Field & Main Bank Mortgage Rates, Fees & Info
HENDERSON, KYLEI: 549300PH1RMZ3NKH2953
Tax ID: 61-0297243
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Mortgage Data
Review & Overview
Field & Main Bank is a smaller bank specializing in Home Purchase loans. Field & Main Bank has a high proportion of conventional loans. Their top markets by origination volume include: Evansville, Lexington, Frankfort, Clarksville, and Mount Sterling among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)Field & Main Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
284Origination Dollar Volume (All Markets)
$67,360,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 216 | $35,930,000 | $166,343 | $0 | 0.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 17 | $7,785,000 | $457,941 | $0 | 0.00% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $7,755,000 | $7,755,000 | $0 | 0.00% |
| Outside of Metro Areas | 28 | $6,310,000 | $225,357 | $0 | 0.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $2,505,000 | $2,505,000 | $0 | 0.00% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $2,330,000 | $1,165,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $0 | 0.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 284 | $67,360,000 | $237,183 | $0 | 0.00% |
For 2023, Field & Main Bank's most frequently originated type of loan was Conventional, with 284 originations.
Loan Reason
For 2023, Field & Main Bank's most frequently cited loan purpose was Home Purchase, with 168 originations. The 2nd most popular reason was Cash Out Refi, with 83 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 284 | $67,360,000 | $237,183 | $0 | 0.00% |
For 2023, Field & Main Bank's most frequently cited loan duration was Other, with 284 originations.
Loan Sizing
2023 saw Field & Main Bank place emphasis on $100,000 or less loans with 108 originations, totaling $6,680,000 in origination value.
Applicant Income
Field & Main Bank lent most frequently to those with incomes in the $100k-150k range, with 44 originations. The second most popular income band? $150k-250k, with 39 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 284 | $67,360,000 | $237,183 | $0 | 0.00% |
Field & Main Bank lent most frequently to those with DTI ratios of Exempt%, with 284 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.91%
Field & Main Bank has an average approval rate.
Pick Rate
Approvals leading to origination88.03%
Field & Main Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 284 | $67,360,000 | $237,183 |