Moscow Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Moscow averaged 6.82% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.83% and one month ago for the week of 2024-10-10, the average rate was 5.96%.

    Moscow's average rate one year ago was 7.54%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.98%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Moscow 30 Year Fixed Rate 2024-11-14 6.82%
    Moscow 30 Year Fixed Rate Refi 2024-11-14 6.98%
    Moscow 15 Year Fixed Rate 2024-11-14 6.09%
    Moscow 15 Year Fixed Rate Refi 2024-11-14 5.99%
    Moscow 30 Year FHA 2024-11-14 0.2%
    Moscow 30 Year FHA Refi 2024-11-14 0.1%
    Moscow 30 Year USDA 2024-11-14 0.2%
    Moscow 30 Year USDA Refi 2024-11-14 -0.2%
    Moscow 30 Year VA 2024-11-14 0%
    Moscow 30 Year VA Refi 2024-11-14 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Moscow, ID.

    Moscow Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moscow, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 87 6.62% $7,946
    IDAHO CENTRAL 19 6.53% $5,358
    CMG MORTGAGE, INC. 18 7.07% $6,887
    Zions Bank 14 6.82% $4,612
    Potlatch No. 1 Financial Credit Union 11 6.51% $5,359
    HOMEBRIDGE FINANCIAL SERVICES, INC. 10 6.21% $7,906
    QUICKEN LOANS, LLC 10 6.91% $8,988
    U.S. Bank 5 6.73% $5,628
    Banner Bank 5 6.60% $7,967
    NEWREZ LLC 4 6.69% $5,544
    S1L, Inc. 4 6.53% $8,375
    GUILD MORTGAGE COMPANY 4 6.97% $5,835
    CHURCHILL MORTGAGE CORPORATION 3 5.66% $9,177
    USAA Federal Savings Bank 3 7.25% $3,710
    Boeing Employees Credit Union 3 5.79% $5,737
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.44% $5,223
    BAY EQUITY LLC 2 7.44% $6,046
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.06% $3,933
    MOVEMENT MORTGAGE, LLC 2 7.38% $11,593
    PLANET HOME LENDING, LLC 2 7.25% $6,957
    The Loan Store, Inc. 2 6.38% $4,283
    Wells Fargo Bank 2 7.44% $3,532
    GUARANTEED RATE, INC. 1 5.63% $8,718
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.88% $8,567
    Hancock Whitney Bank 1 6.38% $4,533
    EMBRACE HOME LOANS, INC. 1 5.88% $5,427
    DRAPER AND KRAMER MORTGAGE CORP. 1 6.99% $4,003
    Ixonia Bank 1 6.99% $7,849
    LADERA LENDING, INC. 1 6.13% $10,583
    LAND HOME FINANCIAL SERVICES, INC. 1 7.50% $7,621
    LOANDEPOT.COM, LLC 1 7.99% $5,461
    AXIA FINANCIAL, LLC 1 7.25% $2,990
    ACADEMY MORTGAGE CORPORATION 1 6.75% $7,654
    NATIONS DIRECT MORTGAGE, LLC 1 6.50% $5,174
    NAVY FEDERAL CREDIT UNION 1 5.88% $4,813
    D. L. Evans Bank 1 7.24% $4,504
    Plains Commerce Bank 1 6.63% $6,725
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $5,241
    Platinum Home Mortgage Corporation 1 6.38% $7,026
    PNC Bank 1 6.25% $3,411
    Century Mortgage Company DBA Century Lending Company 1 7.63% $3,260
    CAPITAL EDUCATORS FEDERAL CREDIT UNION 1 6.50% $6,702
    RBC Bank, (Georgia) 1 6.13% $1,985
    CALIBER HOME LOANS, INC. 1 6.50% $3,539
    SUMMIT FUNDING, INC. 1 7.25% $6,637
    Sunflower Bank 1 6.49% $3,810
    Alaska USA Federal Credit Union 1 6.75% $7,427
    Umpqua Bank 1 6.25% $5,499
    Bank of Idaho 1 6.75% $7,398
    Farmers Bank & Trust 1 5.88% $3,562
    Fidelity Bank 1 6.38% $3,165
    Flagstar Bank, FSB 1 7.13% $5,082
    GESA 1 6.75% $7,258

    Moscow Average Closing Costs & Other Stats

    Moscow, ID's 53 lenders originated 566 loans during 2023. The total origination value was $160,670,000, with an average loan value of $283,869.

    Moscow's average closing costs are $5,535.

    The top Moscow lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 87 loans originated. Their average total fees are $7,946, which is $2,588 higher than the next largest lender, IDAHO CENTRAL.

    The lowest fee Moscow lenders (with over 10 loans originated) are Zions Bank ($4,612), IDAHO CENTRAL ($5,358), Potlatch No. 1 Financial Credit Union ($5,359), CMG MORTGAGE, INC. ($6,887) and HOMEBRIDGE FINANCIAL SERVICES, INC. ($7,906).

    The lowest rate Moscow lenders (with over 10 loans originated) are HOMEBRIDGE FINANCIAL SERVICES, INC. (6.21%), Potlatch No. 1 Financial Credit Union (6.51%), IDAHO CENTRAL (6.53%), UNITED WHOLESALE MORTGAGE, LLC (6.62%) and Zions Bank (6.82%).

    Moscow, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $6,555,000 $40,500,000 517.8% 25.2%
    Zions Bank $23,350,000 $18,420,000 -21.1% 11.5%
    CMG MORTGAGE, INC. $11,385,000 n/a 7.1%
    IDAHO CENTRAL $24,210,000 $11,105,000 -54.1% 6.9%
    Potlatch No. 1 Financial Credit Union $17,220,000 $9,090,000 -47.2% 5.7%
    Washington Trust Bank $5,860,000 $8,010,000 36.7% 5.0%
    U.S. Bank $6,710,000 $7,690,000 14.6% 4.8%
    QUICKEN LOANS, LLC $13,125,000 $5,465,000 -58.4% 3.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $20,010,000 $4,600,000 -77.0% 2.9%
    Banner Bank $4,675,000 $3,270,000 -30.1% 2.0%
    Umpqua Bank $5,705,000 $2,035,000 -64.3% 1.3%
    NEWREZ LLC $660,000 $1,605,000 143.2% 1.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,920,000 $1,585,000 -17.4% 1.0%
    S1L, Inc. $37,595,000 $1,530,000 -95.9% 1.0%
    GUARANTEED RATE, INC. $655,000 $1,445,000 120.6% 0.9%
    GUILD MORTGAGE COMPANY $555,000 $1,445,000 160.4% 0.9%
    USAA Federal Savings Bank $585,000 $1,435,000 145.3% 0.9%
    Mortgage Research Center, LLC $1,430,000 $1,310,000 -8.4% 0.8%
    NAVY FEDERAL CREDIT UNION $2,790,000 $1,240,000 -55.6% 0.8%
    Boeing Employees Credit Union $435,000 $1,105,000 154.0% 0.7%
    LAND HOME FINANCIAL SERVICES, INC. $1,055,000 n/a 0.7%
    MOVEMENT MORTGAGE, LLC $1,030,000 n/a 0.6%
    PNC Bank $310,000 $955,000 208.1% 0.6%
    Wells Fargo Bank $3,185,000 $910,000 -71.4% 0.6%
    WASHINGTON STATE EMPLOYEES Credit Union $2,775,000 $770,000 -72.3% 0.5%
    NEW DAY FINANCIAL, LLC $750,000 n/a 0.5%
    GESA $6,630,000 $740,000 -88.8% 0.5%
    CHURCHILL MORTGAGE CORPORATION $135,000 $695,000 414.8% 0.4%
    The Loan Store, Inc. $675,000 n/a 0.4%
    Fidelity Bank $665,000 n/a 0.4%
    ACADEMY MORTGAGE CORPORATION $655,000 n/a 0.4%
    BAY EQUITY LLC $590,000 $640,000 8.5% 0.4%
    Flagstar Bank, FSB $690,000 $610,000 -11.6% 0.4%
    Franklin Loan Corporation $610,000 n/a 0.4%
    Plains Commerce Bank $600,000 n/a 0.4%
    PLANET HOME LENDING, LLC $600,000 n/a 0.4%
    AXIA FINANCIAL, LLC $555,000 n/a 0.3%
    PHH Mortgage Corporation $225,000 $550,000 144.4% 0.3%
    Ixonia Bank $1,655,000 $520,000 -68.6% 0.3%
    RBC Bank, (Georgia) $155,000 $455,000 193.5% 0.3%
    AmeriHome Mortgage Company, LLC $435,000 n/a 0.3%
    CLEARPATH LENDING $365,000 $435,000 19.2% 0.3%
    FREEDOM MORTGAGE CORPORATION $1,435,000 $435,000 -69.7% 0.3%
    Platinum Home Mortgage Corporation $3,340,000 $420,000 -87.4% 0.3%
    Farmers Bank & Trust $415,000 n/a 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $255,000 $410,000 60.8% 0.3%
    EMBRACE HOME LOANS, INC. $395,000 n/a 0.2%
    D. L. Evans Bank $370,000 n/a 0.2%
    NATIONS DIRECT MORTGAGE, LLC $365,000 n/a 0.2%
    CAPITAL EDUCATORS FEDERAL CREDIT UNION $355,000 n/a 0.2%
    First Savings Bank $665,000 $355,000 -46.6% 0.2%
    Hancock Whitney Bank $355,000 n/a 0.2%
    MANN FINANCIAL INC. $335,000 n/a 0.2%
    Century Mortgage Company DBA Century Lending Company $325,000 n/a 0.2%
    DRAPER AND KRAMER MORTGAGE CORP. $325,000 n/a 0.2%
    Alaska USA Federal Credit Union $305,000 n/a 0.2%
    ON Q FINANCIAL, INC. $755,000 $305,000 -59.6% 0.2%
    Carrington Mortgage Services, LLC $295,000 n/a 0.2%
    SUMMIT FUNDING, INC. $4,810,000 $295,000 -93.9% 0.2%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $290,000 n/a 0.2%
    PRIORITY HOME LENDING, LLC $275,000 n/a 0.2%
    STANFORD Federal Credit Union $255,000 $245,000 -3.9% 0.2%
    Bank of Idaho $235,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $225,000 28.6% 0.1%
    Firefighters First Federal Credit Union $205,000 n/a 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $265,000 $195,000 -26.4% 0.1%
    Bank of America $1,005,000 $190,000 -81.1% 0.1%
    LADERA LENDING, INC. $175,000 n/a 0.1%
    Northpointe Bank $305,000 $165,000 -45.9% 0.1%
    CALIBER HOME LOANS, INC. $1,805,000 $155,000 -91.4% 0.1%
    Wallick & Volk, Inc. $150,000 n/a 0.1%
    Signature Federal Credit Union $145,000 n/a 0.1%
    PENNYMAC LOAN SERVICES, LLC $3,550,000 $135,000 -96.2% 0.1%
    HomeStreet Bank $485,000 $125,000 -74.2% 0.1%
    Sunflower Bank $1,640,000 $125,000 -92.4% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $115,000 n/a 0.1%
    LOANDEPOT.COM, LLC $850,000 $115,000 -86.5% 0.1%
    GTE Federal Credit Union $105,000 n/a 0.1%
    Discover Bank $90,000 n/a 0.1%
    Northwest Farm Credit Services, FLCA $75,000 n/a 0.0%
    SPOKANE TEACHERS $665,000 $70,000 -89.5% 0.0%
    KeyBank $730,000 $55,000 -92.5% 0.0%
    21ST MORTGAGE CORPORATION $45,000 n/a 0.0%
    Connexus Credit Union $25,000 n/a 0.0%

    Moscow's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 25.2% market share. In second place, with 11.5%, is Zions Bank, having originated $18,420,000 in loans. In third place, with 7.1%, is CMG MORTGAGE, INC., having originated $11,385,000 in loans. In fourth place, with 6.9%, is IDAHO CENTRAL, having originated $11,105,000 in loans. In fifth place, with 5.7%, is Potlatch No. 1 Financial Credit Union, having originated $9,090,000 in loans.

    Moscow Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Moscow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $261,125 (13.2%) $379,740 (28.0%) 0.00 56
    2018-02-01 $264,450 (17.6%) $389,281 (41.0%) 0.00 60
    2018-03-01 $253,900 (22.1%) $374,126 (34.6%) 0.00 60
    2018-04-01 $283,250 (17.1%) $379,565 (32.7%) 0.00 77
    2018-05-01 $276,000 (6.3%) $386,015 (20.1%) 0.00 84
    2018-06-01 $277,400 (11.0%) $385,338 (25.4%) 0.00 86
    2018-07-01 $275,063 (10.9%) $397,533 (30.4%) 0.00 94
    2018-08-01 $269,700 (6.9%) $398,624 (23.5%) 0.00 100
    2018-09-01 $269,900 (3.9%) $393,949 (17.2%) 0.00 97
    2018-10-01 $269,800 (3.8%) $398,929 (13.8%) 0.00 88
    2018-11-01 $261,625 (1.8%) $395,651 (18.1%) 0.00 76
    2018-12-01 $265,000 (6.4%) $414,866 (15.8%) 0.00 57
    2019-01-01 $308,450 (18.1%) $423,903 (11.6%) 0.00 55
    2019-02-01 $332,750 (25.8%) $459,788 (18.1%) 0.00 49
    2019-03-01 $368,143 (45.0%) $460,072 (23.0%) 0.00 59
    2019-04-01 $384,000 (35.6%) $445,004 (17.2%) 0.00 75
    2019-05-01 $389,000 (40.9%) $443,503 (14.9%) 0.00 78
    2019-06-01 $339,500 (22.4%) $417,099 (8.2%) 0.00 95
    2019-07-01 $342,475 (24.5%) $417,328 (5.0%) 0.00 96
    2019-08-01 $305,545 (13.3%) $403,710 (1.3%) 0.00 93
    2019-09-01 $288,364 (6.8%) $388,344 (-1.4%) 0.00 89
    2019-10-01 $275,000 (1.9%) $380,313 (-4.7%) 0.00 84
    2019-11-01 $295,000 (12.8%) $413,357 (4.5%) 0.00 62
    2019-12-01 $289,750 (9.3%) $438,530 (5.7%) 0.00 53
    2020-01-01 $282,375 (-8.5%) $432,706 (2.1%) 0.00 48
    2020-02-01 $275,000 (-17.4%) $420,123 (-8.6%) 0.00 47
    2020-03-01 $307,875 (-16.4%) $438,837 (-4.6%) 0.00 54
    2020-04-01 $364,000 (-5.2%) $425,478 (-4.4%) 0.00 62
    2020-05-01 $379,000 (-2.6%) $424,752 (-4.2%) 0.00 53
    2020-06-01 $317,500 (-6.5%) $431,327 (3.4%) 0.00 50
    2020-07-01 $353,975 (3.4%) $391,297 (-6.2%) 0.00 40
    2020-08-01 $374,950 (22.7%) $429,751 (6.5%) 0.00 29
    2020-09-01 $326,964 (13.4%) $401,444 (3.4%) 0.00 26
    2020-10-01 $347,000 (26.2%) $403,286 (6.0%) 0.00 26
    2020-11-01 $324,000 (9.8%) $380,843 (-7.9%) 0.00 25
    2020-12-01 $318,225 (9.8%) $377,204 (-14.0%) 0.00 24
    2021-01-01 $311,739 (10.4%) $401,832 (-7.1%) 0.00 19
    2021-02-01 $347,125 (26.2%) $489,238 (16.5%) 0.00 12
    2021-03-01 $329,250 (6.9%) $505,169 (15.1%) 0.00 12
    2021-04-01 $368,068 (1.1%) $663,361 (55.9%) 0.00 16
    2021-05-01 $360,000 (-5.0%) $624,784 (47.1%) 0.00 32
    2021-06-01 $391,000 (23.2%) $632,639 (46.7%) 0.00 35
    2021-07-01 $435,000 (22.9%) $684,792 (75.0%) 0.00 37
    2021-08-01 $475,000 (26.7%) $683,653 (59.1%) 0.00 40
    2021-09-01 $497,000 (52.0%) $709,206 (76.7%) 0.00 35
    2021-10-01 $439,000 (26.5%) $748,928 (85.7%) 0.00 30
    2021-11-01 $469,600 (44.9%) $814,753 (113.9%) 0.00 21
    2021-12-01 $664,500 (108.8%) $940,877 (149.4%) 0.00 13
    2022-01-01 $593,500 (90.4%) $941,963 (134.4%) 0.00 13
    2022-02-01 $546,500 (57.4%) $899,904 (83.9%) 0.00 21
    2022-03-01 $593,200 (80.2%) $864,641 (71.2%) 0.00 16
    2022-04-01 $474,000 (28.8%) $738,386 (11.3%) 0.00 28
    2022-05-01 $470,475 (30.7%) $720,373 (15.3%) 0.00 36
    2022-06-01 $473,000 (21.0%) $650,583 (2.8%) 0.00 47
    2022-07-01 $467,500 (7.5%) $607,904 (-11.2%) 0.00 64
    2022-08-01 $477,000 (0.4%) $653,958 (-4.3%) 0.00 62
    2022-09-01 $489,000 (-1.6%) $676,161 (-4.7%) 0.00 58
    2022-10-01 $489,000 (11.4%) $675,206 (-9.8%) 0.00 62
    2022-11-01 $458,250 (-2.4%) $652,861 (-19.9%) 0.00 53
    2022-12-01 $474,500 (-28.6%) $724,335 (-23.0%) 0.00 45
    2023-01-01 $471,500 (-20.6%) $713,698 (-24.2%) 0.00 41
    2023-02-01 $499,750 (-8.6%) $707,309 (-21.4%) 0.00 41
    2023-03-01 $482,000 (-18.8%) $636,255 (-26.4%) 0.00 50
    2023-04-01 $485,000 (2.3%) $658,098 (-10.9%) 0.00 55
    2023-05-01 $514,000 (9.3%) $712,519 (-1.1%) 0.00 53
    2023-06-01 $515,500 (9.0%) $636,408 (-2.2%) 0.00 67
    2023-07-01 $540,000 (15.5%) $661,864 (8.9%) 0.00 74
    2023-08-01 $530,450 (11.2%) $677,317 (3.6%) 0.00 87
    2023-09-01 $485,000 (-0.8%) $644,439 (-4.7%) 0.00 83
    2023-10-01 $528,750 (8.1%) $694,931 (2.9%) 0.00 76
    2023-11-01 $537,500 (17.3%) $711,032 (8.9%) 0.00 76
    2023-12-01 $529,500 (11.6%) $725,165 (0.1%) 0.00 70
    2024-01-01 $511,500 (8.5%) $749,476 (5.0%) 0.00 57
    2024-02-01 $601,500 (20.4%) $830,917 (17.5%) 0.00 49
    2024-03-01 $587,498 (21.9%) $752,058 (18.2%) 0.00 68
    2024-04-01 $500,500 (3.2%) $646,573 (-1.8%) 0.00 79
    2024-05-01 $526,500 (2.4%) $638,328 (-10.4%) 0.00 82
    2024-06-01 $579,000 (12.3%) $662,602 (4.1%) 0.00 87
    2024-07-01 $509,450 (-5.7%) $630,584 (-4.7%) 0.00 86
    2024-08-01 $530,750 (0.1%) $582,115 (-14.1%) 0.00 90
    2024-09-01 $487,250 (0.5%) $567,004 (-12.0%) 0.00 105
    2024-10-01 $495,000 (-6.4%) $574,830 (-17.3%) 0.00 87
    Moscow's median listing price for 2024-10-01 was $495,000, a difference of $-33,750 (-6.4%) versus the prior year and $7,750 versus the prior month.

    Moscow's median listing price comes in at 0% of the national average.

    Moscow's average listing price for 2024-10-01 was $574,830, a difference of $-120,101 (-17.3%) versus the prior year and $7,826 versus the prior month.

    For the 2024-10-01 period, Moscow had 87 MLS listings, a difference of -18 listings (-17%) versus the prior month and 11 listings (14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Moscow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,177 sqft
    2018-02-01 0 days 2,110 sqft
    2018-03-01 0 days 1,950 sqft
    2018-04-01 0 days 2,086 sqft
    2018-05-01 0 days 2,048 sqft
    2018-06-01 0 days 2,072 sqft
    2018-07-01 0 days 2,072 sqft
    2018-08-01 0 days 2,104 sqft
    2018-09-01 0 days 2,200 sqft
    2018-10-01 0 days 2,325 sqft
    2018-11-01 0 days 2,305 sqft
    2018-12-01 0 days 2,311 sqft
    2019-01-01 0 days 2,415 sqft
    2019-02-01 0 days 2,534 sqft
    2019-03-01 0 days 2,539 sqft
    2019-04-01 0 days 2,539 sqft
    2019-05-01 0 days 2,714 sqft
    2019-06-01 0 days 2,420 sqft
    2019-07-01 0 days 2,445 sqft
    2019-08-01 0 days 2,168 sqft
    2019-09-01 0 days 2,024 sqft
    2019-10-01 0 days 1,901 sqft
    2019-11-01 0 days 1,951 sqft
    2019-12-01 0 days 2,235 sqft
    2020-01-01 0 days 2,187 sqft
    2020-02-01 0 days 1,889 sqft
    2020-03-01 0 days 2,049 sqft
    2020-04-01 0 days 2,260 sqft
    2020-05-01 0 days 2,210 sqft
    2020-06-01 0 days 1,871 sqft
    2020-07-01 0 days 2,126 sqft
    2020-08-01 0 days 2,430 sqft
    2020-09-01 0 days 1,906 sqft
    2020-10-01 0 days 2,193 sqft
    2020-11-01 0 days 1,871 sqft
    2020-12-01 0 days 1,621 sqft
    2021-01-01 0 days 1,587 sqft
    2021-02-01 0 days 1,800 sqft
    2021-03-01 0 days 1,726 sqft
    2021-04-01 0 days 1,902 sqft
    2021-05-01 0 days 1,833 sqft
    2021-06-01 0 days 1,899 sqft
    2021-07-01 0 days 2,118 sqft
    2021-08-01 0 days 2,282 sqft
    2021-09-01 0 days 2,522 sqft
    2021-10-01 0 days 2,156 sqft
    2021-11-01 0 days 2,385 sqft
    2021-12-01 0 days 2,752 sqft
    2022-01-01 0 days 2,673 sqft
    2022-02-01 0 days 2,610 sqft
    2022-03-01 0 days 2,134 sqft
    2022-04-01 0 days 2,029 sqft
    2022-05-01 0 days 2,017 sqft
    2022-06-01 0 days 2,002 sqft
    2022-07-01 0 days 1,660 sqft
    2022-08-01 0 days 2,138 sqft
    2022-09-01 0 days 2,191 sqft
    2022-10-01 0 days 2,147 sqft
    2022-11-01 0 days 2,151 sqft
    2022-12-01 0 days 2,292 sqft
    2023-01-01 0 days 2,124 sqft
    2023-02-01 0 days 2,376 sqft
    2023-03-01 0 days 2,150 sqft
    2023-04-01 0 days 2,285 sqft
    2023-05-01 0 days 2,273 sqft
    2023-06-01 0 days 2,247 sqft
    2023-07-01 0 days 2,320 sqft
    2023-08-01 0 days 2,207 sqft
    2023-09-01 0 days 2,200 sqft
    2023-10-01 0 days 2,283 sqft
    2023-11-01 0 days 2,367 sqft
    2023-12-01 0 days 2,363 sqft
    2024-01-01 0 days 1,964 sqft
    2024-02-01 0 days 2,330 sqft
    2024-03-01 0 days 2,396 sqft
    2024-04-01 0 days 2,202 sqft
    2024-05-01 0 days 2,192 sqft
    2024-06-01 0 days 2,214 sqft
    2024-07-01 0 days 2,190 sqft
    2024-08-01 0 days 2,145 sqft
    2024-09-01 0 days 2,014 sqft
    2024-10-01 0 days 1,944 sqft
    Moscow's median listing age (time on market) for 2024-10-01 was 0 days.

    Moscow's median square footage for active listings during the 2024-10-01 period was 1,944 sqft. One year prior, the average listing was 2,283 sqft.

    Moscow, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 303 $114,135,000 $376,683
    Home Improvement 87 $9,305,000 $106,954
    Cash Out Refi 72 $16,750,000 $232,639
    Other 55 $7,695,000 $139,909
    Refi 49 $12,785,000 $260,918

    Moscow's most frequently cited loan purpose was Home Purchase, with 303 originations. The 2nd most popular reason was Home Improvement, with 87 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 220 $76,600,000 $348,182
    Over 8% 140 $23,130,000 $165,214
    7-8% 105 $30,765,000 $293,000
    5-6% 86 $28,000,000 $325,581
    4-5% 4 $630,000 $157,500

    During 2023, Moscow's most frequently originated rate bucket was 6-7%, with 220 originations.

    Loan Sizing (Moscow, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 231 $70,565,000 $305,476
    $100,000 or less 123 $7,005,000 $56,951
    $100k-200k 95 $13,585,000 $143,000
    $400k-600k 88 $41,980,000 $477,045
    $600k-1000k 20 $14,120,000 $706,000
    $Over $1MM 9 $13,415,000 $1,490,556

    Moscow's loan sizing saw the bucket of loans from $200k-400k with 231 originations, totaling $70,565,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 158 $61,390,000 $388,544
    60-80% 129 $48,465,000 $375,698
    Under 20% 107 $6,765,000 $63,224
    20-40% 79 $13,055,000 $165,253
    40-60% 75 $26,035,000 $347,133
    Over 100% 5 $2,845,000 $569,000

    Moscow's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 158 originations, totaling $61,390,000 in origination value.