, INC. $7,220,000 $14,120,000 95.6% 7.2%
Arvest Bank $19,360,000 $13,540,000 -30.1% 6.9%
QUICKEN LOANS, LLC $19,275,000 $12,860,000 -33.3% 6.6%
Anstaff Bank $15,070,000 $12,750,000 -15.4% 6.5%
First Community Bank $12,890,000 $11,270,000 -12.6% 5.8%
GUILD MORTGAGE COMPANY $13,635,000 $9,040,000 -33.7% 4.6%
Cornerstone Bank $7,865,000 n/a 4.0%
Stone Bank $5,260,000 n/a 2.7%
DAS Acquisition Company, LLC $1,700,000 $4,690,000 175.9% 2.4%
Signature Bank of Arkansas $170,000 $4,145,000 2,338.2% 2.1%
Mortgage Research Center, LLC $3,780,000 $3,825,000 1.2% 2.0%
First National Bank of North Arkansas $4,990,000 $3,805,000 -23.7% 2.0%
UNION HOME MORTGAGE CORP. $4,225,000 $3,185,000 -24.6% 1.6%
Flagstar Bank, FSB $7,645,000 $2,765,000 -63.8% 1.4%
CALIBER HOME LOANS, INC. $3,360,000 $2,405,000 -28.4% 1.2%
FREEDOM MORTGAGE CORPORATION $10,455,000 $2,255,000 -78.4% 1.2%
LOANDEPOT.COM, LLC $3,115,000 $2,100,000 -32.6% 1.1%
AMERISAVE MORTGAGE CORPORATION $1,810,000 $2,035,000 12.4% 1.0%
The Central Trust Bank $390,000 $1,975,000 406.4% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $1,805,000 $1,770,000 -1.9% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $425,000 $1,640,000 285.9% 0.8%
FLAT BRANCH MORTGAGE, INC. $610,000 $1,580,000 159.0% 0.8%
BROKER SOLUTIONS, INC. $760,000 $1,490,000 96.1% 0.8%
Regions Bank $1,890,000 $1,410,000 -25.4% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,105,000 $1,090,000 -1.4% 0.6%
CORNERSTONE HOME LENDING, INC. $1,030,000 n/a 0.5%
NEW DAY FINANCIAL, LLC $825,000 $1,025,000 24.2% 0.5%
FEDEX EMPLOYEES CREDIT ASSOCIATION $1,265,000 $1,015,000 -19.8% 0.5%
21ST MORTGAGE CORPORATION $405,000 $955,000 135.8% 0.5%
Wells Fargo Bank $990,000 $835,000 -15.7% 0.4%
CHURCHILL MORTGAGE CORPORATION $280,000 $770,000 175.0% 0.4%
EVERETT FINANCIAL, INC. $735,000 n/a 0.4%
U.S. Bank $1,495,000 $710,000 -52.5% 0.4%
Ozark Bank $695,000 n/a 0.4%
USAA Federal Savings Bank $625,000 $645,000 3.2% 0.3%
Bank OZK $520,000 $625,000 20.2% 0.3%
ARKANSAS Federal Credit Union $115,000 $620,000 439.1% 0.3%
ENCORE BANK $650,000 $620,000 -4.6% 0.3%
BOKF $600,000 n/a 0.3%
NEWREZ LLC $1,900,000 $600,000 -68.4% 0.3%
ZILLOW HOME LOANS, LLC $240,000 $600,000 150.0% 0.3%
FirstTrust Home Loans, Inc. $625,000 $590,000 -5.6% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,040,000 $555,000 -46.6% 0.3%
PENNYMAC LOAN SERVICES, LLC $2,430,000 $535,000 -78.0% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $330,000 $535,000 62.1% 0.3%
Carrington Mortgage Services, LLC $525,000 n/a 0.3%
Ameris Bank $485,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $380,000 $485,000 27.6% 0.2%
Servion, Inc. $1,090,000 $480,000 -56.0% 0.2%
JPMorgan Chase Bank $405,000 $465,000 14.8% 0.2%
MOVEMENT MORTGAGE, LLC $465,000 n/a 0.2%
Bank of America $545,000 $460,000 -15.6% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $385,000 $430,000 11.7% 0.2%
CMG MORTGAGE, INC. $415,000 n/a 0.2%
DELMAR FINANCIAL COMPANY $415,000 n/a 0.2%
Farmers Bank & Trust Company $395,000 n/a 0.2%
RELIANCE FIRST CAPITAL, LLC $395,000 n/a 0.2%
The Bank of Missouri $395,000 n/a 0.2%
Great Southern Bank $580,000 $385,000 -33.6% 0.2%
PNC Bank $385,000 n/a 0.2%
KeyBank $105,000 $365,000 247.6% 0.2%
Magnolia Bank $355,000 n/a 0.2%
Bank of England $350,000 n/a 0.2%
Deere Employees Credit Union $350,000 n/a 0.2%
GERSHMAN INVESTMENT CORP. $500,000 $340,000 -32.0% 0.2%
Eagle Bank and Trust Company $320,000 n/a 0.2%
BAY EQUITY LLC $285,000 n/a 0.1%
BancorpSouth Bank $755,000 $275,000 -63.6% 0.1%
Community National Bank & Trust of Texas $490,000 $275,000 -43.9% 0.1%
TELCOE FEDERAL CREDIT UNION $1,640,000 $275,000 -83.2% 0.1%
UNITED BUILT HOMES, L.L.C. $245,000 $275,000 12.2% 0.1%
ROYAL UNITED MORTGAGE LLC $405,000 $260,000 -35.8% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $655,000 $250,000 -61.8% 0.1%
S1L, Inc. $250,000 n/a 0.1%
Firstar Bank $235,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $310,000 $230,000 -25.8% 0.1%
HOME POINT FINANCIAL CORPORATION $230,000 $225,000 -2.2% 0.1%
AMERICAN ADVISORS GROUP $335,000 $220,000 -34.3% 0.1%
PHH Mortgage Corporation $215,000 n/a 0.1%
GENEVA FINANCIAL, LLC $205,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $205,000 n/a 0.1%
The Federal Savings Bank $580,000 $205,000 -64.7% 0.1%
UNIFY FINANCIAL Credit Union $205,000 n/a 0.1%
NAVY FEDERAL CREDIT UNION $75,000 $190,000 153.3% 0.1%
American Airlines Federal Credit Union $185,000 n/a 0.1%
Community First National Bank $185,000 n/a 0.1%
Gateway First Bank $755,000 $185,000 -75.5% 0.1%
M&T Bank $185,000 n/a 0.1%
TruHome Solutions, LLC $185,000 n/a 0.1%
First Security Bank $750,000 $170,000 -77.3% 0.1%
Discover Bank $155,000 $165,000 6.5% 0.1%
FirstBank $165,000 n/a 0.1%
RESIDENTIAL BANCORP. $165,000 n/a 0.1%
The First National Bank of Fort Smith $315,000 $165,000 -47.6% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $155,000 n/a 0.1%
Priority Bank $155,000 n/a 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $355,000 $145,000 -59.2% 0.1%
LOANPAL, LLC $145,000 n/a 0.1%
Figure Lending LLC $105,000 $135,000 28.6% 0.1%
Northpointe Bank $175,000 $135,000 -22.9% 0.1%
ENDEAVOR CAPITAL, LLC. $125,000 n/a 0.1%
First Guaranty Mortgage Corporation $145,000 $125,000 -13.8% 0.1%
Grand Valley Bank $125,000 n/a 0.1%
Nations Lending Corporation $575,000 $125,000 -78.3% 0.1%
The Farmers & Merchants Bank $125,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $115,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $115,000 n/a 0.1%
Simmons Bank $225,000 $115,000 -48.9% 0.1%
AMERICAN FINANCING CORPORATION $485,000 $95,000 -80.4% 0.0%
Orion Federal Credit Union $95,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $250,000 $95,000 -62.0% 0.0%
Oakstar Bank $85,000 n/a 0.0%
CHARTER WEST BANK $75,000 n/a 0.0%
Southern Bank $75,000 n/a 0.0%
OKLAHOMA CENTRAL Credit Union $65,000 n/a 0.0%
VILLAGE CAPITAL MORTGAGE $655,000 $55,000 -91.6% 0.0%
Citizens Bank $3,065,000 $45,000 -98.5% 0.0%
FNBC Bank $15,000 n/a 0.0%

Harrison's top lender by overall market share is Equity Bank, with 9.7% market share. In second place, with 7.6%, is Plains Commerce Bank, having originated $14,785,000 in loans. In third place, with 7.2%, is MID AMERICA MORTGAGE, INC., having originated $14,120,000 in loans. In fourth place, with 6.9%, is Arvest Bank, having originated $13,540,000 in loans. In fifth place, with 6.6%, is QUICKEN LOANS, LLC, having originated $12,860,000 in loans.


Harrison Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $154,900 (10.7%) $225,913 (14.0%) 0.00 277
2018-02-01 $154,900 (10.3%) $214,074 (-0.5%) 0.00 274
2018-03-01 $149,900 (0.5%) $210,117 (-3.9%) 0.00 264
2018-04-01 $148,525 (-1.0%) $209,471 (-7.4%) 0.00 261
2018-05-01 $148,563 (-6.6%) $206,293 (-8.4%) 0.00 262
2018-06-01 $149,950 (-3.3%) $206,022 (-6.8%) 0.00 274
2018-07-01 $152,250 (1.5%) $208,261 (-5.4%) 0.00 288
2018-08-01 $149,900 (-9.1%) $207,924 (-5.0%) 0.00 301
2018-09-01 $149,900 (-7.8%) $207,307 (-5.6%) 0.00 310
2018-10-01 $149,950 (-6.2%) $205,200 (-10.3%) 0.00 306
2018-11-01 $141,200 (-10.9%) $199,648 (-9.9%) 0.00 312
2018-12-01 $143,250 (-7.5%) $203,179 (-9.5%) 0.00 285
2019-01-01 $141,450 (-8.7%) $199,791 (-11.6%) 0.00 268
2019-02-01 $149,900 (-3.2%) $203,985 (-4.7%) 0.00 268
2019-03-01 $154,186 (2.9%) $213,574 (1.7%) 0.00 268
2019-04-01 $159,950 (7.7%) $228,113 (8.9%) 0.00 269
2019-05-01 $159,925 (7.7%) $234,762 (13.8%) 0.00 279
2019-06-01 $161,950 (8.0%) $236,714 (14.9%) 0.00 278
2019-07-01 $165,000 (8.4%) $236,650 (13.6%) 0.00 278
2019-08-01 $164,359 (9.7%) $239,690 (15.3%) 0.00 265
2019-09-01 $171,048 (14.1%) $246,503 (18.9%) 0.00 257
2019-10-01 $175,507 (17.0%) $246,110 (19.9%) 0.00 253
2019-11-01 $174,950 (23.9%) $243,983 (22.2%) 0.00 256
2019-12-01 $174,950 (22.1%) $244,710 (20.4%) 0.00 236
2020-01-01 $176,000 (24.4%) $268,235 (34.3%) 0.00 215
2020-02-01 $174,000 (16.1%) $271,993 (33.3%) 0.00 204
2020-03-01 $179,925 (16.7%) $284,448 (33.2%) 0.00 199
2020-04-01 $179,900 (12.5%) $270,118 (18.4%) 0.00 191
2020-05-01 $172,083 (7.6%) $276,090 (17.6%) 0.00 170
2020-06-01 $180,450 (11.4%) $291,023 (22.9%) 0.00 158
2020-07-01 $199,200 (20.7%) $303,813 (28.4%) 0.00 134
2020-08-01 $218,250 (32.8%) $313,808 (30.9%) 0.00 117
2020-09-01 $214,950 (25.7%) $338,286 (37.2%) 0.00 106
2020-10-01 $219,000 (24.8%) $351,827 (43.0%) 0.00 101
2020-11-01 $217,425 (24.3%) $351,403 (44.0%) 0.00 97
2020-12-01 $199,700 (14.2%) $337,365 (37.9%) 0.00 96
2021-01-01 $219,900 (24.9%) $362,111 (35.0%) 0.00 81
2021-02-01 $259,900 (49.4%) $405,390 (49.0%) 0.00 69
2021-03-01 $254,450 (41.4%) $406,632 (43.0%) 0.00 71
2021-04-01 $264,063 (46.8%) $471,703 (74.6%) 0.00 70
2021-05-01 $259,450 (50.8%) $539,618 (95.5%) 0.00 64
2021-06-01 $268,675 (48.9%) $558,458 (91.9%) 0.00 61
2021-07-01 $267,000 (34.0%) $411,118 (35.3%) 0.00 76
2021-08-01 $244,675 (12.1%) $377,398 (20.3%) 0.00 89
2021-09-01 $259,225 (20.6%) $416,248 (23.1%) 0.00 92
2021-10-01 $234,900 (7.3%) $409,325 (16.3%) 0.00 88
2021-11-01 $240,000 (10.4%) $421,060 (19.8%) 0.00 85
2021-12-01 $240,950 (20.7%) $417,337 (23.7%) 0.00 84
2022-01-01 $254,500 (15.7%) $445,427 (23.0%) 0.00 82
2022-02-01 $275,000 (5.8%) $490,283 (20.9%) 0.00 74
2022-03-01 $297,425 (16.9%) $507,498 (24.8%) 0.00 81
2022-04-01 $294,950 (11.7%) $473,585 (0.4%) 0.00 89
2022-05-01 $326,225 (25.7%) $470,337 (-12.8%) 0.00 98
2022-06-01 $329,925 (22.8%) $456,549 (-18.3%) 0.00 123
2022-07-01 $329,900 (23.6%) $452,920 (10.2%) 0.00 155
2022-08-01 $337,000 (37.7%) $462,110 (22.5%) 0.00 157
2022-09-01 $327,625 (26.4%) $442,794 (6.4%) 0.00 161
2022-10-01 $325,000 (38.4%) $433,782 (6.0%) 0.00 172
2022-11-01 $314,500 (31.0%) $426,593 (1.3%) 0.00 166
2022-12-01 $299,900 (24.5%) $422,559 (1.3%) 0.00 167
2023-01-01 $304,900 (19.8%) $430,083 (-3.4%) 0.00 146
2023-02-01 $320,000 (16.4%) $435,625 (-11.2%) 0.00 144
2023-03-01 $302,400 (1.7%) $441,227 (-13.1%) 0.00 145
2023-04-01 $299,900 (1.7%) $441,311 (-6.8%) 0.00 143
2023-05-01 $318,700 (-2.3%) $447,335 (-4.9%) 0.00 137
2023-06-01 $306,200 (-7.2%) $454,192 (-0.5%) 0.00 153
2023-07-01 $299,900 (-9.1%) $453,001 (0.0%) 0.00 166
2023-08-01 $299,900 (-11.0%) $465,685 (0.8%) 0.00 171
2023-09-01 $315,000 (-3.9%) $443,760 (0.2%) 0.00 188
2023-10-01 $304,925 (-6.2%) $438,899 (1.2%) 0.00 193
Harrison's median listing price for 2023-10-01 was $304,925, a difference of $-20,075 (-6.2%) versus the prior year and $-10,075 versus the prior month.

Harrison's median listing price comes in at 0% of the national average.

Harrison's average listing price for 2023-10-01 was $438,899, a difference of $5,117 (1.2%) versus the prior year and $-4,861 versus the prior month.

For the 2023-10-01 period, Harrison had 193 MLS listings, a difference of 5 listings (3%) versus the prior month and 21 listings (12%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,759 sqft
2018-02-01 0 days 1,747 sqft
2018-03-01 0 days 1,736 sqft
2018-04-01 0 days 1,769 sqft
2018-05-01 0 days 1,730 sqft
2018-06-01 0 days 1,788 sqft
2018-07-01 0 days 1,816 sqft
2018-08-01 0 days 1,796 sqft
2018-09-01 0 days 1,722 sqft
2018-10-01 0 days 1,707 sqft
2018-11-01 0 days 1,725 sqft
2018-12-01 0 days 1,746 sqft
2019-01-01 0 days 1,717 sqft
2019-02-01 0 days 1,737 sqft
2019-03-01 0 days 1,765 sqft
2019-04-01 0 days 1,795 sqft
2019-05-01 0 days 1,793 sqft
2019-06-01 0 days 1,800 sqft
2019-07-01 0 days 1,807 sqft
2019-08-01 0 days 1,798 sqft
2019-09-01 0 days 1,795 sqft
2019-10-01 0 days 1,783 sqft
2019-11-01 0 days 1,728 sqft
2019-12-01 0 days 1,798 sqft
2020-01-01 0 days 1,794 sqft
2020-02-01 0 days 1,790 sqft
2020-03-01 0 days 1,807 sqft
2020-04-01 0 days 1,828 sqft
2020-05-01 0 days 1,850 sqft
2020-06-01 0 days 1,981 sqft
2020-07-01 0 days 1,967 sqft
2020-08-01 0 days 2,132 sqft
2020-09-01 0 days 2,025 sqft
2020-10-01 0 days 1,980 sqft
2020-11-01 0 days 2,027 sqft
2020-12-01 0 days 1,883 sqft
2021-01-01 0 days 1,802 sqft
2021-02-01 0 days 1,820 sqft
2021-03-01 0 days 1,764 sqft
2021-04-01 0 days 1,860 sqft
2021-05-01 0 days 2,360 sqft
2021-06-01 0 days 2,185 sqft
2021-07-01 0 days 1,916 sqft
2021-08-01 0 days 1,808 sqft
2021-09-01 0 days 1,802 sqft
2021-10-01 0 days 1,723 sqft
2021-11-01 0 days 1,725 sqft
2021-12-01 0 days 1,725 sqft
2022-01-01 0 days 1,723 sqft
2022-02-01 0 days 1,727 sqft
2022-03-01 0 days 1,746 sqft
2022-04-01 0 days 1,746 sqft
2022-05-01 0 days 2,019 sqft
2022-06-01 0 days 2,048 sqft
2022-07-01 0 days 2,048 sqft
2022-08-01 0 days 2,002 sqft
2022-09-01 0 days 2,068 sqft
2022-10-01 0 days 2,040 sqft
2022-11-01 0 days 1,860 sqft
2022-12-01 0 days 1,860 sqft
2023-01-01 0 days 1,944 sqft
2023-02-01 0 days 1,891 sqft
2023-03-01 0 days 1,913 sqft
2023-04-01 0 days 1,920 sqft
2023-05-01 0 days 1,949 sqft
2023-06-01 0 days 1,921 sqft
2023-07-01 0 days 1,944 sqft
2023-08-01 0 days 1,910 sqft
2023-09-01 0 days 1,887 sqft
2023-10-01 0 days 1,879 sqft
Harrison's median listing age (time on market) for 2023-10-01 was 0 days.

Harrison's median square footage for active listings during the 2023-10-01 period was 1,879 sqft. One year prior, the average listing was 2,040 sqft.

Harrison, AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 687 $124,955,000 $181,885
Cash Out Refi 203 $31,025,000 $152,833
Refi 188 $28,960,000 $154,043
Home Improvement 85 $5,735,000 $67,471
Other 64 $4,360,000 $68,125

Harrison's most frequently cited loan purpose was Home Purchase, with 687 originations. The 2nd most popular reason was Cash Out Refi, with 203 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 269 $43,525,000 $161,803
5-6% 260 $43,890,000 $168,808
3-4% 218 $35,880,000 $164,587
6-7% 124 $21,500,000 $173,387
<2.5% 45 $5,095,000 $113,222
7-8% 42 $5,380,000 $128,095
2.5-3% 34 $5,730,000 $168,529
Over 8% 33 $2,835,000 $85,909

During 2022, Harrison's most frequently originated rate bucket was 4-5%, with 269 originations.

Loan Sizing (Harrison, AR MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 524 $75,680,000 $144,427
$100,000 or less 385 $23,285,000 $60,481
$200k-400k 281 $74,375,000 $264,680
$400k-600k 29 $13,305,000 $458,793
$600k-1000k 7 $4,785,000 $683,571
$Over $1MM 1 $3,605,000 $3,605,000

Harrison's loan sizing saw the bucket of loans from $100k-200k with 524 originations, totaling $75,680,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 464 $87,710,000 $189,030
60-80% 268 $46,950,000 $175,187
40-60% 119 $14,645,000 $123,067
20-40% 92 $6,460,000 $70,217
Under 20% 49 $1,935,000 $39,490
Over 100% 27 $5,445,000 $201,667

Harrison's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 464 originations, totaling $87,710,000 in origination value.