U.s. Eagle Mortgage Rates, Fees & Info

Albuquerque, NM

LEI: 549300H6J0XZXQGKDW16

Tax ID: 85-0102181

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

U.s. Eagle is a smaller mortgage company specializing in Other and Home Purchase loans. U.s. Eagle has a high proportion of conventional loans. Their top markets by origination volume include: Albuquerque, Farmington, Santa Fe, Española, and Durango among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)

U.s. Eagle has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

352

Origination Dollar Volume (All Markets)

$37,250,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ALBUQUERQUE, NM (FHA|USDA|VA) 312 $32,680,000 $104,744 $0 0.00%
FARMINGTON, NM (FHA|USDA|VA) 29 $2,475,000 $85,345 $0 0.00%
SANTA FE, NM (FHA|USDA|VA) 5 $945,000 $189,000 $0 0.00%
Española, NM (FHA|USDA|VA) 1 $765,000 $765,000 $0 0.00%
Outside of Metro Areas 1 $155,000 $155,000 $0 0.00%
Durango, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $75,000 $75,000 $0 0.00%
Clovis, NM (FHA|USDA|VA) 1 $25,000 $25,000 $0 0.00%
Grants, NM (FHA|USDA|VA) 1 $25,000 $25,000 $0 0.00%
U.s. Eagle's top markets include Albuquerque, Farmington, Santa Fe, Española, and Durango among others.

Their top states include:
  • New Mexico (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 350 $36,640,000 $104,686 $0 0.00%
    VA 2 $610,000 $305,000 $0 0.00%

    For 2024, U.s. Eagle's most frequently originated type of loan was Conventional, with 350 originations. Their 2nd most popular type was VA, with 2 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 295 $21,905,000 $74,254 $0 0.00%
    Home Purchase 27 $7,935,000 $293,889 $0 0.00%
    Refi 17 $6,245,000 $367,353 $0 0.00%
    Cash Out Refi 9 $715,000 $79,444 $0 0.00%
    Home Improvement 3 $345,000 $115,000 $0 0.00%
    NA 1 $105,000 $105,000 $0 0.00%

    For 2024, U.s. Eagle's most frequently cited loan purpose was Other, with 295 originations. The 2nd most popular reason was Home Purchase, with 27 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 352 $37,250,000 $105,824 $0 0.00%

    For 2024, U.s. Eagle's most frequently cited loan duration was Other, with 352 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 230 $11,510,000 $50,043 $0 0.00%
    $100k-200k 79 $10,415,000 $131,835 $0 0.00%
    $200k-400k 31 $8,465,000 $273,065 $0 0.00%
    $400k-600k 9 $4,115,000 $457,222 $0 0.00%
    $600k-1MM 2 $1,650,000 $825,000 $0 0.00%
    $1MM+ 1 $1,095,000 $1,095,000 $0 0.00%

    2024 saw U.s. Eagle place emphasis on $100,000 or less loans with 230 originations, totaling $11,510,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 83 $8,825,000 $106,325 $0 0.00%
    $50k-75k 80 $5,400,000 $67,500 $0 0.00%
    $75k-100k 68 $5,510,000 $81,029 $0 0.00%
    $150k-250k 63 $10,685,000 $169,603 $0 0.00%
    $50k or less 38 $2,190,000 $57,632 $0 0.00%
    $250k+ 19 $4,425,000 $232,895 $0 0.00%

    U.s. Eagle lent most frequently to those with incomes in the $100k-150k range, with 83 originations. The second most popular income band? $50k-75k, with 80 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 352 $37,250,000 $105,824 $0 0.00%

    U.s. Eagle lent most frequently to those with DTI ratios of Exempt%, with 352 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 277 $31,115,000 $112,329 $0 0.00%
    Not provided 45 $3,905,000 $86,778 $0 0.00%
    American Indian 19 $1,315,000 $69,211 $0 0.00%
    Black 9 $455,000 $50,556 $0 0.00%
    Asian Indian 1 $255,000 $255,000 $0 0.00%
    Asian 1 $205,000 $205,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    84.91%

    U.s. Eagle has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    81.53%

    U.s. Eagle has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 352 $37,250,000 $105,824

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    352 $37,250,000 $105,824