Duncan Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Duncan averaged 6.75% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.93% and one month ago for the week of 2023-02-16, the average rate was 6.45%.

    Duncan's average rate one year ago was 4.22%.

    For refis of the same type during the week of 2023-03-23, the average rate was 7.19%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Duncan 30 Year Fixed Rate 2023-03-23 6.75%
    Duncan 30 Year Fixed Rate Refi 2023-03-23 7.19%
    Duncan 15 Year Fixed Rate 2023-03-23 7.2%
    Duncan 15 Year Fixed Rate Refi 2023-03-23 7.08%
    Duncan 30 Year FHA 2023-03-23 6.11%
    Duncan 30 Year FHA Refi 2023-03-23 6.1%
    Duncan 30 Year USDA 2023-03-23 5.95%
    Duncan 30 Year VA 2023-03-23 6.09%
    Duncan 30 Year VA Refi 2023-03-23 6.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Duncan, OK.

    Duncan Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Duncan, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    GUARANTEED RATE, INC. 25 5.04% $4,578
    Arvest Bank 24 5.01% $3,514
    BancFirst 18 4.74% $4,002
    QUICKEN LOANS, LLC 18 4.88% $6,965
    First United Bank and Trust Company 8 5.19% $3,858
    Flagstar Bank, FSB 7 5.48% $4,078
    LOANDEPOT.COM, LLC 6 5.23% $6,533
    Firstar Bank 3 4.79% $4,024
    UNITED WHOLESALE MORTGAGE, LLC 3 5.58% $4,014
    FORT SILL 3 4.46% $5,486
    INTERLINC MORTGAGE SERVICES, LLC 3 5.33% $3,827
    Vision Bank 2 4.00% $933
    Wells Fargo Bank 2 5.31% $5,822
    COMMUNICATION 2 5.94% $1,509
    AMERISAVE MORTGAGE CORPORATION 2 4.88% $7,563
    Chickasaw Community Bank 2 5.19% $10,110
    EVERETT FINANCIAL, INC. 2 6.44% $1,607
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.62% $6,203
    GERSHMAN INVESTMENT CORP. 2 5.13% $4,981
    HOME POINT FINANCIAL CORPORATION 2 5.18% $4,713
    NAVY FEDERAL CREDIT UNION 2 4.19% $2,184
    CALIBER HOME LOANS, INC. 2 3.50% $6,453
    Mr. Cooper ( Nationstar Mortgage ) 2 5.06% $6,205
    U.S. Bank 2 5.81% $2,642
    NATIONS RELIABLE LENDING, LLC 1 3.88% $11,715
    NBKC BANK 1 5.45% $2,761
    Network Funding, L.P. 1 4.88% $5,860
    NEWREZ LLC 1 4.13% $7,451
    Oklahoma Educators Credit Union 1 5.25% $4,163
    Paramount Residential Mortgage Group, Inc. 1 3.88% $5,465
    PENNYMAC LOAN SERVICES, LLC 1 5.88% $3,907
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.75% $3,521
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.99% $3,591
    S1L, Inc. 1 4.50% $4,134
    SECURITYNATIONAL MORTGAGE COMPANY 1 5.38% $5,635
    SIRVA MORTGAGE, INC. 1 5.88% $1,040
    SOFI LENDING CORP. 1 4.88% $5,511
    Stride Bank 1 6.63% $7,486
    SWBC MORTGAGE CORPORATION 1 5.88% $3,618
    T2 FINANCIAL LLC 1 5.88% $7,823
    UMB Bank 1 5.25% $2,967
    Unify Home Lending Inc. 1 5.50% $4,571
    AMERICAN FINANCING CORPORATION 1 5.50% $7,098
    ZILLOW HOME LOANS, LLC 1 5.50% $4,005
    AmeriHome Mortgage Company, LLC 1 4.63% $5,500
    Bank of America 1 2.88% $4,386
    Bank of the West 1 5.13% $4,735
    BOKF 1 5.88% $3,540
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 5.75% $3,173
    CMG MORTGAGE, INC. 1 6.88% $3,465
    CORNERSTONE HOME LENDING, INC. 1 5.63% $5,844
    CROSSCOUNTRY MORTGAGE, LLC 1 6.45% $3,850
    Discover Bank 1 5.99% $0
    EASTMAN 1 4.38% $2,937
    FBC MORTGAGE, LLC 1 4.75% $6,393
    Fidelity Bank 1 5.25% $4,169
    FINANCE OF AMERICA MORTGAGE LLC 1 4.88% $2,277
    First Federal Bank 1 5.50% $3,638
    FLAT BRANCH MORTGAGE, INC. 1 7.25% $3,010
    FREEDOM MORTGAGE CORPORATION 1 5.88% $6,060
    Gateway First Bank 1 5.50% $3,923
    GENEVA FINANCIAL, LLC 1 6.50% $5,129
    GSF Mortgage Corporation 1 5.49% $16,806
    HOMESTAR FINANCIAL CORPORATION 1 5.75% $3,137
    Morgan Stanley Private Bank 1 5.15% $2,659
    MORTGAGE ACCESS CORP. 1 3.25% $3,003
    Mortgage Research Center, LLC 1 5.63% $4,658

    Duncan Average Closing Costs & Other Stats

    Duncan, OK's 67 lenders originated 965 loans during 2022. The total origination value was $133,685,000, with an average loan value of $138,534.

    Duncan's average closing costs are $4,502.

    The top Duncan lender as defined by loan originations is GUARANTEED RATE, INC., with 25 loans originated. Their average total fees are $4,578, which is $1,064 higher than the next largest lender, Arvest Bank.

    The lowest fee Duncan lenders (with over 10 loans originated) are Arvest Bank ($3,514), BancFirst ($4,002), GUARANTEED RATE, INC. ($4,578), QUICKEN LOANS, LLC ($6,965) and .

    The lowest rate Duncan lenders (with over 10 loans originated) are BancFirst (4.74%), QUICKEN LOANS, LLC (4.88%), Arvest Bank (5.01%), GUARANTEED RATE, INC. (5.04%) and .

    Duncan, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    BancFirst $23,425,000 $21,180,000 -9.6% 15.8%
    Arvest Bank $17,795,000 $14,765,000 -17.0% 11.0%
    First Bank & Trust Co. $8,145,000 $9,535,000 17.1% 7.1%
    GUARANTEED RATE, INC. $10,540,000 $8,890,000 -15.7% 6.6%
    QUICKEN LOANS, LLC $14,895,000 $7,870,000 -47.2% 5.9%
    Mortgage Research Center, LLC $8,180,000 $5,635,000 -31.1% 4.2%
    Vision Bank $595,000 $4,745,000 697.5% 3.5%
    First United Bank and Trust Company $3,275,000 $4,170,000 27.3% 3.1%
    Flagstar Bank, FSB $1,615,000 $3,530,000 118.6% 2.6%
    EVERETT FINANCIAL, INC. $3,035,000 n/a 2.3%
    LOANDEPOT.COM, LLC $2,340,000 $2,525,000 7.9% 1.9%
    First National Bank and Trust Company of Ardmore $2,010,000 $2,205,000 9.7% 1.6%
    Legacy Bank $1,170,000 $2,105,000 79.9% 1.6%
    Chickasaw Community Bank $3,130,000 $1,740,000 -44.4% 1.3%
    UNITED WHOLESALE MORTGAGE, LLC $600,000 $1,635,000 172.5% 1.2%
    Liberty National Bank $2,440,000 $1,510,000 -38.1% 1.1%
    Mr. Cooper ( Nationstar Mortgage ) $1,660,000 $1,485,000 -10.5% 1.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $425,000 $1,355,000 218.8% 1.0%
    Firstar Bank $485,000 $1,295,000 167.0% 1.0%
    21ST MORTGAGE CORPORATION $1,460,000 $1,255,000 -14.0% 0.9%
    American Nation Bank $730,000 $1,105,000 51.4% 0.8%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $490,000 $1,095,000 123.5% 0.8%
    MID AMERICA MORTGAGE, INC. $410,000 $1,055,000 157.3% 0.8%
    PENNYMAC LOAN SERVICES, LLC $1,265,000 $1,045,000 -17.4% 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $125,000 $1,010,000 708.0% 0.8%
    CALIBER HOME LOANS, INC. $1,345,000 $860,000 -36.1% 0.6%
    NEW DAY FINANCIAL, LLC $440,000 $835,000 89.8% 0.6%
    ROYAL UNITED MORTGAGE LLC $835,000 n/a 0.6%
    BOKF $515,000 $815,000 58.3% 0.6%
    FORT SILL $810,000 n/a 0.6%
    Wells Fargo Bank $1,555,000 $770,000 -50.5% 0.6%
    CORNERSTONE HOME LENDING, INC. $540,000 $730,000 35.2% 0.5%
    U.S. Bank $395,000 $700,000 77.2% 0.5%
    Bank of America $215,000 $690,000 220.9% 0.5%
    GSF Mortgage Corporation $690,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,385,000 $640,000 -53.8% 0.5%
    FINANCIAL CONCEPTS MORTGAGE, LLC $625,000 n/a 0.5%
    AmeriHome Mortgage Company, LLC $105,000 $605,000 476.2% 0.5%
    HOME POINT FINANCIAL CORPORATION $765,000 $605,000 -20.9% 0.5%
    FREEDOM MORTGAGE CORPORATION $4,755,000 $595,000 -87.5% 0.4%
    American Airlines Federal Credit Union $570,000 n/a 0.4%
    INTERLINC MORTGAGE SERVICES, LLC $385,000 $555,000 44.2% 0.4%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,185,000 $485,000 -59.1% 0.4%
    SOUTHWEST STAGE FUNDING, LLC $290,000 $470,000 62.1% 0.4%
    Gateway First Bank $880,000 $460,000 -47.7% 0.3%
    The Federal Savings Bank $395,000 $460,000 16.5% 0.3%
    COMMUNICATION $440,000 n/a 0.3%
    SIRVA MORTGAGE, INC. $305,000 $405,000 32.8% 0.3%
    NEWREZ LLC $500,000 $400,000 -20.0% 0.3%
    VILLAGE CAPITAL MORTGAGE $125,000 $385,000 208.0% 0.3%
    GERSHMAN INVESTMENT CORP. $380,000 n/a 0.3%
    LEGEND LENDING CORPORATION $365,000 n/a 0.3%
    USAA Federal Savings Bank $1,670,000 $365,000 -78.1% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $105,000 $360,000 242.9% 0.3%
    AMERICAN FINANCING CORPORATION $240,000 $340,000 41.7% 0.3%
    ZILLOW HOME LOANS, LLC $65,000 $340,000 423.1% 0.3%
    Fidelity Bank $175,000 $330,000 88.6% 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $325,000 n/a 0.2%
    NATIONS RELIABLE LENDING, LLC $325,000 n/a 0.2%
    Tinker Federal Credit Union $315,000 n/a 0.2%
    First Federal Bank $310,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $1,435,000 $305,000 -78.7% 0.2%
    Hometown Lenders, Inc. $455,000 $300,000 -34.1% 0.2%
    Magnolia Bank $295,000 n/a 0.2%
    Discover Bank $235,000 $290,000 23.4% 0.2%
    Colonial Savings, F.A. $55,000 $275,000 400.0% 0.2%
    Carrington Mortgage Services, LLC $200,000 $265,000 32.5% 0.2%
    FLAT BRANCH MORTGAGE, INC. $255,000 n/a 0.2%
    The First National Bank and Trust Co. $205,000 $240,000 17.1% 0.2%
    First Liberty Bank $235,000 n/a 0.2%
    AMERICAN ADVISORS GROUP $225,000 n/a 0.2%
    HOMESTAR FINANCIAL CORPORATION $225,000 n/a 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $215,000 n/a 0.2%
    ASSOCIATED MORTGAGE CORPORATION $325,000 $210,000 -35.4% 0.2%
    PLANET HOME LENDING, LLC $600,000 $210,000 -65.0% 0.2%
    LOANPAL, LLC $205,000 n/a 0.2%
    United Fidelity Funding Corp. $295,000 $195,000 -33.9% 0.1%
    GUARANTEED RATE AFFINITY, LLC $315,000 $190,000 -39.7% 0.1%
    CERTAINTY HOME LOANS, LLC $230,000 $185,000 -19.6% 0.1%
    S1L, Inc. $185,000 n/a 0.1%
    AMCAP MORTGAGE, LTD. $175,000 n/a 0.1%
    EASTMAN $135,000 $175,000 29.6% 0.1%
    SENTE MORTGAGE, INC. $175,000 n/a 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $165,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $305,000 $165,000 -45.9% 0.1%
    T2 FINANCIAL LLC $155,000 n/a 0.1%
    CMG MORTGAGE, INC. $265,000 $145,000 -45.3% 0.1%
    Stride Bank $230,000 $145,000 -37.0% 0.1%
    Unify Home Lending Inc. $145,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $150,000 $135,000 -10.0% 0.1%
    NBKC BANK $315,000 $135,000 -57.1% 0.1%
    PLAZA HOME MORTGAGE, INC. $135,000 n/a 0.1%
    Bank of the West $125,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $125,000 n/a 0.1%
    GUARANTY HOME MORTGAGE CORPORATION $125,000 n/a 0.1%
    FBC MORTGAGE, LLC $265,000 $115,000 -56.6% 0.1%
    PENTAGON FEDERAL CREDIT UNION $115,000 n/a 0.1%
    MORTGAGE ACCESS CORP. $105,000 n/a 0.1%
    MORTGAGE CLEARING CORPORATION $1,540,000 $105,000 -93.2% 0.1%
    NATIONS DIRECT MORTGAGE, LLC $105,000 n/a 0.1%
    Network Funding, L.P. $195,000 $105,000 -46.2% 0.1%
    SOFI LENDING CORP. $105,000 $105,000 0.0% 0.1%
    Oklahoma Educators Credit Union $500,000 $95,000 -81.0% 0.1%
    Paramount Residential Mortgage Group, Inc. $345,000 $95,000 -72.5% 0.1%
    Regions Bank $95,000 n/a 0.1%
    Citizens Bank $2,355,000 $85,000 -96.4% 0.1%
    Morgan Stanley Private Bank $85,000 n/a 0.1%
    SWBC MORTGAGE CORPORATION $165,000 $85,000 -48.5% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $35,000 $85,000 142.9% 0.1%
    UMB Bank $85,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $75,000 n/a 0.1%
    International Bank of Commerce $580,000 $75,000 -87.1% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $500,000 $65,000 -87.0% 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $225,000 $55,000 -75.6% 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $145,000 $55,000 -62.1% 0.0%
    Waterstone Mortgage Corporation $45,000 n/a 0.0%
    Great Plains National Bank $35,000 n/a 0.0%
    The Security National Bank of Enid $35,000 n/a 0.0%
    TRUE SKY $35,000 n/a 0.0%
    Service Federal Credit Union $25,000 n/a 0.0%
    SPRING EQ, LLC $25,000 n/a 0.0%

    Duncan's top lender by overall market share is BancFirst, with 15.8% market share. In second place, with 11.0%, is Arvest Bank, having originated $14,765,000 in loans. In third place, with 7.1%, is First Bank & Trust Co., having originated $9,535,000 in loans. In fourth place, with 6.6%, is GUARANTEED RATE, INC., having originated $8,890,000 in loans. In fifth place, with 5.9%, is QUICKEN LOANS, LLC, having originated $7,870,000 in loans.

    Duncan Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Duncan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $108,975 (21.2%) $127,464 (4.9%) 0.00 289
    2018-02-01 $103,250 (15.4%) $126,593 (9.3%) 0.00 287
    2018-03-01 $104,000 (16.9%) $127,043 (6.1%) 0.00 290
    2018-04-01 $111,950 (21.7%) $129,867 (4.7%) 0.00 302
    2018-05-01 $105,500 (11.4%) $124,353 (-2.7%) 0.00 319
    2018-06-01 $105,000 (5.0%) $123,029 (-4.7%) 0.00 339
    2018-07-01 $105,000 (2.5%) $121,173 (-6.2%) 0.00 341
    2018-08-01 $106,500 (-3.6%) $123,958 (-4.2%) 0.00 344
    2018-09-01 $110,000 (-6.7%) $124,865 (-4.4%) 0.00 336
    2018-10-01 $105,000 (-11.5%) $123,470 (-7.7%) 0.00 339
    2018-11-01 $99,825 (-13.1%) $121,812 (-8.3%) 0.00 331
    2018-12-01 $99,500 (-9.6%) $121,600 (-7.0%) 0.00 301
    2019-01-01 $96,250 (-11.7%) $124,893 (-2.0%) 0.00 286
    2019-02-01 $95,250 (-7.8%) $127,645 (0.8%) 0.00 282
    2019-03-01 $101,300 (-2.6%) $138,615 (9.1%) 0.00 293
    2019-04-01 $108,550 (-3.0%) $142,459 (9.7%) 0.00 288
    2019-05-01 $109,975 (4.2%) $147,177 (18.4%) 0.00 284
    2019-06-01 $114,900 (9.4%) $158,706 (29.0%) 0.00 273
    2019-07-01 $114,450 (9.0%) $165,798 (36.8%) 0.00 277
    2019-08-01 $114,909 (7.9%) $167,619 (35.2%) 0.00 271
    2019-09-01 $116,648 (6.0%) $172,885 (38.5%) 0.00 265
    2019-10-01 $118,000 (12.4%) $177,393 (43.7%) 0.00 262
    2019-11-01 $111,000 (11.2%) $173,926 (42.8%) 0.00 261
    2019-12-01 $113,750 (14.3%) $169,231 (39.2%) 0.00 250
    2020-01-01 $119,975 (24.7%) $163,143 (30.6%) 0.00 250
    2020-02-01 $115,000 (20.7%) $159,352 (24.8%) 0.00 233
    2020-03-01 $112,000 (10.6%) $154,313 (11.3%) 0.00 212
    2020-04-01 $108,500 (-0.1%) $152,676 (7.2%) 0.00 205
    2020-05-01 $105,000 (-4.5%) $153,175 (4.1%) 0.00 183
    2020-06-01 $112,450 (-2.1%) $155,705 (-1.9%) 0.00 159
    2020-07-01 $116,500 (1.8%) $166,600 (0.5%) 0.00 140
    2020-08-01 $125,000 (8.8%) $167,170 (-0.3%) 0.00 142
    2020-09-01 $129,950 (11.4%) $170,947 (-1.1%) 0.00 124
    2020-10-01 $124,950 (5.9%) $167,448 (-5.6%) 0.00 123
    2020-11-01 $123,000 (10.8%) $174,961 (0.6%) 0.00 136
    2020-12-01 $122,750 (7.9%) $167,403 (-1.1%) 0.00 143
    2021-01-01 $125,500 (4.6%) $165,157 (1.2%) 0.00 130
    2021-02-01 $107,375 (-6.6%) $158,137 (-0.8%) 0.00 128
    2021-03-01 $103,575 (-7.5%) $159,981 (3.7%) 0.00 122
    2021-04-01 $105,000 (-3.2%) $156,863 (2.7%) 0.00 103
    2021-05-01 $97,450 (-7.2%) $146,682 (-4.2%) 0.00 102
    2021-06-01 $105,725 (-6.0%) $163,020 (4.7%) 0.00 101
    2021-07-01 $125,000 (7.3%) $166,614 (0.0%) 0.00 112
    2021-08-01 $110,000 (-12.0%) $173,655 (3.9%) 0.00 121
    2021-09-01 $115,000 (-11.5%) $180,468 (5.6%) 0.00 117
    2021-10-01 $109,000 (-12.8%) $177,620 (6.1%) 0.00 122
    2021-11-01 $109,000 (-11.4%) $177,894 (1.7%) 0.00 108
    2021-12-01 $130,000 (5.9%) $211,898 (26.6%) 0.00 77
    2022-01-01 $127,500 (1.6%) $219,689 (33.0%) 0.00 78
    2022-02-01 $130,000 (21.1%) $220,040 (39.2%) 0.00 78
    2022-03-01 $127,250 (22.9%) $241,896 (51.2%) 0.00 81
    2022-04-01 $149,500 (42.4%) $281,460 (79.4%) 0.00 89
    2022-05-01 $145,925 (49.7%) $302,172 (106.0%) 0.00 79
    2022-06-01 $168,750 (59.6%) $312,117 (91.5%) 0.00 86
    2022-07-01 $187,450 (50.0%) $287,227 (72.4%) 0.00 113
    2022-08-01 $202,475 (84.1%) $301,195 (73.4%) 0.00 115
    2022-09-01 $194,750 (69.4%) $272,412 (51.0%) 0.00 112
    2022-10-01 $169,500 (55.5%) $249,394 (40.4%) 0.00 123
    2022-11-01 $162,500 (49.1%) $251,339 (41.3%) 0.00 119
    2022-12-01 $169,000 (30.0%) $266,410 (25.7%) 0.00 108
    2023-01-01 $176,000 (38.0%) $276,401 (25.8%) 0.00 98
    2023-02-01 $183,000 (40.8%) $284,030 (29.1%) 0.00 85
    Duncan's median listing price for 2023-02-01 was $183,000, a difference of $53,000 (40.8%) versus the prior year and $7,000 versus the prior month.

    Duncan's median listing price comes in at 0% of the national average.

    Duncan's average listing price for 2023-02-01 was $284,030, a difference of $63,990 (29.1%) versus the prior year and $7,629 versus the prior month.

    For the 2023-02-01 period, Duncan had 85 MLS listings, a difference of -13 listings (-13%) versus the prior month and 7 listings (9%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Duncan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,700 sqft
    2018-02-01 0 days 1,698 sqft
    2018-03-01 0 days 1,695 sqft
    2018-04-01 0 days 1,693 sqft
    2018-05-01 0 days 1,651 sqft
    2018-06-01 0 days 1,665 sqft
    2018-07-01 0 days 1,664 sqft
    2018-08-01 0 days 1,679 sqft
    2018-09-01 0 days 1,700 sqft
    2018-10-01 0 days 1,667 sqft
    2018-11-01 0 days 1,638 sqft
    2018-12-01 0 days 1,623 sqft
    2019-01-01 0 days 1,626 sqft
    2019-02-01 0 days 1,662 sqft
    2019-03-01 0 days 1,671 sqft
    2019-04-01 0 days 1,695 sqft
    2019-05-01 0 days 1,700 sqft
    2019-06-01 0 days 1,720 sqft
    2019-07-01 0 days 1,724 sqft
    2019-08-01 0 days 1,739 sqft
    2019-09-01 0 days 1,753 sqft
    2019-10-01 0 days 1,767 sqft
    2019-11-01 0 days 1,726 sqft
    2019-12-01 0 days 1,710 sqft
    2020-01-01 0 days 1,705 sqft
    2020-02-01 0 days 1,689 sqft
    2020-03-01 0 days 1,666 sqft
    2020-04-01 0 days 1,674 sqft
    2020-05-01 0 days 1,648 sqft
    2020-06-01 0 days 1,722 sqft
    2020-07-01 0 days 1,714 sqft
    2020-08-01 0 days 1,700 sqft
    2020-09-01 0 days 1,702 sqft
    2020-10-01 0 days 1,699 sqft
    2020-11-01 0 days 1,685 sqft
    2020-12-01 0 days 1,687 sqft
    2021-01-01 0 days 1,732 sqft
    2021-02-01 0 days 1,639 sqft
    2021-03-01 0 days 1,604 sqft
    2021-04-01 0 days 1,629 sqft
    2021-05-01 0 days 1,544 sqft
    2021-06-01 0 days 1,516 sqft
    2021-07-01 0 days 1,616 sqft
    2021-08-01 0 days 1,544 sqft
    2021-09-01 0 days 1,545 sqft
    2021-10-01 0 days 1,500 sqft
    2021-11-01 0 days 1,541 sqft
    2021-12-01 0 days 1,680 sqft
    2022-01-01 0 days 1,646 sqft
    2022-02-01 0 days 1,671 sqft
    2022-03-01 0 days 1,751 sqft
    2022-04-01 0 days 1,700 sqft
    2022-05-01 0 days 1,785 sqft
    2022-06-01 0 days 1,893 sqft
    2022-07-01 0 days 1,900 sqft
    2022-08-01 0 days 1,938 sqft
    2022-09-01 0 days 1,893 sqft
    2022-10-01 0 days 1,866 sqft
    2022-11-01 0 days 1,804 sqft
    2022-12-01 0 days 1,800 sqft
    2023-01-01 0 days 1,994 sqft
    2023-02-01 0 days 2,059 sqft
    Duncan's median listing age (time on market) for 2023-02-01 was 0 days.

    Duncan's median square footage for active listings during the 2023-02-01 period was 2,059 sqft. One year prior, the average listing was 1,671 sqft.

    Duncan, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 557 $92,335,000 $165,772
    Refi 198 $20,990,000 $106,010
    Cash Out Refi 88 $13,890,000 $157,841
    Home Improvement 84 $4,780,000 $56,905
    Other 38 $1,690,000 $44,474

    Duncan's most frequently cited loan purpose was Home Purchase, with 557 originations. The 2nd most popular reason was Refi, with 198 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 229 $31,805,000 $138,886
    4-5% 217 $30,945,000 $142,604
    3-4% 137 $21,235,000 $155,000
    6-7% 123 $18,735,000 $152,317
    7-8% 48 $5,560,000 $115,833
    2.5-3% 26 $4,850,000 $186,538
    Over 8% 21 $1,935,000 $92,143
    <2.5% 9 $1,885,000 $209,444

    During 2022, Duncan's most frequently originated rate bucket was 5-6%, with 229 originations.

    Loan Sizing (Duncan, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 468 $25,720,000 $54,957
    $100k-200k 325 $46,365,000 $142,662
    $200k-400k 129 $34,775,000 $269,574
    $400k-600k 36 $17,350,000 $481,944
    $600k-1000k 5 $3,265,000 $653,000
    $Over $1MM 2 $6,210,000 $3,105,000

    Duncan's loan sizing saw the bucket of loans from $100,000 or less with 468 originations, totaling $25,720,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 371 $65,135,000 $175,566
    60-80% 222 $33,370,000 $150,315
    40-60% 97 $9,555,000 $98,505
    20-40% 62 $3,800,000 $61,290
    Under 20% 39 $1,395,000 $35,769
    Over 100% 14 $3,420,000 $244,286

    Duncan's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 371 originations, totaling $65,135,000 in origination value.