The City National Bank And Trust Company Of Lawton Mortgage Rates, Fees & Info
Lawton, OKLEI: 549300RYQVJMZ3X21K04
Tax ID: 73-0185627
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The City National Bank And Trust Company Of Lawton is a smaller bank specializing in Home Purchase, Other, and Cash Out Refi loans. The City National Bank And Trust Company Of Lawton has a high proportion of conventional loans. Their top markets by origination volume include: Tulsa, Lawton, Oklahoma City, Ponca City, and Enid among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)The City National Bank And Trust Company Of Lawton has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
36Origination Dollar Volume (All Markets)
$5,380,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TULSA, OK (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $0 | 0.00% |
| LAWTON, OK (FHA|USDA|VA) | 15 | $1,485,000 | $99,000 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $475,000 | $95,000 | $0 | 0.00% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| ENID, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 36 | $5,380,000 | $149,444 | $0 | 0.00% |
For 2023, The City National Bank And Trust Company Of Lawton's most frequently originated type of loan was Conventional, with 36 originations.
Loan Reason
For 2023, The City National Bank And Trust Company Of Lawton's most frequently cited loan purpose was Home Purchase, with 19 originations. The 2nd most popular reason was Other, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 36 | $5,380,000 | $149,444 | $0 | 0.00% |
For 2023, The City National Bank And Trust Company Of Lawton's most frequently cited loan duration was Other, with 36 originations.
Loan Sizing
2023 saw The City National Bank And Trust Company Of Lawton place emphasis on $100,000 or less loans with 16 originations, totaling $810,000 in origination value.
Applicant Income
The City National Bank And Trust Company Of Lawton lent most frequently to those with incomes in the $75k-100k range, with 8 originations. The second most popular income band? $50k-75k, with 7 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 36 | $5,380,000 | $149,444 | $0 | 0.00% |
The City National Bank And Trust Company Of Lawton lent most frequently to those with DTI ratios of Exempt%, with 36 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.92%
The City National Bank And Trust Company Of Lawton has an average approval rate.
Pick Rate
Approvals leading to origination44.44%
The City National Bank And Trust Company Of Lawton has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 36 | $5,380,000 | $149,444 |