Centralia Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Centralia averaged
6.74%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.97% and
one month ago for the week of 2023-02-09, the
average rate was 6.06%.
Centralia's average rate one year ago was 4.09%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.84%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
Centralia 30 Year Fixed Rate | 2023-03-16 | 6.74% |
Centralia 30 Year Fixed Rate Refi | 2023-03-16 | 6.84% |
Centralia 15 Year Fixed Rate | 2023-03-16 | 7.06% |
Centralia 15 Year Fixed Rate Refi | 2023-03-16 | 6.31% |
Centralia 30 Year FHA | 2023-03-16 | 6.62% |
Centralia 30 Year FHA Refi | 2023-03-16 | 6.78% |
Centralia 30 Year USDA | 2023-03-16 | 6.43% |
Centralia 30 Year USDA Refi | 2023-03-16 | 3.87% |
Centralia 30 Year VA | 2023-03-16 | 6.5% |
Centralia 30 Year VA Refi | 2023-03-16 | 5.99% |
Centralia Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Centralia, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Centralia Average Closing Costs & Other Stats
Centralia, IL's 44 lenders originated 846
loans during 2021. The total origination value was $97,320,000, with an average loan value of
$115,035.
Centralia's average closing costs are $3,162.
The top Centralia lender as defined by loan originations is Peoples National Bank , N.A., with
42 loans originated. Their average total fees are
$1,938, which is $221
lower than the next largest lender,
U.S. Bank.
The lowest fee Centralia lenders (with over 10 loans originated) are
Peoples National Bank , N.A. ($1,938), U.S. Bank ($2,159), Community Mortgage Banc Corporation ($2,312), Midland States Bank ($2,538) and BROKER SOLUTIONS, INC. ($2,785).
The lowest rate Centralia lenders (with over 10 loans originated) are
U.S. Bank (3.22%), Midland States Bank (3.26%), Peoples National Bank , N.A. (3.26%), QUICKEN LOANS, LLC (3.27%) and Community Mortgage Banc Corporation (3.29%).
Centralia, IL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
Community Partners Savings Bank | $18,480,000 | $18,100,000 | -2.1% | 18.6% |
Peoples National Bank , N.A. | $17,735,000 | $11,375,000 | -35.9% | 11.7% |
U.S. Bank | $8,880,000 | $7,890,000 | -11.1% | 8.1% |
QUICKEN LOANS, LLC | $4,780,000 | $7,195,000 | 50.5% | 7.4% |
BROKER SOLUTIONS, INC. | $9,320,000 | $6,980,000 | -25.1% | 7.2% |
Community Mortgage Banc Corporation | $5,115,000 | $4,910,000 | -4.0% | 5.0% |
Midland States Bank | $2,740,000 | $4,700,000 | 71.5% | 4.8% |
DELMAR FINANCIAL COMPANY | $240,000 | $3,055,000 | 1,172.9% | 3.1% |
Mortgage Research Center, LLC | $2,735,000 | $2,745,000 | 0.4% | 2.8% |
Petefish, Skiles & Co. | $1,870,000 | $1,845,000 | -1.3% | 1.9% |
FREEDOM MORTGAGE CORPORATION | $1,925,000 | $1,685,000 | -12.5% | 1.7% |
Bankers' Bank | $1,610,000 | n/a | 1.7% | |
GERSHMAN INVESTMENT CORP. | $265,000 | $1,425,000 | 437.7% | 1.5% |
FCB Banks | $1,535,000 | $1,050,000 | -31.6% | 1.1% |
The FNB Community Bank | $875,000 | $930,000 | 6.3% | 1.0% |
ENDEAVOR CAPITAL, LLC. | $180,000 | $870,000 | 383.3% | 0.9% |
Regions Bank | $1,055,000 | $780,000 | -26.1% | 0.8% |
Bank of Hillsboro | $915,000 | $690,000 | -24.6% | 0.7% |
UNITED WHOLESALE MORTGAGE, LLC | $1,145,000 | $670,000 | -41.5% | 0.7% |
EVANSVILLE TEACHERS | $360,000 | $665,000 | 84.7% | 0.7% |
SCOTT CREDIT UNION | $115,000 | $600,000 | 421.7% | 0.6% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $280,000 | $595,000 | 112.5% | 0.6% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $275,000 | $565,000 | 105.5% | 0.6% |
21ST MORTGAGE CORPORATION | $655,000 | $520,000 | -20.6% | 0.5% |
PENNYMAC LOAN SERVICES, LLC | $180,000 | $495,000 | 175.0% | 0.5% |
HOMESIDE FINANCIAL, LLC | $455,000 | n/a | 0.5% | |
Barrington Bank & Trust Company, N.A. | $165,000 | $450,000 | 172.7% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $440,000 | n/a | 0.5% | |
Wyndham Capital Mortgage, Inc. | $425,000 | n/a | 0.4% | |
Fifth Third Bank | $415,000 | n/a | 0.4% | |
Community Bank of Trenton | $1,135,000 | $390,000 | -65.6% | 0.4% |
Dieterich Bank | $85,000 | $380,000 | 347.1% | 0.4% |
MOVEMENT MORTGAGE, LLC | $370,000 | n/a | 0.4% | |
CALIBER HOME LOANS, INC. | $135,000 | $360,000 | 166.7% | 0.4% |
NEWREZ LLC | $355,000 | n/a | 0.4% | |
The Farmers and Merchants National Bank of Nashville | $45,000 | $355,000 | 688.9% | 0.4% |
HOME POINT FINANCIAL CORPORATION | $280,000 | $350,000 | 25.0% | 0.4% |
Low VA Rates, LLC | $350,000 | n/a | 0.4% | |
The Peoples State Bank of Newton, Illinois | $360,000 | $345,000 | -4.2% | 0.4% |
Wells Fargo Bank | $665,000 | $340,000 | -48.9% | 0.3% |
VILLAGE CAPITAL & INVESTMENT LLC | $335,000 | n/a | 0.3% | |
GUARANTEED RATE, INC. | $200,000 | $325,000 | 62.5% | 0.3% |
First National Bank of Waterloo | $190,000 | $320,000 | 68.4% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $415,000 | $300,000 | -27.7% | 0.3% |
Town & Country Banc Mortgage Services, Inc. | $150,000 | $300,000 | 100.0% | 0.3% |
FLAT BRANCH MORTGAGE, INC. | $290,000 | n/a | 0.3% | |
Germantown Trust & Savings Bank | $175,000 | $280,000 | 60.0% | 0.3% |
United Community Bank | $95,000 | $280,000 | 194.7% | 0.3% |
Bank of America | $75,000 | $275,000 | 266.7% | 0.3% |
CROSSCOUNTRY MORTGAGE, LLC | $275,000 | n/a | 0.3% | |
First Financial Bank | $65,000 | $275,000 | 323.1% | 0.3% |
CELEBRITY HOME LOANS, LLC | $115,000 | $265,000 | 130.4% | 0.3% |
AmeriHome Mortgage Company, LLC | $260,000 | n/a | 0.3% | |
CMG MORTGAGE, INC. | $155,000 | $260,000 | 67.7% | 0.3% |
Mr. Cooper ( Nationstar Mortgage ) | $615,000 | $255,000 | -58.5% | 0.3% |
JLB CORPORATION | $240,000 | n/a | 0.2% | |
OCEANSIDE MORTGAGE COMPANY | $115,000 | $240,000 | 108.7% | 0.2% |
Bank of England | $235,000 | n/a | 0.2% | |
Carrollton Bank | $235,000 | n/a | 0.2% | |
LOANDEPOT.COM, LLC | $415,000 | $215,000 | -48.2% | 0.2% |
CITIZENS EQUITY FIRST | $205,000 | n/a | 0.2% | |
DAS Acquisition Company, LLC | $230,000 | $195,000 | -15.2% | 0.2% |
FIRST CENTENNIAL MORTGAGE CORPORATION | $195,000 | n/a | 0.2% | |
Nations Lending Corporation | $185,000 | n/a | 0.2% | |
First Guaranty Mortgage Corporation | $480,000 | $180,000 | -62.5% | 0.2% |
BETTER MORTGAGE CORPORATION | $175,000 | n/a | 0.2% | |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $175,000 | n/a | 0.2% | |
FIRST INTEGRITY MORTGAGE SERVICES, INC. | $165,000 | n/a | 0.2% | |
SUCCESS MORTGAGE PARTNERS, INC. | $165,000 | n/a | 0.2% | |
GUILD MORTGAGE COMPANY | $155,000 | n/a | 0.2% | |
LAKEVIEW LOAN SERVICING, LLC | $155,000 | n/a | 0.2% | |
NEW DAY FINANCIAL, LLC | $245,000 | $155,000 | -36.7% | 0.2% |
Carrington Mortgage Services, LLC | $315,000 | $150,000 | -52.4% | 0.2% |
BMO Harris Bank | $135,000 | n/a | 0.1% | |
First Savings Bank | $75,000 | $135,000 | 80.0% | 0.1% |
IAA Credit Union | $135,000 | n/a | 0.1% | |
NATIONS DIRECT MORTGAGE, LLC | $135,000 | n/a | 0.1% | |
NAVY FEDERAL CREDIT UNION | $670,000 | $135,000 | -79.9% | 0.1% |
The Federal Savings Bank | $135,000 | n/a | 0.1% | |
MID AMERICA MORTGAGE, INC. | $125,000 | n/a | 0.1% | |
1ST MIDAMERICA | $95,000 | n/a | 0.1% | |
FINANCE OF AMERICA MORTGAGE LLC | $95,000 | n/a | 0.1% | |
FIRST COMMUNITY | $95,000 | n/a | 0.1% | |
Arvest Bank | $205,000 | $85,000 | -58.5% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $205,000 | $85,000 | -58.5% | 0.1% |
AMERICAN PORTFOLIO MORTGAGE CORPORATION | $75,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $75,000 | n/a | 0.1% | |
KS StateBank | $75,000 | n/a | 0.1% | |
USAA Federal Savings Bank | $205,000 | $65,000 | -68.3% | 0.1% |
Legence Bank | $135,000 | $55,000 | -59.3% | 0.1% |
PHH Mortgage Corporation | $55,000 | n/a | 0.1% | |
The First National Bank in Carlyle | $45,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $25,000 | $30,000 | 20.0% | 0.0% |
Banterra Bank | $65,000 | $15,000 | -76.9% | 0.0% |
Centralia's top lender by overall market share is Community Partners Savings Bank, with 18.6% market share. In second place, with 11.7%, is Peoples National Bank , N.A., having originated $11,375,000 in loans. In third place, with 8.1%, is U.S. Bank, having originated $7,890,000 in loans. In fourth place, with 7.4%, is QUICKEN LOANS, LLC, having originated $7,195,000 in loans. In fifth place, with 7.2%, is BROKER SOLUTIONS, INC., having originated $6,980,000 in loans.
Centralia Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Centralia (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $94,750 (17.7%) | $121,480 (-0.1%) | 0.00 | 153 |
2018-02-01 | $95,975 (13.3%) | $128,087 (2.3%) | 0.00 | 157 |
2018-03-01 | $96,950 (14.2%) | $125,283 (1.2%) | 0.00 | 151 |
2018-04-01 | $96,450 (7.3%) | $127,023 (0.4%) | 0.00 | 158 |
2018-05-01 | $103,200 (10.7%) | $136,066 (3.9%) | 0.00 | 157 |
2018-06-01 | $99,000 (8.4%) | $133,937 (4.2%) | 0.00 | 160 |
2018-07-01 | $125,475 (34.9%) | $140,347 (9.7%) | 0.00 | 164 |
2018-08-01 | $120,500 (45.3%) | $141,548 (19.0%) | 0.00 | 173 |
2018-09-01 | $119,900 (38.0%) | $143,249 (19.7%) | 0.00 | 161 |
2018-10-01 | $108,950 (21.2%) | $141,393 (15.8%) | 0.00 | 165 |
2018-11-01 | $107,900 (18.8%) | $142,181 (18.4%) | 0.00 | 160 |
2018-12-01 | $105,500 (14.7%) | $141,470 (19.6%) | 0.00 | 162 |
2019-01-01 | $109,350 (15.4%) | $141,309 (16.3%) | 0.00 | 160 |
2019-02-01 | $105,600 (10.0%) | $140,233 (9.5%) | 0.00 | 155 |
2019-03-01 | $107,743 (11.1%) | $138,848 (10.8%) | 0.00 | 153 |
2019-04-01 | $115,425 (19.7%) | $140,829 (10.9%) | 0.00 | 148 |
2019-05-01 | $122,400 (18.6%) | $145,877 (7.2%) | 0.00 | 149 |
2019-06-01 | $124,900 (26.2%) | $146,720 (9.5%) | 0.00 | 155 |
2019-07-01 | $122,925 (-2.0%) | $146,158 (4.1%) | 0.00 | 154 |
2019-08-01 | $123,391 (2.4%) | $145,803 (3.0%) | 0.00 | 147 |
2019-09-01 | $127,052 (6.0%) | $147,571 (3.0%) | 0.00 | 140 |
2019-10-01 | $129,493 (18.9%) | $149,041 (5.4%) | 0.00 | 139 |
2019-11-01 | $126,000 (16.8%) | $153,687 (8.1%) | 0.00 | 142 |
2019-12-01 | $129,000 (22.3%) | $158,562 (12.1%) | 0.00 | 138 |
2020-01-01 | $129,450 (18.4%) | $162,545 (15.0%) | 0.00 | 125 |
2020-02-01 | $111,950 (6.0%) | $156,693 (11.7%) | 0.00 | 122 |
2020-03-01 | $107,750 (0.0%) | $148,135 (6.7%) | 0.00 | 127 |
2020-04-01 | $104,700 (-9.3%) | $143,454 (1.9%) | 0.00 | 127 |
2020-05-01 | $111,950 (-8.5%) | $147,711 (1.3%) | 0.00 | 111 |
2020-06-01 | $119,450 (-4.4%) | $152,588 (4.0%) | 0.00 | 95 |
2020-07-01 | $111,750 (-9.1%) | $153,449 (5.0%) | 0.00 | 94 |
2020-08-01 | $119,000 (-3.6%) | $164,924 (13.1%) | 0.00 | 97 |
2020-09-01 | $97,700 (-23.1%) | $153,786 (4.2%) | 0.00 | 97 |
2020-10-01 | $92,500 (-28.6%) | $140,016 (-6.1%) | 0.00 | 104 |
2020-11-01 | $70,125 (-44.4%) | $129,523 (-15.7%) | 0.00 | 108 |
2020-12-01 | $69,950 (-45.8%) | $130,574 (-17.7%) | 0.00 | 100 |
2021-01-01 | $79,500 (-38.6%) | $144,185 (-11.3%) | 0.00 | 90 |
2021-02-01 | $83,975 (-25.0%) | $164,826 (5.2%) | 0.00 | 87 |
2021-03-01 | $96,975 (-10.0%) | $167,857 (13.3%) | 0.00 | 79 |
2021-04-01 | $87,625 (-16.3%) | $172,705 (20.4%) | 0.00 | 62 |
2021-05-01 | $94,900 (-15.2%) | $181,993 (23.2%) | 0.00 | 56 |
2021-06-01 | $124,450 (4.2%) | $211,678 (38.7%) | 0.00 | 67 |
2021-07-01 | $127,400 (14.0%) | $224,576 (46.4%) | 0.00 | 67 |
2021-08-01 | $137,400 (15.5%) | $222,839 (35.1%) | 0.00 | 73 |
2021-09-01 | $157,200 (60.9%) | $235,655 (53.2%) | 0.00 | 64 |
2021-10-01 | $154,000 (66.5%) | $244,850 (74.9%) | 0.00 | 54 |
2021-11-01 | $159,925 (128.1%) | $253,283 (95.6%) | 0.00 | 59 |
2021-12-01 | $149,900 (114.3%) | $253,388 (94.1%) | 0.00 | 58 |
2022-01-01 | $145,450 (83.0%) | $253,659 (75.9%) | 0.00 | 51 |
2022-02-01 | $149,000 (77.4%) | $279,339 (69.5%) | 0.00 | 44 |
2022-03-01 | $133,675 (37.8%) | $261,109 (55.6%) | 0.00 | 42 |
2022-04-01 | $111,950 (27.8%) | $213,922 (23.9%) | 0.00 | 53 |
2022-05-01 | $99,925 (5.3%) | $202,426 (11.2%) | 0.00 | 56 |
2022-06-01 | $107,450 (-13.7%) | $198,620 (-6.2%) | 0.00 | 67 |
2022-07-01 | $124,900 (-2.0%) | $200,456 (-10.7%) | 0.00 | 70 |
2022-08-01 | $129,975 (-5.4%) | $207,873 (-6.7%) | 0.00 | 67 |
2022-09-01 | $137,950 (-12.3%) | $196,924 (-16.4%) | 0.00 | 83 |
2022-10-01 | $143,500 (-6.8%) | $188,136 (-23.2%) | 0.00 | 81 |
2022-11-01 | $129,225 (-19.2%) | $179,611 (-29.1%) | 0.00 | 75 |
2022-12-01 | $110,000 (-26.6%) | $165,961 (-34.5%) | 0.00 | 70 |
2023-01-01 | $133,100 (-8.5%) | $177,114 (-30.2%) | 0.00 | 69 |
2023-02-01 | $129,900 (-12.8%) | $172,761 (-38.2%) | 0.00 | 79 |
Centralia's median listing price comes in at 0% of the national average.
Centralia's average listing price for 2023-02-01 was $172,761, a difference of $-106,578 (-38.2%) versus the prior year and $-4,353 versus the prior month.
For the 2023-02-01 period, Centralia had 79 MLS listings, a difference of 10 listings (14%) versus the prior month and 35 listings (80%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Centralia (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,600 sqft |
2018-02-01 | 0 days | 1,649 sqft |
2018-03-01 | 0 days | 1,634 sqft |
2018-04-01 | 0 days | 1,675 sqft |
2018-05-01 | 0 days | 1,717 sqft |
2018-06-01 | 0 days | 1,701 sqft |
2018-07-01 | 0 days | 1,753 sqft |
2018-08-01 | 0 days | 1,773 sqft |
2018-09-01 | 0 days | 1,808 sqft |
2018-10-01 | 0 days | 1,797 sqft |
2018-11-01 | 0 days | 1,821 sqft |
2018-12-01 | 0 days | 1,821 sqft |
2019-01-01 | 0 days | 1,807 sqft |
2019-02-01 | 0 days | 1,774 sqft |
2019-03-01 | 0 days | 1,722 sqft |
2019-04-01 | 0 days | 1,733 sqft |
2019-05-01 | 0 days | 1,772 sqft |
2019-06-01 | 0 days | 1,800 sqft |
2019-07-01 | 0 days | 1,736 sqft |
2019-08-01 | 0 days | 1,782 sqft |
2019-09-01 | 0 days | 1,893 sqft |
2019-10-01 | 0 days | 1,980 sqft |
2019-11-01 | 0 days | 1,862 sqft |
2019-12-01 | 0 days | 1,804 sqft |
2020-01-01 | 0 days | 1,966 sqft |
2020-02-01 | 0 days | 1,804 sqft |
2020-03-01 | 0 days | 1,731 sqft |
2020-04-01 | 0 days | 1,728 sqft |
2020-05-01 | 0 days | 1,734 sqft |
2020-06-01 | 0 days | 1,772 sqft |
2020-07-01 | 0 days | 1,711 sqft |
2020-08-01 | 0 days | 1,796 sqft |
2020-09-01 | 0 days | 1,706 sqft |
2020-10-01 | 0 days | 1,481 sqft |
2020-11-01 | 0 days | 1,434 sqft |
2020-12-01 | 0 days | 1,440 sqft |
2021-01-01 | 0 days | 1,500 sqft |
2021-02-01 | 0 days | 1,541 sqft |
2021-03-01 | 0 days | 1,591 sqft |
2021-04-01 | 0 days | 1,441 sqft |
2021-05-01 | 0 days | 1,562 sqft |
2021-06-01 | 0 days | 1,914 sqft |
2021-07-01 | 0 days | 1,848 sqft |
2021-08-01 | 0 days | 1,941 sqft |
2021-09-01 | 0 days | 1,871 sqft |
2021-10-01 | 0 days | 1,871 sqft |
2021-11-01 | 0 days | 1,926 sqft |
2021-12-01 | 0 days | 1,727 sqft |
2022-01-01 | 0 days | 1,694 sqft |
2022-02-01 | 0 days | 1,591 sqft |
2022-03-01 | 0 days | 1,496 sqft |
2022-04-01 | 0 days | 1,451 sqft |
2022-05-01 | 0 days | 1,413 sqft |
2022-06-01 | 0 days | 1,438 sqft |
2022-07-01 | 0 days | 1,482 sqft |
2022-08-01 | 0 days | 1,536 sqft |
2022-09-01 | 0 days | 1,559 sqft |
2022-10-01 | 0 days | 1,531 sqft |
2022-11-01 | 0 days | 1,402 sqft |
2022-12-01 | 0 days | 1,400 sqft |
2023-01-01 | 0 days | 1,442 sqft |
2023-02-01 | 0 days | 1,471 sqft |
Centralia's median square footage for active listings during the 2023-02-01 period was 1,471 sqft. One year prior, the average listing was 1,591 sqft.
Centralia, IL Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 423 | $48,205,000 | $113,960 |
Refi | 248 | $31,240,000 | $125,968 |
Cash Out Refi | 128 | $15,500,000 | $121,094 |
Other | 25 | $1,285,000 | $51,400 |
Home Improvement | 22 | $1,090,000 | $49,545 |
Centralia's most frequently cited loan purpose was Home Purchase, with 423 originations. The 2nd most popular reason was Refi, with 248 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 285 | $34,545,000 | $121,211 |
2.5-3% | 206 | $26,820,000 | $130,194 |
<2.5% | 88 | $11,000,000 | $125,000 |
4-5% | 29 | $3,015,000 | $103,966 |
Over 8% | 9 | $505,000 | $56,111 |
7-8% | 3 | $235,000 | $78,333 |
6-7% | 2 | $170,000 | $85,000 |
5-6% | 2 | $130,000 | $65,000 |
During 2021, Centralia's most frequently originated rate bucket was 3-4%, with 285 originations.
Loan Sizing (Centralia, IL MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 430 | $26,950,000 | $62,674 |
$100k-200k | 318 | $44,700,000 | $140,566 |
$200k-400k | 94 | $23,740,000 | $252,553 |
$400k-600k | 3 | $1,285,000 | $428,333 |
$600k-1000k | 1 | $645,000 | $645,000 |
Centralia's loan sizing saw the bucket of loans from $100,000 or less with 430 originations, totaling $26,950,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 328 | $42,720,000 | $130,244 |
60-80% | 178 | $22,110,000 | $124,213 |
40-60% | 57 | $6,615,000 | $116,053 |
20-40% | 22 | $1,270,000 | $57,727 |
Under 20% | 15 | $205,000 | $13,667 |
Over 100% | 3 | $315,000 | $105,000 |
Centralia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 328 originations, totaling $42,720,000 in origination value.