Stonehambank A Co-operative Bank Mortgage Rates, Fees & InfoStoneham, MA
Tax ID: 04-1875230
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewStonehambank A Co-operative Bank is a smaller bank specializing in Cash Out Refi and Home Purchase loans. Stonehambank A Co-operative Bank has a high proportion of conventional loans. Their top markets by origination volume include: Boston, Providence, Worcester, Manchester, and Barnstable Town among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)
Stonehambank A Co-operative Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$111,420,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA)||82||$90,570,000||$1,104,512||$0||0.00%|
|PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA)||20||$15,740,000||$787,000||$0||0.00%|
|WORCESTER, MA-CT (FHA|USDA|VA)||7||$3,045,000||$435,000||$0||0.00%|
|MANCHESTER-NASHUA, NH (FHA|USDA|VA)||3||$1,465,000||$488,333||$0||0.00%|
|BARNSTABLE TOWN, MA (FHA|USDA|VA)||1||$445,000||$445,000||$0||0.00%|
|Outside of Metro Areas||1||$155,000||$155,000||$0||0.00%|
Their top states include:
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Stonehambank A Co-operative Bank's most frequently originated type of loan was Conventional, with 114 originations.
For 2022, Stonehambank A Co-operative Bank's most frequently cited loan purpose was Cash Out Refi, with 45 originations. The 2nd most popular reason was Home Purchase, with 44 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Stonehambank A Co-operative Bank's most frequently cited loan duration was Other, with 114 originations.
2022 saw Stonehambank A Co-operative Bank place emphasis on $1MM+ loans with 37 originations, totaling $78,335,000 in origination value.
Stonehambank A Co-operative Bank lent most frequently to those with incomes in the $150k-250k range, with 14 originations. The second most popular income band? $250k+, with 13 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Stonehambank A Co-operative Bank lent most frequently to those with DTI ratios of Exempt%, with 114 originations.
Approval RatesTotal approvals of all applications
Stonehambank A Co-operative Bank has an average approval rate.
Pick RateApprovals leading to origination
Stonehambank A Co-operative Bank has an average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|