La Grande Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in La Grande averaged 6.84% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 7.05% and one month ago for the week of 2025-02-27, the average rate was 6.76%.

    La Grande's average rate one year ago was 6.79%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.94%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    La Grande 30 Year Fixed Rate 2025-04-03 6.84%
    La Grande 30 Year Fixed Rate Refi 2025-04-03 6.94%
    La Grande 15 Year Fixed Rate 2025-04-03 5.72%
    La Grande 15 Year Fixed Rate Refi 2025-04-03 5.92%
    La Grande 30 Year FHA 2025-04-03 6.26%
    La Grande 30 Year FHA Refi 2025-04-03 6.16%
    La Grande 30 Year USDA 2025-04-03 6.22%
    La Grande 30 Year USDA Refi 2025-04-03 6.12%
    La Grande 30 Year VA 2025-04-03 5.86%
    La Grande 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within La Grande, OR.

    La Grande Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the La Grande, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 42 6.96% $7,075
    QUICKEN LOANS, LLC 7 6.57% $6,317
    GUILD MORTGAGE COMPANY 6 7.02% $7,043
    Umpqua Bank 6 6.81% $6,031
    S1L, Inc. 6 6.42% $5,292
    HORIZON 3 7.04% $5,612
    Sierra Pacific Mortgage Company, Inc. 3 6.79% $7,436
    Banner Bank 3 7.88% $4,529
    NEWREZ LLC 3 7.12% $7,514
    LOANDEPOT.COM, LLC 3 6.08% $11,405
    Wells Fargo Bank 2 5.56% $2,610
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.44% $3,426
    NATIONS DIRECT MORTGAGE, LLC 2 6.94% $3,504
    OnPoint Community Credit Union 2 6.19% $2,515
    U.S. Bank 2 7.56% $4,893
    Mr. Cooper ( Nationstar Mortgage ) 1 7.63% $11,129
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.38% $12,141
    21ST MORTGAGE CORPORATION 1 9.74% $6,873
    NBKC BANK 1 6.13% $3,198
    Century Mortgage Company DBA Century Lending Company 1 6.63% $11,616
    NFM, INC. 1 7.13% $4,302
    Washington Federal Bank 1 7.13% $3,366
    PENNYMAC LOAN SERVICES, LLC 1 6.50% $11,808
    Potlatch No. 1 Financial Credit Union 1 6.13% $3,276
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 5.99% $15,205
    BAYSHORE MORTGAGE FUNDING, LLC 1 6.38% $8,435
    Rivermark Community Credit Union 1 6.75% $3,051
    Bank of America 1 5.75% $3,968
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.13% $6,063
    SPOKANE TEACHERS 1 6.38% $4,971
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.88% $3,391
    USAA Federal Savings Bank 1 6.88% $4,485
    Flagstar Bank, FSB 1 6.63% $6,645
    CROSSCOUNTRY MORTGAGE, LLC 1 6.49% $4,091
    CMG MORTGAGE, INC. 1 6.75% $5,338

    La Grande Average Closing Costs & Other Stats

    La Grande, OR's 35 lenders originated 351 loans during 2024. The total origination value was $79,805,000, with an average loan value of $227,365.

    La Grande's average closing costs are $5,899.

    The top La Grande lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 42 loans originated. Their average total fees are $7,075, which is $758 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee La Grande lenders (with over 10 loans originated) are FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,075), .

    The lowest rate La Grande lenders (with over 10 loans originated) are FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.96%), .

    La Grande, OR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $18,435,000 $18,550,000 0.6% 23.2%
    QUICKEN LOANS, LLC $2,850,000 $4,485,000 57.4% 5.6%
    Banner Bank $6,695,000 $4,140,000 -38.2% 5.2%
    UNITED WHOLESALE MORTGAGE, LLC $6,905,000 $3,955,000 -42.7% 5.0%
    Umpqua Bank $5,330,000 $3,590,000 -32.6% 4.5%
    GUILD MORTGAGE COMPANY $830,000 $3,540,000 326.5% 4.4%
    S1L, Inc. $3,270,000 n/a 4.1%
    U.S. Bank $3,325,000 $2,565,000 -22.9% 3.2%
    NEWREZ LLC $880,000 $2,220,000 152.3% 2.8%
    Mortgage Research Center, LLC $1,905,000 $1,785,000 -6.3% 2.2%
    HORIZON $555,000 $1,695,000 205.4% 2.1%
    LOANDEPOT.COM, LLC $1,080,000 $1,620,000 50.0% 2.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $285,000 $1,525,000 435.1% 1.9%
    Northwest Farm Credit Services, FLCA $410,000 $1,505,000 267.1% 1.9%
    USAA Federal Savings Bank $345,000 $1,440,000 317.4% 1.8%
    Mr. Cooper ( Nationstar Mortgage ) $940,000 $1,360,000 44.7% 1.7%
    AMERICAN FINANCIAL RESOURCES, INC. $265,000 $1,235,000 366.0% 1.5%
    PENNYMAC LOAN SERVICES, LLC $495,000 $1,145,000 131.3% 1.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,640,000 $1,040,000 -36.6% 1.3%
    Century Mortgage Company DBA Century Lending Company $995,000 n/a 1.2%
    CROSSCOUNTRY MORTGAGE, LLC $235,000 $950,000 304.3% 1.2%
    OnPoint Community Credit Union $730,000 $945,000 29.5% 1.2%
    NAVY FEDERAL CREDIT UNION $405,000 $940,000 132.1% 1.2%
    CMG MORTGAGE, INC. $930,000 n/a 1.2%
    NATIONS DIRECT MORTGAGE, LLC $480,000 $865,000 80.2% 1.1%
    Wells Fargo Bank $1,565,000 $845,000 -46.0% 1.1%
    Sierra Pacific Mortgage Company, Inc. $655,000 $805,000 22.9% 1.0%
    Bank of Eastern Oregon $530,000 $705,000 33.0% 0.9%
    LAKEVIEW LOAN SERVICING, LLC $700,000 n/a 0.9%
    First Federal Bank $610,000 n/a 0.8%
    NEW DAY FINANCIAL, LLC $275,000 $600,000 118.2% 0.8%
    FREEDOM MORTGAGE CORPORATION $590,000 n/a 0.7%
    NBKC BANK $585,000 n/a 0.7%
    Washington Federal Bank $490,000 $565,000 15.3% 0.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $190,000 $515,000 171.1% 0.6%
    Flagstar Bank, FSB $780,000 $405,000 -48.1% 0.5%
    VILLAGE CAPITAL MORTGAGE $335,000 $395,000 17.9% 0.5%
    PREMIER MORTGAGE RESOURCES, L.L.C. $385,000 n/a 0.5%
    AMERICAN FINANCIAL NETWORK, INC. $375,000 n/a 0.5%
    21ST MORTGAGE CORPORATION $85,000 $360,000 323.5% 0.5%
    Bank of America $65,000 $355,000 446.2% 0.4%
    PLANET HOME LENDING, LLC $285,000 n/a 0.4%
    Credence Funding Corporation $275,000 n/a 0.3%
    KeyBank $245,000 n/a 0.3%
    NEXERA HOLDING LLC $205,000 $245,000 19.5% 0.3%
    Potlatch No. 1 Financial Credit Union $140,000 $245,000 75.0% 0.3%
    BAYSHORE MORTGAGE FUNDING, LLC $225,000 n/a 0.3%
    MOVEMENT MORTGAGE, LLC $410,000 $225,000 -45.1% 0.3%
    BROKER SOLUTIONS, INC. $285,000 $215,000 -24.6% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $215,000 n/a 0.3%
    Carrington Mortgage Services, LLC $185,000 n/a 0.2%
    M&T Bank $330,000 $175,000 -47.0% 0.2%
    Rivermark Community Credit Union $160,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $420,000 $155,000 -63.1% 0.2%
    SPOKANE TEACHERS $45,000 $145,000 222.2% 0.2%
    Coastal Community Bank $65,000 $130,000 100.0% 0.2%
    LONGBRIDGE FINANCIAL, LLC $125,000 n/a 0.2%
    NFM, INC. $115,000 n/a 0.1%
    FIRST COMMUNITY $385,000 $110,000 -71.4% 0.1%
    SPRING EQ, LLC $110,000 n/a 0.1%
    HAPO COMMUNITY CREDIT UNION $95,000 n/a 0.1%
    HomeStreet Bank $95,000 n/a 0.1%
    Consolidated Federal Credit Union $105,000 $85,000 -19.0% 0.1%
    MOUNTAIN AMERICA $355,000 $85,000 -76.1% 0.1%
    Figure Lending LLC $125,000 $80,000 -36.0% 0.1%
    GESA $75,000 n/a 0.1%
    SELCO COMMUNITY $55,000 n/a 0.1%
    Discover Bank $55,000 $35,000 -36.4% 0.0%
    iQ Credit Union $55,000 $25,000 -54.5% 0.0%

    La Grande's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 23.2% market share. In second place, with 5.6%, is QUICKEN LOANS, LLC, having originated $4,485,000 in loans. In third place, with 5.2%, is Banner Bank, having originated $4,140,000 in loans. In fourth place, with 5.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $3,955,000 in loans. In fifth place, with 4.5%, is Umpqua Bank, having originated $3,590,000 in loans.

    La Grande Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - La Grande (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $237,925 (-8.5%) $346,232 (0.8%) 0.00 76
    2018-02-01 $254,950 (0.0%) $373,800 (4.7%) 0.00 68
    2018-03-01 $249,000 (-7.8%) $374,451 (1.0%) 0.00 71
    2018-04-01 $279,125 (5.3%) $428,410 (16.3%) 0.00 72
    2018-05-01 $276,950 (2.1%) $416,206 (12.2%) 0.00 78
    2018-06-01 $275,000 (5.9%) $415,301 (19.8%) 0.00 82
    2018-07-01 $265,000 (-6.8%) $337,652 (-12.6%) 0.00 84
    2018-08-01 $266,425 (-2.1%) $353,273 (-3.9%) 0.00 87
    2018-09-01 $291,250 (9.9%) $366,306 (3.9%) 0.00 73
    2018-10-01 $285,000 (6.7%) $356,457 (3.6%) 0.00 76
    2018-11-01 $287,500 (5.2%) $370,146 (2.3%) 0.00 70
    2018-12-01 $277,450 (17.6%) $361,084 (5.7%) 0.00 67
    2019-01-01 $274,950 (15.6%) $363,875 (5.1%) 0.00 65
    2019-02-01 $279,975 (9.8%) $369,768 (-1.1%) 0.00 61
    2019-03-01 $277,829 (11.6%) $365,886 (-2.3%) 0.00 65
    2019-04-01 $275,354 (-1.4%) $365,493 (-14.7%) 0.00 75
    2019-05-01 $279,475 (0.9%) $372,747 (-10.4%) 0.00 81
    2019-06-01 $269,900 (-1.9%) $376,626 (-9.3%) 0.00 93
    2019-07-01 $278,000 (4.9%) $384,343 (13.8%) 0.00 89
    2019-08-01 $273,427 (2.6%) $395,241 (11.9%) 0.00 87
    2019-09-01 $268,068 (-8.0%) $412,465 (12.6%) 0.00 83
    2019-10-01 $263,900 (-7.4%) $365,435 (2.5%) 0.00 78
    2019-11-01 $263,900 (-8.2%) $306,581 (-17.2%) 0.00 65
    2019-12-01 $244,748 (-11.8%) $279,488 (-22.6%) 0.00 60
    2020-01-01 $243,500 (-11.4%) $268,671 (-26.2%) 0.00 52
    2020-02-01 $240,000 (-14.3%) $258,361 (-30.1%) 0.00 46
    2020-03-01 $213,500 (-23.2%) $251,736 (-31.2%) 0.00 44
    2020-04-01 $219,000 (-20.5%) $251,954 (-31.1%) 0.00 46
    2020-05-01 $239,995 (-14.1%) $257,745 (-30.9%) 0.00 42
    2020-06-01 $247,250 (-8.4%) $266,616 (-29.2%) 0.00 33
    2020-07-01 $280,298 (0.8%) $315,990 (-17.8%) 0.00 37
    2020-08-01 $254,900 (-6.8%) $327,799 (-17.1%) 0.00 34
    2020-09-01 $234,500 (-12.5%) $309,178 (-25.0%) 0.00 31
    2020-10-01 $262,500 (-0.5%) $364,688 (-0.2%) 0.00 22
    2020-11-01 $245,400 (-7.0%) $345,059 (12.6%) 0.00 21
    2020-12-01 $231,200 (-5.5%) $317,749 (13.7%) 0.00 24
    2021-01-01 $261,700 (7.5%) $334,159 (24.4%) 0.00 22
    2021-02-01 $286,325 (19.3%) $356,821 (38.1%) 0.00 15
    2021-03-01 $289,750 (35.7%) $373,427 (48.3%) 0.00 17
    2021-04-01 $269,000 (22.8%) $429,227 (70.4%) 0.00 18
    2021-05-01 $385,000 (60.4%) $468,458 (81.8%) 0.00 22
    2021-06-01 $332,125 (34.3%) $417,841 (56.7%) 0.00 32
    2021-07-01 $350,000 (24.9%) $415,479 (31.5%) 0.00 26
    2021-08-01 $349,500 (37.1%) $395,544 (20.7%) 0.00 24
    2021-09-01 $271,375 (15.7%) $324,540 (5.0%) 0.00 38
    2021-10-01 $285,000 (8.6%) $326,684 (-10.4%) 0.00 37
    2021-11-01 $290,000 (18.2%) $354,038 (2.6%) 0.00 24
    2021-12-01 $277,750 (20.1%) $330,011 (3.9%) 0.00 23
    2022-01-01 $263,450 (0.7%) $314,548 (-5.9%) 0.00 20
    2022-02-01 $303,825 (6.1%) $338,808 (-5.1%) 0.00 17
    2022-03-01 $282,225 (-2.6%) $338,245 (-9.4%) 0.00 16
    2022-04-01 $315,000 (17.1%) $372,005 (-13.3%) 0.00 22
    2022-05-01 $375,625 (-2.4%) $447,453 (-4.5%) 0.00 33
    2022-06-01 $330,950 (-0.4%) $634,533 (51.9%) 0.00 50
    2022-07-01 $329,900 (-5.7%) $618,278 (48.8%) 0.00 51
    2022-08-01 $319,000 (-8.7%) $646,417 (63.4%) 0.00 45
    2022-09-01 $327,500 (20.7%) $653,027 (101.2%) 0.00 52
    2022-10-01 $380,000 (33.3%) $722,243 (121.1%) 0.00 51
    2022-11-01 $377,225 (30.1%) $737,357 (108.3%) 0.00 50
    2022-12-01 $344,500 (24.0%) $538,265 (63.1%) 0.00 41
    2023-01-01 $343,200 (30.3%) $520,279 (65.4%) 0.00 40
    2023-02-01 $371,000 (22.1%) $553,850 (63.5%) 0.00 39
    2023-03-01 $410,250 (45.4%) $601,412 (77.8%) 0.00 37
    2023-04-01 $375,000 (19.1%) $593,441 (59.5%) 0.00 40
    2023-05-01 $361,625 (-3.7%) $572,484 (27.9%) 0.00 32
    2023-06-01 $377,500 (14.1%) $818,312 (29.0%) 0.00 38
    2023-07-01 $375,000 (13.7%) $781,240 (26.4%) 0.00 45
    2023-08-01 $429,750 (34.7%) $753,596 (16.6%) 0.00 50
    2023-09-01 $370,000 (13.0%) $688,008 (5.4%) 0.00 61
    2023-10-01 $351,750 (-7.4%) $680,977 (-5.7%) 0.00 57
    2023-11-01 $323,875 (-14.1%) $658,579 (-10.7%) 0.00 55
    2023-12-01 $298,950 (-13.2%) $630,387 (17.1%) 0.00 47
    2024-01-01 $326,000 (-5.0%) $702,009 (34.9%) 0.00 40
    2024-02-01 $359,625 (-3.1%) $739,046 (33.4%) 0.00 40
    2024-03-01 $395,750 (-3.5%) $716,865 (19.2%) 0.00 46
    2024-04-01 $393,950 (5.1%) $694,182 (17.0%) 0.00 48
    2024-05-01 $385,425 (6.6%) $673,181 (17.6%) 0.00 59
    2024-06-01 $392,950 (4.1%) $710,061 (-13.2%) 0.00 54
    2024-07-01 $385,900 (2.9%) $683,387 (-12.5%) 0.00 56
    2024-08-01 $385,900 (-10.2%) $667,501 (-11.4%) 0.00 56
    2024-09-01 $390,725 (5.6%) $657,322 (-4.5%) 0.00 64
    2024-10-01 $388,500 (10.5%) $806,707 (18.5%) 0.00 59
    2024-11-01 $349,000 (7.8%) $853,804 (29.6%) 0.00 50
    2024-12-01 $378,750 (26.7%) $855,455 (35.7%) 0.00 51
    2025-01-01 $349,625 (7.3%) $820,094 (16.8%) 0.00 52
    2025-02-01 $347,975 (-3.2%) $842,292 (14.0%) 0.00 52
    2025-03-01 $362,000 (-8.5%) $880,129 (22.8%) 0.00 51
    La Grande's median listing price for 2025-03-01 was $362,000, a difference of $-33,750 (-8.5%) versus the prior year and $14,025 versus the prior month.

    La Grande's median listing price comes in at 0% of the national average.

    La Grande's average listing price for 2025-03-01 was $880,129, a difference of $163,264 (22.8%) versus the prior year and $37,837 versus the prior month.

    For the 2025-03-01 period, La Grande had 51 MLS listings, a difference of -1 listings (-2%) versus the prior month and 5 listings (11%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - La Grande (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,067 sqft
    2018-02-01 0 days 2,129 sqft
    2018-03-01 0 days 2,003 sqft
    2018-04-01 0 days 2,252 sqft
    2018-05-01 0 days 2,273 sqft
    2018-06-01 0 days 2,214 sqft
    2018-07-01 0 days 2,116 sqft
    2018-08-01 0 days 2,017 sqft
    2018-09-01 0 days 1,997 sqft
    2018-10-01 0 days 1,998 sqft
    2018-11-01 0 days 2,019 sqft
    2018-12-01 0 days 2,046 sqft
    2019-01-01 0 days 2,074 sqft
    2019-02-01 0 days 2,053 sqft
    2019-03-01 0 days 2,004 sqft
    2019-04-01 0 days 2,014 sqft
    2019-05-01 0 days 1,949 sqft
    2019-06-01 0 days 1,906 sqft
    2019-07-01 0 days 1,985 sqft
    2019-08-01 0 days 1,993 sqft
    2019-09-01 0 days 1,946 sqft
    2019-10-01 0 days 1,947 sqft
    2019-11-01 0 days 2,015 sqft
    2019-12-01 0 days 1,973 sqft
    2020-01-01 0 days 1,977 sqft
    2020-02-01 0 days 1,973 sqft
    2020-03-01 0 days 1,873 sqft
    2020-04-01 0 days 1,925 sqft
    2020-05-01 0 days 1,974 sqft
    2020-06-01 0 days 1,959 sqft
    2020-07-01 0 days 2,019 sqft
    2020-08-01 0 days 2,153 sqft
    2020-09-01 0 days 1,991 sqft
    2020-10-01 0 days 1,939 sqft
    2020-11-01 0 days 1,815 sqft
    2020-12-01 0 days 1,675 sqft
    2021-01-01 0 days 1,765 sqft
    2021-02-01 0 days 1,749 sqft
    2021-03-01 0 days 1,859 sqft
    2021-04-01 0 days 1,946 sqft
    2021-05-01 0 days 1,954 sqft
    2021-06-01 0 days 1,709 sqft
    2021-07-01 0 days 2,112 sqft
    2021-08-01 0 days 2,038 sqft
    2021-09-01 0 days 2,004 sqft
    2021-10-01 0 days 2,016 sqft
    2021-11-01 0 days 2,054 sqft
    2021-12-01 0 days 2,090 sqft
    2022-01-01 0 days 1,889 sqft
    2022-02-01 0 days 1,499 sqft
    2022-03-01 0 days 1,736 sqft
    2022-04-01 0 days 1,706 sqft
    2022-05-01 0 days 2,016 sqft
    2022-06-01 0 days 1,783 sqft
    2022-07-01 0 days 1,786 sqft
    2022-08-01 0 days 1,772 sqft
    2022-09-01 0 days 1,804 sqft
    2022-10-01 0 days 1,950 sqft
    2022-11-01 0 days 2,017 sqft
    2022-12-01 0 days 1,975 sqft
    2023-01-01 0 days 1,838 sqft
    2023-02-01 0 days 1,912 sqft
    2023-03-01 0 days 2,164 sqft
    2023-04-01 0 days 2,393 sqft
    2023-05-01 0 days 2,036 sqft
    2023-06-01 0 days 2,010 sqft
    2023-07-01 0 days 1,864 sqft
    2023-08-01 0 days 2,185 sqft
    2023-09-01 0 days 1,969 sqft
    2023-10-01 0 days 1,919 sqft
    2023-11-01 0 days 1,954 sqft
    2023-12-01 0 days 1,854 sqft
    2024-01-01 0 days 1,885 sqft
    2024-02-01 0 days 1,931 sqft
    2024-03-01 0 days 2,143 sqft
    2024-04-01 0 days 2,191 sqft
    2024-05-01 0 days 2,161 sqft
    2024-06-01 0 days 2,182 sqft
    2024-07-01 0 days 2,084 sqft
    2024-08-01 0 days 2,181 sqft
    2024-09-01 0 days 2,181 sqft
    2024-10-01 0 days 2,144 sqft
    2024-11-01 0 days 1,914 sqft
    2024-12-01 0 days 1,914 sqft
    2025-01-01 0 days 1,917 sqft
    2025-02-01 0 days 2,056 sqft
    2025-03-01 0 days 2,024 sqft
    La Grande's median listing age (time on market) for 2025-03-01 was 0 days.

    La Grande's median square footage for active listings during the 2025-03-01 period was 2,024 sqft. One year prior, the average listing was 2,143 sqft.

    La Grande, OR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 187 $52,285,000 $279,599
    Cash Out Refi 52 $10,820,000 $208,077
    Home Improvement 43 $3,205,000 $74,535
    Other 35 $3,305,000 $94,429
    Refi 34 $10,190,000 $299,706

    La Grande's most frequently cited loan purpose was Home Purchase, with 187 originations. The 2nd most popular reason was Cash Out Refi, with 52 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 134 $38,230,000 $285,299
    Over 8% 86 $9,940,000 $115,581
    7-8% 58 $14,560,000 $251,034
    5-6% 56 $14,440,000 $257,857
    4-5% 10 $1,370,000 $137,000
    <2.5% 1 $5,000 $5,000
    3-4% 1 $155,000 $155,000
    2.5-3% 1 $195,000 $195,000

    During 2024, La Grande's most frequently originated rate bucket was 6-7%, with 134 originations.

    Loan Sizing (La Grande, OR MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 164 $46,880,000 $285,854
    $100,000 or less 81 $4,435,000 $54,753
    $100k-200k 73 $10,695,000 $146,507
    $400k-600k 27 $12,685,000 $469,815
    $600k-1000k 5 $3,605,000 $721,000
    $Over $1MM 1 $1,505,000 $1,505,000

    La Grande's loan sizing saw the bucket of loans from $200k-400k with 164 originations, totaling $46,880,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 136 $41,520,000 $305,294
    60-80% 74 $20,940,000 $282,973
    Under 20% 52 $2,520,000 $48,462
    20-40% 47 $5,135,000 $109,255
    40-60% 27 $5,465,000 $202,407
    Over 100% 4 $1,450,000 $362,500

    La Grande's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 136 originations, totaling $41,520,000 in origination value.