Bank Of Eastern Oregon Mortgage Rates, Fees & Info
Heppner, ORLEI: 549300J0CQITHCF2G618
Tax ID: 93-0326895
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Eastern Oregon is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Eastern Oregon has a high proportion of conventional loans. Their top markets by origination volume include: Hermiston, La Grande, Kennewick, Spokane, and Othello among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Eastern Oregon has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
26Origination Dollar Volume (All Markets)
$4,730,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 12 | $2,700,000 | $225,000 | $0 | 0.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $0 | 0.00% |
| La Grande, OR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 0.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 0.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Othello, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Pullman, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 26 | $4,730,000 | $181,923 | $0 | 0.00% |
For 2023, Bank Of Eastern Oregon's most frequently originated type of loan was Conventional, with 26 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 13 | $2,925,000 | $225,000 | $0 | 0.00% |
| Refi | 9 | $1,575,000 | $175,000 | $0 | 0.00% |
| Home Improvement | 4 | $230,000 | $57,500 | $0 | 0.00% |
For 2023, Bank Of Eastern Oregon's most frequently cited loan purpose was Home Purchase, with 13 originations. The 2nd most popular reason was Refi, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 26 | $4,730,000 | $181,923 | $0 | 0.00% |
For 2023, Bank Of Eastern Oregon's most frequently cited loan duration was Other, with 26 originations.
Loan Sizing
2023 saw Bank Of Eastern Oregon place emphasis on $100k-200k loans with 14 originations, totaling $1,950,000 in origination value.
Applicant Income
Bank Of Eastern Oregon lent most frequently to those with incomes in the $50k or less range, with 7 originations. The second most popular income band? $100k-150k, with 4 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 26 | $4,730,000 | $181,923 | $0 | 0.00% |
Bank Of Eastern Oregon lent most frequently to those with DTI ratios of Exempt%, with 26 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.50%
Bank Of Eastern Oregon has an average approval rate.
Pick Rate
Approvals leading to origination92.31%
Bank Of Eastern Oregon has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 26 | $4,730,000 | $181,923 |