Duncan Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Duncan averaged 6.53% for the week of 2024-02-15, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-02-08) was 6.4% and one month ago for the week of 2024-01-11, the average rate was 6.42%.

Duncan's average rate one year ago was 6.18%.

For refis of the same type during the week of 2024-02-15, the average rate was 6.87%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-15 6.77%
Duncan 30 Year Fixed Rate 2024-02-15 6.53%
Duncan 30 Year Fixed Rate Refi 2024-02-15 6.87%
Duncan 15 Year Fixed Rate 2024-02-15 6.02%
Duncan 15 Year Fixed Rate Refi 2024-02-15 6.22%
Duncan 30 Year FHA 2024-02-15 6.06%
Duncan 30 Year FHA Refi 2024-02-15 6.51%
Duncan 30 Year USDA 2024-02-15 6.49%
Duncan 30 Year USDA Refi 2024-02-15 6.59%
Duncan 30 Year VA 2024-02-15 6.43%
Duncan 30 Year VA Refi 2024-02-15 6.26%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Duncan, OK.

Duncan Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Duncan, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
GUARANTEED RATE, INC. 25 5.04% $4,578
Arvest Bank 24 5.01% $3,514
BancFirst 18 4.74% $4,002
QUICKEN LOANS, LLC 18 4.88% $6,965
First United Bank and Trust Company 8 5.19% $3,858
Flagstar Bank, FSB 7 5.48% $4,078
LOANDEPOT.COM, LLC 6 5.23% $6,533
Firstar Bank 3 4.79% $4,024
UNITED WHOLESALE MORTGAGE, LLC 3 5.58% $4,014
FORT SILL 3 4.46% $5,486
INTERLINC MORTGAGE SERVICES, LLC 3 5.33% $3,827
Vision Bank 2 4.00% $933
Wells Fargo Bank 2 5.31% $5,822
COMMUNICATION 2 5.94% $1,509
AMERISAVE MORTGAGE CORPORATION 2 4.88% $7,563
Chickasaw Community Bank 2 5.19% $10,110
EVERETT FINANCIAL, INC. 2 6.44% $1,607
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.62% $6,203
GERSHMAN INVESTMENT CORP. 2 5.13% $4,981
HOME POINT FINANCIAL CORPORATION 2 5.18% $4,713
NAVY FEDERAL CREDIT UNION 2 4.19% $2,184
CALIBER HOME LOANS, INC. 2 3.50% $6,453
Mr. Cooper ( Nationstar Mortgage ) 2 5.06% $6,205
U.S. Bank 2 5.81% $2,642
NATIONS RELIABLE LENDING, LLC 1 3.88% $11,715
NBKC BANK 1 5.45% $2,761
Network Funding, L.P. 1 4.88% $5,860
NEWREZ LLC 1 4.13% $7,451
Oklahoma Educators Credit Union 1 5.25% $4,163
Paramount Residential Mortgage Group, Inc. 1 3.88% $5,465
PENNYMAC LOAN SERVICES, LLC 1 5.88% $3,907
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.75% $3,521
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.99% $3,591
S1L, Inc. 1 4.50% $4,134
SECURITYNATIONAL MORTGAGE COMPANY 1 5.38% $5,635
SIRVA MORTGAGE, INC. 1 5.88% $1,040
SOFI LENDING CORP. 1 4.88% $5,511
Stride Bank 1 6.63% $7,486
SWBC MORTGAGE CORPORATION 1 5.88% $3,618
T2 FINANCIAL LLC 1 5.88% $7,823
UMB Bank 1 5.25% $2,967
Unify Home Lending Inc. 1 5.50% $4,571
AMERICAN FINANCING CORPORATION 1 5.50% $7,098
ZILLOW HOME LOANS, LLC 1 5.50% $4,005
AmeriHome Mortgage Company, LLC 1 4.63% $5,500
Bank of America 1 2.88% $4,386
Bank of the West 1 5.13% $4,735
BOKF 1 5.88% $3,540
CARDINAL FINANCIAL 1 5.75% $3,173
CMG MORTGAGE, INC. 1 6.88% $3,465
CORNERSTONE HOME LENDING, INC. 1 5.63% $5,844
CROSSCOUNTRY MORTGAGE, LLC 1 6.45% $3,850
Discover Bank 1 5.99% $0
EASTMAN 1 4.38% $2,937
FBC MORTGAGE, LLC 1 4.75% $6,393
Fidelity Bank 1 5.25% $4,169
FINANCE OF AMERICA MORTGAGE LLC 1 4.88% $2,277
First Federal Bank 1 5.50% $3,638
FLAT BRANCH MORTGAGE, INC. 1 7.25% $3,010
FREEDOM MORTGAGE CORPORATION 1 5.88% $6,060
Gateway First Bank 1 5.50% $3,923
GENEVA FINANCIAL, LLC 1 6.50% $5,129
GSF Mortgage Corporation 1 5.49% $16,806
HOMESTAR FINANCIAL CORPORATION 1 5.75% $3,137
Morgan Stanley Private Bank 1 5.15% $2,659
MORTGAGE ACCESS CORP. 1 3.25% $3,003
Mortgage Research Center, LLC 1 5.63% $4,658

Duncan Average Closing Costs & Other Stats

Duncan, OK's 67 lenders originated 965 loans during 2022. The total origination value was $133,685,000, with an average loan value of $138,534.

Duncan's average closing costs are $4,502.

The top Duncan lender as defined by loan originations is GUARANTEED RATE, INC., with 25 loans originated. Their average total fees are $4,578, which is $1,064 higher than the next largest lender, Arvest Bank.

The lowest fee Duncan lenders (with over 10 loans originated) are Arvest Bank ($3,514), BancFirst ($4,002), GUARANTEED RATE, INC. ($4,578), QUICKEN LOANS, LLC ($6,965) and .

The lowest rate Duncan lenders (with over 10 loans originated) are BancFirst (4.74%), QUICKEN LOANS, LLC (4.88%), Arvest Bank (5.01%), GUARANTEED RATE, INC. (5.04%) and .

Duncan, OK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
BancFirst $23,425,000 $21,180,000 -9.6% 15.8%
Arvest Bank $17,795,000 $14,765,000 -17.0% 11.0%
First Bank & Trust Co. $8,145,000 $9,535,000 17.1% 7.1%
GUARANTEED RATE, INC. $10,540,000 $8,890,000 -15.7% 6.6%
QUICKEN LOANS, LLC $14,895,000 $7,870,000 -47.2% 5.9%
Mortgage Research Center, LLC $8,180,000 $5,635,000 -31.1% 4.2%
Vision Bank $595,000 $4,745,000 697.5% 3.5%
First United Bank and Trust Company $3,275,000 $4,170,000 27.3% 3.1%
Flagstar Bank, FSB $1,615,000 $3,530,000 118.6% 2.6%
EVERETT FINANCIAL, INC. $3,035,000 n/a 2.3%
LOANDEPOT.COM, LLC $2,340,000 $2,525,000 7.9% 1.9%
First National Bank and Trust Company of Ardmore $2,010,000 $2,205,000 9.7% 1.6%
Legacy Bank $1,170,000 $2,105,000 79.9% 1.6%
Chickasaw Community Bank $3,130,000 $1,740,000 -44.4% 1.3%
UNITED WHOLESALE MORTGAGE, LLC $600,000 $1,635,000 172.5% 1.2%
Liberty National Bank $2,440,000 $1,510,000 -38.1% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $1,660,000 $1,485,000 -10.5% 1.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $425,000 $1,355,000 218.8% 1.0%
Firstar Bank $485,000 $1,295,000 167.0% 1.0%
21ST MORTGAGE CORPORATION $1,460,000 $1,255,000 -14.0% 0.9%
American Nation Bank $730,000 $1,105,000 51.4% 0.8%
MORTGAGE SOLUTIONS OF COLORADO, LLC $490,000 $1,095,000 123.5% 0.8%
MID AMERICA MORTGAGE, INC. $410,000 $1,055,000 157.3% 0.8%
PENNYMAC LOAN SERVICES, LLC $1,265,000 $1,045,000 -17.4% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $125,000 $1,010,000 708.0% 0.8%
CALIBER HOME LOANS, INC. $1,345,000 $860,000 -36.1% 0.6%
NEW DAY FINANCIAL, LLC $440,000 $835,000 89.8% 0.6%
ROYAL UNITED MORTGAGE LLC $835,000 n/a 0.6%
BOKF $515,000 $815,000 58.3% 0.6%
FORT SILL $810,000 n/a 0.6%
Wells Fargo Bank $1,555,000 $770,000 -50.5% 0.6%
CORNERSTONE HOME LENDING, INC. $540,000 $730,000 35.2% 0.5%
U.S. Bank $395,000 $700,000 77.2% 0.5%
Bank of America $215,000 $690,000 220.9% 0.5%
GSF Mortgage Corporation $690,000 n/a 0.5%
AMERISAVE MORTGAGE CORPORATION $1,385,000 $640,000 -53.8% 0.5%
FINANCIAL CONCEPTS MORTGAGE, LLC $625,000 n/a 0.5%
AmeriHome Mortgage Company, LLC $105,000 $605,000 476.2% 0.5%
HOME POINT FINANCIAL CORPORATION $765,000 $605,000 -20.9% 0.5%
FREEDOM MORTGAGE CORPORATION $4,755,000 $595,000 -87.5% 0.4%
American Airlines Federal Credit Union $570,000 n/a 0.4%
INTERLINC MORTGAGE SERVICES, LLC $385,000 $555,000 44.2% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,185,000 $485,000 -59.1% 0.4%
SOUTHWEST STAGE FUNDING, LLC $290,000 $470,000 62.1% 0.4%
Gateway First Bank $880,000 $460,000 -47.7% 0.3%
The Federal Savings Bank $395,000 $460,000 16.5% 0.3%
COMMUNICATION $440,000 n/a 0.3%
SIRVA MORTGAGE, INC. $305,000 $405,000 32.8% 0.3%
NEWREZ LLC $500,000 $400,000 -20.0% 0.3%
VILLAGE CAPITAL MORTGAGE $125,000 $385,000 208.0% 0.3%
GERSHMAN INVESTMENT CORP. $380,000 n/a 0.3%
LEGEND LENDING CORPORATION $365,000 n/a 0.3%
USAA Federal Savings Bank $1,670,000 $365,000 -78.1% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $105,000 $360,000 242.9% 0.3%
AMERICAN FINANCING CORPORATION $240,000 $340,000 41.7% 0.3%
ZILLOW HOME LOANS, LLC $65,000 $340,000 423.1% 0.3%
Fidelity Bank $175,000 $330,000 88.6% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $325,000 n/a 0.2%
NATIONS RELIABLE LENDING, LLC $325,000 n/a 0.2%
Tinker Federal Credit Union $315,000 n/a 0.2%
First Federal Bank $310,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $1,435,000 $305,000 -78.7% 0.2%
Hometown Lenders, Inc. $455,000 $300,000 -34.1% 0.2%
Magnolia Bank $295,000 n/a 0.2%
Discover Bank $235,000 $290,000 23.4% 0.2%
Colonial Savings, F.A. $55,000 $275,000 400.0% 0.2%
Carrington Mortgage Services, LLC $200,000 $265,000 32.5% 0.2%
FLAT BRANCH MORTGAGE, INC. $255,000 n/a 0.2%
The First National Bank and Trust Co. $205,000 $240,000 17.1% 0.2%
First Liberty Bank $235,000 n/a 0.2%
AMERICAN ADVISORS GROUP $225,000 n/a 0.2%
HOMESTAR FINANCIAL CORPORATION $225,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $215,000 n/a 0.2%
ASSOCIATED MORTGAGE CORPORATION $325,000 $210,000 -35.4% 0.2%
PLANET HOME LENDING, LLC $600,000 $210,000 -65.0% 0.2%
LOANPAL, LLC $205,000 n/a 0.2%
United Fidelity Funding Corp. $295,000 $195,000 -33.9% 0.1%
GUARANTEED RATE AFFINITY, LLC $315,000 $190,000 -39.7% 0.1%
CERTAINTY HOME LOANS, LLC $230,000 $185,000 -19.6% 0.1%
S1L, Inc. $185,000 n/a 0.1%
AMCAP MORTGAGE, LTD. $175,000 n/a 0.1%
EASTMAN $135,000 $175,000 29.6% 0.1%
SENTE MORTGAGE, INC. $175,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $165,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $305,000 $165,000 -45.9% 0.1%
T2 FINANCIAL LLC $155,000 n/a 0.1%
CMG MORTGAGE, INC. $265,000 $145,000 -45.3% 0.1%
Stride Bank $230,000 $145,000 -37.0% 0.1%
Unify Home Lending Inc. $145,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $150,000 $135,000 -10.0% 0.1%
NBKC BANK $315,000 $135,000 -57.1% 0.1%
PLAZA HOME MORTGAGE, INC. $135,000 n/a 0.1%
Bank of the West $125,000 n/a 0.1%
GENEVA FINANCIAL, LLC $125,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $125,000 n/a 0.1%
FBC MORTGAGE, LLC $265,000 $115,000 -56.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $115,000 n/a 0.1%
MORTGAGE ACCESS CORP. $105,000 n/a 0.1%
MORTGAGE CLEARING CORPORATION $1,540,000 $105,000 -93.2% 0.1%
NATIONS DIRECT MORTGAGE, LLC $105,000 n/a 0.1%
Network Funding, L.P. $195,000 $105,000 -46.2% 0.1%
SOFI LENDING CORP. $105,000 $105,000 0.0% 0.1%
Oklahoma Educators Credit Union $500,000 $95,000 -81.0% 0.1%
Paramount Residential Mortgage Group, Inc. $345,000 $95,000 -72.5% 0.1%
Regions Bank $95,000 n/a 0.1%
Citizens Bank $2,355,000 $85,000 -96.4% 0.1%
Morgan Stanley Private Bank $85,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $165,000 $85,000 -48.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $35,000 $85,000 142.9% 0.1%
UMB Bank $85,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $75,000 n/a 0.1%
International Bank of Commerce $580,000 $75,000 -87.1% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $500,000 $65,000 -87.0% 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $225,000 $55,000 -75.6% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $145,000 $55,000 -62.1% 0.0%
Waterstone Mortgage Corporation $45,000 n/a 0.0%
Great Plains National Bank $35,000 n/a 0.0%
The Security National Bank of Enid $35,000 n/a 0.0%
TRUE SKY $35,000 n/a 0.0%
Service Federal Credit Union $25,000 n/a 0.0%
SPRING EQ, LLC $25,000 n/a 0.0%

Duncan's top lender by overall market share is BancFirst, with 15.8% market share. In second place, with 11.0%, is Arvest Bank, having originated $14,765,000 in loans. In third place, with 7.1%, is First Bank & Trust Co., having originated $9,535,000 in loans. In fourth place, with 6.6%, is GUARANTEED RATE, INC., having originated $8,890,000 in loans. In fifth place, with 5.9%, is QUICKEN LOANS, LLC, having originated $7,870,000 in loans.


Duncan Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Duncan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $108,975 (21.2%) $127,464 (4.9%) 0.00 289
2018-02-01 $103,250 (15.4%) $126,593 (9.3%) 0.00 287
2018-03-01 $104,000 (16.9%) $127,043 (6.1%) 0.00 290
2018-04-01 $111,950 (21.7%) $129,867 (4.7%) 0.00 302
2018-05-01 $105,500 (11.4%) $124,353 (-2.5%) 0.00 319
2018-06-01 $104,950 (5.0%) $122,856 (-4.7%) 0.00 338
2018-07-01 $105,000 (5.0%) $121,093 (-6.2%) 0.00 340
2018-08-01 $106,500 (-3.0%) $123,958 (-4.2%) 0.00 344
2018-09-01 $110,000 (-5.9%) $124,865 (-4.4%) 0.00 336
2018-10-01 $105,000 (-11.5%) $123,470 (-7.7%) 0.00 339
2018-11-01 $99,825 (-13.1%) $121,812 (-8.3%) 0.00 331
2018-12-01 $99,500 (-9.6%) $121,600 (-7.0%) 0.00 301
2019-01-01 $96,250 (-11.7%) $124,893 (-2.0%) 0.00 286
2019-02-01 $95,250 (-7.8%) $127,645 (0.8%) 0.00 282
2019-03-01 $101,300 (-2.6%) $138,615 (9.1%) 0.00 293
2019-04-01 $108,550 (-3.0%) $142,459 (9.7%) 0.00 288
2019-05-01 $109,975 (4.2%) $147,177 (18.4%) 0.00 284
2019-06-01 $114,900 (9.5%) $158,706 (29.0%) 0.00 273
2019-07-01 $114,450 (9.0%) $165,798 (36.8%) 0.00 277
2019-08-01 $114,909 (7.9%) $167,619 (35.2%) 0.00 271
2019-09-01 $116,648 (6.0%) $172,885 (38.5%) 0.00 265
2019-10-01 $118,000 (12.4%) $177,393 (43.7%) 0.00 262
2019-11-01 $110,000 (10.2%) $173,926 (42.8%) 0.00 259
2019-12-01 $112,000 (12.6%) $169,056 (39.2%) 0.00 248
2020-01-01 $119,425 (24.1%) $162,919 (30.6%) 0.00 248
2020-02-01 $114,500 (20.2%) $159,107 (24.8%) 0.00 231
2020-03-01 $110,000 (8.6%) $153,989 (11.3%) 0.00 210
2020-04-01 $108,000 (-0.5%) $152,336 (7.2%) 0.00 203
2020-05-01 $105,000 (-4.5%) $152,715 (4.1%) 0.00 181
2020-06-01 $112,225 (-2.3%) $155,189 (-1.9%) 0.00 158
2020-07-01 $115,750 (1.1%) $166,097 (0.5%) 0.00 139
2020-08-01 $124,950 (8.7%) $166,704 (-0.3%) 0.00 141
2020-09-01 $129,950 (11.4%) $170,404 (-1.1%) 0.00 123
2020-10-01 $124,900 (5.9%) $166,913 (-5.6%) 0.00 122
2020-11-01 $122,475 (11.3%) $174,504 (0.6%) 0.00 136
2020-12-01 $122,750 (9.6%) $167,403 (-1.1%) 0.00 143
2021-01-01 $125,500 (5.1%) $165,157 (1.2%) 0.00 130
2021-02-01 $107,375 (-6.2%) $158,137 (-0.8%) 0.00 128
2021-03-01 $103,575 (-5.8%) $159,981 (3.7%) 0.00 122
2021-04-01 $105,000 (-2.8%) $156,863 (2.7%) 0.00 103
2021-05-01 $97,450 (-7.2%) $146,682 (-4.2%) 0.00 102
2021-06-01 $105,488 (-6.0%) $159,169 (4.7%) 0.00 100
2021-07-01 $117,500 (1.5%) $161,082 (0.0%) 0.00 111
2021-08-01 $109,850 (-12.1%) $169,117 (3.9%) 0.00 120
2021-09-01 $115,000 (-11.5%) $176,497 (5.6%) 0.00 117
2021-10-01 $109,000 (-12.7%) $177,620 (6.1%) 0.00 122
2021-11-01 $109,000 (-11.0%) $177,894 (1.7%) 0.00 108
2021-12-01 $130,000 (5.9%) $211,898 (26.6%) 0.00 77
2022-01-01 $127,500 (1.6%) $219,689 (33.0%) 0.00 78
2022-02-01 $134,875 (25.6%) $221,760 (39.2%) 0.00 77
2022-03-01 $127,750 (23.3%) $244,107 (51.2%) 0.00 80
2022-04-01 $159,000 (51.4%) $285,492 (79.4%) 0.00 89
2022-05-01 $155,925 (60.0%) $307,025 (106.0%) 0.00 79
2022-06-01 $173,250 (64.2%) $316,474 (91.5%) 0.00 86
2022-07-01 $192,500 (63.8%) $289,954 (72.4%) 0.00 113
2022-08-01 $202,475 (84.3%) $301,411 (73.4%) 0.00 115
2022-09-01 $194,750 (69.4%) $272,412 (51.0%) 0.00 112
2022-10-01 $169,500 (55.5%) $249,394 (40.4%) 0.00 123
2022-11-01 $162,500 (49.1%) $251,339 (41.3%) 0.00 119
2022-12-01 $169,000 (30.0%) $266,410 (25.7%) 0.00 108
2023-01-01 $176,000 (38.0%) $276,401 (25.8%) 0.00 98
2023-02-01 $183,000 (35.7%) $284,030 (29.1%) 0.00 85
2023-03-01 $181,625 (42.2%) $283,815 (17.3%) 0.00 86
2023-04-01 $174,450 (9.7%) $246,672 (-12.4%) 0.00 74
2023-05-01 $190,950 (22.5%) $265,944 (-11.4%) 0.00 68
2023-06-01 $189,450 (9.4%) $313,837 (1.0%) 0.00 81
2023-07-01 $225,000 (16.9%) $320,726 (11.6%) 0.00 85
2023-08-01 $236,250 (16.7%) $330,784 (9.8%) 0.00 93
2023-09-01 $221,700 (13.8%) $309,176 (13.5%) 0.00 107
2023-10-01 $203,700 (20.2%) $279,273 (12.0%) 0.00 122
2023-11-01 $187,750 (15.5%) $279,474 (11.2%) 0.00 133
2023-12-01 $199,450 (18.0%) $283,391 (0.0%) 0.00 132
Duncan's median listing price for 2023-12-01 was $199,450, a difference of $30,450 (18.0%) versus the prior year and $11,700 versus the prior month.

Duncan's median listing price comes in at 0% of the national average.

Duncan's average listing price for 2023-12-01 was $283,391, a difference of $16,981 (0.0%) versus the prior year and $3,917 versus the prior month.

For the 2023-12-01 period, Duncan had 132 MLS listings, a difference of -1 listings (-1%) versus the prior month and 24 listings (22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Duncan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,700 sqft
2018-02-01 0 days 1,698 sqft
2018-03-01 0 days 1,695 sqft
2018-04-01 0 days 1,693 sqft
2018-05-01 0 days 1,651 sqft
2018-06-01 0 days 1,664 sqft
2018-07-01 0 days 1,663 sqft
2018-08-01 0 days 1,679 sqft
2018-09-01 0 days 1,700 sqft
2018-10-01 0 days 1,667 sqft
2018-11-01 0 days 1,638 sqft
2018-12-01 0 days 1,623 sqft
2019-01-01 0 days 1,626 sqft
2019-02-01 0 days 1,662 sqft
2019-03-01 0 days 1,671 sqft
2019-04-01 0 days 1,695 sqft
2019-05-01 0 days 1,700 sqft
2019-06-01 0 days 1,720 sqft
2019-07-01 0 days 1,724 sqft
2019-08-01 0 days 1,739 sqft
2019-09-01 0 days 1,753 sqft
2019-10-01 0 days 1,767 sqft
2019-11-01 0 days 1,721 sqft
2019-12-01 0 days 1,703 sqft
2020-01-01 0 days 1,698 sqft
2020-02-01 0 days 1,685 sqft
2020-03-01 0 days 1,660 sqft
2020-04-01 0 days 1,668 sqft
2020-05-01 0 days 1,642 sqft
2020-06-01 0 days 1,713 sqft
2020-07-01 0 days 1,709 sqft
2020-08-01 0 days 1,700 sqft
2020-09-01 0 days 1,701 sqft
2020-10-01 0 days 1,698 sqft
2020-11-01 0 days 1,680 sqft
2020-12-01 0 days 1,687 sqft
2021-01-01 0 days 1,732 sqft
2021-02-01 0 days 1,639 sqft
2021-03-01 0 days 1,591 sqft
2021-04-01 0 days 1,616 sqft
2021-05-01 0 days 1,527 sqft
2021-06-01 0 days 1,509 sqft
2021-07-01 0 days 1,600 sqft
2021-08-01 0 days 1,529 sqft
2021-09-01 0 days 1,544 sqft
2021-10-01 0 days 1,500 sqft
2021-11-01 0 days 1,541 sqft
2021-12-01 0 days 1,680 sqft
2022-01-01 0 days 1,646 sqft
2022-02-01 0 days 1,686 sqft
2022-03-01 0 days 1,770 sqft
2022-04-01 0 days 1,700 sqft
2022-05-01 0 days 1,796 sqft
2022-06-01 0 days 1,927 sqft
2022-07-01 0 days 1,903 sqft
2022-08-01 0 days 1,948 sqft
2022-09-01 0 days 1,893 sqft
2022-10-01 0 days 1,866 sqft
2022-11-01 0 days 1,804 sqft
2022-12-01 0 days 1,800 sqft
2023-01-01 0 days 1,994 sqft
2023-02-01 0 days 2,059 sqft
2023-03-01 0 days 2,028 sqft
2023-04-01 0 days 1,849 sqft
2023-05-01 0 days 1,942 sqft
2023-06-01 0 days 1,901 sqft
2023-07-01 0 days 2,068 sqft
2023-08-01 0 days 2,070 sqft
2023-09-01 0 days 1,885 sqft
2023-10-01 0 days 1,847 sqft
2023-11-01 0 days 1,869 sqft
2023-12-01 0 days 1,900 sqft
Duncan's median listing age (time on market) for 2023-12-01 was 0 days.

Duncan's median square footage for active listings during the 2023-12-01 period was 1,900 sqft. One year prior, the average listing was 1,800 sqft.

Duncan, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 557 $92,335,000 $165,772
Refi 198 $20,990,000 $106,010
Cash Out Refi 88 $13,890,000 $157,841
Home Improvement 84 $4,780,000 $56,905
Other 38 $1,690,000 $44,474

Duncan's most frequently cited loan purpose was Home Purchase, with 557 originations. The 2nd most popular reason was Refi, with 198 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 229 $31,805,000 $138,886
4-5% 217 $30,945,000 $142,604
3-4% 137 $21,235,000 $155,000
6-7% 123 $18,735,000 $152,317
7-8% 48 $5,560,000 $115,833
2.5-3% 26 $4,850,000 $186,538
Over 8% 21 $1,935,000 $92,143
<2.5% 9 $1,885,000 $209,444

During 2022, Duncan's most frequently originated rate bucket was 5-6%, with 229 originations.

Loan Sizing (Duncan, OK MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 468 $25,720,000 $54,957
$100k-200k 325 $46,365,000 $142,662
$200k-400k 129 $34,775,000 $269,574
$400k-600k 36 $17,350,000 $481,944
$600k-1000k 5 $3,265,000 $653,000
$Over $1MM 2 $6,210,000 $3,105,000

Duncan's loan sizing saw the bucket of loans from $100,000 or less with 468 originations, totaling $25,720,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 371 $65,135,000 $175,566
60-80% 222 $33,370,000 $150,315
40-60% 97 $9,555,000 $98,505
20-40% 62 $3,800,000 $61,290
Under 20% 39 $1,395,000 $35,769
Over 100% 14 $3,420,000 $244,286

Duncan's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 371 originations, totaling $65,135,000 in origination value.