Pullman Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pullman averaged 6.88% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.71% and one month ago for the week of 2023-02-09, the average rate was 6.5%.

Pullman's average rate one year ago was 3.83%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.63%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Pullman 30 Year Fixed Rate 2023-03-16 6.88%
Pullman 30 Year Fixed Rate Refi 2023-03-16 6.63%
Pullman 15 Year Fixed Rate 2023-03-16 5.87%
Pullman 15 Year Fixed Rate Refi 2023-03-16 5.87%
Pullman 30 Year FHA 2023-03-16 6.62%
Pullman 30 Year FHA Refi 2023-03-16 6.37%
Pullman 30 Year USDA 2023-03-16 6.68%
Pullman 30 Year USDA Refi 2023-03-16 3.2%
Pullman 30 Year VA 2023-03-16 6.18%
Pullman 30 Year VA Refi 2023-03-16 6.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pullman, WA.

Pullman Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pullman, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
QUICKEN LOANS, LLC 74 3.05% $5,119
HOMEBRIDGE FINANCIAL SERVICES, INC. 70 3.22% $4,351
WASHINGTON STATE EMPLOYEES Credit Union 54 3.04% $3,023
S1L, Inc. 46 3.31% $3,767
Potlatch No. 1 Financial Credit Union 42 3.09% $3,784
Washington Trust Bank 37 3.11% $3,400
Wells Fargo Bank 24 3.08% $3,408
UNITED WHOLESALE MORTGAGE, LLC 22 2.95% $3,840
BETTER MORTGAGE CORPORATION 18 2.83% $3,168
AMERICAN PACIFIC MORTGAGE CORPORATION 17 3.08% $4,583
HOME POINT FINANCIAL CORPORATION 17 3.09% $4,165
CALIBER HOME LOANS, INC. 15 3.21% $3,930
U.S. Bank 12 3.05% $2,966
Zions Bancorporation, N.A. 12 2.84% $2,612
PENNYMAC LOAN SERVICES, LLC 11 2.95% $3,213
Columbia State Bank 10 3.38% $3,436
LOANDEPOT.COM, LLC 10 3.01% $5,622
Banner Bank 9 3.24% $3,971
STEARNS LENDING, LLC 9 2.97% $3,069
Platinum Home Mortgage Corporation 8 3.22% $4,649
CMG MORTGAGE, INC. 8 3.44% $4,973
Flagstar Bank, FSB 8 3.25% $6,672
JPMorgan Chase Bank 7 3.11% $3,615
GUILD MORTGAGE COMPANY 6 3.25% $6,254
Umpqua Bank 6 3.19% $4,525
Boeing Employees Credit Union 6 2.98% $2,292
NUMERICA CREDIT UNION 6 3.23% $3,562
NEWREZ LLC 6 2.92% $5,301
IDAHO CENTRAL 5 2.93% $5,020
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 2.97% $3,114
Willamette Valley Bank 5 3.45% $4,520
FINANCE OF AMERICA MORTGAGE LLC 5 3.07% $2,626
CELEBRITY HOME LOANS, LLC 5 3.22% $4,811
Washington Federal Bank 5 3.30% $5,245
SUMMIT FUNDING, INC. 4 3.22% $6,903
SPOKANE TEACHERS 4 2.84% $4,130
MUTUAL OF OMAHA MORTGAGE, INC. 4 2.87% $2,118
WESTWOOD MORTGAGE, INC. 4 3.47% $9,065
Glacier Bank 4 3.00% $6,413
BROKER SOLUTIONS, INC. 4 3.13% $4,652
Paramount Residential Mortgage Group, Inc. 4 3.09% $5,311
HomeStreet Bank 3 3.17% $4,142
CROSSCOUNTRY MORTGAGE, LLC 3 2.96% $3,563
GESA 3 3.50% $7,395
GLOBAL 3 3.04% $4,459
GUARANTEED RATE, INC. 3 3.20% $2,293
HOMESIDE FINANCIAL, LLC 3 3.58% $5,477
MOVEMENT MORTGAGE, LLC 3 3.35% $5,054
NAVY FEDERAL CREDIT UNION 3 3.54% $3,161
NBKC BANK 3 2.79% $2,143
PREMIER MORTGAGE RESOURCES, L.L.C. 3 3.71% $4,723
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.46% $3,938
Sunflower Bank 3 2.87% $3,659
Sierra Pacific Mortgage Company, Inc. 2 3.25% $3,895
LEADERONE FINANCIAL CORPORATION 2 3.12% $3,324
LPMC, LLC 2 3.44% $6,206
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 2.87% $4,250
Northwest Farm Credit Services, FLCA 2 3.43% $5,684
MANN FINANCIAL INC. 2 3.25% $4,017
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.94% $3,168
AMERICAN FINANCING CORPORATION 2 3.13% $6,787
Gateway First Bank 2 3.06% $5,701
ON Q FINANCIAL, INC. 2 2.94% $4,945
FirstBank 2 2.81% $2,191
AMERISAVE MORTGAGE CORPORATION 2 2.87% $3,905
CORNERSTONE HOME LENDING, INC. 1 2.99% $7,813
LOANPAL, LLC 1 2.99% $5,885
MLD MORTGAGE INC. 1 3.00% $2,643
AmeriHome Mortgage Company, LLC 1 3.38% $4,603
Mr. Cooper ( Nationstar Mortgage ) 1 3.25% $5,655
Colten Mortgage, LLC 1 2.88% $9,220
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.50% $3,990
NETWORK CAPITAL FUNDING CORPORATION 1 3.38% $4,833
CITYWIDE HOME LOANS, LLC 1 2.63% $2,340
NFM, INC. 1 3.13% $6,623
Northpointe Bank 1 3.13% $5,479
NorthWest Plus Credit Union 1 3.00% $4,170
Citizens Bank 1 3.00% $4,373
CHURCHILL MORTGAGE CORPORATION 1 3.50% $3,258
CHERRY CREEK MORTGAGE, LLC 1 3.13% $123
PENRITH HOME LOANS LLC 1 2.88% $3,010
Cf Bank 1 2.75% $2,244
AMERICAN FINANCIAL NETWORK, INC. 1 2.75% $9,021
ZILLOW HOME LOANS, LLC 1 3.25% $7,990
CANOPY MORTGAGE, LLC 1 2.88% $3,942
BNC National Bank 1 3.25% $3,236
SAMMAMISH MORTGAGE COMPANY 1 3.49% $5,499
Servion, Inc. 1 3.38% $4,551
Solarity Credit Union 1 2.88% $6,458
BMO Harris Bank 1 3.25% $3,316
STANFORD Federal Credit Union 1 2.63% $3,883
BBVA USA 1 3.00% $3,989
BAYSHORE MORTGAGE FUNDING, LLC 1 3.00% $6,142
ALLIANT CREDIT UNION 1 2.75% $2,917
SUN WEST MORTGAGE COMPANY, INC. 1 2.74% $9,616
The Loan Store, Inc. 1 2.88% $2,295
TIAA, FSB 1 3.25% $3,066
Bank of England 1 3.25% $2,846
Bank of America 1 2.75% $4,722
USAA Federal Savings Bank 1 2.75% $3,971
First Interstate Bank 1 2.88% $2,721
First Mortgage Solutions, LLC 1 2.75% $3,003
FIRST TECHNOLOGY 1 3.25% $1,924
First Home Bank 1 3.50% $3,715
FREEDOM MORTGAGE CORPORATION 1 2.88% $1,777
Gate City Bank 1 2.88% $7,253
GENEVA FINANCIAL, LLC 1 3.25% $3,721
AXIA FINANCIAL, LLC 1 2.88% $3,260
VAN DYK MORTGAGE CORPORATION 1 2.50% $12,639
First Guaranty Mortgage Corporation 1 2.88% $6,490
GSF Mortgage Corporation 1 3.25% $15,440
Arvest Bank 1 3.00% $3,965
FIRST COLONY MORTGAGE CORPORATION 1 3.00% $4,498
Fidelity Bank 1 3.00% $2,452
1st Security Bank of Washington 1 3.25% $9,795
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 4.25% $6,738
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.63% $3,192
LADERA LENDING, INC. 1 2.88% $2,338
LAKEVIEW LOAN SERVICING, LLC 1 3.25% $6,009
LAND HOME FINANCIAL SERVICES, INC. 1 3.88% $4,506
LENDERFI, INC. 1 2.50% $1,657

Pullman Average Closing Costs & Other Stats

Pullman, WA's 121 lenders originated 1,508 loans during 2021. The total origination value was $399,950,000, with an average loan value of $265,219.

Pullman's average closing costs are $4,559.

The top Pullman lender as defined by loan originations is QUICKEN LOANS, LLC, with 74 loans originated. Their average total fees are $5,119, which is $767 higher than the next largest lender, HOMEBRIDGE FINANCIAL SERVICES, INC..

The lowest fee Pullman lenders (with over 10 loans originated) are Zions Bancorporation, N.A. ($2,612), U.S. Bank ($2,966), WASHINGTON STATE EMPLOYEES Credit Union ($3,023), BETTER MORTGAGE CORPORATION ($3,168) and PENNYMAC LOAN SERVICES, LLC ($3,213).

The lowest rate Pullman lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.83%), Zions Bancorporation, N.A. (2.84%), UNITED WHOLESALE MORTGAGE, LLC (2.95%), PENNYMAC LOAN SERVICES, LLC (2.95%) and LOANDEPOT.COM, LLC (3.01%).

Pullman, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $34,450,000 $34,480,000 0.1% 8.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $27,395,000 $32,115,000 17.2% 8.0%
Boeing Employees Credit Union $10,505,000 $31,490,000 199.8% 7.9%
WASHINGTON STATE EMPLOYEES Credit Union $21,600,000 $23,245,000 7.6% 5.8%
Washington Trust Bank $21,690,000 $21,515,000 -0.8% 5.4%
S1L, Inc. $2,375,000 $16,755,000 605.5% 4.2%
Potlatch No. 1 Financial Credit Union $22,715,000 $14,925,000 -34.3% 3.7%
Wells Fargo Bank $11,250,000 $13,680,000 21.6% 3.4%
UNITED WHOLESALE MORTGAGE, LLC $8,625,000 $11,325,000 31.3% 2.8%
HOME POINT FINANCIAL CORPORATION $1,515,000 $8,575,000 466.0% 2.1%
U.S. Bank $10,705,000 $7,760,000 -27.5% 1.9%
Banner Bank $5,120,000 $7,715,000 50.7% 1.9%
LOANDEPOT.COM, LLC $3,950,000 $7,295,000 84.7% 1.8%
Columbia State Bank $6,660,000 $6,565,000 -1.4% 1.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,840,000 $6,235,000 119.5% 1.6%
BETTER MORTGAGE CORPORATION $3,470,000 $5,875,000 69.3% 1.5%
PENNYMAC LOAN SERVICES, LLC $3,215,000 $5,795,000 80.2% 1.4%
Mortgage Research Center, LLC $3,375,000 $5,515,000 63.4% 1.4%
Zions Bancorporation, N.A. $4,360,000 $5,470,000 25.5% 1.4%
CALIBER HOME LOANS, INC. $4,340,000 $5,235,000 20.6% 1.3%
STEARNS LENDING, LLC $6,680,000 $5,040,000 -24.6% 1.3%
FREEDOM MORTGAGE CORPORATION $4,410,000 $4,900,000 11.1% 1.2%
IDAHO CENTRAL $4,145,000 n/a 1.0%
Umpqua Bank $3,710,000 $4,125,000 11.2% 1.0%
CMG MORTGAGE, INC. $590,000 $3,640,000 516.9% 0.9%
Citizens Business Bank $3,635,000 n/a 0.9%
NEWREZ LLC $3,510,000 $3,370,000 -4.0% 0.8%
Flagstar Bank, FSB $2,585,000 $3,345,000 29.4% 0.8%
SPOKANE TEACHERS $2,480,000 $3,285,000 32.5% 0.8%
GUILD MORTGAGE COMPANY $4,710,000 $3,280,000 -30.4% 0.8%
Washington Federal Bank $3,890,000 $2,965,000 -23.8% 0.7%
SUMMIT FUNDING, INC. $3,520,000 $2,795,000 -20.6% 0.7%
JPMorgan Chase Bank $2,890,000 $2,750,000 -4.8% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,145,000 $2,620,000 -49.1% 0.7%
NAVY FEDERAL CREDIT UNION $3,360,000 $2,260,000 -32.7% 0.6%
NUMERICA CREDIT UNION $3,205,000 $1,980,000 -38.2% 0.5%
CELEBRITY HOME LOANS, LLC $1,895,000 n/a 0.5%
Mr. Cooper ( Nationstar Mortgage ) $2,920,000 $1,895,000 -35.1% 0.5%
Gateway First Bank $1,840,000 n/a 0.5%
Platinum Home Mortgage Corporation $1,895,000 $1,765,000 -6.9% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $1,060,000 $1,715,000 61.8% 0.4%
MOVEMENT MORTGAGE, LLC $355,000 $1,695,000 377.5% 0.4%
GESA $2,360,000 $1,670,000 -29.2% 0.4%
GLOBAL $265,000 $1,660,000 526.4% 0.4%
AMERISAVE MORTGAGE CORPORATION $945,000 $1,635,000 73.0% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $1,840,000 $1,595,000 -13.3% 0.4%
NEW DAY FINANCIAL, LLC $885,000 $1,555,000 75.7% 0.4%
NBKC BANK $1,115,000 $1,470,000 31.8% 0.4%
HomeStreet Bank $425,000 $1,450,000 241.2% 0.4%
USAA Federal Savings Bank $1,850,000 $1,390,000 -24.9% 0.3%
LAKEVIEW LOAN SERVICING, LLC $135,000 $1,365,000 911.1% 0.3%
Glacier Bank $1,430,000 $1,340,000 -6.3% 0.3%
WESTWOOD MORTGAGE, INC. $1,310,000 n/a 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $390,000 $1,300,000 233.3% 0.3%
Willamette Valley Bank $1,655,000 $1,280,000 -22.7% 0.3%
BROKER SOLUTIONS, INC. $1,505,000 $1,230,000 -18.3% 0.3%
Paramount Residential Mortgage Group, Inc. $930,000 $1,160,000 24.7% 0.3%
Cf Bank $675,000 $1,145,000 69.6% 0.3%
HOMESIDE FINANCIAL, LLC $1,085,000 n/a 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,495,000 $1,080,000 -80.3% 0.3%
Sunflower Bank $1,465,000 $1,075,000 -26.6% 0.3%
FIRST TECHNOLOGY $435,000 $1,050,000 141.4% 0.3%
GUARANTEED RATE, INC. $1,045,000 n/a 0.3%
ON Q FINANCIAL, INC. $1,020,000 n/a 0.3%
FirstBank $1,250,000 $1,015,000 -18.8% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $4,845,000 $995,000 -79.5% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $230,000 $930,000 304.3% 0.2%
CANOPY MORTGAGE, LLC $425,000 $925,000 117.6% 0.2%
AMERICAN FINANCING CORPORATION $270,000 $815,000 201.9% 0.2%
First Home Bank $445,000 $810,000 82.0% 0.2%
1st Security Bank of Washington $850,000 $795,000 -6.5% 0.2%
MANN FINANCIAL INC. $910,000 $765,000 -15.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $105,000 $750,000 614.3% 0.2%
AXIA FINANCIAL, LLC $660,000 n/a 0.2%
NFM, INC. $620,000 n/a 0.2%
LENDERFI, INC. $370,000 $570,000 54.1% 0.1%
LPMC, LLC $425,000 $570,000 34.1% 0.1%
CHERRY CREEK MORTGAGE, LLC $670,000 $560,000 -16.4% 0.1%
BMO Harris Bank $555,000 n/a 0.1%
Carrington Mortgage Services, LLC $375,000 $550,000 46.7% 0.1%
GSF Mortgage Corporation $545,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $935,000 $535,000 -42.8% 0.1%
AmeriHome Mortgage Company, LLC $515,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $315,000 $495,000 57.1% 0.1%
BBVA USA $485,000 n/a 0.1%
Citizens Bank $470,000 $480,000 2.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $230,000 $475,000 106.5% 0.1%
SOFI LENDING CORP. $440,000 $475,000 8.0% 0.1%
First Guaranty Mortgage Corporation $460,000 $460,000 0.0% 0.1%
Northwest Farm Credit Services, FLCA $2,495,000 $460,000 -81.6% 0.1%
Fidelity Bank $455,000 n/a 0.1%
The Federal Savings Bank $205,000 $455,000 122.0% 0.1%
North American Savings Bank, F.S.B. $185,000 $450,000 143.2% 0.1%
SAMMAMISH MORTGAGE COMPANY $490,000 $450,000 -8.2% 0.1%
MLD MORTGAGE INC. $1,345,000 $440,000 -67.3% 0.1%
Arvest Bank $415,000 n/a 0.1%
TIAA, FSB $660,000 $405,000 -38.6% 0.1%
Victorian Finance, LLC $405,000 n/a 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $935,000 $395,000 -57.8% 0.1%
GENEVA FINANCIAL, LLC $295,000 $390,000 32.2% 0.1%
Gate City Bank $385,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $375,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $265,000 $375,000 41.5% 0.1%
Wyndham Capital Mortgage, Inc. $375,000 n/a 0.1%
Solarity Credit Union $365,000 n/a 0.1%
Colonial Savings, F.A. $335,000 n/a 0.1%
STANFORD Federal Credit Union $335,000 n/a 0.1%
Community First Bank $325,000 n/a 0.1%
Bank of America $1,070,000 $320,000 -70.1% 0.1%
PNC Bank $315,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $695,000 $310,000 -55.4% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $305,000 n/a 0.1%
Servion, Inc. $295,000 n/a 0.1%
The Loan Store, Inc. $295,000 n/a 0.1%
BNC National Bank $275,000 n/a 0.1%
Colten Mortgage, LLC $275,000 n/a 0.1%
Lakeview Community Capital, LLC $275,000 n/a 0.1%
Low VA Rates, LLC $275,000 n/a 0.1%
NEXERA HOLDING LLC $275,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $175,000 $275,000 57.1% 0.1%
CITYWIDE HOME LOANS, LLC $265,000 n/a 0.1%
LADERA LENDING, INC. $315,000 $265,000 -15.9% 0.1%
Waterstone Mortgage Corporation $265,000 n/a 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $255,000 n/a 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $255,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $580,000 $255,000 -56.0% 0.1%
VAN DYK MORTGAGE CORPORATION $245,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $235,000 n/a 0.1%
Bank of England $235,000 n/a 0.1%
KeyBank $645,000 $235,000 -63.6% 0.1%
NP, Inc. $185,000 $235,000 27.0% 0.1%
ENVOY MORTGAGE, LTD $1,385,000 $230,000 -83.4% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $225,000 $225,000 0.0% 0.1%
Wheatland Bank $1,115,000 $225,000 -79.8% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $215,000 n/a 0.1%
Loan Simple, Inc. $135,000 $215,000 59.3% 0.1%
First Interstate Bank $1,145,000 $190,000 -83.4% 0.0%
ALLIANT CREDIT UNION $695,000 $185,000 -73.4% 0.0%
Ally Bank $740,000 $185,000 -75.0% 0.0%
CONTOUR MORTGAGE CORPORATION $185,000 n/a 0.0%
NorthWest Plus Credit Union $185,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $175,000 n/a 0.0%
LOANPAL, LLC $165,000 n/a 0.0%
TCF National Bank $165,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $455,000 $165,000 -63.7% 0.0%
FIRST COLONY MORTGAGE CORPORATION $155,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $145,000 n/a 0.0%
PENRITH HOME LOANS LLC $370,000 $145,000 -60.8% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $135,000 n/a 0.0%
First Mortgage Solutions, LLC $135,000 n/a 0.0%
PHH Mortgage Corporation $135,000 n/a 0.0%
VILLAGE CAPITAL & INVESTMENT LLC $170,000 $135,000 -20.6% 0.0%
Northpointe Bank $1,180,000 $125,000 -89.4% 0.0%
HORIZON $295,000 $110,000 -62.7% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $225,000 $105,000 -53.3% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $165,000 $85,000 -48.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.0%
HAPO COMMUNITY CREDIT UNION $75,000 n/a 0.0%
AMERICAN ADVISORS GROUP $75,000 $45,000 -40.0% 0.0%
Discover Bank $75,000 $35,000 -53.3% 0.0%

Pullman's top lender by overall market share is QUICKEN LOANS, LLC, with 8.6% market share. In second place, with 8.0%, is HOMEBRIDGE FINANCIAL SERVICES, INC., having originated $32,115,000 in loans. In third place, with 7.9%, is Boeing Employees Credit Union, having originated $31,490,000 in loans. In fourth place, with 5.8%, is WASHINGTON STATE EMPLOYEES Credit Union, having originated $23,245,000 in loans. In fifth place, with 5.4%, is Washington Trust Bank, having originated $21,515,000 in loans.


Pullman Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Pullman (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $238,125 (33.0%) $242,524 (13.6%) 0.00 87
2018-02-01 $240,350 (13.9%) $249,576 (8.4%) 0.00 114
2018-03-01 $252,500 (15.2%) $261,608 (10.7%) 0.00 151
2018-04-01 $250,000 (8.7%) $260,109 (7.8%) 0.00 163
2018-05-01 $254,500 (8.3%) $271,608 (10.9%) 0.00 147
2018-06-01 $252,000 (1.0%) $273,690 (9.3%) 0.00 121
2018-07-01 $249,900 (2.0%) $269,441 (8.5%) 0.00 153
2018-08-01 $249,900 (0.3%) $263,200 (3.2%) 0.00 153
2018-09-01 $252,000 (1.2%) $264,804 (6.0%) 0.00 139
2018-10-01 $254,675 (2.1%) $273,095 (9.6%) 0.00 119
2018-11-01 $257,250 (3.2%) $270,835 (7.8%) 0.00 112
2018-12-01 $245,000 (2.1%) $257,291 (3.9%) 0.00 96
2019-01-01 $275,250 (15.6%) $284,320 (17.2%) 0.00 89
2019-02-01 $278,500 (15.9%) $296,354 (18.7%) 0.00 104
2019-03-01 $292,100 (15.7%) $311,289 (19.0%) 0.00 95
2019-04-01 $315,950 (26.4%) $329,341 (26.6%) 0.00 92
2019-05-01 $307,975 (21.0%) $323,177 (19.0%) 0.00 99
2019-06-01 $295,000 (17.1%) $320,453 (17.1%) 0.00 112
2019-07-01 $305,750 (22.4%) $321,544 (19.3%) 0.00 117
2019-08-01 $286,818 (14.8%) $304,999 (15.9%) 0.00 122
2019-09-01 $274,545 (9.0%) $296,139 (11.8%) 0.00 120
2019-10-01 $266,364 (4.6%) $290,232 (6.3%) 0.00 112
2019-11-01 $269,000 (4.6%) $291,183 (7.5%) 0.00 99
2019-12-01 $253,125 (3.3%) $276,342 (7.4%) 0.00 75
2020-01-01 $256,750 (-6.7%) $283,772 (-0.2%) 0.00 72
2020-02-01 $285,000 (2.3%) $328,344 (10.8%) 0.00 85
2020-03-01 $313,500 (7.3%) $350,875 (12.7%) 0.00 90
2020-04-01 $329,949 (4.4%) $356,998 (8.4%) 0.00 97
2020-05-01 $302,500 (-1.8%) $339,878 (5.2%) 0.00 94
2020-06-01 $302,250 (2.5%) $332,182 (3.7%) 0.00 78
2020-07-01 $322,450 (5.5%) $344,576 (7.2%) 0.00 79
2020-08-01 $292,000 (1.8%) $338,062 (10.8%) 0.00 73
2020-09-01 $290,750 (5.9%) $323,080 (9.1%) 0.00 79
2020-10-01 $305,500 (14.7%) $336,484 (15.9%) 0.00 70
2020-11-01 $323,650 (20.3%) $347,058 (19.2%) 0.00 64
2020-12-01 $312,500 (23.5%) $335,661 (21.5%) 0.00 63
2021-01-01 $324,900 (26.5%) $340,899 (20.1%) 0.00 48
2021-02-01 $356,950 (25.3%) $359,079 (9.4%) 0.00 48
2021-03-01 $364,923 (16.4%) $368,870 (5.1%) 0.00 45
2021-04-01 $330,000 (0.0%) $357,331 (0.1%) 0.00 49
2021-05-01 $359,000 (18.7%) $418,088 (23.0%) 0.00 39
2021-06-01 $349,000 (15.5%) $391,482 (17.9%) 0.00 52
2021-07-01 $345,000 (7.0%) $389,875 (13.2%) 0.00 53
2021-08-01 $336,875 (15.4%) $380,872 (12.7%) 0.00 48
2021-09-01 $323,350 (11.2%) $377,940 (17.0%) 0.00 42
2021-10-01 $329,000 (7.7%) $393,875 (17.1%) 0.00 41
2021-11-01 $348,000 (7.5%) $417,522 (20.3%) 0.00 40
2021-12-01 $349,500 (11.8%) $418,658 (24.7%) 0.00 41
2022-01-01 $350,000 (7.7%) $412,024 (20.9%) 0.00 36
2022-02-01 $382,000 (7.0%) $448,715 (25.0%) 0.00 42
2022-03-01 $402,500 (10.3%) $451,947 (22.5%) 0.00 36
2022-04-01 $367,000 (11.2%) $452,224 (26.6%) 0.00 47
2022-05-01 $399,000 (11.1%) $537,862 (28.7%) 0.00 64
2022-06-01 $398,450 (14.2%) $500,735 (27.9%) 0.00 75
2022-07-01 $394,500 (14.4%) $474,766 (21.8%) 0.00 81
2022-08-01 $407,475 (21.0%) $474,992 (24.7%) 0.00 83
2022-09-01 $405,000 (25.3%) $475,095 (25.7%) 0.00 83
2022-10-01 $389,000 (18.2%) $461,530 (17.2%) 0.00 84
2022-11-01 $375,000 (7.8%) $456,043 (9.2%) 0.00 83
2022-12-01 $382,450 (9.4%) $473,675 (13.1%) 0.00 77
2023-01-01 $414,500 (18.4%) $480,786 (16.7%) 0.00 69
2023-02-01 $415,000 (8.6%) $495,411 (10.4%) 0.00 63
Pullman's median listing price for 2023-02-01 was $415,000, a difference of $33,000 (8.6%) versus the prior year and $500 versus the prior month.

Pullman's median listing price comes in at 0% of the national average.

Pullman's average listing price for 2023-02-01 was $495,411, a difference of $46,696 (10.4%) versus the prior year and $14,625 versus the prior month.

For the 2023-02-01 period, Pullman had 63 MLS listings, a difference of -6 listings (-9%) versus the prior month and 21 listings (50%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Pullman (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,109 sqft
2018-02-01 0 days 2,055 sqft
2018-03-01 0 days 1,904 sqft
2018-04-01 0 days 1,908 sqft
2018-05-01 0 days 2,008 sqft
2018-06-01 0 days 1,949 sqft
2018-07-01 0 days 1,915 sqft
2018-08-01 0 days 1,884 sqft
2018-09-01 0 days 1,876 sqft
2018-10-01 0 days 1,915 sqft
2018-11-01 0 days 1,968 sqft
2018-12-01 0 days 1,872 sqft
2019-01-01 0 days 1,900 sqft
2019-02-01 0 days 1,972 sqft
2019-03-01 0 days 2,120 sqft
2019-04-01 0 days 2,334 sqft
2019-05-01 0 days 2,233 sqft
2019-06-01 0 days 2,200 sqft
2019-07-01 0 days 2,179 sqft
2019-08-01 0 days 2,151 sqft
2019-09-01 0 days 2,179 sqft
2019-10-01 0 days 2,197 sqft
2019-11-01 0 days 2,112 sqft
2019-12-01 0 days 2,037 sqft
2020-01-01 0 days 2,076 sqft
2020-02-01 0 days 2,279 sqft
2020-03-01 0 days 2,335 sqft
2020-04-01 0 days 2,361 sqft
2020-05-01 0 days 2,262 sqft
2020-06-01 0 days 2,178 sqft
2020-07-01 0 days 2,349 sqft
2020-08-01 0 days 2,224 sqft
2020-09-01 0 days 1,930 sqft
2020-10-01 0 days 2,108 sqft
2020-11-01 0 days 2,181 sqft
2020-12-01 0 days 2,072 sqft
2021-01-01 0 days 2,021 sqft
2021-02-01 0 days 2,148 sqft
2021-03-01 0 days 2,373 sqft
2021-04-01 0 days 2,228 sqft
2021-05-01 0 days 2,288 sqft
2021-06-01 0 days 2,423 sqft
2021-07-01 0 days 2,400 sqft
2021-08-01 0 days 2,110 sqft
2021-09-01 0 days 2,297 sqft
2021-10-01 0 days 2,390 sqft
2021-11-01 0 days 2,355 sqft
2021-12-01 0 days 2,141 sqft
2022-01-01 0 days 2,012 sqft
2022-02-01 0 days 2,304 sqft
2022-03-01 0 days 2,146 sqft
2022-04-01 0 days 2,108 sqft
2022-05-01 0 days 2,153 sqft
2022-06-01 0 days 2,208 sqft
2022-07-01 0 days 2,168 sqft
2022-08-01 0 days 2,212 sqft
2022-09-01 0 days 2,193 sqft
2022-10-01 0 days 2,117 sqft
2022-11-01 0 days 2,109 sqft
2022-12-01 0 days 2,109 sqft
2023-01-01 0 days 2,052 sqft
2023-02-01 0 days 2,034 sqft
Pullman's median listing age (time on market) for 2023-02-01 was 0 days.

Pullman's median square footage for active listings during the 2023-02-01 period was 2,034 sqft. One year prior, the average listing was 2,304 sqft.

Pullman, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 581 $171,935,000 $295,929
Refi 475 $108,205,000 $227,800
Cash Out Refi 319 $97,095,000 $304,373
Other 70 $9,490,000 $135,571
Home Improvement 63 $13,225,000 $209,921

Pullman's most frequently cited loan purpose was Home Purchase, with 581 originations. The 2nd most popular reason was Refi, with 475 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 621 $156,975,000 $252,778
3-4% 560 $170,690,000 $304,804
<2.5% 252 $55,360,000 $219,683
4-5% 55 $11,505,000 $209,182
6-7% 8 $580,000 $72,500
5-6% 7 $655,000 $93,571
7-8% 1 $175,000 $175,000
Over 8% 1 $35,000 $35,000

During 2021, Pullman's most frequently originated rate bucket was 2.5-3%, with 621 originations.

Loan Sizing (Pullman, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 773 $218,645,000 $282,853
$100k-200k 417 $64,355,000 $154,329
$100,000 or less 161 $9,755,000 $60,590
$400k-600k 144 $67,350,000 $467,708
$600k-1000k 7 $5,095,000 $727,857
$Over $1MM 6 $34,750,000 $5,791,667

Pullman's loan sizing saw the bucket of loans from $200k-400k with 773 originations, totaling $218,645,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 558 $154,580,000 $277,025
80-100% 433 $125,695,000 $290,289
40-60% 264 $73,550,000 $278,598
20-40% 115 $13,975,000 $121,522
Under 20% 78 $9,360,000 $120,000
Over 100% 23 $10,815,000 $470,217

Pullman's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 558 originations, totaling $154,580,000 in origination value.