Moscow Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Moscow averaged 6.99% for the week of 2025-07-10, compared to the national average of 6.72% for the same period.

    The average rate for the prior week (2025-07-03) was 6.74% and one month ago for the week of 2025-06-05, the average rate was 7.12%.

    Moscow's average rate one year ago was 7.02%.

    For refis of the same type during the week of 2025-07-10, the average rate was 6.92%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-10 6.72%
    Moscow 30 Year Fixed Rate 2025-07-10 6.99%
    Moscow 30 Year Fixed Rate Refi 2025-07-10 6.92%
    Moscow 15 Year Fixed Rate 2025-07-10 6.06%
    Moscow 15 Year Fixed Rate Refi 2025-07-10 5.96%
    Moscow 30 Year FHA 2025-07-10 6.52%
    Moscow 30 Year FHA Refi 2025-07-10 6.62%
    Moscow 30 Year USDA 2025-07-10 6.65%
    Moscow 30 Year USDA Refi 2025-07-10 6.55%
    Moscow 30 Year VA 2025-07-10 6.37%
    Moscow 30 Year VA Refi 2025-07-10 6.27%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Moscow, ID.

    Moscow Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moscow, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 63 6.52% $8,586
    CMG MORTGAGE, INC. 57 7.04% $5,870
    IDAHO CENTRAL 23 6.73% $4,912
    Zions Bank 21 6.55% $7,175
    Potlatch No. 1 Financial Credit Union 15 6.57% $6,775
    QUICKEN LOANS, LLC 12 6.55% $10,698
    U.S. Bank 5 6.78% $3,907
    GUILD MORTGAGE COMPANY 5 6.68% $6,790
    Banner Bank 4 6.66% $5,248
    Washington Trust Bank 4 6.72% $6,463
    Century Mortgage Company DBA Century Lending Company 4 6.94% $5,875
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 7.15% $4,742
    AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.87% $5,357
    NEWREZ LLC 3 7.33% $4,820
    Wells Fargo Bank 3 6.71% $6,861
    The Loan Store, Inc. 3 6.54% $6,437
    PLANET HOME LENDING, LLC 2 6.81% $8,637
    LOANDEPOT.COM, LLC 2 6.81% $8,333
    Morgan Stanley Private Bank 2 5.95% $4,823
    MOVEMENT MORTGAGE, LLC 2 7.22% $3,765
    NAVY FEDERAL CREDIT UNION 2 6.13% $1,958
    Plains Commerce Bank 2 6.94% $2,571
    JPMorgan Chase Bank 1 6.49% $2,737
    NexBank 1 6.63% $4,682
    Northpointe Bank 1 6.75% $9,981
    AMERICAN FINANCING CORPORATION 1 5.99% $11,967
    AMERICAN FINANCIAL NETWORK, INC. 1 6.63% $3,335
    DEEPHAVEN MORTGAGE LLC 1 7.63% $14,522
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 7.13% $13,997
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.38% $7,562
    CROSSCOUNTRY MORTGAGE, LLC 1 6.13% $12,937
    Sierra Pacific Mortgage Company, Inc. 1 6.63% $13,133
    The Huntington National Bank 1 6.63% $13,432
    CORNERSTONE HOME LENDING, INC. 1 7.63% $4,108
    Umpqua Bank 1 8.00% $4,161
    CHURCHILL MORTGAGE CORPORATION 1 5.99% $4,819
    CANOPY MORTGAGE, LLC 1 5.88% $15,501
    WASHINGTON STATE EMPLOYEES Credit Union 1 7.13% $3,112
    BROKER SOLUTIONS, INC. 1 6.38% $13,138
    BAY EQUITY LLC 1 6.13% $7,832
    Mr. Cooper ( Nationstar Mortgage ) 1 6.13% $4,894
    Willamette Valley Bank 1 6.63% $12,647

    Moscow Average Closing Costs & Other Stats

    Moscow, ID's 42 lenders originated 617 loans during 2024. The total origination value was $195,845,000, with an average loan value of $317,415.

    Moscow's average closing costs are $5,742.

    The top Moscow lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 63 loans originated. Their average total fees are $8,586, which is $2,716 higher than the next largest lender, CMG MORTGAGE, INC..

    The lowest fee Moscow lenders (with over 10 loans originated) are IDAHO CENTRAL ($4,912), CMG MORTGAGE, INC. ($5,870), Potlatch No. 1 Financial Credit Union ($6,775), Zions Bank ($7,175) and UNITED WHOLESALE MORTGAGE, LLC ($8,586).

    The lowest rate Moscow lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.52%), Zions Bank (6.55%), QUICKEN LOANS, LLC (6.55%), Potlatch No. 1 Financial Credit Union (6.57%) and IDAHO CENTRAL (6.73%).

    Moscow, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $40,500,000 $36,305,000 -10.4% 18.5%
    CMG MORTGAGE, INC. $11,385,000 $26,400,000 131.9% 13.5%
    IDAHO CENTRAL $11,105,000 $15,320,000 38.0% 7.8%
    Potlatch No. 1 Financial Credit Union $9,090,000 $13,550,000 49.1% 6.9%
    Zions Bank $18,420,000 $11,350,000 -38.4% 5.8%
    Ent Credit Union $9,005,000 n/a 4.6%
    Umpqua Bank $2,035,000 $8,525,000 318.9% 4.4%
    U.S. Bank $7,690,000 $6,865,000 -10.7% 3.5%
    QUICKEN LOANS, LLC $5,465,000 $6,800,000 24.4% 3.5%
    Washington Trust Bank $8,010,000 $6,625,000 -17.3% 3.4%
    Mortgage Research Center, LLC $1,310,000 $3,020,000 130.5% 1.5%
    WASHINGTON STATE EMPLOYEES Credit Union $770,000 $2,985,000 287.7% 1.5%
    Banner Bank $3,270,000 $2,870,000 -12.2% 1.5%
    NAVY FEDERAL CREDIT UNION $1,240,000 $2,760,000 122.6% 1.4%
    GUILD MORTGAGE COMPANY $1,445,000 $2,620,000 81.3% 1.3%
    Morgan Stanley Private Bank $2,480,000 n/a 1.3%
    Century Mortgage Company DBA Century Lending Company $325,000 $2,080,000 540.0% 1.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,585,000 $1,955,000 23.3% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $410,000 $1,875,000 357.3% 1.0%
    NEWREZ LLC $1,605,000 $1,760,000 9.7% 0.9%
    The Federal Savings Bank $1,315,000 n/a 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $1,305,000 n/a 0.7%
    The Loan Store, Inc. $675,000 $1,270,000 88.1% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $195,000 $1,150,000 489.7% 0.6%
    PENNYMAC LOAN SERVICES, LLC $135,000 $1,005,000 644.4% 0.5%
    FREEDOM MORTGAGE CORPORATION $435,000 $975,000 124.1% 0.5%
    PLANET HOME LENDING, LLC $600,000 $965,000 60.8% 0.5%
    NUMERICA CREDIT UNION $885,000 n/a 0.5%
    Plains Commerce Bank $600,000 $830,000 38.3% 0.4%
    The Huntington National Bank $795,000 n/a 0.4%
    Wells Fargo Bank $910,000 $795,000 -12.6% 0.4%
    PREMIER MORTGAGE RESOURCES, L.L.C. $725,000 n/a 0.4%
    LOANDEPOT.COM, LLC $115,000 $690,000 500.0% 0.4%
    Bank of Eastern Oregon $665,000 n/a 0.3%
    Armed Forces Bank $645,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $590,000 n/a 0.3%
    CANOPY MORTGAGE, LLC $585,000 n/a 0.3%
    MOVEMENT MORTGAGE, LLC $1,030,000 $510,000 -50.5% 0.3%
    Boeing Employees Credit Union $1,105,000 $495,000 -55.2% 0.3%
    Willamette Valley Bank $485,000 n/a 0.2%
    CLEARPATH LENDING $435,000 $475,000 9.2% 0.2%
    Northpointe Bank $165,000 $475,000 187.9% 0.2%
    Victorian Finance, LLC $475,000 n/a 0.2%
    Sierra Pacific Mortgage Company, Inc. $455,000 n/a 0.2%
    LADERA LENDING, INC. $175,000 $445,000 154.3% 0.2%
    DEEPHAVEN MORTGAGE LLC $425,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $400,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $375,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $695,000 $365,000 -47.5% 0.2%
    Franklin Loan Corporation $610,000 $345,000 -43.4% 0.2%
    AXIA FINANCIAL, LLC $555,000 $340,000 -38.7% 0.2%
    Brighton Bank $335,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $325,000 n/a 0.2%
    SPOKANE TEACHERS $70,000 $310,000 342.9% 0.2%
    Carrington Mortgage Services, LLC $295,000 $295,000 0.0% 0.2%
    CORNERSTONE HOME LENDING, INC. $295,000 n/a 0.2%
    HOMEXPRESS MORTGAGE CORP. $285,000 n/a 0.1%
    LOANPAL, LLC $275,000 n/a 0.1%
    KeyBank $55,000 $255,000 363.6% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $225,000 $255,000 13.3% 0.1%
    AMERICAN FINANCING CORPORATION $245,000 n/a 0.1%
    BAY EQUITY LLC $640,000 $245,000 -61.7% 0.1%
    Discover Bank $90,000 $245,000 172.2% 0.1%
    MORTGAGE MANAGEMENT CONSULTANTS, INC. $245,000 n/a 0.1%
    NexBank $245,000 n/a 0.1%
    GUARANTEED RATE, INC. $1,445,000 $235,000 -83.7% 0.1%
    JMAC LENDING, INC. $235,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $225,000 n/a 0.1%
    University Bank $215,000 n/a 0.1%
    Bethpage Federal Credit Union $205,000 n/a 0.1%
    CITYWIDE HOME LOANS, LLC $205,000 n/a 0.1%
    Community First Bank $205,000 n/a 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $1,055,000 $205,000 -80.6% 0.1%
    USAA Federal Savings Bank $1,435,000 $175,000 -87.8% 0.1%
    HomeStreet Bank $125,000 $155,000 24.0% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $140,000 n/a 0.1%
    JPMorgan Chase Bank $135,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $125,000 n/a 0.1%
    Bank of America $190,000 $105,000 -44.7% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $105,000 n/a 0.1%
    Figure Lending LLC $85,000 n/a 0.0%
    Alaska USA Federal Credit Union $305,000 $75,000 -75.4% 0.0%
    Centier Bank $75,000 n/a 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $115,000 $65,000 -43.5% 0.0%
    GESA $740,000 $65,000 -91.2% 0.0%
    HomeTrust Bank $55,000 n/a 0.0%

    Moscow's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 18.5% market share. In second place, with 13.5%, is CMG MORTGAGE, INC., having originated $26,400,000 in loans. In third place, with 7.8%, is IDAHO CENTRAL, having originated $15,320,000 in loans. In fourth place, with 6.9%, is Potlatch No. 1 Financial Credit Union, having originated $13,550,000 in loans. In fifth place, with 5.8%, is Zions Bank, having originated $11,350,000 in loans.

    Moscow Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Moscow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $261,125 (12.4%) $379,740 (27.0%) 0.00 56
    2018-02-01 $264,450 (17.6%) $389,281 (39.7%) 0.00 60
    2018-03-01 $253,900 (20.9%) $374,126 (33.7%) 0.00 60
    2018-04-01 $283,250 (16.1%) $379,565 (32.0%) 0.00 77
    2018-05-01 $276,000 (6.2%) $386,015 (19.4%) 0.00 84
    2018-06-01 $277,400 (9.9%) $385,338 (24.9%) 0.00 86
    2018-07-01 $275,063 (10.9%) $397,533 (30.4%) 0.00 94
    2018-08-01 $269,700 (6.9%) $398,624 (23.5%) 0.00 100
    2018-09-01 $269,900 (3.9%) $393,949 (17.2%) 0.00 97
    2018-10-01 $269,800 (3.8%) $398,929 (13.8%) 0.00 88
    2018-11-01 $261,625 (1.8%) $395,651 (18.1%) 0.00 76
    2018-12-01 $265,000 (6.4%) $414,866 (15.8%) 0.00 57
    2019-01-01 $308,450 (18.1%) $423,903 (11.6%) 0.00 55
    2019-02-01 $332,750 (25.8%) $459,788 (18.1%) 0.00 49
    2019-03-01 $368,143 (45.0%) $460,072 (23.0%) 0.00 59
    2019-04-01 $384,000 (35.6%) $445,004 (17.2%) 0.00 75
    2019-05-01 $389,000 (40.9%) $443,503 (14.9%) 0.00 78
    2019-06-01 $339,500 (22.4%) $417,099 (8.2%) 0.00 95
    2019-07-01 $342,475 (24.5%) $417,328 (5.0%) 0.00 96
    2019-08-01 $305,545 (13.3%) $403,710 (1.3%) 0.00 93
    2019-09-01 $288,364 (6.8%) $388,344 (-1.4%) 0.00 89
    2019-10-01 $275,000 (1.9%) $380,313 (-4.7%) 0.00 84
    2019-11-01 $295,000 (12.8%) $413,357 (4.5%) 0.00 62
    2019-12-01 $289,750 (9.3%) $438,530 (5.7%) 0.00 53
    2020-01-01 $282,375 (-8.5%) $432,706 (2.1%) 0.00 48
    2020-02-01 $275,000 (-17.4%) $420,123 (-8.6%) 0.00 47
    2020-03-01 $304,500 (-17.3%) $440,342 (-4.3%) 0.00 54
    2020-04-01 $364,000 (-5.2%) $425,478 (-4.4%) 0.00 62
    2020-05-01 $379,000 (-2.6%) $424,752 (-4.2%) 0.00 53
    2020-06-01 $313,750 (-7.6%) $432,486 (3.7%) 0.00 50
    2020-07-01 $353,975 (3.4%) $391,297 (-6.2%) 0.00 40
    2020-08-01 $374,950 (22.7%) $429,751 (6.5%) 0.00 29
    2020-09-01 $326,964 (13.4%) $401,444 (3.4%) 0.00 26
    2020-10-01 $347,000 (26.2%) $403,286 (6.0%) 0.00 26
    2020-11-01 $324,000 (9.8%) $380,843 (-7.9%) 0.00 25
    2020-12-01 $318,225 (9.8%) $377,204 (-14.0%) 0.00 24
    2021-01-01 $311,739 (10.4%) $401,832 (-7.1%) 0.00 19
    2021-02-01 $347,125 (26.2%) $489,238 (16.5%) 0.00 12
    2021-03-01 $329,250 (8.1%) $505,169 (14.7%) 0.00 12
    2021-04-01 $368,068 (1.1%) $663,361 (55.9%) 0.00 16
    2021-05-01 $360,000 (-5.0%) $624,784 (47.1%) 0.00 32
    2021-06-01 $391,000 (24.6%) $632,639 (46.3%) 0.00 35
    2021-07-01 $435,000 (22.9%) $684,792 (75.0%) 0.00 37
    2021-08-01 $475,000 (26.7%) $683,653 (59.1%) 0.00 40
    2021-09-01 $497,000 (52.0%) $709,206 (76.7%) 0.00 35
    2021-10-01 $439,000 (26.5%) $748,928 (85.7%) 0.00 30
    2021-11-01 $469,600 (44.9%) $814,753 (113.9%) 0.00 21
    2021-12-01 $664,500 (108.8%) $940,877 (149.4%) 0.00 13
    2022-01-01 $593,500 (90.4%) $941,963 (134.4%) 0.00 13
    2022-02-01 $546,500 (57.4%) $899,904 (83.9%) 0.00 21
    2022-03-01 $593,200 (80.2%) $864,641 (71.2%) 0.00 16
    2022-04-01 $474,000 (28.8%) $738,386 (11.3%) 0.00 28
    2022-05-01 $470,475 (30.7%) $720,373 (15.3%) 0.00 36
    2022-06-01 $473,000 (21.0%) $650,583 (2.8%) 0.00 47
    2022-07-01 $467,500 (7.5%) $607,904 (-11.2%) 0.00 64
    2022-08-01 $477,000 (0.4%) $653,958 (-4.3%) 0.00 62
    2022-09-01 $489,000 (-1.6%) $676,161 (-4.7%) 0.00 58
    2022-10-01 $489,000 (11.4%) $675,206 (-9.8%) 0.00 62
    2022-11-01 $458,250 (-2.4%) $652,861 (-19.9%) 0.00 53
    2022-12-01 $474,500 (-28.6%) $724,335 (-23.0%) 0.00 45
    2023-01-01 $471,500 (-20.6%) $713,698 (-24.2%) 0.00 41
    2023-02-01 $499,750 (-8.6%) $707,309 (-21.4%) 0.00 41
    2023-03-01 $482,000 (-18.8%) $636,255 (-26.4%) 0.00 50
    2023-04-01 $485,000 (2.3%) $658,098 (-10.9%) 0.00 55
    2023-05-01 $514,000 (9.3%) $712,519 (-1.1%) 0.00 53
    2023-06-01 $515,500 (9.0%) $636,408 (-2.2%) 0.00 67
    2023-07-01 $540,000 (15.5%) $661,864 (8.9%) 0.00 74
    2023-08-01 $530,450 (11.2%) $677,317 (3.6%) 0.00 87
    2023-09-01 $485,000 (-0.8%) $644,439 (-4.7%) 0.00 83
    2023-10-01 $528,750 (8.1%) $694,931 (2.9%) 0.00 76
    2023-11-01 $537,500 (17.3%) $711,032 (8.9%) 0.00 76
    2023-12-01 $529,500 (11.6%) $725,165 (0.1%) 0.00 70
    2024-01-01 $511,500 (8.5%) $749,476 (5.0%) 0.00 57
    2024-02-01 $601,500 (20.4%) $830,917 (17.5%) 0.00 49
    2024-03-01 $587,498 (21.9%) $752,058 (18.2%) 0.00 68
    2024-04-01 $500,500 (3.2%) $646,573 (-1.8%) 0.00 79
    2024-05-01 $526,500 (2.4%) $638,328 (-10.4%) 0.00 82
    2024-06-01 $550,000 (6.7%) $638,860 (0.4%) 0.00 87
    2024-07-01 $509,450 (-5.7%) $630,584 (-4.7%) 0.00 86
    2024-08-01 $530,750 (0.1%) $582,115 (-14.1%) 0.00 90
    2024-09-01 $487,250 (0.5%) $567,004 (-12.0%) 0.00 105
    2024-10-01 $495,000 (-6.4%) $574,830 (-17.3%) 0.00 87
    2024-11-01 $495,000 (-7.9%) $582,369 (-18.1%) 0.00 80
    2024-12-01 $479,725 (-9.4%) $558,391 (-23.0%) 0.00 73
    2025-01-01 $479,900 (-6.2%) $582,215 (-22.3%) 0.00 46
    2025-02-01 $475,000 (-21.0%) $599,940 (-27.8%) 0.00 43
    2025-03-01 $513,750 (-12.6%) $615,788 (-18.1%) 0.00 60
    2025-04-01 $534,850 (6.9%) $615,299 (-4.8%) 0.00 75
    2025-05-01 $525,000 (-0.3%) $611,596 (-4.2%) 0.00 85
    2025-06-01 $554,725 (0.9%) $637,027 (-0.3%) 0.00 101
    Moscow's median listing price for 2025-06-01 was $554,725, a difference of $4,725 (0.9%) versus the prior year and $29,725 versus the prior month.

    Moscow's median listing price comes in at 0% of the national average.

    Moscow's average listing price for 2025-06-01 was $637,027, a difference of $-1,833 (-0.3%) versus the prior year and $25,431 versus the prior month.

    For the 2025-06-01 period, Moscow had 101 MLS listings, a difference of 16 listings (19%) versus the prior month and 14 listings (16%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Moscow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,177 sqft
    2018-02-01 0 days 2,110 sqft
    2018-03-01 0 days 1,950 sqft
    2018-04-01 0 days 2,086 sqft
    2018-05-01 0 days 2,048 sqft
    2018-06-01 0 days 2,072 sqft
    2018-07-01 0 days 2,072 sqft
    2018-08-01 0 days 2,104 sqft
    2018-09-01 0 days 2,200 sqft
    2018-10-01 0 days 2,325 sqft
    2018-11-01 0 days 2,305 sqft
    2018-12-01 0 days 2,311 sqft
    2019-01-01 0 days 2,415 sqft
    2019-02-01 0 days 2,534 sqft
    2019-03-01 0 days 2,539 sqft
    2019-04-01 0 days 2,539 sqft
    2019-05-01 0 days 2,714 sqft
    2019-06-01 0 days 2,420 sqft
    2019-07-01 0 days 2,445 sqft
    2019-08-01 0 days 2,168 sqft
    2019-09-01 0 days 2,024 sqft
    2019-10-01 0 days 1,901 sqft
    2019-11-01 0 days 1,951 sqft
    2019-12-01 0 days 2,235 sqft
    2020-01-01 0 days 2,187 sqft
    2020-02-01 0 days 1,889 sqft
    2020-03-01 0 days 2,074 sqft
    2020-04-01 0 days 2,260 sqft
    2020-05-01 0 days 2,210 sqft
    2020-06-01 0 days 1,868 sqft
    2020-07-01 0 days 2,126 sqft
    2020-08-01 0 days 2,430 sqft
    2020-09-01 0 days 1,906 sqft
    2020-10-01 0 days 2,193 sqft
    2020-11-01 0 days 1,871 sqft
    2020-12-01 0 days 1,621 sqft
    2021-01-01 0 days 1,587 sqft
    2021-02-01 0 days 1,800 sqft
    2021-03-01 0 days 1,726 sqft
    2021-04-01 0 days 1,902 sqft
    2021-05-01 0 days 1,833 sqft
    2021-06-01 0 days 1,899 sqft
    2021-07-01 0 days 2,118 sqft
    2021-08-01 0 days 2,282 sqft
    2021-09-01 0 days 2,522 sqft
    2021-10-01 0 days 2,156 sqft
    2021-11-01 0 days 2,385 sqft
    2021-12-01 0 days 2,752 sqft
    2022-01-01 0 days 2,673 sqft
    2022-02-01 0 days 2,610 sqft
    2022-03-01 0 days 2,134 sqft
    2022-04-01 0 days 2,029 sqft
    2022-05-01 0 days 2,017 sqft
    2022-06-01 0 days 2,002 sqft
    2022-07-01 0 days 1,660 sqft
    2022-08-01 0 days 2,138 sqft
    2022-09-01 0 days 2,191 sqft
    2022-10-01 0 days 2,147 sqft
    2022-11-01 0 days 2,151 sqft
    2022-12-01 0 days 2,292 sqft
    2023-01-01 0 days 2,124 sqft
    2023-02-01 0 days 2,376 sqft
    2023-03-01 0 days 2,150 sqft
    2023-04-01 0 days 2,285 sqft
    2023-05-01 0 days 2,273 sqft
    2023-06-01 0 days 2,247 sqft
    2023-07-01 0 days 2,320 sqft
    2023-08-01 0 days 2,207 sqft
    2023-09-01 0 days 2,200 sqft
    2023-10-01 0 days 2,283 sqft
    2023-11-01 0 days 2,367 sqft
    2023-12-01 0 days 2,363 sqft
    2024-01-01 0 days 1,964 sqft
    2024-02-01 0 days 2,330 sqft
    2024-03-01 0 days 2,396 sqft
    2024-04-01 0 days 2,202 sqft
    2024-05-01 0 days 2,192 sqft
    2024-06-01 0 days 2,208 sqft
    2024-07-01 0 days 2,190 sqft
    2024-08-01 0 days 2,145 sqft
    2024-09-01 0 days 2,014 sqft
    2024-10-01 0 days 1,944 sqft
    2024-11-01 0 days 1,923 sqft
    2024-12-01 0 days 1,920 sqft
    2025-01-01 0 days 1,920 sqft
    2025-02-01 0 days 1,923 sqft
    2025-03-01 0 days 1,978 sqft
    2025-04-01 0 days 2,164 sqft
    2025-05-01 0 days 2,198 sqft
    2025-06-01 0 days 2,208 sqft
    Moscow's median listing age (time on market) for 2025-06-01 was 0 days.

    Moscow's median square footage for active listings during the 2025-06-01 period was 2,208 sqft. One year prior, the average listing was 2,208 sqft.

    Moscow, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 319 $122,025,000 $382,524
    Home Improvement 78 $9,150,000 $117,308
    Cash Out Refi 75 $28,685,000 $382,467
    Refi 74 $27,570,000 $372,568
    Other 70 $8,290,000 $118,429
    NA 1 $125,000 $125,000

    Moscow's most frequently cited loan purpose was Home Purchase, with 319 originations. The 2nd most popular reason was Home Improvement, with 78 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 234 $95,070,000 $406,282
    Over 8% 161 $23,675,000 $147,050
    7-8% 123 $40,945,000 $332,886
    5-6% 76 $28,600,000 $376,316
    4-5% 6 $4,060,000 $676,667
    <2.5% 3 $485,000 $161,667

    During 2024, Moscow's most frequently originated rate bucket was 6-7%, with 234 originations.

    Loan Sizing (Moscow, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 248 $75,520,000 $304,516
    $100,000 or less 121 $6,775,000 $55,992
    $100k-200k 104 $15,100,000 $145,192
    $400k-600k 93 $44,085,000 $474,032
    $600k-1000k 39 $27,695,000 $710,128
    $Over $1MM 12 $26,670,000 $2,222,500

    Moscow's loan sizing saw the bucket of loans from $200k-400k with 248 originations, totaling $75,520,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 189 $73,525,000 $389,021
    60-80% 137 $59,625,000 $435,219
    Under 20% 109 $6,705,000 $61,514
    20-40% 79 $11,965,000 $151,456
    40-60% 75 $34,365,000 $458,200
    Over 100% 8 $3,280,000 $410,000

    Moscow's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 189 originations, totaling $73,525,000 in origination value.