U.s. Eagle Mortgage Rates, Fees & Info

Albuquerque, NM

LEI: 549300H6J0XZXQGKDW16

Tax ID: 85-0102181

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Mortgage Data

Review & Overview

U.s. Eagle is a smaller mortgage company specializing in Refi and Home Purchase loans. U.s. Eagle has a high proportion of conventional loans. Their top markets by origination volume include: Albuquerque, Farmington, Santa Fe, Las Vegas, and Grants among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

U.s. Eagle has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

143

Origination Dollar Volume (All Markets)

$24,245,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ALBUQUERQUE, NM (FHA|USDA|VA) 133 $22,495,000 $169,135 $0 0.00%
FARMINGTON, NM (FHA|USDA|VA) 6 $820,000 $136,667 $0 0.00%
SANTA FE, NM (FHA|USDA|VA) 2 $650,000 $325,000 $0 0.00%
Las Vegas, NM (FHA|USDA|VA) 1 $195,000 $195,000 $0 0.00%
Grants, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 0.00%
U.s. Eagle's top markets include Albuquerque, Farmington, Santa Fe, Las Vegas, and Grants among others.

Their top states include:
  • New Mexico (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 137 $22,325,000 $162,956 $0 0.00%
    VA 6 $1,920,000 $320,000 $0 0.00%

    For 2022, U.s. Eagle's most frequently originated type of loan was Conventional, with 137 originations. Their 2nd most popular type was VA, with 6 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 70 $13,350,000 $190,714 $0 0.00%
    Home Purchase 37 $8,785,000 $237,432 $0 0.00%
    Home Improvement 19 $1,075,000 $56,579 $0 0.00%
    Other 14 $830,000 $59,286 $0 0.00%
    Cash Out Refi 3 $205,000 $68,333 $0 0.00%

    For 2022, U.s. Eagle's most frequently cited loan purpose was Refi, with 70 originations. The 2nd most popular reason was Home Purchase, with 37 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 143 $24,245,000 $169,545 $0 0.00%

    For 2022, U.s. Eagle's most frequently cited loan duration was Other, with 143 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 50 $2,670,000 $53,400 $0 0.00%
    $100k-200k 44 $6,430,000 $146,136 $0 0.00%
    $200k-400k 40 $10,750,000 $268,750 $0 0.00%
    $400k-600k 9 $4,395,000 $488,333 $0 0.00%

    2022 saw U.s. Eagle place emphasis on $100,000 or less loans with 50 originations, totaling $2,670,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 41 $5,945,000 $145,000 $0 0.00%
    $100k-150k 32 $6,180,000 $193,125 $0 0.00%
    $50k or less 26 $2,460,000 $94,615 $0 0.00%
    $75k-100k 25 $4,965,000 $198,600 $0 0.00%
    $150k-250k 14 $3,070,000 $219,286 $0 0.00%
    $250k+ 5 $1,625,000 $325,000 $0 0.00%

    U.s. Eagle lent most frequently to those with incomes in the $50k-75k range, with 41 originations. The second most popular income band? $100k-150k, with 32 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 143 $24,245,000 $169,545 $0 0.00%

    U.s. Eagle lent most frequently to those with DTI ratios of Exempt%, with 143 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 116 $20,930,000 $180,431 $0 0.00%
    Not provided 17 $2,075,000 $122,059 $0 0.00%
    Black 5 $715,000 $143,000 $0 0.00%
    American Indian 4 $400,000 $100,000 $0 0.00%
    Native Hawaiian 1 $125,000 $125,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    90.57%

    U.s. Eagle has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.72%

    U.s. Eagle has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 143 $24,245,000 $169,545

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    143 $24,245,000 $169,545