The Ozona National Bank Mortgage Rates, Fees & Info
Ozona, TXLEI: 549300L66TXE6HC20R70
Tax ID: 75-0476265
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Mortgage Data
Review & Overview
The Ozona National Bank is a smaller bank specializing in Home Purchase loans. The Ozona National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Austin, Dallas, San Antonio, and San Angelo among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)The Ozona National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
21Origination Dollar Volume (All Markets)
$6,145,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $4,885,000 | $375,769 | $0 | 0.00% |
Outside of Metro Areas | 4 | $550,000 | $137,500 | $0 | 0.00% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 0.00% |
SAN ANGELO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 21 | $6,145,000 | $292,619 | $0 | 0.00% |
For 2019, The Ozona National Bank's most frequently originated type of loan was Conventional, with 21 originations.
Loan Reason
Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Home Purchase | 16 | $5,610,000 | $350,625 | $0 | 0.00% |
Other | 3 | $265,000 | $88,333 | $0 | 0.00% |
Refi | 2 | $270,000 | $135,000 | $0 | 0.00% |
For 2019, The Ozona National Bank's most frequently cited loan purpose was Home Purchase, with 16 originations. The 2nd most popular reason was Other, with 3 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Other | 21 | $6,145,000 | $292,619 | $0 | 0.00% |
For 2019, The Ozona National Bank's most frequently cited loan duration was Other, with 21 originations.
Loan Sizing
2019 saw The Ozona National Bank place emphasis on $100k-200k loans with 10 originations, totaling $1,520,000 in origination value.
Applicant Income
The Ozona National Bank lent most frequently to those with incomes in the $150k-250k range, with 5 originations. The second most popular income band? $100k-150k, with 4 originations.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Exempt% | 21 | $6,145,000 | $292,619 | $0 | 0.00% |
The Ozona National Bank lent most frequently to those with DTI ratios of Exempt%, with 21 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.86%
The Ozona National Bank has an average approval rate.
Pick Rate
Approvals leading to origination76.19%
The Ozona National Bank has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
Exempt | 21 | $6,145,000 | $292,619 |