Taylorville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Taylorville averaged 6.76% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.89% and one month ago for the week of 2023-02-09, the average rate was 6.08%.

    Taylorville's average rate one year ago was 4.21%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.29%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Taylorville 30 Year Fixed Rate 2023-03-16 6.76%
    Taylorville 30 Year Fixed Rate Refi 2023-03-16 6.29%
    Taylorville 15 Year Fixed Rate 2023-03-16 6.33%
    Taylorville 15 Year Fixed Rate Refi 2023-03-16 6.12%
    Taylorville 30 Year FHA 2023-03-16 6.26%
    Taylorville 30 Year FHA Refi 2023-03-16 6.37%
    Taylorville 30 Year USDA 2023-03-16 6.57%
    Taylorville 30 Year USDA Refi 2023-03-16 6.22%
    Taylorville 30 Year VA 2023-03-16 6.56%
    Taylorville 30 Year VA Refi 2023-03-16 6.25%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Taylorville, IL.

    Taylorville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Taylorville, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    CNB Bank And Trust, N.A. 18 3.08% $2,779
    Town & Country Banc Mortgage Services, Inc. 18 3.10% $1,755
    QUICKEN LOANS, LLC 16 3.15% $4,453
    U.S. Bank 11 3.31% $2,281
    United Community Bank 8 3.09% $1,456
    Regions Bank 8 3.30% $2,236
    Bank of Springfield 8 2.89% $1,658
    INB 8 3.27% $1,827
    Marine Bank 7 2.71% $1,541
    CITIZENS EQUITY FIRST 7 3.54% $1,114
    FLAT BRANCH MORTGAGE, INC. 5 3.25% $2,984
    GERSHMAN INVESTMENT CORP. 4 3.94% $2,063
    Prairie State Bank and Trust 4 2.69% $1,324
    HEARTLAND 4 2.88% $2,013
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 4 3.47% $2,605
    1ST MIDAMERICA 3 2.96% $2,538
    First Mid Bank & Trust 3 3.29% $2,056
    HOME POINT FINANCIAL CORPORATION 3 3.00% $3,597
    LOANDEPOT.COM, LLC 3 2.92% $3,720
    Hickory Point Bank and Trust 2 3.31% $1,807
    PNC Bank 2 3.63% $1,120
    Wells Fargo Bank 2 3.81% $2,750
    Barrington Bank & Trust Company, N.A. 2 3.56% $3,509
    Bank of Hillsboro 2 3.63% $1,601
    CALIBER HOME LOANS, INC. 2 2.87% $3,272
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.06% $2,920
    INLAND BANK & TRUST 1 2.75% $2,954
    JPMorgan Chase Bank 1 3.38% $3,498
    LEADERONE FINANCIAL CORPORATION 1 3.37% $2,615
    MEMBER FIRST MORTGAGE, LLC 1 3.25% $2,389
    Fortress Bank 1 2.38% $1,867
    Morton Community Bank 1 3.13% $1,919
    Petefish, Skiles & Co. 1 3.50% $4,082
    BETTER MORTGAGE CORPORATION 1 3.38% $3,031
    ROYAL UNITED MORTGAGE LLC 1 4.25% $3,703
    SECURITYNATIONAL MORTGAGE COMPANY 1 3.88% $6,623
    The Huntington National Bank 1 3.00% $1,733
    AMERISAVE MORTGAGE CORPORATION 1 2.88% $5,284
    AMERICAN FINANCING CORPORATION 1 2.88% $2,781
    Farm Credit Mid-America, ACA 1 3.70% $4,388
    UNITED WHOLESALE MORTGAGE, LLC 1 3.00% $2,648
    Midland States Bank 1 2.88% $2,130
    FREEDOM MORTGAGE CORPORATION 1 2.88% $3,522
    EVANSVILLE TEACHERS 1 2.75% $2,186
    CHURCHILL MORTGAGE CORPORATION 1 3.25% $3,344
    Alliance Community Bank 1 3.13% $1,833
    ILLINOIS STATE CREDIT UNION 1 2.88% $1,839
    Chicago Mortgage Solutions LLC 1 2.87% $763

    Taylorville Average Closing Costs & Other Stats

    Taylorville, IL's 48 lenders originated 646 loans during 2021. The total origination value was $75,250,000, with an average loan value of $116,486.

    Taylorville's average closing costs are $3,183.

    The top Taylorville lender as defined by loan originations is CNB Bank And Trust, N.A., with 18 loans originated. Their average total fees are $2,779, which is $1,024 higher than the next largest lender, Town & Country Banc Mortgage Services, Inc..

    The lowest fee Taylorville lenders (with over 10 loans originated) are Town & Country Banc Mortgage Services, Inc. ($1,755), U.S. Bank ($2,281), CNB Bank And Trust, N.A. ($2,779), QUICKEN LOANS, LLC ($4,453) and .

    The lowest rate Taylorville lenders (with over 10 loans originated) are CNB Bank And Trust, N.A. (3.08%), Town & Country Banc Mortgage Services, Inc. (3.10%), QUICKEN LOANS, LLC (3.15%), U.S. Bank (3.31%) and .

    Taylorville, IL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    CNB Bank And Trust, N.A. $13,135,000 $7,530,000 -42.7% 10.0%
    QUICKEN LOANS, LLC $4,450,000 $6,180,000 38.9% 8.2%
    Town & Country Banc Mortgage Services, Inc. $6,555,000 $5,175,000 -21.1% 6.9%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $4,120,000 $4,480,000 8.7% 6.0%
    U.S. Bank $2,950,000 $4,185,000 41.9% 5.6%
    Bank of Springfield $3,350,000 $3,385,000 1.0% 4.5%
    Regions Bank $3,575,000 $2,920,000 -18.3% 3.9%
    United Community Bank $5,075,000 $2,555,000 -49.7% 3.4%
    FLAT BRANCH MORTGAGE, INC. $870,000 $2,245,000 158.0% 3.0%
    Mortgage Research Center, LLC $1,395,000 $2,185,000 56.6% 2.9%
    GERSHMAN INVESTMENT CORP. $2,865,000 $2,010,000 -29.8% 2.7%
    Marine Bank $1,410,000 $1,640,000 16.3% 2.2%
    INB $1,485,000 $1,600,000 7.7% 2.1%
    FREEDOM MORTGAGE CORPORATION $1,525,000 $1,300,000 -14.8% 1.7%
    CITIZENS EQUITY FIRST $1,080,000 $1,130,000 4.6% 1.5%
    PENNYMAC LOAN SERVICES, LLC $190,000 $1,130,000 494.7% 1.5%
    HOME POINT FINANCIAL CORPORATION $910,000 $1,120,000 23.1% 1.5%
    CALIBER HOME LOANS, INC. $390,000 $1,115,000 185.9% 1.5%
    The First National Bank in Carlyle $1,035,000 n/a 1.4%
    Bank & Trust Company $1,795,000 $1,005,000 -44.0% 1.3%
    Security Bank, s.b. $275,000 $955,000 247.3% 1.3%
    LOANDEPOT.COM, LLC $315,000 $940,000 198.4% 1.2%
    Bank of Hillsboro $1,755,000 $935,000 -46.7% 1.2%
    TOP FLITE FINANCIAL, INC. $1,660,000 $930,000 -44.0% 1.2%
    Prairie State Bank and Trust $1,525,000 $835,000 -45.2% 1.1%
    Wells Fargo Bank $240,000 $765,000 218.8% 1.0%
    LEADERONE FINANCIAL CORPORATION $275,000 $690,000 150.9% 0.9%
    HEARTLAND $920,000 $685,000 -25.5% 0.9%
    First Mid Bank & Trust $445,000 $670,000 50.6% 0.9%
    Petefish, Skiles & Co. $600,000 n/a 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $585,000 n/a 0.8%
    Farm Credit Mid-America, ACA $300,000 $535,000 78.3% 0.7%
    USAA Federal Savings Bank $220,000 $520,000 136.4% 0.7%
    PNC Bank $1,145,000 $510,000 -55.5% 0.7%
    VILLAGE CAPITAL & INVESTMENT LLC $55,000 $510,000 827.3% 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $415,000 $455,000 9.6% 0.6%
    DECATUR EARTHMOVER CREDIT UNION $135,000 $430,000 218.5% 0.6%
    Hickory Point Bank and Trust $600,000 $405,000 -32.5% 0.5%
    AMERISAVE MORTGAGE CORPORATION $350,000 $390,000 11.4% 0.5%
    Heartland Bank and Trust Company $390,000 n/a 0.5%
    1ST MIDAMERICA $385,000 n/a 0.5%
    NEWREZ LLC $545,000 $355,000 -34.9% 0.5%
    JPMorgan Chase Bank $350,000 n/a 0.5%
    NEW DAY FINANCIAL, LLC $410,000 $350,000 -14.6% 0.5%
    Meridian Bank Corporation $345,000 n/a 0.5%
    The Federal Savings Bank $360,000 $320,000 -11.1% 0.4%
    Alliance Community Bank $160,000 $315,000 96.9% 0.4%
    AMERICAN FINANCING CORPORATION $155,000 $310,000 100.0% 0.4%
    SECURITYNATIONAL MORTGAGE COMPANY $470,000 $245,000 -47.9% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $245,000 n/a 0.3%
    DRAPER AND KRAMER MORTGAGE CORP. $480,000 $240,000 -50.0% 0.3%
    Morton Community Bank $235,000 n/a 0.3%
    Carrington Mortgage Services, LLC $310,000 $220,000 -29.0% 0.3%
    CMG MORTGAGE, INC. $845,000 $220,000 -74.0% 0.3%
    Buena Vista National Bank $210,000 n/a 0.3%
    Dieterich Bank $195,000 n/a 0.3%
    CHURCHILL MORTGAGE CORPORATION $185,000 n/a 0.2%
    Chicago Mortgage Solutions LLC $175,000 n/a 0.2%
    Warren-Boynton State Bank $170,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $300,000 $160,000 -46.7% 0.2%
    FCB Banks $35,000 $155,000 342.9% 0.2%
    PLANET HOME LENDING, LLC $155,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $165,000 $140,000 -15.2% 0.2%
    ROYAL UNITED MORTGAGE LLC $140,000 $140,000 0.0% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $135,000 n/a 0.2%
    Midland States Bank $135,000 n/a 0.2%
    Neighborhood Loans, Inc. $135,000 n/a 0.2%
    Carrollton Bank $640,000 $130,000 -79.7% 0.2%
    FIRST CENTENNIAL MORTGAGE CORPORATION $125,000 n/a 0.2%
    First Home Bank $65,000 $115,000 76.9% 0.2%
    GUARANTEED RATE, INC. $115,000 n/a 0.2%
    Bank of O'Fallon $105,000 n/a 0.1%
    Credit Union 1 $155,000 $105,000 -32.3% 0.1%
    INLAND BANK & TRUST $435,000 $105,000 -75.9% 0.1%
    The FNB Community Bank $105,000 n/a 0.1%
    The Huntington National Bank $505,000 $105,000 -79.2% 0.1%
    AmeriHome Mortgage Company, LLC $270,000 $95,000 -64.8% 0.1%
    BETTER MORTGAGE CORPORATION $95,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $95,000 n/a 0.1%
    First State Bank $75,000 $85,000 13.3% 0.1%
    ILLINOIS STATE CREDIT UNION $65,000 $85,000 30.8% 0.1%
    MEMBER FIRST MORTGAGE, LLC $85,000 n/a 0.1%
    Amerifirst Financial, Inc. $75,000 n/a 0.1%
    First Guaranty Mortgage Corporation $455,000 $75,000 -83.5% 0.1%
    FIRST STATE MORTGAGE SERVICES, LLC $95,000 $75,000 -21.1% 0.1%
    Peoples Bank $75,000 n/a 0.1%
    Bank of America $65,000 n/a 0.1%
    Fortress Bank $65,000 n/a 0.1%
    STEARNS LENDING, LLC $140,000 $65,000 -53.6% 0.1%
    EVANSVILLE TEACHERS $55,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $55,000 n/a 0.1%
    West Central Bank $455,000 $55,000 -87.9% 0.1%
    CELEBRITY HOME LOANS, LLC $290,000 $45,000 -84.5% 0.1%
    Figure Lending LLC $35,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
    SPRING EQ, LLC $25,000 n/a 0.0%
    Town and Country Bank $35,000 $25,000 -28.6% 0.0%

    Taylorville's top lender by overall market share is CNB Bank And Trust, N.A., with 10.0% market share. In second place, with 8.2%, is QUICKEN LOANS, LLC, having originated $6,180,000 in loans. In third place, with 6.9%, is Town & Country Banc Mortgage Services, Inc., having originated $5,175,000 in loans. In fourth place, with 6.0%, is DIAMOND RESIDENTIAL MORTGAGE CORPORATION, having originated $4,480,000 in loans. In fifth place, with 5.6%, is U.S. Bank, having originated $4,185,000 in loans.

    Taylorville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Taylorville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $88,000 (10.7%) $108,781 (2.5%) 0.00 149
    2018-02-01 $87,700 (14.1%) $107,365 (3.8%) 0.00 158
    2018-03-01 $87,500 (11.4%) $109,603 (8.6%) 0.00 159
    2018-04-01 $88,225 (10.4%) $113,824 (4.3%) 0.00 159
    2018-05-01 $88,800 (11.1%) $112,894 (0.9%) 0.00 169
    2018-06-01 $94,900 (15.9%) $117,943 (0.9%) 0.00 174
    2018-07-01 $92,075 (7.8%) $117,143 (0.4%) 0.00 180
    2018-08-01 $89,900 (2.2%) $113,504 (-4.5%) 0.00 189
    2018-09-01 $89,900 (4.7%) $111,386 (-3.5%) 0.00 199
    2018-10-01 $88,750 (1.9%) $106,432 (-3.4%) 0.00 199
    2018-11-01 $89,125 (4.3%) $105,786 (-0.7%) 0.00 187
    2018-12-01 $83,350 (-1.9%) $103,090 (-2.3%) 0.00 164
    2019-01-01 $80,550 (-8.5%) $97,073 (-10.8%) 0.00 168
    2019-02-01 $79,900 (-8.9%) $96,207 (-10.4%) 0.00 163
    2019-03-01 $79,500 (-9.1%) $98,511 (-10.1%) 0.00 150
    2019-04-01 $79,850 (-9.5%) $102,931 (-9.6%) 0.00 142
    2019-05-01 $78,000 (-12.2%) $100,226 (-11.2%) 0.00 150
    2019-06-01 $83,700 (-11.8%) $108,323 (-8.2%) 0.00 160
    2019-07-01 $79,900 (-13.2%) $109,644 (-6.4%) 0.00 152
    2019-08-01 $82,936 (-7.8%) $115,751 (2.0%) 0.00 160
    2019-09-01 $82,691 (-8.0%) $117,823 (5.8%) 0.00 161
    2019-10-01 $82,727 (-6.8%) $119,204 (12.0%) 0.00 161
    2019-11-01 $84,900 (-4.7%) $120,956 (14.3%) 0.00 156
    2019-12-01 $82,000 (-1.6%) $120,909 (17.3%) 0.00 135
    2020-01-01 $79,900 (-0.8%) $117,023 (20.6%) 0.00 132
    2020-02-01 $79,900 (0.0%) $114,487 (19.0%) 0.00 133
    2020-03-01 $79,900 (0.5%) $111,765 (13.5%) 0.00 127
    2020-04-01 $79,900 (0.1%) $113,237 (10.0%) 0.00 111
    2020-05-01 $79,900 (2.4%) $112,809 (12.6%) 0.00 110
    2020-06-01 $79,900 (-4.5%) $107,462 (-0.8%) 0.00 120
    2020-07-01 $79,900 (0.0%) $107,842 (-1.6%) 0.00 122
    2020-08-01 $79,900 (-3.7%) $112,387 (-2.9%) 0.00 116
    2020-09-01 $82,450 (-0.3%) $116,100 (-1.5%) 0.00 113
    2020-10-01 $79,900 (-3.4%) $111,499 (-6.5%) 0.00 120
    2020-11-01 $79,900 (-5.9%) $111,643 (-7.7%) 0.00 105
    2020-12-01 $81,800 (-0.2%) $121,888 (0.8%) 0.00 94
    2021-01-01 $78,450 (-1.8%) $115,086 (-1.7%) 0.00 83
    2021-02-01 $76,650 (-4.1%) $111,483 (-2.6%) 0.00 68
    2021-03-01 $79,200 (-0.9%) $116,795 (4.5%) 0.00 61
    2021-04-01 $77,800 (-2.6%) $117,191 (3.5%) 0.00 51
    2021-05-01 $82,500 (3.3%) $128,066 (13.5%) 0.00 55
    2021-06-01 $85,200 (6.6%) $134,174 (24.9%) 0.00 52
    2021-07-01 $82,500 (3.3%) $130,446 (21.0%) 0.00 60
    2021-08-01 $83,625 (4.7%) $114,826 (2.2%) 0.00 63
    2021-09-01 $77,400 (-6.1%) $101,035 (-13.0%) 0.00 69
    2021-10-01 $74,200 (-7.1%) $89,272 (-19.9%) 0.00 70
    2021-11-01 $72,825 (-8.9%) $90,685 (-18.8%) 0.00 64
    2021-12-01 $74,900 (-8.4%) $94,604 (-22.4%) 0.00 58
    2022-01-01 $74,900 (-4.5%) $98,058 (-14.8%) 0.00 52
    2022-02-01 $67,425 (-12.0%) $88,002 (-21.1%) 0.00 46
    2022-03-01 $71,250 (-10.0%) $101,946 (-12.7%) 0.00 38
    2022-04-01 $93,200 (19.8%) $121,848 (4.0%) 0.00 42
    2022-05-01 $95,350 (15.6%) $120,269 (-6.1%) 0.00 48
    2022-06-01 $83,650 (-1.8%) $114,693 (-14.5%) 0.00 46
    2022-07-01 $82,400 (-0.1%) $126,706 (-2.9%) 0.00 41
    2022-08-01 $87,400 (4.5%) $124,058 (8.0%) 0.00 55
    2022-09-01 $87,464 (13.0%) $120,436 (19.2%) 0.00 55
    2022-10-01 $109,000 (46.9%) $146,151 (63.7%) 0.00 53
    2022-11-01 $113,425 (55.8%) $147,515 (62.7%) 0.00 56
    2022-12-01 $89,900 (20.0%) $138,423 (46.3%) 0.00 57
    2023-01-01 $92,400 (23.4%) $126,531 (29.0%) 0.00 54
    2023-02-01 $108,350 (60.7%) $136,284 (54.9%) 0.00 39
    Taylorville's median listing price for 2023-02-01 was $108,350, a difference of $40,925 (60.7%) versus the prior year and $15,950 versus the prior month.

    Taylorville's median listing price comes in at 0% of the national average.

    Taylorville's average listing price for 2023-02-01 was $136,284, a difference of $48,282 (54.9%) versus the prior year and $9,753 versus the prior month.

    For the 2023-02-01 period, Taylorville had 39 MLS listings, a difference of -15 listings (-28%) versus the prior month and -7 listings (-15%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Taylorville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,451 sqft
    2018-02-01 0 days 1,432 sqft
    2018-03-01 0 days 1,421 sqft
    2018-04-01 0 days 1,473 sqft
    2018-05-01 0 days 1,431 sqft
    2018-06-01 0 days 1,432 sqft
    2018-07-01 0 days 1,415 sqft
    2018-08-01 0 days 1,346 sqft
    2018-09-01 0 days 1,342 sqft
    2018-10-01 0 days 1,269 sqft
    2018-11-01 0 days 1,320 sqft
    2018-12-01 0 days 1,335 sqft
    2019-01-01 0 days 1,356 sqft
    2019-02-01 0 days 1,375 sqft
    2019-03-01 0 days 1,295 sqft
    2019-04-01 0 days 1,307 sqft
    2019-05-01 0 days 1,274 sqft
    2019-06-01 0 days 1,316 sqft
    2019-07-01 0 days 1,328 sqft
    2019-08-01 0 days 1,375 sqft
    2019-09-01 0 days 1,411 sqft
    2019-10-01 0 days 1,461 sqft
    2019-11-01 0 days 1,559 sqft
    2019-12-01 0 days 1,547 sqft
    2020-01-01 0 days 1,372 sqft
    2020-02-01 0 days 1,396 sqft
    2020-03-01 0 days 1,384 sqft
    2020-04-01 0 days 1,398 sqft
    2020-05-01 0 days 1,362 sqft
    2020-06-01 0 days 1,290 sqft
    2020-07-01 0 days 1,266 sqft
    2020-08-01 0 days 1,292 sqft
    2020-09-01 0 days 1,389 sqft
    2020-10-01 0 days 1,296 sqft
    2020-11-01 0 days 1,270 sqft
    2020-12-01 0 days 1,383 sqft
    2021-01-01 0 days 1,292 sqft
    2021-02-01 0 days 1,296 sqft
    2021-03-01 0 days 1,308 sqft
    2021-04-01 0 days 1,253 sqft
    2021-05-01 0 days 1,440 sqft
    2021-06-01 0 days 1,296 sqft
    2021-07-01 0 days 1,296 sqft
    2021-08-01 0 days 1,164 sqft
    2021-09-01 0 days 1,137 sqft
    2021-10-01 0 days 1,135 sqft
    2021-11-01 0 days 1,202 sqft
    2021-12-01 0 days 1,200 sqft
    2022-01-01 0 days 1,200 sqft
    2022-02-01 0 days 1,104 sqft
    2022-03-01 0 days 1,240 sqft
    2022-04-01 0 days 1,343 sqft
    2022-05-01 0 days 1,396 sqft
    2022-06-01 0 days 1,351 sqft
    2022-07-01 0 days 1,408 sqft
    2022-08-01 0 days 1,399 sqft
    2022-09-01 0 days 1,377 sqft
    2022-10-01 0 days 1,495 sqft
    2022-11-01 0 days 1,528 sqft
    2022-12-01 0 days 1,447 sqft
    2023-01-01 0 days 1,484 sqft
    2023-02-01 0 days 1,592 sqft
    Taylorville's median listing age (time on market) for 2023-02-01 was 0 days.

    Taylorville's median square footage for active listings during the 2023-02-01 period was 1,592 sqft. One year prior, the average listing was 1,104 sqft.

    Taylorville, IL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 323 $38,235,000 $118,375
    Refi 189 $22,805,000 $120,661
    Cash Out Refi 103 $12,405,000 $120,437
    Home Improvement 16 $870,000 $54,375
    Other 15 $935,000 $62,333

    Taylorville's most frequently cited loan purpose was Home Purchase, with 323 originations. The 2nd most popular reason was Refi, with 189 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 256 $27,700,000 $108,203
    2.5-3% 203 $25,485,000 $125,542
    <2.5% 120 $14,850,000 $123,750
    4-5% 30 $2,790,000 $93,000
    5-6% 7 $205,000 $29,286
    6-7% 3 $335,000 $111,667
    7-8% 2 $50,000 $25,000

    During 2021, Taylorville's most frequently originated rate bucket was 3-4%, with 256 originations.

    Loan Sizing (Taylorville, IL MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 331 $22,115,000 $66,813
    $100k-200k 245 $34,235,000 $139,735
    $200k-400k 69 $17,865,000 $258,913
    $Over $1MM 1 $1,035,000 $1,035,000

    Taylorville's loan sizing saw the bucket of loans from $100,000 or less with 331 originations, totaling $22,115,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 336 $39,760,000 $118,333
    60-80% 176 $21,810,000 $123,920
    40-60% 61 $5,815,000 $95,328
    20-40% 16 $970,000 $60,625
    Under 20% 11 $185,000 $16,818
    Over 100% 2 $450,000 $225,000

    Taylorville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 336 originations, totaling $39,760,000 in origination value.