Michigan Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Michigan averaged
6.85%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.66% and
one month ago for the week of 2024-10-10, the
average rate was 6.49%.
Michigan's average rate one year ago was 7.47%.
For refis of the same type during the week of 2024-11-14, the average rate
was 7.61%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Michigan 30 Year Fixed Rate | 2024-11-14 | 6.85% |
| Michigan 30 Year Fixed Rate Refi | 2024-11-14 | 7.61% |
| Michigan 15 Year Fixed Rate | 2024-11-14 | 6.64% |
| Michigan 15 Year Fixed Rate Refi | 2024-11-14 | 6.56% |
| Michigan 30 Year FHA | 2024-11-14 | 0.12% |
| Michigan 30 Year FHA Refi | 2024-11-14 | 0.03% |
| Michigan 30 Year USDA | 2024-11-14 | 0.09% |
| Michigan 30 Year USDA Refi | 2024-11-14 | 0% |
| Michigan 30 Year VA | 2024-11-14 | -0.06% |
| Michigan 30 Year VA Refi | 2024-11-14 | -0.61% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Michigan.
Michigan Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Michigan market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Michigan Average Closing Costs & Other Stats
Michigan's 559 lenders originated 185,623
loans during 2023. The total origination value was $37,538,935,000, with an average loan value of
$202,232.
Michigan's average closing costs are $4,078.
The top Michigan lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
9,550 loans originated. Their average total fees are
$5,867, which is $463
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Michigan lenders (with over 10 loans originated) are
Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($660), Directions Credit Union, Inc. ($1,061), PREMIA MORTGAGE, LLC ($1,309) and SIRVA MORTGAGE, INC. ($1,334).
The lowest rate Michigan lenders (with over 10 loans originated) are
Polish-American Federal Credit Union (5.33%), MEMBERFOCUS COMMUNITY (5.72%), Citibank (5.74%), Michigan Legacy Credit Union (5.77%) and MICHIGAN SCHOOLS AND GOVERNMENT (5.80%).
Michigan Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $4,177,160,000 | $3,514,985,000 | -15.9% | 9.4% |
| QUICKEN LOANS, LLC | $4,770,735,000 | $3,007,480,000 | -37.0% | 8.0% |
| LAKE MICHIGAN CREDIT UNION | $3,156,835,000 | $2,240,620,000 | -29.0% | 6.0% |
| The Huntington National Bank | $2,705,990,000 | $1,780,770,000 | -34.2% | 4.7% |
| MORTGAGE 1 INCORPORATED | $1,006,150,000 | $674,450,000 | -33.0% | 1.8% |
| Fifth Third Bank | $1,223,390,000 | $644,025,000 | -47.4% | 1.7% |
| Flagstar Bank, FSB | $1,139,290,000 | $630,970,000 | -44.6% | 1.7% |
| Independent Bank | $225,000 | $615,840,000 | 273,606.7% | 1.6% |
| JPMorgan Chase Bank | $1,245,370,000 | $579,410,000 | -53.5% | 1.5% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $691,535,000 | $570,200,000 | -17.5% | 1.5% |
| PNC Bank | $1,097,260,000 | $565,740,000 | -48.4% | 1.5% |
| Mercantile Bank of Michigan | $575,150,000 | $537,095,000 | -6.6% | 1.4% |
| Citizens Bank | $355,000 | $475,120,000 | 133,736.6% | 1.3% |
| The Dart Bank | $503,025,000 | $474,580,000 | -5.7% | 1.3% |
| UNION HOME MORTGAGE CORP. | $489,705,000 | $464,175,000 | -5.2% | 1.2% |
| First Merchants Bank | $440,045,000 | $459,985,000 | 4.5% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $567,085,000 | $443,940,000 | -21.7% | 1.2% |
| STAUNTON FINANCIAL, INC. | $525,125,000 | $418,265,000 | -20.3% | 1.1% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $611,880,000 | $405,995,000 | -33.6% | 1.1% |
| Neighborhood Loans, Inc. | $464,175,000 | $405,890,000 | -12.6% | 1.1% |
| CONSUMERS | $501,230,000 | $385,340,000 | -23.1% | 1.0% |
| Mortgage Research Center, LLC | $457,700,000 | $369,505,000 | -19.3% | 1.0% |
| Bank of America | $513,265,000 | $368,335,000 | -28.2% | 1.0% |
| Old National Bank | $573,140,000 | $321,545,000 | -43.9% | 0.9% |
| MICHIGAN SCHOOLS AND GOVERNMENT | $373,840,000 | $313,220,000 | -16.2% | 0.8% |
| GENISYS | $412,175,000 | $298,500,000 | -27.6% | 0.8% |
| DFCU FINANCIAL | $361,120,000 | $285,910,000 | -20.8% | 0.8% |
| GUARANTEED RATE, INC. | $450,710,000 | $280,050,000 | -37.9% | 0.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $374,045,000 | $269,485,000 | -28.0% | 0.7% |
| NEWREZ LLC | $144,610,000 | $247,975,000 | 71.5% | 0.7% |
| First State Bank | $175,000 | $234,975,000 | 134,171.4% | 0.6% |
| Comerica Bank | $400,440,000 | $232,025,000 | -42.1% | 0.6% |
| MICHIGAN MUTUAL, INC. | $324,550,000 | $226,165,000 | -30.3% | 0.6% |
| CALIBER HOME LOANS, INC. | $661,795,000 | $215,255,000 | -67.5% | 0.6% |
| Wells Fargo Bank | $721,065,000 | $208,440,000 | -71.1% | 0.6% |
| Honor Credit Union | $267,090,000 | $207,560,000 | -22.3% | 0.6% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $20,855,000 | $204,215,000 | 879.2% | 0.5% |
| GreenStone Farm Credit Services, FLCA | $229,375,000 | $200,630,000 | -12.5% | 0.5% |
| CREDIT UNION ONE | $234,610,000 | $193,410,000 | -17.6% | 0.5% |
| SUCCESS MORTGAGE PARTNERS, INC. | $241,265,000 | $187,025,000 | -22.5% | 0.5% |
| MICHIGAN FIRST CREDIT UNION | $279,010,000 | $182,615,000 | -34.5% | 0.5% |
| WALKER & DUNLOP, LLC | $572,110,000 | $179,595,000 | -68.6% | 0.5% |
| MORTGAGE CENTER L.C | $349,645,000 | $178,770,000 | -48.9% | 0.5% |
| Horizon Bank | $254,550,000 | $176,955,000 | -30.5% | 0.5% |
| COMMUNITY FINANCIAL CREDIT UNION | $265,190,000 | $167,275,000 | -36.9% | 0.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $28,155,000 | $165,960,000 | 489.5% | 0.4% |
| GREYSTONE SERVICING COMPANY LLC | $269,780,000 | $164,595,000 | -39.0% | 0.4% |
| ChoiceOne Bank | $150,625,000 | $158,510,000 | 5.2% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $175,845,000 | $152,615,000 | -13.2% | 0.4% |
| CBRE MULTIFAMILY CAPITAL, INC. | $4,940,000 | $147,325,000 | 2,882.3% | 0.4% |
| Preston Home Loans Inc | $126,580,000 | $146,980,000 | 16.1% | 0.4% |
| J. VIRGIL, INC. | $262,180,000 | $144,660,000 | -44.8% | 0.4% |
| LOANDEPOT.COM, LLC | $402,595,000 | $142,380,000 | -64.6% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $383,185,000 | $141,930,000 | -63.0% | 0.4% |
| U.S. Bank | $222,555,000 | $140,055,000 | -37.1% | 0.4% |
| Ally Bank | $69,210,000 | $134,430,000 | 94.2% | 0.4% |
| PULTE MORTGAGE LLC | $162,405,000 | $133,735,000 | -17.7% | 0.4% |
| ROSS MORTGAGE CORPORATION | $135,300,000 | $133,490,000 | -1.3% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $174,545,000 | $132,035,000 | -24.4% | 0.4% |
| UNITED | $200,280,000 | $130,290,000 | -34.9% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $204,845,000 | $128,885,000 | -37.1% | 0.3% |
| Frankenmuth Credit Union | $188,450,000 | $127,345,000 | -32.4% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $144,625,000 | $126,530,000 | -12.5% | 0.3% |
| Macatawa Bank | $166,355,000 | $125,895,000 | -24.3% | 0.3% |
| 21ST MORTGAGE CORPORATION | $90,560,000 | $122,625,000 | 35.4% | 0.3% |
| OAK MORTGAGE, LLC | $156,540,000 | $115,775,000 | -26.0% | 0.3% |
| ARBOR FINANCIAL CREDIT UNION | $197,810,000 | $114,675,000 | -42.0% | 0.3% |
| Isabella Bank | $169,455,000 | $113,790,000 | -32.8% | 0.3% |
| Northpointe Bank | $192,875,000 | $112,885,000 | -41.5% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $275,285,000 | $112,280,000 | -59.2% | 0.3% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $191,025,000 | $108,820,000 | -43.0% | 0.3% |
| NORTHERN MORTGAGE SERVICES, LLC | $145,480,000 | $107,950,000 | -25.8% | 0.3% |
| EVERETT FINANCIAL, INC. | $249,175,000 | $107,350,000 | -56.9% | 0.3% |
| RUOFF MORTGAGE COMPANY, INC. | $159,580,000 | $107,265,000 | -32.8% | 0.3% |
| ADVIA | $138,320,000 | $107,045,000 | -22.6% | 0.3% |
| Santander Bank, N.A. | $37,745,000 | $106,565,000 | 182.3% | 0.3% |
| The State Bank | $250,400,000 | $105,300,000 | -57.9% | 0.3% |
| BROKER SOLUTIONS, INC. | $158,400,000 | $104,800,000 | -33.8% | 0.3% |
| University Bank | $34,175,000 | $103,440,000 | 202.7% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $91,370,000 | $101,100,000 | 10.6% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $254,205,000 | $100,425,000 | -60.5% | 0.3% |
| ORIX REAL ESTATE CAPITAL, LLC | $48,020,000 | $95,545,000 | 99.0% | 0.3% |
| United Bank of Michigan | $123,885,000 | $94,615,000 | -23.6% | 0.3% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | $122,340,000 | $92,345,000 | -24.5% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $135,695,000 | $92,235,000 | -32.0% | 0.2% |
| GUILD MORTGAGE COMPANY | $3,550,000 | $88,840,000 | 2,402.5% | 0.2% |
| West Michigan Community Bank | $56,185,000 | $88,820,000 | 58.1% | 0.2% |
| Morgan Stanley Private Bank | $137,225,000 | $87,865,000 | -36.0% | 0.2% |
| Merchants Bank of Indiana | $57,565,000 | $87,205,000 | 51.5% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $227,515,000 | $86,350,000 | -62.0% | 0.2% |
| DAS Acquisition Company, LLC | $61,235,000 | $86,170,000 | 40.7% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $150,395,000 | $84,890,000 | -43.6% | 0.2% |
| CARDINAL FINANCIAL | $155,565,000 | $84,795,000 | -45.5% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $81,635,000 | n/a | 0.2% | |
| ACADEMY MORTGAGE CORPORATION | $135,080,000 | $81,150,000 | -39.9% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $119,145,000 | $79,025,000 | -33.7% | 0.2% |
| Carrington Mortgage Services, LLC | $96,980,000 | $78,590,000 | -19.0% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $34,460,000 | $78,500,000 | 127.8% | 0.2% |
| GVC MORTGAGE, INC. | $66,755,000 | $77,990,000 | 16.8% | 0.2% |
| USAA Federal Savings Bank | $92,750,000 | $72,265,000 | -22.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $77,305,000 | $71,270,000 | -7.8% | 0.2% |
| Bank of Ann Arbor | $102,695,000 | $70,690,000 | -31.2% | 0.2% |
| DOW CHEMICAL EMPLOYEES' | $120,575,000 | $69,310,000 | -42.5% | 0.2% |
| Nicolet National Bank | $107,030,000 | $66,795,000 | -37.6% | 0.2% |
| Merchants Capital Corp. | $66,285,000 | n/a | 0.2% | |
| PLAZA HOME MORTGAGE, INC. | $72,775,000 | $65,630,000 | -9.8% | 0.2% |
| County National Bank | $82,335,000 | $65,060,000 | -21.0% | 0.2% |
| Dort Financial Credit Union | $89,945,000 | $65,040,000 | -27.7% | 0.2% |
| TOWNE MORTGAGE COMPANY | $71,650,000 | $63,585,000 | -11.3% | 0.2% |
| M/I FINANCIAL, LLC | $80,910,000 | $61,955,000 | -23.4% | 0.2% |
| Discover Bank | $35,350,000 | $61,585,000 | 74.2% | 0.2% |
| First Federal Bank of the Midwest | $118,435,000 | $61,180,000 | -48.3% | 0.2% |
| ELGA CREDIT UNION | $74,680,000 | $59,305,000 | -20.6% | 0.2% |
| VIBE CREDIT UNION | $64,710,000 | $58,555,000 | -9.5% | 0.2% |
| Arbor Realty Trust, Inc. | $156,980,000 | $56,950,000 | -63.7% | 0.2% |
| UIF CORPORATION | $55,525,000 | $51,570,000 | -7.1% | 0.1% |
| Grand River Bank | $81,020,000 | $51,060,000 | -37.0% | 0.1% |
| MMS MORTGAGE SERVICES, LTD. | $44,460,000 | $47,650,000 | 7.2% | 0.1% |
| Citibank | $41,155,000 | $47,340,000 | 15.0% | 0.1% |
| MARSHALL COMMUNITY CREDIT UNION | $48,025,000 | $47,280,000 | -1.6% | 0.1% |
| Range Bank | $60,720,000 | $46,960,000 | -22.7% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $183,420,000 | $46,920,000 | -74.4% | 0.1% |
| HOMESITE MORTGAGE, LLC | $75,270,000 | $46,825,000 | -37.8% | 0.1% |
| NEW DAY FINANCIAL, LLC | $62,845,000 | $46,540,000 | -25.9% | 0.1% |
| Kellogg Community Credit Union | $70,700,000 | $46,325,000 | -34.5% | 0.1% |
| Southern Michigan Bank & Trust | $103,690,000 | $45,975,000 | -55.7% | 0.1% |
| CMG MORTGAGE, INC. | $112,160,000 | $45,655,000 | -59.3% | 0.1% |
| COMMUNITY CHOICE CREDIT UNION | $63,075,000 | $45,375,000 | -28.1% | 0.1% |
| 1st Source Bank | $50,440,000 | $45,200,000 | -10.4% | 0.1% |
| Plains Commerce Bank | $56,205,000 | $44,590,000 | -20.7% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $29,000,000 | $43,900,000 | 51.4% | 0.1% |
| The Loan Store, Inc. | $1,415,000 | $43,835,000 | 2,997.9% | 0.1% |
| MEMBERFOCUS COMMUNITY | $42,815,000 | n/a | 0.1% | |
| Sturgis Bank & Trust Company | $59,810,000 | $42,185,000 | -29.5% | 0.1% |
| Wildfire Credit Union | $60,350,000 | $41,935,000 | -30.5% | 0.1% |
| BLG HOLDINGS, INC. | $55,050,000 | $41,745,000 | -24.2% | 0.1% |
| Figure Lending LLC | $41,115,000 | $39,925,000 | -2.9% | 0.1% |
| CP Financial Credit Union | $50,830,000 | $39,740,000 | -21.8% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $46,805,000 | $38,795,000 | -17.1% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $75,385,000 | $38,430,000 | -49.0% | 0.1% |
| First Financial Bank | $495,000 | $36,915,000 | 7,357.6% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $143,650,000 | $36,905,000 | -74.3% | 0.1% |
| KeyBank | $267,650,000 | $36,590,000 | -86.3% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $61,480,000 | $36,495,000 | -40.6% | 0.1% |
| IncredibleBank | $52,000,000 | $36,035,000 | -30.7% | 0.1% |
| TLC COMMUNITY Credit Union | $48,965,000 | $35,430,000 | -27.6% | 0.1% |
| UBS Bank USA | $52,345,000 | $34,995,000 | -33.1% | 0.1% |
| PREMIA MORTGAGE, LLC | $44,415,000 | $34,250,000 | -22.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $24,050,000 | $32,540,000 | 35.3% | 0.1% |
| Adventure Credit Union | $54,595,000 | $32,520,000 | -40.4% | 0.1% |
| INSPIRE HOME LOANS INC. | $17,315,000 | $32,520,000 | 87.8% | 0.1% |
| RCN Capital, LLC | $23,320,000 | $32,135,000 | 37.8% | 0.1% |
| Michigan Educational Credit Union | $43,755,000 | $31,985,000 | -26.9% | 0.1% |
| Grandbridge Real Estate Capital LLC | $7,885,000 | $31,880,000 | 304.3% | 0.1% |
| Equity Prime Mortgage LLC | $31,035,000 | $31,720,000 | 2.2% | 0.1% |
| First Independence Bank | $28,265,000 | $31,370,000 | 11.0% | 0.1% |
| TBI MORTGAGE COMPANY | $33,455,000 | $30,990,000 | -7.4% | 0.1% |
| Commerce Home Mortgage, Inc. | $33,175,000 | $30,490,000 | -8.1% | 0.1% |
| THE MORTGAGE LINK, INC. | $29,990,000 | n/a | 0.1% | |
| 1st State Financial, Ltd. | $40,855,000 | $29,980,000 | -26.6% | 0.1% |
| First Savings Bank | $49,710,000 | $28,205,000 | -43.3% | 0.1% |
| FINANCIAL PLUS CREDIT UNION | $49,350,000 | $28,060,000 | -43.1% | 0.1% |
| LIMA ONE CAPITAL, LLC | $55,120,000 | $27,920,000 | -49.3% | 0.1% |
| LAFCU | $30,180,000 | $27,560,000 | -8.7% | 0.1% |
| OMNI Community Credit Union | $32,210,000 | $27,500,000 | -14.6% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $18,210,000 | $27,440,000 | 50.7% | 0.1% |
| Lake Trust Credit Union | $37,105,000 | $27,240,000 | -26.6% | 0.1% |
| Dearborn Federal Savings Bank | $30,835,000 | $27,030,000 | -12.3% | 0.1% |
| TEAM ONE CREDIT UNION | $46,375,000 | $26,945,000 | -41.9% | 0.1% |
| Stifel Bank and Trust | $36,390,000 | $26,340,000 | -27.6% | 0.1% |
| NBKC BANK | $27,060,000 | $25,415,000 | -6.1% | 0.1% |
| The Federal Savings Bank | $33,915,000 | $25,365,000 | -25.2% | 0.1% |
| First National Bank of America | $29,215,000 | $25,155,000 | -13.9% | 0.1% |
| Coastal Community Bank | $25,140,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $106,045,000 | $24,710,000 | -76.7% | 0.1% |
| Prosperity Home Mortgage, LLC | $14,655,000 | $24,615,000 | 68.0% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $93,690,000 | $24,400,000 | -74.0% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $20,880,000 | $24,075,000 | 15.3% | 0.1% |
| BM Real Estate Services, Inc. | $30,460,000 | $23,880,000 | -21.6% | 0.1% |
| PLANET HOME LENDING, LLC | $21,545,000 | $23,735,000 | 10.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $29,695,000 | $23,460,000 | -21.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $44,140,000 | $22,410,000 | -49.2% | 0.1% |
| BMO Harris Bank | $31,955,000 | $22,305,000 | -30.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $25,810,000 | $22,185,000 | -14.0% | 0.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $36,605,000 | $21,980,000 | -40.0% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $25,445,000 | $21,705,000 | -14.7% | 0.1% |
| GREENSTATE CREDIT UNION | $22,550,000 | $21,495,000 | -4.7% | 0.1% |
| Directions Credit Union, Inc. | $28,635,000 | $21,475,000 | -25.0% | 0.1% |
| Nations Lending Corporation | $49,340,000 | $21,225,000 | -57.0% | 0.1% |
| T2 FINANCIAL LLC | $35,115,000 | $21,035,000 | -40.1% | 0.1% |
| Polish-American Federal Credit Union | $16,200,000 | $20,830,000 | 28.6% | 0.1% |
| NexBank | $7,975,000 | $20,455,000 | 156.5% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $24,720,000 | $20,195,000 | -18.3% | 0.1% |
| PFCU | $27,735,000 | $19,925,000 | -28.2% | 0.1% |
| Platinum Home Mortgage Corporation | $109,560,000 | $19,890,000 | -81.8% | 0.1% |
| Old Second National Bank | $390,000 | $19,710,000 | 4,953.8% | 0.1% |
| Northstar Bank | $26,015,000 | $19,610,000 | -24.6% | 0.1% |
| GSF Mortgage Corporation | $6,715,000 | $19,405,000 | 189.0% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $81,900,000 | $19,310,000 | -76.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $9,500,000 | $19,040,000 | 100.4% | 0.1% |
| First National Bank of Michigan | $18,820,000 | n/a | 0.1% | |
| The Farmers & Merchants State Bank | $9,830,000 | $18,510,000 | 88.3% | 0.0% |
| Wintrust Bank, N.A. | $48,810,000 | $18,475,000 | -62.1% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $34,200,000 | $18,235,000 | -46.7% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $22,795,000 | $18,180,000 | -20.2% | 0.0% |
| Tri-County Bank | $27,495,000 | $18,170,000 | -33.9% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $25,895,000 | $18,150,000 | -29.9% | 0.0% |
| Bank of England | $20,660,000 | $17,990,000 | -12.9% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $29,395,000 | $17,860,000 | -39.2% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $23,900,000 | $17,820,000 | -25.4% | 0.0% |
| Thumb Bank and Trust | $16,905,000 | $17,720,000 | 4.8% | 0.0% |
| Sunflower Bank | $40,355,000 | $17,625,000 | -56.3% | 0.0% |
| OCMBC, INC. | $6,935,000 | $17,435,000 | 151.4% | 0.0% |
| Highpoint Community Bank | $21,345,000 | $17,310,000 | -18.9% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $7,050,000 | $17,240,000 | 144.5% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $35,750,000 | $16,860,000 | -52.8% | 0.0% |
| Raymond James Bank | $30,675,000 | $16,760,000 | -45.4% | 0.0% |
| GENEVA FINANCIAL, LLC | $32,240,000 | $16,745,000 | -48.1% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $11,540,000 | $16,635,000 | 44.2% | 0.0% |
| EMM LOANS LLC | $8,725,000 | $16,350,000 | 87.4% | 0.0% |
| SUMMIT HOME MORTGAGE, LLC | $16,675,000 | $16,200,000 | -2.8% | 0.0% |
| First Community Bank | $265,000 | $16,165,000 | 6,000.0% | 0.0% |
| PHH Mortgage Corporation | $27,545,000 | $16,015,000 | -41.9% | 0.0% |
| JOLT CREDIT UNION | $19,940,000 | $15,815,000 | -20.7% | 0.0% |
| Charles Schwab Bank, SSB | $49,155,000 | $15,775,000 | -67.9% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $22,370,000 | $15,525,000 | -30.6% | 0.0% |
| LEGEND LENDING CORPORATION | $48,160,000 | $15,485,000 | -67.8% | 0.0% |
| SECURITY CREDIT UNION | $22,780,000 | $15,430,000 | -32.3% | 0.0% |
| UMB Bank | $2,085,000 | $15,185,000 | 628.3% | 0.0% |
| LENDINGONE, LLC | $11,465,000 | $14,995,000 | 30.8% | 0.0% |
| Public Service Credit Union | $14,545,000 | $14,735,000 | 1.3% | 0.0% |
| CoVantage Credit Union | $18,155,000 | $14,645,000 | -19.3% | 0.0% |
| PROPER RATE, LLC | $13,595,000 | $14,560,000 | 7.1% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $26,605,000 | $14,505,000 | -45.5% | 0.0% |
| Eaton Community Bank | $20,160,000 | $14,425,000 | -28.4% | 0.0% |
| Heartland Bank and Trust Company | $145,000 | $14,365,000 | 9,806.9% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $1,400,000 | $14,300,000 | 921.4% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $6,910,000 | $14,205,000 | 105.6% | 0.0% |
| Zeal Credit Union | $12,370,000 | $14,205,000 | 14.8% | 0.0% |
| GERBER FEDERAL CREDIT UNION | $20,155,000 | $14,105,000 | -30.0% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $17,205,000 | $14,090,000 | -18.1% | 0.0% |
| TEACHERS CREDIT UNION | $24,745,000 | $13,920,000 | -43.7% | 0.0% |
| Citadel Servicing Corporation | $6,205,000 | $13,860,000 | 123.4% | 0.0% |
| GREYSTONE FUNDING COMPANY LLC | $33,440,000 | $13,805,000 | -58.7% | 0.0% |
| DELMAR FINANCIAL COMPANY | $4,400,000 | $13,730,000 | 212.0% | 0.0% |
| AAC Credit Union | $19,420,000 | $13,680,000 | -29.6% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $1,875,000 | $13,315,000 | 610.1% | 0.0% |
| RBC Bank, (Georgia) | $8,480,000 | $13,300,000 | 56.8% | 0.0% |
| Popular Bank | $13,175,000 | n/a | 0.0% | |
| First Federal Savings Bank | $275,000 | $13,040,000 | 4,641.8% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $13,050,000 | $12,940,000 | -0.8% | 0.0% |
| Community West Credit Union | $19,910,000 | $12,930,000 | -35.1% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $18,070,000 | $12,875,000 | -28.7% | 0.0% |
| NEXERA HOLDING LLC | $10,740,000 | $12,815,000 | 19.3% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $18,080,000 | $12,750,000 | -29.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $18,320,000 | $12,570,000 | -31.4% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $6,205,000 | $12,555,000 | 102.3% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $9,880,000 | $12,530,000 | 26.8% | 0.0% |
| UNITED FINANCIAL Credit Union | $13,325,000 | $12,505,000 | -6.2% | 0.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | $29,215,000 | $12,420,000 | -57.5% | 0.0% |
| ADVANTAGE ONE Credit Union | $17,540,000 | $12,350,000 | -29.6% | 0.0% |
| Centier Bank | $10,965,000 | $12,235,000 | 11.6% | 0.0% |
| TJC Mortgage, Inc. | $20,305,000 | $12,230,000 | -39.8% | 0.0% |
| MEMBERS FIRST Credit Union | $45,330,000 | $12,000,000 | -73.5% | 0.0% |
| Commercial Bank | $23,085,000 | $11,905,000 | -48.4% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $15,090,000 | $11,880,000 | -21.3% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $7,050,000 | $11,745,000 | 66.6% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $19,425,000 | $11,635,000 | -40.1% | 0.0% |
| Christian Financial Credit Union | $10,825,000 | $11,590,000 | 7.1% | 0.0% |
| SPRING EQ, LLC | $24,495,000 | $11,525,000 | -52.9% | 0.0% |
| Waterstone Mortgage Corporation | $14,860,000 | $11,495,000 | -22.6% | 0.0% |
| Regions Bank | $19,515,000 | $11,325,000 | -42.0% | 0.0% |
| MICHIGAN ONE COMMUNITY Credit Union | $19,400,000 | $11,265,000 | -41.9% | 0.0% |
| Associated Bank | $130,540,000 | $10,860,000 | -91.7% | 0.0% |
| United Bay Community Credit Union | $15,785,000 | $10,780,000 | -31.7% | 0.0% |
| WINGS FINANCIAL | $19,060,000 | $10,750,000 | -43.6% | 0.0% |
| ALLIANT CREDIT UNION | $8,445,000 | $10,745,000 | 27.2% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $4,145,000 | $10,530,000 | 154.0% | 0.0% |
| Pacor Mortgage Corp | $14,935,000 | $10,400,000 | -30.4% | 0.0% |
| Cornerstone First Mortgage, Inc | $320,000 | $10,390,000 | 3,146.9% | 0.0% |
| Union Bank | $27,855,000 | $10,370,000 | -62.8% | 0.0% |
| ENVOY MORTGAGE, LTD | $60,570,000 | $10,345,000 | -82.9% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $7,485,000 | $10,260,000 | 37.1% | 0.0% |
| Meijer Credit Union | $10,365,000 | $10,180,000 | -1.8% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $12,240,000 | $10,085,000 | -17.6% | 0.0% |
| Waterford Bank, N.A. | $23,730,000 | $10,035,000 | -57.7% | 0.0% |
| Circle Federal Credit Union | $43,095,000 | $9,995,000 | -76.8% | 0.0% |
| EQUITY RESOURCES, INC. | $12,730,000 | $9,885,000 | -22.3% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $16,020,000 | $9,875,000 | -38.4% | 0.0% |
| The Northern Trust Company | $10,435,000 | $9,595,000 | -8.0% | 0.0% |
| The Shelby State Bank | $20,600,000 | $9,585,000 | -53.5% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $13,510,000 | $9,515,000 | -29.6% | 0.0% |
| DIGITAL Federal Credit Union | $9,755,000 | $9,490,000 | -2.7% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $8,385,000 | $9,270,000 | 10.6% | 0.0% |
| Goldman Sachs Bank USA | $21,630,000 | $9,160,000 | -57.7% | 0.0% |
| BIRMINGHAM-BLOOMFIELD Credit Union | $9,705,000 | $9,120,000 | -6.0% | 0.0% |
| MONROE COUNTY COMMUNITY CREDIT UNION | $13,095,000 | $8,895,000 | -32.1% | 0.0% |
| BAY EQUITY LLC | $11,795,000 | $8,710,000 | -26.2% | 0.0% |
| The Stephenson National Bank and Trust | $7,590,000 | $8,600,000 | 13.3% | 0.0% |
| Extra | $10,890,000 | $8,555,000 | -21.4% | 0.0% |
| Michigan Legacy Credit Union | $5,100,000 | $8,540,000 | 67.5% | 0.0% |
| MORTGAGE ACCESS CORP. | $12,480,000 | $8,540,000 | -31.6% | 0.0% |
| FIRST CHOICE MH LLC | $6,295,000 | $8,360,000 | 32.8% | 0.0% |
| HALLMARK HOME MORTGAGE, LLC | $9,505,000 | $8,330,000 | -12.4% | 0.0% |
| BERKELEY POINT CAPITAL LLC | $8,295,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $6,710,000 | $8,285,000 | 23.5% | 0.0% |
| Truist | $17,430,000 | $8,090,000 | -53.6% | 0.0% |
| AMWEST FUNDING CORP. | $1,580,000 | $8,010,000 | 407.0% | 0.0% |
| CLEARPATH LENDING | $12,755,000 | $7,835,000 | -38.6% | 0.0% |
| KALSEE CREDIT UNION | $15,050,000 | $7,795,000 | -48.2% | 0.0% |
| Lake City Bank | $15,095,000 | $7,750,000 | -48.7% | 0.0% |
| RF Renovo Management Company, LLC | $2,615,000 | $7,600,000 | 190.6% | 0.0% |
| Sidney State Bank | $14,820,000 | $7,395,000 | -50.1% | 0.0% |
| ALLIANCE CATHOLIC CREDIT UNION | $10,360,000 | $7,300,000 | -29.5% | 0.0% |
| AMERICAN FINANCING CORPORATION | $31,360,000 | $7,230,000 | -76.9% | 0.0% |
| CASE | $20,370,000 | $7,190,000 | -64.7% | 0.0% |
| NATIONAL COOPERATIVE BANK, N.A. | $6,205,000 | $7,000,000 | 12.8% | 0.0% |
| NFM, INC. | $3,780,000 | $6,970,000 | 84.4% | 0.0% |
| Best Financial Credit Union | $5,440,000 | $6,825,000 | 25.5% | 0.0% |
| HEALTH ADVANTAGE FEDERAL CREDIT UNION | $10,615,000 | $6,620,000 | -37.6% | 0.0% |
| Eastern Michigan Bank | $16,315,000 | $6,615,000 | -59.5% | 0.0% |
| Bethpage Federal Credit Union | $2,735,000 | $6,420,000 | 134.7% | 0.0% |
| ARC HOME LLC | $7,135,000 | $6,270,000 | -12.1% | 0.0% |
| West Michigan Credit Union | $8,980,000 | $6,065,000 | -32.5% | 0.0% |
| A&D Mortgage LLC | $2,920,000 | $5,985,000 | 105.0% | 0.0% |
| PREFERRED CREDIT UNION | $15,070,000 | $5,930,000 | -60.7% | 0.0% |
| Homestead Savings Bank | $12,380,000 | $5,890,000 | -52.4% | 0.0% |
| Old Plank Trail Community Bank | $860,000 | $5,815,000 | 576.2% | 0.0% |
| SOVITA Credit Union | $7,565,000 | $5,695,000 | -24.7% | 0.0% |
| SUMMIT FUNDING, INC. | $5,315,000 | $5,545,000 | 4.3% | 0.0% |
| RIVER VALLEY CREDIT UNION | $6,455,000 | $5,485,000 | -15.0% | 0.0% |
| HOMESTEAD FUNDING CORP. | $8,825,000 | $5,465,000 | -38.1% | 0.0% |
| Lake Huron Credit Union | $6,425,000 | $5,395,000 | -16.0% | 0.0% |
| BNY Mellon | $7,345,000 | $5,380,000 | -26.8% | 0.0% |
| NEW ENGLAND FEDERAL CREDIT UNION | $12,230,000 | $5,235,000 | -57.2% | 0.0% |
| City National Bank | $9,705,000 | $5,210,000 | -46.3% | 0.0% |
| M&T Bank | $17,490,000 | $5,200,000 | -70.3% | 0.0% |
| Farmers Bank & Trust | $1,805,000 | $5,160,000 | 185.9% | 0.0% |
| Hinsdale Bank & Trust Company | $3,450,000 | $5,155,000 | 49.4% | 0.0% |
| Commercial Lender LLC | $4,915,000 | $5,130,000 | 4.4% | 0.0% |
| INTERRA CREDIT UNION | $6,465,000 | $5,115,000 | -20.9% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $4,460,000 | $5,045,000 | 13.1% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,630,000 | $5,040,000 | 38.8% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $4,960,000 | n/a | 0.0% | |
| LOANPAL, LLC | $12,025,000 | $4,915,000 | -59.1% | 0.0% |
| FinancialEdge Community Credit Union | $8,110,000 | $4,910,000 | -39.5% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $4,885,000 | n/a | 0.0% | |
| RiverHills Bank | $7,610,000 | $4,815,000 | -36.7% | 0.0% |
| The Central Trust Bank | $4,240,000 | $4,810,000 | 13.4% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $8,720,000 | $4,765,000 | -45.4% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $7,095,000 | $4,765,000 | -32.8% | 0.0% |
| North American Savings Bank, F.S.B. | $26,845,000 | $4,740,000 | -82.3% | 0.0% |
| St James Mortgage Corporation | $10,695,000 | $4,685,000 | -56.2% | 0.0% |
| First State Bank of Middlebury | $5,195,000 | $4,630,000 | -10.9% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $5,815,000 | $4,620,000 | -20.6% | 0.0% |
| CORNERSTONE COMMUNITY FINANCIAL | $2,870,000 | $4,580,000 | 59.6% | 0.0% |
| First Federal Bank | $3,000,000 | $4,565,000 | 52.2% | 0.0% |
| Consumers Professional Credit Union | $7,590,000 | $4,550,000 | -40.1% | 0.0% |
| Servion, Inc. | $4,925,000 | $4,550,000 | -7.6% | 0.0% |
| FIRST STATE BANK | $4,540,000 | n/a | 0.0% | |
| Magnolia Bank | $5,220,000 | $4,460,000 | -14.6% | 0.0% |
| CIBC Bank USA | $83,920,000 | $4,195,000 | -95.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $10,230,000 | $4,195,000 | -59.0% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $6,835,000 | $4,175,000 | -38.9% | 0.0% |
| UNITED HOME LOANS, INC. | $1,440,000 | $4,175,000 | 189.9% | 0.0% |
| KENT COUNTY CREDIT UNION | $5,715,000 | $4,170,000 | -27.0% | 0.0% |
| American 1 Credit Union | $4,140,000 | n/a | 0.0% | |
| The State Bank and Trust Company | $9,960,000 | $4,050,000 | -59.3% | 0.0% |
| National Exchange Bank and Trust | $370,000 | $4,040,000 | 991.9% | 0.0% |
| SUNRISE FAMILY CREDIT UNION | $5,530,000 | $4,000,000 | -27.7% | 0.0% |
| Baxter Credit Union | $7,700,000 | $3,995,000 | -48.1% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $5,420,000 | $3,940,000 | -27.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $4,455,000 | $3,925,000 | -11.9% | 0.0% |
| The Genoa Banking Company | $5,440,000 | $3,900,000 | -28.3% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $20,885,000 | $3,875,000 | -81.4% | 0.0% |
| Union Savings Bank | $4,320,000 | $3,865,000 | -10.5% | 0.0% |
| COMMUNITY FIRST | $15,400,000 | $3,855,000 | -75.0% | 0.0% |
| Hometown Equity Mortgage, LLC | $8,070,000 | $3,825,000 | -52.6% | 0.0% |
| GREENWOOD | $3,005,000 | $3,805,000 | 26.6% | 0.0% |
| POLARIS HOME FUNDING CORP. | $15,795,000 | $3,800,000 | -75.9% | 0.0% |
| US MORTGAGE CORPORATION | $4,410,000 | $3,795,000 | -13.9% | 0.0% |
| Arvest Bank | $7,545,000 | $3,755,000 | -50.2% | 0.0% |
| Ixonia Bank | $16,395,000 | $3,705,000 | -77.4% | 0.0% |
| Toyota Financial Savings Bank | $5,125,000 | $3,700,000 | -27.8% | 0.0% |
| Armed Forces Bank | $4,505,000 | $3,610,000 | -19.9% | 0.0% |
| Ameris Bank | $1,420,000 | $3,555,000 | 150.4% | 0.0% |
| STANFORD Federal Credit Union | $420,000 | $3,510,000 | 735.7% | 0.0% |
| Signature Bank, N.A. | $3,490,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $10,035,000 | $3,475,000 | -65.4% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $2,715,000 | $3,430,000 | 26.3% | 0.0% |
| SUN Federal Credit Union | $2,175,000 | $3,425,000 | 57.5% | 0.0% |
| Logan Finance Corporation | $3,405,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $145,000 | $3,280,000 | 2,162.1% | 0.0% |
| Bell Bank | $1,135,000 | $3,260,000 | 187.2% | 0.0% |
| INOVA FEDERAL CREDIT UNION | $4,460,000 | $3,240,000 | -27.4% | 0.0% |
| V.I.P. MORTGAGE, INC. | $450,000 | $3,220,000 | 615.6% | 0.0% |
| FreeStar Financial Credit Union | $7,605,000 | $3,195,000 | -58.0% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $42,550,000 | $3,165,000 | -92.6% | 0.0% |
| PARKSIDE | $1,770,000 | $3,165,000 | 78.8% | 0.0% |
| Farmers State Bank | $6,795,000 | $3,155,000 | -53.6% | 0.0% |
| Three Rivers Federal Credit Union | $6,030,000 | $3,150,000 | -47.8% | 0.0% |
| Northwest Bank | $10,160,000 | $3,070,000 | -69.8% | 0.0% |
| Pinnacle Bank | $21,325,000 | $3,070,000 | -85.6% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $3,765,000 | $3,035,000 | -19.4% | 0.0% |
| The Union Bank Company | $1,825,000 | $2,935,000 | 60.8% | 0.0% |
| Peoples Bank | $2,495,000 | $2,930,000 | 17.4% | 0.0% |
| The Campbell & Fetter Bank | $2,435,000 | $2,900,000 | 19.1% | 0.0% |
| BNC National Bank | $10,050,000 | $2,885,000 | -71.3% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $9,100,000 | $2,885,000 | -68.3% | 0.0% |
| Warsaw Federal Savings and Loan Association | $1,160,000 | $2,865,000 | 147.0% | 0.0% |
| ADVANCIAL | $670,000 | $2,855,000 | 326.1% | 0.0% |
| Summit Credit Union | $975,000 | $2,805,000 | 187.7% | 0.0% |
| Parda Federal Credit Union | $2,755,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $182,195,000 | $2,745,000 | -98.5% | 0.0% |
| UNIVERSITY CREDIT UNION | $895,000 | $2,700,000 | 201.7% | 0.0% |
| WaterStone Bank, SSB | $2,620,000 | n/a | 0.0% | |
| NMSI, INC. | $415,000 | $2,600,000 | 526.5% | 0.0% |
| Family Financial Credit Union | $1,230,000 | $2,550,000 | 107.3% | 0.0% |
| Colonial Savings, F.A. | $2,255,000 | $2,495,000 | 10.6% | 0.0% |
| First Eagle Bank | $2,450,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $2,760,000 | $2,435,000 | -11.8% | 0.0% |
| First American Bank | $2,125,000 | $2,430,000 | 14.4% | 0.0% |
| Family First Credit Union | $2,390,000 | n/a | 0.0% | |
| PERFORMANCE EQUITY PARTNERS, INC. | $2,655,000 | $2,370,000 | -10.7% | 0.0% |
| Bank of Whittier | $2,345,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $3,100,000 | $2,340,000 | -24.5% | 0.0% |
| Lakeview Community Capital, LLC | $14,155,000 | $2,310,000 | -83.7% | 0.0% |
| RESIDENTIAL BANCORP | $13,565,000 | $2,290,000 | -83.1% | 0.0% |
| Summit Mortgage Corporation | $2,285,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $120,490,000 | $2,260,000 | -98.1% | 0.0% |
| GENERAL ELECTRIC CREDIT UNION | $2,255,000 | n/a | 0.0% | |
| Florida Capital Bank | $9,925,000 | $2,245,000 | -77.4% | 0.0% |
| Quontic Bank | $9,050,000 | $2,240,000 | -75.2% | 0.0% |
| AMCAP MORTGAGE, LTD. | $1,525,000 | $2,230,000 | 46.2% | 0.0% |
| American Airlines Federal Credit Union | $2,935,000 | $2,230,000 | -24.0% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $1,125,000 | $2,175,000 | 93.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $9,690,000 | $2,145,000 | -77.9% | 0.0% |
| MORTGAGEONE, INC. | $2,130,000 | n/a | 0.0% | |
| The First National Bank of Ottawa | $465,000 | $2,130,000 | 358.1% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $7,265,000 | $2,105,000 | -71.0% | 0.0% |
| CIBM Bank | $4,355,000 | $2,095,000 | -51.9% | 0.0% |
| Connexus Credit Union | $2,095,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $2,525,000 | $2,080,000 | -17.6% | 0.0% |
| BECKAM FUNDING CORP. | $1,200,000 | $2,060,000 | 71.7% | 0.0% |
| Great Lakes Federal Credit Union | $2,060,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $3,975,000 | $2,055,000 | -48.3% | 0.0% |
| Elements Financial Federal Credit Union | $4,985,000 | $2,040,000 | -59.1% | 0.0% |
| ASTERA | $2,995,000 | $2,025,000 | -32.4% | 0.0% |
| Goldwater Bank, N.A. | $690,000 | $2,025,000 | 193.5% | 0.0% |
| Peoples State Bank | $220,000 | $2,000,000 | 809.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $300,000 | $1,985,000 | 561.7% | 0.0% |
| Broadway National Bank | $635,000 | $1,965,000 | 209.4% | 0.0% |
| Liberty Bank and Trust Company | $1,785,000 | $1,915,000 | 7.3% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $1,240,000 | $1,885,000 | 52.0% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,870,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $3,100,000 | $1,860,000 | -40.0% | 0.0% |
| The Commercial and Savings Bank of Millersburg Ohio | $1,855,000 | n/a | 0.0% | |
| CENTER STREET LENDING VIII, LLC | $11,585,000 | $1,845,000 | -84.1% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $3,485,000 | $1,845,000 | -47.1% | 0.0% |
| My Personal Credit Union | $2,325,000 | $1,810,000 | -22.2% | 0.0% |
| Leader Bank | $1,045,000 | $1,790,000 | 71.3% | 0.0% |
| Encompass Lending Group, LP | $420,000 | $1,755,000 | 317.9% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $2,340,000 | $1,745,000 | -25.4% | 0.0% |
| Providence Bank & Trust | $3,835,000 | $1,730,000 | -54.9% | 0.0% |
| General Mortgage Capital Corporation | $225,000 | $1,695,000 | 653.3% | 0.0% |
| Total Community Credit Union | $3,715,000 | $1,670,000 | -55.0% | 0.0% |
| Gold Coast Bank | $1,370,000 | $1,650,000 | 20.4% | 0.0% |
| Mid-Continent Funding, Inc. | $2,845,000 | $1,630,000 | -42.7% | 0.0% |
| First Horizon Bank | $3,315,000 | $1,610,000 | -51.4% | 0.0% |
| Signature Federal Credit Union | $370,000 | $1,610,000 | 335.1% | 0.0% |
| KELLER MORTGAGE, LLC | $18,915,000 | $1,600,000 | -91.5% | 0.0% |
| Forward Bank | $535,000 | $1,590,000 | 197.2% | 0.0% |
| GREAT LAKES | $1,050,000 | $1,590,000 | 51.4% | 0.0% |
| GreenStone Farm Credit Services, ACA | $1,345,000 | $1,585,000 | 17.8% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,375,000 | $1,550,000 | 12.7% | 0.0% |
| Auto Club Trust, FSB | $6,255,000 | $1,530,000 | -75.5% | 0.0% |
| MICHIGAN COLUMBUS | $1,300,000 | $1,515,000 | 16.5% | 0.0% |
| ANCHOR LOANS, LP | $1,740,000 | $1,510,000 | -13.2% | 0.0% |
| Civista Bank | $10,665,000 | $1,510,000 | -85.8% | 0.0% |
| Stock Yards Bank & Trust Company | $2,485,000 | $1,505,000 | -39.4% | 0.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $360,000 | $1,485,000 | 312.5% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $6,820,000 | $1,485,000 | -78.2% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $3,350,000 | $1,480,000 | -55.8% | 0.0% |
| KINECTA | $1,575,000 | $1,475,000 | -6.3% | 0.0% |
| The Fountain Trust Company | $785,000 | $1,470,000 | 87.3% | 0.0% |
| USAlliance Federal Credit Union | $1,440,000 | $1,465,000 | 1.7% | 0.0% |
| Muskegon Co Op Federal Credit Union | $1,455,000 | n/a | 0.0% | |
| Johnson Bank | $1,560,000 | $1,445,000 | -7.4% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $635,000 | $1,430,000 | 125.2% | 0.0% |
| Superior Credit Union, Inc. | $1,900,000 | $1,420,000 | -25.3% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $185,000 | $1,395,000 | 654.1% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $7,990,000 | $1,395,000 | -82.5% | 0.0% |
| Alerus Financial | $220,000 | $1,390,000 | 531.8% | 0.0% |
| Strong Home Mortgage, LLC | $7,115,000 | $1,380,000 | -80.6% | 0.0% |
| S1L, Inc. | $2,945,000 | $1,360,000 | -53.8% | 0.0% |
| The Park National Bank | $885,000 | $1,355,000 | 53.1% | 0.0% |
| Semper Home Loans, Inc. | $7,855,000 | $1,340,000 | -82.9% | 0.0% |
| South Metro Federal Credit Union | $1,250,000 | $1,335,000 | 6.8% | 0.0% |
| MILEND, INC. | $1,320,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $28,825,000 | $1,295,000 | -95.5% | 0.0% |
| GOLD Credit Union | $1,305,000 | $1,285,000 | -1.5% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $3,255,000 | $1,280,000 | -60.7% | 0.0% |
| Key Mortgage Services, Inc. | $1,590,000 | $1,280,000 | -19.5% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $1,275,000 | n/a | 0.0% | |
| MJW Financial LLC | $320,000 | $1,265,000 | 295.3% | 0.0% |
| THRIVE MORTGAGE, LLC | $245,000 | $1,260,000 | 414.3% | 0.0% |
| NP, Inc. | $3,860,000 | $1,245,000 | -67.7% | 0.0% |
| State Department Federal Credit Union | $1,145,000 | $1,245,000 | 8.7% | 0.0% |
| First-Citizens Bank & Trust Company | $2,895,000 | $1,235,000 | -57.3% | 0.0% |
| Chippewa Valley Bank | $395,000 | $1,210,000 | 206.3% | 0.0% |
| SILVER HILL FUNDING, LLC | $1,135,000 | $1,210,000 | 6.6% | 0.0% |
| Midland States Bank | $420,000 | $1,200,000 | 185.7% | 0.0% |
| City National Bank of Florida | $955,000 | $1,185,000 | 24.1% | 0.0% |
| Dollar Bank, Federal Savings Bank | $23,015,000 | $1,155,000 | -95.0% | 0.0% |
| MORIA DEVELOPMENT, INC. | $6,925,000 | $1,155,000 | -83.3% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $1,140,000 | n/a | 0.0% | |
| SELFRELIANCE | $7,400,000 | $1,135,000 | -84.7% | 0.0% |
| Marquette Bank | $355,000 | $1,130,000 | 218.3% | 0.0% |
| GTE Federal Credit Union | $810,000 | $1,125,000 | 38.9% | 0.0% |
| Capitol Federal Savings Bank | $2,860,000 | $1,110,000 | -61.2% | 0.0% |
| OPEN MORTGAGE, LLC | $1,680,000 | $1,110,000 | -33.9% | 0.0% |
| AXIA FINANCIAL, LLC | $1,105,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $1,195,000 | $1,065,000 | -10.9% | 0.0% |
| Beeline Loans, Inc. | $2,545,000 | $1,055,000 | -58.5% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,740,000 | $1,045,000 | -61.9% | 0.0% |
| Peoples Bank | $2,495,000 | $1,035,000 | -58.5% | 0.0% |
| Bank First, N.A. | $2,150,000 | $1,030,000 | -52.1% | 0.0% |
| Shamrock Home Loans, Inc. | $1,025,000 | n/a | 0.0% | |
| ONY GLO, INC. | $2,770,000 | $1,010,000 | -63.5% | 0.0% |
| JAYCO PREMIUM FINANCE OF CALIFORNIA, INC. | $1,005,000 | n/a | 0.0% | |
| Simmons Bank | $1,265,000 | $1,000,000 | -20.9% | 0.0% |
| The New Washington State Bank | $995,000 | n/a | 0.0% | |
| F&M Bank | $530,000 | $985,000 | 85.8% | 0.0% |
| Grundy Bank | $235,000 | $985,000 | 319.1% | 0.0% |
| Christian Community Credit Union | $1,165,000 | $980,000 | -15.9% | 0.0% |
| Community Trust Bank, Inc. | $265,000 | $970,000 | 266.0% | 0.0% |
| Service Federal Credit Union | $1,905,000 | $945,000 | -50.4% | 0.0% |
| First Commonwealth Bank | $295,000 | $930,000 | 215.3% | 0.0% |
| Credence Funding Corporation | $665,000 | $900,000 | 35.3% | 0.0% |
| SeaTrust Mortgage Company | $940,000 | $895,000 | -4.8% | 0.0% |
| COPOCO Community Credit Union | $2,735,000 | $885,000 | -67.6% | 0.0% |
| FBC MORTGAGE, LLC | $3,115,000 | $885,000 | -71.6% | 0.0% |
| United Fidelity Funding Corp. | $425,000 | $880,000 | 107.1% | 0.0% |
| Willamette Valley Bank | $1,355,000 | $880,000 | -35.1% | 0.0% |
| Commerce Bank | $4,070,000 | $875,000 | -78.5% | 0.0% |
| FOX COMMUNITIES | $875,000 | $870,000 | -0.6% | 0.0% |
| GEORGIA'S OWN | $2,585,000 | $865,000 | -66.5% | 0.0% |
| Grand Savings Bank | $855,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $620,000 | $855,000 | 37.9% | 0.0% |
| Community First National Bank | $105,000 | $850,000 | 709.5% | 0.0% |
| Meridian Bank Corporation | $805,000 | n/a | 0.0% | |
| Central Bank | $115,000 | $800,000 | 595.7% | 0.0% |
| Guardian Savings Bank, A Federal Savings Bank | $720,000 | $785,000 | 9.0% | 0.0% |
| Bankers' Bank | $3,120,000 | $765,000 | -75.5% | 0.0% |
| First Federal Savings Bank | $275,000 | $760,000 | 176.4% | 0.0% |
| ALL IN | $445,000 | $755,000 | 69.7% | 0.0% |
| First Federal Bank, A FSB | $645,000 | $750,000 | 16.3% | 0.0% |
| Midwest BankCentre | $255,000 | $750,000 | 194.1% | 0.0% |
| First Internet Bank of Indiana | $7,550,000 | $745,000 | -90.1% | 0.0% |
| Flanagan State Bank | $85,000 | $735,000 | 764.7% | 0.0% |
| Northwest Federal Credit Union | $1,445,000 | $735,000 | -49.1% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $1,350,000 | $730,000 | -45.9% | 0.0% |
| Busey Bank | $2,630,000 | $715,000 | -72.8% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $705,000 | n/a | 0.0% | |
| WOODTRUST BANK | $345,000 | $705,000 | 104.3% | 0.0% |
| Abbott Laboratories Employees Credit Union | $540,000 | $680,000 | 25.9% | 0.0% |
| EVANSVILLE TEACHERS | $2,640,000 | $680,000 | -74.2% | 0.0% |
| First Bank | $165,000 | $680,000 | 312.1% | 0.0% |
| OceanFirst Bank | $680,000 | n/a | 0.0% | |
| Quad City Bank and Trust Company | $680,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $315,000 | $680,000 | 115.9% | 0.0% |
| ACB BANK | $675,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $675,000 | n/a | 0.0% | |
| Oregon Community Bank | $835,000 | $675,000 | -19.2% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $1,130,000 | $665,000 | -41.2% | 0.0% |
| CITIZENS EQUITY FIRST | $3,880,000 | $660,000 | -83.0% | 0.0% |
| MidFirst Bank | $1,450,000 | $660,000 | -54.5% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $770,000 | $660,000 | -14.3% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $9,670,000 | $655,000 | -93.2% | 0.0% |
| Blackhawk Bank | $445,000 | $650,000 | 46.1% | 0.0% |
| COMMUNITYAMERICA | $1,320,000 | $650,000 | -50.8% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,460,000 | $645,000 | -55.8% | 0.0% |
| Capital Bank | $880,000 | $625,000 | -29.0% | 0.0% |
| MLD MORTGAGE INC. | $1,740,000 | $620,000 | -64.4% | 0.0% |
| b1BANK | $615,000 | n/a | 0.0% | |
| Municipal Trust and Savings Bank | $615,000 | n/a | 0.0% | |
| TOWER | $285,000 | $615,000 | 115.8% | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | $610,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $655,000 | $605,000 | -7.6% | 0.0% |
| FirstBank | $8,940,000 | $600,000 | -93.3% | 0.0% |
| American National Bank - Fox Cities | $595,000 | n/a | 0.0% | |
| Oakstar Bank | $595,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $420,000 | $590,000 | 40.5% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $590,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $1,140,000 | $590,000 | -48.2% | 0.0% |
| SWBC MORTGAGE CORPORATION | $595,000 | $585,000 | -1.7% | 0.0% |
| PCM | $1,150,000 | $580,000 | -49.6% | 0.0% |
| STAR Financial Bank | $1,735,000 | $575,000 | -66.9% | 0.0% |
| Heritage Bank | $570,000 | n/a | 0.0% | |
| CenterBank | $565,000 | n/a | 0.0% | |
| ENCORE BANK | $565,000 | n/a | 0.0% | |
| United Community Bank | $365,000 | $565,000 | 54.8% | 0.0% |
| Fortifi Bank | $125,000 | $560,000 | 348.0% | 0.0% |
| Gulf Coast Bank and Trust Company | $555,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $2,575,000 | $555,000 | -78.4% | 0.0% |
| THRIVENT Federal Credit Union | $3,475,000 | $555,000 | -84.0% | 0.0% |
| AmRes Corporation | $1,200,000 | $550,000 | -54.2% | 0.0% |
| FCB Banks | $550,000 | n/a | 0.0% | |
| SIWELL, INC. | $145,000 | $550,000 | 279.3% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $1,555,000 | $545,000 | -65.0% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $315,000 | $545,000 | 73.0% | 0.0% |
| Academy Bank | $775,000 | $530,000 | -31.6% | 0.0% |
| Atlantic Coast Mortgage, LLC | $530,000 | n/a | 0.0% | |
| Eagle Savings Bank | $405,000 | $530,000 | 30.9% | 0.0% |
| ANECA Federal Credit Union | $525,000 | n/a | 0.0% | |
| First National Bank of Omaha | $430,000 | $520,000 | 20.9% | 0.0% |
| The Farmers National Bank of Canfield | $805,000 | $505,000 | -37.3% | 0.0% |
| Axos Bank | $1,865,000 | $495,000 | -73.5% | 0.0% |
| F&A Federal Credit Union | $495,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $5,680,000 | $495,000 | -91.3% | 0.0% |
| COMPEER FINANCIAL, FLCA | $145,000 | $485,000 | 234.5% | 0.0% |
| THE MORTGAGE FIRM, INC. | $850,000 | $480,000 | -43.5% | 0.0% |
| Northwest Bank | $10,160,000 | $475,000 | -95.3% | 0.0% |
| The First National Bank of Middle Tennessee | $415,000 | $475,000 | 14.5% | 0.0% |
| Evolve Bank & Trust | $640,000 | $470,000 | -26.6% | 0.0% |
| MIDWEST AMERICA | $410,000 | $470,000 | 14.6% | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $465,000 | n/a | 0.0% | |
| Prospect Bank | $465,000 | n/a | 0.0% | |
| American State Bank | $460,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $1,305,000 | $460,000 | -64.8% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $740,000 | $460,000 | -37.8% | 0.0% |
| American Community Bank of Indiana | $455,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $455,000 | n/a | 0.0% | |
| Crystal Lake Bank and Trust | $445,000 | n/a | 0.0% | |
| TBK BANK, SSB | $445,000 | n/a | 0.0% | |
| Gateway First Bank | $1,850,000 | $440,000 | -76.2% | 0.0% |
| Community First Bank of Indiana | $1,615,000 | $435,000 | -73.1% | 0.0% |
| First Western Trust Bank | $1,120,000 | $435,000 | -61.2% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $16,580,000 | $430,000 | -97.4% | 0.0% |
| Badger Bank | $425,000 | n/a | 0.0% | |
| Farmers and Merchants Union Bank | $425,000 | n/a | 0.0% | |
| WNB Financial, N.A. | $135,000 | $420,000 | 211.1% | 0.0% |
| GFA Federal Credit Union | $870,000 | $415,000 | -52.3% | 0.0% |
| Glacier Bank | $415,000 | n/a | 0.0% | |
| ProFed Federal Credit Union | $880,000 | $410,000 | -53.4% | 0.0% |
| ALTRA | $225,000 | $405,000 | 80.0% | 0.0% |
| Merchants and Manufacturers Bank | $405,000 | n/a | 0.0% | |
| The First National Bank of Pandora | $405,000 | n/a | 0.0% | |
| 1st National Bank | $400,000 | n/a | 0.0% | |
| ASSEMBLIES OF GOD Credit Union | $155,000 | $400,000 | 158.1% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $395,000 | n/a | 0.0% | |
| The Bank of Fayette County | $385,000 | n/a | 0.0% | |
| Bank Five Nine | $380,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $380,000 | n/a | 0.0% | |
| First Farmers Bank and Trust Company | $12,575,000 | $375,000 | -97.0% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $410,000 | $375,000 | -8.5% | 0.0% |
| Amalgamated Bank | $2,035,000 | $370,000 | -81.8% | 0.0% |
| CITY-COUNTY CREDIT UNION | $175,000 | $370,000 | 111.4% | 0.0% |
| Manufacturers Bank & Trust Company | $365,000 | n/a | 0.0% | |
| Network Funding, L.P. | $375,000 | $365,000 | -2.7% | 0.0% |
| Whitaker Bank | $365,000 | n/a | 0.0% | |
| BayCoast Bank | $3,400,000 | $355,000 | -89.6% | 0.0% |
| Hickory Point Bank and Trust | $355,000 | n/a | 0.0% | |
| Merchants Bank | $75,000 | $355,000 | 373.3% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $350,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $1,170,000 | $350,000 | -70.1% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $2,300,000 | $345,000 | -85.0% | 0.0% |
| Peoples Bank of Kankakee County | $345,000 | n/a | 0.0% | |
| First Peoples Bank | $335,000 | n/a | 0.0% | |
| Lend Smart Mortgage, LLC | $1,195,000 | $330,000 | -72.4% | 0.0% |
| Paramount Bank | $1,790,000 | $330,000 | -81.6% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,705,000 | $330,000 | -80.6% | 0.0% |
| Chicago Mortgage Solutions LLC | $24,740,000 | $325,000 | -98.7% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $1,435,000 | $325,000 | -77.4% | 0.0% |
| JET DIRECT FUNDING CORP | $325,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $3,675,000 | $320,000 | -91.3% | 0.0% |
| INB | $1,300,000 | $315,000 | -75.8% | 0.0% |
| BancorpSouth | $305,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $290,000 | $305,000 | 5.2% | 0.0% |
| First IC Corporation | $305,000 | n/a | 0.0% | |
| Fortress Bank | $305,000 | n/a | 0.0% | |
| IVY MORTGAGE, INC. | $305,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $305,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $305,000 | n/a | 0.0% | |
| Royal Credit Union | $300,000 | n/a | 0.0% | |
| Northbrook Bank & Trust | $295,000 | n/a | 0.0% | |
| The Greenwood's State Bank | $295,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $170,000 | $290,000 | 70.6% | 0.0% |
| WALL STREET MORTGAGE BANKERS, LTD. | $420,000 | $290,000 | -31.0% | 0.0% |
| First International Bank & Trust | $165,000 | $285,000 | 72.7% | 0.0% |
| Cleveland State Bank | $65,000 | $280,000 | 330.8% | 0.0% |
| PARTNERSHIP FINANCIAL | $235,000 | $280,000 | 19.1% | 0.0% |
| Great Southern Bank | $2,670,000 | $275,000 | -89.7% | 0.0% |
| Presidential Bank, FSB | $435,000 | $275,000 | -36.8% | 0.0% |
| The Old Fort Banking Company | $135,000 | $275,000 | 103.7% | 0.0% |
| Allied First Bank,sb | $335,000 | $265,000 | -20.9% | 0.0% |
| Dakota Community Bank & Trust | $265,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $265,000 | n/a | 0.0% | |
| First Bank of Manhattan | $1,080,000 | $265,000 | -75.5% | 0.0% |
| Frontier Bank | $265,000 | n/a | 0.0% | |
| Lakeside Bank | $17,740,000 | $265,000 | -98.5% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $825,000 | $265,000 | -67.9% | 0.0% |
| TOGETHER CREDIT UNION | $25,000 | $265,000 | 960.0% | 0.0% |
| Alaska USA Federal Credit Union | $255,000 | n/a | 0.0% | |
| CHEVRON | $415,000 | $255,000 | -38.6% | 0.0% |
| HomePromise Corporation | $2,820,000 | $255,000 | -91.0% | 0.0% |
| Home State Bank | $875,000 | $255,000 | -70.9% | 0.0% |
| First United Bank and Trust Company | $715,000 | $250,000 | -65.0% | 0.0% |
| ILLINOIS STATE CREDIT UNION | $135,000 | $250,000 | 85.2% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $125,000 | $245,000 | 96.0% | 0.0% |
| Blackhawk Bank & Trust | $245,000 | n/a | 0.0% | |
| Choice Financial Group | $245,000 | n/a | 0.0% | |
| FirstBank Southwest | $245,000 | n/a | 0.0% | |
| MLB RESIDENTIAL LENDING, LLC | $245,000 | n/a | 0.0% | |
| RiverWood Bank | $245,000 | n/a | 0.0% | |
| Secured Investment Corp. | $1,300,000 | $245,000 | -81.2% | 0.0% |
| Seven Seventeen Credit Union | $245,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $2,670,000 | $245,000 | -90.8% | 0.0% |
| LCNB National Bank | $235,000 | n/a | 0.0% | |
| MY MORTGAGE, INC. | $845,000 | $230,000 | -72.8% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $225,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $1,135,000 | $225,000 | -80.2% | 0.0% |
| NUMARK CREDIT UNION | $4,705,000 | $220,000 | -95.3% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $115,000 | $220,000 | 91.3% | 0.0% |
| Chicago Patrolmen's Federal Credit Union | $25,000 | $215,000 | 760.0% | 0.0% |
| Chickasaw Community Bank | $215,000 | n/a | 0.0% | |
| TOWER COMMUNITY BANK | $215,000 | n/a | 0.0% | |
| FORT FINANCIAL Federal Credit Union | $430,000 | $205,000 | -52.3% | 0.0% |
| The Bank of Kaukauna | $205,000 | n/a | 0.0% | |
| The Croghan Colonial Bank | $1,215,000 | $205,000 | -83.1% | 0.0% |
| INTOUCH CREDIT UNION | $465,000 | $200,000 | -57.0% | 0.0% |
| BOKF | $9,065,000 | $195,000 | -97.8% | 0.0% |
| First Federal Bank of Kansas City | $195,000 | n/a | 0.0% | |
| FIRST NORTHERN Credit Union | $885,000 | $195,000 | -78.0% | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | $535,000 | $195,000 | -63.6% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $55,000 | $195,000 | 254.5% | 0.0% |
| RESIDENTIAL HOME FUNDING CORP. | $535,000 | $195,000 | -63.6% | 0.0% |
| AMOCO | $185,000 | n/a | 0.0% | |
| Independent Bank | $225,000 | $185,000 | -17.8% | 0.0% |
| CANVAS CREDIT UNION | $45,000 | $180,000 | 300.0% | 0.0% |
| CNB Bank And Trust, N.A. | $125,000 | $180,000 | 44.0% | 0.0% |
| JMAC LENDING, INC. | $1,460,000 | $180,000 | -87.7% | 0.0% |
| Blackhawk Community Credit Union | $945,000 | $175,000 | -81.5% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $370,000 | $175,000 | -52.7% | 0.0% |
| MILESTONE HOME LENDING, LLC | $630,000 | $175,000 | -72.2% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $985,000 | $175,000 | -82.2% | 0.0% |
| R M K FINANCIAL CORP. | $145,000 | $175,000 | 20.7% | 0.0% |
| TECH Credit Union | $625,000 | $175,000 | -72.0% | 0.0% |
| Victorian Finance, LLC | $175,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $55,000 | $170,000 | 209.1% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $165,000 | n/a | 0.0% | |
| KEMBA FINANCIAL | $545,000 | $165,000 | -69.7% | 0.0% |
| Mortgage Bank of California | $790,000 | $165,000 | -79.1% | 0.0% |
| Ohnward Bank & Trust | $165,000 | n/a | 0.0% | |
| Resource Bank, N.A. | $165,000 | n/a | 0.0% | |
| AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $155,000 | n/a | 0.0% | |
| Chartwell Financial, LLC | $585,000 | $155,000 | -73.5% | 0.0% |
| FineMark National Bank & Trust | $155,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| First State Bank | $175,000 | $155,000 | -11.4% | 0.0% |
| Goodfield State Bank | $155,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $1,315,000 | $155,000 | -88.2% | 0.0% |
| PARLAY MORTGAGE & PROPERTY, INC. | $155,000 | n/a | 0.0% | |
| Bay Bank | $145,000 | n/a | 0.0% | |
| CARTER FEDERAL CREDIT UNION | $370,000 | $145,000 | -60.8% | 0.0% |
| Countybank | $145,000 | n/a | 0.0% | |
| Mutual Federal Bank | $1,315,000 | $145,000 | -89.0% | 0.0% |
| EagleBank | $1,030,000 | $140,000 | -86.4% | 0.0% |
| Fidelity Bank | $115,000 | $135,000 | 17.4% | 0.0% |
| First Citizens National Bank | $135,000 | n/a | 0.0% | |
| Orion Federal Credit Union | $135,000 | n/a | 0.0% | |
| Pacific Lending LLC | $135,000 | n/a | 0.0% | |
| TRUWEST Credit Union | $135,000 | n/a | 0.0% | |
| MidAmerica National Bank | $130,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $125,000 | n/a | 0.0% | |
| First Financial Bank | $495,000 | $125,000 | -74.7% | 0.0% |
| First National Bank | $125,000 | n/a | 0.0% | |
| Forcht Bank | $125,000 | n/a | 0.0% | |
| Heartland Bank | $1,060,000 | $125,000 | -88.2% | 0.0% |
| Horicon Bank | $125,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $285,000 | $125,000 | -56.1% | 0.0% |
| Petefish, Skiles & Co. | $125,000 | n/a | 0.0% | |
| Ukrainian Selfreliance Federal Credit Union | $125,000 | n/a | 0.0% | |
| West Texas National Bank | $125,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| NBH Bank | $415,000 | $115,000 | -72.3% | 0.0% |
| Portage Community Bank | $115,000 | n/a | 0.0% | |
| BEACON CREDIT UNION | $105,000 | n/a | 0.0% | |
| Carrollton Bank | $105,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $85,000 | $105,000 | 23.5% | 0.0% |
| Firefighters First Federal Credit Union | $470,000 | $105,000 | -77.7% | 0.0% |
| Kwik Mortgage Corporation | $650,000 | $105,000 | -83.8% | 0.0% |
| SCOTT CREDIT UNION | $105,000 | n/a | 0.0% | |
| Dieterich Bank | $95,000 | n/a | 0.0% | |
| KITSAP Credit Union | $95,000 | n/a | 0.0% | |
| RAPID MORTGAGE COMPANY | $95,000 | n/a | 0.0% | |
| THE PESHTIGO NATIONAL BANK | $185,000 | $95,000 | -48.6% | 0.0% |
| Austin Capital Bank SSB | $6,635,000 | $90,000 | -98.6% | 0.0% |
| BLC Community Bank | $480,000 | $85,000 | -82.3% | 0.0% |
| Cornerstone Bank | $85,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $195,000 | $80,000 | -59.0% | 0.0% |
| CNB Bank | $75,000 | n/a | 0.0% | |
| CORNING | $75,000 | n/a | 0.0% | |
| Day Air Credit Union, Inc | $75,000 | n/a | 0.0% | |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $75,000 | n/a | 0.0% | |
| Security State Bank | $75,000 | n/a | 0.0% | |
| ASHLAND Credit Union | $65,000 | n/a | 0.0% | |
| CHARTWAY FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| S&T Bank | $24,320,000 | $65,000 | -99.7% | 0.0% |
| Wheaton Bank & Trust | $1,075,000 | $65,000 | -94.0% | 0.0% |
| Bank 7 | $55,000 | n/a | 0.0% | |
| EASTMAN | $1,230,000 | $55,000 | -95.5% | 0.0% |
| LUFTHANSA EMP. | $15,000 | $55,000 | 266.7% | 0.0% |
| Renasant Bank | $1,010,000 | $55,000 | -94.6% | 0.0% |
| Security Financial Bank | $55,000 | n/a | 0.0% | |
| TEXAS TECH | $55,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $1,585,000 | $45,000 | -97.2% | 0.0% |
| Centra Credit Union | $595,000 | $35,000 | -94.1% | 0.0% |
| Financial Partners Credit Union | $260,000 | $35,000 | -86.5% | 0.0% |
| GREAT RIVER FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| Ardent Federal Credit Union | $85,000 | $25,000 | -70.6% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $150,000 | $25,000 | -83.3% | 0.0% |
| HIWAY | $140,000 | $25,000 | -82.1% | 0.0% |
| MASSMUTUAL | $25,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $255,000 | $25,000 | -90.2% | 0.0% |
| AFFINITY | $15,000 | n/a | 0.0% | |
| Laona State Bank | $35,000 | $15,000 | -57.1% | 0.0% |
Michigan's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.4% market share. In second place, with 8.0%, is QUICKEN LOANS, LLC, having originated $3,007,480,000 in loans. In third place, with 6.0%, is LAKE MICHIGAN CREDIT UNION, having originated $2,240,620,000 in loans. In fourth place, with 4.7%, is The Huntington National Bank, having originated $1,780,770,000 in loans. In fifth place, with 1.8%, is MORTGAGE 1 INCORPORATED, having originated $674,450,000 in loans.
Michigan Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 102,331 | $25,457,715,000 | $248,778 |
| Cash Out Refi | 24,612 | $3,988,880,000 | $162,071 |
| Home Improvement | 22,612 | $1,896,970,000 | $83,892 |
| Other | 21,783 | $2,216,645,000 | $101,760 |
| Refi | 14,274 | $3,962,030,000 | $277,570 |
| NA | 11 | $16,695,000 | $1,517,727 |
Michigan's most frequently cited loan purpose was Home Purchase, with 102,331 originations. The 2nd most popular reason was Cash Out Refi, with 24,612 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 65,038 | $14,689,270,000 | $225,857 |
| 7-8% | 47,775 | $9,754,335,000 | $204,172 |
| Over 8% | 42,188 | $4,391,830,000 | $104,101 |
| 5-6% | 22,307 | $6,354,775,000 | $284,878 |
| 4-5% | 1,828 | $830,940,000 | $454,562 |
| <2.5% | 810 | $140,400,000 | $173,333 |
| 3-4% | 296 | $210,150,000 | $709,966 |
| 2.5-3% | 99 | $26,435,000 | $267,020 |
During 2023, Michigan's most frequently originated rate bucket was 6-7%, with 65,038 originations.
Loan Sizing (Michigan MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 62,472 | $3,422,790,000 | $54,789 |
| $100k-200k | 57,890 | $8,453,960,000 | $146,035 |
| $200k-400k | 50,457 | $13,819,415,000 | $273,885 |
| $400k-600k | 10,332 | $4,901,720,000 | $474,421 |
| $600k-1000k | 3,284 | $2,359,180,000 | $718,386 |
| $Over $1MM | 1,188 | $4,581,870,000 | $3,856,793 |
Michigan's loan sizing saw the bucket of loans from $100,000 or less with 62,472 originations, totaling $3,422,790,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 70,972 | $17,607,210,000 | $248,087 |
| 60-80% | 36,951 | $10,346,575,000 | $280,008 |
| Under 20% | 28,192 | $1,469,190,000 | $52,114 |
| 20-40% | 25,777 | $2,663,315,000 | $103,321 |
| 40-60% | 16,698 | $3,705,900,000 | $221,937 |
| Over 100% | 1,126 | $662,440,000 | $588,313 |
Michigan's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 70,972 originations, totaling $17,607,210,000 in origination value.