SAN ANGELO Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in San Angelo averaged
5.82%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.13% and
one month ago for the week of 2022-05-26, the
average rate was 5.32%.
San Angelo's average rate one year ago was 3.39%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.85%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| San Angelo 30 Year Fixed Rate | 2022-06-30 | 5.82% |
| San Angelo 30 Year Fixed Rate Refi | 2022-06-30 | 5.85% |
| San Angelo 15 Year Fixed Rate | 2022-06-30 | 5.77% |
| San Angelo 15 Year Fixed Rate Refi | 2022-06-30 | 5.07% |
| San Angelo 30 Year FHA | 2022-06-30 | 5.78% |
| San Angelo 30 Year FHA Refi | 2022-06-30 | 5.63% |
| San Angelo 30 Year USDA | 2022-06-30 | 5.43% |
| San Angelo 30 Year VA | 2022-06-30 | 5.75% |
| San Angelo 30 Year VA Refi | 2022-06-30 | 5.47% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SAN ANGELO, TX.
SAN ANGELO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SAN ANGELO, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SAN ANGELO, TX's 137 lenders originated 3,567
loans during 2021. The total origination value was $752,235,000, with an average loan value of
$210,887.
The top SAN ANGELO lender as defined by loan originations is MORTGAGE FINANCIAL SERVICES, LLC, with
222 loans originated. Their average total fees are
$4,399, which is $293
higher than the next largest lender,
First Financial Bank.
The lowest fee SAN ANGELO lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($3,349), Prosperity Bank ($3,439), Wells Fargo Bank ($3,796), Gateway First Bank ($3,822) and GENEVA FINANCIAL, LLC ($4,097).
The lowest rate SAN ANGELO lenders (with over 10 loans originated) are
MORTGAGE FINANCIAL SERVICES, LLC (2.93%), BETTER MORTGAGE CORPORATION (3.01%), First Financial Bank (3.06%), PENNYMAC LOAN SERVICES, LLC (3.06%) and JPMorgan Chase Bank (3.07%).
SAN ANGELO, TX Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| MORTGAGE FINANCIAL SERVICES, LLC | $99,085,000 | $97,835,000 | -1.3% | 13.0% |
| First Financial Bank | $67,730,000 | $83,620,000 | 23.5% | 11.1% |
| Gateway First Bank | $69,270,000 | $64,215,000 | -7.3% | 8.5% |
| GUILD MORTGAGE COMPANY | $45,050,000 | $59,150,000 | 31.3% | 7.9% |
| QUICKEN LOANS, LLC | $36,740,000 | $39,100,000 | 6.4% | 5.2% |
| FREEDOM MORTGAGE CORPORATION | $37,685,000 | $27,110,000 | -28.1% | 3.6% |
| Mortgage Research Center, LLC | $13,440,000 | $20,580,000 | 53.1% | 2.7% |
| FIRST TECHNOLOGY | $19,005,000 | n/a | 2.5% | |
| LEGACY MORTGAGE LLC | $8,800,000 | $17,585,000 | 99.8% | 2.3% |
| UNIVERSITY LENDING GROUP, LLC | $18,455,000 | $14,155,000 | -23.3% | 1.9% |
| GENEVA FINANCIAL, LLC | $4,530,000 | $14,095,000 | 211.1% | 1.9% |
| Citizens State Bank | $27,690,000 | $13,925,000 | -49.7% | 1.9% |
| The Bank & Trust | $12,155,000 | $13,435,000 | 10.5% | 1.8% |
| Wells Fargo Bank | $10,920,000 | $12,285,000 | 12.5% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $7,065,000 | $12,280,000 | 73.8% | 1.6% |
| LOANDEPOT.COM, LLC | $7,685,000 | $11,385,000 | 48.1% | 1.5% |
| 1ST COMMUNITY FEDERAL CREDIT UNION | $9,440,000 | $8,955,000 | -5.1% | 1.2% |
| Arbor Realty Trust, Inc. | $935,000 | $8,935,000 | 855.6% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,105,000 | $8,395,000 | 64.4% | 1.1% |
| USAA Federal Savings Bank | $10,290,000 | $8,390,000 | -18.5% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $3,345,000 | $7,150,000 | 113.8% | 1.0% |
| The First National Bank of Sonora | $5,125,000 | $6,610,000 | 29.0% | 0.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $13,330,000 | $5,995,000 | -55.0% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,960,000 | $5,580,000 | 88.5% | 0.7% |
| LAKEVIEW LOAN SERVICING, LLC | $1,830,000 | $4,895,000 | 167.5% | 0.7% |
| CALIBER HOME LOANS, INC. | $4,305,000 | $4,695,000 | 9.1% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,315,000 | $4,440,000 | 33.9% | 0.6% |
| Prosperity Bank | $4,500,000 | $4,385,000 | -2.6% | 0.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,545,000 | $4,315,000 | 69.5% | 0.6% |
| BETTER MORTGAGE CORPORATION | $340,000 | $4,305,000 | 1,166.2% | 0.6% |
| NATIONS RELIABLE LENDING, LLC | $1,190,000 | $4,305,000 | 261.8% | 0.6% |
| JPMorgan Chase Bank | $2,110,000 | $4,125,000 | 95.5% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $1,255,000 | $3,850,000 | 206.8% | 0.5% |
| AmeriHome Mortgage Company, LLC | $1,865,000 | $3,170,000 | 70.0% | 0.4% |
| TIB The Independent Bankersbank | $15,225,000 | $2,955,000 | -80.6% | 0.4% |
| First Guaranty Mortgage Corporation | $1,390,000 | $2,780,000 | 100.0% | 0.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,645,000 | $2,765,000 | -24.1% | 0.4% |
| BROKER SOLUTIONS, INC. | $1,415,000 | $2,725,000 | 92.6% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $1,085,000 | $2,690,000 | 147.9% | 0.4% |
| KeyBank | $2,570,000 | n/a | 0.3% | |
| AMPLIFY | $205,000 | $2,470,000 | 1,104.9% | 0.3% |
| NEWREZ LLC | $2,060,000 | $2,395,000 | 16.3% | 0.3% |
| Flagstar Bank, FSB | $2,240,000 | $2,340,000 | 4.5% | 0.3% |
| TEXAS TRUST | $2,365,000 | $2,315,000 | -2.1% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $2,015,000 | $2,160,000 | 7.2% | 0.3% |
| Nations Lending Corporation | $870,000 | $1,975,000 | 127.0% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $565,000 | $1,890,000 | 234.5% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $3,115,000 | $1,800,000 | -42.2% | 0.2% |
| 21ST MORTGAGE CORPORATION | $1,700,000 | $1,780,000 | 4.7% | 0.2% |
| AMCAP MORTGAGE, LTD. | $1,395,000 | $1,745,000 | 25.1% | 0.2% |
| UNION HOME MORTGAGE CORP. | $1,020,000 | $1,745,000 | 71.1% | 0.2% |
| North American Savings Bank, F.S.B. | $1,500,000 | $1,715,000 | 14.3% | 0.2% |
| Regions Bank | $125,000 | $1,715,000 | 1,272.0% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $3,605,000 | $1,665,000 | -53.8% | 0.2% |
| First Bank & Trust | $23,765,000 | $1,645,000 | -93.1% | 0.2% |
| LOANPAL, LLC | $485,000 | $1,645,000 | 239.2% | 0.2% |
| CERTAINTY HOME LOANS, LLC | $2,220,000 | $1,640,000 | -26.1% | 0.2% |
| AMERICAN FINANCING CORPORATION | $1,335,000 | $1,610,000 | 20.6% | 0.2% |
| Origin Bank | $1,505,000 | n/a | 0.2% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,045,000 | $1,435,000 | -52.9% | 0.2% |
| Colonial Savings, F.A. | $1,040,000 | $1,415,000 | 36.1% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $555,000 | $1,365,000 | 145.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $205,000 | $1,345,000 | 556.1% | 0.2% |
| LRS FINANCIAL NETWORK, INC. | $1,425,000 | $1,315,000 | -7.7% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $1,310,000 | n/a | 0.2% | |
| Crockett National Bank | $1,430,000 | $1,265,000 | -11.5% | 0.2% |
| PNC Bank | $1,255,000 | n/a | 0.2% | |
| Bank of America | $3,405,000 | $1,250,000 | -63.3% | 0.2% |
| ENCORE BANK | $1,205,000 | n/a | 0.2% | |
| SECURITY SERVICE | $480,000 | $1,200,000 | 150.0% | 0.2% |
| CONCHO EDUCATORS Federal Credit Union | $1,770,000 | $1,195,000 | -32.5% | 0.2% |
| InterContinental Capital Group, Inc | $1,005,000 | $1,175,000 | 16.9% | 0.2% |
| KELLER MORTGAGE, LLC | $1,620,000 | $1,125,000 | -30.6% | 0.1% |
| PLANET HOME LENDING, LLC | $545,000 | $1,090,000 | 100.0% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $365,000 | $1,085,000 | 197.3% | 0.1% |
| U.S. Bank | $1,270,000 | $1,060,000 | -16.5% | 0.1% |
| ASPIRE FINANCIAL, INC. | $345,000 | $1,055,000 | 205.8% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $1,040,000 | n/a | 0.1% | |
| FINANCE OF AMERICA MORTGAGE LLC | $1,030,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $1,065,000 | $1,010,000 | -5.2% | 0.1% |
| Happy State Bank | $275,000 | $1,010,000 | 267.3% | 0.1% |
| CLEARPATH LENDING | $1,915,000 | $990,000 | -48.3% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $2,845,000 | $960,000 | -66.3% | 0.1% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $930,000 | n/a | 0.1% | |
| F & M Bank | $435,000 | $925,000 | 112.6% | 0.1% |
| GUARANTEED RATE, INC. | $975,000 | $915,000 | -6.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,030,000 | $900,000 | -12.6% | 0.1% |
| First United Bank and Trust Company | $290,000 | $895,000 | 208.6% | 0.1% |
| Chicago Mortgage Solutions LLC | $885,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $870,000 | n/a | 0.1% | |
| OPEN MORTGAGE, LLC | $455,000 | $870,000 | 91.2% | 0.1% |
| CMG MORTGAGE, INC. | $235,000 | $865,000 | 268.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $750,000 | $855,000 | 14.0% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $235,000 | $855,000 | 263.8% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,400,000 | $850,000 | -39.3% | 0.1% |
| Lakeview Community Capital, LLC | $815,000 | n/a | 0.1% | |
| Amarillo National Bank | $805,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $480,000 | $805,000 | 67.7% | 0.1% |
| Watermark Capital, Inc. | $785,000 | n/a | 0.1% | |
| First Horizon Bank | $735,000 | n/a | 0.1% | |
| Low VA Rates, LLC | $575,000 | $720,000 | 25.2% | 0.1% |
| HOMETRUST MORTGAGE COMPANY | $235,000 | $700,000 | 197.9% | 0.1% |
| First National Bank Texas | $35,000 | $695,000 | 1,885.7% | 0.1% |
| Community National Bank | $1,175,000 | $680,000 | -42.1% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $590,000 | $680,000 | 15.3% | 0.1% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $645,000 | n/a | 0.1% | |
| RANDOLPH-BROOKS | $1,135,000 | $645,000 | -43.2% | 0.1% |
| Austin Bank, Texas | $640,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $620,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $615,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $715,000 | $600,000 | -16.1% | 0.1% |
| BTH Bank | $530,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $265,000 | $510,000 | 92.5% | 0.1% |
| BBVA USA | $2,810,000 | $500,000 | -82.2% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,150,000 | $500,000 | -76.7% | 0.1% |
| UNIVERSITY Federal Credit Union | $850,000 | $500,000 | -41.2% | 0.1% |
| FirstBank Southwest | $495,000 | n/a | 0.1% | |
| Ally Bank | $440,000 | $480,000 | 9.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $555,000 | $480,000 | -13.5% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $545,000 | $470,000 | -13.8% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $460,000 | $470,000 | 2.2% | 0.1% |
| SWBC MORTGAGE CORPORATION | $740,000 | $470,000 | -36.5% | 0.1% |
| EVERETT FINANCIAL, INC. | $1,715,000 | $460,000 | -73.2% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $460,000 | n/a | 0.1% | |
| FBC MORTGAGE, LLC | $1,925,000 | $450,000 | -76.6% | 0.1% |
| First Midwest Bank | $305,000 | $450,000 | 47.5% | 0.1% |
| NBH Bank | $450,000 | n/a | 0.1% | |
| First Federal Bank of Kansas City | $305,000 | $435,000 | 42.6% | 0.1% |
| Prime Choice Funding Inc. | $435,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $465,000 | $430,000 | -7.5% | 0.1% |
| CELEBRITY HOME LOANS, LLC | $225,000 | $415,000 | 84.4% | 0.1% |
| Loan Simple, Inc. | $410,000 | n/a | 0.1% | |
| BOKF | $575,000 | $405,000 | -29.6% | 0.1% |
| Meridian Bank Corporation | $405,000 | n/a | 0.1% | |
| NBKC BANK | $490,000 | $405,000 | -17.3% | 0.1% |
| RB MORTGAGE LLC | $400,000 | n/a | 0.1% | |
| WinTex Group, LLC | $375,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $445,000 | $370,000 | -16.9% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $890,000 | $360,000 | -59.6% | 0.0% |
| Sunflower Bank | $165,000 | $360,000 | 118.2% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $440,000 | $340,000 | -22.7% | 0.0% |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $870,000 | $330,000 | -62.1% | 0.0% |
| Complex Community Federal Credit Union | $375,000 | $325,000 | -13.3% | 0.0% |
| City Bank | $1,890,000 | $320,000 | -83.1% | 0.0% |
| Northpointe Bank | $320,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $630,000 | $320,000 | -49.2% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $310,000 | n/a | 0.0% | |
| TEXAS TECH | $305,000 | $310,000 | 1.6% | 0.0% |
| AMERICA'S CHOICE HOME LOANS LP | $305,000 | n/a | 0.0% | |
| Truist Bank | $295,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $295,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $290,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $285,000 | n/a | 0.0% | |
| First American Bank | $285,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $320,000 | $285,000 | -10.9% | 0.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $560,000 | $280,000 | -50.0% | 0.0% |
| Extraco Banks | $275,000 | n/a | 0.0% | |
| GEO-CORP, INC. | $275,000 | n/a | 0.0% | |
| GIBRALTAR MORTGAGE SERVICES, LLC | $155,000 | $275,000 | 77.4% | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $275,000 | n/a | 0.0% | |
| Arvest Bank | $265,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $265,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $265,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $260,000 | n/a | 0.0% | |
| Credence Funding Corporation | $255,000 | n/a | 0.0% | |
| DHI MORTGAGE COMPANY, LTD. | $255,000 | n/a | 0.0% | |
| First National Bank | $880,000 | $255,000 | -71.0% | 0.0% |
| Great Plains National Bank | $255,000 | n/a | 0.0% | |
| HANCOCK MORTGAGE PARTNERS, LLC | $245,000 | n/a | 0.0% | |
| NP, Inc. | $265,000 | $245,000 | -7.5% | 0.0% |
| ALTRA | $235,000 | n/a | 0.0% | |
| First Bank | $235,000 | n/a | 0.0% | |
| UBS Bank USA | $890,000 | $225,000 | -74.7% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $205,000 | n/a | 0.0% | |
| Bank of England | $290,000 | $205,000 | -29.3% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $200,000 | n/a | 0.0% | |
| Citizens Bank | $145,000 | $195,000 | 34.5% | 0.0% |
| First Internet Bank of Indiana | $175,000 | $185,000 | 5.7% | 0.0% |
| SIRVA MORTGAGE, INC. | $405,000 | $185,000 | -54.3% | 0.0% |
| First National Bank of Omaha | $175,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $175,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $175,000 | n/a | 0.0% | |
| Union Savings Bank | $175,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $170,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $165,000 | n/a | 0.0% | |
| Baxter Credit Union | $165,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $165,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $135,000 | $165,000 | 22.2% | 0.0% |
| S1L, Inc. | $165,000 | n/a | 0.0% | |
| ADVANCIAL | $155,000 | n/a | 0.0% | |
| PILGRIM MORTGAGE LLC | $155,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $155,000 | n/a | 0.0% | |
| TEXELL Credit Union | $155,000 | n/a | 0.0% | |
| Texas Bank Financial | $135,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $125,000 | n/a | 0.0% | |
| GMFS LLC | $125,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $5,675,000 | $125,000 | -97.8% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $250,000 | $125,000 | -50.0% | 0.0% |
| Texas Mortgage Lending, LLC | $105,000 | $125,000 | 19.0% | 0.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $315,000 | $125,000 | -60.3% | 0.0% |
| IMPAC MORTGAGE CORP. | $115,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $580,000 | $105,000 | -81.9% | 0.0% |
| Independent Bank | $245,000 | $105,000 | -57.1% | 0.0% |
| International Bank of Commerce | $315,000 | $105,000 | -66.7% | 0.0% |
| Security State Bank & Trust | $105,000 | n/a | 0.0% | |
| VELOCIO MORTGAGE L.L.C. | $105,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $1,060,000 | $95,000 | -91.0% | 0.0% |
| DAS Acquisition Company, LLC | $85,000 | n/a | 0.0% | |
| Discover Bank | $170,000 | $85,000 | -50.0% | 0.0% |
| FIRSTMARK | $85,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE FUNDING, LLC | $65,000 | n/a | 0.0% | |
| FirstCapital Bank of Texas | $65,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $65,000 | $55,000 | -15.4% | 0.0% |
| RED RIVER EMPLOYEES | $45,000 | n/a | 0.0% | |
| Credit Union of Texas | $120,000 | $25,000 | -79.2% | 0.0% |
SAN ANGELO's top lender by overall market share is MORTGAGE FINANCIAL SERVICES, LLC, with 13.0% market share. In second place, with 11.1%, is First Financial Bank, having originated $83,620,000 in loans. In third place, with 8.5%, is Gateway First Bank, having originated $64,215,000 in loans. In third place, with 7.9%, is GUILD MORTGAGE COMPANY, having originated $59,150,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $39,100,000 in loans.
SAN ANGELO, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,920 | $425,530,000 | $221,630 |
| Refi | 1,167 | $222,895,000 | $190,998 |
| Cash Out Refi | 400 | $95,530,000 | $238,825 |
| Home Improvement | 56 | $4,940,000 | $88,214 |
| Other | 24 | $3,340,000 | $139,167 |
San Angelo's most frequently cited loan purpose was Home Purchase, with 1,920 originations. The 2nd most popular reason was Refi, with 1,167 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,344 | $273,250,000 | $203,311 |
| 2.5-3% | 1,185 | $260,465,000 | $219,802 |
| <2.5% | 618 | $130,160,000 | $210,615 |
| 4-5% | 176 | $45,560,000 | $258,864 |
| 6-7% | 19 | $1,635,000 | $86,053 |
| 5-6% | 17 | $3,845,000 | $226,176 |
| Over 8% | 11 | $1,005,000 | $91,364 |
| 7-8% | 6 | $670,000 | $111,667 |
During 2021, San Angelo's most frequently originated rate bucket was 3-4%, with 1,344 originations.
Loan Sizing (SAN ANGELO, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,609 | $243,675,000 | $151,445 |
| $200k-400k | 1,277 | $341,595,000 | $267,498 |
| $100,000 or less | 474 | $31,730,000 | $66,941 |
| $400k-600k | 176 | $82,290,000 | $467,557 |
| $600k-1000k | 23 | $16,585,000 | $721,087 |
| $Over $1MM | 8 | $36,360,000 | $4,545,000 |
SAN ANGELO's loan sizing saw the bucket of loans from $100k-200k with 1,609 originations, totaling $243,675,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,593 | $355,355,000 | $223,073 |
| 60-80% | 901 | $187,635,000 | $208,252 |
| 40-60% | 325 | $60,445,000 | $185,985 |
| Over 100% | 157 | $60,635,000 | $386,210 |
| 20-40% | 113 | $11,545,000 | $102,168 |
| Under 20% | 75 | $2,105,000 | $28,067 |
SAN ANGELO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,593 originations, totaling $355,355,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - SAN ANGELO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $196,250 (-3.1%) | $273,131 (6.2%) | 0.00 | 565 |
| 2018-02-01 | $199,900 (-1.0%) | $292,859 (15.2%) | 0.00 | 521 |
| 2018-03-01 | $205,000 (0.0%) | $296,010 (14.4%) | 0.00 | 505 |
| 2018-04-01 | $222,495 (8.6%) | $319,223 (23.0%) | 0.00 | 467 |
| 2018-05-01 | $230,438 (15.3%) | $323,480 (26.2%) | 0.00 | 439 |
| 2018-06-01 | $227,500 (13.8%) | $317,326 (22.7%) | 0.00 | 468 |
| 2018-07-01 | $222,495 (11.9%) | $308,675 (18.6%) | 0.00 | 479 |
| 2018-08-01 | $228,400 (14.7%) | $307,135 (15.8%) | 0.00 | 495 |
| 2018-09-01 | $230,000 (15.5%) | $305,883 (14.8%) | 0.00 | 502 |
| 2018-10-01 | $224,900 (12.6%) | $299,319 (10.0%) | 0.00 | 438 |
| 2018-11-01 | $217,900 (9.0%) | $293,238 (7.1%) | 0.00 | 442 |
| 2018-12-01 | $219,900 (10.0%) | $297,628 (7.5%) | 0.00 | 417 |
| 2019-01-01 | $216,900 (10.5%) | $284,468 (4.2%) | 0.00 | 416 |
| 2019-02-01 | $225,000 (12.6%) | $290,348 (-0.9%) | 0.00 | 407 |
| 2019-03-01 | $230,586 (12.5%) | $311,150 (5.1%) | 0.00 | 392 |
| 2019-04-01 | $242,500 (9.0%) | $324,204 (1.6%) | 0.00 | 390 |
| 2019-05-01 | $249,900 (8.5%) | $331,243 (2.4%) | 0.00 | 378 |
| 2019-06-01 | $249,900 (9.9%) | $340,572 (7.3%) | 0.00 | 346 |
| 2019-07-01 | $251,450 (13.0%) | $346,292 (12.2%) | 0.00 | 339 |
| 2019-08-01 | $259,900 (13.8%) | $355,785 (15.8%) | 0.00 | 328 |
| 2019-09-01 | $259,900 (13.0%) | $357,498 (16.9%) | 0.00 | 316 |
| 2019-10-01 | $237,000 (5.4%) | $335,516 (12.1%) | 0.00 | 333 |
| 2019-11-01 | $237,400 (9.0%) | $327,980 (11.9%) | 0.00 | 340 |
| 2019-12-01 | $239,000 (8.7%) | $332,201 (11.6%) | 0.00 | 323 |
| 2020-01-01 | $248,500 (14.6%) | $322,548 (13.4%) | 0.00 | 309 |
| 2020-02-01 | $256,900 (14.2%) | $326,405 (12.4%) | 0.00 | 298 |
| 2020-03-01 | $265,450 (15.1%) | $336,483 (8.1%) | 0.00 | 282 |
| 2020-04-01 | $264,950 (9.3%) | $328,730 (1.4%) | 0.00 | 305 |
| 2020-05-01 | $274,900 (10.0%) | $355,440 (7.3%) | 0.00 | 260 |
| 2020-06-01 | $280,000 (12.0%) | $366,890 (7.7%) | 0.00 | 245 |
| 2020-07-01 | $281,500 (12.0%) | $374,178 (8.1%) | 0.00 | 237 |
| 2020-08-01 | $266,950 (2.7%) | $354,955 (-0.2%) | 0.00 | 232 |
| 2020-09-01 | $255,500 (-1.7%) | $344,545 (-3.6%) | 0.00 | 209 |
| 2020-10-01 | $263,900 (11.4%) | $353,178 (5.3%) | 0.00 | 206 |
| 2020-11-01 | $269,750 (13.6%) | $355,730 (8.5%) | 0.00 | 203 |
| 2020-12-01 | $255,250 (6.8%) | $344,773 (3.8%) | 0.00 | 209 |
| 2021-01-01 | $261,900 (5.4%) | $346,673 (7.5%) | 0.00 | 182 |
| 2021-02-01 | $267,400 (4.1%) | $367,149 (12.5%) | 0.00 | 165 |
| 2021-03-01 | $258,450 (-2.6%) | $385,540 (14.6%) | 0.00 | 143 |
| 2021-04-01 | $274,950 (3.8%) | $421,142 (28.1%) | 0.00 | 129 |
| 2021-05-01 | $265,900 (-3.3%) | $416,697 (17.2%) | 0.00 | 132 |
| 2021-06-01 | $267,450 (-4.5%) | $402,820 (9.8%) | 0.00 | 143 |
| 2021-07-01 | $245,000 (-13.0%) | $361,250 (-3.5%) | 0.00 | 192 |
| 2021-08-01 | $249,900 (-6.4%) | $346,159 (-2.5%) | 0.00 | 217 |
| 2021-09-01 | $255,000 (-0.2%) | $369,709 (7.3%) | 0.00 | 223 |
| 2021-10-01 | $250,000 (-5.3%) | $371,165 (5.1%) | 0.00 | 221 |
| 2021-11-01 | $262,450 (-2.7%) | $378,313 (6.4%) | 0.00 | 230 |
| 2021-12-01 | $262,500 (2.8%) | $372,447 (8.0%) | 0.00 | 208 |
| 2022-01-01 | $255,000 (-2.6%) | $355,889 (2.7%) | 0.00 | 205 |
| 2022-02-01 | $262,450 (-1.9%) | $362,004 (-1.4%) | 0.00 | 175 |
| 2022-03-01 | $277,450 (7.4%) | $372,154 (-3.5%) | 0.00 | 166 |
| 2022-04-01 | $259,900 (-5.5%) | $355,502 (-15.6%) | 0.00 | 167 |
| 2022-05-01 | $274,900 (3.4%) | $359,330 (-13.8%) | 0.00 | 186 |
| 2022-06-01 | $276,950 (3.6%) | $345,384 (-14.3%) | 0.00 | 257 |
SAN ANGELO's median listing price for 2022-06-01 was $276,950, a difference of
$9,500
(3.6%) versus the prior year and
$2,050 versus the prior month.
SAN ANGELO's median listing price comes in at 0% of the national average.
SAN ANGELO's average listing price for 2022-06-01 was $345,384, a difference of $-57,436 (-14.3%) versus the prior year and $-13,946 versus the prior month.
For the 2022-06-01 period, SAN ANGELO had 257 MLS listings, a difference of 71 listings (38%) versus the prior month and 114 listings (80%) versus the prior year.
SAN ANGELO's median listing price comes in at 0% of the national average.
SAN ANGELO's average listing price for 2022-06-01 was $345,384, a difference of $-57,436 (-14.3%) versus the prior year and $-13,946 versus the prior month.
For the 2022-06-01 period, SAN ANGELO had 257 MLS listings, a difference of 71 listings (38%) versus the prior month and 114 listings (80%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SAN ANGELO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,871 sqft |
| 2018-02-01 | 0 days | 1,904 sqft |
| 2018-03-01 | 0 days | 1,893 sqft |
| 2018-04-01 | 0 days | 1,929 sqft |
| 2018-05-01 | 0 days | 1,925 sqft |
| 2018-06-01 | 0 days | 1,946 sqft |
| 2018-07-01 | 0 days | 1,918 sqft |
| 2018-08-01 | 0 days | 1,924 sqft |
| 2018-09-01 | 0 days | 1,946 sqft |
| 2018-10-01 | 0 days | 1,956 sqft |
| 2018-11-01 | 0 days | 1,962 sqft |
| 2018-12-01 | 0 days | 1,962 sqft |
| 2019-01-01 | 0 days | 1,929 sqft |
| 2019-02-01 | 0 days | 1,929 sqft |
| 2019-03-01 | 0 days | 1,955 sqft |
| 2019-04-01 | 0 days | 1,985 sqft |
| 2019-05-01 | 0 days | 2,006 sqft |
| 2019-06-01 | 0 days | 2,007 sqft |
| 2019-07-01 | 0 days | 1,992 sqft |
| 2019-08-01 | 0 days | 2,019 sqft |
| 2019-09-01 | 0 days | 2,027 sqft |
| 2019-10-01 | 0 days | 1,925 sqft |
| 2019-11-01 | 0 days | 1,880 sqft |
| 2019-12-01 | 0 days | 1,856 sqft |
| 2020-01-01 | 0 days | 1,867 sqft |
| 2020-02-01 | 0 days | 1,929 sqft |
| 2020-03-01 | 0 days | 2,003 sqft |
| 2020-04-01 | 0 days | 1,976 sqft |
| 2020-05-01 | 0 days | 2,048 sqft |
| 2020-06-01 | 0 days | 2,058 sqft |
| 2020-07-01 | 0 days | 2,001 sqft |
| 2020-08-01 | 0 days | 1,931 sqft |
| 2020-09-01 | 0 days | 1,880 sqft |
| 2020-10-01 | 0 days | 1,931 sqft |
| 2020-11-01 | 0 days | 1,962 sqft |
| 2020-12-01 | 0 days | 1,864 sqft |
| 2021-01-01 | 0 days | 1,802 sqft |
| 2021-02-01 | 0 days | 1,894 sqft |
| 2021-03-01 | 0 days | 1,975 sqft |
| 2021-04-01 | 0 days | 1,980 sqft |
| 2021-05-01 | 0 days | 1,892 sqft |
| 2021-06-01 | 0 days | 1,883 sqft |
| 2021-07-01 | 0 days | 1,883 sqft |
| 2021-08-01 | 0 days | 1,827 sqft |
| 2021-09-01 | 0 days | 1,873 sqft |
| 2021-10-01 | 0 days | 1,899 sqft |
| 2021-11-01 | 0 days | 1,851 sqft |
| 2021-12-01 | 0 days | 1,903 sqft |
| 2022-01-01 | 0 days | 1,814 sqft |
| 2022-02-01 | 0 days | 1,826 sqft |
| 2022-03-01 | 0 days | 1,885 sqft |
| 2022-04-01 | 0 days | 1,787 sqft |
| 2022-05-01 | 0 days | 1,779 sqft |
| 2022-06-01 | 0 days | 1,803 sqft |
SAN ANGELO's median listing age (time on market) for 2022-06-01 was 0 days.
SAN ANGELO's median square footage for active listings during the 2022-06-01 period was 1,803 sqft. One year prior, the average listing was 1,883 sqft.
SAN ANGELO's median square footage for active listings during the 2022-06-01 period was 1,803 sqft. One year prior, the average listing was 1,883 sqft.
