Kerrville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kerrville averaged 6.46% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.26% and one month ago for the week of 2024-09-05, the average rate was 6.39%.

Kerrville's average rate one year ago was 7.53%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Kerrville 30 Year Fixed Rate 2024-10-10 6.46%
Kerrville 30 Year Fixed Rate Refi 2024-10-10 6.92%
Kerrville 15 Year Fixed Rate 2024-10-10 5.51%
Kerrville 15 Year Fixed Rate Refi 2024-10-10 5.71%
Kerrville 30 Year FHA 2024-10-10 5.95%
Kerrville 30 Year FHA Refi 2024-10-10 6.3%
Kerrville 30 Year USDA 2024-10-10 6.18%
Kerrville 30 Year USDA Refi 2024-10-10 5.88%
Kerrville 30 Year VA 2024-10-10 6.05%
Kerrville 30 Year VA Refi 2024-10-10 6.05%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kerrville, TX.

Kerrville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kerrville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 31 7.34% $7,032
SWBC MORTGAGE CORPORATION 20 7.19% $4,842
GARDNER FINANCIAL SERVICES, LTD. 17 6.69% $9,812
Centennial Bank 13 6.46% $5,829
PILGRIM MORTGAGE LLC 12 6.44% $8,348
Security State Bank & Trust 12 6.91% $5,121
RANDOLPH-BROOKS 11 7.17% $2,871
UNITED WHOLESALE MORTGAGE, LLC 10 6.84% $10,082
GUILD MORTGAGE COMPANY 9 7.22% $7,522
NEWREZ LLC 7 7.34% $7,649
Wells Fargo Bank 7 7.07% $4,256
SECURITY SERVICE 7 6.36% $3,867
JPMorgan Chase Bank 6 6.56% $7,027
First United Bank and Trust Company 5 7.18% $7,787
V.I.P. MORTGAGE, INC. 5 6.67% $8,914
Citizens Bank 4 7.00% $10,622
CORNERSTONE HOME LENDING, INC. 4 6.00% $10,442
USAA Federal Savings Bank 3 6.46% $5,836
LOANDEPOT.COM, LLC 3 6.50% $9,744
NAVY FEDERAL CREDIT UNION 3 7.08% $4,379
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.43% $14,152
Jefferson Bank 2 5.75% $9,568
RB MORTGAGE LLC 2 7.38% $4,134
CHURCHILL MORTGAGE CORPORATION 2 6.81% $9,501
EAGLE HOME MORTGAGE, LLC 2 4.75% $3,704
Simmons Bank 2 6.50% $12,932
MOVEMENT MORTGAGE, LLC 2 6.44% $6,597
NexBank 2 7.44% $12,405
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.06% $5,499
Farm Credit Mid-America, ACA 2 7.50% $10,706
PLAZA HOME MORTGAGE, INC. 2 5.88% $6,673
Ameris Bank 2 7.13% $5,898
PENNYMAC LOAN SERVICES, LLC 1 6.38% $3,868
PENTAGON FEDERAL CREDIT UNION 1 6.50% $4,794
PLANET HOME LENDING, LLC 1 6.13% $3,345
Prosperity Bank 1 5.13% $4,866
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.75% $3,178
Raymond James Bank 1 6.13% $5,592
Regions Bank 1 5.75% $10,033
RELIANCE FIRST CAPITAL, LLC 1 5.99% $14,147
ROYAL UNITED MORTGAGE LLC 1 6.88% $5,745
RUOFF MORTGAGE COMPANY, INC. 1 6.25% $8,233
S1L, Inc. 1 5.99% $6,845
SECURITYNATIONAL MORTGAGE COMPANY 1 6.99% $10,714
SHELL FEDERAL CREDIT UNION 1 6.63% $8,645
SUMMIT FUNDING, INC. 1 6.99% $10,092
T2 FINANCIAL LLC 1 6.13% $15,283
TEXAS DOW EMPLOYEES CREDIT UNION 1 7.88% $9,253
Texas Health Credit Union 1 6.75% $95
The American National Bank of Texas 1 7.13% $9,259
THRIVE MORTGAGE, LLC 1 6.63% $7,213
Truist 1 7.10% $5,169
UBS Bank USA 1 5.75% $4,823
U.S. Bank 1 7.99% $5,030
VeraBank 1 7.38% $5,491
AMERICAN FINANCIAL NETWORK, INC. 1 6.50% $7,782
Zions Bank 1 4.38% $20,811
AMERICAN FINANCING CORPORATION 1 5.99% $9,905
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.50% $10,579
AMERISAVE MORTGAGE CORPORATION 1 7.25% $8,878
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.75% $13,734
BancorpSouth 1 6.00% $6,861
Bank of America 1 5.75% $7,206
Bank of England 1 6.50% $4,933
BROKER SOLUTIONS, INC. 1 7.13% $8,294
CANOPY MORTGAGE, LLC 1 6.50% $7,334
Charles Schwab Bank, SSB 1 5.73% $5,724
Comerica Bank 1 7.25% $5,059
CommunityBank of Texas, N.A. 1 6.13% $18,077
DEEPHAVEN MORTGAGE LLC 1 7.50% $16,707
Discover Bank 1 6.49% $0
EVERETT FINANCIAL, INC. 1 5.99% $9,851
FIRST CENTENNIAL MORTGAGE CORPORATION 1 7.00% $8,712
FIRST COMMUNITY MORTGAGE, INC. 1 6.50% $8,020
FREEDOM MORTGAGE CORPORATION 1 7.63% $6,416
Gateway First Bank 1 7.00% $1,339
GREATER TEXAS FEDERAL CREDIT UNION 1 6.38% $6,125
Great Plains National Bank 1 6.38% $4,163
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.50% $9,589
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.00% $8,860
HSBC BANK USA, NATIONAL ASSOCIATION 1 5.65% $7,173
JSC 1 6.25% $4,112
LOANPEOPLE, LLC 1 6.38% $6,214
Loan Simple, Inc. 1 7.63% $7,096
LONE STAR 1 5.13% $5,028
MEMBER HOME LOAN, L.L.C. 1 6.88% $6,255
MICHIGAN MUTUAL, INC. 1 6.50% $7,864
Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $18,586

Kerrville Average Closing Costs & Other Stats

Kerrville, TX's 88 lenders originated 643 loans during 2023. The total origination value was $182,555,000, with an average loan value of $283,911.

Kerrville's average closing costs are $5,982.

The top Kerrville lender as defined by loan originations is QUICKEN LOANS, LLC, with 31 loans originated. Their average total fees are $7,032, which is $2,191 higher than the next largest lender, SWBC MORTGAGE CORPORATION.

The lowest fee Kerrville lenders (with over 10 loans originated) are RANDOLPH-BROOKS ($2,871), SWBC MORTGAGE CORPORATION ($4,842), Security State Bank & Trust ($5,121), Centennial Bank ($5,829) and QUICKEN LOANS, LLC ($7,032).

The lowest rate Kerrville lenders (with over 10 loans originated) are PILGRIM MORTGAGE LLC (6.44%), Centennial Bank (6.46%), GARDNER FINANCIAL SERVICES, LTD. (6.69%), UNITED WHOLESALE MORTGAGE, LLC (6.84%) and Security State Bank & Trust (6.91%).

Kerrville, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
SWBC MORTGAGE CORPORATION $16,765,000 $11,105,000 -33.8% 6.1%
Security State Bank & Trust $20,090,000 $9,360,000 -53.4% 5.1%
QUICKEN LOANS, LLC $17,830,000 $8,675,000 -51.3% 4.8%
RANDOLPH-BROOKS $11,955,000 $8,510,000 -28.8% 4.7%
Broadway National Bank $19,725,000 $7,925,000 -59.8% 4.3%
V.I.P. MORTGAGE, INC. $7,610,000 $7,085,000 -6.9% 3.9%
PILGRIM MORTGAGE LLC $3,955,000 $6,295,000 59.2% 3.4%
GARDNER FINANCIAL SERVICES, LTD. $6,235,000 n/a 3.4%
City Bank $235,000 $6,055,000 2,476.6% 3.3%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $5,475,000 n/a 3.0%
Centennial Bank $13,120,000 $5,080,000 -61.3% 2.8%
UNITED WHOLESALE MORTGAGE, LLC $6,810,000 $4,440,000 -34.8% 2.4%
The Bank & Trust $3,280,000 $3,965,000 20.9% 2.2%
JPMorgan Chase Bank $4,665,000 $3,235,000 -30.7% 1.8%
NEWREZ LLC $2,260,000 $3,025,000 33.8% 1.7%
GUILD MORTGAGE COMPANY $6,355,000 $2,970,000 -53.3% 1.6%
SECURITY SERVICE $4,985,000 $2,725,000 -45.3% 1.5%
SouthStar Bank, S.S.B. $3,075,000 $2,690,000 -12.5% 1.5%
CORNERSTONE HOME LENDING, INC. $775,000 $2,380,000 207.1% 1.3%
21ST MORTGAGE CORPORATION $4,410,000 $2,115,000 -52.0% 1.2%
Mortgage Research Center, LLC $4,745,000 $2,105,000 -55.6% 1.2%
PLAZA HOME MORTGAGE, INC. $1,370,000 $1,845,000 34.7% 1.0%
USAA Federal Savings Bank $1,130,000 $1,790,000 58.4% 1.0%
CommunityBank of Texas, N.A. $1,655,000 n/a 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,885,000 $1,620,000 -14.1% 0.9%
First United Bank and Trust Company $7,390,000 $1,575,000 -78.7% 0.9%
Citizens Bank $1,065,000 $1,570,000 47.4% 0.9%
Comerica Bank $5,265,000 $1,440,000 -72.6% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $850,000 $1,420,000 67.1% 0.8%
CMG MORTGAGE, INC. $435,000 $1,390,000 219.5% 0.8%
PENNYMAC LOAN SERVICES, LLC $1,980,000 $1,365,000 -31.1% 0.7%
DIRECTIONS EQUITY, LLC $1,350,000 n/a 0.7%
Wells Fargo Bank $3,265,000 $1,310,000 -59.9% 0.7%
EAGLE HOME MORTGAGE, LLC $1,295,000 n/a 0.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,225,000 $1,270,000 -42.9% 0.7%
TOLLESON PRIVATE BANK $1,255,000 n/a 0.7%
NAVY FEDERAL CREDIT UNION $2,785,000 $1,190,000 -57.3% 0.7%
Simmons Bank $1,180,000 n/a 0.6%
FirstBank Southwest $1,140,000 n/a 0.6%
Plains Commerce Bank $1,060,000 n/a 0.6%
LOANDEPOT.COM, LLC $2,165,000 $1,040,000 -52.0% 0.6%
TRIAD FINANCIAL SERVICES, INC. $55,000 $1,025,000 1,763.6% 0.6%
Farm Credit Mid-America, ACA $1,020,000 n/a 0.6%
CREDIT HUMAN FEDERAL CREDIT UNION $670,000 $1,010,000 50.7% 0.6%
Bank of America $4,345,000 $960,000 -77.9% 0.5%
Jefferson Bank $1,030,000 $940,000 -8.7% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $1,100,000 $910,000 -17.3% 0.5%
Raymond James Bank $265,000 $905,000 241.5% 0.5%
PLANET HOME LENDING, LLC $900,000 n/a 0.5%
MORTGAGE SOLUTIONS OF COLORADO, LLC $145,000 $860,000 493.1% 0.5%
Prosperity Bank $3,955,000 $860,000 -78.3% 0.5%
Flagstar Bank, FSB $2,490,000 $845,000 -66.1% 0.5%
NexBank $510,000 $760,000 49.0% 0.4%
The Bank of San Antonio $3,030,000 $725,000 -76.1% 0.4%
Herring Bank $675,000 n/a 0.4%
HSBC BANK USA, NATIONAL ASSOCIATION $675,000 n/a 0.4%
AMERICAN FINANCIAL NETWORK, INC. $640,000 n/a 0.4%
Zions Bank $1,310,000 $605,000 -53.8% 0.3%
The Central Trust Bank $335,000 $585,000 74.6% 0.3%
CALCON MUTUAL MORTGAGE LLC $580,000 n/a 0.3%
ROYAL UNITED MORTGAGE LLC $180,000 $580,000 222.2% 0.3%
Charles Schwab Bank, SSB $575,000 n/a 0.3%
CHURCHILL MORTGAGE CORPORATION $850,000 $560,000 -34.1% 0.3%
Gateway First Bank $1,520,000 $550,000 -63.8% 0.3%
Truist $1,055,000 $550,000 -47.9% 0.3%
The Bank of Holly Springs $545,000 n/a 0.3%
Discover Bank $290,000 $505,000 74.1% 0.3%
The Federal Savings Bank $495,000 n/a 0.3%
Regions Bank $485,000 n/a 0.3%
The American National Bank of Texas $465,000 n/a 0.3%
T2 FINANCIAL LLC $445,000 n/a 0.2%
Ameris Bank $440,000 n/a 0.2%
LOANPEOPLE, LLC $1,010,000 $440,000 -56.4% 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $435,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $305,000 $430,000 41.0% 0.2%
RB MORTGAGE LLC $285,000 $430,000 50.9% 0.2%
FIRST CENTENNIAL MORTGAGE CORPORATION $1,105,000 $405,000 -63.3% 0.2%
SHELL FEDERAL CREDIT UNION $405,000 n/a 0.2%
TEXAS DOW EMPLOYEES CREDIT UNION $215,000 $405,000 88.4% 0.2%
Vantage Bank Texas $3,220,000 $385,000 -88.0% 0.2%
Bank of England $375,000 n/a 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $665,000 $375,000 -43.6% 0.2%
FREEDOM MORTGAGE CORPORATION $645,000 $370,000 -42.6% 0.2%
GUARANTEED RATE, INC. $935,000 $360,000 -61.5% 0.2%
DEEPHAVEN MORTGAGE LLC $185,000 $345,000 86.5% 0.2%
Paramount Residential Mortgage Group, Inc. $440,000 $345,000 -21.6% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $345,000 n/a 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $335,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $815,000 $325,000 -60.1% 0.2%
AMCAP MORTGAGE, LTD. $4,435,000 $315,000 -92.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $1,460,000 $315,000 -78.4% 0.2%
RELIANCE FIRST CAPITAL, LLC $315,000 n/a 0.2%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $310,000 n/a 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $555,000 $305,000 -45.0% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $1,035,000 $305,000 -70.5% 0.2%
Loan Simple, Inc. $275,000 $305,000 10.9% 0.2%
SOUTHWEST STAGE FUNDING, LLC $105,000 $300,000 185.7% 0.2%
GREATER TEXAS FEDERAL CREDIT UNION $295,000 n/a 0.2%
Greenbox Loans, Inc. $295,000 n/a 0.2%
Equity Prime Mortgage LLC $285,000 n/a 0.2%
BROKER SOLUTIONS, INC. $1,540,000 $275,000 -82.1% 0.2%
CANOPY MORTGAGE, LLC $275,000 n/a 0.2%
DUGOOD FEDERAL CREDIT UNION $275,000 n/a 0.2%
UBS Bank USA $355,000 $275,000 -22.5% 0.2%
West Texas National Bank $275,000 n/a 0.2%
FIRST COMMUNITY MORTGAGE, INC. $105,000 $265,000 152.4% 0.1%
SUMMIT FUNDING, INC. $265,000 n/a 0.1%
Texas Heritage Bank $265,000 n/a 0.1%
U.S. Bank $3,760,000 $265,000 -93.0% 0.1%
AMERISAVE MORTGAGE CORPORATION $1,435,000 $255,000 -82.2% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $650,000 $255,000 -60.8% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $635,000 $255,000 -59.8% 0.1%
JSC $255,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $255,000 n/a 0.1%
Nations Lending Corporation $155,000 $255,000 64.5% 0.1%
CSL Financial, LLC $270,000 $250,000 -7.4% 0.1%
MICHIGAN MUTUAL, INC. $245,000 n/a 0.1%
VeraBank $285,000 $235,000 -17.5% 0.1%
CIS Financial Services, Inc. $935,000 $230,000 -75.4% 0.1%
EVERETT FINANCIAL, INC. $320,000 $225,000 -29.7% 0.1%
THRIVE MORTGAGE, LLC $2,045,000 $225,000 -89.0% 0.1%
ASSOCIATED MORTGAGE CORPORATION $215,000 n/a 0.1%
Texas Health Credit Union $215,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $205,000 n/a 0.1%
S1L, Inc. $500,000 $205,000 -59.0% 0.1%
AMERICAN FINANCING CORPORATION $850,000 $195,000 -77.1% 0.1%
BancorpSouth $1,560,000 $185,000 -88.1% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $505,000 $185,000 -63.4% 0.1%
FINANCE OF AMERICA REVERSE LLC $640,000 $180,000 -71.9% 0.1%
HOMEXPRESS MORTGAGE CORP. $175,000 n/a 0.1%
MEMBER HOME LOAN, L.L.C. $410,000 $165,000 -59.8% 0.1%
PNC Bank $1,020,000 $165,000 -83.8% 0.1%
Community National Bank $155,000 n/a 0.1%
Texas Regional Bank $155,000 n/a 0.1%
BAY EQUITY LLC $145,000 $145,000 0.0% 0.1%
Frost Bank $640,000 $135,000 -78.9% 0.1%
Great Plains National Bank $135,000 n/a 0.1%
MOBILOIL $125,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $195,000 $125,000 -35.9% 0.1%
Amarillo National Bank $115,000 n/a 0.1%
1ST COMMUNITY FEDERAL CREDIT UNION $75,000 n/a 0.0%
FIRSTMARK $65,000 n/a 0.0%
LONE STAR $65,000 n/a 0.0%
Generations Community Federal Credit Union $55,000 n/a 0.0%
International Bank of Commerce $45,000 n/a 0.0%

Kerrville's top lender by overall market share is SWBC MORTGAGE CORPORATION, with 6.1% market share. In second place, with 5.1%, is Security State Bank & Trust, having originated $9,360,000 in loans. In third place, with 4.8%, is QUICKEN LOANS, LLC, having originated $8,675,000 in loans. In fourth place, with 4.7%, is RANDOLPH-BROOKS, having originated $8,510,000 in loans. In fifth place, with 4.3%, is Broadway National Bank, having originated $7,925,000 in loans.


Kerrville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Kerrville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $402,637 (13.1%) $644,553 (5.7%) 0.00 282
2018-02-01 $391,175 (13.6%) $631,240 (7.4%) 0.00 276
2018-03-01 $399,000 (10.9%) $639,529 (9.3%) 0.00 286
2018-04-01 $399,000 (6.4%) $612,427 (3.1%) 0.00 300
2018-05-01 $411,000 (9.3%) $620,616 (4.2%) 0.00 303
2018-06-01 $425,000 (11.9%) $632,643 (4.9%) 0.00 321
2018-07-01 $421,500 (9.5%) $612,455 (-0.9%) 0.00 339
2018-08-01 $416,875 (7.4%) $613,713 (1.2%) 0.00 341
2018-09-01 $404,269 (1.4%) $619,201 (0.0%) 0.00 338
2018-10-01 $419,225 (-1.1%) $646,401 (1.1%) 0.00 310
2018-11-01 $419,225 (1.7%) $634,264 (1.2%) 0.00 303
2018-12-01 $412,475 (-1.6%) $620,527 (-2.7%) 0.00 305
2019-01-01 $419,025 (4.1%) $632,490 (-1.9%) 0.00 278
2019-02-01 $403,688 (3.2%) $652,066 (3.3%) 0.00 284
2019-03-01 $403,764 (1.2%) $671,261 (5.0%) 0.00 291
2019-04-01 $403,964 (1.2%) $666,168 (8.8%) 0.00 303
2019-05-01 $399,900 (-2.7%) $824,091 (32.8%) 0.00 321
2019-06-01 $416,300 (-2.1%) $890,423 (40.8%) 0.00 331
2019-07-01 $399,250 (-5.3%) $842,227 (37.5%) 0.00 353
2019-08-01 $399,000 (-4.3%) $823,717 (34.2%) 0.00 358
2019-09-01 $399,000 (-1.3%) $818,060 (32.1%) 0.00 348
2019-10-01 $399,000 (-4.8%) $814,289 (26.0%) 0.00 336
2019-11-01 $399,900 (-4.6%) $772,422 (21.8%) 0.00 324
2019-12-01 $452,500 (9.7%) $789,595 (27.3%) 0.00 299
2020-01-01 $444,925 (6.2%) $699,494 (10.6%) 0.00 275
2020-02-01 $439,000 (8.8%) $672,344 (3.1%) 0.00 274
2020-03-01 $439,700 (8.9%) $707,260 (5.4%) 0.00 278
2020-04-01 $439,900 (8.9%) $731,273 (9.8%) 0.00 278
2020-05-01 $462,450 (15.6%) $783,686 (-4.9%) 0.00 277
2020-06-01 $462,450 (11.1%) $776,643 (-12.8%) 0.00 275
2020-07-01 $444,625 (11.4%) $766,365 (-9.0%) 0.00 279
2020-08-01 $469,000 (17.5%) $793,945 (-3.6%) 0.00 251
2020-09-01 $469,125 (17.6%) $790,343 (-3.4%) 0.00 233
2020-10-01 $439,875 (10.2%) $765,050 (-6.1%) 0.00 235
2020-11-01 $437,000 (9.3%) $718,811 (-6.9%) 0.00 224
2020-12-01 $446,475 (-1.3%) $751,120 (-4.9%) 0.00 194
2021-01-01 $430,500 (-3.2%) $843,215 (20.6%) 0.00 160
2021-02-01 $454,200 (3.5%) $877,946 (30.6%) 0.00 153
2021-03-01 $445,950 (1.4%) $897,349 (26.9%) 0.00 145
2021-04-01 $454,750 (3.4%) $938,430 (28.3%) 0.00 139
2021-05-01 $490,000 (6.0%) $957,202 (22.1%) 0.00 137
2021-06-01 $449,250 (-2.9%) $852,212 (9.7%) 0.00 139
2021-07-01 $465,000 (4.6%) $817,912 (6.7%) 0.00 171
2021-08-01 $467,600 (-0.3%) $807,143 (1.7%) 0.00 180
2021-09-01 $475,500 (1.4%) $813,251 (2.9%) 0.00 170
2021-10-01 $492,500 (12.0%) $827,125 (8.1%) 0.00 158
2021-11-01 $514,500 (17.7%) $909,697 (26.6%) 0.00 163
2021-12-01 $497,750 (11.5%) $872,533 (16.2%) 0.00 150
2022-01-01 $504,988 (17.3%) $875,580 (3.8%) 0.00 140
2022-02-01 $521,225 (14.8%) $930,545 (6.0%) 0.00 124
2022-03-01 $520,475 (16.7%) $904,516 (0.8%) 0.00 133
2022-04-01 $534,500 (17.5%) $954,106 (1.7%) 0.00 136
2022-05-01 $482,000 (-1.6%) $888,188 (-7.2%) 0.00 140
2022-06-01 $436,625 (-2.8%) $969,505 (13.8%) 0.00 149
2022-07-01 $500,000 (7.5%) $949,107 (16.0%) 0.00 167
2022-08-01 $515,469 (10.2%) $931,821 (15.5%) 0.00 201
2022-09-01 $501,381 (5.4%) $895,167 (10.1%) 0.00 216
2022-10-01 $497,450 (1.0%) $832,255 (0.6%) 0.00 232
2022-11-01 $551,475 (7.2%) $844,864 (-7.1%) 0.00 240
2022-12-01 $544,900 (9.5%) $814,767 (-6.6%) 0.00 234
2023-01-01 $539,450 (6.8%) $828,269 (-5.4%) 0.00 214
2023-02-01 $575,000 (10.3%) $885,792 (-4.8%) 0.00 197
2023-03-01 $597,000 (14.7%) $914,567 (1.1%) 0.00 197
2023-04-01 $580,000 (8.5%) $904,752 (-5.2%) 0.00 197
2023-05-01 $598,000 (24.1%) $931,985 (4.9%) 0.00 210
2023-06-01 $629,317 (44.1%) $952,717 (-1.7%) 0.00 208
2023-07-01 $599,000 (19.8%) $919,819 (-3.1%) 0.00 209
2023-08-01 $599,000 (16.2%) $935,302 (0.4%) 0.00 245
2023-09-01 $619,900 (23.6%) $943,965 (5.5%) 0.00 251
2023-10-01 $596,500 (19.9%) $917,951 (10.3%) 0.00 252
2023-11-01 $590,500 (7.1%) $960,027 (13.6%) 0.00 263
2023-12-01 $589,000 (8.1%) $962,901 (18.2%) 0.00 273
2024-01-01 $527,250 (-2.3%) $891,607 (7.7%) 0.00 281
2024-02-01 $554,191 (-3.6%) $854,882 (-3.5%) 0.00 289
2024-03-01 $560,000 (-6.2%) $885,885 (-3.1%) 0.00 300
2024-04-01 $567,000 (-2.2%) $884,483 (-2.2%) 0.00 313
2024-05-01 $573,110 (-4.2%) $882,359 (-5.3%) 0.00 334
2024-06-01 $560,000 (-11.0%) $875,144 (-8.1%) 0.00 349
2024-07-01 $563,000 (-6.0%) $857,557 (-6.8%) 0.00 359
2024-08-01 $547,433 (-8.6%) $834,684 (-10.8%) 0.00 380
2024-09-01 $529,500 (-14.6%) $809,906 (-14.2%) 0.00 384
Kerrville's median listing price for 2024-09-01 was $529,500, a difference of $-90,400 (-14.6%) versus the prior year and $-17,933 versus the prior month.

Kerrville's median listing price comes in at 0% of the national average.

Kerrville's average listing price for 2024-09-01 was $809,906, a difference of $-134,059 (-14.2%) versus the prior year and $-24,778 versus the prior month.

For the 2024-09-01 period, Kerrville had 384 MLS listings, a difference of 4 listings (1%) versus the prior month and 133 listings (53%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Kerrville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,542 sqft
2018-02-01 0 days 2,489 sqft
2018-03-01 0 days 2,453 sqft
2018-04-01 0 days 2,453 sqft
2018-05-01 0 days 2,539 sqft
2018-06-01 0 days 2,597 sqft
2018-07-01 0 days 2,601 sqft
2018-08-01 0 days 2,607 sqft
2018-09-01 0 days 2,527 sqft
2018-10-01 0 days 2,550 sqft
2018-11-01 0 days 2,505 sqft
2018-12-01 0 days 2,414 sqft
2019-01-01 0 days 2,490 sqft
2019-02-01 0 days 2,541 sqft
2019-03-01 0 days 2,619 sqft
2019-04-01 0 days 2,629 sqft
2019-05-01 0 days 2,539 sqft
2019-06-01 0 days 2,434 sqft
2019-07-01 0 days 2,386 sqft
2019-08-01 0 days 2,397 sqft
2019-09-01 0 days 2,406 sqft
2019-10-01 0 days 2,415 sqft
2019-11-01 0 days 2,454 sqft
2019-12-01 0 days 2,545 sqft
2020-01-01 0 days 2,535 sqft
2020-02-01 0 days 2,505 sqft
2020-03-01 0 days 2,519 sqft
2020-04-01 0 days 2,508 sqft
2020-05-01 0 days 2,476 sqft
2020-06-01 0 days 2,465 sqft
2020-07-01 0 days 2,418 sqft
2020-08-01 0 days 2,450 sqft
2020-09-01 0 days 2,333 sqft
2020-10-01 0 days 2,295 sqft
2020-11-01 0 days 2,320 sqft
2020-12-01 0 days 2,365 sqft
2021-01-01 0 days 2,334 sqft
2021-02-01 0 days 2,335 sqft
2021-03-01 0 days 2,260 sqft
2021-04-01 0 days 2,360 sqft
2021-05-01 0 days 2,342 sqft
2021-06-01 0 days 2,208 sqft
2021-07-01 0 days 2,061 sqft
2021-08-01 0 days 2,087 sqft
2021-09-01 0 days 2,120 sqft
2021-10-01 0 days 2,080 sqft
2021-11-01 0 days 2,208 sqft
2021-12-01 0 days 2,148 sqft
2022-01-01 0 days 2,157 sqft
2022-02-01 0 days 2,206 sqft
2022-03-01 0 days 2,221 sqft
2022-04-01 0 days 2,232 sqft
2022-05-01 0 days 2,043 sqft
2022-06-01 0 days 1,911 sqft
2022-07-01 0 days 2,040 sqft
2022-08-01 0 days 2,136 sqft
2022-09-01 0 days 2,038 sqft
2022-10-01 0 days 2,027 sqft
2022-11-01 0 days 2,177 sqft
2022-12-01 0 days 2,133 sqft
2023-01-01 0 days 2,130 sqft
2023-02-01 0 days 2,235 sqft
2023-03-01 0 days 2,313 sqft
2023-04-01 0 days 2,300 sqft
2023-05-01 0 days 2,334 sqft
2023-06-01 0 days 2,322 sqft
2023-07-01 0 days 2,250 sqft
2023-08-01 0 days 2,249 sqft
2023-09-01 0 days 2,263 sqft
2023-10-01 0 days 2,203 sqft
2023-11-01 0 days 2,163 sqft
2023-12-01 0 days 2,186 sqft
2024-01-01 0 days 2,114 sqft
2024-02-01 0 days 2,130 sqft
2024-03-01 0 days 2,186 sqft
2024-04-01 0 days 2,146 sqft
2024-05-01 0 days 2,180 sqft
2024-06-01 0 days 2,135 sqft
2024-07-01 0 days 2,143 sqft
2024-08-01 0 days 2,095 sqft
2024-09-01 0 days 2,083 sqft
Kerrville's median listing age (time on market) for 2024-09-01 was 0 days.

Kerrville's median square footage for active listings during the 2024-09-01 period was 2,083 sqft. One year prior, the average listing was 2,263 sqft.

Kerrville, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 444 $138,990,000 $313,041
Cash Out Refi 99 $21,125,000 $213,384
Refi 43 $10,695,000 $248,721
Other 29 $5,655,000 $195,000
Home Improvement 24 $4,980,000 $207,500
NA 4 $1,110,000 $277,500

Kerrville's most frequently cited loan purpose was Home Purchase, with 444 originations. The 2nd most popular reason was Cash Out Refi, with 99 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 241 $73,985,000 $306,992
7-8% 143 $39,835,000 $278,566
5-6% 98 $27,900,000 $284,694
Over 8% 83 $12,635,000 $152,229
4-5% 7 $2,195,000 $313,571
<2.5% 2 $10,000 $5,000

During 2023, Kerrville's most frequently originated rate bucket was 6-7%, with 241 originations.

Loan Sizing (Kerrville, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 275 $77,975,000 $283,545
$100k-200k 158 $23,770,000 $150,443
$100,000 or less 101 $5,795,000 $57,376
$400k-600k 69 $32,485,000 $470,797
$600k-1000k 32 $23,370,000 $730,313
$Over $1MM 8 $19,160,000 $2,395,000

Kerrville's loan sizing saw the bucket of loans from $200k-400k with 275 originations, totaling $77,975,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 219 $69,895,000 $319,155
60-80% 138 $40,010,000 $289,928
40-60% 90 $29,350,000 $326,111
20-40% 77 $11,375,000 $147,727
Under 20% 40 $3,490,000 $87,250
Over 100% 6 $2,060,000 $343,333

Kerrville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 219 originations, totaling $69,895,000 in origination value.