Hermiston - Pendleton Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Hermiston - Pendleton averaged
6.46%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.87% and
one month ago for the week of 2025-02-27, the
average rate was 6.78%.
Hermiston - Pendleton's average rate one year ago was 6.61%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.74%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Hermiston - Pendleton 30 Year Fixed Rate | 2025-04-03 | 6.46% |
| Hermiston - Pendleton 30 Year Fixed Rate Refi | 2025-04-03 | 6.74% |
| Hermiston - Pendleton 15 Year Fixed Rate | 2025-04-03 | 5.82% |
| Hermiston - Pendleton 15 Year Fixed Rate Refi | 2025-04-03 | 6.32% |
| Hermiston - Pendleton 30 Year FHA | 2025-04-03 | 6.17% |
| Hermiston - Pendleton 30 Year FHA Refi | 2025-04-03 | 6.06% |
| Hermiston - Pendleton 30 Year USDA | 2025-04-03 | 6.12% |
| Hermiston - Pendleton 30 Year USDA Refi | 2025-04-03 | 6.32% |
| Hermiston - Pendleton 30 Year VA | 2025-04-03 | 6.31% |
| Hermiston - Pendleton 30 Year VA Refi | 2025-04-03 | 5.96% |
Hermiston - Pendleton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hermiston-Pendleton, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Hermiston - Pendleton Average Closing Costs & Other Stats
Hermiston-Pendleton, OR's 77 lenders originated 1,534
loans during 2024. The total origination value was $354,950,000, with an average loan value of
$231,389.
Hermiston - Pendleton's average closing costs are $6,812.
The top Hermiston - Pendleton lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
61 loans originated. Their average total fees are
$7,159, which is $1,157
lower than the next largest lender,
AMERICAN PACIFIC MORTGAGE CORPORATION.
The lowest fee Hermiston - Pendleton lenders (with over 10 loans originated) are
FIRST COMMUNITY ($3,852), Banner Bank ($6,613), Umpqua Bank ($6,697), GUILD MORTGAGE COMPANY ($7,159) and CHURCHILL MORTGAGE CORPORATION ($7,412).
The lowest rate Hermiston - Pendleton lenders (with over 10 loans originated) are
FIRST COMMUNITY (5.85%), Banner Bank (6.39%), BAYSHORE MORTGAGE FUNDING, LLC (6.56%), GUILD MORTGAGE COMPANY (6.59%) and UNITED WHOLESALE MORTGAGE, LLC (6.76%).
Hermiston-Pendleton, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $40,315,000 | $53,045,000 | 31.6% | 14.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $29,775,000 | $35,650,000 | 19.7% | 10.0% |
| CMG MORTGAGE, INC. | $27,120,000 | $21,995,000 | -18.9% | 6.2% |
| QUICKEN LOANS, LLC | $17,135,000 | $16,075,000 | -6.2% | 4.5% |
| BAYSHORE MORTGAGE FUNDING, LLC | $13,600,000 | n/a | 3.8% | |
| CHURCHILL MORTGAGE CORPORATION | $7,590,000 | $13,025,000 | 71.6% | 3.7% |
| FIRST COMMUNITY | $7,065,000 | $12,780,000 | 80.9% | 3.6% |
| Banner Bank | $12,620,000 | $11,590,000 | -8.2% | 3.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $8,130,000 | $11,270,000 | 38.6% | 3.2% |
| Umpqua Bank | $11,800,000 | $9,995,000 | -15.3% | 2.8% |
| AXIA FINANCIAL, LLC | $9,980,000 | $8,415,000 | -15.7% | 2.4% |
| Mortgage Research Center, LLC | $6,030,000 | $7,535,000 | 25.0% | 2.1% |
| FREEDOM MORTGAGE CORPORATION | $3,305,000 | $6,355,000 | 92.3% | 1.8% |
| S1L, Inc. | $6,025,000 | n/a | 1.7% | |
| U.S. Bank | $3,835,000 | $6,005,000 | 56.6% | 1.7% |
| MOVEMENT MORTGAGE, LLC | $550,000 | $5,765,000 | 948.2% | 1.6% |
| LPMC, LLC | $5,620,000 | $5,650,000 | 0.5% | 1.6% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $3,560,000 | $5,320,000 | 49.4% | 1.5% |
| Sierra Pacific Mortgage Company, Inc. | $3,025,000 | $4,725,000 | 56.2% | 1.3% |
| Century Mortgage Company DBA Century Lending Company | $3,815,000 | $3,600,000 | -5.6% | 1.0% |
| NATIONS DIRECT MORTGAGE, LLC | $3,795,000 | $3,375,000 | -11.1% | 1.0% |
| GESA | $3,155,000 | $3,295,000 | 4.4% | 0.9% |
| NEWREZ LLC | $865,000 | $3,245,000 | 275.1% | 0.9% |
| LOANDEPOT.COM, LLC | $3,020,000 | $3,040,000 | 0.7% | 0.9% |
| LIMA ONE CAPITAL, LLC | $2,985,000 | n/a | 0.8% | |
| PENNYMAC LOAN SERVICES, LLC | $1,100,000 | $2,915,000 | 165.0% | 0.8% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,620,000 | n/a | 0.7% | |
| 1st Security Bank of Washington | $410,000 | $2,420,000 | 490.2% | 0.7% |
| Bank of Eastern Oregon | $725,000 | $2,400,000 | 231.0% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,375,000 | $2,390,000 | 0.6% | 0.7% |
| NEW DAY FINANCIAL, LLC | $1,130,000 | $2,390,000 | 111.5% | 0.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $255,000 | $2,380,000 | 833.3% | 0.7% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $1,495,000 | $2,305,000 | 54.2% | 0.6% |
| PLANET HOME LENDING, LLC | $1,910,000 | n/a | 0.5% | |
| HAPO COMMUNITY CREDIT UNION | $2,070,000 | $1,710,000 | -17.4% | 0.5% |
| JPMorgan Chase Bank | $910,000 | $1,600,000 | 75.8% | 0.5% |
| HomeStreet Bank | $3,770,000 | $1,590,000 | -57.8% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $985,000 | $1,520,000 | 54.3% | 0.4% |
| SUMMIT FUNDING, INC. | $485,000 | $1,460,000 | 201.0% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,180,000 | $1,395,000 | 18.2% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,370,000 | $1,340,000 | -2.2% | 0.4% |
| CALCON MUTUAL MORTGAGE LLC | $1,290,000 | n/a | 0.4% | |
| AMERISAVE MORTGAGE CORPORATION | $1,205,000 | $1,265,000 | 5.0% | 0.4% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $1,220,000 | n/a | 0.3% | |
| NBKC BANK | $1,175,000 | n/a | 0.3% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,120,000 | n/a | 0.3% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,055,000 | n/a | 0.3% | |
| Cornerstone First Mortgage, Inc | $600,000 | $1,020,000 | 70.0% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $1,020,000 | n/a | 0.3% | |
| Citadel Servicing Corporation | $400,000 | $975,000 | 143.8% | 0.3% |
| Northwest Farm Credit Services, FLCA | $1,830,000 | $965,000 | -47.3% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $495,000 | $915,000 | 84.8% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $855,000 | n/a | 0.2% | |
| Plains Commerce Bank | $840,000 | n/a | 0.2% | |
| Washington Federal Bank | $1,640,000 | $815,000 | -50.3% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $415,000 | $805,000 | 94.0% | 0.2% |
| UNION HOME MORTGAGE CORP. | $275,000 | $800,000 | 190.9% | 0.2% |
| Figure Lending LLC | $295,000 | $780,000 | 164.4% | 0.2% |
| MORTGAGE EXPRESS, LLC | $750,000 | $765,000 | 2.0% | 0.2% |
| Flagstar Bank, FSB | $1,540,000 | $740,000 | -51.9% | 0.2% |
| LOANPAL, LLC | $610,000 | $735,000 | 20.5% | 0.2% |
| OnPoint Community Credit Union | $625,000 | $710,000 | 13.6% | 0.2% |
| BROKER SOLUTIONS, INC. | $525,000 | $685,000 | 30.5% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $1,025,000 | $685,000 | -33.2% | 0.2% |
| The Federal Savings Bank | $805,000 | $685,000 | -14.9% | 0.2% |
| Potlatch No. 1 Financial Credit Union | $155,000 | $675,000 | 335.5% | 0.2% |
| TOP FLITE FINANCIAL, INC. | $350,000 | $675,000 | 92.9% | 0.2% |
| Loan Simple, Inc. | $460,000 | $655,000 | 42.4% | 0.2% |
| A&D Mortgage LLC | $645,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $65,000 | $645,000 | 892.3% | 0.2% |
| 21ST MORTGAGE CORPORATION | $45,000 | $640,000 | 1,322.2% | 0.2% |
| SPOKANE TEACHERS | $765,000 | $605,000 | -20.9% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $560,000 | $560,000 | 0.0% | 0.2% |
| HORIZON | $55,000 | $555,000 | 909.1% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $925,000 | $550,000 | -40.5% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,585,000 | $550,000 | -65.3% | 0.2% |
| The Loan Store, Inc. | $295,000 | $545,000 | 84.7% | 0.2% |
| ZILLOW HOME LOANS, LLC | $295,000 | $530,000 | 79.7% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $520,000 | n/a | 0.1% | |
| BMO Harris Bank | $100,000 | $515,000 | 415.0% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $835,000 | $515,000 | -38.3% | 0.1% |
| Wells Fargo Bank | $880,000 | $505,000 | -42.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $185,000 | $500,000 | 170.3% | 0.1% |
| Nations Lending Corporation | $495,000 | n/a | 0.1% | |
| Discover Bank | $500,000 | $490,000 | -2.0% | 0.1% |
| TWINSTAR | $65,000 | $490,000 | 653.8% | 0.1% |
| Willamette Valley Bank | $135,000 | $475,000 | 251.9% | 0.1% |
| RF Renovo Management Company, LLC | $145,000 | $465,000 | 220.7% | 0.1% |
| Carrington Mortgage Services, LLC | $1,015,000 | $460,000 | -54.7% | 0.1% |
| CARDINAL FINANCIAL | $1,515,000 | $450,000 | -70.3% | 0.1% |
| SUMMIT MORTGAGE CORPORATION | $440,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $390,000 | $435,000 | 11.5% | 0.1% |
| ALLIANT CREDIT UNION | $55,000 | $410,000 | 645.5% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $155,000 | $395,000 | 154.8% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $495,000 | $385,000 | -22.2% | 0.1% |
| EVERETT FINANCIAL, INC. | $165,000 | $375,000 | 127.3% | 0.1% |
| Rivermark Community Credit Union | $245,000 | $360,000 | 46.9% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $335,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $55,000 | $330,000 | 500.0% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $225,000 | $325,000 | 44.4% | 0.1% |
| PRIORITY HOME LENDING, LLC | $255,000 | $320,000 | 25.5% | 0.1% |
| Old National Bank | $305,000 | n/a | 0.1% | |
| Bank of America | $780,000 | $295,000 | -62.2% | 0.1% |
| ENVOY MORTGAGE, LTD | $295,000 | n/a | 0.1% | |
| KeyBank | $110,000 | $295,000 | 168.2% | 0.1% |
| Baker Boyer National Bank | $1,095,000 | $280,000 | -74.4% | 0.1% |
| Ally Bank | $265,000 | $265,000 | 0.0% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $265,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $265,000 | n/a | 0.1% | |
| Texana Bank | $265,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $530,000 | $255,000 | -51.9% | 0.1% |
| CANOPY MORTGAGE, LLC | $750,000 | $245,000 | -67.3% | 0.1% |
| First National Bank of America | $490,000 | $235,000 | -52.0% | 0.1% |
| Hometown Equity Mortgage, LLC | $235,000 | n/a | 0.1% | |
| Sunflower Bank | $340,000 | $225,000 | -33.8% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $215,000 | n/a | 0.1% | |
| ROGUE | $215,000 | n/a | 0.1% | |
| Solarity Credit Union | $215,000 | n/a | 0.1% | |
| MARION AND POLK SCHOOLS CREDIT UNION | $210,000 | n/a | 0.1% | |
| IDAHO CENTRAL | $700,000 | $205,000 | -70.7% | 0.1% |
| Logan Finance Corporation | $205,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $270,000 | $205,000 | -24.1% | 0.1% |
| Oregon State Credit Union | $205,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $205,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $635,000 | $195,000 | -69.3% | 0.1% |
| Coastal Community Bank | $135,000 | $180,000 | 33.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $175,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $255,000 | $175,000 | -31.4% | 0.0% |
| NEXERA HOLDING LLC | $175,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $195,000 | $155,000 | -20.5% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $135,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $135,000 | n/a | 0.0% | |
| HighTechLending Inc | $330,000 | $125,000 | -62.1% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $105,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $105,000 | n/a | 0.0% | |
| RANLIFE, INC. | $225,000 | $105,000 | -53.3% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $285,000 | $100,000 | -64.9% | 0.0% |
| iQ Credit Union | $310,000 | $95,000 | -69.4% | 0.0% |
| FIBRE FEDERAL CREDIT UNION | $55,000 | $80,000 | 45.5% | 0.0% |
| Bethpage Federal Credit Union | $75,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $25,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $160,000 | $25,000 | -84.4% | 0.0% |
Hermiston - Pendleton's top lender by overall market share is GUILD MORTGAGE COMPANY, with 14.9% market share. In second place, with 10.0%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $35,650,000 in loans. In third place, with 6.2%, is CMG MORTGAGE, INC., having originated $21,995,000 in loans. In fourth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $16,075,000 in loans. In fifth place, with 3.8%, is BAYSHORE MORTGAGE FUNDING, LLC, having originated $13,600,000 in loans.
Hermiston - Pendleton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Hermiston - Pendleton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $202,975 (-3.3%) | $580,224 (-9.2%) | 0.00 | 178 |
| 2018-02-01 | $229,900 (22.8%) | $598,489 (-2.4%) | 0.00 | 177 |
| 2018-03-01 | $231,974 (22.4%) | $618,722 (0.1%) | 0.00 | 185 |
| 2018-04-01 | $234,875 (18.0%) | $622,898 (-0.6%) | 0.00 | 186 |
| 2018-05-01 | $245,350 (9.7%) | $618,388 (-1.7%) | 0.00 | 194 |
| 2018-06-01 | $245,000 (15.3%) | $570,213 (-1.3%) | 0.00 | 213 |
| 2018-07-01 | $238,094 (14.5%) | $579,057 (-5.1%) | 0.00 | 206 |
| 2018-08-01 | $233,125 (13.9%) | $587,406 (-1.4%) | 0.00 | 200 |
| 2018-09-01 | $230,571 (16.0%) | $568,704 (-6.7%) | 0.00 | 210 |
| 2018-10-01 | $239,475 (20.6%) | $600,027 (-3.5%) | 0.00 | 190 |
| 2018-11-01 | $231,400 (17.8%) | $548,466 (-10.4%) | 0.00 | 193 |
| 2018-12-01 | $229,900 (5.7%) | $314,549 (-49.3%) | 0.00 | 169 |
| 2019-01-01 | $233,500 (15.0%) | $304,835 (-47.5%) | 0.00 | 158 |
| 2019-02-01 | $239,500 (4.2%) | $307,162 (-48.7%) | 0.00 | 157 |
| 2019-03-01 | $243,479 (5.0%) | $296,577 (-52.1%) | 0.00 | 158 |
| 2019-04-01 | $249,700 (6.3%) | $281,202 (-54.9%) | 0.00 | 156 |
| 2019-05-01 | $252,000 (2.7%) | $310,731 (-49.8%) | 0.00 | 160 |
| 2019-06-01 | $264,900 (8.1%) | $301,205 (-47.2%) | 0.00 | 193 |
| 2019-07-01 | $253,675 (6.5%) | $292,108 (-49.6%) | 0.00 | 213 |
| 2019-08-01 | $253,991 (9.0%) | $292,396 (-50.2%) | 0.00 | 207 |
| 2019-09-01 | $260,127 (12.8%) | $295,426 (-48.1%) | 0.00 | 204 |
| 2019-10-01 | $261,618 (9.3%) | $289,286 (-51.8%) | 0.00 | 198 |
| 2019-11-01 | $250,000 (8.0%) | $271,575 (-50.5%) | 0.00 | 184 |
| 2019-12-01 | $243,725 (6.0%) | $266,822 (-15.2%) | 0.00 | 182 |
| 2020-01-01 | $255,500 (9.4%) | $269,532 (-11.6%) | 0.00 | 166 |
| 2020-02-01 | $258,350 (7.9%) | $292,253 (-4.9%) | 0.00 | 161 |
| 2020-03-01 | $268,475 (10.3%) | $298,226 (0.6%) | 0.00 | 152 |
| 2020-04-01 | $279,987 (12.1%) | $303,128 (7.8%) | 0.00 | 152 |
| 2020-05-01 | $282,499 (12.1%) | $301,420 (-3.0%) | 0.00 | 146 |
| 2020-06-01 | $287,225 (8.4%) | $481,059 (59.7%) | 0.00 | 133 |
| 2020-07-01 | $285,000 (12.4%) | $517,018 (77.0%) | 0.00 | 121 |
| 2020-08-01 | $280,000 (10.2%) | $532,782 (82.2%) | 0.00 | 110 |
| 2020-09-01 | $277,500 (6.7%) | $542,032 (83.5%) | 0.00 | 104 |
| 2020-10-01 | $274,900 (5.1%) | $522,222 (80.5%) | 0.00 | 108 |
| 2020-11-01 | $283,200 (13.3%) | $542,566 (99.8%) | 0.00 | 88 |
| 2020-12-01 | $304,913 (25.1%) | $620,206 (132.4%) | 0.00 | 63 |
| 2021-01-01 | $284,903 (11.5%) | $635,058 (135.6%) | 0.00 | 58 |
| 2021-02-01 | $291,200 (12.7%) | $679,583 (132.5%) | 0.00 | 53 |
| 2021-03-01 | $304,713 (13.5%) | $621,630 (108.4%) | 0.00 | 63 |
| 2021-04-01 | $326,450 (16.6%) | $633,158 (108.9%) | 0.00 | 65 |
| 2021-05-01 | $337,250 (19.4%) | $666,948 (121.3%) | 0.00 | 67 |
| 2021-06-01 | $302,450 (5.3%) | $674,042 (40.1%) | 0.00 | 70 |
| 2021-07-01 | $304,500 (6.8%) | $384,248 (-25.7%) | 0.00 | 69 |
| 2021-08-01 | $306,200 (9.4%) | $668,363 (25.5%) | 0.00 | 81 |
| 2021-09-01 | $300,000 (8.1%) | $590,727 (9.0%) | 0.00 | 108 |
| 2021-10-01 | $315,950 (14.9%) | $561,537 (7.5%) | 0.00 | 110 |
| 2021-11-01 | $337,232 (19.1%) | $584,723 (7.8%) | 0.00 | 110 |
| 2021-12-01 | $354,250 (16.2%) | $619,605 (-0.1%) | 0.00 | 98 |
| 2022-01-01 | $349,000 (22.5%) | $611,855 (-3.7%) | 0.00 | 97 |
| 2022-02-01 | $352,204 (21.0%) | $616,982 (-9.2%) | 0.00 | 94 |
| 2022-03-01 | $362,500 (19.0%) | $611,029 (-1.7%) | 0.00 | 105 |
| 2022-04-01 | $367,500 (12.6%) | $637,055 (0.6%) | 0.00 | 100 |
| 2022-05-01 | $361,079 (7.1%) | $643,526 (-3.5%) | 0.00 | 103 |
| 2022-06-01 | $358,445 (18.5%) | $606,732 (-10.0%) | 0.00 | 121 |
| 2022-07-01 | $359,900 (18.2%) | $562,246 (46.3%) | 0.00 | 161 |
| 2022-08-01 | $349,750 (14.2%) | $520,590 (-22.1%) | 0.00 | 181 |
| 2022-09-01 | $349,675 (16.6%) | $450,399 (-23.8%) | 0.00 | 177 |
| 2022-10-01 | $332,000 (5.1%) | $439,318 (-21.8%) | 0.00 | 186 |
| 2022-11-01 | $334,463 (-0.8%) | $417,308 (-28.6%) | 0.00 | 195 |
| 2022-12-01 | $329,000 (-7.1%) | $401,542 (-35.2%) | 0.00 | 195 |
| 2023-01-01 | $329,950 (-5.5%) | $413,249 (-32.5%) | 0.00 | 175 |
| 2023-02-01 | $332,975 (-5.5%) | $422,131 (-31.6%) | 0.00 | 162 |
| 2023-03-01 | $334,925 (-7.6%) | $428,084 (-29.9%) | 0.00 | 161 |
| 2023-04-01 | $350,000 (-4.8%) | $434,057 (-31.9%) | 0.00 | 170 |
| 2023-05-01 | $354,975 (-1.7%) | $418,228 (-35.0%) | 0.00 | 197 |
| 2023-06-01 | $364,725 (1.8%) | $430,455 (-29.1%) | 0.00 | 184 |
| 2023-07-01 | $363,950 (1.1%) | $429,246 (-23.7%) | 0.00 | 193 |
| 2023-08-01 | $368,961 (5.5%) | $431,616 (-17.1%) | 0.00 | 205 |
| 2023-09-01 | $359,975 (3.0%) | $425,626 (-5.5%) | 0.00 | 221 |
| 2023-10-01 | $352,450 (6.2%) | $417,809 (-4.9%) | 0.00 | 212 |
| 2023-11-01 | $349,950 (4.6%) | $406,464 (-2.6%) | 0.00 | 215 |
| 2023-12-01 | $350,000 (6.4%) | $410,112 (2.1%) | 0.00 | 226 |
| 2024-01-01 | $346,000 (4.9%) | $399,592 (-3.3%) | 0.00 | 206 |
| 2024-02-01 | $354,937 (6.6%) | $408,990 (-3.1%) | 0.00 | 177 |
| 2024-03-01 | $350,000 (4.5%) | $403,422 (-5.8%) | 0.00 | 168 |
| 2024-04-01 | $352,963 (0.9%) | $407,830 (-6.0%) | 0.00 | 199 |
| 2024-05-01 | $378,700 (6.7%) | $431,832 (3.3%) | 0.00 | 199 |
| 2024-06-01 | $381,475 (4.6%) | $434,979 (1.1%) | 0.00 | 201 |
| 2024-07-01 | $385,000 (5.8%) | $439,958 (2.5%) | 0.00 | 201 |
| 2024-08-01 | $380,000 (3.0%) | $432,267 (0.2%) | 0.00 | 218 |
| 2024-09-01 | $380,000 (5.6%) | $423,504 (-0.5%) | 0.00 | 229 |
| 2024-10-01 | $374,974 (6.4%) | $422,173 (1.0%) | 0.00 | 228 |
| 2024-11-01 | $362,450 (3.6%) | $412,200 (1.4%) | 0.00 | 231 |
| 2024-12-01 | $343,500 (-1.9%) | $417,209 (1.7%) | 0.00 | 202 |
| 2025-01-01 | $344,975 (-0.3%) | $420,658 (5.3%) | 0.00 | 184 |
| 2025-02-01 | $343,163 (-3.3%) | $414,629 (1.4%) | 0.00 | 187 |
| 2025-03-01 | $349,900 (0.0%) | $426,635 (5.8%) | 0.00 | 186 |
Hermiston - Pendleton's median listing price comes in at 0% of the national average.
Hermiston - Pendleton's average listing price for 2025-03-01 was $426,635, a difference of $23,213 (5.8%) versus the prior year and $12,006 versus the prior month.
For the 2025-03-01 period, Hermiston - Pendleton had 186 MLS listings, a difference of -1 listings (-1%) versus the prior month and 18 listings (11%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Hermiston - Pendleton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,759 sqft |
| 2018-02-01 | 0 days | 1,806 sqft |
| 2018-03-01 | 0 days | 1,833 sqft |
| 2018-04-01 | 0 days | 1,907 sqft |
| 2018-05-01 | 0 days | 1,983 sqft |
| 2018-06-01 | 0 days | 1,979 sqft |
| 2018-07-01 | 0 days | 1,905 sqft |
| 2018-08-01 | 0 days | 1,850 sqft |
| 2018-09-01 | 0 days | 1,891 sqft |
| 2018-10-01 | 0 days | 1,927 sqft |
| 2018-11-01 | 0 days | 1,861 sqft |
| 2018-12-01 | 0 days | 1,882 sqft |
| 2019-01-01 | 0 days | 1,907 sqft |
| 2019-02-01 | 0 days | 1,904 sqft |
| 2019-03-01 | 0 days | 1,925 sqft |
| 2019-04-01 | 0 days | 1,974 sqft |
| 2019-05-01 | 0 days | 1,944 sqft |
| 2019-06-01 | 0 days | 1,950 sqft |
| 2019-07-01 | 0 days | 1,955 sqft |
| 2019-08-01 | 0 days | 1,958 sqft |
| 2019-09-01 | 0 days | 1,956 sqft |
| 2019-10-01 | 0 days | 1,946 sqft |
| 2019-11-01 | 0 days | 1,935 sqft |
| 2019-12-01 | 0 days | 1,868 sqft |
| 2020-01-01 | 0 days | 1,865 sqft |
| 2020-02-01 | 0 days | 1,871 sqft |
| 2020-03-01 | 0 days | 1,950 sqft |
| 2020-04-01 | 0 days | 1,986 sqft |
| 2020-05-01 | 0 days | 2,035 sqft |
| 2020-06-01 | 0 days | 2,038 sqft |
| 2020-07-01 | 0 days | 2,035 sqft |
| 2020-08-01 | 0 days | 1,954 sqft |
| 2020-09-01 | 0 days | 1,857 sqft |
| 2020-10-01 | 0 days | 1,861 sqft |
| 2020-11-01 | 0 days | 1,836 sqft |
| 2020-12-01 | 0 days | 1,882 sqft |
| 2021-01-01 | 0 days | 1,887 sqft |
| 2021-02-01 | 0 days | 1,870 sqft |
| 2021-03-01 | 0 days | 1,855 sqft |
| 2021-04-01 | 0 days | 1,795 sqft |
| 2021-05-01 | 0 days | 1,780 sqft |
| 2021-06-01 | 0 days | 1,786 sqft |
| 2021-07-01 | 0 days | 1,754 sqft |
| 2021-08-01 | 0 days | 1,716 sqft |
| 2021-09-01 | 0 days | 1,704 sqft |
| 2021-10-01 | 0 days | 1,806 sqft |
| 2021-11-01 | 0 days | 1,866 sqft |
| 2021-12-01 | 0 days | 1,858 sqft |
| 2022-01-01 | 0 days | 1,868 sqft |
| 2022-02-01 | 0 days | 1,841 sqft |
| 2022-03-01 | 0 days | 1,817 sqft |
| 2022-04-01 | 0 days | 1,886 sqft |
| 2022-05-01 | 0 days | 1,824 sqft |
| 2022-06-01 | 0 days | 1,810 sqft |
| 2022-07-01 | 0 days | 1,840 sqft |
| 2022-08-01 | 0 days | 1,800 sqft |
| 2022-09-01 | 0 days | 1,731 sqft |
| 2022-10-01 | 0 days | 1,634 sqft |
| 2022-11-01 | 0 days | 1,680 sqft |
| 2022-12-01 | 0 days | 1,640 sqft |
| 2023-01-01 | 0 days | 1,650 sqft |
| 2023-02-01 | 0 days | 1,640 sqft |
| 2023-03-01 | 0 days | 1,723 sqft |
| 2023-04-01 | 0 days | 1,846 sqft |
| 2023-05-01 | 0 days | 1,846 sqft |
| 2023-06-01 | 0 days | 1,785 sqft |
| 2023-07-01 | 0 days | 1,760 sqft |
| 2023-08-01 | 0 days | 1,805 sqft |
| 2023-09-01 | 0 days | 1,750 sqft |
| 2023-10-01 | 0 days | 1,728 sqft |
| 2023-11-01 | 0 days | 1,720 sqft |
| 2023-12-01 | 0 days | 1,715 sqft |
| 2024-01-01 | 0 days | 1,715 sqft |
| 2024-02-01 | 0 days | 1,719 sqft |
| 2024-03-01 | 0 days | 1,699 sqft |
| 2024-04-01 | 0 days | 1,689 sqft |
| 2024-05-01 | 0 days | 1,766 sqft |
| 2024-06-01 | 0 days | 1,738 sqft |
| 2024-07-01 | 0 days | 1,788 sqft |
| 2024-08-01 | 0 days | 1,797 sqft |
| 2024-09-01 | 0 days | 1,820 sqft |
| 2024-10-01 | 0 days | 1,734 sqft |
| 2024-11-01 | 0 days | 1,651 sqft |
| 2024-12-01 | 0 days | 1,608 sqft |
| 2025-01-01 | 0 days | 1,603 sqft |
| 2025-02-01 | 0 days | 1,597 sqft |
| 2025-03-01 | 0 days | 1,701 sqft |
Hermiston - Pendleton's median square footage for active listings during the 2025-03-01 period was 1,701 sqft. One year prior, the average listing was 1,699 sqft.
Hermiston-Pendleton, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 895 | $249,065,000 | $278,285 |
| Cash Out Refi | 223 | $46,045,000 | $206,480 |
| Home Improvement | 152 | $12,550,000 | $82,566 |
| Other | 132 | $11,870,000 | $89,924 |
| Refi | 132 | $35,420,000 | $268,333 |
Hermiston - Pendleton's most frequently cited loan purpose was Home Purchase, with 895 originations. The 2nd most popular reason was Cash Out Refi, with 223 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 721 | $189,115,000 | $262,295 |
| 5-6% | 283 | $75,965,000 | $268,428 |
| 7-8% | 255 | $60,645,000 | $237,824 |
| Over 8% | 249 | $23,365,000 | $93,835 |
| 4-5% | 10 | $3,030,000 | $303,000 |
| <2.5% | 4 | $330,000 | $82,500 |
| 3-4% | 2 | $100,000 | $50,000 |
During 2024, Hermiston - Pendleton's most frequently originated rate bucket was 6-7%, with 721 originations.
Loan Sizing (Hermiston-Pendleton, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 817 | $234,535,000 | $287,069 |
| $100,000 or less | 307 | $15,555,000 | $50,668 |
| $100k-200k | 284 | $43,420,000 | $152,887 |
| $400k-600k | 117 | $53,995,000 | $461,496 |
| $600k-1000k | 8 | $5,730,000 | $716,250 |
| $Over $1MM | 1 | $1,715,000 | $1,715,000 |
Hermiston - Pendleton's loan sizing saw the bucket of loans from $200k-400k with 817 originations, totaling $234,535,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 722 | $218,830,000 | $303,089 |
| 60-80% | 242 | $61,760,000 | $255,207 |
| Under 20% | 207 | $8,725,000 | $42,150 |
| 20-40% | 160 | $17,510,000 | $109,438 |
| 40-60% | 133 | $26,265,000 | $197,481 |
| Over 100% | 35 | $11,955,000 | $341,571 |
Hermiston - Pendleton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 722 originations, totaling $218,830,000 in origination value.