Harrison Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Harrison averaged 6.6% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6% and one month ago for the week of 2024-09-05, the average rate was 6.33%.

Harrison's average rate one year ago was 7.47%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Harrison 30 Year Fixed Rate 2024-10-10 6.6%
Harrison 30 Year Fixed Rate Refi 2024-10-10 6.92%
Harrison 15 Year Fixed Rate 2024-10-10 5.51%
Harrison 15 Year Fixed Rate Refi 2024-10-10 5.31%
Harrison 30 Year FHA 2024-10-10 6.13%
Harrison 30 Year FHA Refi 2024-10-10 6.1%
Harrison 30 Year USDA 2024-10-10 6.08%
Harrison 30 Year USDA Refi 2024-10-10 5.88%
Harrison 30 Year VA 2024-10-10 5.75%
Harrison 30 Year VA Refi 2024-10-10 5.95%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Harrison, AR.

Harrison Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Harrison, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Equity Bank 25 6.25% $3,193
Arvest Bank 24 6.55% $3,231
First Community Bank 18 7.45% $3,983
QUICKEN LOANS, LLC 16 6.90% $6,474
Plains Commerce Bank 14 6.65% $3,608
DAS Acquisition Company, LLC 14 6.80% $5,037
The Central Trust Bank 6 7.02% $2,898
GUILD MORTGAGE COMPANY 5 7.18% $4,984
Mr. Cooper ( Nationstar Mortgage ) 5 7.07% $7,926
Signature Bank of Arkansas 4 8.26% $1,628
UNION HOME MORTGAGE CORP. 3 7.00% $5,437
LOANDEPOT.COM, LLC 3 6.75% $11,629
USAA Federal Savings Bank 3 6.92% $3,286
Farm Credit Services of Western Arkansas, ACA 3 6.93% $6,420
Ameris Bank 3 6.74% $3,000
FOUR POINTS 2 4.88% $2,326
First Security Bank 2 6.38% $3,402
FLAT BRANCH MORTGAGE, INC. 2 6.31% $2,338
PENNYMAC LOAN SERVICES, LLC 2 6.31% $6,820
UNITED WHOLESALE MORTGAGE, LLC 2 7.56% $6,575
U.S. Bank 2 7.56% $3,454
GUARANTEED RATE, INC. 1 6.50% $3,006
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 5.00% $3,731
JPMorgan Chase Bank 1 7.63% $6,301
CORNERSTONE HOME LENDING, INC. 1 7.50% $3,896
Mortgage Research Center, LLC 1 7.38% $3,410
Carrington Mortgage Services, LLC 1 6.63% $6,103
NAVY FEDERAL CREDIT UNION 1 6.13% $1,074
NBH Bank 1 6.63% $6,275
NEWREZ LLC 1 6.99% $6,011
Northpointe Bank 1 7.13% $17,235
AMERISAVE MORTGAGE CORPORATION 1 5.50% $12,850
BROKER SOLUTIONS, INC. 1 7.38% $3,584
PLANET HOME LENDING, LLC 1 7.38% $8,109
BETTER MORTGAGE CORPORATION 1 6.63% $1,923
RELIANCE FIRST CAPITAL, LLC 1 7.63% $11,045
ROYAL UNITED MORTGAGE LLC 1 7.38% $6,853
Bank of England 1 7.13% $8,435
Simmons Bank 1 8.00% $2,338
Stifel Bank and Trust 1 6.13% $1,739
Sullivan Bank 1 7.50% $2,743
SUMMIT FUNDING, INC. 1 7.00% $5,371
The Bank of Missouri 1 6.63% $2,627
Bank of America 1 7.25% $1,943
The First National Bank of Fort Smith 1 6.13% $3,067
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.75% $6,455
ASSEMBLIES OF GOD Credit Union 1 7.62% $2,909
ZILLOW HOME LOANS, LLC 1 8.00% $5,129
AMERICAN FINANCIAL NETWORK, INC. 1 6.00% $8,415
GERSHMAN INVESTMENT CORP. 1 6.38% $2,399

Harrison Average Closing Costs & Other Stats

Harrison, AR's 50 lenders originated 868 loans during 2023. The total origination value was $139,750,000, with an average loan value of $161,002.

Harrison's average closing costs are $4,135.

The top Harrison lender as defined by loan originations is Equity Bank, with 25 loans originated. Their average total fees are $3,193, which is $38 lower than the next largest lender, Arvest Bank.

The lowest fee Harrison lenders (with over 10 loans originated) are Equity Bank ($3,193), Arvest Bank ($3,231), Plains Commerce Bank ($3,608), First Community Bank ($3,983) and DAS Acquisition Company, LLC ($5,037).

The lowest rate Harrison lenders (with over 10 loans originated) are Equity Bank (6.25%), Arvest Bank (6.55%), Plains Commerce Bank (6.65%), DAS Acquisition Company, LLC (6.80%) and QUICKEN LOANS, LLC (6.90%).

Harrison, AR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Equity Bank $18,930,000 $12,425,000 -34.4% 8.9%
Anstaff Bank $12,750,000 $11,825,000 -7.3% 8.5%
Cornerstone Bank $7,865,000 $11,520,000 46.5% 8.2%
MID AMERICA MORTGAGE, INC. $14,120,000 $10,825,000 -23.3% 7.7%
Arvest Bank $13,540,000 $9,955,000 -26.5% 7.1%
First Community Bank $11,270,000 $8,025,000 -28.8% 5.7%
GUILD MORTGAGE COMPANY $9,040,000 $6,980,000 -22.8% 5.0%
First National Bank of North Arkansas $3,805,000 $6,580,000 72.9% 4.7%
QUICKEN LOANS, LLC $12,860,000 $6,535,000 -49.2% 4.7%
DAS Acquisition Company, LLC $4,690,000 $5,575,000 18.9% 4.0%
Signature Bank of Arkansas $4,145,000 $5,120,000 23.5% 3.7%
Plains Commerce Bank $14,785,000 $3,570,000 -75.9% 2.6%
Mortgage Research Center, LLC $3,825,000 $3,330,000 -12.9% 2.4%
USAA Federal Savings Bank $645,000 $1,590,000 146.5% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $1,770,000 $1,375,000 -22.3% 1.0%
The Central Trust Bank $1,975,000 $1,275,000 -35.4% 0.9%
BROKER SOLUTIONS, INC. $1,490,000 $1,130,000 -24.2% 0.8%
LOANDEPOT.COM, LLC $2,100,000 $1,080,000 -48.6% 0.8%
NEWREZ LLC $600,000 $1,065,000 77.5% 0.8%
Farm Credit Services of Western Arkansas, ACA $1,035,000 n/a 0.7%
NAVY FEDERAL CREDIT UNION $190,000 $945,000 397.4% 0.7%
Ameris Bank $485,000 $885,000 82.5% 0.6%
FLAT BRANCH MORTGAGE, INC. $1,580,000 $865,000 -45.3% 0.6%
UNION HOME MORTGAGE CORP. $3,185,000 $855,000 -73.2% 0.6%
FREEDOM MORTGAGE CORPORATION $2,255,000 $830,000 -63.2% 0.6%
PENNYMAC LOAN SERVICES, LLC $535,000 $820,000 53.3% 0.6%
GERSHMAN INVESTMENT CORP. $340,000 $785,000 130.9% 0.6%
VILLAGE CAPITAL MORTGAGE $55,000 $785,000 1,327.3% 0.6%
Regions Bank $1,410,000 $730,000 -48.2% 0.5%
Flagstar Bank, FSB $2,765,000 $690,000 -75.0% 0.5%
First Security Bank $170,000 $670,000 294.1% 0.5%
NEW DAY FINANCIAL, LLC $1,025,000 $650,000 -36.6% 0.5%
JERSEY STATE BANK $625,000 n/a 0.4%
Carrington Mortgage Services, LLC $525,000 $610,000 16.2% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $155,000 $610,000 293.5% 0.4%
First Option Mortgage, LLC $575,000 n/a 0.4%
Stone Bank $5,260,000 $535,000 -89.8% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $530,000 n/a 0.4%
Bank of America $460,000 $530,000 15.2% 0.4%
RELIANCE FIRST CAPITAL, LLC $395,000 $520,000 31.6% 0.4%
AMERISAVE MORTGAGE CORPORATION $2,035,000 $510,000 -74.9% 0.4%
TRIAD FINANCIAL SERVICES, INC. $95,000 $510,000 436.8% 0.4%
FOUR POINTS $500,000 n/a 0.4%
Northpointe Bank $135,000 $465,000 244.4% 0.3%
The First National Bank of Fort Smith $165,000 $450,000 172.7% 0.3%
Simmons Bank $115,000 $405,000 252.2% 0.3%
UNITED BUILT HOMES, L.L.C. $275,000 $385,000 40.0% 0.3%
U.S. Bank $710,000 $380,000 -46.5% 0.3%
Bank OZK $625,000 $375,000 -40.0% 0.3%
Gateway First Bank $185,000 $345,000 86.5% 0.2%
UNITED WHOLESALE MORTGAGE, LLC $1,640,000 $330,000 -79.9% 0.2%
21ST MORTGAGE CORPORATION $955,000 $325,000 -66.0% 0.2%
LOANPAL, LLC $145,000 $310,000 113.8% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $535,000 $305,000 -43.0% 0.2%
POLARIS HOME FUNDING CORP. $300,000 n/a 0.2%
NBH Bank $285,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $230,000 $280,000 21.7% 0.2%
Charles Schwab Bank, SSB $275,000 n/a 0.2%
CORNERSTONE HOME LENDING, INC. $1,030,000 $275,000 -73.3% 0.2%
ROYAL UNITED MORTGAGE LLC $260,000 $275,000 5.8% 0.2%
Centennial Bank $260,000 n/a 0.2%
The Bank of Missouri $395,000 $260,000 -34.2% 0.2%
Sullivan Bank $255,000 n/a 0.2%
V.I.P. MORTGAGE, INC. $255,000 n/a 0.2%
ZILLOW HOME LOANS, LLC $600,000 $255,000 -57.5% 0.2%
Bank of England $350,000 $245,000 -30.0% 0.2%
Nations Lending Corporation $125,000 $245,000 96.0% 0.2%
FEDEX EMPLOYEES CREDIT ASSOCIATION $1,015,000 $240,000 -76.4% 0.2%
Hawthorn Bank $235,000 n/a 0.2%
PLANET HOME LENDING, LLC $235,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $225,000 n/a 0.2%
BARKSDALE $225,000 n/a 0.2%
Eagle Bank and Trust Company $320,000 $215,000 -32.8% 0.2%
Coastal Community Bank $205,000 n/a 0.1%
Evolve Bank & Trust $205,000 n/a 0.1%
JPMorgan Chase Bank $465,000 $205,000 -55.9% 0.1%
Prosperity Home Mortgage, LLC $205,000 n/a 0.1%
Stifel Bank and Trust $205,000 n/a 0.1%
CSL Financial, LLC $195,000 n/a 0.1%
United Community Bank $175,000 n/a 0.1%
Mid-Continent Funding, Inc. $165,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $155,000 n/a 0.1%
Signature Federal Credit Union $155,000 n/a 0.1%
The Federal Savings Bank $205,000 $155,000 -24.4% 0.1%
Ally Bank $145,000 n/a 0.1%
HOMELAND BANCSHARES $145,000 n/a 0.1%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $140,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $95,000 $135,000 42.1% 0.1%
ASSEMBLIES OF GOD Credit Union $135,000 n/a 0.1%
GUARANTEED RATE, INC. $135,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $125,000 n/a 0.1%
Discover Bank $165,000 $120,000 -27.3% 0.1%
Figure Lending LLC $135,000 $115,000 -14.8% 0.1%
SUMMIT FUNDING, INC. $115,000 n/a 0.1%
ARKANSAS Federal Credit Union $620,000 $110,000 -82.3% 0.1%
VERITAS FUNDING, LLC $105,000 n/a 0.1%
First Financial Bank $85,000 n/a 0.1%
Focus Bank $85,000 n/a 0.1%
First State Bank $75,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $55,000 n/a 0.0%
Great Southern Bank $385,000 $50,000 -87.0% 0.0%

Harrison's top lender by overall market share is Equity Bank, with 8.9% market share. In second place, with 8.5%, is Anstaff Bank, having originated $11,825,000 in loans. In third place, with 8.2%, is Cornerstone Bank, having originated $11,520,000 in loans. In fourth place, with 7.7%, is MID AMERICA MORTGAGE, INC., having originated $10,825,000 in loans. In fifth place, with 7.1%, is Arvest Bank, having originated $9,955,000 in loans.


Harrison Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $154,950 (10.8%) $219,357 (10.2%) 0.00 271
2018-02-01 $154,925 (9.7%) $207,174 (-4.3%) 0.00 268
2018-03-01 $149,900 (0.0%) $202,389 (-8.3%) 0.00 258
2018-04-01 $149,450 (-4.5%) $201,648 (-11.7%) 0.00 254
2018-05-01 $149,000 (-6.7%) $199,173 (-12.1%) 0.00 256
2018-06-01 $150,000 (-4.5%) $207,423 (-6.7%) 0.00 270
2018-07-01 $152,350 (1.6%) $209,379 (-4.0%) 0.00 285
2018-08-01 $149,900 (-9.1%) $208,590 (-3.4%) 0.00 296
2018-09-01 $149,900 (-9.1%) $207,938 (-3.8%) 0.00 305
2018-10-01 $149,975 (-6.6%) $205,988 (-7.7%) 0.00 299
2018-11-01 $143,725 (-9.9%) $201,355 (-6.6%) 0.00 302
2018-12-01 $146,125 (-5.7%) $205,069 (-6.0%) 0.00 274
2019-01-01 $143,500 (-7.4%) $202,126 (-7.9%) 0.00 258
2019-02-01 $149,900 (-3.2%) $205,621 (-0.8%) 0.00 260
2019-03-01 $154,186 (2.9%) $215,395 (6.4%) 0.00 261
2019-04-01 $161,900 (8.3%) $230,219 (14.2%) 0.00 262
2019-05-01 $162,925 (9.4%) $236,962 (19.0%) 0.00 272
2019-06-01 $165,000 (10.0%) $239,026 (15.2%) 0.00 271
2019-07-01 $169,450 (11.2%) $239,303 (14.3%) 0.00 273
2019-08-01 $168,745 (12.6%) $242,176 (16.1%) 0.00 260
2019-09-01 $174,514 (16.4%) $249,530 (20.0%) 0.00 254
2019-10-01 $178,359 (18.9%) $249,423 (21.1%) 0.00 250
2019-11-01 $175,000 (21.8%) $245,500 (21.9%) 0.00 253
2019-12-01 $176,000 (20.4%) $246,256 (20.1%) 0.00 232
2020-01-01 $178,450 (24.4%) $270,883 (34.0%) 0.00 211
2020-02-01 $174,250 (16.2%) $273,434 (33.0%) 0.00 201
2020-03-01 $179,950 (16.7%) $286,058 (32.8%) 0.00 197
2020-04-01 $179,900 (11.1%) $270,715 (17.6%) 0.00 190
2020-05-01 $172,167 (5.7%) $276,749 (16.8%) 0.00 170
2020-06-01 $181,950 (10.3%) $292,233 (22.3%) 0.00 157
2020-07-01 $202,950 (19.8%) $304,536 (27.3%) 0.00 134
2020-08-01 $218,250 (29.3%) $313,808 (29.6%) 0.00 117
2020-09-01 $213,700 (22.5%) $335,440 (34.4%) 0.00 105
2020-10-01 $219,000 (22.8%) $351,827 (41.1%) 0.00 100
2020-11-01 $221,200 (26.4%) $352,093 (43.4%) 0.00 97
2020-12-01 $199,700 (13.5%) $337,365 (37.0%) 0.00 96
2021-01-01 $219,900 (23.2%) $362,111 (33.7%) 0.00 81
2021-02-01 $259,900 (49.2%) $405,390 (48.3%) 0.00 68
2021-03-01 $247,675 (37.6%) $408,808 (42.9%) 0.00 70
2021-04-01 $271,000 (50.6%) $446,747 (65.0%) 0.00 67
2021-05-01 $259,900 (51.0%) $460,165 (66.3%) 0.00 61
2021-06-01 $272,450 (49.7%) $477,141 (63.3%) 0.00 58
2021-07-01 $268,800 (32.5%) $340,296 (11.7%) 0.00 73
2021-08-01 $246,425 (12.9%) $379,728 (21.0%) 0.00 89
2021-09-01 $260,500 (21.9%) $417,384 (24.4%) 0.00 92
2021-10-01 $237,400 (8.4%) $411,742 (17.0%) 0.00 87
2021-11-01 $239,950 (8.5%) $424,268 (20.5%) 0.00 84
2021-12-01 $237,450 (18.9%) $417,545 (23.8%) 0.00 83
2022-01-01 $249,900 (13.6%) $449,316 (24.1%) 0.00 80
2022-02-01 $273,725 (5.3%) $491,868 (21.3%) 0.00 73
2022-03-01 $294,950 (19.1%) $508,305 (24.3%) 0.00 81
2022-04-01 $294,950 (8.8%) $473,585 (6.0%) 0.00 89
2022-05-01 $326,225 (25.5%) $470,829 (2.3%) 0.00 98
2022-06-01 $329,925 (21.1%) $456,549 (-4.3%) 0.00 123
2022-07-01 $329,950 (22.8%) $453,913 (33.4%) 0.00 154
2022-08-01 $339,500 (37.8%) $463,144 (22.0%) 0.00 156
2022-09-01 $328,250 (26.0%) $443,733 (6.3%) 0.00 160
2022-10-01 $326,250 (37.4%) $434,646 (5.6%) 0.00 171
2022-11-01 $316,000 (31.7%) $427,477 (0.8%) 0.00 165
2022-12-01 $299,900 (26.3%) $423,513 (1.4%) 0.00 165
2023-01-01 $307,450 (23.0%) $432,091 (-3.8%) 0.00 144
2023-02-01 $320,000 (16.9%) $437,374 (-11.1%) 0.00 143
2023-03-01 $302,400 (2.5%) $441,227 (-13.2%) 0.00 145
2023-04-01 $299,900 (1.7%) $441,311 (-6.8%) 0.00 143
2023-05-01 $318,675 (-2.3%) $447,272 (-5.0%) 0.00 138
2023-06-01 $306,200 (-7.2%) $454,752 (-0.4%) 0.00 153
2023-07-01 $300,000 (-9.1%) $457,828 (0.9%) 0.00 166
2023-08-01 $299,900 (-11.7%) $465,685 (0.6%) 0.00 171
2023-09-01 $315,000 (-4.0%) $443,760 (0.0%) 0.00 188
2023-10-01 $304,925 (-6.5%) $438,899 (1.0%) 0.00 193
2023-11-01 $294,225 (-6.9%) $433,335 (1.4%) 0.00 198
2023-12-01 $299,900 (0.0%) $449,271 (6.1%) 0.00 197
2024-01-01 $299,900 (-2.5%) $420,263 (-2.7%) 0.00 186
2024-02-01 $299,900 (-6.3%) $414,292 (-5.3%) 0.00 187
2024-03-01 $308,000 (1.9%) $422,991 (-4.1%) 0.00 198
2024-04-01 $324,750 (8.3%) $468,857 (6.2%) 0.00 196
2024-05-01 $327,000 (2.6%) $476,921 (6.6%) 0.00 197
2024-06-01 $317,450 (3.7%) $461,699 (1.5%) 0.00 206
2024-07-01 $322,450 (7.5%) $460,258 (0.5%) 0.00 215
2024-08-01 $325,000 (8.4%) $447,234 (-4.0%) 0.00 229
2024-09-01 $318,333 (1.1%) $429,090 (-3.3%) 0.00 276
Harrison's median listing price for 2024-09-01 was $318,333, a difference of $3,333 (1.1%) versus the prior year and $-6,667 versus the prior month.

Harrison's median listing price comes in at 0% of the national average.

Harrison's average listing price for 2024-09-01 was $429,090, a difference of $-14,670 (-3.3%) versus the prior year and $-18,144 versus the prior month.

For the 2024-09-01 period, Harrison had 276 MLS listings, a difference of 47 listings (21%) versus the prior month and 88 listings (47%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,764 sqft
2018-02-01 0 days 1,764 sqft
2018-03-01 0 days 1,750 sqft
2018-04-01 0 days 1,775 sqft
2018-05-01 0 days 1,750 sqft
2018-06-01 0 days 1,804 sqft
2018-07-01 0 days 1,833 sqft
2018-08-01 0 days 1,798 sqft
2018-09-01 0 days 1,749 sqft
2018-10-01 0 days 1,717 sqft
2018-11-01 0 days 1,742 sqft
2018-12-01 0 days 1,759 sqft
2019-01-01 0 days 1,736 sqft
2019-02-01 0 days 1,744 sqft
2019-03-01 0 days 1,772 sqft
2019-04-01 0 days 1,802 sqft
2019-05-01 0 days 1,799 sqft
2019-06-01 0 days 1,816 sqft
2019-07-01 0 days 1,849 sqft
2019-08-01 0 days 1,823 sqft
2019-09-01 0 days 1,810 sqft
2019-10-01 0 days 1,799 sqft
2019-11-01 0 days 1,748 sqft
2019-12-01 0 days 1,800 sqft
2020-01-01 0 days 1,819 sqft
2020-02-01 0 days 1,796 sqft
2020-03-01 0 days 1,825 sqft
2020-04-01 0 days 1,831 sqft
2020-05-01 0 days 1,850 sqft
2020-06-01 0 days 1,989 sqft
2020-07-01 0 days 1,967 sqft
2020-08-01 0 days 2,132 sqft
2020-09-01 0 days 2,042 sqft
2020-10-01 0 days 1,980 sqft
2020-11-01 0 days 2,011 sqft
2020-12-01 0 days 1,883 sqft
2021-01-01 0 days 1,802 sqft
2021-02-01 0 days 1,821 sqft
2021-03-01 0 days 1,768 sqft
2021-04-01 0 days 1,855 sqft
2021-05-01 0 days 2,310 sqft
2021-06-01 0 days 2,174 sqft
2021-07-01 0 days 1,900 sqft
2021-08-01 0 days 1,833 sqft
2021-09-01 0 days 1,802 sqft
2021-10-01 0 days 1,724 sqft
2021-11-01 0 days 1,725 sqft
2021-12-01 0 days 1,724 sqft
2022-01-01 0 days 1,723 sqft
2022-02-01 0 days 1,725 sqft
2022-03-01 0 days 1,743 sqft
2022-04-01 0 days 1,746 sqft
2022-05-01 0 days 2,019 sqft
2022-06-01 0 days 2,048 sqft
2022-07-01 0 days 2,048 sqft
2022-08-01 0 days 2,015 sqft
2022-09-01 0 days 2,071 sqft
2022-10-01 0 days 2,048 sqft
2022-11-01 0 days 1,860 sqft
2022-12-01 0 days 1,860 sqft
2023-01-01 0 days 1,944 sqft
2023-02-01 0 days 1,903 sqft
2023-03-01 0 days 1,913 sqft
2023-04-01 0 days 1,920 sqft
2023-05-01 0 days 1,948 sqft
2023-06-01 0 days 1,920 sqft
2023-07-01 0 days 1,944 sqft
2023-08-01 0 days 1,910 sqft
2023-09-01 0 days 1,887 sqft
2023-10-01 0 days 1,879 sqft
2023-11-01 0 days 1,798 sqft
2023-12-01 0 days 1,783 sqft
2024-01-01 0 days 1,799 sqft
2024-02-01 0 days 1,796 sqft
2024-03-01 0 days 1,800 sqft
2024-04-01 0 days 1,926 sqft
2024-05-01 0 days 1,979 sqft
2024-06-01 0 days 1,956 sqft
2024-07-01 0 days 1,993 sqft
2024-08-01 0 days 1,997 sqft
2024-09-01 0 days 1,959 sqft
Harrison's median listing age (time on market) for 2024-09-01 was 0 days.

Harrison's median square footage for active listings during the 2024-09-01 period was 1,959 sqft. One year prior, the average listing was 1,887 sqft.

Harrison, AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 501 $94,605,000 $188,832
Refi 116 $17,870,000 $154,052
Cash Out Refi 106 $18,060,000 $170,377
Home Improvement 80 $4,980,000 $62,250
Other 65 $4,235,000 $65,154

Harrison's most frequently cited loan purpose was Home Purchase, with 501 originations. The 2nd most popular reason was Refi, with 116 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 248 $45,290,000 $182,621
Over 8% 146 $16,510,000 $113,082
7-8% 144 $25,390,000 $176,319
5-6% 89 $17,625,000 $198,034
<2.5% 19 $1,295,000 $68,158
4-5% 14 $2,030,000 $145,000
3-4% 2 $530,000 $265,000
2.5-3% 1 $105,000 $105,000

During 2023, Harrison's most frequently originated rate bucket was 6-7%, with 248 originations.

Loan Sizing (Harrison, AR MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 333 $48,015,000 $144,189
$100,000 or less 298 $16,530,000 $55,470
$200k-400k 198 $52,380,000 $264,545
$400k-600k 30 $14,010,000 $467,000
$600k-1000k 7 $5,195,000 $742,143
$Over $1MM 2 $3,620,000 $1,810,000

Harrison's loan sizing saw the bucket of loans from $100k-200k with 333 originations, totaling $48,015,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 283 $55,805,000 $197,191
60-80% 157 $31,395,000 $199,968
Under 20% 75 $2,995,000 $39,933
40-60% 68 $10,260,000 $150,882
20-40% 66 $5,070,000 $76,818
Over 100% 9 $2,105,000 $233,889

Harrison's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 283 originations, totaling $55,805,000 in origination value.