Hermiston - Pendleton Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hermiston - Pendleton averaged 6.09% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6% and one month ago for the week of 2022-05-26, the average rate was 5.59%.

Hermiston - Pendleton's average rate one year ago was 3.19%.

For refis of the same type during the week of 2022-06-30, the average rate was 6.07%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Hermiston - Pendleton 30 Year Fixed Rate 2022-06-30 6.09%
Hermiston - Pendleton 30 Year Fixed Rate Refi 2022-06-30 6.07%
Hermiston - Pendleton 15 Year Fixed Rate 2022-06-30 5.22%
Hermiston - Pendleton 15 Year Fixed Rate Refi 2022-06-30 5.18%
Hermiston - Pendleton 30 Year FHA 2022-06-30 5.48%
Hermiston - Pendleton 30 Year FHA Refi 2022-06-30 5.69%
Hermiston - Pendleton 30 Year USDA 2022-06-30 5.39%
Hermiston - Pendleton 30 Year USDA Refi 2022-06-30 5.73%
Hermiston - Pendleton 30 Year VA 2022-06-30 5.82%
Hermiston - Pendleton 30 Year VA Refi 2022-06-30 5.43%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hermiston-Pendleton, OR.

Hermiston - Pendleton Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Hermiston-Pendleton, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
GUILD MORTGAGE COMPANY 161 3.20% $4,626
QUICKEN LOANS, LLC 146 3.13% $5,731
AMERICAN PACIFIC MORTGAGE CORPORATION 116 3.19% $4,974
ACADEMY MORTGAGE CORPORATION 83 3.30% $4,731
CMG MORTGAGE, INC. 70 3.24% $5,122
Banner Bank 49 3.19% $4,277
Umpqua Bank 31 3.11% $4,427
FIRST COMMUNITY 29 3.31% $3,172
STEARNS LENDING, LLC 27 3.00% $4,293
HomeStreet Bank 27 3.07% $5,472
LPMC, LLC 26 3.14% $5,336
GESA 25 3.32% $5,201
SWBC MORTGAGE CORPORATION 23 3.34% $3,401
PENNYMAC LOAN SERVICES, LLC 21 3.27% $6,147
Sierra Pacific Mortgage Company, Inc. 20 3.27% $4,285
LOANDEPOT.COM, LLC 19 3.19% $5,721
U.S. Bank 19 3.06% $2,795
Wells Fargo Bank 17 3.13% $4,150
UNITED WHOLESALE MORTGAGE, LLC 17 2.99% $5,129
HAPO COMMUNITY CREDIT UNION 16 3.46% $3,996
Flagstar Bank, FSB 15 3.18% $3,591
AMERISAVE MORTGAGE CORPORATION 15 2.89% $7,009
PREMIER MORTGAGE RESOURCES, L.L.C. 13 3.47% $4,418
AXIA FINANCIAL, LLC 12 3.30% $4,822
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 3.09% $5,558
PRIMARY RESIDENTIAL MORTGAGE, INC. 11 3.22% $4,121
Mr. Cooper ( Nationstar Mortgage ) 11 3.26% $6,100
Columbia State Bank 10 3.00% $5,160
MUTUAL OF OMAHA MORTGAGE, INC. 9 3.39% $5,278
BETTER MORTGAGE CORPORATION 8 3.02% $2,279
BROKER SOLUTIONS, INC. 8 3.08% $3,748
CALIBER HOME LOANS, INC. 8 3.12% $3,390
MANN FINANCIAL INC. 8 3.25% $4,320
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 8 3.05% $5,018
Willamette Valley Bank 8 3.50% $6,107
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 3.32% $4,501
FINANCE OF AMERICA MORTGAGE LLC 6 3.42% $5,610
LAKEVIEW LOAN SERVICING, LLC 6 3.21% $4,377
FREEDOM MORTGAGE CORPORATION 6 3.21% $2,949
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 3.25% $7,363
Northwest Farm Credit Services, FLCA 5 3.60% $9,674
NEWREZ LLC 5 3.37% $4,085
MOVEMENT MORTGAGE, LLC 5 3.17% $3,303
HOMESIDE FINANCIAL, LLC 5 3.43% $7,073
AMERICAN FINANCING CORPORATION 5 3.15% $4,387
OREGON COMMUNITY 4 3.06% $4,072
CHURCHILL MORTGAGE CORPORATION 4 3.25% $5,630
OnPoint Community Credit Union 4 2.88% $3,359
Washington Federal Bank 4 3.00% $4,880
CANOPY MORTGAGE, LLC 3 3.13% $5,384
ADVANTIS 3 3.08% $3,551
Ally Bank 3 3.33% $3,499
AMERICAN FINANCIAL NETWORK, INC. 3 3.25% $7,982
1st Security Bank of Washington 3 3.21% $4,157
Carrington Mortgage Services, LLC 3 3.33% $4,512
CHERRY CREEK MORTGAGE, LLC 3 3.04% $3,059
First Savings Bank 3 3.00% $6,069
JPMorgan Chase Bank 3 3.21% $2,666
NATIONS DIRECT MORTGAGE, LLC 3 3.24% $6,109
SPOKANE TEACHERS 3 2.92% $4,320
InterContinental Capital Group, Inc 2 3.13% $6,335
First Guaranty Mortgage Corporation 2 3.31% $4,340
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 3.19% $3,723
DIRECTORS MORTGAGE, INC. 2 2.94% $6,396
SOVEREIGN LENDING GROUP INCORPORATED 2 2.99% $6,258
GUARANTEED RATE, INC. 2 3.06% $5,539
Mortgage Research Center, LLC 2 3.38% $5,091
Nations Lending Corporation 2 3.25% $5,550
Strong Home Mortgage, LLC 2 3.00% $3,571
SUMMIT FUNDING, INC. 2 3.44% $5,339
RANLIFE, INC. 2 3.50% $4,134
NBKC BANK 2 2.81% $2,314
HOME POINT FINANCIAL CORPORATION 2 3.18% $5,511
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 3.69% $4,126
LAND HOME FINANCIAL SERVICES, INC. 2 3.44% $8,091
Golden Empire Mortgage, Inc. 1 3.13% $12,663
GENEVA FINANCIAL, LLC 1 3.50% $5,072
Paramount Residential Mortgage Group, Inc. 1 3.13% $8,316
FIRST TECHNOLOGY 1 3.25% $3,134
PHH Mortgage Corporation 1 3.75% $6,738
PLANET HOME LENDING, LLC 1 3.99% $6,947
Potlatch No. 1 Financial Credit Union 1 3.88% $5,446
PREMIER LENDING, INC. 1 3.13% $6,621
First Interstate Bank 1 3.50% $3,086
First Home Bank 1 3.88% $9,608
PRIORITY HOME LENDING, LLC 1 2.88% $5,669
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.50% $3,154
FIRST CENTENNIAL MORTGAGE CORPORATION 1 2.88% $3,671
RELIANCE FIRST CAPITAL, LLC 1 2.63% $6,964
Republic Bank & Trust Company 1 2.63% $2,358
Rivermark Community Credit Union 1 2.88% $3,214
ROYAL UNITED MORTGAGE LLC 1 3.25% $7,129
S1L, Inc. 1 3.13% $3,067
ZILLOW HOME LOANS, LLC 1 2.88% $5,031
SPRING EQ, LLC 1 3.25% $2,951
EMBRACE HOME LOANS, INC. 1 3.63% $2,145
Summit Mortgage Corporation 1 3.25% $7,511
SUMMIT MORTGAGE CORPORATION 1 2.88% $3,660
SUN WEST MORTGAGE COMPANY, INC. 1 2.88% $2,517
DRAPER AND KRAMER MORTGAGE CORP. 1 3.13% $3,215
The Federal Savings Bank 1 3.25% $7,756
Third Federal Savings and Loan Association of Cleveland 1 2.59% $295
TIAA, FSB 1 2.99% $2,687
CROSSCOUNTRY MORTGAGE, LLC 1 2.99% $3,594
COLUMBIA COMMUNITY CREDIT UNION 1 3.00% $2,408
VAN DYK MORTGAGE CORPORATION 1 3.50% $4,705
V.I.P. MORTGAGE, INC. 1 3.00% $3,372
Wallick & Volk, Inc. 1 4.00% $8,600
Bank of England 1 3.50% $4,421
Washington Trust Bank 1 3.13% $3,536
Wauna Federal Credit Union 1 2.75% $3,372
Bank of America 1 2.88% $4,856
LADERA LENDING, INC. 1 2.63% $5,389
KeyBank 1 2.88% $5,039
LOANPAL, LLC 1 3.50% $2,284
Loan Simple, Inc. 1 3.63% $4,657
IMPAC MORTGAGE CORP. 1 2.99% $0
IDAHO CENTRAL 1 2.88% $6,583
Manufacturers and Traders Trust Company 1 3.00% $4,524
MOUNTAIN WEST FINANCIAL, INC. 1 3.50% $3,578
HOMEXPRESS MORTGAGE CORP. 1 7.63% $4,290
MUFG Union Bank 1 2.75% $4,390
AmeriHome Mortgage Company, LLC 1 2.99% $4,782
NETWORK CAPITAL FUNDING CORPORATION 1 3.38% $4,293
GSF Mortgage Corporation 1 3.38% $12,329
North American Savings Bank, F.S.B. 1 2.88% $3,063
Greenbox Loans, Inc. 1 6.63% $9,745
NUMERICA CREDIT UNION 1 3.25% $6,303

Hermiston-Pendleton, OR's 128 lenders originated 3,186 loans during 2021. The total origination value was $718,690,000, with an average loan value of $225,578.

The top Hermiston - Pendleton lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 161 loans originated. Their average total fees are $4,626, which is $1,105 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Hermiston - Pendleton lenders (with over 10 loans originated) are U.S. Bank ($2,795), FIRST COMMUNITY ($3,172), SWBC MORTGAGE CORPORATION ($3,401), Flagstar Bank, FSB ($3,591) and HAPO COMMUNITY CREDIT UNION ($3,996).

The lowest rate Hermiston - Pendleton lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.89%), UNITED WHOLESALE MORTGAGE, LLC (2.99%), STEARNS LENDING, LLC (3.00%), Columbia State Bank (3.00%) and U.S. Bank (3.06%).

Hermiston-Pendleton, OR Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
GUILD MORTGAGE COMPANY $64,800,000 $71,520,000 10.4% 10.0%
QUICKEN LOANS, LLC $44,215,000 $60,605,000 37.1% 8.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $47,280,000 $55,755,000 17.9% 7.8%
ACADEMY MORTGAGE CORPORATION $35,625,000 $46,380,000 30.2% 6.5%
CMG MORTGAGE, INC. $16,920,000 $42,530,000 151.4% 5.9%
Banner Bank $31,860,000 $29,775,000 -6.5% 4.1%
FREEDOM MORTGAGE CORPORATION $23,045,000 $22,945,000 -0.4% 3.2%
GREYSTONE SERVICING COMPANY LLC $2,995,000 $22,165,000 640.1% 3.1%
Umpqua Bank $18,950,000 $20,520,000 8.3% 2.9%
HomeStreet Bank $14,570,000 $16,180,000 11.1% 2.3%
PENNYMAC LOAN SERVICES, LLC $6,525,000 $13,885,000 112.8% 1.9%
FIRST COMMUNITY $14,290,000 $13,500,000 -5.5% 1.9%
U.S. Bank $12,655,000 $11,830,000 -6.5% 1.6%
LPMC, LLC $13,280,000 $11,470,000 -13.6% 1.6%
GESA $5,935,000 $11,100,000 87.0% 1.5%
STEARNS LENDING, LLC $30,175,000 $10,835,000 -64.1% 1.5%
Sierra Pacific Mortgage Company, Inc. $8,155,000 $10,225,000 25.4% 1.4%
LOANDEPOT.COM, LLC $4,970,000 $8,550,000 72.0% 1.2%
Wells Fargo Bank $5,345,000 $8,500,000 59.0% 1.2%
Columbia State Bank $7,215,000 $8,495,000 17.7% 1.2%
SWBC MORTGAGE CORPORATION $8,265,000 n/a 1.2%
LAKEVIEW LOAN SERVICING, LLC $2,300,000 $8,060,000 250.4% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $4,640,000 $8,000,000 72.4% 1.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $4,280,000 $7,525,000 75.8% 1.0%
HAPO COMMUNITY CREDIT UNION $4,820,000 $7,130,000 47.9% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $4,360,000 $6,445,000 47.8% 0.9%
Flagstar Bank, FSB $3,775,000 $6,360,000 68.5% 0.9%
AXIA FINANCIAL, LLC $1,725,000 $5,830,000 238.0% 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,715,000 $5,720,000 -14.8% 0.8%
Solarity Credit Union $165,000 $5,505,000 3,236.4% 0.8%
Mortgage Research Center, LLC $5,835,000 $5,475,000 -6.2% 0.8%
AMERISAVE MORTGAGE CORPORATION $2,050,000 $4,885,000 138.3% 0.7%
CALIBER HOME LOANS, INC. $5,570,000 $4,405,000 -20.9% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,300,000 $4,210,000 -65.8% 0.6%
NEWREZ LLC $3,855,000 $4,185,000 8.6% 0.6%
MANN FINANCIAL INC. $4,350,000 $4,130,000 -5.1% 0.6%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,865,000 $3,845,000 106.2% 0.5%
NATIONS DIRECT MORTGAGE, LLC $1,040,000 $3,485,000 235.1% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,910,000 $3,455,000 80.9% 0.5%
FINANCE OF AMERICA MORTGAGE LLC $2,540,000 $3,275,000 28.9% 0.5%
Northwest Farm Credit Services, FLCA $4,535,000 $3,135,000 -30.9% 0.4%
NAVY FEDERAL CREDIT UNION $1,340,000 $2,995,000 123.5% 0.4%
First Federal Savings and Loan Association of Port Angeles $2,965,000 n/a 0.4%
BROKER SOLUTIONS, INC. $2,980,000 $2,910,000 -2.3% 0.4%
BETTER MORTGAGE CORPORATION $1,975,000 $2,890,000 46.3% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $1,315,000 $2,690,000 104.6% 0.4%
Washington Federal Bank $1,960,000 $2,555,000 30.4% 0.4%
Baker Boyer National Bank $4,735,000 $2,545,000 -46.3% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $1,160,000 $2,435,000 109.9% 0.3%
NEW DAY FINANCIAL, LLC $2,390,000 $2,320,000 -2.9% 0.3%
CHURCHILL MORTGAGE CORPORATION $1,635,000 $2,295,000 40.4% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $850,000 $2,225,000 161.8% 0.3%
OREGON COMMUNITY $840,000 $2,135,000 154.2% 0.3%
USAA Federal Savings Bank $3,830,000 $2,020,000 -47.3% 0.3%
Carrington Mortgage Services, LLC $1,045,000 $1,940,000 85.6% 0.3%
JPMorgan Chase Bank $1,065,000 $1,930,000 81.2% 0.3%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,255,000 $1,925,000 53.4% 0.3%
KeyBank $920,000 $1,905,000 107.1% 0.3%
Nations Lending Corporation $1,905,000 $1,895,000 -0.5% 0.3%
AMERICAN FINANCING CORPORATION $895,000 $1,845,000 106.1% 0.3%
Willamette Valley Bank $520,000 $1,835,000 252.9% 0.3%
1st Security Bank of Washington $515,000 $1,760,000 241.7% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $525,000 $1,750,000 233.3% 0.2%
RANLIFE, INC. $320,000 $1,715,000 435.9% 0.2%
InterContinental Capital Group, Inc $245,000 $1,685,000 587.8% 0.2%
HOME POINT FINANCIAL CORPORATION $1,470,000 $1,645,000 11.9% 0.2%
North American Savings Bank, F.S.B. $690,000 $1,535,000 122.5% 0.2%
MID AMERICA MORTGAGE, INC. $2,425,000 $1,460,000 -39.8% 0.2%
DIRECTORS MORTGAGE, INC. $700,000 $1,405,000 100.7% 0.2%
Loan Simple, Inc. $135,000 $1,300,000 863.0% 0.2%
MOVEMENT MORTGAGE, LLC $715,000 $1,295,000 81.1% 0.2%
HOMESIDE FINANCIAL, LLC $265,000 $1,080,000 307.5% 0.2%
Low VA Rates, LLC $825,000 $1,080,000 30.9% 0.2%
HOMEXPRESS MORTGAGE CORP. $1,060,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $780,000 $1,015,000 30.1% 0.1%
The Federal Savings Bank $1,925,000 $1,010,000 -47.5% 0.1%
OnPoint Community Credit Union $635,000 $1,000,000 57.5% 0.1%
Barrington Bank & Trust Company, N.A. $1,985,000 $950,000 -52.1% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,705,000 $945,000 -44.6% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $945,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $470,000 $940,000 100.0% 0.1%
CHERRY CREEK MORTGAGE, LLC $275,000 $880,000 220.0% 0.1%
SPOKANE TEACHERS $610,000 $870,000 42.6% 0.1%
Strong Home Mortgage, LLC $325,000 $860,000 164.6% 0.1%
First Savings Bank $560,000 $835,000 49.1% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $2,215,000 $815,000 -63.2% 0.1%
Washington Trust Bank $285,000 $795,000 178.9% 0.1%
GUARANTEED RATE, INC. $205,000 $780,000 280.5% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $715,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $2,375,000 $710,000 -70.1% 0.1%
VERITAS FUNDING, LLC $665,000 n/a 0.1%
Ally Bank $155,000 $655,000 322.6% 0.1%
CANOPY MORTGAGE, LLC $735,000 $655,000 -10.9% 0.1%
iQ Credit Union $125,000 $650,000 420.0% 0.1%
SAMMAMISH MORTGAGE COMPANY $425,000 $650,000 52.9% 0.1%
ADVANTIS $205,000 $625,000 204.9% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,015,000 $620,000 -38.9% 0.1%
ZILLOW HOME LOANS, LLC $615,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $610,000 n/a 0.1%
PLANET HOME LENDING, LLC $310,000 $600,000 93.5% 0.1%
First Guaranty Mortgage Corporation $590,000 $585,000 -0.8% 0.1%
PHH Mortgage Corporation $125,000 $570,000 356.0% 0.1%
Bank of America $570,000 $565,000 -0.9% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $1,095,000 $550,000 -49.8% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,720,000 $525,000 -69.5% 0.1%
RELIANCE FIRST CAPITAL, LLC $305,000 $520,000 70.5% 0.1%
NBKC BANK $670,000 $510,000 -23.9% 0.1%
First Federal $485,000 n/a 0.1%
PNC Bank $185,000 $485,000 162.2% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $710,000 $480,000 -32.4% 0.1%
MUFG Union Bank $225,000 $470,000 108.9% 0.1%
Commerce Home Mortgage, Inc. $430,000 n/a 0.1%
Figure Lending LLC $275,000 $430,000 56.4% 0.1%
AMCAP MORTGAGE, LTD. $420,000 n/a 0.1%
SUMMIT FUNDING, INC. $1,500,000 $420,000 -72.0% 0.1%
Bank of the West $635,000 $415,000 -34.6% 0.1%
Third Federal Savings and Loan Association of Cleveland $415,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $395,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $390,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $145,000 $390,000 169.0% 0.1%
Magnolia Bank $370,000 n/a 0.1%
S1L, Inc. $360,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $155,000 $355,000 129.0% 0.0%
Wallick & Volk, Inc. $355,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $135,000 $350,000 159.3% 0.0%
First Interstate Bank $325,000 n/a 0.0%
IMPAC MORTGAGE CORP. $325,000 n/a 0.0%
NFM, INC. $315,000 n/a 0.0%
GENEVA FINANCIAL, LLC $205,000 $305,000 48.8% 0.0%
IDAHO CENTRAL $305,000 n/a 0.0%
Summit Mortgage Corporation $305,000 n/a 0.0%
GSF Mortgage Corporation $295,000 n/a 0.0%
Platinum Home Mortgage Corporation $295,000 n/a 0.0%
Potlatch No. 1 Financial Credit Union $155,000 $295,000 90.3% 0.0%
PRIORITY HOME LENDING, LLC $285,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $105,000 $280,000 166.7% 0.0%
Colonial Savings, F.A. $285,000 $275,000 -3.5% 0.0%
LADERA LENDING, INC. $375,000 $275,000 -26.7% 0.0%
V.I.P. MORTGAGE, INC. $275,000 n/a 0.0%
Manufacturers and Traders Trust Company $195,000 $255,000 30.8% 0.0%
NUMERICA CREDIT UNION $255,000 n/a 0.0%
PREMIER LENDING, INC. $255,000 n/a 0.0%
First Home Bank $245,000 n/a 0.0%
FirstBank $235,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $235,000 n/a 0.0%
AMERICAN ADVISORS GROUP $240,000 $230,000 -4.2% 0.0%
Golden Empire Mortgage, Inc. $225,000 n/a 0.0%
Hometown Lenders, Inc. $225,000 n/a 0.0%
MORTGAGE EXPRESS, LLC $430,000 $225,000 -47.7% 0.0%
ACCELERATE MORTGAGE, LLC $215,000 n/a 0.0%
ENVOY MORTGAGE, LTD $215,000 $215,000 0.0% 0.0%
SOFI LENDING CORP. $215,000 n/a 0.0%
TIAA, FSB $215,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $210,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $580,000 $205,000 -64.7% 0.0%
Gateway First Bank $205,000 n/a 0.0%
Greenbox Loans, Inc. $195,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $730,000 $195,000 -73.3% 0.0%
FIRST TECHNOLOGY $600,000 $185,000 -69.2% 0.0%
MORIA DEVELOPMENT, INC. $185,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $290,000 $185,000 -36.2% 0.0%
Opportunity Bank of Montana $185,000 $185,000 0.0% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $175,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $175,000 n/a 0.0%
Rivermark Community Credit Union $330,000 $170,000 -48.5% 0.0%
CORNERSTONE HOME LENDING, INC. $165,000 n/a 0.0%
MOUNTAIN WEST FINANCIAL, INC. $2,810,000 $165,000 -94.1% 0.0%
Bank of England $255,000 $155,000 -39.2% 0.0%
First Federal Bank $800,000 $155,000 -80.6% 0.0%
21ST MORTGAGE CORPORATION $345,000 $145,000 -58.0% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $145,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $145,000 n/a 0.0%
INSPIRE HOME LOANS INC. $105,000 $145,000 38.1% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $450,000 $145,000 -67.8% 0.0%
SUMMIT MORTGAGE CORPORATION $1,295,000 $145,000 -88.8% 0.0%
LOANPAL, LLC $215,000 $135,000 -37.2% 0.0%
SPRING EQ, LLC $125,000 n/a 0.0%
Republic Bank & Trust Company $105,000 n/a 0.0%
Wauna Federal Credit Union $105,000 n/a 0.0%
Discover Bank $385,000 $75,000 -80.5% 0.0%
Community First Bank $115,000 $65,000 -43.5% 0.0%
CENTRAL WILLAMETTE Credit Union $55,000 n/a 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $530,000 $45,000 -91.5% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $35,000 n/a 0.0%

Hermiston - Pendleton's top lender by overall market share is GUILD MORTGAGE COMPANY, with 10.0% market share. In second place, with 8.4%, is QUICKEN LOANS, LLC, having originated $60,605,000 in loans. In third place, with 7.8%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $55,755,000 in loans. In third place, with 6.5%, is ACADEMY MORTGAGE CORPORATION, having originated $46,380,000 in loans. In third place, with 5.9%, is CMG MORTGAGE, INC., having originated $42,530,000 in loans.


Hermiston-Pendleton, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,227 $322,635,000 $262,946
Refi 983 $210,635,000 $214,278
Cash Out Refi 820 $169,340,000 $206,512
Home Improvement 95 $10,025,000 $105,526
Other 61 $6,055,000 $99,262

Hermiston - Pendleton's most frequently cited loan purpose was Home Purchase, with 1,227 originations. The 2nd most popular reason was Refi, with 983 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,320 $307,540,000 $232,985
2.5-3% 1,182 $256,200,000 $216,751
<2.5% 506 $126,980,000 $250,949
4-5% 107 $21,365,000 $199,673
5-6% 17 $1,165,000 $68,529
6-7% 17 $955,000 $56,176
Over 8% 10 $660,000 $66,000
7-8% 8 $720,000 $90,000

During 2021, Hermiston - Pendleton's most frequently originated rate bucket was 3-4%, with 1,320 originations.

Loan Sizing (Hermiston-Pendleton, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,483 $393,305,000 $265,209
$100k-200k 1,284 $196,890,000 $153,341
$100,000 or less 270 $17,310,000 $64,111
$400k-600k 133 $62,195,000 $467,632
$Over $1MM 10 $44,220,000 $4,422,000
$600k-1000k 6 $4,770,000 $795,000

Hermiston - Pendleton's loan sizing saw the bucket of loans from $200k-400k with 1,483 originations, totaling $393,305,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,184 $318,380,000 $268,902
60-80% 1,041 $246,645,000 $236,931
40-60% 490 $84,140,000 $171,714
20-40% 178 $19,490,000 $109,494
Under 20% 86 $3,560,000 $41,395
Over 100% 54 $17,440,000 $322,963

Hermiston - Pendleton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,184 originations, totaling $318,380,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Hermiston - Pendleton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $193,525 (-7.6%) $538,364 (-13.6%) 0.00 196
2018-02-01 $226,450 (21.1%) $553,139 (-6.8%) 0.00 196
2018-03-01 $229,947 (21.3%) $582,749 (-2.6%) 0.00 202
2018-04-01 $237,000 (19.1%) $590,058 (-2.7%) 0.00 199
2018-05-01 $247,000 (13.9%) $591,992 (-3.9%) 0.00 210
2018-06-01 $245,000 (16.7%) $548,945 (-3.8%) 0.00 230
2018-07-01 $240,438 (16.2%) $555,494 (-8.2%) 0.00 222
2018-08-01 $234,500 (14.4%) $563,662 (0.9%) 0.00 217
2018-09-01 $232,900 (17.3%) $553,840 (-1.9%) 0.00 224
2018-10-01 $242,450 (24.3%) $585,991 (2.9%) 0.00 201
2018-11-01 $229,900 (19.0%) $535,449 (-5.4%) 0.00 203
2018-12-01 $229,500 (15.0%) $313,501 (-45.8%) 0.00 181
2019-01-01 $231,450 (19.6%) $297,557 (-44.7%) 0.00 171
2019-02-01 $237,925 (5.1%) $300,227 (-45.7%) 0.00 170
2019-03-01 $239,286 (4.1%) $289,941 (-50.3%) 0.00 176
2019-04-01 $252,000 (6.3%) $278,531 (-52.8%) 0.00 172
2019-05-01 $252,000 (2.0%) $308,639 (-47.9%) 0.00 173
2019-06-01 $255,000 (4.1%) $298,604 (-45.6%) 0.00 207
2019-07-01 $249,950 (4.0%) $291,017 (-47.6%) 0.00 236
2019-08-01 $249,943 (6.6%) $294,154 (-47.8%) 0.00 228
2019-09-01 $252,500 (8.4%) $299,924 (-45.9%) 0.00 218
2019-10-01 $262,400 (8.2%) $290,485 (-50.4%) 0.00 222
2019-11-01 $254,900 (10.9%) $274,179 (-48.8%) 0.00 205
2019-12-01 $249,750 (8.8%) $269,504 (-14.0%) 0.00 207
2020-01-01 $265,000 (14.5%) $273,890 (-8.0%) 0.00 189
2020-02-01 $264,900 (11.3%) $300,886 (0.2%) 0.00 188
2020-03-01 $279,999 (17.0%) $313,273 (8.1%) 0.00 172
2020-04-01 $285,000 (13.1%) $316,847 (13.8%) 0.00 171
2020-05-01 $289,000 (14.7%) $317,094 (2.7%) 0.00 162
2020-06-01 $291,000 (14.1%) $495,722 (66.0%) 0.00 145
2020-07-01 $289,000 (15.6%) $512,909 (76.3%) 0.00 133
2020-08-01 $284,900 (14.0%) $514,831 (75.0%) 0.00 124
2020-09-01 $279,950 (10.9%) $542,358 (80.8%) 0.00 118
2020-10-01 $279,900 (6.7%) $539,889 (85.9%) 0.00 120
2020-11-01 $279,900 (9.8%) $544,830 (98.7%) 0.00 98
2020-12-01 $293,700 (17.6%) $627,525 (132.8%) 0.00 71
2021-01-01 $275,000 (3.8%) $611,062 (123.1%) 0.00 61
2021-02-01 $282,450 (6.6%) $650,943 (116.3%) 0.00 54
2021-03-01 $296,450 (5.9%) $597,900 (90.9%) 0.00 64
2021-04-01 $324,950 (14.0%) $623,172 (96.7%) 0.00 65
2021-05-01 $330,000 (14.2%) $654,214 (106.3%) 0.00 64
2021-06-01 $306,950 (5.5%) $659,927 (33.1%) 0.00 71
2021-07-01 $310,587 (7.5%) $395,210 (-23.0%) 0.00 68
2021-08-01 $319,925 (12.3%) $774,814 (50.5%) 0.00 83
2021-09-01 $304,500 (8.8%) $652,863 (20.4%) 0.00 117
2021-10-01 $325,000 (16.1%) $625,937 (15.9%) 0.00 121
2021-11-01 $353,500 (26.3%) $649,928 (19.3%) 0.00 116
2021-12-01 $354,500 (20.7%) $684,604 (9.1%) 0.00 104
2022-01-01 $349,500 (27.1%) $675,369 (10.5%) 0.00 103
2022-02-01 $349,750 (23.8%) $671,775 (3.2%) 0.00 98
2022-03-01 $362,500 (22.3%) $661,617 (10.7%) 0.00 107
2022-04-01 $365,000 (12.3%) $684,453 (9.8%) 0.00 103
2022-05-01 $357,157 (8.2%) $695,259 (6.3%) 0.00 105
2022-06-01 $356,950 (16.3%) $656,095 (-0.6%) 0.00 128
Hermiston - Pendleton's median listing price for 2022-06-01 was $356,950, a difference of $50,000 (16.3%) versus the prior year and $-207 versus the prior month.

Hermiston - Pendleton's median listing price comes in at 0% of the national average.

Hermiston - Pendleton's average listing price for 2022-06-01 was $656,095, a difference of $-3,832 (-0.6%) versus the prior year and $-39,164 versus the prior month.

For the 2022-06-01 period, Hermiston - Pendleton had 128 MLS listings, a difference of 23 listings (22%) versus the prior month and 57 listings (80%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Hermiston - Pendleton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,737 sqft
2018-02-01 0 days 1,803 sqft
2018-03-01 0 days 1,833 sqft
2018-04-01 0 days 1,944 sqft
2018-05-01 0 days 1,980 sqft
2018-06-01 0 days 1,983 sqft
2018-07-01 0 days 1,905 sqft
2018-08-01 0 days 1,836 sqft
2018-09-01 0 days 1,872 sqft
2018-10-01 0 days 1,933 sqft
2018-11-01 0 days 1,848 sqft
2018-12-01 0 days 1,865 sqft
2019-01-01 0 days 1,861 sqft
2019-02-01 0 days 1,866 sqft
2019-03-01 0 days 1,863 sqft
2019-04-01 0 days 1,913 sqft
2019-05-01 0 days 1,914 sqft
2019-06-01 0 days 1,940 sqft
2019-07-01 0 days 1,944 sqft
2019-08-01 0 days 1,897 sqft
2019-09-01 0 days 1,853 sqft
2019-10-01 0 days 1,938 sqft
2019-11-01 0 days 1,950 sqft
2019-12-01 0 days 1,877 sqft
2020-01-01 0 days 1,892 sqft
2020-02-01 0 days 1,933 sqft
2020-03-01 0 days 1,992 sqft
2020-04-01 0 days 2,014 sqft
2020-05-01 0 days 2,174 sqft
2020-06-01 0 days 2,173 sqft
2020-07-01 0 days 2,077 sqft
2020-08-01 0 days 1,940 sqft
2020-09-01 0 days 1,877 sqft
2020-10-01 0 days 1,846 sqft
2020-11-01 0 days 1,841 sqft
2020-12-01 0 days 1,863 sqft
2021-01-01 0 days 1,895 sqft
2021-02-01 0 days 1,852 sqft
2021-03-01 0 days 1,859 sqft
2021-04-01 0 days 1,811 sqft
2021-05-01 0 days 1,804 sqft
2021-06-01 0 days 1,835 sqft
2021-07-01 0 days 1,815 sqft
2021-08-01 0 days 1,798 sqft
2021-09-01 0 days 1,793 sqft
2021-10-01 0 days 1,841 sqft
2021-11-01 0 days 1,894 sqft
2021-12-01 0 days 1,860 sqft
2022-01-01 0 days 1,869 sqft
2022-02-01 0 days 1,860 sqft
2022-03-01 0 days 1,844 sqft
2022-04-01 0 days 1,894 sqft
2022-05-01 0 days 1,870 sqft
2022-06-01 0 days 1,848 sqft
Hermiston - Pendleton's median listing age (time on market) for 2022-06-01 was 0 days.

Hermiston - Pendleton's median square footage for active listings during the 2022-06-01 period was 1,848 sqft. One year prior, the average listing was 1,835 sqft.