Buena Vista National Bank Mortgage Rates, Fees & Info
Chester, ILLEI: 549300CSKW4TNZHEOO36
Tax ID: 37-0601973
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Mortgage Data
Review & Overview
Buena Vista National Bank is a smaller bank specializing in Home Purchase and Refi loans. Buena Vista National Bank has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, Decatur, Columbia, Louisville, and Cape Coral among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)Buena Vista National Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
158Origination Dollar Volume (All Markets)
$21,450,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 86 | $9,070,000 | $105,465 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 28 | $5,970,000 | $213,214 | $0 | 0.00% |
| DECATUR, IL (FHA|USDA|VA) | 31 | $2,915,000 | $94,032 | $0 | 0.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| Lincoln, IL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Farmington, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 158 | $21,450,000 | $135,759 | $0 | 0.00% |
For 2023, Buena Vista National Bank's most frequently originated type of loan was Conventional, with 158 originations.
Loan Reason
For 2023, Buena Vista National Bank's most frequently cited loan purpose was Home Purchase, with 88 originations. The 2nd most popular reason was Refi, with 31 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 158 | $21,450,000 | $135,759 | $0 | 0.00% |
For 2023, Buena Vista National Bank's most frequently cited loan duration was Other, with 158 originations.
Loan Sizing
2023 saw Buena Vista National Bank place emphasis on $100,000 or less loans with 83 originations, totaling $4,315,000 in origination value.
Applicant Income
Buena Vista National Bank lent most frequently to those with incomes in the $50k-75k range, with 40 originations. The second most popular income band? $75k-100k, with 28 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 158 | $21,450,000 | $135,759 | $0 | 0.00% |
Buena Vista National Bank lent most frequently to those with DTI ratios of Exempt%, with 158 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.22%
Buena Vista National Bank has an average approval rate.
Pick Rate
Approvals leading to origination95.57%
Buena Vista National Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 158 | $21,450,000 | $135,759 |