Centralia Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Centralia averaged 7.41% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.89% and one month ago for the week of 2024-03-14, the average rate was 6.95%.

    Centralia's average rate one year ago was 6.58%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Centralia 30 Year Fixed Rate 2024-04-18 7.41%
    Centralia 30 Year Fixed Rate Refi 2024-04-18 7%
    Centralia 15 Year Fixed Rate 2024-04-18 6.19%
    Centralia 15 Year Fixed Rate Refi 2024-04-18 6.89%
    Centralia 30 Year FHA 2024-04-18 6.76%
    Centralia 30 Year FHA Refi 2024-04-18 6.86%
    Centralia 30 Year USDA 2024-04-18 6.66%
    Centralia 30 Year USDA Refi 2024-04-18 6.96%
    Centralia 30 Year VA 2024-04-18 6.56%
    Centralia 30 Year VA Refi 2024-04-18 6.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Centralia, IL.

    Centralia Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Centralia, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Peoples National Bank , N.A. 26 6.80% $1,982
    U.S. Bank 15 6.83% $2,709
    DELMAR FINANCIAL COMPANY 14 6.80% $3,625
    Community Mortgage Banc Corporation 10 6.71% $2,644
    ENDEAVOR CAPITAL, LLC. 7 6.75% $4,597
    Petefish, Skiles & Co. 6 7.13% $2,325
    QUICKEN LOANS, LLC 5 6.73% $5,654
    FLAT BRANCH MORTGAGE, INC. 4 6.78% $2,445
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.16% $4,488
    Mortgage Research Center, LLC 3 6.83% $2,045
    CROSSCOUNTRY MORTGAGE, LLC 2 6.91% $3,850
    NFM, INC. 2 6.88% $4,041
    GERSHMAN INVESTMENT CORP. 2 7.31% $4,539
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.00% $5,877
    Midland States Bank 2 5.69% $3,146
    Regions Bank 1 8.38% $2,537
    UNITED WHOLESALE MORTGAGE, LLC 1 7.63% $3,186
    Wells Fargo Bank 1 6.50% $3,881
    1ST MIDAMERICA 1 6.25% $3,011
    ZILLOW HOME LOANS, LLC 1 7.88% $3,265
    21ST MORTGAGE CORPORATION 1 9.45% $4,376
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.50% $3,880
    Bank of England 1 6.75% $2,405
    BROKER SOLUTIONS, INC. 1 7.75% $4,025
    DAS Acquisition Company, LLC 1 7.63% $2,736
    First Financial Bank 1 6.75% $3,361
    First Mid Bank & Trust 1 7.50% $1,784
    First Savings Bank 1 6.38% $2,759
    GUARANTEED RATE, INC. 1 6.99% $3,084
    GUILD MORTGAGE COMPANY 1 7.63% $2,366
    LAKEVIEW LOAN SERVICING, LLC 1 6.63% $5,133
    NAVY FEDERAL CREDIT UNION 1 6.38% $2,680
    ON Q FINANCIAL, INC. 1 7.13% $5,035
    PLANET HOME LENDING, LLC 1 6.63% $6,674

    Centralia Average Closing Costs & Other Stats

    Centralia, IL's 34 lenders originated 495 loans during 2023. The total origination value was $51,855,000, with an average loan value of $104,758.

    Centralia's average closing costs are $3,493.

    The top Centralia lender as defined by loan originations is Peoples National Bank , N.A., with 26 loans originated. Their average total fees are $1,982, which is $727 lower than the next largest lender, U.S. Bank.

    The lowest fee Centralia lenders (with over 10 loans originated) are Peoples National Bank , N.A. ($1,982), Community Mortgage Banc Corporation ($2,644), U.S. Bank ($2,709), DELMAR FINANCIAL COMPANY ($3,625) and .

    The lowest rate Centralia lenders (with over 10 loans originated) are Community Mortgage Banc Corporation (6.71%), Peoples National Bank , N.A. (6.80%), DELMAR FINANCIAL COMPANY (6.80%), U.S. Bank (6.83%) and .

    Centralia, IL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Community Partners Savings Bank $8,270,000 $7,120,000 -13.9% 13.7%
    Peoples National Bank , N.A. $8,275,000 $6,575,000 -20.5% 12.7%
    Community Mortgage Banc Corporation $3,595,000 $3,065,000 -14.7% 5.9%
    U.S. Bank $4,775,000 $2,870,000 -39.9% 5.5%
    Mortgage Research Center, LLC $2,225,000 $2,830,000 27.2% 5.5%
    DELMAR FINANCIAL COMPANY $1,835,000 $2,770,000 51.0% 5.3%
    ENDEAVOR CAPITAL, LLC. $2,095,000 $2,555,000 22.0% 4.9%
    QUICKEN LOANS, LLC $2,850,000 $2,470,000 -13.3% 4.8%
    BROKER SOLUTIONS, INC. $3,365,000 $1,545,000 -54.1% 3.0%
    Midland States Bank $2,780,000 $1,220,000 -56.1% 2.4%
    Germantown Trust & Savings Bank $945,000 $1,190,000 25.9% 2.3%
    21ST MORTGAGE CORPORATION $1,270,000 $1,085,000 -14.6% 2.1%
    FCB Banks $2,345,000 $970,000 -58.6% 1.9%
    FLAT BRANCH MORTGAGE, INC. $240,000 $895,000 272.9% 1.7%
    CROSSCOUNTRY MORTGAGE, LLC $805,000 n/a 1.6%
    Petefish, Skiles & Co. $195,000 $750,000 284.6% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $400,000 $710,000 77.5% 1.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $200,000 $710,000 255.0% 1.4%
    United Community Bank $400,000 $690,000 72.5% 1.3%
    GERSHMAN INVESTMENT CORP. $855,000 $585,000 -31.6% 1.1%
    USAA Federal Savings Bank $165,000 $550,000 233.3% 1.1%
    AMERICAN FINANCIAL RESOURCES, INC. $535,000 n/a 1.0%
    FirstTrust Home Loans, Inc. $510,000 n/a 1.0%
    The Bradford National Bank of Greenville $275,000 $500,000 81.8% 1.0%
    Regions Bank $1,200,000 $455,000 -62.1% 0.9%
    GUARANTEED RATE, INC. $930,000 $440,000 -52.7% 0.8%
    NFM, INC. $410,000 n/a 0.8%
    The FNB Community Bank $1,090,000 $400,000 -63.3% 0.8%
    AMERISAVE MORTGAGE CORPORATION $770,000 $395,000 -48.7% 0.8%
    Wells Fargo Bank $150,000 $385,000 156.7% 0.7%
    NAVY FEDERAL CREDIT UNION $865,000 $330,000 -61.8% 0.6%
    SOUTHWEST STAGE FUNDING, LLC $300,000 n/a 0.6%
    Fifth Third Bank $195,000 $295,000 51.3% 0.6%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $265,000 n/a 0.5%
    LAKEVIEW LOAN SERVICING, LLC $255,000 n/a 0.5%
    PNC Bank $195,000 $245,000 25.6% 0.5%
    Bank of England $235,000 n/a 0.5%
    ON Q FINANCIAL, INC. $230,000 n/a 0.4%
    Busey Bank $215,000 n/a 0.4%
    First Savings Bank $420,000 $205,000 -51.2% 0.4%
    Paramount Residential Mortgage Group, Inc. $205,000 n/a 0.4%
    DAS Acquisition Company, LLC $320,000 $190,000 -40.6% 0.4%
    First Mid Bank & Trust $930,000 $190,000 -79.6% 0.4%
    PLANET HOME LENDING, LLC $185,000 n/a 0.4%
    First Financial Bank $610,000 $175,000 -71.3% 0.3%
    Flagstar Bank, FSB $510,000 $175,000 -65.7% 0.3%
    GSF Mortgage Corporation $165,000 n/a 0.3%
    NEWREZ LLC $85,000 $145,000 70.6% 0.3%
    FIRST ALLIANCE HOME MORTGAGE, LLC $135,000 n/a 0.3%
    The Farmers and Merchants National Bank of Nashville $145,000 $135,000 -6.9% 0.3%
    1ST MIDAMERICA $125,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $125,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $650,000 $115,000 -82.3% 0.2%
    SCOTT CREDIT UNION $385,000 $115,000 -70.1% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $110,000 n/a 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $110,000 n/a 0.2%
    STOCKTON MORTGAGE CORPORATION $95,000 n/a 0.2%
    LOANDEPOT.COM, LLC $420,000 $85,000 -79.8% 0.2%
    GUILD MORTGAGE COMPANY $75,000 $70,000 -6.7% 0.1%
    PENNYMAC LOAN SERVICES, LLC $630,000 $65,000 -89.7% 0.1%
    ROYAL UNITED MORTGAGE LLC $330,000 $65,000 -80.3% 0.1%
    UNITED WHOLESALE MORTGAGE, LLC $305,000 $65,000 -78.7% 0.1%
    Carrollton Bank $85,000 $55,000 -35.3% 0.1%
    LONGBRIDGE FINANCIAL, LLC $55,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $170,000 $55,000 -67.6% 0.1%
    Bank of Hillsboro $315,000 $45,000 -85.7% 0.1%
    Figure Lending LLC $65,000 $35,000 -46.2% 0.1%
    Coastal Community Bank $25,000 n/a 0.0%
    GCS $25,000 n/a 0.0%
    The Peoples State Bank of Newton, Illinois $410,000 $25,000 -93.9% 0.0%

    Centralia's top lender by overall market share is Community Partners Savings Bank, with 13.7% market share. In second place, with 12.7%, is Peoples National Bank , N.A., having originated $6,575,000 in loans. In third place, with 5.9%, is Community Mortgage Banc Corporation, having originated $3,065,000 in loans. In fourth place, with 5.5%, is U.S. Bank, having originated $2,870,000 in loans. In fifth place, with 5.5%, is Mortgage Research Center, LLC, having originated $2,830,000 in loans.

    Centralia Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Centralia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $94,750 (17.7%) $121,480 (-0.1%) 0.00 153
    2018-02-01 $95,975 (13.3%) $128,087 (2.3%) 0.00 157
    2018-03-01 $96,950 (14.2%) $125,283 (1.2%) 0.00 151
    2018-04-01 $96,450 (7.3%) $127,023 (-0.5%) 0.00 158
    2018-05-01 $103,200 (10.7%) $136,066 (3.8%) 0.00 157
    2018-06-01 $99,000 (8.4%) $133,937 (4.2%) 0.00 160
    2018-07-01 $125,475 (34.9%) $140,347 (9.7%) 0.00 164
    2018-08-01 $120,500 (45.3%) $141,548 (19.0%) 0.00 173
    2018-09-01 $119,900 (38.0%) $143,249 (19.7%) 0.00 161
    2018-10-01 $108,950 (21.2%) $141,393 (15.8%) 0.00 165
    2018-11-01 $107,900 (18.8%) $142,181 (18.4%) 0.00 160
    2018-12-01 $105,500 (14.7%) $141,470 (19.6%) 0.00 162
    2019-01-01 $109,350 (15.4%) $141,309 (16.3%) 0.00 160
    2019-02-01 $105,600 (10.0%) $140,233 (9.5%) 0.00 155
    2019-03-01 $107,743 (11.1%) $138,848 (10.8%) 0.00 153
    2019-04-01 $115,425 (19.7%) $140,829 (10.9%) 0.00 148
    2019-05-01 $122,400 (18.6%) $145,877 (7.2%) 0.00 149
    2019-06-01 $124,900 (26.2%) $146,720 (9.5%) 0.00 155
    2019-07-01 $122,925 (-2.0%) $146,158 (4.1%) 0.00 154
    2019-08-01 $123,391 (2.4%) $146,248 (3.3%) 0.00 147
    2019-09-01 $127,052 (6.0%) $148,683 (3.8%) 0.00 141
    2019-10-01 $129,493 (18.9%) $150,612 (6.5%) 0.00 140
    2019-11-01 $127,500 (18.2%) $155,210 (9.2%) 0.00 142
    2019-12-01 $129,000 (22.3%) $158,562 (12.1%) 0.00 138
    2020-01-01 $129,450 (18.4%) $162,545 (15.0%) 0.00 125
    2020-02-01 $111,950 (6.0%) $156,693 (11.7%) 0.00 122
    2020-03-01 $107,750 (0.0%) $148,135 (6.7%) 0.00 127
    2020-04-01 $104,700 (-9.3%) $143,454 (1.9%) 0.00 127
    2020-05-01 $111,950 (-8.5%) $147,711 (1.3%) 0.00 111
    2020-06-01 $119,450 (-4.4%) $152,588 (4.0%) 0.00 95
    2020-07-01 $111,750 (-9.1%) $153,449 (5.0%) 0.00 94
    2020-08-01 $119,000 (-3.6%) $164,924 (12.8%) 0.00 97
    2020-09-01 $97,700 (-23.1%) $153,786 (3.4%) 0.00 97
    2020-10-01 $92,500 (-28.6%) $140,016 (-7.0%) 0.00 104
    2020-11-01 $70,125 (-45.0%) $129,523 (-16.6%) 0.00 108
    2020-12-01 $69,950 (-45.8%) $130,574 (-17.7%) 0.00 100
    2021-01-01 $79,500 (-38.6%) $144,185 (-11.3%) 0.00 90
    2021-02-01 $83,975 (-25.0%) $164,826 (5.2%) 0.00 87
    2021-03-01 $96,975 (-10.0%) $167,857 (13.3%) 0.00 79
    2021-04-01 $87,625 (-16.3%) $172,705 (20.4%) 0.00 62
    2021-05-01 $94,900 (-15.2%) $181,993 (23.2%) 0.00 56
    2021-06-01 $124,450 (4.2%) $211,678 (38.7%) 0.00 67
    2021-07-01 $127,400 (14.0%) $224,576 (46.4%) 0.00 67
    2021-08-01 $137,400 (15.5%) $222,839 (35.1%) 0.00 73
    2021-09-01 $157,200 (60.9%) $235,655 (53.2%) 0.00 64
    2021-10-01 $154,000 (66.5%) $244,850 (74.9%) 0.00 54
    2021-11-01 $159,925 (128.1%) $253,283 (95.6%) 0.00 59
    2021-12-01 $149,900 (114.3%) $253,388 (94.1%) 0.00 58
    2022-01-01 $145,450 (83.0%) $253,659 (75.9%) 0.00 51
    2022-02-01 $149,000 (77.4%) $279,339 (69.5%) 0.00 44
    2022-03-01 $133,675 (37.8%) $261,109 (55.6%) 0.00 42
    2022-04-01 $111,950 (27.8%) $213,922 (23.9%) 0.00 53
    2022-05-01 $99,925 (5.3%) $202,426 (11.2%) 0.00 56
    2022-06-01 $107,450 (-13.7%) $197,816 (-6.6%) 0.00 67
    2022-07-01 $124,900 (-2.0%) $197,628 (-12.0%) 0.00 70
    2022-08-01 $125,925 (-8.4%) $200,035 (-10.2%) 0.00 67
    2022-09-01 $138,700 (-11.8%) $198,546 (-15.8%) 0.00 83
    2022-10-01 $139,900 (-9.2%) $183,471 (-25.1%) 0.00 81
    2022-11-01 $127,000 (-20.6%) $176,290 (-30.4%) 0.00 75
    2022-12-01 $110,000 (-26.6%) $163,934 (-35.3%) 0.00 70
    2023-01-01 $131,175 (-9.8%) $176,574 (-30.4%) 0.00 69
    2023-02-01 $127,450 (-14.5%) $171,882 (-38.5%) 0.00 79
    2023-03-01 $135,000 (1.0%) $173,228 (-33.7%) 0.00 86
    2023-04-01 $129,750 (15.9%) $162,535 (-24.0%) 0.00 84
    2023-05-01 $128,125 (28.2%) $177,540 (-12.3%) 0.00 74
    2023-06-01 $130,950 (21.9%) $173,796 (-12.1%) 0.00 71
    2023-07-01 $129,900 (4.0%) $162,966 (-17.5%) 0.00 66
    2023-08-01 $115,975 (-7.9%) $152,662 (-23.7%) 0.00 57
    2023-09-01 $112,000 (-19.3%) $142,501 (-28.2%) 0.00 64
    2023-10-01 $124,950 (-10.7%) $139,910 (-23.7%) 0.00 58
    2023-11-01 $138,250 (8.9%) $149,097 (-15.4%) 0.00 62
    2023-12-01 $135,000 (22.7%) $143,253 (-12.6%) 0.00 61
    2024-01-01 $127,200 (-3.0%) $144,528 (-18.2%) 0.00 56
    2024-02-01 $119,500 (-6.2%) $147,306 (-14.3%) 0.00 56
    2024-03-01 $129,950 (-3.7%) $164,523 (-5.0%) 0.00 50
    Centralia's median listing price for 2024-03-01 was $129,950, a difference of $-5,050 (-3.7%) versus the prior year and $10,450 versus the prior month.

    Centralia's median listing price comes in at 0% of the national average.

    Centralia's average listing price for 2024-03-01 was $164,523, a difference of $-8,705 (-5.0%) versus the prior year and $17,217 versus the prior month.

    For the 2024-03-01 period, Centralia had 50 MLS listings, a difference of -6 listings (-11%) versus the prior month and -36 listings (-42%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Centralia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,600 sqft
    2018-02-01 0 days 1,649 sqft
    2018-03-01 0 days 1,634 sqft
    2018-04-01 0 days 1,675 sqft
    2018-05-01 0 days 1,717 sqft
    2018-06-01 0 days 1,701 sqft
    2018-07-01 0 days 1,753 sqft
    2018-08-01 0 days 1,773 sqft
    2018-09-01 0 days 1,808 sqft
    2018-10-01 0 days 1,797 sqft
    2018-11-01 0 days 1,821 sqft
    2018-12-01 0 days 1,821 sqft
    2019-01-01 0 days 1,807 sqft
    2019-02-01 0 days 1,774 sqft
    2019-03-01 0 days 1,722 sqft
    2019-04-01 0 days 1,733 sqft
    2019-05-01 0 days 1,772 sqft
    2019-06-01 0 days 1,800 sqft
    2019-07-01 0 days 1,736 sqft
    2019-08-01 0 days 1,783 sqft
    2019-09-01 0 days 1,894 sqft
    2019-10-01 0 days 1,986 sqft
    2019-11-01 0 days 1,864 sqft
    2019-12-01 0 days 1,804 sqft
    2020-01-01 0 days 1,966 sqft
    2020-02-01 0 days 1,804 sqft
    2020-03-01 0 days 1,731 sqft
    2020-04-01 0 days 1,728 sqft
    2020-05-01 0 days 1,734 sqft
    2020-06-01 0 days 1,772 sqft
    2020-07-01 0 days 1,711 sqft
    2020-08-01 0 days 1,796 sqft
    2020-09-01 0 days 1,706 sqft
    2020-10-01 0 days 1,481 sqft
    2020-11-01 0 days 1,434 sqft
    2020-12-01 0 days 1,440 sqft
    2021-01-01 0 days 1,500 sqft
    2021-02-01 0 days 1,541 sqft
    2021-03-01 0 days 1,591 sqft
    2021-04-01 0 days 1,441 sqft
    2021-05-01 0 days 1,562 sqft
    2021-06-01 0 days 1,914 sqft
    2021-07-01 0 days 1,848 sqft
    2021-08-01 0 days 1,941 sqft
    2021-09-01 0 days 1,871 sqft
    2021-10-01 0 days 1,875 sqft
    2021-11-01 0 days 1,947 sqft
    2021-12-01 0 days 1,748 sqft
    2022-01-01 0 days 1,712 sqft
    2022-02-01 0 days 1,621 sqft
    2022-03-01 0 days 1,510 sqft
    2022-04-01 0 days 1,451 sqft
    2022-05-01 0 days 1,413 sqft
    2022-06-01 0 days 1,424 sqft
    2022-07-01 0 days 1,482 sqft
    2022-08-01 0 days 1,482 sqft
    2022-09-01 0 days 1,559 sqft
    2022-10-01 0 days 1,500 sqft
    2022-11-01 0 days 1,420 sqft
    2022-12-01 0 days 1,387 sqft
    2023-01-01 0 days 1,430 sqft
    2023-02-01 0 days 1,454 sqft
    2023-03-01 0 days 1,569 sqft
    2023-04-01 0 days 1,527 sqft
    2023-05-01 0 days 1,480 sqft
    2023-06-01 0 days 1,597 sqft
    2023-07-01 0 days 1,560 sqft
    2023-08-01 0 days 1,546 sqft
    2023-09-01 0 days 1,468 sqft
    2023-10-01 0 days 1,430 sqft
    2023-11-01 0 days 1,500 sqft
    2023-12-01 0 days 1,417 sqft
    2024-01-01 0 days 1,464 sqft
    2024-02-01 0 days 1,438 sqft
    2024-03-01 0 days 1,478 sqft
    Centralia's median listing age (time on market) for 2024-03-01 was 0 days.

    Centralia's median square footage for active listings during the 2024-03-01 period was 1,478 sqft. One year prior, the average listing was 1,569 sqft.

    Centralia, IL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 329 $41,185,000 $125,182
    Cash Out Refi 52 $4,210,000 $80,962
    Other 49 $2,815,000 $57,449
    Refi 39 $2,645,000 $67,821
    Home Improvement 26 $1,000,000 $38,462

    Centralia's most frequently cited loan purpose was Home Purchase, with 329 originations. The 2nd most popular reason was Cash Out Refi, with 52 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 159 $19,305,000 $121,415
    7-8% 105 $14,155,000 $134,810
    Over 8% 65 $4,765,000 $73,308
    5-6% 30 $3,240,000 $108,000
    <2.5% 14 $180,000 $12,857
    3-4% 11 $665,000 $60,455
    4-5% 2 $120,000 $60,000

    During 2023, Centralia's most frequently originated rate bucket was 6-7%, with 159 originations.

    Loan Sizing (Centralia, IL MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 265 $13,565,000 $51,189
    $100k-200k 188 $26,530,000 $141,117
    $200k-400k 37 $9,375,000 $253,378
    $400k-600k 5 $2,385,000 $477,000

    Centralia's loan sizing saw the bucket of loans from $100,000 or less with 265 originations, totaling $13,565,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 221 $28,595,000 $129,389
    60-80% 63 $8,285,000 $131,508
    Under 20% 43 $1,085,000 $25,233
    20-40% 36 $1,690,000 $46,944
    40-60% 18 $1,560,000 $86,667
    Over 100% 6 $1,180,000 $196,667

    Centralia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 221 originations, totaling $28,595,000 in origination value.