The Bradford National Bank Of Greenville Mortgage Rates, Fees & Info
Greenville, ILLEI: 549300BK51FTOVBDMC15
Tax ID: 37-0188390
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Bradford National Bank Of Greenville is a smaller bank specializing in Home Purchase and Refi loans. The Bradford National Bank Of Greenville has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: St. Louis, Paducah, Taylorville, Centralia, and Springfield among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)The Bradford National Bank Of Greenville has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
180Origination Dollar Volume (All Markets)
$28,460,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 161 | $25,475,000 | $158,230 | $0 | 0.00% |
| Outside of Metro Areas | 13 | $1,665,000 | $128,077 | $0 | 0.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 0.00% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| Centralia, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 173 | $27,685,000 | $160,029 | $0 | 0.00% |
| USDA | 7 | $775,000 | $110,714 | $0 | 0.00% |
For 2022, The Bradford National Bank Of Greenville's most frequently originated type of loan was Conventional, with 173 originations. Their 2nd most popular type was USDA, with 7 originations.
Loan Reason
For 2022, The Bradford National Bank Of Greenville's most frequently cited loan purpose was Home Purchase, with 108 originations. The 2nd most popular reason was Refi, with 50 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 180 | $28,460,000 | $158,111 | $0 | 0.00% |
For 2022, The Bradford National Bank Of Greenville's most frequently cited loan duration was Other, with 180 originations.
Loan Sizing
2022 saw The Bradford National Bank Of Greenville place emphasis on $100,000 or less loans with 80 originations, totaling $4,630,000 in origination value.
Applicant Income
The Bradford National Bank Of Greenville lent most frequently to those with incomes in the $50k-75k range, with 42 originations. The second most popular income band? $100k-150k, with 31 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 180 | $28,460,000 | $158,111 | $0 | 0.00% |
The Bradford National Bank Of Greenville lent most frequently to those with DTI ratios of Exempt%, with 180 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.36%
The Bradford National Bank Of Greenville has an average approval rate.
Pick Rate
Approvals leading to origination83.33%
The Bradford National Bank Of Greenville has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 180 | $28,460,000 | $158,111 |