Kanza Bank Mortgage Rates, Fees & Info
Kingman, KSLEI: 549300KPFP1WXCNBNR50
Tax ID: 48-0435920
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Kanza Bank is a smaller bank specializing in Home Purchase and Refi loans. Kanza Bank has a high proportion of conventional loans. Their top markets by origination volume include: Wichita, Kansas City, Tampa, Fayetteville, and Brownsville among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)Kanza Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
29Origination Dollar Volume (All Markets)
$5,795,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WICHITA, KS (FHA|USDA|VA) | 19 | $3,265,000 | $171,842 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $90,000 | $45,000 | $0 | 0.00% |
| Winfield, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 29 | $5,795,000 | $199,828 | $0 | 0.00% |
For 2024, Kanza Bank's most frequently originated type of loan was Conventional, with 29 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 23 | $4,135,000 | $179,783 | $0 | 0.00% |
| Refi | 5 | $1,495,000 | $299,000 | $0 | 0.00% |
| Home Improvement | 1 | $165,000 | $165,000 | $0 | 0.00% |
For 2024, Kanza Bank's most frequently cited loan purpose was Home Purchase, with 23 originations. The 2nd most popular reason was Refi, with 5 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 29 | $5,795,000 | $199,828 | $0 | 0.00% |
For 2024, Kanza Bank's most frequently cited loan duration was Other, with 29 originations.
Loan Sizing
2024 saw Kanza Bank place emphasis on $100k-200k loans with 16 originations, totaling $2,320,000 in origination value.
Applicant Income
Kanza Bank lent most frequently to those with incomes in the $100k-150k range, with 2 originations. The second most popular income band? $50k-75k, with 2 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 29 | $5,795,000 | $199,828 | $0 | 0.00% |
Kanza Bank lent most frequently to those with DTI ratios of Exempt%, with 29 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.77%
Kanza Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination96.55%
Kanza Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 29 | $5,795,000 | $199,828 |