ALBUQUERQUE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Albuquerque averaged
7.08%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.83% and
one month ago for the week of 2025-04-17, the
average rate was 6.95%.
Albuquerque's average rate one year ago was 6.94%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.8%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Albuquerque 30 Year Fixed Rate | 2025-05-22 | 7.08% |
| Albuquerque 30 Year Fixed Rate Refi | 2025-05-22 | 6.8% |
| Albuquerque 15 Year Fixed Rate | 2025-05-22 | 5.47% |
| Albuquerque 15 Year Fixed Rate Refi | 2025-05-22 | 6.71% |
| Albuquerque 30 Year FHA | 2025-05-22 | 6.35% |
| Albuquerque 30 Year FHA Refi | 2025-05-22 | 6.22% |
| Albuquerque 30 Year USDA | 2025-05-22 | 6.63% |
| Albuquerque 30 Year USDA Refi | 2025-05-22 | 6.33% |
| Albuquerque 30 Year VA | 2025-05-22 | 6.48% |
| Albuquerque 30 Year VA Refi | 2025-05-22 | 6.11% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ALBUQUERQUE, NM.
ALBUQUERQUE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ALBUQUERQUE, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ALBUQUERQUE Average Closing Costs & Other Stats
ALBUQUERQUE, NM's 218 lenders originated 19,892
loans during 2024. The total origination value was $4,752,360,000, with an average loan value of
$238,908.
ALBUQUERQUE's average closing costs are $5,803.
The top ALBUQUERQUE lender as defined by loan originations is Waterstone Mortgage Corporation, with
528 loans originated. Their average total fees are
$5,683, which is $1,780
lower than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee ALBUQUERQUE lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($1,213), SIRVA MORTGAGE, INC. ($1,813), Morgan Stanley Private Bank ($2,670), PNC Bank ($3,136) and Ally Bank ($3,517).
The lowest rate ALBUQUERQUE lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION (5.31%), DHI MORTGAGE COMPANY, LTD. (5.64%), PULTE MORTGAGE LLC (5.94%), Morgan Stanley Private Bank (6.01%) and Kirtland Federal Credit Union (6.04%).
ALBUQUERQUE, NM Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $230,100,000 | $353,615,000 | 53.7% | 7.4% |
| GUILD MORTGAGE COMPANY | $185,425,000 | $310,665,000 | 67.5% | 6.5% |
| Waterstone Mortgage Corporation | $283,765,000 | $303,040,000 | 6.8% | 6.4% |
| QUICKEN LOANS, LLC | $217,355,000 | $245,700,000 | 13.0% | 5.2% |
| SANDIA LABORATORY | $218,665,000 | $225,850,000 | 3.3% | 4.8% |
| NUSENDA | $220,080,000 | $197,920,000 | -10.1% | 4.2% |
| BOKF | $169,415,000 | $184,385,000 | 8.8% | 3.9% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $181,380,000 | $177,680,000 | -2.0% | 3.7% |
| DHI MORTGAGE COMPANY, LTD. | $137,170,000 | $134,090,000 | -2.2% | 2.8% |
| CBRE MULTIFAMILY CAPITAL, INC. | $149,765,000 | $109,385,000 | -27.0% | 2.3% |
| PULTE MORTGAGE LLC | $89,045,000 | $99,995,000 | 12.3% | 2.1% |
| JPMorgan Chase Bank | $46,775,000 | $97,930,000 | 109.4% | 2.1% |
| Mortgage Research Center, LLC | $79,020,000 | $94,205,000 | 19.2% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $28,185,000 | $88,085,000 | 212.5% | 1.9% |
| CMG MORTGAGE, INC. | $50,720,000 | $81,865,000 | 61.4% | 1.7% |
| DIRECTORS MORTGAGE, INC. | $65,025,000 | $68,910,000 | 6.0% | 1.5% |
| LOANDEPOT.COM, LLC | $66,660,000 | $68,065,000 | 2.1% | 1.4% |
| NAVY FEDERAL CREDIT UNION | $57,070,000 | $60,685,000 | 6.3% | 1.3% |
| Kirtland Federal Credit Union | $56,180,000 | $59,065,000 | 5.1% | 1.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $41,205,000 | $56,345,000 | 36.7% | 1.2% |
| HOMETRUST MORTGAGE COMPANY | $42,300,000 | $54,335,000 | 28.5% | 1.1% |
| CALCON MUTUAL MORTGAGE LLC | $54,780,000 | $53,805,000 | -1.8% | 1.1% |
| Century Mortgage Company DBA Century Lending Company | $43,180,000 | $52,150,000 | 20.8% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $29,100,000 | $46,965,000 | 61.4% | 1.0% |
| Bank of America | $46,990,000 | $41,050,000 | -12.6% | 0.9% |
| WALKER & DUNLOP, LLC | $45,035,000 | $37,825,000 | -16.0% | 0.8% |
| Bell Bank | $29,525,000 | $37,745,000 | 27.8% | 0.8% |
| SANDIA AREA | $36,725,000 | $37,580,000 | 2.3% | 0.8% |
| GUARANTEED RATE, INC. | $58,045,000 | $35,970,000 | -38.0% | 0.8% |
| USAA Federal Savings Bank | $28,670,000 | $33,705,000 | 17.6% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $28,805,000 | $33,360,000 | 15.8% | 0.7% |
| MID AMERICA MORTGAGE, INC. | $25,675,000 | $32,850,000 | 27.9% | 0.7% |
| U.S. EAGLE | $24,515,000 | $32,680,000 | 33.3% | 0.7% |
| U.S. Bank | $28,605,000 | $29,700,000 | 3.8% | 0.6% |
| HOMEAMERICAN MORTGAGE CORPORATION | $8,735,000 | $29,320,000 | 235.7% | 0.6% |
| 21ST MORTGAGE CORPORATION | $24,100,000 | $28,455,000 | 18.1% | 0.6% |
| Cedar Rapids Bank and Trust Company | $25,835,000 | $28,005,000 | 8.4% | 0.6% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $23,695,000 | $26,200,000 | 10.6% | 0.6% |
| Sunflower Bank | $26,510,000 | $26,020,000 | -1.8% | 0.5% |
| Washington Federal Bank | $17,170,000 | $25,990,000 | 51.4% | 0.5% |
| NEWREZ LLC | $9,585,000 | $25,460,000 | 165.6% | 0.5% |
| Wells Fargo Bank | $28,775,000 | $25,395,000 | -11.7% | 0.5% |
| PLAZA HOME MORTGAGE, INC. | $24,740,000 | $24,510,000 | -0.9% | 0.5% |
| Flagstar Bank, FSB | $34,175,000 | $24,285,000 | -28.9% | 0.5% |
| CARDINAL FINANCIAL | $59,320,000 | $22,875,000 | -61.4% | 0.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $20,415,000 | $21,840,000 | 7.0% | 0.5% |
| BMO Harris Bank | $27,640,000 | $21,480,000 | -22.3% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,695,000 | $20,860,000 | 211.6% | 0.4% |
| BROKER SOLUTIONS, INC. | $15,035,000 | $20,245,000 | 34.7% | 0.4% |
| RIO GRANDE | $21,240,000 | $17,730,000 | -16.5% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $9,070,000 | $17,620,000 | 94.3% | 0.4% |
| Plains Commerce Bank | $25,725,000 | $17,565,000 | -31.7% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $5,680,000 | $17,180,000 | 202.5% | 0.4% |
| Sierra Pacific Mortgage Company, Inc. | $7,135,000 | $15,280,000 | 114.2% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $5,110,000 | $14,930,000 | 192.2% | 0.3% |
| MOUNTAIN AMERICA | $19,985,000 | $14,725,000 | -26.3% | 0.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $14,030,000 | n/a | 0.3% | |
| PNC Bank | $16,215,000 | $12,975,000 | -20.0% | 0.3% |
| NEW DAY FINANCIAL, LLC | $8,595,000 | $12,875,000 | 49.8% | 0.3% |
| NBKC BANK | $9,020,000 | $12,135,000 | 34.5% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $16,090,000 | $11,720,000 | -27.2% | 0.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $20,895,000 | $11,605,000 | -44.5% | 0.2% |
| BAY EQUITY LLC | $14,370,000 | $10,920,000 | -24.0% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $12,040,000 | $10,640,000 | -11.6% | 0.2% |
| The Federal Savings Bank | $9,955,000 | $10,510,000 | 5.6% | 0.2% |
| STATE EMPLOYEES | $8,010,000 | $10,105,000 | 26.2% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $5,695,000 | $9,870,000 | 73.3% | 0.2% |
| EVERETT FINANCIAL, INC. | $9,230,000 | $9,655,000 | 4.6% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $6,215,000 | $9,605,000 | 54.5% | 0.2% |
| SIRVA MORTGAGE, INC. | $10,155,000 | $9,470,000 | -6.7% | 0.2% |
| First-Citizens Bank & Trust Company | $3,700,000 | $9,420,000 | 154.6% | 0.2% |
| Discover Bank | $9,125,000 | $9,380,000 | 2.8% | 0.2% |
| Carrington Mortgage Services, LLC | $9,150,000 | $9,140,000 | -0.1% | 0.2% |
| BETTER MORTGAGE CORPORATION | $8,375,000 | $8,905,000 | 6.3% | 0.2% |
| LOANPAL, LLC | $7,625,000 | $8,715,000 | 14.3% | 0.2% |
| Morgan Stanley Private Bank | $6,290,000 | $8,690,000 | 38.2% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $4,675,000 | $8,580,000 | 83.5% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $18,780,000 | $8,495,000 | -54.8% | 0.2% |
| Nations Lending Corporation | $22,975,000 | $8,295,000 | -63.9% | 0.2% |
| Equity Prime Mortgage LLC | $8,015,000 | $8,245,000 | 2.9% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $19,250,000 | $8,170,000 | -57.6% | 0.2% |
| Wallick & Volk, Inc. | $12,080,000 | $7,870,000 | -34.9% | 0.2% |
| MORIA DEVELOPMENT, INC. | $680,000 | $7,425,000 | 991.9% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $8,455,000 | $7,395,000 | -12.5% | 0.2% |
| AMERICAN HERITAGE LENDING, INC. | $1,670,000 | $7,120,000 | 326.3% | 0.1% |
| The Huntington National Bank | $7,855,000 | $6,960,000 | -11.4% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $4,955,000 | $6,335,000 | 27.9% | 0.1% |
| SOUTHWEST FUNDING, LP | $6,235,000 | n/a | 0.1% | |
| Figure Lending LLC | $5,695,000 | $6,125,000 | 7.6% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,010,000 | $6,105,000 | 504.5% | 0.1% |
| Servion, Inc. | $3,890,000 | $5,980,000 | 53.7% | 0.1% |
| First Financial Credit Union | $8,710,000 | $5,825,000 | -33.1% | 0.1% |
| CLEARPATH LENDING | $2,810,000 | $5,795,000 | 106.2% | 0.1% |
| First Federal Bank | $1,145,000 | $5,635,000 | 392.1% | 0.1% |
| PLANET HOME LENDING, LLC | $2,965,000 | $5,610,000 | 89.2% | 0.1% |
| NEXERA HOLDING LLC | $600,000 | $5,415,000 | 802.5% | 0.1% |
| ENVOY MORTGAGE, LTD | $430,000 | $5,305,000 | 1,133.7% | 0.1% |
| UNION HOME MORTGAGE CORP. | $10,425,000 | $5,305,000 | -49.1% | 0.1% |
| Pinnacle Bank | $265,000 | $5,160,000 | 1,847.2% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $650,000 | $4,895,000 | 653.1% | 0.1% |
| Magnolia Bank | $3,660,000 | $4,490,000 | 22.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $3,195,000 | $4,425,000 | 38.5% | 0.1% |
| Citadel Servicing Corporation | $1,055,000 | $4,280,000 | 305.7% | 0.1% |
| V.I.P. MORTGAGE, INC. | $3,520,000 | $4,275,000 | 21.4% | 0.1% |
| DAS Acquisition Company, LLC | $3,215,000 | $4,210,000 | 30.9% | 0.1% |
| Del Norte Credit Union | $6,765,000 | $4,165,000 | -38.4% | 0.1% |
| Loan Simple, Inc. | $3,690,000 | $4,065,000 | 10.2% | 0.1% |
| Ally Bank | $3,060,000 | $3,995,000 | 30.6% | 0.1% |
| Commerce Home Mortgage, Inc. | $27,035,000 | $3,915,000 | -85.5% | 0.1% |
| INTERCAP LENDING INC. | $405,000 | $3,875,000 | 856.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $3,870,000 | $3,835,000 | -0.9% | 0.1% |
| LENDSURE MORTGAGE CORP. | $465,000 | $3,825,000 | 722.6% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $4,965,000 | $3,685,000 | -25.8% | 0.1% |
| KeyBank | $1,475,000 | $3,655,000 | 147.8% | 0.1% |
| Coastal Community Bank | $3,110,000 | $3,560,000 | 14.5% | 0.1% |
| GARDNER FINANCIAL SERVICES, LTD. | $1,575,000 | $3,555,000 | 125.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,270,000 | $3,540,000 | 178.7% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,800,000 | $3,525,000 | 25.9% | 0.1% |
| ALLIANT CREDIT UNION | $650,000 | $3,465,000 | 433.1% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $3,255,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $1,420,000 | $3,250,000 | 128.9% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $7,085,000 | $3,180,000 | -55.1% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,395,000 | $3,150,000 | 125.8% | 0.1% |
| Charles Schwab Bank, SSB | $3,170,000 | $3,115,000 | -1.7% | 0.1% |
| READYCAP COMMERCIAL, LLC | $6,540,000 | $3,075,000 | -53.0% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $225,000 | $2,930,000 | 1,202.2% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,895,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,190,000 | $2,825,000 | 137.4% | 0.1% |
| MICHIGAN MUTUAL, INC. | $1,290,000 | $2,805,000 | 117.4% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $590,000 | $2,765,000 | 368.6% | 0.1% |
| PREMIA MORTGAGE, LLC | $2,275,000 | $2,730,000 | 20.0% | 0.1% |
| Bank of Whittier | $1,540,000 | $2,695,000 | 75.0% | 0.1% |
| NexBank | $255,000 | $2,690,000 | 954.9% | 0.1% |
| AmeriHome Mortgage Company, LLC | $865,000 | $2,665,000 | 208.1% | 0.1% |
| GENEVA FINANCIAL, LLC | $2,165,000 | $2,645,000 | 22.2% | 0.1% |
| Farmers Bank & Trust | $1,985,000 | $2,625,000 | 32.2% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $900,000 | $2,605,000 | 189.4% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $815,000 | $2,580,000 | 216.6% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $15,285,000 | $2,505,000 | -83.6% | 0.1% |
| PHH Mortgage Corporation | $1,990,000 | $2,495,000 | 25.4% | 0.1% |
| Quontic Bank | $255,000 | $2,370,000 | 829.4% | 0.0% |
| SUMMIT FUNDING, INC. | $770,000 | $2,320,000 | 201.3% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $2,470,000 | $2,315,000 | -6.3% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,315,000 | $2,260,000 | 71.9% | 0.0% |
| Performance Financial, Inc. | $2,160,000 | n/a | 0.0% | |
| M&T Bank | $2,320,000 | $2,145,000 | -7.5% | 0.0% |
| POLARIS HOME FUNDING CORP. | $1,925,000 | $2,105,000 | 9.4% | 0.0% |
| NFM, INC. | $1,155,000 | $2,055,000 | 77.9% | 0.0% |
| Prosperity Home Mortgage, LLC | $2,760,000 | $2,050,000 | -25.7% | 0.0% |
| AMERICA FIRST | $400,000 | $1,965,000 | 391.3% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $2,000,000 | $1,890,000 | -5.5% | 0.0% |
| Enterprise Bank & Trust | $1,350,000 | $1,835,000 | 35.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $560,000 | $1,830,000 | 226.8% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $1,225,000 | $1,745,000 | 42.4% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $1,735,000 | n/a | 0.0% | |
| Gateway First Bank | $6,195,000 | $1,705,000 | -72.5% | 0.0% |
| SPRING EQ, LLC | $1,075,000 | $1,700,000 | 58.1% | 0.0% |
| AMWEST FUNDING CORP. | $1,290,000 | $1,680,000 | 30.2% | 0.0% |
| ARC HOME LLC | $440,000 | $1,660,000 | 277.3% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $2,615,000 | $1,620,000 | -38.0% | 0.0% |
| Zions Bank | $550,000 | $1,610,000 | 192.7% | 0.0% |
| OCMBC, INC. | $3,085,000 | $1,590,000 | -48.5% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,785,000 | $1,575,000 | -11.8% | 0.0% |
| Stifel Bank and Trust | $2,350,000 | $1,560,000 | -33.6% | 0.0% |
| VERITAS FUNDING, LLC | $1,770,000 | $1,540,000 | -13.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,350,000 | $1,535,000 | 13.7% | 0.0% |
| MORTGAGEONE, INC. | $425,000 | $1,530,000 | 260.0% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $2,815,000 | $1,505,000 | -46.5% | 0.0% |
| The Central Trust Bank | $1,035,000 | $1,490,000 | 44.0% | 0.0% |
| The Loan Store, Inc. | $1,460,000 | n/a | 0.0% | |
| Truist | $895,000 | $1,460,000 | 63.1% | 0.0% |
| Texana Bank | $1,445,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $1,785,000 | $1,345,000 | -24.6% | 0.0% |
| Citibank | $1,515,000 | $1,335,000 | -11.9% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $1,465,000 | $1,320,000 | -9.9% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $2,385,000 | $1,320,000 | -44.7% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,465,000 | $1,275,000 | -13.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $4,870,000 | $1,250,000 | -74.3% | 0.0% |
| NP, Inc. | $195,000 | $1,205,000 | 517.9% | 0.0% |
| Armed Forces Bank | $915,000 | $1,100,000 | 20.2% | 0.0% |
| Arbor Realty Trust, Inc. | $1,085,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $610,000 | $1,085,000 | 77.9% | 0.0% |
| North American Savings Bank, F.S.B. | $805,000 | $1,005,000 | 24.8% | 0.0% |
| BECKAM FUNDING CORP. | $990,000 | $985,000 | -0.5% | 0.0% |
| FUNDLOANS CAPITAL | $985,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $880,000 | $970,000 | 10.2% | 0.0% |
| Citizens Bank of Las Cruces | $245,000 | $945,000 | 285.7% | 0.0% |
| Ixonia Bank | $560,000 | $910,000 | 62.5% | 0.0% |
| GUADALUPE CREDIT UNION | $100,000 | $905,000 | 805.0% | 0.0% |
| Northpointe Bank | $1,270,000 | $875,000 | -31.1% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,380,000 | $875,000 | -36.6% | 0.0% |
| LENDINGONE, LLC | $2,395,000 | $870,000 | -63.7% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $260,000 | $865,000 | 232.7% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $860,000 | n/a | 0.0% | |
| Farm Credit Mid-America, ACA | $860,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $670,000 | $850,000 | 26.9% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $1,370,000 | $850,000 | -38.0% | 0.0% |
| FIRST TECHNOLOGY | $1,015,000 | $845,000 | -16.7% | 0.0% |
| AAXY L.L.C. | $325,000 | $825,000 | 153.8% | 0.0% |
| Citizens Bank | $825,000 | n/a | 0.0% | |
| Western Commerce Bank | $2,195,000 | $785,000 | -64.2% | 0.0% |
| Ameris Bank | $765,000 | n/a | 0.0% | |
| ASSEMBLIES OF GOD Credit Union | $445,000 | $765,000 | 71.9% | 0.0% |
| NBH Bank | $345,000 | $750,000 | 117.4% | 0.0% |
| Home Mortgage Alliance Corp | $730,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $995,000 | $715,000 | -28.1% | 0.0% |
| STANFORD Federal Credit Union | $365,000 | $710,000 | 94.5% | 0.0% |
| FBC MORTGAGE, LLC | $955,000 | $695,000 | -27.2% | 0.0% |
| First Savings Bank | $480,000 | $690,000 | 43.8% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $610,000 | $690,000 | 13.1% | 0.0% |
| Goldman Sachs Bank USA | $685,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $675,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $415,000 | $665,000 | 60.2% | 0.0% |
| Flanagan State Bank | $660,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $620,000 | n/a | 0.0% | |
| Regions Bank | $29,990,000 | $600,000 | -98.0% | 0.0% |
| Deseret First Credit Union | $445,000 | $580,000 | 30.3% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $580,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $555,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $555,000 | n/a | 0.0% | |
| ENCORE BANK | $545,000 | n/a | 0.0% | |
| Wyoming Bank & Trust | $545,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $1,575,000 | $540,000 | -65.7% | 0.0% |
| State Department Federal Credit Union | $540,000 | n/a | 0.0% | |
| Commerce Bank | $535,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $525,000 | n/a | 0.0% | |
| S1L, Inc. | $920,000 | $525,000 | -42.9% | 0.0% |
| Mid-Continent Funding, Inc. | $1,295,000 | $520,000 | -59.8% | 0.0% |
| TBK BANK, SSB | $1,185,000 | $520,000 | -56.1% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $510,000 | n/a | 0.0% | |
| First National Bank Texas | $285,000 | $510,000 | 78.9% | 0.0% |
| RESIDENTIAL BANCORP | $295,000 | $495,000 | 67.8% | 0.0% |
| Arvest Bank | $1,035,000 | $490,000 | -52.7% | 0.0% |
| RANLIFE, INC. | $255,000 | $490,000 | 92.2% | 0.0% |
| FRANKLIN MINT | $485,000 | n/a | 0.0% | |
| Granite Community Bank | $485,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $155,000 | $480,000 | 209.7% | 0.0% |
| TJC Mortgage, Inc. | $725,000 | $475,000 | -34.5% | 0.0% |
| Merchants Mortgage & Trust Corporation | $465,000 | n/a | 0.0% | |
| UBS Bank USA | $2,690,000 | $455,000 | -83.1% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $415,000 | $455,000 | 9.6% | 0.0% |
| Cornerstone First Mortgage, Inc | $445,000 | n/a | 0.0% | |
| Fifth Third Bank | $445,000 | n/a | 0.0% | |
| White Sands Federal Credit Union | $745,000 | $445,000 | -40.3% | 0.0% |
| DIGITAL Federal Credit Union | $310,000 | $430,000 | 38.7% | 0.0% |
| JMAC LENDING, INC. | $430,000 | n/a | 0.0% | |
| First Financial Bank | $590,000 | $425,000 | -28.0% | 0.0% |
| MYCUMORTGAGE, LLC | $425,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $420,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $690,000 | $415,000 | -39.9% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $405,000 | n/a | 0.0% | |
| GECU | $400,000 | n/a | 0.0% | |
| First Horizon Bank | $595,000 | $395,000 | -33.6% | 0.0% |
| First Western Trust Bank | $395,000 | n/a | 0.0% | |
| MOUNTAIN WEST FINANCIAL, INC. | $395,000 | n/a | 0.0% | |
| NUMARK CREDIT UNION | $395,000 | n/a | 0.0% | |
| Baxter Credit Union | $220,000 | $390,000 | 77.3% | 0.0% |
| FIDELITY BANK | $375,000 | $385,000 | 2.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $855,000 | $385,000 | -55.0% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $405,000 | $385,000 | -4.9% | 0.0% |
| Northwest Bank | $285,000 | $385,000 | 35.1% | 0.0% |
| Northwest Federal Credit Union | $460,000 | $380,000 | -17.4% | 0.0% |
| Bank of the Southwest | $355,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $355,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $355,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $340,000 | n/a | 0.0% | |
| Great Southern Bank | $535,000 | $335,000 | -37.4% | 0.0% |
| OAKTREE FUNDING CORP. | $335,000 | n/a | 0.0% | |
| Bank of Colorado | $120,000 | $325,000 | 170.8% | 0.0% |
| CADENCE LENDING GROUP, INC. | $325,000 | n/a | 0.0% | |
| CITY-COUNTY CREDIT UNION | $100,000 | $325,000 | 225.0% | 0.0% |
| TEXAS TECH | $325,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $155,000 | $320,000 | 106.5% | 0.0% |
| Core Bank | $315,000 | $315,000 | 0.0% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $185,000 | $315,000 | 70.3% | 0.0% |
| Heritage Bank | $675,000 | $315,000 | -53.3% | 0.0% |
| Origin Bank | $315,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $305,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $305,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $1,450,000 | $295,000 | -79.7% | 0.0% |
| LADERA LENDING, INC. | $290,000 | $295,000 | 1.7% | 0.0% |
| Stride Bank | $295,000 | n/a | 0.0% | |
| Leader Bank | $290,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $285,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $275,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $665,000 | $275,000 | -58.6% | 0.0% |
| LOANPEOPLE, LLC | $275,000 | n/a | 0.0% | |
| WESTERN VISTA | $275,000 | n/a | 0.0% | |
| UMB Bank | $705,000 | $265,000 | -62.4% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $245,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $3,705,000 | $245,000 | -93.4% | 0.0% |
| MORTGAGE ACCESS CORP. | $245,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE, LLC | $245,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $760,000 | $240,000 | -68.4% | 0.0% |
| Axos Bank | $555,000 | $235,000 | -57.7% | 0.0% |
| Centennial Bank | $235,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| KINECTA | $235,000 | n/a | 0.0% | |
| Raymond James Bank | $1,105,000 | $235,000 | -78.7% | 0.0% |
| EASTMAN | $225,000 | n/a | 0.0% | |
| Old Second National Bank | $225,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,500,000 | $210,000 | -86.0% | 0.0% |
| EL PASO AREA TEACHERS | $205,000 | n/a | 0.0% | |
| First American Bank | $75,000 | $205,000 | 173.3% | 0.0% |
| First Home Bank | $205,000 | n/a | 0.0% | |
| First New Mexico Bank, Las Cruces | $205,000 | n/a | 0.0% | |
| FOUR POINTS | $35,000 | $205,000 | 485.7% | 0.0% |
| Valley National Bank | $205,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $205,000 | $185,000 | -9.8% | 0.0% |
| Glacier Bank | $185,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $395,000 | $185,000 | -53.2% | 0.0% |
| T2 FINANCIAL LLC | $185,000 | n/a | 0.0% | |
| The Bank of Herrin | $185,000 | n/a | 0.0% | |
| Logan Finance Corporation | $1,955,000 | $175,000 | -91.0% | 0.0% |
| Merchants Bank of Indiana | $175,000 | n/a | 0.0% | |
| Peoples Bank | $520,000 | $175,000 | -66.3% | 0.0% |
| Amarillo National Bank | $165,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $165,000 | n/a | 0.0% | |
| Service Federal Credit Union | $140,000 | n/a | 0.0% | |
| Florida Capital Bank | $135,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $105,000 | $125,000 | 19.0% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $125,000 | n/a | 0.0% | |
| FirstBank Southwest | $115,000 | n/a | 0.0% | |
| Allied First Bank,sb | $105,000 | n/a | 0.0% | |
| Old National Bank | $295,000 | $95,000 | -67.8% | 0.0% |
| TOWER | $95,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $85,000 | n/a | 0.0% | |
| AERO Federal Credit Union | $65,000 | n/a | 0.0% | |
| Cf Bank | $55,000 | n/a | 0.0% | |
| CHEVRON | $135,000 | $55,000 | -59.3% | 0.0% |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $15,000 | $55,000 | 266.7% | 0.0% |
| AGRICULTURE Federal Credit Union | $45,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $45,000 | n/a | 0.0% | |
| EVERENCE FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% |
ALBUQUERQUE's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.4% market share. In second place, with 6.5%, is GUILD MORTGAGE COMPANY, having originated $310,665,000 in loans. In third place, with 6.4%, is Waterstone Mortgage Corporation, having originated $303,040,000 in loans. In fourth place, with 5.2%, is QUICKEN LOANS, LLC, having originated $245,700,000 in loans. In fifth place, with 4.8%, is SANDIA LABORATORY, having originated $225,850,000 in loans.
ALBUQUERQUE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ALBUQUERQUE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $239,000 (3.9%) | $309,398 (2.6%) | 0.89 | 2,764 |
| 2018-02-01 | $242,900 (2.9%) | $316,882 (3.8%) | 0.88 | 2,688 |
| 2018-03-01 | $245,000 (2.1%) | $322,196 (5.0%) | 0.86 | 2,614 |
| 2018-04-01 | $250,000 (2.1%) | $325,360 (4.2%) | 0.85 | 2,726 |
| 2018-05-01 | $258,838 (4.0%) | $327,541 (3.3%) | 0.86 | 2,915 |
| 2018-06-01 | $259,900 (4.0%) | $326,481 (1.9%) | 0.87 | 3,143 |
| 2018-07-01 | $252,450 (1.4%) | $320,215 (-0.5%) | 0.84 | 3,328 |
| 2018-08-01 | $249,945 (2.0%) | $315,470 (-2.0%) | 0.84 | 3,385 |
| 2018-09-01 | $246,895 (1.7%) | $313,914 (-1.5%) | 0.83 | 3,330 |
| 2018-10-01 | $248,079 (3.4%) | $318,151 (0.2%) | 0.84 | 3,307 |
| 2018-11-01 | $249,500 (4.0%) | $316,601 (1.5%) | 0.85 | 3,106 |
| 2018-12-01 | $249,000 (5.1%) | $314,653 (1.2%) | 0.86 | 2,839 |
| 2019-01-01 | $247,850 (3.7%) | $314,277 (1.6%) | 0.86 | 2,466 |
| 2019-02-01 | $250,486 (3.1%) | $323,390 (2.1%) | 0.85 | 2,368 |
| 2019-03-01 | $261,745 (6.8%) | $336,380 (4.4%) | 0.86 | 2,286 |
| 2019-04-01 | $269,850 (7.9%) | $344,436 (5.9%) | 0.86 | 2,311 |
| 2019-05-01 | $269,945 (4.3%) | $346,574 (5.8%) | 0.84 | 2,430 |
| 2019-06-01 | $273,000 (5.0%) | $349,731 (7.1%) | 0.85 | 2,622 |
| 2019-07-01 | $272,450 (7.9%) | $349,816 (9.2%) | 0.85 | 2,647 |
| 2019-08-01 | $273,427 (9.4%) | $350,030 (11.0%) | 0.87 | 2,636 |
| 2019-09-01 | $271,218 (9.9%) | $349,280 (11.3%) | 0.87 | 2,620 |
| 2019-10-01 | $269,745 (8.7%) | $348,172 (9.4%) | 0.87 | 2,604 |
| 2019-11-01 | $269,000 (7.8%) | $344,662 (8.9%) | 0.88 | 2,387 |
| 2019-12-01 | $267,450 (7.4%) | $344,502 (9.5%) | 0.89 | 2,071 |
| 2020-01-01 | $271,000 (9.3%) | $351,019 (11.7%) | 0.91 | 1,777 |
| 2020-02-01 | $280,205 (11.9%) | $360,057 (11.3%) | 0.92 | 1,707 |
| 2020-03-01 | $289,350 (10.6%) | $366,954 (9.1%) | 0.91 | 1,671 |
| 2020-04-01 | $287,847 (6.7%) | $361,363 (4.9%) | 0.90 | 1,771 |
| 2020-05-01 | $300,000 (11.1%) | $372,529 (7.5%) | 0.91 | 1,694 |
| 2020-06-01 | $316,249 (15.8%) | $393,225 (12.4%) | 0.93 | 1,466 |
| 2020-07-01 | $313,552 (15.1%) | $390,189 (11.5%) | 0.91 | 1,354 |
| 2020-08-01 | $319,900 (17.0%) | $396,875 (13.4%) | 0.92 | 1,329 |
| 2020-09-01 | $317,000 (16.9%) | $393,988 (12.8%) | 0.91 | 1,303 |
| 2020-10-01 | $307,980 (14.2%) | $392,321 (12.7%) | 0.88 | 1,290 |
| 2020-11-01 | $305,000 (13.4%) | $383,636 (11.3%) | 0.89 | 1,267 |
| 2020-12-01 | $309,179 (15.6%) | $390,182 (13.3%) | 0.92 | 1,051 |
| 2021-01-01 | $310,775 (14.7%) | $395,496 (12.7%) | 0.93 | 850 |
| 2021-02-01 | $315,500 (12.6%) | $395,511 (9.9%) | 0.92 | 744 |
| 2021-03-01 | $318,500 (10.1%) | $401,596 (9.4%) | 0.90 | 703 |
| 2021-04-01 | $325,000 (12.9%) | $420,196 (16.3%) | 0.88 | 688 |
| 2021-05-01 | $329,900 (10.0%) | $430,949 (15.7%) | 0.88 | 721 |
| 2021-06-01 | $344,975 (9.1%) | $434,355 (10.5%) | 0.91 | 861 |
| 2021-07-01 | $340,000 (8.4%) | $432,695 (10.9%) | 0.90 | 959 |
| 2021-08-01 | $340,000 (6.3%) | $438,447 (10.5%) | 0.91 | 1,002 |
| 2021-09-01 | $346,184 (9.2%) | $448,161 (13.8%) | 0.92 | 1,028 |
| 2021-10-01 | $359,900 (16.9%) | $460,879 (17.5%) | 0.96 | 953 |
| 2021-11-01 | $362,450 (18.8%) | $464,487 (21.1%) | 0.97 | 833 |
| 2021-12-01 | $350,000 (13.2%) | $459,248 (17.7%) | 0.95 | 687 |
| 2022-01-01 | $369,000 (18.7%) | $465,663 (17.7%) | 1.00 | 593 |
| 2022-02-01 | $371,870 (17.9%) | $477,367 (20.7%) | 0.97 | 566 |
| 2022-03-01 | $369,595 (16.0%) | $475,091 (18.3%) | 0.93 | 550 |
| 2022-04-01 | $379,000 (16.6%) | $485,254 (15.5%) | 0.90 | 600 |
| 2022-05-01 | $393,581 (19.3%) | $482,938 (12.1%) | 0.90 | 784 |
| 2022-06-01 | $392,500 (13.8%) | $478,435 (10.2%) | 0.87 | 998 |
| 2022-07-01 | $390,000 (14.7%) | $485,200 (12.1%) | 0.88 | 1,248 |
| 2022-08-01 | $394,688 (16.1%) | $487,927 (11.3%) | 0.91 | 1,296 |
| 2022-09-01 | $385,283 (11.3%) | $480,629 (7.2%) | 0.90 | 1,396 |
| 2022-10-01 | $385,000 (7.0%) | $485,713 (5.4%) | 0.91 | 1,422 |
| 2022-11-01 | $379,000 (4.6%) | $480,438 (3.4%) | 0.91 | 1,454 |
| 2022-12-01 | $375,000 (7.1%) | $486,774 (6.0%) | 0.93 | 1,227 |
| 2023-01-01 | $377,450 (2.3%) | $496,781 (6.7%) | 0.94 | 1,067 |
| 2023-02-01 | $386,498 (3.9%) | $513,554 (7.6%) | 0.93 | 908 |
| 2023-03-01 | $399,500 (8.1%) | $525,550 (10.6%) | 0.94 | 870 |
| 2023-04-01 | $400,000 (5.5%) | $528,442 (8.9%) | 0.93 | 871 |
| 2023-05-01 | $412,920 (4.9%) | $527,112 (9.2%) | 0.94 | 912 |
| 2023-06-01 | $417,012 (6.3%) | $524,218 (9.6%) | 0.94 | 1,037 |
| 2023-07-01 | $414,495 (6.3%) | $521,163 (7.4%) | 0.94 | 1,106 |
| 2023-08-01 | $400,223 (1.4%) | $510,514 (4.6%) | 0.92 | 1,185 |
| 2023-09-01 | $399,000 (3.6%) | $491,157 (2.2%) | 0.93 | 1,309 |
| 2023-10-01 | $399,950 (3.9%) | $496,992 (2.3%) | 0.94 | 1,400 |
| 2023-11-01 | $398,500 (5.2%) | $489,133 (1.8%) | 0.95 | 1,440 |
| 2023-12-01 | $399,500 (6.5%) | $496,016 (1.9%) | 0.97 | 1,376 |
| 2024-01-01 | $410,000 (8.6%) | $499,005 (0.5%) | 1.00 | 1,185 |
| 2024-02-01 | $412,500 (6.7%) | $511,875 (-0.3%) | 0.99 | 1,122 |
| 2024-03-01 | $414,495 (3.8%) | $510,977 (-2.8%) | 0.98 | 1,132 |
| 2024-04-01 | $410,788 (2.7%) | $508,645 (-3.8%) | 0.96 | 1,271 |
| 2024-05-01 | $416,388 (0.8%) | $514,777 (-2.3%) | 0.95 | 1,391 |
| 2024-06-01 | $410,000 (-1.7%) | $504,832 (-3.7%) | 0.93 | 1,511 |
| 2024-07-01 | $409,750 (-1.1%) | $501,627 (-3.8%) | 0.94 | 1,621 |
| 2024-08-01 | $400,000 (-0.1%) | $487,873 (-4.4%) | 0.93 | 1,700 |
| 2024-09-01 | $398,029 (-0.2%) | $488,141 (-0.6%) | 0.94 | 1,850 |
| 2024-10-01 | $399,900 (0.0%) | $490,059 (-1.4%) | 0.94 | 1,895 |
| 2024-11-01 | $395,000 (-0.9%) | $483,069 (-1.2%) | 0.95 | 1,872 |
| 2024-12-01 | $395,000 (-1.1%) | $479,700 (-3.3%) | 0.98 | 1,660 |
| 2025-01-01 | $395,731 (-3.5%) | $477,915 (-4.2%) | 0.99 | 1,532 |
| 2025-02-01 | $398,950 (-3.3%) | $486,997 (-4.9%) | 0.97 | 1,531 |
| 2025-03-01 | $408,297 (-1.5%) | $501,032 (-2.0%) | 0.96 | 1,597 |
| 2025-04-01 | $419,000 (2.0%) | $514,010 (1.1%) | 0.97 | 1,685 |
ALBUQUERQUE's median listing price for 2025-04-01 was $419,000, a difference of
$8,212
(2.0%) versus the prior year and
$10,703 versus the prior month.
ALBUQUERQUE's median listing price comes in at 97% of the national average.
ALBUQUERQUE's average listing price for 2025-04-01 was $514,010, a difference of $5,365 (1.1%) versus the prior year and $12,978 versus the prior month.
For the 2025-04-01 period, ALBUQUERQUE had 1,685 MLS listings, a difference of 88 listings (6%) versus the prior month and 414 listings (33%) versus the prior year.
ALBUQUERQUE's median listing price comes in at 97% of the national average.
ALBUQUERQUE's average listing price for 2025-04-01 was $514,010, a difference of $5,365 (1.1%) versus the prior year and $12,978 versus the prior month.
For the 2025-04-01 period, ALBUQUERQUE had 1,685 MLS listings, a difference of 88 listings (6%) versus the prior month and 414 listings (33%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ALBUQUERQUE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 72 days | 1,994 sqft |
| 2018-02-01 | 62 days | 2,023 sqft |
| 2018-03-01 | 49 days | 2,053 sqft |
| 2018-04-01 | 44 days | 2,075 sqft |
| 2018-05-01 | 44 days | 2,078 sqft |
| 2018-06-01 | 46 days | 2,078 sqft |
| 2018-07-01 | 49 days | 2,057 sqft |
| 2018-08-01 | 52 days | 2,037 sqft |
| 2018-09-01 | 57 days | 2,018 sqft |
| 2018-10-01 | 58 days | 2,020 sqft |
| 2018-11-01 | 60 days | 2,019 sqft |
| 2018-12-01 | 67 days | 2,020 sqft |
| 2019-01-01 | 70 days | 2,009 sqft |
| 2019-02-01 | 61 days | 2,022 sqft |
| 2019-03-01 | 51 days | 2,080 sqft |
| 2019-04-01 | 45 days | 2,120 sqft |
| 2019-05-01 | 47 days | 2,116 sqft |
| 2019-06-01 | 51 days | 2,109 sqft |
| 2019-07-01 | 45 days | 2,095 sqft |
| 2019-08-01 | 47 days | 2,087 sqft |
| 2019-09-01 | 50 days | 2,068 sqft |
| 2019-10-01 | 54 days | 2,068 sqft |
| 2019-11-01 | 64 days | 2,040 sqft |
| 2019-12-01 | 75 days | 2,034 sqft |
| 2020-01-01 | 72 days | 2,053 sqft |
| 2020-02-01 | 58 days | 2,092 sqft |
| 2020-03-01 | 49 days | 2,077 sqft |
| 2020-04-01 | 50 days | 2,050 sqft |
| 2020-05-01 | 54 days | 2,100 sqft |
| 2020-06-01 | 59 days | 2,146 sqft |
| 2020-07-01 | 57 days | 2,125 sqft |
| 2020-08-01 | 51 days | 2,153 sqft |
| 2020-09-01 | 53 days | 2,137 sqft |
| 2020-10-01 | 50 days | 2,099 sqft |
| 2020-11-01 | 54 days | 2,064 sqft |
| 2020-12-01 | 59 days | 2,095 sqft |
| 2021-01-01 | 66 days | 2,078 sqft |
| 2021-02-01 | 62 days | 2,015 sqft |
| 2021-03-01 | 53 days | 2,041 sqft |
| 2021-04-01 | 49 days | 2,051 sqft |
| 2021-05-01 | 42 days | 2,052 sqft |
| 2021-06-01 | 33 days | 2,048 sqft |
| 2021-07-01 | 36 days | 2,000 sqft |
| 2021-08-01 | 39 days | 2,016 sqft |
| 2021-09-01 | 47 days | 2,018 sqft |
| 2021-10-01 | 52 days | 2,092 sqft |
| 2021-11-01 | 62 days | 2,033 sqft |
| 2021-12-01 | 57 days | 1,976 sqft |
| 2022-01-01 | 69 days | 2,001 sqft |
| 2022-02-01 | 37 days | 1,973 sqft |
| 2022-03-01 | 35 days | 2,000 sqft |
| 2022-04-01 | 32 days | 2,000 sqft |
| 2022-05-01 | 28 days | 2,049 sqft |
| 2022-06-01 | 30 days | 2,038 sqft |
| 2022-07-01 | 32 days | 2,070 sqft |
| 2022-08-01 | 44 days | 2,083 sqft |
| 2022-09-01 | 52 days | 2,048 sqft |
| 2022-10-01 | 56 days | 2,025 sqft |
| 2022-11-01 | 60 days | 2,015 sqft |
| 2022-12-01 | 67 days | 2,003 sqft |
| 2023-01-01 | 75 days | 2,004 sqft |
| 2023-02-01 | 67 days | 2,030 sqft |
| 2023-03-01 | 55 days | 2,034 sqft |
| 2023-04-01 | 48 days | 2,067 sqft |
| 2023-05-01 | 46 days | 2,093 sqft |
| 2023-06-01 | 43 days | 2,085 sqft |
| 2023-07-01 | 45 days | 2,073 sqft |
| 2023-08-01 | 49 days | 2,022 sqft |
| 2023-09-01 | 50 days | 1,999 sqft |
| 2023-10-01 | 52 days | 2,045 sqft |
| 2023-11-01 | 55 days | 2,028 sqft |
| 2023-12-01 | 64 days | 2,010 sqft |
| 2024-01-01 | 73 days | 2,022 sqft |
| 2024-02-01 | 65 days | 2,028 sqft |
| 2024-03-01 | 52 days | 2,026 sqft |
| 2024-04-01 | 51 days | 2,010 sqft |
| 2024-05-01 | 47 days | 2,058 sqft |
| 2024-06-01 | 51 days | 2,011 sqft |
| 2024-07-01 | 53 days | 2,014 sqft |
| 2024-08-01 | 54 days | 1,998 sqft |
| 2024-09-01 | 56 days | 1,967 sqft |
| 2024-10-01 | 58 days | 1,986 sqft |
| 2024-11-01 | 67 days | 1,947 sqft |
| 2024-12-01 | 76 days | 1,936 sqft |
| 2025-01-01 | 77 days | 1,910 sqft |
| 2025-02-01 | 70 days | 1,940 sqft |
| 2025-03-01 | 54 days | 1,985 sqft |
| 2025-04-01 | 54 days | 2,023 sqft |
ALBUQUERQUE's median listing age (time on market) for 2025-04-01 was 54 days.
This
is 6%
longer
than the same period one year ago.
ALBUQUERQUE's median square footage for active listings during the 2025-04-01 period was 2,023 sqft. One year prior, the average listing was 2,010 sqft.
ALBUQUERQUE's median square footage for active listings during the 2025-04-01 period was 2,023 sqft. One year prior, the average listing was 2,010 sqft.
ALBUQUERQUE, NM Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 11,651 | $3,234,735,000 | $277,636 |
| Cash Out Refi | 2,545 | $525,325,000 | $206,415 |
| Other | 2,116 | $184,640,000 | $87,259 |
| Refi | 2,000 | $656,120,000 | $328,060 |
| Home Improvement | 1,579 | $151,435,000 | $95,906 |
| NA | 1 | $105,000 | $105,000 |
Albuquerque's most frequently cited loan purpose was Home Purchase, with 11,651 originations. The 2nd most popular reason was Cash Out Refi, with 2,545 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 6,891 | $2,036,205,000 | $295,488 |
| Over 8% | 4,042 | $365,580,000 | $90,445 |
| 7-8% | 3,782 | $881,550,000 | $233,091 |
| 5-6% | 3,012 | $1,127,670,000 | $374,392 |
| <2.5% | 640 | $10,790,000 | $16,859 |
| 4-5% | 520 | $180,930,000 | $347,942 |
| 3-4% | 53 | $15,085,000 | $284,623 |
| 2.5-3% | 50 | $9,940,000 | $198,800 |
During 2024, Albuquerque's most frequently originated rate bucket was 6-7%, with 6,891 originations.
Loan Sizing (ALBUQUERQUE, NM MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 8,439 | $2,461,205,000 | $291,647 |
| $100,000 or less | 5,829 | $243,765,000 | $41,819 |
| $100k-200k | 3,076 | $455,240,000 | $147,997 |
| $400k-600k | 1,978 | $935,740,000 | $473,074 |
| $600k-1000k | 501 | $355,905,000 | $710,389 |
| $Over $1MM | 69 | $300,505,000 | $4,355,145 |
ALBUQUERQUE's loan sizing saw the bucket of loans from $200k-400k with 8,439 originations, totaling $2,461,205,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 7,479 | $2,514,925,000 | $336,265 |
| Under 20% | 4,360 | $168,310,000 | $38,603 |
| 60-80% | 3,131 | $1,099,615,000 | $351,202 |
| 20-40% | 1,915 | $234,695,000 | $122,556 |
| 40-60% | 1,407 | $350,945,000 | $249,428 |
| Over 100% | 435 | $164,475,000 | $378,103 |
ALBUQUERQUE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 7,479 originations, totaling $2,514,925,000 in origination value.