Moscow Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Moscow averaged
6.86%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.89% and
one month ago for the week of 2023-02-09, the
average rate was 6.38%.
Moscow's average rate one year ago was 4.01%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.85%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
Moscow 30 Year Fixed Rate | 2023-03-16 | 6.86% |
Moscow 30 Year Fixed Rate Refi | 2023-03-16 | 6.85% |
Moscow 15 Year Fixed Rate | 2023-03-16 | 6.01% |
Moscow 15 Year Fixed Rate Refi | 2023-03-16 | 6.18% |
Moscow 30 Year FHA | 2023-03-16 | 6.38% |
Moscow 30 Year FHA Refi | 2023-03-16 | 6.42% |
Moscow 30 Year USDA | 2023-03-16 | 6.3% |
Moscow 30 Year USDA Refi | 2023-03-16 | 5.97% |
Moscow 30 Year VA | 2023-03-16 | 6.29% |
Moscow 30 Year VA Refi | 2023-03-16 | 6.26% |
Moscow Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moscow, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Moscow Average Closing Costs & Other Stats
Moscow, ID's 94 lenders originated 1,483
loans during 2021. The total origination value was $376,315,000, with an average loan value of
$253,753.
Moscow's average closing costs are $5,077.
The top Moscow lender as defined by loan originations is S1L, Inc., with
140 loans originated. Their average total fees are
$4,599, which is $349
lower than the next largest lender,
HOMEBRIDGE FINANCIAL SERVICES, INC..
The lowest fee Moscow lenders (with over 10 loans originated) are
Zions Bancorporation, N.A. ($3,057), U.S. Bank ($3,241), BETTER MORTGAGE CORPORATION ($3,376), Wells Fargo Bank ($3,745) and Potlatch No. 1 Financial Credit Union ($4,530).
The lowest rate Moscow lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (2.88%), UNITED WHOLESALE MORTGAGE, LLC (2.97%), Zions Bancorporation, N.A. (2.97%), QUICKEN LOANS, LLC (3.01%) and First Home Bank (3.03%).
Moscow, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
S1L, Inc. | $18,880,000 | $48,465,000 | 156.7% | 12.9% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $38,115,000 | $37,585,000 | -1.4% | 10.0% |
Zions Bancorporation, N.A. | $32,070,000 | $27,910,000 | -13.0% | 7.4% |
Potlatch No. 1 Financial Credit Union | $42,400,000 | $25,545,000 | -39.8% | 6.8% |
QUICKEN LOANS, LLC | $25,050,000 | $22,510,000 | -10.1% | 6.0% |
IDAHO CENTRAL | $7,370,000 | $21,875,000 | 196.8% | 5.8% |
U.S. Bank | $12,615,000 | $17,025,000 | 35.0% | 4.5% |
Wells Fargo Bank | $11,180,000 | $13,725,000 | 22.8% | 3.6% |
First Home Bank | $14,735,000 | $11,270,000 | -23.5% | 3.0% |
Washington Trust Bank | $15,045,000 | $10,395,000 | -30.9% | 2.8% |
Platinum Home Mortgage Corporation | $10,730,000 | $9,740,000 | -9.2% | 2.6% |
SUMMIT FUNDING, INC. | $16,365,000 | $6,575,000 | -59.8% | 1.7% |
Banner Bank | $5,455,000 | $6,385,000 | 17.0% | 1.7% |
BETTER MORTGAGE CORPORATION | $505,000 | $6,210,000 | 1,129.7% | 1.7% |
FREEDOM MORTGAGE CORPORATION | $5,390,000 | $5,935,000 | 10.1% | 1.6% |
UNITED WHOLESALE MORTGAGE, LLC | $3,970,000 | $5,275,000 | 32.9% | 1.4% |
Umpqua Bank | $4,950,000 | $5,250,000 | 6.1% | 1.4% |
LOANDEPOT.COM, LLC | $2,405,000 | $4,955,000 | 106.0% | 1.3% |
Mortgage Research Center, LLC | $4,040,000 | $3,815,000 | -5.6% | 1.0% |
PENNYMAC LOAN SERVICES, LLC | $905,000 | $3,535,000 | 290.6% | 0.9% |
CALIBER HOME LOANS, INC. | $1,450,000 | $3,230,000 | 122.8% | 0.9% |
JPMorgan Chase Bank | $2,465,000 | $2,955,000 | 19.9% | 0.8% |
Mr. Cooper ( Nationstar Mortgage ) | $2,670,000 | $2,770,000 | 3.7% | 0.7% |
NAVY FEDERAL CREDIT UNION | $355,000 | $2,675,000 | 653.5% | 0.7% |
NEWREZ LLC | $3,435,000 | $2,660,000 | -22.6% | 0.7% |
HOME POINT FINANCIAL CORPORATION | $155,000 | $2,370,000 | 1,429.0% | 0.6% |
GUARANTEED RATE, INC. | $320,000 | $2,365,000 | 639.1% | 0.6% |
AMERISAVE MORTGAGE CORPORATION | $2,135,000 | $2,310,000 | 8.2% | 0.6% |
WASHINGTON STATE EMPLOYEES Credit Union | $3,465,000 | $2,305,000 | -33.5% | 0.6% |
STEARNS LENDING, LLC | $2,030,000 | $1,845,000 | -9.1% | 0.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $765,000 | $1,760,000 | 130.1% | 0.5% |
MANN FINANCIAL INC. | $1,830,000 | $1,725,000 | -5.7% | 0.5% |
Glacier Bank | $370,000 | $1,675,000 | 352.7% | 0.4% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $1,290,000 | $1,575,000 | 22.1% | 0.4% |
Columbia State Bank | $845,000 | $1,565,000 | 85.2% | 0.4% |
HomeStreet Bank | $1,540,000 | n/a | 0.4% | |
Willamette Valley Bank | $1,005,000 | $1,500,000 | 49.3% | 0.4% |
SPOKANE TEACHERS | $3,010,000 | $1,225,000 | -59.3% | 0.3% |
AMERICAN FINANCING CORPORATION | $135,000 | $1,180,000 | 774.1% | 0.3% |
Wallick & Volk, Inc. | $800,000 | $1,110,000 | 38.8% | 0.3% |
Nations Lending Corporation | $1,080,000 | n/a | 0.3% | |
Carrington Mortgage Services, LLC | $300,000 | $1,040,000 | 246.7% | 0.3% |
BNC National Bank | $1,030,000 | n/a | 0.3% | |
FINANCE OF AMERICA MORTGAGE LLC | $975,000 | $1,025,000 | 5.1% | 0.3% |
AMERICAN FINANCIAL NETWORK, INC. | $960,000 | n/a | 0.3% | |
Bank of America | $560,000 | $955,000 | 70.5% | 0.3% |
Gateway First Bank | $440,000 | $955,000 | 117.0% | 0.3% |
ACADEMY MORTGAGE CORPORATION | $390,000 | $940,000 | 141.0% | 0.2% |
USAA Federal Savings Bank | $3,020,000 | $930,000 | -69.2% | 0.2% |
FIRST TECHNOLOGY | $850,000 | $920,000 | 8.2% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $530,000 | $920,000 | 73.6% | 0.2% |
Flagstar Bank, FSB | $685,000 | $885,000 | 29.2% | 0.2% |
BELEM SERVICING LLC | $880,000 | n/a | 0.2% | |
SOFI LENDING CORP. | $185,000 | $880,000 | 375.7% | 0.2% |
GENEVA FINANCIAL, LLC | $800,000 | $830,000 | 3.8% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $970,000 | $795,000 | -18.0% | 0.2% |
BAY EQUITY LLC | $175,000 | $790,000 | 351.4% | 0.2% |
First Interstate Bank | $265,000 | $780,000 | 194.3% | 0.2% |
VILLAGE CAPITAL & INVESTMENT LLC | $390,000 | $775,000 | 98.7% | 0.2% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $835,000 | $740,000 | -11.4% | 0.2% |
North American Savings Bank, F.S.B. | $1,300,000 | $720,000 | -44.6% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $805,000 | $715,000 | -11.2% | 0.2% |
Wyndham Capital Mortgage, Inc. | $205,000 | $690,000 | 236.6% | 0.2% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $890,000 | $685,000 | -23.0% | 0.2% |
AMERICAN INTERNET MORTGAGE, INC. | $480,000 | $665,000 | 38.5% | 0.2% |
NBKC BANK | $1,330,000 | $660,000 | -50.4% | 0.2% |
SUN WEST MORTGAGE COMPANY, INC. | $855,000 | $610,000 | -28.7% | 0.2% |
CORNERSTONE HOME LENDING, INC. | $590,000 | n/a | 0.2% | |
Northwest Farm Credit Services, FLCA | $570,000 | n/a | 0.2% | |
PNC Bank | $135,000 | $555,000 | 311.1% | 0.1% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $125,000 | $550,000 | 340.0% | 0.1% |
ON Q FINANCIAL, INC. | $1,015,000 | $540,000 | -46.8% | 0.1% |
Wheatland Bank | $540,000 | n/a | 0.1% | |
BROKER SOLUTIONS, INC. | $825,000 | $535,000 | -35.2% | 0.1% |
SOVEREIGN LENDING GROUP INCORPORATED | $910,000 | $510,000 | -44.0% | 0.1% |
NUMERICA CREDIT UNION | $370,000 | $460,000 | 24.3% | 0.1% |
CASTLE & COOKE MORTGAGE, LLC | $365,000 | $425,000 | 16.4% | 0.1% |
Sierra Pacific Mortgage Company, Inc. | $680,000 | $425,000 | -37.5% | 0.1% |
First Guaranty Mortgage Corporation | $335,000 | $420,000 | 25.4% | 0.1% |
Baxter Credit Union | $415,000 | n/a | 0.1% | |
Strong Home Mortgage, LLC | $375,000 | $415,000 | 10.7% | 0.1% |
First Federal Bank | $685,000 | $395,000 | -42.3% | 0.1% |
The Bank of Commerce | $395,000 | n/a | 0.1% | |
CROSSCOUNTRY MORTGAGE, LLC | $1,220,000 | $385,000 | -68.4% | 0.1% |
The First National Bank of McGregor | $375,000 | n/a | 0.1% | |
NEW DAY FINANCIAL, LLC | $1,035,000 | $370,000 | -64.3% | 0.1% |
BOKF | $355,000 | n/a | 0.1% | |
1st Security Bank of Washington | $165,000 | $345,000 | 109.1% | 0.1% |
SPOKANE FIREFIGHTERS CREDIT UNION | $340,000 | n/a | 0.1% | |
GLOBAL | $215,000 | $335,000 | 55.8% | 0.1% |
RANLIFE, INC. | $690,000 | $335,000 | -51.4% | 0.1% |
ZILLOW HOME LOANS, LLC | $245,000 | $335,000 | 36.7% | 0.1% |
Watermark Capital, Inc. | $405,000 | $330,000 | -18.5% | 0.1% |
Barrington Bank & Trust Company, N.A. | $275,000 | $325,000 | 18.2% | 0.1% |
Sunflower Bank | $325,000 | n/a | 0.1% | |
FIRST COLONY MORTGAGE CORPORATION | $315,000 | n/a | 0.1% | |
MOVEMENT MORTGAGE, LLC | $315,000 | n/a | 0.1% | |
Goldwater Bank, N.A. | $305,000 | n/a | 0.1% | |
SAMMAMISH MORTGAGE COMPANY | $305,000 | n/a | 0.1% | |
KeyBank | $510,000 | $295,000 | -42.2% | 0.1% |
PHH Mortgage Corporation | $290,000 | n/a | 0.1% | |
GESA | $930,000 | $275,000 | -70.4% | 0.1% |
IMPAC MORTGAGE CORP. | $275,000 | n/a | 0.1% | |
Stifel Bank and Trust | $265,000 | n/a | 0.1% | |
Washington Federal Bank | $225,000 | $265,000 | 17.8% | 0.1% |
Ally Bank | $265,000 | $255,000 | -3.8% | 0.1% |
Ameris Bank | $255,000 | n/a | 0.1% | |
LEADERONE FINANCIAL CORPORATION | $245,000 | $255,000 | 4.1% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $255,000 | n/a | 0.1% | |
The Federal Savings Bank | $215,000 | $255,000 | 18.6% | 0.1% |
AMERICAN ADVISORS GROUP | $240,000 | n/a | 0.1% | |
LOANPAL, LLC | $235,000 | n/a | 0.1% | |
Boeing Employees Credit Union | $865,000 | $225,000 | -74.0% | 0.1% |
GUILD MORTGAGE COMPANY | $255,000 | $215,000 | -15.7% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $205,000 | n/a | 0.1% | |
TIAA, FSB | $875,000 | $205,000 | -76.6% | 0.1% |
CMG MORTGAGE, INC. | $330,000 | $195,000 | -40.9% | 0.1% |
CELEBRITY HOME LOANS, LLC | $185,000 | n/a | 0.0% | |
F&A Federal Credit Union | $185,000 | n/a | 0.0% | |
LENDERFI, INC. | $185,000 | n/a | 0.0% | |
Low VA Rates, LLC | $205,000 | $185,000 | -9.8% | 0.0% |
VISION ONE MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
FINANCE OF AMERICA REVERSE LLC | $210,000 | $165,000 | -21.4% | 0.0% |
AMERICA FIRST | $85,000 | $125,000 | 47.1% | 0.0% |
NuVision Federal Credit Union | $115,000 | n/a | 0.0% | |
PENTAGON FEDERAL CREDIT UNION | $575,000 | $105,000 | -81.7% | 0.0% |
QUORUM FEDERAL CREDIT UNION | $130,000 | $65,000 | -50.0% | 0.0% |
21ST MORTGAGE CORPORATION | $45,000 | n/a | 0.0% |
Moscow's top lender by overall market share is S1L, Inc., with 12.9% market share. In second place, with 10.0%, is HOMEBRIDGE FINANCIAL SERVICES, INC., having originated $37,585,000 in loans. In third place, with 7.4%, is Zions Bancorporation, N.A., having originated $27,910,000 in loans. In fourth place, with 6.8%, is Potlatch No. 1 Financial Credit Union, having originated $25,545,000 in loans. In fifth place, with 6.0%, is QUICKEN LOANS, LLC, having originated $22,510,000 in loans.
Moscow Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Moscow (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $261,125 (13.2%) | $379,740 (28.0%) | 0.00 | 56 |
2018-02-01 | $264,450 (17.6%) | $389,281 (41.0%) | 0.00 | 60 |
2018-03-01 | $253,900 (22.1%) | $374,126 (34.6%) | 0.00 | 60 |
2018-04-01 | $283,250 (17.1%) | $379,565 (32.7%) | 0.00 | 77 |
2018-05-01 | $276,000 (6.3%) | $386,015 (20.1%) | 0.00 | 84 |
2018-06-01 | $277,400 (11.0%) | $385,338 (25.4%) | 0.00 | 86 |
2018-07-01 | $275,063 (10.9%) | $397,533 (30.4%) | 0.00 | 94 |
2018-08-01 | $269,700 (6.9%) | $398,624 (23.5%) | 0.00 | 100 |
2018-09-01 | $269,900 (3.9%) | $393,949 (17.2%) | 0.00 | 97 |
2018-10-01 | $269,800 (3.8%) | $398,929 (13.8%) | 0.00 | 88 |
2018-11-01 | $261,625 (1.8%) | $395,651 (18.1%) | 0.00 | 76 |
2018-12-01 | $265,000 (6.4%) | $414,866 (15.8%) | 0.00 | 57 |
2019-01-01 | $308,450 (18.1%) | $423,903 (11.6%) | 0.00 | 55 |
2019-02-01 | $332,750 (25.8%) | $459,788 (18.1%) | 0.00 | 49 |
2019-03-01 | $368,143 (45.0%) | $460,072 (23.0%) | 0.00 | 59 |
2019-04-01 | $384,000 (35.6%) | $445,004 (17.2%) | 0.00 | 75 |
2019-05-01 | $389,000 (40.9%) | $443,503 (14.9%) | 0.00 | 78 |
2019-06-01 | $339,500 (22.4%) | $417,099 (8.2%) | 0.00 | 95 |
2019-07-01 | $342,475 (24.5%) | $417,328 (5.0%) | 0.00 | 96 |
2019-08-01 | $305,545 (13.3%) | $403,710 (1.3%) | 0.00 | 93 |
2019-09-01 | $288,364 (6.8%) | $388,344 (-1.4%) | 0.00 | 89 |
2019-10-01 | $275,000 (1.9%) | $380,313 (-4.7%) | 0.00 | 84 |
2019-11-01 | $295,000 (12.8%) | $413,357 (4.5%) | 0.00 | 62 |
2019-12-01 | $289,750 (9.3%) | $438,530 (5.7%) | 0.00 | 53 |
2020-01-01 | $282,375 (-8.5%) | $432,706 (2.1%) | 0.00 | 48 |
2020-02-01 | $275,000 (-17.4%) | $420,123 (-8.6%) | 0.00 | 47 |
2020-03-01 | $304,500 (-17.3%) | $440,342 (-4.3%) | 0.00 | 54 |
2020-04-01 | $364,000 (-5.2%) | $425,478 (-4.4%) | 0.00 | 62 |
2020-05-01 | $379,000 (-2.6%) | $424,752 (-4.2%) | 0.00 | 53 |
2020-06-01 | $313,750 (-7.6%) | $432,486 (3.7%) | 0.00 | 50 |
2020-07-01 | $353,975 (3.4%) | $391,297 (-6.2%) | 0.00 | 40 |
2020-08-01 | $374,950 (22.7%) | $429,751 (6.5%) | 0.00 | 29 |
2020-09-01 | $326,964 (13.4%) | $401,444 (3.4%) | 0.00 | 26 |
2020-10-01 | $347,000 (26.2%) | $403,286 (6.0%) | 0.00 | 26 |
2020-11-01 | $324,000 (9.8%) | $380,843 (-7.9%) | 0.00 | 25 |
2020-12-01 | $318,225 (9.8%) | $377,204 (-14.0%) | 0.00 | 24 |
2021-01-01 | $311,739 (10.4%) | $401,832 (-7.1%) | 0.00 | 19 |
2021-02-01 | $347,125 (26.2%) | $489,238 (16.5%) | 0.00 | 12 |
2021-03-01 | $329,250 (8.1%) | $505,169 (14.7%) | 0.00 | 12 |
2021-04-01 | $368,068 (1.1%) | $663,361 (55.9%) | 0.00 | 16 |
2021-05-01 | $360,000 (-5.0%) | $624,784 (47.1%) | 0.00 | 32 |
2021-06-01 | $391,000 (24.6%) | $632,639 (46.3%) | 0.00 | 35 |
2021-07-01 | $435,000 (22.9%) | $684,792 (75.0%) | 0.00 | 37 |
2021-08-01 | $475,000 (26.7%) | $683,653 (59.1%) | 0.00 | 40 |
2021-09-01 | $497,000 (52.0%) | $709,206 (76.7%) | 0.00 | 35 |
2021-10-01 | $439,000 (26.5%) | $748,928 (85.7%) | 0.00 | 30 |
2021-11-01 | $469,600 (44.9%) | $814,753 (113.9%) | 0.00 | 21 |
2021-12-01 | $664,500 (108.8%) | $940,877 (149.4%) | 0.00 | 13 |
2022-01-01 | $593,500 (90.4%) | $941,963 (134.4%) | 0.00 | 13 |
2022-02-01 | $546,500 (57.4%) | $899,904 (83.9%) | 0.00 | 21 |
2022-03-01 | $593,200 (80.2%) | $864,641 (71.2%) | 0.00 | 16 |
2022-04-01 | $474,000 (28.8%) | $738,386 (11.3%) | 0.00 | 28 |
2022-05-01 | $470,475 (30.7%) | $720,373 (15.3%) | 0.00 | 36 |
2022-06-01 | $473,000 (21.0%) | $650,583 (2.8%) | 0.00 | 47 |
2022-07-01 | $467,500 (7.5%) | $607,904 (-11.2%) | 0.00 | 64 |
2022-08-01 | $477,000 (0.4%) | $653,958 (-4.3%) | 0.00 | 62 |
2022-09-01 | $489,000 (-1.6%) | $676,161 (-4.7%) | 0.00 | 58 |
2022-10-01 | $489,000 (11.4%) | $675,206 (-9.8%) | 0.00 | 62 |
2022-11-01 | $458,250 (-2.4%) | $652,861 (-19.9%) | 0.00 | 53 |
2022-12-01 | $474,500 (-28.6%) | $724,335 (-23.0%) | 0.00 | 45 |
2023-01-01 | $471,500 (-20.6%) | $713,698 (-24.2%) | 0.00 | 41 |
2023-02-01 | $499,750 (-8.6%) | $707,309 (-21.4%) | 0.00 | 41 |
Moscow's median listing price comes in at 0% of the national average.
Moscow's average listing price for 2023-02-01 was $707,309, a difference of $-192,595 (-21.4%) versus the prior year and $-6,389 versus the prior month.
For the 2023-02-01 period, Moscow had 41 MLS listings, a difference of 0 listings (0%) versus the prior month and 20 listings (95%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Moscow (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,177 sqft |
2018-02-01 | 0 days | 2,110 sqft |
2018-03-01 | 0 days | 1,950 sqft |
2018-04-01 | 0 days | 2,086 sqft |
2018-05-01 | 0 days | 2,048 sqft |
2018-06-01 | 0 days | 2,072 sqft |
2018-07-01 | 0 days | 2,072 sqft |
2018-08-01 | 0 days | 2,104 sqft |
2018-09-01 | 0 days | 2,200 sqft |
2018-10-01 | 0 days | 2,325 sqft |
2018-11-01 | 0 days | 2,305 sqft |
2018-12-01 | 0 days | 2,311 sqft |
2019-01-01 | 0 days | 2,415 sqft |
2019-02-01 | 0 days | 2,534 sqft |
2019-03-01 | 0 days | 2,539 sqft |
2019-04-01 | 0 days | 2,539 sqft |
2019-05-01 | 0 days | 2,714 sqft |
2019-06-01 | 0 days | 2,420 sqft |
2019-07-01 | 0 days | 2,445 sqft |
2019-08-01 | 0 days | 2,168 sqft |
2019-09-01 | 0 days | 2,024 sqft |
2019-10-01 | 0 days | 1,901 sqft |
2019-11-01 | 0 days | 1,951 sqft |
2019-12-01 | 0 days | 2,235 sqft |
2020-01-01 | 0 days | 2,187 sqft |
2020-02-01 | 0 days | 1,889 sqft |
2020-03-01 | 0 days | 2,074 sqft |
2020-04-01 | 0 days | 2,260 sqft |
2020-05-01 | 0 days | 2,210 sqft |
2020-06-01 | 0 days | 1,868 sqft |
2020-07-01 | 0 days | 2,126 sqft |
2020-08-01 | 0 days | 2,430 sqft |
2020-09-01 | 0 days | 1,906 sqft |
2020-10-01 | 0 days | 2,193 sqft |
2020-11-01 | 0 days | 1,871 sqft |
2020-12-01 | 0 days | 1,621 sqft |
2021-01-01 | 0 days | 1,587 sqft |
2021-02-01 | 0 days | 1,800 sqft |
2021-03-01 | 0 days | 1,726 sqft |
2021-04-01 | 0 days | 1,902 sqft |
2021-05-01 | 0 days | 1,833 sqft |
2021-06-01 | 0 days | 1,899 sqft |
2021-07-01 | 0 days | 2,118 sqft |
2021-08-01 | 0 days | 2,282 sqft |
2021-09-01 | 0 days | 2,522 sqft |
2021-10-01 | 0 days | 2,156 sqft |
2021-11-01 | 0 days | 2,385 sqft |
2021-12-01 | 0 days | 2,752 sqft |
2022-01-01 | 0 days | 2,673 sqft |
2022-02-01 | 0 days | 2,610 sqft |
2022-03-01 | 0 days | 2,134 sqft |
2022-04-01 | 0 days | 2,029 sqft |
2022-05-01 | 0 days | 2,017 sqft |
2022-06-01 | 0 days | 2,002 sqft |
2022-07-01 | 0 days | 1,660 sqft |
2022-08-01 | 0 days | 2,138 sqft |
2022-09-01 | 0 days | 2,191 sqft |
2022-10-01 | 0 days | 2,147 sqft |
2022-11-01 | 0 days | 2,151 sqft |
2022-12-01 | 0 days | 2,292 sqft |
2023-01-01 | 0 days | 2,124 sqft |
2023-02-01 | 0 days | 2,376 sqft |
Moscow's median square footage for active listings during the 2023-02-01 period was 2,376 sqft. One year prior, the average listing was 2,610 sqft.
Moscow, ID Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 495 | $148,345,000 | $299,687 |
Refi | 486 | $116,200,000 | $239,095 |
Cash Out Refi | 394 | $95,300,000 | $241,878 |
Home Improvement | 72 | $10,030,000 | $139,306 |
Other | 36 | $6,440,000 | $178,889 |
Moscow's most frequently cited loan purpose was Home Purchase, with 495 originations. The 2nd most popular reason was Refi, with 486 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
2.5-3% | 597 | $156,705,000 | $262,487 |
3-4% | 548 | $144,830,000 | $264,288 |
<2.5% | 242 | $55,960,000 | $231,240 |
4-5% | 67 | $16,955,000 | $253,060 |
5-6% | 9 | $255,000 | $28,333 |
6-7% | 8 | $410,000 | $51,250 |
7-8% | 6 | $350,000 | $58,333 |
Over 8% | 2 | $70,000 | $35,000 |
During 2021, Moscow's most frequently originated rate bucket was 2.5-3%, with 597 originations.
Loan Sizing (Moscow, ID MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 788 | $219,990,000 | $279,175 |
$100k-200k | 418 | $64,340,000 | $153,923 |
$400k-600k | 129 | $61,275,000 | $475,000 |
$100,000 or less | 124 | $7,310,000 | $58,952 |
$600k-1000k | 19 | $14,115,000 | $742,895 |
$Over $1MM | 5 | $9,285,000 | $1,857,000 |
Moscow's loan sizing saw the bucket of loans from $200k-400k with 788 originations, totaling $219,990,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
60-80% | 522 | $152,140,000 | $291,456 |
80-100% | 388 | $117,260,000 | $302,216 |
40-60% | 287 | $63,635,000 | $221,725 |
20-40% | 162 | $23,540,000 | $145,309 |
Under 20% | 75 | $4,155,000 | $55,400 |
Over 100% | 13 | $5,755,000 | $442,692 |
Moscow's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 522 originations, totaling $152,140,000 in origination value.