U.s. Eagle Mortgage Rates, Fees & Info

Albuquerque, NM

LEI: 549300H6J0XZXQGKDW16

Tax ID: 85-0102181

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    U.s. Eagle is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. U.s. Eagle has a high proportion of conventional loans. Their top markets by origination volume include: Albuquerque, Santa Fe, Farmington, Grants, and Clovis among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)

    U.s. Eagle has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    296

    Origination Dollar Volume (All Markets)

    $49,930,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ALBUQUERQUE, NM (FHA|USDA|VA) 273 $46,205,000 $169,249 $0 0.00%
    SANTA FE, NM (FHA|USDA|VA) 10 $2,110,000 $211,000 $0 0.00%
    FARMINGTON, NM (FHA|USDA|VA) 9 $1,135,000 $126,111 $0 0.00%
    Grants, NM (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
    Clovis, NM (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
    Outside of Metro Areas 1 $95,000 $95,000 $0 0.00%
    Portales, NM (FHA|USDA|VA) 1 $45,000 $45,000 $0 0.00%
    U.s. Eagle's top markets include Albuquerque, Santa Fe, Farmington, Grants, and Clovis among others.

    Their top states include:
  • New Mexico (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 265 $42,715,000 $161,189 $0 0.00%
    VA 31 $7,215,000 $232,742 $0 0.00%

    For 2019, U.s. Eagle's most frequently originated type of loan was Conventional, with 265 originations. Their 2nd most popular type was VA, with 31 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 96 $17,810,000 $185,521 $0 0.00%
    Home Purchase 95 $20,485,000 $215,632 $0 0.00%
    Other 55 $2,135,000 $38,818 $0 0.00%
    Refi 50 $9,500,000 $190,000 $0 0.00%

    For 2019, U.s. Eagle's most frequently cited loan purpose was Cash Out Refi, with 96 originations. The 2nd most popular reason was Home Purchase, with 95 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 296 $49,930,000 $168,682 $0 0.00%

    For 2019, U.s. Eagle's most frequently cited loan duration was Other, with 296 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 117 $17,435,000 $149,017 $0 0.00%
    $100,000 or less 88 $4,560,000 $51,818 $0 0.00%
    $200k-400k 77 $20,185,000 $262,143 $0 0.00%
    $400k-600k 11 $4,945,000 $449,545 $0 0.00%
    $600k-1MM 2 $1,680,000 $840,000 $0 0.00%
    $1MM+ 1 $1,125,000 $1,125,000 $0 0.00%

    2019 saw U.s. Eagle place emphasis on $100k-200k loans with 117 originations, totaling $17,435,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 82 $12,670,000 $154,512 $0 0.00%
    $50k or less 76 $8,350,000 $109,868 $0 0.00%
    $100k-150k 58 $12,490,000 $215,345 $0 0.00%
    $75k-100k 49 $7,035,000 $143,571 $0 0.00%
    $150k-250k 23 $5,555,000 $241,522 $0 0.00%
    $250k+ 4 $2,920,000 $730,000 $0 0.00%

    U.s. Eagle lent most frequently to those with incomes in the $50k-75k range, with 82 originations. The second most popular income band? $50k or less, with 76 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 296 $49,930,000 $168,682 $0 0.00%

    U.s. Eagle lent most frequently to those with DTI ratios of Exempt%, with 296 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 271 $45,605,000 $168,284 $0 0.00%
    American Indian 10 $1,890,000 $189,000 $0 0.00%
    Asian 4 $1,000,000 $250,000 $0 0.00%
    Not provided 5 $555,000 $111,000 $0 0.00%
    Black 4 $500,000 $125,000 $0 0.00%
    Native Hawaiian or Islander 1 $225,000 $225,000 $0 0.00%
    1 $155,000 $155,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    89.41%

    U.s. Eagle has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.73%

    U.s. Eagle has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 296 $49,930,000 $168,682

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 296 $49,930,000 $168,682