Michigan Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Michigan averaged
6.95%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.86% and
one month ago for the week of 2025-02-27, the
average rate was 7.07%.
Michigan's average rate one year ago was 7%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.09%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Michigan 30 Year Fixed Rate | 2025-04-03 | 6.95% |
| Michigan 30 Year Fixed Rate Refi | 2025-04-03 | 7.09% |
| Michigan 15 Year Fixed Rate | 2025-04-03 | 6.63% |
| Michigan 15 Year Fixed Rate Refi | 2025-04-03 | 6.26% |
| Michigan 30 Year FHA | 2025-04-03 | 6.42% |
| Michigan 30 Year FHA Refi | 2025-04-03 | 6.15% |
| Michigan 30 Year USDA | 2025-04-03 | 6.58% |
| Michigan 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Michigan 30 Year VA | 2025-04-03 | 6.49% |
| Michigan 30 Year VA Refi | 2025-04-03 | 5.48% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Michigan.
Michigan Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Michigan market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Michigan Average Closing Costs & Other Stats
Michigan's 537 lenders originated 203,572
loans during 2024. The total origination value was $43,061,510,000, with an average loan value of
$211,530.
Michigan's average closing costs are $4,227.
The top Michigan lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
10,582 loans originated. Their average total fees are
$6,176, which is $1,017
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Michigan lenders (with over 10 loans originated) are
Discover Bank ($0), SIRVA MORTGAGE, INC. ($454), St James Mortgage Corporation ($1,067), FIRST CHOICE MH LLC ($1,294) and PREMIA MORTGAGE, LLC ($1,871).
The lowest rate Michigan lenders (with over 10 loans originated) are
MEMBERFOCUS COMMUNITY (5.79%), Charles Schwab Bank, SSB (5.82%), RBC Bank, (Georgia) (5.83%), MICHIGAN SCHOOLS AND GOVERNMENT (5.90%) and Dort Financial Credit Union (6.05%).
Michigan Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $3,514,985,000 | $4,545,850,000 | 29.3% | 10.6% |
| QUICKEN LOANS, LLC | $3,007,480,000 | $3,903,070,000 | 29.8% | 9.1% |
| LAKE MICHIGAN CREDIT UNION | $2,240,620,000 | $2,734,040,000 | 22.0% | 6.3% |
| The Huntington National Bank | $1,780,770,000 | $1,821,940,000 | 2.3% | 4.2% |
| MORTGAGE 1 INCORPORATED | $674,450,000 | $744,565,000 | 10.4% | 1.7% |
| Flagstar Bank, FSB | $630,970,000 | $739,370,000 | 17.2% | 1.7% |
| Fifth Third Bank | $644,025,000 | $729,730,000 | 13.3% | 1.7% |
| UNION HOME MORTGAGE CORP. | $464,175,000 | $724,350,000 | 56.1% | 1.7% |
| JPMorgan Chase Bank | $579,410,000 | $657,820,000 | 13.5% | 1.5% |
| The Dart Bank | $474,580,000 | $647,480,000 | 36.4% | 1.5% |
| Independent Bank | $185,000 | $612,270,000 | 330,856.8% | 1.4% |
| First Merchants Bank | $459,985,000 | $558,930,000 | 21.5% | 1.3% |
| STAUNTON FINANCIAL, INC. | $418,265,000 | $538,235,000 | 28.7% | 1.2% |
| Mercantile Bank of Michigan | $537,095,000 | $516,925,000 | -3.8% | 1.2% |
| Mortgage Research Center, LLC | $369,505,000 | $510,295,000 | 38.1% | 1.2% |
| MICHIGAN SCHOOLS AND GOVERNMENT | $313,220,000 | $484,975,000 | 54.8% | 1.1% |
| CONSUMERS | $385,340,000 | $471,445,000 | 22.3% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $443,940,000 | $465,255,000 | 4.8% | 1.1% |
| PNC Bank | $565,740,000 | $461,000,000 | -18.5% | 1.1% |
| Citizens Bank | $475,120,000 | $460,400,000 | -3.1% | 1.1% |
| GENISYS | $298,500,000 | $432,050,000 | 44.7% | 1.0% |
| Old National Bank | $321,545,000 | $395,960,000 | 23.1% | 0.9% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $405,995,000 | $386,075,000 | -4.9% | 0.9% |
| DFCU FINANCIAL | $285,910,000 | $350,435,000 | 22.6% | 0.8% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $204,215,000 | $344,225,000 | 68.6% | 0.8% |
| Bank of America | $368,335,000 | $337,875,000 | -8.3% | 0.8% |
| NEWREZ LLC | $247,975,000 | $322,615,000 | 30.1% | 0.7% |
| GUARANTEED RATE, INC. | $280,050,000 | $320,295,000 | 14.4% | 0.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $269,485,000 | $287,760,000 | 6.8% | 0.7% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $570,200,000 | $281,400,000 | -50.6% | 0.7% |
| GreenStone Farm Credit Services, FLCA | $200,630,000 | $276,945,000 | 38.0% | 0.6% |
| MORTGAGE CENTER L.C | $178,770,000 | $275,665,000 | 54.2% | 0.6% |
| First State Bank | $155,000 | $266,800,000 | 172,029.0% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $100,425,000 | $236,500,000 | 135.5% | 0.5% |
| FIRST COMMUNITY MORTGAGE, INC. | $165,960,000 | $235,310,000 | 41.8% | 0.5% |
| SUCCESS MORTGAGE PARTNERS, INC. | $187,025,000 | $225,305,000 | 20.5% | 0.5% |
| MICHIGAN FIRST CREDIT UNION | $182,615,000 | $222,905,000 | 22.1% | 0.5% |
| MICHIGAN MUTUAL, INC. | $226,165,000 | $219,040,000 | -3.2% | 0.5% |
| CREDIT UNION ONE | $193,410,000 | $213,115,000 | 10.2% | 0.5% |
| Preston Home Loans Inc | $146,980,000 | $204,585,000 | 39.2% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $132,035,000 | $195,085,000 | 47.8% | 0.5% |
| U.S. Bank | $140,055,000 | $191,585,000 | 36.8% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $152,615,000 | $189,465,000 | 24.1% | 0.4% |
| LOANDEPOT.COM, LLC | $142,380,000 | $187,570,000 | 31.7% | 0.4% |
| Comerica Bank | $232,025,000 | $187,450,000 | -19.2% | 0.4% |
| The Loan Store, Inc. | $43,835,000 | $186,070,000 | 324.5% | 0.4% |
| Honor Credit Union | $207,560,000 | $184,220,000 | -11.2% | 0.4% |
| WALKER & DUNLOP, LLC | $179,595,000 | $178,420,000 | -0.7% | 0.4% |
| ChoiceOne Bank | $158,510,000 | $175,525,000 | 10.7% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $141,930,000 | $173,990,000 | 22.6% | 0.4% |
| PULTE MORTGAGE LLC | $133,735,000 | $162,080,000 | 21.2% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $101,100,000 | $160,675,000 | 58.9% | 0.4% |
| ADVIA | $107,045,000 | $159,970,000 | 49.4% | 0.4% |
| UNITED | $130,290,000 | $158,910,000 | 22.0% | 0.4% |
| RUOFF MORTGAGE COMPANY, INC. | $107,265,000 | $157,055,000 | 46.4% | 0.4% |
| Horizon Bank | $176,955,000 | $154,710,000 | -12.6% | 0.4% |
| GUILD MORTGAGE COMPANY | $88,840,000 | $154,295,000 | 73.7% | 0.4% |
| 21ST MORTGAGE CORPORATION | $122,625,000 | $153,990,000 | 25.6% | 0.4% |
| ROSS MORTGAGE CORPORATION | $133,490,000 | $153,605,000 | 15.1% | 0.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $95,545,000 | $152,105,000 | 59.2% | 0.4% |
| Wells Fargo Bank | $208,440,000 | $139,645,000 | -33.0% | 0.3% |
| Isabella Bank | $113,790,000 | $138,140,000 | 21.4% | 0.3% |
| Ally Bank | $134,430,000 | $138,015,000 | 2.7% | 0.3% |
| BROKER SOLUTIONS, INC. | $104,800,000 | $136,160,000 | 29.9% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $92,235,000 | $135,465,000 | 46.9% | 0.3% |
| J. VIRGIL, INC. | $144,660,000 | $134,585,000 | -7.0% | 0.3% |
| COMMUNITY FINANCIAL CREDIT UNION | $167,275,000 | $130,065,000 | -22.2% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $126,530,000 | $129,595,000 | 2.4% | 0.3% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $108,820,000 | $128,910,000 | 18.5% | 0.3% |
| NORTHERN MORTGAGE SERVICES, LLC | $107,950,000 | $124,750,000 | 15.6% | 0.3% |
| Frankenmuth Credit Union | $127,345,000 | $114,740,000 | -9.9% | 0.3% |
| Northpointe Bank | $112,885,000 | $113,975,000 | 1.0% | 0.3% |
| ARBOR FINANCIAL CREDIT UNION | $114,675,000 | $113,775,000 | -0.8% | 0.3% |
| THE MORTGAGE LINK, INC. | $29,990,000 | $110,875,000 | 269.7% | 0.3% |
| The State Bank | $105,300,000 | $110,615,000 | 5.0% | 0.3% |
| University Bank | $103,440,000 | $110,205,000 | 6.5% | 0.3% |
| CMG MORTGAGE, INC. | $45,655,000 | $107,275,000 | 135.0% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $81,635,000 | $103,830,000 | 27.2% | 0.2% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | $92,345,000 | $102,365,000 | 10.9% | 0.2% |
| KeyBank | $36,590,000 | $101,905,000 | 178.5% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $65,630,000 | $101,165,000 | 54.1% | 0.2% |
| Macatawa Bank | $125,895,000 | $98,420,000 | -21.8% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $345,000 | $98,015,000 | 28,310.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $71,270,000 | $96,690,000 | 35.7% | 0.2% |
| OAK MORTGAGE, LLC | $115,775,000 | $96,300,000 | -16.8% | 0.2% |
| Dort Financial Credit Union | $65,040,000 | $94,475,000 | 45.3% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $84,890,000 | $93,045,000 | 9.6% | 0.2% |
| West Michigan Community Bank | $88,820,000 | $92,415,000 | 4.0% | 0.2% |
| BLG HOLDINGS, INC. | $41,745,000 | $89,580,000 | 114.6% | 0.2% |
| GVC MORTGAGE, INC. | $77,990,000 | $89,430,000 | 14.7% | 0.2% |
| Plains Commerce Bank | $44,590,000 | $87,870,000 | 97.1% | 0.2% |
| USAA Federal Savings Bank | $72,265,000 | $85,690,000 | 18.6% | 0.2% |
| Merchants Bank of Indiana | $87,205,000 | $83,870,000 | -3.8% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $112,280,000 | $82,430,000 | -26.6% | 0.2% |
| United Bank of Michigan | $94,615,000 | $81,985,000 | -13.3% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $79,025,000 | $79,830,000 | 1.0% | 0.2% |
| Carrington Mortgage Services, LLC | $78,590,000 | $78,660,000 | 0.1% | 0.2% |
| VIBE CREDIT UNION | $58,555,000 | $76,950,000 | 31.4% | 0.2% |
| The Northwestern Mutual Life Insurance Company | $73,005,000 | n/a | 0.2% | |
| Morgan Stanley Private Bank | $87,865,000 | $72,980,000 | -16.9% | 0.2% |
| Arbor Realty Trust, Inc. | $56,950,000 | $70,780,000 | 24.3% | 0.2% |
| DAS Acquisition Company, LLC | $86,170,000 | $69,790,000 | -19.0% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $18,180,000 | $69,690,000 | 283.3% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $78,500,000 | $69,595,000 | -11.3% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $128,885,000 | $69,005,000 | -46.5% | 0.2% |
| Figure Lending LLC | $39,925,000 | $67,455,000 | 69.0% | 0.2% |
| Discover Bank | $61,585,000 | $67,330,000 | 9.3% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $43,900,000 | $66,845,000 | 52.3% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $27,440,000 | $66,840,000 | 143.6% | 0.2% |
| Nicolet National Bank | $66,795,000 | $66,770,000 | 0.0% | 0.2% |
| RCN Capital, LLC | $32,135,000 | $66,520,000 | 107.0% | 0.2% |
| DOW CHEMICAL EMPLOYEES' | $69,310,000 | $65,970,000 | -4.8% | 0.2% |
| Sturgis Bank & Trust Company | $42,185,000 | $65,275,000 | 54.7% | 0.2% |
| M/I FINANCIAL, LLC | $61,955,000 | $65,150,000 | 5.2% | 0.2% |
| First Federal Bank of the Midwest | $61,180,000 | $64,985,000 | 6.2% | 0.2% |
| TOWNE MORTGAGE COMPANY | $63,585,000 | $64,860,000 | 2.0% | 0.2% |
| NEW DAY FINANCIAL, LLC | $46,540,000 | $64,595,000 | 38.8% | 0.2% |
| ELGA CREDIT UNION | $59,305,000 | $62,415,000 | 5.2% | 0.1% |
| Equity Prime Mortgage LLC | $31,720,000 | $61,915,000 | 95.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $22,185,000 | $59,220,000 | 166.9% | 0.1% |
| County National Bank | $65,060,000 | $56,970,000 | -12.4% | 0.1% |
| UIF CORPORATION | $51,570,000 | $56,520,000 | 9.6% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $86,350,000 | $54,080,000 | -37.4% | 0.1% |
| PGIM Real Estate Finance, LLC | $53,035,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $24,400,000 | $52,425,000 | 114.9% | 0.1% |
| CARDINAL FINANCIAL | $84,795,000 | $51,525,000 | -39.2% | 0.1% |
| Bank of Ann Arbor | $70,690,000 | $50,125,000 | -29.1% | 0.1% |
| Kellogg Community Credit Union | $46,325,000 | $49,950,000 | 7.8% | 0.1% |
| Prosperity Home Mortgage, LLC | $24,615,000 | $49,895,000 | 102.7% | 0.1% |
| MMS MORTGAGE SERVICES, LTD. | $47,650,000 | $48,735,000 | 2.3% | 0.1% |
| IncredibleBank | $36,035,000 | $47,945,000 | 33.1% | 0.1% |
| Southern Michigan Bank & Trust | $45,975,000 | $47,945,000 | 4.3% | 0.1% |
| COMMUNITY CHOICE CREDIT UNION | $45,375,000 | $47,900,000 | 5.6% | 0.1% |
| NBKC BANK | $25,415,000 | $47,540,000 | 87.1% | 0.1% |
| Range Bank | $46,960,000 | $46,315,000 | -1.4% | 0.1% |
| Northstar Bank | $19,610,000 | $45,420,000 | 131.6% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $16,635,000 | $45,010,000 | 170.6% | 0.1% |
| MEMBERFOCUS COMMUNITY | $42,815,000 | $44,900,000 | 4.9% | 0.1% |
| TLC COMMUNITY Credit Union | $35,430,000 | $44,410,000 | 25.3% | 0.1% |
| Wildfire Credit Union | $41,935,000 | $44,170,000 | 5.3% | 0.1% |
| PLANET HOME LENDING, LLC | $23,735,000 | $43,725,000 | 84.2% | 0.1% |
| Adventure Credit Union | $32,520,000 | $43,710,000 | 34.4% | 0.1% |
| FINANCIAL PLUS CREDIT UNION | $28,060,000 | $43,665,000 | 55.6% | 0.1% |
| CP Financial Credit Union | $39,740,000 | $42,830,000 | 7.8% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $38,795,000 | $41,330,000 | 6.5% | 0.1% |
| MARSHALL COMMUNITY CREDIT UNION | $47,280,000 | $39,855,000 | -15.7% | 0.1% |
| First National Bank of America | $25,155,000 | $39,540,000 | 57.2% | 0.1% |
| 1st Source Bank | $45,200,000 | $39,305,000 | -13.0% | 0.1% |
| LIMA ONE CAPITAL, LLC | $27,920,000 | $38,570,000 | 38.1% | 0.1% |
| NexBank | $20,455,000 | $38,005,000 | 85.8% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $12,940,000 | $37,040,000 | 186.2% | 0.1% |
| UBS Bank USA | $34,995,000 | $36,880,000 | 5.4% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $38,430,000 | $36,735,000 | -4.4% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $22,410,000 | $35,265,000 | 57.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $32,540,000 | $35,250,000 | 8.3% | 0.1% |
| BETTER MORTGAGE CORPORATION | $24,710,000 | $34,810,000 | 40.9% | 0.1% |
| T2 FINANCIAL LLC | $21,035,000 | $34,010,000 | 61.7% | 0.1% |
| Michigan Educational Credit Union | $31,985,000 | $33,000,000 | 3.2% | 0.1% |
| Charles Schwab Bank, SSB | $15,775,000 | $31,290,000 | 98.4% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $36,495,000 | $30,565,000 | -16.2% | 0.1% |
| Grand River Bank | $51,060,000 | $30,300,000 | -40.7% | 0.1% |
| Lake Trust Credit Union | $27,240,000 | $30,085,000 | 10.4% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $4,885,000 | $30,055,000 | 515.3% | 0.1% |
| OCMBC, INC. | $17,435,000 | $29,455,000 | 68.9% | 0.1% |
| RF Renovo Management Company, LLC | $7,600,000 | $29,255,000 | 284.9% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $11,880,000 | $29,195,000 | 145.7% | 0.1% |
| INSPIRE HOME LOANS INC. | $32,520,000 | $29,095,000 | -10.5% | 0.1% |
| TEAM ONE CREDIT UNION | $26,945,000 | $28,635,000 | 6.3% | 0.1% |
| PREMIA MORTGAGE, LLC | $34,250,000 | $28,445,000 | -16.9% | 0.1% |
| PFCU | $19,925,000 | $28,155,000 | 41.3% | 0.1% |
| Citibank | $47,340,000 | $27,635,000 | -41.6% | 0.1% |
| LAFCU | $27,560,000 | $27,630,000 | 0.3% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $15,525,000 | $27,355,000 | 76.2% | 0.1% |
| First Independence Bank | $31,370,000 | $27,345,000 | -12.8% | 0.1% |
| OMNI Community Credit Union | $27,500,000 | $27,090,000 | -1.5% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $19,310,000 | $26,840,000 | 39.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $23,460,000 | $26,765,000 | 14.1% | 0.1% |
| Coastal Community Bank | $25,140,000 | $26,270,000 | 4.5% | 0.1% |
| Directions Credit Union, Inc. | $21,475,000 | $26,005,000 | 21.1% | 0.1% |
| The Federal Savings Bank | $25,365,000 | $25,065,000 | -1.2% | 0.1% |
| PHH Mortgage Corporation | $16,015,000 | $24,960,000 | 55.9% | 0.1% |
| 1st State Financial, Ltd. | $29,980,000 | $24,725,000 | -17.5% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $24,075,000 | $24,715,000 | 2.7% | 0.1% |
| Commerce Home Mortgage, Inc. | $30,490,000 | $24,605,000 | -19.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $12,570,000 | $24,015,000 | 91.1% | 0.1% |
| HOMESITE MORTGAGE, LLC | $46,825,000 | $23,975,000 | -48.8% | 0.1% |
| BOKF | $195,000 | $23,770,000 | 12,089.7% | 0.1% |
| Public Service Credit Union | $14,735,000 | $23,730,000 | 61.0% | 0.1% |
| EVERETT FINANCIAL, INC. | $107,350,000 | $22,755,000 | -78.8% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $12,555,000 | $22,755,000 | 81.2% | 0.1% |
| BMO Harris Bank | $22,305,000 | $22,725,000 | 1.9% | 0.1% |
| Dearborn Federal Savings Bank | $27,030,000 | $22,620,000 | -16.3% | 0.1% |
| BERKELEY POINT CAPITAL LLC | $8,295,000 | $22,265,000 | 168.4% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $20,195,000 | $22,245,000 | 10.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $10,530,000 | $22,130,000 | 110.2% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $36,905,000 | $22,040,000 | -40.3% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $19,040,000 | $21,800,000 | 14.5% | 0.1% |
| GREENSTATE CREDIT UNION | $21,495,000 | $21,760,000 | 1.2% | 0.1% |
| HALLMARK HOME MORTGAGE, LLC | $8,330,000 | $21,650,000 | 159.9% | 0.1% |
| SUMMIT HOME MORTGAGE, LLC | $16,200,000 | $21,630,000 | 33.5% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $14,205,000 | $21,540,000 | 51.6% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $10,085,000 | $21,465,000 | 112.8% | 0.0% |
| Eaton Community Bank | $14,425,000 | $21,390,000 | 48.3% | 0.0% |
| Prudential Huntoon Paige Associates, LLC | $46,920,000 | $21,390,000 | -54.4% | 0.0% |
| TEACHERS CREDIT UNION | $13,920,000 | $21,195,000 | 52.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $7,230,000 | $21,130,000 | 192.3% | 0.0% |
| Thumb Bank and Trust | $17,720,000 | $20,875,000 | 17.8% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $11,745,000 | $20,550,000 | 75.0% | 0.0% |
| MEMBERS FIRST Credit Union | $12,000,000 | $20,435,000 | 70.3% | 0.0% |
| CoVantage Credit Union | $14,645,000 | $20,125,000 | 37.4% | 0.0% |
| CASE | $7,190,000 | $20,075,000 | 179.2% | 0.0% |
| Sunflower Bank | $17,625,000 | $19,925,000 | 13.0% | 0.0% |
| Commercial Lender LLC | $5,130,000 | $19,785,000 | 285.7% | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $21,980,000 | $19,540,000 | -11.1% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $16,860,000 | $19,470,000 | 15.5% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $17,860,000 | $19,290,000 | 8.0% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $17,820,000 | $19,265,000 | 8.1% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $13,315,000 | $19,220,000 | 44.3% | 0.0% |
| Stifel Bank and Trust | $26,340,000 | $18,940,000 | -28.1% | 0.0% |
| TBI MORTGAGE COMPANY | $30,990,000 | $18,625,000 | -39.9% | 0.0% |
| LOANPAL, LLC | $4,915,000 | $18,090,000 | 268.1% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $9,270,000 | $17,970,000 | 93.9% | 0.0% |
| GENEVA FINANCIAL, LLC | $16,745,000 | $17,900,000 | 6.9% | 0.0% |
| BM Real Estate Services, Inc. | $23,880,000 | $17,850,000 | -25.3% | 0.0% |
| Raymond James Bank | $16,760,000 | $17,830,000 | 6.4% | 0.0% |
| M&T Realty Capital Corporation | $17,635,000 | n/a | 0.0% | |
| First National Bank of Michigan | $18,820,000 | $17,560,000 | -6.7% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $5,040,000 | $17,405,000 | 245.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $3,925,000 | $17,240,000 | 339.2% | 0.0% |
| JOLT CREDIT UNION | $15,815,000 | $16,725,000 | 5.8% | 0.0% |
| PROPER RATE, LLC | $14,560,000 | $16,665,000 | 14.5% | 0.0% |
| Cornerstone First Mortgage, Inc | $10,390,000 | $16,615,000 | 59.9% | 0.0% |
| NEXERA HOLDING LLC | $12,815,000 | $16,440,000 | 28.3% | 0.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | $12,420,000 | $16,440,000 | 32.4% | 0.0% |
| ALLIANT CREDIT UNION | $10,745,000 | $16,420,000 | 52.8% | 0.0% |
| Polish-American Federal Credit Union | $20,830,000 | $16,410,000 | -21.2% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $17,240,000 | $16,285,000 | -5.5% | 0.0% |
| EMM LOANS LLC | $16,350,000 | $15,745,000 | -3.7% | 0.0% |
| GREYSTONE FUNDING COMPANY LLC | $13,805,000 | $15,635,000 | 13.3% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $14,505,000 | $15,555,000 | 7.2% | 0.0% |
| United Bay Community Credit Union | $10,780,000 | $15,520,000 | 44.0% | 0.0% |
| TJC Mortgage, Inc. | $12,230,000 | $15,295,000 | 25.1% | 0.0% |
| MORTGAGE ACCESS CORP. | $8,540,000 | $15,110,000 | 76.9% | 0.0% |
| SPRING EQ, LLC | $11,525,000 | $14,785,000 | 28.3% | 0.0% |
| Goldman Sachs Bank USA | $9,160,000 | $14,710,000 | 60.6% | 0.0% |
| Zeal Credit Union | $14,205,000 | $14,665,000 | 3.2% | 0.0% |
| LENDINGONE, LLC | $14,995,000 | $14,510,000 | -3.2% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $12,530,000 | $14,470,000 | 15.5% | 0.0% |
| The Shelby State Bank | $9,585,000 | $14,435,000 | 50.6% | 0.0% |
| Civista Bank | $1,510,000 | $14,425,000 | 855.3% | 0.0% |
| GERBER FEDERAL CREDIT UNION | $14,105,000 | $14,375,000 | 1.9% | 0.0% |
| ADVANTAGE ONE Credit Union | $12,350,000 | $14,290,000 | 15.7% | 0.0% |
| First Federal Bank | $4,565,000 | $14,205,000 | 211.2% | 0.0% |
| Highpoint Community Bank | $17,310,000 | $14,005,000 | -19.1% | 0.0% |
| BAY EQUITY LLC | $8,710,000 | $13,820,000 | 58.7% | 0.0% |
| Bank of England | $17,990,000 | $13,340,000 | -25.8% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $18,235,000 | $13,270,000 | -27.2% | 0.0% |
| First Federal Savings Bank | $760,000 | $13,035,000 | 1,615.1% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,045,000 | $12,900,000 | 155.7% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $12,875,000 | $12,880,000 | 0.0% | 0.0% |
| AAC Credit Union | $13,680,000 | $12,865,000 | -6.0% | 0.0% |
| SECURITY CREDIT UNION | $15,430,000 | $12,585,000 | -18.4% | 0.0% |
| CLEARPATH LENDING | $7,835,000 | $12,475,000 | 59.2% | 0.0% |
| First American Bank | $2,430,000 | $12,400,000 | 410.3% | 0.0% |
| Commercial Bank | $11,905,000 | $12,240,000 | 2.8% | 0.0% |
| AMWEST FUNDING CORP. | $8,010,000 | $12,165,000 | 51.9% | 0.0% |
| HEALTH ADVANTAGE FEDERAL CREDIT UNION | $6,620,000 | $11,960,000 | 80.7% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $265,000 | $11,695,000 | 4,313.2% | 0.0% |
| First Community Bank | $16,165,000 | $11,605,000 | -28.2% | 0.0% |
| KALSEE CREDIT UNION | $7,795,000 | $11,600,000 | 48.8% | 0.0% |
| MONROE COUNTY COMMUNITY CREDIT UNION | $8,895,000 | $11,540,000 | 29.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $10,260,000 | $11,500,000 | 12.1% | 0.0% |
| Citadel Servicing Corporation | $13,860,000 | $11,380,000 | -17.9% | 0.0% |
| UNITED FINANCIAL Credit Union | $12,505,000 | $11,320,000 | -9.5% | 0.0% |
| Union Bank | $10,370,000 | $11,155,000 | 7.6% | 0.0% |
| Community West Credit Union | $12,930,000 | $11,040,000 | -14.6% | 0.0% |
| Meijer Credit Union | $10,180,000 | $11,010,000 | 8.2% | 0.0% |
| DELMAR FINANCIAL COMPANY | $13,730,000 | $10,945,000 | -20.3% | 0.0% |
| NFM, INC. | $6,970,000 | $10,675,000 | 53.2% | 0.0% |
| Associated Bank | $10,860,000 | $10,410,000 | -4.1% | 0.0% |
| FIRST CHOICE MH LLC | $8,360,000 | $10,240,000 | 22.5% | 0.0% |
| Lake City Bank | $7,750,000 | $10,220,000 | 31.9% | 0.0% |
| Truist | $8,090,000 | $10,015,000 | 23.8% | 0.0% |
| CANOPY MORTGAGE, LLC | $2,055,000 | $10,005,000 | 386.9% | 0.0% |
| Lakeview Community Capital, LLC | $2,310,000 | $9,935,000 | 330.1% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $3,940,000 | $9,930,000 | 152.0% | 0.0% |
| Extra | $8,555,000 | $9,620,000 | 12.4% | 0.0% |
| MICHIGAN ONE COMMUNITY Credit Union | $11,265,000 | $9,605,000 | -14.7% | 0.0% |
| M&T Bank | $5,200,000 | $9,540,000 | 83.5% | 0.0% |
| NMSI, INC. | $2,600,000 | $9,495,000 | 265.2% | 0.0% |
| Waterstone Mortgage Corporation | $11,495,000 | $9,425,000 | -18.0% | 0.0% |
| Popular Bank | $13,175,000 | $9,405,000 | -28.6% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $11,635,000 | $9,370,000 | -19.5% | 0.0% |
| Texana Bank | $9,270,000 | n/a | 0.0% | |
| PREFERRED CREDIT UNION | $5,930,000 | $9,210,000 | 55.3% | 0.0% |
| Sidney State Bank | $7,395,000 | $9,210,000 | 24.5% | 0.0% |
| RBC Bank, (Georgia) | $13,300,000 | $9,135,000 | -31.3% | 0.0% |
| Bethpage Federal Credit Union | $6,420,000 | $9,110,000 | 41.9% | 0.0% |
| SIRVA MORTGAGE, INC. | $8,285,000 | $9,095,000 | 9.8% | 0.0% |
| Signature Bank, N.A. | $3,490,000 | $8,925,000 | 155.7% | 0.0% |
| EQUITY RESOURCES, INC. | $9,885,000 | $8,845,000 | -10.5% | 0.0% |
| BIRMINGHAM-BLOOMFIELD Credit Union | $9,120,000 | $8,815,000 | -3.3% | 0.0% |
| Baxter Credit Union | $3,995,000 | $8,775,000 | 119.6% | 0.0% |
| Best Financial Credit Union | $6,825,000 | $8,700,000 | 27.5% | 0.0% |
| Christian Financial Credit Union | $11,590,000 | $8,645,000 | -25.4% | 0.0% |
| INTERRA CREDIT UNION | $5,115,000 | $8,620,000 | 68.5% | 0.0% |
| FBC MORTGAGE, LLC | $885,000 | $8,435,000 | 853.1% | 0.0% |
| SOUTHWEST FUNDING, LP | $8,265,000 | n/a | 0.0% | |
| Tri-County Bank | $18,170,000 | $8,215,000 | -54.8% | 0.0% |
| WINGS FINANCIAL | $10,750,000 | $8,020,000 | -25.4% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $350,000 | $7,905,000 | 2,158.6% | 0.0% |
| CIBC Bank USA | $4,195,000 | $7,875,000 | 87.7% | 0.0% |
| Magnolia Bank | $4,460,000 | $7,870,000 | 76.5% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $9,875,000 | $7,790,000 | -21.1% | 0.0% |
| Regions Bank | $11,325,000 | $7,780,000 | -31.3% | 0.0% |
| JMAC LENDING, INC. | $180,000 | $7,495,000 | 4,063.9% | 0.0% |
| St James Mortgage Corporation | $4,685,000 | $7,280,000 | 55.4% | 0.0% |
| Waterford Bank, N.A. | $10,035,000 | $7,225,000 | -28.0% | 0.0% |
| American 1 Credit Union | $4,140,000 | $6,830,000 | 65.0% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $2,745,000 | $6,770,000 | 146.6% | 0.0% |
| FinancialEdge Community Credit Union | $4,910,000 | $6,740,000 | 37.3% | 0.0% |
| Providence Bank & Trust | $1,730,000 | $6,740,000 | 289.6% | 0.0% |
| Farmers Bank & Trust | $5,160,000 | $6,715,000 | 30.1% | 0.0% |
| MILEND, INC. | $1,320,000 | $6,690,000 | 406.8% | 0.0% |
| Nations Lending Corporation | $21,225,000 | $6,690,000 | -68.5% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $1,480,000 | $6,615,000 | 347.0% | 0.0% |
| Eastern Michigan Bank | $6,615,000 | $6,175,000 | -6.7% | 0.0% |
| The Farmers & Merchants State Bank | $18,510,000 | $6,150,000 | -66.8% | 0.0% |
| CORNERSTONE COMMUNITY FINANCIAL | $4,580,000 | $6,060,000 | 32.3% | 0.0% |
| The Campbell & Fetter Bank | $2,900,000 | $6,015,000 | 107.4% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,550,000 | $5,995,000 | 286.8% | 0.0% |
| Peoples State Bank | $2,000,000 | $5,930,000 | 196.5% | 0.0% |
| A&D Mortgage LLC | $5,985,000 | $5,880,000 | -1.8% | 0.0% |
| BNY Mellon | $5,380,000 | $5,870,000 | 9.1% | 0.0% |
| Wintrust Bank, N.A. | $18,475,000 | $5,660,000 | -69.4% | 0.0% |
| Quontic Bank | $2,240,000 | $5,585,000 | 149.3% | 0.0% |
| Armed Forces Bank | $3,610,000 | $5,575,000 | 54.4% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $3,035,000 | $5,515,000 | 81.7% | 0.0% |
| City National Bank | $5,210,000 | $5,455,000 | 4.7% | 0.0% |
| SOVITA Credit Union | $5,695,000 | $5,445,000 | -4.4% | 0.0% |
| Pinnacle Bank | $3,070,000 | $5,335,000 | 73.8% | 0.0% |
| Three Rivers Federal Credit Union | $3,150,000 | $5,330,000 | 69.2% | 0.0% |
| First Financial Bank | $125,000 | $5,310,000 | 4,148.0% | 0.0% |
| COMMUNITY FIRST | $3,855,000 | $5,305,000 | 37.6% | 0.0% |
| SELFRELIANCE | $1,135,000 | $5,170,000 | 355.5% | 0.0% |
| Homestead Savings Bank | $5,890,000 | $5,135,000 | -12.8% | 0.0% |
| NATIONAL COOPERATIVE BANK, N.A. | $7,000,000 | $5,110,000 | -27.0% | 0.0% |
| The Stephenson National Bank and Trust | $8,600,000 | $5,020,000 | -41.6% | 0.0% |
| First Horizon Bank | $1,610,000 | $5,015,000 | 211.5% | 0.0% |
| Lake Huron Credit Union | $5,395,000 | $4,960,000 | -8.1% | 0.0% |
| NEW ENGLAND FEDERAL CREDIT UNION | $5,235,000 | $4,955,000 | -5.3% | 0.0% |
| V.I.P. MORTGAGE, INC. | $3,220,000 | $4,935,000 | 53.3% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $330,000 | $4,930,000 | 1,393.9% | 0.0% |
| Hometown Equity Mortgage, LLC | $3,825,000 | $4,885,000 | 27.7% | 0.0% |
| The State Bank and Trust Company | $4,050,000 | $4,855,000 | 19.9% | 0.0% |
| First State Bank of Middlebury | $4,630,000 | $4,830,000 | 4.3% | 0.0% |
| Farmers State Bank | $3,155,000 | $4,825,000 | 52.9% | 0.0% |
| Barings Multifamily Capital | $4,805,000 | n/a | 0.0% | |
| GREENWOOD | $3,805,000 | $4,635,000 | 21.8% | 0.0% |
| First Savings Bank | $28,205,000 | $4,630,000 | -83.6% | 0.0% |
| SUNRISE FAMILY CREDIT UNION | $4,000,000 | $4,605,000 | 15.1% | 0.0% |
| Ixonia Bank | $3,705,000 | $4,590,000 | 23.9% | 0.0% |
| Axos Bank | $495,000 | $4,560,000 | 821.2% | 0.0% |
| COMPASS MORTGAGE, INC. | $3,475,000 | $4,550,000 | 30.9% | 0.0% |
| FIRST STATE BANK | $4,540,000 | $4,550,000 | 0.2% | 0.0% |
| HOMESTEAD FUNDING CORP. | $5,465,000 | $4,540,000 | -16.9% | 0.0% |
| Circle Federal Credit Union | $9,995,000 | $4,415,000 | -55.8% | 0.0% |
| DIGITAL Federal Credit Union | $9,490,000 | $4,360,000 | -54.1% | 0.0% |
| UNITED HOME LOANS, INC. | $4,175,000 | $4,270,000 | 2.3% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $4,960,000 | $4,115,000 | -17.0% | 0.0% |
| Michigan Legacy Credit Union | $8,540,000 | $4,065,000 | -52.4% | 0.0% |
| Peoples Bank | $1,035,000 | $4,030,000 | 289.4% | 0.0% |
| INOVA FEDERAL CREDIT UNION | $3,240,000 | $4,025,000 | 24.2% | 0.0% |
| Broadway National Bank | $1,965,000 | $4,005,000 | 103.8% | 0.0% |
| Parda Federal Credit Union | $2,755,000 | $4,000,000 | 45.2% | 0.0% |
| RIVER VALLEY CREDIT UNION | $5,485,000 | $3,995,000 | -27.2% | 0.0% |
| KENT COUNTY CREDIT UNION | $4,170,000 | $3,980,000 | -4.6% | 0.0% |
| Merchants Mortgage & Trust Corporation | $675,000 | $3,890,000 | 476.3% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $1,485,000 | $3,845,000 | 158.9% | 0.0% |
| Gold Coast Bank | $1,650,000 | $3,805,000 | 130.6% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $9,515,000 | $3,740,000 | -60.7% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $4,175,000 | $3,730,000 | -10.7% | 0.0% |
| OAKTREE FUNDING CORP. | $2,435,000 | $3,675,000 | 50.9% | 0.0% |
| Bank of Colorado | $3,640,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $3,630,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $2,285,000 | $3,605,000 | 57.8% | 0.0% |
| Centier Bank | $12,235,000 | $3,585,000 | -70.7% | 0.0% |
| Commerce Bank | $875,000 | $3,580,000 | 309.1% | 0.0% |
| Leader Bank | $1,790,000 | $3,570,000 | 99.4% | 0.0% |
| West Michigan Credit Union | $6,065,000 | $3,550,000 | -41.5% | 0.0% |
| The Genoa Banking Company | $3,900,000 | $3,480,000 | -10.8% | 0.0% |
| OceanFirst Bank | $680,000 | $3,410,000 | 401.5% | 0.0% |
| Consumers Professional Credit Union | $4,550,000 | $3,405,000 | -25.2% | 0.0% |
| ARC HOME LLC | $6,270,000 | $3,385,000 | -46.0% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $21,705,000 | $3,360,000 | -84.5% | 0.0% |
| SUN Federal Credit Union | $3,425,000 | $3,320,000 | -3.1% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $4,765,000 | $3,310,000 | -30.5% | 0.0% |
| Bell Bank | $3,260,000 | $3,300,000 | 1.2% | 0.0% |
| Credence Funding Corporation | $900,000 | $3,200,000 | 255.6% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,105,000 | $3,090,000 | 46.8% | 0.0% |
| Warsaw Federal Savings and Loan Association | $2,865,000 | $3,010,000 | 5.1% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $705,000 | $3,000,000 | 325.5% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $1,885,000 | $2,995,000 | 58.9% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $3,430,000 | $2,995,000 | -12.7% | 0.0% |
| ENCORE BANK | $565,000 | $2,955,000 | 423.0% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $4,620,000 | $2,930,000 | -36.6% | 0.0% |
| Beeline Loans, Inc. | $1,055,000 | $2,920,000 | 176.8% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $2,905,000 | n/a | 0.0% | |
| Florida Capital Bank | $2,245,000 | $2,885,000 | 28.5% | 0.0% |
| Servion, Inc. | $4,550,000 | $2,885,000 | -36.6% | 0.0% |
| ANCHOR LOANS, LP | $1,510,000 | $2,855,000 | 89.1% | 0.0% |
| Arvest Bank | $3,755,000 | $2,855,000 | -24.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $4,195,000 | $2,830,000 | -32.5% | 0.0% |
| The Central Trust Bank | $4,810,000 | $2,820,000 | -41.4% | 0.0% |
| RiverHills Bank | $4,815,000 | $2,770,000 | -42.5% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,870,000 | $2,745,000 | 46.8% | 0.0% |
| Bankers' Bank | $765,000 | $2,740,000 | 258.2% | 0.0% |
| FreeStar Financial Credit Union | $3,195,000 | $2,740,000 | -14.2% | 0.0% |
| Residential Acceptance Corporation | $2,735,000 | n/a | 0.0% | |
| S1L, Inc. | $1,360,000 | $2,715,000 | 99.6% | 0.0% |
| ENVOY MORTGAGE, LTD | $10,345,000 | $2,700,000 | -73.9% | 0.0% |
| Bank of Springfield | $2,655,000 | n/a | 0.0% | |
| Great Lakes Federal Credit Union | $2,060,000 | $2,645,000 | 28.4% | 0.0% |
| First Eagle Bank | $2,450,000 | $2,620,000 | 6.9% | 0.0% |
| Elements Financial Federal Credit Union | $2,040,000 | $2,580,000 | 26.5% | 0.0% |
| Union Savings Bank | $3,865,000 | $2,550,000 | -34.0% | 0.0% |
| Cf Bank | $2,515,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,985,000 | $2,515,000 | 26.7% | 0.0% |
| Devon Bank | $2,500,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $4,740,000 | $2,445,000 | -48.4% | 0.0% |
| US MORTGAGE CORPORATION | $3,795,000 | $2,440,000 | -35.7% | 0.0% |
| FirstBank | $600,000 | $2,390,000 | 298.3% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $2,375,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $3,800,000 | $2,375,000 | -37.5% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $495,000 | $2,265,000 | 357.6% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,845,000 | $2,255,000 | 22.2% | 0.0% |
| AXIA FINANCIAL, LLC | $1,105,000 | $2,250,000 | 103.6% | 0.0% |
| Ameris Bank | $3,555,000 | $2,185,000 | -38.5% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $1,140,000 | $2,175,000 | 90.8% | 0.0% |
| North Shore Trust and Savings | $2,175,000 | n/a | 0.0% | |
| UMB Bank | $15,185,000 | $2,160,000 | -85.8% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $660,000 | $2,155,000 | 226.5% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,280,000 | $2,140,000 | 67.2% | 0.0% |
| NP, Inc. | $1,245,000 | $2,140,000 | 71.9% | 0.0% |
| ALLIANCE CATHOLIC CREDIT UNION | $7,300,000 | $2,120,000 | -71.0% | 0.0% |
| Pacor Mortgage Corp | $10,400,000 | $2,055,000 | -80.2% | 0.0% |
| Toyota Financial Savings Bank | $3,700,000 | $2,055,000 | -44.5% | 0.0% |
| The Citizens National Bank of Bluffton | $2,030,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $2,010,000 | n/a | 0.0% | |
| Liberty Bank and Trust Company | $1,915,000 | $1,980,000 | 3.4% | 0.0% |
| Muskegon Co Op Federal Credit Union | $1,455,000 | $1,970,000 | 35.4% | 0.0% |
| The Northern Trust Company | $9,595,000 | $1,970,000 | -79.5% | 0.0% |
| First National Bank of Brookfield | $1,955,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $245,000 | $1,885,000 | 669.4% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $1,430,000 | $1,885,000 | 31.8% | 0.0% |
| STAR Financial Bank | $575,000 | $1,870,000 | 225.2% | 0.0% |
| CITIZENS EQUITY FIRST | $660,000 | $1,860,000 | 181.8% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $14,090,000 | $1,840,000 | -86.9% | 0.0% |
| Peoples Bank | $1,035,000 | $1,840,000 | 77.8% | 0.0% |
| My Personal Credit Union | $1,810,000 | $1,835,000 | 1.4% | 0.0% |
| Residential Mortgage Solutions, Inc. | $350,000 | $1,835,000 | 424.3% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $545,000 | $1,815,000 | 233.0% | 0.0% |
| State Department Federal Credit Union | $1,245,000 | $1,815,000 | 45.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,145,000 | $1,795,000 | -16.3% | 0.0% |
| Johnson Bank | $1,445,000 | $1,780,000 | 23.2% | 0.0% |
| Lakeside Bank | $265,000 | $1,770,000 | 567.9% | 0.0% |
| PERFORMANCE EQUITY PARTNERS, INC. | $2,370,000 | $1,765,000 | -25.5% | 0.0% |
| Family Financial Credit Union | $2,550,000 | $1,755,000 | -31.2% | 0.0% |
| American Airlines Federal Credit Union | $2,230,000 | $1,725,000 | -22.6% | 0.0% |
| Home Mortgage Alliance Corp | $1,720,000 | n/a | 0.0% | |
| The First National Bank of Ottawa | $2,130,000 | $1,715,000 | -19.5% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $245,000 | $1,705,000 | 595.9% | 0.0% |
| The Union Bank Company | $2,935,000 | $1,705,000 | -41.9% | 0.0% |
| Farm Credit Mid-America, ACA | $1,665,000 | n/a | 0.0% | |
| South Metro Federal Credit Union | $1,335,000 | $1,610,000 | 20.6% | 0.0% |
| ASTERA | $2,025,000 | $1,600,000 | -21.0% | 0.0% |
| USAlliance Federal Credit Union | $1,465,000 | $1,590,000 | 8.5% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,585,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $590,000 | $1,530,000 | 159.3% | 0.0% |
| MYCUMORTGAGE, LLC | $2,340,000 | $1,520,000 | -35.0% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,395,000 | $1,505,000 | 7.9% | 0.0% |
| ADVANCIAL | $2,855,000 | $1,495,000 | -47.6% | 0.0% |
| TOWER | $615,000 | $1,490,000 | 142.3% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $1,480,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $2,290,000 | $1,445,000 | -36.9% | 0.0% |
| General Mortgage Capital Corporation | $1,695,000 | $1,440,000 | -15.0% | 0.0% |
| Mortgage Assurance Inc. | $1,425,000 | n/a | 0.0% | |
| KEMBA CREDIT UNION, INC. | $1,405,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $275,000 | $1,390,000 | 405.5% | 0.0% |
| Superior Credit Union, Inc. | $1,420,000 | $1,380,000 | -2.8% | 0.0% |
| OPEN MORTGAGE, LLC | $1,110,000 | $1,365,000 | 23.0% | 0.0% |
| Goldwater Bank, N.A. | $2,025,000 | $1,320,000 | -34.8% | 0.0% |
| FM Home Loans, LLC | $1,305,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $1,380,000 | $1,295,000 | -6.2% | 0.0% |
| SUMMIT FUNDING, INC. | $5,545,000 | $1,275,000 | -77.0% | 0.0% |
| Stock Yards Bank & Trust Company | $1,505,000 | $1,255,000 | -16.6% | 0.0% |
| Connexus Credit Union | $2,095,000 | $1,250,000 | -40.3% | 0.0% |
| Capital Bank | $625,000 | $1,245,000 | 99.2% | 0.0% |
| POINT Mortgage | $1,240,000 | n/a | 0.0% | |
| Heritage Bank | $570,000 | $1,225,000 | 114.9% | 0.0% |
| ProFed Federal Credit Union | $410,000 | $1,205,000 | 193.9% | 0.0% |
| Academy Bank | $530,000 | $1,175,000 | 121.7% | 0.0% |
| Granite Community Bank | $1,165,000 | n/a | 0.0% | |
| The Farmers National Bank of Canfield | $505,000 | $1,155,000 | 128.7% | 0.0% |
| East Coast Capital Corp. | $590,000 | $1,140,000 | 93.2% | 0.0% |
| Gate City Bank | $1,140,000 | n/a | 0.0% | |
| Royal Credit Union | $300,000 | $1,130,000 | 276.7% | 0.0% |
| American Community Bank & Trust | $1,125,000 | n/a | 0.0% | |
| MICHIGAN COLUMBUS | $1,515,000 | $1,105,000 | -27.1% | 0.0% |
| Crossroads Bank | $1,085,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $735,000 | $1,085,000 | 47.6% | 0.0% |
| DATA MORTGAGE, INC. | $1,080,000 | n/a | 0.0% | |
| INTOUCH CREDIT UNION | $200,000 | $1,075,000 | 437.5% | 0.0% |
| GreenStone Farm Credit Services, ACA | $1,585,000 | $1,050,000 | -33.8% | 0.0% |
| Summit Credit Union | $2,805,000 | $1,035,000 | -63.1% | 0.0% |
| NUMARK CREDIT UNION | $220,000 | $1,020,000 | 363.6% | 0.0% |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $1,015,000 | n/a | 0.0% | |
| Bank of Whittier | $2,345,000 | $1,005,000 | -57.1% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $460,000 | $985,000 | 114.1% | 0.0% |
| KEMBA FINANCIAL | $165,000 | $975,000 | 490.9% | 0.0% |
| CIBM Bank | $2,095,000 | $965,000 | -53.9% | 0.0% |
| STAR ONE CREDIT UNION | $965,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $730,000 | $965,000 | 32.2% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $175,000 | $960,000 | 448.6% | 0.0% |
| First-Citizens Bank & Trust Company | $1,235,000 | $940,000 | -23.9% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $1,745,000 | $920,000 | -47.3% | 0.0% |
| Luxury Mortgage Corp. | $920,000 | n/a | 0.0% | |
| Washington Trust Bank | $920,000 | n/a | 0.0% | |
| First Financial Bank | $125,000 | $915,000 | 632.0% | 0.0% |
| Heartland Bank and Trust Company | $14,365,000 | $915,000 | -93.6% | 0.0% |
| FOX COMMUNITIES | $870,000 | $900,000 | 3.4% | 0.0% |
| Southern Bank | $900,000 | n/a | 0.0% | |
| Atlantic Coast Mortgage, LLC | $530,000 | $895,000 | 68.9% | 0.0% |
| CHEVRON | $255,000 | $860,000 | 237.3% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $195,000 | $850,000 | 335.9% | 0.0% |
| Evolve Bank & Trust | $470,000 | $840,000 | 78.7% | 0.0% |
| Princeton Mortgage Corporation | $810,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $25,000 | $810,000 | 3,140.0% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $2,885,000 | $805,000 | -72.1% | 0.0% |
| Logan Finance Corporation | $3,405,000 | $795,000 | -76.7% | 0.0% |
| BOND STREET MORTGAGE, LLC | $790,000 | n/a | 0.0% | |
| ONY GLO, INC. | $1,010,000 | $785,000 | -22.3% | 0.0% |
| Brighton Bank | $775,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $620,000 | $775,000 | 25.0% | 0.0% |
| Chippewa Valley Bank | $1,210,000 | $765,000 | -36.8% | 0.0% |
| GSF Mortgage Corporation | $19,405,000 | $765,000 | -96.1% | 0.0% |
| Community First National Bank | $850,000 | $760,000 | -10.6% | 0.0% |
| HOME TOWN FUNDING, INC. | $755,000 | n/a | 0.0% | |
| Minster Bank | $755,000 | n/a | 0.0% | |
| FREEDOM FIRST | $740,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $480,000 | $740,000 | 54.2% | 0.0% |
| COMMUNITYAMERICA | $650,000 | $735,000 | 13.1% | 0.0% |
| Key Mortgage Services, Inc. | $1,280,000 | $725,000 | -43.4% | 0.0% |
| Deere Employees Credit Union | $2,080,000 | $710,000 | -65.9% | 0.0% |
| Independent Bank | $185,000 | $705,000 | 281.1% | 0.0% |
| State Bank of the Lakes | $705,000 | n/a | 0.0% | |
| Centra Credit Union | $35,000 | $700,000 | 1,900.0% | 0.0% |
| EVANSVILLE TEACHERS | $680,000 | $700,000 | 2.9% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $645,000 | $700,000 | 8.5% | 0.0% |
| Midwest Heritage Bank FSB | $695,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $555,000 | $695,000 | 25.2% | 0.0% |
| Premier Community Bank | $685,000 | n/a | 0.0% | |
| The Old Fort Banking Company | $275,000 | $680,000 | 147.3% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $25,000 | $675,000 | 2,600.0% | 0.0% |
| NEW WAVE LENDING GROUP INC | $665,000 | n/a | 0.0% | |
| American National Bank & Trust | $660,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $605,000 | $660,000 | 9.1% | 0.0% |
| Encompass Lending Group, LP | $1,755,000 | $650,000 | -63.0% | 0.0% |
| Service Federal Credit Union | $945,000 | $650,000 | -31.2% | 0.0% |
| The Farmers Bank, Frankfort, Indiana | $645,000 | n/a | 0.0% | |
| First Western Trust Bank | $435,000 | $635,000 | 46.0% | 0.0% |
| Financial Partners Credit Union | $35,000 | $630,000 | 1,700.0% | 0.0% |
| First Bank & Trust | $620,000 | n/a | 0.0% | |
| PCM | $580,000 | $615,000 | 6.0% | 0.0% |
| The National Bank of Indianapolis | $610,000 | n/a | 0.0% | |
| b1BANK | $615,000 | $605,000 | -1.6% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $1,295,000 | $605,000 | -53.3% | 0.0% |
| TRISTAR FINANCE, INC. | $605,000 | n/a | 0.0% | |
| RANLIFE, INC. | $600,000 | n/a | 0.0% | |
| Eagle Bank and Trust Company | $595,000 | n/a | 0.0% | |
| MidAmerica National Bank | $130,000 | $595,000 | 357.7% | 0.0% |
| Northwest Bank | $475,000 | $595,000 | 25.3% | 0.0% |
| Dieterich Bank | $95,000 | $590,000 | 521.1% | 0.0% |
| GoPrime Mortgage, Inc. | $380,000 | $590,000 | 55.3% | 0.0% |
| Signature Federal Credit Union | $1,610,000 | $585,000 | -63.7% | 0.0% |
| Cornerstone National Bank & Trust Company | $580,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,395,000 | $575,000 | -58.8% | 0.0% |
| MASSMUTUAL | $25,000 | $575,000 | 2,200.0% | 0.0% |
| ON Q FINANCIAL, INC. | $3,280,000 | $570,000 | -82.6% | 0.0% |
| EASTMAN | $55,000 | $565,000 | 927.3% | 0.0% |
| LEGEND LENDING CORPORATION | $15,485,000 | $560,000 | -96.4% | 0.0% |
| Abbott Laboratories Employees Credit Union | $680,000 | $550,000 | -19.1% | 0.0% |
| Gateway First Bank | $440,000 | $545,000 | 23.9% | 0.0% |
| Alerus Financial | $1,390,000 | $535,000 | -61.5% | 0.0% |
| National Bank of Commerce | $530,000 | n/a | 0.0% | |
| Simmons Bank | $1,000,000 | $530,000 | -47.0% | 0.0% |
| First Federal Savings Bank of Twin Falls | $525,000 | n/a | 0.0% | |
| First State Bank | $155,000 | $520,000 | 235.5% | 0.0% |
| Wayne Savings Community Bank | $515,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $80,000 | $510,000 | 537.5% | 0.0% |
| Willamette Valley Bank | $880,000 | $510,000 | -42.0% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $220,000 | $505,000 | 129.5% | 0.0% |
| Veritex Community Bank | $505,000 | n/a | 0.0% | |
| Community First Bank of Indiana | $435,000 | $495,000 | 13.8% | 0.0% |
| First Trust Bank of Illinois | $495,000 | n/a | 0.0% | |
| FNBC Bank & Trust | $495,000 | n/a | 0.0% | |
| Wheaton Bank & Trust | $65,000 | $495,000 | 661.5% | 0.0% |
| Clearview Federal Credit Union | $105,000 | $490,000 | 366.7% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $2,175,000 | $490,000 | -77.5% | 0.0% |
| Grundy Bank | $985,000 | $490,000 | -50.3% | 0.0% |
| HomePromise Corporation | $255,000 | $490,000 | 92.2% | 0.0% |
| First Central State Bank | $485,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $290,000 | $485,000 | 67.2% | 0.0% |
| Bank Five Nine | $380,000 | $475,000 | 25.0% | 0.0% |
| Dacotah Bank | $475,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $865,000 | $475,000 | -45.1% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $375,000 | $475,000 | 26.7% | 0.0% |
| ITHINK FINANCIAL Credit Union | $460,000 | n/a | 0.0% | |
| Old Second National Bank | $19,710,000 | $450,000 | -97.7% | 0.0% |
| Secured Investment Corp. | $245,000 | $450,000 | 83.7% | 0.0% |
| Leaders Credit Union | $445,000 | n/a | 0.0% | |
| Libertyville Bank & Trust | $445,000 | n/a | 0.0% | |
| FIRST OHIO HOME FINANCE, INC. | $195,000 | $440,000 | 125.6% | 0.0% |
| Stride Bank | $430,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $855,000 | $425,000 | -50.3% | 0.0% |
| MIDWEST AMERICA | $470,000 | $420,000 | -10.6% | 0.0% |
| CapStar Bank | $415,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $415,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $415,000 | n/a | 0.0% | |
| National Exchange Bank and Trust | $4,040,000 | $415,000 | -89.7% | 0.0% |
| SILVER HILL FUNDING, LLC | $1,210,000 | $415,000 | -65.7% | 0.0% |
| AmRes Corporation | $550,000 | $410,000 | -25.5% | 0.0% |
| MILESTONE HOME LENDING, LLC | $175,000 | $405,000 | 131.4% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $555,000 | $405,000 | -27.0% | 0.0% |
| Sterling Bank and Trust, FSB | $405,000 | n/a | 0.0% | |
| The Croghan Colonial Bank | $205,000 | $405,000 | 97.6% | 0.0% |
| West Alabama Bank & Trust | $405,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $175,000 | $400,000 | 128.6% | 0.0% |
| Foundation One Bank | $395,000 | n/a | 0.0% | |
| ILLINOIS STATE CREDIT UNION | $250,000 | $395,000 | 58.0% | 0.0% |
| Paramount Bank | $330,000 | $395,000 | 19.7% | 0.0% |
| Bay Bank | $145,000 | $385,000 | 165.5% | 0.0% |
| GLASS CITY Federal Credit Union | $385,000 | n/a | 0.0% | |
| Heartland Bank | $125,000 | $385,000 | 208.0% | 0.0% |
| Hiawatha National Bank | $385,000 | n/a | 0.0% | |
| River Region Credit Union | $385,000 | n/a | 0.0% | |
| Village Bank & Trust | $385,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $2,130,000 | $380,000 | -82.2% | 0.0% |
| TruHome Solutions, LLC | $380,000 | n/a | 0.0% | |
| DESCO | $375,000 | n/a | 0.0% | |
| Bank First, N.A. | $1,030,000 | $370,000 | -64.1% | 0.0% |
| CORNHUSKER BANK | $365,000 | n/a | 0.0% | |
| MidFirst Bank | $660,000 | $365,000 | -44.7% | 0.0% |
| First Bank | $680,000 | $360,000 | -47.1% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $665,000 | $350,000 | -47.4% | 0.0% |
| COMMUNITY FIRST CREDIT UNION OF FLO | $345,000 | n/a | 0.0% | |
| Midland States Bank | $1,200,000 | $345,000 | -71.3% | 0.0% |
| Signal Financial Federal Credit Union | $345,000 | n/a | 0.0% | |
| First Reliance Bank | $335,000 | n/a | 0.0% | |
| Hometown National Bank | $335,000 | n/a | 0.0% | |
| TEACHERS | $335,000 | n/a | 0.0% | |
| F & M Bank | $325,000 | n/a | 0.0% | |
| Peoples Bank | $1,035,000 | $325,000 | -68.6% | 0.0% |
| The Home National Bank of Thorntown | $325,000 | n/a | 0.0% | |
| AUSTIN TELCO Federal Credit Union | $315,000 | n/a | 0.0% | |
| DeMotte State Bank | $315,000 | n/a | 0.0% | |
| First Farmers Bank and Trust Company | $375,000 | $315,000 | -16.0% | 0.0% |
| TELHIO | $315,000 | n/a | 0.0% | |
| KINECTA | $1,475,000 | $310,000 | -79.0% | 0.0% |
| BECKAM FUNDING CORP. | $2,060,000 | $305,000 | -85.2% | 0.0% |
| CBI Bank & Trust | $305,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $305,000 | n/a | 0.0% | |
| Forward Bank | $1,590,000 | $305,000 | -80.8% | 0.0% |
| Hinsdale Bank & Trust Company | $5,155,000 | $305,000 | -94.1% | 0.0% |
| MJW Financial LLC | $1,265,000 | $305,000 | -75.9% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $590,000 | $305,000 | -48.3% | 0.0% |
| AFFINITY | $15,000 | $290,000 | 1,833.3% | 0.0% |
| HFG HOLDINGS, LLC | $290,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $225,000 | $285,000 | 26.7% | 0.0% |
| AG Credit, Agricultural Credit Association | $285,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $195,000 | $285,000 | 46.2% | 0.0% |
| German American Bank | $285,000 | n/a | 0.0% | |
| First National Bank of Omaha | $520,000 | $280,000 | -46.2% | 0.0% |
| FIRST NORTHERN Credit Union | $195,000 | $275,000 | 41.0% | 0.0% |
| Firstrust Savings Bank | $275,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $455,000 | $275,000 | -39.6% | 0.0% |
| Listerhill Credit Union | $275,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $1,155,000 | $275,000 | -76.2% | 0.0% |
| Oakstar Bank | $595,000 | $275,000 | -53.8% | 0.0% |
| Renasant Bank | $55,000 | $275,000 | 400.0% | 0.0% |
| UNIFY FINANCIAL Credit Union | $1,860,000 | $275,000 | -85.2% | 0.0% |
| Alliance Credit Union | $265,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $265,000 | n/a | 0.0% | |
| Schaumburg Bank & Trust | $265,000 | n/a | 0.0% | |
| ALTRA | $405,000 | $260,000 | -35.8% | 0.0% |
| HighTechLending Inc | $260,000 | n/a | 0.0% | |
| INTERSTATE HOME LOAN CENTER, INC. | $610,000 | $255,000 | -58.2% | 0.0% |
| Kentland Bank | $255,000 | n/a | 0.0% | |
| Chartwell Financial, LLC | $155,000 | $250,000 | 61.3% | 0.0% |
| First National Bank Texas | $245,000 | n/a | 0.0% | |
| Origin Bank | $245,000 | n/a | 0.0% | |
| Texas Community Bank | $245,000 | n/a | 0.0% | |
| BayCoast Bank | $355,000 | $235,000 | -33.8% | 0.0% |
| AMERICAN BANCSHARES MORTGAGE | $230,000 | n/a | 0.0% | |
| COMPEER FINANCIAL, FLCA | $485,000 | $230,000 | -52.6% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $45,000 | $230,000 | 411.1% | 0.0% |
| BancFirst | $225,000 | n/a | 0.0% | |
| Cornerstone Bank | $85,000 | $225,000 | 164.7% | 0.0% |
| Firstar Bank | $225,000 | n/a | 0.0% | |
| FORT FINANCIAL Federal Credit Union | $205,000 | $225,000 | 9.8% | 0.0% |
| LCNB National Bank | $235,000 | $225,000 | -4.3% | 0.0% |
| N R L Federal Credit Union | $225,000 | n/a | 0.0% | |
| Old Missouri Bank | $225,000 | n/a | 0.0% | |
| THE PESHTIGO NATIONAL BANK | $95,000 | $220,000 | 131.6% | 0.0% |
| Cleveland State Bank | $280,000 | $215,000 | -23.2% | 0.0% |
| CNB Bank | $75,000 | $215,000 | 186.7% | 0.0% |
| TECH Credit Union | $175,000 | $215,000 | 22.9% | 0.0% |
| Blackhawk Bank & Trust | $245,000 | $205,000 | -16.3% | 0.0% |
| GTE Federal Credit Union | $1,125,000 | $205,000 | -81.8% | 0.0% |
| United Community Bank | $565,000 | $205,000 | -63.7% | 0.0% |
| First United Bank and Trust Company | $250,000 | $195,000 | -22.0% | 0.0% |
| Five Points Bank | $195,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $805,000 | $195,000 | -75.8% | 0.0% |
| Valley Central Bank | $195,000 | n/a | 0.0% | |
| PriorityOne Bank | $190,000 | n/a | 0.0% | |
| American National Bank | $185,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $185,000 | n/a | 0.0% | |
| Marquette Bank | $1,130,000 | $185,000 | -83.6% | 0.0% |
| WesBanco | $185,000 | n/a | 0.0% | |
| ALL IN | $755,000 | $175,000 | -76.8% | 0.0% |
| CAPITAL CONCEPTS, INC. | $175,000 | n/a | 0.0% | |
| Deerwood Bank | $175,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $325,000 | $175,000 | -46.2% | 0.0% |
| MY MORTGAGE, INC. | $230,000 | $175,000 | -23.9% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $160,000 | n/a | 0.0% | |
| BAY CAPITAL MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| CORTRUST MORTGAGE, INC. | $155,000 | n/a | 0.0% | |
| First Southern National Bank | $155,000 | n/a | 0.0% | |
| Landmark National Bank | $155,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $150,000 | n/a | 0.0% | |
| American Mortgage Bank, LLC | $145,000 | n/a | 0.0% | |
| HANSCOM | $145,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $245,000 | $145,000 | -40.8% | 0.0% |
| City Lending Inc. | $140,000 | n/a | 0.0% | |
| Network Funding, L.P. | $365,000 | $140,000 | -61.6% | 0.0% |
| Assurance Financial Group, L.L.C. | $135,000 | n/a | 0.0% | |
| First Western Bank & Trust | $135,000 | n/a | 0.0% | |
| Home State Bank | $255,000 | $135,000 | -47.1% | 0.0% |
| JET DIRECT FUNDING CORP | $325,000 | $135,000 | -58.5% | 0.0% |
| The Bank of South Carolina | $135,000 | n/a | 0.0% | |
| Allied First Bank,sb | $265,000 | $125,000 | -52.8% | 0.0% |
| ATLANTA POSTAL | $170,000 | $125,000 | -26.5% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $460,000 | $125,000 | -72.8% | 0.0% |
| First Western Federal Savings Bank | $125,000 | n/a | 0.0% | |
| Hawthorn Bank | $125,000 | n/a | 0.0% | |
| Security Bank of Kansas City | $125,000 | n/a | 0.0% | |
| South State Bank | $125,000 | n/a | 0.0% | |
| The Park National Bank | $1,355,000 | $125,000 | -90.8% | 0.0% |
| American Bank and Trust Company | $115,000 | n/a | 0.0% | |
| Atlantic Union Bank | $115,000 | n/a | 0.0% | |
| Northwest Bank | $475,000 | $115,000 | -75.8% | 0.0% |
| Sound Community Bank | $115,000 | n/a | 0.0% | |
| BEACON CREDIT UNION | $105,000 | $105,000 | 0.0% | 0.0% |
| CLIFFCO, INC. | $105,000 | n/a | 0.0% | |
| Colony Bank | $105,000 | n/a | 0.0% | |
| MEMBER ADVANTAGE MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
| Pacific Lending LLC | $135,000 | $95,000 | -29.6% | 0.0% |
| SCOTT CREDIT UNION | $105,000 | $85,000 | -19.0% | 0.0% |
| S&T Bank | $65,000 | $85,000 | 30.8% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $1,065,000 | $75,000 | -93.0% | 0.0% |
| ASHLAND Credit Union | $65,000 | $65,000 | 0.0% | 0.0% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| GREAT RIVER FEDERAL CREDIT UNION | $35,000 | $65,000 | 85.7% | 0.0% |
| Herring Bank | $65,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $305,000 | $60,000 | -80.3% | 0.0% |
| MidWestOne Bank | $55,000 | n/a | 0.0% | |
| Christian Community Credit Union | $980,000 | $45,000 | -95.4% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $115,000 | $45,000 | -60.9% | 0.0% |
| Merchants Bank | $355,000 | $45,000 | -87.3% | 0.0% |
| CORNING | $75,000 | $40,000 | -46.7% | 0.0% |
| AGRICULTURE Federal Credit Union | $35,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $25,000 | n/a | 0.0% | |
| N.E.W. Credit Union | $15,000 | n/a | 0.0% |
Michigan's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.6% market share. In second place, with 9.1%, is QUICKEN LOANS, LLC, having originated $3,903,070,000 in loans. In third place, with 6.3%, is LAKE MICHIGAN CREDIT UNION, having originated $2,734,040,000 in loans. In fourth place, with 4.2%, is The Huntington National Bank, having originated $1,821,940,000 in loans. In fifth place, with 1.7%, is MORTGAGE 1 INCORPORATED, having originated $744,565,000 in loans.
Michigan Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 103,839 | $27,081,325,000 | $260,801 |
| Cash Out Refi | 28,359 | $5,297,045,000 | $186,785 |
| Refi | 24,776 | $6,130,840,000 | $247,451 |
| Home Improvement | 23,717 | $2,081,545,000 | $87,766 |
| Other | 22,852 | $2,390,830,000 | $104,622 |
| NA | 29 | $79,925,000 | $2,756,034 |
Michigan's most frequently cited loan purpose was Home Purchase, with 103,839 originations. The 2nd most popular reason was Cash Out Refi, with 28,359 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 79,025 | $20,181,535,000 | $255,382 |
| Over 8% | 50,843 | $5,293,025,000 | $104,105 |
| 7-8% | 41,469 | $9,157,665,000 | $220,832 |
| 5-6% | 22,852 | $6,521,700,000 | $285,389 |
| 4-5% | 1,515 | $425,725,000 | $281,007 |
| <2.5% | 1,073 | $22,305,000 | $20,788 |
| 3-4% | 145 | $36,175,000 | $249,483 |
| 2.5-3% | 114 | $30,950,000 | $271,491 |
During 2024, Michigan's most frequently originated rate bucket was 6-7%, with 79,025 originations.
Loan Sizing (Michigan MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 63,672 | $3,543,490,000 | $55,652 |
| $100k-200k | 60,558 | $8,858,000,000 | $146,273 |
| $200k-400k | 59,726 | $16,490,000,000 | $276,094 |
| $400k-600k | 13,526 | $6,427,840,000 | $475,221 |
| $600k-1000k | 4,609 | $3,311,325,000 | $718,448 |
| $Over $1MM | 1,481 | $4,430,855,000 | $2,991,799 |
Michigan's loan sizing saw the bucket of loans from $100,000 or less with 63,672 originations, totaling $3,543,490,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 73,376 | $19,312,940,000 | $263,205 |
| 60-80% | 41,879 | $11,931,035,000 | $284,893 |
| Under 20% | 29,568 | $1,566,150,000 | $52,968 |
| 20-40% | 28,734 | $3,156,030,000 | $109,836 |
| 40-60% | 18,651 | $4,034,385,000 | $216,309 |
| Over 100% | 1,480 | $992,840,000 | $670,838 |
Michigan's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 73,376 originations, totaling $19,312,940,000 in origination value.