The Bradford National Bank Of Greenville Mortgage Rates, Fees & Info
Greenville, ILLEI: 549300BK51FTOVBDMC15
Tax ID: 37-0188390
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Mortgage Data
Review & Overview
The Bradford National Bank Of Greenville is a smaller bank specializing in Home Purchase loans. The Bradford National Bank Of Greenville has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: St. Louis, Louisville, Centralia, Cape Coral, and Mount Vernon among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)The Bradford National Bank Of Greenville has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
155Origination Dollar Volume (All Markets)
$20,315,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 125 | $16,815,000 | $134,520 | $0 | 0.00% |
| Outside of Metro Areas | 19 | $1,715,000 | $90,263 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| Centralia, IL (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 0.00% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 150 | $19,660,000 | $131,067 | $0 | 0.00% |
| USDA | 5 | $655,000 | $131,000 | $0 | 0.00% |
For 2023, The Bradford National Bank Of Greenville's most frequently originated type of loan was Conventional, with 150 originations. Their 2nd most popular type was USDA, with 5 originations.
Loan Reason
For 2023, The Bradford National Bank Of Greenville's most frequently cited loan purpose was Home Purchase, with 115 originations. The 2nd most popular reason was Refi, with 25 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 155 | $20,315,000 | $131,065 | $0 | 0.00% |
For 2023, The Bradford National Bank Of Greenville's most frequently cited loan duration was Other, with 155 originations.
Loan Sizing
2023 saw The Bradford National Bank Of Greenville place emphasis on $100,000 or less loans with 75 originations, totaling $4,055,000 in origination value.
Applicant Income
The Bradford National Bank Of Greenville lent most frequently to those with incomes in the $50k-75k range, with 30 originations. The second most popular income band? $50k or less, with 29 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 155 | $20,315,000 | $131,065 | $0 | 0.00% |
The Bradford National Bank Of Greenville lent most frequently to those with DTI ratios of Exempt%, with 155 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.40%
The Bradford National Bank Of Greenville has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination90.97%
The Bradford National Bank Of Greenville has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 155 | $20,315,000 | $131,065 |