The First National Bank And Trust Company Of Okmulgee Mortgage Rates, Fees & Info
Okmulgee, OKLEI: 549300E8JTSHNU1K4K92
Tax ID: 73-0177595
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The First National Bank And Trust Company Of Okmulgee is a smaller bank specializing in Home Purchase and Refi loans. The First National Bank And Trust Company Of Okmulgee has a high proportion of conventional loans. Their top markets by origination volume include: Tulsa, Oklahoma City, Dallas, Muskogee, and Mcalester among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)The First National Bank And Trust Company Of Okmulgee has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
93Origination Dollar Volume (All Markets)
$15,195,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
TULSA, OK (FHA|USDA|VA) | 71 | $8,405,000 | $118,380 | $0 | 0.00% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $4,250,000 | $531,250 | $0 | 0.00% |
Outside of Metro Areas | 11 | $1,865,000 | $169,545 | $0 | 0.00% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 0.00% |
Muskogee, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
McAlester, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 93 | $15,195,000 | $163,387 | $0 | 0.00% |
For 2022, The First National Bank And Trust Company Of Okmulgee's most frequently originated type of loan was Conventional, with 93 originations.
Loan Reason
For 2022, The First National Bank And Trust Company Of Okmulgee's most frequently cited loan purpose was Home Purchase, with 48 originations. The 2nd most popular reason was Refi, with 32 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Other | 93 | $15,195,000 | $163,387 | $0 | 0.00% |
For 2022, The First National Bank And Trust Company Of Okmulgee's most frequently cited loan duration was Other, with 93 originations.
Loan Sizing
2022 saw The First National Bank And Trust Company Of Okmulgee place emphasis on $100,000 or less loans with 53 originations, totaling $2,715,000 in origination value.
Applicant Income
The First National Bank And Trust Company Of Okmulgee lent most frequently to those with incomes in the $50k or less range, with 17 originations. The second most popular income band? $50k-75k, with 13 originations.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Exempt% | 93 | $15,195,000 | $163,387 | $0 | 0.00% |
The First National Bank And Trust Company Of Okmulgee lent most frequently to those with DTI ratios of Exempt%, with 93 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.09%
The First National Bank And Trust Company Of Okmulgee has an average approval rate.
Pick Rate
Approvals leading to origination92.47%
The First National Bank And Trust Company Of Okmulgee has an average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
Exempt | 93 | $15,195,000 | $163,387 |