Rhode Island Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Rhode Island averaged 5.97% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 5.89% and one month ago for the week of 2023-04-20, the average rate was 5.89%.

Rhode Island's average rate one year ago was 4.75%.

For refis of the same type during the week of 2023-05-25, the average rate was 5.7%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
Rhode Island 30 Year Fixed Rate 2023-05-25 5.97%
Rhode Island 30 Year Fixed Rate Refi 2023-05-25 5.7%
Rhode Island 15 Year Fixed Rate 2023-05-25 5.51%
Rhode Island 15 Year Fixed Rate Refi 2023-05-25 4.53%
Rhode Island 30 Year FHA 2023-05-25 6.06%
Rhode Island 30 Year FHA Refi 2023-05-25 4.69%
Rhode Island 30 Year USDA 2023-05-25 6.63%
Rhode Island 30 Year USDA Refi 2023-05-25 6.73%
Rhode Island 30 Year VA 2023-05-25 5.93%
Rhode Island 30 Year VA Refi 2023-05-25 4.17%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rhode Island.

Rhode Island Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rhode Island market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Navigant Credit Union 704 4.51% $8,435
QUICKEN LOANS, LLC 592 4.75% $7,627
MOVEMENT MORTGAGE, LLC 542 5.10% $5,194
PAWTUCKET 480 4.11% $3,207
Citizens Bank 439 4.39% $4,767
NFM, INC. 384 5.07% $5,790
The Washington Trust Company, of Westerly 372 4.46% $3,953
BAYCOAST MORTGAGE COMPANY, LLC 302 4.40% $4,252
GUARANTEED RATE, INC. 288 4.82% $5,789
UNITED WHOLESALE MORTGAGE, LLC 284 5.10% $6,788
GUILD MORTGAGE COMPANY 274 4.92% $4,907
Northpointe Bank 270 4.97% $6,023
BankNewport 227 4.22% $3,945
Shamrock Home Loans, Inc. 222 5.14% $5,076
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 206 4.87% $4,895
HARBORONE MORTGAGE, LLC 196 4.78% $4,824
Flagstar Bank, FSB 191 4.89% $5,676
Semper Home Loans, Inc. 182 5.21% $7,049
Bank of America 181 3.99% $4,969
LOANDEPOT.COM, LLC 177 4.29% $6,911
GUARANTEED RATE AFFINITY, LLC 174 5.01% $5,093
PRIMARY RESIDENTIAL MORTGAGE, INC. 169 5.16% $7,422
PROVINCE MORTGAGE ASSOCIATES, INC. 164 5.21% $5,603
TOTAL MORTGAGE SERVICES, LLC 152 5.15% $7,734
Home Loan Investment Bank, F.S.B. 129 4.93% $5,212
CALIBER HOME LOANS, INC. 129 4.89% $5,733
Wells Fargo Bank 121 4.28% $4,623
HOME POINT FINANCIAL CORPORATION 121 4.47% $7,035
Mr. Cooper ( Nationstar Mortgage ) 118 4.59% $8,090
CROSSCOUNTRY MORTGAGE, LLC 118 5.00% $6,431
JPMorgan Chase Bank 116 4.34% $4,766
PENNYMAC LOAN SERVICES, LLC 100 4.57% $6,569
EMBRACE HOME LOANS, INC. 98 4.59% $6,350
Fall River Five Cents Savings Bank 94 4.47% $4,047
Merchants Bank of Indiana 94 4.37% $3,418
Bank Rhode Island 90 4.45% $3,697
The People's Credit Union 89 4.09% $3,922
NAVY FEDERAL CREDIT UNION 84 4.70% $4,101
AMERISAVE MORTGAGE CORPORATION 82 4.12% $7,853
Webster Bank 71 4.06% $5,090
WASHINGTON TRUST MORTGAGE COMPANY LLC 68 4.50% $4,099
U.S. Bank 68 4.29% $4,556
Envision Bank 64 4.12% $3,873
Leader Bank 64 4.38% $4,801
Nations Lending Corporation 63 5.27% $6,963
FREEDOM MORTGAGE CORPORATION 62 4.76% $6,493
NEWREZ LLC 62 4.54% $5,862
Centreville Bank 62 4.47% $3,525
GREENWOOD 52 4.85% $3,754
Milford Federal Bank 52 4.02% $3,791
TD Bank 51 4.20% $4,106
Mortgage Network, Inc. 51 5.20% $4,786
Eastern Bank 50 4.42% $4,254
BETTER MORTGAGE CORPORATION 48 3.74% $4,906
WESTERLY COMMUNITY 48 3.95% $3,981
LAKEVIEW LOAN SERVICING, LLC 46 4.40% $4,992
FIRST HOME MORTGAGE CORPORATION 44 5.13% $7,198
Sierra Pacific Mortgage Company, Inc. 44 5.33% $6,361
Morgan Stanley Private Bank 44 3.96% $4,547
OCEAN STATE CREDIT UNION 40 4.38% $2,723
Bristol County Savings Bank 38 4.15% $3,310
Paramount Residential Mortgage Group, Inc. 38 5.22% $7,199
First Republic Bank 36 3.27% $5,946
Berkshire Bank 35 4.12% $5,325
ENVOY MORTGAGE, LTD 34 5.02% $6,010
Rockland Trust Company 34 4.40% $3,917
EVERETT FINANCIAL, INC. 33 5.45% $2,578
NORWICH COMMERCIAL GROUP, INC. 32 5.20% $7,282
ANGEL OAK MORTGAGE SOLUTIONS LLC 31 6.69% $11,621
DIGITAL Federal Credit Union 29 4.50% $3,258
BROKER SOLUTIONS, INC. 28 5.32% $6,921
Princeton Mortgage Corporation 27 5.54% $7,442
MUTUAL OF OMAHA MORTGAGE, INC. 26 4.95% $6,107
Santander Bank, N.A. 26 3.34% $3,720
CARDINAL FINANCIAL 24 4.48% $6,791
HOMESPIRE MORTGAGE CORPORATION 23 4.77% $7,899
RADIUS FINANCIAL GROUP INC. 22 5.35% $4,224
Quontic Bank 22 6.81% $11,175
NORTHPOINT MORTGAGE, INC. 21 5.39% $5,683
Ixonia Bank 21 5.61% $8,688
MORTGAGE EQUITY PARTNERS LLC 20 6.29% $5,990
T2 FINANCIAL LLC 17 5.12% $5,540
CMG MORTGAGE, INC. 17 4.51% $6,512
SALEM FIVE MORTGAGE COMPANY, LLC 16 4.50% $4,433
GUARANTY HOME MORTGAGE CORPORATION 16 4.95% $5,163
Rhode Island Credit Union 16 3.62% $638
EMM LOANS LLC 16 4.83% $4,682
Network Funding, L.P. 16 5.15% $4,667
UBS Bank USA 15 3.89% $6,468
Citibank 14 3.79% $6,311
UniBank for Savings 14 4.04% $2,920
DRAPER AND KRAMER MORTGAGE CORP. 14 4.81% $5,773
St. Anne's Credit Union of Fall River, Mass. 14 3.19% $5,042
Charles Schwab Bank, SSB 14 3.53% $4,534
KeyBank 13 5.03% $5,031
Easthampton Savings Bank 13 4.19% $3,848
WAVE FEDERAL CREDIT UNION 12 4.13% $5,168
First Home Bank 12 4.70% $7,481
Wyndham Capital Mortgage, Inc. 12 4.33% $3,564
DAS Acquisition Company, LLC 11 6.65% $5,182
NEW FED MORTGAGE, CORP. 11 5.35% $6,443
Southern Mass Credit Union 11 4.35% $4,316
INLAND BANK & TRUST 11 5.07% $5,363
Prosperity Home Mortgage, LLC 11 5.01% $5,186
HOMEBRIDGE FINANCIAL SERVICES, INC. 11 5.44% $9,477
Waterstone Mortgage Corporation 11 5.86% $5,832
Chelsea Groton Bank 11 4.35% $3,574
Ally Bank 11 5.03% $4,843
NBKC BANK 11 4.14% $3,092
ZILLOW HOME LOANS, LLC 10 3.95% $4,355
MEMBERS MORTGAGE COMPANY, INC. 10 4.99% $3,689
The Federal Savings Bank 10 4.58% $9,273
Carrington Mortgage Services, LLC 9 5.76% $9,594
Chicago Mortgage Solutions LLC 9 3.45% $2,464
City National Bank 9 3.86% $6,023
RELIANCE FIRST CAPITAL, LLC 9 5.54% $7,185
M&T Bank 9 4.04% $5,329
AMERICAN FINANCING CORPORATION 9 4.26% $5,752
BAY EQUITY LLC 8 4.73% $5,681
Evolve Bank & Trust 8 4.78% $4,673
PENTAGON FEDERAL CREDIT UNION 8 3.88% $4,419
Bank of England 8 5.27% $7,249
SOFI LENDING CORP. 8 3.97% $4,146
PHH Mortgage Corporation 8 4.23% $6,905
BNY Mellon 8 2.86% $5,010
GENEVA FINANCIAL, LLC 8 5.30% $11,083
ALLIED MORTGAGE GROUP, INC. 7 4.70% $4,385
CHURCHILL MORTGAGE CORPORATION 7 5.21% $7,572
HANSCOM 7 4.18% $4,362
ARC HOME LLC 7 5.61% $7,516
LENDSURE MORTGAGE CORP. 7 7.54% $13,568
WILLIAM RAVEIS MORTGAGE, LLC 7 5.21% $5,351
Luxury Mortgage Corp. 7 4.20% $3,915
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 5.55% $5,984
Charter Oak Federal Credit Union 7 3.55% $2,547
HARVARD UNIVERSITY EMPLOYEES 6 3.98% $2,819
FIRST MORTGAGE COMPANY, INC. 6 5.38% $6,439
EQUITY RESOURCES, INC. 6 4.56% $6,577
Beeline Loans, Inc. 6 5.14% $3,144
PNC Bank 6 5.48% $3,947
Goldman Sachs Bank USA 6 4.33% $12,202
Mortgage Research Center, LLC 6 5.10% $5,355
North American Savings Bank, F.S.B. 6 4.60% $2,938
Discover Bank 6 4.80% $0
OCMBC, INC. 6 2.85% $3,339
The Camden National Bank 5 4.02% $4,681
USAA Federal Savings Bank 5 5.98% $4,745
First Savings Bank 5 4.28% $4,567
STEARNS LENDING, LLC 5 3.20% $6,377
HOMESTEAD FUNDING CORP. 5 4.65% $5,740
Bridgewater Savings Bank 5 4.18% $5,238
FALL RIVER MUNICIPAL CREDIT UNION 5 3.70% $3,398
Cambridge Trust Company 5 3.73% $4,002
AmeriHome Mortgage Company, LLC 5 4.95% $10,154
FINANCE OF AMERICA MORTGAGE LLC 5 6.40% $4,819
FirstBank 5 3.72% $1,834
Sharon & Crescent United Credit Union 5 4.73% $2,472
GUIDANCE RESIDENTIAL, LLC 5 5.73% $5,945
DREW MORTGAGE ASSOCIATES, INC. 5 4.78% $8,261
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 5 7.30% $9,932
RESIDENTIAL MORTGAGE SERVICES, INC. 4 3.38% $5,711
First Guaranty Mortgage Corporation 4 4.25% $5,263
ITHINK FINANCIAL Credit Union 4 3.22% $10,620
LEADERONE FINANCIAL CORPORATION 4 5.53% $4,845
Liberty Bank 4 3.34% $5,844
Dollar Bank, Federal Savings Bank 4 4.19% $4,104
DEEPHAVEN MORTGAGE LLC 4 6.37% $12,468
NexBank 4 5.28% $6,772
Century Mortgage Company DBA Century Lending Company 4 5.50% $7,024
PeoplesBank 4 3.84% $4,135
People's United Bank 4 3.06% $5,430
Poli Mortgage Group, Inc. 4 4.44% $3,305
Ross Mortgage Company, Inc. 4 5.34% $4,193
Silicon Valley Bank 4 3.53% $4,149
Stifel Bank and Trust 4 3.81% $4,035
Truist 4 4.53% $4,131
UNION HOME MORTGAGE CORP. 4 3.88% $3,985
ROCKLAND 3 3.71% $2,299
The Huntington National Bank 3 4.19% $4,602
KELLER MORTGAGE, LLC 3 4.38% $4,464
Toyota Financial Savings Bank 3 3.82% $4,882
Firstrust Savings Bank 3 4.50% $6,135
Main Street Bank 3 4.71% $4,192
SIRVA MORTGAGE, INC. 3 4.13% $2,037
First Horizon Bank 3 4.41% $6,950
BNC National Bank 3 5.04% $3,772
Avidia Bank 3 3.96% $2,515
MLD MORTGAGE INC. 3 4.38% $4,604
CONWAY FINANCIAL SERVICES, LLC 3 5.46% $3,919
CONTOUR MORTGAGE CORPORATION 3 4.17% $6,246
Dedham Institution for Savings 3 4.25% $2,978
Actors Federal Credit Union 2 3.13% $5,302
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 5.06% $4,266
FIRST WORLD MORTGAGE CORPORATION 2 4.50% $8,486
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.38% $6,245
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 3.68% $6,805
Brookline Bank 2 4.69% $2,932
Farm Credit East, ACA 2 4.73% $15,668
United Nations Federal Credit Union 2 4.31% $11,635
Cornerstone Bank 2 4.12% $4,942
HOMEXPRESS MORTGAGE CORP. 2 6.81% $12,255
AMERICAN INTERNET MORTGAGE, INC. 2 4.31% $3,213
PLAZA HOME MORTGAGE, INC. 2 5.63% $12,066
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 4.99% $8,923
PREMIA MORTGAGE, LLC 2 4.38% $1,711
Westfield Bank 2 4.50% $4,100
RTN FEDERAL CREDIT UNION 2 4.38% $3,167
MORTGAGE MARKETS CUSO, LLC 2 6.19% $9,985
The Central Trust Bank 2 4.75% $1,892
ACADEMY MORTGAGE CORPORATION 2 3.81% $4,245
NASA Federal Credit Union 2 4.00% $8,429
Cf Bank 2 3.31% $2,455
MERRIMACK VALLEY 2 4.06% $2,786
PLANET HOME LENDING, LLC 2 4.12% $3,444
Barrington Bank & Trust Company, N.A. 2 4.56% $9,085
THRIVENT Federal Credit Union 2 3.31% $4,278
Sunflower Bank 1 3.25% $5,815
SUN WEST MORTGAGE COMPANY, INC. 1 3.63% $3,253
FBC MORTGAGE, LLC 1 4.88% $3,507
Texana Bank 1 3.50% $4,316
The Bank of Canton 1 3.75% $3,497
Fidelity Bank 1 6.25% $2,904
The Northern Trust Company 1 2.88% $4,389
ANGEL OAK HOME LOANS LLC 1 7.25% $5,721
The Union Bank Company 1 3.50% $2,909
Ameris Bank 1 3.75% $5,416
FineMark National Bank & Trust 1 3.25% $4,010
First National Bank of America 1 5.88% $7,790
UNITED MORTGAGE CORP. 1 5.88% $8,681
GuardHill Financial Corp. 1 4.25% $5,079
First Federal Bank 1 2.88% $3,835
US MORTGAGE CORPORATION 1 4.38% $4,729
American Broadcast Employees Federal Credit Union 1 4.25% $8,662
First Internet Bank of Indiana 1 5.25% $4,230
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.88% $8,736
CRESCENT MORTGAGE COMPANY 1 5.38% $3,808
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.49% $12,266
COMMUNITY CREDIT UNION OF LYNN 1 5.00% $8,541
Commerce Home Mortgage, Inc. 1 7.38% $20,675
MountainOne Bank 1 3.63% $6,850
Colonial Savings, F.A. 1 4.25% $7,142
CIBC Bank USA 1 2.88% $7,093
Advisors Mortgage Group, L.L.C. 1 5.50% $4,020
Customers Bank 1 6.25% $6,549
NJ LENDERS CORP. 1 5.63% $4,875
NORTH COUNTRY 1 6.13% $4,033
Northern Bank & Trust Company 1 4.75% $3,265
Chickasaw Community Bank 1 4.63% $7,431
CHEVRON 1 5.38% $4,713
NUTMEG STATE FINANCIAL 1 3.75% $3,396
MORTGAGE ACCESS CORP. 1 6.49% $4,506
MMS MORTGAGE SERVICES, LTD. 1 4.25% $3,394
Old National Bank 1 3.63% $3,007
WEBSTER FIRST Federal Credit Union 1 3.88% $3,649
CENTRAL ONE FEDERAL CREDIT UNION 1 4.99% $2,554
Webster Five Cents Savings Bank 1 4.00% $3,886
ADVANCIAL 1 6.38% $4,701
DELMAR FINANCIAL COMPANY 1 5.13% $3,667
MID-ISLAND MORTGAGE CORP. 1 4.88% $3,261
A&D Mortgage LLC 1 9.63% $9,778
POLISH NATIONAL 1 2.99% $3,593
MidFirst Bank 1 5.05% $7,685
Cape Cod Co-operative Bank 1 3.99% $3,060
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.13% $2,718
Raymond James Bank 1 3.38% $1,937
EagleBank 1 3.25% $2,888
Blue Ridge Bank 1 3.88% $4,792
Equity Prime Mortgage LLC 1 3.25% $4,230
BAYSHORE MORTGAGE FUNDING, LLC 1 5.63% $4,141
Baxter Credit Union 1 4.00% $5,069
Service Federal Credit Union 1 4.75% $3,870
IMPAC MORTGAGE CORP. 1 3.63% $2,263
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.77% $4,833
GREENSTATE CREDIT UNION 1 6.88% $7,184
Axos Bank 1 6.75% $11,122
STANFORD Federal Credit Union 1 5.13% $2,990
STAR ONE CREDIT UNION 1 3.63% $2,151
Strong Home Mortgage, LLC 1 5.99% $5,556
SUCCESS MORTGAGE PARTNERS, INC. 1 6.63% $4,401

Rhode Island Average Closing Costs & Other Stats

Rhode Island's 279 lenders originated 32,176 loans during 2022. The total origination value was $9,900,660,000, with an average loan value of $307,703.

Rhode Island's average closing costs are $5,327.

The top Rhode Island lender as defined by loan originations is Navigant Credit Union, with 704 loans originated. Their average total fees are $8,435, which is $808 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Rhode Island lenders (with over 10 loans originated) are Rhode Island Credit Union ($638), EVERETT FINANCIAL, INC. ($2,578), OCEAN STATE CREDIT UNION ($2,723), UniBank for Savings ($2,920) and NBKC BANK ($3,092).

The lowest rate Rhode Island lenders (with over 10 loans originated) are St. Anne's Credit Union of Fall River, Mass. (3.19%), First Republic Bank (3.27%), Santander Bank, N.A. (3.34%), Charles Schwab Bank, SSB (3.53%) and Rhode Island Credit Union (3.62%).

Rhode Island Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Citizens Bank $943,280,000 $730,525,000 -22.6% 7.4%
Navigant Credit Union $593,405,000 $469,955,000 -20.8% 4.7%
PAWTUCKET $512,705,000 $379,985,000 -25.9% 3.8%
MOVEMENT MORTGAGE, LLC $461,375,000 $338,030,000 -26.7% 3.4%
The Washington Trust Company, of Westerly $544,430,000 $337,055,000 -38.1% 3.4%
QUICKEN LOANS, LLC $776,375,000 $304,990,000 -60.7% 3.1%
NFM, INC. $338,500,000 $269,685,000 -20.3% 2.7%
BankNewport $276,955,000 $242,205,000 -12.5% 2.4%
Bank Rhode Island $239,605,000 $238,365,000 -0.5% 2.4%
BAYCOAST MORTGAGE COMPANY, LLC $258,875,000 $203,280,000 -21.5% 2.1%
Bank of America $259,420,000 $199,835,000 -23.0% 2.0%
UNITED WHOLESALE MORTGAGE, LLC $259,285,000 $172,440,000 -33.5% 1.7%
Northpointe Bank $301,025,000 $165,025,000 -45.2% 1.7%
GUARANTEED RATE, INC. $261,335,000 $164,330,000 -37.1% 1.7%
GUILD MORTGAGE COMPANY $17,730,000 $149,700,000 744.3% 1.5%
Flagstar Bank, FSB $245,235,000 $143,940,000 -41.3% 1.5%
Centreville Bank $106,030,000 $143,405,000 35.2% 1.4%
Shamrock Home Loans, Inc. $251,595,000 $140,400,000 -44.2% 1.4%
Brookline Bank $12,580,000 $139,295,000 1,007.3% 1.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $251,600,000 $128,355,000 -49.0% 1.3%
TD Bank $77,965,000 $127,595,000 63.7% 1.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $218,070,000 $124,290,000 -43.0% 1.3%
Rockland Trust Company $69,085,000 $123,935,000 79.4% 1.3%
Semper Home Loans, Inc. $123,595,000 n/a 1.2%
JPMorgan Chase Bank $347,790,000 $116,095,000 -66.6% 1.2%
Webster Bank $153,085,000 $115,500,000 -24.6% 1.2%
BayCoast Bank $58,375,000 $110,360,000 89.1% 1.1%
WALKER & DUNLOP, LLC $47,180,000 $108,320,000 129.6% 1.1%
Bristol County Savings Bank $82,775,000 $101,270,000 22.3% 1.0%
LOANDEPOT.COM, LLC $245,135,000 $100,155,000 -59.1% 1.0%
HARBORONE MORTGAGE, LLC $244,165,000 $96,980,000 -60.3% 1.0%
GUARANTEED RATE AFFINITY, LLC $159,215,000 $95,300,000 -40.1% 1.0%
TOTAL MORTGAGE SERVICES, LLC $161,385,000 $87,250,000 -45.9% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $182,410,000 $82,620,000 -54.7% 0.8%
NAVY FEDERAL CREDIT UNION $122,030,000 $80,255,000 -34.2% 0.8%
CALIBER HOME LOANS, INC. $200,115,000 $80,135,000 -60.0% 0.8%
Eastern Bank $47,070,000 $77,650,000 65.0% 0.8%
HOME POINT FINANCIAL CORPORATION $160,540,000 $76,970,000 -52.1% 0.8%
PROVINCE MORTGAGE ASSOCIATES, INC. $249,320,000 $76,310,000 -69.4% 0.8%
Wells Fargo Bank $160,685,000 $71,655,000 -55.4% 0.7%
PENNYMAC LOAN SERVICES, LLC $214,265,000 $71,400,000 -66.7% 0.7%
FREEDOM MORTGAGE CORPORATION $245,710,000 $67,630,000 -72.5% 0.7%
Home Loan Investment Bank, F.S.B. $138,980,000 $66,470,000 -52.2% 0.7%
Fall River Five Cents Savings Bank $133,660,000 $64,415,000 -51.8% 0.7%
EMBRACE HOME LOANS, INC. $115,000,000 $62,300,000 -45.8% 0.6%
First Republic Bank $88,500,000 $61,650,000 -30.3% 0.6%
GREENWOOD $88,390,000 $61,505,000 -30.4% 0.6%
DIGITAL Federal Credit Union $26,540,000 $59,885,000 125.6% 0.6%
RF Renovo Management Company, LLC $27,215,000 $58,285,000 114.2% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $134,900,000 $58,060,000 -57.0% 0.6%
HarborOne Bank $37,955,000 $57,345,000 51.1% 0.6%
Mortgage Research Center, LLC $87,275,000 $55,765,000 -36.1% 0.6%
The People's Credit Union $4,385,000 $53,845,000 1,127.9% 0.5%
Leader Bank $80,180,000 $52,345,000 -34.7% 0.5%
AMERISAVE MORTGAGE CORPORATION $136,380,000 $50,880,000 -62.7% 0.5%
Merchants Bank of Indiana $133,020,000 $46,705,000 -64.9% 0.5%
U.S. Bank $89,810,000 $46,675,000 -48.0% 0.5%
Envision Bank $96,845,000 $42,175,000 -56.5% 0.4%
Prudential Huntoon Paige Associates, LLC $41,635,000 n/a 0.4%
Morgan Stanley Private Bank $44,145,000 $39,670,000 -10.1% 0.4%
NEWREZ LLC $152,935,000 $38,960,000 -74.5% 0.4%
Berkshire Bank $11,520,000 $38,130,000 231.0% 0.4%
Nations Lending Corporation $113,560,000 $36,350,000 -68.0% 0.4%
LAKEVIEW LOAN SERVICING, LLC $106,665,000 $35,745,000 -66.5% 0.4%
WASHINGTON TRUST MORTGAGE COMPANY LLC $63,850,000 $35,680,000 -44.1% 0.4%
BERKADIA COMMERCIAL MORTGAGE LLC $3,485,000 $34,905,000 901.6% 0.4%
Mortgage Network, Inc. $18,760,000 $33,655,000 79.4% 0.3%
Rhode Island Credit Union $44,340,000 $32,925,000 -25.7% 0.3%
Cambridge Trust Company $4,765,000 $32,855,000 589.5% 0.3%
WESTERLY COMMUNITY $44,445,000 $28,325,000 -36.3% 0.3%
Paramount Residential Mortgage Group, Inc. $46,650,000 $26,075,000 -44.1% 0.3%
M&T Realty Capital Corporation $25,375,000 n/a 0.3%
HOMESPIRE MORTGAGE CORPORATION $52,880,000 $25,220,000 -52.3% 0.3%
FIRST HOME MORTGAGE CORPORATION $81,935,000 $25,015,000 -69.5% 0.3%
BERKELEY POINT CAPITAL LLC $24,415,000 n/a 0.2%
Ixonia Bank $7,385,000 $24,285,000 228.8% 0.2%
Santander Bank, N.A. $147,980,000 $23,815,000 -83.9% 0.2%
Country Bank for Savings $23,265,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $142,305,000 $23,190,000 -83.7% 0.2%
UBS Bank USA $22,920,000 $21,855,000 -4.6% 0.2%
Milford Federal Bank $33,245,000 $21,490,000 -35.4% 0.2%
EVERETT FINANCIAL, INC. $3,810,000 $20,535,000 439.0% 0.2%
Sierra Pacific Mortgage Company, Inc. $38,350,000 $19,435,000 -49.3% 0.2%
Princeton Mortgage Corporation $19,425,000 n/a 0.2%
GREYSTONE SERVICING COMPANY LLC $14,925,000 $19,225,000 28.8% 0.2%
USAA Federal Savings Bank $24,875,000 $18,385,000 -26.1% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $30,815,000 $18,340,000 -40.5% 0.2%
Enterprise Bank and Trust Company $18,160,000 n/a 0.2%
OCEAN STATE CREDIT UNION $72,260,000 $18,000,000 -75.1% 0.2%
Goldman Sachs Bank USA $13,535,000 $17,500,000 29.3% 0.2%
The Federal Savings Bank $53,165,000 $16,825,000 -68.4% 0.2%
NORWICH COMMERCIAL GROUP, INC. $37,505,000 $16,105,000 -57.1% 0.2%
StonehamBank, A Co-operative Bank $4,335,000 $15,740,000 263.1% 0.2%
Dime Bank $9,745,000 $15,710,000 61.2% 0.2%
OCMBC, INC. $14,595,000 $15,080,000 3.3% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $40,035,000 $14,695,000 -63.3% 0.1%
Citibank $44,070,000 $14,470,000 -67.2% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $35,640,000 $14,350,000 -59.7% 0.1%
BROKER SOLUTIONS, INC. $55,120,000 $14,310,000 -74.0% 0.1%
Carrington Mortgage Services, LLC $28,155,000 $14,300,000 -49.2% 0.1%
ENVOY MORTGAGE, LTD $30,130,000 $14,270,000 -52.6% 0.1%
Customers Bank $385,000 $13,690,000 3,455.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $9,190,000 $13,305,000 44.8% 0.1%
Charles Schwab Bank, SSB $16,765,000 $13,190,000 -21.3% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $40,640,000 $12,670,000 -68.8% 0.1%
HANSCOM $6,580,000 $12,245,000 86.1% 0.1%
PENTAGON FEDERAL CREDIT UNION $18,000,000 $12,170,000 -32.4% 0.1%
FINANCE OF AMERICA REVERSE LLC $5,960,000 $11,390,000 91.1% 0.1%
MountainOne Bank $5,195,000 $10,845,000 108.8% 0.1%
SALEM FIVE MORTGAGE COMPANY, LLC $15,010,000 $10,680,000 -28.8% 0.1%
PNC Bank $15,665,000 $10,305,000 -34.2% 0.1%
Quontic Bank $9,050,000 $10,305,000 13.9% 0.1%
CMG MORTGAGE, INC. $25,965,000 $10,160,000 -60.9% 0.1%
NORTHPOINT MORTGAGE, INC. $37,790,000 $10,010,000 -73.5% 0.1%
MORTGAGE EQUITY PARTNERS LLC $9,810,000 n/a 0.1%
Chelsea Groton Bank $8,815,000 $9,765,000 10.8% 0.1%
WAVE FEDERAL CREDIT UNION $13,275,000 $9,620,000 -27.5% 0.1%
City National Bank $8,630,000 $9,500,000 10.1% 0.1%
RADIUS FINANCIAL GROUP INC. $25,715,000 $9,270,000 -64.0% 0.1%
BNY Mellon $24,420,000 $9,200,000 -62.3% 0.1%
LENDSURE MORTGAGE CORP. $6,615,000 $9,140,000 38.2% 0.1%
EMM LOANS LLC $9,130,000 $8,830,000 -3.3% 0.1%
St. Anne's Credit Union of Fall River, Mass. $15,725,000 $8,270,000 -47.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $9,470,000 $7,815,000 -17.5% 0.1%
Waterstone Mortgage Corporation $740,000 $7,800,000 954.1% 0.1%
KeyBank $57,620,000 $7,780,000 -86.5% 0.1%
REVERSE MORTGAGE FUNDING LLC $10,710,000 $7,780,000 -27.4% 0.1%
Southern Mass Credit Union $15,575,000 $7,760,000 -50.2% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $15,350,000 $7,505,000 -51.1% 0.1%
Charter Oak Federal Credit Union $6,385,000 $7,470,000 17.0% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $2,535,000 $7,165,000 182.6% 0.1%
Easthampton Savings Bank $950,000 $7,145,000 652.1% 0.1%
NEW FED MORTGAGE, CORP. $10,620,000 $7,040,000 -33.7% 0.1%
T2 FINANCIAL LLC $6,890,000 n/a 0.1%
Mechanics Cooperative Bank $12,285,000 $6,880,000 -44.0% 0.1%
SPRING EQ, LLC $4,300,000 $6,855,000 59.4% 0.1%
Wyndham Capital Mortgage, Inc. $17,575,000 $6,845,000 -61.1% 0.1%
M&T Bank $8,770,000 $6,755,000 -23.0% 0.1%
UniBank for Savings $8,240,000 $6,640,000 -19.4% 0.1%
Chicago Mortgage Solutions LLC $11,075,000 $6,470,000 -41.6% 0.1%
Stifel Bank and Trust $3,590,000 $6,400,000 78.3% 0.1%
Network Funding, L.P. $7,125,000 $6,225,000 -12.6% 0.1%
EQUITY RESOURCES, INC. $5,390,000 $6,095,000 13.1% 0.1%
INLAND BANK & TRUST $14,485,000 $6,020,000 -58.4% 0.1%
Prosperity Home Mortgage, LLC $16,020,000 $5,950,000 -62.9% 0.1%
Sharon & Crescent United Credit Union $4,910,000 $5,850,000 19.1% 0.1%
Equity Prime Mortgage LLC $6,980,000 $5,830,000 -16.5% 0.1%
AMERICAN ADVISORS GROUP $5,230,000 $5,595,000 7.0% 0.1%
Evolve Bank & Trust $16,500,000 $5,585,000 -66.2% 0.1%
Jewett City Savings Bank $5,450,000 $5,515,000 1.2% 0.1%
Discover Bank $5,080,000 $5,440,000 7.1% 0.1%
SILVER HILL FUNDING, LLC $4,575,000 $5,290,000 15.6% 0.1%
MidFirst Bank $5,105,000 n/a 0.1%
Dean Co-operative Bank $7,935,000 $5,090,000 -35.9% 0.1%
SOFI LENDING CORP. $13,995,000 $5,085,000 -63.7% 0.1%
FIRST MORTGAGE COMPANY, INC. $5,050,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $8,300,000 $4,935,000 -40.5% 0.0%
Hometown Equity Mortgage, LLC $8,355,000 $4,925,000 -41.1% 0.0%
The Camden National Bank $3,335,000 $4,870,000 46.0% 0.0%
Century Mortgage Company DBA Century Lending Company $5,000,000 $4,790,000 -4.2% 0.0%
First Home Bank $28,175,000 $4,770,000 -83.1% 0.0%
Bank of England $5,045,000 $4,745,000 -5.9% 0.0%
Silicon Valley Bank $3,500,000 $4,695,000 34.1% 0.0%
Avidia Bank $12,665,000 $4,685,000 -63.0% 0.0%
Figure Lending LLC $1,670,000 $4,665,000 179.3% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $7,235,000 $4,660,000 -35.6% 0.0%
Foxboro Federal Savings $3,240,000 $4,650,000 43.5% 0.0%
Homestar Mortgage, Inc. $21,465,000 $4,645,000 -78.4% 0.0%
NBKC BANK $10,275,000 $4,595,000 -55.3% 0.0%
Luxury Mortgage Corp. $7,810,000 $4,560,000 -41.6% 0.0%
BAY EQUITY LLC $2,350,000 $4,440,000 88.9% 0.0%
Ally Bank $13,680,000 $4,435,000 -67.6% 0.0%
Barrington Bank & Trust Company, N.A. $5,675,000 $4,365,000 -23.1% 0.0%
ZILLOW HOME LOANS, LLC $16,010,000 $4,345,000 -72.9% 0.0%
Hometown Bank $960,000 $4,260,000 343.8% 0.0%
VILLAGE CAPITAL MORTGAGE $12,445,000 $4,240,000 -65.9% 0.0%
Bridgewater Savings Bank $11,645,000 $4,185,000 -64.1% 0.0%
ALLIED MORTGAGE GROUP, INC. $4,025,000 $4,005,000 -0.5% 0.0%
GENEVA FINANCIAL, LLC $6,940,000 $3,960,000 -42.9% 0.0%
MEMBERS MORTGAGE COMPANY, INC. $3,235,000 $3,890,000 20.2% 0.0%
PHH Mortgage Corporation $11,710,000 $3,825,000 -67.3% 0.0%
BNC National Bank $9,890,000 $3,785,000 -61.7% 0.0%
North American Savings Bank, F.S.B. $12,425,000 $3,760,000 -69.7% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $6,185,000 $3,710,000 -40.0% 0.0%
HOMEXPRESS MORTGAGE CORP. $2,535,000 $3,690,000 45.6% 0.0%
DAS Acquisition Company, LLC $3,570,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $15,085,000 $3,540,000 -76.5% 0.0%
RCN Capital, LLC $6,350,000 $3,535,000 -44.3% 0.0%
BLACKSTONE RIVER FEDERAL CREDIT UNION $1,335,000 $3,280,000 145.7% 0.0%
FirstBank $7,540,000 $3,105,000 -58.8% 0.0%
ITHINK FINANCIAL Credit Union $1,890,000 $3,090,000 63.5% 0.0%
HOMESTEAD FUNDING CORP. $11,630,000 $3,040,000 -73.9% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $2,690,000 $3,000,000 11.5% 0.0%
GUIDANCE RESIDENTIAL, LLC $1,415,000 $2,985,000 111.0% 0.0%
ARC HOME LLC $4,370,000 $2,880,000 -34.1% 0.0%
WILLIAM RAVEIS MORTGAGE, LLC $2,910,000 $2,880,000 -1.0% 0.0%
Dollar Bank, Federal Savings Bank $8,095,000 $2,865,000 -64.6% 0.0%
PLAZA HOME MORTGAGE, INC. $3,765,000 $2,815,000 -25.2% 0.0%
MLD MORTGAGE INC. $3,365,000 $2,800,000 -16.8% 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $312,705,000 $2,700,000 -99.1% 0.0%
PeoplesBank $3,090,000 $2,660,000 -13.9% 0.0%
First Savings Bank $4,250,000 $2,600,000 -38.8% 0.0%
First Guaranty Mortgage Corporation $14,955,000 $2,555,000 -82.9% 0.0%
LIMA ONE CAPITAL, LLC $3,305,000 $2,555,000 -22.7% 0.0%
The Huntington National Bank $2,635,000 $2,535,000 -3.8% 0.0%
STEARNS LENDING, LLC $67,675,000 $2,530,000 -96.3% 0.0%
People's United Bank $11,685,000 $2,525,000 -78.4% 0.0%
HARVARD UNIVERSITY EMPLOYEES $3,455,000 $2,480,000 -28.2% 0.0%
Toyota Financial Savings Bank $6,890,000 $2,445,000 -64.5% 0.0%
UNION HOME MORTGAGE CORP. $2,865,000 $2,440,000 -14.8% 0.0%
Cornerstone Bank $2,695,000 $2,390,000 -11.3% 0.0%
Truist $4,365,000 $2,345,000 -46.3% 0.0%
AmeriHome Mortgage Company, LLC $8,140,000 $2,340,000 -71.3% 0.0%
LEADERONE FINANCIAL CORPORATION $350,000 $2,225,000 535.7% 0.0%
PS FUNDING, INC. $325,000 $2,205,000 578.5% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $13,375,000 $2,165,000 -83.8% 0.0%
LENDINGONE, LLC $1,525,000 $2,155,000 41.3% 0.0%
DREW MORTGAGE ASSOCIATES, INC. $3,120,000 $2,135,000 -31.6% 0.0%
Ross Mortgage Company, Inc. $525,000 $2,075,000 295.2% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,870,000 $2,065,000 -28.0% 0.0%
TAUNTON FEDERAL CREDIT UNION $1,685,000 $2,065,000 22.6% 0.0%
CIBC Bank USA $2,005,000 n/a 0.0%
Service Federal Credit Union $1,220,000 $2,005,000 64.3% 0.0%
Liberty Bank $3,195,000 $1,990,000 -37.7% 0.0%
FALL RIVER MUNICIPAL CREDIT UNION $2,605,000 $1,940,000 -25.5% 0.0%
PLANET HOME LENDING, LLC $5,825,000 $1,905,000 -67.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $8,985,000 $1,900,000 -78.9% 0.0%
USAlliance Federal Credit Union $305,000 $1,795,000 488.5% 0.0%
Poli Mortgage Group, Inc. $6,695,000 $1,775,000 -73.5% 0.0%
DEEPHAVEN MORTGAGE LLC $1,255,000 $1,740,000 38.6% 0.0%
QUORUM FEDERAL CREDIT UNION $1,645,000 $1,720,000 4.6% 0.0%
LONGBRIDGE FINANCIAL, LLC $510,000 $1,695,000 232.4% 0.0%
AMWEST FUNDING CORP. $305,000 $1,655,000 442.6% 0.0%
Farm Credit East, ACA $3,885,000 $1,620,000 -58.3% 0.0%
KELLER MORTGAGE, LLC $2,065,000 $1,535,000 -25.7% 0.0%
A&D Mortgage LLC $2,425,000 $1,520,000 -37.3% 0.0%
ACADEMY MORTGAGE CORPORATION $155,000 $1,505,000 871.0% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $1,250,000 $1,465,000 17.2% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $350,000 $1,440,000 311.4% 0.0%
NexBank $1,420,000 n/a 0.0%
First Horizon Bank $1,415,000 n/a 0.0%
First Internet Bank of Indiana $1,495,000 $1,390,000 -7.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,780,000 $1,360,000 -51.1% 0.0%
Firstrust Savings Bank $3,775,000 $1,355,000 -64.1% 0.0%
First Federal Bank $5,390,000 $1,350,000 -75.0% 0.0%
Main Street Bank $3,035,000 $1,345,000 -55.7% 0.0%
PREMIA MORTGAGE, LLC $4,070,000 $1,345,000 -67.0% 0.0%
Cambridge Savings Bank $815,000 $1,335,000 63.8% 0.0%
United Nations Federal Credit Union $4,150,000 $1,335,000 -67.8% 0.0%
Beeline Loans, Inc. $13,455,000 $1,330,000 -90.1% 0.0%
LIBERTY BAY CREDIT UNION $805,000 $1,325,000 64.6% 0.0%
RTN FEDERAL CREDIT UNION $1,025,000 $1,305,000 27.3% 0.0%
CONTOUR MORTGAGE CORPORATION $3,960,000 $1,300,000 -67.2% 0.0%
ROCKLAND $1,730,000 $1,300,000 -24.9% 0.0%
Monson Savings Bank $2,335,000 $1,275,000 -45.4% 0.0%
Texana Bank $1,080,000 $1,270,000 17.6% 0.0%
FIRST WORLD MORTGAGE CORPORATION $1,900,000 $1,260,000 -33.7% 0.0%
The Central Trust Bank $1,565,000 $1,245,000 -20.4% 0.0%
SCIENT Federal Credit Union $3,080,000 $1,230,000 -60.1% 0.0%
POLISH NATIONAL $2,950,000 $1,220,000 -58.6% 0.0%
Charles River Bank $1,700,000 $1,180,000 -30.6% 0.0%
CONWAY FINANCIAL SERVICES, LLC $1,795,000 $1,145,000 -36.2% 0.0%
Ameris Bank $605,000 $1,140,000 88.4% 0.0%
SIRVA MORTGAGE, INC. $1,475,000 $1,135,000 -23.1% 0.0%
The Cape Cod Five Cents Savings Bank $735,000 $1,105,000 50.3% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $4,915,000 $1,100,000 -77.6% 0.0%
Farmers Bank & Trust $1,725,000 $1,090,000 -36.8% 0.0%
MID AMERICA MORTGAGE, INC. $530,000 $1,075,000 102.8% 0.0%
Commerce Home Mortgage, Inc. $1,065,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $625,000 $1,055,000 68.8% 0.0%
NASA Federal Credit Union $295,000 $1,050,000 255.9% 0.0%
CENTRAL ONE FEDERAL CREDIT UNION $1,230,000 $1,045,000 -15.0% 0.0%
MID-ISLAND MORTGAGE CORP. $570,000 $1,010,000 77.2% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $750,000 $1,010,000 34.7% 0.0%
Salem Five Cents Savings Bank $790,000 $975,000 23.4% 0.0%
ALIGN CREDIT UNION $965,000 n/a 0.0%
Wakefield Co-operative Bank $920,000 n/a 0.0%
Needham Bank $1,075,000 $915,000 -14.9% 0.0%
Plains Commerce Bank $895,000 n/a 0.0%
THRIVENT Federal Credit Union $1,355,000 $880,000 -35.1% 0.0%
Dedham Institution for Savings $770,000 $835,000 8.4% 0.0%
Westfield Bank $305,000 $835,000 173.8% 0.0%
Axos Bank $1,665,000 $800,000 -52.0% 0.0%
Two Rivers Bank & Trust $755,000 n/a 0.0%
Actors Federal Credit Union $690,000 n/a 0.0%
Commercial Lender LLC $1,575,000 $685,000 -56.5% 0.0%
Webster Five Cents Savings Bank $2,110,000 $685,000 -67.5% 0.0%
EASTERN CONNECTICUT SAVINGS BANK $3,915,000 $680,000 -82.6% 0.0%
FBC MORTGAGE, LLC $680,000 n/a 0.0%
MERRIMACK VALLEY $675,000 n/a 0.0%
Baxter Credit Union $3,515,000 $670,000 -80.9% 0.0%
State Department Federal Credit Union $665,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $500,000 $650,000 30.0% 0.0%
Magnolia Bank $4,330,000 $650,000 -85.0% 0.0%
Cf Bank $4,775,000 $640,000 -86.6% 0.0%
GFA Federal Credit Union $640,000 n/a 0.0%
Old National Bank $615,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $17,885,000 $610,000 -96.6% 0.0%
Low VA Rates, LLC $4,995,000 $605,000 -87.9% 0.0%
The Union Bank Company $2,100,000 $600,000 -71.4% 0.0%
MORTGAGE MARKETS CUSO, LLC $590,000 n/a 0.0%
Clinton Savings Bank $205,000 $585,000 185.4% 0.0%
Citadel Servicing Corporation $580,000 n/a 0.0%
Eagle Bank $575,000 n/a 0.0%
Wintrust Bank, N.A. $575,000 n/a 0.0%
ALLIANT CREDIT UNION $1,020,000 $565,000 -44.6% 0.0%
WEBSTER FIRST Federal Credit Union $1,005,000 $560,000 -44.3% 0.0%
Armed Forces Bank $555,000 n/a 0.0%
ADVANCIAL $795,000 $545,000 -31.4% 0.0%
American Broadcast Employees Federal Credit Union $535,000 n/a 0.0%
FineMark National Bank & Trust $525,000 n/a 0.0%
MORTGAGE ACCESS CORP. $295,000 $520,000 76.3% 0.0%
AMERICAN HERITAGE LENDING, INC. $510,000 n/a 0.0%
North Brookfield Savings Bank $510,000 n/a 0.0%
STANFORD Federal Credit Union $500,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,605,000 $475,000 -70.4% 0.0%
MASSMUTUAL $330,000 $465,000 40.9% 0.0%
First United Bank and Trust Company $175,000 $455,000 160.0% 0.0%
South State Bank $455,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $455,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $620,000 $445,000 -28.2% 0.0%
Bethpage Federal Credit Union $1,920,000 $445,000 -76.8% 0.0%
CHEVRON $435,000 n/a 0.0%
EagleBank $1,060,000 $435,000 -59.0% 0.0%
US MORTGAGE CORPORATION $435,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $265,000 $430,000 62.3% 0.0%
First Central Savings Bank $425,000 n/a 0.0%
OAKTREE FUNDING CORP. $425,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $425,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,060,000 $420,000 -60.4% 0.0%
MILLBURY FEDERAL CREDIT UNION $1,195,000 $420,000 -64.9% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $410,000 n/a 0.0%
STAR ONE CREDIT UNION $405,000 n/a 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $405,000 n/a 0.0%
HUNT MORTGAGE CORPORATION $385,000 n/a 0.0%
GREENSTATE CREDIT UNION $375,000 n/a 0.0%
NJ LENDERS CORP. $365,000 n/a 0.0%
The Northern Trust Company $10,720,000 $365,000 -96.6% 0.0%
ANGEL OAK HOME LOANS LLC $3,555,000 $360,000 -89.9% 0.0%
Cape Cod Co-operative Bank $345,000 n/a 0.0%
FIRST CITIZENS' FEDERAL CREDIT UNION $335,000 n/a 0.0%
GuardHill Financial Corp. $325,000 n/a 0.0%
Northern Bank & Trust Company $1,605,000 $325,000 -79.8% 0.0%
COMMUNITY CREDIT UNION OF LYNN $315,000 n/a 0.0%
MASS BAY Credit Union $315,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $2,005,000 $305,000 -84.8% 0.0%
Chickasaw Community Bank $305,000 n/a 0.0%
CITIZENS EQUITY FIRST $305,000 n/a 0.0%
Strong Home Mortgage, LLC $1,460,000 $305,000 -79.1% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 $300,000 757.1% 0.0%
Community First National Bank $185,000 $295,000 59.5% 0.0%
CRESCENT MORTGAGE COMPANY $295,000 n/a 0.0%
UNITED MORTGAGE CORP. $1,025,000 $295,000 -71.2% 0.0%
ABINGTON BANK $165,000 $285,000 72.7% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $2,355,000 $285,000 -87.9% 0.0%
DELMAR FINANCIAL COMPANY $285,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $4,075,000 $285,000 -93.0% 0.0%
New Bedford Credit Union $245,000 $285,000 16.3% 0.0%
Notre Dame Federal Credit Union Corporation $275,000 n/a 0.0%
The Bank of Canton $5,000,000 $275,000 -94.5% 0.0%
Elements Financial Federal Credit Union $25,000 $265,000 960.0% 0.0%
Fidelity Bank $405,000 $265,000 -34.6% 0.0%
Raymond James Bank $1,600,000 $255,000 -84.1% 0.0%
Colonial Savings, F.A. $875,000 $245,000 -72.0% 0.0%
First National Bank of America $355,000 $245,000 -31.0% 0.0%
SOUTHCOAST FEDERAL CREDIT UNION $245,000 n/a 0.0%
NP, Inc. $4,280,000 $235,000 -94.5% 0.0%
Blue Ridge Bank $2,345,000 $225,000 -90.4% 0.0%
CorePlus Federal Credit Union $1,045,000 $220,000 -78.9% 0.0%
NORTH COUNTRY $85,000 $205,000 141.2% 0.0%
Northwest Federal Credit Union $195,000 n/a 0.0%
American Airlines Federal Credit Union $185,000 n/a 0.0%
ANCHOR LOANS, LP $175,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $1,465,000 $175,000 -88.1% 0.0%
Stoughton Co-Operative Bank $175,000 n/a 0.0%
Sunflower Bank $820,000 $155,000 -81.1% 0.0%
IMPAC MORTGAGE CORP. $175,000 $115,000 -34.3% 0.0%
N R L Federal Credit Union $105,000 n/a 0.0%
NUTMEG STATE FINANCIAL $105,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $1,025,000 $105,000 -89.8% 0.0%
Westport Federal Credit Union $555,000 $100,000 -82.0% 0.0%
MMS MORTGAGE SERVICES, LTD. $85,000 n/a 0.0%
GREYLOCK $75,000 n/a 0.0%
City of Boston Credit Union $1,075,000 $65,000 -94.0% 0.0%
Tewksbury Federal Credit Union $55,000 n/a 0.0%
AFL CIO EMPLOYEES FEDERAL CREDIT UNION $45,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $45,000 n/a 0.0%
Southwest Airlines Federal Credit Union $35,000 n/a 0.0%

Rhode Island's top lender by overall market share is Citizens Bank, with 7.4% market share. In second place, with 4.7%, is Navigant Credit Union, having originated $469,955,000 in loans. In third place, with 3.8%, is PAWTUCKET, having originated $379,985,000 in loans. In fourth place, with 3.4%, is MOVEMENT MORTGAGE, LLC, having originated $338,030,000 in loans. In fifth place, with 3.4%, is The Washington Trust Company, of Westerly, having originated $337,055,000 in loans.

Rhode Island Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 12,983 $5,010,015,000 $385,890
Cash Out Refi 6,119 $1,878,945,000 $307,067
Refi 5,137 $1,878,915,000 $365,761
Home Improvement 4,834 $634,390,000 $131,235
Other 3,099 $463,395,000 $149,530
NA 4 $35,000,000 $8,750,000

Rhode Island's most frequently cited loan purpose was Home Purchase, with 12,983 originations. The 2nd most popular reason was Cash Out Refi, with 6,119 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 8,150 $2,659,690,000 $326,342
4-5% 7,163 $2,505,975,000 $349,850
5-6% 6,625 $2,074,435,000 $313,122
6-7% 3,191 $884,695,000 $277,247
2.5-3% 3,109 $884,095,000 $284,366
<2.5% 2,049 $450,445,000 $219,837
7-8% 1,009 $229,775,000 $227,725
Over 8% 674 $97,340,000 $144,421

During 2022, Rhode Island's most frequently originated rate bucket was 3-4%, with 8,150 originations.

Loan Sizing (Rhode Island MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 13,627 $3,939,595,000 $289,102
$100k-200k 6,582 $936,940,000 $142,349
$100,000 or less 6,166 $325,030,000 $52,713
$400k-600k 3,988 $1,886,190,000 $472,966
$600k-1000k 1,282 $929,860,000 $725,320
$Over $1MM 531 $1,883,045,000 $3,546,224

Rhode Island's loan sizing saw the bucket of loans from $200k-400k with 13,627 originations, totaling $3,939,595,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 8,372 $3,192,670,000 $381,351
60-80% 7,771 $3,401,455,000 $437,711
Under 20% 5,664 $390,870,000 $69,010
20-40% 5,130 $1,027,620,000 $200,316
40-60% 4,215 $1,598,875,000 $379,330
Over 100% 214 $103,940,000 $485,701

Rhode Island's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 8,372 originations, totaling $3,192,670,000 in origination value.