The First National Bank Of Jeanerette Mortgage Rates, Fees & Info
Jeanerette, LALEI: 54930082VCNY40XPOB62
Tax ID: 72-0185325
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The First National Bank Of Jeanerette is a smaller bank specializing in Home Purchase and Refi loans. The First National Bank Of Jeanerette has a high proportion of conventional loans. Their top markets by origination volume include: Lafayette, Morgan City, Houma, Opelousas, and Lake Charles among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)The First National Bank Of Jeanerette has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
152Origination Dollar Volume (All Markets)
$35,140,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LAFAYETTE, LA (FHA|USDA|VA) | 89 | $26,165,000 | $293,989 | $0 | 0.00% |
| Morgan City, LA (FHA|USDA|VA) | 52 | $5,620,000 | $108,077 | $0 | 0.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $2,420,000 | $605,000 | $0 | 0.00% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 0.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 0.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 152 | $35,140,000 | $231,184 | $0 | 0.00% |
For 2023, The First National Bank Of Jeanerette's most frequently originated type of loan was Conventional, with 152 originations.
Loan Reason
For 2023, The First National Bank Of Jeanerette's most frequently cited loan purpose was Home Purchase, with 74 originations. The 2nd most popular reason was Refi, with 63 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 152 | $35,140,000 | $231,184 | $0 | 0.00% |
For 2023, The First National Bank Of Jeanerette's most frequently cited loan duration was Other, with 152 originations.
Loan Sizing
2023 saw The First National Bank Of Jeanerette place emphasis on $100,000 or less loans with 70 originations, totaling $4,130,000 in origination value.
Applicant Income
The First National Bank Of Jeanerette lent most frequently to those with incomes in the $75k-100k range, with 18 originations. The second most popular income band? $50k or less, with 17 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 152 | $35,140,000 | $231,184 | $0 | 0.00% |
The First National Bank Of Jeanerette lent most frequently to those with DTI ratios of Exempt%, with 152 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.96%
The First National Bank Of Jeanerette has an average approval rate.
Pick Rate
Approvals leading to origination87.50%
The First National Bank Of Jeanerette has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 152 | $35,140,000 | $231,184 |