American National Bank - Fox Cities Mortgage Rates, Fees & Info

Appleton, WI

LEI: 549300B63HUNVIWL5V50

Tax ID: 39-1739126

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Mortgage Data

Review & Overview

American National Bank - Fox Cities is a smaller bank specializing in Home Purchase loans. American National Bank - Fox Cities has a high proportion of conventional loans. Their top markets by origination volume include: Oshkosh, Appleton, Iron Mountain, Green Bay, and Escanaba among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)

American National Bank - Fox Cities has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

26

Origination Dollar Volume (All Markets)

$10,170,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $2,675,000 $535,000 $0 0.00%
APPLETON, WI (FHA|USDA|VA) 8 $1,960,000 $245,000 $0 0.00%
Outside of Metro Areas 4 $1,440,000 $360,000 $0 0.00%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $0 0.00%
GREEN BAY, WI (FHA|USDA|VA) 3 $1,105,000 $368,333 $0 0.00%
Escanaba, MI (FHA|USDA|VA) 1 $595,000 $595,000 $0 0.00%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $525,000 $525,000 $0 0.00%
Whitewater, WI (FHA|USDA|VA) 1 $365,000 $365,000 $0 0.00%
Marinette, WI-MI (FHA|USDA|VA) 2 $300,000 $150,000 $0 0.00%
American National Bank - Fox Cities's top markets include Oshkosh, Appleton, Iron Mountain, Green Bay, and Escanaba among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 26 $10,170,000 $391,154 $0 0.00%

    For 2023, American National Bank - Fox Cities's most frequently originated type of loan was Conventional, with 26 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 22 $9,290,000 $422,273 $0 0.00%
    Cash Out Refi 4 $880,000 $220,000 $0 0.00%

    For 2023, American National Bank - Fox Cities's most frequently cited loan purpose was Home Purchase, with 22 originations. The 2nd most popular reason was Cash Out Refi, with 4 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 26 $10,170,000 $391,154 $0 0.00%

    For 2023, American National Bank - Fox Cities's most frequently cited loan duration was Other, with 26 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10 $2,900,000 $290,000 $0 0.00%
    $100k-200k 6 $860,000 $143,333 $0 0.00%
    $400k-600k 4 $2,250,000 $562,500 $0 0.00%
    $1MM+ 3 $3,385,000 $1,128,333 $0 0.00%
    $100,000 or less 2 $110,000 $55,000 $0 0.00%
    $600k-1MM 1 $665,000 $665,000 $0 0.00%

    2023 saw American National Bank - Fox Cities place emphasis on $200k-400k loans with 10 originations, totaling $2,900,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 6 $1,450,000 $241,667 $0 0.00%
    $250k+ 6 $3,800,000 $633,333 $0 0.00%
    $150k-250k 3 $1,225,000 $408,333 $0 0.00%
    $50k-75k 1 $185,000 $185,000 $0 0.00%
    $50k or less 1 $135,000 $135,000 $0 0.00%
    $75k-100k 1 $225,000 $225,000 $0 0.00%

    American National Bank - Fox Cities lent most frequently to those with incomes in the $100k-150k range, with 6 originations. The second most popular income band? $250k+, with 6 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 26 $10,170,000 $391,154 $0 0.00%

    American National Bank - Fox Cities lent most frequently to those with DTI ratios of Exempt%, with 26 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 19 $6,145,000 $323,421 $0 0.00%
    Not applicable 6 $2,820,000 $470,000 $0 0.00%
    Asian 1 $1,205,000 $1,205,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    100.00%

    American National Bank - Fox Cities has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    88.46%

    American National Bank - Fox Cities has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 26 $10,170,000 $391,154

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    26 $10,170,000 $391,154