Taylorville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Taylorville averaged 7.37% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

    The average rate for the prior week (2023-11-16) was 7.32% and one month ago for the week of 2023-10-19, the average rate was 7.41%.

    Taylorville's average rate one year ago was 6.69%.

    For refis of the same type during the week of 2023-11-22, the average rate was 7.69%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-22 7.29%
    Taylorville 30 Year Fixed Rate 2023-11-22 7.37%
    Taylorville 30 Year Fixed Rate Refi 2023-11-22 7.69%
    Taylorville 15 Year Fixed Rate 2023-11-22 6.47%
    Taylorville 15 Year Fixed Rate Refi 2023-11-22 6.57%
    Taylorville 30 Year FHA 2023-11-22 -0.2%
    Taylorville 30 Year FHA Refi 2023-11-22 -0.1%
    Taylorville 30 Year USDA 2023-11-22 -0.1%
    Taylorville 30 Year USDA Refi 2023-11-22 0.2%
    Taylorville 30 Year VA 2023-11-22 0.1%
    Taylorville 30 Year VA Refi 2023-11-22 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Taylorville, IL.

    Taylorville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Taylorville, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    CNB Bank And Trust, N.A. 15 5.05% $2,380
    Town & Country Banc Mortgage Services 13 4.78% $1,971
    QUICKEN LOANS, LLC 10 5.76% $4,639
    United Community Bank 8 4.58% $1,677
    U.S. Bank 8 4.95% $2,092
    INB 8 4.98% $2,278
    Bank of Springfield 6 5.03% $4,165
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 5 5.63% $2,980
    Regions Bank 5 5.63% $2,793
    FLAT BRANCH MORTGAGE, INC. 4 4.69% $2,812
    SCOTT CREDIT UNION 3 5.33% $2,057
    Bank of Hillsboro 3 4.92% $1,323
    HEARTLAND 3 5.25% $2,129
    CITIZENS EQUITY FIRST 2 5.56% $1,432
    Alliance Community Bank 2 5.06% $2,100
    Farm Credit Mid-America, ACA 2 5.55% $8,520
    JPMorgan Chase Bank 2 4.81% $50
    Petefish, Skiles & Co. 2 5.63% $1,860
    Prairie State Bank and Trust 2 4.75% $1,663
    FIRST STATE MORTGAGE SERVICES, LLC 1 5.25% $2,216
    DRAPER AND KRAMER MORTGAGE CORP. 1 5.99% $2,966
    GERSHMAN INVESTMENT CORP. 1 5.00% $3,444
    DELMAR FINANCIAL COMPANY 1 5.00% $3,063
    I. H. MISSISSIPPI VALLEY CREDIT UNION 1 4.75% $1,012
    1ST MIDAMERICA 1 4.88% $3,384
    INTERCAP LENDING INC. 1 5.88% $4,562
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.63% $4,124
    LOANDEPOT.COM, LLC 1 4.88% $3,896
    Marine Bank 1 4.00% $2,183
    PENNYMAC LOAN SERVICES, LLC 1 6.25% $4,383
    UNITED WHOLESALE MORTGAGE, LLC 1 6.38% $7,704
    Plains Commerce Bank 1 5.88% $1,918
    American Bank of Missouri 1 4.25% $2,077
    Century Mortgage Company DBA Century Lending Company 1 5.13% $4,186
    Carrollton Bank 1 5.13% $1,834
    CALIBER HOME LOANS, INC. 1 4.13% $4,648
    The Home Loan Expert LLC 1 8.63% $7,330
    Associated Bank 1 4.75% $2,143
    EVANSVILLE TEACHERS 1 5.00% $2,380
    UMB Bank 1 5.82% $2,357
    Fifth Third Bank 1 4.52% $902
    First Mid Bank & Trust 1 4.13% $1,654

    Taylorville Average Closing Costs & Other Stats

    Taylorville, IL's 42 lenders originated 433 loans during 2022. The total origination value was $49,315,000, with an average loan value of $113,891.

    Taylorville's average closing costs are $3,314.

    The top Taylorville lender as defined by loan originations is CNB Bank And Trust, N.A., with 15 loans originated. Their average total fees are $2,380, which is $409 higher than the next largest lender, Town & Country Banc Mortgage Services.

    The lowest fee Taylorville lenders (with over 10 loans originated) are Town & Country Banc Mortgage Services ($1,971), CNB Bank And Trust, N.A. ($2,380), QUICKEN LOANS, LLC ($4,639), .

    The lowest rate Taylorville lenders (with over 10 loans originated) are Town & Country Banc Mortgage Services (4.78%), CNB Bank And Trust, N.A. (5.05%), QUICKEN LOANS, LLC (5.76%), .

    Taylorville, IL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    CNB Bank And Trust, N.A. $7,530,000 $3,700,000 -50.9% 7.5%
    Town & Country Banc Mortgage Services, Inc. $5,175,000 $3,330,000 -35.7% 6.8%
    QUICKEN LOANS, LLC $6,180,000 $2,810,000 -54.5% 5.7%
    INB $1,600,000 $2,780,000 73.8% 5.6%
    Mortgage Research Center, LLC $2,185,000 $2,615,000 19.7% 5.3%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $4,480,000 $2,605,000 -41.9% 5.3%
    Regions Bank $2,920,000 $2,430,000 -16.8% 4.9%
    U.S. Bank $4,185,000 $2,335,000 -44.2% 4.7%
    United Community Bank $2,555,000 $2,000,000 -21.7% 4.1%
    FLAT BRANCH MORTGAGE, INC. $2,245,000 $1,875,000 -16.5% 3.8%
    Bank of Springfield $3,385,000 $1,420,000 -58.1% 2.9%
    CALIBER HOME LOANS, INC. $1,115,000 $1,155,000 3.6% 2.3%
    Prairie State Bank and Trust $835,000 $910,000 9.0% 1.8%
    Farm Credit Mid-America, ACA $535,000 $890,000 66.4% 1.8%
    GERSHMAN INVESTMENT CORP. $2,010,000 $820,000 -59.2% 1.7%
    CITIZENS EQUITY FIRST $1,130,000 $705,000 -37.6% 1.4%
    PNC Bank $510,000 $630,000 23.5% 1.3%
    DECATUR EARTHMOVER CREDIT UNION $430,000 $600,000 39.5% 1.2%
    LOANDEPOT.COM, LLC $940,000 $520,000 -44.7% 1.1%
    Mr. Cooper ( Nationstar Mortgage ) $160,000 $515,000 221.9% 1.0%
    Bank of Hillsboro $935,000 $475,000 -49.2% 1.0%
    UMB Bank $475,000 n/a 1.0%
    HEARTLAND $685,000 $470,000 -31.4% 1.0%
    NEW DAY FINANCIAL, LLC $350,000 $455,000 30.0% 0.9%
    TOP FLITE FINANCIAL, INC. $930,000 $455,000 -51.1% 0.9%
    SCOTT CREDIT UNION $445,000 n/a 0.9%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $430,000 n/a 0.9%
    Wells Fargo Bank $765,000 $425,000 -44.4% 0.9%
    Warren-Boynton State Bank $170,000 $420,000 147.1% 0.9%
    Marine Bank $1,640,000 $395,000 -75.9% 0.8%
    Carrington Mortgage Services, LLC $220,000 $385,000 75.0% 0.8%
    Union Savings Bank $385,000 n/a 0.8%
    DRAPER AND KRAMER MORTGAGE CORP. $240,000 $370,000 54.2% 0.8%
    LEADERONE FINANCIAL CORPORATION $690,000 $365,000 -47.1% 0.7%
    Buena Vista National Bank $210,000 $350,000 66.7% 0.7%
    Bank & Trust Company $1,005,000 $345,000 -65.7% 0.7%
    JPMorgan Chase Bank $350,000 $335,000 -4.3% 0.7%
    PENNYMAC LOAN SERVICES, LLC $1,130,000 $335,000 -70.4% 0.7%
    Barrington Bank & Trust Company, N.A. $140,000 $290,000 107.1% 0.6%
    The Bradford National Bank of Greenville $285,000 n/a 0.6%
    Busey Bank $280,000 n/a 0.6%
    First Mid Bank & Trust $670,000 $280,000 -58.2% 0.6%
    USAA Federal Savings Bank $520,000 $280,000 -46.2% 0.6%
    Amerifirst Financial, Inc. $75,000 $265,000 253.3% 0.5%
    AMERICAN FINANCING CORPORATION $310,000 $250,000 -19.4% 0.5%
    First Option Mortgage, LLC $250,000 n/a 0.5%
    Petefish, Skiles & Co. $600,000 $240,000 -60.0% 0.5%
    FREEDOM MORTGAGE CORPORATION $1,300,000 $230,000 -82.3% 0.5%
    The Federal Savings Bank $320,000 $225,000 -29.7% 0.5%
    Alliance Community Bank $315,000 $220,000 -30.2% 0.4%
    BROKER SOLUTIONS, INC. $95,000 $190,000 100.0% 0.4%
    NEWREZ LLC $355,000 $190,000 -46.5% 0.4%
    Carrollton Bank $130,000 $185,000 42.3% 0.4%
    Credit Union 1 $105,000 $185,000 76.2% 0.4%
    Plains Commerce Bank $185,000 n/a 0.4%
    Century Mortgage Company DBA Century Lending Company $180,000 n/a 0.4%
    Security Bank, s.b. $955,000 $180,000 -81.2% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $585,000 $175,000 -70.1% 0.4%
    INTERCAP LENDING INC. $175,000 n/a 0.4%
    FIRST STATE MORTGAGE SERVICES, LLC $75,000 $165,000 120.0% 0.3%
    UNITED WHOLESALE MORTGAGE, LLC $455,000 $165,000 -63.7% 0.3%
    EVANSVILLE TEACHERS $55,000 $155,000 181.8% 0.3%
    The Home Loan Expert LLC $155,000 n/a 0.3%
    Midland States Bank $135,000 $150,000 11.1% 0.3%
    American Bank of Missouri $125,000 n/a 0.3%
    Arvest Bank $115,000 n/a 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $115,000 n/a 0.2%
    Equity Prime Mortgage LLC $110,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $105,000 n/a 0.2%
    DELMAR FINANCIAL COMPANY $105,000 n/a 0.2%
    ATLANTA POSTAL $95,000 n/a 0.2%
    Peoples National Bank , N.A. $95,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $85,000 n/a 0.2%
    Associated Bank $80,000 n/a 0.2%
    ARC HOME LLC $75,000 n/a 0.2%
    Fortress Bank $65,000 $75,000 15.4% 0.2%
    Scott State Bank $75,000 n/a 0.2%
    1ST MIDAMERICA $385,000 $65,000 -83.1% 0.1%
    HOME POINT FINANCIAL CORPORATION $1,120,000 $65,000 -94.2% 0.1%
    I. H. MISSISSIPPI VALLEY CREDIT UNION $65,000 n/a 0.1%
    Citizens Bank $55,000 n/a 0.1%
    Illinois State Police Federal Credit Union $55,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $140,000 $55,000 -60.7% 0.1%
    Town and Country Bank $25,000 $55,000 120.0% 0.1%
    Deere Employees Credit Union $45,000 n/a 0.1%
    Fifth Third Bank $45,000 n/a 0.1%
    Hickory Point Bank and Trust $405,000 $45,000 -88.9% 0.1%
    BMO Harris Bank $15,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $5,000 n/a 0.0%

    Taylorville's top lender by overall market share is CNB Bank And Trust, N.A., with 7.5% market share. In second place, with 6.8%, is Town & Country Banc Mortgage Services, Inc., having originated $3,330,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $2,810,000 in loans. In fourth place, with 5.6%, is INB, having originated $2,780,000 in loans. In fifth place, with 5.3%, is Mortgage Research Center, LLC, having originated $2,615,000 in loans.

    Taylorville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Taylorville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $88,000 (10.7%) $108,781 (2.5%) 0.00 149
    2018-02-01 $87,700 (14.1%) $107,365 (3.8%) 0.00 158
    2018-03-01 $87,500 (11.4%) $109,603 (8.6%) 0.00 159
    2018-04-01 $88,225 (10.4%) $113,824 (4.3%) 0.00 159
    2018-05-01 $88,800 (11.1%) $112,894 (0.9%) 0.00 169
    2018-06-01 $94,900 (15.9%) $117,943 (0.9%) 0.00 174
    2018-07-01 $92,075 (7.8%) $117,143 (0.4%) 0.00 180
    2018-08-01 $89,900 (2.2%) $113,504 (-4.5%) 0.00 189
    2018-09-01 $89,900 (4.7%) $111,386 (-3.5%) 0.00 199
    2018-10-01 $88,750 (1.9%) $106,432 (-3.4%) 0.00 199
    2018-11-01 $89,125 (4.3%) $105,786 (-0.7%) 0.00 187
    2018-12-01 $83,350 (-1.9%) $103,090 (-2.3%) 0.00 164
    2019-01-01 $80,550 (-8.5%) $97,073 (-10.8%) 0.00 168
    2019-02-01 $79,900 (-8.9%) $96,207 (-10.4%) 0.00 163
    2019-03-01 $79,500 (-9.1%) $98,511 (-10.1%) 0.00 149
    2019-04-01 $79,850 (-9.5%) $102,931 (-9.6%) 0.00 142
    2019-05-01 $78,000 (-12.2%) $100,226 (-11.2%) 0.00 150
    2019-06-01 $83,700 (-11.8%) $109,239 (-7.4%) 0.00 160
    2019-07-01 $79,900 (-13.2%) $109,522 (-6.5%) 0.00 152
    2019-08-01 $82,936 (-7.8%) $115,751 (2.0%) 0.00 160
    2019-09-01 $82,691 (-8.0%) $117,823 (5.8%) 0.00 161
    2019-10-01 $82,727 (-6.8%) $119,204 (12.0%) 0.00 161
    2019-11-01 $84,900 (-4.7%) $120,956 (14.3%) 0.00 156
    2019-12-01 $82,000 (-1.6%) $120,909 (17.3%) 0.00 135
    2020-01-01 $79,900 (-0.8%) $117,023 (20.6%) 0.00 132
    2020-02-01 $79,900 (0.0%) $114,487 (19.0%) 0.00 133
    2020-03-01 $79,900 (0.5%) $111,765 (13.5%) 0.00 127
    2020-04-01 $79,900 (0.1%) $113,237 (10.0%) 0.00 111
    2020-05-01 $79,900 (2.4%) $112,809 (12.6%) 0.00 110
    2020-06-01 $79,900 (-4.5%) $107,462 (-1.6%) 0.00 120
    2020-07-01 $79,900 (0.0%) $107,842 (-1.5%) 0.00 122
    2020-08-01 $79,900 (-3.7%) $112,387 (-2.9%) 0.00 116
    2020-09-01 $82,450 (-0.3%) $116,100 (-1.5%) 0.00 113
    2020-10-01 $79,900 (-3.4%) $111,499 (-6.5%) 0.00 120
    2020-11-01 $79,900 (-5.9%) $111,643 (-7.7%) 0.00 105
    2020-12-01 $81,800 (-0.2%) $121,888 (0.8%) 0.00 94
    2021-01-01 $78,450 (-1.8%) $115,086 (-1.7%) 0.00 83
    2021-02-01 $76,650 (-4.1%) $111,483 (-2.6%) 0.00 68
    2021-03-01 $79,200 (-0.9%) $116,795 (4.5%) 0.00 61
    2021-04-01 $77,800 (-2.6%) $117,191 (3.5%) 0.00 51
    2021-05-01 $82,500 (3.3%) $128,066 (13.5%) 0.00 55
    2021-06-01 $85,200 (6.6%) $134,174 (24.9%) 0.00 52
    2021-07-01 $82,500 (3.3%) $130,446 (21.0%) 0.00 60
    2021-08-01 $83,625 (4.7%) $114,826 (2.2%) 0.00 63
    2021-09-01 $77,400 (-6.1%) $101,035 (-13.0%) 0.00 69
    2021-10-01 $74,200 (-7.1%) $89,272 (-19.9%) 0.00 70
    2021-11-01 $72,825 (-8.9%) $90,685 (-18.8%) 0.00 64
    2021-12-01 $74,900 (-8.4%) $94,604 (-22.4%) 0.00 58
    2022-01-01 $74,900 (-4.5%) $98,058 (-14.8%) 0.00 52
    2022-02-01 $67,425 (-12.0%) $88,002 (-21.1%) 0.00 46
    2022-03-01 $71,250 (-10.0%) $101,946 (-12.7%) 0.00 38
    2022-04-01 $93,200 (19.8%) $121,848 (4.0%) 0.00 42
    2022-05-01 $95,350 (15.6%) $120,269 (-6.1%) 0.00 48
    2022-06-01 $83,650 (-1.8%) $114,693 (-14.5%) 0.00 46
    2022-07-01 $83,000 (0.6%) $126,706 (-2.9%) 0.00 41
    2022-08-01 $92,300 (10.4%) $126,837 (10.5%) 0.00 55
    2022-09-01 $87,464 (13.0%) $122,444 (21.2%) 0.00 55
    2022-10-01 $103,900 (40.0%) $144,458 (61.8%) 0.00 53
    2022-11-01 $111,450 (53.0%) $148,144 (63.4%) 0.00 56
    2022-12-01 $92,950 (24.1%) $138,339 (46.2%) 0.00 57
    2023-01-01 $92,850 (24.0%) $127,837 (30.4%) 0.00 54
    2023-02-01 $107,300 (59.1%) $134,416 (52.7%) 0.00 39
    2023-03-01 $103,650 (45.5%) $142,039 (39.3%) 0.00 41
    2023-04-01 $117,400 (26.0%) $148,376 (21.8%) 0.00 38
    2023-05-01 $114,850 (20.5%) $147,402 (22.6%) 0.00 36
    2023-06-01 $112,000 (33.9%) $162,933 (42.1%) 0.00 36
    2023-07-01 $103,450 (24.6%) $147,421 (16.4%) 0.00 37
    2023-08-01 $147,425 (59.7%) $162,332 (28.0%) 0.00 38
    2023-09-01 $145,000 (65.8%) $162,411 (32.6%) 0.00 47
    2023-10-01 $138,550 (33.4%) $160,802 (11.3%) 0.00 56
    Taylorville's median listing price for 2023-10-01 was $138,550, a difference of $34,650 (33.4%) versus the prior year and $-6,450 versus the prior month.

    Taylorville's median listing price comes in at 0% of the national average.

    Taylorville's average listing price for 2023-10-01 was $160,802, a difference of $16,344 (11.3%) versus the prior year and $-1,609 versus the prior month.

    For the 2023-10-01 period, Taylorville had 56 MLS listings, a difference of 9 listings (19%) versus the prior month and 3 listings (6%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Taylorville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,451 sqft
    2018-02-01 0 days 1,432 sqft
    2018-03-01 0 days 1,421 sqft
    2018-04-01 0 days 1,473 sqft
    2018-05-01 0 days 1,431 sqft
    2018-06-01 0 days 1,432 sqft
    2018-07-01 0 days 1,415 sqft
    2018-08-01 0 days 1,346 sqft
    2018-09-01 0 days 1,342 sqft
    2018-10-01 0 days 1,269 sqft
    2018-11-01 0 days 1,320 sqft
    2018-12-01 0 days 1,335 sqft
    2019-01-01 0 days 1,356 sqft
    2019-02-01 0 days 1,375 sqft
    2019-03-01 0 days 1,295 sqft
    2019-04-01 0 days 1,307 sqft
    2019-05-01 0 days 1,274 sqft
    2019-06-01 0 days 1,316 sqft
    2019-07-01 0 days 1,322 sqft
    2019-08-01 0 days 1,375 sqft
    2019-09-01 0 days 1,411 sqft
    2019-10-01 0 days 1,461 sqft
    2019-11-01 0 days 1,559 sqft
    2019-12-01 0 days 1,547 sqft
    2020-01-01 0 days 1,372 sqft
    2020-02-01 0 days 1,396 sqft
    2020-03-01 0 days 1,384 sqft
    2020-04-01 0 days 1,398 sqft
    2020-05-01 0 days 1,362 sqft
    2020-06-01 0 days 1,290 sqft
    2020-07-01 0 days 1,266 sqft
    2020-08-01 0 days 1,296 sqft
    2020-09-01 0 days 1,389 sqft
    2020-10-01 0 days 1,296 sqft
    2020-11-01 0 days 1,270 sqft
    2020-12-01 0 days 1,383 sqft
    2021-01-01 0 days 1,292 sqft
    2021-02-01 0 days 1,296 sqft
    2021-03-01 0 days 1,308 sqft
    2021-04-01 0 days 1,253 sqft
    2021-05-01 0 days 1,440 sqft
    2021-06-01 0 days 1,296 sqft
    2021-07-01 0 days 1,296 sqft
    2021-08-01 0 days 1,164 sqft
    2021-09-01 0 days 1,137 sqft
    2021-10-01 0 days 1,135 sqft
    2021-11-01 0 days 1,202 sqft
    2021-12-01 0 days 1,200 sqft
    2022-01-01 0 days 1,200 sqft
    2022-02-01 0 days 1,104 sqft
    2022-03-01 0 days 1,240 sqft
    2022-04-01 0 days 1,343 sqft
    2022-05-01 0 days 1,396 sqft
    2022-06-01 0 days 1,351 sqft
    2022-07-01 0 days 1,408 sqft
    2022-08-01 0 days 1,380 sqft
    2022-09-01 0 days 1,377 sqft
    2022-10-01 0 days 1,444 sqft
    2022-11-01 0 days 1,545 sqft
    2022-12-01 0 days 1,392 sqft
    2023-01-01 0 days 1,492 sqft
    2023-02-01 0 days 1,592 sqft
    2023-03-01 0 days 1,532 sqft
    2023-04-01 0 days 1,467 sqft
    2023-05-01 0 days 1,445 sqft
    2023-06-01 0 days 1,623 sqft
    2023-07-01 0 days 1,572 sqft
    2023-08-01 0 days 1,690 sqft
    2023-09-01 0 days 1,680 sqft
    2023-10-01 0 days 1,654 sqft
    Taylorville's median listing age (time on market) for 2023-10-01 was 0 days.

    Taylorville's median square footage for active listings during the 2023-10-01 period was 1,654 sqft. One year prior, the average listing was 1,444 sqft.

    Taylorville, IL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 294 $35,850,000 $121,939
    Cash Out Refi 53 $6,935,000 $130,849
    Refi 46 $4,510,000 $98,043
    Home Improvement 20 $1,150,000 $57,500
    Other 20 $870,000 $43,500

    Taylorville's most frequently cited loan purpose was Home Purchase, with 294 originations. The 2nd most popular reason was Cash Out Refi, with 53 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 140 $17,240,000 $123,143
    4-5% 94 $10,220,000 $108,723
    3-4% 70 $8,600,000 $122,857
    6-7% 62 $6,650,000 $107,258
    2.5-3% 22 $2,830,000 $128,636
    <2.5% 14 $710,000 $50,714
    7-8% 14 $1,150,000 $82,143
    Over 8% 4 $260,000 $65,000

    During 2022, Taylorville's most frequently originated rate bucket was 5-6%, with 140 originations.

    Loan Sizing (Taylorville, IL MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 235 $14,585,000 $62,064
    $100k-200k 151 $20,955,000 $138,775
    $200k-400k 40 $10,310,000 $257,750
    $400k-600k 6 $2,800,000 $466,667
    $600k-1000k 1 $665,000 $665,000

    Taylorville's loan sizing saw the bucket of loans from $100,000 or less with 235 originations, totaling $14,585,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 251 $31,375,000 $125,000
    60-80% 80 $9,810,000 $122,625
    40-60% 34 $3,170,000 $93,235
    20-40% 25 $1,485,000 $59,400
    Under 20% 22 $450,000 $20,455
    Over 100% 6 $1,200,000 $200,000

    Taylorville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 251 originations, totaling $31,375,000 in origination value.