Harrison Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Harrison averaged
6.6%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6% and
one month ago for the week of 2024-09-05, the
average rate was 6.33%.
Harrison's average rate one year ago was 7.47%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.92%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Harrison 30 Year Fixed Rate | 2024-10-10 | 6.6% |
Harrison 30 Year Fixed Rate Refi | 2024-10-10 | 6.92% |
Harrison 15 Year Fixed Rate | 2024-10-10 | 5.51% |
Harrison 15 Year Fixed Rate Refi | 2024-10-10 | 5.31% |
Harrison 30 Year FHA | 2024-10-10 | 6.13% |
Harrison 30 Year FHA Refi | 2024-10-10 | 6.1% |
Harrison 30 Year USDA | 2024-10-10 | 6.08% |
Harrison 30 Year USDA Refi | 2024-10-10 | 5.88% |
Harrison 30 Year VA | 2024-10-10 | 5.75% |
Harrison 30 Year VA Refi | 2024-10-10 | 5.95% |
Harrison Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Harrison, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Harrison Average Closing Costs & Other Stats
Harrison, AR's 50 lenders originated 868
loans during 2023. The total origination value was $139,750,000, with an average loan value of
$161,002.
Harrison's average closing costs are $4,135.
The top Harrison lender as defined by loan originations is Equity Bank, with
25 loans originated. Their average total fees are
$3,193, which is $38
lower than the next largest lender,
Arvest Bank.
The lowest fee Harrison lenders (with over 10 loans originated) are
Equity Bank ($3,193), Arvest Bank ($3,231), Plains Commerce Bank ($3,608), First Community Bank ($3,983) and DAS Acquisition Company, LLC ($5,037).
The lowest rate Harrison lenders (with over 10 loans originated) are
Equity Bank (6.25%), Arvest Bank (6.55%), Plains Commerce Bank (6.65%), DAS Acquisition Company, LLC (6.80%) and QUICKEN LOANS, LLC (6.90%).
Harrison, AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Equity Bank | $18,930,000 | $12,425,000 | -34.4% | 8.9% |
Anstaff Bank | $12,750,000 | $11,825,000 | -7.3% | 8.5% |
Cornerstone Bank | $7,865,000 | $11,520,000 | 46.5% | 8.2% |
MID AMERICA MORTGAGE, INC. | $14,120,000 | $10,825,000 | -23.3% | 7.7% |
Arvest Bank | $13,540,000 | $9,955,000 | -26.5% | 7.1% |
First Community Bank | $11,270,000 | $8,025,000 | -28.8% | 5.7% |
GUILD MORTGAGE COMPANY | $9,040,000 | $6,980,000 | -22.8% | 5.0% |
First National Bank of North Arkansas | $3,805,000 | $6,580,000 | 72.9% | 4.7% |
QUICKEN LOANS, LLC | $12,860,000 | $6,535,000 | -49.2% | 4.7% |
DAS Acquisition Company, LLC | $4,690,000 | $5,575,000 | 18.9% | 4.0% |
Signature Bank of Arkansas | $4,145,000 | $5,120,000 | 23.5% | 3.7% |
Plains Commerce Bank | $14,785,000 | $3,570,000 | -75.9% | 2.6% |
Mortgage Research Center, LLC | $3,825,000 | $3,330,000 | -12.9% | 2.4% |
USAA Federal Savings Bank | $645,000 | $1,590,000 | 146.5% | 1.1% |
Mr. Cooper ( Nationstar Mortgage ) | $1,770,000 | $1,375,000 | -22.3% | 1.0% |
The Central Trust Bank | $1,975,000 | $1,275,000 | -35.4% | 0.9% |
BROKER SOLUTIONS, INC. | $1,490,000 | $1,130,000 | -24.2% | 0.8% |
LOANDEPOT.COM, LLC | $2,100,000 | $1,080,000 | -48.6% | 0.8% |
NEWREZ LLC | $600,000 | $1,065,000 | 77.5% | 0.8% |
Farm Credit Services of Western Arkansas, ACA | $1,035,000 | n/a | 0.7% | |
NAVY FEDERAL CREDIT UNION | $190,000 | $945,000 | 397.4% | 0.7% |
Ameris Bank | $485,000 | $885,000 | 82.5% | 0.6% |
FLAT BRANCH MORTGAGE, INC. | $1,580,000 | $865,000 | -45.3% | 0.6% |
UNION HOME MORTGAGE CORP. | $3,185,000 | $855,000 | -73.2% | 0.6% |
FREEDOM MORTGAGE CORPORATION | $2,255,000 | $830,000 | -63.2% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $535,000 | $820,000 | 53.3% | 0.6% |
GERSHMAN INVESTMENT CORP. | $340,000 | $785,000 | 130.9% | 0.6% |
VILLAGE CAPITAL MORTGAGE | $55,000 | $785,000 | 1,327.3% | 0.6% |
Regions Bank | $1,410,000 | $730,000 | -48.2% | 0.5% |
Flagstar Bank, FSB | $2,765,000 | $690,000 | -75.0% | 0.5% |
First Security Bank | $170,000 | $670,000 | 294.1% | 0.5% |
NEW DAY FINANCIAL, LLC | $1,025,000 | $650,000 | -36.6% | 0.5% |
JERSEY STATE BANK | $625,000 | n/a | 0.4% | |
Carrington Mortgage Services, LLC | $525,000 | $610,000 | 16.2% | 0.4% |
MUTUAL OF OMAHA MORTGAGE, INC. | $155,000 | $610,000 | 293.5% | 0.4% |
First Option Mortgage, LLC | $575,000 | n/a | 0.4% | |
Stone Bank | $5,260,000 | $535,000 | -89.8% | 0.4% |
AMERICAN FINANCIAL NETWORK, INC. | $530,000 | n/a | 0.4% | |
Bank of America | $460,000 | $530,000 | 15.2% | 0.4% |
RELIANCE FIRST CAPITAL, LLC | $395,000 | $520,000 | 31.6% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $2,035,000 | $510,000 | -74.9% | 0.4% |
TRIAD FINANCIAL SERVICES, INC. | $95,000 | $510,000 | 436.8% | 0.4% |
FOUR POINTS | $500,000 | n/a | 0.4% | |
Northpointe Bank | $135,000 | $465,000 | 244.4% | 0.3% |
The First National Bank of Fort Smith | $165,000 | $450,000 | 172.7% | 0.3% |
Simmons Bank | $115,000 | $405,000 | 252.2% | 0.3% |
UNITED BUILT HOMES, L.L.C. | $275,000 | $385,000 | 40.0% | 0.3% |
U.S. Bank | $710,000 | $380,000 | -46.5% | 0.3% |
Bank OZK | $625,000 | $375,000 | -40.0% | 0.3% |
Gateway First Bank | $185,000 | $345,000 | 86.5% | 0.2% |
UNITED WHOLESALE MORTGAGE, LLC | $1,640,000 | $330,000 | -79.9% | 0.2% |
21ST MORTGAGE CORPORATION | $955,000 | $325,000 | -66.0% | 0.2% |
LOANPAL, LLC | $145,000 | $310,000 | 113.8% | 0.2% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $535,000 | $305,000 | -43.0% | 0.2% |
POLARIS HOME FUNDING CORP. | $300,000 | n/a | 0.2% | |
NBH Bank | $285,000 | n/a | 0.2% | |
LAKEVIEW LOAN SERVICING, LLC | $230,000 | $280,000 | 21.7% | 0.2% |
Charles Schwab Bank, SSB | $275,000 | n/a | 0.2% | |
CORNERSTONE HOME LENDING, INC. | $1,030,000 | $275,000 | -73.3% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $260,000 | $275,000 | 5.8% | 0.2% |
Centennial Bank | $260,000 | n/a | 0.2% | |
The Bank of Missouri | $395,000 | $260,000 | -34.2% | 0.2% |
Sullivan Bank | $255,000 | n/a | 0.2% | |
V.I.P. MORTGAGE, INC. | $255,000 | n/a | 0.2% | |
ZILLOW HOME LOANS, LLC | $600,000 | $255,000 | -57.5% | 0.2% |
Bank of England | $350,000 | $245,000 | -30.0% | 0.2% |
Nations Lending Corporation | $125,000 | $245,000 | 96.0% | 0.2% |
FEDEX EMPLOYEES CREDIT ASSOCIATION | $1,015,000 | $240,000 | -76.4% | 0.2% |
Hawthorn Bank | $235,000 | n/a | 0.2% | |
PLANET HOME LENDING, LLC | $235,000 | n/a | 0.2% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $225,000 | n/a | 0.2% | |
BARKSDALE | $225,000 | n/a | 0.2% | |
Eagle Bank and Trust Company | $320,000 | $215,000 | -32.8% | 0.2% |
Coastal Community Bank | $205,000 | n/a | 0.1% | |
Evolve Bank & Trust | $205,000 | n/a | 0.1% | |
JPMorgan Chase Bank | $465,000 | $205,000 | -55.9% | 0.1% |
Prosperity Home Mortgage, LLC | $205,000 | n/a | 0.1% | |
Stifel Bank and Trust | $205,000 | n/a | 0.1% | |
CSL Financial, LLC | $195,000 | n/a | 0.1% | |
United Community Bank | $175,000 | n/a | 0.1% | |
Mid-Continent Funding, Inc. | $165,000 | n/a | 0.1% | |
FINANCE OF AMERICA REVERSE LLC | $155,000 | n/a | 0.1% | |
Signature Federal Credit Union | $155,000 | n/a | 0.1% | |
The Federal Savings Bank | $205,000 | $155,000 | -24.4% | 0.1% |
Ally Bank | $145,000 | n/a | 0.1% | |
HOMELAND BANCSHARES | $145,000 | n/a | 0.1% | |
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $140,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $95,000 | $135,000 | 42.1% | 0.1% |
ASSEMBLIES OF GOD Credit Union | $135,000 | n/a | 0.1% | |
GUARANTEED RATE, INC. | $135,000 | n/a | 0.1% | |
BETTER MORTGAGE CORPORATION | $125,000 | n/a | 0.1% | |
Discover Bank | $165,000 | $120,000 | -27.3% | 0.1% |
Figure Lending LLC | $135,000 | $115,000 | -14.8% | 0.1% |
SUMMIT FUNDING, INC. | $115,000 | n/a | 0.1% | |
ARKANSAS Federal Credit Union | $620,000 | $110,000 | -82.3% | 0.1% |
VERITAS FUNDING, LLC | $105,000 | n/a | 0.1% | |
First Financial Bank | $85,000 | n/a | 0.1% | |
Focus Bank | $85,000 | n/a | 0.1% | |
First State Bank | $75,000 | n/a | 0.1% | |
RUOFF MORTGAGE COMPANY, INC. | $55,000 | n/a | 0.0% | |
Great Southern Bank | $385,000 | $50,000 | -87.0% | 0.0% |
Harrison's top lender by overall market share is Equity Bank, with 8.9% market share. In second place, with 8.5%, is Anstaff Bank, having originated $11,825,000 in loans. In third place, with 8.2%, is Cornerstone Bank, having originated $11,520,000 in loans. In fourth place, with 7.7%, is MID AMERICA MORTGAGE, INC., having originated $10,825,000 in loans. In fifth place, with 7.1%, is Arvest Bank, having originated $9,955,000 in loans.
Harrison Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $154,950 (10.8%) | $219,357 (10.2%) | 0.00 | 271 |
2018-02-01 | $154,925 (9.7%) | $207,174 (-4.3%) | 0.00 | 268 |
2018-03-01 | $149,900 (0.0%) | $202,389 (-8.3%) | 0.00 | 258 |
2018-04-01 | $149,450 (-4.5%) | $201,648 (-11.7%) | 0.00 | 254 |
2018-05-01 | $149,000 (-6.7%) | $199,173 (-12.1%) | 0.00 | 256 |
2018-06-01 | $150,000 (-4.5%) | $207,423 (-6.7%) | 0.00 | 270 |
2018-07-01 | $152,350 (1.6%) | $209,379 (-4.0%) | 0.00 | 285 |
2018-08-01 | $149,900 (-9.1%) | $208,590 (-3.4%) | 0.00 | 296 |
2018-09-01 | $149,900 (-9.1%) | $207,938 (-3.8%) | 0.00 | 305 |
2018-10-01 | $149,975 (-6.6%) | $205,988 (-7.7%) | 0.00 | 299 |
2018-11-01 | $143,725 (-9.9%) | $201,355 (-6.6%) | 0.00 | 302 |
2018-12-01 | $146,125 (-5.7%) | $205,069 (-6.0%) | 0.00 | 274 |
2019-01-01 | $143,500 (-7.4%) | $202,126 (-7.9%) | 0.00 | 258 |
2019-02-01 | $149,900 (-3.2%) | $205,621 (-0.8%) | 0.00 | 260 |
2019-03-01 | $154,186 (2.9%) | $215,395 (6.4%) | 0.00 | 261 |
2019-04-01 | $161,900 (8.3%) | $230,219 (14.2%) | 0.00 | 262 |
2019-05-01 | $162,925 (9.4%) | $236,962 (19.0%) | 0.00 | 272 |
2019-06-01 | $165,000 (10.0%) | $239,026 (15.2%) | 0.00 | 271 |
2019-07-01 | $169,450 (11.2%) | $239,303 (14.3%) | 0.00 | 273 |
2019-08-01 | $168,745 (12.6%) | $242,176 (16.1%) | 0.00 | 260 |
2019-09-01 | $174,514 (16.4%) | $249,530 (20.0%) | 0.00 | 254 |
2019-10-01 | $178,359 (18.9%) | $249,423 (21.1%) | 0.00 | 250 |
2019-11-01 | $175,000 (21.8%) | $245,500 (21.9%) | 0.00 | 253 |
2019-12-01 | $176,000 (20.4%) | $246,256 (20.1%) | 0.00 | 232 |
2020-01-01 | $178,450 (24.4%) | $270,883 (34.0%) | 0.00 | 211 |
2020-02-01 | $174,250 (16.2%) | $273,434 (33.0%) | 0.00 | 201 |
2020-03-01 | $179,950 (16.7%) | $286,058 (32.8%) | 0.00 | 197 |
2020-04-01 | $179,900 (11.1%) | $270,715 (17.6%) | 0.00 | 190 |
2020-05-01 | $172,167 (5.7%) | $276,749 (16.8%) | 0.00 | 170 |
2020-06-01 | $181,950 (10.3%) | $292,233 (22.3%) | 0.00 | 157 |
2020-07-01 | $202,950 (19.8%) | $304,536 (27.3%) | 0.00 | 134 |
2020-08-01 | $218,250 (29.3%) | $313,808 (29.6%) | 0.00 | 117 |
2020-09-01 | $213,700 (22.5%) | $335,440 (34.4%) | 0.00 | 105 |
2020-10-01 | $219,000 (22.8%) | $351,827 (41.1%) | 0.00 | 100 |
2020-11-01 | $221,200 (26.4%) | $352,093 (43.4%) | 0.00 | 97 |
2020-12-01 | $199,700 (13.5%) | $337,365 (37.0%) | 0.00 | 96 |
2021-01-01 | $219,900 (23.2%) | $362,111 (33.7%) | 0.00 | 81 |
2021-02-01 | $259,900 (49.2%) | $405,390 (48.3%) | 0.00 | 68 |
2021-03-01 | $247,675 (37.6%) | $408,808 (42.9%) | 0.00 | 70 |
2021-04-01 | $271,000 (50.6%) | $446,747 (65.0%) | 0.00 | 67 |
2021-05-01 | $259,900 (51.0%) | $460,165 (66.3%) | 0.00 | 61 |
2021-06-01 | $272,450 (49.7%) | $477,141 (63.3%) | 0.00 | 58 |
2021-07-01 | $268,800 (32.5%) | $340,296 (11.7%) | 0.00 | 73 |
2021-08-01 | $246,425 (12.9%) | $379,728 (21.0%) | 0.00 | 89 |
2021-09-01 | $260,500 (21.9%) | $417,384 (24.4%) | 0.00 | 92 |
2021-10-01 | $237,400 (8.4%) | $411,742 (17.0%) | 0.00 | 87 |
2021-11-01 | $239,950 (8.5%) | $424,268 (20.5%) | 0.00 | 84 |
2021-12-01 | $237,450 (18.9%) | $417,545 (23.8%) | 0.00 | 83 |
2022-01-01 | $249,900 (13.6%) | $449,316 (24.1%) | 0.00 | 80 |
2022-02-01 | $273,725 (5.3%) | $491,868 (21.3%) | 0.00 | 73 |
2022-03-01 | $294,950 (19.1%) | $508,305 (24.3%) | 0.00 | 81 |
2022-04-01 | $294,950 (8.8%) | $473,585 (6.0%) | 0.00 | 89 |
2022-05-01 | $326,225 (25.5%) | $470,829 (2.3%) | 0.00 | 98 |
2022-06-01 | $329,925 (21.1%) | $456,549 (-4.3%) | 0.00 | 123 |
2022-07-01 | $329,950 (22.8%) | $453,913 (33.4%) | 0.00 | 154 |
2022-08-01 | $339,500 (37.8%) | $463,144 (22.0%) | 0.00 | 156 |
2022-09-01 | $328,250 (26.0%) | $443,733 (6.3%) | 0.00 | 160 |
2022-10-01 | $326,250 (37.4%) | $434,646 (5.6%) | 0.00 | 171 |
2022-11-01 | $316,000 (31.7%) | $427,477 (0.8%) | 0.00 | 165 |
2022-12-01 | $299,900 (26.3%) | $423,513 (1.4%) | 0.00 | 165 |
2023-01-01 | $307,450 (23.0%) | $432,091 (-3.8%) | 0.00 | 144 |
2023-02-01 | $320,000 (16.9%) | $437,374 (-11.1%) | 0.00 | 143 |
2023-03-01 | $302,400 (2.5%) | $441,227 (-13.2%) | 0.00 | 145 |
2023-04-01 | $299,900 (1.7%) | $441,311 (-6.8%) | 0.00 | 143 |
2023-05-01 | $318,675 (-2.3%) | $447,272 (-5.0%) | 0.00 | 138 |
2023-06-01 | $306,200 (-7.2%) | $454,752 (-0.4%) | 0.00 | 153 |
2023-07-01 | $300,000 (-9.1%) | $457,828 (0.9%) | 0.00 | 166 |
2023-08-01 | $299,900 (-11.7%) | $465,685 (0.6%) | 0.00 | 171 |
2023-09-01 | $315,000 (-4.0%) | $443,760 (0.0%) | 0.00 | 188 |
2023-10-01 | $304,925 (-6.5%) | $438,899 (1.0%) | 0.00 | 193 |
2023-11-01 | $294,225 (-6.9%) | $433,335 (1.4%) | 0.00 | 198 |
2023-12-01 | $299,900 (0.0%) | $449,271 (6.1%) | 0.00 | 197 |
2024-01-01 | $299,900 (-2.5%) | $420,263 (-2.7%) | 0.00 | 186 |
2024-02-01 | $299,900 (-6.3%) | $414,292 (-5.3%) | 0.00 | 187 |
2024-03-01 | $308,000 (1.9%) | $422,991 (-4.1%) | 0.00 | 198 |
2024-04-01 | $324,750 (8.3%) | $468,857 (6.2%) | 0.00 | 196 |
2024-05-01 | $327,000 (2.6%) | $476,921 (6.6%) | 0.00 | 197 |
2024-06-01 | $317,450 (3.7%) | $461,699 (1.5%) | 0.00 | 206 |
2024-07-01 | $322,450 (7.5%) | $460,258 (0.5%) | 0.00 | 215 |
2024-08-01 | $325,000 (8.4%) | $447,234 (-4.0%) | 0.00 | 229 |
2024-09-01 | $318,333 (1.1%) | $429,090 (-3.3%) | 0.00 | 276 |
Harrison's median listing price comes in at 0% of the national average.
Harrison's average listing price for 2024-09-01 was $429,090, a difference of $-14,670 (-3.3%) versus the prior year and $-18,144 versus the prior month.
For the 2024-09-01 period, Harrison had 276 MLS listings, a difference of 47 listings (21%) versus the prior month and 88 listings (47%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,764 sqft |
2018-02-01 | 0 days | 1,764 sqft |
2018-03-01 | 0 days | 1,750 sqft |
2018-04-01 | 0 days | 1,775 sqft |
2018-05-01 | 0 days | 1,750 sqft |
2018-06-01 | 0 days | 1,804 sqft |
2018-07-01 | 0 days | 1,833 sqft |
2018-08-01 | 0 days | 1,798 sqft |
2018-09-01 | 0 days | 1,749 sqft |
2018-10-01 | 0 days | 1,717 sqft |
2018-11-01 | 0 days | 1,742 sqft |
2018-12-01 | 0 days | 1,759 sqft |
2019-01-01 | 0 days | 1,736 sqft |
2019-02-01 | 0 days | 1,744 sqft |
2019-03-01 | 0 days | 1,772 sqft |
2019-04-01 | 0 days | 1,802 sqft |
2019-05-01 | 0 days | 1,799 sqft |
2019-06-01 | 0 days | 1,816 sqft |
2019-07-01 | 0 days | 1,849 sqft |
2019-08-01 | 0 days | 1,823 sqft |
2019-09-01 | 0 days | 1,810 sqft |
2019-10-01 | 0 days | 1,799 sqft |
2019-11-01 | 0 days | 1,748 sqft |
2019-12-01 | 0 days | 1,800 sqft |
2020-01-01 | 0 days | 1,819 sqft |
2020-02-01 | 0 days | 1,796 sqft |
2020-03-01 | 0 days | 1,825 sqft |
2020-04-01 | 0 days | 1,831 sqft |
2020-05-01 | 0 days | 1,850 sqft |
2020-06-01 | 0 days | 1,989 sqft |
2020-07-01 | 0 days | 1,967 sqft |
2020-08-01 | 0 days | 2,132 sqft |
2020-09-01 | 0 days | 2,042 sqft |
2020-10-01 | 0 days | 1,980 sqft |
2020-11-01 | 0 days | 2,011 sqft |
2020-12-01 | 0 days | 1,883 sqft |
2021-01-01 | 0 days | 1,802 sqft |
2021-02-01 | 0 days | 1,821 sqft |
2021-03-01 | 0 days | 1,768 sqft |
2021-04-01 | 0 days | 1,855 sqft |
2021-05-01 | 0 days | 2,310 sqft |
2021-06-01 | 0 days | 2,174 sqft |
2021-07-01 | 0 days | 1,900 sqft |
2021-08-01 | 0 days | 1,833 sqft |
2021-09-01 | 0 days | 1,802 sqft |
2021-10-01 | 0 days | 1,724 sqft |
2021-11-01 | 0 days | 1,725 sqft |
2021-12-01 | 0 days | 1,724 sqft |
2022-01-01 | 0 days | 1,723 sqft |
2022-02-01 | 0 days | 1,725 sqft |
2022-03-01 | 0 days | 1,743 sqft |
2022-04-01 | 0 days | 1,746 sqft |
2022-05-01 | 0 days | 2,019 sqft |
2022-06-01 | 0 days | 2,048 sqft |
2022-07-01 | 0 days | 2,048 sqft |
2022-08-01 | 0 days | 2,015 sqft |
2022-09-01 | 0 days | 2,071 sqft |
2022-10-01 | 0 days | 2,048 sqft |
2022-11-01 | 0 days | 1,860 sqft |
2022-12-01 | 0 days | 1,860 sqft |
2023-01-01 | 0 days | 1,944 sqft |
2023-02-01 | 0 days | 1,903 sqft |
2023-03-01 | 0 days | 1,913 sqft |
2023-04-01 | 0 days | 1,920 sqft |
2023-05-01 | 0 days | 1,948 sqft |
2023-06-01 | 0 days | 1,920 sqft |
2023-07-01 | 0 days | 1,944 sqft |
2023-08-01 | 0 days | 1,910 sqft |
2023-09-01 | 0 days | 1,887 sqft |
2023-10-01 | 0 days | 1,879 sqft |
2023-11-01 | 0 days | 1,798 sqft |
2023-12-01 | 0 days | 1,783 sqft |
2024-01-01 | 0 days | 1,799 sqft |
2024-02-01 | 0 days | 1,796 sqft |
2024-03-01 | 0 days | 1,800 sqft |
2024-04-01 | 0 days | 1,926 sqft |
2024-05-01 | 0 days | 1,979 sqft |
2024-06-01 | 0 days | 1,956 sqft |
2024-07-01 | 0 days | 1,993 sqft |
2024-08-01 | 0 days | 1,997 sqft |
2024-09-01 | 0 days | 1,959 sqft |
Harrison's median square footage for active listings during the 2024-09-01 period was 1,959 sqft. One year prior, the average listing was 1,887 sqft.
Harrison, AR Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 501 | $94,605,000 | $188,832 |
Refi | 116 | $17,870,000 | $154,052 |
Cash Out Refi | 106 | $18,060,000 | $170,377 |
Home Improvement | 80 | $4,980,000 | $62,250 |
Other | 65 | $4,235,000 | $65,154 |
Harrison's most frequently cited loan purpose was Home Purchase, with 501 originations. The 2nd most popular reason was Refi, with 116 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 248 | $45,290,000 | $182,621 |
Over 8% | 146 | $16,510,000 | $113,082 |
7-8% | 144 | $25,390,000 | $176,319 |
5-6% | 89 | $17,625,000 | $198,034 |
<2.5% | 19 | $1,295,000 | $68,158 |
4-5% | 14 | $2,030,000 | $145,000 |
3-4% | 2 | $530,000 | $265,000 |
2.5-3% | 1 | $105,000 | $105,000 |
During 2023, Harrison's most frequently originated rate bucket was 6-7%, with 248 originations.
Loan Sizing (Harrison, AR MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 333 | $48,015,000 | $144,189 |
$100,000 or less | 298 | $16,530,000 | $55,470 |
$200k-400k | 198 | $52,380,000 | $264,545 |
$400k-600k | 30 | $14,010,000 | $467,000 |
$600k-1000k | 7 | $5,195,000 | $742,143 |
$Over $1MM | 2 | $3,620,000 | $1,810,000 |
Harrison's loan sizing saw the bucket of loans from $100k-200k with 333 originations, totaling $48,015,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 283 | $55,805,000 | $197,191 |
60-80% | 157 | $31,395,000 | $199,968 |
Under 20% | 75 | $2,995,000 | $39,933 |
40-60% | 68 | $10,260,000 | $150,882 |
20-40% | 66 | $5,070,000 | $76,818 |
Over 100% | 9 | $2,105,000 | $233,889 |
Harrison's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 283 originations, totaling $55,805,000 in origination value.