Kerrville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Kerrville averaged
6.46%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.26% and
one month ago for the week of 2024-09-05, the
average rate was 6.39%.
Kerrville's average rate one year ago was 7.53%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.92%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Kerrville 30 Year Fixed Rate | 2024-10-10 | 6.46% |
Kerrville 30 Year Fixed Rate Refi | 2024-10-10 | 6.92% |
Kerrville 15 Year Fixed Rate | 2024-10-10 | 5.51% |
Kerrville 15 Year Fixed Rate Refi | 2024-10-10 | 5.71% |
Kerrville 30 Year FHA | 2024-10-10 | 5.95% |
Kerrville 30 Year FHA Refi | 2024-10-10 | 6.3% |
Kerrville 30 Year USDA | 2024-10-10 | 6.18% |
Kerrville 30 Year USDA Refi | 2024-10-10 | 5.88% |
Kerrville 30 Year VA | 2024-10-10 | 6.05% |
Kerrville 30 Year VA Refi | 2024-10-10 | 6.05% |
Kerrville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kerrville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Kerrville Average Closing Costs & Other Stats
Kerrville, TX's 88 lenders originated 643
loans during 2023. The total origination value was $182,555,000, with an average loan value of
$283,911.
Kerrville's average closing costs are $5,982.
The top Kerrville lender as defined by loan originations is QUICKEN LOANS, LLC, with
31 loans originated. Their average total fees are
$7,032, which is $2,191
higher than the next largest lender,
SWBC MORTGAGE CORPORATION.
The lowest fee Kerrville lenders (with over 10 loans originated) are
RANDOLPH-BROOKS ($2,871), SWBC MORTGAGE CORPORATION ($4,842), Security State Bank & Trust ($5,121), Centennial Bank ($5,829) and QUICKEN LOANS, LLC ($7,032).
The lowest rate Kerrville lenders (with over 10 loans originated) are
PILGRIM MORTGAGE LLC (6.44%), Centennial Bank (6.46%), GARDNER FINANCIAL SERVICES, LTD. (6.69%), UNITED WHOLESALE MORTGAGE, LLC (6.84%) and Security State Bank & Trust (6.91%).
Kerrville, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
SWBC MORTGAGE CORPORATION | $16,765,000 | $11,105,000 | -33.8% | 6.1% |
Security State Bank & Trust | $20,090,000 | $9,360,000 | -53.4% | 5.1% |
QUICKEN LOANS, LLC | $17,830,000 | $8,675,000 | -51.3% | 4.8% |
RANDOLPH-BROOKS | $11,955,000 | $8,510,000 | -28.8% | 4.7% |
Broadway National Bank | $19,725,000 | $7,925,000 | -59.8% | 4.3% |
V.I.P. MORTGAGE, INC. | $7,610,000 | $7,085,000 | -6.9% | 3.9% |
PILGRIM MORTGAGE LLC | $3,955,000 | $6,295,000 | 59.2% | 3.4% |
GARDNER FINANCIAL SERVICES, LTD. | $6,235,000 | n/a | 3.4% | |
City Bank | $235,000 | $6,055,000 | 2,476.6% | 3.3% |
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $5,475,000 | n/a | 3.0% | |
Centennial Bank | $13,120,000 | $5,080,000 | -61.3% | 2.8% |
UNITED WHOLESALE MORTGAGE, LLC | $6,810,000 | $4,440,000 | -34.8% | 2.4% |
The Bank & Trust | $3,280,000 | $3,965,000 | 20.9% | 2.2% |
JPMorgan Chase Bank | $4,665,000 | $3,235,000 | -30.7% | 1.8% |
NEWREZ LLC | $2,260,000 | $3,025,000 | 33.8% | 1.7% |
GUILD MORTGAGE COMPANY | $6,355,000 | $2,970,000 | -53.3% | 1.6% |
SECURITY SERVICE | $4,985,000 | $2,725,000 | -45.3% | 1.5% |
SouthStar Bank, S.S.B. | $3,075,000 | $2,690,000 | -12.5% | 1.5% |
CORNERSTONE HOME LENDING, INC. | $775,000 | $2,380,000 | 207.1% | 1.3% |
21ST MORTGAGE CORPORATION | $4,410,000 | $2,115,000 | -52.0% | 1.2% |
Mortgage Research Center, LLC | $4,745,000 | $2,105,000 | -55.6% | 1.2% |
PLAZA HOME MORTGAGE, INC. | $1,370,000 | $1,845,000 | 34.7% | 1.0% |
USAA Federal Savings Bank | $1,130,000 | $1,790,000 | 58.4% | 1.0% |
CommunityBank of Texas, N.A. | $1,655,000 | n/a | 0.9% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,885,000 | $1,620,000 | -14.1% | 0.9% |
First United Bank and Trust Company | $7,390,000 | $1,575,000 | -78.7% | 0.9% |
Citizens Bank | $1,065,000 | $1,570,000 | 47.4% | 0.9% |
Comerica Bank | $5,265,000 | $1,440,000 | -72.6% | 0.8% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $850,000 | $1,420,000 | 67.1% | 0.8% |
CMG MORTGAGE, INC. | $435,000 | $1,390,000 | 219.5% | 0.8% |
PENNYMAC LOAN SERVICES, LLC | $1,980,000 | $1,365,000 | -31.1% | 0.7% |
DIRECTIONS EQUITY, LLC | $1,350,000 | n/a | 0.7% | |
Wells Fargo Bank | $3,265,000 | $1,310,000 | -59.9% | 0.7% |
EAGLE HOME MORTGAGE, LLC | $1,295,000 | n/a | 0.7% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $2,225,000 | $1,270,000 | -42.9% | 0.7% |
TOLLESON PRIVATE BANK | $1,255,000 | n/a | 0.7% | |
NAVY FEDERAL CREDIT UNION | $2,785,000 | $1,190,000 | -57.3% | 0.7% |
Simmons Bank | $1,180,000 | n/a | 0.6% | |
FirstBank Southwest | $1,140,000 | n/a | 0.6% | |
Plains Commerce Bank | $1,060,000 | n/a | 0.6% | |
LOANDEPOT.COM, LLC | $2,165,000 | $1,040,000 | -52.0% | 0.6% |
TRIAD FINANCIAL SERVICES, INC. | $55,000 | $1,025,000 | 1,763.6% | 0.6% |
Farm Credit Mid-America, ACA | $1,020,000 | n/a | 0.6% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $670,000 | $1,010,000 | 50.7% | 0.6% |
Bank of America | $4,345,000 | $960,000 | -77.9% | 0.5% |
Jefferson Bank | $1,030,000 | $940,000 | -8.7% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $1,100,000 | $910,000 | -17.3% | 0.5% |
Raymond James Bank | $265,000 | $905,000 | 241.5% | 0.5% |
PLANET HOME LENDING, LLC | $900,000 | n/a | 0.5% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $145,000 | $860,000 | 493.1% | 0.5% |
Prosperity Bank | $3,955,000 | $860,000 | -78.3% | 0.5% |
Flagstar Bank, FSB | $2,490,000 | $845,000 | -66.1% | 0.5% |
NexBank | $510,000 | $760,000 | 49.0% | 0.4% |
The Bank of San Antonio | $3,030,000 | $725,000 | -76.1% | 0.4% |
Herring Bank | $675,000 | n/a | 0.4% | |
HSBC BANK USA, NATIONAL ASSOCIATION | $675,000 | n/a | 0.4% | |
AMERICAN FINANCIAL NETWORK, INC. | $640,000 | n/a | 0.4% | |
Zions Bank | $1,310,000 | $605,000 | -53.8% | 0.3% |
The Central Trust Bank | $335,000 | $585,000 | 74.6% | 0.3% |
CALCON MUTUAL MORTGAGE LLC | $580,000 | n/a | 0.3% | |
ROYAL UNITED MORTGAGE LLC | $180,000 | $580,000 | 222.2% | 0.3% |
Charles Schwab Bank, SSB | $575,000 | n/a | 0.3% | |
CHURCHILL MORTGAGE CORPORATION | $850,000 | $560,000 | -34.1% | 0.3% |
Gateway First Bank | $1,520,000 | $550,000 | -63.8% | 0.3% |
Truist | $1,055,000 | $550,000 | -47.9% | 0.3% |
The Bank of Holly Springs | $545,000 | n/a | 0.3% | |
Discover Bank | $290,000 | $505,000 | 74.1% | 0.3% |
The Federal Savings Bank | $495,000 | n/a | 0.3% | |
Regions Bank | $485,000 | n/a | 0.3% | |
The American National Bank of Texas | $465,000 | n/a | 0.3% | |
T2 FINANCIAL LLC | $445,000 | n/a | 0.2% | |
Ameris Bank | $440,000 | n/a | 0.2% | |
LOANPEOPLE, LLC | $1,010,000 | $440,000 | -56.4% | 0.2% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $435,000 | n/a | 0.2% | |
MOVEMENT MORTGAGE, LLC | $305,000 | $430,000 | 41.0% | 0.2% |
RB MORTGAGE LLC | $285,000 | $430,000 | 50.9% | 0.2% |
FIRST CENTENNIAL MORTGAGE CORPORATION | $1,105,000 | $405,000 | -63.3% | 0.2% |
SHELL FEDERAL CREDIT UNION | $405,000 | n/a | 0.2% | |
TEXAS DOW EMPLOYEES CREDIT UNION | $215,000 | $405,000 | 88.4% | 0.2% |
Vantage Bank Texas | $3,220,000 | $385,000 | -88.0% | 0.2% |
Bank of England | $375,000 | n/a | 0.2% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $665,000 | $375,000 | -43.6% | 0.2% |
FREEDOM MORTGAGE CORPORATION | $645,000 | $370,000 | -42.6% | 0.2% |
GUARANTEED RATE, INC. | $935,000 | $360,000 | -61.5% | 0.2% |
DEEPHAVEN MORTGAGE LLC | $185,000 | $345,000 | 86.5% | 0.2% |
Paramount Residential Mortgage Group, Inc. | $440,000 | $345,000 | -21.6% | 0.2% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $345,000 | n/a | 0.2% | |
DRAPER AND KRAMER MORTGAGE CORP. | $335,000 | n/a | 0.2% | |
SECURITYNATIONAL MORTGAGE COMPANY | $815,000 | $325,000 | -60.1% | 0.2% |
AMCAP MORTGAGE, LTD. | $4,435,000 | $315,000 | -92.9% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $1,460,000 | $315,000 | -78.4% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $315,000 | n/a | 0.2% | |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $310,000 | n/a | 0.2% | |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $555,000 | $305,000 | -45.0% | 0.2% |
CROSSCOUNTRY MORTGAGE, LLC | $1,035,000 | $305,000 | -70.5% | 0.2% |
Loan Simple, Inc. | $275,000 | $305,000 | 10.9% | 0.2% |
SOUTHWEST STAGE FUNDING, LLC | $105,000 | $300,000 | 185.7% | 0.2% |
GREATER TEXAS FEDERAL CREDIT UNION | $295,000 | n/a | 0.2% | |
Greenbox Loans, Inc. | $295,000 | n/a | 0.2% | |
Equity Prime Mortgage LLC | $285,000 | n/a | 0.2% | |
BROKER SOLUTIONS, INC. | $1,540,000 | $275,000 | -82.1% | 0.2% |
CANOPY MORTGAGE, LLC | $275,000 | n/a | 0.2% | |
DUGOOD FEDERAL CREDIT UNION | $275,000 | n/a | 0.2% | |
UBS Bank USA | $355,000 | $275,000 | -22.5% | 0.2% |
West Texas National Bank | $275,000 | n/a | 0.2% | |
FIRST COMMUNITY MORTGAGE, INC. | $105,000 | $265,000 | 152.4% | 0.1% |
SUMMIT FUNDING, INC. | $265,000 | n/a | 0.1% | |
Texas Heritage Bank | $265,000 | n/a | 0.1% | |
U.S. Bank | $3,760,000 | $265,000 | -93.0% | 0.1% |
AMERISAVE MORTGAGE CORPORATION | $1,435,000 | $255,000 | -82.2% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $650,000 | $255,000 | -60.8% | 0.1% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $635,000 | $255,000 | -59.8% | 0.1% |
JSC | $255,000 | n/a | 0.1% | |
LONGBRIDGE FINANCIAL, LLC | $255,000 | n/a | 0.1% | |
Nations Lending Corporation | $155,000 | $255,000 | 64.5% | 0.1% |
CSL Financial, LLC | $270,000 | $250,000 | -7.4% | 0.1% |
MICHIGAN MUTUAL, INC. | $245,000 | n/a | 0.1% | |
VeraBank | $285,000 | $235,000 | -17.5% | 0.1% |
CIS Financial Services, Inc. | $935,000 | $230,000 | -75.4% | 0.1% |
EVERETT FINANCIAL, INC. | $320,000 | $225,000 | -29.7% | 0.1% |
THRIVE MORTGAGE, LLC | $2,045,000 | $225,000 | -89.0% | 0.1% |
ASSOCIATED MORTGAGE CORPORATION | $215,000 | n/a | 0.1% | |
Texas Health Credit Union | $215,000 | n/a | 0.1% | |
RUOFF MORTGAGE COMPANY, INC. | $205,000 | n/a | 0.1% | |
S1L, Inc. | $500,000 | $205,000 | -59.0% | 0.1% |
AMERICAN FINANCING CORPORATION | $850,000 | $195,000 | -77.1% | 0.1% |
BancorpSouth | $1,560,000 | $185,000 | -88.1% | 0.1% |
COUNTRYPLACE MORTGAGE, LTD. | $505,000 | $185,000 | -63.4% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $640,000 | $180,000 | -71.9% | 0.1% |
HOMEXPRESS MORTGAGE CORP. | $175,000 | n/a | 0.1% | |
MEMBER HOME LOAN, L.L.C. | $410,000 | $165,000 | -59.8% | 0.1% |
PNC Bank | $1,020,000 | $165,000 | -83.8% | 0.1% |
Community National Bank | $155,000 | n/a | 0.1% | |
Texas Regional Bank | $155,000 | n/a | 0.1% | |
BAY EQUITY LLC | $145,000 | $145,000 | 0.0% | 0.1% |
Frost Bank | $640,000 | $135,000 | -78.9% | 0.1% |
Great Plains National Bank | $135,000 | n/a | 0.1% | |
MOBILOIL | $125,000 | n/a | 0.1% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $195,000 | $125,000 | -35.9% | 0.1% |
Amarillo National Bank | $115,000 | n/a | 0.1% | |
1ST COMMUNITY FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
FIRSTMARK | $65,000 | n/a | 0.0% | |
LONE STAR | $65,000 | n/a | 0.0% | |
Generations Community Federal Credit Union | $55,000 | n/a | 0.0% | |
International Bank of Commerce | $45,000 | n/a | 0.0% |
Kerrville's top lender by overall market share is SWBC MORTGAGE CORPORATION, with 6.1% market share. In second place, with 5.1%, is Security State Bank & Trust, having originated $9,360,000 in loans. In third place, with 4.8%, is QUICKEN LOANS, LLC, having originated $8,675,000 in loans. In fourth place, with 4.7%, is RANDOLPH-BROOKS, having originated $8,510,000 in loans. In fifth place, with 4.3%, is Broadway National Bank, having originated $7,925,000 in loans.
Kerrville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Kerrville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $402,637 (13.1%) | $644,553 (5.7%) | 0.00 | 282 |
2018-02-01 | $391,175 (13.6%) | $631,240 (7.4%) | 0.00 | 276 |
2018-03-01 | $399,000 (10.9%) | $639,529 (9.3%) | 0.00 | 286 |
2018-04-01 | $399,000 (6.4%) | $612,427 (3.1%) | 0.00 | 300 |
2018-05-01 | $411,000 (9.3%) | $620,616 (4.2%) | 0.00 | 303 |
2018-06-01 | $425,000 (11.9%) | $632,643 (4.9%) | 0.00 | 321 |
2018-07-01 | $421,500 (9.5%) | $612,455 (-0.9%) | 0.00 | 339 |
2018-08-01 | $416,875 (7.4%) | $613,713 (1.2%) | 0.00 | 341 |
2018-09-01 | $404,269 (1.4%) | $619,201 (0.0%) | 0.00 | 338 |
2018-10-01 | $419,225 (-1.1%) | $646,401 (1.1%) | 0.00 | 310 |
2018-11-01 | $419,225 (1.7%) | $634,264 (1.2%) | 0.00 | 303 |
2018-12-01 | $412,475 (-1.6%) | $620,527 (-2.7%) | 0.00 | 305 |
2019-01-01 | $419,025 (4.1%) | $632,490 (-1.9%) | 0.00 | 278 |
2019-02-01 | $403,688 (3.2%) | $652,066 (3.3%) | 0.00 | 284 |
2019-03-01 | $403,764 (1.2%) | $671,261 (5.0%) | 0.00 | 291 |
2019-04-01 | $403,964 (1.2%) | $666,168 (8.8%) | 0.00 | 303 |
2019-05-01 | $399,900 (-2.7%) | $824,091 (32.8%) | 0.00 | 321 |
2019-06-01 | $416,300 (-2.1%) | $890,423 (40.8%) | 0.00 | 331 |
2019-07-01 | $399,250 (-5.3%) | $842,227 (37.5%) | 0.00 | 353 |
2019-08-01 | $399,000 (-4.3%) | $823,717 (34.2%) | 0.00 | 358 |
2019-09-01 | $399,000 (-1.3%) | $818,060 (32.1%) | 0.00 | 348 |
2019-10-01 | $399,000 (-4.8%) | $814,289 (26.0%) | 0.00 | 336 |
2019-11-01 | $399,900 (-4.6%) | $772,422 (21.8%) | 0.00 | 324 |
2019-12-01 | $452,500 (9.7%) | $789,595 (27.3%) | 0.00 | 299 |
2020-01-01 | $444,925 (6.2%) | $699,494 (10.6%) | 0.00 | 275 |
2020-02-01 | $439,000 (8.8%) | $672,344 (3.1%) | 0.00 | 274 |
2020-03-01 | $439,700 (8.9%) | $707,260 (5.4%) | 0.00 | 278 |
2020-04-01 | $439,900 (8.9%) | $731,273 (9.8%) | 0.00 | 278 |
2020-05-01 | $462,450 (15.6%) | $783,686 (-4.9%) | 0.00 | 277 |
2020-06-01 | $462,450 (11.1%) | $776,643 (-12.8%) | 0.00 | 275 |
2020-07-01 | $444,625 (11.4%) | $766,365 (-9.0%) | 0.00 | 279 |
2020-08-01 | $469,000 (17.5%) | $793,945 (-3.6%) | 0.00 | 251 |
2020-09-01 | $469,125 (17.6%) | $790,343 (-3.4%) | 0.00 | 233 |
2020-10-01 | $439,875 (10.2%) | $765,050 (-6.1%) | 0.00 | 235 |
2020-11-01 | $437,000 (9.3%) | $718,811 (-6.9%) | 0.00 | 224 |
2020-12-01 | $446,475 (-1.3%) | $751,120 (-4.9%) | 0.00 | 194 |
2021-01-01 | $430,500 (-3.2%) | $843,215 (20.6%) | 0.00 | 160 |
2021-02-01 | $454,200 (3.5%) | $877,946 (30.6%) | 0.00 | 153 |
2021-03-01 | $445,950 (1.4%) | $897,349 (26.9%) | 0.00 | 145 |
2021-04-01 | $454,750 (3.4%) | $938,430 (28.3%) | 0.00 | 139 |
2021-05-01 | $490,000 (6.0%) | $957,202 (22.1%) | 0.00 | 137 |
2021-06-01 | $449,250 (-2.9%) | $852,212 (9.7%) | 0.00 | 139 |
2021-07-01 | $465,000 (4.6%) | $817,912 (6.7%) | 0.00 | 171 |
2021-08-01 | $467,600 (-0.3%) | $807,143 (1.7%) | 0.00 | 180 |
2021-09-01 | $475,500 (1.4%) | $813,251 (2.9%) | 0.00 | 170 |
2021-10-01 | $492,500 (12.0%) | $827,125 (8.1%) | 0.00 | 158 |
2021-11-01 | $514,500 (17.7%) | $909,697 (26.6%) | 0.00 | 163 |
2021-12-01 | $497,750 (11.5%) | $872,533 (16.2%) | 0.00 | 150 |
2022-01-01 | $504,988 (17.3%) | $875,580 (3.8%) | 0.00 | 140 |
2022-02-01 | $521,225 (14.8%) | $930,545 (6.0%) | 0.00 | 124 |
2022-03-01 | $520,475 (16.7%) | $904,516 (0.8%) | 0.00 | 133 |
2022-04-01 | $534,500 (17.5%) | $954,106 (1.7%) | 0.00 | 136 |
2022-05-01 | $482,000 (-1.6%) | $888,188 (-7.2%) | 0.00 | 140 |
2022-06-01 | $436,625 (-2.8%) | $969,505 (13.8%) | 0.00 | 149 |
2022-07-01 | $500,000 (7.5%) | $949,107 (16.0%) | 0.00 | 167 |
2022-08-01 | $515,469 (10.2%) | $931,821 (15.5%) | 0.00 | 201 |
2022-09-01 | $501,381 (5.4%) | $895,167 (10.1%) | 0.00 | 216 |
2022-10-01 | $497,450 (1.0%) | $832,255 (0.6%) | 0.00 | 232 |
2022-11-01 | $551,475 (7.2%) | $844,864 (-7.1%) | 0.00 | 240 |
2022-12-01 | $544,900 (9.5%) | $814,767 (-6.6%) | 0.00 | 234 |
2023-01-01 | $539,450 (6.8%) | $828,269 (-5.4%) | 0.00 | 214 |
2023-02-01 | $575,000 (10.3%) | $885,792 (-4.8%) | 0.00 | 197 |
2023-03-01 | $597,000 (14.7%) | $914,567 (1.1%) | 0.00 | 197 |
2023-04-01 | $580,000 (8.5%) | $904,752 (-5.2%) | 0.00 | 197 |
2023-05-01 | $598,000 (24.1%) | $931,985 (4.9%) | 0.00 | 210 |
2023-06-01 | $629,317 (44.1%) | $952,717 (-1.7%) | 0.00 | 208 |
2023-07-01 | $599,000 (19.8%) | $919,819 (-3.1%) | 0.00 | 209 |
2023-08-01 | $599,000 (16.2%) | $935,302 (0.4%) | 0.00 | 245 |
2023-09-01 | $619,900 (23.6%) | $943,965 (5.5%) | 0.00 | 251 |
2023-10-01 | $596,500 (19.9%) | $917,951 (10.3%) | 0.00 | 252 |
2023-11-01 | $590,500 (7.1%) | $960,027 (13.6%) | 0.00 | 263 |
2023-12-01 | $589,000 (8.1%) | $962,901 (18.2%) | 0.00 | 273 |
2024-01-01 | $527,250 (-2.3%) | $891,607 (7.7%) | 0.00 | 281 |
2024-02-01 | $554,191 (-3.6%) | $854,882 (-3.5%) | 0.00 | 289 |
2024-03-01 | $560,000 (-6.2%) | $885,885 (-3.1%) | 0.00 | 300 |
2024-04-01 | $567,000 (-2.2%) | $884,483 (-2.2%) | 0.00 | 313 |
2024-05-01 | $573,110 (-4.2%) | $882,359 (-5.3%) | 0.00 | 334 |
2024-06-01 | $560,000 (-11.0%) | $875,144 (-8.1%) | 0.00 | 349 |
2024-07-01 | $563,000 (-6.0%) | $857,557 (-6.8%) | 0.00 | 359 |
2024-08-01 | $547,433 (-8.6%) | $834,684 (-10.8%) | 0.00 | 380 |
2024-09-01 | $529,500 (-14.6%) | $809,906 (-14.2%) | 0.00 | 384 |
Kerrville's median listing price comes in at 0% of the national average.
Kerrville's average listing price for 2024-09-01 was $809,906, a difference of $-134,059 (-14.2%) versus the prior year and $-24,778 versus the prior month.
For the 2024-09-01 period, Kerrville had 384 MLS listings, a difference of 4 listings (1%) versus the prior month and 133 listings (53%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Kerrville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,542 sqft |
2018-02-01 | 0 days | 2,489 sqft |
2018-03-01 | 0 days | 2,453 sqft |
2018-04-01 | 0 days | 2,453 sqft |
2018-05-01 | 0 days | 2,539 sqft |
2018-06-01 | 0 days | 2,597 sqft |
2018-07-01 | 0 days | 2,601 sqft |
2018-08-01 | 0 days | 2,607 sqft |
2018-09-01 | 0 days | 2,527 sqft |
2018-10-01 | 0 days | 2,550 sqft |
2018-11-01 | 0 days | 2,505 sqft |
2018-12-01 | 0 days | 2,414 sqft |
2019-01-01 | 0 days | 2,490 sqft |
2019-02-01 | 0 days | 2,541 sqft |
2019-03-01 | 0 days | 2,619 sqft |
2019-04-01 | 0 days | 2,629 sqft |
2019-05-01 | 0 days | 2,539 sqft |
2019-06-01 | 0 days | 2,434 sqft |
2019-07-01 | 0 days | 2,386 sqft |
2019-08-01 | 0 days | 2,397 sqft |
2019-09-01 | 0 days | 2,406 sqft |
2019-10-01 | 0 days | 2,415 sqft |
2019-11-01 | 0 days | 2,454 sqft |
2019-12-01 | 0 days | 2,545 sqft |
2020-01-01 | 0 days | 2,535 sqft |
2020-02-01 | 0 days | 2,505 sqft |
2020-03-01 | 0 days | 2,519 sqft |
2020-04-01 | 0 days | 2,508 sqft |
2020-05-01 | 0 days | 2,476 sqft |
2020-06-01 | 0 days | 2,465 sqft |
2020-07-01 | 0 days | 2,418 sqft |
2020-08-01 | 0 days | 2,450 sqft |
2020-09-01 | 0 days | 2,333 sqft |
2020-10-01 | 0 days | 2,295 sqft |
2020-11-01 | 0 days | 2,320 sqft |
2020-12-01 | 0 days | 2,365 sqft |
2021-01-01 | 0 days | 2,334 sqft |
2021-02-01 | 0 days | 2,335 sqft |
2021-03-01 | 0 days | 2,260 sqft |
2021-04-01 | 0 days | 2,360 sqft |
2021-05-01 | 0 days | 2,342 sqft |
2021-06-01 | 0 days | 2,208 sqft |
2021-07-01 | 0 days | 2,061 sqft |
2021-08-01 | 0 days | 2,087 sqft |
2021-09-01 | 0 days | 2,120 sqft |
2021-10-01 | 0 days | 2,080 sqft |
2021-11-01 | 0 days | 2,208 sqft |
2021-12-01 | 0 days | 2,148 sqft |
2022-01-01 | 0 days | 2,157 sqft |
2022-02-01 | 0 days | 2,206 sqft |
2022-03-01 | 0 days | 2,221 sqft |
2022-04-01 | 0 days | 2,232 sqft |
2022-05-01 | 0 days | 2,043 sqft |
2022-06-01 | 0 days | 1,911 sqft |
2022-07-01 | 0 days | 2,040 sqft |
2022-08-01 | 0 days | 2,136 sqft |
2022-09-01 | 0 days | 2,038 sqft |
2022-10-01 | 0 days | 2,027 sqft |
2022-11-01 | 0 days | 2,177 sqft |
2022-12-01 | 0 days | 2,133 sqft |
2023-01-01 | 0 days | 2,130 sqft |
2023-02-01 | 0 days | 2,235 sqft |
2023-03-01 | 0 days | 2,313 sqft |
2023-04-01 | 0 days | 2,300 sqft |
2023-05-01 | 0 days | 2,334 sqft |
2023-06-01 | 0 days | 2,322 sqft |
2023-07-01 | 0 days | 2,250 sqft |
2023-08-01 | 0 days | 2,249 sqft |
2023-09-01 | 0 days | 2,263 sqft |
2023-10-01 | 0 days | 2,203 sqft |
2023-11-01 | 0 days | 2,163 sqft |
2023-12-01 | 0 days | 2,186 sqft |
2024-01-01 | 0 days | 2,114 sqft |
2024-02-01 | 0 days | 2,130 sqft |
2024-03-01 | 0 days | 2,186 sqft |
2024-04-01 | 0 days | 2,146 sqft |
2024-05-01 | 0 days | 2,180 sqft |
2024-06-01 | 0 days | 2,135 sqft |
2024-07-01 | 0 days | 2,143 sqft |
2024-08-01 | 0 days | 2,095 sqft |
2024-09-01 | 0 days | 2,083 sqft |
Kerrville's median square footage for active listings during the 2024-09-01 period was 2,083 sqft. One year prior, the average listing was 2,263 sqft.
Kerrville, TX Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 444 | $138,990,000 | $313,041 |
Cash Out Refi | 99 | $21,125,000 | $213,384 |
Refi | 43 | $10,695,000 | $248,721 |
Other | 29 | $5,655,000 | $195,000 |
Home Improvement | 24 | $4,980,000 | $207,500 |
NA | 4 | $1,110,000 | $277,500 |
Kerrville's most frequently cited loan purpose was Home Purchase, with 444 originations. The 2nd most popular reason was Cash Out Refi, with 99 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 241 | $73,985,000 | $306,992 |
7-8% | 143 | $39,835,000 | $278,566 |
5-6% | 98 | $27,900,000 | $284,694 |
Over 8% | 83 | $12,635,000 | $152,229 |
4-5% | 7 | $2,195,000 | $313,571 |
<2.5% | 2 | $10,000 | $5,000 |
During 2023, Kerrville's most frequently originated rate bucket was 6-7%, with 241 originations.
Loan Sizing (Kerrville, TX MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 275 | $77,975,000 | $283,545 |
$100k-200k | 158 | $23,770,000 | $150,443 |
$100,000 or less | 101 | $5,795,000 | $57,376 |
$400k-600k | 69 | $32,485,000 | $470,797 |
$600k-1000k | 32 | $23,370,000 | $730,313 |
$Over $1MM | 8 | $19,160,000 | $2,395,000 |
Kerrville's loan sizing saw the bucket of loans from $200k-400k with 275 originations, totaling $77,975,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 219 | $69,895,000 | $319,155 |
60-80% | 138 | $40,010,000 | $289,928 |
40-60% | 90 | $29,350,000 | $326,111 |
20-40% | 77 | $11,375,000 | $147,727 |
Under 20% | 40 | $3,490,000 | $87,250 |
Over 100% | 6 | $2,060,000 | $343,333 |
Kerrville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 219 originations, totaling $69,895,000 in origination value.