Field & Main Bank Mortgage Rates, Fees & Info
HENDERSON, KYLEI: 549300PH1RMZ3NKH2953
Tax ID: 61-0297243
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Field & Main Bank is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Field & Main Bank has a high proportion of conventional loans. Their top markets by origination volume include: Evansville, Lexington, Nashville, Owensboro, and Murray among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)Field & Main Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
250Origination Dollar Volume (All Markets)
$46,020,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 188 | $30,850,000 | $164,096 | $0 | 0.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 16 | $5,340,000 | $333,750 | $0 | 0.00% |
| Outside of Metro Areas | 25 | $4,515,000 | $180,600 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $0 | 0.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $0 | 0.00% |
| Murray, KY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $0 | 0.00% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 0.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| Jasper, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 250 | $46,020,000 | $184,080 | $0 | 0.00% |
For 2022, Field & Main Bank's most frequently originated type of loan was Conventional, with 250 originations.
Loan Reason
For 2022, Field & Main Bank's most frequently cited loan purpose was Home Purchase, with 144 originations. The 2nd most popular reason was Cash Out Refi, with 63 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 250 | $46,020,000 | $184,080 | $0 | 0.00% |
For 2022, Field & Main Bank's most frequently cited loan duration was Other, with 250 originations.
Loan Sizing
2022 saw Field & Main Bank place emphasis on $100,000 or less loans with 92 originations, totaling $5,470,000 in origination value.
Applicant Income
Field & Main Bank lent most frequently to those with incomes in the $100k-150k range, with 38 originations. The second most popular income band? $50k-75k, with 25 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 250 | $46,020,000 | $184,080 | $0 | 0.00% |
Field & Main Bank lent most frequently to those with DTI ratios of Exempt%, with 250 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.06%
Field & Main Bank has an average approval rate.
Pick Rate
Approvals leading to origination90.00%
Field & Main Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 250 | $46,020,000 | $184,080 |