The Peshtigo National Bank Mortgage Rates, Fees & Info

PESHTIGO, WI

LEI: 549300LXCDKIWPEE4R73

Tax ID: 39-0534160

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    The Peshtigo National Bank is a smaller bank specializing in Refi and Home Purchase loans. The Peshtigo National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Green Bay, Marinette, Appleton, Shawano, and Iron Mountain among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)

    The Peshtigo National Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    69

    Origination Dollar Volume (All Markets)

    $10,505,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    GREEN BAY, WI (FHA|USDA|VA) 29 $4,805,000 $165,690 $0 0.00%
    Marinette, WI-MI (FHA|USDA|VA) 23 $2,455,000 $106,739 $0 0.00%
    Outside of Metro Areas 10 $1,720,000 $172,000 $0 0.00%
    APPLETON, WI (FHA|USDA|VA) 4 $1,020,000 $255,000 $0 0.00%
    Shawano, WI (FHA|USDA|VA) 2 $480,000 $240,000 $0 0.00%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $25,000 $25,000 $0 0.00%
    The Peshtigo National Bank's top markets include Green Bay, Marinette, Appleton, Shawano, and Iron Mountain among others.

    Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 69 $10,505,000 $152,246 $0 0.00%

    For 2022, The Peshtigo National Bank's most frequently originated type of loan was Conventional, with 69 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 39 $6,175,000 $158,333 $0 0.00%
    Home Purchase 23 $3,345,000 $145,435 $0 0.00%
    Other 5 $875,000 $175,000 $0 0.00%
    Home Improvement 2 $110,000 $55,000 $0 0.00%

    For 2022, The Peshtigo National Bank's most frequently cited loan purpose was Refi, with 39 originations. The 2nd most popular reason was Home Purchase, with 23 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 69 $10,505,000 $152,246 $0 0.00%

    For 2022, The Peshtigo National Bank's most frequently cited loan duration was Other, with 69 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 33 $1,935,000 $58,636 $0 0.00%
    $100k-200k 19 $2,755,000 $145,000 $0 0.00%
    $200k-400k 12 $3,160,000 $263,333 $0 0.00%
    $400k-600k 4 $1,850,000 $462,500 $0 0.00%
    $600k-1MM 1 $805,000 $805,000 $0 0.00%

    2022 saw The Peshtigo National Bank place emphasis on $100,000 or less loans with 33 originations, totaling $1,935,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 15 $1,145,000 $76,333 $0 0.00%
    $75k-100k 15 $1,835,000 $122,333 $0 0.00%
    $50k-75k 10 $1,060,000 $106,000 $0 0.00%
    $100k-150k 9 $2,105,000 $233,889 $0 0.00%
    $150k-250k 9 $1,415,000 $157,222 $0 0.00%
    $250k+ 3 $1,265,000 $421,667 $0 0.00%

    The Peshtigo National Bank lent most frequently to those with incomes in the $50k or less range, with 15 originations. The second most popular income band? $75k-100k, with 15 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 69 $10,505,000 $152,246 $0 0.00%

    The Peshtigo National Bank lent most frequently to those with DTI ratios of Exempt%, with 69 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 65 $9,615,000 $147,923 $0 0.00%
    Not applicable 4 $890,000 $222,500 $0 0.00%

    Approval Rates

    Total approvals of all applications
    92.31%

    The Peshtigo National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    95.65%

    The Peshtigo National Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 69 $10,505,000 $152,246

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    69 $10,505,000 $152,246