SAN ANGELO Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in San Angelo averaged 5.82% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.13% and one month ago for the week of 2022-05-26, the average rate was 5.32%.

San Angelo's average rate one year ago was 3.39%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.85%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
San Angelo 30 Year Fixed Rate 2022-06-30 5.82%
San Angelo 30 Year Fixed Rate Refi 2022-06-30 5.85%
San Angelo 15 Year Fixed Rate 2022-06-30 5.77%
San Angelo 15 Year Fixed Rate Refi 2022-06-30 5.07%
San Angelo 30 Year FHA 2022-06-30 5.78%
San Angelo 30 Year FHA Refi 2022-06-30 5.63%
San Angelo 30 Year USDA 2022-06-30 5.43%
San Angelo 30 Year VA 2022-06-30 5.75%
San Angelo 30 Year VA Refi 2022-06-30 5.47%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SAN ANGELO, TX.

SAN ANGELO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SAN ANGELO, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
MORTGAGE FINANCIAL SERVICES, LLC 222 2.93% $4,399
First Financial Bank 155 3.06% $4,107
GUILD MORTGAGE COMPANY 128 3.43% $4,573
Gateway First Bank 98 3.33% $3,822
QUICKEN LOANS, LLC 89 3.27% $4,632
GENEVA FINANCIAL, LLC 40 3.35% $4,097
UNIVERSITY LENDING GROUP, LLC 28 3.21% $5,277
Wells Fargo Bank 28 3.37% $3,796
LOANDEPOT.COM, LLC 27 3.29% $5,464
Prosperity Bank 23 3.32% $3,439
LEGACY MORTGAGE LLC 21 3.63% $4,523
Mr. Cooper ( Nationstar Mortgage ) 16 3.37% $6,629
JPMorgan Chase Bank 15 3.07% $3,349
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 11 3.19% $5,115
PENNYMAC LOAN SERVICES, LLC 10 3.06% $6,929
BETTER MORTGAGE CORPORATION 10 3.01% $4,452
TIB The Independent Bankersbank 9 3.11% $3,857
CALIBER HOME LOANS, INC. 8 3.18% $5,063
UNITED WHOLESALE MORTGAGE, LLC 8 2.96% $3,717
Crockett National Bank 8 4.53% $2,185
AMERISAVE MORTGAGE CORPORATION 8 3.15% $5,349
PRIMELENDING, A PLAINSCAPITAL COMPANY 8 3.33% $5,410
BROKER SOLUTIONS, INC. 8 3.26% $5,874
TEXAS TRUST 7 3.68% $3,303
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 3.20% $6,089
ARK-LA-TEX FINANCIAL SERVICES, LLC. 7 3.11% $4,619
CORNERSTONE HOME LENDING, INC. 6 3.13% $4,082
ROYAL UNITED MORTGAGE LLC 6 3.50% $5,637
U.S. Bank 6 3.25% $2,872
CHURCHILL MORTGAGE CORPORATION 6 3.38% $5,141
Colonial Savings, F.A. 6 3.29% $2,155
FREEDOM MORTGAGE CORPORATION 6 3.10% $2,762
MEMBER FIRST MORTGAGE, LLC 5 3.43% $3,139
NEWREZ LLC 5 3.02% $5,564
First Guaranty Mortgage Corporation 5 3.05% $3,873
UNION HOME MORTGAGE CORP. 5 2.88% $3,937
AmeriHome Mortgage Company, LLC 5 3.27% $3,281
Flagstar Bank, FSB 5 3.08% $4,223
HOME POINT FINANCIAL CORPORATION 4 3.03% $6,563
InterContinental Capital Group, Inc 4 3.19% $7,033
LOANPAL, LLC 4 3.34% $5,570
KELLER MORTGAGE, LLC 4 3.09% $2,629
Regions Bank 4 3.00% $5,235
NATIONS RELIABLE LENDING, LLC 4 3.19% $5,017
AMERICAN FINANCING CORPORATION 4 3.19% $4,812
NAVY FEDERAL CREDIT UNION 4 3.94% $4,703
HOMESIDE FINANCIAL, LLC 3 3.29% $3,770
AMCAP MORTGAGE, LTD. 3 3.12% $4,841
First Bank & Trust 3 3.25% $6,614
SECURITY SERVICE 3 3.58% $2,346
First United Bank and Trust Company 3 2.92% $4,498
F & M Bank 3 3.04% $3,955
USAA Federal Savings Bank 3 3.25% $4,162
Wyndham Capital Mortgage, Inc. 3 3.29% $2,816
First Horizon Bank 2 3.06% $4,356
Ally Bank 2 2.88% $4,454
Watermark Capital, Inc. 2 2.31% $5,683
SECURITYNATIONAL MORTGAGE COMPANY 2 3.56% $4,434
GREAT WESTERN FINANCIAL SERVICES, INC. 2 3.63% $5,168
CONTOUR MORTGAGE CORPORATION 2 3.00% $5,359
CERTAINTY HOME LOANS, LLC 2 3.13% $4,547
ASPIRE FINANCIAL, INC. 2 3.25% $4,717
FIRST CENTENNIAL MORTGAGE CORPORATION 2 3.00% $4,278
Chicago Mortgage Solutions LLC 2 3.05% $2,781
FINANCE OF AMERICA MORTGAGE LLC 2 3.75% $9,165
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.25% $6,206
PNC Bank 2 3.06% $3,792
PENTAGON FEDERAL CREDIT UNION 2 2.56% $3,655
HOMETRUST MORTGAGE COMPANY 2 3.25% $5,374
Austin Bank, Texas 2 3.20% $3,927
City Bank 2 3.00% $3,675
Paramount Residential Mortgage Group, Inc. 2 3.06% $5,412
OPEN MORTGAGE, LLC 2 3.50% $4,293
North American Savings Bank, F.S.B. 2 3.44% $4,733
Nations Lending Corporation 2 3.31% $7,267
LRS FINANCIAL NETWORK, INC. 2 2.69% $5,148
Sunflower Bank 2 2.94% $4,393
SWBC MORTGAGE CORPORATION 1 3.63% $6,603
Amarillo National Bank 1 3.25% $3,748
AMERICAN FINANCIAL NETWORK, INC. 1 4.38% $6,082
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.50% $3,617
AMERICA'S CHOICE HOME LOANS LP 1 2.75% $3,610
Amerifirst Financial, Inc. 1 3.00% $4,892
AMPLIFY 1 3.13% $10,904
Arvest Bank 1 3.00% $4,545
Bank of America 1 2.25% $7,103
Bank of England 1 2.75% $3,670
BOKF 1 3.13% $6,716
CANOPY MORTGAGE, LLC 1 2.88% $4,765
Carrington Mortgage Services, LLC 1 3.00% $3,077
CELEBRITY HOME LOANS, LLC 1 3.38% $6,191
CHERRY CREEK MORTGAGE, LLC 1 3.63% $978
Citizens Bank 1 2.88% $3,957
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 2.88% $5,391
CMG MORTGAGE, INC. 1 2.99% $3,797
CROSSCOUNTRY MORTGAGE, LLC 1 2.88% $2,996
Discover Bank 1 4.25% $0
EVERETT FINANCIAL, INC. 1 3.25% $2,723
Evolve Bank & Trust 1 3.75% $228
Extraco Banks 1 3.00% $3,888
FBC MORTGAGE, LLC 1 3.38% $4,812
First National Bank of Omaha 1 3.00% $3,202
GEO-CORP, INC. 1 2.75% $8,853
GUARANTEED RATE AFFINITY, LLC 1 3.50% $3,764
GUARANTEED RATE, INC. 1 2.88% $2,987
GULF COAST EDUCATORS FEDERAL CREDIT UNION 1 4.00% $5,038
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.13% $4,475
IMPAC MORTGAGE CORP. 1 2.99% $1,943
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 2.88% $6,306
KeyBank 1 3.13% $7,435
LADERA LENDING, INC. 1 2.88% $4,049
LIBERTY HOME MORTGAGE CORPORATION 1 3.88% $10,309
Loan Simple, Inc. 1 3.25% $4,683
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.00% $5,803
NBH Bank 1 3.00% $1,471
NBKC BANK 1 2.88% $6,339
Northpointe Bank 1 3.13% $4,242
PHH Mortgage Corporation 1 2.88% $8,984
PILGRIM MORTGAGE LLC 1 3.37% $3,291
PLANET HOME LENDING, LLC 1 3.38% $1,692
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.25% $5,265
Prime Choice Funding Inc. 1 2.75% $5,252
Prosperity Home Mortgage, LLC 1 3.13% $4,262
RANDOLPH-BROOKS 1 5.00% $2,298
RB MORTGAGE LLC 1 2.88% $3,641
SIRVA MORTGAGE, INC. 1 3.25% $1,174
SOFI LENDING CORP. 1 2.88% $4,123
SOVEREIGN LENDING GROUP INCORPORATED 1 2.99% $4,417
SUCCESS MORTGAGE PARTNERS, INC. 1 3.50% $5,031
ADVANCIAL 1 2.63% $3,526
Texas Mortgage Lending, LLC 1 3.25% $3,220
TEXAS TECH 1 2.75% $3,225
The Home Loan Expert LLC 1 3.75% $3,428
UNIVERSITY Federal Credit Union 1 3.00% $6,572
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.50% $3,146
V.I.P. MORTGAGE, INC. 1 3.25% $5,502
WILLOW BEND MORTGAGE COMPANY, LLC 1 2.75% $4,206

SAN ANGELO, TX's 137 lenders originated 3,567 loans during 2021. The total origination value was $752,235,000, with an average loan value of $210,887.

The top SAN ANGELO lender as defined by loan originations is MORTGAGE FINANCIAL SERVICES, LLC, with 222 loans originated. Their average total fees are $4,399, which is $293 higher than the next largest lender, First Financial Bank.

The lowest fee SAN ANGELO lenders (with over 10 loans originated) are JPMorgan Chase Bank ($3,349), Prosperity Bank ($3,439), Wells Fargo Bank ($3,796), Gateway First Bank ($3,822) and GENEVA FINANCIAL, LLC ($4,097).

The lowest rate SAN ANGELO lenders (with over 10 loans originated) are MORTGAGE FINANCIAL SERVICES, LLC (2.93%), BETTER MORTGAGE CORPORATION (3.01%), First Financial Bank (3.06%), PENNYMAC LOAN SERVICES, LLC (3.06%) and JPMorgan Chase Bank (3.07%).

SAN ANGELO, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
MORTGAGE FINANCIAL SERVICES, LLC $99,085,000 $97,835,000 -1.3% 13.0%
First Financial Bank $67,730,000 $83,620,000 23.5% 11.1%
Gateway First Bank $69,270,000 $64,215,000 -7.3% 8.5%
GUILD MORTGAGE COMPANY $45,050,000 $59,150,000 31.3% 7.9%
QUICKEN LOANS, LLC $36,740,000 $39,100,000 6.4% 5.2%
FREEDOM MORTGAGE CORPORATION $37,685,000 $27,110,000 -28.1% 3.6%
Mortgage Research Center, LLC $13,440,000 $20,580,000 53.1% 2.7%
FIRST TECHNOLOGY $19,005,000 n/a 2.5%
LEGACY MORTGAGE LLC $8,800,000 $17,585,000 99.8% 2.3%
UNIVERSITY LENDING GROUP, LLC $18,455,000 $14,155,000 -23.3% 1.9%
GENEVA FINANCIAL, LLC $4,530,000 $14,095,000 211.1% 1.9%
Citizens State Bank $27,690,000 $13,925,000 -49.7% 1.9%
The Bank & Trust $12,155,000 $13,435,000 10.5% 1.8%
Wells Fargo Bank $10,920,000 $12,285,000 12.5% 1.6%
PENNYMAC LOAN SERVICES, LLC $7,065,000 $12,280,000 73.8% 1.6%
LOANDEPOT.COM, LLC $7,685,000 $11,385,000 48.1% 1.5%
1ST COMMUNITY FEDERAL CREDIT UNION $9,440,000 $8,955,000 -5.1% 1.2%
Arbor Realty Trust, Inc. $935,000 $8,935,000 855.6% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $5,105,000 $8,395,000 64.4% 1.1%
USAA Federal Savings Bank $10,290,000 $8,390,000 -18.5% 1.1%
NAVY FEDERAL CREDIT UNION $3,345,000 $7,150,000 113.8% 1.0%
The First National Bank of Sonora $5,125,000 $6,610,000 29.0% 0.9%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $13,330,000 $5,995,000 -55.0% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,960,000 $5,580,000 88.5% 0.7%
LAKEVIEW LOAN SERVICING, LLC $1,830,000 $4,895,000 167.5% 0.7%
CALIBER HOME LOANS, INC. $4,305,000 $4,695,000 9.1% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,315,000 $4,440,000 33.9% 0.6%
Prosperity Bank $4,500,000 $4,385,000 -2.6% 0.6%
UNITED WHOLESALE MORTGAGE, LLC $2,545,000 $4,315,000 69.5% 0.6%
BETTER MORTGAGE CORPORATION $340,000 $4,305,000 1,166.2% 0.6%
NATIONS RELIABLE LENDING, LLC $1,190,000 $4,305,000 261.8% 0.6%
JPMorgan Chase Bank $2,110,000 $4,125,000 95.5% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,255,000 $3,850,000 206.8% 0.5%
AmeriHome Mortgage Company, LLC $1,865,000 $3,170,000 70.0% 0.4%
TIB The Independent Bankersbank $15,225,000 $2,955,000 -80.6% 0.4%
First Guaranty Mortgage Corporation $1,390,000 $2,780,000 100.0% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,645,000 $2,765,000 -24.1% 0.4%
BROKER SOLUTIONS, INC. $1,415,000 $2,725,000 92.6% 0.4%
HOME POINT FINANCIAL CORPORATION $1,085,000 $2,690,000 147.9% 0.4%
KeyBank $2,570,000 n/a 0.3%
AMPLIFY $205,000 $2,470,000 1,104.9% 0.3%
NEWREZ LLC $2,060,000 $2,395,000 16.3% 0.3%
Flagstar Bank, FSB $2,240,000 $2,340,000 4.5% 0.3%
TEXAS TRUST $2,365,000 $2,315,000 -2.1% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $2,015,000 $2,160,000 7.2% 0.3%
Nations Lending Corporation $870,000 $1,975,000 127.0% 0.3%
PENTAGON FEDERAL CREDIT UNION $565,000 $1,890,000 234.5% 0.3%
CHURCHILL MORTGAGE CORPORATION $3,115,000 $1,800,000 -42.2% 0.2%
21ST MORTGAGE CORPORATION $1,700,000 $1,780,000 4.7% 0.2%
AMCAP MORTGAGE, LTD. $1,395,000 $1,745,000 25.1% 0.2%
UNION HOME MORTGAGE CORP. $1,020,000 $1,745,000 71.1% 0.2%
North American Savings Bank, F.S.B. $1,500,000 $1,715,000 14.3% 0.2%
Regions Bank $125,000 $1,715,000 1,272.0% 0.2%
CORNERSTONE HOME LENDING, INC. $3,605,000 $1,665,000 -53.8% 0.2%
First Bank & Trust $23,765,000 $1,645,000 -93.1% 0.2%
LOANPAL, LLC $485,000 $1,645,000 239.2% 0.2%
CERTAINTY HOME LOANS, LLC $2,220,000 $1,640,000 -26.1% 0.2%
AMERICAN FINANCING CORPORATION $1,335,000 $1,610,000 20.6% 0.2%
Origin Bank $1,505,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,045,000 $1,435,000 -52.9% 0.2%
Colonial Savings, F.A. $1,040,000 $1,415,000 36.1% 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $555,000 $1,365,000 145.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $205,000 $1,345,000 556.1% 0.2%
LRS FINANCIAL NETWORK, INC. $1,425,000 $1,315,000 -7.7% 0.2%
HOMESIDE FINANCIAL, LLC $1,310,000 n/a 0.2%
Crockett National Bank $1,430,000 $1,265,000 -11.5% 0.2%
PNC Bank $1,255,000 n/a 0.2%
Bank of America $3,405,000 $1,250,000 -63.3% 0.2%
ENCORE BANK $1,205,000 n/a 0.2%
SECURITY SERVICE $480,000 $1,200,000 150.0% 0.2%
CONCHO EDUCATORS Federal Credit Union $1,770,000 $1,195,000 -32.5% 0.2%
InterContinental Capital Group, Inc $1,005,000 $1,175,000 16.9% 0.2%
KELLER MORTGAGE, LLC $1,620,000 $1,125,000 -30.6% 0.1%
PLANET HOME LENDING, LLC $545,000 $1,090,000 100.0% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $365,000 $1,085,000 197.3% 0.1%
U.S. Bank $1,270,000 $1,060,000 -16.5% 0.1%
ASPIRE FINANCIAL, INC. $345,000 $1,055,000 205.8% 0.1%
Wyndham Capital Mortgage, Inc. $1,040,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,030,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $1,065,000 $1,010,000 -5.2% 0.1%
Happy State Bank $275,000 $1,010,000 267.3% 0.1%
CLEARPATH LENDING $1,915,000 $990,000 -48.3% 0.1%
MEMBER FIRST MORTGAGE, LLC $2,845,000 $960,000 -66.3% 0.1%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $930,000 n/a 0.1%
F & M Bank $435,000 $925,000 112.6% 0.1%
GUARANTEED RATE, INC. $975,000 $915,000 -6.2% 0.1%
ROYAL UNITED MORTGAGE LLC $1,030,000 $900,000 -12.6% 0.1%
First United Bank and Trust Company $290,000 $895,000 208.6% 0.1%
Chicago Mortgage Solutions LLC $885,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $870,000 n/a 0.1%
OPEN MORTGAGE, LLC $455,000 $870,000 91.2% 0.1%
CMG MORTGAGE, INC. $235,000 $865,000 268.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $750,000 $855,000 14.0% 0.1%
CONTOUR MORTGAGE CORPORATION $235,000 $855,000 263.8% 0.1%
MID AMERICA MORTGAGE, INC. $1,400,000 $850,000 -39.3% 0.1%
Lakeview Community Capital, LLC $815,000 n/a 0.1%
Amarillo National Bank $805,000 n/a 0.1%
AMERICAN ADVISORS GROUP $480,000 $805,000 67.7% 0.1%
Watermark Capital, Inc. $785,000 n/a 0.1%
First Horizon Bank $735,000 n/a 0.1%
Low VA Rates, LLC $575,000 $720,000 25.2% 0.1%
HOMETRUST MORTGAGE COMPANY $235,000 $700,000 197.9% 0.1%
First National Bank Texas $35,000 $695,000 1,885.7% 0.1%
Community National Bank $1,175,000 $680,000 -42.1% 0.1%
SOUTHWEST STAGE FUNDING, LLC $590,000 $680,000 15.3% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $645,000 n/a 0.1%
RANDOLPH-BROOKS $1,135,000 $645,000 -43.2% 0.1%
Austin Bank, Texas $640,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $620,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $615,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $715,000 $600,000 -16.1% 0.1%
BTH Bank $530,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $265,000 $510,000 92.5% 0.1%
BBVA USA $2,810,000 $500,000 -82.2% 0.1%
NEW DAY FINANCIAL, LLC $2,150,000 $500,000 -76.7% 0.1%
UNIVERSITY Federal Credit Union $850,000 $500,000 -41.2% 0.1%
FirstBank Southwest $495,000 n/a 0.1%
Ally Bank $440,000 $480,000 9.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $555,000 $480,000 -13.5% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $545,000 $470,000 -13.8% 0.1%
MOVEMENT MORTGAGE, LLC $460,000 $470,000 2.2% 0.1%
SWBC MORTGAGE CORPORATION $740,000 $470,000 -36.5% 0.1%
EVERETT FINANCIAL, INC. $1,715,000 $460,000 -73.2% 0.1%
LENDINGHOME FUNDING CORPORATION $460,000 n/a 0.1%
FBC MORTGAGE, LLC $1,925,000 $450,000 -76.6% 0.1%
First Midwest Bank $305,000 $450,000 47.5% 0.1%
NBH Bank $450,000 n/a 0.1%
First Federal Bank of Kansas City $305,000 $435,000 42.6% 0.1%
Prime Choice Funding Inc. $435,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $465,000 $430,000 -7.5% 0.1%
CELEBRITY HOME LOANS, LLC $225,000 $415,000 84.4% 0.1%
Loan Simple, Inc. $410,000 n/a 0.1%
BOKF $575,000 $405,000 -29.6% 0.1%
Meridian Bank Corporation $405,000 n/a 0.1%
NBKC BANK $490,000 $405,000 -17.3% 0.1%
RB MORTGAGE LLC $400,000 n/a 0.1%
WinTex Group, LLC $375,000 n/a 0.0%
PHH Mortgage Corporation $445,000 $370,000 -16.9% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $890,000 $360,000 -59.6% 0.0%
Sunflower Bank $165,000 $360,000 118.2% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $440,000 $340,000 -22.7% 0.0%
GREAT WESTERN FINANCIAL SERVICES, INC. $870,000 $330,000 -62.1% 0.0%
Complex Community Federal Credit Union $375,000 $325,000 -13.3% 0.0%
City Bank $1,890,000 $320,000 -83.1% 0.0%
Northpointe Bank $320,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $630,000 $320,000 -49.2% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $310,000 n/a 0.0%
TEXAS TECH $305,000 $310,000 1.6% 0.0%
AMERICA'S CHOICE HOME LOANS LP $305,000 n/a 0.0%
Truist Bank $295,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $295,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $290,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $285,000 n/a 0.0%
First American Bank $285,000 n/a 0.0%
SOFI LENDING CORP. $320,000 $285,000 -10.9% 0.0%
CROSSCOUNTRY MORTGAGE, LLC $560,000 $280,000 -50.0% 0.0%
Extraco Banks $275,000 n/a 0.0%
GEO-CORP, INC. $275,000 n/a 0.0%
GIBRALTAR MORTGAGE SERVICES, LLC $155,000 $275,000 77.4% 0.0%
GULF COAST EDUCATORS FEDERAL CREDIT UNION $275,000 n/a 0.0%
Arvest Bank $265,000 n/a 0.0%
CANOPY MORTGAGE, LLC $265,000 n/a 0.0%
Prosperity Home Mortgage, LLC $265,000 n/a 0.0%
Manufacturers and Traders Trust Company $260,000 n/a 0.0%
Credence Funding Corporation $255,000 n/a 0.0%
DHI MORTGAGE COMPANY, LTD. $255,000 n/a 0.0%
First National Bank $880,000 $255,000 -71.0% 0.0%
Great Plains National Bank $255,000 n/a 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $245,000 n/a 0.0%
NP, Inc. $265,000 $245,000 -7.5% 0.0%
ALTRA $235,000 n/a 0.0%
First Bank $235,000 n/a 0.0%
UBS Bank USA $890,000 $225,000 -74.7% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $205,000 n/a 0.0%
Bank of England $290,000 $205,000 -29.3% 0.0%
TRIAD FINANCIAL SERVICES, INC. $200,000 n/a 0.0%
Citizens Bank $145,000 $195,000 34.5% 0.0%
First Internet Bank of Indiana $175,000 $185,000 5.7% 0.0%
SIRVA MORTGAGE, INC. $405,000 $185,000 -54.3% 0.0%
First National Bank of Omaha $175,000 n/a 0.0%
LADERA LENDING, INC. $175,000 n/a 0.0%
The Home Loan Expert LLC $175,000 n/a 0.0%
Union Savings Bank $175,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $170,000 n/a 0.0%
Amerifirst Financial, Inc. $165,000 n/a 0.0%
Baxter Credit Union $165,000 n/a 0.0%
Commerce Home Mortgage, Inc. $165,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $135,000 $165,000 22.2% 0.0%
S1L, Inc. $165,000 n/a 0.0%
ADVANCIAL $155,000 n/a 0.0%
PILGRIM MORTGAGE LLC $155,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $155,000 n/a 0.0%
TEXELL Credit Union $155,000 n/a 0.0%
Texas Bank Financial $135,000 n/a 0.0%
Evolve Bank & Trust $125,000 n/a 0.0%
GMFS LLC $125,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $5,675,000 $125,000 -97.8% 0.0%
OCEANSIDE MORTGAGE COMPANY $250,000 $125,000 -50.0% 0.0%
Texas Mortgage Lending, LLC $105,000 $125,000 19.0% 0.0%
WILLOW BEND MORTGAGE COMPANY, LLC $315,000 $125,000 -60.3% 0.0%
IMPAC MORTGAGE CORP. $115,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $580,000 $105,000 -81.9% 0.0%
Independent Bank $245,000 $105,000 -57.1% 0.0%
International Bank of Commerce $315,000 $105,000 -66.7% 0.0%
Security State Bank & Trust $105,000 n/a 0.0%
VELOCIO MORTGAGE L.L.C. $105,000 n/a 0.0%
Carrington Mortgage Services, LLC $1,060,000 $95,000 -91.0% 0.0%
DAS Acquisition Company, LLC $85,000 n/a 0.0%
Discover Bank $170,000 $85,000 -50.0% 0.0%
FIRSTMARK $85,000 n/a 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $65,000 n/a 0.0%
FirstCapital Bank of Texas $65,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $65,000 $55,000 -15.4% 0.0%
RED RIVER EMPLOYEES $45,000 n/a 0.0%
Credit Union of Texas $120,000 $25,000 -79.2% 0.0%

SAN ANGELO's top lender by overall market share is MORTGAGE FINANCIAL SERVICES, LLC, with 13.0% market share. In second place, with 11.1%, is First Financial Bank, having originated $83,620,000 in loans. In third place, with 8.5%, is Gateway First Bank, having originated $64,215,000 in loans. In third place, with 7.9%, is GUILD MORTGAGE COMPANY, having originated $59,150,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $39,100,000 in loans.


SAN ANGELO, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,920 $425,530,000 $221,630
Refi 1,167 $222,895,000 $190,998
Cash Out Refi 400 $95,530,000 $238,825
Home Improvement 56 $4,940,000 $88,214
Other 24 $3,340,000 $139,167

San Angelo's most frequently cited loan purpose was Home Purchase, with 1,920 originations. The 2nd most popular reason was Refi, with 1,167 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,344 $273,250,000 $203,311
2.5-3% 1,185 $260,465,000 $219,802
<2.5% 618 $130,160,000 $210,615
4-5% 176 $45,560,000 $258,864
6-7% 19 $1,635,000 $86,053
5-6% 17 $3,845,000 $226,176
Over 8% 11 $1,005,000 $91,364
7-8% 6 $670,000 $111,667

During 2021, San Angelo's most frequently originated rate bucket was 3-4%, with 1,344 originations.

Loan Sizing (SAN ANGELO, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,609 $243,675,000 $151,445
$200k-400k 1,277 $341,595,000 $267,498
$100,000 or less 474 $31,730,000 $66,941
$400k-600k 176 $82,290,000 $467,557
$600k-1000k 23 $16,585,000 $721,087
$Over $1MM 8 $36,360,000 $4,545,000

SAN ANGELO's loan sizing saw the bucket of loans from $100k-200k with 1,609 originations, totaling $243,675,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,593 $355,355,000 $223,073
60-80% 901 $187,635,000 $208,252
40-60% 325 $60,445,000 $185,985
Over 100% 157 $60,635,000 $386,210
20-40% 113 $11,545,000 $102,168
Under 20% 75 $2,105,000 $28,067

SAN ANGELO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,593 originations, totaling $355,355,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - SAN ANGELO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $196,250 (-3.1%) $273,131 (6.2%) 0.00 565
2018-02-01 $199,900 (-1.0%) $292,859 (15.2%) 0.00 521
2018-03-01 $205,000 (0.0%) $296,010 (14.4%) 0.00 505
2018-04-01 $222,495 (8.6%) $319,223 (23.0%) 0.00 467
2018-05-01 $230,438 (15.3%) $323,480 (26.2%) 0.00 439
2018-06-01 $227,500 (13.8%) $317,326 (22.7%) 0.00 468
2018-07-01 $222,495 (11.9%) $308,675 (18.6%) 0.00 479
2018-08-01 $228,400 (14.7%) $307,135 (15.8%) 0.00 495
2018-09-01 $230,000 (15.5%) $305,883 (14.8%) 0.00 502
2018-10-01 $224,900 (12.6%) $299,319 (10.0%) 0.00 438
2018-11-01 $217,900 (9.0%) $293,238 (7.1%) 0.00 442
2018-12-01 $219,900 (10.0%) $297,628 (7.5%) 0.00 417
2019-01-01 $216,900 (10.5%) $284,468 (4.2%) 0.00 416
2019-02-01 $225,000 (12.6%) $290,348 (-0.9%) 0.00 407
2019-03-01 $230,586 (12.5%) $311,150 (5.1%) 0.00 392
2019-04-01 $242,500 (9.0%) $324,204 (1.6%) 0.00 390
2019-05-01 $249,900 (8.5%) $331,243 (2.4%) 0.00 378
2019-06-01 $249,900 (9.9%) $340,572 (7.3%) 0.00 346
2019-07-01 $251,450 (13.0%) $346,292 (12.2%) 0.00 339
2019-08-01 $259,900 (13.8%) $355,785 (15.8%) 0.00 328
2019-09-01 $259,900 (13.0%) $357,498 (16.9%) 0.00 316
2019-10-01 $237,000 (5.4%) $335,516 (12.1%) 0.00 333
2019-11-01 $237,400 (9.0%) $327,980 (11.9%) 0.00 340
2019-12-01 $239,000 (8.7%) $332,201 (11.6%) 0.00 323
2020-01-01 $248,500 (14.6%) $322,548 (13.4%) 0.00 309
2020-02-01 $256,900 (14.2%) $326,405 (12.4%) 0.00 298
2020-03-01 $265,450 (15.1%) $336,483 (8.1%) 0.00 282
2020-04-01 $264,950 (9.3%) $328,730 (1.4%) 0.00 305
2020-05-01 $274,900 (10.0%) $355,440 (7.3%) 0.00 260
2020-06-01 $280,000 (12.0%) $366,890 (7.7%) 0.00 245
2020-07-01 $281,500 (12.0%) $374,178 (8.1%) 0.00 237
2020-08-01 $266,950 (2.7%) $354,955 (-0.2%) 0.00 232
2020-09-01 $255,500 (-1.7%) $344,545 (-3.6%) 0.00 209
2020-10-01 $263,900 (11.4%) $353,178 (5.3%) 0.00 206
2020-11-01 $269,750 (13.6%) $355,730 (8.5%) 0.00 203
2020-12-01 $255,250 (6.8%) $344,773 (3.8%) 0.00 209
2021-01-01 $261,900 (5.4%) $346,673 (7.5%) 0.00 182
2021-02-01 $267,400 (4.1%) $367,149 (12.5%) 0.00 165
2021-03-01 $258,450 (-2.6%) $385,540 (14.6%) 0.00 143
2021-04-01 $274,950 (3.8%) $421,142 (28.1%) 0.00 129
2021-05-01 $265,900 (-3.3%) $416,697 (17.2%) 0.00 132
2021-06-01 $267,450 (-4.5%) $402,820 (9.8%) 0.00 143
2021-07-01 $245,000 (-13.0%) $361,250 (-3.5%) 0.00 192
2021-08-01 $249,900 (-6.4%) $346,159 (-2.5%) 0.00 217
2021-09-01 $255,000 (-0.2%) $369,709 (7.3%) 0.00 223
2021-10-01 $250,000 (-5.3%) $371,165 (5.1%) 0.00 221
2021-11-01 $262,450 (-2.7%) $378,313 (6.4%) 0.00 230
2021-12-01 $262,500 (2.8%) $372,447 (8.0%) 0.00 208
2022-01-01 $255,000 (-2.6%) $355,889 (2.7%) 0.00 205
2022-02-01 $262,450 (-1.9%) $362,004 (-1.4%) 0.00 175
2022-03-01 $277,450 (7.4%) $372,154 (-3.5%) 0.00 166
2022-04-01 $259,900 (-5.5%) $355,502 (-15.6%) 0.00 167
2022-05-01 $274,900 (3.4%) $359,330 (-13.8%) 0.00 186
2022-06-01 $276,950 (3.6%) $345,384 (-14.3%) 0.00 257
SAN ANGELO's median listing price for 2022-06-01 was $276,950, a difference of $9,500 (3.6%) versus the prior year and $2,050 versus the prior month.

SAN ANGELO's median listing price comes in at 0% of the national average.

SAN ANGELO's average listing price for 2022-06-01 was $345,384, a difference of $-57,436 (-14.3%) versus the prior year and $-13,946 versus the prior month.

For the 2022-06-01 period, SAN ANGELO had 257 MLS listings, a difference of 71 listings (38%) versus the prior month and 114 listings (80%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SAN ANGELO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,871 sqft
2018-02-01 0 days 1,904 sqft
2018-03-01 0 days 1,893 sqft
2018-04-01 0 days 1,929 sqft
2018-05-01 0 days 1,925 sqft
2018-06-01 0 days 1,946 sqft
2018-07-01 0 days 1,918 sqft
2018-08-01 0 days 1,924 sqft
2018-09-01 0 days 1,946 sqft
2018-10-01 0 days 1,956 sqft
2018-11-01 0 days 1,962 sqft
2018-12-01 0 days 1,962 sqft
2019-01-01 0 days 1,929 sqft
2019-02-01 0 days 1,929 sqft
2019-03-01 0 days 1,955 sqft
2019-04-01 0 days 1,985 sqft
2019-05-01 0 days 2,006 sqft
2019-06-01 0 days 2,007 sqft
2019-07-01 0 days 1,992 sqft
2019-08-01 0 days 2,019 sqft
2019-09-01 0 days 2,027 sqft
2019-10-01 0 days 1,925 sqft
2019-11-01 0 days 1,880 sqft
2019-12-01 0 days 1,856 sqft
2020-01-01 0 days 1,867 sqft
2020-02-01 0 days 1,929 sqft
2020-03-01 0 days 2,003 sqft
2020-04-01 0 days 1,976 sqft
2020-05-01 0 days 2,048 sqft
2020-06-01 0 days 2,058 sqft
2020-07-01 0 days 2,001 sqft
2020-08-01 0 days 1,931 sqft
2020-09-01 0 days 1,880 sqft
2020-10-01 0 days 1,931 sqft
2020-11-01 0 days 1,962 sqft
2020-12-01 0 days 1,864 sqft
2021-01-01 0 days 1,802 sqft
2021-02-01 0 days 1,894 sqft
2021-03-01 0 days 1,975 sqft
2021-04-01 0 days 1,980 sqft
2021-05-01 0 days 1,892 sqft
2021-06-01 0 days 1,883 sqft
2021-07-01 0 days 1,883 sqft
2021-08-01 0 days 1,827 sqft
2021-09-01 0 days 1,873 sqft
2021-10-01 0 days 1,899 sqft
2021-11-01 0 days 1,851 sqft
2021-12-01 0 days 1,903 sqft
2022-01-01 0 days 1,814 sqft
2022-02-01 0 days 1,826 sqft
2022-03-01 0 days 1,885 sqft
2022-04-01 0 days 1,787 sqft
2022-05-01 0 days 1,779 sqft
2022-06-01 0 days 1,803 sqft
SAN ANGELO's median listing age (time on market) for 2022-06-01 was 0 days.

SAN ANGELO's median square footage for active listings during the 2022-06-01 period was 1,803 sqft. One year prior, the average listing was 1,883 sqft.