Taylorville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Taylorville averaged 6.47% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 6.87% and one month ago for the week of 2025-05-29, the average rate was 7.09%.

    Taylorville's average rate one year ago was 7.06%.

    For refis of the same type during the week of 2025-07-03, the average rate was 6.97%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-03 6.67%
    Taylorville 30 Year Fixed Rate 2025-07-03 6.47%
    Taylorville 30 Year Fixed Rate Refi 2025-07-03 6.97%
    Taylorville 15 Year Fixed Rate 2025-07-03 5.7%
    Taylorville 15 Year Fixed Rate Refi 2025-07-03 6.2%
    Taylorville 30 Year FHA 2025-07-03 -0.2%
    Taylorville 30 Year FHA Refi 2025-07-03 0%
    Taylorville 30 Year USDA 2025-07-03 -0.1%
    Taylorville 30 Year USDA Refi 2025-07-03 0.1%
    Taylorville 30 Year VA 2025-07-03 0.1%
    Taylorville 30 Year VA Refi 2025-07-03 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Taylorville, IL.

    Taylorville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Taylorville, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    CNB Bank And Trust, N.A. 16 6.61% $2,534
    Heartland Bank and Trust Company 10 6.94% $2,697
    CITIZENS EQUITY FIRST 6 6.48% $948
    HEARTLAND 6 6.25% $2,441
    FLAT BRANCH MORTGAGE, INC. 5 7.40% $3,628
    Regions Bank 5 6.58% $3,113
    United Community Bank 4 6.19% $2,393
    QUICKEN LOANS, LLC 4 6.94% $4,205
    INB 3 7.38% $2,477
    BROKER SOLUTIONS, INC. 3 6.58% $3,932
    UNITED WHOLESALE MORTGAGE, LLC 3 7.21% $3,523
    Bank of Springfield 3 6.61% $2,398
    First Mid Bank & Trust 3 6.25% $2,411
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 3 6.49% $3,542
    Wells Fargo Bank 2 6.75% $3,212
    Barrington Bank & Trust Company, N.A. 2 6.81% $3,612
    Farm Credit Mid-America, ACA 2 6.94% $6,618
    LEADERONE FINANCIAL CORPORATION 2 6.50% $3,932
    Morton Community Bank 2 6.81% $2,380
    U.S. Bank 2 6.75% $3,285
    AFFORDABLE MORTGAGE ADVISORS, LLC. 2 7.56% $2,863
    CHURCHILL MORTGAGE CORPORATION 1 6.13% $5,071
    Associated Bank 1 6.13% $2,503
    LOANDEPOT.COM, LLC 1 6.50% $3,793
    ALLIED MORTGAGE GROUP, INC. 1 7.13% $4,211
    NEWREZ LLC 1 7.99% $4,495
    Peoples National Bank , N.A. 1 7.00% $2,072
    Petefish, Skiles & Co. 1 6.63% $0
    PNC Bank 1 6.38% $5,423
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.75% $3,834
    Busey Bank 1 6.00% $2,464
    Raymond James Bank 1 6.50% $1,549
    Bankers' Bank 1 6.63% $3,024
    ROYAL UNITED MORTGAGE LLC 1 7.63% $5,074
    The First National Bank of Raymond 1 6.25% $282
    GUARANTEED RATE, INC. 1 6.50% $3,420
    Deere Employees Credit Union 1 6.50% $0
    CROSSCOUNTRY MORTGAGE, LLC 1 6.58% $8,229
    IAA Credit Union 1 6.50% $2,144

    Taylorville Average Closing Costs & Other Stats

    Taylorville, IL's 39 lenders originated 414 loans during 2024. The total origination value was $53,600,000, with an average loan value of $129,469.

    Taylorville's average closing costs are $3,549.

    The top Taylorville lender as defined by loan originations is CNB Bank And Trust, N.A., with 16 loans originated. Their average total fees are $2,534, which is $163 lower than the next largest lender, Heartland Bank and Trust Company.

    The lowest fee Taylorville lenders (with over 10 loans originated) are CNB Bank And Trust, N.A. ($2,534), Heartland Bank and Trust Company ($2,697), .

    The lowest rate Taylorville lenders (with over 10 loans originated) are CNB Bank And Trust, N.A. (6.61%), Heartland Bank and Trust Company (6.94%), .

    Taylorville, IL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    First National Bank of Pana $5,705,000 $6,960,000 22.0% 13.0%
    CNB Bank And Trust, N.A. $2,235,000 $4,055,000 81.4% 7.6%
    CIBC Bank USA $4,005,000 n/a 7.5%
    UNITED WHOLESALE MORTGAGE, LLC $415,000 $2,705,000 551.8% 5.0%
    Heartland Bank and Trust Company $2,000,000 $2,700,000 35.0% 5.0%
    CITIZENS EQUITY FIRST $260,000 $1,980,000 661.5% 3.7%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,975,000 $1,960,000 -0.8% 3.7%
    FLAT BRANCH MORTGAGE, INC. $2,460,000 $1,835,000 -25.4% 3.4%
    QUICKEN LOANS, LLC $835,000 $1,835,000 119.8% 3.4%
    BROKER SOLUTIONS, INC. $1,690,000 n/a 3.2%
    GERSHMAN INVESTMENT CORP. $1,780,000 $1,675,000 -5.9% 3.1%
    Mortgage Research Center, LLC $2,150,000 $1,595,000 -25.8% 3.0%
    United Community Bank $1,890,000 $1,530,000 -19.0% 2.9%
    INB $1,480,000 $1,450,000 -2.0% 2.7%
    Regions Bank $2,920,000 $1,190,000 -59.2% 2.2%
    PENNYMAC LOAN SERVICES, LLC $55,000 $935,000 1,600.0% 1.7%
    The First National Bank of Raymond $925,000 $910,000 -1.6% 1.7%
    U.S. Bank $1,465,000 $895,000 -38.9% 1.7%
    CROSSCOUNTRY MORTGAGE, LLC $180,000 $880,000 388.9% 1.6%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $685,000 n/a 1.3%
    NEWREZ LLC $1,210,000 $670,000 -44.6% 1.3%
    Bank of Springfield $685,000 $655,000 -4.4% 1.2%
    HEARTLAND $95,000 $625,000 557.9% 1.2%
    Farm Credit Mid-America, ACA $470,000 $600,000 27.7% 1.1%
    FREEDOM MORTGAGE CORPORATION $260,000 $585,000 125.0% 1.1%
    Bank & Trust Company $230,000 $580,000 152.2% 1.1%
    PNC Bank $1,150,000 $545,000 -52.6% 1.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $450,000 n/a 0.8%
    GUARANTEED RATE, INC. $335,000 $405,000 20.9% 0.8%
    Wells Fargo Bank $645,000 $400,000 -38.0% 0.7%
    Barrington Bank & Trust Company, N.A. $75,000 $395,000 426.7% 0.7%
    First Mid Bank & Trust $450,000 $390,000 -13.3% 0.7%
    Raymond James Bank $345,000 n/a 0.6%
    ALLIED MORTGAGE GROUP, INC. $295,000 n/a 0.6%
    ZILLOW HOME LOANS, LLC $285,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $215,000 $280,000 30.2% 0.5%
    Morton Community Bank $370,000 $280,000 -24.3% 0.5%
    Petefish, Skiles & Co. $95,000 $260,000 173.7% 0.5%
    Bankers' Bank $255,000 n/a 0.5%
    Alliance Community Bank $195,000 $240,000 23.1% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $155,000 $235,000 51.6% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $105,000 $235,000 123.8% 0.4%
    Deere Employees Credit Union $220,000 n/a 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $215,000 n/a 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $75,000 $205,000 173.3% 0.4%
    21ST MORTGAGE CORPORATION $95,000 $200,000 110.5% 0.4%
    LOANDEPOT.COM, LLC $480,000 $195,000 -59.4% 0.4%
    LEADERONE FINANCIAL CORPORATION $170,000 n/a 0.3%
    First State Bank $25,000 $165,000 560.0% 0.3%
    Peoples National Bank , N.A. $165,000 n/a 0.3%
    GUILD MORTGAGE COMPANY $160,000 n/a 0.3%
    West Central Bank $145,000 n/a 0.3%
    CHURCHILL MORTGAGE CORPORATION $135,000 n/a 0.3%
    Carrington Mortgage Services, LLC $130,000 n/a 0.2%
    River Region Credit Union $125,000 n/a 0.2%
    Dieterich Bank $105,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $100,000 n/a 0.2%
    IAA Credit Union $245,000 $95,000 -61.2% 0.2%
    Figure Lending LLC $55,000 $90,000 63.6% 0.2%
    Flagstar Bank, FSB $155,000 $85,000 -45.2% 0.2%
    Fifth Third Bank $80,000 n/a 0.1%
    FIRST STATE MORTGAGE SERVICES, LLC $215,000 $75,000 -65.1% 0.1%
    NAVY FEDERAL CREDIT UNION $65,000 n/a 0.1%
    Williamsville State Bank & Trust $55,000 $65,000 18.2% 0.1%
    Busey Bank $115,000 $45,000 -60.9% 0.1%
    Associated Bank $35,000 n/a 0.1%
    1ST MIDAMERICA $75,000 $25,000 -66.7% 0.0%
    INOVA FEDERAL CREDIT UNION $25,000 n/a 0.0%

    Taylorville's top lender by overall market share is First National Bank of Pana, with 13.0% market share. In second place, with 7.6%, is CNB Bank And Trust, N.A., having originated $4,055,000 in loans. In third place, with 7.5%, is CIBC Bank USA, having originated $4,005,000 in loans. In fourth place, with 5.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,705,000 in loans. In fifth place, with 5.0%, is Heartland Bank and Trust Company, having originated $2,700,000 in loans.

    Taylorville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Taylorville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $88,000 (10.7%) $108,781 (2.5%) 0.00 149
    2018-02-01 $87,700 (14.1%) $107,365 (3.8%) 0.00 158
    2018-03-01 $87,500 (11.4%) $109,603 (8.6%) 0.00 159
    2018-04-01 $88,225 (10.4%) $113,824 (4.3%) 0.00 159
    2018-05-01 $88,800 (11.1%) $112,894 (0.9%) 0.00 169
    2018-06-01 $94,900 (15.9%) $117,943 (0.9%) 0.00 174
    2018-07-01 $92,075 (7.8%) $117,143 (0.4%) 0.00 180
    2018-08-01 $89,900 (2.2%) $113,504 (-4.5%) 0.00 189
    2018-09-01 $89,900 (4.7%) $111,386 (-3.5%) 0.00 199
    2018-10-01 $88,750 (1.9%) $106,432 (-3.4%) 0.00 199
    2018-11-01 $89,125 (4.3%) $105,786 (-0.7%) 0.00 187
    2018-12-01 $83,350 (-1.9%) $103,090 (-2.3%) 0.00 164
    2019-01-01 $80,550 (-8.5%) $97,073 (-10.8%) 0.00 168
    2019-02-01 $79,900 (-8.9%) $96,207 (-10.4%) 0.00 163
    2019-03-01 $79,500 (-9.1%) $98,511 (-10.1%) 0.00 149
    2019-04-01 $79,850 (-9.5%) $102,931 (-9.6%) 0.00 142
    2019-05-01 $78,000 (-12.2%) $100,226 (-11.2%) 0.00 150
    2019-06-01 $83,700 (-11.8%) $109,239 (-7.4%) 0.00 160
    2019-07-01 $79,900 (-13.2%) $109,522 (-6.5%) 0.00 152
    2019-08-01 $82,936 (-7.8%) $115,751 (2.0%) 0.00 160
    2019-09-01 $82,691 (-8.0%) $117,823 (5.8%) 0.00 161
    2019-10-01 $82,727 (-6.8%) $119,204 (12.0%) 0.00 161
    2019-11-01 $84,900 (-4.7%) $120,956 (14.3%) 0.00 156
    2019-12-01 $82,000 (-1.6%) $120,909 (17.3%) 0.00 135
    2020-01-01 $79,900 (-0.8%) $117,023 (20.6%) 0.00 132
    2020-02-01 $79,900 (0.0%) $114,487 (19.0%) 0.00 133
    2020-03-01 $79,900 (0.5%) $111,765 (13.5%) 0.00 127
    2020-04-01 $79,900 (0.1%) $113,237 (10.0%) 0.00 111
    2020-05-01 $79,900 (2.4%) $112,809 (12.6%) 0.00 110
    2020-06-01 $79,900 (-4.5%) $107,462 (-1.6%) 0.00 120
    2020-07-01 $79,900 (0.0%) $107,842 (-1.5%) 0.00 122
    2020-08-01 $79,900 (-3.7%) $112,387 (-2.9%) 0.00 116
    2020-09-01 $82,450 (-0.3%) $116,100 (-1.5%) 0.00 113
    2020-10-01 $79,900 (-3.4%) $111,499 (-6.5%) 0.00 120
    2020-11-01 $79,900 (-5.9%) $111,643 (-7.7%) 0.00 105
    2020-12-01 $81,800 (-0.2%) $121,888 (0.8%) 0.00 94
    2021-01-01 $78,450 (-1.8%) $115,086 (-1.7%) 0.00 83
    2021-02-01 $76,650 (-4.1%) $111,483 (-2.6%) 0.00 68
    2021-03-01 $79,200 (-0.9%) $116,795 (4.5%) 0.00 61
    2021-04-01 $77,800 (-2.6%) $117,191 (3.5%) 0.00 51
    2021-05-01 $82,500 (3.3%) $128,066 (13.5%) 0.00 55
    2021-06-01 $85,200 (6.6%) $134,174 (24.9%) 0.00 52
    2021-07-01 $82,500 (3.3%) $130,446 (21.0%) 0.00 60
    2021-08-01 $83,625 (4.7%) $114,826 (2.2%) 0.00 63
    2021-09-01 $77,400 (-6.1%) $101,035 (-13.0%) 0.00 69
    2021-10-01 $74,200 (-7.1%) $89,272 (-19.9%) 0.00 70
    2021-11-01 $72,825 (-8.9%) $90,685 (-18.8%) 0.00 64
    2021-12-01 $74,900 (-8.4%) $94,604 (-22.4%) 0.00 58
    2022-01-01 $74,900 (-4.5%) $98,058 (-14.8%) 0.00 52
    2022-02-01 $67,425 (-12.0%) $88,002 (-21.1%) 0.00 46
    2022-03-01 $71,250 (-10.0%) $101,946 (-12.7%) 0.00 38
    2022-04-01 $93,200 (19.8%) $121,848 (4.0%) 0.00 42
    2022-05-01 $95,350 (15.6%) $120,269 (-6.1%) 0.00 48
    2022-06-01 $83,650 (-1.8%) $114,693 (-14.5%) 0.00 46
    2022-07-01 $83,000 (0.6%) $126,706 (-2.9%) 0.00 41
    2022-08-01 $92,300 (10.4%) $126,837 (10.5%) 0.00 55
    2022-09-01 $87,464 (13.0%) $122,444 (21.2%) 0.00 55
    2022-10-01 $103,900 (40.0%) $144,458 (61.8%) 0.00 53
    2022-11-01 $111,450 (53.0%) $148,144 (63.4%) 0.00 56
    2022-12-01 $92,950 (24.1%) $138,339 (46.2%) 0.00 57
    2023-01-01 $92,850 (24.0%) $127,837 (30.4%) 0.00 54
    2023-02-01 $107,300 (59.1%) $134,416 (52.7%) 0.00 39
    2023-03-01 $103,650 (45.5%) $142,039 (39.3%) 0.00 41
    2023-04-01 $117,400 (26.0%) $148,376 (21.8%) 0.00 38
    2023-05-01 $114,850 (20.5%) $147,402 (22.6%) 0.00 36
    2023-06-01 $112,000 (33.9%) $162,933 (42.1%) 0.00 36
    2023-07-01 $103,450 (24.6%) $147,421 (16.4%) 0.00 37
    2023-08-01 $147,425 (59.7%) $162,332 (28.0%) 0.00 38
    2023-09-01 $145,000 (65.8%) $162,411 (32.6%) 0.00 47
    2023-10-01 $138,550 (33.4%) $160,802 (11.3%) 0.00 56
    2023-11-01 $146,200 (31.2%) $166,741 (12.6%) 0.00 57
    2023-12-01 $140,000 (50.6%) $161,155 (16.5%) 0.00 49
    2024-01-01 $146,225 (57.5%) $164,780 (28.9%) 0.00 46
    2024-02-01 $134,450 (25.3%) $166,759 (24.1%) 0.00 38
    2024-03-01 $128,750 (24.2%) $156,133 (9.9%) 0.00 35
    2024-04-01 $142,425 (21.3%) $174,200 (17.4%) 0.00 33
    2024-05-01 $141,250 (23.0%) $178,175 (20.9%) 0.00 38
    2024-06-01 $142,450 (27.2%) $174,021 (6.8%) 0.00 43
    2024-07-01 $162,400 (57.0%) $184,495 (25.2%) 0.00 47
    2024-08-01 $152,900 (3.7%) $177,952 (9.6%) 0.00 53
    2024-09-01 $134,925 (-7.0%) $180,029 (10.9%) 0.00 64
    2024-10-01 $129,875 (-6.3%) $174,675 (8.6%) 0.00 70
    2024-11-01 $144,900 (-0.9%) $171,312 (2.7%) 0.00 64
    2024-12-01 $129,250 (-7.7%) $164,409 (2.0%) 0.00 60
    2025-01-01 $144,900 (-0.9%) $175,125 (6.3%) 0.00 50
    2025-02-01 $144,950 (7.8%) $185,572 (11.3%) 0.00 52
    2025-03-01 $150,000 (16.5%) $191,879 (22.9%) 0.00 54
    2025-04-01 $158,650 (11.4%) $182,234 (4.6%) 0.00 50
    2025-05-01 $149,900 (6.1%) $171,494 (-3.8%) 0.00 58
    Taylorville's median listing price for 2025-05-01 was $149,900, a difference of $8,650 (6.1%) versus the prior year and $-8,750 versus the prior month.

    Taylorville's median listing price comes in at 0% of the national average.

    Taylorville's average listing price for 2025-05-01 was $171,494, a difference of $-6,681 (-3.8%) versus the prior year and $-10,740 versus the prior month.

    For the 2025-05-01 period, Taylorville had 58 MLS listings, a difference of 8 listings (16%) versus the prior month and 20 listings (53%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Taylorville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,451 sqft
    2018-02-01 0 days 1,432 sqft
    2018-03-01 0 days 1,421 sqft
    2018-04-01 0 days 1,473 sqft
    2018-05-01 0 days 1,431 sqft
    2018-06-01 0 days 1,432 sqft
    2018-07-01 0 days 1,414 sqft
    2018-08-01 0 days 1,346 sqft
    2018-09-01 0 days 1,342 sqft
    2018-10-01 0 days 1,269 sqft
    2018-11-01 0 days 1,320 sqft
    2018-12-01 0 days 1,335 sqft
    2019-01-01 0 days 1,356 sqft
    2019-02-01 0 days 1,375 sqft
    2019-03-01 0 days 1,295 sqft
    2019-04-01 0 days 1,307 sqft
    2019-05-01 0 days 1,274 sqft
    2019-06-01 0 days 1,316 sqft
    2019-07-01 0 days 1,322 sqft
    2019-08-01 0 days 1,375 sqft
    2019-09-01 0 days 1,411 sqft
    2019-10-01 0 days 1,461 sqft
    2019-11-01 0 days 1,559 sqft
    2019-12-01 0 days 1,547 sqft
    2020-01-01 0 days 1,372 sqft
    2020-02-01 0 days 1,396 sqft
    2020-03-01 0 days 1,384 sqft
    2020-04-01 0 days 1,398 sqft
    2020-05-01 0 days 1,362 sqft
    2020-06-01 0 days 1,290 sqft
    2020-07-01 0 days 1,266 sqft
    2020-08-01 0 days 1,296 sqft
    2020-09-01 0 days 1,389 sqft
    2020-10-01 0 days 1,296 sqft
    2020-11-01 0 days 1,270 sqft
    2020-12-01 0 days 1,383 sqft
    2021-01-01 0 days 1,292 sqft
    2021-02-01 0 days 1,296 sqft
    2021-03-01 0 days 1,308 sqft
    2021-04-01 0 days 1,253 sqft
    2021-05-01 0 days 1,440 sqft
    2021-06-01 0 days 1,296 sqft
    2021-07-01 0 days 1,296 sqft
    2021-08-01 0 days 1,164 sqft
    2021-09-01 0 days 1,137 sqft
    2021-10-01 0 days 1,135 sqft
    2021-11-01 0 days 1,202 sqft
    2021-12-01 0 days 1,200 sqft
    2022-01-01 0 days 1,200 sqft
    2022-02-01 0 days 1,104 sqft
    2022-03-01 0 days 1,240 sqft
    2022-04-01 0 days 1,343 sqft
    2022-05-01 0 days 1,396 sqft
    2022-06-01 0 days 1,351 sqft
    2022-07-01 0 days 1,408 sqft
    2022-08-01 0 days 1,380 sqft
    2022-09-01 0 days 1,377 sqft
    2022-10-01 0 days 1,444 sqft
    2022-11-01 0 days 1,545 sqft
    2022-12-01 0 days 1,392 sqft
    2023-01-01 0 days 1,492 sqft
    2023-02-01 0 days 1,592 sqft
    2023-03-01 0 days 1,532 sqft
    2023-04-01 0 days 1,467 sqft
    2023-05-01 0 days 1,445 sqft
    2023-06-01 0 days 1,623 sqft
    2023-07-01 0 days 1,572 sqft
    2023-08-01 0 days 1,690 sqft
    2023-09-01 0 days 1,680 sqft
    2023-10-01 0 days 1,654 sqft
    2023-11-01 0 days 1,662 sqft
    2023-12-01 0 days 1,659 sqft
    2024-01-01 0 days 1,706 sqft
    2024-02-01 0 days 1,680 sqft
    2024-03-01 0 days 1,713 sqft
    2024-04-01 0 days 1,720 sqft
    2024-05-01 0 days 1,712 sqft
    2024-06-01 0 days 1,553 sqft
    2024-07-01 0 days 1,678 sqft
    2024-08-01 0 days 1,816 sqft
    2024-09-01 0 days 1,840 sqft
    2024-10-01 0 days 1,715 sqft
    2024-11-01 0 days 1,700 sqft
    2024-12-01 0 days 1,671 sqft
    2025-01-01 0 days 1,739 sqft
    2025-02-01 0 days 1,733 sqft
    2025-03-01 0 days 1,837 sqft
    2025-04-01 0 days 1,732 sqft
    2025-05-01 0 days 1,679 sqft
    Taylorville's median listing age (time on market) for 2025-05-01 was 0 days.

    Taylorville's median square footage for active listings during the 2025-05-01 period was 1,679 sqft. One year prior, the average listing was 1,712 sqft.

    Taylorville, IL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 270 $37,720,000 $139,704
    Cash Out Refi 49 $6,575,000 $134,184
    Refi 44 $6,260,000 $142,273
    Home Improvement 34 $2,340,000 $68,824
    Other 17 $705,000 $41,471

    Taylorville's most frequently cited loan purpose was Home Purchase, with 270 originations. The 2nd most popular reason was Cash Out Refi, with 49 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 171 $23,085,000 $135,000
    7-8% 67 $8,495,000 $126,791
    5-6% 49 $6,235,000 $127,245
    Over 8% 49 $7,135,000 $145,612
    <2.5% 4 $20,000 $5,000
    4-5% 1 $195,000 $195,000
    2.5-3% 1 $25,000 $25,000

    During 2024, Taylorville's most frequently originated rate bucket was 6-7%, with 171 originations.

    Loan Sizing (Taylorville, IL MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 209 $12,565,000 $60,120
    $100k-200k 142 $20,030,000 $141,056
    $200k-400k 60 $15,840,000 $264,000
    $400k-600k 1 $545,000 $545,000
    $600k-1000k 1 $615,000 $615,000
    $Over $1MM 1 $4,005,000 $4,005,000

    Taylorville's loan sizing saw the bucket of loans from $100,000 or less with 209 originations, totaling $12,565,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 199 $27,745,000 $139,422
    60-80% 60 $11,550,000 $192,500
    20-40% 29 $1,705,000 $58,793
    Under 20% 25 $735,000 $29,400
    40-60% 24 $2,650,000 $110,417
    Over 100% 4 $630,000 $157,500

    Taylorville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 199 originations, totaling $27,745,000 in origination value.