Taylorville Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Taylorville averaged 6.71% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.7% and one month ago for the week of 2024-11-07, the average rate was 6.6%.

    Taylorville's average rate one year ago was 7.24%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.5%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Taylorville 30 Year Fixed Rate 2024-12-12 6.71%
    Taylorville 30 Year Fixed Rate Refi 2024-12-12 6.5%
    Taylorville 15 Year Fixed Rate 2024-12-12 5.64%
    Taylorville 15 Year Fixed Rate Refi 2024-12-12 5.74%
    Taylorville 30 Year FHA 2024-12-12 6.5%
    Taylorville 30 Year FHA Refi 2024-12-12 6.48%
    Taylorville 30 Year USDA 2024-12-12 6.1%
    Taylorville 30 Year USDA Refi 2024-12-12 6.1%
    Taylorville 30 Year VA 2024-12-12 5.88%
    Taylorville 30 Year VA Refi 2024-12-12 5.88%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Taylorville, IL.

    Taylorville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Taylorville, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Heartland Bank and Trust Company 13 6.67% $2,246
    CNB Bank And Trust, N.A. 9 7.14% $2,205
    INB 6 6.56% $2,320
    Regions Bank 6 6.73% $3,503
    U.S. Bank 6 7.14% $2,636
    FLAT BRANCH MORTGAGE, INC. 5 6.70% $3,266
    PNC Bank 4 7.00% $2,606
    United Community Bank 4 6.69% $1,635
    Bank of Hillsboro 3 6.58% $1,953
    QUICKEN LOANS, LLC 3 6.75% $4,997
    Wells Fargo Bank 3 7.38% $3,454
    First Mid Bank & Trust 2 5.75% $2,161
    UNITED WHOLESALE MORTGAGE, LLC 2 6.44% $5,388
    Bank of Springfield 2 7.51% $2,134
    Busey Bank 2 7.31% $3,025
    Mortgage Research Center, LLC 1 7.50% $5,227
    Morton Community Bank 1 7.50% $2,325
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $6,315
    PENTAGON FEDERAL CREDIT UNION 1 5.63% $1,815
    Prairie State Bank and Trust 1 6.13% $1,322
    The First National Bank of Raymond 1 6.00% $523
    HEARTLAND 1 6.75% $1,858
    AIR ACADEMY 1 6.50% $1,276
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.38% $5,403
    Barrington Bank & Trust Company, N.A. 1 6.75% $3,520
    CALIBER HOME LOANS, INC. 1 6.50% $3,386
    CITIZENS EQUITY FIRST 1 6.13% $623
    Community Mortgage Banc Corporation 1 8.00% $3,317
    CROSSCOUNTRY MORTGAGE, LLC 1 7.25% $2,947
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 5.50% $3,028
    Farm Credit Mid-America, ACA 1 6.88% $9,176
    FIRST STATE MORTGAGE SERVICES, LLC 1 6.75% $4,661
    Flagstar Bank, FSB 1 7.13% $3,682
    1ST MIDAMERICA 1 6.50% $1,823
    IAA Credit Union 1 7.25% $2,379
    Marine Bank 1 5.63% $2,480

    Taylorville Average Closing Costs & Other Stats

    Taylorville, IL's 36 lenders originated 413 loans during 2023. The total origination value was $43,515,000, with an average loan value of $105,363.

    Taylorville's average closing costs are $3,432.

    The top Taylorville lender as defined by loan originations is Heartland Bank and Trust Company, with 13 loans originated. Their average total fees are $2,246, which is $41 higher than the next largest lender, CNB Bank And Trust, N.A..

    The lowest fee Taylorville lenders (with over 10 loans originated) are Heartland Bank and Trust Company ($2,246), .

    The lowest rate Taylorville lenders (with over 10 loans originated) are Heartland Bank and Trust Company (6.67%), .

    Taylorville, IL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    First National Bank of Pana $5,705,000 n/a 13.1%
    Regions Bank $2,430,000 $2,920,000 20.2% 6.7%
    FLAT BRANCH MORTGAGE, INC. $1,875,000 $2,460,000 31.2% 5.7%
    CNB Bank And Trust, N.A. $3,700,000 $2,235,000 -39.6% 5.1%
    Mortgage Research Center, LLC $2,615,000 $2,150,000 -17.8% 4.9%
    Heartland Bank and Trust Company $2,000,000 n/a 4.6%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $2,605,000 $1,975,000 -24.2% 4.5%
    United Community Bank $2,000,000 $1,890,000 -5.5% 4.3%
    GERSHMAN INVESTMENT CORP. $820,000 $1,780,000 117.1% 4.1%
    INB $2,780,000 $1,480,000 -46.8% 3.4%
    U.S. Bank $2,335,000 $1,465,000 -37.3% 3.4%
    NEWREZ LLC $190,000 $1,210,000 536.8% 2.8%
    PNC Bank $630,000 $1,150,000 82.5% 2.6%
    The First National Bank of Raymond $925,000 n/a 2.1%
    QUICKEN LOANS, LLC $2,810,000 $835,000 -70.3% 1.9%
    Bank of Springfield $1,420,000 $685,000 -51.8% 1.6%
    Wells Fargo Bank $425,000 $645,000 51.8% 1.5%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $430,000 $620,000 44.2% 1.4%
    LOANDEPOT.COM, LLC $520,000 $480,000 -7.7% 1.1%
    Farm Credit Mid-America, ACA $890,000 $470,000 -47.2% 1.1%
    Hickory Point Bank and Trust $45,000 $460,000 922.2% 1.1%
    First Mid Bank & Trust $280,000 $450,000 60.7% 1.0%
    FCB Banks $415,000 n/a 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $165,000 $415,000 151.5% 1.0%
    CALIBER HOME LOANS, INC. $1,155,000 $405,000 -64.9% 0.9%
    Bank of Hillsboro $475,000 $380,000 -20.0% 0.9%
    Morton Community Bank $370,000 n/a 0.9%
    GUARANTEED RATE, INC. $335,000 n/a 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $175,000 $305,000 74.3% 0.7%
    AIR ACADEMY $295,000 n/a 0.7%
    Marine Bank $395,000 $285,000 -27.8% 0.7%
    CITIZENS EQUITY FIRST $705,000 $260,000 -63.1% 0.6%
    FREEDOM MORTGAGE CORPORATION $230,000 $260,000 13.0% 0.6%
    AMCAP MORTGAGE, LTD. $245,000 n/a 0.6%
    IAA Credit Union $245,000 n/a 0.6%
    JPMorgan Chase Bank $335,000 $235,000 -29.9% 0.5%
    Bank & Trust Company $345,000 $230,000 -33.3% 0.5%
    NBKC BANK $225,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $215,000 n/a 0.5%
    FIRST STATE MORTGAGE SERVICES, LLC $165,000 $215,000 30.3% 0.5%
    VILLAGE CAPITAL MORTGAGE $215,000 n/a 0.5%
    Midland States Bank $150,000 $200,000 33.3% 0.5%
    Alliance Community Bank $220,000 $195,000 -11.4% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $115,000 $180,000 56.5% 0.4%
    EMM LOANS LLC $175,000 n/a 0.4%
    PENTAGON FEDERAL CREDIT UNION $175,000 n/a 0.4%
    Flanagan State Bank $160,000 n/a 0.4%
    Flagstar Bank, FSB $155,000 n/a 0.4%
    LAKEVIEW LOAN SERVICING, LLC $155,000 n/a 0.4%
    USAA Federal Savings Bank $280,000 $135,000 -51.8% 0.3%
    Busey Bank $280,000 $115,000 -58.9% 0.3%
    Community Mortgage Banc Corporation $115,000 n/a 0.3%
    First State Bank of Campbell Hill $115,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $455,000 $115,000 -74.7% 0.3%
    ENDEAVOR CAPITAL, LLC. $105,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $515,000 $105,000 -79.6% 0.2%
    21ST MORTGAGE CORPORATION $95,000 n/a 0.2%
    HEARTLAND $470,000 $95,000 -79.8% 0.2%
    Petefish, Skiles & Co. $240,000 $95,000 -60.4% 0.2%
    Prairie State Bank and Trust $910,000 $85,000 -90.7% 0.2%
    TOP FLITE FINANCIAL, INC. $455,000 $85,000 -81.3% 0.2%
    Coastal Community Bank $80,000 n/a 0.2%
    DECATUR EARTHMOVER CREDIT UNION $600,000 $80,000 -86.7% 0.2%
    1ST MIDAMERICA $65,000 $75,000 15.4% 0.2%
    Barrington Bank & Trust Company, N.A. $290,000 $75,000 -74.1% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $75,000 n/a 0.2%
    CHEVRON $65,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.1%
    Plains Commerce Bank $185,000 $65,000 -64.9% 0.1%
    State Bank of Waterloo $65,000 n/a 0.1%
    Figure Lending LLC $55,000 n/a 0.1%
    PENNYMAC LOAN SERVICES, LLC $335,000 $55,000 -83.6% 0.1%
    Williamsville State Bank & Trust $55,000 n/a 0.1%
    Discover Bank $45,000 n/a 0.1%
    The FNB Community Bank $45,000 n/a 0.1%
    Lakeview Community Capital, LLC $35,000 n/a 0.1%
    Security Bank, s.b. $180,000 $35,000 -80.6% 0.1%
    United Fidelity Bank, fsb $35,000 n/a 0.1%
    Warren-Boynton State Bank $420,000 $35,000 -91.7% 0.1%
    American Bank of Missouri $125,000 $25,000 -80.0% 0.1%
    EVANSVILLE TEACHERS $155,000 $25,000 -83.9% 0.1%
    First State Bank $25,000 n/a 0.1%

    Taylorville's top lender by overall market share is First National Bank of Pana, with 13.1% market share. In second place, with 6.7%, is Regions Bank, having originated $2,920,000 in loans. In third place, with 5.7%, is FLAT BRANCH MORTGAGE, INC., having originated $2,460,000 in loans. In fourth place, with 5.1%, is CNB Bank And Trust, N.A., having originated $2,235,000 in loans. In fifth place, with 4.9%, is Mortgage Research Center, LLC, having originated $2,150,000 in loans.

    Taylorville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Taylorville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $88,000 (10.7%) $108,781 (2.5%) 0.00 149
    2018-02-01 $87,700 (14.1%) $107,365 (3.8%) 0.00 158
    2018-03-01 $87,500 (11.4%) $109,603 (8.6%) 0.00 159
    2018-04-01 $88,225 (10.4%) $113,824 (4.3%) 0.00 159
    2018-05-01 $88,800 (11.1%) $112,894 (0.9%) 0.00 169
    2018-06-01 $94,900 (15.9%) $117,943 (0.9%) 0.00 174
    2018-07-01 $92,075 (7.8%) $117,143 (0.4%) 0.00 180
    2018-08-01 $89,900 (2.2%) $113,504 (-4.5%) 0.00 189
    2018-09-01 $89,900 (4.7%) $111,386 (-3.5%) 0.00 199
    2018-10-01 $88,750 (1.9%) $106,432 (-3.4%) 0.00 199
    2018-11-01 $89,125 (4.3%) $105,786 (-0.7%) 0.00 187
    2018-12-01 $83,350 (-1.9%) $103,090 (-2.3%) 0.00 164
    2019-01-01 $80,550 (-8.5%) $97,073 (-10.8%) 0.00 168
    2019-02-01 $79,900 (-8.9%) $96,207 (-10.4%) 0.00 163
    2019-03-01 $79,500 (-9.1%) $98,511 (-10.1%) 0.00 149
    2019-04-01 $79,850 (-9.5%) $102,931 (-9.6%) 0.00 142
    2019-05-01 $78,000 (-12.2%) $100,226 (-11.2%) 0.00 150
    2019-06-01 $83,350 (-12.2%) $109,239 (-7.4%) 0.00 160
    2019-07-01 $79,900 (-13.2%) $108,249 (-7.6%) 0.00 151
    2019-08-01 $82,432 (-8.3%) $114,588 (1.0%) 0.00 159
    2019-09-01 $82,330 (-8.4%) $116,695 (4.8%) 0.00 160
    2019-10-01 $82,486 (-7.1%) $118,100 (11.0%) 0.00 160
    2019-11-01 $84,900 (-4.7%) $119,875 (13.3%) 0.00 155
    2019-12-01 $82,000 (-1.6%) $119,697 (16.1%) 0.00 134
    2020-01-01 $79,900 (-0.8%) $115,819 (19.3%) 0.00 131
    2020-02-01 $79,900 (0.0%) $113,313 (17.8%) 0.00 132
    2020-03-01 $79,900 (0.5%) $111,765 (13.5%) 0.00 127
    2020-04-01 $79,900 (0.1%) $113,237 (10.0%) 0.00 111
    2020-05-01 $79,900 (2.4%) $112,809 (12.6%) 0.00 110
    2020-06-01 $79,900 (-4.1%) $107,462 (-1.6%) 0.00 120
    2020-07-01 $79,900 (0.0%) $107,842 (-0.4%) 0.00 122
    2020-08-01 $79,900 (-3.1%) $112,387 (-1.9%) 0.00 116
    2020-09-01 $82,450 (0.2%) $116,100 (-0.5%) 0.00 113
    2020-10-01 $79,900 (-3.1%) $111,499 (-5.6%) 0.00 120
    2020-11-01 $79,900 (-5.9%) $111,643 (-6.9%) 0.00 105
    2020-12-01 $81,800 (-0.2%) $121,888 (1.8%) 0.00 94
    2021-01-01 $78,450 (-1.8%) $115,086 (-0.6%) 0.00 83
    2021-02-01 $76,650 (-4.1%) $111,483 (-1.6%) 0.00 68
    2021-03-01 $79,200 (-0.9%) $116,795 (4.5%) 0.00 61
    2021-04-01 $77,800 (-2.6%) $117,191 (3.5%) 0.00 51
    2021-05-01 $82,500 (3.3%) $128,066 (13.5%) 0.00 55
    2021-06-01 $85,200 (6.6%) $134,174 (24.9%) 0.00 52
    2021-07-01 $82,500 (3.3%) $130,446 (21.0%) 0.00 60
    2021-08-01 $83,625 (4.7%) $114,826 (2.2%) 0.00 63
    2021-09-01 $77,400 (-6.1%) $101,035 (-13.0%) 0.00 69
    2021-10-01 $74,200 (-7.1%) $89,272 (-19.9%) 0.00 70
    2021-11-01 $72,825 (-8.9%) $90,685 (-18.8%) 0.00 64
    2021-12-01 $74,900 (-8.4%) $94,604 (-22.4%) 0.00 58
    2022-01-01 $74,900 (-4.5%) $98,058 (-14.8%) 0.00 52
    2022-02-01 $67,425 (-12.0%) $88,002 (-21.1%) 0.00 46
    2022-03-01 $71,250 (-10.0%) $101,946 (-12.7%) 0.00 38
    2022-04-01 $93,200 (19.8%) $121,848 (4.0%) 0.00 42
    2022-05-01 $95,350 (15.6%) $120,269 (-6.1%) 0.00 48
    2022-06-01 $83,650 (-1.8%) $114,693 (-14.5%) 0.00 46
    2022-07-01 $83,000 (0.6%) $126,706 (-2.9%) 0.00 41
    2022-08-01 $92,300 (10.4%) $126,837 (10.5%) 0.00 55
    2022-09-01 $87,464 (13.0%) $122,444 (21.2%) 0.00 55
    2022-10-01 $103,900 (40.0%) $144,458 (61.8%) 0.00 53
    2022-11-01 $111,450 (53.0%) $148,144 (63.4%) 0.00 56
    2022-12-01 $92,950 (24.1%) $138,339 (46.2%) 0.00 57
    2023-01-01 $92,850 (24.0%) $127,837 (30.4%) 0.00 54
    2023-02-01 $107,300 (59.1%) $134,416 (52.7%) 0.00 39
    2023-03-01 $103,650 (45.5%) $142,039 (39.3%) 0.00 41
    2023-04-01 $117,400 (26.0%) $148,376 (21.8%) 0.00 38
    2023-05-01 $114,850 (20.5%) $147,402 (22.6%) 0.00 36
    2023-06-01 $112,000 (33.9%) $162,933 (42.1%) 0.00 36
    2023-07-01 $103,450 (24.6%) $147,421 (16.4%) 0.00 37
    2023-08-01 $147,425 (59.7%) $162,332 (28.0%) 0.00 38
    2023-09-01 $145,000 (65.8%) $162,411 (32.6%) 0.00 47
    2023-10-01 $138,550 (33.4%) $160,802 (11.3%) 0.00 56
    2023-11-01 $146,200 (31.2%) $166,741 (12.6%) 0.00 57
    2023-12-01 $140,000 (50.6%) $161,155 (16.5%) 0.00 49
    2024-01-01 $146,225 (57.5%) $164,780 (28.9%) 0.00 46
    2024-02-01 $134,450 (25.3%) $166,759 (24.1%) 0.00 38
    2024-03-01 $128,750 (24.2%) $156,133 (9.9%) 0.00 35
    2024-04-01 $142,425 (21.3%) $174,200 (17.4%) 0.00 33
    2024-05-01 $145,000 (26.3%) $183,754 (24.7%) 0.00 38
    2024-06-01 $142,450 (27.2%) $177,973 (9.2%) 0.00 44
    2024-07-01 $162,400 (57.0%) $184,495 (25.2%) 0.00 47
    2024-08-01 $152,900 (3.7%) $177,952 (9.6%) 0.00 53
    2024-09-01 $134,925 (-7.0%) $180,029 (10.9%) 0.00 64
    2024-10-01 $129,875 (-6.3%) $174,675 (8.6%) 0.00 70
    2024-11-01 $144,900 (-0.9%) $171,312 (2.7%) 0.00 64
    Taylorville's median listing price for 2024-11-01 was $144,900, a difference of $-1,300 (-0.9%) versus the prior year and $15,025 versus the prior month.

    Taylorville's median listing price comes in at 0% of the national average.

    Taylorville's average listing price for 2024-11-01 was $171,312, a difference of $4,571 (2.7%) versus the prior year and $-3,363 versus the prior month.

    For the 2024-11-01 period, Taylorville had 64 MLS listings, a difference of -6 listings (-9%) versus the prior month and 7 listings (12%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Taylorville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,451 sqft
    2018-02-01 0 days 1,432 sqft
    2018-03-01 0 days 1,421 sqft
    2018-04-01 0 days 1,473 sqft
    2018-05-01 0 days 1,431 sqft
    2018-06-01 0 days 1,432 sqft
    2018-07-01 0 days 1,415 sqft
    2018-08-01 0 days 1,346 sqft
    2018-09-01 0 days 1,342 sqft
    2018-10-01 0 days 1,269 sqft
    2018-11-01 0 days 1,320 sqft
    2018-12-01 0 days 1,335 sqft
    2019-01-01 0 days 1,356 sqft
    2019-02-01 0 days 1,375 sqft
    2019-03-01 0 days 1,295 sqft
    2019-04-01 0 days 1,307 sqft
    2019-05-01 0 days 1,274 sqft
    2019-06-01 0 days 1,302 sqft
    2019-07-01 0 days 1,316 sqft
    2019-08-01 0 days 1,372 sqft
    2019-09-01 0 days 1,406 sqft
    2019-10-01 0 days 1,456 sqft
    2019-11-01 0 days 1,548 sqft
    2019-12-01 0 days 1,540 sqft
    2020-01-01 0 days 1,346 sqft
    2020-02-01 0 days 1,373 sqft
    2020-03-01 0 days 1,373 sqft
    2020-04-01 0 days 1,398 sqft
    2020-05-01 0 days 1,362 sqft
    2020-06-01 0 days 1,290 sqft
    2020-07-01 0 days 1,266 sqft
    2020-08-01 0 days 1,296 sqft
    2020-09-01 0 days 1,389 sqft
    2020-10-01 0 days 1,296 sqft
    2020-11-01 0 days 1,270 sqft
    2020-12-01 0 days 1,383 sqft
    2021-01-01 0 days 1,292 sqft
    2021-02-01 0 days 1,296 sqft
    2021-03-01 0 days 1,308 sqft
    2021-04-01 0 days 1,253 sqft
    2021-05-01 0 days 1,440 sqft
    2021-06-01 0 days 1,296 sqft
    2021-07-01 0 days 1,296 sqft
    2021-08-01 0 days 1,164 sqft
    2021-09-01 0 days 1,137 sqft
    2021-10-01 0 days 1,135 sqft
    2021-11-01 0 days 1,202 sqft
    2021-12-01 0 days 1,200 sqft
    2022-01-01 0 days 1,200 sqft
    2022-02-01 0 days 1,104 sqft
    2022-03-01 0 days 1,240 sqft
    2022-04-01 0 days 1,343 sqft
    2022-05-01 0 days 1,396 sqft
    2022-06-01 0 days 1,351 sqft
    2022-07-01 0 days 1,408 sqft
    2022-08-01 0 days 1,380 sqft
    2022-09-01 0 days 1,377 sqft
    2022-10-01 0 days 1,444 sqft
    2022-11-01 0 days 1,545 sqft
    2022-12-01 0 days 1,392 sqft
    2023-01-01 0 days 1,492 sqft
    2023-02-01 0 days 1,592 sqft
    2023-03-01 0 days 1,532 sqft
    2023-04-01 0 days 1,467 sqft
    2023-05-01 0 days 1,445 sqft
    2023-06-01 0 days 1,623 sqft
    2023-07-01 0 days 1,572 sqft
    2023-08-01 0 days 1,690 sqft
    2023-09-01 0 days 1,680 sqft
    2023-10-01 0 days 1,654 sqft
    2023-11-01 0 days 1,662 sqft
    2023-12-01 0 days 1,659 sqft
    2024-01-01 0 days 1,706 sqft
    2024-02-01 0 days 1,680 sqft
    2024-03-01 0 days 1,713 sqft
    2024-04-01 0 days 1,720 sqft
    2024-05-01 0 days 1,728 sqft
    2024-06-01 0 days 1,553 sqft
    2024-07-01 0 days 1,678 sqft
    2024-08-01 0 days 1,816 sqft
    2024-09-01 0 days 1,843 sqft
    2024-10-01 0 days 1,721 sqft
    2024-11-01 0 days 1,700 sqft
    Taylorville's median listing age (time on market) for 2024-11-01 was 0 days.

    Taylorville's median square footage for active listings during the 2024-11-01 period was 1,700 sqft. One year prior, the average listing was 1,662 sqft.

    Taylorville, IL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 287 $33,165,000 $115,557
    Cash Out Refi 41 $3,835,000 $93,537
    Refi 40 $4,020,000 $100,500
    Home Improvement 25 $1,405,000 $56,200
    Other 20 $1,090,000 $54,500

    Taylorville's most frequently cited loan purpose was Home Purchase, with 287 originations. The 2nd most popular reason was Cash Out Refi, with 41 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 151 $16,905,000 $111,954
    7-8% 97 $11,565,000 $119,227
    Over 8% 41 $2,745,000 $66,951
    5-6% 39 $5,055,000 $129,615
    <2.5% 7 $35,000 $5,000
    4-5% 3 $265,000 $88,333

    During 2023, Taylorville's most frequently originated rate bucket was 6-7%, with 151 originations.

    Loan Sizing (Taylorville, IL MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 243 $14,085,000 $57,963
    $100k-200k 128 $18,460,000 $144,219
    $200k-400k 41 $10,495,000 $255,976
    $400k-600k 1 $475,000 $475,000

    Taylorville's loan sizing saw the bucket of loans from $100,000 or less with 243 originations, totaling $14,085,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 198 $24,980,000 $126,162
    60-80% 56 $6,490,000 $115,893
    20-40% 30 $1,570,000 $52,333
    40-60% 26 $2,370,000 $91,154
    Under 20% 26 $710,000 $27,308
    Over 100% 2 $240,000 $120,000

    Taylorville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 198 originations, totaling $24,980,000 in origination value.