Michigan Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Michigan averaged 6.19% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

    The average rate for the prior week (2024-09-26) was 6.05% and one month ago for the week of 2024-08-29, the average rate was 6.52%.

    Michigan's average rate one year ago was 7.18%.

    For refis of the same type during the week of 2024-10-03, the average rate was 6.95%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-10-03 6.12%
    Michigan 30 Year Fixed Rate 2024-10-03 6.19%
    Michigan 30 Year Fixed Rate Refi 2024-10-03 6.95%
    Michigan 15 Year Fixed Rate 2024-10-03 5.9%
    Michigan 15 Year Fixed Rate Refi 2024-10-03 6.22%
    Michigan 30 Year FHA 2024-10-03 5.8%
    Michigan 30 Year FHA Refi 2024-10-03 5.82%
    Michigan 30 Year USDA 2024-10-03 5.96%
    Michigan 30 Year USDA Refi 2024-10-03 6.17%
    Michigan 30 Year VA 2024-10-03 5.83%
    Michigan 30 Year VA Refi 2024-10-03 4.99%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Michigan.

    Michigan Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Michigan market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 9,550 6.95% $5,867
    QUICKEN LOANS, LLC 8,216 6.84% $5,404
    LAKE MICHIGAN CREDIT UNION 4,111 6.61% $3,773
    The Huntington National Bank 2,184 6.76% $4,095
    Flagstar Bank, FSB 1,883 6.96% $4,345
    JPMorgan Chase Bank 1,845 6.79% $3,483
    MORTGAGE 1 INCORPORATED 1,711 7.14% $5,024
    STAUNTON FINANCIAL, INC. 1,318 6.73% $4,502
    Fifth Third Bank 1,316 6.76% $3,776
    UNION HOME MORTGAGE CORP. 1,314 7.23% $5,721
    Neighborhood Loans, Inc. 1,249 6.94% $5,528
    CROSSCOUNTRY MORTGAGE, LLC 1,227 7.10% $5,992
    Independent Bank 1,215 6.79% $3,729
    CONSUMERS 1,114 7.09% $3,437
    The Dart Bank 1,054 6.82% $3,855
    First Merchants Bank 953 6.65% $4,027
    Mercantile Bank of Michigan 888 6.80% $4,024
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 804 6.53% $3,841
    MICHIGAN SCHOOLS AND GOVERNMENT 797 5.80% $2,756
    MICHIGAN MUTUAL, INC. 757 6.96% $5,611
    MORTGAGE CENTER L.C 719 6.33% $3,756
    GUARANTEED RATE, INC. 714 6.82% $4,621
    First State Bank 675 6.47% $3,694
    Bank of America 665 6.32% $2,466
    DFCU FINANCIAL 665 6.74% $4,222
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 621 7.05% $5,129
    CALIBER HOME LOANS, INC. 612 6.66% $4,998
    NEWREZ LLC 608 7.24% $5,492
    GENISYS 579 6.66% $3,366
    MICHIGAN FIRST CREDIT UNION 482 7.27% $3,961
    SUCCESS MORTGAGE PARTNERS, INC. 482 6.80% $6,893
    Citizens Bank 451 6.54% $4,546
    J. VIRGIL, INC. 447 6.88% $5,533
    FIRST COMMUNITY MORTGAGE, INC. 445 7.01% $5,392
    PNC Bank 417 6.78% $3,950
    Preston Home Loans Inc 413 7.00% $5,604
    OAK MORTGAGE, LLC 385 6.82% $3,219
    ROSS MORTGAGE CORPORATION 382 6.92% $4,902
    Frankenmuth Credit Union 359 6.89% $2,830
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 357 6.85% $5,039
    CHURCHILL MORTGAGE CORPORATION 354 7.04% $4,968
    NORTHERN MORTGAGE SERVICES, LLC 345 6.97% $6,269
    ChoiceOne Bank 344 6.88% $3,230
    RUOFF MORTGAGE COMPANY, INC. 342 6.87% $3,991
    PRIMELENDING, A PLAINSCAPITAL COMPANY 340 7.00% $6,052
    UNITED 329 6.94% $3,948
    Old National Bank 329 6.70% $3,596
    EVERETT FINANCIAL, INC. 324 6.87% $4,920
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 314 7.08% $5,328
    PULTE MORTGAGE LLC 305 6.35% $3,087
    Mr. Cooper ( Nationstar Mortgage ) 304 6.84% $7,467
    Wells Fargo Bank 298 6.50% $4,264
    ARBOR FINANCIAL CREDIT UNION 294 6.24% $3,659
    VAN DYK MORTGAGE CORPORATION 270 6.95% $3,581
    COMMUNITY FINANCIAL CREDIT UNION 265 6.95% $3,008
    GUILD MORTGAGE COMPANY 264 7.07% $4,752
    U.S. Bank 263 6.70% $4,027
    Northpointe Bank 261 7.01% $5,344
    DAS Acquisition Company, LLC 260 6.96% $5,541
    LOANDEPOT.COM, LLC 246 6.91% $6,072
    PENNYMAC LOAN SERVICES, LLC 246 6.74% $5,768
    DOW CHEMICAL EMPLOYEES' 233 7.54% $3,290
    University Bank 229 6.83% $4,588
    BROKER SOLUTIONS, INC. 211 7.11% $6,053
    CREDIT UNION ONE 211 6.65% $2,943
    GVC MORTGAGE, INC. 207 7.09% $6,004
    Horizon Bank 201 7.12% $3,519
    Macatawa Bank 199 6.18% $3,145
    MMS MORTGAGE SERVICES, LTD. 196 6.67% $4,084
    Isabella Bank 189 6.45% $2,709
    UIF CORPORATION 189 6.99% $4,218
    PROVIDENT FUNDING ASSOCIATES, L.P. 186 6.49% $4,319
    NAVY FEDERAL CREDIT UNION 183 6.92% $3,624
    The State Bank 182 6.95% $3,126
    AMERISAVE MORTGAGE CORPORATION 172 6.56% $7,525
    Nicolet National Bank 170 7.15% $3,269
    CARDINAL FINANCIAL 169 7.19% $5,505
    ACADEMY MORTGAGE CORPORATION 167 7.14% $5,342
    UNIVERSITY OF MICHIGAN CREDIT UNION 157 6.57% $3,022
    Morgan Stanley Private Bank 157 6.07% $3,704
    AMERICAN FINANCIAL NETWORK, INC. 156 7.04% $6,000
    TOWNE MORTGAGE COMPANY 153 6.91% $4,805
    Honor Credit Union 152 6.85% $3,513
    The Loan Store, Inc. 151 7.05% $6,541
    MUTUAL OF OMAHA MORTGAGE, INC. 151 6.90% $6,328
    Wildfire Credit Union 149 6.39% $2,453
    County National Bank 149 6.94% $4,303
    United Bank of Michigan 146 6.43% $2,376
    PLAZA HOME MORTGAGE, INC. 145 7.18% $5,982
    BLG HOLDINGS, INC. 144 7.00% $5,886
    Comerica Bank 142 6.96% $3,093
    TLC COMMUNITY Credit Union 137 6.70% $2,739
    Range Bank 133 6.92% $3,194
    Dort Financial Credit Union 132 6.44% $2,870
    First Federal Bank of the Midwest 129 6.85% $3,614
    ZILLOW HOME LOANS, LLC 127 7.09% $4,927
    IncredibleBank 125 6.89% $2,943
    M/I FINANCIAL, LLC 124 6.18% $8,303
    Kellogg Community Credit Union 120 7.05% $2,739
    MOVEMENT MORTGAGE, LLC 119 7.02% $5,103
    TEAM ONE CREDIT UNION 119 6.71% $1,399
    Bank of Ann Arbor 118 6.28% $3,547
    1st State Financial, Ltd. 113 6.43% $2,566
    Mortgage Research Center, LLC 111 6.71% $4,189
    CMG MORTGAGE, INC. 109 6.69% $5,676
    MARSHALL COMMUNITY CREDIT UNION 100 6.60% $2,582
    PFCU 100 6.75% $2,898
    HOMESITE MORTGAGE, LLC 99 6.78% $9,088
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 99 7.12% $6,125
    MEMBER FIRST MORTGAGE, LLC 98 6.69% $3,656
    KeyBank 93 6.82% $3,800
    Ally Bank 92 6.46% $4,980
    Plains Commerce Bank 91 6.92% $5,550
    OMNI Community Credit Union 85 6.88% $3,893
    PREMIA MORTGAGE, LLC 85 6.62% $1,309
    Polish-American Federal Credit Union 84 5.33% $2,859
    FIRST CHOICE MH LLC 82 9.87% $2,783
    FREEDOM MORTGAGE CORPORATION 82 6.99% $7,312
    Dearborn Federal Savings Bank 81 6.23% $2,743
    FINANCIAL PLUS CREDIT UNION 80 6.72% $2,774
    First Savings Bank 79 6.75% $5,391
    ROYAL UNITED MORTGAGE LLC 78 7.14% $7,431
    THE MORTGAGE LINK, INC. 77 7.44% $5,789
    VIBE CREDIT UNION 75 6.21% $4,085
    TOP FLITE FINANCIAL, INC. 74 6.91% $8,247
    LAFCU 74 6.03% $3,521
    AMERICAN PACIFIC MORTGAGE CORPORATION 74 7.27% $6,475
    USAA Federal Savings Bank 72 6.69% $5,101
    BETTER MORTGAGE CORPORATION 72 6.46% $4,760
    HOMESIDE FINANCIAL, LLC 68 7.06% $5,419
    NexBank 67 7.15% $5,892
    BM Real Estate Services, Inc. 67 7.12% $5,485
    HOWARD HANNA FINANCIAL SERVICES, INC. 66 6.61% $4,756
    Discover Bank 64 7.29% $0
    GreenStone Farm Credit Services, FLCA 61 7.37% $5,893
    Prosperity Home Mortgage, LLC 61 7.07% $5,259
    GENEVA FINANCIAL, LLC 60 7.08% $6,506
    CONTOUR MORTGAGE CORPORATION 60 6.68% $6,503
    SUMMIT HOME MORTGAGE, LLC 60 7.03% $4,081
    Citibank 60 5.74% $5,649
    CoVantage Credit Union 56 6.68% $3,178
    1st Source Bank 55 6.30% $3,737
    T2 FINANCIAL LLC 54 7.06% $6,508
    Sunflower Bank 54 7.12% $4,421
    GUIDANCE RESIDENTIAL, LLC 53 7.13% $4,683
    PHH Mortgage Corporation 52 6.95% $6,230
    GUARANTEED RATE AFFINITY, LLC 52 6.92% $4,022
    MEMBERFOCUS COMMUNITY 51 5.72% $3,177
    NATIONAL COOPERATIVE BANK, N.A. 50 7.05% $3,867
    Directions Credit Union, Inc. 50 6.58% $1,061
    SECURITY CREDIT UNION 49 6.83% $2,563
    TBI MORTGAGE COMPANY 49 6.53% $11,087
    THE ANDERSON FINANCIAL GROUP, INC. 49 6.87% $3,998
    GSF Mortgage Corporation 48 6.29% $4,039
    DELMAR FINANCIAL COMPANY 48 6.89% $4,223
    Stifel Bank and Trust 47 5.95% $2,822
    Circle Federal Credit Union 47 6.89% $3,148
    STOCKTON MORTGAGE CORPORATION 46 6.89% $7,361
    Waterstone Mortgage Corporation 46 7.09% $5,086
    Bank of England 46 7.02% $5,040
    UBS Bank USA 46 6.15% $4,483
    NBKC BANK 46 6.75% $3,364
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 44 7.01% $5,209
    CORNERSTONE HOME LENDING, INC. 43 7.00% $5,853
    INSPIRE HOME LOANS INC. 43 6.20% $4,250
    LEGEND LENDING CORPORATION 43 6.68% $6,637
    Nations Lending Corporation 42 6.45% $5,475
    DRAPER AND KRAMER MORTGAGE CORP. 41 7.02% $4,531
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 41 6.66% $3,513
    PLANET HOME LENDING, LLC 39 6.81% $6,475
    First National Bank of America 39 10.38% $7,646
    Barrington Bank & Trust Company, N.A. 38 7.27% $5,180
    EMM LOANS LLC 38 7.04% $5,798
    Adventure Credit Union 37 6.10% $3,114
    MID AMERICA MORTGAGE, INC. 37 6.68% $6,201
    Platinum Home Mortgage Corporation 36 6.63% $5,542
    PROPER RATE, LLC 35 7.25% $5,802
    Pacor Mortgage Corp 35 6.76% $4,673
    Carrington Mortgage Services, LLC 35 6.56% $7,028
    AmeriHome Mortgage Company, LLC 34 7.13% $4,835
    LEADERONE FINANCIAL CORPORATION 34 6.96% $4,761
    First Federal Savings and Loan Association of Lakewood 34 7.18% $4,583
    Raymond James Bank 32 5.91% $3,267
    HALLMARK HOME MORTGAGE, LLC 32 7.02% $4,633
    MEMBERS FIRST Credit Union 32 6.88% $2,207
    BAY EQUITY LLC 31 6.77% $5,040
    EQUITY RESOURCES, INC. 31 6.71% $4,086
    ENVOY MORTGAGE, LTD 31 6.72% $5,138
    Extra 31 7.27% $3,629
    ALLIANCE CATHOLIC CREDIT UNION 30 7.05% $4,168
    Notre Dame Federal Credit Union Corporation 30 6.92% $3,735
    American Mortgage & Equity Consultants, Inc. 30 6.80% $5,169
    AAC Credit Union 29 7.06% $2,657
    HOMESTAR FINANCIAL CORPORATION 29 6.84% $4,382
    Paramount Residential Mortgage Group, Inc. 28 7.16% $6,094
    Century Mortgage Company DBA Century Lending Company 28 7.01% $8,164
    NATIONS DIRECT MORTGAGE, LLC 27 8.02% $8,247
    Michigan Legacy Credit Union 27 5.77% $2,669
    Cornerstone First Mortgage, Inc 27 7.09% $6,203
    BMO Harris Bank 26 6.54% $5,169
    RBC Bank, (Georgia) 26 6.00% $2,593
    AMERICAN FINANCING CORPORATION 26 6.57% $5,877
    Community West Credit Union 25 7.09% $4,604
    WINGS FINANCIAL 25 5.92% $3,478
    MICHIGAN ONE COMMUNITY Credit Union 25 6.64% $4,654
    TEACHERS CREDIT UNION 24 7.06% $3,327
    DEEPHAVEN MORTGAGE LLC 24 8.85% $11,792
    HEALTH ADVANTAGE FEDERAL CREDIT UNION 23 6.83% $3,007
    FinancialEdge Community Credit Union 22 7.26% $2,329
    OCMBC, INC. 22 8.57% $10,024
    Union Bank 21 5.89% $2,776
    The Federal Savings Bank 21 6.80% $6,809
    Associated Bank 21 6.59% $4,160
    MORTGAGE ACCESS CORP. 20 6.88% $6,642
    PENTAGON FEDERAL CREDIT UNION 20 6.31% $3,717
    DIGITAL Federal Credit Union 20 5.84% $3,655
    LAKEVIEW LOAN SERVICING, LLC 20 6.92% $6,761
    HOMEBRIDGE FINANCIAL SERVICES, INC. 19 7.41% $8,420
    Charles Schwab Bank, SSB 19 6.16% $4,301
    FIRST CENTENNIAL MORTGAGE CORPORATION 19 6.69% $4,175
    GREENSTATE CREDIT UNION 19 6.75% $3,897
    RELIANCE FIRST CAPITAL, LLC 18 7.08% $7,161
    GUARANTY HOME MORTGAGE CORPORATION 18 6.70% $4,835
    SIRVA MORTGAGE, INC. 18 6.81% $1,334
    Servion, Inc. 18 7.03% $3,352
    ADVANTAGE ONE Credit Union 18 6.85% $3,272
    Truist 17 6.64% $4,170
    HOMEXPRESS MORTGAGE CORP. 17 8.75% $9,955
    ANGEL OAK MORTGAGE SOLUTIONS LLC 17 8.76% $14,119
    NEXERA HOLDING LLC 17 8.67% $12,792
    MONROE COUNTY COMMUNITY CREDIT UNION 16 7.20% $2,657
    St James Mortgage Corporation 15 6.48% $1,772
    SUNRISE FAMILY CREDIT UNION 15 6.98% $3,028
    INTERRA CREDIT UNION 15 6.23% $2,871
    NFM, INC. 14 7.25% $6,425
    US MORTGAGE CORPORATION 14 6.50% $5,850
    LENDSURE MORTGAGE CORP. 14 8.48% $11,170
    Commerce Home Mortgage, Inc. 14 8.52% $15,319
    PREFERRED CREDIT UNION 14 6.82% $4,544
    COMPASS MORTGAGE, INC. 14 7.24% $6,384
    NEW ENGLAND FEDERAL CREDIT UNION 13 6.58% $3,488
    FIRST COLONY MORTGAGE CORPORATION 13 7.38% $5,991
    Public Service Credit Union 13 6.99% $3,595
    TJC Mortgage, Inc. 13 6.89% $7,205
    CIBC Bank USA 13 6.37% $4,023
    Citadel Servicing Corporation 12 9.55% $17,668
    North American Savings Bank, F.S.B. 12 7.41% $3,565
    Summit Credit Union 12 6.52% $2,727
    West Michigan Credit Union 12 6.69% $4,157
    NATIONS RELIABLE LENDING, LLC 12 6.68% $6,704
    HOMESTEAD FUNDING CORP. 11 6.41% $5,342
    UNITED HOME LOANS, INC. 11 7.45% $6,031
    Total Community Credit Union 11 6.58% $2,646
    ARC HOME LLC 11 7.92% $7,976
    VANDERBILT MORTGAGE AND FINANCE, INC. 11 6.66% $4,080
    Union Savings Bank 11 6.44% $3,279
    UNITED FINANCIAL Credit Union 11 6.67% $2,707
    Baxter Credit Union 10 6.94% $3,790
    NATIONWIDE MORTGAGE BANKERS, INC. 10 6.96% $7,008
    Bethpage Federal Credit Union 10 6.58% $3,994
    CHERRY CREEK MORTGAGE, LLC 10 6.81% $660
    Farmers Bank & Trust 10 6.59% $4,142
    21ST MORTGAGE CORPORATION 10 8.48% $4,701
    First Federal Bank 9 6.89% $3,323
    The Genoa Banking Company 9 6.58% $3,665
    The State Bank and Trust Company 9 6.75% $5,203
    Auto Club Trust, FSB 9 6.10% $3,345
    CIBM Bank 9 6.89% $3,799
    First Federal Savings Bank 9 7.26% $4,450
    M&T Bank 9 6.89% $4,514
    ALLIANT CREDIT UNION 9 6.75% $4,260
    Regions Bank 9 6.63% $4,108
    PLUS RELOCATION MORTGAGE, LLC 9 6.93% $6,732
    Ixonia Bank 9 7.04% $6,101
    Meijer Credit Union 9 7.76% $3,938
    A&D Mortgage LLC 8 8.92% $10,373
    Arvest Bank 8 6.47% $6,374
    LOANPAL, LLC 8 6.40% $5,217
    Summit Mortgage Corporation 8 7.09% $3,746
    LAND HOME FINANCIAL SERVICES, INC. 8 7.09% $4,054
    CANOPY MORTGAGE, LLC 8 7.43% $4,211
    Colonial Savings, F.A. 8 6.63% $6,122
    NMSI, INC. 8 7.77% $8,963
    PURDUE FEDERAL CREDIT UNION 8 6.66% $4,984
    INOVA FEDERAL CREDIT UNION 7 6.43% $2,701
    COMMUNITY MORTGAGE FUNDING, LLC 7 6.75% $4,345
    South Metro Federal Credit Union 7 6.02% $3,704
    ELGA CREDIT UNION 7 7.45% $3,695
    EMBRACE HOME LOANS, INC. 7 6.93% $4,409
    Civista Bank 7 6.77% $3,632
    Bell Bank 7 7.21% $6,463
    POLARIS HOME FUNDING CORP. 6 6.52% $5,511
    ALLIED MORTGAGE GROUP, INC. 6 6.79% $4,001
    Armed Forces Bank 6 7.17% $5,414
    BNY Mellon 6 6.06% $4,612
    Encompass Lending Group, LP 6 6.96% $4,454
    Equity Prime Mortgage LLC 6 7.17% $5,737
    First Financial Bank 6 7.27% $4,055
    FOUNDATION MORTGAGE CORPORATION 6 9.73% $18,686
    Goldman Sachs Bank USA 6 6.15% $5,144
    HSBC BANK USA, NATIONAL ASSOCIATION 6 6.33% $3,998
    Lake City Bank 6 6.69% $3,651
    LIBERTY HOME MORTGAGE CORPORATION 6 7.00% $7,244
    ON Q FINANCIAL, INC. 6 7.48% $6,011
    Quontic Bank 6 8.40% $8,151
    RIVER VALLEY CREDIT UNION 6 6.37% $3,243
    SUN WEST MORTGAGE COMPANY, INC. 6 7.16% $7,603
    The Central Trust Bank 6 6.71% $3,324
    The Farmers & Merchants State Bank 6 6.65% $6,039
    Three Rivers Federal Credit Union 6 7.48% $3,576
    V.I.P. MORTGAGE, INC. 6 6.69% $6,504
    Bankers' Bank 5 7.13% $2,962
    THRIVE MORTGAGE, LLC 5 6.95% $4,281
    First American Bank 5 7.35% $3,437
    Farmers State Bank 5 7.31% $3,490
    MORIA DEVELOPMENT, INC. 5 6.67% $5,393
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 5 6.18% $4,014
    Northwest Bank 5 6.10% $4,885
    KELLER MORTGAGE, LLC 5 6.40% $6,578
    FOX COMMUNITIES 5 6.58% $2,053
    Elements Financial Federal Credit Union 5 6.33% $3,432
    Toyota Financial Savings Bank 5 6.66% $5,073
    General Mortgage Capital Corporation 5 6.90% $4,831
    PRIMARY RESIDENTIAL MORTGAGE, INC. 5 6.47% $6,136
    SUMMIT FUNDING, INC. 5 6.97% $13,387
    Warsaw Federal Savings and Loan Association 5 6.91% $5,748
    SUN Federal Credit Union 5 5.63% $2,459
    Centier Bank 5 7.05% $2,874
    Hometown Equity Mortgage, LLC 5 6.98% $5,078
    Semper Home Loans, Inc. 4 6.53% $4,661
    The Union Bank Company 4 7.34% $5,328
    BAYSHORE MORTGAGE FUNDING, LLC 4 6.72% $5,805
    PREMIER MORTGAGE RESOURCES, L.L.C. 4 7.28% $6,179
    Peoples State Bank 4 6.19% $2,376
    Sierra Pacific Mortgage Company, Inc. 4 7.34% $7,316
    Ameris Bank 4 6.72% $14,626
    ProFed Federal Credit Union 4 7.44% $3,006
    First State Bank of Middlebury 4 7.31% $3,547
    AMCAP MORTGAGE, LTD. 4 7.09% $4,648
    BAY-VALLEY MORTGAGE GROUP 4 6.91% $5,207
    City National Bank 4 5.72% $4,651
    Beeline Loans, Inc. 4 6.66% $4,874
    KALSEE CREDIT UNION 4 6.72% $3,601
    Lake Huron Credit Union 4 7.28% $3,890
    Deere Employees Credit Union 4 6.53% $3,574
    S1L, Inc. 4 6.63% $5,327
    Meridian Bank Corporation 3 7.17% $8,399
    CORNERSTONE COMMUNITY FINANCIAL 3 7.54% $3,695
    Key Mortgage Services, Inc. 3 7.63% $5,181
    KENT COUNTY CREDIT UNION 3 7.17% $6,878
    KINECTA 3 6.54% $5,608
    CITY FIRST MORTGAGE SERVICES, L.L.C. 3 7.37% $6,665
    Strong Home Mortgage, LLC 3 6.96% $1,988
    MJW Financial LLC 3 7.12% $4,372
    Gold Coast Bank 3 6.29% $6,078
    HOMEOWNERS FINANCIAL GROUP USA, LLC 3 7.08% $6,104
    ADVANCIAL 3 7.83% $7,262
    SWBC MORTGAGE CORPORATION 3 7.25% $2,717
    Michigan Educational Credit Union 3 6.63% $5,751
    Busey Bank 3 5.83% $3,090
    WRIGHT-PATT CREDIT UNION, INC. 3 7.50% $3,163
    Florida Capital Bank 3 6.87% $4,931
    Johnson Bank 3 6.17% $3,345
    Family First Credit Union 3 8.22% $2,479
    First Internet Bank of Indiana 3 5.96% $3,203
    TRIAD FINANCIAL SERVICES, INC. 3 8.17% $4,928
    MEMBERS 1ST FEDERAL CREDIT UNION 3 5.67% $3,461
    UNIFY FINANCIAL Credit Union 3 6.38% $382
    Providence Bank & Trust 3 6.83% $3,215
    GREAT LAKES 3 6.29% $4,787
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 7.75% $7,501
    AMERICAN HERITAGE LENDING, INC. 3 9.04% $8,175
    Alerus Financial 3 6.88% $3,829
    Goldwater Bank, N.A. 3 6.21% $4,450
    OAKTREE FUNDING CORP. 3 7.96% $17,246
    First National Bank of Omaha 2 6.69% $3,465
    PCM 2 5.87% $1,379
    THRIVENT Federal Credit Union 2 6.44% $3,684
    Bank Five Nine 2 7.44% $4,443
    Bank First, N.A. 2 7.31% $3,147
    JMAC LENDING, INC. 2 6.06% $3,307
    Superior Credit Union, Inc. 2 6.13% $3,412
    Community Trust Bank, Inc. 2 6.25% $3,183
    FirstBank 2 6.63% $7,185
    First Horizon Bank 2 5.81% $4,082
    Christian Community Credit Union 2 6.31% $4,897
    Forward Bank 2 6.18% $3,596
    MYCUMORTGAGE, LLC 2 7.63% $3,785
    Axos Bank 2 5.81% $6,303
    Truity Federal Credit Union 2 6.69% $3,253
    Lakeview Community Capital, LLC 2 6.50% $5,948
    AXIA FINANCIAL, LLC 2 5.94% $10,128
    CITYWIDE HOME LOANS, LLC 2 6.31% $5,738
    State Department Federal Credit Union 2 6.31% $3,856
    Connexus Credit Union 2 7.43% $2,521
    Atlantic Coast Mortgage, LLC 2 6.94% $3,301
    ASSEMBLIES OF GOD Credit Union 2 7.37% $3,461
    Gateway First Bank 2 7.06% $4,181
    INTERSTATE HOME LOAN CENTER, INC. 2 7.88% $10,965
    Eagle Savings Bank 2 7.00% $2,766
    Leader Bank 2 6.69% $4,669
    Dollar Bank, Federal Savings Bank 2 6.25% $5,384
    ONY GLO, INC. 2 7.13% $12,547
    United Nations Federal Credit Union 2 6.25% $3,513
    American State Bank 2 7.44% $3,501
    OceanFirst Bank 2 7.31% $4,354
    Shamrock Home Loans, Inc. 2 6.88% $3,746
    NP, Inc. 2 8.75% $6,356
    First Commonwealth Bank 2 6.37% $3,240
    Amalgamated Bank 2 6.81% $4,274
    AMERICAN FINANCE HOUSE LARIBA 2 6.56% $6,638
    American Airlines Federal Credit Union 2 6.13% $0
    BNC National Bank 2 5.81% $3,456
    Blackhawk Bank 2 7.63% $3,390
    COMMUNITYAMERICA 2 5.63% $3,777
    Pinnacle Bank 2 6.75% $4,331
    BECKAM FUNDING CORP. 2 8.56% $8,190
    THE MORTGAGE FIRM, INC. 2 7.00% $4,060
    THE EQUITABLE MORTGAGE CORPORATION 2 6.88% $3,298
    F&M Bank 2 6.31% $2,849
    Academy Bank 2 8.38% $3,484
    Heritage Bank 2 6.00% $3,789
    NUMARK CREDIT UNION 2 6.81% $2,609
    Capitol Federal Savings Bank 2 5.06% $5,014
    ILLINOIS STATE CREDIT UNION 2 6.19% $2,033
    TOWER 1 6.38% $3,279
    Badger Bank 1 6.50% $10,791
    TRUWEST Credit Union 1 8.13% $3,651
    Austin Capital Bank SSB 1 6.00% $3,156
    UMB Bank 1 6.89% $3,055
    ANECA Federal Credit Union 1 6.50% $8,259
    AmRes Corporation 1 7.49% $5,993
    AMOCO 1 7.38% $7,561
    United Community Bank 1 6.95% $3,325
    AMERITRUST MORTGAGE CORPORATION 1 8.13% $8,868
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 6.63% $4,209
    AMERICAN INTERNET MORTGAGE, INC. 1 6.25% $3,953
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.25% $6,740
    ABSOLUTE HOME MORTGAGE CORPORATION 1 7.99% $6,095
    Watermark Capital, Inc. 1 6.99% $3,750
    LCNB National Bank 1 7.75% $2,880
    LAFAYETTE FEDERAL CREDIT UNION 1 5.50% $3,301
    Kwik Mortgage Corporation 1 7.13% $4,516
    Lend Smart Mortgage, LLC 1 6.63% $5,012
    KITSAP Credit Union 1 6.38% $2,208
    LENOX FINANCIAL MORTGAGE CORPORATION 1 6.63% $9,092
    Marquette Bank 1 6.25% $5,822
    INTERCAP LENDING INC. 1 7.38% $3,250
    Merchants Bank 1 5.38% $5,871
    Merchants Bank of Indiana 1 7.63% $3,314
    MERCK SHARP & DOHME FEDERAL CREDIT UNION 1 6.88% $4,770
    Independent Bank 1 6.75% $3,954
    INB 1 6.50% $3,054
    I. H. MISSISSIPPI VALLEY CREDIT UNION 1 7.50% $3,330
    Horicon Bank 1 5.95% $1,934
    Home State Bank 1 7.38% $3,686
    Midland States Bank 1 6.00% $4,358
    MIDWEST AMERICA 1 7.13% $3,404
    Midwest BankCentre 1 6.13% $4,297
    HOMESPIRE MORTGAGE CORPORATION 1 7.25% $3,320
    MLD MORTGAGE INC. 1 8.25% $3,647
    Heartland Bank and Trust Company 1 6.05% $2,099
    Heartland Bank 1 7.25% $2,881
    Guardian Savings Bank, A Federal Savings Bank 1 6.88% $5,615
    Mortgage Bank of California 1 8.00% $6,907
    Great Southern Bank 1 6.88% $2,646
    MORTGAGEONE, INC. 1 7.38% $4,725
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.50% $8,246
    GoPrime Mortgage, Inc. 1 6.63% $1,594
    MY MORTGAGE, INC. 1 6.50% $6,210
    GENERAL ELECTRIC CREDIT UNION 1 5.00% $7,985
    National Exchange Bank and Trust 1 5.50% $1,614
    Frontier Bank 1 6.99% $2,918
    Fortifi Bank 1 6.75% $2,600
    NBH Bank 1 6.62% $3,444
    FORT FINANCIAL Federal Credit Union 1 6.13% $3,068
    Forcht Bank 1 6.38% $3,262
    NETWORK CAPITAL FUNDING CORPORATION 1 6.88% $4,419
    NEW FED MORTGAGE, CORP. 1 7.50% $5,037
    Flanagan State Bank 1 6.75% $6,033
    First United Bank and Trust Company 1 6.88% $3,565
    FIRST NORTHERN Credit Union 1 6.88% $2,821
    First National Bank 1 7.25% $2,962
    Northwest Bank 1 4.99% $8,089
    Northwest Federal Credit Union 1 7.13% $3,463
    FIRST HOME MORTGAGE CORPORATION 1 7.49% $7,150
    First Federal Savings Bank 1 7.50% $2,908
    Oakstar Bank 1 6.99% $9,657
    First Federal Bank, A FSB 1 6.38% $7,018
    Ohnward Bank & Trust 1 5.75% $3,445
    First Citizens National Bank 1 7.00% $2,792
    Allied First Bank,sb 1 6.49% $2,606
    OPEN MORTGAGE, LLC 1 7.63% $3,854
    Oregon Community Bank 1 7.13% $3,769
    Orion Federal Credit Union 1 6.25% $3,939
    Pacific Lending LLC 1 6.99% $9,795
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.63% $7,795
    First-Citizens Bank & Trust Company 1 6.38% $4,679
    PANORAMA MORTGAGE GROUP, LLC 1 6.63% $10,972
    Paramount Bank 1 7.38% $6,869
    PARLAY MORTGAGE & PROPERTY, INC. 1 7.38% $3,913
    First Bank 1 7.38% $6,221
    Petefish, Skiles & Co. 1 6.63% $3,522
    FineMark National Bank & Trust 1 6.50% $2,512
    Financial Partners Credit Union 1 7.13% $3,501
    FINANCE OF AMERICA MORTGAGE LLC 1 6.38% $7,304
    Fidelity Bank 1 7.38% $3,626
    FCB Banks 1 6.88% $2,760
    FBC MORTGAGE, LLC 1 5.63% $3,170
    1st National Bank 1 6.50% $3,007
    F&A Federal Credit Union 1 6.75% $2,133
    Evolve Bank & Trust 1 5.50% $2,957
    EVERENCE FEDERAL CREDIT UNION 1 6.88% $2,346
    EVANSVILLE TEACHERS 1 7.63% $3,985
    EUSTIS AND AMERICAN MORTGAGE COMPANY 1 5.75% $4,759
    East Coast Capital Corp. 1 6.63% $9,418
    DUPACO COMMUNITY 1 5.88% $2,926
    DIRECT MORTGAGE LOANS, LLC 1 8.13% $5,928
    DEVELOPER'S MORTGAGE COMPANY 1 7.00% $4,607
    RADIUS FINANCIAL GROUP INC. 1 5.50% $3,026
    Day Air Credit Union, Inc 1 8.13% $4,134
    CRESCENT MORTGAGE COMPANY 1 5.88% $5,788
    Countybank 1 6.88% $2,836
    RESIDENTIAL BANCORP 1 6.75% $4,837
    RESIDENTIAL HOME FUNDING CORP. 1 7.50% $6,828
    Whitaker Bank 1 5.63% $4,094
    Royal Credit Union 1 7.00% $5,835
    COMPEER FINANCIAL, FLCA 1 7.88% $3,683
    SCOTT CREDIT UNION 1 6.75% $2,816
    Signature Federal Credit Union 1 6.75% $5,461
    Simmons Bank 1 6.50% $4,512
    Commerce Bank 1 6.63% $2,695
    CNB Bank And Trust, N.A. 1 6.50% $2,737
    STANFORD Federal Credit Union 1 5.63% $5,955
    STAR Financial Bank 1 6.00% $3,788
    City National Bank of Florida 1 7.00% $4,839
    CITY-COUNTY CREDIT UNION 1 7.25% $4,907
    Choice Financial Group 1 6.75% $5,602
    CHEVRON 1 7.00% $4,399
    Central Bank 1 6.25% $8,796
    CARTER FEDERAL CREDIT UNION 1 7.25% $5,819
    Capital Bank 1 6.99% $7,090
    CALCON MUTUAL MORTGAGE LLC 1 7.25% $3,766
    TECH Credit Union 1 6.88% $3,614
    TEXAS TECH 1 7.88% $4,973
    The Croghan Colonial Bank 1 5.75% $2,974
    BOKF 1 7.50% $5,098
    The Farmers National Bank of Canfield 1 5.88% $4,017
    The First National Bank of Ottawa 1 7.75% $11,926
    The Fountain Trust Company 1 7.50% $3,469
    The Greenwood's State Bank 1 7.88% $2,488
    The Northern Trust Company 1 5.88% $5,233
    The Old Fort Banking Company 1 5.75% $2,543