Kingsville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kingsville averaged 7% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 6.87% and one month ago for the week of 2023-10-26, the average rate was 7.37%.

Kingsville's average rate one year ago was 6.56%.

For refis of the same type during the week of 2023-11-30, the average rate was 7.52%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Kingsville 30 Year Fixed Rate 2023-11-30 7%
Kingsville 30 Year Fixed Rate Refi 2023-11-30 7.52%
Kingsville 15 Year Fixed Rate 2023-11-30 6.56%
Kingsville 15 Year Fixed Rate Refi 2023-11-30 7.06%
Kingsville 30 Year FHA 2023-11-30 6.85%
Kingsville 30 Year FHA Refi 2023-11-30 6.85%
Kingsville 30 Year VA 2023-11-30 6.97%
Kingsville 30 Year VA Refi 2023-11-30 6.87%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kingsville, TX.

Kingsville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kingsville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
NAVY ARMY COMMUNITY CREDIT UNION 23 5.36% $4,139
QUICKEN LOANS, LLC 13 5.54% $5,883
Prosperity Bank 8 5.02% $3,209
LOANDEPOT.COM, LLC 6 5.00% $5,053
SECURITY SERVICE 5 3.80% $5,839
UNITED WHOLESALE MORTGAGE, LLC 4 5.28% $5,516
GUILD MORTGAGE COMPANY 3 5.16% $6,252
Wells Fargo Bank 3 4.79% $5,476
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.75% $5,637
Bank of America 2 3.56% $7,602
GUARANTEED RATE, INC. 2 4.13% $6,744
AMCAP MORTGAGE, LTD. 2 4.69% $7,435
PENNYMAC LOAN SERVICES, LLC 2 4.75% $7,701
RANDOLPH-BROOKS 2 3.81% $3,730
ROYAL UNITED MORTGAGE LLC 2 6.00% $6,882
HOME POINT FINANCIAL CORPORATION 1 3.13% $5,710
JPMorgan Chase Bank 1 6.13% $6,686
BROKER SOLUTIONS, INC. 1 5.75% $3,860
LOANPAL, LLC 1 7.25% $5,902
Mortgage Research Center, LLC 1 5.63% $3,881
CALCON MUTUAL MORTGAGE LLC 1 6.50% $4,556
Mr. Cooper ( Nationstar Mortgage ) 1 6.63% $5,348
NAVY FEDERAL CREDIT UNION 1 6.75% $6,077
NBKC BANK 1 5.38% $5,257
PLANET HOME LENDING, LLC 1 7.13% $3,112
Ally Bank 1 4.38% $2,527
RB MORTGAGE LLC 1 5.63% $3,468
ACADEMY MORTGAGE CORPORATION 1 6.25% $5,694
SWBC MORTGAGE CORPORATION 1 5.50% $5,280
Truist 1 5.60% $5,055
U.S. Bank 1 4.63% $4,918
MOVEMENT MORTGAGE, LLC 1 6.00% $6,260
CALIBER HOME LOANS, INC. 1 4.55% $3,368
CHERRY CREEK MORTGAGE, LLC 1 6.25% $845
CMG MORTGAGE, INC. 1 5.88% $6,242
CORNERSTONE HOME LENDING, INC. 1 4.99% $11,984
DRAPER AND KRAMER MORTGAGE CORP. 1 4.63% $2,830
EVERETT FINANCIAL, INC. 1 7.38% $3,027
FREEDOM MORTGAGE CORPORATION 1 3.75% $5,929
Gateway First Bank 1 5.50% $4,470
GULF COAST 1 3.75% $3,312

Kingsville Average Closing Costs & Other Stats

Kingsville, TX's 41 lenders originated 381 loans during 2022. The total origination value was $92,915,000, with an average loan value of $243,871.

Kingsville's average closing costs are $5,795.

The top Kingsville lender as defined by loan originations is NAVY ARMY COMMUNITY CREDIT UNION, with 23 loans originated. Their average total fees are $4,139, which is $1,744 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Kingsville lenders (with over 10 loans originated) are NAVY ARMY COMMUNITY CREDIT UNION ($4,139), QUICKEN LOANS, LLC ($5,883), .

The lowest rate Kingsville lenders (with over 10 loans originated) are NAVY ARMY COMMUNITY CREDIT UNION (5.36%), QUICKEN LOANS, LLC (5.54%), .

Kingsville, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Veritex Community Bank $21,550,000 n/a 23.2%
NAVY ARMY COMMUNITY CREDIT UNION $5,425,000 $7,290,000 34.4% 7.8%
Mortgage Research Center, LLC $3,795,000 $4,415,000 16.3% 4.8%
QUICKEN LOANS, LLC $9,520,000 $3,655,000 -61.6% 3.9%
American State Bank $3,610,000 n/a 3.9%
LOANDEPOT.COM, LLC $570,000 $3,605,000 532.5% 3.9%
GUILD MORTGAGE COMPANY $7,665,000 $2,905,000 -62.1% 3.1%
GREYSTONE SERVICING COMPANY LLC $2,875,000 n/a 3.1%
First Community Bank $8,200,000 $2,695,000 -67.1% 2.9%
Prosperity Bank $2,765,000 $2,560,000 -7.4% 2.8%
NAVY FEDERAL CREDIT UNION $3,425,000 $2,330,000 -32.0% 2.5%
UNITED WHOLESALE MORTGAGE, LLC $1,800,000 $2,240,000 24.4% 2.4%
USAA Federal Savings Bank $825,000 $1,860,000 125.5% 2.0%
SECURITY SERVICE $955,000 $1,715,000 79.6% 1.8%
Gateway First Bank $1,215,000 $1,520,000 25.1% 1.6%
Kleberg Bank, N.A $2,220,000 $1,510,000 -32.0% 1.6%
PENNYMAC LOAN SERVICES, LLC $1,520,000 $1,485,000 -2.3% 1.6%
EVERETT FINANCIAL, INC. $1,075,000 $1,310,000 21.9% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $190,000 $1,215,000 539.5% 1.3%
NEWREZ LLC $260,000 $1,050,000 303.8% 1.1%
Wells Fargo Bank $2,195,000 $1,035,000 -52.8% 1.1%
FREEDOM MORTGAGE CORPORATION $2,345,000 $915,000 -61.0% 1.0%
AMCAP MORTGAGE, LTD. $2,245,000 $760,000 -66.1% 0.8%
BROKER SOLUTIONS, INC. $620,000 $750,000 21.0% 0.8%
PRIMARY RESIDENTIAL MORTGAGE, INC. $890,000 $710,000 -20.2% 0.8%
Bank of America $695,000 n/a 0.7%
CALIBER HOME LOANS, INC. $1,450,000 $670,000 -53.8% 0.7%
21ST MORTGAGE CORPORATION $480,000 $640,000 33.3% 0.7%
RANDOLPH-BROOKS $955,000 $580,000 -39.3% 0.6%
SWBC MORTGAGE CORPORATION $570,000 n/a 0.6%
CORNERSTONE HOME LENDING, INC. $360,000 $510,000 41.7% 0.5%
GUARANTEED RATE, INC. $750,000 $505,000 -32.7% 0.5%
GULF COAST $45,000 $465,000 933.3% 0.5%
THRIVE MORTGAGE, LLC $365,000 $460,000 26.0% 0.5%
GUARANTEED RATE AFFINITY, LLC $195,000 $445,000 128.2% 0.5%
JPMorgan Chase Bank $315,000 $430,000 36.5% 0.5%
First Financial Bank $425,000 n/a 0.5%
Mr. Cooper ( Nationstar Mortgage ) $1,165,000 $420,000 -63.9% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $395,000 $410,000 3.8% 0.4%
PNC Bank $405,000 n/a 0.4%
LEGEND LENDING CORPORATION $115,000 $390,000 239.1% 0.4%
MID AMERICA MORTGAGE, INC. $310,000 $390,000 25.8% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $535,000 $370,000 -30.8% 0.4%
CMG MORTGAGE, INC. $330,000 n/a 0.4%
Affiliated Bank $315,000 n/a 0.3%
BETTER MORTGAGE CORPORATION $475,000 $275,000 -42.1% 0.3%
PENTAGON FEDERAL CREDIT UNION $275,000 n/a 0.3%
ROYAL UNITED MORTGAGE LLC $520,000 $275,000 -47.1% 0.3%
CityWorth Mortgage LLC $255,000 n/a 0.3%
NBKC BANK $255,000 n/a 0.3%
SouthStar Bank, S.S.B. $255,000 n/a 0.3%
T2 FINANCIAL LLC $255,000 n/a 0.3%
PLANET HOME LENDING, LLC $85,000 $240,000 182.4% 0.3%
Truist $240,000 n/a 0.3%
CARTER FEDERAL CREDIT UNION $235,000 n/a 0.3%
CHERRY CREEK MORTGAGE, LLC $235,000 n/a 0.3%
CHURCHILL MORTGAGE CORPORATION $85,000 $235,000 176.5% 0.3%
MOVEMENT MORTGAGE, LLC $225,000 $235,000 4.4% 0.3%
UNION HOME MORTGAGE CORP. $215,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $205,000 n/a 0.2%
CIVIC FINANCIAL SERVICES, LLC $200,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $200,000 n/a 0.2%
First Commercial Bank $195,000 n/a 0.2%
First National Bank Texas $450,000 $195,000 -56.7% 0.2%
Flagstar Bank, FSB $275,000 $185,000 -32.7% 0.2%
Equity Prime Mortgage LLC $175,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $400,000 $165,000 -58.8% 0.2%
RB MORTGAGE LLC $165,000 n/a 0.2%
Lone Star National Bank $155,000 n/a 0.2%
GREAT WESTERN FINANCIAL SERVICES, INC. $145,000 n/a 0.2%
HOME POINT FINANCIAL CORPORATION $1,075,000 $145,000 -86.5% 0.2%
FIRST COMMUNITY CREDIT UNION $135,000 n/a 0.1%
U.S. Bank $890,000 $135,000 -84.8% 0.1%
WILLOW BEND MORTGAGE COMPANY, LLC $1,905,000 $135,000 -92.9% 0.1%
Ally Bank $125,000 n/a 0.1%
City Bank $305,000 $125,000 -59.0% 0.1%
Community National Bank $125,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $115,000 n/a 0.1%
Third Coast Bank SSB $115,000 n/a 0.1%
COUNTRYPLACE MORTGAGE, LTD. $105,000 n/a 0.1%
LOANPAL, LLC $220,000 $105,000 -52.3% 0.1%
ACADEMY MORTGAGE CORPORATION $125,000 $95,000 -24.0% 0.1%
Carrington Mortgage Services, LLC $240,000 $95,000 -60.4% 0.1%
H E B $15,000 $95,000 533.3% 0.1%
Citizens Bank $85,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $185,000 $85,000 -54.1% 0.1%
COASTAL COMMUNITY AND TEACHERS Credit Union $80,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $75,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $175,000 $75,000 -57.1% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.1%
Armed Forces Bank $145,000 $45,000 -69.0% 0.0%

Kingsville's top lender by overall market share is Veritex Community Bank, with 23.2% market share. In second place, with 7.8%, is NAVY ARMY COMMUNITY CREDIT UNION, having originated $7,290,000 in loans. In third place, with 4.8%, is Mortgage Research Center, LLC, having originated $4,415,000 in loans. In fourth place, with 3.9%, is QUICKEN LOANS, LLC, having originated $3,655,000 in loans. In fifth place, with 3.9%, is American State Bank, having originated $3,610,000 in loans.


Kingsville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Kingsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $126,150 (-10.0%) $219,331 (19.7%) 0.00 95
2018-02-01 $125,250 (-15.2%) $217,904 (7.0%) 0.00 87
2018-03-01 $142,500 (2.4%) $213,391 (0.3%) 0.00 88
2018-04-01 $157,450 (21.2%) $221,687 (7.1%) 0.00 88
2018-05-01 $148,450 (14.3%) $200,903 (-5.6%) 0.00 84
2018-06-01 $147,000 (11.0%) $201,497 (1.2%) 0.00 90
2018-07-01 $139,950 (-1.8%) $202,979 (7.6%) 0.00 96
2018-08-01 $153,450 (10.4%) $205,577 (-3.1%) 0.00 95
2018-09-01 $154,900 (18.6%) $208,477 (-6.9%) 0.00 96
2018-10-01 $152,450 (13.0%) $203,874 (-6.2%) 0.00 97
2018-11-01 $155,000 (13.8%) $203,405 (-8.7%) 0.00 95
2018-12-01 $155,500 (13.1%) $202,256 (-10.1%) 0.00 100
2019-01-01 $155,688 (23.4%) $205,028 (-6.5%) 0.00 95
2019-02-01 $139,375 (11.3%) $202,986 (-6.9%) 0.00 86
2019-03-01 $128,407 (-9.9%) $201,064 (-5.8%) 0.00 81
2019-04-01 $121,975 (-22.5%) $193,591 (-12.7%) 0.00 74
2019-05-01 $118,500 (-20.2%) $194,091 (-3.4%) 0.00 65
2019-06-01 $158,500 (7.8%) $218,466 (8.4%) 0.00 63
2019-07-01 $160,125 (14.4%) $214,801 (5.8%) 0.00 58
2019-08-01 $155,609 (1.4%) $211,185 (2.7%) 0.00 58
2019-09-01 $151,273 (-2.3%) $206,787 (-0.8%) 0.00 59
2019-10-01 $148,382 (-2.7%) $203,856 (0.0%) 0.00 59
2019-11-01 $154,500 (-0.3%) $214,858 (5.6%) 0.00 59
2019-12-01 $145,425 (-6.5%) $197,638 (-2.3%) 0.00 67
2020-01-01 $157,200 (1.0%) $208,881 (1.9%) 0.00 63
2020-02-01 $174,900 (25.5%) $230,344 (13.5%) 0.00 63
2020-03-01 $170,850 (33.1%) $225,096 (12.0%) 0.00 64
2020-04-01 $152,400 (24.9%) $231,101 (19.4%) 0.00 63
2020-05-01 $169,900 (43.4%) $235,660 (21.4%) 0.00 60
2020-06-01 $180,550 (13.9%) $267,621 (22.5%) 0.00 34
2020-07-01 $177,900 (11.1%) $259,391 (20.8%) 0.00 31
2020-08-01 $170,000 (9.3%) $245,105 (16.1%) 0.00 32
2020-09-01 $164,250 (8.6%) $240,487 (16.3%) 0.00 32
2020-10-01 $169,900 (14.5%) $229,371 (12.5%) 0.00 40
2020-11-01 $172,925 (11.9%) $236,840 (10.2%) 0.00 48
2020-12-01 $174,250 (19.8%) $232,244 (17.5%) 0.00 52
2021-01-01 $174,000 (10.7%) $243,511 (16.6%) 0.00 48
2021-02-01 $170,300 (-2.6%) $254,816 (10.6%) 0.00 48
2021-03-01 $179,500 (5.1%) $268,558 (19.3%) 0.00 49
2021-04-01 $180,625 (18.5%) $269,274 (16.5%) 0.00 45
2021-05-01 $187,500 (10.4%) $257,464 (9.3%) 0.00 36
2021-06-01 $208,500 (15.5%) $294,719 (10.1%) 0.00 41
2021-07-01 $182,500 (2.6%) $288,887 (11.4%) 0.00 46
2021-08-01 $169,250 (-0.4%) $278,488 (13.6%) 0.00 46
2021-09-01 $185,625 (13.0%) $304,981 (26.8%) 0.00 45
2021-10-01 $160,000 (-5.8%) $292,525 (27.5%) 0.00 47
2021-11-01 $179,750 (4.0%) $300,722 (27.0%) 0.00 47
2021-12-01 $163,500 (-6.2%) $272,973 (17.5%) 0.00 44
2022-01-01 $171,450 (-1.5%) $284,752 (16.9%) 0.00 36
2022-02-01 $157,450 (-7.6%) $268,629 (5.4%) 0.00 29
2022-03-01 $182,200 (1.5%) $242,297 (-9.8%) 0.00 34
2022-04-01 $189,000 (4.6%) $255,081 (-5.3%) 0.00 35
2022-05-01 $188,475 (0.5%) $244,752 (-4.9%) 0.00 39
2022-06-01 $216,225 (3.7%) $280,648 (-4.8%) 0.00 51
2022-07-01 $224,999 (23.3%) $284,497 (-1.5%) 0.00 60
2022-08-01 $206,500 (22.0%) $291,597 (4.7%) 0.00 58
2022-09-01 $202,000 (8.8%) $298,134 (-2.3%) 0.00 47
2022-10-01 $190,000 (18.8%) $276,994 (-5.3%) 0.00 59
2022-11-01 $174,825 (-2.7%) $248,416 (-17.4%) 0.00 67
2022-12-01 $174,950 (7.0%) $254,104 (-6.9%) 0.00 64
2023-01-01 $183,725 (7.2%) $221,471 (-22.2%) 0.00 65
2023-02-01 $184,950 (17.5%) $231,399 (-13.9%) 0.00 61
2023-03-01 $182,450 (0.1%) $229,846 (-5.1%) 0.00 58
2023-04-01 $165,000 (-12.7%) $235,976 (-7.5%) 0.00 58
2023-05-01 $205,550 (9.1%) $248,170 (1.4%) 0.00 66
2023-06-01 $242,250 (12.0%) $264,491 (-5.8%) 0.00 73
2023-07-01 $238,000 (5.8%) $270,053 (-5.1%) 0.00 67
2023-08-01 $256,975 (24.4%) $285,861 (-2.0%) 0.00 68
2023-09-01 $249,500 (23.5%) $272,924 (-8.5%) 0.00 72
2023-10-01 $207,200 (9.1%) $238,969 (-13.7%) 0.00 73
2023-11-01 $204,250 (16.8%) $241,863 (-2.6%) 0.00 71
Kingsville's median listing price for 2023-11-01 was $204,250, a difference of $29,425 (16.8%) versus the prior year and $-2,950 versus the prior month.

Kingsville's median listing price comes in at 0% of the national average.

Kingsville's average listing price for 2023-11-01 was $241,863, a difference of $-6,553 (-2.6%) versus the prior year and $2,894 versus the prior month.

For the 2023-11-01 period, Kingsville had 71 MLS listings, a difference of -2 listings (-3%) versus the prior month and 4 listings (6%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Kingsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,625 sqft
2018-02-01 0 days 1,623 sqft
2018-03-01 0 days 1,733 sqft
2018-04-01 0 days 1,763 sqft
2018-05-01 0 days 1,766 sqft
2018-06-01 0 days 1,803 sqft
2018-07-01 0 days 1,802 sqft
2018-08-01 0 days 1,759 sqft
2018-09-01 0 days 1,745 sqft
2018-10-01 0 days 1,732 sqft
2018-11-01 0 days 1,701 sqft
2018-12-01 0 days 1,684 sqft
2019-01-01 0 days 1,697 sqft
2019-02-01 0 days 1,656 sqft
2019-03-01 0 days 1,697 sqft
2019-04-01 0 days 1,700 sqft
2019-05-01 0 days 1,602 sqft
2019-06-01 0 days 1,768 sqft
2019-07-01 0 days 1,800 sqft
2019-08-01 0 days 1,727 sqft
2019-09-01 0 days 1,605 sqft
2019-10-01 0 days 1,524 sqft
2019-11-01 0 days 1,575 sqft
2019-12-01 0 days 1,501 sqft
2020-01-01 0 days 1,569 sqft
2020-02-01 0 days 1,688 sqft
2020-03-01 0 days 1,726 sqft
2020-04-01 0 days 1,613 sqft
2020-05-01 0 days 1,619 sqft
2020-06-01 0 days 1,738 sqft
2020-07-01 0 days 1,722 sqft
2020-08-01 0 days 1,728 sqft
2020-09-01 0 days 1,584 sqft
2020-10-01 0 days 1,595 sqft
2020-11-01 0 days 1,645 sqft
2020-12-01 0 days 1,608 sqft
2021-01-01 0 days 1,579 sqft
2021-02-01 0 days 1,571 sqft
2021-03-01 0 days 1,635 sqft
2021-04-01 0 days 1,600 sqft
2021-05-01 0 days 1,658 sqft
2021-06-01 0 days 1,671 sqft
2021-07-01 0 days 1,542 sqft
2021-08-01 0 days 1,623 sqft
2021-09-01 0 days 1,542 sqft
2021-10-01 0 days 1,576 sqft
2021-11-01 0 days 1,770 sqft
2021-12-01 0 days 1,539 sqft
2022-01-01 0 days 1,440 sqft
2022-02-01 0 days 1,443 sqft
2022-03-01 0 days 1,576 sqft
2022-04-01 0 days 1,670 sqft
2022-05-01 0 days 1,602 sqft
2022-06-01 0 days 1,682 sqft
2022-07-01 0 days 1,688 sqft
2022-08-01 0 days 1,693 sqft
2022-09-01 0 days 1,723 sqft
2022-10-01 0 days 1,718 sqft
2022-11-01 0 days 1,691 sqft
2022-12-01 0 days 1,687 sqft
2023-01-01 0 days 1,713 sqft
2023-02-01 0 days 1,684 sqft
2023-03-01 0 days 1,671 sqft
2023-04-01 0 days 1,618 sqft
2023-05-01 0 days 1,631 sqft
2023-06-01 0 days 1,701 sqft
2023-07-01 0 days 1,695 sqft
2023-08-01 0 days 1,708 sqft
2023-09-01 0 days 1,663 sqft
2023-10-01 0 days 1,601 sqft
2023-11-01 0 days 1,585 sqft
Kingsville's median listing age (time on market) for 2023-11-01 was 0 days.

Kingsville's median square footage for active listings during the 2023-11-01 period was 1,585 sqft. One year prior, the average listing was 1,691 sqft.

Kingsville, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 270 $75,580,000 $279,926
Refi 46 $9,220,000 $200,435
Cash Out Refi 43 $6,035,000 $140,349
Other 12 $1,330,000 $110,833
Home Improvement 10 $750,000 $75,000

Kingsville's most frequently cited loan purpose was Home Purchase, with 270 originations. The 2nd most popular reason was Refi, with 46 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 88 $16,560,000 $188,182
4-5% 77 $13,755,000 $178,636
3-4% 70 $37,570,000 $536,714
6-7% 51 $8,345,000 $163,627
<2.5% 24 $2,240,000 $93,333
7-8% 18 $2,720,000 $151,111
2.5-3% 12 $2,570,000 $214,167
Over 8% 3 $415,000 $138,333

During 2022, Kingsville's most frequently originated rate bucket was 5-6%, with 88 originations.

Loan Sizing (Kingsville, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 166 $24,150,000 $145,482
$200k-400k 107 $28,665,000 $267,897
$100,000 or less 90 $5,760,000 $64,000
$400k-600k 12 $5,680,000 $473,333
$Over $1MM 4 $27,350,000 $6,837,500
$600k-1000k 2 $1,310,000 $655,000

Kingsville's loan sizing saw the bucket of loans from $100k-200k with 166 originations, totaling $24,150,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 202 $41,380,000 $204,851
60-80% 81 $33,325,000 $411,420
40-60% 21 $4,865,000 $231,667
Under 20% 16 $230,000 $14,375
Over 100% 12 $3,490,000 $290,833
20-40% 10 $760,000 $76,000

Kingsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 202 originations, totaling $41,380,000 in origination value.