Mountain Home Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mountain Home averaged 6.63% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.67% and one month ago for the week of 2024-03-07, the average rate was 6.73%.

Mountain Home's average rate one year ago was 6.33%.

For refis of the same type during the week of 2024-04-11, the average rate was 7.38%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Mountain Home 30 Year Fixed Rate 2024-04-11 6.63%
Mountain Home 30 Year Fixed Rate Refi 2024-04-11 7.38%
Mountain Home 15 Year Fixed Rate 2024-04-11 6.36%
Mountain Home 15 Year Fixed Rate Refi 2024-04-11 6.26%
Mountain Home 30 Year FHA 2024-04-11 6.64%
Mountain Home 30 Year FHA Refi 2024-04-11 6.64%
Mountain Home 30 Year USDA 2024-04-11 6.71%
Mountain Home 30 Year USDA Refi 2024-04-11 6.51%
Mountain Home 30 Year VA 2024-04-11 6.37%
Mountain Home 30 Year VA Refi 2024-04-11 6.67%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Mountain Home, AR.

Mountain Home Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Mountain Home, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Arvest Bank 37 6.69% $2,789
First Community Bank 16 7.03% $3,556
First Security Bank 14 6.51% $2,238
QUICKEN LOANS, LLC 11 6.78% $4,897
Plains Commerce Bank 10 6.63% $4,577
DAS Acquisition Company, LLC 7 6.62% $6,442
FLAT BRANCH MORTGAGE, INC. 5 6.75% $4,440
FirstTrust Home Loans, Inc. 5 6.88% $2,543
Baxter Credit Union 4 6.91% $2,613
Centennial Bank 4 6.69% $2,997
Mr. Cooper ( Nationstar Mortgage ) 3 6.50% $7,119
NAVY FEDERAL CREDIT UNION 3 6.58% $3,269
First Horizon Bank 3 6.54% $2,212
JPMorgan Chase Bank 3 7.75% $5,729
FREEDOM MORTGAGE CORPORATION 3 7.17% $7,078
U.S. Bank 2 7.25% $8,008
COMMUNITYAMERICA 2 6.63% $2,772
LOANDEPOT.COM, LLC 2 6.13% $4,732
MID AMERICA MORTGAGE, INC. 2 7.25% $5,276
The Central Trust Bank 2 7.00% $3,762
The Farmers & Merchants Bank 2 5.87% $1,724
First National Bank of Waterloo 1 3.95% $1,901
EVERETT FINANCIAL, INC. 1 7.63% $5,214
ENCORE BANK 1 1.00% $4,008
Flagstar Bank, FSB 1 6.50% $5,388
CORNERSTONE HOME LENDING, INC. 1 7.13% $7,862
Citizens Bank 1 7.00% $1,891
GERSHMAN INVESTMENT CORP. 1 6.63% $2,108
GUARANTEED RATE, INC. 1 6.33% $2,264
CHURCHILL MORTGAGE CORPORATION 1 7.38% $3,778
USAA Federal Savings Bank 1 5.88% $3,570
AMERICAN FINANCIAL NETWORK, INC. 1 6.13% $7,965
MISSOURI ELECTRIC COOPERATIVES EMPL 1 7.00% $1,629
MORTGAGE INVESTORS GROUP, INC. 1 6.88% $6,932
Mortgage Research Center, LLC 1 6.88% $8,055
Century Mortgage Company DBA Century Lending Company 1 7.63% $3,285
BROKER SOLUTIONS, INC. 1 7.50% $9,542
Old National Bank 1 8.13% $4,523
PENNYMAC LOAN SERVICES, LLC 1 6.00% $6,603
Bank of England 1 6.13% $2,943
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.99% $1,612
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.88% $7,471
BancorpSouth 1 5.53% $2,551
Regions Bank 1 6.50% $2,963
Simmons Bank 1 6.88% $2,591
SIRVA MORTGAGE, INC. 1 7.50% $4,358
Southern Bank 1 6.88% $2,108
TELCOE FEDERAL CREDIT UNION 1 7.50% $4,700
Financial Federal Bank 1 6.25% $1,498
First Financial Bank 1 6.88% $4,496
Farm Credit Services of Western Arkansas, ACA 1 7.45% $2,766
First National Bank 1 8.95% $1,399

Mountain Home Average Closing Costs & Other Stats

Mountain Home, AR's 52 lenders originated 834 loans during 2023. The total origination value was $151,680,000, with an average loan value of $181,871.

Mountain Home's average closing costs are $3,686.

The top Mountain Home lender as defined by loan originations is Arvest Bank, with 37 loans originated. Their average total fees are $2,789, which is $767 lower than the next largest lender, First Community Bank.

The lowest fee Mountain Home lenders (with over 10 loans originated) are First Security Bank ($2,238), Arvest Bank ($2,789), First Community Bank ($3,556), Plains Commerce Bank ($4,577) and QUICKEN LOANS, LLC ($4,897).

The lowest rate Mountain Home lenders (with over 10 loans originated) are First Security Bank (6.51%), Plains Commerce Bank (6.63%), Arvest Bank (6.69%), QUICKEN LOANS, LLC (6.78%) and First Community Bank (7.03%).

Mountain Home, AR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
MID AMERICA MORTGAGE, INC. $38,865,000 $37,895,000 -2.5% 25.0%
Arvest Bank $23,660,000 $23,765,000 0.4% 15.7%
Anstaff Bank $20,075,000 $11,500,000 -42.7% 7.6%
The Farmers & Merchants Bank $5,140,000 $8,625,000 67.8% 5.7%
First Security Bank $14,025,000 $6,915,000 -50.7% 4.6%
First Community Bank $19,390,000 $5,640,000 -70.9% 3.7%
QUICKEN LOANS, LLC $9,675,000 $4,815,000 -50.2% 3.2%
FNBC Bank $4,995,000 $4,465,000 -10.6% 2.9%
Plains Commerce Bank $13,280,000 $3,875,000 -70.8% 2.6%
Southern Bank $290,000 $3,705,000 1,177.6% 2.4%
DAS Acquisition Company, LLC $5,290,000 $3,030,000 -42.7% 2.0%
U.S. Bank $3,220,000 $1,980,000 -38.5% 1.3%
ENCORE BANK $760,000 $1,505,000 98.0% 1.0%
Mortgage Research Center, LLC $4,460,000 $1,500,000 -66.4% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $835,000 $1,395,000 67.1% 0.9%
BancorpSouth $1,180,000 $1,330,000 12.7% 0.9%
Baxter Credit Union $1,625,000 $1,305,000 -19.7% 0.9%
FREEDOM MORTGAGE CORPORATION $4,620,000 $1,305,000 -71.8% 0.9%
FLAT BRANCH MORTGAGE, INC. $1,210,000 n/a 0.8%
Centennial Bank $1,505,000 $1,195,000 -20.6% 0.8%
NEW DAY FINANCIAL, LLC $1,295,000 $950,000 -26.6% 0.6%
NAVY FEDERAL CREDIT UNION $1,535,000 $895,000 -41.7% 0.6%
FirstTrust Home Loans, Inc. $2,425,000 $870,000 -64.1% 0.6%
LOANDEPOT.COM, LLC $845,000 $850,000 0.6% 0.6%
First National Bank of North Arkansas $635,000 $770,000 21.3% 0.5%
BROKER SOLUTIONS, INC. $755,000 $755,000 0.0% 0.5%
The Central Trust Bank $740,000 n/a 0.5%
The First National Bank of Lawrence County at Walnut Ridge $630,000 n/a 0.4%
First National Bank $2,305,000 $610,000 -73.5% 0.4%
Bank OZK $630,000 $605,000 -4.0% 0.4%
COMMUNITYAMERICA $580,000 n/a 0.4%
JPMorgan Chase Bank $355,000 $575,000 62.0% 0.4%
PENNYMAC LOAN SERVICES, LLC $1,360,000 $545,000 -59.9% 0.4%
AMERISAVE MORTGAGE CORPORATION $2,095,000 $510,000 -75.7% 0.3%
Focus Bank $720,000 $470,000 -34.7% 0.3%
TRIAD FINANCIAL SERVICES, INC. $310,000 $450,000 45.2% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,595,000 $430,000 -73.0% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $420,000 n/a 0.3%
NETWORK CAPITAL FUNDING CORPORATION $415,000 n/a 0.3%
First Horizon Bank $155,000 $375,000 141.9% 0.2%
Bank of England $765,000 $340,000 -55.6% 0.2%
GERSHMAN INVESTMENT CORP. $340,000 n/a 0.2%
RELIANCE FIRST CAPITAL, LLC $320,000 n/a 0.2%
UNITED WHOLESALE MORTGAGE, LLC $2,155,000 $320,000 -85.2% 0.2%
GUARANTEED RATE, INC. $175,000 $315,000 80.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $475,000 $300,000 -36.8% 0.2%
FCS Financial FLCA $295,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $155,000 $285,000 83.9% 0.2%
21ST MORTGAGE CORPORATION $595,000 $275,000 -53.8% 0.2%
GUILD MORTGAGE COMPANY $405,000 $275,000 -32.1% 0.2%
LONGBRIDGE FINANCIAL, LLC $275,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $275,000 n/a 0.2%
NEWREZ LLC $220,000 $270,000 22.7% 0.2%
The Union State Bank of Everest $265,000 n/a 0.2%
Century Mortgage Company DBA Century Lending Company $255,000 n/a 0.2%
Financial Federal Bank $255,000 n/a 0.2%
First Service Bank $280,000 $255,000 -8.9% 0.2%
SIRVA MORTGAGE, INC. $255,000 n/a 0.2%
Equity Prime Mortgage LLC $250,000 n/a 0.2%
First National Bank of Waterloo $245,000 n/a 0.2%
Citizens Bank $375,000 $240,000 -36.0% 0.2%
CMG MORTGAGE, INC. $410,000 $235,000 -42.7% 0.2%
First Financial Bank $235,000 n/a 0.2%
RESIDENTIAL BANCORP $235,000 n/a 0.2%
USAA Federal Savings Bank $700,000 $230,000 -67.1% 0.2%
Coastal Community Bank $225,000 n/a 0.1%
Flagstar Bank, FSB $240,000 $225,000 -6.3% 0.1%
MORTGAGE INVESTORS GROUP, INC. $225,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $225,000 n/a 0.1%
Simmons Bank $775,000 $225,000 -71.0% 0.1%
TELCOE FEDERAL CREDIT UNION $205,000 $225,000 9.8% 0.1%
EVERETT FINANCIAL, INC. $210,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $210,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $205,000 n/a 0.1%
MISSOURI ELECTRIC COOPERATIVES EMPL $260,000 $205,000 -21.2% 0.1%
CLEARPATH LENDING $145,000 $185,000 27.6% 0.1%
ARKANSAS Federal Credit Union $380,000 $180,000 -52.6% 0.1%
Discover Bank $55,000 $175,000 218.2% 0.1%
CIS Financial Services, Inc. $170,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $160,000 n/a 0.1%
Farm Credit Mid-America, ACA $155,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $145,000 n/a 0.1%
Old National Bank $135,000 n/a 0.1%
Fidelity Bank $125,000 n/a 0.1%
Unico Bank $460,000 $125,000 -72.8% 0.1%
FINANCE OF AMERICA REVERSE LLC $115,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $105,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,170,000 $105,000 -91.0% 0.1%
Regions Bank $590,000 $95,000 -83.9% 0.1%
OCMBC, INC. $85,000 n/a 0.1%
Cornerstone Bank $75,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $65,000 n/a 0.0%
Figure Lending LLC $60,000 n/a 0.0%
Farm Credit Services of Western Arkansas, ACA $55,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $45,000 n/a 0.0%
Lakeview Community Capital, LLC $60,000 $35,000 -41.7% 0.0%
SPRING EQ, LLC $35,000 n/a 0.0%
Bank of America $125,000 $25,000 -80.0% 0.0%
Southern Bancorp Bank $295,000 $25,000 -91.5% 0.0%

Mountain Home's top lender by overall market share is MID AMERICA MORTGAGE, INC., with 25.0% market share. In second place, with 15.7%, is Arvest Bank, having originated $23,765,000 in loans. In third place, with 7.6%, is Anstaff Bank, having originated $11,500,000 in loans. In fourth place, with 5.7%, is The Farmers & Merchants Bank, having originated $8,625,000 in loans. In fifth place, with 4.6%, is First Security Bank, having originated $6,915,000 in loans.


Mountain Home Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Mountain Home (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,900 (6.7%) $234,551 (10.6%) 0.00 330
2018-02-01 $157,150 (4.8%) $232,881 (9.0%) 0.00 324
2018-03-01 $169,900 (6.4%) $240,321 (11.8%) 0.00 331
2018-04-01 $169,700 (2.4%) $233,483 (4.6%) 0.00 348
2018-05-01 $170,925 (4.0%) $237,542 (6.6%) 0.00 348
2018-06-01 $175,500 (9.8%) $248,244 (12.2%) 0.00 351
2018-07-01 $179,500 (14.0%) $255,019 (17.8%) 0.00 361
2018-08-01 $182,100 (14.1%) $258,674 (18.6%) 0.00 359
2018-09-01 $186,250 (13.0%) $261,805 (19.6%) 0.00 358
2018-10-01 $189,000 (14.6%) $262,421 (19.7%) 0.00 356
2018-11-01 $189,600 (17.5%) $268,183 (20.1%) 0.00 350
2018-12-01 $187,500 (14.8%) $264,151 (14.5%) 0.00 317
2019-01-01 $184,800 (15.6%) $260,864 (11.2%) 0.00 310
2019-02-01 $189,900 (20.8%) $264,999 (13.8%) 0.00 314
2019-03-01 $196,371 (15.6%) $270,241 (12.5%) 0.00 308
2019-04-01 $202,546 (19.4%) $276,177 (18.3%) 0.00 301
2019-05-01 $195,750 (14.5%) $276,860 (16.6%) 0.00 301
2019-06-01 $199,000 (13.4%) $282,039 (13.6%) 0.00 304
2019-07-01 $195,950 (9.2%) $291,396 (14.3%) 0.00 307
2019-08-01 $194,336 (6.7%) $292,228 (13.0%) 0.00 295
2019-09-01 $191,841 (3.0%) $286,624 (9.5%) 0.00 295
2019-10-01 $192,727 (2.0%) $285,862 (8.9%) 0.00 292
2019-11-01 $195,000 (2.9%) $279,988 (4.4%) 0.00 268
2019-12-01 $189,900 (1.3%) $282,251 (6.9%) 0.00 249
2020-01-01 $196,975 (6.6%) $290,339 (11.3%) 0.00 244
2020-02-01 $199,900 (5.3%) $295,141 (11.4%) 0.00 236
2020-03-01 $220,950 (12.5%) $305,762 (13.1%) 0.00 230
2020-04-01 $211,174 (4.3%) $302,045 (9.4%) 0.00 227
2020-05-01 $229,948 (17.5%) $318,332 (15.0%) 0.00 200
2020-06-01 $235,425 (18.3%) $321,883 (14.1%) 0.00 184
2020-07-01 $237,650 (21.3%) $334,631 (14.8%) 0.00 175
2020-08-01 $244,900 (26.0%) $331,898 (13.6%) 0.00 165
2020-09-01 $242,450 (26.4%) $342,354 (19.4%) 0.00 156
2020-10-01 $246,200 (27.8%) $343,982 (20.3%) 0.00 152
2020-11-01 $238,675 (22.4%) $349,438 (24.8%) 0.00 146
2020-12-01 $246,175 (29.6%) $355,998 (26.1%) 0.00 148
2021-01-01 $269,900 (37.0%) $389,894 (34.3%) 0.00 121
2021-02-01 $269,450 (34.8%) $389,921 (32.1%) 0.00 108
2021-03-01 $259,900 (17.6%) $383,817 (25.5%) 0.00 95
2021-04-01 $296,875 (40.6%) $428,307 (41.8%) 0.00 73
2021-05-01 $243,700 (6.0%) $360,668 (13.3%) 0.00 71
2021-06-01 $232,425 (-1.3%) $373,770 (16.1%) 0.00 77
2021-07-01 $229,900 (-3.3%) $359,008 (7.3%) 0.00 95
2021-08-01 $249,900 (2.0%) $367,651 (10.8%) 0.00 98
2021-09-01 $261,475 (7.9%) $386,408 (12.9%) 0.00 122
2021-10-01 $259,900 (5.6%) $394,806 (14.8%) 0.00 129
2021-11-01 $245,875 (3.0%) $370,099 (5.9%) 0.00 128
2021-12-01 $218,950 (-11.1%) $356,350 (0.1%) 0.00 110
2022-01-01 $212,450 (-21.3%) $371,660 (-4.7%) 0.00 105
2022-02-01 $232,450 (-13.7%) $395,690 (1.5%) 0.00 106
2022-03-01 $249,450 (-4.0%) $430,767 (12.2%) 0.00 96
2022-04-01 $249,900 (-15.8%) $423,226 (-1.2%) 0.00 99
2022-05-01 $257,975 (5.9%) $413,500 (14.7%) 0.00 112
2022-06-01 $261,950 (12.7%) $418,193 (11.9%) 0.00 118
2022-07-01 $264,900 (15.2%) $391,825 (9.1%) 0.00 129
2022-08-01 $272,525 (9.1%) $389,492 (5.9%) 0.00 140
2022-09-01 $257,325 (-1.6%) $387,716 (0.3%) 0.00 137
2022-10-01 $250,000 (-3.8%) $374,381 (-5.2%) 0.00 150
2022-11-01 $255,000 (3.7%) $375,030 (1.3%) 0.00 157
2022-12-01 $271,250 (23.9%) $388,534 (9.0%) 0.00 133
2023-01-01 $282,325 (32.9%) $391,639 (5.4%) 0.00 135
2023-02-01 $279,975 (20.5%) $393,357 (-0.6%) 0.00 123
2023-03-01 $246,125 (-1.3%) $374,786 (-13.0%) 0.00 123
2023-04-01 $249,000 (-0.4%) $349,742 (-17.4%) 0.00 114
2023-05-01 $264,900 (2.7%) $378,714 (-8.4%) 0.00 116
2023-06-01 $268,725 (2.6%) $375,259 (-10.3%) 0.00 121
2023-07-01 $260,000 (-1.9%) $361,406 (-7.8%) 0.00 129
2023-08-01 $272,425 (0.0%) $366,280 (-6.0%) 0.00 155
2023-09-01 $299,900 (16.6%) $411,439 (6.1%) 0.00 164
2023-10-01 $289,900 (16.0%) $398,255 (6.4%) 0.00 177
2023-11-01 $277,400 (8.8%) $370,710 (-1.2%) 0.00 201
2023-12-01 $274,900 (1.4%) $374,298 (-3.7%) 0.00 210
2024-01-01 $279,900 (-0.9%) $389,489 (-0.6%) 0.00 202
2024-02-01 $267,450 (-4.5%) $380,903 (-3.2%) 0.00 196
2024-03-01 $272,900 (10.9%) $401,688 (7.2%) 0.00 185
Mountain Home's median listing price for 2024-03-01 was $272,900, a difference of $26,775 (10.9%) versus the prior year and $5,450 versus the prior month.

Mountain Home's median listing price comes in at 0% of the national average.

Mountain Home's average listing price for 2024-03-01 was $401,688, a difference of $26,902 (7.2%) versus the prior year and $20,785 versus the prior month.

For the 2024-03-01 period, Mountain Home had 185 MLS listings, a difference of -11 listings (-6%) versus the prior month and 62 listings (50%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Mountain Home (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,746 sqft
2018-02-01 0 days 1,743 sqft
2018-03-01 0 days 1,765 sqft
2018-04-01 0 days 1,762 sqft
2018-05-01 0 days 1,761 sqft
2018-06-01 0 days 1,765 sqft
2018-07-01 0 days 1,776 sqft
2018-08-01 0 days 1,807 sqft
2018-09-01 0 days 1,847 sqft
2018-10-01 0 days 1,837 sqft
2018-11-01 0 days 1,826 sqft
2018-12-01 0 days 1,821 sqft
2019-01-01 0 days 1,808 sqft
2019-02-01 0 days 1,841 sqft
2019-03-01 0 days 1,848 sqft
2019-04-01 0 days 1,864 sqft
2019-05-01 0 days 1,787 sqft
2019-06-01 0 days 1,840 sqft
2019-07-01 0 days 1,834 sqft
2019-08-01 0 days 1,851 sqft
2019-09-01 0 days 1,823 sqft
2019-10-01 0 days 1,804 sqft
2019-11-01 0 days 1,810 sqft
2019-12-01 0 days 1,801 sqft
2020-01-01 0 days 1,810 sqft
2020-02-01 0 days 1,900 sqft
2020-03-01 0 days 1,900 sqft
2020-04-01 0 days 1,900 sqft
2020-05-01 0 days 1,900 sqft
2020-06-01 0 days 2,040 sqft
2020-07-01 0 days 2,180 sqft
2020-08-01 0 days 2,250 sqft
2020-09-01 0 days 2,250 sqft
2020-10-01 0 days 2,250 sqft
2020-11-01 0 days 2,250 sqft
2020-12-01 0 days 2,250 sqft
2021-01-01 0 days 2,060 sqft
2021-02-01 0 days 2,060 sqft
2021-03-01 0 days 2,064 sqft
2021-04-01 0 days 2,100 sqft
2021-05-01 0 days 2,060 sqft
2021-06-01 0 days 1,948 sqft
2021-07-01 0 days 1,971 sqft
2021-08-01 0 days 1,839 sqft
2021-09-01 0 days 1,989 sqft
2021-10-01 0 days 1,855 sqft
2021-11-01 0 days 1,822 sqft
2021-12-01 0 days 1,773 sqft
2022-01-01 0 days 1,741 sqft
2022-02-01 0 days 1,937 sqft
2022-03-01 0 days 1,978 sqft
2022-04-01 0 days 1,895 sqft
2022-05-01 0 days 1,957 sqft
2022-06-01 0 days 1,810 sqft
2022-07-01 0 days 1,783 sqft
2022-08-01 0 days 1,907 sqft
2022-09-01 0 days 1,848 sqft
2022-10-01 0 days 1,848 sqft
2022-11-01 0 days 1,880 sqft
2022-12-01 0 days 1,825 sqft
2023-01-01 0 days 1,809 sqft
2023-02-01 0 days 1,750 sqft
2023-03-01 0 days 1,695 sqft
2023-04-01 0 days 1,700 sqft
2023-05-01 0 days 1,737 sqft
2023-06-01 0 days 1,735 sqft
2023-07-01 0 days 1,728 sqft
2023-08-01 0 days 1,802 sqft
2023-09-01 0 days 1,911 sqft
2023-10-01 0 days 1,825 sqft
2023-11-01 0 days 1,741 sqft
2023-12-01 0 days 1,701 sqft
2024-01-01 0 days 1,734 sqft
2024-02-01 0 days 1,728 sqft
2024-03-01 0 days 1,716 sqft
Mountain Home's median listing age (time on market) for 2024-03-01 was 0 days.

Mountain Home's median square footage for active listings during the 2024-03-01 period was 1,716 sqft. One year prior, the average listing was 1,695 sqft.

Mountain Home, AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 540 $116,210,000 $215,204
Cash Out Refi 90 $13,290,000 $147,667
Home Improvement 72 $5,380,000 $74,722
Other 72 $5,180,000 $71,944
Refi 60 $11,620,000 $193,667

Mountain Home's most frequently cited loan purpose was Home Purchase, with 540 originations. The 2nd most popular reason was Cash Out Refi, with 90 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 299 $55,595,000 $185,936
7-8% 174 $34,470,000 $198,103
Over 8% 150 $16,390,000 $109,267
5-6% 115 $23,305,000 $202,652
4-5% 6 $1,480,000 $246,667
<2.5% 1 $1,505,000 $1,505,000
3-4% 1 $245,000 $245,000

During 2023, Mountain Home's most frequently originated rate bucket was 6-7%, with 299 originations.

Loan Sizing (Mountain Home, AR MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 326 $48,290,000 $148,129
$100,000 or less 241 $14,035,000 $58,237
$200k-400k 222 $58,440,000 $263,243
$400k-600k 30 $13,780,000 $459,333
$600k-1000k 10 $7,170,000 $717,000
$Over $1MM 5 $9,965,000 $1,993,000

Mountain Home's loan sizing saw the bucket of loans from $100k-200k with 326 originations, totaling $48,290,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 308 $69,830,000 $226,721
60-80% 176 $38,140,000 $216,705
20-40% 107 $8,825,000 $82,477
40-60% 85 $11,735,000 $138,059
Under 20% 60 $2,230,000 $37,167
Over 100% 10 $2,230,000 $223,000

Mountain Home's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 308 originations, totaling $69,830,000 in origination value.