Kanza Bank Mortgage Rates, Fees & Info

Kingman, KS

LEI: 549300KPFP1WXCNBNR50

Tax ID: 48-0435920

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Kanza Bank is a smaller bank specializing in Home Purchase and Refi loans. Kanza Bank has a high proportion of conventional loans. Their top markets by origination volume include: Wichita, Kansas City, Tampa, and Ponca City among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Kanza Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    Originations

    66

    Origination Dollar Volume (All Markets)

    $13,360,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    WICHITA, KS (FHA|USDA|VA) 50 $10,960,000 $219,200 $0 0.00%
    Outside of Metro Areas 13 $1,425,000 $109,615 $0 0.00%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $625,000 $625,000 $0 0.00%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $265,000 $265,000 $0 0.00%
    Ponca City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 0.00%
    Kanza Bank's top markets include Wichita, Kansas City, Tampa, and Ponca City among others.

    Their top states include:
  • Kansas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 66 $13,360,000 $202,424 $0 0.00%

    For 2023, Kanza Bank's most frequently originated type of loan was Conventional, with 66 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 44 $9,180,000 $208,636 $0 0.00%
    Refi 13 $3,605,000 $277,308 $0 0.00%
    Home Improvement 9 $575,000 $63,889 $0 0.00%

    For 2023, Kanza Bank's most frequently cited loan purpose was Home Purchase, with 44 originations. The 2nd most popular reason was Refi, with 13 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 66 $13,360,000 $202,424 $0 0.00%

    For 2023, Kanza Bank's most frequently cited loan duration was Other, with 66 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 26 $1,580,000 $60,769 $0 0.00%
    $100k-200k 18 $2,340,000 $130,000 $0 0.00%
    $200k-400k 14 $4,340,000 $310,000 $0 0.00%
    $400k-600k 4 $1,930,000 $482,500 $0 0.00%
    $600k-1MM 3 $1,955,000 $651,667 $0 0.00%
    $1MM+ 1 $1,215,000 $1,215,000 $0 0.00%

    2023 saw Kanza Bank place emphasis on $100,000 or less loans with 26 originations, totaling $1,580,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 7 $2,415,000 $345,000 $0 0.00%
    $100k-150k 6 $610,000 $101,667 $0 0.00%
    $50k or less 6 $330,000 $55,000 $0 0.00%
    $150k-250k 5 $1,655,000 $331,000 $0 0.00%
    $50k-75k 4 $310,000 $77,500 $0 0.00%
    $75k-100k 2 $110,000 $55,000 $0 0.00%

    Kanza Bank lent most frequently to those with incomes in the $250k+ range, with 7 originations. The second most popular income band? $100k-150k, with 6 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 66 $13,360,000 $202,424 $0 0.00%

    Kanza Bank lent most frequently to those with DTI ratios of Exempt%, with 66 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 36 $7,930,000 $220,278 $0 0.00%
    White 23 $4,765,000 $207,174 $0 0.00%
    Not provided 7 $665,000 $95,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    100.00%

    Kanza Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    92.42%

    Kanza Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 66 $13,360,000 $202,424

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    66 $13,360,000 $202,424