The Peshtigo National Bank Mortgage Rates, Fees & Info

PESHTIGO, WI

LEI: 549300LXCDKIWPEE4R73

Tax ID: 39-0534160

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Mortgage Data

Review & Overview

The Peshtigo National Bank is a smaller bank specializing in Refi, Home Purchase, and Home Improvement loans. The Peshtigo National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Green Bay, Marinette, Appleton, and Wausau among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

The Peshtigo National Bank has an average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

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Originations

66

Origination Dollar Volume (All Markets)

$14,480,000

Top Markets

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  • Leaflet | Map data © OpenStreetMap contributors| Map style: © OpenTopoMap (CC-BY-SA)

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    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 10 $4,820,000 $482,000 $0 0.00%
    GREEN BAY, WI (FHA|USDA|VA) 25 $4,525,000 $181,000 $0 0.00%
    Marinette, WI-MI (FHA|USDA|VA) 25 $3,315,000 $132,600 $0 0.00%
    APPLETON, WI (FHA|USDA|VA) 4 $1,020,000 $255,000 $0 0.00%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $800,000 $400,000 $0 0.00%
    The Peshtigo National Bank's top markets include Green Bay, Marinette, Appleton, and Wausau among others.

    Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 66 $14,480,000 $219,394 $0 0.00%

    For 2024, The Peshtigo National Bank's most frequently originated type of loan was Conventional, with 66 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 25 $5,415,000 $216,600 $0 0.00%
    Home Purchase 21 $4,055,000 $193,095 $0 0.00%
    Other 11 $765,000 $69,545 $0 0.00%
    Home Improvement 8 $4,180,000 $522,500 $0 0.00%
    Cash Out Refi 1 $65,000 $65,000 $0 0.00%

    For 2024, The Peshtigo National Bank's most frequently cited loan purpose was Refi, with 25 originations. The 2nd most popular reason was Home Purchase, with 21 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 66 $14,480,000 $219,394 $0 0.00%

    For 2024, The Peshtigo National Bank's most frequently cited loan duration was Other, with 66 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 28 $1,580,000 $56,429 $0 0.00%
    $100k-200k 18 $2,650,000 $147,222 $0 0.00%
    $200k-400k 15 $4,165,000 $277,667 $0 0.00%
    $400k-600k 2 $1,060,000 $530,000 $0 0.00%
    $600k-1MM 2 $1,420,000 $710,000 $0 0.00%
    $1MM+ 1 $3,605,000 $3,605,000 $0 0.00%

    2024 saw The Peshtigo National Bank place emphasis on $100,000 or less loans with 28 originations, totaling $1,580,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 11 $1,455,000 $132,273 $0 0.00%
    $50k-75k 11 $1,145,000 $104,091 $0 0.00%
    $150k-250k 10 $1,840,000 $184,000 $0 0.00%
    $75k-100k 8 $1,050,000 $131,250 $0 0.00%
    $250k+ 7 $2,435,000 $347,857 $0 0.00%
    $50k or less 7 $615,000 $87,857 $0 0.00%

    The Peshtigo National Bank lent most frequently to those with incomes in the $100k-150k range, with 11 originations. The second most popular income band? $50k-75k, with 11 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 66 $14,480,000 $219,394 $0 0.00%

    The Peshtigo National Bank lent most frequently to those with DTI ratios of Exempt%, with 66 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 56 $8,950,000 $159,821 $0 0.00%
    Not applicable 9 $5,505,000 $611,667 $0 0.00%
    Not provided 1 $25,000 $25,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    88.61%

    The Peshtigo National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    95.45%

    The Peshtigo National Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 66 $14,480,000 $219,394

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    66 $14,480,000 $219,394