U.s. Eagle Mortgage Rates, Fees & Info

Albuquerque, NM

LEI: 549300H6J0XZXQGKDW16

Tax ID: 85-0102181

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

U.s. Eagle is a smaller mortgage company specializing in Refi and Home Purchase loans. U.s. Eagle has a high proportion of conventional loans. Their top markets by origination volume include: Albuquerque, Farmington, Santa Fe, Las Vegas, and Las Cruces among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)

U.s. Eagle has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


Originations

347

Origination Dollar Volume (All Markets)

$65,085,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ALBUQUERQUE, NM (FHA|USDA|VA) 321 $59,115,000 $184,159 $0 0.00%
FARMINGTON, NM (FHA|USDA|VA) 10 $2,600,000 $260,000 $0 0.00%
SANTA FE, NM (FHA|USDA|VA) 4 $1,370,000 $342,500 $0 0.00%
Las Vegas, NM (FHA|USDA|VA) 4 $440,000 $110,000 $0 0.00%
LAS CRUCES, NM (FHA|USDA|VA) 2 $410,000 $205,000 $0 0.00%
Outside of Metro Areas 2 $340,000 $170,000 $0 0.00%
Grants, NM (FHA|USDA|VA) 2 $340,000 $170,000 $0 0.00%
EspaƱola, NM (FHA|USDA|VA) 1 $295,000 $295,000 $0 0.00%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $175,000 $175,000 $0 0.00%
U.s. Eagle's top markets include Albuquerque, Farmington, Santa Fe, Las Vegas, and Las Cruces among others.

Their top states include:
  • New Mexico (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 327 $60,305,000 $184,419 $0 0.00%
    VA 20 $4,780,000 $239,000 $0 0.00%

    For 2021, U.s. Eagle's most frequently originated type of loan was Conventional, with 327 originations. Their 2nd most popular type was VA, with 20 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 277 $50,155,000 $181,065 $0 0.00%
    Home Purchase 66 $14,630,000 $221,667 $0 0.00%
    Other 2 $60,000 $30,000 $0 0.00%
    Cash Out Refi 2 $240,000 $120,000 $0 0.00%

    For 2021, U.s. Eagle's most frequently cited loan purpose was Refi, with 277 originations. The 2nd most popular reason was Home Purchase, with 66 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 347 $65,085,000 $187,565 $0 0.00%

    For 2021, U.s. Eagle's most frequently cited loan duration was Other, with 347 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 168 $25,330,000 $150,774 $0 0.00%
    $200k-400k 120 $32,180,000 $268,167 $0 0.00%
    $100,000 or less 51 $3,745,000 $73,431 $0 0.00%
    $400k-600k 8 $3,830,000 $478,750 $0 0.00%

    2021 saw U.s. Eagle place emphasis on $100k-200k loans with 168 originations, totaling $25,330,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 89 $14,675,000 $164,888 $0 0.00%
    $50k or less 81 $10,305,000 $127,222 $0 0.00%
    $75k-100k 71 $13,745,000 $193,592 $0 0.00%
    $100k-150k 57 $13,125,000 $230,263 $0 0.00%
    $150k-250k 37 $10,385,000 $280,676 $0 0.00%
    $250k+ 7 $2,175,000 $310,714 $0 0.00%

    U.s. Eagle lent most frequently to those with incomes in the $50k-75k range, with 89 originations. The second most popular income band? $50k or less, with 81 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 347 $65,085,000 $187,565 $0 0.00%

    U.s. Eagle lent most frequently to those with DTI ratios of Exempt%, with 347 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 292 $53,930,000 $184,692 $0 0.00%
    Not provided 37 $7,545,000 $203,919 $0 0.00%
    American Indian 10 $1,950,000 $195,000 $0 0.00%
    Black 5 $925,000 $185,000 $0 0.00%
    Native Hawaiian or Islander 1 $295,000 $295,000 $0 0.00%
    Asian 1 $265,000 $265,000 $0 0.00%
    1 $175,000 $175,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    93.75%

    U.s. Eagle has an average approval rate.

    Pick Rate

    Approvals leading to origination
    72.05%

    U.s. Eagle has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 347 $65,085,000 $187,565

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    347 $65,085,000 $187,565