SAN ANGELO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in San Angelo averaged 6.54% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.85% and one month ago for the week of 2025-02-27, the average rate was 6.76%.

San Angelo's average rate one year ago was 6.69%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.24%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
San Angelo 30 Year Fixed Rate 2025-04-03 6.54%
San Angelo 30 Year Fixed Rate Refi 2025-04-03 7.24%
San Angelo 15 Year Fixed Rate 2025-04-03 5.82%
San Angelo 15 Year Fixed Rate Refi 2025-04-03 6.32%
San Angelo 30 Year FHA 2025-04-03 6.46%
San Angelo 30 Year FHA Refi 2025-04-03 6.16%
San Angelo 30 Year USDA 2025-04-03 6.42%
San Angelo 30 Year USDA Refi 2025-04-03 6.32%
San Angelo 30 Year VA 2025-04-03 6.44%
San Angelo 30 Year VA Refi 2025-04-03 5.37%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SAN ANGELO, TX.

SAN ANGELO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SAN ANGELO, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
MORTGAGE FINANCIAL SERVICES, LLC 91 6.76% $6,379
QUICKEN LOANS, LLC 64 6.99% $7,089
AMERICAN PACIFIC MORTGAGE CORPORATION 63 6.74% $7,771
First Financial Bank 51 6.80% $5,782
UNITED WHOLESALE MORTGAGE, LLC 20 6.78% $7,157
T2 FINANCIAL LLC 19 6.95% $8,187
GUILD MORTGAGE COMPANY 16 6.89% $7,097
NATIONS RELIABLE LENDING, LLC 11 6.32% $8,512
JPMorgan Chase Bank 10 6.21% $3,961
THE MORTGAGE LINK, INC. 10 6.65% $11,448
Wells Fargo Bank 7 7.00% $4,460
Mr. Cooper ( Nationstar Mortgage ) 7 6.79% $9,204
ROYAL UNITED MORTGAGE LLC 5 7.13% $10,066
GENEVA FINANCIAL, LLC 5 7.35% $7,037
LOANDEPOT.COM, LLC 5 7.09% $7,742
TEXAS TRUST 5 6.78% $3,190
NEWREZ LLC 3 6.70% $7,694
Prosperity Bank 3 6.79% $2,320
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 6.13% $8,412
RANDOLPH-BROOKS 3 7.29% $5,237
PENNYMAC LOAN SERVICES, LLC 3 6.58% $7,138
21ST MORTGAGE CORPORATION 2 8.06% $7,456
NAVY FEDERAL CREDIT UNION 2 6.06% $4,919
Network Funding, L.P. 2 6.56% $3,767
First United Bank and Trust Company 2 7.06% $7,319
Flagstar Bank, FSB 2 6.75% $9,498
CROSSCOUNTRY MORTGAGE, LLC 2 6.81% $5,929
Citizens Bank 2 6.63% $4,582
FREEDOM MORTGAGE CORPORATION 2 7.50% $8,890
SFMC, LP 2 7.31% $12,617
BROKER SOLUTIONS, INC. 2 7.81% $5,157
TIB The Independent Bankersbank 2 7.13% $6,775
USAA Federal Savings Bank 2 6.94% $5,664
U.S. Bank 2 5.88% $4,159
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.00% $6,691
OCMBC, INC. 1 9.25% $8,525
PENTAGON FEDERAL CREDIT UNION 1 6.00% $13,105
PLAZA HOME MORTGAGE, INC. 1 6.13% $10,005
PREMIER MORTGAGE RESOURCES, L.L.C. 1 7.63% $14,628
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 8.13% $11,525
SECURITYNATIONAL MORTGAGE COMPANY 1 7.50% $6,591
SECURITY SERVICE 1 5.88% $3,869
Sunflower Bank 1 6.63% $7,582
SWBC MORTGAGE CORPORATION 1 7.13% $7,661
Texas Mortgage Lending, LLC 1 6.88% $8,707
The Loan Store, Inc. 1 7.13% $4,120
ZILLOW HOME LOANS, LLC 1 6.63% $6,175
AMERICAN FINANCIAL RESOURCES, INC. 1 6.13% $8,833
AMERICAN FINANCING CORPORATION 1 6.13% $8,944
AMERICAN HERITAGE LENDING, INC. 1 8.88% $8,947
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.13% $4,953
ASSOCIATED MORTGAGE CORPORATION 1 6.88% $7,295
BancorpSouth 1 6.50% $4,856
Bank of America 1 6.38% $3,938
Barrington Bank & Trust Company, N.A. 1 6.00% $9,482
BOKF 1 6.88% $5,119
CALCON MUTUAL MORTGAGE LLC 1 6.63% $9,070
CHURCHILL MORTGAGE CORPORATION 1 6.63% $3,715
City Bank 1 7.38% $4,663
CREDIT HUMAN FEDERAL CREDIT UNION 1 6.88% $6,319
EECU 1 7.63% $4,538
EVANSVILLE TEACHERS 1 7.00% $5,546
EVERETT FINANCIAL, INC. 1 7.25% $9,165
FLAT BRANCH MORTGAGE, INC. 1 6.63% $9,570
F & M Bank 1 6.50% $13,564
Frost Bank 1 3.99% $525
GUARANTEED RATE AFFINITY, LLC 1 6.90% $3,480
GUARANTEED RATE, INC. 1 6.38% $5,009
Independent Bank 1 6.63% $8,932
Jefferson Bank 1 7.50% $3,224
JSC 1 6.88% $4,295
LENDSURE MORTGAGE CORP. 1 8.88% $9,952
LOANPAL, LLC 1 7.13% $5,679
LRS FINANCIAL NETWORK, INC. 1 7.13% $4,438
MEMBER FIRST MORTGAGE, LLC 1 7.00% $10,782
Midwest Mortgage Associates Corporation 1 7.25% $10,726
MLD MORTGAGE INC. 1 6.63% $4,335
Mortgage Research Center, LLC 1 6.63% $3,956
M&T Bank 1 6.63% $10,398
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.63% $3,998
NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.50% $6,040

SAN ANGELO Average Closing Costs & Other Stats

SAN ANGELO, TX's 81 lenders originated 1,836 loans during 2024. The total origination value was $464,700,000, with an average loan value of $253,105.

SAN ANGELO's average closing costs are $6,271.

The top SAN ANGELO lender as defined by loan originations is MORTGAGE FINANCIAL SERVICES, LLC, with 91 loans originated. Their average total fees are $6,379, which is $710 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SAN ANGELO lenders (with over 10 loans originated) are JPMorgan Chase Bank ($3,961), First Financial Bank ($5,782), MORTGAGE FINANCIAL SERVICES, LLC ($6,379), QUICKEN LOANS, LLC ($7,089) and GUILD MORTGAGE COMPANY ($7,097).

The lowest rate SAN ANGELO lenders (with over 10 loans originated) are JPMorgan Chase Bank (6.21%), NATIONS RELIABLE LENDING, LLC (6.32%), THE MORTGAGE LINK, INC. (6.65%), AMERICAN PACIFIC MORTGAGE CORPORATION (6.74%) and MORTGAGE FINANCIAL SERVICES, LLC (6.76%).

SAN ANGELO, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
MORTGAGE FINANCIAL SERVICES, LLC $59,655,000 $58,495,000 -1.9% 12.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $19,135,000 $56,305,000 194.3% 12.1%
First Financial Bank $32,870,000 $41,930,000 27.6% 9.0%
QUICKEN LOANS, LLC $13,580,000 $23,595,000 73.7% 5.1%
T2 FINANCIAL LLC $20,160,000 $20,365,000 1.0% 4.4%
Cedar Rapids Bank and Trust Company $19,555,000 n/a 4.2%
COLLIERS MORTGAGE LLC $15,940,000 n/a 3.4%
UNITED WHOLESALE MORTGAGE, LLC $10,360,000 $15,855,000 53.0% 3.4%
The Bank & Trust $11,560,000 $14,070,000 21.7% 3.0%
Texas State Bank $21,405,000 $13,715,000 -35.9% 3.0%
Mortgage Research Center, LLC $12,955,000 $13,610,000 5.1% 2.9%
NATIONS RELIABLE LENDING, LLC $5,855,000 $9,570,000 63.5% 2.1%
GUILD MORTGAGE COMPANY $17,575,000 $9,515,000 -45.9% 2.0%
Citizens State Bank $11,225,000 $9,200,000 -18.0% 2.0%
THE MORTGAGE LINK, INC. $950,000 $7,120,000 649.5% 1.5%
COLEMAN COUNTY STATE BANK $7,335,000 $6,620,000 -9.7% 1.4%
PENNYMAC LOAN SERVICES, LLC $2,905,000 $6,610,000 127.5% 1.4%
FREEDOM MORTGAGE CORPORATION $1,725,000 $6,260,000 262.9% 1.3%
1ST COMMUNITY FEDERAL CREDIT UNION $4,785,000 $5,215,000 9.0% 1.1%
VILLAGE CAPITAL MORTGAGE $4,630,000 n/a 1.0%
NAVY FEDERAL CREDIT UNION $6,900,000 $4,540,000 -34.2% 1.0%
USAA Federal Savings Bank $3,020,000 $4,215,000 39.6% 0.9%
Flagstar Bank, FSB $960,000 $3,470,000 261.5% 0.7%
GENEVA FINANCIAL, LLC $3,215,000 $3,300,000 2.6% 0.7%
The First National Bank of Sonora $2,810,000 $3,015,000 7.3% 0.6%
JPMorgan Chase Bank $505,000 $2,635,000 421.8% 0.6%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $165,000 $2,570,000 1,457.6% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $1,805,000 $2,370,000 31.3% 0.5%
21ST MORTGAGE CORPORATION $2,080,000 $2,245,000 7.9% 0.5%
RANDOLPH-BROOKS $245,000 $1,835,000 649.0% 0.4%
Pinnacle Bank $245,000 $1,785,000 628.6% 0.4%
LENDINGHOME FUNDING CORPORATION $280,000 $1,725,000 516.1% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $255,000 $1,655,000 549.0% 0.4%
Wells Fargo Bank $1,910,000 $1,615,000 -15.4% 0.3%
ROYAL UNITED MORTGAGE LLC $190,000 $1,525,000 702.6% 0.3%
TEXAS TRUST $1,330,000 $1,485,000 11.7% 0.3%
VELOCITY COMMERCIAL CAPITAL, LLC $1,310,000 $1,480,000 13.0% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,050,000 $1,455,000 38.6% 0.3%
First United Bank and Trust Company $1,400,000 n/a 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $470,000 $1,380,000 193.6% 0.3%
MEMBER FIRST MORTGAGE, LLC $1,140,000 $1,355,000 18.9% 0.3%
GUARANTEED RATE, INC. $1,705,000 $1,295,000 -24.0% 0.3%
PENTAGON FEDERAL CREDIT UNION $1,940,000 $1,250,000 -35.6% 0.3%
NEWREZ LLC $1,325,000 $1,245,000 -6.0% 0.3%
CMG MORTGAGE, INC. $280,000 $1,215,000 333.9% 0.3%
BROKER SOLUTIONS, INC. $450,000 $1,195,000 165.6% 0.3%
LOANDEPOT.COM, LLC $1,585,000 $1,180,000 -25.6% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,020,000 $1,125,000 -62.7% 0.2%
AmeriHome Mortgage Company, LLC $1,115,000 n/a 0.2%
Farm Credit Mid-America, ACA $710,000 $1,065,000 50.0% 0.2%
PNC Bank $955,000 $1,030,000 7.9% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $460,000 $1,020,000 121.7% 0.2%
HOMESIDE FINANCIAL, LLC $75,000 $900,000 1,100.0% 0.2%
CARDINAL FINANCIAL $670,000 $890,000 32.8% 0.2%
Discover Bank $210,000 $870,000 314.3% 0.2%
Prosperity Bank $3,370,000 $830,000 -75.4% 0.2%
Bank of America $850,000 $800,000 -5.9% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $775,000 n/a 0.2%
Independent Bank $765,000 n/a 0.2%
ZILLOW HOME LOANS, LLC $1,085,000 $765,000 -29.5% 0.2%
CLEARPATH LENDING $395,000 $760,000 92.4% 0.2%
Ally Bank $745,000 n/a 0.2%
Century Mortgage Company DBA Century Lending Company $725,000 n/a 0.2%
TIB The Independent Bankersbank $305,000 $695,000 127.9% 0.1%
MOVEMENT MORTGAGE, LLC $625,000 $660,000 5.6% 0.1%
NBKC BANK $730,000 $650,000 -11.0% 0.1%
SECURITY SERVICE $625,000 n/a 0.1%
Complex Community Federal Credit Union $610,000 n/a 0.1%
SFMC, LP $215,000 $610,000 183.7% 0.1%
Mid-Continent Funding, Inc. $590,000 n/a 0.1%
LOANPAL, LLC $560,000 $580,000 3.6% 0.1%
Pinnacle Bank $245,000 $570,000 132.7% 0.1%
U.S. Bank $560,000 n/a 0.1%
EVANSVILLE TEACHERS $555,000 n/a 0.1%
EVERETT FINANCIAL, INC. $605,000 $550,000 -9.1% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $540,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $405,000 $530,000 30.9% 0.1%
Community National Bank $380,000 $520,000 36.8% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $365,000 $520,000 42.5% 0.1%
SWBC MORTGAGE CORPORATION $505,000 $515,000 2.0% 0.1%
Carrington Mortgage Services, LLC $230,000 $485,000 110.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $555,000 $480,000 -13.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $540,000 $475,000 -12.0% 0.1%
AUGUSTA FINANCIAL, INC. $465,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $460,000 n/a 0.1%
Midwest Mortgage Associates Corporation $455,000 n/a 0.1%
DIRECTIONS EQUITY, LLC $450,000 n/a 0.1%
FLAT BRANCH MORTGAGE, INC. $450,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $800,000 $445,000 -44.4% 0.1%
PREMIA MORTGAGE, LLC $515,000 $445,000 -13.6% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $440,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $430,000 n/a 0.1%
F & M Bank $425,000 n/a 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $415,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $655,000 $400,000 -38.9% 0.1%
CONCHO EDUCATORS Federal Credit Union $960,000 $400,000 -58.3% 0.1%
Equity Prime Mortgage LLC $510,000 $395,000 -22.5% 0.1%
Lakeview Community Capital, LLC $395,000 n/a 0.1%
Nations Lending Corporation $560,000 $385,000 -31.3% 0.1%
NEW WAVE LENDING GROUP INC $385,000 n/a 0.1%
Flanagan State Bank $365,000 n/a 0.1%
Amarillo National Bank $185,000 $355,000 91.9% 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $350,000 n/a 0.1%
PLANET HOME LENDING, LLC $380,000 $350,000 -7.9% 0.1%
Atlantic Coast Mortgage, LLC $325,000 n/a 0.1%
M&T Bank $325,000 n/a 0.1%
Prosperity Home Mortgage, LLC $415,000 $325,000 -21.7% 0.1%
Texas Mortgage Lending, LLC $325,000 n/a 0.1%
Citizens Bank $355,000 $320,000 -9.9% 0.1%
LAKEVIEW LOAN SERVICING, LLC $315,000 n/a 0.1%
Sunflower Bank $395,000 $315,000 -20.3% 0.1%
SOUTHWEST STAGE FUNDING, LLC $690,000 $310,000 -55.1% 0.1%
City Lending Inc. $300,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $295,000 n/a 0.1%
OCMBC, INC. $145,000 $295,000 103.4% 0.1%
PHH Mortgage Corporation $75,000 $295,000 293.3% 0.1%
Secured Investment Corp. $295,000 n/a 0.1%
TEXAS TECH $295,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $95,000 $285,000 200.0% 0.1%
Towne Bank $285,000 n/a 0.1%
Figure Lending LLC $280,000 n/a 0.1%
ASSOCIATED MORTGAGE CORPORATION $275,000 n/a 0.1%
INTELLILOAN, INC. $275,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $705,000 $265,000 -62.4% 0.1%
Frost Bank $260,000 n/a 0.1%
LENDSURE MORTGAGE CORP. $255,000 n/a 0.1%
RB MORTGAGE LLC $265,000 $255,000 -3.8% 0.1%
Logan Finance Corporation $245,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $935,000 $245,000 -73.8% 0.1%
COMMUNITY MORTGAGE FUNDING, LLC $235,000 n/a 0.1%
Encompass Lending Group, LP $235,000 n/a 0.1%
MORTGAGEONE, INC. $235,000 n/a 0.1%
Regions Bank $125,000 $235,000 88.0% 0.1%
International Bank of Commerce $225,000 n/a 0.0%
NEXERA HOLDING LLC $285,000 $225,000 -21.1% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $205,000 n/a 0.0%
Beeline Loans, Inc. $205,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $1,650,000 $205,000 -87.6% 0.0%
Credence Funding Corporation $195,000 n/a 0.0%
MLD MORTGAGE INC. $195,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $365,000 $185,000 -49.3% 0.0%
Credit Union of Texas $185,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $155,000 $185,000 19.4% 0.0%
CALCON MUTUAL MORTGAGE LLC $520,000 $175,000 -66.3% 0.0%
LRS FINANCIAL NETWORK, INC. $650,000 $175,000 -73.1% 0.0%
RANLIFE, INC. $175,000 n/a 0.0%
BancorpSouth $390,000 $165,000 -57.7% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $410,000 $165,000 -59.8% 0.0%
EECU $165,000 n/a 0.0%
BOKF $65,000 $160,000 146.2% 0.0%
City Bank $380,000 $145,000 -61.8% 0.0%
JSC $145,000 n/a 0.0%
The Loan Store, Inc. $845,000 $145,000 -82.8% 0.0%
Network Funding, L.P. $275,000 $140,000 -49.1% 0.0%
AMERICAN FINANCING CORPORATION $115,000 $135,000 17.4% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $135,000 n/a 0.0%
Renasant Bank $750,000 $135,000 -82.0% 0.0%
The First National Bank of Albany $115,000 n/a 0.0%
AMPLIFY $205,000 $105,000 -48.8% 0.0%
DOMINION FINANCIAL SERVICES, LLC $105,000 n/a 0.0%
FIRST TECHNOLOGY $105,000 n/a 0.0%
ValueBank Texas $105,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $85,000 n/a 0.0%
Citibank $75,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $75,000 n/a 0.0%
GREATER TEXAS FEDERAL CREDIT UNION $55,000 n/a 0.0%
UNIVERSITY Federal Credit Union $165,000 $55,000 -66.7% 0.0%
Jefferson Bank $45,000 n/a 0.0%
TEACHERS $45,000 n/a 0.0%

SAN ANGELO's top lender by overall market share is MORTGAGE FINANCIAL SERVICES, LLC, with 12.6% market share. In second place, with 12.1%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $56,305,000 in loans. In third place, with 9.0%, is First Financial Bank, having originated $41,930,000 in loans. In fourth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $23,595,000 in loans. In fifth place, with 4.4%, is T2 FINANCIAL LLC, having originated $20,365,000 in loans.


SAN ANGELO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SAN ANGELO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $193,500 (-5.1%) $259,929 (0.5%) 0.00 492
2018-02-01 $194,375 (-3.8%) $270,147 (5.5%) 0.00 454
2018-03-01 $199,000 (-2.9%) $274,818 (5.9%) 0.00 447
2018-04-01 $217,950 (7.6%) $296,431 (14.6%) 0.00 412
2018-05-01 $219,925 (11.2%) $299,265 (18.3%) 0.00 387
2018-06-01 $218,925 (10.5%) $293,481 (15.9%) 0.00 414
2018-07-01 $200,200 (1.0%) $280,538 (9.7%) 0.00 434
2018-08-01 $216,000 (9.2%) $286,975 (10.9%) 0.00 444
2018-09-01 $224,900 (14.0%) $293,678 (13.7%) 0.00 455
2018-10-01 $224,900 (15.3%) $298,724 (18.1%) 0.00 443
2018-11-01 $217,400 (11.4%) $294,180 (15.0%) 0.00 441
2018-12-01 $210,000 (6.6%) $296,193 (12.7%) 0.00 406
2019-01-01 $211,725 (9.4%) $283,667 (9.1%) 0.00 408
2019-02-01 $222,950 (14.7%) $291,847 (8.0%) 0.00 395
2019-03-01 $229,443 (15.3%) $301,924 (9.9%) 0.00 385
2019-04-01 $241,117 (10.6%) $309,860 (4.5%) 0.00 388
2019-05-01 $249,900 (13.6%) $316,353 (5.7%) 0.00 373
2019-06-01 $249,900 (14.2%) $321,968 (9.7%) 0.00 340
2019-07-01 $249,475 (24.6%) $324,196 (15.6%) 0.00 335
2019-08-01 $253,873 (17.5%) $333,461 (16.2%) 0.00 333
2019-09-01 $245,507 (9.2%) $332,531 (13.2%) 0.00 332
2019-10-01 $234,500 (4.3%) $326,917 (9.4%) 0.00 339
2019-11-01 $238,200 (9.6%) $322,921 (9.8%) 0.00 338
2019-12-01 $239,000 (13.8%) $325,206 (9.8%) 0.00 326
2020-01-01 $249,000 (17.6%) $323,999 (14.2%) 0.00 308
2020-02-01 $256,900 (15.2%) $327,129 (12.1%) 0.00 298
2020-03-01 $266,950 (16.4%) $336,619 (11.5%) 0.00 286
2020-04-01 $265,400 (10.1%) $331,478 (7.0%) 0.00 308
2020-05-01 $274,950 (10.0%) $356,233 (12.6%) 0.00 261
2020-06-01 $282,400 (13.0%) $367,660 (14.2%) 0.00 244
2020-07-01 $279,750 (12.1%) $376,837 (16.2%) 0.00 237
2020-08-01 $265,000 (4.4%) $352,751 (5.8%) 0.00 235
2020-09-01 $255,913 (4.2%) $344,762 (3.7%) 0.00 208
2020-10-01 $269,900 (15.1%) $355,648 (8.8%) 0.00 205
2020-11-01 $270,000 (13.4%) $355,759 (10.2%) 0.00 205
2020-12-01 $258,200 (8.0%) $345,879 (6.4%) 0.00 209
2021-01-01 $265,400 (6.6%) $350,045 (8.0%) 0.00 182
2021-02-01 $264,400 (2.9%) $367,538 (12.4%) 0.00 165
2021-03-01 $257,500 (-3.5%) $385,259 (14.5%) 0.00 144
2021-04-01 $282,450 (6.4%) $428,258 (29.2%) 0.00 130
2021-05-01 $279,900 (1.8%) $418,856 (17.6%) 0.00 135
2021-06-01 $270,000 (-4.4%) $411,393 (11.9%) 0.00 145
2021-07-01 $247,450 (-11.6%) $362,763 (-3.7%) 0.00 193
2021-08-01 $249,700 (-5.8%) $344,323 (-2.4%) 0.00 219
2021-09-01 $255,000 (-0.4%) $367,679 (6.7%) 0.00 225
2021-10-01 $258,000 (-4.4%) $377,796 (6.2%) 0.00 224
2021-11-01 $266,000 (-1.5%) $375,579 (5.6%) 0.00 230
2021-12-01 $262,250 (1.6%) $368,836 (6.6%) 0.00 206
2022-01-01 $265,000 (-0.2%) $359,905 (2.8%) 0.00 201
2022-02-01 $268,950 (1.7%) $368,024 (0.1%) 0.00 173
2022-03-01 $279,950 (8.7%) $376,060 (-2.4%) 0.00 164
2022-04-01 $261,000 (-7.6%) $358,819 (-16.2%) 0.00 164
2022-05-01 $289,500 (3.4%) $359,634 (-14.1%) 0.00 190
2022-06-01 $279,000 (3.3%) $343,789 (-16.4%) 0.00 259
2022-07-01 $265,000 (7.1%) $314,962 (-13.2%) 0.00 311
2022-08-01 $265,000 (6.1%) $317,721 (-7.7%) 0.00 337
2022-09-01 $279,450 (9.6%) $330,761 (-10.0%) 0.00 353
2022-10-01 $279,000 (8.1%) $326,295 (-13.6%) 0.00 364
2022-11-01 $299,675 (12.7%) $351,153 (-6.5%) 0.00 374
2022-12-01 $299,900 (14.4%) $356,080 (-3.5%) 0.00 360
2023-01-01 $300,400 (13.4%) $363,100 (0.9%) 0.00 344
2023-02-01 $307,547 (14.4%) $356,978 (-3.0%) 0.00 307
2023-03-01 $310,000 (10.7%) $367,618 (-2.2%) 0.00 288
2023-04-01 $325,000 (24.5%) $393,054 (9.5%) 0.00 275
2023-05-01 $330,900 (14.3%) $404,148 (12.4%) 0.00 308
2023-06-01 $321,850 (15.4%) $389,881 (13.4%) 0.00 319
2023-07-01 $320,000 (20.8%) $384,301 (22.0%) 0.00 330
2023-08-01 $319,950 (20.7%) $387,395 (21.9%) 0.00 330
2023-09-01 $315,000 (12.7%) $383,050 (15.8%) 0.00 322
2023-10-01 $296,700 (6.3%) $363,310 (11.3%) 0.00 386
2023-11-01 $286,475 (-4.4%) $364,482 (3.8%) 0.00 369
2023-12-01 $285,000 (-5.0%) $362,904 (1.9%) 0.00 400
2024-01-01 $282,225 (-6.1%) $358,386 (-1.3%) 0.00 396
2024-02-01 $288,125 (-6.3%) $363,675 (1.9%) 0.00 379
2024-03-01 $296,750 (-4.3%) $370,283 (0.7%) 0.00 391
2024-04-01 $298,500 (-8.2%) $370,256 (-5.8%) 0.00 407
2024-05-01 $299,000 (-9.6%) $365,830 (-9.5%) 0.00 423
2024-06-01 $299,200 (-7.0%) $358,936 (-7.9%) 0.00 468
2024-07-01 $303,650 (-5.1%) $368,306 (-4.2%) 0.00 481
2024-08-01 $298,500 (-6.7%) $373,966 (-3.5%) 0.00 526
2024-09-01 $299,950 (-4.8%) $370,763 (-3.2%) 0.00 562
2024-10-01 $299,900 (1.1%) $373,988 (2.9%) 0.00 585
2024-11-01 $307,400 (7.3%) $374,143 (2.7%) 0.00 561
2024-12-01 $299,450 (5.1%) $366,158 (0.9%) 0.00 593
2025-01-01 $291,325 (3.2%) $352,093 (-1.8%) 0.00 610
2025-02-01 $290,250 (0.7%) $355,141 (-2.4%) 0.00 669
2025-03-01 $296,000 (-0.3%) $355,744 (-3.9%) 0.00 721
SAN ANGELO's median listing price for 2025-03-01 was $296,000, a difference of $-750 (-0.3%) versus the prior year and $5,750 versus the prior month.

SAN ANGELO's median listing price comes in at 0% of the national average.

SAN ANGELO's average listing price for 2025-03-01 was $355,744, a difference of $-14,539 (-3.9%) versus the prior year and $603 versus the prior month.

For the 2025-03-01 period, SAN ANGELO had 721 MLS listings, a difference of 52 listings (8%) versus the prior month and 330 listings (84%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SAN ANGELO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,846 sqft
2018-02-01 0 days 1,866 sqft
2018-03-01 0 days 1,871 sqft
2018-04-01 0 days 1,902 sqft
2018-05-01 0 days 1,905 sqft
2018-06-01 0 days 1,917 sqft
2018-07-01 0 days 1,881 sqft
2018-08-01 0 days 1,895 sqft
2018-09-01 0 days 1,929 sqft
2018-10-01 0 days 1,952 sqft
2018-11-01 0 days 1,951 sqft
2018-12-01 0 days 1,943 sqft
2019-01-01 0 days 1,899 sqft
2019-02-01 0 days 1,879 sqft
2019-03-01 0 days 1,924 sqft
2019-04-01 0 days 1,982 sqft
2019-05-01 0 days 1,998 sqft
2019-06-01 0 days 1,973 sqft
2019-07-01 0 days 1,977 sqft
2019-08-01 0 days 1,998 sqft
2019-09-01 0 days 1,982 sqft
2019-10-01 0 days 1,947 sqft
2019-11-01 0 days 1,908 sqft
2019-12-01 0 days 1,866 sqft
2020-01-01 0 days 1,892 sqft
2020-02-01 0 days 1,954 sqft
2020-03-01 0 days 2,003 sqft
2020-04-01 0 days 1,979 sqft
2020-05-01 0 days 2,047 sqft
2020-06-01 0 days 2,058 sqft
2020-07-01 0 days 1,998 sqft
2020-08-01 0 days 1,930 sqft
2020-09-01 0 days 1,888 sqft
2020-10-01 0 days 1,969 sqft
2020-11-01 0 days 1,956 sqft
2020-12-01 0 days 1,873 sqft
2021-01-01 0 days 1,830 sqft
2021-02-01 0 days 1,890 sqft
2021-03-01 0 days 1,977 sqft
2021-04-01 0 days 1,993 sqft
2021-05-01 0 days 1,913 sqft
2021-06-01 0 days 1,917 sqft
2021-07-01 0 days 1,877 sqft
2021-08-01 0 days 1,839 sqft
2021-09-01 0 days 1,878 sqft
2021-10-01 0 days 1,917 sqft
2021-11-01 0 days 1,869 sqft
2021-12-01 0 days 1,905 sqft
2022-01-01 0 days 1,834 sqft
2022-02-01 0 days 1,834 sqft
2022-03-01 0 days 1,904 sqft
2022-04-01 0 days 1,791 sqft
2022-05-01 0 days 1,775 sqft
2022-06-01 0 days 1,804 sqft
2022-07-01 0 days 1,787 sqft
2022-08-01 0 days 1,800 sqft
2022-09-01 0 days 1,820 sqft
2022-10-01 0 days 1,851 sqft
2022-11-01 0 days 1,866 sqft
2022-12-01 0 days 1,841 sqft
2023-01-01 0 days 1,879 sqft
2023-02-01 0 days 1,872 sqft
2023-03-01 0 days 1,884 sqft
2023-04-01 0 days 1,947 sqft
2023-05-01 0 days 1,950 sqft
2023-06-01 0 days 1,902 sqft
2023-07-01 0 days 1,913 sqft
2023-08-01 0 days 1,888 sqft
2023-09-01 0 days 1,872 sqft
2023-10-01 0 days 1,753 sqft
2023-11-01 0 days 1,768 sqft
2023-12-01 0 days 1,770 sqft
2024-01-01 0 days 1,748 sqft
2024-02-01 0 days 1,741 sqft
2024-03-01 0 days 1,800 sqft
2024-04-01 0 days 1,831 sqft
2024-05-01 0 days 1,796 sqft
2024-06-01 0 days 1,793 sqft
2024-07-01 0 days 1,840 sqft
2024-08-01 0 days 1,813 sqft
2024-09-01 0 days 1,792 sqft
2024-10-01 0 days 1,788 sqft
2024-11-01 0 days 1,800 sqft
2024-12-01 0 days 1,794 sqft
2025-01-01 0 days 1,767 sqft
2025-02-01 0 days 1,775 sqft
2025-03-01 0 days 1,787 sqft
SAN ANGELO's median listing age (time on market) for 2025-03-01 was 0 days.

SAN ANGELO's median square footage for active listings during the 2025-03-01 period was 1,787 sqft. One year prior, the average listing was 1,800 sqft.

SAN ANGELO, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,338 $358,530,000 $267,960
Refi 178 $46,460,000 $261,011
Cash Out Refi 173 $29,325,000 $169,509
Home Improvement 78 $6,750,000 $86,538
Other 69 $23,635,000 $342,536

San Angelo's most frequently cited loan purpose was Home Purchase, with 1,338 originations. The 2nd most popular reason was Refi, with 178 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 839 $220,775,000 $263,141
7-8% 342 $68,780,000 $201,111
5-6% 223 $62,475,000 $280,157
Over 8% 194 $23,800,000 $122,680
<2.5% 17 $105,000 $6,176
4-5% 12 $3,640,000 $303,333
3-4% 6 $16,350,000 $2,725,000
2.5-3% 4 $680,000 $170,000

During 2024, San Angelo's most frequently originated rate bucket was 6-7%, with 839 originations.

Loan Sizing (SAN ANGELO, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 797 $222,885,000 $279,655
$100k-200k 609 $91,975,000 $151,026
$100,000 or less 258 $15,880,000 $61,550
$400k-600k 115 $55,035,000 $478,565
$600k-1000k 44 $31,220,000 $709,545
$Over $1MM 13 $47,705,000 $3,669,615

SAN ANGELO's loan sizing saw the bucket of loans from $200k-400k with 797 originations, totaling $222,885,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 952 $244,890,000 $257,237
60-80% 278 $72,200,000 $259,712
40-60% 113 $20,255,000 $179,248
20-40% 90 $9,100,000 $101,111
Over 100% 90 $24,620,000 $273,556
Under 20% 75 $3,375,000 $45,000

SAN ANGELO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 952 originations, totaling $244,890,000 in origination value.