Opelousas Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Opelousas averaged
6.89%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.7% and
one month ago for the week of 2025-02-27, the
average rate was 7.21%.
Opelousas's average rate one year ago was 6.94%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.04%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Opelousas 30 Year Fixed Rate | 2025-04-03 | 6.89% |
| Opelousas 30 Year Fixed Rate Refi | 2025-04-03 | 7.04% |
| Opelousas 15 Year Fixed Rate | 2025-04-03 | 5.82% |
| Opelousas 15 Year Fixed Rate Refi | 2025-04-03 | 6.02% |
| Opelousas 30 Year FHA | 2025-04-03 | 6.2% |
| Opelousas 30 Year FHA Refi | 2025-04-03 | 6.46% |
| Opelousas 30 Year USDA | 2025-04-03 | 6.22% |
| Opelousas 30 Year USDA Refi | 2025-04-03 | 6.12% |
| Opelousas 30 Year VA | 2025-04-03 | 6.16% |
| Opelousas 30 Year VA Refi | 2025-04-03 | 6.26% |
Opelousas Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Opelousas, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Opelousas Average Closing Costs & Other Stats
Opelousas, LA's 51 lenders originated 853
loans during 2024. The total origination value was $157,565,000, with an average loan value of
$184,719.
Opelousas's average closing costs are $5,485.
The top Opelousas lender as defined by loan originations is GMFS LLC, with
22 loans originated. Their average total fees are
$4,512, which is $1,578
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Opelousas lenders (with over 10 loans originated) are
GMFS LLC ($4,512), QUICKEN LOANS, LLC ($6,090), UNITED WHOLESALE MORTGAGE, LLC ($6,656), .
The lowest rate Opelousas lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (6.90%), UNITED WHOLESALE MORTGAGE, LLC (6.93%), GMFS LLC (7.11%), .
Opelousas, LA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $10,075,000 | $11,585,000 | 15.0% | 7.4% |
| DHI MORTGAGE COMPANY, LTD. | $5,520,000 | $9,335,000 | 69.1% | 5.9% |
| QUICKEN LOANS, LLC | $8,955,000 | $8,580,000 | -4.2% | 5.4% |
| Washington State Bank | $955,000 | $7,740,000 | 710.5% | 4.9% |
| GMFS LLC | $11,630,000 | $7,610,000 | -34.6% | 4.8% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $7,540,000 | $5,760,000 | -23.6% | 3.7% |
| American Bank & Trust Company | $7,300,000 | $4,475,000 | -38.7% | 2.8% |
| Equity Prime Mortgage LLC | $1,200,000 | $3,165,000 | 163.8% | 2.0% |
| 21ST MORTGAGE CORPORATION | $3,755,000 | $3,110,000 | -17.2% | 2.0% |
| The Evangeline Bank & Trust Company | $3,475,000 | $3,075,000 | -11.5% | 2.0% |
| UNION HOME MORTGAGE CORP. | $1,435,000 | $3,045,000 | 112.2% | 1.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,880,000 | $2,840,000 | 51.1% | 1.8% |
| Abbeville Building & Loan (A State-Chartered Savings Bank) | $1,340,000 | $2,825,000 | 110.8% | 1.8% |
| Bank of Abbeville & Trust Company | $115,000 | $2,515,000 | 2,087.0% | 1.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | $530,000 | $2,475,000 | 367.0% | 1.6% |
| Assurance Financial Group, L.L.C. | $3,345,000 | $2,340,000 | -30.0% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $4,545,000 | $2,325,000 | -48.8% | 1.5% |
| Hancock Whitney Bank | $1,255,000 | $2,295,000 | 82.9% | 1.5% |
| Mortgage Research Center, LLC | $2,065,000 | $2,190,000 | 6.1% | 1.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $290,000 | $2,130,000 | 634.5% | 1.4% |
| FREEDOM MORTGAGE CORPORATION | $1,490,000 | $2,035,000 | 36.6% | 1.3% |
| JPMorgan Chase Bank | $990,000 | $1,950,000 | 97.0% | 1.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,775,000 | $1,890,000 | 6.5% | 1.2% |
| TRIAD FINANCIAL SERVICES, INC. | $765,000 | $1,700,000 | 122.2% | 1.1% |
| Cedar Rapids Bank and Trust Company | $1,645,000 | n/a | 1.0% | |
| Jeff Davis Bancshares | $2,090,000 | $1,510,000 | -27.8% | 1.0% |
| The Loan Store, Inc. | $105,000 | $1,440,000 | 1,271.4% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,205,000 | $1,355,000 | 12.4% | 0.9% |
| Flagstar Bank, FSB | $235,000 | $1,355,000 | 476.6% | 0.9% |
| First Horizon Bank | $3,130,000 | $1,325,000 | -57.7% | 0.8% |
| Rayne State Bank & Trust Company | $465,000 | $1,255,000 | 169.9% | 0.8% |
| SOUTHWEST FUNDING, LP | $1,230,000 | n/a | 0.8% | |
| LOANDEPOT.COM, LLC | $805,000 | $1,220,000 | 51.6% | 0.8% |
| Community First Bank | $1,045,000 | $1,195,000 | 14.4% | 0.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $595,000 | $1,150,000 | 93.3% | 0.7% |
| Pelican State Credit Union | $235,000 | $1,095,000 | 366.0% | 0.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $450,000 | $1,080,000 | 140.0% | 0.7% |
| Rayne Building and Loan Association | $1,270,000 | $1,075,000 | -15.4% | 0.7% |
| GENEVA FINANCIAL, LLC | $910,000 | $1,030,000 | 13.2% | 0.7% |
| Origin Bank | $1,020,000 | n/a | 0.6% | |
| HOMESIDE FINANCIAL, LLC | $95,000 | $1,010,000 | 963.2% | 0.6% |
| VILLAGE CAPITAL MORTGAGE | $1,010,000 | n/a | 0.6% | |
| Plains Commerce Bank | $500,000 | $1,005,000 | 101.0% | 0.6% |
| PLANET HOME LENDING, LLC | $490,000 | $1,005,000 | 105.1% | 0.6% |
| NEWREZ LLC | $2,335,000 | $995,000 | -57.4% | 0.6% |
| CSL Financial, LLC | $1,025,000 | $985,000 | -3.9% | 0.6% |
| MID AMERICA MORTGAGE, INC. | $1,360,000 | $945,000 | -30.5% | 0.6% |
| BANK OF SUNSET AND TRUST CO | $1,905,000 | $925,000 | -51.4% | 0.6% |
| TOWNE MORTGAGE COMPANY | $920,000 | n/a | 0.6% | |
| STANDARD MORTGAGE CORPORATION | $1,285,000 | $905,000 | -29.6% | 0.6% |
| Synergy Bank | $905,000 | n/a | 0.6% | |
| Farmers-Merchants Bank & Trust Company | $475,000 | $870,000 | 83.2% | 0.6% |
| Wells Fargo Bank | $615,000 | $775,000 | 26.0% | 0.5% |
| Guaranty Bank and Trust Company | $15,000 | $755,000 | 4,933.3% | 0.5% |
| Summit Mortgage Corporation | $250,000 | $690,000 | 176.0% | 0.4% |
| AmeriHome Mortgage Company, LLC | $675,000 | n/a | 0.4% | |
| CANOPY MORTGAGE, LLC | $675,000 | n/a | 0.4% | |
| The Federal Savings Bank | $670,000 | n/a | 0.4% | |
| NAVY FEDERAL CREDIT UNION | $615,000 | $665,000 | 8.1% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $2,195,000 | $665,000 | -69.7% | 0.4% |
| Home Bank | $535,000 | $660,000 | 23.4% | 0.4% |
| Regions Bank | $380,000 | $645,000 | 69.7% | 0.4% |
| BOM Bank | $625,000 | n/a | 0.4% | |
| Feliciana Bank & Trust Company | $625,000 | n/a | 0.4% | |
| T2 FINANCIAL LLC | $620,000 | n/a | 0.4% | |
| Bank of America | $230,000 | $610,000 | 165.2% | 0.4% |
| Gulf Coast Bank | $315,000 | $610,000 | 93.7% | 0.4% |
| SFMC, LP | $590,000 | n/a | 0.4% | |
| Mr. Cooper ( Nationstar Mortgage ) | $225,000 | $575,000 | 155.6% | 0.4% |
| Red River Bank | $365,000 | $530,000 | 45.2% | 0.3% |
| The Cottonport Bank | $45,000 | $520,000 | 1,055.6% | 0.3% |
| The First National Bank of Jeanerette | $345,000 | $480,000 | 39.1% | 0.3% |
| THE MORTGAGE LINK, INC. | $480,000 | n/a | 0.3% | |
| First American Bank and Trust | $475,000 | n/a | 0.3% | |
| AMERISAVE MORTGAGE CORPORATION | $65,000 | $470,000 | 623.1% | 0.3% |
| ZILLOW HOME LOANS, LLC | $175,000 | $460,000 | 162.9% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $175,000 | $455,000 | 160.0% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $420,000 | n/a | 0.3% | |
| b1BANK | $405,000 | $415,000 | 2.5% | 0.3% |
| First South Farm Credit, ACA | $35,000 | $395,000 | 1,028.6% | 0.3% |
| BETTER MORTGAGE CORPORATION | $385,000 | n/a | 0.2% | |
| MICHIGAN MUTUAL, INC. | $105,000 | $385,000 | 266.7% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $380,000 | n/a | 0.2% | |
| NBKC BANK | $380,000 | n/a | 0.2% | |
| CATAHOULA LASALLE BANK | $320,000 | $355,000 | 10.9% | 0.2% |
| BancorpSouth | $190,000 | $350,000 | 84.2% | 0.2% |
| DSLD MORTGAGE, LLC | $365,000 | $335,000 | -8.2% | 0.2% |
| MERITUS Federal Credit Union | $535,000 | $330,000 | -38.3% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $125,000 | $320,000 | 156.0% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $605,000 | $305,000 | -49.6% | 0.2% |
| TOP FLITE FINANCIAL, INC. | $290,000 | n/a | 0.2% | |
| AMERICAN HERITAGE LENDING, INC. | $275,000 | $285,000 | 3.6% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $105,000 | $275,000 | 161.9% | 0.2% |
| NEW DAY FINANCIAL, LLC | $265,000 | n/a | 0.2% | |
| COUNTRYPLACE MORTGAGE, LTD. | $135,000 | $260,000 | 92.6% | 0.2% |
| ALLIED MORTGAGE GROUP, INC. | $255,000 | n/a | 0.2% | |
| ROYAL UNITED MORTGAGE LLC | $255,000 | n/a | 0.2% | |
| CLEARPATH LENDING | $175,000 | $245,000 | 40.0% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $245,000 | $245,000 | 0.0% | 0.2% |
| Renasant Bank | $520,000 | $235,000 | -54.8% | 0.1% |
| GUARANTEED RATE, INC. | $175,000 | $225,000 | 28.6% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $75,000 | $225,000 | 200.0% | 0.1% |
| Bank of Zachary | $210,000 | n/a | 0.1% | |
| Farmers State Bank & Trust Co. | $470,000 | $210,000 | -55.3% | 0.1% |
| The Bank | $355,000 | $195,000 | -45.1% | 0.1% |
| First Guaranty Bank | $340,000 | $190,000 | -44.1% | 0.1% |
| BROKER SOLUTIONS, INC. | $185,000 | n/a | 0.1% | |
| Residential Acceptance Corporation | $185,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $180,000 | n/a | 0.1% | |
| USAA Federal Savings Bank | $440,000 | $180,000 | -59.1% | 0.1% |
| La Capitol Federal Credit Union | $35,000 | $160,000 | 357.1% | 0.1% |
| PREMIA MORTGAGE, LLC | $155,000 | n/a | 0.1% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $325,000 | $155,000 | -52.3% | 0.1% |
| LIMA ONE CAPITAL, LLC | $115,000 | $125,000 | 8.7% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $115,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $105,000 | n/a | 0.1% | |
| Louisiana USA Federal Credit Union | $105,000 | n/a | 0.1% | |
| Citizens Bank | $605,000 | $95,000 | -84.3% | 0.1% |
| FIDELITY BANK | $2,315,000 | $95,000 | -95.9% | 0.1% |
| GARDNER FINANCIAL SERVICES, LTD. | $95,000 | n/a | 0.1% | |
| BARKSDALE | $85,000 | n/a | 0.1% | |
| CIS Financial Services, Inc. | $265,000 | $85,000 | -67.9% | 0.1% |
| MORTGAGE ACCESS CORP. | $85,000 | n/a | 0.1% | |
| Coastal Community Bank | $45,000 | $80,000 | 77.8% | 0.1% |
| M&T Bank | $65,000 | n/a | 0.0% | |
| Citizens National Bank, N.A. | $55,000 | n/a | 0.0% | |
| ADVANCIAL | $65,000 | $35,000 | -46.2% | 0.0% |
| BankPlus | $635,000 | $35,000 | -94.5% | 0.0% |
| EFCU FINANCIAL | $240,000 | $35,000 | -85.4% | 0.0% |
| Campus Federal Credit Union | $15,000 | $25,000 | 66.7% | 0.0% |
| Figure Lending LLC | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $50,000 | $25,000 | -50.0% | 0.0% |
Opelousas's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.4% market share. In second place, with 5.9%, is DHI MORTGAGE COMPANY, LTD., having originated $9,335,000 in loans. In third place, with 5.4%, is QUICKEN LOANS, LLC, having originated $8,580,000 in loans. In fourth place, with 4.9%, is Washington State Bank, having originated $7,740,000 in loans. In fifth place, with 4.8%, is GMFS LLC, having originated $7,610,000 in loans.
Opelousas Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Opelousas (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $135,000 (-1.8%) | $187,134 (3.4%) | 0.00 | 277 |
| 2018-02-01 | $133,750 (-4.4%) | $187,485 (0.3%) | 0.00 | 283 |
| 2018-03-01 | $130,000 (-11.6%) | $191,071 (1.4%) | 0.00 | 295 |
| 2018-04-01 | $135,000 (-9.9%) | $193,151 (1.5%) | 0.00 | 289 |
| 2018-05-01 | $139,375 (-8.4%) | $204,821 (1.4%) | 0.00 | 282 |
| 2018-06-01 | $140,000 (-10.0%) | $202,799 (-3.3%) | 0.00 | 297 |
| 2018-07-01 | $139,900 (-6.7%) | $201,154 (-7.3%) | 0.00 | 308 |
| 2018-08-01 | $140,000 (-6.6%) | $202,538 (-1.8%) | 0.00 | 322 |
| 2018-09-01 | $141,775 (-3.4%) | $201,569 (2.7%) | 0.00 | 316 |
| 2018-10-01 | $140,388 (1.6%) | $200,375 (1.9%) | 0.00 | 328 |
| 2018-11-01 | $143,250 (2.3%) | $197,635 (1.1%) | 0.00 | 324 |
| 2018-12-01 | $147,000 (8.9%) | $200,870 (7.5%) | 0.00 | 310 |
| 2019-01-01 | $146,750 (8.7%) | $206,508 (10.4%) | 0.00 | 292 |
| 2019-02-01 | $147,500 (10.3%) | $198,082 (5.7%) | 0.00 | 300 |
| 2019-03-01 | $147,857 (13.7%) | $196,315 (2.7%) | 0.00 | 296 |
| 2019-04-01 | $145,000 (7.4%) | $192,173 (-0.5%) | 0.00 | 303 |
| 2019-05-01 | $145,450 (4.4%) | $196,349 (-4.1%) | 0.00 | 300 |
| 2019-06-01 | $147,000 (5.0%) | $200,231 (-1.3%) | 0.00 | 298 |
| 2019-07-01 | $155,125 (10.9%) | $208,890 (3.9%) | 0.00 | 286 |
| 2019-08-01 | $156,864 (12.1%) | $208,657 (3.0%) | 0.00 | 273 |
| 2019-09-01 | $154,409 (8.9%) | $206,550 (2.5%) | 0.00 | 265 |
| 2019-10-01 | $151,200 (7.7%) | $203,453 (1.5%) | 0.00 | 260 |
| 2019-11-01 | $149,900 (4.6%) | $194,944 (-1.4%) | 0.00 | 265 |
| 2019-12-01 | $144,750 (-1.5%) | $190,676 (-5.1%) | 0.00 | 269 |
| 2020-01-01 | $143,625 (-2.1%) | $188,475 (-8.7%) | 0.00 | 260 |
| 2020-02-01 | $143,999 (-2.4%) | $193,812 (-2.2%) | 0.00 | 261 |
| 2020-03-01 | $148,500 (0.4%) | $201,901 (2.9%) | 0.00 | 262 |
| 2020-04-01 | $149,125 (2.8%) | $205,884 (7.1%) | 0.00 | 260 |
| 2020-05-01 | $150,000 (3.1%) | $210,859 (7.4%) | 0.00 | 239 |
| 2020-06-01 | $157,000 (6.8%) | $212,004 (5.9%) | 0.00 | 228 |
| 2020-07-01 | $156,500 (0.9%) | $211,662 (1.3%) | 0.00 | 208 |
| 2020-08-01 | $159,000 (1.4%) | $204,576 (-2.0%) | 0.00 | 190 |
| 2020-09-01 | $162,200 (5.1%) | $221,481 (7.2%) | 0.00 | 182 |
| 2020-10-01 | $161,950 (7.1%) | $222,453 (9.3%) | 0.00 | 166 |
| 2020-11-01 | $164,750 (9.9%) | $234,364 (20.2%) | 0.00 | 161 |
| 2020-12-01 | $167,000 (15.4%) | $251,468 (31.9%) | 0.00 | 142 |
| 2021-01-01 | $180,000 (25.3%) | $260,165 (38.0%) | 0.00 | 137 |
| 2021-02-01 | $169,000 (17.4%) | $265,499 (37.0%) | 0.00 | 124 |
| 2021-03-01 | $179,900 (21.1%) | $277,326 (37.4%) | 0.00 | 106 |
| 2021-04-01 | $169,975 (14.0%) | $266,696 (29.5%) | 0.00 | 103 |
| 2021-05-01 | $186,000 (24.0%) | $287,470 (36.3%) | 0.00 | 95 |
| 2021-06-01 | $181,175 (15.4%) | $278,987 (31.6%) | 0.00 | 91 |
| 2021-07-01 | $169,500 (8.3%) | $265,843 (25.6%) | 0.00 | 92 |
| 2021-08-01 | $183,750 (15.6%) | $271,747 (32.8%) | 0.00 | 90 |
| 2021-09-01 | $182,500 (12.5%) | $272,248 (22.9%) | 0.00 | 92 |
| 2021-10-01 | $185,000 (14.2%) | $285,691 (28.4%) | 0.00 | 94 |
| 2021-11-01 | $192,675 (17.0%) | $307,868 (31.4%) | 0.00 | 100 |
| 2021-12-01 | $185,925 (11.3%) | $289,806 (15.3%) | 0.00 | 93 |
| 2022-01-01 | $185,000 (2.8%) | $284,138 (9.2%) | 0.00 | 99 |
| 2022-02-01 | $185,000 (9.5%) | $282,109 (6.3%) | 0.00 | 97 |
| 2022-03-01 | $187,250 (4.1%) | $262,243 (-5.4%) | 0.00 | 107 |
| 2022-04-01 | $188,700 (11.0%) | $250,471 (-6.1%) | 0.00 | 113 |
| 2022-05-01 | $179,900 (-3.3%) | $234,377 (-18.5%) | 0.00 | 120 |
| 2022-06-01 | $191,250 (5.6%) | $245,110 (-12.1%) | 0.00 | 117 |
| 2022-07-01 | $205,000 (20.9%) | $258,417 (-2.8%) | 0.00 | 126 |
| 2022-08-01 | $219,500 (19.5%) | $261,191 (-3.9%) | 0.00 | 137 |
| 2022-09-01 | $213,875 (17.2%) | $289,952 (6.5%) | 0.00 | 147 |
| 2022-10-01 | $201,750 (9.1%) | $320,029 (12.0%) | 0.00 | 162 |
| 2022-11-01 | $215,000 (11.6%) | $336,334 (9.3%) | 0.00 | 163 |
| 2022-12-01 | $225,000 (21.0%) | $347,771 (20.0%) | 0.00 | 151 |
| 2023-01-01 | $228,550 (23.5%) | $342,984 (20.7%) | 0.00 | 153 |
| 2023-02-01 | $225,000 (21.6%) | $335,605 (19.0%) | 0.00 | 162 |
| 2023-03-01 | $224,000 (19.6%) | $331,519 (26.4%) | 0.00 | 160 |
| 2023-04-01 | $224,500 (19.0%) | $336,860 (34.5%) | 0.00 | 147 |
| 2023-05-01 | $198,750 (10.5%) | $325,673 (39.0%) | 0.00 | 151 |
| 2023-06-01 | $199,000 (4.1%) | $321,102 (31.0%) | 0.00 | 159 |
| 2023-07-01 | $214,500 (4.6%) | $326,398 (26.3%) | 0.00 | 165 |
| 2023-08-01 | $214,625 (-2.2%) | $338,327 (29.5%) | 0.00 | 175 |
| 2023-09-01 | $210,000 (-1.8%) | $322,421 (11.2%) | 0.00 | 178 |
| 2023-10-01 | $205,750 (2.0%) | $293,296 (-8.4%) | 0.00 | 197 |
| 2023-11-01 | $209,000 (-2.8%) | $283,350 (-15.8%) | 0.00 | 210 |
| 2023-12-01 | $200,000 (-11.1%) | $277,779 (-20.1%) | 0.00 | 207 |
| 2024-01-01 | $197,625 (-13.5%) | $276,058 (-19.5%) | 0.00 | 211 |
| 2024-02-01 | $198,250 (-11.9%) | $277,406 (-17.3%) | 0.00 | 216 |
| 2024-03-01 | $194,999 (-13.0%) | $266,904 (-19.5%) | 0.00 | 225 |
| 2024-04-01 | $189,250 (-15.7%) | $261,188 (-22.5%) | 0.00 | 230 |
| 2024-05-01 | $190,000 (-4.4%) | $265,330 (-18.5%) | 0.00 | 216 |
| 2024-06-01 | $191,000 (-4.0%) | $279,326 (-13.0%) | 0.00 | 211 |
| 2024-07-01 | $187,000 (-12.8%) | $265,849 (-18.6%) | 0.00 | 218 |
| 2024-08-01 | $192,500 (-10.3%) | $263,959 (-22.0%) | 0.00 | 223 |
| 2024-09-01 | $188,250 (-10.4%) | $259,295 (-19.6%) | 0.00 | 229 |
| 2024-10-01 | $189,500 (-7.9%) | $264,042 (-10.0%) | 0.00 | 218 |
| 2024-11-01 | $185,000 (-11.5%) | $259,433 (-8.4%) | 0.00 | 223 |
| 2024-12-01 | $169,750 (-15.1%) | $255,669 (-8.0%) | 0.00 | 225 |
| 2025-01-01 | $175,000 (-11.5%) | $259,736 (-5.9%) | 0.00 | 194 |
| 2025-02-01 | $174,375 (-12.0%) | $262,331 (-5.4%) | 0.00 | 194 |
| 2025-03-01 | $185,250 (-5.0%) | $269,677 (1.0%) | 0.00 | 195 |
Opelousas's median listing price comes in at 0% of the national average.
Opelousas's average listing price for 2025-03-01 was $269,677, a difference of $2,773 (1.0%) versus the prior year and $7,346 versus the prior month.
For the 2025-03-01 period, Opelousas had 195 MLS listings, a difference of 1 listings (1%) versus the prior month and -30 listings (-13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Opelousas (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,700 sqft |
| 2018-02-01 | 0 days | 1,704 sqft |
| 2018-03-01 | 0 days | 1,706 sqft |
| 2018-04-01 | 0 days | 1,703 sqft |
| 2018-05-01 | 0 days | 1,746 sqft |
| 2018-06-01 | 0 days | 1,799 sqft |
| 2018-07-01 | 0 days | 1,774 sqft |
| 2018-08-01 | 0 days | 1,794 sqft |
| 2018-09-01 | 0 days | 1,736 sqft |
| 2018-10-01 | 0 days | 1,743 sqft |
| 2018-11-01 | 0 days | 1,780 sqft |
| 2018-12-01 | 0 days | 1,800 sqft |
| 2019-01-01 | 0 days | 1,813 sqft |
| 2019-02-01 | 0 days | 1,798 sqft |
| 2019-03-01 | 0 days | 1,773 sqft |
| 2019-04-01 | 0 days | 1,754 sqft |
| 2019-05-01 | 0 days | 1,794 sqft |
| 2019-06-01 | 0 days | 1,803 sqft |
| 2019-07-01 | 0 days | 1,830 sqft |
| 2019-08-01 | 0 days | 1,824 sqft |
| 2019-09-01 | 0 days | 1,811 sqft |
| 2019-10-01 | 0 days | 1,801 sqft |
| 2019-11-01 | 0 days | 1,800 sqft |
| 2019-12-01 | 0 days | 1,764 sqft |
| 2020-01-01 | 0 days | 1,756 sqft |
| 2020-02-01 | 0 days | 1,800 sqft |
| 2020-03-01 | 0 days | 1,826 sqft |
| 2020-04-01 | 0 days | 1,841 sqft |
| 2020-05-01 | 0 days | 1,860 sqft |
| 2020-06-01 | 0 days | 1,883 sqft |
| 2020-07-01 | 0 days | 1,855 sqft |
| 2020-08-01 | 0 days | 1,883 sqft |
| 2020-09-01 | 0 days | 1,900 sqft |
| 2020-10-01 | 0 days | 1,866 sqft |
| 2020-11-01 | 0 days | 1,885 sqft |
| 2020-12-01 | 0 days | 1,885 sqft |
| 2021-01-01 | 0 days | 1,885 sqft |
| 2021-02-01 | 0 days | 1,824 sqft |
| 2021-03-01 | 0 days | 1,913 sqft |
| 2021-04-01 | 0 days | 1,940 sqft |
| 2021-05-01 | 0 days | 1,817 sqft |
| 2021-06-01 | 0 days | 1,785 sqft |
| 2021-07-01 | 0 days | 1,600 sqft |
| 2021-08-01 | 0 days | 1,807 sqft |
| 2021-09-01 | 0 days | 1,843 sqft |
| 2021-10-01 | 0 days | 1,945 sqft |
| 2021-11-01 | 0 days | 1,827 sqft |
| 2021-12-01 | 0 days | 1,754 sqft |
| 2022-01-01 | 0 days | 1,800 sqft |
| 2022-02-01 | 0 days | 1,830 sqft |
| 2022-03-01 | 0 days | 1,778 sqft |
| 2022-04-01 | 0 days | 1,780 sqft |
| 2022-05-01 | 0 days | 1,801 sqft |
| 2022-06-01 | 0 days | 1,843 sqft |
| 2022-07-01 | 0 days | 1,876 sqft |
| 2022-08-01 | 0 days | 1,932 sqft |
| 2022-09-01 | 0 days | 1,913 sqft |
| 2022-10-01 | 0 days | 1,800 sqft |
| 2022-11-01 | 0 days | 1,875 sqft |
| 2022-12-01 | 0 days | 1,881 sqft |
| 2023-01-01 | 0 days | 1,874 sqft |
| 2023-02-01 | 0 days | 1,890 sqft |
| 2023-03-01 | 0 days | 1,867 sqft |
| 2023-04-01 | 0 days | 1,800 sqft |
| 2023-05-01 | 0 days | 1,754 sqft |
| 2023-06-01 | 0 days | 1,786 sqft |
| 2023-07-01 | 0 days | 1,840 sqft |
| 2023-08-01 | 0 days | 1,829 sqft |
| 2023-09-01 | 0 days | 1,803 sqft |
| 2023-10-01 | 0 days | 1,795 sqft |
| 2023-11-01 | 0 days | 1,782 sqft |
| 2023-12-01 | 0 days | 1,770 sqft |
| 2024-01-01 | 0 days | 1,741 sqft |
| 2024-02-01 | 0 days | 1,714 sqft |
| 2024-03-01 | 0 days | 1,704 sqft |
| 2024-04-01 | 0 days | 1,704 sqft |
| 2024-05-01 | 0 days | 1,738 sqft |
| 2024-06-01 | 0 days | 1,704 sqft |
| 2024-07-01 | 0 days | 1,650 sqft |
| 2024-08-01 | 0 days | 1,621 sqft |
| 2024-09-01 | 0 days | 1,648 sqft |
| 2024-10-01 | 0 days | 1,637 sqft |
| 2024-11-01 | 0 days | 1,633 sqft |
| 2024-12-01 | 0 days | 1,611 sqft |
| 2025-01-01 | 0 days | 1,600 sqft |
| 2025-02-01 | 0 days | 1,675 sqft |
| 2025-03-01 | 0 days | 1,682 sqft |
Opelousas's median square footage for active listings during the 2025-03-01 period was 1,682 sqft. One year prior, the average listing was 1,704 sqft.
Opelousas, LA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 539 | $104,825,000 | $194,481 |
| Refi | 165 | $36,305,000 | $220,030 |
| Cash Out Refi | 84 | $10,600,000 | $126,190 |
| Home Improvement | 39 | $3,815,000 | $97,821 |
| Other | 26 | $2,020,000 | $77,692 |
Opelousas's most frequently cited loan purpose was Home Purchase, with 539 originations. The 2nd most popular reason was Refi, with 165 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 268 | $52,700,000 | $196,642 |
| Over 8% | 160 | $17,820,000 | $111,375 |
| 7-8% | 155 | $26,975,000 | $174,032 |
| 5-6% | 93 | $17,665,000 | $189,946 |
| 4-5% | 44 | $9,180,000 | $208,636 |
| 3-4% | 5 | $1,065,000 | $213,000 |
| 2.5-3% | 4 | $340,000 | $85,000 |
During 2024, Opelousas's most frequently originated rate bucket was 6-7%, with 268 originations.
Loan Sizing (Opelousas, LA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 345 | $50,535,000 | $146,478 |
| $100,000 or less | 237 | $14,875,000 | $62,764 |
| $200k-400k | 223 | $59,565,000 | $267,108 |
| $400k-600k | 33 | $16,175,000 | $490,152 |
| $600k-1000k | 11 | $7,695,000 | $699,545 |
| $Over $1MM | 4 | $8,720,000 | $2,180,000 |
Opelousas's loan sizing saw the bucket of loans from $100k-200k with 345 originations, totaling $50,535,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 431 | $80,515,000 | $186,810 |
| 60-80% | 111 | $20,215,000 | $182,117 |
| 40-60% | 49 | $8,365,000 | $170,714 |
| 20-40% | 45 | $5,135,000 | $114,111 |
| Under 20% | 37 | $2,085,000 | $56,351 |
| Over 100% | 30 | $5,530,000 | $184,333 |
Opelousas's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 431 originations, totaling $80,515,000 in origination value.