PEORIA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Peoria averaged
7.14%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7.09% and
one month ago for the week of 2025-04-17, the
average rate was 6.91%.
Peoria's average rate one year ago was 7.3%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.81%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Peoria 30 Year Fixed Rate | 2025-05-22 | 7.14% |
| Peoria 30 Year Fixed Rate Refi | 2025-05-22 | 6.81% |
| Peoria 15 Year Fixed Rate | 2025-05-22 | 6.48% |
| Peoria 15 Year Fixed Rate Refi | 2025-05-22 | 6.31% |
| Peoria 30 Year FHA | 2025-05-22 | 6.72% |
| Peoria 30 Year FHA Refi | 2025-05-22 | 6.51% |
| Peoria 30 Year USDA | 2025-05-22 | 6.53% |
| Peoria 30 Year USDA Refi | 2025-05-22 | 6.33% |
| Peoria 30 Year VA | 2025-05-22 | 7.01% |
| Peoria 30 Year VA Refi | 2025-05-22 | 6.21% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PEORIA, IL.
PEORIA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PEORIA, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PEORIA Average Closing Costs & Other Stats
PEORIA, IL's 143 lenders originated 7,641
loans during 2024. The total origination value was $1,131,475,000, with an average loan value of
$148,079.
PEORIA's average closing costs are $3,189.
The top PEORIA lender as defined by loan originations is CITIZENS EQUITY FIRST, with
669 loans originated. Their average total fees are
$1,402, which is $1,593
lower than the next largest lender,
FLAT BRANCH MORTGAGE, INC..
The lowest fee PEORIA lenders (with over 10 loans originated) are
CITIZENS EQUITY FIRST ($1,402), Fortress Bank ($2,101), Heartland Bank and Trust Company ($2,126), Morton Community Bank ($2,149) and JPMorgan Chase Bank ($2,228).
The lowest rate PEORIA lenders (with over 10 loans originated) are
Community Mortgage Banc Corporation (6.40%), First Mid Bank & Trust (6.49%), PROVIDENT FUNDING ASSOCIATES, L.P. (6.53%), CITIZENS EQUITY FIRST (6.56%) and Fortress Bank (6.58%).
PEORIA, IL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| CITIZENS EQUITY FIRST | $158,600,000 | $206,855,000 | 30.4% | 18.3% |
| FLAT BRANCH MORTGAGE, INC. | $96,525,000 | $111,775,000 | 15.8% | 9.9% |
| Morton Community Bank | $95,555,000 | $86,545,000 | -9.4% | 7.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $47,860,000 | $52,740,000 | 10.2% | 4.7% |
| U.S. Bank | $9,325,000 | $45,275,000 | 385.5% | 4.0% |
| QUICKEN LOANS, LLC | $25,320,000 | $43,160,000 | 70.5% | 3.8% |
| MLD MORTGAGE INC. | $41,240,000 | n/a | 3.6% | |
| Goodfield State Bank | $24,120,000 | $33,460,000 | 38.7% | 3.0% |
| Mortgage Research Center, LLC | $23,100,000 | $30,885,000 | 33.7% | 2.7% |
| INB | $25,320,000 | $25,190,000 | -0.5% | 2.2% |
| PNC Bank | $19,770,000 | $22,160,000 | 12.1% | 2.0% |
| NEWREZ LLC | $35,005,000 | $21,720,000 | -38.0% | 1.9% |
| FIRST STATE MORTGAGE SERVICES, LLC | $22,865,000 | $20,705,000 | -9.4% | 1.8% |
| Better Banks | $3,360,000 | $19,170,000 | 470.5% | 1.7% |
| Fortress Bank | $29,600,000 | $17,255,000 | -41.7% | 1.5% |
| JPMorgan Chase Bank | $10,305,000 | $15,950,000 | 54.8% | 1.4% |
| First Mid Bank & Trust | $1,740,000 | $14,960,000 | 759.8% | 1.3% |
| CBI Bank & Trust | $21,375,000 | $14,070,000 | -34.2% | 1.2% |
| Busey Bank | $12,170,000 | $11,860,000 | -2.5% | 1.0% |
| MidAmerica National Bank | $9,030,000 | $10,905,000 | 20.8% | 1.0% |
| BROKER SOLUTIONS, INC. | $6,150,000 | $10,135,000 | 64.8% | 0.9% |
| LEADERONE FINANCIAL CORPORATION | $12,080,000 | $9,310,000 | -22.9% | 0.8% |
| Citibank | $8,925,000 | n/a | 0.8% | |
| CIBM Bank | $8,215,000 | $7,605,000 | -7.4% | 0.7% |
| COMPEER FINANCIAL, FLCA | $6,380,000 | $7,475,000 | 17.2% | 0.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $4,005,000 | $7,445,000 | 85.9% | 0.7% |
| The Huntington National Bank | $4,675,000 | $7,355,000 | 57.3% | 0.7% |
| Flanagan State Bank | $7,235,000 | $6,840,000 | -5.5% | 0.6% |
| Commerce Bank | $7,610,000 | $6,305,000 | -17.1% | 0.6% |
| Heartland Bank and Trust Company | $8,000,000 | $6,255,000 | -21.8% | 0.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,885,000 | $6,235,000 | 27.6% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $1,385,000 | $5,820,000 | 320.2% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $2,480,000 | $5,710,000 | 130.2% | 0.5% |
| Wells Fargo Bank | $7,330,000 | $5,685,000 | -22.4% | 0.5% |
| USAA Federal Savings Bank | $3,670,000 | $5,675,000 | 54.6% | 0.5% |
| Ipava State Bank | $6,485,000 | $5,635,000 | -13.1% | 0.5% |
| Bank of Farmington | $5,385,000 | $5,080,000 | -5.7% | 0.4% |
| First National Bank in Tremont | $3,515,000 | $4,095,000 | 16.5% | 0.4% |
| LOANDEPOT.COM, LLC | $3,860,000 | $4,010,000 | 3.9% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $6,170,000 | $4,010,000 | -35.0% | 0.4% |
| TOWNE MORTGAGE COMPANY | $425,000 | $3,845,000 | 804.7% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $11,055,000 | $3,580,000 | -67.6% | 0.3% |
| Barrington Bank & Trust Company, N.A. | $1,420,000 | $3,465,000 | 144.0% | 0.3% |
| First State Bank of Forrest | $2,405,000 | $2,870,000 | 19.3% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $595,000 | $2,760,000 | 363.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $795,000 | $2,755,000 | 246.5% | 0.2% |
| Central Bank Illinois | $470,000 | $2,670,000 | 468.1% | 0.2% |
| Bank of America | $845,000 | $2,585,000 | 205.9% | 0.2% |
| GUARANTEED RATE, INC. | $3,125,000 | $2,515,000 | -19.5% | 0.2% |
| Midwest Bank | $1,300,000 | $2,400,000 | 84.6% | 0.2% |
| LAKE MICHIGAN CREDIT UNION | $450,000 | $2,375,000 | 427.8% | 0.2% |
| Community Partners Savings Bank | $2,205,000 | $2,355,000 | 6.8% | 0.2% |
| Discover Bank | $1,225,000 | $2,265,000 | 84.9% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,300,000 | $2,250,000 | 73.1% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,430,000 | $2,240,000 | 56.6% | 0.2% |
| Community Mortgage Banc Corporation | $1,910,000 | $2,190,000 | 14.7% | 0.2% |
| GUIDANCE RESIDENTIAL, LLC | $1,565,000 | $1,965,000 | 25.6% | 0.2% |
| Ixonia Bank | $1,560,000 | $1,955,000 | 25.3% | 0.2% |
| Flagstar Bank, FSB | $1,440,000 | $1,850,000 | 28.5% | 0.2% |
| Carrington Mortgage Services, LLC | $1,145,000 | $1,845,000 | 61.1% | 0.2% |
| POINT Mortgage | $1,790,000 | n/a | 0.2% | |
| S1L, Inc. | $1,765,000 | n/a | 0.2% | |
| VILLAGE CAPITAL MORTGAGE | $340,000 | $1,760,000 | 417.6% | 0.2% |
| Equity Prime Mortgage LLC | $1,715,000 | n/a | 0.2% | |
| BMO Harris Bank | $2,705,000 | $1,700,000 | -37.2% | 0.2% |
| GUILD MORTGAGE COMPANY | $2,705,000 | $1,695,000 | -37.3% | 0.1% |
| STATE BANK OFTOULON | $1,385,000 | $1,695,000 | 22.4% | 0.1% |
| CMG MORTGAGE, INC. | $370,000 | $1,675,000 | 352.7% | 0.1% |
| Bank of Pontiac | $1,885,000 | $1,615,000 | -14.3% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,955,000 | $1,590,000 | -18.7% | 0.1% |
| COMPASS MORTGAGE, INC. | $4,780,000 | $1,590,000 | -66.7% | 0.1% |
| Regions Bank | $3,740,000 | $1,590,000 | -57.5% | 0.1% |
| Bank of Springfield | $690,000 | $1,575,000 | 128.3% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $590,000 | $1,540,000 | 161.0% | 0.1% |
| COMMUNITY STATE BANK | $1,470,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $715,000 | $1,460,000 | 104.2% | 0.1% |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $1,580,000 | $1,445,000 | -8.5% | 0.1% |
| United Community Bank | $1,650,000 | $1,400,000 | -15.2% | 0.1% |
| Prairie State Bank and Trust | $5,045,000 | $1,340,000 | -73.4% | 0.1% |
| Coastal Community Bank | $780,000 | $1,325,000 | 69.9% | 0.1% |
| First State Bank | $930,000 | $1,300,000 | 39.8% | 0.1% |
| Starion Bank | $1,300,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $780,000 | $1,230,000 | 57.7% | 0.1% |
| DAS Acquisition Company, LLC | $965,000 | $1,215,000 | 25.9% | 0.1% |
| Redbrand Credit Union | $1,405,000 | $1,195,000 | -14.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $355,000 | $1,185,000 | 233.8% | 0.1% |
| The First National Bank of Ottawa | $250,000 | $1,130,000 | 352.0% | 0.1% |
| Union Federal Savings and Loan Association | $80,000 | $1,120,000 | 1,300.0% | 0.1% |
| AMERICAN FINANCE HOUSE LARIBA | $1,085,000 | n/a | 0.1% | |
| GREENSTATE CREDIT UNION | $1,370,000 | $1,085,000 | -20.8% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $305,000 | $1,030,000 | 237.7% | 0.1% |
| Figure Lending LLC | $915,000 | $1,025,000 | 12.0% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $1,735,000 | $1,010,000 | -41.8% | 0.1% |
| Fifth Third Bank | $2,600,000 | $1,005,000 | -61.3% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $255,000 | $965,000 | 278.4% | 0.1% |
| Associated Bank | $975,000 | $935,000 | -4.1% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $890,000 | $915,000 | 2.8% | 0.1% |
| Ottawa Savings Bank | $275,000 | $895,000 | 225.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,110,000 | $865,000 | -59.0% | 0.1% |
| Citizens Bank | $110,000 | $830,000 | 654.5% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $590,000 | $825,000 | 39.8% | 0.1% |
| NBKC BANK | $630,000 | $825,000 | 31.0% | 0.1% |
| Petefish, Skiles & Co. | $1,475,000 | $825,000 | -44.1% | 0.1% |
| ILLINOIS STATE CREDIT UNION | $1,200,000 | $800,000 | -33.3% | 0.1% |
| 21ST MORTGAGE CORPORATION | $680,000 | $785,000 | 15.4% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $965,000 | $735,000 | -23.8% | 0.1% |
| Ally Bank | $1,170,000 | $730,000 | -37.6% | 0.1% |
| The Central Trust Bank | $685,000 | $710,000 | 3.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,510,000 | $705,000 | -53.3% | 0.1% |
| Morgan Stanley Private Bank | $1,690,000 | $690,000 | -59.2% | 0.1% |
| Deere Employees Credit Union | $515,000 | $675,000 | 31.1% | 0.1% |
| Baxter Credit Union | $420,000 | $655,000 | 56.0% | 0.1% |
| CARDINAL FINANCIAL | $805,000 | $620,000 | -23.0% | 0.1% |
| Hickory Point Bank and Trust | $440,000 | $620,000 | 40.9% | 0.1% |
| DIGNIFIED HOME LOANS, LLC | $125,000 | $615,000 | 392.0% | 0.1% |
| Old National Bank | $695,000 | $600,000 | -13.7% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $585,000 | n/a | 0.1% | |
| Bank of England | $585,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $720,000 | $585,000 | -18.8% | 0.1% |
| LIMA ONE CAPITAL, LLC | $255,000 | $575,000 | 125.5% | 0.1% |
| IAA Credit Union | $875,000 | $570,000 | -34.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $230,000 | $550,000 | 139.1% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $320,000 | $550,000 | 71.9% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $170,000 | $530,000 | 211.8% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $655,000 | $515,000 | -21.4% | 0.0% |
| Mid-Continent Funding, Inc. | $620,000 | $515,000 | -16.9% | 0.0% |
| Pacor Mortgage Corp | $105,000 | $510,000 | 385.7% | 0.0% |
| Cornerstone First Mortgage, Inc | $490,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $490,000 | n/a | 0.0% | |
| Havana National Bank | $1,540,000 | $470,000 | -69.5% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $135,000 | $470,000 | 248.1% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $245,000 | $465,000 | 89.8% | 0.0% |
| First Savings Bank | $465,000 | n/a | 0.0% | |
| THE ANDERSON FINANCIAL GROUP, INC. | $450,000 | n/a | 0.0% | |
| Midland States Bank | $4,625,000 | $425,000 | -90.8% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $315,000 | $405,000 | 28.6% | 0.0% |
| Streator Onized Credit Union | $140,000 | $405,000 | 189.3% | 0.0% |
| UNION HOME MORTGAGE CORP. | $475,000 | $400,000 | -15.8% | 0.0% |
| Financial Federal Bank | $395,000 | n/a | 0.0% | |
| Alliance Community Bank | $375,000 | $390,000 | 4.0% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $175,000 | $385,000 | 120.0% | 0.0% |
| AmeriHome Mortgage Company, LLC | $105,000 | $380,000 | 261.9% | 0.0% |
| Charles Schwab Bank, SSB | $375,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $375,000 | n/a | 0.0% | |
| Crystal Lake Bank and Trust | $375,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $105,000 | $370,000 | 252.4% | 0.0% |
| First Federal Savings Bank | $270,000 | $370,000 | 37.0% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $365,000 | n/a | 0.0% | |
| Grundy Bank | $75,000 | $350,000 | 366.7% | 0.0% |
| Citadel Servicing Corporation | $335,000 | n/a | 0.0% | |
| PROPER RATE, LLC | $335,000 | n/a | 0.0% | |
| First Federal Bank | $285,000 | $330,000 | 15.8% | 0.0% |
| TIB The Independent Bankersbank | $95,000 | $330,000 | 247.4% | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | $325,000 | n/a | 0.0% | |
| Hinsdale Bank & Trust Company | $325,000 | n/a | 0.0% | |
| Dieterich Bank | $315,000 | n/a | 0.0% | |
| Liberty Bank and Trust Company | $295,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $275,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $215,000 | $275,000 | 27.9% | 0.0% |
| Peoples National Bank of Kewanee | $470,000 | $270,000 | -42.6% | 0.0% |
| The Loan Store, Inc. | $270,000 | n/a | 0.0% | |
| Iroquois Federal Savings and Loan Association | $1,255,000 | $260,000 | -79.3% | 0.0% |
| NexBank | $260,000 | n/a | 0.0% | |
| GMFS LLC | $255,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $255,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $250,000 | n/a | 0.0% | |
| State Bank of Graymont | $240,000 | n/a | 0.0% | |
| Blue Ridge Bank | $235,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| Northpointe Bank | $175,000 | $235,000 | 34.3% | 0.0% |
| UIF CORPORATION | $605,000 | $235,000 | -61.2% | 0.0% |
| Mid-Illini Credit Union | $230,000 | n/a | 0.0% | |
| Old Second National Bank | $230,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $250,000 | $230,000 | -8.0% | 0.0% |
| FINANCIAL PLUS | $215,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $55,000 | $215,000 | 290.9% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $205,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| Credence Funding Corporation | $195,000 | n/a | 0.0% | |
| Key Mortgage Services, Inc. | $435,000 | $195,000 | -55.2% | 0.0% |
| LADERA LENDING, INC. | $195,000 | n/a | 0.0% | |
| OCMBC, INC. | $195,000 | n/a | 0.0% | |
| EMM LOANS LLC | $185,000 | n/a | 0.0% | |
| First State Bank | $930,000 | $185,000 | -80.1% | 0.0% |
| General Mortgage Capital Corporation | $185,000 | n/a | 0.0% | |
| Raymond James Bank | $2,060,000 | $185,000 | -91.0% | 0.0% |
| TOWER | $185,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $455,000 | $180,000 | -60.4% | 0.0% |
| Nations Lending Corporation | $1,565,000 | $175,000 | -88.8% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $165,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $165,000 | n/a | 0.0% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $775,000 | $165,000 | -78.7% | 0.0% |
| Bethpage Federal Credit Union | $155,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $155,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $285,000 | $155,000 | -45.6% | 0.0% |
| NEW WAVE LENDING GROUP INC | $155,000 | n/a | 0.0% | |
| Royal Business Bank | $155,000 | n/a | 0.0% | |
| UNITED HOME LOANS, INC. | $95,000 | $155,000 | 63.2% | 0.0% |
| RF Renovo Management Company, LLC | $145,000 | n/a | 0.0% | |
| BANKORION | $135,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $150,000 | $135,000 | -10.0% | 0.0% |
| Boeing Employees Credit Union | $125,000 | n/a | 0.0% | |
| Carrollton Bank | $875,000 | $125,000 | -85.7% | 0.0% |
| Hometown Equity Mortgage, LLC | $125,000 | n/a | 0.0% | |
| South State Bank | $125,000 | n/a | 0.0% | |
| The Fisher National Bank | $125,000 | n/a | 0.0% | |
| TBK BANK, SSB | $65,000 | $120,000 | 84.6% | 0.0% |
| West Central Bank | $145,000 | $120,000 | -17.2% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $115,000 | n/a | 0.0% | |
| Resource Bank, N.A. | $1,915,000 | $115,000 | -94.0% | 0.0% |
| SPIRE Credit Union | $115,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $420,000 | $115,000 | -72.6% | 0.0% |
| VERIDIAN CREDIT UNION | $115,000 | n/a | 0.0% | |
| Arvest Bank | $105,000 | n/a | 0.0% | |
| First Bankers Trust Company | $100,000 | $105,000 | 5.0% | 0.0% |
| FIRST COMMUNITY | $105,000 | n/a | 0.0% | |
| RUHL MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $130,000 | $105,000 | -19.2% | 0.0% |
| Stillman Bank | $395,000 | $105,000 | -73.4% | 0.0% |
| Central Bank | $95,000 | n/a | 0.0% | |
| Peoples National Bank , N.A. | $95,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $115,000 | $85,000 | -26.1% | 0.0% |
| First American Bank | $85,000 | $85,000 | 0.0% | 0.0% |
| Plains Commerce Bank | $340,000 | $85,000 | -75.0% | 0.0% |
| AMERICAN FINANCING CORPORATION | $655,000 | $75,000 | -88.5% | 0.0% |
| Servion, Inc. | $75,000 | n/a | 0.0% | |
| Truist | $75,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $460,000 | $65,000 | -85.9% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $65,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $185,000 | $65,000 | -64.9% | 0.0% |
| Farmers Bank & Trust | $55,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $665,000 | $55,000 | -91.7% | 0.0% |
| Southwest Airlines Federal Credit Union | $55,000 | n/a | 0.0% | |
| UNITED | $55,000 | n/a | 0.0% | |
| Bell Bank | $45,000 | n/a | 0.0% | |
| The Bank of New Glarus | $45,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $45,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | $40,000 | 60.0% | 0.0% |
| FCB Banks | $25,000 | n/a | 0.0% | |
| Hometown National Bank | $25,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $75,000 | $25,000 | -66.7% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $15,000 | n/a | 0.0% |
PEORIA's top lender by overall market share is CITIZENS EQUITY FIRST, with 18.3% market share. In second place, with 9.9%, is FLAT BRANCH MORTGAGE, INC., having originated $111,775,000 in loans. In third place, with 7.6%, is Morton Community Bank, having originated $86,545,000 in loans. In fourth place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $52,740,000 in loans. In fifth place, with 4.0%, is U.S. Bank, having originated $45,275,000 in loans.
PEORIA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - PEORIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $134,900 (0.0%) | $174,470 (-2.7%) | 0.50 | 2,141 |
| 2018-02-01 | $134,900 (-0.3%) | $175,751 (-2.2%) | 0.49 | 2,139 |
| 2018-03-01 | $132,500 (-7.9%) | $173,667 (-7.6%) | 0.46 | 2,352 |
| 2018-04-01 | $134,900 (-8.5%) | $174,653 (-9.5%) | 0.46 | 2,380 |
| 2018-05-01 | $138,250 (-6.4%) | $177,032 (-10.3%) | 0.46 | 2,470 |
| 2018-06-01 | $139,900 (-6.7%) | $179,972 (-10.4%) | 0.47 | 2,496 |
| 2018-07-01 | $139,900 (-6.7%) | $179,962 (-9.6%) | 0.47 | 2,560 |
| 2018-08-01 | $138,500 (-7.6%) | $179,517 (-8.0%) | 0.46 | 2,561 |
| 2018-09-01 | $134,900 (-6.9%) | $174,798 (-7.9%) | 0.45 | 2,501 |
| 2018-10-01 | $134,000 (-4.3%) | $171,702 (-6.1%) | 0.45 | 2,466 |
| 2018-11-01 | $129,900 (-7.2%) | $169,681 (-6.5%) | 0.44 | 2,257 |
| 2018-12-01 | $129,100 (-7.1%) | $164,858 (-6.5%) | 0.45 | 2,057 |
| 2019-01-01 | $128,475 (-4.8%) | $163,255 (-6.4%) | 0.44 | 1,876 |
| 2019-02-01 | $129,900 (-3.7%) | $164,529 (-6.4%) | 0.44 | 1,845 |
| 2019-03-01 | $133,157 (0.5%) | $169,234 (-2.6%) | 0.44 | 1,865 |
| 2019-04-01 | $138,000 (2.3%) | $174,876 (0.1%) | 0.44 | 1,907 |
| 2019-05-01 | $137,500 (-0.5%) | $177,524 (0.3%) | 0.43 | 1,999 |
| 2019-06-01 | $139,000 (-0.6%) | $178,215 (-1.0%) | 0.43 | 2,057 |
| 2019-07-01 | $138,250 (-1.2%) | $179,326 (-0.4%) | 0.43 | 2,097 |
| 2019-08-01 | $135,973 (-1.8%) | $177,394 (-1.2%) | 0.43 | 2,154 |
| 2019-09-01 | $133,682 (-0.9%) | $176,191 (0.8%) | 0.43 | 2,178 |
| 2019-10-01 | $130,900 (-2.3%) | $174,977 (1.9%) | 0.42 | 2,194 |
| 2019-11-01 | $129,500 (-0.3%) | $170,360 (0.4%) | 0.42 | 2,134 |
| 2019-12-01 | $123,200 (-4.6%) | $164,733 (-0.1%) | 0.41 | 1,982 |
| 2020-01-01 | $121,250 (-5.6%) | $164,165 (0.6%) | 0.41 | 1,824 |
| 2020-02-01 | $122,700 (-5.5%) | $165,289 (0.5%) | 0.40 | 1,723 |
| 2020-03-01 | $127,225 (-4.5%) | $169,973 (0.4%) | 0.40 | 1,735 |
| 2020-04-01 | $129,900 (-5.9%) | $173,947 (-0.5%) | 0.41 | 1,702 |
| 2020-05-01 | $129,945 (-5.5%) | $183,111 (3.2%) | 0.40 | 1,660 |
| 2020-06-01 | $132,700 (-4.5%) | $183,929 (3.2%) | 0.39 | 1,541 |
| 2020-07-01 | $134,900 (-2.4%) | $184,504 (2.9%) | 0.39 | 1,460 |
| 2020-08-01 | $129,900 (-4.5%) | $177,938 (0.3%) | 0.37 | 1,388 |
| 2020-09-01 | $124,950 (-6.5%) | $178,233 (1.2%) | 0.36 | 1,308 |
| 2020-10-01 | $122,500 (-6.4%) | $177,586 (1.5%) | 0.35 | 1,259 |
| 2020-11-01 | $116,975 (-9.7%) | $174,448 (2.4%) | 0.34 | 1,200 |
| 2020-12-01 | $114,900 (-6.7%) | $168,340 (2.2%) | 0.34 | 1,091 |
| 2021-01-01 | $109,900 (-9.4%) | $165,571 (0.9%) | 0.33 | 990 |
| 2021-02-01 | $104,350 (-15.0%) | $160,311 (-3.0%) | 0.30 | 854 |
| 2021-03-01 | $102,500 (-19.4%) | $164,939 (-3.0%) | 0.29 | 769 |
| 2021-04-01 | $112,425 (-13.5%) | $185,614 (6.7%) | 0.30 | 671 |
| 2021-05-01 | $115,000 (-11.5%) | $196,125 (7.1%) | 0.31 | 647 |
| 2021-06-01 | $119,900 (-9.7%) | $202,681 (10.2%) | 0.32 | 687 |
| 2021-07-01 | $120,000 (-11.1%) | $199,079 (7.9%) | 0.32 | 796 |
| 2021-08-01 | $124,900 (-3.9%) | $199,566 (12.2%) | 0.33 | 808 |
| 2021-09-01 | $119,950 (-4.0%) | $197,096 (10.6%) | 0.32 | 861 |
| 2021-10-01 | $115,900 (-5.4%) | $187,064 (5.3%) | 0.31 | 828 |
| 2021-11-01 | $109,950 (-6.0%) | $177,083 (1.5%) | 0.29 | 788 |
| 2021-12-01 | $106,200 (-7.6%) | $175,945 (4.5%) | 0.29 | 649 |
| 2022-01-01 | $99,900 (-9.1%) | $170,279 (2.8%) | 0.27 | 555 |
| 2022-02-01 | $97,100 (-7.0%) | $174,974 (9.2%) | 0.25 | 448 |
| 2022-03-01 | $109,900 (7.2%) | $204,699 (24.1%) | 0.28 | 413 |
| 2022-04-01 | $112,900 (0.4%) | $210,956 (13.7%) | 0.27 | 397 |
| 2022-05-01 | $144,750 (25.9%) | $236,201 (20.4%) | 0.33 | 440 |
| 2022-06-01 | $157,800 (31.6%) | $232,823 (14.9%) | 0.35 | 536 |
| 2022-07-01 | $159,000 (32.5%) | $234,291 (17.7%) | 0.36 | 663 |
| 2022-08-01 | $158,925 (27.2%) | $238,756 (19.6%) | 0.37 | 696 |
| 2022-09-01 | $156,450 (30.4%) | $238,652 (21.1%) | 0.37 | 702 |
| 2022-10-01 | $151,900 (31.1%) | $230,510 (23.2%) | 0.36 | 713 |
| 2022-11-01 | $149,675 (36.1%) | $221,211 (24.9%) | 0.36 | 680 |
| 2022-12-01 | $139,900 (31.7%) | $212,237 (20.6%) | 0.35 | 593 |
| 2023-01-01 | $139,950 (40.1%) | $215,305 (26.4%) | 0.35 | 511 |
| 2023-02-01 | $137,900 (42.0%) | $218,163 (24.7%) | 0.33 | 409 |
| 2023-03-01 | $147,400 (34.1%) | $232,563 (13.6%) | 0.35 | 353 |
| 2023-04-01 | $157,000 (39.1%) | $239,091 (13.3%) | 0.37 | 341 |
| 2023-05-01 | $165,925 (14.6%) | $253,885 (7.5%) | 0.38 | 353 |
| 2023-06-01 | $179,300 (13.6%) | $260,414 (11.9%) | 0.40 | 363 |
| 2023-07-01 | $184,900 (16.3%) | $250,445 (6.9%) | 0.42 | 382 |
| 2023-08-01 | $172,425 (8.5%) | $249,148 (4.4%) | 0.40 | 398 |
| 2023-09-01 | $178,900 (14.4%) | $254,315 (6.6%) | 0.42 | 438 |
| 2023-10-01 | $169,900 (11.9%) | $244,267 (6.0%) | 0.40 | 494 |
| 2023-11-01 | $157,000 (4.9%) | $230,322 (4.1%) | 0.37 | 519 |
| 2023-12-01 | $149,900 (7.2%) | $222,021 (4.6%) | 0.37 | 495 |
| 2024-01-01 | $148,700 (6.3%) | $216,112 (0.4%) | 0.36 | 429 |
| 2024-02-01 | $139,950 (1.5%) | $216,978 (-0.5%) | 0.34 | 417 |
| 2024-03-01 | $156,500 (6.2%) | $235,435 (1.2%) | 0.37 | 407 |
| 2024-04-01 | $160,000 (1.9%) | $245,109 (2.5%) | 0.37 | 392 |
| 2024-05-01 | $184,948 (11.5%) | $263,027 (3.6%) | 0.42 | 405 |
| 2024-06-01 | $184,900 (3.1%) | $250,182 (-3.9%) | 0.42 | 444 |
| 2024-07-01 | $185,000 (0.1%) | $254,814 (1.7%) | 0.42 | 517 |
| 2024-08-01 | $184,900 (7.2%) | $245,526 (-1.5%) | 0.43 | 589 |
| 2024-09-01 | $179,950 (0.6%) | $242,734 (-4.6%) | 0.42 | 600 |
| 2024-10-01 | $166,950 (-1.7%) | $220,294 (-9.8%) | 0.39 | 597 |
| 2024-11-01 | $155,500 (-1.0%) | $209,406 (-9.1%) | 0.37 | 599 |
| 2024-12-01 | $149,945 (0.0%) | $199,501 (-10.1%) | 0.37 | 583 |
| 2025-01-01 | $143,400 (-3.6%) | $192,946 (-10.7%) | 0.36 | 535 |
| 2025-02-01 | $144,900 (3.5%) | $202,671 (-6.6%) | 0.35 | 480 |
| 2025-03-01 | $149,950 (-4.2%) | $219,567 (-6.7%) | 0.35 | 458 |
| 2025-04-01 | $157,400 (-1.6%) | $234,505 (-4.3%) | 0.37 | 429 |
PEORIA's median listing price for 2025-04-01 was $157,400, a difference of
$-2,600
(-1.6%) versus the prior year and
$7,450 versus the prior month.
PEORIA's median listing price comes in at 37% of the national average.
PEORIA's average listing price for 2025-04-01 was $234,505, a difference of $-10,604 (-4.3%) versus the prior year and $14,938 versus the prior month.
For the 2025-04-01 period, PEORIA had 429 MLS listings, a difference of -29 listings (-6%) versus the prior month and 37 listings (9%) versus the prior year.
PEORIA's median listing price comes in at 37% of the national average.
PEORIA's average listing price for 2025-04-01 was $234,505, a difference of $-10,604 (-4.3%) versus the prior year and $14,938 versus the prior month.
For the 2025-04-01 period, PEORIA had 429 MLS listings, a difference of -29 listings (-6%) versus the prior month and 37 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - PEORIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 96 days | 1,853 sqft |
| 2018-02-01 | 95 days | 1,860 sqft |
| 2018-03-01 | 66 days | 1,855 sqft |
| 2018-04-01 | 58 days | 1,876 sqft |
| 2018-05-01 | 64 days | 1,898 sqft |
| 2018-06-01 | 61 days | 1,896 sqft |
| 2018-07-01 | 66 days | 1,899 sqft |
| 2018-08-01 | 67 days | 1,882 sqft |
| 2018-09-01 | 72 days | 1,870 sqft |
| 2018-10-01 | 78 days | 1,849 sqft |
| 2018-11-01 | 79 days | 1,844 sqft |
| 2018-12-01 | 87 days | 1,801 sqft |
| 2019-01-01 | 88 days | 1,805 sqft |
| 2019-02-01 | 90 days | 1,774 sqft |
| 2019-03-01 | 80 days | 1,807 sqft |
| 2019-04-01 | 68 days | 1,854 sqft |
| 2019-05-01 | 59 days | 1,796 sqft |
| 2019-06-01 | 59 days | 1,771 sqft |
| 2019-07-01 | 60 days | 1,886 sqft |
| 2019-08-01 | 62 days | 1,874 sqft |
| 2019-09-01 | 64 days | 1,851 sqft |
| 2019-10-01 | 67 days | 1,828 sqft |
| 2019-11-01 | 72 days | 1,800 sqft |
| 2019-12-01 | 83 days | 1,761 sqft |
| 2020-01-01 | 92 days | 1,760 sqft |
| 2020-02-01 | 93 days | 1,753 sqft |
| 2020-03-01 | 70 days | 1,774 sqft |
| 2020-04-01 | 68 days | 1,780 sqft |
| 2020-05-01 | 70 days | 1,800 sqft |
| 2020-06-01 | 65 days | 1,801 sqft |
| 2020-07-01 | 60 days | 1,794 sqft |
| 2020-08-01 | 53 days | 1,778 sqft |
| 2020-09-01 | 58 days | 1,737 sqft |
| 2020-10-01 | 60 days | 1,722 sqft |
| 2020-11-01 | 57 days | 1,635 sqft |
| 2020-12-01 | 60 days | 1,577 sqft |
| 2021-01-01 | 70 days | 1,574 sqft |
| 2021-02-01 | 70 days | 1,524 sqft |
| 2021-03-01 | 53 days | 1,486 sqft |
| 2021-04-01 | 44 days | 1,570 sqft |
| 2021-05-01 | 40 days | 1,560 sqft |
| 2021-06-01 | 34 days | 1,633 sqft |
| 2021-07-01 | 36 days | 1,640 sqft |
| 2021-08-01 | 39 days | 1,666 sqft |
| 2021-09-01 | 43 days | 1,650 sqft |
| 2021-10-01 | 45 days | 1,568 sqft |
| 2021-11-01 | 46 days | 1,484 sqft |
| 2021-12-01 | 58 days | 1,459 sqft |
| 2022-01-01 | 60 days | 1,414 sqft |
| 2022-02-01 | 53 days | 1,346 sqft |
| 2022-03-01 | 45 days | 1,411 sqft |
| 2022-04-01 | 30 days | 1,424 sqft |
| 2022-05-01 | 27 days | 1,601 sqft |
| 2022-06-01 | 34 days | 1,728 sqft |
| 2022-07-01 | 33 days | 1,741 sqft |
| 2022-08-01 | 40 days | 1,763 sqft |
| 2022-09-01 | 45 days | 1,763 sqft |
| 2022-10-01 | 46 days | 1,740 sqft |
| 2022-11-01 | 48 days | 1,712 sqft |
| 2022-12-01 | 54 days | 1,624 sqft |
| 2023-01-01 | 65 days | 1,679 sqft |
| 2023-02-01 | 56 days | 1,614 sqft |
| 2023-03-01 | 43 days | 1,626 sqft |
| 2023-04-01 | 36 days | 1,637 sqft |
| 2023-05-01 | 34 days | 1,670 sqft |
| 2023-06-01 | 38 days | 1,767 sqft |
| 2023-07-01 | 38 days | 1,731 sqft |
| 2023-08-01 | 36 days | 1,740 sqft |
| 2023-09-01 | 38 days | 1,788 sqft |
| 2023-10-01 | 37 days | 1,731 sqft |
| 2023-11-01 | 39 days | 1,708 sqft |
| 2023-12-01 | 48 days | 1,704 sqft |
| 2024-01-01 | 59 days | 1,673 sqft |
| 2024-02-01 | 46 days | 1,594 sqft |
| 2024-03-01 | 34 days | 1,600 sqft |
| 2024-04-01 | 40 days | 1,620 sqft |
| 2024-05-01 | 34 days | 1,761 sqft |
| 2024-06-01 | 36 days | 1,765 sqft |
| 2024-07-01 | 33 days | 1,781 sqft |
| 2024-08-01 | 36 days | 1,760 sqft |
| 2024-09-01 | 39 days | 1,728 sqft |
| 2024-10-01 | 39 days | 1,648 sqft |
| 2024-11-01 | 45 days | 1,558 sqft |
| 2024-12-01 | 51 days | 1,558 sqft |
| 2025-01-01 | 53 days | 1,537 sqft |
| 2025-02-01 | 57 days | 1,544 sqft |
| 2025-03-01 | 45 days | 1,561 sqft |
| 2025-04-01 | 40 days | 1,607 sqft |
PEORIA's median listing age (time on market) for 2025-04-01 was 40 days.
This
is 1%
longer
than the same period one year ago.
PEORIA's median square footage for active listings during the 2025-04-01 period was 1,607 sqft. One year prior, the average listing was 1,620 sqft.
PEORIA's median square footage for active listings during the 2025-04-01 period was 1,607 sqft. One year prior, the average listing was 1,620 sqft.
PEORIA, IL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,767 | $827,625,000 | $173,615 |
| Refi | 878 | $126,540,000 | $144,123 |
| Home Improvement | 806 | $64,400,000 | $79,901 |
| Other | 643 | $41,365,000 | $64,331 |
| Cash Out Refi | 547 | $71,545,000 | $130,795 |
Peoria's most frequently cited loan purpose was Home Purchase, with 4,767 originations. The 2nd most popular reason was Refi, with 878 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,021 | $527,795,000 | $174,709 |
| 7-8% | 1,587 | $247,255,000 | $155,800 |
| Over 8% | 1,508 | $108,850,000 | $72,182 |
| 5-6% | 647 | $136,465,000 | $210,920 |
| <2.5% | 80 | $830,000 | $10,375 |
| 4-5% | 32 | $7,110,000 | $222,188 |
| 2.5-3% | 28 | $2,350,000 | $83,929 |
| 3-4% | 4 | $620,000 | $155,000 |
During 2024, Peoria's most frequently originated rate bucket was 6-7%, with 3,021 originations.
Loan Sizing (PEORIA, IL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 3,240 | $178,340,000 | $55,043 |
| $100k-200k | 2,690 | $384,850,000 | $143,067 |
| $200k-400k | 1,451 | $391,735,000 | $269,976 |
| $400k-600k | 185 | $87,505,000 | $473,000 |
| $600k-1000k | 59 | $43,055,000 | $729,746 |
| $Over $1MM | 16 | $45,990,000 | $2,874,375 |
PEORIA's loan sizing saw the bucket of loans from $100,000 or less with 3,240 originations, totaling $178,340,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,180 | $568,950,000 | $178,915 |
| 60-80% | 1,458 | $270,690,000 | $185,658 |
| 20-40% | 869 | $69,975,000 | $80,524 |
| Under 20% | 736 | $26,330,000 | $35,774 |
| 40-60% | 536 | $68,010,000 | $126,884 |
| Over 100% | 56 | $13,250,000 | $236,607 |
PEORIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,180 originations, totaling $568,950,000 in origination value.