Pullman Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pullman averaged 5.98% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.79% and one month ago for the week of 2022-05-26, the average rate was 5.38%.

Pullman's average rate one year ago was 2.99%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.93%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Pullman 30 Year Fixed Rate 2022-06-30 5.98%
Pullman 30 Year Fixed Rate Refi 2022-06-30 5.93%
Pullman 15 Year Fixed Rate 2022-06-30 5.1%
Pullman 15 Year Fixed Rate Refi 2022-06-30 5.1%
Pullman 30 Year FHA 2022-06-30 5.44%
Pullman 30 Year FHA Refi 2022-06-30 5.69%
Pullman 30 Year USDA 2022-06-30 5.89%
Pullman 30 Year USDA Refi 2022-06-30 3%
Pullman 30 Year VA 2022-06-30 5.56%
Pullman 30 Year VA Refi 2022-06-30 5.5%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pullman, WA.

Pullman Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Pullman, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 74 3.05% $5,119
HOMEBRIDGE FINANCIAL SERVICES, INC. 70 3.22% $4,351
WASHINGTON STATE EMPLOYEES Credit Union 54 3.04% $3,023
S1L, Inc. 46 3.31% $3,767
Potlatch No. 1 Financial Credit Union 42 3.09% $3,784
Washington Trust Bank 37 3.11% $3,400
Wells Fargo Bank 24 3.08% $3,408
UNITED WHOLESALE MORTGAGE, LLC 22 2.95% $3,840
BETTER MORTGAGE CORPORATION 18 2.83% $3,168
AMERICAN PACIFIC MORTGAGE CORPORATION 17 3.08% $4,583
HOME POINT FINANCIAL CORPORATION 17 3.09% $4,165
CALIBER HOME LOANS, INC. 15 3.21% $3,930
U.S. Bank 12 3.05% $2,966
Zions Bancorporation, N.A. 12 2.84% $2,612
PENNYMAC LOAN SERVICES, LLC 11 2.95% $3,213
Columbia State Bank 10 3.38% $3,436
LOANDEPOT.COM, LLC 10 3.01% $5,622
Banner Bank 9 3.24% $3,971
STEARNS LENDING, LLC 9 2.97% $3,069
Platinum Home Mortgage Corporation 8 3.22% $4,649
CMG MORTGAGE, INC. 8 3.44% $4,973
Flagstar Bank, FSB 8 3.25% $6,672
JPMorgan Chase Bank 7 3.11% $3,615
GUILD MORTGAGE COMPANY 6 3.25% $6,254
Umpqua Bank 6 3.19% $4,525
Boeing Employees Credit Union 6 2.98% $2,292
NUMERICA CREDIT UNION 6 3.23% $3,562
NEWREZ LLC 6 2.92% $5,301
IDAHO CENTRAL 5 2.93% $5,020
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 2.97% $3,114
Willamette Valley Bank 5 3.45% $4,520
FINANCE OF AMERICA MORTGAGE LLC 5 3.07% $2,626
CELEBRITY HOME LOANS, LLC 5 3.22% $4,811
Washington Federal Bank 5 3.30% $5,245
SUMMIT FUNDING, INC. 4 3.22% $6,903
SPOKANE TEACHERS 4 2.84% $4,130
MUTUAL OF OMAHA MORTGAGE, INC. 4 2.87% $2,118
WESTWOOD MORTGAGE, INC. 4 3.47% $9,065
Glacier Bank 4 3.00% $6,413
BROKER SOLUTIONS, INC. 4 3.13% $4,652
Paramount Residential Mortgage Group, Inc. 4 3.09% $5,311
HomeStreet Bank 3 3.17% $4,142
CROSSCOUNTRY MORTGAGE, LLC 3 2.96% $3,563
GESA 3 3.50% $7,395
GLOBAL 3 3.04% $4,459
GUARANTEED RATE, INC. 3 3.20% $2,293
HOMESIDE FINANCIAL, LLC 3 3.58% $5,477
MOVEMENT MORTGAGE, LLC 3 3.35% $5,054
NAVY FEDERAL CREDIT UNION 3 3.54% $3,161
NBKC BANK 3 2.79% $2,143
PREMIER MORTGAGE RESOURCES, L.L.C. 3 3.71% $4,723
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.46% $3,938
Sunflower Bank 3 2.87% $3,659
Sierra Pacific Mortgage Company, Inc. 2 3.25% $3,895
LEADERONE FINANCIAL CORPORATION 2 3.12% $3,324
LPMC, LLC 2 3.44% $6,206
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 2.87% $4,250
Northwest Farm Credit Services, FLCA 2 3.43% $5,684
MANN FINANCIAL INC. 2 3.25% $4,017
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.94% $3,168
AMERICAN FINANCING CORPORATION 2 3.13% $6,787
Gateway First Bank 2 3.06% $5,701
ON Q FINANCIAL, INC. 2 2.94% $4,945
FirstBank 2 2.81% $2,191
AMERISAVE MORTGAGE CORPORATION 2 2.87% $3,905
CORNERSTONE HOME LENDING, INC. 1 2.99% $7,813
LOANPAL, LLC 1 2.99% $5,885
MLD MORTGAGE INC. 1 3.00% $2,643
AmeriHome Mortgage Company, LLC 1 3.38% $4,603
Mr. Cooper ( Nationstar Mortgage ) 1 3.25% $5,655
Colten Mortgage, LLC 1 2.88% $9,220
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.50% $3,990
NETWORK CAPITAL FUNDING CORPORATION 1 3.38% $4,833
CITYWIDE HOME LOANS, LLC 1 2.63% $2,340
NFM, INC. 1 3.13% $6,623
Northpointe Bank 1 3.13% $5,479
NorthWest Plus Credit Union 1 3.00% $4,170
Citizens Bank 1 3.00% $4,373
CHURCHILL MORTGAGE CORPORATION 1 3.50% $3,258
CHERRY CREEK MORTGAGE, LLC 1 3.13% $123
PENRITH HOME LOANS LLC 1 2.88% $3,010
Cf Bank 1 2.75% $2,244
AMERICAN FINANCIAL NETWORK, INC. 1 2.75% $9,021
ZILLOW HOME LOANS, LLC 1 3.25% $7,990
CANOPY MORTGAGE, LLC 1 2.88% $3,942
BNC National Bank 1 3.25% $3,236
SAMMAMISH MORTGAGE COMPANY 1 3.49% $5,499
Servion, Inc. 1 3.38% $4,551
Solarity Credit Union 1 2.88% $6,458
BMO Harris Bank 1 3.25% $3,316
STANFORD Federal Credit Union 1 2.63% $3,883
BBVA USA 1 3.00% $3,989
BAYSHORE MORTGAGE FUNDING, LLC 1 3.00% $6,142
ALLIANT CREDIT UNION 1 2.75% $2,917
SUN WEST MORTGAGE COMPANY, INC. 1 2.74% $9,616
The Loan Store, Inc. 1 2.88% $2,295
TIAA, FSB 1 3.25% $3,066
Bank of England 1 3.25% $2,846
Bank of America 1 2.75% $4,722
USAA Federal Savings Bank 1 2.75% $3,971
First Interstate Bank 1 2.88% $2,721
First Mortgage Solutions, LLC 1 2.75% $3,003
FIRST TECHNOLOGY 1 3.25% $1,924
First Home Bank 1 3.50% $3,715
FREEDOM MORTGAGE CORPORATION 1 2.88% $1,777
Gate City Bank 1 2.88% $7,253
GENEVA FINANCIAL, LLC 1 3.25% $3,721
AXIA FINANCIAL, LLC 1 2.88% $3,260
VAN DYK MORTGAGE CORPORATION 1 2.50% $12,639
First Guaranty Mortgage Corporation 1 2.88% $6,490
GSF Mortgage Corporation 1 3.25% $15,440
Arvest Bank 1 3.00% $3,965
FIRST COLONY MORTGAGE CORPORATION 1 3.00% $4,498
Fidelity Bank 1 3.00% $2,452
1st Security Bank of Washington 1 3.25% $9,795
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 4.25% $6,738
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.63% $3,192
LADERA LENDING, INC. 1 2.88% $2,338
LAKEVIEW LOAN SERVICING, LLC 1 3.25% $6,009
LAND HOME FINANCIAL SERVICES, INC. 1 3.88% $4,506
LENDERFI, INC. 1 2.50% $1,657

Pullman, WA's 121 lenders originated 1,508 loans during 2021. The total origination value was $399,950,000, with an average loan value of $265,219.

The top Pullman lender as defined by loan originations is QUICKEN LOANS, LLC, with 74 loans originated. Their average total fees are $5,119, which is $767 higher than the next largest lender, HOMEBRIDGE FINANCIAL SERVICES, INC..

The lowest fee Pullman lenders (with over 10 loans originated) are Zions Bancorporation, N.A. ($2,612), U.S. Bank ($2,966), WASHINGTON STATE EMPLOYEES Credit Union ($3,023), BETTER MORTGAGE CORPORATION ($3,168) and PENNYMAC LOAN SERVICES, LLC ($3,213).

The lowest rate Pullman lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.83%), Zions Bancorporation, N.A. (2.84%), UNITED WHOLESALE MORTGAGE, LLC (2.95%), PENNYMAC LOAN SERVICES, LLC (2.95%) and LOANDEPOT.COM, LLC (3.01%).

Pullman, WA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $34,450,000 $34,480,000 0.1% 8.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $27,395,000 $32,115,000 17.2% 8.0%
Boeing Employees Credit Union $10,505,000 $31,490,000 199.8% 7.9%
WASHINGTON STATE EMPLOYEES Credit Union $21,600,000 $23,245,000 7.6% 5.8%
Washington Trust Bank $21,690,000 $21,515,000 -0.8% 5.4%
S1L, Inc. $2,375,000 $16,755,000 605.5% 4.2%
Potlatch No. 1 Financial Credit Union $22,715,000 $14,925,000 -34.3% 3.7%
Wells Fargo Bank $11,250,000 $13,680,000 21.6% 3.4%
UNITED WHOLESALE MORTGAGE, LLC $8,625,000 $11,325,000 31.3% 2.8%
HOME POINT FINANCIAL CORPORATION $1,515,000 $8,575,000 466.0% 2.1%
U.S. Bank $10,705,000 $7,760,000 -27.5% 1.9%
Banner Bank $5,120,000 $7,715,000 50.7% 1.9%
LOANDEPOT.COM, LLC $3,950,000 $7,295,000 84.7% 1.8%
Columbia State Bank $6,660,000 $6,565,000 -1.4% 1.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,840,000 $6,235,000 119.5% 1.6%
BETTER MORTGAGE CORPORATION $3,470,000 $5,875,000 69.3% 1.5%
PENNYMAC LOAN SERVICES, LLC $3,215,000 $5,795,000 80.2% 1.4%
Mortgage Research Center, LLC $3,375,000 $5,515,000 63.4% 1.4%
Zions Bancorporation, N.A. $4,360,000 $5,470,000 25.5% 1.4%
CALIBER HOME LOANS, INC. $4,340,000 $5,235,000 20.6% 1.3%
STEARNS LENDING, LLC $6,680,000 $5,040,000 -24.6% 1.3%
FREEDOM MORTGAGE CORPORATION $4,410,000 $4,900,000 11.1% 1.2%
IDAHO CENTRAL $4,145,000 n/a 1.0%
Umpqua Bank $3,710,000 $4,125,000 11.2% 1.0%
CMG MORTGAGE, INC. $590,000 $3,640,000 516.9% 0.9%
Citizens Business Bank $3,635,000 n/a 0.9%
NEWREZ LLC $3,510,000 $3,370,000 -4.0% 0.8%
Flagstar Bank, FSB $2,585,000 $3,345,000 29.4% 0.8%
SPOKANE TEACHERS $2,480,000 $3,285,000 32.5% 0.8%
GUILD MORTGAGE COMPANY $4,710,000 $3,280,000 -30.4% 0.8%
Washington Federal Bank $3,890,000 $2,965,000 -23.8% 0.7%
SUMMIT FUNDING, INC. $3,520,000 $2,795,000 -20.6% 0.7%
JPMorgan Chase Bank $2,890,000 $2,750,000 -4.8% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,145,000 $2,620,000 -49.1% 0.7%
NAVY FEDERAL CREDIT UNION $3,360,000 $2,260,000 -32.7% 0.6%
NUMERICA CREDIT UNION $3,205,000 $1,980,000 -38.2% 0.5%
CELEBRITY HOME LOANS, LLC $1,895,000 n/a 0.5%
Mr. Cooper ( Nationstar Mortgage ) $2,920,000 $1,895,000 -35.1% 0.5%
Gateway First Bank $1,840,000 n/a 0.5%
Platinum Home Mortgage Corporation $1,895,000 $1,765,000 -6.9% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $1,060,000 $1,715,000 61.8% 0.4%
MOVEMENT MORTGAGE, LLC $355,000 $1,695,000 377.5% 0.4%
GESA $2,360,000 $1,670,000 -29.2% 0.4%
GLOBAL $265,000 $1,660,000 526.4% 0.4%
AMERISAVE MORTGAGE CORPORATION $945,000 $1,635,000 73.0% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $1,840,000 $1,595,000 -13.3% 0.4%
NEW DAY FINANCIAL, LLC $885,000 $1,555,000 75.7% 0.4%
NBKC BANK $1,115,000 $1,470,000 31.8% 0.4%
HomeStreet Bank $425,000 $1,450,000 241.2% 0.4%
USAA Federal Savings Bank $1,850,000 $1,390,000 -24.9% 0.3%
LAKEVIEW LOAN SERVICING, LLC $135,000 $1,365,000 911.1% 0.3%
Glacier Bank $1,430,000 $1,340,000 -6.3% 0.3%
WESTWOOD MORTGAGE, INC. $1,310,000 n/a 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $390,000 $1,300,000 233.3% 0.3%
Willamette Valley Bank $1,655,000 $1,280,000 -22.7% 0.3%
BROKER SOLUTIONS, INC. $1,505,000 $1,230,000 -18.3% 0.3%
Paramount Residential Mortgage Group, Inc. $930,000 $1,160,000 24.7% 0.3%
Cf Bank $675,000 $1,145,000 69.6% 0.3%
HOMESIDE FINANCIAL, LLC $1,085,000 n/a 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,495,000 $1,080,000 -80.3% 0.3%
Sunflower Bank $1,465,000 $1,075,000 -26.6% 0.3%
FIRST TECHNOLOGY $435,000 $1,050,000 141.4% 0.3%
GUARANTEED RATE, INC. $1,045,000 n/a 0.3%
ON Q FINANCIAL, INC. $1,020,000 n/a 0.3%
FirstBank $1,250,000 $1,015,000 -18.8% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $4,845,000 $995,000 -79.5% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $230,000 $930,000 304.3% 0.2%
CANOPY MORTGAGE, LLC $425,000 $925,000 117.6% 0.2%
AMERICAN FINANCING CORPORATION $270,000 $815,000 201.9% 0.2%
First Home Bank $445,000 $810,000 82.0% 0.2%
1st Security Bank of Washington $850,000 $795,000 -6.5% 0.2%
MANN FINANCIAL INC. $910,000 $765,000 -15.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $105,000 $750,000 614.3% 0.2%
AXIA FINANCIAL, LLC $660,000 n/a 0.2%
NFM, INC. $620,000 n/a 0.2%
LENDERFI, INC. $370,000 $570,000 54.1% 0.1%
LPMC, LLC $425,000 $570,000 34.1% 0.1%
CHERRY CREEK MORTGAGE, LLC $670,000 $560,000 -16.4% 0.1%
BMO Harris Bank $555,000 n/a 0.1%
Carrington Mortgage Services, LLC $375,000 $550,000 46.7% 0.1%
GSF Mortgage Corporation $545,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $935,000 $535,000 -42.8% 0.1%
AmeriHome Mortgage Company, LLC $515,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $315,000 $495,000 57.1% 0.1%
BBVA USA $485,000 n/a 0.1%
Citizens Bank $470,000 $480,000 2.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $230,000 $475,000 106.5% 0.1%
SOFI LENDING CORP. $440,000 $475,000 8.0% 0.1%
First Guaranty Mortgage Corporation $460,000 $460,000 0.0% 0.1%
Northwest Farm Credit Services, FLCA $2,495,000 $460,000 -81.6% 0.1%
Fidelity Bank $455,000 n/a 0.1%
The Federal Savings Bank $205,000 $455,000 122.0% 0.1%
North American Savings Bank, F.S.B. $185,000 $450,000 143.2% 0.1%
SAMMAMISH MORTGAGE COMPANY $490,000 $450,000 -8.2% 0.1%
MLD MORTGAGE INC. $1,345,000 $440,000 -67.3% 0.1%
Arvest Bank $415,000 n/a 0.1%
TIAA, FSB $660,000 $405,000 -38.6% 0.1%
Victorian Finance, LLC $405,000 n/a 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $935,000 $395,000 -57.8% 0.1%
GENEVA FINANCIAL, LLC $295,000 $390,000 32.2% 0.1%
Gate City Bank $385,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $375,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $265,000 $375,000 41.5% 0.1%
Wyndham Capital Mortgage, Inc. $375,000 n/a 0.1%
Solarity Credit Union $365,000 n/a 0.1%
Colonial Savings, F.A. $335,000 n/a 0.1%
STANFORD Federal Credit Union $335,000 n/a 0.1%
Community First Bank $325,000 n/a 0.1%
Bank of America $1,070,000 $320,000 -70.1% 0.1%
PNC Bank $315,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $695,000 $310,000 -55.4% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $305,000 n/a 0.1%
Servion, Inc. $295,000 n/a 0.1%
The Loan Store, Inc. $295,000 n/a 0.1%
BNC National Bank $275,000 n/a 0.1%
Colten Mortgage, LLC $275,000 n/a 0.1%
Lakeview Community Capital, LLC $275,000 n/a 0.1%
Low VA Rates, LLC $275,000 n/a 0.1%
NEXERA HOLDING LLC $275,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $175,000 $275,000 57.1% 0.1%
CITYWIDE HOME LOANS, LLC $265,000 n/a 0.1%
LADERA LENDING, INC. $315,000 $265,000 -15.9% 0.1%
Waterstone Mortgage Corporation $265,000 n/a 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $255,000 n/a 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $255,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $580,000 $255,000 -56.0% 0.1%
VAN DYK MORTGAGE CORPORATION $245,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $235,000 n/a 0.1%
Bank of England $235,000 n/a 0.1%
KeyBank $645,000 $235,000 -63.6% 0.1%
NP, Inc. $185,000 $235,000 27.0% 0.1%
ENVOY MORTGAGE, LTD $1,385,000 $230,000 -83.4% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $225,000 $225,000 0.0% 0.1%
Wheatland Bank $1,115,000 $225,000 -79.8% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $215,000 n/a 0.1%
Loan Simple, Inc. $135,000 $215,000 59.3% 0.1%
First Interstate Bank $1,145,000 $190,000 -83.4% 0.0%
ALLIANT CREDIT UNION $695,000 $185,000 -73.4% 0.0%
Ally Bank $740,000 $185,000 -75.0% 0.0%
CONTOUR MORTGAGE CORPORATION $185,000 n/a 0.0%
NorthWest Plus Credit Union $185,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $175,000 n/a 0.0%
LOANPAL, LLC $165,000 n/a 0.0%
TCF National Bank $165,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $455,000 $165,000 -63.7% 0.0%
FIRST COLONY MORTGAGE CORPORATION $155,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $145,000 n/a 0.0%
PENRITH HOME LOANS LLC $370,000 $145,000 -60.8% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $135,000 n/a 0.0%
First Mortgage Solutions, LLC $135,000 n/a 0.0%
PHH Mortgage Corporation $135,000 n/a 0.0%
VILLAGE CAPITAL & INVESTMENT LLC $170,000 $135,000 -20.6% 0.0%
Northpointe Bank $1,180,000 $125,000 -89.4% 0.0%
HORIZON $295,000 $110,000 -62.7% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $225,000 $105,000 -53.3% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $165,000 $85,000 -48.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.0%
HAPO COMMUNITY CREDIT UNION $75,000 n/a 0.0%
AMERICAN ADVISORS GROUP $75,000 $45,000 -40.0% 0.0%
Discover Bank $75,000 $35,000 -53.3% 0.0%

Pullman's top lender by overall market share is QUICKEN LOANS, LLC, with 8.6% market share. In second place, with 8.0%, is HOMEBRIDGE FINANCIAL SERVICES, INC., having originated $32,115,000 in loans. In third place, with 7.9%, is Boeing Employees Credit Union, having originated $31,490,000 in loans. In third place, with 5.8%, is WASHINGTON STATE EMPLOYEES Credit Union, having originated $23,245,000 in loans. In third place, with 5.4%, is Washington Trust Bank, having originated $21,515,000 in loans.


Pullman, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 581 $171,935,000 $295,929
Refi 475 $108,205,000 $227,800
Cash Out Refi 319 $97,095,000 $304,373
Other 70 $9,490,000 $135,571
Home Improvement 63 $13,225,000 $209,921

Pullman's most frequently cited loan purpose was Home Purchase, with 581 originations. The 2nd most popular reason was Refi, with 475 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 621 $156,975,000 $252,778
3-4% 560 $170,690,000 $304,804
<2.5% 252 $55,360,000 $219,683
4-5% 55 $11,505,000 $209,182
6-7% 8 $580,000 $72,500
5-6% 7 $655,000 $93,571
7-8% 1 $175,000 $175,000
Over 8% 1 $35,000 $35,000

During 2021, Pullman's most frequently originated rate bucket was 2.5-3%, with 621 originations.

Loan Sizing (Pullman, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 773 $218,645,000 $282,853
$100k-200k 417 $64,355,000 $154,329
$100,000 or less 161 $9,755,000 $60,590
$400k-600k 144 $67,350,000 $467,708
$600k-1000k 7 $5,095,000 $727,857
$Over $1MM 6 $34,750,000 $5,791,667

Pullman's loan sizing saw the bucket of loans from $200k-400k with 773 originations, totaling $218,645,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 558 $154,580,000 $277,025
80-100% 433 $125,695,000 $290,289
40-60% 264 $73,550,000 $278,598
20-40% 115 $13,975,000 $121,522
Under 20% 78 $9,360,000 $120,000
Over 100% 23 $10,815,000 $470,217

Pullman's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 558 originations, totaling $154,580,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Pullman (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $240,000 (34.1%) $249,455 (16.2%) 0.00 90
2018-02-01 $247,200 (17.2%) $259,060 (12.8%) 0.00 114
2018-03-01 $259,900 (18.4%) $269,882 (13.3%) 0.00 153
2018-04-01 $257,500 (10.0%) $268,949 (10.7%) 0.00 164
2018-05-01 $263,000 (8.6%) $284,020 (12.0%) 0.00 152
2018-06-01 $264,900 (6.0%) $292,917 (11.0%) 0.00 127
2018-07-01 $259,450 (5.9%) $290,583 (12.9%) 0.00 154
2018-08-01 $254,500 (1.9%) $282,557 (7.1%) 0.00 153
2018-09-01 $274,000 (9.6%) $282,256 (8.9%) 0.00 143
2018-10-01 $274,250 (9.7%) $295,867 (15.9%) 0.00 124
2018-11-01 $274,250 (9.7%) $290,815 (12.8%) 0.00 113
2018-12-01 $254,000 (4.7%) $277,535 (9.1%) 0.00 100
2019-01-01 $277,450 (15.6%) $298,426 (19.6%) 0.00 91
2019-02-01 $282,000 (14.1%) $308,139 (19.0%) 0.00 105
2019-03-01 $296,243 (14.0%) $325,437 (20.6%) 0.00 100
2019-04-01 $320,450 (24.5%) $344,345 (28.0%) 0.00 99
2019-05-01 $318,250 (21.0%) $339,350 (19.5%) 0.00 103
2019-06-01 $308,000 (16.3%) $334,646 (14.3%) 0.00 117
2019-07-01 $317,450 (22.4%) $340,132 (17.1%) 0.00 118
2019-08-01 $299,286 (17.6%) $323,733 (14.6%) 0.00 125
2019-09-01 $286,786 (4.7%) $313,341 (11.0%) 0.00 119
2019-10-01 $279,900 (2.1%) $306,195 (3.5%) 0.00 115
2019-11-01 $275,000 (0.3%) $306,113 (5.3%) 0.00 103
2019-12-01 $267,000 (5.1%) $302,847 (9.1%) 0.00 79
2020-01-01 $267,000 (-3.8%) $308,865 (3.5%) 0.00 74
2020-02-01 $290,000 (2.8%) $344,683 (11.9%) 0.00 89
2020-03-01 $319,500 (7.9%) $364,449 (12.0%) 0.00 95
2020-04-01 $329,900 (3.0%) $365,464 (6.1%) 0.00 102
2020-05-01 $319,000 (0.2%) $351,211 (3.5%) 0.00 100
2020-06-01 $319,000 (3.6%) $343,679 (2.7%) 0.00 82
2020-07-01 $320,000 (0.8%) $352,951 (3.8%) 0.00 83
2020-08-01 $320,000 (6.9%) $357,937 (10.6%) 0.00 77
2020-09-01 $315,000 (9.8%) $346,515 (10.6%) 0.00 82
2020-10-01 $329,900 (17.9%) $359,430 (17.4%) 0.00 74
2020-11-01 $324,950 (18.2%) $367,969 (20.2%) 0.00 68
2020-12-01 $315,000 (18.0%) $346,872 (14.5%) 0.00 64
2021-01-01 $325,000 (21.7%) $355,450 (15.1%) 0.00 51
2021-02-01 $356,950 (23.1%) $375,554 (9.0%) 0.00 49
2021-03-01 $357,000 (11.7%) $373,819 (2.6%) 0.00 50
2021-04-01 $330,000 (0.0%) $364,933 (-0.2%) 0.00 54
2021-05-01 $365,000 (14.4%) $457,758 (30.3%) 0.00 45
2021-06-01 $365,000 (14.4%) $446,391 (29.9%) 0.00 62
2021-07-01 $347,500 (8.6%) $439,115 (24.4%) 0.00 64
2021-08-01 $339,500 (6.1%) $419,099 (17.1%) 0.00 59
2021-09-01 $339,500 (7.8%) $431,317 (24.5%) 0.00 51
2021-10-01 $345,000 (4.6%) $431,630 (20.1%) 0.00 53
2021-11-01 $349,000 (7.4%) $458,918 (24.7%) 0.00 51
2021-12-01 $350,000 (11.1%) $454,680 (31.1%) 0.00 51
2022-01-01 $350,000 (7.7%) $454,911 (28.0%) 0.00 45
2022-02-01 $364,500 (2.1%) $455,934 (21.4%) 0.00 47
2022-03-01 $364,500 (2.1%) $467,007 (24.9%) 0.00 40
2022-04-01 $369,000 (11.8%) $490,669 (34.5%) 0.00 52
2022-05-01 $399,000 (9.3%) $603,318 (31.8%) 0.00 66
2022-06-01 $389,450 (6.7%) $539,799 (20.9%) 0.00 81
Pullman's median listing price for 2022-06-01 was $389,450, a difference of $24,450 (6.7%) versus the prior year and $-9,550 versus the prior month.

Pullman's median listing price comes in at 0% of the national average.

Pullman's average listing price for 2022-06-01 was $539,799, a difference of $93,408 (20.9%) versus the prior year and $-63,519 versus the prior month.

For the 2022-06-01 period, Pullman had 81 MLS listings, a difference of 15 listings (23%) versus the prior month and 19 listings (31%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Pullman (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,152 sqft
2018-02-01 0 days 2,075 sqft
2018-03-01 0 days 1,976 sqft
2018-04-01 0 days 1,940 sqft
2018-05-01 0 days 2,065 sqft
2018-06-01 0 days 2,028 sqft
2018-07-01 0 days 1,950 sqft
2018-08-01 0 days 1,900 sqft
2018-09-01 0 days 1,916 sqft
2018-10-01 0 days 1,962 sqft
2018-11-01 0 days 2,000 sqft
2018-12-01 0 days 1,924 sqft
2019-01-01 0 days 1,922 sqft
2019-02-01 0 days 1,959 sqft
2019-03-01 0 days 2,139 sqft
2019-04-01 0 days 2,392 sqft
2019-05-01 0 days 2,289 sqft
2019-06-01 0 days 2,208 sqft
2019-07-01 0 days 2,262 sqft
2019-08-01 0 days 2,235 sqft
2019-09-01 0 days 2,249 sqft
2019-10-01 0 days 2,229 sqft
2019-11-01 0 days 2,252 sqft
2019-12-01 0 days 2,094 sqft
2020-01-01 0 days 2,134 sqft
2020-02-01 0 days 2,290 sqft
2020-03-01 0 days 2,385 sqft
2020-04-01 0 days 2,359 sqft
2020-05-01 0 days 2,320 sqft
2020-06-01 0 days 2,224 sqft
2020-07-01 0 days 2,362 sqft
2020-08-01 0 days 2,344 sqft
2020-09-01 0 days 1,976 sqft
2020-10-01 0 days 2,262 sqft
2020-11-01 0 days 2,200 sqft
2020-12-01 0 days 2,157 sqft
2021-01-01 0 days 2,047 sqft
2021-02-01 0 days 2,275 sqft
2021-03-01 0 days 2,360 sqft
2021-04-01 0 days 2,260 sqft
2021-05-01 0 days 2,288 sqft
2021-06-01 0 days 2,387 sqft
2021-07-01 0 days 2,505 sqft
2021-08-01 0 days 2,188 sqft
2021-09-01 0 days 2,391 sqft
2021-10-01 0 days 2,492 sqft
2021-11-01 0 days 2,435 sqft
2021-12-01 0 days 2,204 sqft
2022-01-01 0 days 2,258 sqft
2022-02-01 0 days 2,435 sqft
2022-03-01 0 days 2,192 sqft
2022-04-01 0 days 2,112 sqft
2022-05-01 0 days 2,298 sqft
2022-06-01 0 days 2,236 sqft
Pullman's median listing age (time on market) for 2022-06-01 was 0 days.

Pullman's median square footage for active listings during the 2022-06-01 period was 2,236 sqft. One year prior, the average listing was 2,387 sqft.