Michigan Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Michigan averaged
7.28%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.54% and
one month ago for the week of 2026-10-01, the
average rate was 7.38%.
Michigan's average rate one year ago was 6.27%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.21%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Michigan 30 Year Fixed Rate | 2026-11-05 | 7.28% |
| Michigan 30 Year Fixed Rate Refi | 2026-11-05 | 7.21% |
| Michigan 15 Year Fixed Rate | 2026-11-05 | 7.08% |
| Michigan 15 Year Fixed Rate Refi | 2026-11-05 | 6.65% |
| Michigan 30 Year FHA | 2026-11-05 | 7.14% |
| Michigan 30 Year FHA Refi | 2026-11-05 | 6.61% |
| Michigan 30 Year USDA | 2026-11-05 | 7.39% |
| Michigan 30 Year USDA Refi | 2026-11-05 | 7.2% |
| Michigan 30 Year VA | 2026-11-05 | 7.17% |
| Michigan 30 Year VA Refi | 2026-11-05 | 6.19% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Michigan.
Michigan Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Michigan market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Michigan Average Closing Costs & Other Stats
Michigan's 515 lenders originated 229,505
loans during 2025. The total origination value was $57,168,545,000, with an average loan value of
$249,095.
Michigan's average closing costs are $4,367.
The top Michigan lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
11,537 loans originated. Their average total fees are
$5,948, which is $647
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Michigan lenders (with over 10 loans originated) are
Discover Bank ($0), SIRVA MORTGAGE, INC. ($1,873), PREMIA MORTGAGE, LLC ($1,989), St James Mortgage Corporation ($1,995) and FIRST CHOICE MH LLC ($2,021).
The lowest rate Michigan lenders (with over 10 loans originated) are
Michigan Legacy Credit Union (5.28%), CONTOUR MORTGAGE CORPORATION (5.44%), LAFCU (5.44%), Goldman Sachs Bank USA (5.53%) and Raymond James Bank (5.70%).
Michigan Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $4,545,850,000 | $5,831,145,000 | 28.3% | 10.2% |
| QUICKEN LOANS, LLC | $3,903,070,000 | $4,660,555,000 | 19.4% | 8.2% |
| LAKE MICHIGAN CREDIT UNION | $2,734,040,000 | $3,488,850,000 | 27.6% | 6.1% |
| CREDIT UNION ONE | $213,115,000 | $2,939,125,000 | 1,279.1% | 5.1% |
| TEACHERS CREDIT UNION | $21,195,000 | $2,089,445,000 | 9,758.2% | 3.7% |
| The Huntington National Bank | $1,821,940,000 | $2,003,400,000 | 10.0% | 3.5% |
| Fifth Third Bank | $729,730,000 | $963,770,000 | 32.1% | 1.7% |
| UNION HOME MORTGAGE CORP. | $724,350,000 | $932,240,000 | 28.7% | 1.6% |
| JPMorgan Chase Bank | $657,820,000 | $849,895,000 | 29.2% | 1.5% |
| MORTGAGE 1 INCORPORATED | $744,565,000 | $819,000,000 | 10.0% | 1.4% |
| The Dart Bank | $647,480,000 | $747,250,000 | 15.4% | 1.3% |
| STAUNTON FINANCIAL, INC. | $538,235,000 | $677,635,000 | 25.9% | 1.2% |
| Citizens Bank | $460,400,000 | $647,555,000 | 40.7% | 1.1% |
| First Merchants Bank | $558,930,000 | $640,015,000 | 14.5% | 1.1% |
| GENISYS | $432,050,000 | $633,950,000 | 46.7% | 1.1% |
| Mortgage Research Center, LLC | $510,295,000 | $629,000,000 | 23.3% | 1.1% |
| Independent Bank | $705,000 | $612,695,000 | 86,807.1% | 1.1% |
| Flagstar Bank, FSB | $739,370,000 | $607,155,000 | -17.9% | 1.1% |
| Mercantile Bank of Michigan | $516,925,000 | $606,605,000 | 17.3% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $465,255,000 | $598,575,000 | 28.7% | 1.0% |
| PNC Bank | $461,000,000 | $575,905,000 | 24.9% | 1.0% |
| CONSUMERS | $471,445,000 | $565,275,000 | 19.9% | 1.0% |
| MORTGAGE CENTER L.C | $275,665,000 | $546,975,000 | 98.4% | 1.0% |
| MICHIGAN SCHOOLS AND GOVERNMENT | $484,975,000 | $528,370,000 | 8.9% | 0.9% |
| DFCU FINANCIAL | $350,435,000 | $512,905,000 | 46.4% | 0.9% |
| GUARANTEED RATE, INC. | $320,295,000 | $504,295,000 | 57.4% | 0.9% |
| Bank of America | $337,875,000 | $442,215,000 | 30.9% | 0.8% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $386,075,000 | $422,120,000 | 9.3% | 0.7% |
| Old National Bank | $395,960,000 | $405,305,000 | 2.4% | 0.7% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $281,400,000 | $378,315,000 | 34.4% | 0.7% |
| NEWREZ LLC | $322,615,000 | $377,665,000 | 17.1% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $195,085,000 | $368,105,000 | 88.7% | 0.6% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $128,910,000 | $366,620,000 | 184.4% | 0.6% |
| GreenStone Farm Credit Services, FLCA | $276,945,000 | $365,580,000 | 32.0% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $236,500,000 | $363,415,000 | 53.7% | 0.6% |
| The Loan Store, Inc. | $186,070,000 | $354,275,000 | 90.4% | 0.6% |
| WALKER & DUNLOP, LLC | $178,420,000 | $349,955,000 | 96.1% | 0.6% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $287,760,000 | $342,240,000 | 18.9% | 0.6% |
| First State Bank | $520,000 | $262,540,000 | 50,388.5% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $173,990,000 | $253,915,000 | 45.9% | 0.4% |
| MICHIGAN FIRST CREDIT UNION | $222,905,000 | $250,900,000 | 12.6% | 0.4% |
| Preston Home Loans Inc | $204,585,000 | $238,455,000 | 16.6% | 0.4% |
| LOANDEPOT.COM, LLC | $187,570,000 | $238,175,000 | 27.0% | 0.4% |
| Honor Credit Union | $184,220,000 | $231,315,000 | 25.6% | 0.4% |
| Comerica Bank | $187,450,000 | $231,200,000 | 23.3% | 0.4% |
| Horizon Bank | $154,710,000 | $226,660,000 | 46.5% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $189,465,000 | $221,285,000 | 16.8% | 0.4% |
| Wells Fargo Bank | $139,645,000 | $213,440,000 | 52.8% | 0.4% |
| PGIM Real Estate Finance, LLC | $53,035,000 | $211,130,000 | 298.1% | 0.4% |
| ChoiceOne Bank | $175,525,000 | $207,835,000 | 18.4% | 0.4% |
| UNITED | $158,910,000 | $193,330,000 | 21.7% | 0.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | $225,305,000 | $192,585,000 | -14.5% | 0.3% |
| Northpointe Bank | $113,975,000 | $187,990,000 | 64.9% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $235,310,000 | $185,240,000 | -21.3% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $160,675,000 | $183,300,000 | 14.1% | 0.3% |
| ORIX REAL ESTATE CAPITAL, LLC | $152,105,000 | $183,245,000 | 20.5% | 0.3% |
| GUILD MORTGAGE COMPANY | $154,295,000 | $180,990,000 | 17.3% | 0.3% |
| PULTE MORTGAGE LLC | $162,080,000 | $176,345,000 | 8.8% | 0.3% |
| Isabella Bank | $138,140,000 | $171,620,000 | 24.2% | 0.3% |
| ROSS MORTGAGE CORPORATION | $153,605,000 | $169,540,000 | 10.4% | 0.3% |
| RUOFF MORTGAGE COMPANY, INC. | $157,055,000 | $163,870,000 | 4.3% | 0.3% |
| NORTHERN MORTGAGE SERVICES, LLC | $124,750,000 | $161,050,000 | 29.1% | 0.3% |
| Frankenmuth Credit Union | $114,740,000 | $153,365,000 | 33.7% | 0.3% |
| COMMUNITY FINANCIAL CREDIT UNION | $130,065,000 | $151,075,000 | 16.2% | 0.3% |
| BROKER SOLUTIONS, INC. | $136,160,000 | $149,325,000 | 9.7% | 0.3% |
| THE MORTGAGE LINK, INC. | $110,875,000 | $148,735,000 | 34.1% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $66,840,000 | $143,080,000 | 114.1% | 0.3% |
| ADVIA | $159,970,000 | $143,050,000 | -10.6% | 0.3% |
| ZILLOW HOME LOANS, LLC | $35,250,000 | $140,215,000 | 297.8% | 0.2% |
| EVERETT FINANCIAL, INC. | $22,755,000 | $139,765,000 | 514.2% | 0.2% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | $102,365,000 | $136,800,000 | 33.6% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $103,830,000 | $136,770,000 | 31.7% | 0.2% |
| Sturgis Bank & Trust Company | $65,275,000 | $135,900,000 | 108.2% | 0.2% |
| University Bank | $110,205,000 | $134,875,000 | 22.4% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $101,165,000 | $132,485,000 | 31.0% | 0.2% |
| ARBOR FINANCIAL CREDIT UNION | $113,775,000 | $132,310,000 | 16.3% | 0.2% |
| J. VIRGIL, INC. | $134,585,000 | $131,110,000 | -2.6% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $96,690,000 | $124,460,000 | 28.7% | 0.2% |
| GVC MORTGAGE, INC. | $89,430,000 | $119,785,000 | 33.9% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $135,465,000 | $115,780,000 | -14.5% | 0.2% |
| CMG MORTGAGE, INC. | $107,275,000 | $114,270,000 | 6.5% | 0.2% |
| 21ST MORTGAGE CORPORATION | $153,990,000 | $111,385,000 | -27.7% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $129,595,000 | $109,665,000 | -15.4% | 0.2% |
| Morgan Stanley Private Bank | $72,980,000 | $109,585,000 | 50.2% | 0.2% |
| Lake Trust Credit Union | $30,085,000 | $108,640,000 | 261.1% | 0.2% |
| MICHIGAN MUTUAL, INC. | $219,040,000 | $105,630,000 | -51.8% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $93,045,000 | $105,525,000 | 13.4% | 0.2% |
| United Bank of Michigan | $81,985,000 | $102,055,000 | 24.5% | 0.2% |
| U.S. Bank | $191,585,000 | $101,415,000 | -47.1% | 0.2% |
| Dort Financial Credit Union | $94,475,000 | $100,955,000 | 6.9% | 0.2% |
| BLG HOLDINGS, INC. | $89,580,000 | $97,050,000 | 8.3% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $52,425,000 | $94,130,000 | 79.6% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $54,080,000 | $93,135,000 | 72.2% | 0.2% |
| MEMBER FIRST MORTGAGE, LLC | $36,735,000 | $92,210,000 | 151.0% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $66,845,000 | $89,655,000 | 34.1% | 0.2% |
| Carrington Mortgage Services, LLC | $78,660,000 | $88,890,000 | 13.0% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $69,005,000 | $86,740,000 | 25.7% | 0.2% |
| TOWNE MORTGAGE COMPANY | $64,860,000 | $85,830,000 | 32.3% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $45,010,000 | $84,625,000 | 88.0% | 0.1% |
| USAA Federal Savings Bank | $85,690,000 | $83,865,000 | -2.1% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $82,430,000 | $83,855,000 | 1.7% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $79,830,000 | $83,765,000 | 4.9% | 0.1% |
| RCN Capital, LLC | $66,520,000 | $83,760,000 | 25.9% | 0.1% |
| KeyBank | $101,905,000 | $82,040,000 | -19.5% | 0.1% |
| County National Bank | $56,970,000 | $81,755,000 | 43.5% | 0.1% |
| Prosperity Home Mortgage, LLC | $49,895,000 | $81,320,000 | 63.0% | 0.1% |
| Nicolet National Bank | $66,770,000 | $80,735,000 | 20.9% | 0.1% |
| Cornerstone First Mortgage, Inc | $16,615,000 | $75,400,000 | 353.8% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $29,195,000 | $74,125,000 | 153.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $64,595,000 | $73,515,000 | 13.8% | 0.1% |
| Equity Prime Mortgage LLC | $61,915,000 | $72,630,000 | 17.3% | 0.1% |
| M/I FINANCIAL, LLC | $65,150,000 | $71,805,000 | 10.2% | 0.1% |
| Merchants Capital Corp. | $71,455,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $69,790,000 | $71,445,000 | 2.4% | 0.1% |
| Southern Michigan Bank & Trust | $47,945,000 | $71,390,000 | 48.9% | 0.1% |
| Figure Lending LLC | $67,455,000 | $70,560,000 | 4.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $69,690,000 | $68,110,000 | -2.3% | 0.1% |
| VIBE CREDIT UNION | $76,950,000 | $68,025,000 | -11.6% | 0.1% |
| Kellogg Community Credit Union | $49,950,000 | $67,270,000 | 34.7% | 0.1% |
| TLC COMMUNITY Credit Union | $44,410,000 | $65,305,000 | 47.1% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $59,220,000 | $64,765,000 | 9.4% | 0.1% |
| BETTER MORTGAGE CORPORATION | $34,810,000 | $64,435,000 | 85.1% | 0.1% |
| Merchants Bank of Indiana | $83,870,000 | $63,945,000 | -23.8% | 0.1% |
| RF Renovo Management Company, LLC | $29,255,000 | $63,110,000 | 115.7% | 0.1% |
| DOW CHEMICAL EMPLOYEES' | $65,970,000 | $60,130,000 | -8.9% | 0.1% |
| Bank of Ann Arbor | $50,125,000 | $59,865,000 | 19.4% | 0.1% |
| Commerce Home Mortgage, Inc. | $24,605,000 | $59,775,000 | 142.9% | 0.1% |
| Wildfire Credit Union | $44,170,000 | $58,460,000 | 32.4% | 0.1% |
| Metropolitan Life Insurance Co | $57,305,000 | n/a | 0.1% | |
| COMMUNITY CHOICE CREDIT UNION | $47,900,000 | $54,580,000 | 13.9% | 0.1% |
| AmeriHome Mortgage Company, LLC | $24,015,000 | $54,340,000 | 126.3% | 0.1% |
| CP Financial Credit Union | $42,830,000 | $54,065,000 | 26.2% | 0.1% |
| PLANET HOME LENDING, LLC | $43,725,000 | $53,900,000 | 23.3% | 0.1% |
| UIF CORPORATION | $56,520,000 | $53,825,000 | -4.8% | 0.1% |
| SPRING EQ, LLC | $14,785,000 | $53,800,000 | 263.9% | 0.1% |
| Range Bank | $46,315,000 | $53,660,000 | 15.9% | 0.1% |
| IncredibleBank | $47,945,000 | $53,515,000 | 11.6% | 0.1% |
| Adventure Credit Union | $43,710,000 | $53,465,000 | 22.3% | 0.1% |
| West Michigan Community Bank | $92,415,000 | $53,395,000 | -42.2% | 0.1% |
| MARSHALL COMMUNITY CREDIT UNION | $39,855,000 | $52,490,000 | 31.7% | 0.1% |
| Plains Commerce Bank | $87,870,000 | $52,025,000 | -40.8% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $41,330,000 | $51,455,000 | 24.5% | 0.1% |
| ELGA CREDIT UNION | $62,415,000 | $51,195,000 | -18.0% | 0.1% |
| 1st State Financial, Ltd. | $24,725,000 | $49,615,000 | 100.7% | 0.1% |
| UBS Bank USA | $36,880,000 | $47,935,000 | 30.0% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $69,595,000 | $47,305,000 | -32.0% | 0.1% |
| Michigan Educational Credit Union | $33,000,000 | $47,255,000 | 43.2% | 0.1% |
| LAFCU | $27,630,000 | $47,065,000 | 70.3% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $46,945,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $11,695,000 | $46,210,000 | 295.1% | 0.1% |
| Charles Schwab Bank, SSB | $31,290,000 | $45,715,000 | 46.1% | 0.1% |
| 1st Source Bank | $39,305,000 | $45,580,000 | 16.0% | 0.1% |
| MEMBERFOCUS COMMUNITY | $44,900,000 | $45,200,000 | 0.7% | 0.1% |
| PHH Mortgage Corporation | $24,960,000 | $44,670,000 | 79.0% | 0.1% |
| Macatawa Bank | $98,420,000 | $44,555,000 | -54.7% | 0.1% |
| FINANCIAL PLUS CREDIT UNION | $43,665,000 | $44,530,000 | 2.0% | 0.1% |
| Coastal Community Bank | $26,270,000 | $44,320,000 | 68.7% | 0.1% |
| OCMBC, INC. | $29,455,000 | $43,715,000 | 48.4% | 0.1% |
| Citibank | $27,635,000 | $41,425,000 | 49.9% | 0.1% |
| T2 FINANCIAL LLC | $34,010,000 | $41,160,000 | 21.0% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $37,040,000 | $40,840,000 | 10.3% | 0.1% |
| MMS MORTGAGE SERVICES, LTD. | $48,735,000 | $40,005,000 | -17.9% | 0.1% |
| CARDINAL FINANCIAL | $51,525,000 | $39,965,000 | -22.4% | 0.1% |
| A&D Mortgage LLC | $5,880,000 | $39,615,000 | 573.7% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $98,015,000 | $39,445,000 | -59.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $35,265,000 | $39,220,000 | 11.2% | 0.1% |
| Northstar Bank | $45,420,000 | $39,175,000 | -13.7% | 0.1% |
| Stifel Bank and Trust | $18,940,000 | $38,530,000 | 103.4% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $27,355,000 | $37,700,000 | 37.8% | 0.1% |
| NBKC BANK | $47,540,000 | $37,550,000 | -21.0% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $21,540,000 | $37,320,000 | 73.3% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $12,880,000 | $37,190,000 | 188.7% | 0.1% |
| CANOPY MORTGAGE, LLC | $10,005,000 | $36,975,000 | 269.6% | 0.1% |
| Stock Yards Bank & Trust Company | $1,255,000 | $36,830,000 | 2,834.7% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $30,565,000 | $36,825,000 | 20.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $19,290,000 | $36,305,000 | 88.2% | 0.1% |
| BELLCO | $35,705,000 | n/a | 0.1% | |
| CASE | $20,075,000 | $35,470,000 | 76.7% | 0.1% |
| First National Bank of Michigan | $17,560,000 | $35,460,000 | 101.9% | 0.1% |
| The Federal Savings Bank | $25,065,000 | $35,445,000 | 41.4% | 0.1% |
| Arbor Realty Trust, Inc. | $70,780,000 | $35,380,000 | -50.0% | 0.1% |
| PFCU | $28,155,000 | $35,140,000 | 24.8% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $30,055,000 | $34,495,000 | 14.8% | 0.1% |
| Goldman Sachs Bank USA | $14,710,000 | $33,975,000 | 131.0% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $22,755,000 | $33,945,000 | 49.2% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $21,800,000 | $32,395,000 | 48.6% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $21,390,000 | $32,075,000 | 50.0% | 0.1% |
| The Farmers & Merchants State Bank | $6,150,000 | $31,250,000 | 408.1% | 0.1% |
| ALLIANT CREDIT UNION | $16,420,000 | $30,905,000 | 88.2% | 0.1% |
| PREMIA MORTGAGE, LLC | $28,445,000 | $30,605,000 | 7.6% | 0.1% |
| MEMBERS FIRST Credit Union | $20,435,000 | $30,400,000 | 48.8% | 0.1% |
| Lake City Bank | $10,220,000 | $30,230,000 | 195.8% | 0.1% |
| Orion Federal Credit Union | $30,185,000 | n/a | 0.1% | |
| GREENSTATE CREDIT UNION | $21,760,000 | $30,055,000 | 38.1% | 0.1% |
| Raymond James Bank | $17,830,000 | $29,540,000 | 65.7% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $26,840,000 | $29,475,000 | 9.8% | 0.1% |
| JMAC LENDING, INC. | $7,495,000 | $29,150,000 | 288.9% | 0.1% |
| WesBanco | $185,000 | $29,120,000 | 15,640.5% | 0.1% |
| Directions Credit Union, Inc. | $26,005,000 | $29,080,000 | 11.8% | 0.1% |
| Sunflower Bank | $19,925,000 | $28,525,000 | 43.2% | 0.0% |
| NexBank | $38,005,000 | $28,495,000 | -25.0% | 0.0% |
| Thumb Bank and Trust | $20,875,000 | $28,385,000 | 36.0% | 0.0% |
| M&T Realty Capital Corporation | $17,635,000 | $27,755,000 | 57.4% | 0.0% |
| LOANPAL, LLC | $18,090,000 | $27,055,000 | 49.6% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $22,130,000 | $27,000,000 | 22.0% | 0.0% |
| Eaton Community Bank | $21,390,000 | $26,850,000 | 25.5% | 0.0% |
| First National Bank of America | $39,540,000 | $26,600,000 | -32.7% | 0.0% |
| Associated Bank | $10,410,000 | $26,305,000 | 152.7% | 0.0% |
| Highpoint Community Bank | $14,005,000 | $25,570,000 | 82.6% | 0.0% |
| First Independence Bank | $27,345,000 | $25,475,000 | -6.8% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $22,040,000 | $25,090,000 | 13.8% | 0.0% |
| TBI MORTGAGE COMPANY | $18,625,000 | $24,995,000 | 34.2% | 0.0% |
| Wintrust Bank, N.A. | $5,660,000 | $24,715,000 | 336.7% | 0.0% |
| CoVantage Credit Union | $20,125,000 | $24,680,000 | 22.6% | 0.0% |
| Public Service Credit Union | $23,730,000 | $24,510,000 | 3.3% | 0.0% |
| KALSEE CREDIT UNION | $11,600,000 | $24,190,000 | 108.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $11,500,000 | $23,810,000 | 107.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $19,220,000 | $23,600,000 | 22.8% | 0.0% |
| Peoples Bank | $325,000 | $23,505,000 | 7,132.3% | 0.0% |
| NEXERA HOLDING LLC | $16,440,000 | $23,055,000 | 40.2% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $20,550,000 | $22,890,000 | 11.4% | 0.0% |
| First Federal Savings Bank | $13,035,000 | $22,630,000 | 73.6% | 0.0% |
| AMWEST FUNDING CORP. | $12,165,000 | $22,590,000 | 85.7% | 0.0% |
| MORTGAGE ACCESS CORP. | $15,110,000 | $22,330,000 | 47.8% | 0.0% |
| CIBC Bank USA | $7,875,000 | $21,860,000 | 177.6% | 0.0% |
| Waterford Bank, N.A. | $7,225,000 | $21,610,000 | 199.1% | 0.0% |
| GERBER FEDERAL CREDIT UNION | $14,375,000 | $21,440,000 | 49.1% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $21,465,000 | $21,340,000 | -0.6% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $19,265,000 | $21,310,000 | 10.6% | 0.0% |
| Michigan Legacy Credit Union | $4,065,000 | $21,260,000 | 423.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $7,790,000 | $21,205,000 | 172.2% | 0.0% |
| Dollar Bank, Federal Savings Bank | $20,985,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $26,765,000 | $20,875,000 | -22.0% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $15,555,000 | $20,700,000 | 33.1% | 0.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | $16,440,000 | $20,480,000 | 24.6% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $13,270,000 | $20,380,000 | 53.6% | 0.0% |
| LENDSURE MORTGAGE CORP. | $17,240,000 | $20,315,000 | 17.8% | 0.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $20,265,000 | n/a | 0.0% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $19,540,000 | $19,850,000 | 1.6% | 0.0% |
| LENDINGONE, LLC | $14,510,000 | $19,765,000 | 36.2% | 0.0% |
| United Bay Community Credit Union | $15,520,000 | $19,650,000 | 26.6% | 0.0% |
| AMERICAN FINANCING CORPORATION | $21,130,000 | $19,125,000 | -9.5% | 0.0% |
| JOLT CREDIT UNION | $16,725,000 | $18,870,000 | 12.8% | 0.0% |
| Dearborn Federal Savings Bank | $22,620,000 | $18,745,000 | -17.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $17,900,000 | $18,465,000 | 3.2% | 0.0% |
| Lakeview Community Capital, LLC | $9,935,000 | $18,180,000 | 83.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $16,285,000 | $18,155,000 | 11.5% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $17,405,000 | $18,150,000 | 4.3% | 0.0% |
| BIRMINGHAM-BLOOMFIELD Credit Union | $8,815,000 | $18,035,000 | 104.6% | 0.0% |
| ALLIANCE CATHOLIC CREDIT UNION | $2,120,000 | $17,775,000 | 738.4% | 0.0% |
| The Shelby State Bank | $14,435,000 | $17,660,000 | 22.3% | 0.0% |
| Discover Bank | $67,330,000 | $17,495,000 | -74.0% | 0.0% |
| BM Real Estate Services, Inc. | $17,850,000 | $17,380,000 | -2.6% | 0.0% |
| UNITED FINANCIAL Credit Union | $11,320,000 | $17,185,000 | 51.8% | 0.0% |
| NFM, INC. | $10,675,000 | $17,175,000 | 60.9% | 0.0% |
| V.I.P. MORTGAGE, INC. | $4,935,000 | $17,170,000 | 247.9% | 0.0% |
| EMM LOANS LLC | $15,745,000 | $16,835,000 | 6.9% | 0.0% |
| Citadel Servicing Corporation | $11,380,000 | $16,725,000 | 47.0% | 0.0% |
| First Federal Bank | $14,205,000 | $16,285,000 | 14.6% | 0.0% |
| INSPIRE HOME LOANS INC. | $29,095,000 | $16,095,000 | -44.7% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $19,470,000 | $15,815,000 | -18.8% | 0.0% |
| Polish-American Federal Credit Union | $16,410,000 | $15,335,000 | -6.6% | 0.0% |
| SECURITY CREDIT UNION | $12,585,000 | $15,295,000 | 21.5% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $12,900,000 | $15,140,000 | 17.4% | 0.0% |
| PREFERRED CREDIT UNION | $9,210,000 | $15,110,000 | 64.1% | 0.0% |
| HOMESTEAD FUNDING CORP. | $4,540,000 | $14,785,000 | 225.7% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $7,905,000 | $14,705,000 | 86.0% | 0.0% |
| ADVANTAGE ONE Credit Union | $14,290,000 | $14,655,000 | 2.6% | 0.0% |
| Baxter Credit Union | $8,775,000 | $14,600,000 | 66.4% | 0.0% |
| TJC Mortgage, Inc. | $15,295,000 | $14,590,000 | -4.6% | 0.0% |
| Commercial Lender LLC | $19,785,000 | $14,555,000 | -26.4% | 0.0% |
| SUMMIT HOME MORTGAGE, LLC | $21,630,000 | $14,525,000 | -32.8% | 0.0% |
| Texana Bank | $9,270,000 | $14,400,000 | 55.3% | 0.0% |
| Grand River Bank | $30,300,000 | $14,340,000 | -52.7% | 0.0% |
| Tri-County Bank | $8,215,000 | $14,325,000 | 74.4% | 0.0% |
| BMO Harris Bank | $22,725,000 | $14,260,000 | -37.2% | 0.0% |
| TEAM ONE CREDIT UNION | $28,635,000 | $14,130,000 | -50.7% | 0.0% |
| CLEARPATH LENDING | $12,475,000 | $14,025,000 | 12.4% | 0.0% |
| Meridian Bank Corporation | $195,000 | $14,005,000 | 7,082.1% | 0.0% |
| Zeal Credit Union | $14,665,000 | $13,830,000 | -5.7% | 0.0% |
| Old Plank Trail Community Bank | $13,520,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $8,845,000 | $13,415,000 | 51.7% | 0.0% |
| Christian Financial Credit Union | $8,645,000 | $13,310,000 | 54.0% | 0.0% |
| MONROE COUNTY COMMUNITY CREDIT UNION | $11,540,000 | $13,080,000 | 13.3% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $4,930,000 | $12,885,000 | 161.4% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $2,905,000 | $12,840,000 | 342.0% | 0.0% |
| Magnolia Bank | $7,870,000 | $12,785,000 | 62.5% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $14,470,000 | $12,695,000 | -12.3% | 0.0% |
| Union Bank | $11,155,000 | $12,615,000 | 13.1% | 0.0% |
| AAC Credit Union | $12,865,000 | $12,450,000 | -3.2% | 0.0% |
| Byline Bank | $12,430,000 | n/a | 0.0% | |
| Community West Credit Union | $11,040,000 | $12,310,000 | 11.5% | 0.0% |
| SIRVA MORTGAGE, INC. | $9,095,000 | $11,625,000 | 27.8% | 0.0% |
| Civista Bank | $14,425,000 | $11,525,000 | -20.1% | 0.0% |
| Sidney State Bank | $9,210,000 | $11,450,000 | 24.3% | 0.0% |
| Meijer Credit Union | $11,010,000 | $11,285,000 | 2.5% | 0.0% |
| Hometown Equity Mortgage, LLC | $4,885,000 | $11,125,000 | 127.7% | 0.0% |
| BlueOx Credit Union | $10,840,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $4,550,000 | $10,625,000 | 133.5% | 0.0% |
| MILEND, INC. | $6,690,000 | $10,515,000 | 57.2% | 0.0% |
| Barings Multifamily Capital | $4,805,000 | $10,425,000 | 117.0% | 0.0% |
| MICHIGAN ONE COMMUNITY Credit Union | $9,605,000 | $10,425,000 | 8.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,795,000 | $10,415,000 | 480.2% | 0.0% |
| Old Second National Bank | $450,000 | $10,390,000 | 2,208.9% | 0.0% |
| The Northern Trust Company | $1,970,000 | $10,300,000 | 422.8% | 0.0% |
| Nations Lending Corporation | $6,690,000 | $10,290,000 | 53.8% | 0.0% |
| First American Bank | $12,400,000 | $10,005,000 | -19.3% | 0.0% |
| FIRST CHOICE MH LLC | $10,240,000 | $9,970,000 | -2.6% | 0.0% |
| The Stephenson National Bank and Trust | $5,020,000 | $9,825,000 | 95.7% | 0.0% |
| First Community Bank | $11,605,000 | $9,645,000 | -16.9% | 0.0% |
| RESIDENTIAL BANCORP | $1,445,000 | $9,435,000 | 552.9% | 0.0% |
| M&T Bank | $9,540,000 | $9,360,000 | -1.9% | 0.0% |
| HOMESITE MORTGAGE, LLC | $23,975,000 | $9,300,000 | -61.2% | 0.0% |
| Farmers State Bank | $4,825,000 | $9,070,000 | 88.0% | 0.0% |
| RBC Bank, (Georgia) | $9,135,000 | $9,020,000 | -1.3% | 0.0% |
| HEALTH ADVANTAGE FEDERAL CREDIT UNION | $11,960,000 | $9,000,000 | -24.7% | 0.0% |
| West Michigan Credit Union | $3,550,000 | $8,800,000 | 147.9% | 0.0% |
| WINGS FINANCIAL | $8,020,000 | $8,775,000 | 9.4% | 0.0% |
| Truist | $10,015,000 | $8,470,000 | -15.4% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $22,245,000 | $8,415,000 | -62.2% | 0.0% |
| North American Savings Bank, F.S.B. | $2,445,000 | $8,370,000 | 242.3% | 0.0% |
| SUNRISE FAMILY CREDIT UNION | $4,605,000 | $7,955,000 | 72.7% | 0.0% |
| CORNERSTONE COMMUNITY FINANCIAL | $6,060,000 | $7,680,000 | 26.7% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $3,845,000 | $7,590,000 | 97.4% | 0.0% |
| St James Mortgage Corporation | $7,280,000 | $7,570,000 | 4.0% | 0.0% |
| Armed Forces Bank | $5,575,000 | $7,525,000 | 35.0% | 0.0% |
| First Bankers Trust Company | $7,505,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $8,265,000 | $7,445,000 | -9.9% | 0.0% |
| NEW ENGLAND FEDERAL CREDIT UNION | $4,955,000 | $7,295,000 | 47.2% | 0.0% |
| Extra | $9,620,000 | $7,210,000 | -25.1% | 0.0% |
| Eastern Michigan Bank | $6,175,000 | $6,995,000 | 13.3% | 0.0% |
| Lake Huron Credit Union | $4,960,000 | $6,930,000 | 39.7% | 0.0% |
| Ixonia Bank | $4,590,000 | $6,920,000 | 50.8% | 0.0% |
| BNY Mellon | $5,870,000 | $6,705,000 | 14.2% | 0.0% |
| The Campbell & Fetter Bank | $6,015,000 | $6,540,000 | 8.7% | 0.0% |
| First Savings Bank | $4,630,000 | $6,510,000 | 40.6% | 0.0% |
| UNITED MORTGAGE CORP | $3,630,000 | $6,440,000 | 77.4% | 0.0% |
| ENVOY MORTGAGE, LTD | $2,700,000 | $6,425,000 | 138.0% | 0.0% |
| ANCHOR LOANS, LP | $2,855,000 | $6,415,000 | 124.7% | 0.0% |
| Merchants Mortgage & Trust Corporation | $3,890,000 | $6,375,000 | 63.9% | 0.0% |
| LIMA ONE CAPITAL, LLC | $38,570,000 | $6,365,000 | -83.5% | 0.0% |
| BERKELEY POINT CAPITAL LLC | $22,265,000 | $6,355,000 | -71.5% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $2,995,000 | $6,355,000 | 112.2% | 0.0% |
| BAY EQUITY LLC | $13,820,000 | $6,275,000 | -54.6% | 0.0% |
| FinancialEdge Community Credit Union | $6,740,000 | $6,265,000 | -7.0% | 0.0% |
| The Central Trust Bank | $2,820,000 | $6,155,000 | 118.3% | 0.0% |
| Carrollton Bank | $6,070,000 | n/a | 0.0% | |
| NP, Inc. | $2,140,000 | $5,950,000 | 178.0% | 0.0% |
| INTERRA CREDIT UNION | $8,620,000 | $5,940,000 | -31.1% | 0.0% |
| SOVITA Credit Union | $5,445,000 | $5,900,000 | 8.4% | 0.0% |
| Bethpage Federal Credit Union | $9,110,000 | $5,790,000 | -36.4% | 0.0% |
| First Farmers Bank and Trust Company | $315,000 | $5,785,000 | 1,736.5% | 0.0% |
| Cf Bank | $2,515,000 | $5,715,000 | 127.2% | 0.0% |
| Homestead Savings Bank | $5,135,000 | $5,690,000 | 10.8% | 0.0% |
| NATIONAL COOPERATIVE BANK, N.A. | $5,110,000 | $5,645,000 | 10.5% | 0.0% |
| NEW WAVE LENDING GROUP INC | $665,000 | $5,620,000 | 745.1% | 0.0% |
| Commercial Bank | $12,240,000 | $5,575,000 | -54.5% | 0.0% |
| Best Financial Credit Union | $8,700,000 | $5,490,000 | -36.9% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $2,140,000 | $5,470,000 | 155.6% | 0.0% |
| Union Savings Bank | $2,550,000 | $5,290,000 | 107.5% | 0.0% |
| Arvest Bank | $2,855,000 | $5,225,000 | 83.0% | 0.0% |
| First State Bank of Middlebury | $4,830,000 | $5,225,000 | 8.2% | 0.0% |
| Summit Mortgage Corporation | $3,605,000 | $5,195,000 | 44.1% | 0.0% |
| SELFRELIANCE | $5,170,000 | $5,185,000 | 0.3% | 0.0% |
| Bell Bank | $3,300,000 | $5,160,000 | 56.4% | 0.0% |
| Quontic Bank | $5,585,000 | $5,105,000 | -8.6% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $9,930,000 | $5,095,000 | -48.7% | 0.0% |
| Signature Bank, N.A. | $8,925,000 | $4,875,000 | -45.4% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,585,000 | $4,860,000 | 206.6% | 0.0% |
| The State Bank and Trust Company | $4,855,000 | $4,825,000 | -0.6% | 0.0% |
| SeaTrust Mortgage Company | $4,785,000 | n/a | 0.0% | |
| RIVER VALLEY CREDIT UNION | $3,995,000 | $4,765,000 | 19.3% | 0.0% |
| UNITED HOME LOANS, INC. | $4,270,000 | $4,685,000 | 9.7% | 0.0% |
| Regions Bank | $7,780,000 | $4,680,000 | -39.8% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $5,515,000 | $4,590,000 | -16.8% | 0.0% |
| The Genoa Banking Company | $3,480,000 | $4,585,000 | 31.8% | 0.0% |
| ARC HOME LLC | $3,385,000 | $4,560,000 | 34.7% | 0.0% |
| DIGITAL Federal Credit Union | $4,360,000 | $4,520,000 | 3.7% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $24,715,000 | $4,485,000 | -81.9% | 0.0% |
| Hinsdale Bank & Trust Company | $305,000 | $4,480,000 | 1,368.9% | 0.0% |
| COMMUNITYAMERICA | $735,000 | $4,420,000 | 501.4% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $4,115,000 | $4,410,000 | 7.2% | 0.0% |
| The Greenwood's State Bank | $4,360,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $5,995,000 | $4,330,000 | -27.8% | 0.0% |
| Centier Bank | $3,585,000 | $4,220,000 | 17.7% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $2,745,000 | $4,160,000 | 51.5% | 0.0% |
| Leader Bank | $3,570,000 | $4,115,000 | 15.3% | 0.0% |
| KENT COUNTY CREDIT UNION | $3,980,000 | $4,030,000 | 1.3% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $4,030,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,505,000 | $4,020,000 | 167.1% | 0.0% |
| Great Lakes Federal Credit Union | $2,645,000 | $3,875,000 | 46.5% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $3,730,000 | $3,875,000 | 3.9% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $2,265,000 | $3,875,000 | 71.1% | 0.0% |
| Parda Federal Credit Union | $4,000,000 | $3,810,000 | -4.8% | 0.0% |
| SUN Federal Credit Union | $3,320,000 | $3,770,000 | 13.6% | 0.0% |
| NMSI, INC. | $9,495,000 | $3,745,000 | -60.6% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $3,000,000 | $3,735,000 | 24.5% | 0.0% |
| First Financial Bank | $915,000 | $3,655,000 | 299.5% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $1,815,000 | $3,535,000 | 94.8% | 0.0% |
| SUMMIT FUNDING, INC. | $1,275,000 | $3,475,000 | 172.5% | 0.0% |
| Spring Valley Bank | $3,455,000 | n/a | 0.0% | |
| City National Bank | $5,455,000 | $3,445,000 | -36.8% | 0.0% |
| Commerce Bank | $3,580,000 | $3,435,000 | -4.1% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $2,995,000 | $3,380,000 | 12.9% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $3,740,000 | $3,320,000 | -11.2% | 0.0% |
| USAlliance Federal Credit Union | $1,590,000 | $3,315,000 | 108.5% | 0.0% |
| Farmers Bank & Trust | $6,715,000 | $3,295,000 | -50.9% | 0.0% |
| FIRST TECHNOLOGY | $3,200,000 | n/a | 0.0% | |
| Pinnacle Bank | $5,335,000 | $3,195,000 | -40.1% | 0.0% |
| Toyota Financial Savings Bank | $2,055,000 | $3,190,000 | 55.2% | 0.0% |
| Logan Finance Corporation | $795,000 | $3,175,000 | 299.4% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $160,000 | $3,155,000 | 1,871.9% | 0.0% |
| Consumers Professional Credit Union | $3,405,000 | $3,120,000 | -8.4% | 0.0% |
| Providence Bank & Trust | $6,740,000 | $3,115,000 | -53.8% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $3,090,000 | $3,015,000 | -2.4% | 0.0% |
| Three Rivers Federal Credit Union | $5,330,000 | $3,010,000 | -43.5% | 0.0% |
| American Airlines Federal Credit Union | $1,725,000 | $2,965,000 | 71.9% | 0.0% |
| Servion, Inc. | $2,885,000 | $2,930,000 | 1.6% | 0.0% |
| The Richwood Banking Company | $2,925,000 | n/a | 0.0% | |
| S1L, Inc. | $2,715,000 | $2,910,000 | 7.2% | 0.0% |
| OAKTREE FUNDING CORP. | $3,675,000 | $2,900,000 | -21.1% | 0.0% |
| CBRE MULTIFAMILY CAPITAL, INC. | $2,865,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $4,025,000 | $2,865,000 | -28.8% | 0.0% |
| GEORGIA'S OWN | $475,000 | $2,835,000 | 496.8% | 0.0% |
| Ameris Bank | $2,185,000 | $2,820,000 | 29.1% | 0.0% |
| FreeStar Financial Credit Union | $2,740,000 | $2,800,000 | 2.2% | 0.0% |
| Elements Financial Federal Credit Union | $2,580,000 | $2,665,000 | 3.3% | 0.0% |
| POINT Mortgage | $1,240,000 | $2,660,000 | 114.5% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $9,370,000 | $2,630,000 | -71.9% | 0.0% |
| OceanFirst Bank | $3,410,000 | $2,610,000 | -23.5% | 0.0% |
| First Horizon Bank | $5,015,000 | $2,565,000 | -48.9% | 0.0% |
| Muskegon Co Op Federal Credit Union | $1,970,000 | $2,565,000 | 30.2% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $350,000 | $2,555,000 | 630.0% | 0.0% |
| Family First Credit Union | $2,520,000 | n/a | 0.0% | |
| Credence Funding Corporation | $3,200,000 | $2,505,000 | -21.7% | 0.0% |
| POLARIS HOME FUNDING CORP. | $2,375,000 | $2,500,000 | 5.3% | 0.0% |
| Deere Employees Credit Union | $710,000 | $2,495,000 | 251.4% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $2,255,000 | $2,495,000 | 10.6% | 0.0% |
| Waterstone Mortgage Corporation | $9,425,000 | $2,480,000 | -73.7% | 0.0% |
| Beeline Loans, Inc. | $2,920,000 | $2,415,000 | -17.3% | 0.0% |
| FBC MORTGAGE, LLC | $8,435,000 | $2,410,000 | -71.4% | 0.0% |
| PERFORMANCE EQUITY PARTNERS, INC. | $1,765,000 | $2,325,000 | 31.7% | 0.0% |
| First National Bank Texas | $245,000 | $2,300,000 | 838.8% | 0.0% |
| GREENWOOD | $4,635,000 | $2,275,000 | -50.9% | 0.0% |
| MLD MORTGAGE INC. | $775,000 | $2,235,000 | 188.4% | 0.0% |
| State Department Federal Credit Union | $1,815,000 | $2,215,000 | 22.0% | 0.0% |
| COLLIERS MORTGAGE LLC | $2,205,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $605,000 | $2,190,000 | 262.0% | 0.0% |
| Northwest Bank | $115,000 | $2,170,000 | 1,787.0% | 0.0% |
| COMMUNITY FIRST | $5,305,000 | $2,165,000 | -59.2% | 0.0% |
| PROPER RATE, LLC | $16,665,000 | $2,145,000 | -87.1% | 0.0% |
| The Middlefield Banking Company | $2,125,000 | n/a | 0.0% | |
| Bankers' Bank | $2,740,000 | $2,105,000 | -23.2% | 0.0% |
| MORTGAGEONE, INC. | $380,000 | $2,100,000 | 452.6% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $6,615,000 | $2,095,000 | -68.3% | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | $2,085,000 | n/a | 0.0% | |
| Family Financial Credit Union | $1,755,000 | $2,040,000 | 16.2% | 0.0% |
| INTERCAP LENDING INC. | $660,000 | $2,040,000 | 209.1% | 0.0% |
| ONY GLO, INC. | $785,000 | $2,025,000 | 158.0% | 0.0% |
| Franklin Loan Corporation | $2,005,000 | n/a | 0.0% | |
| South State Bank | $125,000 | $2,000,000 | 1,500.0% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,990,000 | n/a | 0.0% | |
| City National Bank of Florida | $1,985,000 | n/a | 0.0% | |
| The Bank of Canton | $1,985,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $1,520,000 | $1,960,000 | 28.9% | 0.0% |
| EMBRACE HOME LOANS, INC. | $2,830,000 | $1,925,000 | -32.0% | 0.0% |
| GTE Federal Credit Union | $205,000 | $1,915,000 | 834.1% | 0.0% |
| Bank of England | $13,340,000 | $1,900,000 | -85.8% | 0.0% |
| INTELLILOAN, INC. | $1,875,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $1,390,000 | $1,875,000 | 34.9% | 0.0% |
| FirstBank | $2,390,000 | $1,865,000 | -22.0% | 0.0% |
| PREMIER LENDING, INC. | $1,850,000 | n/a | 0.0% | |
| Summit Credit Union | $1,035,000 | $1,820,000 | 75.8% | 0.0% |
| BEACON CREDIT UNION | $105,000 | $1,780,000 | 1,595.2% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $960,000 | $1,780,000 | 85.4% | 0.0% |
| DELMAR FINANCIAL COMPANY | $10,945,000 | $1,710,000 | -84.4% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $575,000 | $1,695,000 | 194.8% | 0.0% |
| Key Mortgage Services, Inc. | $725,000 | $1,690,000 | 133.1% | 0.0% |
| Superior Credit Union, Inc. | $1,380,000 | $1,690,000 | 22.5% | 0.0% |
| Strong Home Mortgage, LLC | $1,295,000 | $1,675,000 | 29.3% | 0.0% |
| Libertyville Bank & Trust | $445,000 | $1,665,000 | 274.2% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $17,970,000 | $1,660,000 | -90.8% | 0.0% |
| South Story Bank & Trust | $1,640,000 | n/a | 0.0% | |
| Bank of Springfield | $2,655,000 | $1,615,000 | -39.2% | 0.0% |
| Gold Coast Bank | $3,805,000 | $1,605,000 | -57.8% | 0.0% |
| CITIZENS EQUITY FIRST | $1,860,000 | $1,590,000 | -14.5% | 0.0% |
| GreenStone Farm Credit Services, ACA | $1,050,000 | $1,585,000 | 51.0% | 0.0% |
| READYCAP COMMERCIAL, LLC | $1,575,000 | n/a | 0.0% | |
| American Bank and Trust Company | $115,000 | $1,565,000 | 1,260.9% | 0.0% |
| FOX COMMUNITIES | $900,000 | $1,560,000 | 73.3% | 0.0% |
| STANFORD Federal Credit Union | $1,555,000 | n/a | 0.0% | |
| American Community Bank of Indiana | $1,530,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,515,000 | $1,500,000 | -40.4% | 0.0% |
| INB | $1,490,000 | n/a | 0.0% | |
| Johnson Bank | $1,780,000 | $1,485,000 | -16.6% | 0.0% |
| HighTechLending Inc | $260,000 | $1,440,000 | 453.8% | 0.0% |
| Home Mortgage Alliance Corp | $1,720,000 | $1,435,000 | -16.6% | 0.0% |
| Peoples Bank | $325,000 | $1,400,000 | 330.8% | 0.0% |
| East Coast Capital Corp. | $1,140,000 | $1,395,000 | 22.4% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $1,370,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $1,840,000 | $1,345,000 | -26.9% | 0.0% |
| Axos Bank | $4,560,000 | $1,320,000 | -71.1% | 0.0% |
| Atlantic Coast Mortgage, LLC | $895,000 | $1,315,000 | 46.9% | 0.0% |
| MICHIGAN COLUMBUS | $1,105,000 | $1,315,000 | 19.0% | 0.0% |
| MJW Financial LLC | $305,000 | $1,275,000 | 318.0% | 0.0% |
| PCM | $615,000 | $1,275,000 | 107.3% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $6,770,000 | $1,270,000 | -81.2% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $3,360,000 | $1,250,000 | -62.8% | 0.0% |
| Bank First, N.A. | $370,000 | $1,245,000 | 236.5% | 0.0% |
| National Bank of St. Anne | $1,240,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $25,000 | $1,240,000 | 4,860.0% | 0.0% |
| Bank of Colorado | $3,640,000 | $1,220,000 | -66.5% | 0.0% |
| 5TH STREET CAPITAL, INC. | $1,205,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $415,000 | $1,205,000 | 190.4% | 0.0% |
| Luxury Mortgage Corp. | $920,000 | $1,200,000 | 30.4% | 0.0% |
| Connexus Credit Union | $1,250,000 | $1,195,000 | -4.4% | 0.0% |
| First United Bank and Trust Company | $195,000 | $1,195,000 | 512.8% | 0.0% |
| EVANSVILLE TEACHERS | $700,000 | $1,180,000 | 68.6% | 0.0% |
| Flanagan State Bank | $1,180,000 | n/a | 0.0% | |
| German American Bank | $285,000 | $1,180,000 | 314.0% | 0.0% |
| First State Bank and Trust | $1,165,000 | n/a | 0.0% | |
| Gateway First Bank | $545,000 | $1,165,000 | 113.8% | 0.0% |
| Schaumburg Bank & Trust | $265,000 | $1,135,000 | 328.3% | 0.0% |
| COMPEER FINANCIAL, FLCA | $230,000 | $1,115,000 | 384.8% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $1,705,000 | $1,115,000 | -34.6% | 0.0% |
| South Metro Federal Credit Union | $1,610,000 | $1,115,000 | -30.7% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $985,000 | $1,105,000 | 12.2% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $2,155,000 | $1,095,000 | -49.2% | 0.0% |
| FineMark National Bank & Trust | $1,085,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $590,000 | $1,080,000 | 83.1% | 0.0% |
| HOMETRUST MORTGAGE COMPANY | $1,080,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $805,000 | $1,060,000 | 31.7% | 0.0% |
| The National Bank of Indianapolis | $610,000 | $1,050,000 | 72.1% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $1,045,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $810,000 | $1,045,000 | 29.0% | 0.0% |
| Liberty Bank and Trust Company | $1,980,000 | $1,040,000 | -47.5% | 0.0% |
| Watermark Capital, Inc. | $145,000 | $1,030,000 | 610.3% | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $1,020,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $175,000 | $1,010,000 | 477.1% | 0.0% |
| Capital Bank | $1,245,000 | $995,000 | -20.1% | 0.0% |
| TOWER | $1,490,000 | $995,000 | -33.2% | 0.0% |
| CITY-COUNTY CREDIT UNION | $985,000 | n/a | 0.0% | |
| Ally Bank | $138,015,000 | $970,000 | -99.3% | 0.0% |
| Cornerstone Bank | $225,000 | $965,000 | 328.9% | 0.0% |
| Northbrook Bank & Trust | $965,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $230,000 | $960,000 | 317.4% | 0.0% |
| Crystal Lake Bank and Trust | $955,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $2,010,000 | $955,000 | -52.5% | 0.0% |
| Zions Bank | $940,000 | n/a | 0.0% | |
| Busey Bank | $930,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $285,000 | $930,000 | 226.3% | 0.0% |
| LEGEND LENDING CORPORATION | $560,000 | $925,000 | 65.2% | 0.0% |
| City Lending Inc. | $140,000 | $920,000 | 557.1% | 0.0% |
| First Bank | $360,000 | $915,000 | 154.2% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $505,000 | $910,000 | 80.2% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $2,930,000 | $900,000 | -69.3% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $2,175,000 | $870,000 | -60.0% | 0.0% |
| First State Bank of St. Charles, Missouri | $185,000 | $870,000 | 370.3% | 0.0% |
| General Mortgage Capital Corporation | $1,440,000 | $870,000 | -39.6% | 0.0% |
| Pacor Mortgage Corp | $2,055,000 | $870,000 | -57.7% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $305,000 | $865,000 | 183.6% | 0.0% |
| Lake Forest Bank & Trust | $860,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $275,000 | $855,000 | 210.9% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $1,885,000 | $850,000 | -54.9% | 0.0% |
| Core Bank | $840,000 | n/a | 0.0% | |
| Academy Bank | $1,175,000 | $810,000 | -31.1% | 0.0% |
| Circle Federal Credit Union | $4,415,000 | $805,000 | -81.8% | 0.0% |
| CLIFFCO, INC. | $105,000 | $805,000 | 666.7% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $850,000 | $805,000 | -5.3% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $800,000 | n/a | 0.0% | |
| Great Southern Bank | $800,000 | n/a | 0.0% | |
| Southern First Bank | $800,000 | n/a | 0.0% | |
| RANLIFE, INC. | $600,000 | $745,000 | 24.2% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $675,000 | $735,000 | 8.9% | 0.0% |
| CBI Bank & Trust | $305,000 | $730,000 | 139.3% | 0.0% |
| Service Federal Credit Union | $650,000 | $730,000 | 12.3% | 0.0% |
| ENCORE BANK | $2,955,000 | $725,000 | -75.5% | 0.0% |
| NBH Bank | $715,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $585,000 | $715,000 | 22.2% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $705,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $650,000 | $705,000 | 8.5% | 0.0% |
| First Western Trust Bank | $635,000 | $705,000 | 11.0% | 0.0% |
| HomePromise Corporation | $490,000 | $705,000 | 43.9% | 0.0% |
| Midwest Heritage Bank FSB | $695,000 | $695,000 | 0.0% | 0.0% |
| Security Bank, s.b. | $695,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $1,080,000 | $690,000 | -36.1% | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | $440,000 | $690,000 | 56.8% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $285,000 | $685,000 | 140.4% | 0.0% |
| Bank Five Nine | $475,000 | $685,000 | 44.2% | 0.0% |
| Credit Union 1 | $685,000 | n/a | 0.0% | |
| First National Bank and Trust Company | $685,000 | n/a | 0.0% | |
| Peoples Bank | $325,000 | $670,000 | 106.2% | 0.0% |
| North Shore Trust and Savings | $2,175,000 | $660,000 | -69.7% | 0.0% |
| First Bank of Berne | $650,000 | n/a | 0.0% | |
| Heritage Bank | $1,225,000 | $640,000 | -47.8% | 0.0% |
| Gate City Bank | $1,140,000 | $625,000 | -45.2% | 0.0% |
| Wheaton Bank & Trust | $495,000 | $615,000 | 24.2% | 0.0% |
| The Citizens National Bank of Bluffton | $2,030,000 | $605,000 | -70.2% | 0.0% |
| American National Bank of Minnesota | $585,000 | n/a | 0.0% | |
| Guaranty Bank and Trust Company | $585,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $810,000 | $580,000 | -28.4% | 0.0% |
| Fortifi Bank | $570,000 | n/a | 0.0% | |
| Stride Bank | $430,000 | $570,000 | 32.6% | 0.0% |
| CIBM Bank | $965,000 | $560,000 | -42.0% | 0.0% |
| FM Home Loans, LLC | $1,305,000 | $550,000 | -57.9% | 0.0% |
| NASA Federal Credit Union | $485,000 | $545,000 | 12.4% | 0.0% |
| UNIVERSITY Federal Credit Union | $545,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $840,000 | $540,000 | -35.7% | 0.0% |
| First Federal Savings Bank | $13,035,000 | $540,000 | -95.9% | 0.0% |
| Uwharrie Bank | $540,000 | n/a | 0.0% | |
| Washington Trust Bank | $920,000 | $540,000 | -41.3% | 0.0% |
| Starion Bank | $535,000 | n/a | 0.0% | |
| AFFINITY | $290,000 | $525,000 | 81.0% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $60,000 | $525,000 | 775.0% | 0.0% |
| Centra Credit Union | $700,000 | $520,000 | -25.7% | 0.0% |
| ServisFirst Bank | $515,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $425,000 | $515,000 | 21.2% | 0.0% |
| Allied First Bank,sb | $125,000 | $500,000 | 300.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $700,000 | $500,000 | -28.6% | 0.0% |
| Assurance Financial Group, L.L.C. | $135,000 | $485,000 | 259.3% | 0.0% |
| EDUCATIONAL SYSTEMS | $485,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $1,320,000 | $485,000 | -63.3% | 0.0% |
| American National Bank & Trust | $660,000 | $475,000 | -28.0% | 0.0% |
| Royal Credit Union | $1,130,000 | $475,000 | -58.0% | 0.0% |
| SPIRE Credit Union | $470,000 | n/a | 0.0% | |
| CHEVRON | $860,000 | $465,000 | -45.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $405,000 | $465,000 | 14.8% | 0.0% |
| Performance Financial, Inc. | $460,000 | n/a | 0.0% | |
| Heartland Bank and Trust Company | $915,000 | $455,000 | -50.3% | 0.0% |
| Stillman Bank | $455,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $1,480,000 | $450,000 | -69.6% | 0.0% |
| INTOUCH CREDIT UNION | $1,075,000 | $445,000 | -58.6% | 0.0% |
| KS StateBank | $445,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $695,000 | $445,000 | -36.0% | 0.0% |
| Devon Bank | $2,500,000 | $440,000 | -82.4% | 0.0% |
| First Financial Bank | $915,000 | $440,000 | -51.9% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $125,000 | $435,000 | 248.0% | 0.0% |
| Greenbox Loans, Inc. | $435,000 | n/a | 0.0% | |
| JET DIRECT FUNDING CORP | $135,000 | $435,000 | 222.2% | 0.0% |
| Origin Bank | $245,000 | $435,000 | 77.6% | 0.0% |
| Chippewa Valley Bank | $765,000 | $430,000 | -43.8% | 0.0% |
| Adams Bank & Trust | $425,000 | n/a | 0.0% | |
| Alerus Financial | $535,000 | $425,000 | -20.6% | 0.0% |
| Northwestern Bank, NA | $415,000 | n/a | 0.0% | |
| Western Ohio Mortgage Corporation | $415,000 | n/a | 0.0% | |
| Fidelity Bank | $405,000 | n/a | 0.0% | |
| First Southern National Bank | $155,000 | $405,000 | 161.3% | 0.0% |
| Midland States Bank | $345,000 | $405,000 | 17.4% | 0.0% |
| Union Bank and Trust Company | $405,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $395,000 | n/a | 0.0% | |
| RAIN CITY CAPITAL, LLC | $395,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $510,000 | $390,000 | -23.5% | 0.0% |
| STAR Financial Bank | $1,870,000 | $390,000 | -79.1% | 0.0% |
| Bank of Pontiac | $385,000 | n/a | 0.0% | |
| SIWELL, INC. | $385,000 | n/a | 0.0% | |
| 1st National Bank | $380,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $75,000 | $380,000 | 406.7% | 0.0% |
| CFSBANK | $375,000 | n/a | 0.0% | |
| ProFed Federal Credit Union | $1,205,000 | $375,000 | -68.9% | 0.0% |
| WNB Financial, N.A. | $375,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $1,885,000 | $365,000 | -80.6% | 0.0% |
| Chicago Patrolmen's Federal Credit Union | $365,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $1,085,000 | $365,000 | -66.4% | 0.0% |
| N.E.W. Credit Union | $15,000 | $360,000 | 2,300.0% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $2,375,000 | $355,000 | -85.1% | 0.0% |
| First International Bank & Trust | $355,000 | n/a | 0.0% | |
| Renasant Bank | $275,000 | $355,000 | 29.1% | 0.0% |
| Town & Country Bank and Trust Company | $355,000 | n/a | 0.0% | |
| GREENWAY MORTGAGE FUNDING CORP. | $350,000 | n/a | 0.0% | |
| ILLINOIS STATE CREDIT UNION | $395,000 | $350,000 | -11.4% | 0.0% |
| Broadway National Bank | $4,005,000 | $345,000 | -91.4% | 0.0% |
| Dacotah Bank | $475,000 | $345,000 | -27.4% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $45,000 | $345,000 | 666.7% | 0.0% |
| Kwik Mortgage Corporation | $335,000 | n/a | 0.0% | |
| Marquette Bank | $185,000 | $335,000 | 81.1% | 0.0% |
| Oakstar Bank | $275,000 | $335,000 | 21.8% | 0.0% |
| Pacific Lending LLC | $95,000 | $335,000 | 252.6% | 0.0% |
| Republic Bank & Trust Company | $265,000 | $335,000 | 26.4% | 0.0% |
| The Sherwood State Bank | $335,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $1,530,000 | $335,000 | -78.1% | 0.0% |
| Valley Central Bank | $195,000 | $335,000 | 71.8% | 0.0% |
| Alliance Bank Central Texas | $325,000 | n/a | 0.0% | |
| MidFirst Bank | $365,000 | $325,000 | -11.0% | 0.0% |
| Simmons Bank | $530,000 | $325,000 | -38.7% | 0.0% |
| ALL IN | $175,000 | $320,000 | 82.9% | 0.0% |
| FAY SERVICING, LLC | $315,000 | n/a | 0.0% | |
| Amalgamated Bank | $310,000 | n/a | 0.0% | |
| CORTRUST MORTGAGE, INC. | $155,000 | $305,000 | 96.8% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $400,000 | $300,000 | -25.0% | 0.0% |
| NEW FED MORTGAGE, CORP. | $295,000 | n/a | 0.0% | |
| The Bank of Old Monroe | $295,000 | n/a | 0.0% | |
| Guardian Savings Bank, A Federal Savings Bank | $290,000 | n/a | 0.0% | |
| b1BANK | $605,000 | $285,000 | -52.9% | 0.0% |
| First Citizens National Bank | $285,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $305,000 | $280,000 | -8.2% | 0.0% |
| BANC ONE MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| LIBRARY OF CONGRESS | $275,000 | n/a | 0.0% | |
| ST. CLOUD FINANCIAL | $275,000 | n/a | 0.0% | |
| ADVANCIAL | $1,495,000 | $265,000 | -82.3% | 0.0% |
| Brighton Bank | $775,000 | $265,000 | -65.8% | 0.0% |
| Buena Vista National Bank | $265,000 | n/a | 0.0% | |
| CENTURY | $265,000 | n/a | 0.0% | |
| COMMUNITY FIRST CREDIT UNION OF FLO | $345,000 | $265,000 | -23.2% | 0.0% |
| Firefighters First Federal Credit Union | $265,000 | n/a | 0.0% | |
| FORT FINANCIAL Federal Credit Union | $225,000 | $265,000 | 17.8% | 0.0% |
| KEMBA FINANCIAL | $975,000 | $265,000 | -72.8% | 0.0% |
| Premier Community Bank | $685,000 | $265,000 | -61.3% | 0.0% |
| TruHome Solutions, LLC | $380,000 | $265,000 | -30.3% | 0.0% |
| Grundy Bank | $490,000 | $260,000 | -46.9% | 0.0% |
| Liberty Savings Bank, F.S.B. | $260,000 | n/a | 0.0% | |
| MIDWEST AMERICA | $420,000 | $255,000 | -39.3% | 0.0% |
| The Farmers National Bank of Canfield | $1,155,000 | $255,000 | -77.9% | 0.0% |
| First-Citizens Bank & Trust Company | $940,000 | $245,000 | -73.9% | 0.0% |
| Community First National Bank | $760,000 | $235,000 | -69.1% | 0.0% |
| SELF RELIANCE NY Federal Credit Union | $235,000 | n/a | 0.0% | |
| Warsaw Federal Savings and Loan Association | $3,010,000 | $235,000 | -92.2% | 0.0% |
| Sterling State Bank | $225,000 | n/a | 0.0% | |
| United Community Bank | $205,000 | $225,000 | 9.8% | 0.0% |
| Municipal Trust and Savings Bank | $215,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $185,000 | n/a | 0.0% | |
| American Community Bank & Trust | $1,125,000 | $185,000 | -83.6% | 0.0% |
| Victorian Finance, LLC | $185,000 | n/a | 0.0% | |
| Atlantic Union Bank | $115,000 | $175,000 | 52.2% | 0.0% |
| BOKF | $23,770,000 | $175,000 | -99.3% | 0.0% |
| Minster Bank | $755,000 | $175,000 | -76.8% | 0.0% |
| SERVICE 1ST | $175,000 | n/a | 0.0% | |
| UNIVERSAL 1 CREDIT UNION | $175,000 | n/a | 0.0% | |
| BAY CAPITAL MORTGAGE CORPORATION | $155,000 | $165,000 | 6.5% | 0.0% |
| Forward Bank | $305,000 | $165,000 | -45.9% | 0.0% |
| National Exchange Bank and Trust | $415,000 | $165,000 | -60.2% | 0.0% |
| VERVE, A CREDIT UNION | $165,000 | n/a | 0.0% | |
| Centennial Bank | $155,000 | n/a | 0.0% | |
| Merchants Bank | $45,000 | $155,000 | 244.4% | 0.0% |
| The Friendship State Bank | $155,000 | n/a | 0.0% | |
| FRANKLIN MINT | $145,000 | n/a | 0.0% | |
| PREMIER AMERICA | $145,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $145,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| First Western Bank & Trust | $135,000 | $135,000 | 0.0% | 0.0% |
| CORNING | $40,000 | $125,000 | 212.5% | 0.0% |
| MY MORTGAGE, INC. | $175,000 | $125,000 | -28.6% | 0.0% |
| The Camden National Bank | $125,000 | n/a | 0.0% | |
| Christian Community Credit Union | $45,000 | $120,000 | 166.7% | 0.0% |
| First Bank | $360,000 | $115,000 | -68.1% | 0.0% |
| First Federal Savings Bank | $13,035,000 | $115,000 | -99.1% | 0.0% |
| Minnesota Power Employees Credit Union | $115,000 | n/a | 0.0% | |
| Peoples State Bank | $5,930,000 | $115,000 | -98.1% | 0.0% |
| The Bank of South Carolina | $135,000 | $115,000 | -14.8% | 0.0% |
| First Commonwealth Bank | $105,000 | n/a | 0.0% | |
| FIRST TRUST | $105,000 | n/a | 0.0% | |
| Byron Bank | $95,000 | n/a | 0.0% | |
| First National Bank of Omaha | $280,000 | $95,000 | -66.1% | 0.0% |
| Hiawatha National Bank | $385,000 | $95,000 | -75.3% | 0.0% |
| Wauchula State Bank | $95,000 | n/a | 0.0% | |
| Somerville Bank | $85,000 | n/a | 0.0% | |
| The Bank of Kaukauna | $85,000 | n/a | 0.0% | |
| BayCoast Bank | $235,000 | $80,000 | -66.0% | 0.0% |
| Intercity State Bank | $75,000 | n/a | 0.0% | |
| INTERSTATE HOME LOAN CENTER, INC. | $255,000 | $75,000 | -70.6% | 0.0% |
| Kentland Bank | $255,000 | $75,000 | -70.6% | 0.0% |
| Neighborhood Loans, Inc. | $75,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $1,835,000 | $75,000 | -95.9% | 0.0% |
| Tyndall Federal Credit Union | $70,000 | n/a | 0.0% | |
| ARIZONA | $65,000 | n/a | 0.0% | |
| Bank 7 | $65,000 | n/a | 0.0% | |
| Chartwell Financial, LLC | $250,000 | $60,000 | -76.0% | 0.0% |
| Granite Community Bank | $1,165,000 | $55,000 | -95.3% | 0.0% |
| Monroe Federal Savings and Loan Association | $55,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $490,000 | $50,000 | -89.8% | 0.0% |
| AMERICHOICE | $45,000 | n/a | 0.0% | |
| Deseret First Credit Union | $45,000 | n/a | 0.0% | |
| LUFTHANSA EMP. | $45,000 | n/a | 0.0% | |
| Central Bank | $35,000 | n/a | 0.0% | |
| CHARTWAY FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $965,000 | $35,000 | -96.4% | 0.0% |
| THE PESHTIGO NATIONAL BANK | $220,000 | $25,000 | -88.6% | 0.0% |
| The Union Bank Company | $1,705,000 | $15,000 | -99.1% | 0.0% |
Michigan's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.2% market share. In second place, with 8.2%, is QUICKEN LOANS, LLC, having originated $4,660,555,000 in loans. In third place, with 6.1%, is LAKE MICHIGAN CREDIT UNION, having originated $3,488,850,000 in loans. In fourth place, with 5.1%, is CREDIT UNION ONE, having originated $2,939,125,000 in loans. In fifth place, with 3.7%, is TEACHERS CREDIT UNION, having originated $2,089,445,000 in loans.
Michigan Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 107,241 | $32,839,945,000 | $306,226 |
| Refi | 36,765 | $11,374,405,000 | $309,381 |
| Cash Out Refi | 35,578 | $7,636,200,000 | $214,633 |
| Home Improvement | 25,030 | $2,447,530,000 | $97,784 |
| Other | 24,846 | $2,863,420,000 | $115,247 |
| NA | 45 | $7,045,000 | $156,556 |
Michigan's most frequently cited loan purpose was Home Purchase, with 107,241 originations. The 2nd most popular reason was Refi, with 36,765 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 98,923 | $30,926,195,000 | $312,629 |
| 7-8% | 49,466 | $8,811,540,000 | $178,133 |
| 5-6% | 35,421 | $11,412,235,000 | $322,188 |
| Over 8% | 35,355 | $3,343,695,000 | $94,575 |
| 4-5% | 2,936 | $694,170,000 | $236,434 |
| <2.5% | 1,375 | $58,415,000 | $42,484 |
| 3-4% | 222 | $65,010,000 | $292,838 |
| 2.5-3% | 123 | $31,805,000 | $258,577 |
During 2025, Michigan's most frequently originated rate bucket was 6-7%, with 98,923 originations.
Loan Sizing (Michigan MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 72,919 | $20,265,745,000 | $277,921 |
| $100k-200k | 66,665 | $9,752,505,000 | $146,291 |
| $100,000 or less | 64,445 | $3,633,115,000 | $56,375 |
| $400k-600k | 17,275 | $8,219,905,000 | $475,827 |
| $600k-1000k | 6,111 | $4,433,805,000 | $725,545 |
| $Over $1MM | 2,090 | $10,863,470,000 | $5,197,833 |
Michigan's loan sizing saw the bucket of loans from $200k-400k with 72,919 originations, totaling $20,265,745,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 80,054 | $22,390,310,000 | $279,690 |
| 60-80% | 49,685 | $17,160,385,000 | $345,384 |
| 20-40% | 34,164 | $4,121,050,000 | $120,626 |
| Under 20% | 31,455 | $1,914,985,000 | $60,880 |
| 40-60% | 22,414 | $5,284,300,000 | $235,759 |
| Over 100% | 1,560 | $3,770,090,000 | $2,416,724 |
Michigan's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 80,054 originations, totaling $22,390,310,000 in origination value.