The First National Bank Of Jeanerette Mortgage Rates, Fees & Info
Jeanerette, LALEI: 54930082VCNY40XPOB62
Tax ID: 72-0185325
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The First National Bank Of Jeanerette is a smaller bank specializing in Home Purchase and Refi loans. The First National Bank Of Jeanerette has a high proportion of conventional loans. Their top markets by origination volume include: Lafayette, Morgan City, Opelousas, Lake Charles, and Baton Rouge among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)The First National Bank Of Jeanerette has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
160Origination Dollar Volume (All Markets)
$31,590,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LAFAYETTE, LA (FHA|USDA|VA) | 96 | $21,940,000 | $228,542 | $0 | 0.00% |
| Morgan City, LA (FHA|USDA|VA) | 42 | $4,940,000 | $117,619 | $0 | 0.00% |
| Opelousas, LA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $0 | 0.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $0 | 0.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 0.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $0 | 0.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 0.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $65,000 | $65,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 160 | $31,590,000 | $197,438 | $0 | 0.00% |
For 2022, The First National Bank Of Jeanerette's most frequently originated type of loan was Conventional, with 160 originations.
Loan Reason
For 2022, The First National Bank Of Jeanerette's most frequently cited loan purpose was Home Purchase, with 88 originations. The 2nd most popular reason was Refi, with 62 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 160 | $31,590,000 | $197,438 | $0 | 0.00% |
For 2022, The First National Bank Of Jeanerette's most frequently cited loan duration was Other, with 160 originations.
Loan Sizing
2022 saw The First National Bank Of Jeanerette place emphasis on $100,000 or less loans with 61 originations, totaling $3,445,000 in origination value.
Applicant Income
The First National Bank Of Jeanerette lent most frequently to those with incomes in the $50k or less range, with 27 originations. The second most popular income band? $75k-100k, with 18 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 160 | $31,590,000 | $197,438 | $0 | 0.00% |
The First National Bank Of Jeanerette lent most frequently to those with DTI ratios of Exempt%, with 160 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.67%
The First National Bank Of Jeanerette has an average approval rate.
Pick Rate
Approvals leading to origination90.63%
The First National Bank Of Jeanerette has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 160 | $31,590,000 | $197,438 |