Kingsville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kingsville averaged 6.74% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.55% and one month ago for the week of 2025-02-27, the average rate was 6.96%.

Kingsville's average rate one year ago was 6.59%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.64%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Kingsville 30 Year Fixed Rate 2025-04-03 6.74%
Kingsville 30 Year Fixed Rate Refi 2025-04-03 6.64%
Kingsville 15 Year Fixed Rate 2025-04-03 6.02%
Kingsville 15 Year Fixed Rate Refi 2025-04-03 5.82%
Kingsville 30 Year FHA 2025-04-03 6.36%
Kingsville 30 Year FHA Refi 2025-04-03 6.26%
Kingsville 30 Year VA 2025-04-03 5.86%
Kingsville 30 Year VA Refi 2025-04-03 6.26%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kingsville, TX.

Kingsville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kingsville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
JPMorgan Chase Bank 9 6.08% $6,223
QUICKEN LOANS, LLC 8 7.31% $6,726
UNITED WHOLESALE MORTGAGE, LLC 5 6.82% $7,500
NAVY ARMY COMMUNITY CREDIT UNION 5 7.38% $3,926
WILLOW BEND MORTGAGE COMPANY, LLC 4 6.59% $6,306
Flagstar Bank, FSB 3 6.33% $5,676
SECURITY SERVICE 3 6.21% $3,508
LOANDEPOT.COM, LLC 3 7.12% $11,136
NAVY FEDERAL CREDIT UNION 2 7.25% $5,016
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.13% $7,344
GUARANTEED RATE, INC. 1 7.38% $6,786
GUILD MORTGAGE COMPANY 1 6.13% $4,332
Hamilton Mortgage Corporation 1 7.50% $7,136
Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $6,938
NBKC BANK 1 5.88% $8,127
NexBank 1 7.50% $8,218
NUSENDA 1 6.13% $4,260
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.63% $5,053
RANDOLPH-BROOKS 1 7.38% $34
TEXAS DOW EMPLOYEES CREDIT UNION 1 7.75% $3,186
The Loan Store, Inc. 1 6.99% $14,963
U.S. Bank 1 6.49% $4,607
Wells Fargo Bank 1 7.50% $5,714
21ST MORTGAGE CORPORATION 1 8.55% $7,160
ZILLOW HOME LOANS, LLC 1 6.50% $8,523
AmeriHome Mortgage Company, LLC 1 6.13% $5,396
ARC HOME LLC 1 7.38% $8,037
BETTER MORTGAGE CORPORATION 1 5.25% $7,118
BROKER SOLUTIONS, INC. 1 6.88% $17,587
Carrington Mortgage Services, LLC 1 7.50% $6,558
Century Mortgage Company DBA Century Lending Company 1 6.13% $8,657
CMG MORTGAGE, INC. 1 7.49% $5,736
CROSSCOUNTRY MORTGAGE, LLC 1 7.99% $5,825

Kingsville Average Closing Costs & Other Stats

Kingsville, TX's 33 lenders originated 284 loans during 2024. The total origination value was $67,320,000, with an average loan value of $237,042.

Kingsville's average closing costs are $6,153.

The top Kingsville lender as defined by loan originations is JPMorgan Chase Bank, with 9 loans originated. Their average total fees are $6,223, which is $503 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Kingsville lenders (with over 10 loans originated) are .

The lowest rate Kingsville lenders (with over 10 loans originated) are .

Kingsville, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
BERKELEY POINT CAPITAL LLC $10,255,000 n/a 15.2%
Mortgage Research Center, LLC $6,445,000 $8,650,000 34.2% 12.8%
UNITED WHOLESALE MORTGAGE, LLC $1,895,000 $4,560,000 140.6% 6.8%
QUICKEN LOANS, LLC $3,595,000 $3,260,000 -9.3% 4.8%
NAVY ARMY COMMUNITY CREDIT UNION $4,710,000 $3,245,000 -31.1% 4.8%
NAVY FEDERAL CREDIT UNION $1,565,000 $2,655,000 69.6% 3.9%
Simmons Bank $165,000 $2,265,000 1,272.7% 3.4%
First Community Bank $4,440,000 $2,065,000 -53.5% 3.1%
CROSSCOUNTRY MORTGAGE, LLC $975,000 $1,895,000 94.4% 2.8%
JPMorgan Chase Bank $430,000 $1,690,000 293.0% 2.5%
CMG MORTGAGE, INC. $940,000 $1,445,000 53.7% 2.1%
UNION HOME MORTGAGE CORP. $1,195,000 $1,055,000 -11.7% 1.6%
FREEDOM MORTGAGE CORPORATION $275,000 $1,050,000 281.8% 1.6%
SECURITY SERVICE $950,000 $1,010,000 6.3% 1.5%
LOANDEPOT.COM, LLC $1,015,000 $960,000 -5.4% 1.4%
WILLOW BEND MORTGAGE COMPANY, LLC $495,000 $955,000 92.9% 1.4%
21ST MORTGAGE CORPORATION $540,000 $710,000 31.5% 1.1%
AMERICAN HERITAGE LENDING, INC. $695,000 n/a 1.0%
GUILD MORTGAGE COMPANY $850,000 $695,000 -18.2% 1.0%
Flagstar Bank, FSB $665,000 n/a 1.0%
GUARANTEED RATE, INC. $660,000 n/a 1.0%
PENNYMAC LOAN SERVICES, LLC $690,000 $660,000 -4.3% 1.0%
Prosperity Bank $3,110,000 $660,000 -78.8% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $305,000 $650,000 113.1% 1.0%
Gateway First Bank $1,210,000 $645,000 -46.7% 1.0%
LENDINGHOME FUNDING CORPORATION $620,000 n/a 0.9%
BETTER MORTGAGE CORPORATION $580,000 n/a 0.9%
Wells Fargo Bank $740,000 $580,000 -21.6% 0.9%
BROKER SOLUTIONS, INC. $340,000 $560,000 64.7% 0.8%
GENEVA FINANCIAL, LLC $170,000 $535,000 214.7% 0.8%
Sierra Pacific Mortgage Company, Inc. $475,000 n/a 0.7%
The Loan Store, Inc. $445,000 n/a 0.7%
ZILLOW HOME LOANS, LLC $265,000 $430,000 62.3% 0.6%
Paramount Residential Mortgage Group, Inc. $275,000 $390,000 41.8% 0.6%
DIRECTIONS EQUITY, LLC $385,000 n/a 0.6%
First National Bank of East Texas $375,000 n/a 0.6%
Kleberg Bank, N.A $105,000 $375,000 257.1% 0.6%
PNC Bank $550,000 $375,000 -31.8% 0.6%
EVERETT FINANCIAL, INC. $270,000 $360,000 33.3% 0.5%
U.S. Bank $125,000 $350,000 180.0% 0.5%
Hamilton Mortgage Corporation $305,000 n/a 0.5%
S1L, Inc. $285,000 n/a 0.4%
UNITED BUILT HOMES, L.L.C. $710,000 $285,000 -59.9% 0.4%
ALTRA $275,000 n/a 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $315,000 $260,000 -17.5% 0.4%
RANDOLPH-BROOKS $510,000 $260,000 -49.0% 0.4%
Century Mortgage Company DBA Century Lending Company $255,000 n/a 0.4%
Cornerstone First Mortgage, Inc $255,000 n/a 0.4%
VILLAGE CAPITAL MORTGAGE $255,000 n/a 0.4%
HOMEXPRESS MORTGAGE CORP. $235,000 n/a 0.3%
RF Renovo Management Company, LLC $105,000 $210,000 100.0% 0.3%
Hometown Equity Mortgage, LLC $205,000 n/a 0.3%
NUSENDA $205,000 n/a 0.3%
Nations Lending Corporation $195,000 n/a 0.3%
NBKC BANK $195,000 n/a 0.3%
SOUTHWEST FUNDING, LP $180,000 n/a 0.3%
LEGEND LENDING CORPORATION $175,000 n/a 0.3%
MID AMERICA MORTGAGE, INC. $160,000 $175,000 9.4% 0.3%
ARC HOME LLC $165,000 n/a 0.2%
NATIONS RELIABLE LENDING, LLC $155,000 $165,000 6.5% 0.2%
TEXAS DOW EMPLOYEES CREDIT UNION $155,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $145,000 n/a 0.2%
RB MORTGAGE LLC $405,000 $145,000 -64.2% 0.2%
COUNTRYPLACE MORTGAGE, LTD. $455,000 $125,000 -72.5% 0.2%
NEWREZ LLC $715,000 $125,000 -82.5% 0.2%
SeaTrust Mortgage Company $125,000 n/a 0.2%
SUMMIT FUNDING, INC. $125,000 n/a 0.2%
Carrington Mortgage Services, LLC $115,000 n/a 0.2%
Discover Bank $110,000 n/a 0.2%
DEEPHAVEN MORTGAGE LLC $105,000 n/a 0.2%
NexBank $105,000 n/a 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $95,000 n/a 0.1%
First National Bank Texas $95,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,065,000 $95,000 -91.1% 0.1%
AmeriHome Mortgage Company, LLC $85,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $85,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $45,000 n/a 0.1%
Frost Bank $35,000 n/a 0.1%
Bank of America $395,000 $25,000 -93.7% 0.0%
International Bank of Commerce $35,000 $25,000 -28.6% 0.0%

Kingsville's top lender by overall market share is BERKELEY POINT CAPITAL LLC, with 15.2% market share. In second place, with 12.8%, is Mortgage Research Center, LLC, having originated $8,650,000 in loans. In third place, with 6.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,560,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $3,260,000 in loans. In fifth place, with 4.8%, is NAVY ARMY COMMUNITY CREDIT UNION, having originated $3,245,000 in loans.


Kingsville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Kingsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $126,150 (-10.0%) $219,331 (19.7%) 0.00 95
2018-02-01 $125,250 (-15.2%) $217,904 (7.0%) 0.00 87
2018-03-01 $142,500 (2.4%) $213,391 (0.3%) 0.00 88
2018-04-01 $157,450 (21.2%) $221,687 (7.1%) 0.00 88
2018-05-01 $148,450 (14.3%) $200,903 (-5.6%) 0.00 84
2018-06-01 $147,000 (11.0%) $201,497 (1.2%) 0.00 90
2018-07-01 $139,950 (-1.8%) $202,979 (7.6%) 0.00 96
2018-08-01 $153,450 (10.4%) $205,577 (-3.1%) 0.00 95
2018-09-01 $154,900 (18.6%) $209,549 (-6.4%) 0.00 95
2018-10-01 $152,450 (13.0%) $197,044 (-9.3%) 0.00 95
2018-11-01 $155,000 (13.8%) $196,397 (-11.9%) 0.00 93
2018-12-01 $155,500 (13.1%) $195,368 (-13.2%) 0.00 98
2019-01-01 $155,375 (23.2%) $197,800 (-9.8%) 0.00 94
2019-02-01 $137,800 (10.0%) $194,454 (-10.8%) 0.00 85
2019-03-01 $128,071 (-10.1%) $192,401 (-9.8%) 0.00 80
2019-04-01 $121,950 (-22.6%) $184,948 (-16.6%) 0.00 73
2019-05-01 $117,500 (-20.9%) $184,141 (-8.3%) 0.00 64
2019-06-01 $158,500 (7.8%) $212,496 (5.5%) 0.00 63
2019-07-01 $160,125 (14.4%) $214,801 (5.8%) 0.00 58
2019-08-01 $155,609 (1.4%) $211,185 (2.7%) 0.00 58
2019-09-01 $151,273 (-2.3%) $206,787 (-1.3%) 0.00 59
2019-10-01 $148,382 (-2.7%) $203,856 (3.5%) 0.00 59
2019-11-01 $154,500 (-0.3%) $214,858 (9.4%) 0.00 59
2019-12-01 $145,425 (-6.5%) $197,638 (1.2%) 0.00 67
2020-01-01 $157,200 (1.2%) $208,881 (5.6%) 0.00 63
2020-02-01 $174,900 (26.9%) $230,344 (18.5%) 0.00 63
2020-03-01 $170,850 (33.4%) $225,096 (17.0%) 0.00 64
2020-04-01 $152,400 (25.0%) $231,101 (25.0%) 0.00 63
2020-05-01 $169,900 (44.6%) $235,660 (28.0%) 0.00 60
2020-06-01 $180,550 (13.9%) $267,621 (25.9%) 0.00 34
2020-07-01 $177,900 (11.1%) $259,391 (20.8%) 0.00 31
2020-08-01 $169,950 (9.2%) $241,195 (14.2%) 0.00 32
2020-09-01 $164,250 (8.6%) $240,487 (16.3%) 0.00 32
2020-10-01 $169,900 (14.5%) $229,371 (12.5%) 0.00 40
2020-11-01 $172,925 (11.9%) $236,840 (10.2%) 0.00 48
2020-12-01 $174,250 (19.8%) $232,244 (17.5%) 0.00 52
2021-01-01 $174,000 (10.7%) $243,511 (16.6%) 0.00 48
2021-02-01 $170,300 (-2.6%) $254,816 (10.6%) 0.00 48
2021-03-01 $179,750 (5.2%) $271,203 (20.5%) 0.00 48
2021-04-01 $187,450 (23.0%) $272,433 (17.9%) 0.00 44
2021-05-01 $192,500 (13.3%) $260,657 (10.6%) 0.00 35
2021-06-01 $213,500 (18.3%) $298,582 (11.6%) 0.00 40
2021-07-01 $188,750 (6.1%) $292,624 (12.8%) 0.00 45
2021-08-01 $171,000 (0.6%) $281,752 (16.8%) 0.00 45
2021-09-01 $187,250 (14.0%) $308,777 (28.4%) 0.00 44
2021-10-01 $161,500 (-4.9%) $295,898 (29.0%) 0.00 46
2021-11-01 $184,450 (6.7%) $304,599 (28.6%) 0.00 47
2021-12-01 $163,500 (-6.2%) $272,973 (17.5%) 0.00 44
2022-01-01 $171,450 (-1.5%) $284,752 (16.9%) 0.00 36
2022-02-01 $157,450 (-7.6%) $268,629 (5.4%) 0.00 29
2022-03-01 $182,200 (1.4%) $242,297 (-10.7%) 0.00 34
2022-04-01 $189,000 (0.8%) $255,081 (-6.4%) 0.00 35
2022-05-01 $188,475 (-2.1%) $244,752 (-6.1%) 0.00 39
2022-06-01 $216,225 (1.3%) $280,648 (-6.0%) 0.00 51
2022-07-01 $224,999 (19.2%) $284,497 (-2.8%) 0.00 60
2022-08-01 $206,500 (20.8%) $291,597 (3.5%) 0.00 58
2022-09-01 $202,000 (7.9%) $298,134 (-3.5%) 0.00 47
2022-10-01 $190,000 (17.7%) $276,994 (-6.4%) 0.00 59
2022-11-01 $174,825 (-5.2%) $248,416 (-18.4%) 0.00 67
2022-12-01 $174,950 (7.0%) $254,104 (-6.9%) 0.00 64
2023-01-01 $183,725 (7.2%) $221,471 (-22.2%) 0.00 65
2023-02-01 $184,950 (17.5%) $231,399 (-13.9%) 0.00 61
2023-03-01 $186,225 (2.2%) $231,650 (-4.4%) 0.00 59
2023-04-01 $165,000 (-12.7%) $235,976 (-7.5%) 0.00 59
2023-05-01 $205,550 (9.1%) $248,170 (1.4%) 0.00 66
2023-06-01 $242,250 (12.0%) $264,968 (-5.6%) 0.00 73
2023-07-01 $238,000 (5.8%) $270,053 (-5.1%) 0.00 67
2023-08-01 $256,975 (24.4%) $285,861 (-2.0%) 0.00 68
2023-09-01 $249,500 (23.5%) $272,924 (-8.5%) 0.00 72
2023-10-01 $207,200 (9.1%) $238,969 (-13.7%) 0.00 73
2023-11-01 $204,250 (16.8%) $241,863 (-2.6%) 0.00 71
2023-12-01 $185,000 (5.7%) $220,335 (-13.3%) 0.00 72
2024-01-01 $182,625 (-0.6%) $212,331 (-4.1%) 0.00 61
2024-02-01 $169,000 (-8.6%) $216,258 (-6.5%) 0.00 52
2024-03-01 $191,250 (2.7%) $225,843 (-2.5%) 0.00 53
2024-04-01 $197,150 (19.5%) $242,366 (2.7%) 0.00 64
2024-05-01 $209,222 (1.8%) $249,653 (0.6%) 0.00 69
2024-06-01 $184,750 (-23.7%) $242,059 (-8.7%) 0.00 76
2024-07-01 $201,500 (-15.3%) $245,594 (-9.1%) 0.00 75
2024-08-01 $203,000 (-21.0%) $259,134 (-9.4%) 0.00 78
2024-09-01 $218,475 (-12.4%) $274,358 (0.5%) 0.00 75
2024-10-01 $218,450 (5.4%) $255,505 (6.9%) 0.00 75
2024-11-01 $226,900 (11.1%) $253,864 (5.0%) 0.00 74
2024-12-01 $212,000 (14.6%) $253,369 (15.0%) 0.00 74
2025-01-01 $212,750 (16.5%) $256,289 (20.7%) 0.00 68
2025-02-01 $221,225 (30.9%) $262,950 (21.6%) 0.00 60
2025-03-01 $217,950 (14.0%) $254,966 (12.9%) 0.00 64
Kingsville's median listing price for 2025-03-01 was $217,950, a difference of $26,700 (14.0%) versus the prior year and $-3,275 versus the prior month.

Kingsville's median listing price comes in at 0% of the national average.

Kingsville's average listing price for 2025-03-01 was $254,966, a difference of $29,123 (12.9%) versus the prior year and $-7,984 versus the prior month.

For the 2025-03-01 period, Kingsville had 64 MLS listings, a difference of 4 listings (7%) versus the prior month and 11 listings (21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Kingsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,625 sqft
2018-02-01 0 days 1,623 sqft
2018-03-01 0 days 1,733 sqft
2018-04-01 0 days 1,763 sqft
2018-05-01 0 days 1,766 sqft
2018-06-01 0 days 1,803 sqft
2018-07-01 0 days 1,802 sqft
2018-08-01 0 days 1,759 sqft
2018-09-01 0 days 1,746 sqft
2018-10-01 0 days 1,732 sqft
2018-11-01 0 days 1,701 sqft
2018-12-01 0 days 1,684 sqft
2019-01-01 0 days 1,693 sqft
2019-02-01 0 days 1,633 sqft
2019-03-01 0 days 1,693 sqft
2019-04-01 0 days 1,696 sqft
2019-05-01 0 days 1,572 sqft
2019-06-01 0 days 1,768 sqft
2019-07-01 0 days 1,800 sqft
2019-08-01 0 days 1,727 sqft
2019-09-01 0 days 1,605 sqft
2019-10-01 0 days 1,524 sqft
2019-11-01 0 days 1,575 sqft
2019-12-01 0 days 1,501 sqft
2020-01-01 0 days 1,569 sqft
2020-02-01 0 days 1,688 sqft
2020-03-01 0 days 1,726 sqft
2020-04-01 0 days 1,613 sqft
2020-05-01 0 days 1,619 sqft
2020-06-01 0 days 1,738 sqft
2020-07-01 0 days 1,722 sqft
2020-08-01 0 days 1,675 sqft
2020-09-01 0 days 1,584 sqft
2020-10-01 0 days 1,595 sqft
2020-11-01 0 days 1,645 sqft
2020-12-01 0 days 1,608 sqft
2021-01-01 0 days 1,579 sqft
2021-02-01 0 days 1,571 sqft
2021-03-01 0 days 1,656 sqft
2021-04-01 0 days 1,618 sqft
2021-05-01 0 days 1,701 sqft
2021-06-01 0 days 1,723 sqft
2021-07-01 0 days 1,560 sqft
2021-08-01 0 days 1,640 sqft
2021-09-01 0 days 1,544 sqft
2021-10-01 0 days 1,585 sqft
2021-11-01 0 days 1,771 sqft
2021-12-01 0 days 1,539 sqft
2022-01-01 0 days 1,440 sqft
2022-02-01 0 days 1,443 sqft
2022-03-01 0 days 1,576 sqft
2022-04-01 0 days 1,670 sqft
2022-05-01 0 days 1,602 sqft
2022-06-01 0 days 1,659 sqft
2022-07-01 0 days 1,688 sqft
2022-08-01 0 days 1,693 sqft
2022-09-01 0 days 1,723 sqft
2022-10-01 0 days 1,718 sqft
2022-11-01 0 days 1,691 sqft
2022-12-01 0 days 1,687 sqft
2023-01-01 0 days 1,713 sqft
2023-02-01 0 days 1,684 sqft
2023-03-01 0 days 1,648 sqft
2023-04-01 0 days 1,609 sqft
2023-05-01 0 days 1,631 sqft
2023-06-01 0 days 1,701 sqft
2023-07-01 0 days 1,695 sqft
2023-08-01 0 days 1,708 sqft
2023-09-01 0 days 1,663 sqft
2023-10-01 0 days 1,601 sqft
2023-11-01 0 days 1,585 sqft
2023-12-01 0 days 1,505 sqft
2024-01-01 0 days 1,458 sqft
2024-02-01 0 days 1,449 sqft
2024-03-01 0 days 1,523 sqft
2024-04-01 0 days 1,566 sqft
2024-05-01 0 days 1,600 sqft
2024-06-01 0 days 1,630 sqft
2024-07-01 0 days 1,612 sqft
2024-08-01 0 days 1,605 sqft
2024-09-01 0 days 1,590 sqft
2024-10-01 0 days 1,605 sqft
2024-11-01 0 days 1,546 sqft
2024-12-01 0 days 1,543 sqft
2025-01-01 0 days 1,542 sqft
2025-02-01 0 days 1,530 sqft
2025-03-01 0 days 1,492 sqft
Kingsville's median listing age (time on market) for 2025-03-01 was 0 days.

Kingsville's median square footage for active listings during the 2025-03-01 period was 1,492 sqft. One year prior, the average listing was 1,523 sqft.

Kingsville, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 186 $51,330,000 $275,968
Cash Out Refi 38 $6,120,000 $161,053
Refi 36 $8,030,000 $223,056
Other 13 $1,095,000 $84,231
Home Improvement 11 $745,000 $67,727

Kingsville's most frequently cited loan purpose was Home Purchase, with 186 originations. The 2nd most popular reason was Cash Out Refi, with 38 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 113 $25,915,000 $229,336
7-8% 61 $12,095,000 $198,279
Over 8% 45 $5,395,000 $119,889
5-6% 40 $8,870,000 $221,750
4-5% 6 $11,910,000 $1,985,000
<2.5% 2 $10,000 $5,000
2.5-3% 2 $310,000 $155,000

During 2024, Kingsville's most frequently originated rate bucket was 6-7%, with 113 originations.

Loan Sizing (Kingsville, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 109 $16,145,000 $148,119
$200k-400k 103 $27,835,000 $270,243
$100,000 or less 53 $3,455,000 $65,189
$400k-600k 17 $7,855,000 $462,059
$Over $1MM 2 $12,030,000 $6,015,000

Kingsville's loan sizing saw the bucket of loans from $100k-200k with 109 originations, totaling $16,145,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 141 $42,855,000 $303,936
60-80% 62 $11,950,000 $192,742
40-60% 17 $2,425,000 $142,647
Under 20% 15 $545,000 $36,333
20-40% 14 $1,190,000 $85,000
Over 100% 9 $2,055,000 $228,333

Kingsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 141 originations, totaling $42,855,000 in origination value.