Albuquerque VA Loan Rates, Closing Costs & Stats

ALBUQUERQUE, NM

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Albuquerque's 132 lenders originated 2,188 VA loans during 2024. The total origination value was $806,090,000, with an average VA loan value of $368,414.

    Albuquerque VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Albuquerque averaged 6.54% for the week of 2025-07-11, compared to the national average (all VA variants) of 6.37% for the same period.

    Albuquerque's average VA mortgage closing costs are $6,898.

    The average rate for the prior week (2025-07-04) was 6.65% and one month ago for the week of 2025-06-06, the average rate was 6.83%.

    The average rate one year ago was 6.95%.

    For refis of the same type during the week of 2025-07-11, the average rate was 6.46%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Albuquerque VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Albuquerque level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 255 6.26% $7,199
    UNITED WHOLESALE MORTGAGE, LLC 241 5.96% $7,650
    FREEDOM MORTGAGE CORPORATION 137 6.18% $10,362
    Waterstone Mortgage Corporation 107 6.40% $11,349
    QUICKEN LOANS, LLC 95 6.07% $11,119
    GUILD MORTGAGE COMPANY 81 6.44% $12,580
    DHI MORTGAGE COMPANY, LTD. 79 5.12% $7,785
    NAVY FEDERAL CREDIT UNION 74 5.87% $6,447
    USAA Federal Savings Bank 57 6.27% $8,863
    LOANDEPOT.COM, LLC 53 5.94% $11,617
    PRIMARY RESIDENTIAL MORTGAGE, INC. 51 6.49% $12,248
    PENNYMAC LOAN SERVICES, LLC 46 5.69% $8,407
    VILLAGE CAPITAL MORTGAGE 42 5.80% $8,292
    PULTE MORTGAGE LLC 39 5.32% $11,021
    BOKF 37 6.17% $14,124
    NEW DAY FINANCIAL, LLC 36 7.64% $15,158
    MORTGAGE SOLUTIONS OF COLORADO, LLC 33 7.00% $5,489
    CMG MORTGAGE, INC. 33 6.37% $10,189
    The Federal Savings Bank 27 6.07% $17,165
    HOMETRUST MORTGAGE COMPANY 23 6.30% $11,767
    NEWREZ LLC 21 5.83% $9,015
    DIRECTORS MORTGAGE, INC. 19 6.52% $12,017
    CALCON MUTUAL MORTGAGE LLC 18 6.32% $7,923
    PRIMELENDING, A PLAINSCAPITAL COMPANY 18 6.26% $9,915
    CLEARPATH LENDING 18 5.92% $7,335
    HOMEAMERICAN MORTGAGE CORPORATION 17 5.12% $4,249
    LAKEVIEW LOAN SERVICING, LLC 17 5.58% $7,303
    CROSSCOUNTRY MORTGAGE, LLC 16 6.70% $9,734
    Magnolia Bank 14 5.79% $14,499
    Century Mortgage Company DBA Century Lending Company 14 6.35% $8,085
    GUARANTEED RATE, INC. 14 6.34% $8,663
    Bell Bank 14 6.13% $9,572
    HOMEBRIDGE FINANCIAL SERVICES, INC. 13 6.49% $10,979
    Mr. Cooper ( Nationstar Mortgage ) 13 6.16% $11,647
    First Federal Bank 12 5.78% $7,789
    MOVEMENT MORTGAGE, LLC 11 6.57% $11,267
    Sunflower Bank 11 6.40% $10,689
    BROKER SOLUTIONS, INC. 11 6.14% $7,053
    MUTUAL OF OMAHA MORTGAGE, INC. 11 6.30% $16,959
    SUN WEST MORTGAGE COMPANY, INC. 10 5.81% $15,493
    Barrington Bank & Trust Company, N.A. 9 6.07% $5,068
    NBKC BANK 9 5.89% $6,595
    PLANET HOME LENDING, LLC 9 6.08% $5,596
    Sierra Pacific Mortgage Company, Inc. 8 5.98% $6,247
    NUSENDA 8 6.28% $6,957
    JPMorgan Chase Bank 7 5.94% $9,423
    MID AMERICA MORTGAGE, INC. 7 6.57% $6,026
    LOANPAL, LLC 7 5.80% $12,307
    BAY EQUITY LLC 6 6.46% $4,789
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 6 6.27% $10,771
    Flagstar Bank, FSB 6 6.28% $8,382
    PENTAGON FEDERAL CREDIT UNION 6 5.73% $8,884
    Nations Lending Corporation 5 6.63% $12,262
    AMERISAVE MORTGAGE CORPORATION 5 5.90% $17,812
    CARDINAL FINANCIAL 5 6.00% $17,297
    Carrington Mortgage Services, LLC 5 5.70% $14,639
    Equity Prime Mortgage LLC 5 7.10% $5,959
    Kirtland Federal Credit Union 5 6.48% $9,668
    MORIA DEVELOPMENT, INC. 5 6.45% $7,144
    PLAZA HOME MORTGAGE, INC. 5 6.10% $10,825
    AMERICAN FINANCING CORPORATION 4 6.13% $10,083
    SOUTHWEST FUNDING, LP 4 6.00% $7,176
    MORTGAGEONE, INC. 4 6.41% $9,620
    Texana Bank 3 5.92% $7,129
    DAS Acquisition Company, LLC 3 6.58% $7,600
    UNION HOME MORTGAGE CORP. 3 6.63% $12,844
    ALLIANT CREDIT UNION 3 6.00% $10,137
    Bank of America 3 6.08% $24,793
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.42% $8,566
    AmeriHome Mortgage Company, LLC 2 5.50% $13,125
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.75% $11,998
    GARDNER FINANCIAL SERVICES, LTD. 2 6.19% $20,712
    U.S. Bank 2 6.31% $5,296
    VAN DYK MORTGAGE CORPORATION 2 6.44% $20,198
    VERITAS FUNDING, LLC 2 6.44% $17,312
    AMERICAN FINANCIAL NETWORK, INC. 2 6.31% $10,686
    V.I.P. MORTGAGE, INC. 2 5.63% $9,836
    PREMIA MORTGAGE, LLC 2 5.43% $5,684
    HOMESIDE FINANCIAL, LLC 2 5.88% $6,224
    INTERCAP LENDING INC. 2 5.56% $6,507
    CORNERSTONE HOME LENDING, INC. 2 6.50% $14,297
    Paramount Residential Mortgage Group, Inc. 2 6.25% $12,299
    ENVOY MORTGAGE, LTD 2 6.38% $13,868
    Plains Commerce Bank 2 5.56% $20,330
    Mid-Continent Funding, Inc. 2 6.50% $10,121
    Armed Forces Bank 2 6.44% $8,125
    SIRVA MORTGAGE, INC. 2 6.56% $19,575
    MICHIGAN MUTUAL, INC. 2 6.81% $17,700
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.44% $9,198
    POLARIS HOME FUNDING CORP. 1 6.75% $15,166
    Presidential Bank, FSB 1 6.25% $5,136
    CADENCE LENDING GROUP, INC. 1 5.75% $24,575
    BMO Harris Bank 1 6.50% $6,330
    Prosperity Home Mortgage, LLC 1 5.63% $13,569
    BETTER MORTGAGE CORPORATION 1 6.13% $14,732
    RANLIFE, INC. 1 6.25% $14,485
    RELIANCE FIRST CAPITAL, LLC 1 7.25% $9,148
    ROYAL UNITED MORTGAGE LLC 1 7.00% $21,735
    S1L, Inc. 1 7.13% $11,063
    SUMMIT FUNDING, INC. 1 7.25% $24,206
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.00% $6,538
    Watermark Capital, Inc. 1 6.25% $4,488
    Granite Community Bank 1 6.13% $301
    Ixonia Bank 1 5.75% $4,153
    AMERICA FIRST 1 6.38% $5,916
    LADERA LENDING, INC. 1 6.63% $8,953
    Goldwater Bank, N.A. 1 7.25% $5,296
    GENEVA FINANCIAL, LLC 1 7.00% $5,976
    Gateway First Bank 1 6.25% $15,564
    MASON MCDUFFIE MORTGAGE CORPORATION 1 6.63% $22,555
    MEGASTAR FINANCIAL CORP. 1 6.25% $18,016
    First Western Trust Bank 1 5.88% $21,612
    Wells Fargo Bank 1 6.88% $18,320
    MORTGAGE ACCESS CORP. 1 5.25% $5,601
    First Horizon Bank 1 6.00% $15,312
    FIRST COMMUNITY MORTGAGE, INC. 1 7.00% $5,266
    MOUNTAIN AMERICA 1 5.75% $9,114
    FIDELITY BANK 1 7.25% $15,289
    FBC MORTGAGE, LLC 1 6.25% $5,157
    M&T Bank 1 6.13% $6,738
    Farmers Bank & Trust 1 6.13% $14,274
    EVERETT FINANCIAL, INC. 1 5.38% $5,797
    NFM, INC. 1 6.25% $13,343
    North American Savings Bank, F.S.B. 1 5.25% $9,740
    NP, Inc. 1 7.13% $7,345
    Origin Bank 1 6.50% $12,744
    PANORAMA MORTGAGE GROUP, LLC 1 7.25% $9,200
    Core Bank 1 5.50% $6,174
    Citizens Bank of Las Cruces 1 6.75% $3,496
    PHH Mortgage Corporation 1 5.49% $5,904
    CASTLE & COOKE MORTGAGE, LLC 1 6.75% $18,064
    Zions Bank 1 6.63% $3,353

    The top Albuquerque VA lender as defined by loan originations is Mortgage Research Center, LLC, with 255 VA loans originated. Their average total fees are $7,199, which is $451 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Albuquerque VA lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($4,249), MORTGAGE SOLUTIONS OF COLORADO, LLC ($5,489), NAVY FEDERAL CREDIT UNION ($6,447), BROKER SOLUTIONS, INC. ($7,053) and Mortgage Research Center, LLC ($7,199).

    The lowest rate Albuquerque VA lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION (5.12%), DHI MORTGAGE COMPANY, LTD. (5.12%), PULTE MORTGAGE LLC (5.32%), LAKEVIEW LOAN SERVICING, LLC (5.58%) and PENNYMAC LOAN SERVICES, LLC (5.69%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Albuquerque (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $239,000 (3.9%) $309,398 (2.6%) 0.89 2,764
    2018-02-01 $242,900 (2.9%) $316,882 (3.8%) 0.88 2,688
    2018-03-01 $245,000 (2.1%) $322,196 (5.0%) 0.86 2,614
    2018-04-01 $250,000 (2.1%) $325,360 (4.2%) 0.85 2,726
    2018-05-01 $258,838 (4.0%) $327,541 (3.3%) 0.86 2,915
    2018-06-01 $259,900 (4.0%) $326,481 (1.9%) 0.87 3,143
    2018-07-01 $252,450 (1.4%) $320,215 (-0.5%) 0.84 3,328
    2018-08-01 $249,945 (2.0%) $315,470 (-2.0%) 0.84 3,385
    2018-09-01 $246,895 (1.7%) $313,914 (-1.5%) 0.83 3,330
    2018-10-01 $248,079 (3.4%) $318,151 (0.2%) 0.84 3,307
    2018-11-01 $249,500 (4.0%) $316,601 (1.5%) 0.85 3,106
    2018-12-01 $249,000 (5.1%) $314,653 (1.2%) 0.86 2,839
    2019-01-01 $247,850 (3.7%) $314,277 (1.6%) 0.86 2,466
    2019-02-01 $250,486 (3.1%) $323,390 (2.1%) 0.85 2,368
    2019-03-01 $261,745 (6.8%) $336,380 (4.4%) 0.86 2,286
    2019-04-01 $269,850 (7.9%) $344,436 (5.9%) 0.86 2,311
    2019-05-01 $269,945 (4.3%) $346,574 (5.8%) 0.84 2,430
    2019-06-01 $273,000 (5.0%) $349,731 (7.1%) 0.85 2,622
    2019-07-01 $272,450 (7.9%) $349,816 (9.2%) 0.85 2,647
    2019-08-01 $273,427 (9.4%) $350,030 (11.0%) 0.87 2,636
    2019-09-01 $271,218 (9.9%) $349,280 (11.3%) 0.87 2,620
    2019-10-01 $269,745 (8.7%) $348,172 (9.4%) 0.87 2,604
    2019-11-01 $269,000 (7.8%) $344,662 (8.9%) 0.88 2,387
    2019-12-01 $267,450 (7.4%) $344,502 (9.5%) 0.89 2,071
    2020-01-01 $271,000 (9.3%) $351,019 (11.7%) 0.91 1,777
    2020-02-01 $280,205 (11.9%) $360,057 (11.3%) 0.92 1,707
    2020-03-01 $289,350 (10.6%) $366,954 (9.1%) 0.91 1,671
    2020-04-01 $287,847 (6.7%) $361,363 (4.9%) 0.90 1,771
    2020-05-01 $300,000 (11.1%) $372,529 (7.5%) 0.91 1,694
    2020-06-01 $316,249 (15.8%) $393,225 (12.4%) 0.93 1,466
    2020-07-01 $313,552 (15.1%) $390,189 (11.5%) 0.91 1,354
    2020-08-01 $319,900 (17.0%) $396,875 (13.4%) 0.92 1,329
    2020-09-01 $317,000 (16.9%) $393,988 (12.8%) 0.91 1,303
    2020-10-01 $307,980 (14.2%) $392,321 (12.7%) 0.88 1,290
    2020-11-01 $305,000 (13.4%) $383,636 (11.3%) 0.89 1,267
    2020-12-01 $309,179 (15.6%) $390,182 (13.3%) 0.92 1,051
    2021-01-01 $310,775 (14.7%) $395,496 (12.7%) 0.93 850
    2021-02-01 $315,500 (12.6%) $395,511 (9.9%) 0.92 744
    2021-03-01 $318,500 (10.1%) $401,596 (9.4%) 0.90 703
    2021-04-01 $325,000 (12.9%) $420,196 (16.3%) 0.88 688
    2021-05-01 $329,900 (10.0%) $430,949 (15.7%) 0.88 721
    2021-06-01 $344,975 (9.1%) $434,355 (10.5%) 0.91 861
    2021-07-01 $340,000 (8.4%) $432,695 (10.9%) 0.90 959
    2021-08-01 $340,000 (6.3%) $438,447 (10.5%) 0.91 1,002
    2021-09-01 $346,184 (9.2%) $448,161 (13.8%) 0.92 1,028
    2021-10-01 $359,900 (16.9%) $460,879 (17.5%) 0.96 953
    2021-11-01 $362,450 (18.8%) $464,487 (21.1%) 0.97 833
    2021-12-01 $350,000 (13.2%) $459,248 (17.7%) 0.95 687
    2022-01-01 $369,000 (18.7%) $465,663 (17.7%) 1.00 593
    2022-02-01 $371,870 (17.9%) $477,367 (20.7%) 0.97 566
    2022-03-01 $369,595 (16.0%) $475,091 (18.3%) 0.93 550
    2022-04-01 $379,000 (16.6%) $485,254 (15.5%) 0.90 600
    2022-05-01 $393,581 (19.3%) $482,938 (12.1%) 0.90 784
    2022-06-01 $392,500 (13.8%) $478,435 (10.2%) 0.87 998
    2022-07-01 $390,000 (14.7%) $485,200 (12.1%) 0.88 1,248
    2022-08-01 $394,688 (16.1%) $487,927 (11.3%) 0.91 1,296
    2022-09-01 $385,283 (11.3%) $480,629 (7.2%) 0.90 1,396
    2022-10-01 $385,000 (7.0%) $485,713 (5.4%) 0.91 1,422
    2022-11-01 $379,000 (4.6%) $480,438 (3.4%) 0.91 1,454
    2022-12-01 $375,000 (7.1%) $486,774 (6.0%) 0.93 1,227
    2023-01-01 $377,450 (2.3%) $496,781 (6.7%) 0.94 1,067
    2023-02-01 $386,498 (3.9%) $513,554 (7.6%) 0.93 908
    2023-03-01 $399,500 (8.1%) $525,550 (10.6%) 0.94 870
    2023-04-01 $400,000 (5.5%) $528,442 (8.9%) 0.93 871
    2023-05-01 $412,920 (4.9%) $527,112 (9.2%) 0.94 912
    2023-06-01 $417,012 (6.3%) $524,218 (9.6%) 0.94 1,037
    2023-07-01 $414,495 (6.3%) $521,163 (7.4%) 0.94 1,106
    2023-08-01 $400,223 (1.4%) $510,514 (4.6%) 0.92 1,185
    2023-09-01 $399,000 (3.6%) $491,157 (2.2%) 0.93 1,309
    2023-10-01 $399,950 (3.9%) $496,992 (2.3%) 0.94 1,400
    2023-11-01 $398,500 (5.2%) $489,133 (1.8%) 0.95 1,440
    2023-12-01 $399,500 (6.5%) $496,016 (1.9%) 0.97 1,376
    2024-01-01 $410,000 (8.6%) $499,005 (0.5%) 1.00 1,185
    2024-02-01 $412,500 (6.7%) $511,875 (-0.3%) 0.99 1,122
    2024-03-01 $414,495 (3.8%) $510,977 (-2.8%) 0.98 1,132
    2024-04-01 $410,788 (2.7%) $508,645 (-3.8%) 0.96 1,271
    2024-05-01 $416,388 (0.8%) $514,777 (-2.3%) 0.95 1,391
    2024-06-01 $410,000 (-1.7%) $504,832 (-3.7%) 0.93 1,511
    2024-07-01 $409,750 (-1.1%) $501,627 (-3.8%) 0.94 1,621
    2024-08-01 $400,000 (-0.1%) $487,873 (-4.4%) 0.93 1,700
    2024-09-01 $398,029 (-0.2%) $488,141 (-0.6%) 0.94 1,850
    2024-10-01 $399,900 (0.0%) $490,059 (-1.4%) 0.94 1,895
    2024-11-01 $395,000 (-0.9%) $483,069 (-1.2%) 0.95 1,872
    2024-12-01 $395,000 (-1.1%) $479,700 (-3.3%) 0.98 1,660
    2025-01-01 $395,731 (-3.5%) $477,915 (-4.2%) 0.99 1,532
    2025-02-01 $398,950 (-3.3%) $486,997 (-4.9%) 0.97 1,531
    2025-03-01 $408,297 (-1.5%) $501,032 (-2.0%) 0.96 1,597
    2025-04-01 $419,000 (2.0%) $514,010 (1.1%) 0.97 1,685
    2025-05-01 $424,288 (1.9%) $515,484 (0.1%) 0.96 1,838
    2025-06-01 $421,475 (2.8%) $513,791 (1.8%) 0.96 2,072
    Albuquerque's median listing price for 2025-06-01 was $421,475, a difference of $11,475 (2.8%) versus the prior year and $-2,813 versus the prior month.

    Albuquerque's median listing price comes in at 96% of the national average.

    Albuquerque's average listing price for 2025-06-01 was $513,791, a difference of $8,959 (1.8%) versus the prior year and $-1,693 versus the prior month.

    For the 2025-06-01 period, Albuquerque had 2,072 MLS listings, a difference of 234 listings (13%) versus the prior month and 561 listings (37%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Albuquerque (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 72 days 1,994 sqft
    2018-02-01 62 days 2,023 sqft
    2018-03-01 49 days 2,053 sqft
    2018-04-01 44 days 2,075 sqft
    2018-05-01 44 days 2,078 sqft
    2018-06-01 46 days 2,078 sqft
    2018-07-01 49 days 2,057 sqft
    2018-08-01 52 days 2,037 sqft
    2018-09-01 57 days 2,018 sqft
    2018-10-01 58 days 2,020 sqft
    2018-11-01 60 days 2,019 sqft
    2018-12-01 67 days 2,020 sqft
    2019-01-01 70 days 2,009 sqft
    2019-02-01 61 days 2,022 sqft
    2019-03-01 51 days 2,080 sqft
    2019-04-01 45 days 2,120 sqft
    2019-05-01 47 days 2,116 sqft
    2019-06-01 51 days 2,109 sqft
    2019-07-01 45 days 2,095 sqft
    2019-08-01 47 days 2,087 sqft
    2019-09-01 50 days 2,068 sqft
    2019-10-01 54 days 2,068 sqft
    2019-11-01 64 days 2,040 sqft
    2019-12-01 75 days 2,034 sqft
    2020-01-01 72 days 2,053 sqft
    2020-02-01 58 days 2,092 sqft
    2020-03-01 49 days 2,077 sqft
    2020-04-01 50 days 2,050 sqft
    2020-05-01 54 days 2,100 sqft
    2020-06-01 59 days 2,146 sqft
    2020-07-01 57 days 2,125 sqft
    2020-08-01 51 days 2,153 sqft
    2020-09-01 53 days 2,137 sqft
    2020-10-01 50 days 2,099 sqft
    2020-11-01 54 days 2,064 sqft
    2020-12-01 59 days 2,095 sqft
    2021-01-01 66 days 2,078 sqft
    2021-02-01 62 days 2,015 sqft
    2021-03-01 53 days 2,041 sqft
    2021-04-01 49 days 2,051 sqft
    2021-05-01 42 days 2,052 sqft
    2021-06-01 33 days 2,048 sqft
    2021-07-01 36 days 2,000 sqft
    2021-08-01 39 days 2,016 sqft
    2021-09-01 47 days 2,018 sqft
    2021-10-01 52 days 2,092 sqft
    2021-11-01 62 days 2,033 sqft
    2021-12-01 57 days 1,976 sqft
    2022-01-01 69 days 2,001 sqft
    2022-02-01 37 days 1,973 sqft
    2022-03-01 35 days 2,000 sqft
    2022-04-01 32 days 2,000 sqft
    2022-05-01 28 days 2,049 sqft
    2022-06-01 30 days 2,038 sqft
    2022-07-01 32 days 2,070 sqft
    2022-08-01 44 days 2,083 sqft
    2022-09-01 52 days 2,048 sqft
    2022-10-01 56 days 2,025 sqft
    2022-11-01 60 days 2,015 sqft
    2022-12-01 67 days 2,003 sqft
    2023-01-01 75 days 2,004 sqft
    2023-02-01 67 days 2,030 sqft
    2023-03-01 55 days 2,034 sqft
    2023-04-01 48 days 2,067 sqft
    2023-05-01 46 days 2,093 sqft
    2023-06-01 43 days 2,085 sqft
    2023-07-01 45 days 2,073 sqft
    2023-08-01 49 days 2,022 sqft
    2023-09-01 50 days 1,999 sqft
    2023-10-01 52 days 2,045 sqft
    2023-11-01 55 days 2,028 sqft
    2023-12-01 64 days 2,010 sqft
    2024-01-01 73 days 2,022 sqft
    2024-02-01 65 days 2,028 sqft
    2024-03-01 52 days 2,026 sqft
    2024-04-01 51 days 2,010 sqft
    2024-05-01 47 days 2,058 sqft
    2024-06-01 51 days 2,011 sqft
    2024-07-01 53 days 2,014 sqft
    2024-08-01 54 days 1,998 sqft
    2024-09-01 56 days 1,967 sqft
    2024-10-01 58 days 1,986 sqft
    2024-11-01 67 days 1,947 sqft
    2024-12-01 76 days 1,936 sqft
    2025-01-01 77 days 1,910 sqft
    2025-02-01 70 days 1,940 sqft
    2025-03-01 54 days 1,985 sqft
    2025-04-01 54 days 2,023 sqft
    2025-05-01 57 days 2,039 sqft
    2025-06-01 58 days 2,037 sqft
    Albuquerque's median listing age (time on market) for 2025-06-01 was 58 days. This is 13% longer than the same period one year ago.

    Albuquerque's median square footage for active listings during the 2025-06-01 period was 2,037 sqft. One year prior, the average listing was 2,011 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.