La Grande Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in La Grande averaged 6.55% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 7.13% and one month ago for the week of 2023-02-16, the average rate was 6.75%.

    La Grande's average rate one year ago was 4%.

    For refis of the same type during the week of 2023-03-23, the average rate was 7.05%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    La Grande 30 Year Fixed Rate 2023-03-23 6.55%
    La Grande 30 Year Fixed Rate Refi 2023-03-23 7.05%
    La Grande 15 Year Fixed Rate 2023-03-23 6.11%
    La Grande 15 Year Fixed Rate Refi 2023-03-23 6.04%
    La Grande 30 Year FHA 2023-03-23 6.24%
    La Grande 30 Year FHA Refi 2023-03-23 6.3%
    La Grande 30 Year USDA 2023-03-23 6.09%
    La Grande 30 Year USDA Refi 2023-03-23 5.98%
    La Grande 30 Year VA 2023-03-23 6.04%
    La Grande 30 Year VA Refi 2023-03-23 5.97%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within La Grande, OR.

    La Grande Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the La Grande, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 61 4.97% $6,197
    MANN FINANCIAL INC. 55 5.26% $6,236
    QUICKEN LOANS, LLC 20 4.79% $11,151
    FINANCE OF AMERICA MORTGAGE LLC 11 5.10% $5,895
    Umpqua Bank 10 4.94% $6,944
    Banner Bank 8 5.42% $7,058
    AMERISAVE MORTGAGE CORPORATION 6 4.08% $12,321
    FREEDOM MORTGAGE CORPORATION 5 4.95% $7,067
    Flagstar Bank, FSB 5 4.28% $6,085
    CALIBER HOME LOANS, INC. 5 4.47% $6,419
    Sierra Pacific Mortgage Company, Inc. 5 5.10% $10,138
    Wells Fargo Bank 5 4.38% $5,076
    LOANDEPOT.COM, LLC 5 4.67% $8,280
    ACADEMY MORTGAGE CORPORATION 4 5.22% $7,014
    U.S. Bank 4 5.19% $2,966
    SUMMIT FUNDING, INC. 3 5.21% $7,481
    NEWREZ LLC 3 6.00% $7,144
    JPMorgan Chase Bank 3 4.00% $4,912
    PENNYMAC LOAN SERVICES, LLC 3 4.62% $7,904
    KeyBank 3 4.75% $3,723
    MOVEMENT MORTGAGE, LLC 2 3.47% $10,725
    Northwest Farm Credit Services, FLCA 2 5.40% $12,396
    FIRST COMMUNITY 2 3.31% $8,739
    BROKER SOLUTIONS, INC. 2 4.38% $9,126
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 5.38% $6,736
    CMG MORTGAGE, INC. 2 6.00% $4,658
    Commerce Home Mortgage, Inc. 2 5.06% $5,241
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 4.81% $11,098
    GUILD MORTGAGE COMPANY 2 3.56% $5,900
    Bank of America 2 4.25% $4,132
    SWBC MORTGAGE CORPORATION 1 6.00% $2,870
    The Federal Savings Bank 1 3.25% $3,327
    The Huntington National Bank 1 4.38% $3,922
    UNITED WHOLESALE MORTGAGE, LLC 1 6.80% $7,278
    Unitus Community Credit Union 1 2.88% $3,292
    Washington Federal Bank 1 3.75% $6,499
    Washington Trust Bank 1 5.38% $3,959
    Willamette Valley Bank 1 5.13% $7,814
    Wyndham Capital Mortgage, Inc. 1 2.99% $5,016
    ADVANCIAL 1 6.25% $5,275
    Ally Bank 1 2.75% $2,323
    AMERICAN FINANCING CORPORATION 1 6.00% $8,844
    BAY EQUITY LLC 1 5.88% $7,356
    BETTER MORTGAGE CORPORATION 1 3.88% $3,883
    CANOPY MORTGAGE, LLC 1 5.13% $8,978
    Citadel Servicing Corporation 1 7.00% $13,903
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 4.50% $3,404
    CROSSCOUNTRY MORTGAGE, LLC 1 3.13% $5,247
    FIRST CENTENNIAL MORTGAGE CORPORATION 1 4.63% $3,046
    FIRST TECHNOLOGY 1 6.25% $2,227
    GUARANTEED RATE, INC. 1 6.38% $6,114
    HAPO COMMUNITY CREDIT UNION 1 4.99% $5,218
    HOME POINT FINANCIAL CORPORATION 1 4.38% $9,228
    HOMESIDE FINANCIAL, LLC 1 6.63% $5,704
    HORIZON 1 3.13% $4,129
    MASON MCDUFFIE MORTGAGE CORPORATION 1 5.00% $7,252
    MORTGAGE CAPITAL PARTNERS, INC. 1 5.00% $4,255
    MORTGAGE EXPRESS, LLC 1 3.99% $7,637
    Mr. Cooper ( Nationstar Mortgage ) 1 3.99% $5,945
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.50% $9,090
    NATIONWIDE MORTGAGE BANKERS, INC. 1 5.75% $5,050
    Opportunity Bank of Montana 1 7.38% $5,344
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.63% $5,945
    PHH Mortgage Corporation 1 4.63% $4,742
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 5.38% $12,424
    RELIANCE FIRST CAPITAL, LLC 1 5.99% $5,981
    Rivermark Community Credit Union 1 3.88% $3,908
    SOUND 1 5.25% $4,523

    La Grande Average Closing Costs & Other Stats

    La Grande, OR's 68 lenders originated 653 loans during 2022. The total origination value was $141,815,000, with an average loan value of $217,175.

    La Grande's average closing costs are $5,484.

    The top La Grande lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 61 loans originated. Their average total fees are $6,197, which is $39 lower than the next largest lender, MANN FINANCIAL INC..

    The lowest fee La Grande lenders (with over 10 loans originated) are FINANCE OF AMERICA MORTGAGE LLC ($5,895), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($6,197), MANN FINANCIAL INC. ($6,236), Umpqua Bank ($6,944) and QUICKEN LOANS, LLC ($11,151).

    The lowest rate La Grande lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.79%), Umpqua Bank (4.94%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (4.97%), FINANCE OF AMERICA MORTGAGE LLC (5.10%) and MANN FINANCIAL INC. (5.26%).

    La Grande, OR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $37,945,000 $24,320,000 -35.9% 17.1%
    MANN FINANCIAL INC. $40,605,000 $22,925,000 -43.5% 16.2%
    Banner Bank $9,270,000 $10,170,000 9.7% 7.2%
    QUICKEN LOANS, LLC $18,640,000 $9,035,000 -51.5% 6.4%
    Umpqua Bank $9,715,000 $5,825,000 -40.0% 4.1%
    FINANCE OF AMERICA MORTGAGE LLC $6,170,000 $4,620,000 -25.1% 3.3%
    U.S. Bank $7,335,000 $3,965,000 -45.9% 2.8%
    AMERISAVE MORTGAGE CORPORATION $3,445,000 $2,430,000 -29.5% 1.7%
    CALIBER HOME LOANS, INC. $2,760,000 $2,355,000 -14.7% 1.7%
    LOANDEPOT.COM, LLC $3,520,000 $2,275,000 -35.4% 1.6%
    FREEDOM MORTGAGE CORPORATION $5,800,000 $2,155,000 -62.8% 1.5%
    GUILD MORTGAGE COMPANY $1,800,000 $1,970,000 9.4% 1.4%
    PENNYMAC LOAN SERVICES, LLC $2,175,000 $1,910,000 -12.2% 1.3%
    Flagstar Bank, FSB $1,890,000 $1,885,000 -0.3% 1.3%
    Mortgage Research Center, LLC $1,540,000 $1,810,000 17.5% 1.3%
    ACADEMY MORTGAGE CORPORATION $1,480,000 $1,795,000 21.3% 1.3%
    Northwest Farm Credit Services, FLCA $895,000 $1,605,000 79.3% 1.1%
    Wells Fargo Bank $3,525,000 $1,585,000 -55.0% 1.1%
    Sierra Pacific Mortgage Company, Inc. $5,885,000 $1,485,000 -74.8% 1.0%
    The Federal Savings Bank $1,395,000 $1,475,000 5.7% 1.0%
    KeyBank $1,035,000 $1,195,000 15.5% 0.8%
    HOME POINT FINANCIAL CORPORATION $455,000 $1,125,000 147.3% 0.8%
    HORIZON $1,405,000 $1,115,000 -20.6% 0.8%
    SUMMIT FUNDING, INC. $610,000 $1,110,000 82.0% 0.8%
    MOVEMENT MORTGAGE, LLC $1,065,000 n/a 0.8%
    AMERICAN FINANCING CORPORATION $3,250,000 $1,025,000 -68.5% 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $1,885,000 $1,010,000 -46.4% 0.7%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,250,000 $945,000 -24.4% 0.7%
    FIRST COMMUNITY $235,000 $900,000 283.0% 0.6%
    USAA Federal Savings Bank $420,000 $885,000 110.7% 0.6%
    NAVY FEDERAL CREDIT UNION $890,000 $865,000 -2.8% 0.6%
    PHH Mortgage Corporation $835,000 n/a 0.6%
    The Huntington National Bank $815,000 n/a 0.6%
    ADVANCIAL $735,000 n/a 0.5%
    Bank of America $700,000 n/a 0.5%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,910,000 $680,000 -64.4% 0.5%
    BROKER SOLUTIONS, INC. $840,000 $625,000 -25.6% 0.4%
    S1L, Inc. $165,000 $620,000 275.8% 0.4%
    IDAHO CENTRAL $615,000 n/a 0.4%
    JPMorgan Chase Bank $1,115,000 $590,000 -47.1% 0.4%
    PREMIER MORTGAGE RESOURCES, L.L.C. $330,000 $550,000 66.7% 0.4%
    ZILLOW HOME LOANS, LLC $475,000 $535,000 12.6% 0.4%
    FIRST TECHNOLOGY $505,000 n/a 0.4%
    NEWREZ LLC $2,620,000 $495,000 -81.1% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $1,210,000 $480,000 -60.3% 0.3%
    AMERICAN ADVISORS GROUP $470,000 n/a 0.3%
    CMG MORTGAGE, INC. $705,000 $450,000 -36.2% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $165,000 $445,000 169.7% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,430,000 $440,000 -69.2% 0.3%
    Wyndham Capital Mortgage, Inc. $375,000 n/a 0.3%
    MORTGAGE EXPRESS, LLC $325,000 $370,000 13.8% 0.3%
    Ally Bank $155,000 $355,000 129.0% 0.3%
    LONGBRIDGE FINANCIAL, LLC $355,000 n/a 0.3%
    OREGON COMMUNITY $475,000 $340,000 -28.4% 0.2%
    BETTER MORTGAGE CORPORATION $1,025,000 $335,000 -67.3% 0.2%
    LPMC, LLC $335,000 n/a 0.2%
    MORTGAGE CAPITAL PARTNERS, INC. $335,000 n/a 0.2%
    Willamette Valley Bank $750,000 $335,000 -55.3% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $95,000 $330,000 247.4% 0.2%
    Citadel Servicing Corporation $325,000 n/a 0.2%
    Bank of the West $320,000 n/a 0.2%
    CANOPY MORTGAGE, LLC $165,000 $315,000 90.9% 0.2%
    HAPO COMMUNITY CREDIT UNION $315,000 n/a 0.2%
    Opportunity Bank of Montana $315,000 n/a 0.2%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $305,000 n/a 0.2%
    ROGUE $305,000 n/a 0.2%
    SOUND $305,000 n/a 0.2%
    BAY EQUITY LLC $295,000 n/a 0.2%
    Washington Federal Bank $235,000 $295,000 25.5% 0.2%
    NETWORK CAPITAL FUNDING CORPORATION $395,000 $290,000 -26.6% 0.2%
    INTERCAP LENDING INC. $275,000 n/a 0.2%
    Washington Trust Bank $275,000 n/a 0.2%
    Hometown Lenders, Inc. $245,000 n/a 0.2%
    PLANET HOME LENDING, LLC $185,000 $245,000 32.4% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $245,000 n/a 0.2%
    Commerce Home Mortgage, Inc. $240,000 n/a 0.2%
    LEADERONE FINANCIAL CORPORATION $235,000 n/a 0.2%
    MASON MCDUFFIE MORTGAGE CORPORATION $235,000 n/a 0.2%
    Rivermark Community Credit Union $235,000 n/a 0.2%
    CONTOUR MORTGAGE CORPORATION $225,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $225,000 n/a 0.2%
    1st Security Bank of Washington $175,000 $215,000 22.9% 0.2%
    EVERETT FINANCIAL, INC. $215,000 n/a 0.2%
    Nations Lending Corporation $185,000 $215,000 16.2% 0.2%
    HOMESIDE FINANCIAL, LLC $255,000 $210,000 -17.6% 0.1%
    Columbia State Bank $1,590,000 $205,000 -87.1% 0.1%
    Unitus Community Credit Union $730,000 $200,000 -72.6% 0.1%
    GESA $430,000 $195,000 -54.7% 0.1%
    SWBC MORTGAGE CORPORATION $505,000 $195,000 -61.4% 0.1%
    PNC Bank $180,000 n/a 0.1%
    SPRING EQ, LLC $180,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $560,000 $175,000 -68.8% 0.1%
    Potlatch No. 1 Financial Credit Union $350,000 $175,000 -50.0% 0.1%
    OnPoint Community Credit Union $805,000 $170,000 -78.9% 0.1%
    Discover Bank $240,000 $165,000 -31.3% 0.1%
    GUARANTEED RATE, INC. $165,000 n/a 0.1%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $430,000 $165,000 -61.6% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $955,000 $155,000 -83.8% 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $155,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $3,060,000 $135,000 -95.6% 0.1%
    FARMERS BANK $125,000 n/a 0.1%
    MOUNTAIN AMERICA $115,000 n/a 0.1%
    Figure Lending LLC $60,000 $105,000 75.0% 0.1%
    SELCO COMMUNITY $105,000 n/a 0.1%
    FIRST CENTENNIAL MORTGAGE CORPORATION $95,000 n/a 0.1%
    Golden Empire Mortgage, Inc. $95,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $85,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $65,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $45,000 n/a 0.0%

    La Grande's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 17.1% market share. In second place, with 16.2%, is MANN FINANCIAL INC., having originated $22,925,000 in loans. In third place, with 7.2%, is Banner Bank, having originated $10,170,000 in loans. In fourth place, with 6.4%, is QUICKEN LOANS, LLC, having originated $9,035,000 in loans. In fifth place, with 4.1%, is Umpqua Bank, having originated $5,825,000 in loans.

    La Grande Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - La Grande (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $237,925 (-8.5%) $346,232 (0.8%) 0.00 76
    2018-02-01 $254,950 (0.0%) $373,800 (4.7%) 0.00 68
    2018-03-01 $249,000 (-7.8%) $374,451 (1.0%) 0.00 71
    2018-04-01 $279,125 (5.3%) $428,410 (16.3%) 0.00 72
    2018-05-01 $276,950 (2.1%) $416,206 (12.2%) 0.00 78
    2018-06-01 $275,000 (5.9%) $415,301 (19.8%) 0.00 82
    2018-07-01 $265,000 (-6.8%) $337,652 (-12.6%) 0.00 84
    2018-08-01 $266,425 (-2.1%) $353,273 (-3.9%) 0.00 87
    2018-09-01 $291,250 (9.9%) $366,306 (3.9%) 0.00 73
    2018-10-01 $285,000 (6.7%) $356,457 (3.6%) 0.00 76
    2018-11-01 $287,500 (5.2%) $370,146 (2.3%) 0.00 70
    2018-12-01 $277,450 (17.6%) $361,084 (5.7%) 0.00 67
    2019-01-01 $274,950 (15.6%) $363,875 (5.1%) 0.00 65
    2019-02-01 $279,975 (9.8%) $369,768 (-1.1%) 0.00 61
    2019-03-01 $277,829 (11.6%) $365,886 (-2.3%) 0.00 65
    2019-04-01 $275,354 (-1.4%) $365,493 (-14.7%) 0.00 75
    2019-05-01 $279,475 (0.9%) $372,747 (-10.4%) 0.00 81
    2019-06-01 $269,900 (-1.9%) $376,626 (-9.3%) 0.00 93
    2019-07-01 $278,000 (4.9%) $383,276 (13.5%) 0.00 89
    2019-08-01 $273,427 (2.6%) $395,241 (11.9%) 0.00 87
    2019-09-01 $268,068 (-8.0%) $412,465 (12.6%) 0.00 83
    2019-10-01 $263,900 (-7.4%) $365,435 (2.5%) 0.00 78
    2019-11-01 $263,900 (-8.2%) $306,581 (-17.2%) 0.00 65
    2019-12-01 $244,748 (-11.8%) $279,488 (-22.6%) 0.00 60
    2020-01-01 $242,975 (-11.6%) $268,671 (-26.2%) 0.00 52
    2020-02-01 $240,000 (-14.3%) $258,361 (-30.1%) 0.00 46
    2020-03-01 $213,500 (-23.2%) $251,736 (-31.2%) 0.00 44
    2020-04-01 $219,000 (-20.5%) $251,954 (-31.1%) 0.00 46
    2020-05-01 $239,995 (-14.1%) $257,745 (-30.9%) 0.00 42
    2020-06-01 $253,000 (-6.3%) $324,508 (-13.8%) 0.00 34
    2020-07-01 $280,298 (0.8%) $315,990 (-17.6%) 0.00 37
    2020-08-01 $251,950 (-7.9%) $323,460 (-18.2%) 0.00 35
    2020-09-01 $232,200 (-13.4%) $304,460 (-26.2%) 0.00 32
    2020-10-01 $255,750 (-3.1%) $356,862 (-2.4%) 0.00 23
    2020-11-01 $237,650 (-10.0%) $337,077 (10.0%) 0.00 22
    2020-12-01 $229,900 (-6.1%) $315,336 (12.8%) 0.00 25
    2021-01-01 $261,700 (7.7%) $334,159 (24.4%) 0.00 22
    2021-02-01 $286,325 (19.3%) $349,932 (35.4%) 0.00 15
    2021-03-01 $289,750 (35.7%) $373,427 (48.3%) 0.00 17
    2021-04-01 $269,000 (22.8%) $429,227 (70.4%) 0.00 18
    2021-05-01 $385,000 (60.4%) $468,458 (81.8%) 0.00 22
    2021-06-01 $332,125 (31.3%) $417,841 (28.8%) 0.00 32
    2021-07-01 $350,000 (24.9%) $415,479 (31.5%) 0.00 26
    2021-08-01 $343,500 (36.3%) $389,631 (20.5%) 0.00 25
    2021-09-01 $267,000 (15.0%) $321,425 (5.6%) 0.00 39
    2021-10-01 $285,000 (11.4%) $326,684 (-8.5%) 0.00 37
    2021-11-01 $286,225 (20.4%) $350,732 (4.1%) 0.00 24
    2021-12-01 $277,750 (20.8%) $330,011 (4.7%) 0.00 23
    2022-01-01 $263,450 (0.7%) $314,548 (-5.9%) 0.00 20
    2022-02-01 $303,825 (6.1%) $338,808 (-3.2%) 0.00 17
    2022-03-01 $282,225 (-2.6%) $338,245 (-9.4%) 0.00 16
    2022-04-01 $315,000 (17.1%) $372,005 (-13.3%) 0.00 22
    2022-05-01 $375,625 (-2.4%) $447,453 (-4.5%) 0.00 33
    2022-06-01 $330,950 (-0.4%) $634,533 (51.9%) 0.00 50
    2022-07-01 $329,900 (-5.7%) $618,278 (48.8%) 0.00 51
    2022-08-01 $319,000 (-7.1%) $646,417 (65.9%) 0.00 45
    2022-09-01 $327,500 (22.7%) $653,027 (103.2%) 0.00 52
    2022-10-01 $380,000 (33.3%) $722,243 (121.1%) 0.00 51
    2022-11-01 $377,225 (31.8%) $737,357 (110.2%) 0.00 50
    2022-12-01 $344,500 (24.0%) $538,265 (63.1%) 0.00 41
    2023-01-01 $343,200 (30.3%) $520,279 (65.4%) 0.00 40
    2023-02-01 $371,000 (22.1%) $553,850 (63.5%) 0.00 39
    La Grande's median listing price for 2023-02-01 was $371,000, a difference of $67,175 (22.1%) versus the prior year and $27,800 versus the prior month.

    La Grande's median listing price comes in at 0% of the national average.

    La Grande's average listing price for 2023-02-01 was $553,850, a difference of $215,042 (63.5%) versus the prior year and $33,571 versus the prior month.

    For the 2023-02-01 period, La Grande had 39 MLS listings, a difference of -1 listings (-3%) versus the prior month and 22 listings (129%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - La Grande (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,067 sqft
    2018-02-01 0 days 2,129 sqft
    2018-03-01 0 days 2,003 sqft
    2018-04-01 0 days 2,252 sqft
    2018-05-01 0 days 2,273 sqft
    2018-06-01 0 days 2,214 sqft
    2018-07-01 0 days 2,116 sqft
    2018-08-01 0 days 2,017 sqft
    2018-09-01 0 days 1,997 sqft
    2018-10-01 0 days 1,998 sqft
    2018-11-01 0 days 2,019 sqft
    2018-12-01 0 days 2,046 sqft
    2019-01-01 0 days 2,074 sqft
    2019-02-01 0 days 2,053 sqft
    2019-03-01 0 days 2,004 sqft
    2019-04-01 0 days 2,014 sqft
    2019-05-01 0 days 1,949 sqft
    2019-06-01 0 days 1,906 sqft
    2019-07-01 0 days 1,977 sqft
    2019-08-01 0 days 1,993 sqft
    2019-09-01 0 days 1,946 sqft
    2019-10-01 0 days 1,947 sqft
    2019-11-01 0 days 2,015 sqft
    2019-12-01 0 days 1,973 sqft
    2020-01-01 0 days 1,969 sqft
    2020-02-01 0 days 1,973 sqft
    2020-03-01 0 days 1,873 sqft
    2020-04-01 0 days 1,925 sqft
    2020-05-01 0 days 1,974 sqft
    2020-06-01 0 days 1,967 sqft
    2020-07-01 0 days 2,019 sqft
    2020-08-01 0 days 2,153 sqft
    2020-09-01 0 days 1,929 sqft
    2020-10-01 0 days 1,910 sqft
    2020-11-01 0 days 1,767 sqft
    2020-12-01 0 days 1,643 sqft
    2021-01-01 0 days 1,765 sqft
    2021-02-01 0 days 1,735 sqft
    2021-03-01 0 days 1,859 sqft
    2021-04-01 0 days 1,946 sqft
    2021-05-01 0 days 1,954 sqft
    2021-06-01 0 days 1,709 sqft
    2021-07-01 0 days 2,112 sqft
    2021-08-01 0 days 2,032 sqft
    2021-09-01 0 days 1,994 sqft
    2021-10-01 0 days 2,016 sqft
    2021-11-01 0 days 2,046 sqft
    2021-12-01 0 days 2,090 sqft
    2022-01-01 0 days 1,889 sqft
    2022-02-01 0 days 1,499 sqft
    2022-03-01 0 days 1,736 sqft
    2022-04-01 0 days 1,706 sqft
    2022-05-01 0 days 2,016 sqft
    2022-06-01 0 days 1,783 sqft
    2022-07-01 0 days 1,786 sqft
    2022-08-01 0 days 1,772 sqft
    2022-09-01 0 days 1,804 sqft
    2022-10-01 0 days 1,950 sqft
    2022-11-01 0 days 2,017 sqft
    2022-12-01 0 days 1,975 sqft
    2023-01-01 0 days 1,838 sqft
    2023-02-01 0 days 1,912 sqft
    La Grande's median listing age (time on market) for 2023-02-01 was 0 days.

    La Grande's median square footage for active listings during the 2023-02-01 period was 1,912 sqft. One year prior, the average listing was 1,499 sqft.

    La Grande, OR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 329 $87,165,000 $264,939
    Cash Out Refi 147 $30,655,000 $208,537
    Refi 88 $16,320,000 $185,455
    Home Improvement 56 $4,840,000 $86,429
    Other 33 $2,835,000 $85,909

    La Grande's most frequently cited loan purpose was Home Purchase, with 329 originations. The 2nd most popular reason was Cash Out Refi, with 147 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 178 $42,110,000 $236,573
    3-4% 148 $36,820,000 $248,784
    4-5% 130 $28,230,000 $217,154
    6-7% 81 $16,875,000 $208,333
    2.5-3% 71 $10,865,000 $153,028
    <2.5% 16 $3,250,000 $203,125
    7-8% 15 $2,695,000 $179,667
    Over 8% 14 $970,000 $69,286

    During 2022, La Grande's most frequently originated rate bucket was 5-6%, with 178 originations.

    Loan Sizing (La Grande, OR MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 275 $75,995,000 $276,345
    $100k-200k 213 $32,665,000 $153,357
    $100,000 or less 116 $6,940,000 $59,828
    $400k-600k 37 $17,465,000 $472,027
    $600k-1000k 12 $8,750,000 $729,167

    La Grande's loan sizing saw the bucket of loans from $200k-400k with 275 originations, totaling $75,995,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 234 $64,320,000 $274,872
    60-80% 178 $47,660,000 $267,753
    40-60% 90 $15,620,000 $173,556
    Under 20% 78 $4,620,000 $59,231
    20-40% 60 $6,350,000 $105,833
    Over 100% 8 $1,890,000 $236,250

    La Grande's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 234 originations, totaling $64,320,000 in origination value.