Centralia Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Centralia averaged 6.23% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.19% and one month ago for the week of 2024-08-29, the average rate was 6.36%.

Centralia's average rate one year ago was 7.32%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.42%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Centralia 30 Year Fixed Rate 2024-10-03 6.23%
Centralia 30 Year Fixed Rate Refi 2024-10-03 6.42%
Centralia 15 Year Fixed Rate 2024-10-03 5.35%
Centralia 15 Year Fixed Rate Refi 2024-10-03 5.75%
Centralia 30 Year FHA 2024-10-03 5.99%
Centralia 30 Year FHA Refi 2024-10-03 6.19%
Centralia 30 Year USDA 2024-10-03 5.87%
Centralia 30 Year USDA Refi 2024-10-03 6.17%
Centralia 30 Year VA 2024-10-03 5.7%
Centralia 30 Year VA Refi 2024-10-03 5.6%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Centralia, IL.

Centralia Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Centralia, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Peoples National Bank , N.A. 26 6.80% $1,982
U.S. Bank 15 6.83% $2,709
DELMAR FINANCIAL COMPANY 14 6.80% $3,625
Community Mortgage Banc Corporation 10 6.71% $2,644
ENDEAVOR CAPITAL, LLC. 7 6.75% $4,597
Petefish, Skiles & Co. 6 7.13% $2,325
QUICKEN LOANS, LLC 5 6.73% $5,654
FLAT BRANCH MORTGAGE, INC. 4 6.78% $2,445
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.16% $4,488
Mortgage Research Center, LLC 3 6.83% $2,045
CROSSCOUNTRY MORTGAGE, LLC 2 6.91% $3,850
NFM, INC. 2 6.88% $4,041
GERSHMAN INVESTMENT CORP. 2 7.31% $4,539
VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.00% $5,877
Midland States Bank 2 5.69% $3,146
Regions Bank 1 8.38% $2,537
UNITED WHOLESALE MORTGAGE, LLC 1 7.63% $3,186
Wells Fargo Bank 1 6.50% $3,881
1ST MIDAMERICA 1 6.25% $3,011
ZILLOW HOME LOANS, LLC 1 7.88% $3,265
21ST MORTGAGE CORPORATION 1 9.45% $4,376
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.50% $3,880
Bank of England 1 6.75% $2,405
BROKER SOLUTIONS, INC. 1 7.75% $4,025
DAS Acquisition Company, LLC 1 7.63% $2,736
First Financial Bank 1 6.75% $3,361
First Mid Bank & Trust 1 7.50% $1,784
First Savings Bank 1 6.38% $2,759
GUARANTEED RATE, INC. 1 6.99% $3,084
GUILD MORTGAGE COMPANY 1 7.63% $2,366
LAKEVIEW LOAN SERVICING, LLC 1 6.63% $5,133
NAVY FEDERAL CREDIT UNION 1 6.38% $2,680
ON Q FINANCIAL, INC. 1 7.13% $5,035
PLANET HOME LENDING, LLC 1 6.63% $6,674

Centralia Average Closing Costs & Other Stats

Centralia, IL's 34 lenders originated 495 loans during 2023. The total origination value was $51,855,000, with an average loan value of $104,758.

Centralia's average closing costs are $3,493.

The top Centralia lender as defined by loan originations is Peoples National Bank , N.A., with 26 loans originated. Their average total fees are $1,982, which is $727 lower than the next largest lender, U.S. Bank.

The lowest fee Centralia lenders (with over 10 loans originated) are Peoples National Bank , N.A. ($1,982), Community Mortgage Banc Corporation ($2,644), U.S. Bank ($2,709), DELMAR FINANCIAL COMPANY ($3,625) and .

The lowest rate Centralia lenders (with over 10 loans originated) are Community Mortgage Banc Corporation (6.71%), Peoples National Bank , N.A. (6.80%), DELMAR FINANCIAL COMPANY (6.80%), U.S. Bank (6.83%) and .

Centralia, IL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Community Partners Savings Bank $8,270,000 $7,120,000 -13.9% 13.7%
Peoples National Bank , N.A. $8,275,000 $6,575,000 -20.5% 12.7%
Community Mortgage Banc Corporation $3,595,000 $3,065,000 -14.7% 5.9%
U.S. Bank $4,775,000 $2,870,000 -39.9% 5.5%
Mortgage Research Center, LLC $2,225,000 $2,830,000 27.2% 5.5%
DELMAR FINANCIAL COMPANY $1,835,000 $2,770,000 51.0% 5.3%
ENDEAVOR CAPITAL, LLC. $2,095,000 $2,555,000 22.0% 4.9%
QUICKEN LOANS, LLC $2,850,000 $2,470,000 -13.3% 4.8%
BROKER SOLUTIONS, INC. $3,365,000 $1,545,000 -54.1% 3.0%
Midland States Bank $2,780,000 $1,220,000 -56.1% 2.4%
Germantown Trust & Savings Bank $945,000 $1,190,000 25.9% 2.3%
21ST MORTGAGE CORPORATION $1,270,000 $1,085,000 -14.6% 2.1%
FCB Banks $2,345,000 $970,000 -58.6% 1.9%
FLAT BRANCH MORTGAGE, INC. $240,000 $895,000 272.9% 1.7%
CROSSCOUNTRY MORTGAGE, LLC $805,000 n/a 1.6%
Petefish, Skiles & Co. $195,000 $750,000 284.6% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $400,000 $710,000 77.5% 1.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $200,000 $710,000 255.0% 1.4%
United Community Bank $400,000 $690,000 72.5% 1.3%
GERSHMAN INVESTMENT CORP. $855,000 $585,000 -31.6% 1.1%
USAA Federal Savings Bank $165,000 $550,000 233.3% 1.1%
AMERICAN FINANCIAL RESOURCES, INC. $535,000 n/a 1.0%
FirstTrust Home Loans, Inc. $510,000 n/a 1.0%
The Bradford National Bank of Greenville $275,000 $500,000 81.8% 1.0%
Regions Bank $1,200,000 $455,000 -62.1% 0.9%
GUARANTEED RATE, INC. $930,000 $440,000 -52.7% 0.8%
NFM, INC. $410,000 n/a 0.8%
The FNB Community Bank $1,090,000 $400,000 -63.3% 0.8%
AMERISAVE MORTGAGE CORPORATION $770,000 $395,000 -48.7% 0.8%
Wells Fargo Bank $150,000 $385,000 156.7% 0.7%
NAVY FEDERAL CREDIT UNION $865,000 $330,000 -61.8% 0.6%
SOUTHWEST STAGE FUNDING, LLC $300,000 n/a 0.6%
Fifth Third Bank $195,000 $295,000 51.3% 0.6%
MORTGAGE SOLUTIONS OF COLORADO, LLC $265,000 n/a 0.5%
LAKEVIEW LOAN SERVICING, LLC $255,000 n/a 0.5%
PNC Bank $195,000 $245,000 25.6% 0.5%
Bank of England $235,000 n/a 0.5%
ON Q FINANCIAL, INC. $230,000 n/a 0.4%
Busey Bank $215,000 n/a 0.4%
First Savings Bank $420,000 $205,000 -51.2% 0.4%
Paramount Residential Mortgage Group, Inc. $205,000 n/a 0.4%
DAS Acquisition Company, LLC $320,000 $190,000 -40.6% 0.4%
First Mid Bank & Trust $930,000 $190,000 -79.6% 0.4%
PLANET HOME LENDING, LLC $185,000 n/a 0.4%
First Financial Bank $610,000 $175,000 -71.3% 0.3%
Flagstar Bank, FSB $510,000 $175,000 -65.7% 0.3%
GSF Mortgage Corporation $165,000 n/a 0.3%
NEWREZ LLC $85,000 $145,000 70.6% 0.3%
FIRST ALLIANCE HOME MORTGAGE, LLC $135,000 n/a 0.3%
The Farmers and Merchants National Bank of Nashville $145,000 $135,000 -6.9% 0.3%
1ST MIDAMERICA $125,000 n/a 0.2%
ZILLOW HOME LOANS, LLC $125,000 n/a 0.2%
FREEDOM MORTGAGE CORPORATION $650,000 $115,000 -82.3% 0.2%
SCOTT CREDIT UNION $385,000 $115,000 -70.1% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $110,000 n/a 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $110,000 n/a 0.2%
STOCKTON MORTGAGE CORPORATION $95,000 n/a 0.2%
LOANDEPOT.COM, LLC $420,000 $85,000 -79.8% 0.2%
GUILD MORTGAGE COMPANY $75,000 $70,000 -6.7% 0.1%
PENNYMAC LOAN SERVICES, LLC $630,000 $65,000 -89.7% 0.1%
ROYAL UNITED MORTGAGE LLC $330,000 $65,000 -80.3% 0.1%
UNITED WHOLESALE MORTGAGE, LLC $305,000 $65,000 -78.7% 0.1%
Carrollton Bank $85,000 $55,000 -35.3% 0.1%
LONGBRIDGE FINANCIAL, LLC $55,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $170,000 $55,000 -67.6% 0.1%
Bank of Hillsboro $315,000 $45,000 -85.7% 0.1%
Figure Lending LLC $65,000 $35,000 -46.2% 0.1%
Coastal Community Bank $25,000 n/a 0.0%
GCS $25,000 n/a 0.0%
The Peoples State Bank of Newton, Illinois $410,000 $25,000 -93.9% 0.0%

Centralia's top lender by overall market share is Community Partners Savings Bank, with 13.7% market share. In second place, with 12.7%, is Peoples National Bank , N.A., having originated $6,575,000 in loans. In third place, with 5.9%, is Community Mortgage Banc Corporation, having originated $3,065,000 in loans. In fourth place, with 5.5%, is U.S. Bank, having originated $2,870,000 in loans. In fifth place, with 5.5%, is Mortgage Research Center, LLC, having originated $2,830,000 in loans.


Centralia Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Centralia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $94,750 (17.7%) $121,480 (-0.1%) 0.00 153
2018-02-01 $95,975 (13.3%) $128,087 (2.3%) 0.00 157
2018-03-01 $96,950 (14.2%) $125,283 (1.2%) 0.00 151
2018-04-01 $96,450 (7.3%) $127,023 (-0.5%) 0.00 158
2018-05-01 $103,200 (10.7%) $136,066 (3.8%) 0.00 157
2018-06-01 $99,000 (8.4%) $133,937 (4.2%) 0.00 160
2018-07-01 $125,475 (34.9%) $140,347 (9.7%) 0.00 164
2018-08-01 $120,500 (45.3%) $141,548 (19.0%) 0.00 173
2018-09-01 $119,900 (38.0%) $143,249 (19.7%) 0.00 161
2018-10-01 $108,950 (21.2%) $141,393 (15.8%) 0.00 165
2018-11-01 $107,900 (18.8%) $142,181 (18.4%) 0.00 160
2018-12-01 $105,500 (14.7%) $141,470 (19.6%) 0.00 162
2019-01-01 $109,350 (15.4%) $141,309 (16.3%) 0.00 160
2019-02-01 $105,600 (10.0%) $140,233 (9.5%) 0.00 155
2019-03-01 $107,743 (11.1%) $138,848 (10.8%) 0.00 153
2019-04-01 $115,425 (19.7%) $140,829 (10.9%) 0.00 148
2019-05-01 $122,400 (18.6%) $145,877 (7.2%) 0.00 149
2019-06-01 $124,900 (26.2%) $146,720 (9.5%) 0.00 155
2019-07-01 $122,925 (-2.0%) $146,158 (4.1%) 0.00 154
2019-08-01 $123,391 (2.4%) $146,248 (3.3%) 0.00 147
2019-09-01 $127,052 (6.0%) $148,683 (3.8%) 0.00 141
2019-10-01 $129,493 (18.9%) $150,612 (6.5%) 0.00 140
2019-11-01 $127,500 (18.2%) $155,210 (9.2%) 0.00 142
2019-12-01 $129,000 (22.3%) $158,562 (12.1%) 0.00 138
2020-01-01 $129,450 (18.4%) $162,545 (15.0%) 0.00 125
2020-02-01 $111,950 (6.0%) $156,693 (11.7%) 0.00 122
2020-03-01 $107,750 (0.0%) $148,135 (6.7%) 0.00 127
2020-04-01 $104,700 (-9.3%) $143,454 (1.9%) 0.00 127
2020-05-01 $111,950 (-8.5%) $147,711 (1.3%) 0.00 111
2020-06-01 $119,450 (-4.4%) $152,588 (4.0%) 0.00 95
2020-07-01 $111,750 (-9.1%) $153,449 (5.0%) 0.00 94
2020-08-01 $119,000 (-3.6%) $164,924 (12.8%) 0.00 97
2020-09-01 $97,700 (-23.1%) $153,786 (3.4%) 0.00 97
2020-10-01 $92,500 (-28.6%) $140,016 (-7.0%) 0.00 104
2020-11-01 $70,125 (-45.0%) $129,523 (-16.6%) 0.00 108
2020-12-01 $69,950 (-45.8%) $130,574 (-17.7%) 0.00 100
2021-01-01 $79,500 (-38.6%) $144,185 (-11.3%) 0.00 90
2021-02-01 $83,975 (-25.0%) $164,826 (5.2%) 0.00 87
2021-03-01 $96,975 (-10.0%) $167,857 (13.3%) 0.00 79
2021-04-01 $87,625 (-16.3%) $172,705 (20.4%) 0.00 62
2021-05-01 $94,900 (-15.2%) $181,993 (23.2%) 0.00 56
2021-06-01 $124,450 (4.2%) $211,678 (38.7%) 0.00 67
2021-07-01 $127,400 (14.0%) $224,576 (46.4%) 0.00 67
2021-08-01 $137,400 (15.5%) $222,839 (35.1%) 0.00 73
2021-09-01 $157,200 (60.9%) $235,655 (53.2%) 0.00 64
2021-10-01 $154,000 (66.5%) $244,850 (74.9%) 0.00 54
2021-11-01 $159,925 (128.1%) $253,283 (95.6%) 0.00 59
2021-12-01 $149,900 (114.3%) $253,388 (94.1%) 0.00 58
2022-01-01 $145,450 (83.0%) $253,659 (75.9%) 0.00 51
2022-02-01 $149,000 (77.4%) $279,339 (69.5%) 0.00 44
2022-03-01 $133,675 (37.8%) $261,109 (55.6%) 0.00 42
2022-04-01 $111,950 (27.8%) $213,922 (23.9%) 0.00 53
2022-05-01 $99,925 (5.3%) $202,426 (11.2%) 0.00 56
2022-06-01 $107,450 (-13.7%) $197,816 (-6.6%) 0.00 67
2022-07-01 $124,900 (-2.0%) $197,628 (-12.0%) 0.00 70
2022-08-01 $125,925 (-8.4%) $200,035 (-10.2%) 0.00 67
2022-09-01 $138,700 (-11.8%) $198,546 (-15.8%) 0.00 83
2022-10-01 $139,900 (-9.2%) $183,471 (-25.1%) 0.00 81
2022-11-01 $127,000 (-20.6%) $176,290 (-30.4%) 0.00 75
2022-12-01 $110,000 (-26.6%) $163,934 (-35.3%) 0.00 70
2023-01-01 $131,175 (-9.8%) $176,574 (-30.4%) 0.00 69
2023-02-01 $127,450 (-14.5%) $171,882 (-38.5%) 0.00 79
2023-03-01 $135,000 (1.0%) $173,228 (-33.7%) 0.00 86
2023-04-01 $129,750 (15.9%) $162,535 (-24.0%) 0.00 84
2023-05-01 $128,125 (28.2%) $177,540 (-12.3%) 0.00 74
2023-06-01 $130,950 (21.9%) $173,796 (-12.1%) 0.00 71
2023-07-01 $129,900 (4.0%) $162,966 (-17.5%) 0.00 66
2023-08-01 $115,975 (-7.9%) $152,662 (-23.7%) 0.00 57
2023-09-01 $112,000 (-19.3%) $142,501 (-28.2%) 0.00 64
2023-10-01 $124,950 (-10.7%) $139,910 (-23.7%) 0.00 58
2023-11-01 $138,250 (8.9%) $149,097 (-15.4%) 0.00 62
2023-12-01 $135,000 (22.7%) $143,253 (-12.6%) 0.00 61
2024-01-01 $127,200 (-3.0%) $144,528 (-18.2%) 0.00 56
2024-02-01 $119,500 (-6.2%) $147,306 (-14.3%) 0.00 56
2024-03-01 $129,950 (-3.7%) $164,523 (-5.0%) 0.00 50
2024-04-01 $114,250 (-12.0%) $152,158 (-6.4%) 0.00 40
2024-05-01 $115,000 (-10.2%) $152,726 (-14.0%) 0.00 54
2024-06-01 $126,000 (-3.8%) $163,566 (-5.9%) 0.00 65
2024-07-01 $131,250 (1.0%) $181,660 (11.5%) 0.00 62
2024-08-01 $169,000 (45.7%) $192,384 (26.0%) 0.00 71
2024-09-01 $133,475 (19.2%) $171,205 (20.1%) 0.00 72
Centralia's median listing price for 2024-09-01 was $133,475, a difference of $21,475 (19.2%) versus the prior year and $-35,525 versus the prior month.

Centralia's median listing price comes in at 0% of the national average.

Centralia's average listing price for 2024-09-01 was $171,205, a difference of $28,704 (20.1%) versus the prior year and $-21,179 versus the prior month.

For the 2024-09-01 period, Centralia had 72 MLS listings, a difference of 1 listings (1%) versus the prior month and 8 listings (13%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Centralia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,600 sqft
2018-02-01 0 days 1,649 sqft
2018-03-01 0 days 1,634 sqft
2018-04-01 0 days 1,675 sqft
2018-05-01 0 days 1,717 sqft
2018-06-01 0 days 1,701 sqft
2018-07-01 0 days 1,753 sqft
2018-08-01 0 days 1,773 sqft
2018-09-01 0 days 1,808 sqft
2018-10-01 0 days 1,797 sqft
2018-11-01 0 days 1,821 sqft
2018-12-01 0 days 1,821 sqft
2019-01-01 0 days 1,807 sqft
2019-02-01 0 days 1,774 sqft
2019-03-01 0 days 1,722 sqft
2019-04-01 0 days 1,733 sqft
2019-05-01 0 days 1,772 sqft
2019-06-01 0 days 1,800 sqft
2019-07-01 0 days 1,736 sqft
2019-08-01 0 days 1,783 sqft
2019-09-01 0 days 1,894 sqft
2019-10-01 0 days 1,986 sqft
2019-11-01 0 days 1,864 sqft
2019-12-01 0 days 1,804 sqft
2020-01-01 0 days 1,966 sqft
2020-02-01 0 days 1,804 sqft
2020-03-01 0 days 1,731 sqft
2020-04-01 0 days 1,728 sqft
2020-05-01 0 days 1,734 sqft
2020-06-01 0 days 1,772 sqft
2020-07-01 0 days 1,711 sqft
2020-08-01 0 days 1,796 sqft
2020-09-01 0 days 1,706 sqft
2020-10-01 0 days 1,481 sqft
2020-11-01 0 days 1,434 sqft
2020-12-01 0 days 1,440 sqft
2021-01-01 0 days 1,500 sqft
2021-02-01 0 days 1,541 sqft
2021-03-01 0 days 1,591 sqft
2021-04-01 0 days 1,441 sqft
2021-05-01 0 days 1,562 sqft
2021-06-01 0 days 1,914 sqft
2021-07-01 0 days 1,848 sqft
2021-08-01 0 days 1,941 sqft
2021-09-01 0 days 1,871 sqft
2021-10-01 0 days 1,875 sqft
2021-11-01 0 days 1,947 sqft
2021-12-01 0 days 1,748 sqft
2022-01-01 0 days 1,712 sqft
2022-02-01 0 days 1,621 sqft
2022-03-01 0 days 1,510 sqft
2022-04-01 0 days 1,451 sqft
2022-05-01 0 days 1,413 sqft
2022-06-01 0 days 1,424 sqft
2022-07-01 0 days 1,482 sqft
2022-08-01 0 days 1,482 sqft
2022-09-01 0 days 1,559 sqft
2022-10-01 0 days 1,500 sqft
2022-11-01 0 days 1,420 sqft
2022-12-01 0 days 1,387 sqft
2023-01-01 0 days 1,430 sqft
2023-02-01 0 days 1,454 sqft
2023-03-01 0 days 1,569 sqft
2023-04-01 0 days 1,527 sqft
2023-05-01 0 days 1,480 sqft
2023-06-01 0 days 1,597 sqft
2023-07-01 0 days 1,560 sqft
2023-08-01 0 days 1,546 sqft
2023-09-01 0 days 1,468 sqft
2023-10-01 0 days 1,430 sqft
2023-11-01 0 days 1,500 sqft
2023-12-01 0 days 1,417 sqft
2024-01-01 0 days 1,464 sqft
2024-02-01 0 days 1,438 sqft
2024-03-01 0 days 1,478 sqft
2024-04-01 0 days 1,399 sqft
2024-05-01 0 days 1,496 sqft
2024-06-01 0 days 1,532 sqft
2024-07-01 0 days 1,606 sqft
2024-08-01 0 days 1,668 sqft
2024-09-01 0 days 1,545 sqft
Centralia's median listing age (time on market) for 2024-09-01 was 0 days.

Centralia's median square footage for active listings during the 2024-09-01 period was 1,545 sqft. One year prior, the average listing was 1,468 sqft.

Centralia, IL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 329 $41,185,000 $125,182
Cash Out Refi 52 $4,210,000 $80,962
Other 49 $2,815,000 $57,449
Refi 39 $2,645,000 $67,821
Home Improvement 26 $1,000,000 $38,462

Centralia's most frequently cited loan purpose was Home Purchase, with 329 originations. The 2nd most popular reason was Cash Out Refi, with 52 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 159 $19,305,000 $121,415
7-8% 105 $14,155,000 $134,810
Over 8% 65 $4,765,000 $73,308
5-6% 30 $3,240,000 $108,000
<2.5% 14 $180,000 $12,857
3-4% 11 $665,000 $60,455
4-5% 2 $120,000 $60,000

During 2023, Centralia's most frequently originated rate bucket was 6-7%, with 159 originations.

Loan Sizing (Centralia, IL MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 265 $13,565,000 $51,189
$100k-200k 188 $26,530,000 $141,117
$200k-400k 37 $9,375,000 $253,378
$400k-600k 5 $2,385,000 $477,000

Centralia's loan sizing saw the bucket of loans from $100,000 or less with 265 originations, totaling $13,565,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 221 $28,595,000 $129,389
60-80% 63 $8,285,000 $131,508
Under 20% 43 $1,085,000 $25,233
20-40% 36 $1,690,000 $46,944
40-60% 18 $1,560,000 $86,667
Over 100% 6 $1,180,000 $196,667

Centralia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 221 originations, totaling $28,595,000 in origination value.