Duncan Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Duncan averaged 7.24% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 7.22% and one month ago for the week of 2024-03-14, the average rate was 6.88%.

    Duncan's average rate one year ago was 6.21%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.1%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Duncan 30 Year Fixed Rate 2024-04-18 7.24%
    Duncan 30 Year Fixed Rate Refi 2024-04-18 7.1%
    Duncan 15 Year Fixed Rate 2024-04-18 6.29%
    Duncan 15 Year Fixed Rate Refi 2024-04-18 6.59%
    Duncan 30 Year FHA 2024-04-18 6.77%
    Duncan 30 Year FHA Refi 2024-04-18 7.06%
    Duncan 30 Year USDA 2024-04-18 6.86%
    Duncan 30 Year USDA Refi 2024-04-18 6.76%
    Duncan 30 Year VA 2024-04-18 6.56%
    Duncan 30 Year VA Refi 2024-04-18 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Duncan, OK.

    Duncan Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Duncan, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Arvest Bank 19 6.75% $4,630
    GUARANTEED RATE, INC. 15 6.85% $6,150
    BancFirst 9 6.86% $3,884
    QUICKEN LOANS, LLC 8 6.85% $6,505
    JPMorgan Chase Bank 4 6.69% $5,489
    ZILLOW HOME LOANS, LLC 4 6.59% $4,506
    Flagstar Bank, FSB 4 7.16% $4,844
    UNITED WHOLESALE MORTGAGE, LLC 3 7.25% $7,449
    UNION HOME MORTGAGE CORP. 2 7.44% $5,622
    American Mortgage Bank, LLC 2 7.00% $3,476
    BOKF 2 7.56% $4,749
    CARDINAL FINANCIAL 2 6.75% $5,429
    COMMUNICATION 2 6.75% $3,474
    First United Bank and Trust Company 2 7.31% $3,174
    Gateway First Bank 2 6.69% $4,404
    LOANDEPOT.COM, LLC 2 7.25% $5,413
    Mortgage Research Center, LLC 2 6.69% $2,198
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.81% $3,595
    U.S. Bank 2 6.56% $4,324
    Wells Fargo Bank 2 7.13% $2,781
    EVERETT FINANCIAL, INC. 1 7.75% $1,893
    Farm Credit Mid-America, ACA 1 6.75% $7,750
    First National Bank and Trust Company 1 7.13% $5,623
    21ST MORTGAGE CORPORATION 1 8.20% $6,858
    BETTER MORTGAGE CORPORATION 1 7.38% $1,987
    F & M Bank 1 7.50% $4,823
    United Community Bank 1 6.99% $5,474
    ASSOCIATED MORTGAGE CORPORATION 1 5.50% $3,411
    GUILD MORTGAGE COMPANY 1 7.38% $5,011
    INTERLINC MORTGAGE SERVICES, LLC 1 6.75% $3,541
    International Bank of Commerce 1 6.25% $4,207
    AMERISAVE MORTGAGE CORPORATION 1 7.13% $30,924
    American Mortgage & Equity Consultants, Inc. 1 6.25% $3,707
    MORTGAGE ACCESS CORP. 1 6.49% $6,821
    WEOKIE 1 6.63% $4,751
    MOVEMENT MORTGAGE, LLC 1 7.94% $3,835
    Mr. Cooper ( Nationstar Mortgage ) 1 6.38% $5,841
    NAVY FEDERAL CREDIT UNION 1 8.50% $3,457
    NEWREZ LLC 1 8.00% $5,210
    PENNYMAC LOAN SERVICES, LLC 1 6.25% $4,975
    Affiliated Bank 1 7.25% $4,697
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.50% $4,144
    BM Real Estate Services, Inc. 1 7.00% $15,731
    RESIDENTIAL BANCORP 1 6.63% $5,694
    BROKER SOLUTIONS, INC. 1 7.49% $7,241
    ROYAL UNITED MORTGAGE LLC 1 7.50% $6,969
    Chickasaw Community Bank 1 6.63% $4,954
    Stifel Bank and Trust 1 7.50% $2,093
    COMMUNITY MORTGAGE FUNDING, LLC 1 8.38% $5,612
    CORNERSTONE HOME LENDING, INC. 1 7.38% $3,386
    CROSSCOUNTRY MORTGAGE, LLC 1 6.88% $4,328
    Discover Bank 1 6.99% $0

    Duncan Average Closing Costs & Other Stats

    Duncan, OK's 52 lenders originated 770 loans during 2023. The total origination value was $105,020,000, with an average loan value of $136,390.

    Duncan's average closing costs are $4,741.

    The top Duncan lender as defined by loan originations is Arvest Bank, with 19 loans originated. Their average total fees are $4,630, which is $1,520 lower than the next largest lender, GUARANTEED RATE, INC..

    The lowest fee Duncan lenders (with over 10 loans originated) are Arvest Bank ($4,630), GUARANTEED RATE, INC. ($6,150), .

    The lowest rate Duncan lenders (with over 10 loans originated) are Arvest Bank (6.75%), GUARANTEED RATE, INC. (6.85%), .

    Duncan, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    BancFirst $21,180,000 $21,535,000 1.7% 20.5%
    Arvest Bank $14,765,000 $14,485,000 -1.9% 13.8%
    First Bank & Trust Co. $9,535,000 $11,620,000 21.9% 11.1%
    GUARANTEED RATE, INC. $8,890,000 $5,220,000 -41.3% 5.0%
    Mortgage Research Center, LLC $5,635,000 $5,220,000 -7.4% 5.0%
    QUICKEN LOANS, LLC $7,870,000 $4,835,000 -38.6% 4.6%
    First National Bank and Trust Company of Ardmore $2,205,000 $2,450,000 11.1% 2.3%
    First United Bank and Trust Company $4,170,000 $2,125,000 -49.0% 2.0%
    Flagstar Bank, FSB $3,530,000 $2,060,000 -41.6% 2.0%
    EVERETT FINANCIAL, INC. $3,035,000 $2,020,000 -33.4% 1.9%
    Legacy Bank $2,105,000 $1,305,000 -38.0% 1.2%
    21ST MORTGAGE CORPORATION $1,255,000 $1,205,000 -4.0% 1.1%
    Gateway First Bank $460,000 $1,065,000 131.5% 1.0%
    American Mortgage Bank, LLC $990,000 n/a 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $1,485,000 $980,000 -34.0% 0.9%
    CARDINAL FINANCIAL $485,000 $850,000 75.3% 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $1,635,000 $780,000 -52.3% 0.7%
    UNION HOME MORTGAGE CORP. $765,000 n/a 0.7%
    Great Plains National Bank $35,000 $755,000 2,057.1% 0.7%
    AMERISAVE MORTGAGE CORPORATION $640,000 $750,000 17.2% 0.7%
    ASSOCIATED MORTGAGE CORPORATION $210,000 $740,000 252.4% 0.7%
    JPMorgan Chase Bank $720,000 n/a 0.7%
    Stride Bank $145,000 $715,000 393.1% 0.7%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,355,000 $685,000 -49.4% 0.7%
    BROKER SOLUTIONS, INC. $665,000 n/a 0.6%
    PENNYMAC LOAN SERVICES, LLC $1,045,000 $635,000 -39.2% 0.6%
    SOUTHWEST STAGE FUNDING, LLC $470,000 $635,000 35.1% 0.6%
    RESIDENTIAL BANCORP $570,000 n/a 0.5%
    Wells Fargo Bank $770,000 $570,000 -26.0% 0.5%
    Chickasaw Community Bank $1,740,000 $550,000 -68.4% 0.5%
    LOANDEPOT.COM, LLC $2,525,000 $540,000 -78.6% 0.5%
    GUILD MORTGAGE COMPANY $525,000 n/a 0.5%
    COMMUNICATION $440,000 $520,000 18.2% 0.5%
    NAVY FEDERAL CREDIT UNION $305,000 $495,000 62.3% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $360,000 $485,000 34.7% 0.5%
    U.S. Bank $700,000 $465,000 -33.6% 0.4%
    Farm Credit Mid-America, ACA $455,000 n/a 0.4%
    ZILLOW HOME LOANS, LLC $340,000 $455,000 33.8% 0.4%
    American Nation Bank $1,105,000 $450,000 -59.3% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $65,000 $440,000 576.9% 0.4%
    Liberty National Bank $1,510,000 $435,000 -71.2% 0.4%
    BM Real Estate Services, Inc. $425,000 n/a 0.4%
    MID AMERICA MORTGAGE, INC. $1,055,000 $415,000 -60.7% 0.4%
    Legend Bank, N.A. $405,000 n/a 0.4%
    BOKF $815,000 $365,000 -55.2% 0.3%
    International Bank of Commerce $75,000 $365,000 386.7% 0.3%
    Magnolia Bank $295,000 $355,000 20.3% 0.3%
    MORTGAGE ACCESS CORP. $105,000 $355,000 238.1% 0.3%
    The Federal Savings Bank $460,000 $340,000 -26.1% 0.3%
    TRIAD FINANCIAL SERVICES, INC. $85,000 $340,000 300.0% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $55,000 $335,000 509.1% 0.3%
    United Fidelity Funding Corp. $195,000 $325,000 66.7% 0.3%
    LOANPAL, LLC $205,000 $305,000 48.8% 0.3%
    VILLAGE CAPITAL MORTGAGE $385,000 $305,000 -20.8% 0.3%
    BETTER MORTGAGE CORPORATION $295,000 n/a 0.3%
    FREEDOM MORTGAGE CORPORATION $595,000 $280,000 -52.9% 0.3%
    FLAT BRANCH MORTGAGE, INC. $255,000 $275,000 7.8% 0.3%
    MOVEMENT MORTGAGE, LLC $245,000 n/a 0.2%
    Regions Bank $95,000 $245,000 157.9% 0.2%
    First National Bank and Trust Company $240,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $235,000 n/a 0.2%
    Affiliated Bank $225,000 n/a 0.2%
    Stifel Bank and Trust $215,000 n/a 0.2%
    TOTAL MORTGAGE SERVICES, LLC $215,000 n/a 0.2%
    First Federal Bank $310,000 $210,000 -32.3% 0.2%
    The Jacksboro National Bank $205,000 n/a 0.2%
    FINANCIAL CONCEPTS MORTGAGE, LLC $625,000 $200,000 -68.0% 0.2%
    NEW DAY FINANCIAL, LLC $835,000 $195,000 -76.6% 0.2%
    LENDINGHOME FUNDING CORPORATION $190,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $75,000 $185,000 146.7% 0.2%
    ROYAL UNITED MORTGAGE LLC $835,000 $185,000 -77.8% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $175,000 n/a 0.2%
    CORNERSTONE HOME LENDING, INC. $730,000 $175,000 -76.0% 0.2%
    United Community Bank $175,000 n/a 0.2%
    LIMA ONE CAPITAL, LLC $170,000 n/a 0.2%
    CMG MORTGAGE, INC. $145,000 $165,000 13.8% 0.2%
    TOWNE MORTGAGE COMPANY $165,000 n/a 0.2%
    Discover Bank $290,000 $160,000 -44.8% 0.2%
    Bank of England $155,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $135,000 $155,000 14.8% 0.1%
    Tinker Federal Credit Union $315,000 $155,000 -50.8% 0.1%
    FINANCE OF AMERICA REVERSE LLC $150,000 n/a 0.1%
    Vision Bank $4,745,000 $150,000 -96.8% 0.1%
    Barrington Bank & Trust Company, N.A. $135,000 $145,000 7.4% 0.1%
    The First National Bank and Trust Co. $240,000 $140,000 -41.7% 0.1%
    USAA Federal Savings Bank $365,000 $135,000 -63.0% 0.1%
    Guaranty Bank & Trust, N.A. $130,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $125,000 n/a 0.1%
    LEGEND LENDING CORPORATION $365,000 $125,000 -65.8% 0.1%
    Town Square Mortgage & Investments, Inc. $115,000 n/a 0.1%
    Figure Lending LLC $100,000 n/a 0.1%
    COMMUNITY MORTGAGE FUNDING, LLC $95,000 n/a 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $555,000 $95,000 -82.9% 0.1%
    WEOKIE $85,000 n/a 0.1%
    PNC Bank $75,000 n/a 0.1%
    American Mortgage & Equity Consultants, Inc. $65,000 n/a 0.1%
    F & M Bank $65,000 n/a 0.1%
    NEWREZ LLC $400,000 $65,000 -83.8% 0.1%
    OKLAHOMA'S $55,000 n/a 0.1%
    Oklahoma Educators Credit Union $95,000 $45,000 -52.6% 0.0%
    Coastal Community Bank $40,000 n/a 0.0%

    Duncan's top lender by overall market share is BancFirst, with 20.5% market share. In second place, with 13.8%, is Arvest Bank, having originated $14,485,000 in loans. In third place, with 11.1%, is First Bank & Trust Co., having originated $11,620,000 in loans. In fourth place, with 5.0%, is GUARANTEED RATE, INC., having originated $5,220,000 in loans. In fifth place, with 5.0%, is Mortgage Research Center, LLC, having originated $5,220,000 in loans.

    Duncan Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Duncan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $108,975 (21.2%) $127,464 (4.9%) 0.00 289
    2018-02-01 $103,250 (15.4%) $126,593 (9.3%) 0.00 287
    2018-03-01 $104,000 (16.9%) $127,043 (6.1%) 0.00 290
    2018-04-01 $111,950 (21.7%) $129,867 (4.7%) 0.00 302
    2018-05-01 $105,500 (11.4%) $124,353 (-2.5%) 0.00 319
    2018-06-01 $104,950 (5.0%) $122,856 (-4.8%) 0.00 338
    2018-07-01 $105,000 (5.0%) $121,093 (-6.0%) 0.00 340
    2018-08-01 $106,500 (-3.0%) $123,958 (-3.9%) 0.00 344
    2018-09-01 $110,000 (-5.9%) $124,865 (-4.4%) 0.00 336
    2018-10-01 $105,000 (-11.5%) $123,470 (-7.7%) 0.00 339
    2018-11-01 $99,825 (-13.1%) $121,812 (-8.3%) 0.00 331
    2018-12-01 $99,500 (-9.6%) $121,600 (-7.0%) 0.00 301
    2019-01-01 $96,250 (-11.7%) $124,893 (-2.0%) 0.00 286
    2019-02-01 $95,250 (-7.8%) $127,645 (0.8%) 0.00 282
    2019-03-01 $101,300 (-2.6%) $138,615 (9.1%) 0.00 293
    2019-04-01 $108,550 (-3.0%) $142,459 (9.7%) 0.00 288
    2019-05-01 $109,975 (4.2%) $147,177 (18.4%) 0.00 284
    2019-06-01 $114,900 (9.5%) $158,706 (29.2%) 0.00 273
    2019-07-01 $114,450 (9.0%) $165,798 (36.9%) 0.00 277
    2019-08-01 $114,909 (7.9%) $167,619 (35.2%) 0.00 271
    2019-09-01 $116,648 (6.0%) $172,885 (38.5%) 0.00 265
    2019-10-01 $118,000 (12.4%) $177,393 (43.7%) 0.00 262
    2019-11-01 $110,000 (10.2%) $173,926 (42.8%) 0.00 259
    2019-12-01 $112,000 (12.6%) $169,056 (39.0%) 0.00 248
    2020-01-01 $119,425 (24.1%) $162,919 (30.5%) 0.00 248
    2020-02-01 $114,500 (20.2%) $159,107 (24.7%) 0.00 231
    2020-03-01 $110,000 (8.6%) $153,989 (11.1%) 0.00 210
    2020-04-01 $108,000 (-0.5%) $152,336 (6.9%) 0.00 203
    2020-05-01 $105,000 (-4.5%) $152,715 (3.8%) 0.00 181
    2020-06-01 $112,225 (-2.3%) $155,189 (-2.2%) 0.00 158
    2020-07-01 $115,750 (1.1%) $166,097 (0.2%) 0.00 139
    2020-08-01 $124,950 (8.7%) $166,704 (-0.6%) 0.00 141
    2020-09-01 $129,950 (11.4%) $170,404 (-1.4%) 0.00 123
    2020-10-01 $124,900 (5.9%) $166,913 (-5.9%) 0.00 122
    2020-11-01 $122,475 (11.3%) $174,504 (0.3%) 0.00 136
    2020-12-01 $122,750 (9.6%) $167,403 (-1.0%) 0.00 143
    2021-01-01 $125,500 (5.1%) $165,157 (1.4%) 0.00 130
    2021-02-01 $107,375 (-6.2%) $158,137 (-0.6%) 0.00 128
    2021-03-01 $103,575 (-5.8%) $159,981 (3.9%) 0.00 122
    2021-04-01 $105,000 (-2.8%) $156,863 (3.0%) 0.00 103
    2021-05-01 $97,450 (-7.2%) $146,682 (-4.0%) 0.00 102
    2021-06-01 $105,488 (-6.0%) $159,169 (2.6%) 0.00 100
    2021-07-01 $117,500 (1.5%) $161,082 (-3.0%) 0.00 111
    2021-08-01 $109,850 (-12.1%) $169,117 (1.5%) 0.00 120
    2021-09-01 $115,000 (-11.5%) $176,497 (3.6%) 0.00 117
    2021-10-01 $109,000 (-12.7%) $177,620 (6.4%) 0.00 122
    2021-11-01 $109,000 (-11.0%) $177,894 (1.9%) 0.00 108
    2021-12-01 $130,000 (5.9%) $211,898 (26.6%) 0.00 77
    2022-01-01 $127,500 (1.6%) $219,689 (33.0%) 0.00 78
    2022-02-01 $134,875 (25.6%) $221,760 (40.2%) 0.00 77
    2022-03-01 $127,750 (23.3%) $244,107 (52.6%) 0.00 80
    2022-04-01 $159,000 (51.4%) $285,492 (82.0%) 0.00 89
    2022-05-01 $155,925 (60.0%) $307,025 (109.3%) 0.00 79
    2022-06-01 $173,250 (64.2%) $316,474 (98.8%) 0.00 86
    2022-07-01 $192,500 (63.8%) $289,954 (80.0%) 0.00 113
    2022-08-01 $202,475 (84.3%) $301,411 (78.2%) 0.00 115
    2022-09-01 $194,750 (69.4%) $272,412 (54.3%) 0.00 112
    2022-10-01 $169,500 (55.5%) $249,394 (40.4%) 0.00 123
    2022-11-01 $162,500 (49.1%) $251,339 (41.3%) 0.00 119
    2022-12-01 $169,000 (30.0%) $266,410 (25.7%) 0.00 108
    2023-01-01 $176,000 (38.0%) $276,401 (25.8%) 0.00 98
    2023-02-01 $183,000 (35.7%) $284,030 (28.1%) 0.00 85
    2023-03-01 $181,625 (42.2%) $283,815 (16.3%) 0.00 86
    2023-04-01 $174,450 (9.7%) $246,672 (-13.6%) 0.00 74
    2023-05-01 $190,950 (22.5%) $265,944 (-13.4%) 0.00 68
    2023-06-01 $189,450 (9.4%) $313,837 (-0.8%) 0.00 81
    2023-07-01 $225,000 (16.9%) $320,726 (10.6%) 0.00 85
    2023-08-01 $236,250 (16.7%) $330,784 (9.7%) 0.00 93
    2023-09-01 $221,700 (13.8%) $309,176 (13.5%) 0.00 107
    2023-10-01 $203,700 (20.2%) $279,273 (12.0%) 0.00 122
    2023-11-01 $187,750 (15.5%) $279,474 (11.2%) 0.00 133
    2023-12-01 $199,450 (18.0%) $283,391 (6.4%) 0.00 132
    2024-01-01 $197,450 (12.2%) $403,616 (46.0%) 0.00 132
    2024-02-01 $189,725 (3.7%) $392,660 (38.3%) 0.00 134
    2024-03-01 $204,900 (12.8%) $421,861 (48.6%) 0.00 125
    Duncan's median listing price for 2024-03-01 was $204,900, a difference of $23,275 (12.8%) versus the prior year and $15,175 versus the prior month.

    Duncan's median listing price comes in at 0% of the national average.

    Duncan's average listing price for 2024-03-01 was $421,861, a difference of $138,046 (48.6%) versus the prior year and $29,201 versus the prior month.

    For the 2024-03-01 period, Duncan had 125 MLS listings, a difference of -9 listings (-7%) versus the prior month and 39 listings (45%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Duncan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,700 sqft
    2018-02-01 0 days 1,698 sqft
    2018-03-01 0 days 1,695 sqft
    2018-04-01 0 days 1,693 sqft
    2018-05-01 0 days 1,651 sqft
    2018-06-01 0 days 1,664 sqft
    2018-07-01 0 days 1,663 sqft
    2018-08-01 0 days 1,679 sqft
    2018-09-01 0 days 1,700 sqft
    2018-10-01 0 days 1,667 sqft
    2018-11-01 0 days 1,638 sqft
    2018-12-01 0 days 1,623 sqft
    2019-01-01 0 days 1,626 sqft
    2019-02-01 0 days 1,662 sqft
    2019-03-01 0 days 1,671 sqft
    2019-04-01 0 days 1,695 sqft
    2019-05-01 0 days 1,700 sqft
    2019-06-01 0 days 1,720 sqft
    2019-07-01 0 days 1,724 sqft
    2019-08-01 0 days 1,739 sqft
    2019-09-01 0 days 1,753 sqft
    2019-10-01 0 days 1,767 sqft
    2019-11-01 0 days 1,721 sqft
    2019-12-01 0 days 1,703 sqft
    2020-01-01 0 days 1,698 sqft
    2020-02-01 0 days 1,685 sqft
    2020-03-01 0 days 1,660 sqft
    2020-04-01 0 days 1,668 sqft
    2020-05-01 0 days 1,642 sqft
    2020-06-01 0 days 1,713 sqft
    2020-07-01 0 days 1,709 sqft
    2020-08-01 0 days 1,700 sqft
    2020-09-01 0 days 1,701 sqft
    2020-10-01 0 days 1,698 sqft
    2020-11-01 0 days 1,680 sqft
    2020-12-01 0 days 1,687 sqft
    2021-01-01 0 days 1,732 sqft
    2021-02-01 0 days 1,639 sqft
    2021-03-01 0 days 1,591 sqft
    2021-04-01 0 days 1,616 sqft
    2021-05-01 0 days 1,527 sqft
    2021-06-01 0 days 1,509 sqft
    2021-07-01 0 days 1,600 sqft
    2021-08-01 0 days 1,529 sqft
    2021-09-01 0 days 1,544 sqft
    2021-10-01 0 days 1,500 sqft
    2021-11-01 0 days 1,541 sqft
    2021-12-01 0 days 1,680 sqft
    2022-01-01 0 days 1,646 sqft
    2022-02-01 0 days 1,686 sqft
    2022-03-01 0 days 1,770 sqft
    2022-04-01 0 days 1,700 sqft
    2022-05-01 0 days 1,796 sqft
    2022-06-01 0 days 1,927 sqft
    2022-07-01 0 days 1,903 sqft
    2022-08-01 0 days 1,948 sqft
    2022-09-01 0 days 1,893 sqft
    2022-10-01 0 days 1,866 sqft
    2022-11-01 0 days 1,804 sqft
    2022-12-01 0 days 1,800 sqft
    2023-01-01 0 days 1,994 sqft
    2023-02-01 0 days 2,059 sqft
    2023-03-01 0 days 2,028 sqft
    2023-04-01 0 days 1,849 sqft
    2023-05-01 0 days 1,942 sqft
    2023-06-01 0 days 1,901 sqft
    2023-07-01 0 days 2,068 sqft
    2023-08-01 0 days 2,070 sqft
    2023-09-01 0 days 1,885 sqft
    2023-10-01 0 days 1,847 sqft
    2023-11-01 0 days 1,869 sqft
    2023-12-01 0 days 1,900 sqft
    2024-01-01 0 days 1,807 sqft
    2024-02-01 0 days 1,704 sqft
    2024-03-01 0 days 1,840 sqft
    Duncan's median listing age (time on market) for 2024-03-01 was 0 days.

    Duncan's median square footage for active listings during the 2024-03-01 period was 1,840 sqft. One year prior, the average listing was 2,028 sqft.

    Duncan, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 469 $79,305,000 $169,094
    Refi 102 $10,740,000 $105,294
    Home Improvement 91 $5,005,000 $55,000
    Other 57 $3,105,000 $54,474
    Cash Out Refi 51 $6,865,000 $134,608

    Duncan's most frequently cited loan purpose was Home Purchase, with 469 originations. The 2nd most popular reason was Refi, with 102 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 247 $39,585,000 $160,263
    7-8% 187 $26,395,000 $141,150
    Over 8% 161 $13,175,000 $81,832
    5-6% 49 $8,145,000 $166,224
    4-5% 4 $520,000 $130,000
    3-4% 1 $125,000 $125,000

    During 2023, Duncan's most frequently originated rate bucket was 6-7%, with 247 originations.

    Loan Sizing (Duncan, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 375 $20,615,000 $54,973
    $100k-200k 253 $35,625,000 $140,810
    $200k-400k 114 $30,380,000 $266,491
    $400k-600k 22 $10,420,000 $473,636
    $600k-1000k 5 $3,645,000 $729,000
    $Over $1MM 1 $4,335,000 $4,335,000

    Duncan's loan sizing saw the bucket of loans from $100,000 or less with 375 originations, totaling $20,615,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 304 $50,710,000 $166,809
    60-80% 145 $20,145,000 $138,931
    20-40% 81 $5,105,000 $63,025
    40-60% 66 $7,010,000 $106,212
    Under 20% 35 $1,155,000 $33,000
    Over 100% 15 $3,625,000 $241,667

    Duncan's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 304 originations, totaling $50,710,000 in origination value.