Texas Hill Country Bank Mortgage Rates, Fees & Info
BANDERA, TXLEI: 549300P4P14Y3SHHUE92
Tax ID: 26-4233470
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Texas Hill Country Bank is a smaller bank specializing in Home Purchase and Refi loans. Texas Hill Country Bank has a high proportion of conventional loans. Their top markets by origination volume include: Kerrville, Houston, Fredericksburg, San Antonio, and Kingsville among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Texas Hill Country Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
50Origination Dollar Volume (All Markets)
$10,000,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Kerrville, TX (FHA|USDA|VA) | 28 | $3,600,000 | $128,571 | $0 | 0.00% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $2,340,000 | $1,170,000 | $0 | 0.00% |
Fredericksburg, TX (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $0 | 0.00% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 12 | $1,520,000 | $126,667 | $0 | 0.00% |
Kingsville, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
Outside of Metro Areas | 1 | $235,000 | $235,000 | $0 | 0.00% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 50 | $10,000,000 | $200,000 | $0 | 0.00% |
For 2018, Texas Hill Country Bank's most frequently originated type of loan was Conventional, with 50 originations.
Loan Reason
For 2018, Texas Hill Country Bank's most frequently cited loan purpose was Home Purchase, with 28 originations. The 2nd most popular reason was Refi, with 11 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Other | 50 | $10,000,000 | $200,000 | $0 | 0.00% |
For 2018, Texas Hill Country Bank's most frequently cited loan duration was Other, with 50 originations.
Loan Sizing
2018 saw Texas Hill Country Bank place emphasis on $100k-200k loans with 25 originations, totaling $3,465,000 in origination value.
Applicant Income
Texas Hill Country Bank lent most frequently to those with incomes in the $50k-75k range, with 11 originations. The second most popular income band? $100k-150k, with 7 originations.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Exempt% | 50 | $10,000,000 | $200,000 | $0 | 0.00% |
Texas Hill Country Bank lent most frequently to those with DTI ratios of Exempt%, with 50 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.12%
Texas Hill Country Bank has a below average approval rate.
Pick Rate
Approvals leading to origination72.00%
Texas Hill Country Bank has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
Exempt | 50 | $10,000,000 | $200,000 |