Kerrville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Kerrville averaged
6.77%
for the week of 2023-03-23, compared to the national average of
6.42% for the same period.
The average rate for the prior week (2023-03-16) was
6.75% and
one month ago for the week of 2023-02-16, the
average rate was 6.77%.
Kerrville's average rate one year ago was 3.65%.
For refis of the same type during the week of 2023-03-23, the average rate
was 6.77%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-23 | 6.42% |
| Kerrville 30 Year Fixed Rate | 2023-03-23 | 6.77% |
| Kerrville 30 Year Fixed Rate Refi | 2023-03-23 | 6.77% |
| Kerrville 15 Year Fixed Rate | 2023-03-23 | 5.93% |
| Kerrville 15 Year Fixed Rate Refi | 2023-03-23 | 5.77% |
| Kerrville 30 Year FHA | 2023-03-23 | 6.36% |
| Kerrville 30 Year FHA Refi | 2023-03-23 | 6.07% |
| Kerrville 30 Year USDA | 2023-03-23 | 6.43% |
| Kerrville 30 Year USDA Refi | 2023-03-23 | 5.76% |
| Kerrville 30 Year VA | 2023-03-23 | 6.07% |
| Kerrville 30 Year VA Refi | 2023-03-23 | 5.63% |
Kerrville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kerrville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Kerrville Average Closing Costs & Other Stats
Kerrville, TX's 114 lenders originated 951
loans during 2022. The total origination value was $309,655,000, with an average loan value of
$325,610.
Kerrville's average closing costs are $5,726.
The top Kerrville lender as defined by loan originations is SWBC MORTGAGE CORPORATION, with
39 loans originated. Their average total fees are
$5,093, which is $1,449
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Kerrville lenders (with over 10 loans originated) are
RANDOLPH-BROOKS ($2,461), Centennial Bank ($4,509), SWBC MORTGAGE CORPORATION ($5,093), QUICKEN LOANS, LLC ($6,542) and GUILD MORTGAGE COMPANY ($6,764).
The lowest rate Kerrville lenders (with over 10 loans originated) are
GUILD MORTGAGE COMPANY (4.42%), RANDOLPH-BROOKS (4.43%), Centennial Bank (4.53%), UNITED WHOLESALE MORTGAGE, LLC (4.98%) and SWBC MORTGAGE CORPORATION (5.07%).
Kerrville, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Security State Bank & Trust | $13,460,000 | $20,090,000 | 49.3% | 6.5% |
| Broadway National Bank | $7,830,000 | $19,725,000 | 151.9% | 6.4% |
| QUICKEN LOANS, LLC | $34,935,000 | $17,830,000 | -49.0% | 5.8% |
| SWBC MORTGAGE CORPORATION | $30,775,000 | $16,765,000 | -45.5% | 5.4% |
| Capital One | $14,305,000 | n/a | 4.6% | |
| Centennial Bank | $13,120,000 | n/a | 4.2% | |
| RANDOLPH-BROOKS | $12,435,000 | $11,955,000 | -3.9% | 3.9% |
| V.I.P. MORTGAGE, INC. | $13,095,000 | $7,610,000 | -41.9% | 2.5% |
| First United Bank and Trust Company | $2,890,000 | $7,390,000 | 155.7% | 2.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $5,075,000 | $6,810,000 | 34.2% | 2.2% |
| GUILD MORTGAGE COMPANY | $6,530,000 | $6,355,000 | -2.7% | 2.1% |
| Comerica Bank | $3,955,000 | $5,265,000 | 33.1% | 1.7% |
| SECURITY SERVICE | $4,745,000 | $4,985,000 | 5.1% | 1.6% |
| Mortgage Research Center, LLC | $7,665,000 | $4,745,000 | -38.1% | 1.5% |
| JPMorgan Chase Bank | $7,185,000 | $4,665,000 | -35.1% | 1.5% |
| BOM Bank | $4,655,000 | n/a | 1.5% | |
| AMCAP MORTGAGE, LTD. | $5,595,000 | $4,435,000 | -20.7% | 1.4% |
| 21ST MORTGAGE CORPORATION | $3,910,000 | $4,410,000 | 12.8% | 1.4% |
| Bank of America | $3,815,000 | $4,345,000 | 13.9% | 1.4% |
| PILGRIM MORTGAGE LLC | $3,030,000 | $3,955,000 | 30.5% | 1.3% |
| Prosperity Bank | $715,000 | $3,955,000 | 453.1% | 1.3% |
| U.S. Bank | $2,075,000 | $3,760,000 | 81.2% | 1.2% |
| The Bank & Trust | $3,280,000 | n/a | 1.1% | |
| Wells Fargo Bank | $9,970,000 | $3,265,000 | -67.3% | 1.1% |
| Vantage Bank Texas | $3,220,000 | n/a | 1.0% | |
| MID AMERICA MORTGAGE, INC. | $740,000 | $3,165,000 | 327.7% | 1.0% |
| SouthStar Bank, S.S.B. | $1,385,000 | $3,075,000 | 122.0% | 1.0% |
| The Bank of San Antonio | $25,030,000 | $3,030,000 | -87.9% | 1.0% |
| CALIBER HOME LOANS, INC. | $9,950,000 | $2,855,000 | -71.3% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $195,000 | $2,785,000 | 1,328.2% | 0.9% |
| Flagstar Bank, FSB | $1,540,000 | $2,490,000 | 61.7% | 0.8% |
| NEWREZ LLC | $2,240,000 | $2,260,000 | 0.9% | 0.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $330,000 | $2,225,000 | 574.2% | 0.7% |
| LOANDEPOT.COM, LLC | $7,830,000 | $2,165,000 | -72.3% | 0.7% |
| THRIVE MORTGAGE, LLC | $1,545,000 | $2,045,000 | 32.4% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $7,515,000 | $1,980,000 | -73.7% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,825,000 | $1,885,000 | -72.4% | 0.6% |
| BancorpSouth Bank | $1,045,000 | $1,560,000 | 49.3% | 0.5% |
| BROKER SOLUTIONS, INC. | $1,025,000 | $1,540,000 | 50.2% | 0.5% |
| Gateway First Bank | $2,025,000 | $1,520,000 | -24.9% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $1,260,000 | $1,515,000 | 20.2% | 0.5% |
| PENTAGON FEDERAL CREDIT UNION | $1,630,000 | $1,460,000 | -10.4% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $2,450,000 | $1,435,000 | -41.4% | 0.5% |
| Morgan Stanley Private Bank | $3,810,000 | $1,370,000 | -64.0% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $1,425,000 | $1,370,000 | -3.9% | 0.4% |
| Carrington Mortgage Services, LLC | $305,000 | $1,340,000 | 339.3% | 0.4% |
| Zions Bancorporation, N.A. | $1,195,000 | $1,310,000 | 9.6% | 0.4% |
| MORTGAGE FINANCIAL SERVICES, LLC | $800,000 | $1,255,000 | 56.9% | 0.4% |
| Sunflower Bank | $205,000 | $1,135,000 | 453.7% | 0.4% |
| USAA Federal Savings Bank | $1,230,000 | $1,130,000 | -8.1% | 0.4% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $2,060,000 | $1,105,000 | -46.4% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,370,000 | $1,100,000 | -67.4% | 0.4% |
| NATIONS RELIABLE LENDING, LLC | $1,080,000 | n/a | 0.3% | |
| Citizens Bank | $3,145,000 | $1,065,000 | -66.1% | 0.3% |
| Truist | $825,000 | $1,055,000 | 27.9% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $680,000 | $1,035,000 | 52.2% | 0.3% |
| Jefferson Bank | $600,000 | $1,030,000 | 71.7% | 0.3% |
| PNC Bank | $240,000 | $1,020,000 | 325.0% | 0.3% |
| LOANPEOPLE, LLC | $1,010,000 | n/a | 0.3% | |
| VAN DYK MORTGAGE CORPORATION | $1,000,000 | n/a | 0.3% | |
| INTERLINC MORTGAGE SERVICES, LLC | $590,000 | $975,000 | 65.3% | 0.3% |
| CIS Financial Services, Inc. | $935,000 | n/a | 0.3% | |
| GUARANTEED RATE, INC. | $3,665,000 | $935,000 | -74.5% | 0.3% |
| AMPLIFY | $915,000 | n/a | 0.3% | |
| Goldwater Bank, N.A. | $315,000 | $895,000 | 184.1% | 0.3% |
| AMERICAN FINANCING CORPORATION | $955,000 | $850,000 | -11.0% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $1,155,000 | $850,000 | -26.4% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $910,000 | $850,000 | -6.6% | 0.3% |
| AmeriHome Mortgage Company, LLC | $1,160,000 | $815,000 | -29.7% | 0.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | $295,000 | $815,000 | 176.3% | 0.3% |
| CERTAINTY HOME LOANS, LLC | $810,000 | n/a | 0.3% | |
| Wallick & Volk, Inc. | $615,000 | $790,000 | 28.5% | 0.3% |
| Wyndham Capital Mortgage, Inc. | $425,000 | $780,000 | 83.5% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $1,970,000 | $775,000 | -60.7% | 0.3% |
| AMERICAN ADVISORS GROUP | $320,000 | $770,000 | 140.6% | 0.2% |
| SeaTrust Mortgage Company | $675,000 | n/a | 0.2% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,450,000 | $670,000 | -53.8% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,560,000 | $665,000 | -57.4% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $650,000 | n/a | 0.2% | |
| FREEDOM MORTGAGE CORPORATION | $8,925,000 | $645,000 | -92.8% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $115,000 | $640,000 | 456.5% | 0.2% |
| Frost Bank | $1,030,000 | $640,000 | -37.9% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,690,000 | $635,000 | -62.4% | 0.2% |
| SENTE MORTGAGE, INC. | $1,720,000 | $620,000 | -64.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $655,000 | $615,000 | -6.1% | 0.2% |
| American Bank | $565,000 | n/a | 0.2% | |
| CHERRY CREEK MORTGAGE, LLC | $305,000 | $565,000 | 85.2% | 0.2% |
| Mortgage Bank of California | $565,000 | n/a | 0.2% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $555,000 | n/a | 0.2% | |
| FIRST SERVICE Credit Union | $545,000 | n/a | 0.2% | |
| GSF Mortgage Corporation | $535,000 | n/a | 0.2% | |
| Trustmark National Bank | $535,000 | n/a | 0.2% | |
| BOKF | $175,000 | $510,000 | 191.4% | 0.2% |
| NexBank | $510,000 | n/a | 0.2% | |
| COUNTRYPLACE MORTGAGE, LTD. | $310,000 | $505,000 | 62.9% | 0.2% |
| ANGEL OAK HOME LOANS LLC | $265,000 | $500,000 | 88.7% | 0.2% |
| S1L, Inc. | $985,000 | $500,000 | -49.2% | 0.2% |
| PHH Mortgage Corporation | $220,000 | $485,000 | 120.5% | 0.2% |
| Texas Community Bank | $485,000 | n/a | 0.2% | |
| VILLAGE CAPITAL MORTGAGE | $650,000 | $470,000 | -27.7% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $440,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $2,675,000 | $435,000 | -83.7% | 0.1% |
| First Financial Bank | $2,420,000 | $430,000 | -82.2% | 0.1% |
| American State Bank | $425,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $425,000 | n/a | 0.1% | |
| UNITED BUILT HOMES, L.L.C. | $425,000 | n/a | 0.1% | |
| NAVY ARMY COMMUNITY CREDIT UNION | $375,000 | $420,000 | 12.0% | 0.1% |
| MEMBER HOME LOAN, L.L.C. | $410,000 | n/a | 0.1% | |
| REVERSE MORTGAGE FUNDING LLC | $195,000 | $410,000 | 110.3% | 0.1% |
| Pinnacle Bank | $395,000 | n/a | 0.1% | |
| HOMESPIRE MORTGAGE CORPORATION | $385,000 | n/a | 0.1% | |
| NTFN, INC. | $525,000 | $385,000 | -26.7% | 0.1% |
| The First National Bank of Sonora | $830,000 | $385,000 | -53.6% | 0.1% |
| Northpointe Bank | $1,095,000 | $375,000 | -65.8% | 0.1% |
| ENVOY MORTGAGE, LTD | $410,000 | $365,000 | -11.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $410,000 | $360,000 | -12.2% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $240,000 | $355,000 | 47.9% | 0.1% |
| UBS Bank USA | $1,175,000 | $355,000 | -69.8% | 0.1% |
| Crossroads Bank | $350,000 | n/a | 0.1% | |
| First Community Bank | $395,000 | $335,000 | -15.2% | 0.1% |
| General Mortgage Capital Corporation | $335,000 | n/a | 0.1% | |
| NORTHROP GRUMMAN Federal Credit Union | $335,000 | n/a | 0.1% | |
| The Central Trust Bank | $335,000 | n/a | 0.1% | |
| Ally Bank | $225,000 | $325,000 | 44.4% | 0.1% |
| FIRST TECHNOLOGY | $325,000 | n/a | 0.1% | |
| THE MORTGAGE FIRM, INC. | $325,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $320,000 | $320,000 | 0.0% | 0.1% |
| Republic State Mortgage Co. | $195,000 | $315,000 | 61.5% | 0.1% |
| UNIVERSITY Federal Credit Union | $580,000 | $315,000 | -45.7% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $200,000 | $305,000 | 52.5% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $2,220,000 | $305,000 | -86.3% | 0.1% |
| Amerifirst Financial, Inc. | $400,000 | $300,000 | -25.0% | 0.1% |
| ARC HOME LLC | $295,000 | n/a | 0.1% | |
| ML Mortgage Corp. | $685,000 | $295,000 | -56.9% | 0.1% |
| Discover Bank | $85,000 | $290,000 | 241.2% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,465,000 | $285,000 | -80.5% | 0.1% |
| Magnolia Bank | $285,000 | n/a | 0.1% | |
| RB MORTGAGE LLC | $420,000 | $285,000 | -32.1% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $885,000 | $285,000 | -67.8% | 0.1% |
| VeraBank | $285,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $1,120,000 | $275,000 | -75.4% | 0.1% |
| Loan Simple, Inc. | $205,000 | $275,000 | 34.1% | 0.1% |
| CSL Financial, LLC | $270,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $1,000,000 | $265,000 | -73.5% | 0.1% |
| Raymond James Bank | $265,000 | n/a | 0.1% | |
| HOUSTON POLICE FEDERAL CREDIT UNION | $255,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $245,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,765,000 | $240,000 | -86.4% | 0.1% |
| City Bank | $1,195,000 | $235,000 | -80.3% | 0.1% |
| First Bank | $620,000 | $235,000 | -62.1% | 0.1% |
| INVESTEX CREDIT UNION | $225,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $215,000 | n/a | 0.1% | |
| TEXAS DOW EMPLOYEES CREDIT UNION | $215,000 | n/a | 0.1% | |
| DELMAR FINANCIAL COMPANY | $205,000 | n/a | 0.1% | |
| MLD MORTGAGE INC. | $205,000 | n/a | 0.1% | |
| Round Top State Bank | $195,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $195,000 | n/a | 0.1% | |
| Victorian Finance, LLC | $195,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $375,000 | $185,000 | -50.7% | 0.1% |
| Lakeview Community Capital, LLC | $350,000 | $185,000 | -47.1% | 0.1% |
| LOANPAL, LLC | $250,000 | $185,000 | -26.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $385,000 | $180,000 | -53.2% | 0.1% |
| BAYER HERITAGE | $165,000 | n/a | 0.1% | |
| CHEVRON | $155,000 | n/a | 0.1% | |
| Nations Lending Corporation | $505,000 | $155,000 | -69.3% | 0.1% |
| NEXUS SERIES B, LLC | $155,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $145,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $425,000 | $145,000 | -65.9% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $105,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $685,000 | $105,000 | -84.7% | 0.0% |
| ASPIRE FINANCIAL, INC. | $1,585,000 | $95,000 | -94.0% | 0.0% |
| United Texas Credit Union | $45,000 | $85,000 | 88.9% | 0.0% |
| SPRING EQ, LLC | $65,000 | n/a | 0.0% | |
| A+ Federal Credit Union | $55,000 | n/a | 0.0% | |
| First Commercial Bank | $55,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $520,000 | $55,000 | -89.4% | 0.0% |
| Baxter Credit Union | $45,000 | n/a | 0.0% | |
| H E B | $25,000 | n/a | 0.0% |
Kerrville's top lender by overall market share is Security State Bank & Trust, with 6.5% market share. In second place, with 6.4%, is Broadway National Bank, having originated $19,725,000 in loans. In third place, with 5.8%, is QUICKEN LOANS, LLC, having originated $17,830,000 in loans. In fourth place, with 5.4%, is SWBC MORTGAGE CORPORATION, having originated $16,765,000 in loans. In fifth place, with 4.6%, is Capital One, having originated $14,305,000 in loans.
Kerrville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Kerrville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $399,999 (12.3%) | $645,233 (6.6%) | 0.00 | 280 |
| 2018-02-01 | $391,175 (13.6%) | $633,062 (8.8%) | 0.00 | 274 |
| 2018-03-01 | $399,000 (11.0%) | $639,529 (9.8%) | 0.00 | 284 |
| 2018-04-01 | $399,000 (6.6%) | $613,392 (4.3%) | 0.00 | 299 |
| 2018-05-01 | $415,200 (10.8%) | $621,542 (5.4%) | 0.00 | 302 |
| 2018-06-01 | $425,000 (12.0%) | $627,370 (5.0%) | 0.00 | 318 |
| 2018-07-01 | $422,500 (10.5%) | $614,119 (0.4%) | 0.00 | 337 |
| 2018-08-01 | $421,300 (8.5%) | $615,776 (1.1%) | 0.00 | 339 |
| 2018-09-01 | $410,000 (2.8%) | $620,971 (-0.1%) | 0.00 | 336 |
| 2018-10-01 | $420,225 (-0.5%) | $647,862 (1.2%) | 0.00 | 308 |
| 2018-11-01 | $419,450 (2.1%) | $635,301 (1.3%) | 0.00 | 303 |
| 2018-12-01 | $412,475 (-1.6%) | $620,527 (-2.8%) | 0.00 | 305 |
| 2019-01-01 | $419,025 (4.8%) | $632,490 (-2.0%) | 0.00 | 278 |
| 2019-02-01 | $403,688 (3.2%) | $652,066 (3.0%) | 0.00 | 284 |
| 2019-03-01 | $403,957 (1.2%) | $671,893 (5.1%) | 0.00 | 291 |
| 2019-04-01 | $404,157 (1.3%) | $667,538 (8.8%) | 0.00 | 302 |
| 2019-05-01 | $399,900 (-3.7%) | $825,525 (32.8%) | 0.00 | 319 |
| 2019-06-01 | $416,300 (-2.1%) | $892,233 (42.2%) | 0.00 | 329 |
| 2019-07-01 | $399,250 (-5.5%) | $841,870 (37.1%) | 0.00 | 352 |
| 2019-08-01 | $399,000 (-5.3%) | $823,350 (33.7%) | 0.00 | 357 |
| 2019-09-01 | $399,000 (-2.7%) | $817,727 (31.7%) | 0.00 | 347 |
| 2019-10-01 | $399,000 (-5.1%) | $813,978 (25.6%) | 0.00 | 335 |
| 2019-11-01 | $399,700 (-4.7%) | $771,974 (21.5%) | 0.00 | 323 |
| 2019-12-01 | $451,225 (9.4%) | $789,166 (27.2%) | 0.00 | 298 |
| 2020-01-01 | $444,900 (6.2%) | $698,698 (10.5%) | 0.00 | 274 |
| 2020-02-01 | $438,500 (8.6%) | $672,344 (3.1%) | 0.00 | 273 |
| 2020-03-01 | $439,700 (8.9%) | $705,605 (5.0%) | 0.00 | 277 |
| 2020-04-01 | $439,900 (8.8%) | $730,605 (9.5%) | 0.00 | 277 |
| 2020-05-01 | $459,900 (15.0%) | $783,199 (-5.1%) | 0.00 | 276 |
| 2020-06-01 | $462,450 (11.1%) | $777,306 (-12.9%) | 0.00 | 273 |
| 2020-07-01 | $444,375 (11.3%) | $765,819 (-9.0%) | 0.00 | 278 |
| 2020-08-01 | $469,000 (17.5%) | $793,404 (-3.6%) | 0.00 | 250 |
| 2020-09-01 | $468,500 (17.4%) | $789,790 (-3.4%) | 0.00 | 232 |
| 2020-10-01 | $439,750 (10.2%) | $764,421 (-6.1%) | 0.00 | 235 |
| 2020-11-01 | $436,000 (9.1%) | $720,105 (-6.7%) | 0.00 | 223 |
| 2020-12-01 | $448,000 (-0.7%) | $752,807 (-4.6%) | 0.00 | 193 |
| 2021-01-01 | $430,500 (-3.2%) | $843,215 (20.7%) | 0.00 | 160 |
| 2021-02-01 | $452,975 (3.3%) | $875,897 (30.3%) | 0.00 | 153 |
| 2021-03-01 | $445,950 (1.4%) | $897,349 (27.2%) | 0.00 | 145 |
| 2021-04-01 | $454,750 (3.4%) | $938,430 (28.5%) | 0.00 | 139 |
| 2021-05-01 | $490,000 (6.5%) | $957,202 (22.2%) | 0.00 | 137 |
| 2021-06-01 | $449,250 (-2.9%) | $852,212 (9.6%) | 0.00 | 139 |
| 2021-07-01 | $465,000 (4.6%) | $817,912 (6.8%) | 0.00 | 171 |
| 2021-08-01 | $467,600 (-0.3%) | $807,143 (1.7%) | 0.00 | 180 |
| 2021-09-01 | $475,250 (1.4%) | $813,587 (3.0%) | 0.00 | 170 |
| 2021-10-01 | $492,500 (12.0%) | $827,125 (8.2%) | 0.00 | 158 |
| 2021-11-01 | $514,500 (18.0%) | $909,697 (26.3%) | 0.00 | 163 |
| 2021-12-01 | $497,750 (11.1%) | $872,533 (15.9%) | 0.00 | 150 |
| 2022-01-01 | $504,988 (17.3%) | $875,580 (3.8%) | 0.00 | 140 |
| 2022-02-01 | $521,225 (15.1%) | $930,545 (6.2%) | 0.00 | 124 |
| 2022-03-01 | $520,475 (16.7%) | $904,516 (0.8%) | 0.00 | 133 |
| 2022-04-01 | $535,000 (17.7%) | $951,576 (1.4%) | 0.00 | 137 |
| 2022-05-01 | $484,250 (-1.2%) | $887,190 (-7.3%) | 0.00 | 141 |
| 2022-06-01 | $438,100 (-2.5%) | $968,199 (13.6%) | 0.00 | 149 |
| 2022-07-01 | $500,000 (7.5%) | $949,107 (16.0%) | 0.00 | 167 |
| 2022-08-01 | $527,475 (12.8%) | $935,392 (15.9%) | 0.00 | 201 |
| 2022-09-01 | $510,000 (7.3%) | $898,836 (10.5%) | 0.00 | 215 |
| 2022-10-01 | $499,900 (1.5%) | $830,931 (0.5%) | 0.00 | 233 |
| 2022-11-01 | $551,450 (7.2%) | $844,242 (-7.2%) | 0.00 | 240 |
| 2022-12-01 | $544,900 (9.5%) | $814,767 (-6.6%) | 0.00 | 234 |
| 2023-01-01 | $543,425 (7.6%) | $831,001 (-5.1%) | 0.00 | 213 |
| 2023-02-01 | $575,000 (10.3%) | $885,792 (-4.8%) | 0.00 | 197 |
Kerrville's median listing price comes in at 0% of the national average.
Kerrville's average listing price for 2023-02-01 was $885,792, a difference of $-44,753 (-4.8%) versus the prior year and $54,791 versus the prior month.
For the 2023-02-01 period, Kerrville had 197 MLS listings, a difference of -16 listings (-8%) versus the prior month and 73 listings (59%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Kerrville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,537 sqft |
| 2018-02-01 | 0 days | 2,489 sqft |
| 2018-03-01 | 0 days | 2,453 sqft |
| 2018-04-01 | 0 days | 2,451 sqft |
| 2018-05-01 | 0 days | 2,535 sqft |
| 2018-06-01 | 0 days | 2,597 sqft |
| 2018-07-01 | 0 days | 2,603 sqft |
| 2018-08-01 | 0 days | 2,608 sqft |
| 2018-09-01 | 0 days | 2,548 sqft |
| 2018-10-01 | 0 days | 2,555 sqft |
| 2018-11-01 | 0 days | 2,505 sqft |
| 2018-12-01 | 0 days | 2,414 sqft |
| 2019-01-01 | 0 days | 2,490 sqft |
| 2019-02-01 | 0 days | 2,541 sqft |
| 2019-03-01 | 0 days | 2,620 sqft |
| 2019-04-01 | 0 days | 2,632 sqft |
| 2019-05-01 | 0 days | 2,539 sqft |
| 2019-06-01 | 0 days | 2,434 sqft |
| 2019-07-01 | 0 days | 2,376 sqft |
| 2019-08-01 | 0 days | 2,391 sqft |
| 2019-09-01 | 0 days | 2,402 sqft |
| 2019-10-01 | 0 days | 2,413 sqft |
| 2019-11-01 | 0 days | 2,453 sqft |
| 2019-12-01 | 0 days | 2,545 sqft |
| 2020-01-01 | 0 days | 2,530 sqft |
| 2020-02-01 | 0 days | 2,500 sqft |
| 2020-03-01 | 0 days | 2,516 sqft |
| 2020-04-01 | 0 days | 2,499 sqft |
| 2020-05-01 | 0 days | 2,473 sqft |
| 2020-06-01 | 0 days | 2,465 sqft |
| 2020-07-01 | 0 days | 2,406 sqft |
| 2020-08-01 | 0 days | 2,448 sqft |
| 2020-09-01 | 0 days | 2,328 sqft |
| 2020-10-01 | 0 days | 2,291 sqft |
| 2020-11-01 | 0 days | 2,315 sqft |
| 2020-12-01 | 0 days | 2,364 sqft |
| 2021-01-01 | 0 days | 2,334 sqft |
| 2021-02-01 | 0 days | 2,329 sqft |
| 2021-03-01 | 0 days | 2,260 sqft |
| 2021-04-01 | 0 days | 2,360 sqft |
| 2021-05-01 | 0 days | 2,342 sqft |
| 2021-06-01 | 0 days | 2,208 sqft |
| 2021-07-01 | 0 days | 2,061 sqft |
| 2021-08-01 | 0 days | 2,087 sqft |
| 2021-09-01 | 0 days | 2,120 sqft |
| 2021-10-01 | 0 days | 2,080 sqft |
| 2021-11-01 | 0 days | 2,208 sqft |
| 2021-12-01 | 0 days | 2,148 sqft |
| 2022-01-01 | 0 days | 2,157 sqft |
| 2022-02-01 | 0 days | 2,206 sqft |
| 2022-03-01 | 0 days | 2,221 sqft |
| 2022-04-01 | 0 days | 2,232 sqft |
| 2022-05-01 | 0 days | 2,043 sqft |
| 2022-06-01 | 0 days | 1,911 sqft |
| 2022-07-01 | 0 days | 2,035 sqft |
| 2022-08-01 | 0 days | 2,156 sqft |
| 2022-09-01 | 0 days | 2,075 sqft |
| 2022-10-01 | 0 days | 2,032 sqft |
| 2022-11-01 | 0 days | 2,181 sqft |
| 2022-12-01 | 0 days | 2,133 sqft |
| 2023-01-01 | 0 days | 2,136 sqft |
| 2023-02-01 | 0 days | 2,235 sqft |
Kerrville's median square footage for active listings during the 2023-02-01 period was 2,235 sqft. One year prior, the average listing was 2,206 sqft.
Kerrville, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 559 | $215,655,000 | $385,787 |
| Cash Out Refi | 169 | $42,875,000 | $253,698 |
| Refi | 122 | $34,180,000 | $280,164 |
| Home Improvement | 59 | $8,595,000 | $145,678 |
| Other | 27 | $5,705,000 | $211,296 |
| NA | 15 | $2,645,000 | $176,333 |
Kerrville's most frequently cited loan purpose was Home Purchase, with 559 originations. The 2nd most popular reason was Cash Out Refi, with 169 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 198 | $65,100,000 | $328,788 |
| 5-6% | 196 | $58,070,000 | $296,276 |
| 3-4% | 179 | $60,765,000 | $339,469 |
| 6-7% | 108 | $25,300,000 | $234,259 |
| 2.5-3% | 67 | $22,445,000 | $335,000 |
| 7-8% | 41 | $8,735,000 | $213,049 |
| <2.5% | 37 | $9,565,000 | $258,514 |
| Over 8% | 36 | $5,570,000 | $154,722 |
During 2022, Kerrville's most frequently originated rate bucket was 4-5%, with 198 originations.
Loan Sizing (Kerrville, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 398 | $113,810,000 | $285,955 |
| $100k-200k | 255 | $38,955,000 | $152,765 |
| $400k-600k | 130 | $61,220,000 | $470,923 |
| $100,000 or less | 97 | $6,445,000 | $66,443 |
| $600k-1000k | 45 | $33,005,000 | $733,444 |
| $Over $1MM | 26 | $56,220,000 | $2,162,308 |
Kerrville's loan sizing saw the bucket of loans from $200k-400k with 398 originations, totaling $113,810,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 307 | $97,685,000 | $318,192 |
| 60-80% | 241 | $104,465,000 | $433,465 |
| 40-60% | 158 | $42,600,000 | $269,620 |
| 20-40% | 92 | $14,750,000 | $160,326 |
| Under 20% | 44 | $3,250,000 | $73,864 |
| Over 100% | 17 | $5,755,000 | $338,529 |
Kerrville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 307 originations, totaling $97,685,000 in origination value.