Harrison Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Harrison averaged 7.07% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2024-10-31) was 7% and one month ago for the week of 2024-10-03, the average rate was 6%.

    Harrison's average rate one year ago was 7.74%.

    For refis of the same type during the week of 2024-11-07, the average rate was 7.39%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-07 6.79%
    Harrison 30 Year Fixed Rate 2024-11-07 7.07%
    Harrison 30 Year Fixed Rate Refi 2024-11-07 7.39%
    Harrison 15 Year Fixed Rate 2024-11-07 6.2%
    Harrison 15 Year Fixed Rate Refi 2024-11-07 6.3%
    Harrison 30 Year FHA 2024-11-07 6.46%
    Harrison 30 Year FHA Refi 2024-11-07 6.43%
    Harrison 30 Year USDA 2024-11-07 6.28%
    Harrison 30 Year USDA Refi 2024-11-07 6.58%
    Harrison 30 Year VA 2024-11-07 6.24%
    Harrison 30 Year VA Refi 2024-11-07 6.34%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Harrison, AR.

    Harrison Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Harrison, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Equity Bank 25 6.25% $3,193
    Arvest Bank 24 6.55% $3,231
    First Community Bank 18 7.45% $3,983
    QUICKEN LOANS, LLC 16 6.90% $6,474
    Plains Commerce Bank 14 6.65% $3,608
    DAS Acquisition Company, LLC 14 6.80% $5,037
    The Central Trust Bank 6 7.02% $2,898
    GUILD MORTGAGE COMPANY 5 7.18% $4,984
    Mr. Cooper ( Nationstar Mortgage ) 5 7.07% $7,926
    Signature Bank of Arkansas 4 8.26% $1,628
    UNION HOME MORTGAGE CORP. 3 7.00% $5,437
    LOANDEPOT.COM, LLC 3 6.75% $11,629
    USAA Federal Savings Bank 3 6.92% $3,286
    Farm Credit Services of Western Arkansas, ACA 3 6.93% $6,420
    Ameris Bank 3 6.74% $3,000
    FOUR POINTS 2 4.88% $2,326
    First Security Bank 2 6.38% $3,402
    FLAT BRANCH MORTGAGE, INC. 2 6.31% $2,338
    PENNYMAC LOAN SERVICES, LLC 2 6.31% $6,820
    UNITED WHOLESALE MORTGAGE, LLC 2 7.56% $6,575
    U.S. Bank 2 7.56% $3,454
    GUARANTEED RATE, INC. 1 6.50% $3,006
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 5.00% $3,731
    JPMorgan Chase Bank 1 7.63% $6,301
    CORNERSTONE HOME LENDING, INC. 1 7.50% $3,896
    Mortgage Research Center, LLC 1 7.38% $3,410
    Carrington Mortgage Services, LLC 1 6.63% $6,103
    NAVY FEDERAL CREDIT UNION 1 6.13% $1,074
    NBH Bank 1 6.63% $6,275
    NEWREZ LLC 1 6.99% $6,011
    Northpointe Bank 1 7.13% $17,235
    AMERISAVE MORTGAGE CORPORATION 1 5.50% $12,850
    BROKER SOLUTIONS, INC. 1 7.38% $3,584
    PLANET HOME LENDING, LLC 1 7.38% $8,109
    BETTER MORTGAGE CORPORATION 1 6.63% $1,923
    RELIANCE FIRST CAPITAL, LLC 1 7.63% $11,045
    ROYAL UNITED MORTGAGE LLC 1 7.38% $6,853
    Bank of England 1 7.13% $8,435
    Simmons Bank 1 8.00% $2,338
    Stifel Bank and Trust 1 6.13% $1,739
    Sullivan Bank 1 7.50% $2,743
    SUMMIT FUNDING, INC. 1 7.00% $5,371
    The Bank of Missouri 1 6.63% $2,627
    Bank of America 1 7.25% $1,943
    The First National Bank of Fort Smith 1 6.13% $3,067
    FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.75% $6,455
    ASSEMBLIES OF GOD Credit Union 1 7.62% $2,909
    ZILLOW HOME LOANS, LLC 1 8.00% $5,129
    AMERICAN FINANCIAL NETWORK, INC. 1 6.00% $8,415
    GERSHMAN INVESTMENT CORP. 1 6.38% $2,399

    Harrison Average Closing Costs & Other Stats

    Harrison, AR's 50 lenders originated 868 loans during 2023. The total origination value was $139,750,000, with an average loan value of $161,002.

    Harrison's average closing costs are $4,135.

    The top Harrison lender as defined by loan originations is Equity Bank, with 25 loans originated. Their average total fees are $3,193, which is $38 lower than the next largest lender, Arvest Bank.

    The lowest fee Harrison lenders (with over 10 loans originated) are Equity Bank ($3,193), Arvest Bank ($3,231), Plains Commerce Bank ($3,608), First Community Bank ($3,983) and DAS Acquisition Company, LLC ($5,037).

    The lowest rate Harrison lenders (with over 10 loans originated) are Equity Bank (6.25%), Arvest Bank (6.55%), Plains Commerce Bank (6.65%), DAS Acquisition Company, LLC (6.80%) and QUICKEN LOANS, LLC (6.90%).

    Harrison, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Equity Bank $18,930,000 $12,425,000 -34.4% 8.9%
    Anstaff Bank $12,750,000 $11,825,000 -7.3% 8.5%
    Cornerstone Bank $7,865,000 $11,520,000 46.5% 8.2%
    MID AMERICA MORTGAGE, INC. $14,120,000 $10,825,000 -23.3% 7.7%
    Arvest Bank $13,540,000 $9,955,000 -26.5% 7.1%
    First Community Bank $11,270,000 $8,025,000 -28.8% 5.7%
    GUILD MORTGAGE COMPANY $9,040,000 $6,980,000 -22.8% 5.0%
    First National Bank of North Arkansas $3,805,000 $6,580,000 72.9% 4.7%
    QUICKEN LOANS, LLC $12,860,000 $6,535,000 -49.2% 4.7%
    DAS Acquisition Company, LLC $4,690,000 $5,575,000 18.9% 4.0%
    Signature Bank of Arkansas $4,145,000 $5,120,000 23.5% 3.7%
    Plains Commerce Bank $14,785,000 $3,570,000 -75.9% 2.6%
    Mortgage Research Center, LLC $3,825,000 $3,330,000 -12.9% 2.4%
    USAA Federal Savings Bank $645,000 $1,590,000 146.5% 1.1%
    Mr. Cooper ( Nationstar Mortgage ) $1,770,000 $1,375,000 -22.3% 1.0%
    The Central Trust Bank $1,975,000 $1,275,000 -35.4% 0.9%
    BROKER SOLUTIONS, INC. $1,490,000 $1,130,000 -24.2% 0.8%
    LOANDEPOT.COM, LLC $2,100,000 $1,080,000 -48.6% 0.8%
    NEWREZ LLC $600,000 $1,065,000 77.5% 0.8%
    Farm Credit Services of Western Arkansas, ACA $1,035,000 n/a 0.7%
    NAVY FEDERAL CREDIT UNION $190,000 $945,000 397.4% 0.7%
    Ameris Bank $485,000 $885,000 82.5% 0.6%
    FLAT BRANCH MORTGAGE, INC. $1,580,000 $865,000 -45.3% 0.6%
    UNION HOME MORTGAGE CORP. $3,185,000 $855,000 -73.2% 0.6%
    FREEDOM MORTGAGE CORPORATION $2,255,000 $830,000 -63.2% 0.6%
    PENNYMAC LOAN SERVICES, LLC $535,000 $820,000 53.3% 0.6%
    GERSHMAN INVESTMENT CORP. $340,000 $785,000 130.9% 0.6%
    VILLAGE CAPITAL MORTGAGE $55,000 $785,000 1,327.3% 0.6%
    Regions Bank $1,410,000 $730,000 -48.2% 0.5%
    Flagstar Bank, FSB $2,765,000 $690,000 -75.0% 0.5%
    First Security Bank $170,000 $670,000 294.1% 0.5%
    NEW DAY FINANCIAL, LLC $1,025,000 $650,000 -36.6% 0.5%
    JERSEY STATE BANK $625,000 n/a 0.4%
    Carrington Mortgage Services, LLC $525,000 $610,000 16.2% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $155,000 $610,000 293.5% 0.4%
    First Option Mortgage, LLC $575,000 n/a 0.4%
    Stone Bank $5,260,000 $535,000 -89.8% 0.4%
    AMERICAN FINANCIAL NETWORK, INC. $530,000 n/a 0.4%
    Bank of America $460,000 $530,000 15.2% 0.4%
    RELIANCE FIRST CAPITAL, LLC $395,000 $520,000 31.6% 0.4%
    AMERISAVE MORTGAGE CORPORATION $2,035,000 $510,000 -74.9% 0.4%
    TRIAD FINANCIAL SERVICES, INC. $95,000 $510,000 436.8% 0.4%
    FOUR POINTS $500,000 n/a 0.4%
    Northpointe Bank $135,000 $465,000 244.4% 0.3%
    The First National Bank of Fort Smith $165,000 $450,000 172.7% 0.3%
    Simmons Bank $115,000 $405,000 252.2% 0.3%
    UNITED BUILT HOMES, L.L.C. $275,000 $385,000 40.0% 0.3%
    U.S. Bank $710,000 $380,000 -46.5% 0.3%
    Bank OZK $625,000 $375,000 -40.0% 0.3%
    Gateway First Bank $185,000 $345,000 86.5% 0.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,640,000 $330,000 -79.9% 0.2%
    21ST MORTGAGE CORPORATION $955,000 $325,000 -66.0% 0.2%
    LOANPAL, LLC $145,000 $310,000 113.8% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $535,000 $305,000 -43.0% 0.2%
    POLARIS HOME FUNDING CORP. $300,000 n/a 0.2%
    NBH Bank $285,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $230,000 $280,000 21.7% 0.2%
    Charles Schwab Bank, SSB $275,000 n/a 0.2%
    CORNERSTONE HOME LENDING, INC. $1,030,000 $275,000 -73.3% 0.2%
    ROYAL UNITED MORTGAGE LLC $260,000 $275,000 5.8% 0.2%
    Centennial Bank $260,000 n/a 0.2%
    The Bank of Missouri $395,000 $260,000 -34.2% 0.2%
    Sullivan Bank $255,000 n/a 0.2%
    V.I.P. MORTGAGE, INC. $255,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $600,000 $255,000 -57.5% 0.2%
    Bank of England $350,000 $245,000 -30.0% 0.2%
    Nations Lending Corporation $125,000 $245,000 96.0% 0.2%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $1,015,000 $240,000 -76.4% 0.2%
    Hawthorn Bank $235,000 n/a 0.2%
    PLANET HOME LENDING, LLC $235,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $225,000 n/a 0.2%
    BARKSDALE $225,000 n/a 0.2%
    Eagle Bank and Trust Company $320,000 $215,000 -32.8% 0.2%
    Coastal Community Bank $205,000 n/a 0.1%
    Evolve Bank & Trust $205,000 n/a 0.1%
    JPMorgan Chase Bank $465,000 $205,000 -55.9% 0.1%
    Prosperity Home Mortgage, LLC $205,000 n/a 0.1%
    Stifel Bank and Trust $205,000 n/a 0.1%
    CSL Financial, LLC $195,000 n/a 0.1%
    United Community Bank $175,000 n/a 0.1%
    Mid-Continent Funding, Inc. $165,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $155,000 n/a 0.1%
    Signature Federal Credit Union $155,000 n/a 0.1%
    The Federal Savings Bank $205,000 $155,000 -24.4% 0.1%
    Ally Bank $145,000 n/a 0.1%
    HOMELAND BANCSHARES $145,000 n/a 0.1%
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $140,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $95,000 $135,000 42.1% 0.1%
    ASSEMBLIES OF GOD Credit Union $135,000 n/a 0.1%
    GUARANTEED RATE, INC. $135,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $125,000 n/a 0.1%
    Discover Bank $165,000 $120,000 -27.3% 0.1%
    Figure Lending LLC $135,000 $115,000 -14.8% 0.1%
    SUMMIT FUNDING, INC. $115,000 n/a 0.1%
    ARKANSAS Federal Credit Union $620,000 $110,000 -82.3% 0.1%
    VERITAS FUNDING, LLC $105,000 n/a 0.1%
    First Financial Bank $85,000 n/a 0.1%
    Focus Bank $85,000 n/a 0.1%
    First State Bank $75,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $55,000 n/a 0.0%
    Great Southern Bank $385,000 $50,000 -87.0% 0.0%

    Harrison's top lender by overall market share is Equity Bank, with 8.9% market share. In second place, with 8.5%, is Anstaff Bank, having originated $11,825,000 in loans. In third place, with 8.2%, is Cornerstone Bank, having originated $11,520,000 in loans. In fourth place, with 7.7%, is MID AMERICA MORTGAGE, INC., having originated $10,825,000 in loans. In fifth place, with 7.1%, is Arvest Bank, having originated $9,955,000 in loans.

    Harrison Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $154,950 (10.8%) $219,357 (10.2%) 0.00 271
    2018-02-01 $154,925 (9.7%) $207,174 (-4.3%) 0.00 268
    2018-03-01 $149,900 (0.0%) $202,389 (-8.3%) 0.00 258
    2018-04-01 $149,450 (-4.5%) $201,648 (-11.7%) 0.00 254
    2018-05-01 $149,000 (-6.7%) $199,173 (-12.1%) 0.00 256
    2018-06-01 $150,000 (-4.5%) $207,423 (-6.7%) 0.00 270
    2018-07-01 $152,350 (1.6%) $209,379 (-4.0%) 0.00 285
    2018-08-01 $149,900 (-9.1%) $208,590 (-3.4%) 0.00 296
    2018-09-01 $149,900 (-9.1%) $207,938 (-3.8%) 0.00 305
    2018-10-01 $149,975 (-6.6%) $205,988 (-7.7%) 0.00 299
    2018-11-01 $143,725 (-9.9%) $201,355 (-6.6%) 0.00 302
    2018-12-01 $146,125 (-5.7%) $205,069 (-6.0%) 0.00 274
    2019-01-01 $143,500 (-7.4%) $202,126 (-7.9%) 0.00 258
    2019-02-01 $149,900 (-3.2%) $205,621 (-0.8%) 0.00 260
    2019-03-01 $154,186 (2.9%) $215,395 (6.4%) 0.00 261
    2019-04-01 $161,900 (8.3%) $230,219 (14.2%) 0.00 262
    2019-05-01 $162,925 (9.4%) $236,962 (19.0%) 0.00 272
    2019-06-01 $165,000 (10.0%) $239,026 (15.2%) 0.00 271
    2019-07-01 $169,450 (11.2%) $239,303 (14.3%) 0.00 273
    2019-08-01 $168,745 (12.6%) $242,176 (16.1%) 0.00 260
    2019-09-01 $174,514 (16.4%) $249,530 (20.0%) 0.00 254
    2019-10-01 $178,359 (18.9%) $249,423 (21.1%) 0.00 250
    2019-11-01 $175,000 (21.8%) $245,500 (21.9%) 0.00 253
    2019-12-01 $176,000 (20.4%) $246,256 (20.1%) 0.00 232
    2020-01-01 $178,450 (24.4%) $270,883 (34.0%) 0.00 211
    2020-02-01 $174,250 (16.2%) $273,434 (33.0%) 0.00 201
    2020-03-01 $179,950 (16.7%) $286,058 (32.8%) 0.00 197
    2020-04-01 $179,900 (11.1%) $270,715 (17.6%) 0.00 190
    2020-05-01 $172,167 (5.7%) $276,749 (16.8%) 0.00 170
    2020-06-01 $181,950 (10.3%) $292,233 (22.3%) 0.00 157
    2020-07-01 $202,950 (19.8%) $304,536 (27.3%) 0.00 134
    2020-08-01 $218,250 (29.3%) $313,808 (29.6%) 0.00 117
    2020-09-01 $213,700 (22.5%) $335,440 (34.4%) 0.00 105
    2020-10-01 $219,000 (22.8%) $351,827 (41.1%) 0.00 100
    2020-11-01 $221,200 (26.4%) $352,093 (43.4%) 0.00 97
    2020-12-01 $199,700 (13.5%) $337,365 (37.0%) 0.00 96
    2021-01-01 $219,900 (23.2%) $362,111 (33.7%) 0.00 81
    2021-02-01 $259,900 (49.2%) $405,390 (48.3%) 0.00 68
    2021-03-01 $247,675 (37.6%) $408,808 (42.9%) 0.00 70
    2021-04-01 $271,000 (50.6%) $446,747 (65.0%) 0.00 67
    2021-05-01 $259,900 (51.0%) $460,165 (66.3%) 0.00 61
    2021-06-01 $272,450 (49.7%) $477,141 (63.3%) 0.00 58
    2021-07-01 $268,800 (32.5%) $340,296 (11.7%) 0.00 73
    2021-08-01 $246,425 (12.9%) $379,728 (21.0%) 0.00 89
    2021-09-01 $260,500 (21.9%) $417,384 (24.4%) 0.00 92
    2021-10-01 $237,400 (8.4%) $411,742 (17.0%) 0.00 87
    2021-11-01 $239,950 (8.5%) $424,268 (20.5%) 0.00 84
    2021-12-01 $237,450 (18.9%) $417,545 (23.8%) 0.00 83
    2022-01-01 $249,900 (13.6%) $449,316 (24.1%) 0.00 80
    2022-02-01 $273,725 (5.3%) $491,868 (21.3%) 0.00 73
    2022-03-01 $294,950 (19.1%) $508,305 (24.3%) 0.00 81
    2022-04-01 $294,950 (8.8%) $473,585 (6.0%) 0.00 89
    2022-05-01 $326,225 (25.5%) $470,829 (2.3%) 0.00 98
    2022-06-01 $329,925 (21.1%) $456,549 (-4.3%) 0.00 123
    2022-07-01 $329,950 (22.8%) $453,913 (33.4%) 0.00 154
    2022-08-01 $339,500 (37.8%) $463,144 (22.0%) 0.00 156
    2022-09-01 $328,250 (26.0%) $443,733 (6.3%) 0.00 160
    2022-10-01 $326,250 (37.4%) $434,646 (5.6%) 0.00 171
    2022-11-01 $316,000 (31.7%) $427,477 (0.8%) 0.00 165
    2022-12-01 $299,900 (26.3%) $423,513 (1.4%) 0.00 165
    2023-01-01 $307,450 (23.0%) $432,091 (-3.8%) 0.00 144
    2023-02-01 $320,000 (16.9%) $437,374 (-11.1%) 0.00 143
    2023-03-01 $302,400 (2.5%) $441,227 (-13.2%) 0.00 145
    2023-04-01 $299,900 (1.7%) $441,311 (-6.8%) 0.00 143
    2023-05-01 $318,675 (-2.3%) $447,272 (-5.0%) 0.00 138
    2023-06-01 $306,200 (-7.2%) $454,752 (-0.4%) 0.00 153
    2023-07-01 $300,000 (-9.1%) $457,828 (0.9%) 0.00 166
    2023-08-01 $299,900 (-11.7%) $465,685 (0.6%) 0.00 171
    2023-09-01 $315,000 (-4.0%) $443,760 (0.0%) 0.00 188
    2023-10-01 $304,925 (-6.5%) $438,899 (1.0%) 0.00 193
    2023-11-01 $294,225 (-6.9%) $433,335 (1.4%) 0.00 198
    2023-12-01 $299,900 (0.0%) $449,271 (6.1%) 0.00 197
    2024-01-01 $299,900 (-2.5%) $420,263 (-2.7%) 0.00 186
    2024-02-01 $299,900 (-6.3%) $414,292 (-5.3%) 0.00 187
    2024-03-01 $308,000 (1.9%) $422,991 (-4.1%) 0.00 198
    2024-04-01 $324,750 (8.3%) $468,857 (6.2%) 0.00 196
    2024-05-01 $327,000 (2.6%) $476,921 (6.6%) 0.00 197
    2024-06-01 $317,450 (3.7%) $461,699 (1.5%) 0.00 206
    2024-07-01 $322,450 (7.5%) $460,258 (0.5%) 0.00 215
    2024-08-01 $325,000 (8.4%) $447,234 (-4.0%) 0.00 229
    2024-09-01 $318,333 (1.1%) $429,090 (-3.3%) 0.00 276
    2024-10-01 $299,450 (-1.8%) $420,015 (-4.3%) 0.00 252
    Harrison's median listing price for 2024-10-01 was $299,450, a difference of $-5,475 (-1.8%) versus the prior year and $-18,883 versus the prior month.

    Harrison's median listing price comes in at 0% of the national average.

    Harrison's average listing price for 2024-10-01 was $420,015, a difference of $-18,884 (-4.3%) versus the prior year and $-9,075 versus the prior month.

    For the 2024-10-01 period, Harrison had 252 MLS listings, a difference of -24 listings (-9%) versus the prior month and 59 listings (31%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,764 sqft
    2018-02-01 0 days 1,764 sqft
    2018-03-01 0 days 1,750 sqft
    2018-04-01 0 days 1,775 sqft
    2018-05-01 0 days 1,750 sqft
    2018-06-01 0 days 1,804 sqft
    2018-07-01 0 days 1,833 sqft
    2018-08-01 0 days 1,798 sqft
    2018-09-01 0 days 1,749 sqft
    2018-10-01 0 days 1,717 sqft
    2018-11-01 0 days 1,742 sqft
    2018-12-01 0 days 1,759 sqft
    2019-01-01 0 days 1,736 sqft
    2019-02-01 0 days 1,744 sqft
    2019-03-01 0 days 1,772 sqft
    2019-04-01 0 days 1,802 sqft
    2019-05-01 0 days 1,799 sqft
    2019-06-01 0 days 1,816 sqft
    2019-07-01 0 days 1,849 sqft
    2019-08-01 0 days 1,823 sqft
    2019-09-01 0 days 1,810 sqft
    2019-10-01 0 days 1,799 sqft
    2019-11-01 0 days 1,748 sqft
    2019-12-01 0 days 1,800 sqft
    2020-01-01 0 days 1,819 sqft
    2020-02-01 0 days 1,796 sqft
    2020-03-01 0 days 1,825 sqft
    2020-04-01 0 days 1,831 sqft
    2020-05-01 0 days 1,850 sqft
    2020-06-01 0 days 1,989 sqft
    2020-07-01 0 days 1,967 sqft
    2020-08-01 0 days 2,132 sqft
    2020-09-01 0 days 2,042 sqft
    2020-10-01 0 days 1,980 sqft
    2020-11-01 0 days 2,011 sqft
    2020-12-01 0 days 1,883 sqft
    2021-01-01 0 days 1,802 sqft
    2021-02-01 0 days 1,821 sqft
    2021-03-01 0 days 1,768 sqft
    2021-04-01 0 days 1,855 sqft
    2021-05-01 0 days 2,310 sqft
    2021-06-01 0 days 2,174 sqft
    2021-07-01 0 days 1,900 sqft
    2021-08-01 0 days 1,833 sqft
    2021-09-01 0 days 1,802 sqft
    2021-10-01 0 days 1,724 sqft
    2021-11-01 0 days 1,725 sqft
    2021-12-01 0 days 1,724 sqft
    2022-01-01 0 days 1,723 sqft
    2022-02-01 0 days 1,725 sqft
    2022-03-01 0 days 1,743 sqft
    2022-04-01 0 days 1,746 sqft
    2022-05-01 0 days 2,019 sqft
    2022-06-01 0 days 2,048 sqft
    2022-07-01 0 days 2,048 sqft
    2022-08-01 0 days 2,015 sqft
    2022-09-01 0 days 2,071 sqft
    2022-10-01 0 days 2,048 sqft
    2022-11-01 0 days 1,860 sqft
    2022-12-01 0 days 1,860 sqft
    2023-01-01 0 days 1,944 sqft
    2023-02-01 0 days 1,903 sqft
    2023-03-01 0 days 1,913 sqft
    2023-04-01 0 days 1,920 sqft
    2023-05-01 0 days 1,948 sqft
    2023-06-01 0 days 1,920 sqft
    2023-07-01 0 days 1,944 sqft
    2023-08-01 0 days 1,910 sqft
    2023-09-01 0 days 1,887 sqft
    2023-10-01 0 days 1,879 sqft
    2023-11-01 0 days 1,798 sqft
    2023-12-01 0 days 1,783 sqft
    2024-01-01 0 days 1,799 sqft
    2024-02-01 0 days 1,796 sqft
    2024-03-01 0 days 1,800 sqft
    2024-04-01 0 days 1,926 sqft
    2024-05-01 0 days 1,979 sqft
    2024-06-01 0 days 1,956 sqft
    2024-07-01 0 days 1,993 sqft
    2024-08-01 0 days 1,997 sqft
    2024-09-01 0 days 1,959 sqft
    2024-10-01 0 days 1,888 sqft
    Harrison's median listing age (time on market) for 2024-10-01 was 0 days.

    Harrison's median square footage for active listings during the 2024-10-01 period was 1,888 sqft. One year prior, the average listing was 1,879 sqft.

    Harrison, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 501 $94,605,000 $188,832
    Refi 116 $17,870,000 $154,052
    Cash Out Refi 106 $18,060,000 $170,377
    Home Improvement 80 $4,980,000 $62,250
    Other 65 $4,235,000 $65,154

    Harrison's most frequently cited loan purpose was Home Purchase, with 501 originations. The 2nd most popular reason was Refi, with 116 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 248 $45,290,000 $182,621
    Over 8% 146 $16,510,000 $113,082
    7-8% 144 $25,390,000 $176,319
    5-6% 89 $17,625,000 $198,034
    <2.5% 19 $1,295,000 $68,158
    4-5% 14 $2,030,000 $145,000
    3-4% 2 $530,000 $265,000
    2.5-3% 1 $105,000 $105,000

    During 2023, Harrison's most frequently originated rate bucket was 6-7%, with 248 originations.

    Loan Sizing (Harrison, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 333 $48,015,000 $144,189
    $100,000 or less 298 $16,530,000 $55,470
    $200k-400k 198 $52,380,000 $264,545
    $400k-600k 30 $14,010,000 $467,000
    $600k-1000k 7 $5,195,000 $742,143
    $Over $1MM 2 $3,620,000 $1,810,000

    Harrison's loan sizing saw the bucket of loans from $100k-200k with 333 originations, totaling $48,015,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 283 $55,805,000 $197,191
    60-80% 157 $31,395,000 $199,968
    Under 20% 75 $2,995,000 $39,933
    40-60% 68 $10,260,000 $150,882
    20-40% 66 $5,070,000 $76,818
    Over 100% 9 $2,105,000 $233,889

    Harrison's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 283 originations, totaling $55,805,000 in origination value.