Field & Main Bank Mortgage Rates, Fees & Info
HENDERSON, KYLEI: 549300PH1RMZ3NKH2953
Tax ID: 61-0297243
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Mortgage Data
Review & Overview
Field & Main Bank is a smaller bank specializing in Home Purchase loans. Field & Main Bank has a high proportion of conventional loans. Their top markets by origination volume include: Evansville, Lexington, Clarksville, Nashville, and Richmond among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)Field & Main Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
271Origination Dollar Volume (All Markets)
$61,295,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 192 | $36,120,000 | $188,125 | $0 | 0.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 33 | $8,345,000 | $252,879 | $0 | 0.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $6,705,000 | $6,705,000 | $0 | 0.00% |
| Outside of Metro Areas | 26 | $4,830,000 | $185,769 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $0 | 0.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $0 | 0.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $0 | 0.00% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $0 | 0.00% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Central City, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| Murray, KY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 271 | $61,295,000 | $226,181 | $0 | 0.00% |
For 2024, Field & Main Bank's most frequently originated type of loan was Conventional, with 271 originations.
Loan Reason
For 2024, Field & Main Bank's most frequently cited loan purpose was Home Purchase, with 171 originations. The 2nd most popular reason was Cash Out Refi, with 70 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 271 | $61,295,000 | $226,181 | $0 | 0.00% |
For 2024, Field & Main Bank's most frequently cited loan duration was Other, with 271 originations.
Loan Sizing
2024 saw Field & Main Bank place emphasis on $100k-200k loans with 91 originations, totaling $13,045,000 in origination value.
Applicant Income
Field & Main Bank lent most frequently to those with incomes in the $150k-250k range, with 37 originations. The second most popular income band? $100k-150k, with 36 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 271 | $61,295,000 | $226,181 | $0 | 0.00% |
Field & Main Bank lent most frequently to those with DTI ratios of Exempt%, with 271 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.97%
Field & Main Bank has an average approval rate.
Pick Rate
Approvals leading to origination87.45%
Field & Main Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 271 | $61,295,000 | $226,181 |