Kingsville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Kingsville averaged
6.97%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.78% and
one month ago for the week of 2024-10-10, the
average rate was 6.51%.
Kingsville's average rate one year ago was 7.59%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.88%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
Kingsville 30 Year Fixed Rate | 2024-11-14 | 6.97% |
Kingsville 30 Year Fixed Rate Refi | 2024-11-14 | 6.88% |
Kingsville 15 Year Fixed Rate | 2024-11-14 | 6.19% |
Kingsville 15 Year Fixed Rate Refi | 2024-11-14 | 6.19% |
Kingsville 30 Year FHA | 2024-11-14 | -0.2% |
Kingsville 30 Year FHA Refi | 2024-11-14 | 0.2% |
Kingsville 30 Year VA | 2024-11-14 | 0.2% |
Kingsville 30 Year VA Refi | 2024-11-14 | 0.2% |
Kingsville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kingsville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Kingsville Average Closing Costs & Other Stats
Kingsville, TX's 33 lenders originated 306
loans during 2023. The total origination value was $60,890,000, with an average loan value of
$198,987.
Kingsville's average closing costs are $6,031.
The top Kingsville lender as defined by loan originations is NAVY ARMY COMMUNITY CREDIT UNION, with
14 loans originated. Their average total fees are
$3,856, which is $1,913
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Kingsville lenders (with over 10 loans originated) are
NAVY ARMY COMMUNITY CREDIT UNION ($3,856), QUICKEN LOANS, LLC ($5,769), .
The lowest rate Kingsville lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (7.16%), NAVY ARMY COMMUNITY CREDIT UNION (7.48%), .
Kingsville, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Mortgage Research Center, LLC | $4,415,000 | $6,445,000 | 46.0% | 10.6% |
NAVY ARMY COMMUNITY CREDIT UNION | $7,290,000 | $4,710,000 | -35.4% | 7.7% |
First Community Bank | $2,695,000 | $4,440,000 | 64.7% | 7.3% |
GREYSTONE FUNDING COMPANY LLC | $3,645,000 | n/a | 6.0% | |
QUICKEN LOANS, LLC | $3,655,000 | $3,595,000 | -1.6% | 5.9% |
Prosperity Bank | $2,560,000 | $3,110,000 | 21.5% | 5.1% |
AMCAP MORTGAGE, LTD. | $760,000 | $2,495,000 | 228.3% | 4.1% |
UNITED WHOLESALE MORTGAGE, LLC | $2,240,000 | $1,895,000 | -15.4% | 3.1% |
NAVY FEDERAL CREDIT UNION | $2,330,000 | $1,565,000 | -32.8% | 2.6% |
Gateway First Bank | $1,520,000 | $1,210,000 | -20.4% | 2.0% |
UNION HOME MORTGAGE CORP. | $215,000 | $1,195,000 | 455.8% | 2.0% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $710,000 | $1,065,000 | 50.0% | 1.7% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,055,000 | n/a | 1.7% | |
LOANDEPOT.COM, LLC | $3,605,000 | $1,015,000 | -71.8% | 1.7% |
CROSSCOUNTRY MORTGAGE, LLC | $370,000 | $975,000 | 163.5% | 1.6% |
SECURITY SERVICE | $1,715,000 | $950,000 | -44.6% | 1.6% |
CMG MORTGAGE, INC. | $330,000 | $940,000 | 184.8% | 1.5% |
GARDNER FINANCIAL SERVICES, LTD. | $895,000 | n/a | 1.5% | |
GUILD MORTGAGE COMPANY | $2,905,000 | $850,000 | -70.7% | 1.4% |
Wells Fargo Bank | $1,035,000 | $740,000 | -28.5% | 1.2% |
NEWREZ LLC | $1,050,000 | $715,000 | -31.9% | 1.2% |
UNITED BUILT HOMES, L.L.C. | $710,000 | n/a | 1.2% | |
PENNYMAC LOAN SERVICES, LLC | $1,485,000 | $690,000 | -53.5% | 1.1% |
PNC Bank | $405,000 | $550,000 | 35.8% | 0.9% |
21ST MORTGAGE CORPORATION | $640,000 | $540,000 | -15.6% | 0.9% |
Neighborhood Loans, Inc. | $530,000 | n/a | 0.9% | |
RANDOLPH-BROOKS | $580,000 | $510,000 | -12.1% | 0.8% |
AMERICAN FINANCIAL RESOURCES, INC. | $505,000 | n/a | 0.8% | |
WILLOW BEND MORTGAGE COMPANY, LLC | $135,000 | $495,000 | 266.7% | 0.8% |
UNIVERSAL MORTGAGE & FINANCE, INC. | $465,000 | n/a | 0.8% | |
COUNTRYPLACE MORTGAGE, LTD. | $105,000 | $455,000 | 333.3% | 0.7% |
DOMINION FINANCIAL SERVICES, LLC | $455,000 | n/a | 0.7% | |
POINT Mortgage | $435,000 | n/a | 0.7% | |
JPMorgan Chase Bank | $430,000 | $430,000 | 0.0% | 0.7% |
RB MORTGAGE LLC | $165,000 | $405,000 | 145.5% | 0.7% |
Bank of America | $695,000 | $395,000 | -43.2% | 0.6% |
Mid-Continent Funding, Inc. | $395,000 | n/a | 0.6% | |
THRIVE MORTGAGE, LLC | $460,000 | $375,000 | -18.5% | 0.6% |
BROKER SOLUTIONS, INC. | $750,000 | $340,000 | -54.7% | 0.6% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $315,000 | n/a | 0.5% | |
Mr. Cooper ( Nationstar Mortgage ) | $420,000 | $305,000 | -27.4% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $915,000 | $275,000 | -69.9% | 0.5% |
Paramount Residential Mortgage Group, Inc. | $275,000 | n/a | 0.5% | |
EVERETT FINANCIAL, INC. | $1,310,000 | $270,000 | -79.4% | 0.4% |
MORTGAGEONE, INC. | $265,000 | n/a | 0.4% | |
ZILLOW HOME LOANS, LLC | $265,000 | n/a | 0.4% | |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $235,000 | n/a | 0.4% | |
MICHIGAN MUTUAL, INC. | $235,000 | n/a | 0.4% | |
HOMESTEAD FUNDING CORP. | $225,000 | n/a | 0.4% | |
LOANPAL, LLC | $105,000 | $225,000 | 114.3% | 0.4% |
TRIAD FINANCIAL SERVICES, INC. | $75,000 | $225,000 | 200.0% | 0.4% |
RESIDENTIAL BANCORP | $220,000 | n/a | 0.4% | |
Ixonia Bank | $215,000 | n/a | 0.4% | |
LEADERONE FINANCIAL CORPORATION | $215,000 | n/a | 0.4% | |
Barrington Bank & Trust Company, N.A. | $205,000 | n/a | 0.3% | |
Presidential Bank, FSB | $195,000 | n/a | 0.3% | |
Sunflower Bank | $195,000 | n/a | 0.3% | |
CARTER FEDERAL CREDIT UNION | $235,000 | $185,000 | -21.3% | 0.3% |
NEW WAVE LENDING GROUP INC | $185,000 | n/a | 0.3% | |
GENEVA FINANCIAL, LLC | $170,000 | n/a | 0.3% | |
Citadel Servicing Corporation | $165,000 | n/a | 0.3% | |
CIVIC FINANCIAL SERVICES, LLC | $200,000 | $165,000 | -17.5% | 0.3% |
FIRST COMMUNITY MORTGAGE, INC. | $165,000 | n/a | 0.3% | |
OCMBC, INC. | $165,000 | n/a | 0.3% | |
Simmons Bank | $165,000 | n/a | 0.3% | |
TJC Mortgage, Inc. | $165,000 | n/a | 0.3% | |
TRISTAR FINANCE, INC. | $165,000 | n/a | 0.3% | |
MID AMERICA MORTGAGE, INC. | $390,000 | $160,000 | -59.0% | 0.3% |
AMERISAVE MORTGAGE CORPORATION | $165,000 | $155,000 | -6.1% | 0.3% |
Citibank | $155,000 | n/a | 0.3% | |
Extraco Banks | $155,000 | n/a | 0.3% | |
MEMBER FIRST MORTGAGE, LLC | $155,000 | n/a | 0.3% | |
NATIONS RELIABLE LENDING, LLC | $155,000 | n/a | 0.3% | |
SFMC, LP | $155,000 | n/a | 0.3% | |
SUCCESS MORTGAGE PARTNERS, INC. | $145,000 | n/a | 0.2% | |
Zions Bank | $145,000 | n/a | 0.2% | |
U.S. Bank | $135,000 | $125,000 | -7.4% | 0.2% |
H E B | $95,000 | $110,000 | 15.8% | 0.2% |
Kleberg Bank, N.A | $1,510,000 | $105,000 | -93.0% | 0.2% |
RF Renovo Management Company, LLC | $105,000 | n/a | 0.2% | |
COASTAL COMMUNITY AND TEACHERS Credit Union | $80,000 | $95,000 | 18.8% | 0.2% |
FINANCE OF AMERICA REVERSE LLC | $85,000 | n/a | 0.1% | |
International Bank of Commerce | $35,000 | n/a | 0.1% |
Kingsville's top lender by overall market share is Mortgage Research Center, LLC, with 10.6% market share. In second place, with 7.7%, is NAVY ARMY COMMUNITY CREDIT UNION, having originated $4,710,000 in loans. In third place, with 7.3%, is First Community Bank, having originated $4,440,000 in loans. In fourth place, with 6.0%, is GREYSTONE FUNDING COMPANY LLC, having originated $3,645,000 in loans. In fifth place, with 5.9%, is QUICKEN LOANS, LLC, having originated $3,595,000 in loans.
Kingsville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Kingsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $126,150 (-10.0%) | $219,331 (19.7%) | 0.00 | 95 |
2018-02-01 | $125,250 (-15.2%) | $217,904 (7.0%) | 0.00 | 87 |
2018-03-01 | $142,500 (2.4%) | $213,391 (0.3%) | 0.00 | 88 |
2018-04-01 | $157,450 (21.2%) | $221,687 (7.1%) | 0.00 | 88 |
2018-05-01 | $148,450 (14.3%) | $200,903 (-5.6%) | 0.00 | 84 |
2018-06-01 | $147,000 (11.0%) | $201,497 (1.2%) | 0.00 | 90 |
2018-07-01 | $139,950 (-1.8%) | $202,979 (7.6%) | 0.00 | 96 |
2018-08-01 | $153,450 (10.4%) | $205,577 (-3.1%) | 0.00 | 95 |
2018-09-01 | $154,900 (18.6%) | $209,549 (-6.4%) | 0.00 | 95 |
2018-10-01 | $152,450 (13.0%) | $197,044 (-9.3%) | 0.00 | 95 |
2018-11-01 | $155,000 (13.8%) | $196,397 (-11.9%) | 0.00 | 93 |
2018-12-01 | $155,500 (13.1%) | $195,368 (-13.2%) | 0.00 | 98 |
2019-01-01 | $155,375 (23.2%) | $197,800 (-9.8%) | 0.00 | 94 |
2019-02-01 | $137,800 (10.0%) | $194,454 (-10.8%) | 0.00 | 85 |
2019-03-01 | $128,071 (-10.1%) | $192,401 (-9.8%) | 0.00 | 80 |
2019-04-01 | $121,950 (-22.6%) | $184,948 (-16.6%) | 0.00 | 73 |
2019-05-01 | $117,500 (-20.9%) | $184,141 (-8.3%) | 0.00 | 64 |
2019-06-01 | $158,500 (7.8%) | $212,496 (5.5%) | 0.00 | 63 |
2019-07-01 | $160,125 (14.4%) | $214,801 (5.8%) | 0.00 | 58 |
2019-08-01 | $155,609 (1.4%) | $211,185 (2.7%) | 0.00 | 58 |
2019-09-01 | $151,273 (-2.3%) | $206,787 (-1.3%) | 0.00 | 59 |
2019-10-01 | $148,382 (-2.7%) | $203,856 (3.5%) | 0.00 | 59 |
2019-11-01 | $154,500 (-0.3%) | $214,858 (9.4%) | 0.00 | 59 |
2019-12-01 | $145,425 (-6.5%) | $197,638 (1.2%) | 0.00 | 67 |
2020-01-01 | $157,200 (1.2%) | $208,881 (5.6%) | 0.00 | 63 |
2020-02-01 | $174,900 (26.9%) | $230,344 (18.5%) | 0.00 | 63 |
2020-03-01 | $170,850 (33.4%) | $225,096 (17.0%) | 0.00 | 64 |
2020-04-01 | $152,400 (25.0%) | $231,101 (25.0%) | 0.00 | 63 |
2020-05-01 | $169,900 (44.6%) | $235,660 (28.0%) | 0.00 | 60 |
2020-06-01 | $180,550 (13.9%) | $267,621 (25.9%) | 0.00 | 34 |
2020-07-01 | $177,900 (11.1%) | $259,391 (20.8%) | 0.00 | 31 |
2020-08-01 | $170,000 (9.3%) | $245,105 (16.1%) | 0.00 | 32 |
2020-09-01 | $164,250 (8.6%) | $240,487 (16.3%) | 0.00 | 32 |
2020-10-01 | $169,900 (14.5%) | $229,371 (12.5%) | 0.00 | 40 |
2020-11-01 | $172,925 (11.9%) | $236,840 (10.2%) | 0.00 | 48 |
2020-12-01 | $174,250 (19.8%) | $232,244 (17.5%) | 0.00 | 52 |
2021-01-01 | $174,000 (10.7%) | $243,511 (16.6%) | 0.00 | 48 |
2021-02-01 | $170,300 (-2.6%) | $254,816 (10.6%) | 0.00 | 48 |
2021-03-01 | $179,750 (5.2%) | $271,203 (20.5%) | 0.00 | 48 |
2021-04-01 | $187,450 (23.0%) | $272,433 (17.9%) | 0.00 | 44 |
2021-05-01 | $192,500 (13.3%) | $260,657 (10.6%) | 0.00 | 35 |
2021-06-01 | $213,500 (18.3%) | $298,582 (11.6%) | 0.00 | 40 |
2021-07-01 | $188,750 (6.1%) | $292,624 (12.8%) | 0.00 | 45 |
2021-08-01 | $171,000 (0.6%) | $281,752 (15.0%) | 0.00 | 45 |
2021-09-01 | $187,250 (14.0%) | $308,777 (28.4%) | 0.00 | 44 |
2021-10-01 | $161,500 (-4.9%) | $295,898 (29.0%) | 0.00 | 46 |
2021-11-01 | $184,450 (6.7%) | $304,599 (28.6%) | 0.00 | 47 |
2021-12-01 | $163,500 (-6.2%) | $272,973 (17.5%) | 0.00 | 44 |
2022-01-01 | $171,450 (-1.5%) | $284,752 (16.9%) | 0.00 | 36 |
2022-02-01 | $157,450 (-7.6%) | $269,878 (5.9%) | 0.00 | 30 |
2022-03-01 | $186,975 (4.0%) | $244,869 (-9.7%) | 0.00 | 35 |
2022-04-01 | $189,000 (0.8%) | $257,373 (-5.5%) | 0.00 | 36 |
2022-05-01 | $188,475 (-2.1%) | $244,752 (-6.1%) | 0.00 | 39 |
2022-06-01 | $216,225 (1.3%) | $280,648 (-6.0%) | 0.00 | 51 |
2022-07-01 | $224,999 (19.2%) | $284,497 (-2.8%) | 0.00 | 60 |
2022-08-01 | $206,500 (20.8%) | $291,597 (3.5%) | 0.00 | 58 |
2022-09-01 | $202,000 (7.9%) | $298,134 (-3.5%) | 0.00 | 47 |
2022-10-01 | $190,000 (17.7%) | $276,994 (-6.4%) | 0.00 | 59 |
2022-11-01 | $174,825 (-5.2%) | $248,416 (-18.4%) | 0.00 | 67 |
2022-12-01 | $174,950 (7.0%) | $254,104 (-6.9%) | 0.00 | 64 |
2023-01-01 | $183,725 (7.2%) | $221,471 (-22.2%) | 0.00 | 65 |
2023-02-01 | $184,950 (17.5%) | $231,399 (-14.3%) | 0.00 | 61 |
2023-03-01 | $186,225 (-0.4%) | $231,650 (-5.4%) | 0.00 | 59 |
2023-04-01 | $165,000 (-12.7%) | $235,976 (-8.3%) | 0.00 | 59 |
2023-05-01 | $205,550 (9.1%) | $248,170 (1.4%) | 0.00 | 66 |
2023-06-01 | $242,250 (12.0%) | $264,968 (-5.6%) | 0.00 | 73 |
2023-07-01 | $238,000 (5.8%) | $270,053 (-5.1%) | 0.00 | 67 |
2023-08-01 | $256,975 (24.4%) | $285,861 (-2.0%) | 0.00 | 68 |
2023-09-01 | $249,500 (23.5%) | $272,924 (-8.5%) | 0.00 | 72 |
2023-10-01 | $207,200 (9.1%) | $238,969 (-13.7%) | 0.00 | 73 |
2023-11-01 | $204,250 (16.8%) | $241,863 (-2.6%) | 0.00 | 71 |
2023-12-01 | $185,000 (5.7%) | $220,335 (-13.3%) | 0.00 | 72 |
2024-01-01 | $182,625 (-0.6%) | $212,331 (-4.1%) | 0.00 | 61 |
2024-02-01 | $169,000 (-8.6%) | $216,258 (-6.5%) | 0.00 | 52 |
2024-03-01 | $191,250 (2.7%) | $225,843 (-2.5%) | 0.00 | 53 |
2024-04-01 | $197,150 (19.5%) | $242,366 (2.7%) | 0.00 | 64 |
2024-05-01 | $206,500 (0.5%) | $251,769 (1.5%) | 0.00 | 69 |
2024-06-01 | $189,900 (-21.6%) | $243,796 (-8.0%) | 0.00 | 76 |
2024-07-01 | $201,500 (-15.3%) | $245,594 (-9.1%) | 0.00 | 75 |
2024-08-01 | $203,000 (-21.0%) | $259,134 (-9.4%) | 0.00 | 78 |
2024-09-01 | $218,475 (-12.4%) | $274,358 (0.5%) | 0.00 | 75 |
2024-10-01 | $218,450 (5.4%) | $255,505 (6.9%) | 0.00 | 75 |
Kingsville's median listing price comes in at 0% of the national average.
Kingsville's average listing price for 2024-10-01 was $255,505, a difference of $16,536 (6.9%) versus the prior year and $-18,853 versus the prior month.
For the 2024-10-01 period, Kingsville had 75 MLS listings, a difference of 0 listings (0%) versus the prior month and 2 listings (3%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Kingsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,625 sqft |
2018-02-01 | 0 days | 1,623 sqft |
2018-03-01 | 0 days | 1,733 sqft |
2018-04-01 | 0 days | 1,763 sqft |
2018-05-01 | 0 days | 1,766 sqft |
2018-06-01 | 0 days | 1,803 sqft |
2018-07-01 | 0 days | 1,802 sqft |
2018-08-01 | 0 days | 1,759 sqft |
2018-09-01 | 0 days | 1,746 sqft |
2018-10-01 | 0 days | 1,732 sqft |
2018-11-01 | 0 days | 1,701 sqft |
2018-12-01 | 0 days | 1,684 sqft |
2019-01-01 | 0 days | 1,693 sqft |
2019-02-01 | 0 days | 1,633 sqft |
2019-03-01 | 0 days | 1,693 sqft |
2019-04-01 | 0 days | 1,696 sqft |
2019-05-01 | 0 days | 1,572 sqft |
2019-06-01 | 0 days | 1,768 sqft |
2019-07-01 | 0 days | 1,800 sqft |
2019-08-01 | 0 days | 1,727 sqft |
2019-09-01 | 0 days | 1,605 sqft |
2019-10-01 | 0 days | 1,524 sqft |
2019-11-01 | 0 days | 1,575 sqft |
2019-12-01 | 0 days | 1,501 sqft |
2020-01-01 | 0 days | 1,569 sqft |
2020-02-01 | 0 days | 1,688 sqft |
2020-03-01 | 0 days | 1,726 sqft |
2020-04-01 | 0 days | 1,613 sqft |
2020-05-01 | 0 days | 1,619 sqft |
2020-06-01 | 0 days | 1,738 sqft |
2020-07-01 | 0 days | 1,722 sqft |
2020-08-01 | 0 days | 1,728 sqft |
2020-09-01 | 0 days | 1,584 sqft |
2020-10-01 | 0 days | 1,595 sqft |
2020-11-01 | 0 days | 1,645 sqft |
2020-12-01 | 0 days | 1,608 sqft |
2021-01-01 | 0 days | 1,579 sqft |
2021-02-01 | 0 days | 1,571 sqft |
2021-03-01 | 0 days | 1,656 sqft |
2021-04-01 | 0 days | 1,618 sqft |
2021-05-01 | 0 days | 1,701 sqft |
2021-06-01 | 0 days | 1,723 sqft |
2021-07-01 | 0 days | 1,560 sqft |
2021-08-01 | 0 days | 1,640 sqft |
2021-09-01 | 0 days | 1,544 sqft |
2021-10-01 | 0 days | 1,585 sqft |
2021-11-01 | 0 days | 1,771 sqft |
2021-12-01 | 0 days | 1,539 sqft |
2022-01-01 | 0 days | 1,440 sqft |
2022-02-01 | 0 days | 1,508 sqft |
2022-03-01 | 0 days | 1,589 sqft |
2022-04-01 | 0 days | 1,670 sqft |
2022-05-01 | 0 days | 1,602 sqft |
2022-06-01 | 0 days | 1,659 sqft |
2022-07-01 | 0 days | 1,688 sqft |
2022-08-01 | 0 days | 1,693 sqft |
2022-09-01 | 0 days | 1,723 sqft |
2022-10-01 | 0 days | 1,718 sqft |
2022-11-01 | 0 days | 1,691 sqft |
2022-12-01 | 0 days | 1,687 sqft |
2023-01-01 | 0 days | 1,713 sqft |
2023-02-01 | 0 days | 1,684 sqft |
2023-03-01 | 0 days | 1,648 sqft |
2023-04-01 | 0 days | 1,609 sqft |
2023-05-01 | 0 days | 1,631 sqft |
2023-06-01 | 0 days | 1,701 sqft |
2023-07-01 | 0 days | 1,695 sqft |
2023-08-01 | 0 days | 1,708 sqft |
2023-09-01 | 0 days | 1,663 sqft |
2023-10-01 | 0 days | 1,601 sqft |
2023-11-01 | 0 days | 1,585 sqft |
2023-12-01 | 0 days | 1,505 sqft |
2024-01-01 | 0 days | 1,458 sqft |
2024-02-01 | 0 days | 1,449 sqft |
2024-03-01 | 0 days | 1,523 sqft |
2024-04-01 | 0 days | 1,566 sqft |
2024-05-01 | 0 days | 1,600 sqft |
2024-06-01 | 0 days | 1,636 sqft |
2024-07-01 | 0 days | 1,612 sqft |
2024-08-01 | 0 days | 1,605 sqft |
2024-09-01 | 0 days | 1,590 sqft |
2024-10-01 | 0 days | 1,605 sqft |
Kingsville's median square footage for active listings during the 2024-10-01 period was 1,605 sqft. One year prior, the average listing was 1,601 sqft.
Kingsville, TX Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 225 | $45,995,000 | $204,422 |
Cash Out Refi | 36 | $5,370,000 | $149,167 |
Refi | 19 | $7,295,000 | $383,947 |
Other | 17 | $1,665,000 | $97,941 |
Home Improvement | 9 | $565,000 | $62,778 |
Kingsville's most frequently cited loan purpose was Home Purchase, with 225 originations. The 2nd most popular reason was Cash Out Refi, with 36 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 109 | $21,655,000 | $198,670 |
7-8% | 84 | $15,730,000 | $187,262 |
Over 8% | 40 | $6,320,000 | $158,000 |
5-6% | 35 | $11,425,000 | $326,429 |
<2.5% | 6 | $30,000 | $5,000 |
4-5% | 4 | $1,170,000 | $292,500 |
During 2023, Kingsville's most frequently originated rate bucket was 6-7%, with 109 originations.
Loan Sizing (Kingsville, TX MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 124 | $18,980,000 | $153,065 |
$200k-400k | 103 | $27,825,000 | $270,146 |
$100,000 or less | 64 | $4,060,000 | $63,438 |
$400k-600k | 14 | $6,380,000 | $455,714 |
$Over $1MM | 1 | $3,645,000 | $3,645,000 |
Kingsville's loan sizing saw the bucket of loans from $100k-200k with 124 originations, totaling $18,980,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 152 | $32,470,000 | $213,618 |
60-80% | 59 | $10,665,000 | $180,763 |
40-60% | 29 | $3,405,000 | $117,414 |
20-40% | 16 | $5,700,000 | $356,250 |
Over 100% | 13 | $3,875,000 | $298,077 |
Under 20% | 12 | $230,000 | $19,167 |
Kingsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 152 originations, totaling $32,470,000 in origination value.