Morgan City Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Morgan City averaged 7.11% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 6.9% and one month ago for the week of 2023-08-17, the average rate was 6.71%.

Morgan City's average rate one year ago was 5.64%.

For refis of the same type during the week of 2023-09-21, the average rate was 7.39%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Morgan City 30 Year Fixed Rate 2023-09-21 7.11%
Morgan City 30 Year Fixed Rate Refi 2023-09-21 7.39%
Morgan City 15 Year Fixed Rate 2023-09-21 6.34%
Morgan City 15 Year Fixed Rate Refi 2023-09-21 7.04%
Morgan City 30 Year FHA 2023-09-21 6.82%
Morgan City 30 Year FHA Refi 2023-09-21 7.24%
Morgan City 30 Year USDA 2023-09-21 7.12%
Morgan City 30 Year USDA Refi 2023-09-21 6.82%
Morgan City 30 Year VA 2023-09-21 6.62%
Morgan City 30 Year VA Refi 2023-09-21 6.72%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Morgan City, LA.

Morgan City Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Morgan City, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
First Horizon Bank 34 5.10% $4,966
GMFS LLC 12 4.36% $3,642
Flagstar Bank, FSB 8 6.11% $4,562
LOANDEPOT.COM, LLC 7 5.07% $4,026
UNITED WHOLESALE MORTGAGE, LLC 6 5.54% $4,798
QUICKEN LOANS, LLC 5 5.32% $4,170
Hancock Whitney Bank 4 6.13% $3,394
Assurance Financial Group, L.L.C. 3 5.25% $3,954
PENNYMAC LOAN SERVICES, LLC 3 5.04% $3,683
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 6.44% $6,222
Regions Bank 2 3.69% $4,295
SOUTHWEST FUNDING, LP 2 5.81% $9,276
STANDARD MORTGAGE CORPORATION 2 4.63% $5,544
HOME POINT FINANCIAL CORPORATION 2 3.69% $5,518
CHURCHILL MORTGAGE CORPORATION 2 6.31% $4,487
CALIBER HOME LOANS, INC. 2 4.06% $3,345
ALLIED MORTGAGE GROUP, INC. 1 5.38% $6,451
Wells Fargo Bank 1 6.88% $6,166
AMERICAN FINANCIAL RESOURCES, INC. 1 3.99% $2,679
AMERISAVE MORTGAGE CORPORATION 1 5.63% $5,498
ANGEL OAK HOME LOANS LLC 1 5.00% $4,426
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.50% $9,777
Bank of America 1 3.25% $3,491
BETTER MORTGAGE CORPORATION 1 2.75% $6,974
East Coast Capital Corp. 1 4.25% $10,439
FIDELITY BANK 1 6.13% $6,365
Gulf Coast Bank and Trust Company 1 3.63% $3,865
Home Bank 1 4.38% $3,560
JPMorgan Chase Bank 1 4.63% $4,353
Network Funding, L.P. 1 3.75% $3,972
OPEN MORTGAGE, LLC 1 5.99% $11,179
PNC Bank 1 3.50% $4,247
TIB The Independent Bankersbank 1 3.25% $2,444

Morgan City Average Closing Costs & Other Stats

Morgan City, LA's 33 lenders originated 532 loans during 2022. The total origination value was $75,820,000, with an average loan value of $142,519.

Morgan City's average closing costs are $4,657.

The top Morgan City lender as defined by loan originations is First Horizon Bank, with 34 loans originated. Their average total fees are $4,966, which is $1,324 higher than the next largest lender, GMFS LLC.

The lowest fee Morgan City lenders (with over 10 loans originated) are GMFS LLC ($3,642), First Horizon Bank ($4,966), .

The lowest rate Morgan City lenders (with over 10 loans originated) are GMFS LLC (4.36%), First Horizon Bank (5.10%), .

Morgan City, LA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
First Horizon Bank $16,970,000 $11,525,000 -32.1% 15.2%
Flagstar Bank, FSB $12,080,000 $7,500,000 -37.9% 9.9%
The First National Bank of Jeanerette $3,195,000 $4,940,000 54.6% 6.5%
UNITED WHOLESALE MORTGAGE, LLC $3,625,000 $4,845,000 33.7% 6.4%
M C Bank & Trust Company $6,840,000 $4,800,000 -29.8% 6.3%
GMFS LLC $8,125,000 $3,985,000 -51.0% 5.3%
LOANDEPOT.COM, LLC $5,005,000 $3,335,000 -33.4% 4.4%
QUICKEN LOANS, LLC $7,725,000 $3,005,000 -61.1% 4.0%
Hancock Whitney Bank $3,690,000 $2,880,000 -22.0% 3.8%
Community First Bank $580,000 $1,995,000 244.0% 2.6%
Synergy Bank $175,000 $1,965,000 1,022.9% 2.6%
HOME POINT FINANCIAL CORPORATION $3,250,000 $1,550,000 -52.3% 2.0%
Assurance Financial Group, L.L.C. $855,000 $1,095,000 28.1% 1.4%
EUSTIS AND AMERICAN MORTGAGE COMPANY $515,000 $1,080,000 109.7% 1.4%
CMG MORTGAGE, INC. $1,150,000 $1,010,000 -12.2% 1.3%
Mortgage Research Center, LLC $935,000 $1,000,000 7.0% 1.3%
FIDELITY BANK $415,000 $835,000 101.2% 1.1%
The Evangeline Bank & Trust Company $610,000 $800,000 31.1% 1.1%
AMERICAN FINANCIAL RESOURCES, INC. $940,000 $765,000 -18.6% 1.0%
21ST MORTGAGE CORPORATION $495,000 $735,000 48.5% 1.0%
PENNYMAC LOAN SERVICES, LLC $1,255,000 $705,000 -43.8% 0.9%
VANDERBILT MORTGAGE AND FINANCE, INC. $890,000 $695,000 -21.9% 0.9%
Regions Bank $1,405,000 $680,000 -51.6% 0.9%
b1BANK $605,000 n/a 0.8%
Jeff Davis Bancshares, Inc. $1,725,000 $605,000 -64.9% 0.8%
CALIBER HOME LOANS, INC. $1,140,000 $600,000 -47.4% 0.8%
SOUTHWEST FUNDING, LP $645,000 $580,000 -10.1% 0.8%
FREEDOM MORTGAGE CORPORATION $4,860,000 $480,000 -90.1% 0.6%
JPMorgan Chase Bank $1,720,000 $455,000 -73.5% 0.6%
MID AMERICA MORTGAGE, INC. $1,455,000 $410,000 -71.8% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $1,115,000 $380,000 -65.9% 0.5%
AMERISAVE MORTGAGE CORPORATION $840,000 $375,000 -55.4% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $565,000 $375,000 -33.6% 0.5%
STANDARD MORTGAGE CORPORATION $835,000 $360,000 -56.9% 0.5%
BETTER MORTGAGE CORPORATION $320,000 $350,000 9.4% 0.5%
Network Funding, L.P. $340,000 n/a 0.4%
CSL Financial, LLC $105,000 $325,000 209.5% 0.4%
LAKEVIEW LOAN SERVICING, LLC $720,000 $310,000 -56.9% 0.4%
TRIAD FINANCIAL SERVICES, INC. $130,000 $305,000 134.6% 0.4%
USAA Federal Savings Bank $510,000 $305,000 -40.2% 0.4%
Gulf Coast Bank and Trust Company $110,000 $300,000 172.7% 0.4%
Home Bank $295,000 n/a 0.4%
United Community Bank $285,000 n/a 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $105,000 $280,000 166.7% 0.4%
SOUTHWEST STAGE FUNDING, LLC $270,000 n/a 0.4%
ANGEL OAK MORTGAGE SOLUTIONS LLC $255,000 n/a 0.3%
UNION HOME MORTGAGE CORP. $420,000 $255,000 -39.3% 0.3%
NEWREZ LLC $510,000 $240,000 -52.9% 0.3%
MEMBER FIRST MORTGAGE, LLC $235,000 n/a 0.3%
Nations Lending Corporation $615,000 $230,000 -62.6% 0.3%
BancorpSouth Bank $355,000 $225,000 -36.6% 0.3%
OPEN MORTGAGE, LLC $215,000 n/a 0.3%
Northpointe Bank $205,000 n/a 0.3%
PERFORMANCE MORTGAGE LLC $195,000 n/a 0.3%
TIB The Independent Bankersbank $195,000 n/a 0.3%
First American Bank and Trust $325,000 $180,000 -44.6% 0.2%
CHURCHILL MORTGAGE CORPORATION $65,000 $170,000 161.5% 0.2%
ALLIED MORTGAGE GROUP, INC. $165,000 n/a 0.2%
Lakeview Community Capital, LLC $165,000 n/a 0.2%
NATIONS RELIABLE LENDING, LLC $165,000 n/a 0.2%
East Coast Capital Corp. $155,000 n/a 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $155,000 $155,000 0.0% 0.2%
Wells Fargo Bank $345,000 $155,000 -55.1% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $445,000 $145,000 -67.4% 0.2%
AMERICAN FINANCING CORPORATION $135,000 n/a 0.2%
ANGEL OAK HOME LOANS LLC $115,000 n/a 0.2%
First Guaranty Mortgage Corporation $195,000 $115,000 -41.0% 0.2%
MOVEMENT MORTGAGE, LLC $115,000 n/a 0.2%
Signature Federal Credit Union $115,000 n/a 0.2%
GUARANTEED RATE, INC. $105,000 n/a 0.1%
PNC Bank $105,000 n/a 0.1%
Bank of America $55,000 $95,000 72.7% 0.1%
BROKER SOLUTIONS, INC. $250,000 $95,000 -62.0% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $95,000 n/a 0.1%
CRESCENT MORTGAGE COMPANY $475,000 $95,000 -80.0% 0.1%
LHM FINANCIAL CORPORATION $155,000 $85,000 -45.2% 0.1%
Campus Federal Credit Union $75,000 n/a 0.1%
Equity Prime Mortgage LLC $305,000 $65,000 -78.7% 0.1%
Discover Bank $55,000 n/a 0.1%
Farmers-Merchants Bank & Trust Company $585,000 $55,000 -90.6% 0.1%
South Lafourche Bank & Trust Company $55,000 n/a 0.1%
SPRING EQ, LLC $55,000 n/a 0.1%
La Capitol Federal Credit Union $35,000 n/a 0.0%
Washington State Bank $35,000 n/a 0.0%
EFCU FINANCIAL $5,000 n/a 0.0%

Morgan City's top lender by overall market share is First Horizon Bank, with 15.2% market share. In second place, with 9.9%, is Flagstar Bank, FSB, having originated $7,500,000 in loans. In third place, with 6.5%, is The First National Bank of Jeanerette, having originated $4,940,000 in loans. In fourth place, with 6.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,845,000 in loans. In fifth place, with 6.3%, is M C Bank & Trust Company, having originated $4,800,000 in loans.


Morgan City Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Morgan City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $135,250 (5.5%) $208,726 (1.4%) 0.00 151
2018-02-01 $135,000 (4.5%) $210,091 (-0.5%) 0.00 147
2018-03-01 $141,000 (-1.0%) $210,233 (-4.4%) 0.00 149
2018-04-01 $142,250 (-2.4%) $209,560 (-6.6%) 0.00 163
2018-05-01 $139,950 (-6.7%) $209,969 (-10.9%) 0.00 158
2018-06-01 $139,500 (-7.0%) $202,678 (-7.6%) 0.00 168
2018-07-01 $145,650 (-0.9%) $205,900 (2.5%) 0.00 162
2018-08-01 $149,000 (5.4%) $204,677 (4.5%) 0.00 170
2018-09-01 $150,000 (2.4%) $204,549 (5.3%) 0.00 164
2018-10-01 $153,750 (13.6%) $209,148 (7.4%) 0.00 159
2018-11-01 $151,250 (8.6%) $204,377 (3.4%) 0.00 158
2018-12-01 $150,000 (11.1%) $203,537 (3.8%) 0.00 150
2019-01-01 $150,000 (10.9%) $199,035 (-4.6%) 0.00 152
2019-02-01 $157,175 (16.4%) $198,487 (-5.5%) 0.00 165
2019-03-01 $154,550 (9.6%) $199,692 (-5.0%) 0.00 165
2019-04-01 $150,000 (5.5%) $207,994 (-0.8%) 0.00 163
2019-05-01 $149,900 (7.1%) $207,946 (-1.0%) 0.00 160
2019-06-01 $142,450 (2.1%) $207,804 (2.5%) 0.00 165
2019-07-01 $145,250 (-0.3%) $211,326 (2.6%) 0.00 171
2019-08-01 $144,455 (-3.1%) $209,940 (2.6%) 0.00 165
2019-09-01 $143,636 (-4.2%) $206,222 (0.8%) 0.00 162
2019-10-01 $143,000 (-7.0%) $204,458 (-2.2%) 0.00 158
2019-11-01 $143,000 (-5.5%) $207,874 (1.7%) 0.00 152
2019-12-01 $140,650 (-6.2%) $208,555 (2.5%) 0.00 144
2020-01-01 $135,000 (-10.0%) $200,401 (0.7%) 0.00 150
2020-02-01 $135,000 (-14.1%) $199,553 (0.5%) 0.00 162
2020-03-01 $134,675 (-12.9%) $205,653 (3.0%) 0.00 166
2020-04-01 $135,000 (-10.0%) $209,598 (0.8%) 0.00 160
2020-05-01 $139,250 (-7.1%) $213,700 (2.8%) 0.00 154
2020-06-01 $139,950 (-1.8%) $212,049 (2.0%) 0.00 156
2020-07-01 $144,750 (-0.3%) $210,898 (-0.2%) 0.00 152
2020-08-01 $155,000 (7.3%) $221,035 (5.3%) 0.00 146
2020-09-01 $163,525 (13.9%) $223,655 (8.5%) 0.00 138
2020-10-01 $155,000 (8.4%) $204,172 (-0.1%) 0.00 134
2020-11-01 $149,675 (4.7%) $203,723 (-2.0%) 0.00 136
2020-12-01 $146,975 (4.5%) $227,215 (9.0%) 0.00 129
2021-01-01 $145,000 (7.4%) $229,119 (14.3%) 0.00 115
2021-02-01 $154,925 (14.8%) $236,588 (18.6%) 0.00 120
2021-03-01 $153,725 (14.2%) $253,189 (23.1%) 0.00 115
2021-04-01 $155,000 (14.8%) $262,181 (25.1%) 0.00 104
2021-05-01 $149,900 (7.7%) $249,687 (16.8%) 0.00 97
2021-06-01 $157,475 (12.5%) $256,272 (20.9%) 0.00 100
2021-07-01 $169,450 (17.1%) $250,940 (19.0%) 0.00 103
2021-08-01 $176,500 (13.9%) $274,215 (24.1%) 0.00 98
2021-09-01 $176,000 (7.6%) $257,351 (15.1%) 0.00 105
2021-10-01 $195,000 (25.8%) $287,635 (40.9%) 0.00 92
2021-11-01 $199,200 (33.1%) $288,551 (41.6%) 0.00 87
2021-12-01 $199,950 (36.0%) $268,456 (18.2%) 0.00 86
2022-01-01 $195,000 (34.5%) $263,790 (15.1%) 0.00 88
2022-02-01 $194,875 (25.8%) $284,063 (20.1%) 0.00 88
2022-03-01 $188,500 (22.6%) $278,695 (10.1%) 0.00 83
2022-04-01 $189,000 (21.9%) $266,312 (1.6%) 0.00 92
2022-05-01 $188,750 (25.9%) $272,309 (9.1%) 0.00 100
2022-06-01 $182,500 (15.9%) $284,020 (10.8%) 0.00 89
2022-07-01 $169,900 (0.3%) $280,883 (11.9%) 0.00 87
2022-08-01 $166,500 (-5.7%) $271,619 (-1.0%) 0.00 93
2022-09-01 $159,625 (-9.3%) $265,319 (3.1%) 0.00 101
2022-10-01 $163,500 (-16.2%) $249,548 (-13.2%) 0.00 103
2022-11-01 $160,000 (-19.7%) $244,611 (-15.2%) 0.00 102
2022-12-01 $160,000 (-20.0%) $241,658 (-10.0%) 0.00 99
2023-01-01 $160,000 (-18.0%) $244,219 (-7.4%) 0.00 90
2023-02-01 $170,000 (-12.8%) $257,398 (-9.4%) 0.00 91
2023-03-01 $168,500 (-10.6%) $248,246 (-10.9%) 0.00 93
2023-04-01 $172,000 (-9.0%) $250,269 (-6.0%) 0.00 93
2023-05-01 $169,974 (-10.0%) $250,655 (-8.0%) 0.00 101
2023-06-01 $172,125 (-5.7%) $250,056 (-12.0%) 0.00 100
2023-07-01 $185,000 (8.9%) $266,892 (-5.0%) 0.00 99
2023-08-01 $188,000 (12.9%) $262,823 (-3.2%) 0.00 103
Morgan City's median listing price for 2023-08-01 was $188,000, a difference of $21,500 (12.9%) versus the prior year and $3,000 versus the prior month.

Morgan City's median listing price comes in at 0% of the national average.

Morgan City's average listing price for 2023-08-01 was $262,823, a difference of $-8,796 (-3.2%) versus the prior year and $-4,069 versus the prior month.

For the 2023-08-01 period, Morgan City had 103 MLS listings, a difference of 4 listings (4%) versus the prior month and 10 listings (11%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Morgan City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,952 sqft
2018-02-01 0 days 1,922 sqft
2018-03-01 0 days 1,780 sqft
2018-04-01 0 days 1,780 sqft
2018-05-01 0 days 1,780 sqft
2018-06-01 0 days 1,795 sqft
2018-07-01 0 days 1,859 sqft
2018-08-01 0 days 1,858 sqft
2018-09-01 0 days 1,925 sqft
2018-10-01 0 days 1,973 sqft
2018-11-01 0 days 1,982 sqft
2018-12-01 0 days 2,025 sqft
2019-01-01 0 days 2,123 sqft
2019-02-01 0 days 2,011 sqft
2019-03-01 0 days 1,967 sqft
2019-04-01 0 days 1,955 sqft
2019-05-01 0 days 1,947 sqft
2019-06-01 0 days 1,940 sqft
2019-07-01 0 days 1,942 sqft
2019-08-01 0 days 1,952 sqft
2019-09-01 0 days 1,962 sqft
2019-10-01 0 days 1,972 sqft
2019-11-01 0 days 1,960 sqft
2019-12-01 0 days 1,978 sqft
2020-01-01 0 days 1,969 sqft
2020-02-01 0 days 1,991 sqft
2020-03-01 0 days 1,980 sqft
2020-04-01 0 days 2,004 sqft
2020-05-01 0 days 2,107 sqft
2020-06-01 0 days 2,098 sqft
2020-07-01 0 days 2,073 sqft
2020-08-01 0 days 2,088 sqft
2020-09-01 0 days 2,049 sqft
2020-10-01 0 days 2,024 sqft
2020-11-01 0 days 2,041 sqft
2020-12-01 0 days 2,027 sqft
2021-01-01 0 days 2,024 sqft
2021-02-01 0 days 2,041 sqft
2021-03-01 0 days 1,996 sqft
2021-04-01 0 days 2,021 sqft
2021-05-01 0 days 1,889 sqft
2021-06-01 0 days 1,841 sqft
2021-07-01 0 days 1,914 sqft
2021-08-01 0 days 1,926 sqft
2021-09-01 0 days 1,962 sqft
2021-10-01 0 days 2,023 sqft
2021-11-01 0 days 2,030 sqft
2021-12-01 0 days 1,984 sqft
2022-01-01 0 days 1,857 sqft
2022-02-01 0 days 1,992 sqft
2022-03-01 0 days 2,041 sqft
2022-04-01 0 days 1,949 sqft
2022-05-01 0 days 2,050 sqft
2022-06-01 0 days 2,133 sqft
2022-07-01 0 days 1,993 sqft
2022-08-01 0 days 1,794 sqft
2022-09-01 0 days 1,898 sqft
2022-10-01 0 days 1,968 sqft
2022-11-01 0 days 1,984 sqft
2022-12-01 0 days 1,982 sqft
2023-01-01 0 days 1,682 sqft
2023-02-01 0 days 1,676 sqft
2023-03-01 0 days 1,676 sqft
2023-04-01 0 days 1,700 sqft
2023-05-01 0 days 1,678 sqft
2023-06-01 0 days 1,697 sqft
2023-07-01 0 days 1,842 sqft
2023-08-01 0 days 1,986 sqft
Morgan City's median listing age (time on market) for 2023-08-01 was 0 days.

Morgan City's median square footage for active listings during the 2023-08-01 period was 1,986 sqft. One year prior, the average listing was 1,794 sqft.

Morgan City, LA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 319 $51,285,000 $160,768
Refi 121 $13,645,000 $112,769
Cash Out Refi 50 $8,280,000 $165,600
Home Improvement 25 $1,615,000 $64,600
Other 17 $995,000 $58,529

Morgan City's most frequently cited loan purpose was Home Purchase, with 319 originations. The 2nd most popular reason was Refi, with 121 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 101 $16,435,000 $162,723
5-6% 95 $16,115,000 $169,632
3-4% 76 $12,230,000 $160,921
6-7% 50 $7,230,000 $144,600
2.5-3% 35 $4,345,000 $124,143
7-8% 27 $3,485,000 $129,074
Over 8% 15 $1,265,000 $84,333
<2.5% 5 $685,000 $137,000

During 2022, Morgan City's most frequently originated rate bucket was 4-5%, with 101 originations.

Loan Sizing (Morgan City, LA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 234 $33,170,000 $141,752
$100,000 or less 193 $11,625,000 $60,233
$200k-400k 93 $24,185,000 $260,054
$400k-600k 7 $3,115,000 $445,000
$600k-1000k 5 $3,725,000 $745,000

Morgan City's loan sizing saw the bucket of loans from $100k-200k with 234 originations, totaling $33,170,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 236 $39,410,000 $166,992
60-80% 79 $12,645,000 $160,063
40-60% 40 $4,240,000 $106,000
20-40% 18 $1,990,000 $110,556
Under 20% 14 $470,000 $33,571
Over 100% 12 $2,330,000 $194,167

Morgan City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 236 originations, totaling $39,410,000 in origination value.