Harrison Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Harrison averaged 6.71% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.14% and one month ago for the week of 2023-02-09, the average rate was 6.33%.

    Harrison's average rate one year ago was 3.64%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.67%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Harrison 30 Year Fixed Rate 2023-03-16 6.71%
    Harrison 30 Year Fixed Rate Refi 2023-03-16 6.67%
    Harrison 15 Year Fixed Rate 2023-03-16 6.3%
    Harrison 15 Year Fixed Rate Refi 2023-03-16 6.69%
    Harrison 30 Year FHA 2023-03-16 6.31%
    Harrison 30 Year FHA Refi 2023-03-16 6.35%
    Harrison 30 Year USDA 2023-03-16 6.26%
    Harrison 30 Year USDA Refi 2023-03-16 6.34%
    Harrison 30 Year VA 2023-03-16 6.3%
    Harrison 30 Year VA Refi 2023-03-16 5.67%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Harrison, AR.

    Harrison Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Harrison, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Equity Bank 53 4.82% $3,133
    Plains Commerce Bank 44 4.38% $3,422
    Arvest Bank 34 4.62% $3,029
    QUICKEN LOANS, LLC 27 5.23% $6,845
    First Community Bank 18 5.32% $3,130
    DAS Acquisition Company, LLC 13 5.66% $3,787
    UNION HOME MORTGAGE CORP. 11 4.51% $4,381
    CALIBER HOME LOANS, INC. 10 4.12% $3,270
    GUILD MORTGAGE COMPANY 10 5.80% $4,966
    LOANDEPOT.COM, LLC 8 4.48% $5,806
    Mr. Cooper ( Nationstar Mortgage ) 7 5.21% $6,934
    AMERISAVE MORTGAGE CORPORATION 5 4.95% $7,440
    UNITED WHOLESALE MORTGAGE, LLC 5 4.35% $5,878
    Wells Fargo Bank 5 4.28% $4,658
    The Central Trust Bank 4 5.63% $2,310
    BROKER SOLUTIONS, INC. 4 4.72% $5,095
    CORNERSTONE HOME LENDING, INC. 4 4.88% $3,639
    Signature Bank of Arkansas 4 7.72% $2,116
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 5.21% $5,289
    Ameris Bank 3 5.08% $2,628
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 4.42% $2,605
    FEDEX EMPLOYEES CREDIT ASSOCIATION 3 4.13% $5,002
    Flagstar Bank, FSB 2 4.33% $2,792
    The Bank of Missouri 2 3.19% $2,227
    S1L, Inc. 2 3.81% $3,503
    FLAT BRANCH MORTGAGE, INC. 2 5.06% $5,601
    FREEDOM MORTGAGE CORPORATION 2 5.63% $4,143
    ROYAL UNITED MORTGAGE LLC 2 5.88% $7,266
    Carrington Mortgage Services, LLC 2 4.50% $5,365
    PENNYMAC LOAN SERVICES, LLC 2 5.56% $2,770
    U.S. Bank 2 4.94% $3,348
    BOKF 2 5.69% $2,799
    CHURCHILL MORTGAGE CORPORATION 2 6.13% $3,722
    JPMorgan Chase Bank 2 4.00% $2,711
    ZILLOW HOME LOANS, LLC 1 7.00% $3,179
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.75% $3,372
    ARKANSAS Federal Credit Union 1 4.88% $5,448
    Bank of America 1 3.50% $3,796
    Bank of England 1 4.38% $2,663
    Bank OZK 1 4.75% $2,591
    BAY EQUITY LLC 1 6.88% $10,223
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 5.99% $3,849
    CHARTER WEST BANK 1 8.13% $2,552
    CROSSCOUNTRY MORTGAGE, LLC 1 5.45% $6,352
    Deere Employees Credit Union 1 2.38% $2,449
    Eagle Bank and Trust Company 1 5.50% $2,424
    ENDEAVOR CAPITAL, LLC. 1 3.99% $4,184
    EVERETT FINANCIAL, INC. 1 3.75% $1,048
    FirstTrust Home Loans, Inc. 1 4.99% $4,361
    Grand Valley Bank 1 5.63% $3,570
    KeyBank 1 3.75% $3,230
    LAKEVIEW LOAN SERVICING, LLC 1 4.75% $1,641
    Mortgage Research Center, LLC 1 5.63% $3,462
    MOVEMENT MORTGAGE, LLC 1 5.63% $3,375
    NAVY FEDERAL CREDIT UNION 1 4.88% $3,212
    Northpointe Bank 1 6.88% $3,327
    Paramount Residential Mortgage Group, Inc. 1 4.25% $3,532
    PNC Bank 1 4.25% $2,686
    Priority Bank 1 3.13% $2,511
    Regions Bank 1 7.00% $2,265
    RELIANCE FIRST CAPITAL, LLC 1 3.88% $2,245
    RESIDENTIAL BANCORP. 1 5.13% $8,063
    Servion, Inc. 1 6.38% $2,827
    The Farmers & Merchants Bank 1 4.75% $2,469
    The First National Bank of Fort Smith 1 4.99% $2,388
    USAA Federal Savings Bank 1 5.25% $4,120
    AMERICAN FINANCING CORPORATION 1 3.13% $4,978

    Harrison Average Closing Costs & Other Stats

    Harrison, AR's 67 lenders originated 1,227 loans during 2022. The total origination value was $195,035,000, with an average loan value of $158,953.

    Harrison's average closing costs are $3,927.

    The top Harrison lender as defined by loan originations is Equity Bank, with 53 loans originated. Their average total fees are $3,133, which is $288 lower than the next largest lender, Plains Commerce Bank.

    The lowest fee Harrison lenders (with over 10 loans originated) are Arvest Bank ($3,029), First Community Bank ($3,130), Equity Bank ($3,133), CALIBER HOME LOANS, INC. ($3,270) and Plains Commerce Bank ($3,422).

    The lowest rate Harrison lenders (with over 10 loans originated) are CALIBER HOME LOANS, INC. (4.12%), Plains Commerce Bank (4.38%), UNION HOME MORTGAGE CORP. (4.51%), Arvest Bank (4.62%) and Equity Bank (4.82%).

    Harrison, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Equity Bank $14,725,000 $18,930,000 28.6% 9.7%
    Plains Commerce Bank $40,865,000 $14,785,000 -63.8% 7.6%
    MID AMERICA MORTGAGE, INC. $7,220,000 $14,120,000 95.6% 7.2%
    Arvest Bank $19,360,000 $13,540,000 -30.1% 6.9%
    QUICKEN LOANS, LLC $19,275,000 $12,860,000 -33.3% 6.6%
    Anstaff Bank $15,070,000 $12,750,000 -15.4% 6.5%
    First Community Bank $12,890,000 $11,270,000 -12.6% 5.8%
    GUILD MORTGAGE COMPANY $13,635,000 $9,040,000 -33.7% 4.6%
    Cornerstone Bank $7,865,000 n/a 4.0%
    Stone Bank $5,260,000 n/a 2.7%
    DAS Acquisition Company, LLC $1,700,000 $4,690,000 175.9% 2.4%
    Signature Bank of Arkansas $170,000 $4,145,000 2,338.2% 2.1%
    Mortgage Research Center, LLC $3,780,000 $3,825,000 1.2% 2.0%
    First National Bank of North Arkansas $4,990,000 $3,805,000 -23.7% 2.0%
    UNION HOME MORTGAGE CORP. $4,225,000 $3,185,000 -24.6% 1.6%
    Flagstar Bank, FSB $7,645,000 $2,765,000 -63.8% 1.4%
    CALIBER HOME LOANS, INC. $3,360,000 $2,405,000 -28.4% 1.2%
    FREEDOM MORTGAGE CORPORATION $10,455,000 $2,255,000 -78.4% 1.2%
    LOANDEPOT.COM, LLC $3,115,000 $2,100,000 -32.6% 1.1%
    AMERISAVE MORTGAGE CORPORATION $1,810,000 $2,035,000 12.4% 1.0%
    The Central Trust Bank $390,000 $1,975,000 406.4% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $1,805,000 $1,770,000 -1.9% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $425,000 $1,640,000 285.9% 0.8%
    FLAT BRANCH MORTGAGE, INC. $610,000 $1,580,000 159.0% 0.8%
    BROKER SOLUTIONS, INC. $760,000 $1,490,000 96.1% 0.8%
    Regions Bank $1,890,000 $1,410,000 -25.4% 0.7%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,105,000 $1,090,000 -1.4% 0.6%
    CORNERSTONE HOME LENDING, INC. $1,030,000 n/a 0.5%
    NEW DAY FINANCIAL, LLC $825,000 $1,025,000 24.2% 0.5%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $1,265,000 $1,015,000 -19.8% 0.5%
    21ST MORTGAGE CORPORATION $405,000 $955,000 135.8% 0.5%
    Wells Fargo Bank $990,000 $835,000 -15.7% 0.4%
    CHURCHILL MORTGAGE CORPORATION $280,000 $770,000 175.0% 0.4%
    EVERETT FINANCIAL, INC. $735,000 n/a 0.4%
    U.S. Bank $1,495,000 $710,000 -52.5% 0.4%
    Ozark Bank $695,000 n/a 0.4%
    USAA Federal Savings Bank $625,000 $645,000 3.2% 0.3%
    Bank OZK $520,000 $625,000 20.2% 0.3%
    ARKANSAS Federal Credit Union $115,000 $620,000 439.1% 0.3%
    ENCORE BANK $650,000 $620,000 -4.6% 0.3%
    BOKF $600,000 n/a 0.3%
    NEWREZ LLC $1,900,000 $600,000 -68.4% 0.3%
    ZILLOW HOME LOANS, LLC $240,000 $600,000 150.0% 0.3%
    FirstTrust Home Loans, Inc. $625,000 $590,000 -5.6% 0.3%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,040,000 $555,000 -46.6% 0.3%
    PENNYMAC LOAN SERVICES, LLC $2,430,000 $535,000 -78.0% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $330,000 $535,000 62.1% 0.3%
    Carrington Mortgage Services, LLC $525,000 n/a 0.3%
    Ameris Bank $485,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $380,000 $485,000 27.6% 0.2%
    Servion, Inc. $1,090,000 $480,000 -56.0% 0.2%
    JPMorgan Chase Bank $405,000 $465,000 14.8% 0.2%
    MOVEMENT MORTGAGE, LLC $465,000 n/a 0.2%
    Bank of America $545,000 $460,000 -15.6% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $385,000 $430,000 11.7% 0.2%
    CMG MORTGAGE, INC. $415,000 n/a 0.2%
    DELMAR FINANCIAL COMPANY $415,000 n/a 0.2%
    Farmers Bank & Trust Company $395,000 n/a 0.2%
    RELIANCE FIRST CAPITAL, LLC $395,000 n/a 0.2%
    The Bank of Missouri $395,000 n/a 0.2%
    Great Southern Bank $580,000 $385,000 -33.6% 0.2%
    PNC Bank $385,000 n/a 0.2%
    KeyBank $105,000 $365,000 247.6% 0.2%
    Magnolia Bank $355,000 n/a 0.2%
    Bank of England $350,000 n/a 0.2%
    Deere Employees Credit Union $350,000 n/a 0.2%
    GERSHMAN INVESTMENT CORP. $500,000 $340,000 -32.0% 0.2%
    Eagle Bank and Trust Company $320,000 n/a 0.2%
    BAY EQUITY LLC $285,000 n/a 0.1%
    BancorpSouth Bank $755,000 $275,000 -63.6% 0.1%
    Community National Bank & Trust of Texas $490,000 $275,000 -43.9% 0.1%
    TELCOE FEDERAL CREDIT UNION $1,640,000 $275,000 -83.2% 0.1%
    UNITED BUILT HOMES, L.L.C. $245,000 $275,000 12.2% 0.1%
    ROYAL UNITED MORTGAGE LLC $405,000 $260,000 -35.8% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $655,000 $250,000 -61.8% 0.1%
    S1L, Inc. $250,000 n/a 0.1%
    Firstar Bank $235,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $310,000 $230,000 -25.8% 0.1%
    HOME POINT FINANCIAL CORPORATION $230,000 $225,000 -2.2% 0.1%
    AMERICAN ADVISORS GROUP $335,000 $220,000 -34.3% 0.1%
    PHH Mortgage Corporation $215,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $205,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $205,000 n/a 0.1%
    The Federal Savings Bank $580,000 $205,000 -64.7% 0.1%
    UNIFY FINANCIAL Credit Union $205,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $75,000 $190,000 153.3% 0.1%
    American Airlines Federal Credit Union $185,000 n/a 0.1%
    Community First National Bank $185,000 n/a 0.1%
    Gateway First Bank $755,000 $185,000 -75.5% 0.1%
    M&T Bank $185,000 n/a 0.1%
    TruHome Solutions, LLC $185,000 n/a 0.1%
    First Security Bank $750,000 $170,000 -77.3% 0.1%
    Discover Bank $155,000 $165,000 6.5% 0.1%
    FirstBank $165,000 n/a 0.1%
    RESIDENTIAL BANCORP. $165,000 n/a 0.1%
    The First National Bank of Fort Smith $315,000 $165,000 -47.6% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $155,000 n/a 0.1%
    Priority Bank $155,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $355,000 $145,000 -59.2% 0.1%
    LOANPAL, LLC $145,000 n/a 0.1%
    Figure Lending LLC $105,000 $135,000 28.6% 0.1%
    Northpointe Bank $175,000 $135,000 -22.9% 0.1%
    ENDEAVOR CAPITAL, LLC. $125,000 n/a 0.1%
    First Guaranty Mortgage Corporation $145,000 $125,000 -13.8% 0.1%
    Grand Valley Bank $125,000 n/a 0.1%
    Nations Lending Corporation $575,000 $125,000 -78.3% 0.1%
    The Farmers & Merchants Bank $125,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $115,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $115,000 n/a 0.1%
    Simmons Bank $225,000 $115,000 -48.9% 0.1%
    AMERICAN FINANCING CORPORATION $485,000 $95,000 -80.4% 0.0%
    Orion Federal Credit Union $95,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $250,000 $95,000 -62.0% 0.0%
    Oakstar Bank $85,000 n/a 0.0%
    CHARTER WEST BANK $75,000 n/a 0.0%
    Southern Bank $75,000 n/a 0.0%
    OKLAHOMA CENTRAL Credit Union $65,000 n/a 0.0%
    VILLAGE CAPITAL MORTGAGE $655,000 $55,000 -91.6% 0.0%
    Citizens Bank $3,065,000 $45,000 -98.5% 0.0%
    FNBC Bank $15,000 n/a 0.0%

    Harrison's top lender by overall market share is Equity Bank, with 9.7% market share. In second place, with 7.6%, is Plains Commerce Bank, having originated $14,785,000 in loans. In third place, with 7.2%, is MID AMERICA MORTGAGE, INC., having originated $14,120,000 in loans. In fourth place, with 6.9%, is Arvest Bank, having originated $13,540,000 in loans. In fifth place, with 6.6%, is QUICKEN LOANS, LLC, having originated $12,860,000 in loans.

    Harrison Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $154,900 (10.7%) $225,913 (14.0%) 0.00 277
    2018-02-01 $154,900 (10.3%) $214,074 (-0.5%) 0.00 274
    2018-03-01 $149,900 (0.5%) $210,117 (-3.9%) 0.00 264
    2018-04-01 $148,525 (-1.0%) $209,471 (-7.4%) 0.00 261
    2018-05-01 $148,563 (-6.6%) $206,293 (-8.4%) 0.00 262
    2018-06-01 $149,950 (-3.3%) $206,022 (-6.8%) 0.00 274
    2018-07-01 $152,250 (1.5%) $208,261 (-5.4%) 0.00 288
    2018-08-01 $149,900 (-9.1%) $207,924 (-5.0%) 0.00 301
    2018-09-01 $149,900 (-7.8%) $207,307 (-5.6%) 0.00 310
    2018-10-01 $149,950 (-6.2%) $205,200 (-10.3%) 0.00 306
    2018-11-01 $141,200 (-10.9%) $199,648 (-9.9%) 0.00 312
    2018-12-01 $143,250 (-7.5%) $203,179 (-9.5%) 0.00 285
    2019-01-01 $141,450 (-8.7%) $199,791 (-11.6%) 0.00 268
    2019-02-01 $149,900 (-3.2%) $203,985 (-4.7%) 0.00 268
    2019-03-01 $154,186 (2.9%) $213,574 (1.7%) 0.00 269
    2019-04-01 $159,950 (7.7%) $228,113 (8.9%) 0.00 270
    2019-05-01 $159,925 (7.7%) $234,762 (13.8%) 0.00 279
    2019-06-01 $163,900 (9.3%) $236,714 (14.9%) 0.00 277
    2019-07-01 $165,000 (8.4%) $237,062 (13.8%) 0.00 277
    2019-08-01 $164,700 (9.9%) $240,138 (15.5%) 0.00 264
    2019-09-01 $171,900 (14.7%) $246,996 (19.2%) 0.00 256
    2019-10-01 $176,700 (17.8%) $246,611 (20.2%) 0.00 252
    2019-11-01 $175,000 (23.9%) $244,485 (22.5%) 0.00 255
    2019-12-01 $174,950 (22.1%) $244,710 (20.4%) 0.00 236
    2020-01-01 $176,000 (24.4%) $268,235 (34.3%) 0.00 215
    2020-02-01 $174,000 (16.1%) $271,993 (33.3%) 0.00 204
    2020-03-01 $179,925 (16.7%) $284,448 (33.2%) 0.00 199
    2020-04-01 $179,900 (12.5%) $270,118 (18.4%) 0.00 191
    2020-05-01 $172,083 (7.6%) $276,090 (17.6%) 0.00 170
    2020-06-01 $180,450 (10.1%) $291,023 (22.9%) 0.00 158
    2020-07-01 $199,200 (20.7%) $303,813 (28.2%) 0.00 134
    2020-08-01 $218,250 (32.5%) $313,808 (30.7%) 0.00 117
    2020-09-01 $214,950 (25.0%) $338,286 (37.0%) 0.00 106
    2020-10-01 $219,000 (23.9%) $351,827 (42.7%) 0.00 101
    2020-11-01 $217,425 (24.2%) $351,403 (43.7%) 0.00 97
    2020-12-01 $199,700 (14.2%) $337,365 (37.9%) 0.00 96
    2021-01-01 $219,900 (24.9%) $362,111 (35.0%) 0.00 81
    2021-02-01 $259,900 (49.4%) $405,390 (49.0%) 0.00 69
    2021-03-01 $254,450 (41.4%) $406,632 (43.0%) 0.00 71
    2021-04-01 $264,063 (46.8%) $471,703 (74.6%) 0.00 70
    2021-05-01 $259,450 (50.8%) $539,618 (95.5%) 0.00 64
    2021-06-01 $268,675 (48.9%) $558,458 (91.9%) 0.00 61
    2021-07-01 $267,000 (34.0%) $411,118 (35.3%) 0.00 76
    2021-08-01 $244,675 (12.1%) $377,398 (20.3%) 0.00 89
    2021-09-01 $259,225 (20.6%) $416,248 (23.1%) 0.00 92
    2021-10-01 $234,900 (7.3%) $409,325 (16.3%) 0.00 88
    2021-11-01 $239,950 (10.4%) $421,060 (19.8%) 0.00 84
    2021-12-01 $237,450 (18.9%) $417,545 (23.8%) 0.00 83
    2022-01-01 $249,900 (13.6%) $445,979 (23.2%) 0.00 81
    2022-02-01 $273,725 (5.3%) $491,868 (21.3%) 0.00 73
    2022-03-01 $294,950 (15.9%) $508,305 (25.0%) 0.00 81
    2022-04-01 $294,950 (11.7%) $473,585 (0.4%) 0.00 89
    2022-05-01 $326,225 (25.7%) $470,829 (-12.8%) 0.00 98
    2022-06-01 $329,925 (22.8%) $456,549 (-18.3%) 0.00 123
    2022-07-01 $329,950 (23.6%) $453,913 (10.4%) 0.00 154
    2022-08-01 $339,500 (38.8%) $463,144 (22.7%) 0.00 156
    2022-09-01 $328,250 (26.6%) $443,733 (6.6%) 0.00 160
    2022-10-01 $326,250 (38.9%) $434,646 (6.2%) 0.00 171
    2022-11-01 $316,000 (31.7%) $427,477 (1.5%) 0.00 165
    2022-12-01 $299,950 (26.3%) $423,397 (1.4%) 0.00 167
    2023-01-01 $307,450 (23.0%) $431,379 (-3.3%) 0.00 146
    2023-02-01 $320,000 (16.9%) $437,100 (-11.1%) 0.00 144
    Harrison's median listing price for 2023-02-01 was $320,000, a difference of $46,275 (16.9%) versus the prior year and $12,550 versus the prior month.

    Harrison's median listing price comes in at 0% of the national average.

    Harrison's average listing price for 2023-02-01 was $437,100, a difference of $-54,768 (-11.1%) versus the prior year and $5,721 versus the prior month.

    For the 2023-02-01 period, Harrison had 144 MLS listings, a difference of -2 listings (-1%) versus the prior month and 71 listings (97%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,759 sqft
    2018-02-01 0 days 1,750 sqft
    2018-03-01 0 days 1,736 sqft
    2018-04-01 0 days 1,769 sqft
    2018-05-01 0 days 1,730 sqft
    2018-06-01 0 days 1,788 sqft
    2018-07-01 0 days 1,816 sqft
    2018-08-01 0 days 1,796 sqft
    2018-09-01 0 days 1,722 sqft
    2018-10-01 0 days 1,707 sqft
    2018-11-01 0 days 1,725 sqft
    2018-12-01 0 days 1,746 sqft
    2019-01-01 0 days 1,717 sqft
    2019-02-01 0 days 1,740 sqft
    2019-03-01 0 days 1,766 sqft
    2019-04-01 0 days 1,795 sqft
    2019-05-01 0 days 1,793 sqft
    2019-06-01 0 days 1,800 sqft
    2019-07-01 0 days 1,808 sqft
    2019-08-01 0 days 1,799 sqft
    2019-09-01 0 days 1,797 sqft
    2019-10-01 0 days 1,789 sqft
    2019-11-01 0 days 1,738 sqft
    2019-12-01 0 days 1,798 sqft
    2020-01-01 0 days 1,794 sqft
    2020-02-01 0 days 1,790 sqft
    2020-03-01 0 days 1,807 sqft
    2020-04-01 0 days 1,828 sqft
    2020-05-01 0 days 1,850 sqft
    2020-06-01 0 days 1,981 sqft
    2020-07-01 0 days 1,967 sqft
    2020-08-01 0 days 2,132 sqft
    2020-09-01 0 days 2,025 sqft
    2020-10-01 0 days 1,980 sqft
    2020-11-01 0 days 2,027 sqft
    2020-12-01 0 days 1,883 sqft
    2021-01-01 0 days 1,802 sqft
    2021-02-01 0 days 1,820 sqft
    2021-03-01 0 days 1,764 sqft
    2021-04-01 0 days 1,860 sqft
    2021-05-01 0 days 2,360 sqft
    2021-06-01 0 days 2,185 sqft
    2021-07-01 0 days 1,916 sqft
    2021-08-01 0 days 1,808 sqft
    2021-09-01 0 days 1,802 sqft
    2021-10-01 0 days 1,723 sqft
    2021-11-01 0 days 1,725 sqft
    2021-12-01 0 days 1,724 sqft
    2022-01-01 0 days 1,723 sqft
    2022-02-01 0 days 1,725 sqft
    2022-03-01 0 days 1,743 sqft
    2022-04-01 0 days 1,746 sqft
    2022-05-01 0 days 2,019 sqft
    2022-06-01 0 days 2,048 sqft
    2022-07-01 0 days 2,048 sqft
    2022-08-01 0 days 2,015 sqft
    2022-09-01 0 days 2,071 sqft
    2022-10-01 0 days 2,048 sqft
    2022-11-01 0 days 1,860 sqft
    2022-12-01 0 days 1,860 sqft
    2023-01-01 0 days 1,948 sqft
    2023-02-01 0 days 1,913 sqft
    Harrison's median listing age (time on market) for 2023-02-01 was 0 days.

    Harrison's median square footage for active listings during the 2023-02-01 period was 1,913 sqft. One year prior, the average listing was 1,725 sqft.

    Harrison, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 687 $124,955,000 $181,885
    Cash Out Refi 203 $31,025,000 $152,833
    Refi 188 $28,960,000 $154,043
    Home Improvement 85 $5,735,000 $67,471
    Other 64 $4,360,000 $68,125

    Harrison's most frequently cited loan purpose was Home Purchase, with 687 originations. The 2nd most popular reason was Cash Out Refi, with 203 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 269 $43,525,000 $161,803
    5-6% 260 $43,890,000 $168,808
    3-4% 218 $35,880,000 $164,587
    6-7% 124 $21,500,000 $173,387
    <2.5% 45 $5,095,000 $113,222
    7-8% 42 $5,380,000 $128,095
    2.5-3% 34 $5,730,000 $168,529
    Over 8% 33 $2,835,000 $85,909

    During 2022, Harrison's most frequently originated rate bucket was 4-5%, with 269 originations.

    Loan Sizing (Harrison, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 524 $75,680,000 $144,427
    $100,000 or less 385 $23,285,000 $60,481
    $200k-400k 281 $74,375,000 $264,680
    $400k-600k 29 $13,305,000 $458,793
    $600k-1000k 7 $4,785,000 $683,571
    $Over $1MM 1 $3,605,000 $3,605,000

    Harrison's loan sizing saw the bucket of loans from $100k-200k with 524 originations, totaling $75,680,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 464 $87,710,000 $189,030
    60-80% 268 $46,950,000 $175,187
    40-60% 119 $14,645,000 $123,067
    20-40% 92 $6,460,000 $70,217
    Under 20% 49 $1,935,000 $39,490
    Over 100% 27 $5,445,000 $201,667

    Harrison's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 464 originations, totaling $87,710,000 in origination value.