U.s. Eagle Mortgage Rates, Fees & Info

Albuquerque, NM

LEI: 549300H6J0XZXQGKDW16

Tax ID: 85-0102181

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    U.s. Eagle is a smaller mortgage company specializing in Refi and Home Purchase loans. U.s. Eagle has a high proportion of conventional loans. Their top markets by origination volume include: Albuquerque, Santa Fe, Farmington, Los Alamos, and Carlsbad among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)

    U.s. Eagle has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    260

    Origination Dollar Volume (All Markets)

    $40,810,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ALBUQUERQUE, NM (FHA|USDA|VA) 237 $37,805,000 $159,515 $0 0.00%
    SANTA FE, NM (FHA|USDA|VA) 8 $1,430,000 $178,750 $0 0.00%
    FARMINGTON, NM (FHA|USDA|VA) 8 $580,000 $72,500 $0 0.00%
    Los Alamos, NM (FHA|USDA|VA) 3 $535,000 $178,333 $0 0.00%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $190,000 $95,000 $0 0.00%
    Silver City, NM (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
    Roswell, NM (FHA|USDA|VA) 1 $115,000 $115,000 $0 0.00%
    U.s. Eagle's top markets include Albuquerque, Santa Fe, Farmington, Los Alamos, and Carlsbad among others.

    Their top states include:
  • New Mexico (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 232 $33,130,000 $142,802 $0 0.00%
    VA 28 $7,680,000 $274,286 $0 0.00%

    For 2018, U.s. Eagle's most frequently originated type of loan was Conventional, with 232 originations. Their 2nd most popular type was VA, with 28 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 155 $19,195,000 $123,839 $0 0.00%
    Home Purchase 102 $21,450,000 $210,294 $0 0.00%
    Home Improvement 2 $90,000 $45,000 $0 0.00%
    Cash Out Refi 1 $75,000 $75,000 $0 0.00%

    For 2018, U.s. Eagle's most frequently cited loan purpose was Refi, with 155 originations. The 2nd most popular reason was Home Purchase, with 102 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 260 $40,810,000 $156,962 $0 0.00%

    For 2018, U.s. Eagle's most frequently cited loan duration was Other, with 260 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 100 $5,250,000 $52,500 $0 0.00%
    $100k-200k 83 $12,245,000 $147,530 $0 0.00%
    $200k-400k 67 $18,515,000 $276,343 $0 0.00%
    $400k-600k 9 $4,115,000 $457,222 $0 0.00%
    $600k-1MM 1 $685,000 $685,000 $0 0.00%

    2018 saw U.s. Eagle place emphasis on $100,000 or less loans with 100 originations, totaling $5,250,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 67 $8,285,000 $123,657 $0 0.00%
    $100k-150k 56 $11,300,000 $201,786 $0 0.00%
    $75k-100k 55 $7,575,000 $137,727 $0 0.00%
    $50k or less 44 $4,450,000 $101,136 $0 0.00%
    $150k-250k 30 $7,570,000 $252,333 $0 0.00%
    $250k+ 4 $1,010,000 $252,500 $0 0.00%

    U.s. Eagle lent most frequently to those with incomes in the $50k-75k range, with 67 originations. The second most popular income band? $100k-150k, with 56 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 260 $40,810,000 $156,962 $0 0.00%

    U.s. Eagle lent most frequently to those with DTI ratios of Exempt%, with 260 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 241 $37,575,000 $155,913 $0 0.00%
    Asian 6 $1,140,000 $190,000 $0 0.00%
    Black 6 $1,100,000 $183,333 $0 0.00%
    American Indian 7 $995,000 $142,143 $0 0.00%

    Approval Rates

    Total approvals of all applications
    86.46%

    U.s. Eagle has an average approval rate.

    Pick Rate

    Approvals leading to origination
    86.15%

    U.s. Eagle has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 260 $40,810,000 $156,962

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 260 $40,810,000 $156,962