U.s. Eagle Mortgage Rates, Fees & Info

Albuquerque, NM

LEI: 549300H6J0XZXQGKDW16

Tax ID: 85-0102181

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Mortgage Data

Review & Overview

U.s. Eagle is a smaller mortgage company specializing in Refi and Home Purchase loans. U.s. Eagle has a high proportion of conventional loans. Their top markets by origination volume include: Albuquerque, Santa Fe, Las Vegas, Farmington, and Phoenix among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)

U.s. Eagle has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

413

Origination Dollar Volume (All Markets)

$81,685,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ALBUQUERQUE, NM (FHA|USDA|VA) 384 $74,860,000 $194,948 $0 0.00%
SANTA FE, NM (FHA|USDA|VA) 14 $4,070,000 $290,714 $0 0.00%
Las Vegas, NM (FHA|USDA|VA) 2 $700,000 $350,000 $0 0.00%
FARMINGTON, NM (FHA|USDA|VA) 6 $620,000 $103,333 $0 0.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $515,000 $515,000 $0 0.00%
Los Alamos, NM (FHA|USDA|VA) 1 $275,000 $275,000 $0 0.00%
Taos, NM (FHA|USDA|VA) 1 $215,000 $215,000 $0 0.00%
Grants, NM (FHA|USDA|VA) 2 $210,000 $105,000 $0 0.00%
Outside of Metro Areas 1 $145,000 $145,000 $0 0.00%
EspaƱola, NM (FHA|USDA|VA) 1 $75,000 $75,000 $0 0.00%
U.s. Eagle's top markets include Albuquerque, Santa Fe, Las Vegas, Farmington, and Phoenix among others.

Their top states include:
  • New Mexico (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 397 $78,245,000 $197,091 $0 0.00%
    VA 16 $3,440,000 $215,000 $0 0.00%

    For 2020, U.s. Eagle's most frequently originated type of loan was Conventional, with 397 originations. Their 2nd most popular type was VA, with 16 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 303 $59,535,000 $196,485 $0 0.00%
    Home Purchase 95 $21,305,000 $224,263 $0 0.00%
    Home Improvement 11 $465,000 $42,273 $0 0.00%
    Cash Out Refi 3 $355,000 $118,333 $0 0.00%
    Other 1 $25,000 $25,000 $0 0.00%

    For 2020, U.s. Eagle's most frequently cited loan purpose was Refi, with 303 originations. The 2nd most popular reason was Home Purchase, with 95 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 413 $81,685,000 $197,785 $0 0.00%

    For 2020, U.s. Eagle's most frequently cited loan duration was Other, with 413 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 184 $27,080,000 $147,174 $0 0.00%
    $200k-400k 134 $35,470,000 $264,701 $0 0.00%
    $100,000 or less 65 $4,225,000 $65,000 $0 0.00%
    $400k-600k 28 $13,170,000 $470,357 $0 0.00%
    $1MM+ 1 $1,025,000 $1,025,000 $0 0.00%
    $600k-1MM 1 $715,000 $715,000 $0 0.00%

    2020 saw U.s. Eagle place emphasis on $100k-200k loans with 184 originations, totaling $27,080,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 110 $18,180,000 $165,273 $0 0.00%
    $100k-150k 90 $18,660,000 $207,333 $0 0.00%
    $50k or less 66 $8,680,000 $131,515 $0 0.00%
    $75k-100k 65 $12,755,000 $196,231 $0 0.00%
    $150k-250k 56 $17,230,000 $307,679 $0 0.00%
    $250k+ 18 $5,100,000 $283,333 $0 0.00%

    U.s. Eagle lent most frequently to those with incomes in the $50k-75k range, with 110 originations. The second most popular income band? $100k-150k, with 90 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 413 $81,685,000 $197,785 $0 0.00%

    U.s. Eagle lent most frequently to those with DTI ratios of Exempt%, with 413 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 360 $70,790,000 $196,639 $0 0.00%
    Not provided 38 $8,170,000 $215,000 $0 0.00%
    American Indian 7 $1,285,000 $183,571 $0 0.00%
    Asian 4 $760,000 $190,000 $0 0.00%
    Black 2 $300,000 $150,000 $0 0.00%
    Asian Indian 1 $235,000 $235,000 $0 0.00%
    Other Asian 1 $145,000 $145,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    94.25%

    U.s. Eagle has an average approval rate.

    Pick Rate

    Approvals leading to origination
    76.76%

    U.s. Eagle has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 413 $81,685,000 $197,785

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 413 $81,685,000 $197,785