SAN ANGELO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in San Angelo averaged 6.2% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 6.22% and one month ago for the week of 2023-04-20, the average rate was 6.42%.

San Angelo's average rate one year ago was 4.98%.

For refis of the same type during the week of 2023-05-25, the average rate was 6.2%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
San Angelo 30 Year Fixed Rate 2023-05-25 6.2%
San Angelo 30 Year Fixed Rate Refi 2023-05-25 6.2%
San Angelo 15 Year Fixed Rate 2023-05-25 5.77%
San Angelo 15 Year Fixed Rate Refi 2023-05-25 5.97%
San Angelo 30 Year FHA 2023-05-25 6.83%
San Angelo 30 Year FHA Refi 2023-05-25 6.81%
San Angelo 30 Year USDA 2023-05-25 6.63%
San Angelo 30 Year USDA Refi 2023-05-25 6.43%
San Angelo 30 Year VA 2023-05-25 6.01%
San Angelo 30 Year VA Refi 2023-05-25 6.41%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SAN ANGELO, TX.

SAN ANGELO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SAN ANGELO, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
MORTGAGE FINANCIAL SERVICES, LLC 162 5.06% $6,825
First Financial Bank 90 5.12% $5,460
Hometown Lenders, Inc. 85 5.16% $6,013
QUICKEN LOANS, LLC 58 5.29% $5,933
Gateway First Bank 51 4.74% $4,849
GUILD MORTGAGE COMPANY 26 5.14% $7,093
Prosperity Bank 23 5.04% $4,033
GENEVA FINANCIAL, LLC 23 5.40% $6,094
LOANDEPOT.COM, LLC 18 4.77% $5,756
Wells Fargo Bank 18 4.83% $4,375
Mr. Cooper ( Nationstar Mortgage ) 15 4.82% $7,653
NATIONS RELIABLE LENDING, LLC 14 4.99% $6,676
T2 FINANCIAL LLC 12 6.23% $5,775
UNIVERSITY LENDING GROUP, LLC 9 4.57% $7,415
UNITED WHOLESALE MORTGAGE, LLC 9 5.75% $7,448
FREEDOM MORTGAGE CORPORATION 8 5.33% $5,099
LEGACY MORTGAGE LLC 7 5.95% $7,052
JPMorgan Chase Bank 7 4.66% $3,047
Crockett National Bank 7 4.71% $3,227
AMERISAVE MORTGAGE CORPORATION 5 5.05% $7,068
MEMBER FIRST MORTGAGE, LLC 5 4.75% $4,416
ROYAL UNITED MORTGAGE LLC 5 5.58% $5,775
LOANPAL, LLC 5 4.47% $5,342
PENNYMAC LOAN SERVICES, LLC 5 4.97% $5,942
NAVY FEDERAL CREDIT UNION 4 4.94% $4,689
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 5.09% $7,330
BETTER MORTGAGE CORPORATION 4 3.47% $3,585
BROKER SOLUTIONS, INC. 4 4.69% $5,322
PHH Mortgage Corporation 4 5.09% $7,255
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 5.93% $8,227
TEXAS TRUST 4 5.69% $2,526
U.S. Bank 4 4.66% $3,284
CORNERSTONE HOME LENDING, INC. 4 4.31% $5,004
RANDOLPH-BROOKS 3 4.58% $3,974
SIRVA MORTGAGE, INC. 3 4.83% $1,339
TEXAS TECH 3 5.54% $3,996
CHURCHILL MORTGAGE CORPORATION 3 4.96% $5,253
Bank of America 3 4.96% $5,354
University Bank 3 6.42% $12,527
AmeriHome Mortgage Company, LLC 3 3.29% $4,107
CMG MORTGAGE, INC. 3 4.54% $8,073
MORTGAGE SOLUTIONS OF COLORADO, LLC 3 4.67% $3,937
Baxter Credit Union 2 4.69% $4,481
Extraco Banks 2 3.56% $5,370
Chicago Mortgage Solutions LLC 2 2.99% $3,210
TIB The Independent Bankersbank 2 7.25% $10,894
OPEN MORTGAGE, LLC 2 5.44% $7,492
EVERETT FINANCIAL, INC. 2 6.25% $4,292
AMCAP MORTGAGE, LTD. 2 5.06% $10,683
NEWREZ LLC 2 5.25% $5,075
Mortgage Research Center, LLC 2 4.25% $2,683
NATIONS DIRECT MORTGAGE, LLC 2 6.25% $6,578
FBC MORTGAGE, LLC 2 5.00% $9,470
USAA Federal Savings Bank 2 5.63% $4,226
AMERICAN FINANCING CORPORATION 2 4.63% $7,280
SECURITYNATIONAL MORTGAGE COMPANY 2 4.99% $6,636
SECURITY SERVICE 2 3.75% $2,919
SFMC, LP 2 5.56% $4,478
Flagstar Bank, FSB 2 4.31% $5,387
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 4.00% $5,998
Sunflower Bank 2 4.81% $9,351
First Guaranty Mortgage Corporation 2 6.19% $3,613
CALIBER HOME LOANS, INC. 2 5.19% $5,455
WILLOW BEND MORTGAGE COMPANY, LLC 1 3.75% $3,873
1ST SIGNATURE LENDING, LLC 1 4.63% $9,261
ACADEMY MORTGAGE CORPORATION 1 4.38% $13,085
Access Community Credit Union 1 5.88% $5,147
A&D Mortgage LLC 1 5.63% $5,130
AFFINITY 1 5.63% $3,858
Amarillo National Bank 1 5.50% $3,937
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.63% $4,277
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.13% $8,337
ARC HOME LLC 1 4.88% $18,498
ASSEMBLIES OF GOD Credit Union 1 6.63% $3,893
Beeline Loans, Inc. 1 6.00% $5,555
CANOPY MORTGAGE, LLC 1 4.25% $4,986
CARDINAL FINANCIAL 1 4.75% $9,728
Carrington Mortgage Services, LLC 1 5.00% $10,180
CHERRY CREEK MORTGAGE, LLC 1 4.13% $1,175
City Bank 1 4.63% $6,276
COMMUNITY RESOURCE CREDIT UNION 1 5.63% $584
CROSSCOUNTRY MORTGAGE, LLC 1 4.99% $8,350
Discover Bank 1 5.49% $0
FIDELITY BANK 1 4.50% $4,460
FINANCE OF AMERICA MORTGAGE LLC 1 3.75% $3,306
First Horizon Bank 1 4.75% $6,000
First National Bank Texas 1 5.00% $6,467
First United Bank 1 4.50% $3,531
First United Bank and Trust Company 1 5.88% $4,696
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.88% $9,124
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 4.00% $7,258
HOME POINT FINANCIAL CORPORATION 1 4.88% $10,562
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 6.00% $4,343
INTERLINC MORTGAGE SERVICES, LLC 1 6.25% $2,666
Jefferson Bank 1 4.25% $4,469
J. VIRGIL, INC. 1 5.63% $4,893
Lakeview Community Capital, LLC 1 5.38% $3,288
LHM FINANCIAL CORPORATION 1 4.25% $6,708
LOANPEOPLE, LLC 1 4.13% $4,487
LRS FINANCIAL NETWORK, INC. 1 3.99% $7,551
Morgan Stanley Private Bank 1 4.55% $4,686
MOVEMENT MORTGAGE, LLC 1 3.56% $4,666
NETWORK CAPITAL FUNDING CORPORATION 1 7.50% $5,534
Origin Bank 1 5.38% $13,379
Paramount Residential Mortgage Group, Inc. 1 3.25% $4,416
PENTAGON FEDERAL CREDIT UNION 1 3.13% $6,205
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.63% $5,150
PROVIDENT FUNDING ASSOCIATES, L.P. 1 4.75% $8,032
Quontic Bank 1 9.75% $9,114
RB MORTGAGE LLC 1 6.00% $3,540
Republic State Mortgage Co. 1 3.88% $8,870
RESIDENTIAL BANCORP. 1 2.88% $10,223
SOUTHWEST FUNDING, LP 1 6.50% $5,978
SWBC MORTGAGE CORPORATION 1 5.88% $5,170
THRIVE MORTGAGE, LLC 1 5.88% $5,922
Trinity Oaks Mortgage, LLC 1 5.88% $4,437
Truist 1 3.63% $3,692
UNITED MORTGAGE CORP. 1 6.13% $10,047
UNIVERSITY Federal Credit Union 1 6.00% $5,817
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.10% $11,574
VAN DYK MORTGAGE CORPORATION 1 3.88% $1,733
Watermark Capital, Inc. 1 3.38% $5,535
Waterstone Mortgage Corporation 1 5.63% $7,985
1ST COMMUNITY FEDERAL CREDIT UNION 1 6.00% $2,946

SAN ANGELO Average Closing Costs & Other Stats

SAN ANGELO, TX's 124 lenders originated 2,192 loans during 2022. The total origination value was $480,020,000, with an average loan value of $218,987.

SAN ANGELO's average closing costs are $5,729.

The top SAN ANGELO lender as defined by loan originations is MORTGAGE FINANCIAL SERVICES, LLC, with 162 loans originated. Their average total fees are $6,825, which is $1,365 higher than the next largest lender, First Financial Bank.

The lowest fee SAN ANGELO lenders (with over 10 loans originated) are Prosperity Bank ($4,033), Wells Fargo Bank ($4,375), Gateway First Bank ($4,849), First Financial Bank ($5,460) and LOANDEPOT.COM, LLC ($5,756).

The lowest rate SAN ANGELO lenders (with over 10 loans originated) are Gateway First Bank (4.74%), LOANDEPOT.COM, LLC (4.77%), Mr. Cooper ( Nationstar Mortgage ) (4.82%), Wells Fargo Bank (4.83%) and NATIONS RELIABLE LENDING, LLC (4.99%).

SAN ANGELO, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
MORTGAGE FINANCIAL SERVICES, LLC $97,835,000 $73,130,000 -25.3% 15.2%
First Financial Bank $83,620,000 $55,295,000 -33.9% 11.5%
Hometown Lenders, Inc. $42,485,000 n/a 8.9%
Gateway First Bank $64,215,000 $29,920,000 -53.4% 6.2%
QUICKEN LOANS, LLC $39,100,000 $22,665,000 -42.0% 4.7%
The Bank & Trust $13,435,000 $16,715,000 24.4% 3.5%
Mortgage Research Center, LLC $20,580,000 $15,545,000 -24.5% 3.2%
GUILD MORTGAGE COMPANY $59,150,000 $12,150,000 -79.5% 2.5%
GENEVA FINANCIAL, LLC $14,095,000 $9,965,000 -29.3% 2.1%
LEGACY MORTGAGE LLC $17,585,000 $9,565,000 -45.6% 2.0%
T2 FINANCIAL LLC $8,845,000 n/a 1.8%
Prosperity Bank $4,385,000 $8,180,000 86.5% 1.7%
The First National Bank of Sonora $6,610,000 $7,600,000 15.0% 1.6%
UNITED WHOLESALE MORTGAGE, LLC $4,315,000 $7,050,000 63.4% 1.5%
USAA Federal Savings Bank $8,390,000 $6,640,000 -20.9% 1.4%
LOANDEPOT.COM, LLC $11,385,000 $6,330,000 -44.4% 1.3%
Wells Fargo Bank $12,285,000 $6,165,000 -49.8% 1.3%
PENNYMAC LOAN SERVICES, LLC $12,280,000 $6,140,000 -50.0% 1.3%
NAVY FEDERAL CREDIT UNION $7,150,000 $5,765,000 -19.4% 1.2%
NATIONS RELIABLE LENDING, LLC $4,305,000 $5,395,000 25.3% 1.1%
UNIVERSITY LENDING GROUP, LLC $14,155,000 $5,165,000 -63.5% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $8,395,000 $4,530,000 -46.0% 0.9%
1ST COMMUNITY FEDERAL CREDIT UNION $8,955,000 $4,390,000 -51.0% 0.9%
AMCAP MORTGAGE, LTD. $1,745,000 $2,795,000 60.2% 0.6%
LOANPAL, LLC $1,645,000 $2,765,000 68.1% 0.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,765,000 $2,565,000 -7.2% 0.5%
FREEDOM MORTGAGE CORPORATION $27,110,000 $2,530,000 -90.7% 0.5%
CMG MORTGAGE, INC. $865,000 $2,345,000 171.1% 0.5%
BROKER SOLUTIONS, INC. $2,725,000 $2,260,000 -17.1% 0.5%
JPMorgan Chase Bank $4,125,000 $2,145,000 -48.0% 0.4%
LIMA ONE CAPITAL, LLC $1,990,000 n/a 0.4%
University Bank $1,970,000 n/a 0.4%
AMERISAVE MORTGAGE CORPORATION $3,850,000 $1,910,000 -50.4% 0.4%
TEXAS TRUST $2,315,000 $1,895,000 -18.1% 0.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,435,000 $1,815,000 26.5% 0.4%
U.S. Bank $1,060,000 $1,815,000 71.2% 0.4%
EVERETT FINANCIAL, INC. $460,000 $1,810,000 293.5% 0.4%
PENTAGON FEDERAL CREDIT UNION $1,890,000 $1,810,000 -4.2% 0.4%
21ST MORTGAGE CORPORATION $1,780,000 $1,695,000 -4.8% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,580,000 $1,670,000 -70.1% 0.3%
Centennial Bank $1,655,000 n/a 0.3%
SIRVA MORTGAGE, INC. $185,000 $1,650,000 791.9% 0.3%
MEMBER FIRST MORTGAGE, LLC $960,000 $1,530,000 59.4% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,995,000 $1,465,000 -75.6% 0.3%
CORNERSTONE HOME LENDING, INC. $1,665,000 $1,355,000 -18.6% 0.3%
CONCHO EDUCATORS Federal Credit Union $1,195,000 $1,325,000 10.9% 0.3%
Bank of America $1,250,000 $1,295,000 3.6% 0.3%
Crockett National Bank $1,265,000 $1,215,000 -4.0% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,345,000 $1,195,000 -11.2% 0.2%
CERTAINTY HOME LOANS, LLC $1,640,000 $1,130,000 -31.1% 0.2%
RANDOLPH-BROOKS $645,000 $1,070,000 65.9% 0.2%
BETTER MORTGAGE CORPORATION $4,305,000 $1,065,000 -75.3% 0.2%
Extraco Banks $275,000 $1,010,000 267.3% 0.2%
CHURCHILL MORTGAGE CORPORATION $1,800,000 $1,005,000 -44.2% 0.2%
PHH Mortgage Corporation $370,000 $995,000 168.9% 0.2%
HOME POINT FINANCIAL CORPORATION $2,690,000 $990,000 -63.2% 0.2%
City Bank $320,000 $965,000 201.6% 0.2%
TIB The Independent Bankersbank $2,955,000 $965,000 -67.3% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $600,000 $960,000 60.0% 0.2%
First Guaranty Mortgage Corporation $2,780,000 $930,000 -66.5% 0.2%
GUARANTEED RATE, INC. $915,000 $930,000 1.6% 0.2%
Flagstar Bank, FSB $2,340,000 $920,000 -60.7% 0.2%
FBC MORTGAGE, LLC $450,000 $910,000 102.2% 0.2%
AMERICAN FINANCING CORPORATION $1,610,000 $875,000 -45.7% 0.2%
First United Bank and Trust Company $895,000 $825,000 -7.8% 0.2%
NEWREZ LLC $2,395,000 $825,000 -65.6% 0.2%
West Texas National Bank $795,000 n/a 0.2%
PNC Bank $1,255,000 $790,000 -37.1% 0.2%
DOMINION FINANCIAL SERVICES, LLC $785,000 n/a 0.2%
The Central Trust Bank $770,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $320,000 $735,000 129.7% 0.2%
Security State Bank & Trust $105,000 $725,000 590.5% 0.2%
Independent Bank $105,000 $685,000 552.4% 0.1%
TEXAS TECH $310,000 $675,000 117.7% 0.1%
Community National Bank $680,000 $670,000 -1.5% 0.1%
North American Savings Bank, F.S.B. $1,715,000 $670,000 -60.9% 0.1%
GREAT WESTERN FINANCIAL SERVICES, INC. $330,000 $665,000 101.5% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,440,000 $665,000 -85.0% 0.1%
CALIBER HOME LOANS, INC. $4,695,000 $660,000 -85.9% 0.1%
SECURITY SERVICE $1,200,000 $650,000 -45.8% 0.1%
Republic State Mortgage Co. $645,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,085,000 $645,000 -40.6% 0.1%
OPEN MORTGAGE, LLC $870,000 $620,000 -28.7% 0.1%
LRS FINANCIAL NETWORK, INC. $1,315,000 $605,000 -54.0% 0.1%
Chicago Mortgage Solutions LLC $885,000 $600,000 -32.2% 0.1%
PREMIA MORTGAGE, LLC $595,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $900,000 $580,000 -35.6% 0.1%
First Horizon Bank $735,000 $575,000 -21.8% 0.1%
Nations Lending Corporation $1,975,000 $575,000 -70.9% 0.1%
Sunflower Bank $360,000 $570,000 58.3% 0.1%
SWBC MORTGAGE CORPORATION $470,000 $570,000 21.3% 0.1%
AmeriHome Mortgage Company, LLC $3,170,000 $555,000 -82.5% 0.1%
LENDINGHOME FUNDING CORPORATION $460,000 $520,000 13.0% 0.1%
SOUTHWEST STAGE FUNDING, LLC $680,000 $510,000 -25.0% 0.1%
NEW DAY FINANCIAL, LLC $500,000 $505,000 1.0% 0.1%
Citizens Bank $195,000 $490,000 151.3% 0.1%
First Bank & Trust $1,645,000 $485,000 -70.5% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $205,000 $480,000 134.1% 0.1%
Baxter Credit Union $165,000 $480,000 190.9% 0.1%
NATIONS DIRECT MORTGAGE, LLC $470,000 n/a 0.1%
Western Bank $470,000 n/a 0.1%
Complex Community Federal Credit Union $325,000 $460,000 41.5% 0.1%
VAN DYK MORTGAGE CORPORATION $460,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $430,000 $450,000 4.7% 0.1%
Texana Bank $445,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $440,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $870,000 $425,000 -51.1% 0.1%
Carrington Mortgage Services, LLC $95,000 $425,000 347.4% 0.1%
Watermark Capital, Inc. $785,000 $425,000 -45.9% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $280,000 $420,000 50.0% 0.1%
CALCON MUTUAL MORTGAGE LLC $415,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $850,000 $405,000 -52.4% 0.1%
Origin Bank $1,505,000 $405,000 -73.1% 0.1%
Equity Prime Mortgage LLC $400,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $395,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $390,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $390,000 n/a 0.1%
AFFINITY $385,000 n/a 0.1%
ARC HOME LLC $385,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $1,010,000 $385,000 -61.9% 0.1%
EMBRACE HOME LOANS, INC. $385,000 n/a 0.1%
Waterstone Mortgage Corporation $365,000 n/a 0.1%
Cross Keys Bank $355,000 n/a 0.1%
Morgan Stanley Private Bank $345,000 n/a 0.1%
Discover Bank $85,000 $320,000 276.5% 0.1%
CHERRY CREEK MORTGAGE, LLC $615,000 $315,000 -48.8% 0.1%
UNITED MORTGAGE CORP. $315,000 n/a 0.1%
HANCOCK MORTGAGE PARTNERS, LLC $245,000 $310,000 26.5% 0.1%
First United Bank $305,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $470,000 $305,000 -35.1% 0.1%
SFMC, LP $300,000 n/a 0.1%
ASSEMBLIES OF GOD Credit Union $285,000 n/a 0.1%
Cambria Financial Group, LLC $285,000 n/a 0.1%
F & M Bank $925,000 $285,000 -69.2% 0.1%
NBKC BANK $405,000 $285,000 -29.6% 0.1%
AMERICAN ADVISORS GROUP $805,000 $280,000 -65.2% 0.1%
TRIAD FINANCIAL SERVICES, INC. $200,000 $280,000 40.0% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $275,000 n/a 0.1%
First National Bank Texas $695,000 $275,000 -60.4% 0.1%
Quontic Bank $275,000 n/a 0.1%
Truist $295,000 $270,000 -8.5% 0.1%
Access Community Credit Union $265,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $1,310,000 $265,000 -79.8% 0.1%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $930,000 $265,000 -71.5% 0.1%
LAKEVIEW LOAN SERVICING, LLC $4,895,000 $255,000 -94.8% 0.1%
RESIDENTIAL BANCORP. $255,000 n/a 0.1%
Trinity Oaks Mortgage, LLC $255,000 n/a 0.1%
ASSOCIATED MORTGAGE CORPORATION $235,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,365,000 $235,000 -82.8% 0.0%
J. VIRGIL, INC. $235,000 n/a 0.0%
Loan Simple, Inc. $410,000 $235,000 -42.7% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $310,000 $225,000 -27.4% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $470,000 $225,000 -52.1% 0.0%
MANN FINANCIAL INC. $225,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $480,000 $225,000 -53.1% 0.0%
Amarillo National Bank $805,000 $215,000 -73.3% 0.0%
ANGEL OAK HOME LOANS LLC $215,000 n/a 0.0%
Network Funding, L.P. $215,000 n/a 0.0%
RB MORTGAGE LLC $400,000 $215,000 -46.3% 0.0%
ZILLOW HOME LOANS, LLC $295,000 $215,000 -27.1% 0.0%
THE MORTGAGE LINK, INC. $205,000 n/a 0.0%
Jefferson Bank $195,000 n/a 0.0%
Town Square Mortgage & Investments, Inc. $195,000 n/a 0.0%
UNIVERSITY Federal Credit Union $500,000 $190,000 -62.0% 0.0%
AMERIFIRST FINANCIAL CORPORATION $185,000 n/a 0.0%
Fidelity Bank $175,000 n/a 0.0%
WILLOW BEND MORTGAGE COMPANY, LLC $125,000 $175,000 40.0% 0.0%
HOMETRUST MORTGAGE COMPANY $700,000 $165,000 -76.4% 0.0%
Mid-Continent Funding, Inc. $165,000 n/a 0.0%
A&D Mortgage LLC $155,000 n/a 0.0%
INTELLILOAN, INC. $155,000 n/a 0.0%
THRIVE MORTGAGE, LLC $155,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $145,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $1,030,000 $145,000 -85.9% 0.0%
LOANPEOPLE, LLC $145,000 n/a 0.0%
Credit Union of Texas $25,000 $135,000 440.0% 0.0%
GREENSTATE CREDIT UNION $135,000 n/a 0.0%
Lakeview Community Capital, LLC $815,000 $135,000 -83.4% 0.0%
COMMUNITY RESOURCE CREDIT UNION $125,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $115,000 n/a 0.0%
ASPIRE FINANCIAL, INC. $1,055,000 $105,000 -90.0% 0.0%
Beeline Loans, Inc. $105,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $105,000 n/a 0.0%
FIDELITY BANK $105,000 n/a 0.0%
LHM FINANCIAL CORPORATION $105,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $105,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $510,000 $105,000 -79.4% 0.0%
SOUTHWEST FUNDING, LP $105,000 n/a 0.0%
ABILENE TEACHERS Federal Credit Union $95,000 n/a 0.0%
Texas Health Credit Union $95,000 n/a 0.0%
CANOPY MORTGAGE, LLC $265,000 $85,000 -67.9% 0.0%
AMPLIFY $2,470,000 $75,000 -97.0% 0.0%
CAPITOL CREDIT UNION $75,000 n/a 0.0%
R Bank $65,000 n/a 0.0%
VILLAGE CAPITAL MORTGAGE $2,160,000 $55,000 -97.5% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 n/a 0.0%

SAN ANGELO's top lender by overall market share is MORTGAGE FINANCIAL SERVICES, LLC, with 15.2% market share. In second place, with 11.5%, is First Financial Bank, having originated $55,295,000 in loans. In third place, with 8.9%, is Hometown Lenders, Inc., having originated $42,485,000 in loans. In fourth place, with 6.2%, is Gateway First Bank, having originated $29,920,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $22,665,000 in loans.


SAN ANGELO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SAN ANGELO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $193,500 (-5.1%) $259,929 (0.6%) 0.00 492
2018-02-01 $194,250 (-3.8%) $269,853 (5.6%) 0.00 455
2018-03-01 $199,000 (-2.9%) $274,516 (6.1%) 0.00 448
2018-04-01 $217,950 (7.6%) $296,002 (14.7%) 0.00 413
2018-05-01 $219,450 (11.0%) $298,940 (18.3%) 0.00 388
2018-06-01 $217,950 (10.0%) $293,301 (16.1%) 0.00 415
2018-07-01 $200,200 (1.1%) $280,454 (9.8%) 0.00 435
2018-08-01 $216,000 (9.2%) $286,975 (11.0%) 0.00 444
2018-09-01 $224,900 (14.2%) $293,678 (13.9%) 0.00 455
2018-10-01 $224,900 (15.3%) $298,724 (18.3%) 0.00 443
2018-11-01 $216,525 (11.0%) $294,076 (14.9%) 0.00 441
2018-12-01 $210,000 (6.6%) $295,512 (12.5%) 0.00 407
2019-01-01 $211,725 (9.4%) $283,416 (9.0%) 0.00 409
2019-02-01 $222,413 (14.5%) $291,622 (8.1%) 0.00 396
2019-03-01 $225,950 (13.5%) $301,638 (9.9%) 0.00 372
2019-04-01 $240,584 (10.4%) $309,936 (4.7%) 0.00 388
2019-05-01 $249,900 (13.9%) $316,096 (5.7%) 0.00 374
2019-06-01 $249,900 (14.7%) $321,968 (9.8%) 0.00 340
2019-07-01 $248,950 (24.4%) $323,569 (15.4%) 0.00 336
2019-08-01 $252,900 (17.1%) $339,490 (18.3%) 0.00 321
2019-09-01 $261,475 (16.3%) $348,025 (18.5%) 0.00 285
2019-10-01 $232,475 (3.4%) $323,326 (8.2%) 0.00 340
2019-11-01 $236,000 (9.0%) $321,910 (9.5%) 0.00 341
2019-12-01 $237,975 (13.3%) $323,910 (9.6%) 0.00 329
2020-01-01 $248,475 (17.4%) $322,255 (13.7%) 0.00 312
2020-02-01 $256,900 (15.5%) $325,603 (11.7%) 0.00 300
2020-03-01 $264,975 (17.3%) $334,379 (10.9%) 0.00 289
2020-04-01 $264,725 (10.0%) $329,410 (6.3%) 0.00 311
2020-05-01 $274,900 (10.0%) $353,475 (11.8%) 0.00 263
2020-06-01 $277,975 (11.2%) $365,166 (13.4%) 0.00 246
2020-07-01 $276,675 (11.1%) $374,731 (15.8%) 0.00 239
2020-08-01 $265,000 (4.8%) $351,777 (3.6%) 0.00 236
2020-09-01 $255,500 (-2.3%) $343,637 (-1.3%) 0.00 210
2020-10-01 $267,450 (15.0%) $353,369 (9.3%) 0.00 208
2020-11-01 $270,000 (14.4%) $354,607 (10.2%) 0.00 207
2020-12-01 $258,200 (8.5%) $344,715 (6.4%) 0.00 211
2021-01-01 $265,400 (6.8%) $348,623 (8.2%) 0.00 184
2021-02-01 $264,400 (2.9%) $365,778 (12.3%) 0.00 167
2021-03-01 $257,500 (-2.8%) $383,104 (14.6%) 0.00 146
2021-04-01 $279,950 (5.8%) $421,712 (28.0%) 0.00 134
2021-05-01 $274,500 (-0.2%) $412,822 (16.8%) 0.00 140
2021-06-01 $270,000 (-2.9%) $406,541 (11.3%) 0.00 149
2021-07-01 $245,000 (-11.5%) $359,473 (-4.1%) 0.00 197
2021-08-01 $247,225 (-6.7%) $342,247 (-2.7%) 0.00 222
2021-09-01 $255,000 (-0.2%) $366,429 (6.6%) 0.00 228
2021-10-01 $258,000 (-3.5%) $376,317 (6.5%) 0.00 226
2021-11-01 $266,000 (-1.5%) $373,098 (5.2%) 0.00 233
2021-12-01 $262,250 (1.6%) $367,163 (6.5%) 0.00 208
2022-01-01 $263,250 (-0.8%) $358,225 (2.8%) 0.00 202
2022-02-01 $268,475 (1.5%) $366,554 (0.2%) 0.00 174
2022-03-01 $279,675 (8.6%) $372,897 (-2.7%) 0.00 166
2022-04-01 $259,950 (-7.1%) $355,276 (-15.8%) 0.00 166
2022-05-01 $289,125 (5.3%) $357,677 (-13.4%) 0.00 191
2022-06-01 $278,000 (3.0%) $342,833 (-15.7%) 0.00 261
2022-07-01 $265,000 (8.2%) $314,098 (-12.6%) 0.00 312
2022-08-01 $265,000 (7.2%) $316,829 (-7.4%) 0.00 341
2022-09-01 $278,000 (9.0%) $330,889 (-9.7%) 0.00 357
2022-10-01 $279,000 (8.1%) $326,927 (-13.1%) 0.00 367
2022-11-01 $299,900 (12.7%) $351,302 (-5.8%) 0.00 378
2022-12-01 $299,900 (14.4%) $356,775 (-2.8%) 0.00 363
2023-01-01 $301,450 (14.5%) $363,699 (1.5%) 0.00 347
2023-02-01 $309,925 (15.4%) $356,823 (-2.7%) 0.00 311
2023-03-01 $310,975 (11.2%) $366,919 (-1.6%) 0.00 291
2023-04-01 $325,000 (25.0%) $393,733 (10.8%) 0.00 278
SAN ANGELO's median listing price for 2023-04-01 was $325,000, a difference of $65,050 (25.0%) versus the prior year and $14,025 versus the prior month.

SAN ANGELO's median listing price comes in at 0% of the national average.

SAN ANGELO's average listing price for 2023-04-01 was $393,733, a difference of $38,457 (10.8%) versus the prior year and $26,814 versus the prior month.

For the 2023-04-01 period, SAN ANGELO had 278 MLS listings, a difference of -13 listings (-4%) versus the prior month and 112 listings (67%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SAN ANGELO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,847 sqft
2018-02-01 0 days 1,867 sqft
2018-03-01 0 days 1,874 sqft
2018-04-01 0 days 1,912 sqft
2018-05-01 0 days 1,914 sqft
2018-06-01 0 days 1,924 sqft
2018-07-01 0 days 1,883 sqft
2018-08-01 0 days 1,899 sqft
2018-09-01 0 days 1,932 sqft
2018-10-01 0 days 1,952 sqft
2018-11-01 0 days 1,949 sqft
2018-12-01 0 days 1,940 sqft
2019-01-01 0 days 1,896 sqft
2019-02-01 0 days 1,881 sqft
2019-03-01 0 days 1,965 sqft
2019-04-01 0 days 1,993 sqft
2019-05-01 0 days 1,997 sqft
2019-06-01 0 days 1,973 sqft
2019-07-01 0 days 1,975 sqft
2019-08-01 0 days 2,015 sqft
2019-09-01 0 days 2,036 sqft
2019-10-01 0 days 1,923 sqft
2019-11-01 0 days 1,908 sqft
2019-12-01 0 days 1,868 sqft
2020-01-01 0 days 1,892 sqft
2020-02-01 0 days 1,952 sqft
2020-03-01 0 days 1,998 sqft
2020-04-01 0 days 1,977 sqft
2020-05-01 0 days 2,039 sqft
2020-06-01 0 days 2,050 sqft
2020-07-01 0 days 1,994 sqft
2020-08-01 0 days 1,922 sqft
2020-09-01 0 days 1,886 sqft
2020-10-01 0 days 1,960 sqft
2020-11-01 0 days 1,956 sqft
2020-12-01 0 days 1,873 sqft
2021-01-01 0 days 1,830 sqft
2021-02-01 0 days 1,890 sqft
2021-03-01 0 days 1,977 sqft
2021-04-01 0 days 1,988 sqft
2021-05-01 0 days 1,904 sqft
2021-06-01 0 days 1,904 sqft
2021-07-01 0 days 1,858 sqft
2021-08-01 0 days 1,836 sqft
2021-09-01 0 days 1,878 sqft
2021-10-01 0 days 1,913 sqft
2021-11-01 0 days 1,863 sqft
2021-12-01 0 days 1,904 sqft
2022-01-01 0 days 1,828 sqft
2022-02-01 0 days 1,827 sqft
2022-03-01 0 days 1,890 sqft
2022-04-01 0 days 1,788 sqft
2022-05-01 0 days 1,760 sqft
2022-06-01 0 days 1,801 sqft
2022-07-01 0 days 1,784 sqft
2022-08-01 0 days 1,800 sqft
2022-09-01 0 days 1,815 sqft
2022-10-01 0 days 1,850 sqft
2022-11-01 0 days 1,867 sqft
2022-12-01 0 days 1,844 sqft
2023-01-01 0 days 1,880 sqft
2023-02-01 0 days 1,872 sqft
2023-03-01 0 days 1,886 sqft
2023-04-01 0 days 1,950 sqft
SAN ANGELO's median listing age (time on market) for 2023-04-01 was 0 days.

SAN ANGELO's median square footage for active listings during the 2023-04-01 period was 1,950 sqft. One year prior, the average listing was 1,788 sqft.

SAN ANGELO, TX Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
76861 San Angelo, TX $590 $690 $890 $1,170 $1,420
76886 San Angelo, TX $660 $790 $990 $1,310 $1,630
76901 San Angelo, TX $690 $830 $1,040 $1,380 $1,710
76902 San Angelo, TX $660 $790 $990 $1,310 $1,630
76903 San Angelo, TX $590 $700 $890 $1,170 $1,450
76904 San Angelo, TX $720 $860 $1,080 $1,430 $1,770
76905 San Angelo, TX $760 $920 $1,150 $1,520 $1,890
76906 San Angelo, TX $660 $790 $990 $1,310 $1,630
76908 San Angelo, TX $680 $820 $1,030 $1,370 $1,700
76909 San Angelo, TX $660 $790 $990 $1,310 $1,630
76930 San Angelo, TX $740 $880 $1,110 $1,470 $1,820
76934 San Angelo, TX $610 $720 $920 $1,220 $1,480
76935 San Angelo, TX $660 $790 $990 $1,310 $1,630
76937 San Angelo, TX $660 $790 $990 $1,310 $1,630
76939 San Angelo, TX $720 $860 $1,080 $1,430 $1,770
76940 San Angelo, TX $660 $790 $990 $1,310 $1,630
76941 San Angelo, TX $660 $800 $1,000 $1,320 $1,640
76945 San Angelo, TX $660 $790 $990 $1,310 $1,630
76955 San Angelo, TX $720 $870 $1,090 $1,440 $1,780
76957 San Angelo, TX $660 $790 $990 $1,310 $1,630
76958 San Angelo, TX $650 $780 $980 $1,300 $1,610

2022 Average & Median Rent Data Statistics
SAN ANGELO, TX average 1BR rent: $802, median: $790
SAN ANGELO, TX average 2BR rent: $1,008, median: $990
SAN ANGELO, TX average 3BR rent: $1,334, median: $1,310

SAN ANGELO, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,536 $368,640,000 $240,000
Cash Out Refi 338 $60,100,000 $177,811
Refi 213 $39,185,000 $183,967
Home Improvement 66 $8,390,000 $127,121
Other 37 $3,295,000 $89,054
NA 2 $410,000 $205,000

San Angelo's most frequently cited loan purpose was Home Purchase, with 1,536 originations. The 2nd most popular reason was Cash Out Refi, with 338 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 639 $149,225,000 $233,529
4-5% 492 $109,070,000 $221,687
3-4% 389 $86,585,000 $222,584
6-7% 296 $62,750,000 $211,993
2.5-3% 99 $20,995,000 $212,071
7-8% 90 $17,200,000 $191,111
<2.5% 55 $5,815,000 $105,727
Over 8% 21 $2,135,000 $101,667

During 2022, San Angelo's most frequently originated rate bucket was 5-6%, with 639 originations.

Loan Sizing (SAN ANGELO, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 885 $240,075,000 $271,271
$100k-200k 846 $129,630,000 $153,227
$100,000 or less 304 $18,650,000 $61,349
$400k-600k 118 $56,960,000 $482,712
$600k-1000k 29 $20,185,000 $696,034
$Over $1MM 10 $14,520,000 $1,452,000

SAN ANGELO's loan sizing saw the bucket of loans from $200k-400k with 885 originations, totaling $240,075,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,098 $264,980,000 $241,330
60-80% 547 $121,825,000 $222,715
40-60% 159 $23,805,000 $149,717
Over 100% 97 $25,985,000 $267,887
20-40% 94 $11,650,000 $123,936
Under 20% 74 $3,290,000 $44,459

SAN ANGELO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,098 originations, totaling $264,980,000 in origination value.