Moscow Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Moscow averaged 6.86% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.89% and one month ago for the week of 2023-02-09, the average rate was 6.38%.

    Moscow's average rate one year ago was 4.01%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.85%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Moscow 30 Year Fixed Rate 2023-03-16 6.86%
    Moscow 30 Year Fixed Rate Refi 2023-03-16 6.85%
    Moscow 15 Year Fixed Rate 2023-03-16 6.01%
    Moscow 15 Year Fixed Rate Refi 2023-03-16 6.18%
    Moscow 30 Year FHA 2023-03-16 6.38%
    Moscow 30 Year FHA Refi 2023-03-16 6.42%
    Moscow 30 Year USDA 2023-03-16 6.3%
    Moscow 30 Year USDA Refi 2023-03-16 5.97%
    Moscow 30 Year VA 2023-03-16 6.29%
    Moscow 30 Year VA Refi 2023-03-16 6.26%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Moscow, ID.

    Moscow Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moscow, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    S1L, Inc. 140 3.25% $4,599
    HOMEBRIDGE FINANCIAL SERVICES, INC. 96 3.24% $4,948
    Potlatch No. 1 Financial Credit Union 63 3.20% $4,530
    QUICKEN LOANS, LLC 51 3.01% $5,400
    Zions Bancorporation, N.A. 47 2.97% $3,057
    IDAHO CENTRAL 39 3.14% $5,941
    Wells Fargo Bank 29 3.24% $3,745
    Platinum Home Mortgage Corporation 28 3.28% $5,633
    First Home Bank 27 3.03% $5,236
    U.S. Bank 18 3.09% $3,241
    SUMMIT FUNDING, INC. 15 3.11% $6,945
    BETTER MORTGAGE CORPORATION 14 2.88% $3,376
    Washington Trust Bank 13 3.26% $4,708
    UNITED WHOLESALE MORTGAGE, LLC 12 2.97% $5,084
    LOANDEPOT.COM, LLC 8 2.82% $7,193
    JPMorgan Chase Bank 8 3.05% $5,353
    Umpqua Bank 8 3.14% $5,620
    HOME POINT FINANCIAL CORPORATION 7 3.09% $5,553
    GUARANTEED RATE, INC. 7 3.05% $5,183
    Banner Bank 6 3.21% $4,741
    WASHINGTON STATE EMPLOYEES Credit Union 6 2.90% $2,833
    AMERISAVE MORTGAGE CORPORATION 6 2.89% $4,297
    STEARNS LENDING, LLC 5 2.90% $3,193
    PENNYMAC LOAN SERVICES, LLC 5 3.20% $5,921
    MANN FINANCIAL INC. 5 3.30% $5,846
    NEWREZ LLC 4 3.15% $4,338
    AMERICAN PACIFIC MORTGAGE CORPORATION 4 3.25% $4,293
    AMERICAN FINANCING CORPORATION 4 3.09% $6,702
    Willamette Valley Bank 4 3.34% $5,278
    Glacier Bank 3 3.25% $8,446
    Gateway First Bank 3 3.58% $3,958
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.41% $5,403
    CALIBER HOME LOANS, INC. 3 3.35% $4,256
    FINANCE OF AMERICA MORTGAGE LLC 3 2.96% $2,967
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 2.96% $8,884
    AMERICAN FINANCIAL NETWORK, INC. 3 3.00% $6,584
    NAVY FEDERAL CREDIT UNION 3 2.83% $5,334
    Wallick & Volk, Inc. 3 3.38% $5,753
    First Guaranty Mortgage Corporation 2 3.06% $6,702
    BAY EQUITY LLC 2 3.63% $5,368
    Mr. Cooper ( Nationstar Mortgage ) 2 3.38% $5,260
    MUTUAL OF OMAHA MORTGAGE, INC. 2 2.94% $4,052
    Nations Lending Corporation 2 3.25% $8,672
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.69% $4,573
    CORNERSTONE HOME LENDING, INC. 2 3.19% $5,456
    Columbia State Bank 2 3.00% $5,698
    BROKER SOLUTIONS, INC. 2 2.81% $3,808
    Carrington Mortgage Services, LLC 2 3.19% $4,567
    SPOKANE TEACHERS 2 3.00% $3,870
    Watermark Capital, Inc. 2 2.94% $4,245
    SOVEREIGN LENDING GROUP INCORPORATED 2 2.81% $6,920
    SOFI LENDING CORP. 2 2.88% $7,043
    Northwest Farm Credit Services, FLCA 2 3.43% $5,310
    NBKC BANK 2 2.88% $2,369
    Paramount Residential Mortgage Group, Inc. 1 2.99% $8,070
    ACADEMY MORTGAGE CORPORATION 1 3.13% $4,557
    Ally Bank 1 3.00% $8,528
    AMERICAN INTERNET MORTGAGE, INC. 1 2.75% $3,861
    Ameris Bank 1 3.25% $4,385
    Barrington Bank & Trust Company, N.A. 1 4.88% $7,114
    Baxter Credit Union 1 2.25% $1,851
    BELEM SERVICING LLC 1 2.75% $3,266
    BNC National Bank 1 2.75% $5,344
    Boeing Employees Credit Union 1 3.00% $2,867
    CELEBRITY HOME LOANS, LLC 1 3.49% $5,669
    CHURCHILL MORTGAGE CORPORATION 1 3.50% $3,432
    FIRST COLONY MORTGAGE CORPORATION 1 3.50% $8,599
    Flagstar Bank, FSB 1 3.25% $4,868
    FREEDOM MORTGAGE CORPORATION 1 2.88% $5,068
    GENEVA FINANCIAL, LLC 1 3.13% $7,981
    GESA 1 3.00% $7,056
    GLOBAL 1 2.88% $5,687
    HomeStreet Bank 1 3.38% $5,359
    KeyBank 1 2.88% $3,696
    Mortgage Research Center, LLC 1 2.88% $2,255
    MOVEMENT MORTGAGE, LLC 1 3.56% $9,924
    NUMERICA CREDIT UNION 1 3.38% $1,915
    NuVision Federal Credit Union 1 3.50% $2,739
    ON Q FINANCIAL, INC. 1 3.50% $9,232
    1st Security Bank of Washington 1 3.00% $2,425
    PHH Mortgage Corporation 1 2.88% $4,604
    PNC Bank 1 3.75% $3,641
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 3.25% $7,764
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.13% $3,703
    Sierra Pacific Mortgage Company, Inc. 1 2.75% $6,100
    Stifel Bank and Trust 1 3.00% $2,152
    Sunflower Bank 1 3.13% $5,034
    SUN WEST MORTGAGE COMPANY, INC. 1 3.00% $3,319
    USAA Federal Savings Bank 1 3.00% $3,322
    VISION ONE MORTGAGE, INC. 1 3.25% $6,179
    Washington Federal Bank 1 3.13% $5,101
    Wheatland Bank 1 2.99% $5,305
    Wyndham Capital Mortgage, Inc. 1 2.75% $2,293
    ZILLOW HOME LOANS, LLC 1 2.88% $3,314

    Moscow Average Closing Costs & Other Stats

    Moscow, ID's 94 lenders originated 1,483 loans during 2021. The total origination value was $376,315,000, with an average loan value of $253,753.

    Moscow's average closing costs are $5,077.

    The top Moscow lender as defined by loan originations is S1L, Inc., with 140 loans originated. Their average total fees are $4,599, which is $349 lower than the next largest lender, HOMEBRIDGE FINANCIAL SERVICES, INC..

    The lowest fee Moscow lenders (with over 10 loans originated) are Zions Bancorporation, N.A. ($3,057), U.S. Bank ($3,241), BETTER MORTGAGE CORPORATION ($3,376), Wells Fargo Bank ($3,745) and Potlatch No. 1 Financial Credit Union ($4,530).

    The lowest rate Moscow lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.88%), UNITED WHOLESALE MORTGAGE, LLC (2.97%), Zions Bancorporation, N.A. (2.97%), QUICKEN LOANS, LLC (3.01%) and First Home Bank (3.03%).

    Moscow, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    S1L, Inc. $18,880,000 $48,465,000 156.7% 12.9%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $38,115,000 $37,585,000 -1.4% 10.0%
    Zions Bancorporation, N.A. $32,070,000 $27,910,000 -13.0% 7.4%
    Potlatch No. 1 Financial Credit Union $42,400,000 $25,545,000 -39.8% 6.8%
    QUICKEN LOANS, LLC $25,050,000 $22,510,000 -10.1% 6.0%
    IDAHO CENTRAL $7,370,000 $21,875,000 196.8% 5.8%
    U.S. Bank $12,615,000 $17,025,000 35.0% 4.5%
    Wells Fargo Bank $11,180,000 $13,725,000 22.8% 3.6%
    First Home Bank $14,735,000 $11,270,000 -23.5% 3.0%
    Washington Trust Bank $15,045,000 $10,395,000 -30.9% 2.8%
    Platinum Home Mortgage Corporation $10,730,000 $9,740,000 -9.2% 2.6%
    SUMMIT FUNDING, INC. $16,365,000 $6,575,000 -59.8% 1.7%
    Banner Bank $5,455,000 $6,385,000 17.0% 1.7%
    BETTER MORTGAGE CORPORATION $505,000 $6,210,000 1,129.7% 1.7%
    FREEDOM MORTGAGE CORPORATION $5,390,000 $5,935,000 10.1% 1.6%
    UNITED WHOLESALE MORTGAGE, LLC $3,970,000 $5,275,000 32.9% 1.4%
    Umpqua Bank $4,950,000 $5,250,000 6.1% 1.4%
    LOANDEPOT.COM, LLC $2,405,000 $4,955,000 106.0% 1.3%
    Mortgage Research Center, LLC $4,040,000 $3,815,000 -5.6% 1.0%
    PENNYMAC LOAN SERVICES, LLC $905,000 $3,535,000 290.6% 0.9%
    CALIBER HOME LOANS, INC. $1,450,000 $3,230,000 122.8% 0.9%
    JPMorgan Chase Bank $2,465,000 $2,955,000 19.9% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $2,670,000 $2,770,000 3.7% 0.7%
    NAVY FEDERAL CREDIT UNION $355,000 $2,675,000 653.5% 0.7%
    NEWREZ LLC $3,435,000 $2,660,000 -22.6% 0.7%
    HOME POINT FINANCIAL CORPORATION $155,000 $2,370,000 1,429.0% 0.6%
    GUARANTEED RATE, INC. $320,000 $2,365,000 639.1% 0.6%
    AMERISAVE MORTGAGE CORPORATION $2,135,000 $2,310,000 8.2% 0.6%
    WASHINGTON STATE EMPLOYEES Credit Union $3,465,000 $2,305,000 -33.5% 0.6%
    STEARNS LENDING, LLC $2,030,000 $1,845,000 -9.1% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $765,000 $1,760,000 130.1% 0.5%
    MANN FINANCIAL INC. $1,830,000 $1,725,000 -5.7% 0.5%
    Glacier Bank $370,000 $1,675,000 352.7% 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,290,000 $1,575,000 22.1% 0.4%
    Columbia State Bank $845,000 $1,565,000 85.2% 0.4%
    HomeStreet Bank $1,540,000 n/a 0.4%
    Willamette Valley Bank $1,005,000 $1,500,000 49.3% 0.4%
    SPOKANE TEACHERS $3,010,000 $1,225,000 -59.3% 0.3%
    AMERICAN FINANCING CORPORATION $135,000 $1,180,000 774.1% 0.3%
    Wallick & Volk, Inc. $800,000 $1,110,000 38.8% 0.3%
    Nations Lending Corporation $1,080,000 n/a 0.3%
    Carrington Mortgage Services, LLC $300,000 $1,040,000 246.7% 0.3%
    BNC National Bank $1,030,000 n/a 0.3%
    FINANCE OF AMERICA MORTGAGE LLC $975,000 $1,025,000 5.1% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $960,000 n/a 0.3%
    Bank of America $560,000 $955,000 70.5% 0.3%
    Gateway First Bank $440,000 $955,000 117.0% 0.3%
    ACADEMY MORTGAGE CORPORATION $390,000 $940,000 141.0% 0.2%
    USAA Federal Savings Bank $3,020,000 $930,000 -69.2% 0.2%
    FIRST TECHNOLOGY $850,000 $920,000 8.2% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $530,000 $920,000 73.6% 0.2%
    Flagstar Bank, FSB $685,000 $885,000 29.2% 0.2%
    BELEM SERVICING LLC $880,000 n/a 0.2%
    SOFI LENDING CORP. $185,000 $880,000 375.7% 0.2%
    GENEVA FINANCIAL, LLC $800,000 $830,000 3.8% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $970,000 $795,000 -18.0% 0.2%
    BAY EQUITY LLC $175,000 $790,000 351.4% 0.2%
    First Interstate Bank $265,000 $780,000 194.3% 0.2%
    VILLAGE CAPITAL & INVESTMENT LLC $390,000 $775,000 98.7% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $835,000 $740,000 -11.4% 0.2%
    North American Savings Bank, F.S.B. $1,300,000 $720,000 -44.6% 0.2%
    CHURCHILL MORTGAGE CORPORATION $805,000 $715,000 -11.2% 0.2%
    Wyndham Capital Mortgage, Inc. $205,000 $690,000 236.6% 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $890,000 $685,000 -23.0% 0.2%
    AMERICAN INTERNET MORTGAGE, INC. $480,000 $665,000 38.5% 0.2%
    NBKC BANK $1,330,000 $660,000 -50.4% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $855,000 $610,000 -28.7% 0.2%
    CORNERSTONE HOME LENDING, INC. $590,000 n/a 0.2%
    Northwest Farm Credit Services, FLCA $570,000 n/a 0.2%
    PNC Bank $135,000 $555,000 311.1% 0.1%
    PREMIER MORTGAGE RESOURCES, L.L.C. $125,000 $550,000 340.0% 0.1%
    ON Q FINANCIAL, INC. $1,015,000 $540,000 -46.8% 0.1%
    Wheatland Bank $540,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $825,000 $535,000 -35.2% 0.1%
    SOVEREIGN LENDING GROUP INCORPORATED $910,000 $510,000 -44.0% 0.1%
    NUMERICA CREDIT UNION $370,000 $460,000 24.3% 0.1%
    CASTLE & COOKE MORTGAGE, LLC $365,000 $425,000 16.4% 0.1%
    Sierra Pacific Mortgage Company, Inc. $680,000 $425,000 -37.5% 0.1%
    First Guaranty Mortgage Corporation $335,000 $420,000 25.4% 0.1%
    Baxter Credit Union $415,000 n/a 0.1%
    Strong Home Mortgage, LLC $375,000 $415,000 10.7% 0.1%
    First Federal Bank $685,000 $395,000 -42.3% 0.1%
    The Bank of Commerce $395,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $1,220,000 $385,000 -68.4% 0.1%
    The First National Bank of McGregor $375,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $1,035,000 $370,000 -64.3% 0.1%
    BOKF $355,000 n/a 0.1%
    1st Security Bank of Washington $165,000 $345,000 109.1% 0.1%
    SPOKANE FIREFIGHTERS CREDIT UNION $340,000 n/a 0.1%
    GLOBAL $215,000 $335,000 55.8% 0.1%
    RANLIFE, INC. $690,000 $335,000 -51.4% 0.1%
    ZILLOW HOME LOANS, LLC $245,000 $335,000 36.7% 0.1%
    Watermark Capital, Inc. $405,000 $330,000 -18.5% 0.1%
    Barrington Bank & Trust Company, N.A. $275,000 $325,000 18.2% 0.1%
    Sunflower Bank $325,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $315,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $315,000 n/a 0.1%
    Goldwater Bank, N.A. $305,000 n/a 0.1%
    SAMMAMISH MORTGAGE COMPANY $305,000 n/a 0.1%
    KeyBank $510,000 $295,000 -42.2% 0.1%
    PHH Mortgage Corporation $290,000 n/a 0.1%
    GESA $930,000 $275,000 -70.4% 0.1%
    IMPAC MORTGAGE CORP. $275,000 n/a 0.1%
    Stifel Bank and Trust $265,000 n/a 0.1%
    Washington Federal Bank $225,000 $265,000 17.8% 0.1%
    Ally Bank $265,000 $255,000 -3.8% 0.1%
    Ameris Bank $255,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $245,000 $255,000 4.1% 0.1%
    Paramount Residential Mortgage Group, Inc. $255,000 n/a 0.1%
    The Federal Savings Bank $215,000 $255,000 18.6% 0.1%
    AMERICAN ADVISORS GROUP $240,000 n/a 0.1%
    LOANPAL, LLC $235,000 n/a 0.1%
    Boeing Employees Credit Union $865,000 $225,000 -74.0% 0.1%
    GUILD MORTGAGE COMPANY $255,000 $215,000 -15.7% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $205,000 n/a 0.1%
    TIAA, FSB $875,000 $205,000 -76.6% 0.1%
    CMG MORTGAGE, INC. $330,000 $195,000 -40.9% 0.1%
    CELEBRITY HOME LOANS, LLC $185,000 n/a 0.0%
    F&A Federal Credit Union $185,000 n/a 0.0%
    LENDERFI, INC. $185,000 n/a 0.0%
    Low VA Rates, LLC $205,000 $185,000 -9.8% 0.0%
    VISION ONE MORTGAGE, INC. $185,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $210,000 $165,000 -21.4% 0.0%
    AMERICA FIRST $85,000 $125,000 47.1% 0.0%
    NuVision Federal Credit Union $115,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $575,000 $105,000 -81.7% 0.0%
    QUORUM FEDERAL CREDIT UNION $130,000 $65,000 -50.0% 0.0%
    21ST MORTGAGE CORPORATION $45,000 n/a 0.0%

    Moscow's top lender by overall market share is S1L, Inc., with 12.9% market share. In second place, with 10.0%, is HOMEBRIDGE FINANCIAL SERVICES, INC., having originated $37,585,000 in loans. In third place, with 7.4%, is Zions Bancorporation, N.A., having originated $27,910,000 in loans. In fourth place, with 6.8%, is Potlatch No. 1 Financial Credit Union, having originated $25,545,000 in loans. In fifth place, with 6.0%, is QUICKEN LOANS, LLC, having originated $22,510,000 in loans.

    Moscow Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Moscow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $261,125 (13.2%) $379,740 (28.0%) 0.00 56
    2018-02-01 $264,450 (17.6%) $389,281 (41.0%) 0.00 60
    2018-03-01 $253,900 (22.1%) $374,126 (34.6%) 0.00 60
    2018-04-01 $283,250 (17.1%) $379,565 (32.7%) 0.00 77
    2018-05-01 $276,000 (6.3%) $386,015 (20.1%) 0.00 84
    2018-06-01 $277,400 (11.0%) $385,338 (25.4%) 0.00 86
    2018-07-01 $275,063 (10.9%) $397,533 (30.4%) 0.00 94
    2018-08-01 $269,700 (6.9%) $398,624 (23.5%) 0.00 100
    2018-09-01 $269,900 (3.9%) $393,949 (17.2%) 0.00 97
    2018-10-01 $269,800 (3.8%) $398,929 (13.8%) 0.00 88
    2018-11-01 $261,625 (1.8%) $395,651 (18.1%) 0.00 76
    2018-12-01 $265,000 (6.4%) $414,866 (15.8%) 0.00 57
    2019-01-01 $308,450 (18.1%) $423,903 (11.6%) 0.00 55
    2019-02-01 $332,750 (25.8%) $459,788 (18.1%) 0.00 49
    2019-03-01 $368,143 (45.0%) $460,072 (23.0%) 0.00 59
    2019-04-01 $384,000 (35.6%) $445,004 (17.2%) 0.00 75
    2019-05-01 $389,000 (40.9%) $443,503 (14.9%) 0.00 78
    2019-06-01 $339,500 (22.4%) $417,099 (8.2%) 0.00 95
    2019-07-01 $342,475 (24.5%) $417,328 (5.0%) 0.00 96
    2019-08-01 $305,545 (13.3%) $403,710 (1.3%) 0.00 93
    2019-09-01 $288,364 (6.8%) $388,344 (-1.4%) 0.00 89
    2019-10-01 $275,000 (1.9%) $380,313 (-4.7%) 0.00 84
    2019-11-01 $295,000 (12.8%) $413,357 (4.5%) 0.00 62
    2019-12-01 $289,750 (9.3%) $438,530 (5.7%) 0.00 53
    2020-01-01 $282,375 (-8.5%) $432,706 (2.1%) 0.00 48
    2020-02-01 $275,000 (-17.4%) $420,123 (-8.6%) 0.00 47
    2020-03-01 $304,500 (-17.3%) $440,342 (-4.3%) 0.00 54
    2020-04-01 $364,000 (-5.2%) $425,478 (-4.4%) 0.00 62
    2020-05-01 $379,000 (-2.6%) $424,752 (-4.2%) 0.00 53
    2020-06-01 $313,750 (-7.6%) $432,486 (3.7%) 0.00 50
    2020-07-01 $353,975 (3.4%) $391,297 (-6.2%) 0.00 40
    2020-08-01 $374,950 (22.7%) $429,751 (6.5%) 0.00 29
    2020-09-01 $326,964 (13.4%) $401,444 (3.4%) 0.00 26
    2020-10-01 $347,000 (26.2%) $403,286 (6.0%) 0.00 26
    2020-11-01 $324,000 (9.8%) $380,843 (-7.9%) 0.00 25
    2020-12-01 $318,225 (9.8%) $377,204 (-14.0%) 0.00 24
    2021-01-01 $311,739 (10.4%) $401,832 (-7.1%) 0.00 19
    2021-02-01 $347,125 (26.2%) $489,238 (16.5%) 0.00 12
    2021-03-01 $329,250 (8.1%) $505,169 (14.7%) 0.00 12
    2021-04-01 $368,068 (1.1%) $663,361 (55.9%) 0.00 16
    2021-05-01 $360,000 (-5.0%) $624,784 (47.1%) 0.00 32
    2021-06-01 $391,000 (24.6%) $632,639 (46.3%) 0.00 35
    2021-07-01 $435,000 (22.9%) $684,792 (75.0%) 0.00 37
    2021-08-01 $475,000 (26.7%) $683,653 (59.1%) 0.00 40
    2021-09-01 $497,000 (52.0%) $709,206 (76.7%) 0.00 35
    2021-10-01 $439,000 (26.5%) $748,928 (85.7%) 0.00 30
    2021-11-01 $469,600 (44.9%) $814,753 (113.9%) 0.00 21
    2021-12-01 $664,500 (108.8%) $940,877 (149.4%) 0.00 13
    2022-01-01 $593,500 (90.4%) $941,963 (134.4%) 0.00 13
    2022-02-01 $546,500 (57.4%) $899,904 (83.9%) 0.00 21
    2022-03-01 $593,200 (80.2%) $864,641 (71.2%) 0.00 16
    2022-04-01 $474,000 (28.8%) $738,386 (11.3%) 0.00 28
    2022-05-01 $470,475 (30.7%) $720,373 (15.3%) 0.00 36
    2022-06-01 $473,000 (21.0%) $650,583 (2.8%) 0.00 47
    2022-07-01 $467,500 (7.5%) $607,904 (-11.2%) 0.00 64
    2022-08-01 $477,000 (0.4%) $653,958 (-4.3%) 0.00 62
    2022-09-01 $489,000 (-1.6%) $676,161 (-4.7%) 0.00 58
    2022-10-01 $489,000 (11.4%) $675,206 (-9.8%) 0.00 62
    2022-11-01 $458,250 (-2.4%) $652,861 (-19.9%) 0.00 53
    2022-12-01 $474,500 (-28.6%) $724,335 (-23.0%) 0.00 45
    2023-01-01 $471,500 (-20.6%) $713,698 (-24.2%) 0.00 41
    2023-02-01 $499,750 (-8.6%) $707,309 (-21.4%) 0.00 41
    Moscow's median listing price for 2023-02-01 was $499,750, a difference of $-46,750 (-8.6%) versus the prior year and $28,250 versus the prior month.

    Moscow's median listing price comes in at 0% of the national average.

    Moscow's average listing price for 2023-02-01 was $707,309, a difference of $-192,595 (-21.4%) versus the prior year and $-6,389 versus the prior month.

    For the 2023-02-01 period, Moscow had 41 MLS listings, a difference of 0 listings (0%) versus the prior month and 20 listings (95%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Moscow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,177 sqft
    2018-02-01 0 days 2,110 sqft
    2018-03-01 0 days 1,950 sqft
    2018-04-01 0 days 2,086 sqft
    2018-05-01 0 days 2,048 sqft
    2018-06-01 0 days 2,072 sqft
    2018-07-01 0 days 2,072 sqft
    2018-08-01 0 days 2,104 sqft
    2018-09-01 0 days 2,200 sqft
    2018-10-01 0 days 2,325 sqft
    2018-11-01 0 days 2,305 sqft
    2018-12-01 0 days 2,311 sqft
    2019-01-01 0 days 2,415 sqft
    2019-02-01 0 days 2,534 sqft
    2019-03-01 0 days 2,539 sqft
    2019-04-01 0 days 2,539 sqft
    2019-05-01 0 days 2,714 sqft
    2019-06-01 0 days 2,420 sqft
    2019-07-01 0 days 2,445 sqft
    2019-08-01 0 days 2,168 sqft
    2019-09-01 0 days 2,024 sqft
    2019-10-01 0 days 1,901 sqft
    2019-11-01 0 days 1,951 sqft
    2019-12-01 0 days 2,235 sqft
    2020-01-01 0 days 2,187 sqft
    2020-02-01 0 days 1,889 sqft
    2020-03-01 0 days 2,074 sqft
    2020-04-01 0 days 2,260 sqft
    2020-05-01 0 days 2,210 sqft
    2020-06-01 0 days 1,868 sqft
    2020-07-01 0 days 2,126 sqft
    2020-08-01 0 days 2,430 sqft
    2020-09-01 0 days 1,906 sqft
    2020-10-01 0 days 2,193 sqft
    2020-11-01 0 days 1,871 sqft
    2020-12-01 0 days 1,621 sqft
    2021-01-01 0 days 1,587 sqft
    2021-02-01 0 days 1,800 sqft
    2021-03-01 0 days 1,726 sqft
    2021-04-01 0 days 1,902 sqft
    2021-05-01 0 days 1,833 sqft
    2021-06-01 0 days 1,899 sqft
    2021-07-01 0 days 2,118 sqft
    2021-08-01 0 days 2,282 sqft
    2021-09-01 0 days 2,522 sqft
    2021-10-01 0 days 2,156 sqft
    2021-11-01 0 days 2,385 sqft
    2021-12-01 0 days 2,752 sqft
    2022-01-01 0 days 2,673 sqft
    2022-02-01 0 days 2,610 sqft
    2022-03-01 0 days 2,134 sqft
    2022-04-01 0 days 2,029 sqft
    2022-05-01 0 days 2,017 sqft
    2022-06-01 0 days 2,002 sqft
    2022-07-01 0 days 1,660 sqft
    2022-08-01 0 days 2,138 sqft
    2022-09-01 0 days 2,191 sqft
    2022-10-01 0 days 2,147 sqft
    2022-11-01 0 days 2,151 sqft
    2022-12-01 0 days 2,292 sqft
    2023-01-01 0 days 2,124 sqft
    2023-02-01 0 days 2,376 sqft
    Moscow's median listing age (time on market) for 2023-02-01 was 0 days.

    Moscow's median square footage for active listings during the 2023-02-01 period was 2,376 sqft. One year prior, the average listing was 2,610 sqft.

    Moscow, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 495 $148,345,000 $299,687
    Refi 486 $116,200,000 $239,095
    Cash Out Refi 394 $95,300,000 $241,878
    Home Improvement 72 $10,030,000 $139,306
    Other 36 $6,440,000 $178,889

    Moscow's most frequently cited loan purpose was Home Purchase, with 495 originations. The 2nd most popular reason was Refi, with 486 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 597 $156,705,000 $262,487
    3-4% 548 $144,830,000 $264,288
    <2.5% 242 $55,960,000 $231,240
    4-5% 67 $16,955,000 $253,060
    5-6% 9 $255,000 $28,333
    6-7% 8 $410,000 $51,250
    7-8% 6 $350,000 $58,333
    Over 8% 2 $70,000 $35,000

    During 2021, Moscow's most frequently originated rate bucket was 2.5-3%, with 597 originations.

    Loan Sizing (Moscow, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 788 $219,990,000 $279,175
    $100k-200k 418 $64,340,000 $153,923
    $400k-600k 129 $61,275,000 $475,000
    $100,000 or less 124 $7,310,000 $58,952
    $600k-1000k 19 $14,115,000 $742,895
    $Over $1MM 5 $9,285,000 $1,857,000

    Moscow's loan sizing saw the bucket of loans from $200k-400k with 788 originations, totaling $219,990,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 522 $152,140,000 $291,456
    80-100% 388 $117,260,000 $302,216
    40-60% 287 $63,635,000 $221,725
    20-40% 162 $23,540,000 $145,309
    Under 20% 75 $4,155,000 $55,400
    Over 100% 13 $5,755,000 $442,692

    Moscow's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 522 originations, totaling $152,140,000 in origination value.