Centralia Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Centralia averaged 7.42% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.57% and one month ago for the week of 2023-10-19, the average rate was 7.76%.

Centralia's average rate one year ago was 6.44%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.89%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Centralia 30 Year Fixed Rate 2023-11-22 7.42%
Centralia 30 Year Fixed Rate Refi 2023-11-22 7.89%
Centralia 15 Year Fixed Rate 2023-11-22 6.47%
Centralia 15 Year Fixed Rate Refi 2023-11-22 6.77%
Centralia 30 Year FHA 2023-11-22 0%
Centralia 30 Year FHA Refi 2023-11-22 -0.1%
Centralia 30 Year USDA 2023-11-22 0.2%
Centralia 30 Year USDA Refi 2023-11-22 0%
Centralia 30 Year VA 2023-11-22 0.2%
Centralia 30 Year VA Refi 2023-11-22 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Centralia, IL.

Centralia Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Centralia, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Peoples National Bank , N.A. 30 5.47% $2,195
U.S. Bank 21 5.18% $2,290
Community Mortgage Banc Corporation 14 5.17% $2,729
Midland States Bank 7 4.63% $3,143
QUICKEN LOANS, LLC 7 4.77% $6,604
ENDEAVOR CAPITAL, LLC. 6 5.50% $4,406
DELMAR FINANCIAL COMPANY 5 4.48% $2,611
Regions Bank 4 5.31% $2,770
BROKER SOLUTIONS, INC. 3 5.49% $2,957
GUARANTEED RATE, INC. 3 6.33% $2,834
Bankers' Bank 3 4.21% $2,664
SCOTT CREDIT UNION 3 4.50% $2,233
First Financial Bank 3 6.17% $2,386
21ST MORTGAGE CORPORATION 3 7.92% $5,943
First Savings Bank 2 5.44% $2,832
AMERISAVE MORTGAGE CORPORATION 2 5.37% $9,580
Bank of Hillsboro 2 3.88% $1,796
Banterra Bank 2 4.13% $2,463
FCB Banks 2 4.06% $1,681
First Mid Bank & Trust 2 4.94% $938
Flagstar Bank, FSB 2 3.81% $4,445
Gateway Metro Federal Credit Union 2 6.38% $2,505
Mortgage Research Center, LLC 2 4.62% $2,951
ROYAL UNITED MORTGAGE LLC 2 5.75% $6,346
Sunflower Bank 1 6.75% $6,257
FLAT BRANCH MORTGAGE, INC. 1 6.00% $5,513
Town & Country Banc Mortgage Services 1 5.80% $1,832
GERSHMAN INVESTMENT CORP. 1 3.88% $3,200
Dieterich Bank 1 6.38% $1,711
Heritage Bank 1 5.88% $4,983
DAS Acquisition Company, LLC 1 4.25% $2,417
UNITED WHOLESALE MORTGAGE, LLC 1 6.25% $4,373
Nations Lending Corporation 1 3.88% $600
NAVY FEDERAL CREDIT UNION 1 5.13% $11,515
PENNYMAC LOAN SERVICES, LLC 1 5.37% $1,406
Colonial Savings, F.A. 1 3.38% $5,842
Petefish, Skiles & Co. 1 6.88% $2,249
PNC Bank 1 5.63% $1,910
CNB Bank And Trust, N.A. 1 6.75% $3,156
Beeline Loans, Inc. 1 3.63% $2,566
Alliance Community Bank 1 3.13% $657
Fifth Third Bank 1 4.94% $1,197
Farm Credit Mid-America, ACA 1 4.50% $4,126
First Guaranty Mortgage Corporation 1 5.13% $3,713
Bank of Springfield 1 5.18% $1,844
EVANSVILLE TEACHERS 1 4.25% $2,856

Centralia Average Closing Costs & Other Stats

Centralia, IL's 46 lenders originated 583 loans during 2022. The total origination value was $68,495,000, with an average loan value of $117,487.

Centralia's average closing costs are $3,344.

The top Centralia lender as defined by loan originations is Peoples National Bank , N.A., with 30 loans originated. Their average total fees are $2,195, which is $95 lower than the next largest lender, U.S. Bank.

The lowest fee Centralia lenders (with over 10 loans originated) are Peoples National Bank , N.A. ($2,195), U.S. Bank ($2,290), Community Mortgage Banc Corporation ($2,729), .

The lowest rate Centralia lenders (with over 10 loans originated) are Community Mortgage Banc Corporation (5.17%), U.S. Bank (5.18%), Peoples National Bank , N.A. (5.47%), .

Centralia, IL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Peoples National Bank , N.A. $11,375,000 $8,275,000 -27.3% 12.1%
Community Partners Savings Bank $18,100,000 $8,270,000 -54.3% 12.1%
U.S. Bank $7,890,000 $4,775,000 -39.5% 7.0%
Community Mortgage Banc Corporation $4,910,000 $3,595,000 -26.8% 5.2%
BROKER SOLUTIONS, INC. $6,980,000 $3,365,000 -51.8% 4.9%
QUICKEN LOANS, LLC $7,195,000 $2,850,000 -60.4% 4.2%
Midland States Bank $4,700,000 $2,780,000 -40.9% 4.1%
FCB Banks $1,050,000 $2,345,000 123.3% 3.4%
Mortgage Research Center, LLC $2,745,000 $2,225,000 -18.9% 3.2%
ENDEAVOR CAPITAL, LLC. $870,000 $2,095,000 140.8% 3.1%
DELMAR FINANCIAL COMPANY $3,055,000 $1,835,000 -39.9% 2.7%
21ST MORTGAGE CORPORATION $520,000 $1,270,000 144.2% 1.9%
Regions Bank $780,000 $1,200,000 53.8% 1.8%
The FNB Community Bank $930,000 $1,090,000 17.2% 1.6%
Bankers' Bank $1,610,000 $945,000 -41.3% 1.4%
Germantown Trust & Savings Bank $280,000 $945,000 237.5% 1.4%
First Mid Bank & Trust $930,000 n/a 1.4%
GUARANTEED RATE, INC. $325,000 $930,000 186.2% 1.4%
NAVY FEDERAL CREDIT UNION $135,000 $865,000 540.7% 1.3%
GERSHMAN INVESTMENT CORP. $1,425,000 $855,000 -40.0% 1.2%
AMERISAVE MORTGAGE CORPORATION $440,000 $770,000 75.0% 1.1%
FREEDOM MORTGAGE CORPORATION $1,685,000 $650,000 -61.4% 0.9%
PENNYMAC LOAN SERVICES, LLC $495,000 $630,000 27.3% 0.9%
First Financial Bank $275,000 $610,000 121.8% 0.9%
Flagstar Bank, FSB $510,000 n/a 0.7%
Town & Country Banc Mortgage Services, Inc. $300,000 $480,000 60.0% 0.7%
Community Bank of Trenton $390,000 $475,000 21.8% 0.7%
Colonial Savings, F.A. $420,000 n/a 0.6%
First Savings Bank $135,000 $420,000 211.1% 0.6%
LOANDEPOT.COM, LLC $215,000 $420,000 95.3% 0.6%
The Peoples State Bank of Newton, Illinois $345,000 $410,000 18.8% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $565,000 $400,000 -29.2% 0.6%
United Community Bank $280,000 $400,000 42.9% 0.6%
SCOTT CREDIT UNION $600,000 $385,000 -35.8% 0.6%
Banterra Bank $15,000 $370,000 2,366.7% 0.5%
Gateway Metro Federal Credit Union $350,000 n/a 0.5%
ROYAL UNITED MORTGAGE LLC $85,000 $330,000 288.2% 0.5%
DAS Acquisition Company, LLC $195,000 $320,000 64.1% 0.5%
Bank of Hillsboro $690,000 $315,000 -54.3% 0.5%
Farm Credit Mid-America, ACA $310,000 n/a 0.5%
UNITED WHOLESALE MORTGAGE, LLC $670,000 $305,000 -54.5% 0.4%
Heritage Bank $295,000 n/a 0.4%
Nations Lending Corporation $185,000 $285,000 54.1% 0.4%
The Bradford National Bank of Greenville $275,000 n/a 0.4%
The Federal Savings Bank $135,000 $275,000 103.7% 0.4%
AMERICAN HOME LENDING USA, LLC $265,000 n/a 0.4%
AmeriHome Mortgage Company, LLC $260,000 $265,000 1.9% 0.4%
Alliance Community Bank $245,000 n/a 0.4%
FLAT BRANCH MORTGAGE, INC. $290,000 $240,000 -17.2% 0.4%
The First National Bank in Carlyle $45,000 $210,000 366.7% 0.3%
Magnolia Bank $205,000 n/a 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $595,000 $200,000 -66.4% 0.3%
Bank of America $275,000 $195,000 -29.1% 0.3%
Dieterich Bank $380,000 $195,000 -48.7% 0.3%
Fifth Third Bank $415,000 $195,000 -53.0% 0.3%
First Bank $195,000 n/a 0.3%
Petefish, Skiles & Co. $1,845,000 $195,000 -89.4% 0.3%
PNC Bank $195,000 n/a 0.3%
JLB CORPORATION $240,000 $190,000 -20.8% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $185,000 n/a 0.3%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $75,000 $175,000 133.3% 0.3%
CNB Bank And Trust, N.A. $175,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $300,000 $170,000 -43.3% 0.2%
Sunflower Bank $165,000 n/a 0.2%
USAA Federal Savings Bank $65,000 $165,000 153.8% 0.2%
Beeline Loans, Inc. $155,000 n/a 0.2%
Wells Fargo Bank $340,000 $150,000 -55.9% 0.2%
The Farmers and Merchants National Bank of Nashville $355,000 $145,000 -59.2% 0.2%
AMERICAN ADVISORS GROUP $135,000 n/a 0.2%
FIRST CENTENNIAL MORTGAGE CORPORATION $195,000 $135,000 -30.8% 0.2%
CMG MORTGAGE, INC. $260,000 $125,000 -51.9% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $255,000 $125,000 -51.0% 0.2%
First Guaranty Mortgage Corporation $180,000 $115,000 -36.1% 0.2%
TOGETHER CREDIT UNION $115,000 n/a 0.2%
EVANSVILLE TEACHERS $665,000 $110,000 -83.5% 0.2%
Carrington Mortgage Services, LLC $150,000 $105,000 -30.0% 0.2%
Legence Bank $55,000 $105,000 90.9% 0.2%
Carrollton Bank $235,000 $85,000 -63.8% 0.1%
M&T Bank $85,000 n/a 0.1%
NEWREZ LLC $355,000 $85,000 -76.1% 0.1%
GUILD MORTGAGE COMPANY $155,000 $75,000 -51.6% 0.1%
Bank of Springfield $65,000 n/a 0.1%
Figure Lending LLC $65,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $55,000 n/a 0.1%
SouthernTrust Bank $45,000 n/a 0.1%
Illinois State Police Federal Credit Union $35,000 n/a 0.1%

Centralia's top lender by overall market share is Peoples National Bank , N.A., with 12.1% market share. In second place, with 12.1%, is Community Partners Savings Bank, having originated $8,270,000 in loans. In third place, with 7.0%, is U.S. Bank, having originated $4,775,000 in loans. In fourth place, with 5.2%, is Community Mortgage Banc Corporation, having originated $3,595,000 in loans. In fifth place, with 4.9%, is BROKER SOLUTIONS, INC., having originated $3,365,000 in loans.


Centralia Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Centralia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $94,750 (17.7%) $121,480 (-0.1%) 0.00 153
2018-02-01 $95,975 (13.3%) $128,087 (2.3%) 0.00 157
2018-03-01 $96,950 (14.2%) $125,283 (1.2%) 0.00 151
2018-04-01 $96,450 (7.3%) $127,023 (-0.5%) 0.00 158
2018-05-01 $103,200 (10.7%) $136,066 (3.9%) 0.00 157
2018-06-01 $99,000 (8.4%) $133,937 (4.2%) 0.00 160
2018-07-01 $125,475 (34.9%) $140,347 (9.7%) 0.00 164
2018-08-01 $120,500 (45.3%) $141,548 (19.0%) 0.00 173
2018-09-01 $119,900 (38.0%) $143,249 (19.7%) 0.00 161
2018-10-01 $108,950 (21.2%) $141,393 (15.8%) 0.00 165
2018-11-01 $107,900 (18.8%) $142,181 (18.4%) 0.00 160
2018-12-01 $105,500 (14.7%) $141,470 (19.6%) 0.00 162
2019-01-01 $109,350 (15.4%) $141,309 (16.3%) 0.00 160
2019-02-01 $105,600 (10.0%) $140,233 (9.5%) 0.00 155
2019-03-01 $107,743 (11.1%) $138,848 (10.8%) 0.00 153
2019-04-01 $115,425 (19.7%) $140,829 (10.9%) 0.00 148
2019-05-01 $122,400 (18.6%) $145,877 (7.2%) 0.00 149
2019-06-01 $124,900 (26.2%) $146,720 (9.5%) 0.00 155
2019-07-01 $122,925 (-2.0%) $146,158 (4.1%) 0.00 154
2019-08-01 $123,391 (2.4%) $145,803 (3.0%) 0.00 147
2019-09-01 $127,052 (6.0%) $147,571 (3.0%) 0.00 140
2019-10-01 $129,493 (18.9%) $149,041 (5.4%) 0.00 139
2019-11-01 $126,000 (16.8%) $153,687 (8.1%) 0.00 142
2019-12-01 $129,000 (22.3%) $158,562 (12.1%) 0.00 138
2020-01-01 $129,450 (18.4%) $162,545 (15.0%) 0.00 125
2020-02-01 $111,950 (6.0%) $156,693 (11.7%) 0.00 122
2020-03-01 $107,750 (0.0%) $148,135 (6.7%) 0.00 127
2020-04-01 $104,700 (-9.3%) $143,454 (1.9%) 0.00 127
2020-05-01 $111,950 (-8.5%) $147,711 (1.3%) 0.00 111
2020-06-01 $119,450 (-4.4%) $152,588 (4.0%) 0.00 95
2020-07-01 $111,750 (-9.1%) $153,449 (5.0%) 0.00 94
2020-08-01 $119,000 (-3.6%) $164,924 (13.1%) 0.00 97
2020-09-01 $97,700 (-23.1%) $153,786 (4.2%) 0.00 97
2020-10-01 $92,500 (-28.6%) $140,016 (-6.1%) 0.00 104
2020-11-01 $70,125 (-44.4%) $129,523 (-15.7%) 0.00 108
2020-12-01 $69,950 (-45.8%) $130,574 (-17.7%) 0.00 100
2021-01-01 $79,500 (-38.6%) $144,185 (-11.3%) 0.00 90
2021-02-01 $83,975 (-25.0%) $164,826 (5.2%) 0.00 87
2021-03-01 $96,975 (-10.0%) $167,857 (13.3%) 0.00 79
2021-04-01 $87,625 (-16.3%) $172,705 (20.4%) 0.00 62
2021-05-01 $94,900 (-15.2%) $181,993 (23.2%) 0.00 56
2021-06-01 $124,450 (4.2%) $211,678 (38.7%) 0.00 67
2021-07-01 $127,400 (14.0%) $224,576 (46.4%) 0.00 67
2021-08-01 $137,400 (15.5%) $222,839 (35.1%) 0.00 73
2021-09-01 $157,200 (60.9%) $235,655 (53.2%) 0.00 64
2021-10-01 $154,000 (66.5%) $244,850 (74.9%) 0.00 54
2021-11-01 $159,925 (128.1%) $253,283 (95.6%) 0.00 59
2021-12-01 $149,900 (114.3%) $253,388 (94.1%) 0.00 58
2022-01-01 $145,450 (83.0%) $253,659 (75.9%) 0.00 51
2022-02-01 $149,000 (77.4%) $279,339 (69.5%) 0.00 44
2022-03-01 $133,675 (37.8%) $261,109 (55.6%) 0.00 42
2022-04-01 $111,950 (27.8%) $213,922 (23.9%) 0.00 53
2022-05-01 $99,925 (5.3%) $202,426 (11.2%) 0.00 56
2022-06-01 $107,450 (-13.7%) $197,816 (-6.6%) 0.00 67
2022-07-01 $124,900 (-2.0%) $197,628 (-12.0%) 0.00 70
2022-08-01 $125,925 (-8.4%) $200,035 (-10.2%) 0.00 67
2022-09-01 $138,700 (-11.8%) $198,546 (-15.8%) 0.00 83
2022-10-01 $139,900 (-9.2%) $183,471 (-25.1%) 0.00 81
2022-11-01 $127,000 (-20.6%) $176,290 (-30.4%) 0.00 75
2022-12-01 $110,000 (-26.6%) $163,934 (-35.3%) 0.00 70
2023-01-01 $131,175 (-9.8%) $176,574 (-30.4%) 0.00 69
2023-02-01 $127,450 (-14.5%) $171,882 (-38.5%) 0.00 79
2023-03-01 $135,000 (1.0%) $173,228 (-33.7%) 0.00 86
2023-04-01 $129,750 (15.9%) $162,535 (-24.0%) 0.00 84
2023-05-01 $128,125 (28.2%) $177,540 (-12.3%) 0.00 74
2023-06-01 $130,950 (21.9%) $173,796 (-12.1%) 0.00 71
2023-07-01 $129,900 (4.0%) $162,966 (-17.5%) 0.00 66
2023-08-01 $115,975 (-7.9%) $152,662 (-23.7%) 0.00 57
2023-09-01 $112,000 (-19.3%) $142,501 (-28.2%) 0.00 64
2023-10-01 $124,950 (-10.7%) $139,910 (-23.7%) 0.00 58
Centralia's median listing price for 2023-10-01 was $124,950, a difference of $-14,950 (-10.7%) versus the prior year and $12,950 versus the prior month.

Centralia's median listing price comes in at 0% of the national average.

Centralia's average listing price for 2023-10-01 was $139,910, a difference of $-43,561 (-23.7%) versus the prior year and $-2,591 versus the prior month.

For the 2023-10-01 period, Centralia had 58 MLS listings, a difference of -6 listings (-9%) versus the prior month and -23 listings (-28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Centralia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,600 sqft
2018-02-01 0 days 1,649 sqft
2018-03-01 0 days 1,634 sqft
2018-04-01 0 days 1,675 sqft
2018-05-01 0 days 1,717 sqft
2018-06-01 0 days 1,701 sqft
2018-07-01 0 days 1,753 sqft
2018-08-01 0 days 1,773 sqft
2018-09-01 0 days 1,808 sqft
2018-10-01 0 days 1,797 sqft
2018-11-01 0 days 1,821 sqft
2018-12-01 0 days 1,821 sqft
2019-01-01 0 days 1,807 sqft
2019-02-01 0 days 1,774 sqft
2019-03-01 0 days 1,722 sqft
2019-04-01 0 days 1,733 sqft
2019-05-01 0 days 1,772 sqft
2019-06-01 0 days 1,800 sqft
2019-07-01 0 days 1,736 sqft
2019-08-01 0 days 1,782 sqft
2019-09-01 0 days 1,893 sqft
2019-10-01 0 days 1,980 sqft
2019-11-01 0 days 1,862 sqft
2019-12-01 0 days 1,804 sqft
2020-01-01 0 days 1,966 sqft
2020-02-01 0 days 1,804 sqft
2020-03-01 0 days 1,731 sqft
2020-04-01 0 days 1,728 sqft
2020-05-01 0 days 1,734 sqft
2020-06-01 0 days 1,772 sqft
2020-07-01 0 days 1,711 sqft
2020-08-01 0 days 1,796 sqft
2020-09-01 0 days 1,706 sqft
2020-10-01 0 days 1,481 sqft
2020-11-01 0 days 1,434 sqft
2020-12-01 0 days 1,440 sqft
2021-01-01 0 days 1,500 sqft
2021-02-01 0 days 1,541 sqft
2021-03-01 0 days 1,591 sqft
2021-04-01 0 days 1,441 sqft
2021-05-01 0 days 1,562 sqft
2021-06-01 0 days 1,914 sqft
2021-07-01 0 days 1,848 sqft
2021-08-01 0 days 1,941 sqft
2021-09-01 0 days 1,871 sqft
2021-10-01 0 days 1,871 sqft
2021-11-01 0 days 1,926 sqft
2021-12-01 0 days 1,727 sqft
2022-01-01 0 days 1,694 sqft
2022-02-01 0 days 1,591 sqft
2022-03-01 0 days 1,496 sqft
2022-04-01 0 days 1,451 sqft
2022-05-01 0 days 1,413 sqft
2022-06-01 0 days 1,431 sqft
2022-07-01 0 days 1,482 sqft
2022-08-01 0 days 1,482 sqft
2022-09-01 0 days 1,559 sqft
2022-10-01 0 days 1,500 sqft
2022-11-01 0 days 1,420 sqft
2022-12-01 0 days 1,387 sqft
2023-01-01 0 days 1,430 sqft
2023-02-01 0 days 1,454 sqft
2023-03-01 0 days 1,569 sqft
2023-04-01 0 days 1,527 sqft
2023-05-01 0 days 1,480 sqft
2023-06-01 0 days 1,597 sqft
2023-07-01 0 days 1,560 sqft
2023-08-01 0 days 1,546 sqft
2023-09-01 0 days 1,468 sqft
2023-10-01 0 days 1,430 sqft
Centralia's median listing age (time on market) for 2023-10-01 was 0 days.

Centralia's median square footage for active listings during the 2023-10-01 period was 1,430 sqft. One year prior, the average listing was 1,500 sqft.

Centralia, IL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 378 $48,110,000 $127,275
Refi 77 $8,305,000 $107,857
Cash Out Refi 66 $8,220,000 $124,545
Other 38 $1,900,000 $50,000
Home Improvement 24 $1,960,000 $81,667

Centralia's most frequently cited loan purpose was Home Purchase, with 378 originations. The 2nd most popular reason was Refi, with 77 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 123 $15,485,000 $125,894
4-5% 100 $13,780,000 $137,800
6-7% 85 $10,105,000 $118,882
3-4% 81 $11,395,000 $140,679
<2.5% 19 $925,000 $48,684
2.5-3% 16 $2,250,000 $140,625
7-8% 16 $1,410,000 $88,125
Over 8% 12 $1,100,000 $91,667

During 2022, Centralia's most frequently originated rate bucket was 5-6%, with 123 originations.

Loan Sizing (Centralia, IL MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 297 $17,745,000 $59,747
$100k-200k 213 $29,745,000 $139,648
$200k-400k 64 $16,520,000 $258,125
$400k-600k 8 $3,810,000 $476,250
$600k-1000k 1 $675,000 $675,000

Centralia's loan sizing saw the bucket of loans from $100,000 or less with 297 originations, totaling $17,745,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 261 $36,275,000 $138,985
60-80% 114 $13,220,000 $115,965
40-60% 30 $3,510,000 $117,000
Under 20% 20 $330,000 $16,500
20-40% 19 $1,445,000 $76,053
Over 100% 5 $1,225,000 $245,000

Centralia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 261 originations, totaling $36,275,000 in origination value.