Taylorville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Taylorville averaged 6.53% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.23% and one month ago for the week of 2024-09-05, the average rate was 6.56%.

Taylorville's average rate one year ago was 7.7%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Taylorville 30 Year Fixed Rate 2024-10-10 6.53%
Taylorville 30 Year Fixed Rate Refi 2024-10-10 6.62%
Taylorville 15 Year Fixed Rate 2024-10-10 5.41%
Taylorville 15 Year Fixed Rate Refi 2024-10-10 5.71%
Taylorville 30 Year FHA 2024-10-10 6.23%
Taylorville 30 Year FHA Refi 2024-10-10 6.2%
Taylorville 30 Year USDA 2024-10-10 5.98%
Taylorville 30 Year USDA Refi 2024-10-10 6.08%
Taylorville 30 Year VA 2024-10-10 5.85%
Taylorville 30 Year VA Refi 2024-10-10 5.75%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Taylorville, IL.

Taylorville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Taylorville, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Heartland Bank and Trust Company 13 6.67% $2,246
CNB Bank And Trust, N.A. 9 7.14% $2,205
INB 6 6.56% $2,320
Regions Bank 6 6.73% $3,503
U.S. Bank 6 7.14% $2,636
FLAT BRANCH MORTGAGE, INC. 5 6.70% $3,266
PNC Bank 4 7.00% $2,606
United Community Bank 4 6.69% $1,635
Bank of Hillsboro 3 6.58% $1,953
QUICKEN LOANS, LLC 3 6.75% $4,997
Wells Fargo Bank 3 7.38% $3,454
First Mid Bank & Trust 2 5.75% $2,161
UNITED WHOLESALE MORTGAGE, LLC 2 6.44% $5,388
Bank of Springfield 2 7.51% $2,134
Busey Bank 2 7.31% $3,025
Mortgage Research Center, LLC 1 7.50% $5,227
Morton Community Bank 1 7.50% $2,325
Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $6,315
PENTAGON FEDERAL CREDIT UNION 1 5.63% $1,815
Prairie State Bank and Trust 1 6.13% $1,322
The First National Bank of Raymond 1 6.00% $523
HEARTLAND 1 6.75% $1,858
AIR ACADEMY 1 6.50% $1,276
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.38% $5,403
Barrington Bank & Trust Company, N.A. 1 6.75% $3,520
CALIBER HOME LOANS, INC. 1 6.50% $3,386
CITIZENS EQUITY FIRST 1 6.13% $623
Community Mortgage Banc Corporation 1 8.00% $3,317
CROSSCOUNTRY MORTGAGE, LLC 1 7.25% $2,947
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 5.50% $3,028
Farm Credit Mid-America, ACA 1 6.88% $9,176
FIRST STATE MORTGAGE SERVICES, LLC 1 6.75% $4,661
Flagstar Bank, FSB 1 7.13% $3,682
1ST MIDAMERICA 1 6.50% $1,823
IAA Credit Union 1 7.25% $2,379
Marine Bank 1 5.63% $2,480

Taylorville Average Closing Costs & Other Stats

Taylorville, IL's 36 lenders originated 413 loans during 2023. The total origination value was $43,515,000, with an average loan value of $105,363.

Taylorville's average closing costs are $3,432.

The top Taylorville lender as defined by loan originations is Heartland Bank and Trust Company, with 13 loans originated. Their average total fees are $2,246, which is $41 higher than the next largest lender, CNB Bank And Trust, N.A..

The lowest fee Taylorville lenders (with over 10 loans originated) are Heartland Bank and Trust Company ($2,246), .

The lowest rate Taylorville lenders (with over 10 loans originated) are Heartland Bank and Trust Company (6.67%), .

Taylorville, IL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First National Bank of Pana $5,705,000 n/a 13.1%
Regions Bank $2,430,000 $2,920,000 20.2% 6.7%
FLAT BRANCH MORTGAGE, INC. $1,875,000 $2,460,000 31.2% 5.7%
CNB Bank And Trust, N.A. $3,700,000 $2,235,000 -39.6% 5.1%
Mortgage Research Center, LLC $2,615,000 $2,150,000 -17.8% 4.9%
Heartland Bank and Trust Company $2,000,000 n/a 4.6%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $2,605,000 $1,975,000 -24.2% 4.5%
United Community Bank $2,000,000 $1,890,000 -5.5% 4.3%
GERSHMAN INVESTMENT CORP. $820,000 $1,780,000 117.1% 4.1%
INB $2,780,000 $1,480,000 -46.8% 3.4%
U.S. Bank $2,335,000 $1,465,000 -37.3% 3.4%
NEWREZ LLC $190,000 $1,210,000 536.8% 2.8%
PNC Bank $630,000 $1,150,000 82.5% 2.6%
The First National Bank of Raymond $925,000 n/a 2.1%
QUICKEN LOANS, LLC $2,810,000 $835,000 -70.3% 1.9%
Bank of Springfield $1,420,000 $685,000 -51.8% 1.6%
Wells Fargo Bank $425,000 $645,000 51.8% 1.5%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $430,000 $620,000 44.2% 1.4%
LOANDEPOT.COM, LLC $520,000 $480,000 -7.7% 1.1%
Farm Credit Mid-America, ACA $890,000 $470,000 -47.2% 1.1%
Hickory Point Bank and Trust $45,000 $460,000 922.2% 1.1%
First Mid Bank & Trust $280,000 $450,000 60.7% 1.0%
FCB Banks $415,000 n/a 1.0%
UNITED WHOLESALE MORTGAGE, LLC $165,000 $415,000 151.5% 1.0%
CALIBER HOME LOANS, INC. $1,155,000 $405,000 -64.9% 0.9%
Bank of Hillsboro $475,000 $380,000 -20.0% 0.9%
Morton Community Bank $370,000 n/a 0.9%
GUARANTEED RATE, INC. $335,000 n/a 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $175,000 $305,000 74.3% 0.7%
AIR ACADEMY $295,000 n/a 0.7%
Marine Bank $395,000 $285,000 -27.8% 0.7%
CITIZENS EQUITY FIRST $705,000 $260,000 -63.1% 0.6%
FREEDOM MORTGAGE CORPORATION $230,000 $260,000 13.0% 0.6%
AMCAP MORTGAGE, LTD. $245,000 n/a 0.6%
IAA Credit Union $245,000 n/a 0.6%
JPMorgan Chase Bank $335,000 $235,000 -29.9% 0.5%
Bank & Trust Company $345,000 $230,000 -33.3% 0.5%
NBKC BANK $225,000 n/a 0.5%
AMERISAVE MORTGAGE CORPORATION $215,000 n/a 0.5%
FIRST STATE MORTGAGE SERVICES, LLC $165,000 $215,000 30.3% 0.5%
VILLAGE CAPITAL MORTGAGE $215,000 n/a 0.5%
Midland States Bank $150,000 $200,000 33.3% 0.5%
Alliance Community Bank $220,000 $195,000 -11.4% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $115,000 $180,000 56.5% 0.4%
EMM LOANS LLC $175,000 n/a 0.4%
PENTAGON FEDERAL CREDIT UNION $175,000 n/a 0.4%
Flanagan State Bank $160,000 n/a 0.4%
Flagstar Bank, FSB $155,000 n/a 0.4%
LAKEVIEW LOAN SERVICING, LLC $155,000 n/a 0.4%
USAA Federal Savings Bank $280,000 $135,000 -51.8% 0.3%
Busey Bank $280,000 $115,000 -58.9% 0.3%
Community Mortgage Banc Corporation $115,000 n/a 0.3%
First State Bank of Campbell Hill $115,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $455,000 $115,000 -74.7% 0.3%
ENDEAVOR CAPITAL, LLC. $105,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $515,000 $105,000 -79.6% 0.2%
21ST MORTGAGE CORPORATION $95,000 n/a 0.2%
HEARTLAND $470,000 $95,000 -79.8% 0.2%
Petefish, Skiles & Co. $240,000 $95,000 -60.4% 0.2%
Prairie State Bank and Trust $910,000 $85,000 -90.7% 0.2%
TOP FLITE FINANCIAL, INC. $455,000 $85,000 -81.3% 0.2%
Coastal Community Bank $80,000 n/a 0.2%
DECATUR EARTHMOVER CREDIT UNION $600,000 $80,000 -86.7% 0.2%
1ST MIDAMERICA $65,000 $75,000 15.4% 0.2%
Barrington Bank & Trust Company, N.A. $290,000 $75,000 -74.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $75,000 n/a 0.2%
CHEVRON $65,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.1%
Plains Commerce Bank $185,000 $65,000 -64.9% 0.1%
State Bank of Waterloo $65,000 n/a 0.1%
Figure Lending LLC $55,000 n/a 0.1%
PENNYMAC LOAN SERVICES, LLC $335,000 $55,000 -83.6% 0.1%
Williamsville State Bank & Trust $55,000 n/a 0.1%
Discover Bank $45,000 n/a 0.1%
The FNB Community Bank $45,000 n/a 0.1%
Lakeview Community Capital, LLC $35,000 n/a 0.1%
Security Bank, s.b. $180,000 $35,000 -80.6% 0.1%
United Fidelity Bank, fsb $35,000 n/a 0.1%
Warren-Boynton State Bank $420,000 $35,000 -91.7% 0.1%
American Bank of Missouri $125,000 $25,000 -80.0% 0.1%
EVANSVILLE TEACHERS $155,000 $25,000 -83.9% 0.1%
First State Bank $25,000 n/a 0.1%

Taylorville's top lender by overall market share is First National Bank of Pana, with 13.1% market share. In second place, with 6.7%, is Regions Bank, having originated $2,920,000 in loans. In third place, with 5.7%, is FLAT BRANCH MORTGAGE, INC., having originated $2,460,000 in loans. In fourth place, with 5.1%, is CNB Bank And Trust, N.A., having originated $2,235,000 in loans. In fifth place, with 4.9%, is Mortgage Research Center, LLC, having originated $2,150,000 in loans.


Taylorville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Taylorville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $88,000 (10.7%) $108,781 (2.5%) 0.00 149
2018-02-01 $87,700 (14.1%) $107,365 (3.8%) 0.00 158
2018-03-01 $87,500 (11.4%) $109,603 (8.6%) 0.00 159
2018-04-01 $88,225 (10.4%) $113,824 (4.3%) 0.00 159
2018-05-01 $88,800 (11.1%) $112,894 (0.9%) 0.00 169
2018-06-01 $94,900 (15.9%) $117,943 (0.9%) 0.00 174
2018-07-01 $92,075 (7.8%) $117,143 (0.4%) 0.00 180
2018-08-01 $89,900 (2.2%) $113,504 (-4.5%) 0.00 189
2018-09-01 $89,900 (4.7%) $111,386 (-3.5%) 0.00 199
2018-10-01 $88,750 (1.9%) $106,432 (-3.4%) 0.00 199
2018-11-01 $89,125 (4.3%) $105,786 (-0.7%) 0.00 187
2018-12-01 $83,350 (-1.9%) $103,090 (-2.3%) 0.00 164
2019-01-01 $80,550 (-8.5%) $97,073 (-10.8%) 0.00 168
2019-02-01 $79,900 (-8.9%) $96,207 (-10.4%) 0.00 163
2019-03-01 $79,500 (-9.1%) $98,511 (-10.1%) 0.00 149
2019-04-01 $79,850 (-9.5%) $102,931 (-9.6%) 0.00 142
2019-05-01 $78,000 (-12.2%) $100,226 (-11.2%) 0.00 150
2019-06-01 $83,350 (-12.2%) $109,239 (-7.4%) 0.00 160
2019-07-01 $79,900 (-13.2%) $108,249 (-7.6%) 0.00 151
2019-08-01 $82,432 (-8.3%) $114,588 (1.0%) 0.00 159
2019-09-01 $82,330 (-8.4%) $116,695 (4.8%) 0.00 160
2019-10-01 $82,486 (-7.1%) $118,100 (11.0%) 0.00 160
2019-11-01 $84,900 (-4.7%) $119,875 (13.3%) 0.00 155
2019-12-01 $82,000 (-1.6%) $119,697 (16.1%) 0.00 134
2020-01-01 $79,900 (-0.8%) $115,819 (19.3%) 0.00 131
2020-02-01 $79,900 (0.0%) $113,313 (17.8%) 0.00 132
2020-03-01 $79,900 (0.5%) $111,765 (13.5%) 0.00 127
2020-04-01 $79,900 (0.1%) $113,237 (10.0%) 0.00 111
2020-05-01 $79,900 (2.4%) $112,809 (12.6%) 0.00 110
2020-06-01 $79,900 (-4.1%) $107,462 (-1.6%) 0.00 120
2020-07-01 $79,900 (0.0%) $107,842 (-0.4%) 0.00 122
2020-08-01 $79,900 (-3.1%) $112,387 (-1.9%) 0.00 116
2020-09-01 $82,450 (0.2%) $116,100 (-0.5%) 0.00 113
2020-10-01 $79,900 (-3.1%) $111,499 (-5.6%) 0.00 120
2020-11-01 $79,900 (-5.9%) $111,643 (-6.9%) 0.00 105
2020-12-01 $81,800 (-0.2%) $121,888 (1.8%) 0.00 94
2021-01-01 $78,450 (-1.8%) $115,086 (-0.6%) 0.00 83
2021-02-01 $76,650 (-4.1%) $111,483 (-1.6%) 0.00 68
2021-03-01 $79,200 (-0.9%) $116,795 (4.5%) 0.00 61
2021-04-01 $77,800 (-2.6%) $117,191 (3.5%) 0.00 51
2021-05-01 $82,500 (3.3%) $128,066 (13.5%) 0.00 55
2021-06-01 $85,200 (6.6%) $134,174 (24.9%) 0.00 52
2021-07-01 $82,500 (3.3%) $130,446 (21.0%) 0.00 60
2021-08-01 $83,625 (4.7%) $114,826 (2.2%) 0.00 63
2021-09-01 $77,400 (-6.1%) $101,035 (-13.0%) 0.00 69
2021-10-01 $74,200 (-7.1%) $89,272 (-19.9%) 0.00 70
2021-11-01 $72,825 (-8.9%) $90,685 (-18.8%) 0.00 64
2021-12-01 $74,900 (-8.4%) $94,604 (-22.4%) 0.00 58
2022-01-01 $74,900 (-4.5%) $98,058 (-14.8%) 0.00 52
2022-02-01 $67,425 (-12.0%) $88,002 (-21.1%) 0.00 46
2022-03-01 $71,250 (-10.0%) $101,946 (-12.7%) 0.00 38
2022-04-01 $93,200 (19.8%) $121,848 (4.0%) 0.00 42
2022-05-01 $95,350 (15.6%) $120,269 (-6.1%) 0.00 48
2022-06-01 $83,650 (-1.8%) $114,693 (-14.5%) 0.00 46
2022-07-01 $83,000 (0.6%) $126,706 (-2.9%) 0.00 41
2022-08-01 $92,300 (10.4%) $126,837 (10.5%) 0.00 55
2022-09-01 $87,464 (13.0%) $122,444 (21.2%) 0.00 55
2022-10-01 $103,900 (40.0%) $144,458 (61.8%) 0.00 53
2022-11-01 $111,450 (53.0%) $148,144 (63.4%) 0.00 56
2022-12-01 $92,950 (24.1%) $138,339 (46.2%) 0.00 57
2023-01-01 $92,850 (24.0%) $127,837 (30.4%) 0.00 54
2023-02-01 $107,300 (59.1%) $134,416 (52.7%) 0.00 39
2023-03-01 $103,650 (45.5%) $142,039 (39.3%) 0.00 41
2023-04-01 $117,400 (26.0%) $148,376 (21.8%) 0.00 38
2023-05-01 $114,850 (20.5%) $147,402 (22.6%) 0.00 36
2023-06-01 $112,000 (33.9%) $162,933 (42.1%) 0.00 36
2023-07-01 $103,450 (24.6%) $147,421 (16.4%) 0.00 37
2023-08-01 $147,425 (59.7%) $162,332 (28.0%) 0.00 38
2023-09-01 $145,000 (65.8%) $162,411 (32.6%) 0.00 47
2023-10-01 $138,550 (33.4%) $160,802 (11.3%) 0.00 56
2023-11-01 $146,200 (31.2%) $166,741 (12.6%) 0.00 57
2023-12-01 $140,000 (50.6%) $161,155 (16.5%) 0.00 49
2024-01-01 $146,225 (57.5%) $164,780 (28.9%) 0.00 46
2024-02-01 $134,450 (25.3%) $166,759 (24.1%) 0.00 38
2024-03-01 $128,750 (24.2%) $156,133 (9.9%) 0.00 35
2024-04-01 $142,425 (21.3%) $174,200 (17.4%) 0.00 33
2024-05-01 $145,000 (26.3%) $183,754 (24.7%) 0.00 38
2024-06-01 $142,450 (27.2%) $177,973 (9.2%) 0.00 44
2024-07-01 $162,400 (57.0%) $184,495 (25.2%) 0.00 47
2024-08-01 $152,900 (3.7%) $177,952 (9.6%) 0.00 53
2024-09-01 $134,925 (-7.0%) $180,029 (10.9%) 0.00 64
Taylorville's median listing price for 2024-09-01 was $134,925, a difference of $-10,075 (-7.0%) versus the prior year and $-17,975 versus the prior month.

Taylorville's median listing price comes in at 0% of the national average.

Taylorville's average listing price for 2024-09-01 was $180,029, a difference of $17,618 (10.9%) versus the prior year and $2,077 versus the prior month.

For the 2024-09-01 period, Taylorville had 64 MLS listings, a difference of 11 listings (21%) versus the prior month and 17 listings (36%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Taylorville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,451 sqft
2018-02-01 0 days 1,432 sqft
2018-03-01 0 days 1,421 sqft
2018-04-01 0 days 1,473 sqft
2018-05-01 0 days 1,431 sqft
2018-06-01 0 days 1,432 sqft
2018-07-01 0 days 1,415 sqft
2018-08-01 0 days 1,346 sqft
2018-09-01 0 days 1,342 sqft
2018-10-01 0 days 1,269 sqft
2018-11-01 0 days 1,320 sqft
2018-12-01 0 days 1,335 sqft
2019-01-01 0 days 1,356 sqft
2019-02-01 0 days 1,375 sqft
2019-03-01 0 days 1,295 sqft
2019-04-01 0 days 1,307 sqft
2019-05-01 0 days 1,274 sqft
2019-06-01 0 days 1,302 sqft
2019-07-01 0 days 1,316 sqft
2019-08-01 0 days 1,372 sqft
2019-09-01 0 days 1,406 sqft
2019-10-01 0 days 1,456 sqft
2019-11-01 0 days 1,548 sqft
2019-12-01 0 days 1,540 sqft
2020-01-01 0 days 1,346 sqft
2020-02-01 0 days 1,373 sqft
2020-03-01 0 days 1,373 sqft
2020-04-01 0 days 1,398 sqft
2020-05-01 0 days 1,362 sqft
2020-06-01 0 days 1,290 sqft
2020-07-01 0 days 1,266 sqft
2020-08-01 0 days 1,296 sqft
2020-09-01 0 days 1,389 sqft
2020-10-01 0 days 1,296 sqft
2020-11-01 0 days 1,270 sqft
2020-12-01 0 days 1,383 sqft
2021-01-01 0 days 1,292 sqft
2021-02-01 0 days 1,296 sqft
2021-03-01 0 days 1,308 sqft
2021-04-01 0 days 1,253 sqft
2021-05-01 0 days 1,440 sqft
2021-06-01 0 days 1,296 sqft
2021-07-01 0 days 1,296 sqft
2021-08-01 0 days 1,164 sqft
2021-09-01 0 days 1,137 sqft
2021-10-01 0 days 1,135 sqft
2021-11-01 0 days 1,202 sqft
2021-12-01 0 days 1,200 sqft
2022-01-01 0 days 1,200 sqft
2022-02-01 0 days 1,104 sqft
2022-03-01 0 days 1,240 sqft
2022-04-01 0 days 1,343 sqft
2022-05-01 0 days 1,396 sqft
2022-06-01 0 days 1,351 sqft
2022-07-01 0 days 1,408 sqft
2022-08-01 0 days 1,380 sqft
2022-09-01 0 days 1,377 sqft
2022-10-01 0 days 1,444 sqft
2022-11-01 0 days 1,545 sqft
2022-12-01 0 days 1,392 sqft
2023-01-01 0 days 1,492 sqft
2023-02-01 0 days 1,592 sqft
2023-03-01 0 days 1,532 sqft
2023-04-01 0 days 1,467 sqft
2023-05-01 0 days 1,445 sqft
2023-06-01 0 days 1,623 sqft
2023-07-01 0 days 1,572 sqft
2023-08-01 0 days 1,690 sqft
2023-09-01 0 days 1,680 sqft
2023-10-01 0 days 1,654 sqft
2023-11-01 0 days 1,662 sqft
2023-12-01 0 days 1,659 sqft
2024-01-01 0 days 1,706 sqft
2024-02-01 0 days 1,680 sqft
2024-03-01 0 days 1,713 sqft
2024-04-01 0 days 1,720 sqft
2024-05-01 0 days 1,728 sqft
2024-06-01 0 days 1,553 sqft
2024-07-01 0 days 1,678 sqft
2024-08-01 0 days 1,816 sqft
2024-09-01 0 days 1,843 sqft
Taylorville's median listing age (time on market) for 2024-09-01 was 0 days.

Taylorville's median square footage for active listings during the 2024-09-01 period was 1,843 sqft. One year prior, the average listing was 1,680 sqft.

Taylorville, IL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 287 $33,165,000 $115,557
Cash Out Refi 41 $3,835,000 $93,537
Refi 40 $4,020,000 $100,500
Home Improvement 25 $1,405,000 $56,200
Other 20 $1,090,000 $54,500

Taylorville's most frequently cited loan purpose was Home Purchase, with 287 originations. The 2nd most popular reason was Cash Out Refi, with 41 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 151 $16,905,000 $111,954
7-8% 97 $11,565,000 $119,227
Over 8% 41 $2,745,000 $66,951
5-6% 39 $5,055,000 $129,615
<2.5% 7 $35,000 $5,000
4-5% 3 $265,000 $88,333

During 2023, Taylorville's most frequently originated rate bucket was 6-7%, with 151 originations.

Loan Sizing (Taylorville, IL MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 243 $14,085,000 $57,963
$100k-200k 128 $18,460,000 $144,219
$200k-400k 41 $10,495,000 $255,976
$400k-600k 1 $475,000 $475,000

Taylorville's loan sizing saw the bucket of loans from $100,000 or less with 243 originations, totaling $14,085,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 198 $24,980,000 $126,162
60-80% 56 $6,490,000 $115,893
20-40% 30 $1,570,000 $52,333
40-60% 26 $2,370,000 $91,154
Under 20% 26 $710,000 $27,308
Over 100% 2 $240,000 $120,000

Taylorville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 198 originations, totaling $24,980,000 in origination value.