Centralia Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Centralia averaged
7.42%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.57% and
one month ago for the week of 2023-10-19, the
average rate was 7.76%.
Centralia's average rate one year ago was 6.44%.
For refis of the same type during the week of 2023-11-22, the average rate
was 7.89%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Centralia 30 Year Fixed Rate | 2023-11-22 | 7.42% |
Centralia 30 Year Fixed Rate Refi | 2023-11-22 | 7.89% |
Centralia 15 Year Fixed Rate | 2023-11-22 | 6.47% |
Centralia 15 Year Fixed Rate Refi | 2023-11-22 | 6.77% |
Centralia 30 Year FHA | 2023-11-22 | 0% |
Centralia 30 Year FHA Refi | 2023-11-22 | -0.1% |
Centralia 30 Year USDA | 2023-11-22 | 0.2% |
Centralia 30 Year USDA Refi | 2023-11-22 | 0% |
Centralia 30 Year VA | 2023-11-22 | 0.2% |
Centralia 30 Year VA Refi | 2023-11-22 | 0% |
Centralia Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Centralia, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Centralia Average Closing Costs & Other Stats
Centralia, IL's 46 lenders originated 583
loans during 2022. The total origination value was $68,495,000, with an average loan value of
$117,487.
Centralia's average closing costs are $3,344.
The top Centralia lender as defined by loan originations is Peoples National Bank , N.A., with
30 loans originated. Their average total fees are
$2,195, which is $95
lower than the next largest lender,
U.S. Bank.
The lowest fee Centralia lenders (with over 10 loans originated) are
Peoples National Bank , N.A. ($2,195), U.S. Bank ($2,290), Community Mortgage Banc Corporation ($2,729), .
The lowest rate Centralia lenders (with over 10 loans originated) are
Community Mortgage Banc Corporation (5.17%), U.S. Bank (5.18%), Peoples National Bank , N.A. (5.47%), .
Centralia, IL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Peoples National Bank , N.A. | $11,375,000 | $8,275,000 | -27.3% | 12.1% |
Community Partners Savings Bank | $18,100,000 | $8,270,000 | -54.3% | 12.1% |
U.S. Bank | $7,890,000 | $4,775,000 | -39.5% | 7.0% |
Community Mortgage Banc Corporation | $4,910,000 | $3,595,000 | -26.8% | 5.2% |
BROKER SOLUTIONS, INC. | $6,980,000 | $3,365,000 | -51.8% | 4.9% |
QUICKEN LOANS, LLC | $7,195,000 | $2,850,000 | -60.4% | 4.2% |
Midland States Bank | $4,700,000 | $2,780,000 | -40.9% | 4.1% |
FCB Banks | $1,050,000 | $2,345,000 | 123.3% | 3.4% |
Mortgage Research Center, LLC | $2,745,000 | $2,225,000 | -18.9% | 3.2% |
ENDEAVOR CAPITAL, LLC. | $870,000 | $2,095,000 | 140.8% | 3.1% |
DELMAR FINANCIAL COMPANY | $3,055,000 | $1,835,000 | -39.9% | 2.7% |
21ST MORTGAGE CORPORATION | $520,000 | $1,270,000 | 144.2% | 1.9% |
Regions Bank | $780,000 | $1,200,000 | 53.8% | 1.8% |
The FNB Community Bank | $930,000 | $1,090,000 | 17.2% | 1.6% |
Bankers' Bank | $1,610,000 | $945,000 | -41.3% | 1.4% |
Germantown Trust & Savings Bank | $280,000 | $945,000 | 237.5% | 1.4% |
First Mid Bank & Trust | $930,000 | n/a | 1.4% | |
GUARANTEED RATE, INC. | $325,000 | $930,000 | 186.2% | 1.4% |
NAVY FEDERAL CREDIT UNION | $135,000 | $865,000 | 540.7% | 1.3% |
GERSHMAN INVESTMENT CORP. | $1,425,000 | $855,000 | -40.0% | 1.2% |
AMERISAVE MORTGAGE CORPORATION | $440,000 | $770,000 | 75.0% | 1.1% |
FREEDOM MORTGAGE CORPORATION | $1,685,000 | $650,000 | -61.4% | 0.9% |
PENNYMAC LOAN SERVICES, LLC | $495,000 | $630,000 | 27.3% | 0.9% |
First Financial Bank | $275,000 | $610,000 | 121.8% | 0.9% |
Flagstar Bank, FSB | $510,000 | n/a | 0.7% | |
Town & Country Banc Mortgage Services, Inc. | $300,000 | $480,000 | 60.0% | 0.7% |
Community Bank of Trenton | $390,000 | $475,000 | 21.8% | 0.7% |
Colonial Savings, F.A. | $420,000 | n/a | 0.6% | |
First Savings Bank | $135,000 | $420,000 | 211.1% | 0.6% |
LOANDEPOT.COM, LLC | $215,000 | $420,000 | 95.3% | 0.6% |
The Peoples State Bank of Newton, Illinois | $345,000 | $410,000 | 18.8% | 0.6% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $565,000 | $400,000 | -29.2% | 0.6% |
United Community Bank | $280,000 | $400,000 | 42.9% | 0.6% |
SCOTT CREDIT UNION | $600,000 | $385,000 | -35.8% | 0.6% |
Banterra Bank | $15,000 | $370,000 | 2,366.7% | 0.5% |
Gateway Metro Federal Credit Union | $350,000 | n/a | 0.5% | |
ROYAL UNITED MORTGAGE LLC | $85,000 | $330,000 | 288.2% | 0.5% |
DAS Acquisition Company, LLC | $195,000 | $320,000 | 64.1% | 0.5% |
Bank of Hillsboro | $690,000 | $315,000 | -54.3% | 0.5% |
Farm Credit Mid-America, ACA | $310,000 | n/a | 0.5% | |
UNITED WHOLESALE MORTGAGE, LLC | $670,000 | $305,000 | -54.5% | 0.4% |
Heritage Bank | $295,000 | n/a | 0.4% | |
Nations Lending Corporation | $185,000 | $285,000 | 54.1% | 0.4% |
The Bradford National Bank of Greenville | $275,000 | n/a | 0.4% | |
The Federal Savings Bank | $135,000 | $275,000 | 103.7% | 0.4% |
AMERICAN HOME LENDING USA, LLC | $265,000 | n/a | 0.4% | |
AmeriHome Mortgage Company, LLC | $260,000 | $265,000 | 1.9% | 0.4% |
Alliance Community Bank | $245,000 | n/a | 0.4% | |
FLAT BRANCH MORTGAGE, INC. | $290,000 | $240,000 | -17.2% | 0.4% |
The First National Bank in Carlyle | $45,000 | $210,000 | 366.7% | 0.3% |
Magnolia Bank | $205,000 | n/a | 0.3% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $595,000 | $200,000 | -66.4% | 0.3% |
Bank of America | $275,000 | $195,000 | -29.1% | 0.3% |
Dieterich Bank | $380,000 | $195,000 | -48.7% | 0.3% |
Fifth Third Bank | $415,000 | $195,000 | -53.0% | 0.3% |
First Bank | $195,000 | n/a | 0.3% | |
Petefish, Skiles & Co. | $1,845,000 | $195,000 | -89.4% | 0.3% |
PNC Bank | $195,000 | n/a | 0.3% | |
JLB CORPORATION | $240,000 | $190,000 | -20.8% | 0.3% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $185,000 | n/a | 0.3% | |
AMERICAN PORTFOLIO MORTGAGE CORPORATION | $75,000 | $175,000 | 133.3% | 0.3% |
CNB Bank And Trust, N.A. | $175,000 | n/a | 0.3% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $300,000 | $170,000 | -43.3% | 0.2% |
Sunflower Bank | $165,000 | n/a | 0.2% | |
USAA Federal Savings Bank | $65,000 | $165,000 | 153.8% | 0.2% |
Beeline Loans, Inc. | $155,000 | n/a | 0.2% | |
Wells Fargo Bank | $340,000 | $150,000 | -55.9% | 0.2% |
The Farmers and Merchants National Bank of Nashville | $355,000 | $145,000 | -59.2% | 0.2% |
AMERICAN ADVISORS GROUP | $135,000 | n/a | 0.2% | |
FIRST CENTENNIAL MORTGAGE CORPORATION | $195,000 | $135,000 | -30.8% | 0.2% |
CMG MORTGAGE, INC. | $260,000 | $125,000 | -51.9% | 0.2% |
Mr. Cooper ( Nationstar Mortgage ) | $255,000 | $125,000 | -51.0% | 0.2% |
First Guaranty Mortgage Corporation | $180,000 | $115,000 | -36.1% | 0.2% |
TOGETHER CREDIT UNION | $115,000 | n/a | 0.2% | |
EVANSVILLE TEACHERS | $665,000 | $110,000 | -83.5% | 0.2% |
Carrington Mortgage Services, LLC | $150,000 | $105,000 | -30.0% | 0.2% |
Legence Bank | $55,000 | $105,000 | 90.9% | 0.2% |
Carrollton Bank | $235,000 | $85,000 | -63.8% | 0.1% |
M&T Bank | $85,000 | n/a | 0.1% | |
NEWREZ LLC | $355,000 | $85,000 | -76.1% | 0.1% |
GUILD MORTGAGE COMPANY | $155,000 | $75,000 | -51.6% | 0.1% |
Bank of Springfield | $65,000 | n/a | 0.1% | |
Figure Lending LLC | $65,000 | n/a | 0.1% | |
EMBRACE HOME LOANS, INC. | $55,000 | n/a | 0.1% | |
SouthernTrust Bank | $45,000 | n/a | 0.1% | |
Illinois State Police Federal Credit Union | $35,000 | n/a | 0.1% |
Centralia's top lender by overall market share is Peoples National Bank , N.A., with 12.1% market share. In second place, with 12.1%, is Community Partners Savings Bank, having originated $8,270,000 in loans. In third place, with 7.0%, is U.S. Bank, having originated $4,775,000 in loans. In fourth place, with 5.2%, is Community Mortgage Banc Corporation, having originated $3,595,000 in loans. In fifth place, with 4.9%, is BROKER SOLUTIONS, INC., having originated $3,365,000 in loans.
Centralia Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Centralia (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $94,750 (17.7%) | $121,480 (-0.1%) | 0.00 | 153 |
2018-02-01 | $95,975 (13.3%) | $128,087 (2.3%) | 0.00 | 157 |
2018-03-01 | $96,950 (14.2%) | $125,283 (1.2%) | 0.00 | 151 |
2018-04-01 | $96,450 (7.3%) | $127,023 (-0.5%) | 0.00 | 158 |
2018-05-01 | $103,200 (10.7%) | $136,066 (3.9%) | 0.00 | 157 |
2018-06-01 | $99,000 (8.4%) | $133,937 (4.2%) | 0.00 | 160 |
2018-07-01 | $125,475 (34.9%) | $140,347 (9.7%) | 0.00 | 164 |
2018-08-01 | $120,500 (45.3%) | $141,548 (19.0%) | 0.00 | 173 |
2018-09-01 | $119,900 (38.0%) | $143,249 (19.7%) | 0.00 | 161 |
2018-10-01 | $108,950 (21.2%) | $141,393 (15.8%) | 0.00 | 165 |
2018-11-01 | $107,900 (18.8%) | $142,181 (18.4%) | 0.00 | 160 |
2018-12-01 | $105,500 (14.7%) | $141,470 (19.6%) | 0.00 | 162 |
2019-01-01 | $109,350 (15.4%) | $141,309 (16.3%) | 0.00 | 160 |
2019-02-01 | $105,600 (10.0%) | $140,233 (9.5%) | 0.00 | 155 |
2019-03-01 | $107,743 (11.1%) | $138,848 (10.8%) | 0.00 | 153 |
2019-04-01 | $115,425 (19.7%) | $140,829 (10.9%) | 0.00 | 148 |
2019-05-01 | $122,400 (18.6%) | $145,877 (7.2%) | 0.00 | 149 |
2019-06-01 | $124,900 (26.2%) | $146,720 (9.5%) | 0.00 | 155 |
2019-07-01 | $122,925 (-2.0%) | $146,158 (4.1%) | 0.00 | 154 |
2019-08-01 | $123,391 (2.4%) | $145,803 (3.0%) | 0.00 | 147 |
2019-09-01 | $127,052 (6.0%) | $147,571 (3.0%) | 0.00 | 140 |
2019-10-01 | $129,493 (18.9%) | $149,041 (5.4%) | 0.00 | 139 |
2019-11-01 | $126,000 (16.8%) | $153,687 (8.1%) | 0.00 | 142 |
2019-12-01 | $129,000 (22.3%) | $158,562 (12.1%) | 0.00 | 138 |
2020-01-01 | $129,450 (18.4%) | $162,545 (15.0%) | 0.00 | 125 |
2020-02-01 | $111,950 (6.0%) | $156,693 (11.7%) | 0.00 | 122 |
2020-03-01 | $107,750 (0.0%) | $148,135 (6.7%) | 0.00 | 127 |
2020-04-01 | $104,700 (-9.3%) | $143,454 (1.9%) | 0.00 | 127 |
2020-05-01 | $111,950 (-8.5%) | $147,711 (1.3%) | 0.00 | 111 |
2020-06-01 | $119,450 (-4.4%) | $152,588 (4.0%) | 0.00 | 95 |
2020-07-01 | $111,750 (-9.1%) | $153,449 (5.0%) | 0.00 | 94 |
2020-08-01 | $119,000 (-3.6%) | $164,924 (13.1%) | 0.00 | 97 |
2020-09-01 | $97,700 (-23.1%) | $153,786 (4.2%) | 0.00 | 97 |
2020-10-01 | $92,500 (-28.6%) | $140,016 (-6.1%) | 0.00 | 104 |
2020-11-01 | $70,125 (-44.4%) | $129,523 (-15.7%) | 0.00 | 108 |
2020-12-01 | $69,950 (-45.8%) | $130,574 (-17.7%) | 0.00 | 100 |
2021-01-01 | $79,500 (-38.6%) | $144,185 (-11.3%) | 0.00 | 90 |
2021-02-01 | $83,975 (-25.0%) | $164,826 (5.2%) | 0.00 | 87 |
2021-03-01 | $96,975 (-10.0%) | $167,857 (13.3%) | 0.00 | 79 |
2021-04-01 | $87,625 (-16.3%) | $172,705 (20.4%) | 0.00 | 62 |
2021-05-01 | $94,900 (-15.2%) | $181,993 (23.2%) | 0.00 | 56 |
2021-06-01 | $124,450 (4.2%) | $211,678 (38.7%) | 0.00 | 67 |
2021-07-01 | $127,400 (14.0%) | $224,576 (46.4%) | 0.00 | 67 |
2021-08-01 | $137,400 (15.5%) | $222,839 (35.1%) | 0.00 | 73 |
2021-09-01 | $157,200 (60.9%) | $235,655 (53.2%) | 0.00 | 64 |
2021-10-01 | $154,000 (66.5%) | $244,850 (74.9%) | 0.00 | 54 |
2021-11-01 | $159,925 (128.1%) | $253,283 (95.6%) | 0.00 | 59 |
2021-12-01 | $149,900 (114.3%) | $253,388 (94.1%) | 0.00 | 58 |
2022-01-01 | $145,450 (83.0%) | $253,659 (75.9%) | 0.00 | 51 |
2022-02-01 | $149,000 (77.4%) | $279,339 (69.5%) | 0.00 | 44 |
2022-03-01 | $133,675 (37.8%) | $261,109 (55.6%) | 0.00 | 42 |
2022-04-01 | $111,950 (27.8%) | $213,922 (23.9%) | 0.00 | 53 |
2022-05-01 | $99,925 (5.3%) | $202,426 (11.2%) | 0.00 | 56 |
2022-06-01 | $107,450 (-13.7%) | $197,816 (-6.6%) | 0.00 | 67 |
2022-07-01 | $124,900 (-2.0%) | $197,628 (-12.0%) | 0.00 | 70 |
2022-08-01 | $125,925 (-8.4%) | $200,035 (-10.2%) | 0.00 | 67 |
2022-09-01 | $138,700 (-11.8%) | $198,546 (-15.8%) | 0.00 | 83 |
2022-10-01 | $139,900 (-9.2%) | $183,471 (-25.1%) | 0.00 | 81 |
2022-11-01 | $127,000 (-20.6%) | $176,290 (-30.4%) | 0.00 | 75 |
2022-12-01 | $110,000 (-26.6%) | $163,934 (-35.3%) | 0.00 | 70 |
2023-01-01 | $131,175 (-9.8%) | $176,574 (-30.4%) | 0.00 | 69 |
2023-02-01 | $127,450 (-14.5%) | $171,882 (-38.5%) | 0.00 | 79 |
2023-03-01 | $135,000 (1.0%) | $173,228 (-33.7%) | 0.00 | 86 |
2023-04-01 | $129,750 (15.9%) | $162,535 (-24.0%) | 0.00 | 84 |
2023-05-01 | $128,125 (28.2%) | $177,540 (-12.3%) | 0.00 | 74 |
2023-06-01 | $130,950 (21.9%) | $173,796 (-12.1%) | 0.00 | 71 |
2023-07-01 | $129,900 (4.0%) | $162,966 (-17.5%) | 0.00 | 66 |
2023-08-01 | $115,975 (-7.9%) | $152,662 (-23.7%) | 0.00 | 57 |
2023-09-01 | $112,000 (-19.3%) | $142,501 (-28.2%) | 0.00 | 64 |
2023-10-01 | $124,950 (-10.7%) | $139,910 (-23.7%) | 0.00 | 58 |
Centralia's median listing price comes in at 0% of the national average.
Centralia's average listing price for 2023-10-01 was $139,910, a difference of $-43,561 (-23.7%) versus the prior year and $-2,591 versus the prior month.
For the 2023-10-01 period, Centralia had 58 MLS listings, a difference of -6 listings (-9%) versus the prior month and -23 listings (-28%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Centralia (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,600 sqft |
2018-02-01 | 0 days | 1,649 sqft |
2018-03-01 | 0 days | 1,634 sqft |
2018-04-01 | 0 days | 1,675 sqft |
2018-05-01 | 0 days | 1,717 sqft |
2018-06-01 | 0 days | 1,701 sqft |
2018-07-01 | 0 days | 1,753 sqft |
2018-08-01 | 0 days | 1,773 sqft |
2018-09-01 | 0 days | 1,808 sqft |
2018-10-01 | 0 days | 1,797 sqft |
2018-11-01 | 0 days | 1,821 sqft |
2018-12-01 | 0 days | 1,821 sqft |
2019-01-01 | 0 days | 1,807 sqft |
2019-02-01 | 0 days | 1,774 sqft |
2019-03-01 | 0 days | 1,722 sqft |
2019-04-01 | 0 days | 1,733 sqft |
2019-05-01 | 0 days | 1,772 sqft |
2019-06-01 | 0 days | 1,800 sqft |
2019-07-01 | 0 days | 1,736 sqft |
2019-08-01 | 0 days | 1,782 sqft |
2019-09-01 | 0 days | 1,893 sqft |
2019-10-01 | 0 days | 1,980 sqft |
2019-11-01 | 0 days | 1,862 sqft |
2019-12-01 | 0 days | 1,804 sqft |
2020-01-01 | 0 days | 1,966 sqft |
2020-02-01 | 0 days | 1,804 sqft |
2020-03-01 | 0 days | 1,731 sqft |
2020-04-01 | 0 days | 1,728 sqft |
2020-05-01 | 0 days | 1,734 sqft |
2020-06-01 | 0 days | 1,772 sqft |
2020-07-01 | 0 days | 1,711 sqft |
2020-08-01 | 0 days | 1,796 sqft |
2020-09-01 | 0 days | 1,706 sqft |
2020-10-01 | 0 days | 1,481 sqft |
2020-11-01 | 0 days | 1,434 sqft |
2020-12-01 | 0 days | 1,440 sqft |
2021-01-01 | 0 days | 1,500 sqft |
2021-02-01 | 0 days | 1,541 sqft |
2021-03-01 | 0 days | 1,591 sqft |
2021-04-01 | 0 days | 1,441 sqft |
2021-05-01 | 0 days | 1,562 sqft |
2021-06-01 | 0 days | 1,914 sqft |
2021-07-01 | 0 days | 1,848 sqft |
2021-08-01 | 0 days | 1,941 sqft |
2021-09-01 | 0 days | 1,871 sqft |
2021-10-01 | 0 days | 1,871 sqft |
2021-11-01 | 0 days | 1,926 sqft |
2021-12-01 | 0 days | 1,727 sqft |
2022-01-01 | 0 days | 1,694 sqft |
2022-02-01 | 0 days | 1,591 sqft |
2022-03-01 | 0 days | 1,496 sqft |
2022-04-01 | 0 days | 1,451 sqft |
2022-05-01 | 0 days | 1,413 sqft |
2022-06-01 | 0 days | 1,431 sqft |
2022-07-01 | 0 days | 1,482 sqft |
2022-08-01 | 0 days | 1,482 sqft |
2022-09-01 | 0 days | 1,559 sqft |
2022-10-01 | 0 days | 1,500 sqft |
2022-11-01 | 0 days | 1,420 sqft |
2022-12-01 | 0 days | 1,387 sqft |
2023-01-01 | 0 days | 1,430 sqft |
2023-02-01 | 0 days | 1,454 sqft |
2023-03-01 | 0 days | 1,569 sqft |
2023-04-01 | 0 days | 1,527 sqft |
2023-05-01 | 0 days | 1,480 sqft |
2023-06-01 | 0 days | 1,597 sqft |
2023-07-01 | 0 days | 1,560 sqft |
2023-08-01 | 0 days | 1,546 sqft |
2023-09-01 | 0 days | 1,468 sqft |
2023-10-01 | 0 days | 1,430 sqft |
Centralia's median square footage for active listings during the 2023-10-01 period was 1,430 sqft. One year prior, the average listing was 1,500 sqft.
Centralia, IL Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 378 | $48,110,000 | $127,275 |
Refi | 77 | $8,305,000 | $107,857 |
Cash Out Refi | 66 | $8,220,000 | $124,545 |
Other | 38 | $1,900,000 | $50,000 |
Home Improvement | 24 | $1,960,000 | $81,667 |
Centralia's most frequently cited loan purpose was Home Purchase, with 378 originations. The 2nd most popular reason was Refi, with 77 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 123 | $15,485,000 | $125,894 |
4-5% | 100 | $13,780,000 | $137,800 |
6-7% | 85 | $10,105,000 | $118,882 |
3-4% | 81 | $11,395,000 | $140,679 |
<2.5% | 19 | $925,000 | $48,684 |
2.5-3% | 16 | $2,250,000 | $140,625 |
7-8% | 16 | $1,410,000 | $88,125 |
Over 8% | 12 | $1,100,000 | $91,667 |
During 2022, Centralia's most frequently originated rate bucket was 5-6%, with 123 originations.
Loan Sizing (Centralia, IL MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 297 | $17,745,000 | $59,747 |
$100k-200k | 213 | $29,745,000 | $139,648 |
$200k-400k | 64 | $16,520,000 | $258,125 |
$400k-600k | 8 | $3,810,000 | $476,250 |
$600k-1000k | 1 | $675,000 | $675,000 |
Centralia's loan sizing saw the bucket of loans from $100,000 or less with 297 originations, totaling $17,745,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 261 | $36,275,000 | $138,985 |
60-80% | 114 | $13,220,000 | $115,965 |
40-60% | 30 | $3,510,000 | $117,000 |
Under 20% | 20 | $330,000 | $16,500 |
20-40% | 19 | $1,445,000 | $76,053 |
Over 100% | 5 | $1,225,000 | $245,000 |
Centralia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 261 originations, totaling $36,275,000 in origination value.