Harrison Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Harrison averaged 6.78% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.99% and one month ago for the week of 2025-02-27, the average rate was 6.9%.

    Harrison's average rate one year ago was 6.73%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.64%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Harrison 30 Year Fixed Rate 2025-04-03 6.78%
    Harrison 30 Year Fixed Rate Refi 2025-04-03 6.64%
    Harrison 15 Year Fixed Rate 2025-04-03 5.72%
    Harrison 15 Year Fixed Rate Refi 2025-04-03 6.32%
    Harrison 30 Year FHA 2025-04-03 6.26%
    Harrison 30 Year FHA Refi 2025-04-03 6.36%
    Harrison 30 Year USDA 2025-04-03 6.52%
    Harrison 30 Year USDA Refi 2025-04-03 6.32%
    Harrison 30 Year VA 2025-04-03 6.16%
    Harrison 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Harrison, AR.

    Harrison Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Harrison, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    First Community Bank 30 7.05% $4,178
    Arvest Bank 23 6.97% $3,648
    QUICKEN LOANS, LLC 18 6.78% $5,965
    Equity Bank 10 6.74% $3,146
    Ameris Bank 9 6.59% $2,976
    GUILD MORTGAGE COMPANY 8 6.75% $4,368
    Plains Commerce Bank 7 6.57% $3,023
    DAS Acquisition Company, LLC 4 6.59% $4,449
    FEDEX EMPLOYEES CREDIT ASSOCIATION 4 6.88% $3,733
    UNITED WHOLESALE MORTGAGE, LLC 4 7.06% $8,918
    AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.62% $3,100
    Mr. Cooper ( Nationstar Mortgage ) 3 7.04% $6,013
    The Central Trust Bank 3 7.41% $4,037
    Carrington Mortgage Services, LLC 2 6.88% $4,929
    GERSHMAN INVESTMENT CORP. 2 7.06% $2,591
    Mortgage Research Center, LLC 2 6.88% $6,426
    ARKANSAS Federal Credit Union 2 6.13% $4,197
    Regions Bank 2 6.50% $3,323
    Wells Fargo Bank 2 7.31% $6,450
    Paramount Residential Mortgage Group, Inc. 2 7.06% $3,886
    Generations Bank 1 7.00% $4,462
    Great Southern Bank 1 8.50% $2,153
    Bank of America 1 6.88% $2,078
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.63% $2,696
    HOMESIDE FINANCIAL, LLC 1 6.50% $1,445
    JPMorgan Chase Bank 1 7.63% $500
    LOANDEPOT.COM, LLC 1 6.13% $7,307
    NBKC BANK 1 6.99% $1,817
    NexBank 1 6.88% $3,594
    Oakstar Bank 1 6.38% $2,245
    OCMBC, INC. 1 7.63% $9,173
    PENNYMAC LOAN SERVICES, LLC 1 6.63% $3,090
    BancorpSouth 1 6.63% $5,267
    PNC Bank 1 6.50% $4,909
    RESIDENTIAL BANCORP 1 7.13% $5,375
    ROYAL UNITED MORTGAGE LLC 1 7.25% $9,006
    ZILLOW HOME LOANS, LLC 1 7.00% $3,424
    The First National Bank of Fort Smith 1 7.49% $2,058
    Truist 1 6.50% $2,739
    AMERISAVE MORTGAGE CORPORATION 1 7.38% $8,212
    U.S. Bank 1 7.38% $2,033
    CROSSCOUNTRY MORTGAGE, LLC 1 6.33% $2,981
    Deere Employees Credit Union 1 5.99% $3,880
    Citadel Servicing Corporation 1 9.75% $21,061
    DELMAR FINANCIAL COMPANY 1 7.49% $0
    ENCORE BANK 1 6.99% $2,076
    Centennial Bank 1 6.88% $5,073
    FIRST COMMUNITY 1 5.95% $1,381
    BOKF 1 6.25% $3,672
    FLAT BRANCH MORTGAGE, INC. 1 6.38% $2,669

    Harrison Average Closing Costs & Other Stats

    Harrison, AR's 50 lenders originated 917 loans during 2024. The total origination value was $151,645,000, with an average loan value of $165,371.

    Harrison's average closing costs are $4,274.

    The top Harrison lender as defined by loan originations is First Community Bank, with 30 loans originated. Their average total fees are $4,178, which is $530 higher than the next largest lender, Arvest Bank.

    The lowest fee Harrison lenders (with over 10 loans originated) are Equity Bank ($3,146), Arvest Bank ($3,648), First Community Bank ($4,178), QUICKEN LOANS, LLC ($5,965) and .

    The lowest rate Harrison lenders (with over 10 loans originated) are Equity Bank (6.74%), QUICKEN LOANS, LLC (6.78%), Arvest Bank (6.97%), First Community Bank (7.05%) and .

    Harrison, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    First Community Bank $8,025,000 $15,060,000 87.7% 9.9%
    MID AMERICA MORTGAGE, INC. $10,825,000 $13,680,000 26.4% 9.0%
    Arvest Bank $9,955,000 $10,325,000 3.7% 6.8%
    Anstaff Bank $11,825,000 $9,760,000 -17.5% 6.4%
    Cornerstone Bank $11,520,000 $9,085,000 -21.1% 6.0%
    Equity Bank $12,425,000 $8,315,000 -33.1% 5.5%
    GUILD MORTGAGE COMPANY $6,980,000 $7,890,000 13.0% 5.2%
    First National Bank of North Arkansas $6,580,000 $6,595,000 0.2% 4.3%
    QUICKEN LOANS, LLC $6,535,000 $6,575,000 0.6% 4.3%
    Signature Bank of Arkansas $5,120,000 $6,205,000 21.2% 4.1%
    Mortgage Research Center, LLC $3,330,000 $3,835,000 15.2% 2.5%
    DAS Acquisition Company, LLC $5,575,000 $3,055,000 -45.2% 2.0%
    UNITED WHOLESALE MORTGAGE, LLC $330,000 $3,025,000 816.7% 2.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $2,480,000 n/a 1.6%
    Plains Commerce Bank $3,570,000 $2,335,000 -34.6% 1.5%
    Ameris Bank $885,000 $2,295,000 159.3% 1.5%
    Stone Bank $535,000 $2,225,000 315.9% 1.5%
    FREEDOM MORTGAGE CORPORATION $830,000 $1,920,000 131.3% 1.3%
    PENNYMAC LOAN SERVICES, LLC $820,000 $1,800,000 119.5% 1.2%
    Regions Bank $730,000 $1,690,000 131.5% 1.1%
    FLAT BRANCH MORTGAGE, INC. $865,000 $1,400,000 61.8% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $1,375,000 $1,390,000 1.1% 0.9%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $240,000 $1,335,000 456.3% 0.9%
    The Central Trust Bank $1,275,000 $1,270,000 -0.4% 0.8%
    BancorpSouth $990,000 n/a 0.7%
    LOANDEPOT.COM, LLC $1,080,000 $990,000 -8.3% 0.7%
    Paramount Residential Mortgage Group, Inc. $965,000 n/a 0.6%
    NEW DAY FINANCIAL, LLC $650,000 $935,000 43.8% 0.6%
    21ST MORTGAGE CORPORATION $325,000 $785,000 141.5% 0.5%
    GMFS LLC $780,000 n/a 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $770,000 n/a 0.5%
    Bank OZK $375,000 $765,000 104.0% 0.5%
    Wells Fargo Bank $755,000 n/a 0.5%
    Citadel Servicing Corporation $735,000 n/a 0.5%
    FIRST COMMUNITY $665,000 n/a 0.4%
    PNC Bank $620,000 n/a 0.4%
    Servion, Inc. $580,000 n/a 0.4%
    JPMorgan Chase Bank $205,000 $570,000 178.0% 0.4%
    First Security Bank $670,000 $555,000 -17.2% 0.4%
    GUARANTEED RATE, INC. $135,000 $550,000 307.4% 0.4%
    PLANET HOME LENDING, LLC $235,000 $520,000 121.3% 0.3%
    ENCORE BANK $515,000 n/a 0.3%
    UNION HOME MORTGAGE CORP. $855,000 $465,000 -45.6% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $610,000 $455,000 -25.4% 0.3%
    NEWREZ LLC $1,065,000 $415,000 -61.0% 0.3%
    ARKANSAS Federal Credit Union $110,000 $410,000 272.7% 0.3%
    U.S. Bank $380,000 $410,000 7.9% 0.3%
    DELMAR FINANCIAL COMPANY $405,000 n/a 0.3%
    Equity Prime Mortgage LLC $395,000 n/a 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $390,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $1,130,000 $385,000 -65.9% 0.3%
    NAVY FEDERAL CREDIT UNION $945,000 $385,000 -59.3% 0.3%
    Bank of America $530,000 $375,000 -29.2% 0.2%
    Deere Employees Credit Union $370,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $275,000 $365,000 32.7% 0.2%
    Oakstar Bank $360,000 n/a 0.2%
    FNBC Bank $355,000 n/a 0.2%
    Flagstar Bank, FSB $690,000 $350,000 -49.3% 0.2%
    Generations Bank $345,000 n/a 0.2%
    GUARANTEED RATE AFFINITY, LLC $345,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $340,000 n/a 0.2%
    GERSHMAN INVESTMENT CORP. $785,000 $320,000 -59.2% 0.2%
    BOKF $315,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $290,000 n/a 0.2%
    USAA Federal Savings Bank $1,590,000 $290,000 -81.8% 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $285,000 n/a 0.2%
    Figure Lending LLC $115,000 $285,000 147.8% 0.2%
    TruHome Solutions, LLC $285,000 n/a 0.2%
    Great Southern Bank $50,000 $280,000 460.0% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $280,000 $280,000 0.0% 0.2%
    Truist $275,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $265,000 n/a 0.2%
    Discover Bank $120,000 $260,000 116.7% 0.2%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $245,000 n/a 0.2%
    NBKC BANK $245,000 n/a 0.2%
    Carrington Mortgage Services, LLC $610,000 $230,000 -62.3% 0.2%
    Gateway First Bank $345,000 $230,000 -33.3% 0.2%
    MYCUMORTGAGE, LLC $225,000 n/a 0.1%
    HEARTLAND $205,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $785,000 $205,000 -73.9% 0.1%
    AMERISAVE MORTGAGE CORPORATION $510,000 $200,000 -60.8% 0.1%
    The First National Bank of Fort Smith $450,000 $195,000 -56.7% 0.1%
    Southern Bancorp Bank $185,000 n/a 0.1%
    Bank of England $245,000 $165,000 -32.7% 0.1%
    OCMBC, INC. $165,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $255,000 $165,000 -35.3% 0.1%
    TOP FLITE FINANCIAL, INC. $155,000 n/a 0.1%
    The Federal Savings Bank $155,000 $145,000 -6.5% 0.1%
    The Citizens Bank $135,000 n/a 0.1%
    Centennial Bank $260,000 $115,000 -55.8% 0.1%
    First National Bank of America $115,000 n/a 0.1%
    RESIDENTIAL BANCORP $115,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $305,000 $115,000 -62.3% 0.1%
    CIS Financial Services, Inc. $95,000 n/a 0.1%
    Farmers Bank & Trust Company $95,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $510,000 $85,000 -83.3% 0.1%
    NexBank $65,000 n/a 0.0%
    Coastal Community Bank $205,000 $60,000 -70.7% 0.0%

    Harrison's top lender by overall market share is First Community Bank, with 9.9% market share. In second place, with 9.0%, is MID AMERICA MORTGAGE, INC., having originated $13,680,000 in loans. In third place, with 6.8%, is Arvest Bank, having originated $10,325,000 in loans. In fourth place, with 6.4%, is Anstaff Bank, having originated $9,760,000 in loans. In fifth place, with 6.0%, is Cornerstone Bank, having originated $9,085,000 in loans.

    Harrison Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $154,950 (10.8%) $219,357 (10.2%) 0.00 271
    2018-02-01 $154,925 (9.7%) $207,174 (-4.3%) 0.00 268
    2018-03-01 $149,900 (0.0%) $202,389 (-8.3%) 0.00 258
    2018-04-01 $149,450 (-4.5%) $201,648 (-11.7%) 0.00 254
    2018-05-01 $149,000 (-6.7%) $199,173 (-12.1%) 0.00 256
    2018-06-01 $150,000 (-4.5%) $207,423 (-6.7%) 0.00 270
    2018-07-01 $152,350 (1.6%) $209,379 (-3.9%) 0.00 285
    2018-08-01 $149,900 (-9.1%) $208,590 (-3.4%) 0.00 296
    2018-09-01 $149,900 (-9.1%) $207,938 (-3.8%) 0.00 305
    2018-10-01 $149,975 (-6.6%) $205,988 (-7.7%) 0.00 299
    2018-11-01 $143,725 (-9.9%) $201,355 (-6.6%) 0.00 302
    2018-12-01 $146,125 (-5.7%) $205,069 (-6.0%) 0.00 274
    2019-01-01 $143,500 (-7.4%) $202,126 (-7.9%) 0.00 258
    2019-02-01 $149,900 (-3.2%) $205,621 (-0.8%) 0.00 260
    2019-03-01 $154,186 (2.9%) $215,395 (6.4%) 0.00 261
    2019-04-01 $161,900 (8.3%) $230,219 (14.2%) 0.00 262
    2019-05-01 $162,925 (9.4%) $236,962 (19.0%) 0.00 272
    2019-06-01 $164,450 (9.6%) $239,026 (15.2%) 0.00 272
    2019-07-01 $168,450 (10.6%) $238,876 (14.1%) 0.00 274
    2019-08-01 $166,723 (11.2%) $241,714 (15.9%) 0.00 261
    2019-09-01 $173,207 (15.6%) $249,023 (19.8%) 0.00 255
    2019-10-01 $177,530 (18.4%) $248,907 (20.8%) 0.00 251
    2019-11-01 $175,000 (21.8%) $244,990 (21.7%) 0.00 254
    2019-12-01 $176,000 (20.4%) $246,256 (20.1%) 0.00 232
    2020-01-01 $178,450 (24.4%) $270,883 (34.0%) 0.00 211
    2020-02-01 $174,250 (16.2%) $273,434 (33.0%) 0.00 201
    2020-03-01 $179,950 (16.7%) $286,058 (32.8%) 0.00 197
    2020-04-01 $179,900 (11.1%) $270,715 (17.6%) 0.00 190
    2020-05-01 $172,167 (5.7%) $276,749 (16.8%) 0.00 170
    2020-06-01 $181,950 (10.6%) $292,233 (22.3%) 0.00 157
    2020-07-01 $202,950 (20.5%) $304,536 (27.5%) 0.00 134
    2020-08-01 $218,250 (30.9%) $313,808 (29.8%) 0.00 117
    2020-09-01 $213,700 (23.4%) $335,440 (34.7%) 0.00 105
    2020-10-01 $219,000 (23.4%) $351,827 (41.4%) 0.00 100
    2020-11-01 $221,200 (26.4%) $352,093 (43.7%) 0.00 97
    2020-12-01 $199,700 (13.5%) $337,365 (37.0%) 0.00 96
    2021-01-01 $219,900 (23.2%) $362,111 (33.7%) 0.00 81
    2021-02-01 $259,900 (49.2%) $405,390 (48.3%) 0.00 68
    2021-03-01 $247,675 (37.6%) $408,808 (42.9%) 0.00 70
    2021-04-01 $271,000 (50.6%) $446,747 (65.0%) 0.00 67
    2021-05-01 $259,900 (51.0%) $460,165 (66.3%) 0.00 61
    2021-06-01 $272,450 (49.7%) $477,141 (63.3%) 0.00 58
    2021-07-01 $268,800 (32.5%) $340,296 (11.7%) 0.00 73
    2021-08-01 $246,425 (12.9%) $379,728 (21.0%) 0.00 89
    2021-09-01 $260,500 (21.9%) $417,384 (24.4%) 0.00 92
    2021-10-01 $237,400 (8.4%) $411,742 (17.0%) 0.00 87
    2021-11-01 $239,950 (8.5%) $422,328 (20.0%) 0.00 84
    2021-12-01 $237,450 (18.9%) $417,545 (23.8%) 0.00 83
    2022-01-01 $254,500 (15.7%) $446,085 (23.2%) 0.00 82
    2022-02-01 $275,000 (5.8%) $491,130 (21.2%) 0.00 74
    2022-03-01 $304,700 (23.0%) $507,295 (24.1%) 0.00 82
    2022-04-01 $299,900 (10.7%) $473,045 (5.9%) 0.00 90
    2022-05-01 $327,450 (26.0%) $469,641 (2.1%) 0.00 99
    2022-06-01 $329,975 (21.1%) $455,680 (-4.5%) 0.00 124
    2022-07-01 $329,950 (22.8%) $453,913 (33.4%) 0.00 154
    2022-08-01 $339,500 (37.8%) $463,144 (22.0%) 0.00 156
    2022-09-01 $328,250 (26.0%) $443,733 (6.3%) 0.00 160
    2022-10-01 $326,250 (37.4%) $434,646 (5.6%) 0.00 171
    2022-11-01 $316,000 (31.7%) $427,477 (1.2%) 0.00 165
    2022-12-01 $299,900 (26.3%) $423,513 (1.4%) 0.00 165
    2023-01-01 $307,450 (20.8%) $432,091 (-3.1%) 0.00 144
    2023-02-01 $320,000 (16.4%) $436,662 (-11.1%) 0.00 144
    2023-03-01 $302,400 (-0.8%) $441,227 (-13.0%) 0.00 145
    2023-04-01 $299,900 (0.0%) $441,311 (-6.7%) 0.00 143
    2023-05-01 $318,675 (-2.7%) $446,329 (-5.0%) 0.00 138
    2023-06-01 $306,200 (-7.2%) $454,752 (-0.2%) 0.00 153
    2023-07-01 $300,000 (-9.1%) $457,828 (0.9%) 0.00 166
    2023-08-01 $299,900 (-11.7%) $465,685 (0.6%) 0.00 171
    2023-09-01 $315,000 (-4.0%) $443,760 (0.0%) 0.00 188
    2023-10-01 $306,175 (-6.2%) $438,685 (0.9%) 0.00 194
    2023-11-01 $294,450 (-6.8%) $432,922 (1.3%) 0.00 199
    2023-12-01 $299,900 (0.0%) $448,719 (6.0%) 0.00 198
    2024-01-01 $299,900 (-2.5%) $419,838 (-2.8%) 0.00 187
    2024-02-01 $299,900 (-6.3%) $413,908 (-5.2%) 0.00 188
    2024-03-01 $308,000 (1.9%) $422,569 (-4.2%) 0.00 199
    2024-04-01 $325,000 (8.4%) $468,213 (6.1%) 0.00 197
    2024-05-01 $328,000 (2.9%) $476,331 (6.7%) 0.00 198
    2024-06-01 $319,900 (4.5%) $460,060 (1.2%) 0.00 208
    2024-07-01 $323,725 (7.9%) $459,711 (0.4%) 0.00 216
    2024-08-01 $325,000 (8.4%) $446,766 (-4.1%) 0.00 230
    2024-09-01 $318,333 (1.1%) $429,090 (-3.3%) 0.00 276
    2024-10-01 $299,475 (-2.2%) $422,384 (-3.7%) 0.00 240
    2024-11-01 $319,500 (8.5%) $445,170 (2.8%) 0.00 239
    2024-12-01 $300,000 (0.0%) $477,450 (6.4%) 0.00 231
    2025-01-01 $300,000 (0.0%) $459,761 (9.5%) 0.00 234
    2025-02-01 $305,475 (1.9%) $457,585 (10.6%) 0.00 229
    2025-03-01 $299,900 (-2.6%) $423,589 (0.2%) 0.00 247
    Harrison's median listing price for 2025-03-01 was $299,900, a difference of $-8,100 (-2.6%) versus the prior year and $-5,575 versus the prior month.

    Harrison's median listing price comes in at 0% of the national average.

    Harrison's average listing price for 2025-03-01 was $423,589, a difference of $1,020 (0.2%) versus the prior year and $-33,996 versus the prior month.

    For the 2025-03-01 period, Harrison had 247 MLS listings, a difference of 18 listings (8%) versus the prior month and 48 listings (24%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Harrison (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,764 sqft
    2018-02-01 0 days 1,764 sqft
    2018-03-01 0 days 1,750 sqft
    2018-04-01 0 days 1,775 sqft
    2018-05-01 0 days 1,750 sqft
    2018-06-01 0 days 1,804 sqft
    2018-07-01 0 days 1,833 sqft
    2018-08-01 0 days 1,798 sqft
    2018-09-01 0 days 1,749 sqft
    2018-10-01 0 days 1,717 sqft
    2018-11-01 0 days 1,742 sqft
    2018-12-01 0 days 1,759 sqft
    2019-01-01 0 days 1,736 sqft
    2019-02-01 0 days 1,744 sqft
    2019-03-01 0 days 1,772 sqft
    2019-04-01 0 days 1,802 sqft
    2019-05-01 0 days 1,799 sqft
    2019-06-01 0 days 1,816 sqft
    2019-07-01 0 days 1,849 sqft
    2019-08-01 0 days 1,823 sqft
    2019-09-01 0 days 1,810 sqft
    2019-10-01 0 days 1,798 sqft
    2019-11-01 0 days 1,748 sqft
    2019-12-01 0 days 1,800 sqft
    2020-01-01 0 days 1,819 sqft
    2020-02-01 0 days 1,796 sqft
    2020-03-01 0 days 1,825 sqft
    2020-04-01 0 days 1,831 sqft
    2020-05-01 0 days 1,850 sqft
    2020-06-01 0 days 1,989 sqft
    2020-07-01 0 days 1,967 sqft
    2020-08-01 0 days 2,132 sqft
    2020-09-01 0 days 2,042 sqft
    2020-10-01 0 days 1,980 sqft
    2020-11-01 0 days 2,011 sqft
    2020-12-01 0 days 1,883 sqft
    2021-01-01 0 days 1,802 sqft
    2021-02-01 0 days 1,821 sqft
    2021-03-01 0 days 1,768 sqft
    2021-04-01 0 days 1,855 sqft
    2021-05-01 0 days 2,310 sqft
    2021-06-01 0 days 2,174 sqft
    2021-07-01 0 days 1,900 sqft
    2021-08-01 0 days 1,833 sqft
    2021-09-01 0 days 1,802 sqft
    2021-10-01 0 days 1,724 sqft
    2021-11-01 0 days 1,725 sqft
    2021-12-01 0 days 1,724 sqft
    2022-01-01 0 days 1,723 sqft
    2022-02-01 0 days 1,727 sqft
    2022-03-01 0 days 1,746 sqft
    2022-04-01 0 days 1,748 sqft
    2022-05-01 0 days 2,034 sqft
    2022-06-01 0 days 2,056 sqft
    2022-07-01 0 days 2,048 sqft
    2022-08-01 0 days 2,015 sqft
    2022-09-01 0 days 2,071 sqft
    2022-10-01 0 days 2,048 sqft
    2022-11-01 0 days 1,860 sqft
    2022-12-01 0 days 1,860 sqft
    2023-01-01 0 days 1,944 sqft
    2023-02-01 0 days 1,891 sqft
    2023-03-01 0 days 1,913 sqft
    2023-04-01 0 days 1,920 sqft
    2023-05-01 0 days 1,948 sqft
    2023-06-01 0 days 1,921 sqft
    2023-07-01 0 days 1,944 sqft
    2023-08-01 0 days 1,910 sqft
    2023-09-01 0 days 1,887 sqft
    2023-10-01 0 days 1,874 sqft
    2023-11-01 0 days 1,796 sqft
    2023-12-01 0 days 1,773 sqft
    2024-01-01 0 days 1,798 sqft
    2024-02-01 0 days 1,786 sqft
    2024-03-01 0 days 1,800 sqft
    2024-04-01 0 days 1,925 sqft
    2024-05-01 0 days 1,975 sqft
    2024-06-01 0 days 1,956 sqft
    2024-07-01 0 days 1,987 sqft
    2024-08-01 0 days 1,990 sqft
    2024-09-01 0 days 1,959 sqft
    2024-10-01 0 days 1,884 sqft
    2024-11-01 0 days 1,904 sqft
    2024-12-01 0 days 1,872 sqft
    2025-01-01 0 days 1,858 sqft
    2025-02-01 0 days 1,822 sqft
    2025-03-01 0 days 1,766 sqft
    Harrison's median listing age (time on market) for 2025-03-01 was 0 days.

    Harrison's median square footage for active listings during the 2025-03-01 period was 1,766 sqft. One year prior, the average listing was 1,800 sqft.

    Harrison, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 483 $92,775,000 $192,081
    Refi 169 $31,995,000 $189,320
    Cash Out Refi 116 $17,780,000 $153,276
    Home Improvement 76 $4,830,000 $63,553
    Other 73 $4,265,000 $58,425

    Harrison's most frequently cited loan purpose was Home Purchase, with 483 originations. The 2nd most popular reason was Refi, with 169 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 305 $59,395,000 $194,738
    Over 8% 159 $16,665,000 $104,811
    7-8% 116 $20,690,000 $178,362
    5-6% 98 $18,430,000 $188,061
    4-5% 17 $2,025,000 $119,118

    During 2024, Harrison's most frequently originated rate bucket was 6-7%, with 305 originations.

    Loan Sizing (Harrison, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 358 $52,780,000 $147,430
    $100,000 or less 293 $16,815,000 $57,389
    $200k-400k 228 $61,660,000 $270,439
    $400k-600k 32 $15,050,000 $470,313
    $600k-1000k 5 $4,015,000 $803,000
    $Over $1MM 1 $1,325,000 $1,325,000

    Harrison's loan sizing saw the bucket of loans from $100k-200k with 358 originations, totaling $52,780,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 296 $63,910,000 $215,912
    60-80% 135 $24,125,000 $178,704
    40-60% 91 $13,325,000 $146,429
    20-40% 80 $7,000,000 $87,500
    Under 20% 69 $3,155,000 $45,725
    Over 100% 13 $3,555,000 $273,462

    Harrison's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 296 originations, totaling $63,910,000 in origination value.