Duncan Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Duncan averaged
6.86%
for the week of 2025-04-10, compared to the national average of
6.62% for the same period.
The average rate for the prior week (2025-04-03) was
6.78% and
one month ago for the week of 2025-03-06, the
average rate was 6.97%.
Duncan's average rate one year ago was 6.96%.
For refis of the same type during the week of 2025-04-10, the average rate
was 6.52%.
Duncan Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Duncan, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Duncan Average Closing Costs & Other Stats
Duncan, OK's 51 lenders originated 807
loans during 2024. The total origination value was $116,665,000, with an average loan value of
$144,566.
Duncan's average closing costs are $4,958.
The top Duncan lender as defined by loan originations is Arvest Bank, with
26 loans originated. Their average total fees are
$4,257, which is $2,475
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Duncan lenders (with over 10 loans originated) are
BancFirst ($4,217), Arvest Bank ($4,257), GUARANTEED RATE, INC. ($4,514), QUICKEN LOANS, LLC ($6,732) and .
The lowest rate Duncan lenders (with over 10 loans originated) are
BancFirst (6.57%), GUARANTEED RATE, INC. (6.86%), Arvest Bank (6.95%), QUICKEN LOANS, LLC (7.03%) and .
Duncan, OK Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| BancFirst | $21,535,000 | $22,615,000 | 5.0% | 19.4% |
| Arvest Bank | $14,485,000 | $15,165,000 | 4.7% | 13.0% |
| First Bank & Trust Co. | $11,620,000 | $8,475,000 | -27.1% | 7.3% |
| Mortgage Research Center, LLC | $5,220,000 | $7,385,000 | 41.5% | 6.3% |
| QUICKEN LOANS, LLC | $4,835,000 | $6,010,000 | 24.3% | 5.2% |
| GUARANTEED RATE, INC. | $5,220,000 | $5,120,000 | -1.9% | 4.4% |
| First National Bank and Trust Company of Ardmore | $2,450,000 | $3,780,000 | 54.3% | 3.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $780,000 | $2,890,000 | 270.5% | 2.5% |
| First United Bank and Trust Company | $2,125,000 | $2,430,000 | 14.4% | 2.1% |
| Legacy Bank | $1,305,000 | $1,835,000 | 40.6% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $635,000 | $1,555,000 | 144.9% | 1.3% |
| GUILD MORTGAGE COMPANY | $525,000 | $1,540,000 | 193.3% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $495,000 | $1,510,000 | 205.1% | 1.3% |
| American Nation Bank | $450,000 | $1,290,000 | 186.7% | 1.1% |
| FLAT BRANCH MORTGAGE, INC. | $275,000 | $1,145,000 | 316.4% | 1.0% |
| Farm Credit Mid-America, ACA | $455,000 | $1,140,000 | 150.5% | 1.0% |
| SOUTHWEST FUNDING, LP | $1,090,000 | n/a | 0.9% | |
| NEW DAY FINANCIAL, LLC | $195,000 | $1,065,000 | 446.2% | 0.9% |
| 21ST MORTGAGE CORPORATION | $1,205,000 | $970,000 | -19.5% | 0.8% |
| NEWREZ LLC | $65,000 | $965,000 | 1,384.6% | 0.8% |
| Chickasaw Community Bank | $550,000 | $930,000 | 69.1% | 0.8% |
| ASSOCIATED MORTGAGE CORPORATION | $740,000 | $910,000 | 23.0% | 0.8% |
| Stride Bank | $715,000 | $880,000 | 23.1% | 0.8% |
| First National Bank and Trust Company | $240,000 | $870,000 | 262.5% | 0.7% |
| USAA Federal Savings Bank | $135,000 | $860,000 | 537.0% | 0.7% |
| Gateway First Bank | $1,065,000 | $840,000 | -21.1% | 0.7% |
| CARDINAL FINANCIAL | $850,000 | $830,000 | -2.4% | 0.7% |
| Liberty National Bank | $435,000 | $740,000 | 70.1% | 0.6% |
| BROKER SOLUTIONS, INC. | $665,000 | $730,000 | 9.8% | 0.6% |
| VILLAGE CAPITAL MORTGAGE | $305,000 | $725,000 | 137.7% | 0.6% |
| American Mortgage Bank, LLC | $990,000 | $720,000 | -27.3% | 0.6% |
| Barrington Bank & Trust Company, N.A. | $145,000 | $720,000 | 396.6% | 0.6% |
| LOANDEPOT.COM, LLC | $540,000 | $710,000 | 31.5% | 0.6% |
| BOKF | $365,000 | $675,000 | 84.9% | 0.6% |
| Flagstar Bank, FSB | $2,060,000 | $670,000 | -67.5% | 0.6% |
| Great Plains National Bank | $755,000 | $660,000 | -12.6% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $615,000 | n/a | 0.5% | |
| Mr. Cooper ( Nationstar Mortgage ) | $980,000 | $575,000 | -41.3% | 0.5% |
| CrossFirst Bank | $545,000 | n/a | 0.5% | |
| AMERICAN FINANCIAL NETWORK, INC. | $175,000 | $435,000 | 148.6% | 0.4% |
| Bank of America | $425,000 | n/a | 0.4% | |
| CANOPY MORTGAGE, LLC | $425,000 | n/a | 0.4% | |
| Discover Bank | $160,000 | $415,000 | 159.4% | 0.4% |
| JPMorgan Chase Bank | $720,000 | $415,000 | -42.4% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $280,000 | $405,000 | 44.6% | 0.3% |
| ZILLOW HOME LOANS, LLC | $455,000 | $405,000 | -11.0% | 0.3% |
| BLUE SKY BANK | $395,000 | n/a | 0.3% | |
| SOUTHWEST STAGE FUNDING, LLC | $635,000 | $370,000 | -41.7% | 0.3% |
| BancorpSouth | $365,000 | n/a | 0.3% | |
| MORTGAGEONE, INC. | $365,000 | n/a | 0.3% | |
| International Bank of Commerce | $365,000 | $360,000 | -1.4% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $415,000 | $360,000 | -13.3% | 0.3% |
| THE MORTGAGE LINK, INC. | $355,000 | n/a | 0.3% | |
| The Loan Store, Inc. | $325,000 | n/a | 0.3% | |
| Equity Prime Mortgage LLC | $320,000 | n/a | 0.3% | |
| Credence Funding Corporation | $315,000 | n/a | 0.3% | |
| Firstar Bank | $285,000 | n/a | 0.2% | |
| First Federal Bank | $210,000 | $265,000 | 26.2% | 0.2% |
| RUOFF MORTGAGE COMPANY, INC. | $250,000 | n/a | 0.2% | |
| TRIAD FINANCIAL SERVICES, INC. | $340,000 | $250,000 | -26.5% | 0.2% |
| AMERICAN FINANCING CORPORATION | $230,000 | n/a | 0.2% | |
| LOANPAL, LLC | $305,000 | $230,000 | -24.6% | 0.2% |
| NexBank | $225,000 | n/a | 0.2% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $215,000 | n/a | 0.2% | |
| V.I.P. MORTGAGE, INC. | $215,000 | n/a | 0.2% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $235,000 | $205,000 | -12.8% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $205,000 | n/a | 0.2% | |
| Texana Bank | $205,000 | n/a | 0.2% | |
| West Texas National Bank | $205,000 | n/a | 0.2% | |
| CSL Financial, LLC | $200,000 | n/a | 0.2% | |
| ROYAL UNITED MORTGAGE LLC | $185,000 | $200,000 | 8.1% | 0.2% |
| ENDEAVOR CAPITAL, LLC. | $185,000 | n/a | 0.2% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $185,000 | n/a | 0.2% | |
| PNC Bank | $75,000 | $175,000 | 133.3% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $165,000 | n/a | 0.1% | |
| FIRST AMERICAN MORTGAGE, INC. | $165,000 | n/a | 0.1% | |
| LEGEND LENDING CORPORATION | $125,000 | $165,000 | 32.0% | 0.1% |
| MICHIGAN MUTUAL, INC. | $165,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $145,000 | n/a | 0.1% | |
| BMO Harris Bank | $145,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $145,000 | n/a | 0.1% | |
| DEVELOPER'S MORTGAGE COMPANY | $135,000 | n/a | 0.1% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $135,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $750,000 | $125,000 | -83.3% | 0.1% |
| PHH Mortgage Corporation | $125,000 | n/a | 0.1% | |
| TOWNE MORTGAGE COMPANY | $165,000 | $125,000 | -24.2% | 0.1% |
| Wells Fargo Bank | $570,000 | $125,000 | -78.1% | 0.1% |
| WEOKIE | $85,000 | $125,000 | 47.1% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $115,000 | n/a | 0.1% | |
| COUNTRYPLACE MORTGAGE, LTD. | $115,000 | n/a | 0.1% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $115,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $685,000 | $115,000 | -83.2% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $65,000 | $105,000 | 61.5% | 0.1% |
| Figure Lending LLC | $100,000 | $105,000 | 5.0% | 0.1% |
| MidFirst Bank | $105,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $185,000 | $95,000 | -48.6% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $95,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $95,000 | n/a | 0.1% | |
| U.S. Bank | $465,000 | $95,000 | -79.6% | 0.1% |
| AmeriHome Mortgage Company, LLC | $85,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $175,000 | $85,000 | -51.4% | 0.1% |
| OKLAHOMA'S | $55,000 | $85,000 | 54.5% | 0.1% |
| The Central Trust Bank | $85,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $150,000 | $75,000 | -50.0% | 0.1% |
| MLD MORTGAGE INC. | $75,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $440,000 | $65,000 | -85.2% | 0.1% |
| The City National Bank and Trust Company of Lawton | $55,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $125,000 | $45,000 | -64.0% | 0.0% |
| Oklahoma Educators Credit Union | $45,000 | $35,000 | -22.2% | 0.0% |
| Coastal Community Bank | $40,000 | $15,000 | -62.5% | 0.0% |
Duncan's top lender by overall market share is BancFirst, with 19.4% market share. In second place, with 13.0%, is Arvest Bank, having originated $15,165,000 in loans. In third place, with 7.3%, is First Bank & Trust Co., having originated $8,475,000 in loans. In fourth place, with 6.3%, is Mortgage Research Center, LLC, having originated $7,385,000 in loans. In fifth place, with 5.2%, is QUICKEN LOANS, LLC, having originated $6,010,000 in loans.
Duncan Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Duncan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $108,975 (21.2%) | $127,464 (4.9%) | 0.00 | 289 |
| 2018-02-01 | $103,250 (15.4%) | $126,593 (9.3%) | 0.00 | 287 |
| 2018-03-01 | $104,000 (16.9%) | $127,043 (6.1%) | 0.00 | 290 |
| 2018-04-01 | $111,950 (21.7%) | $129,867 (4.7%) | 0.00 | 302 |
| 2018-05-01 | $105,500 (11.4%) | $124,353 (-2.5%) | 0.00 | 319 |
| 2018-06-01 | $105,000 (5.0%) | $123,029 (-4.7%) | 0.00 | 339 |
| 2018-07-01 | $105,000 (5.0%) | $121,173 (-5.9%) | 0.00 | 341 |
| 2018-08-01 | $106,500 (-3.0%) | $123,958 (-3.9%) | 0.00 | 344 |
| 2018-09-01 | $110,000 (-5.9%) | $124,865 (-4.4%) | 0.00 | 336 |
| 2018-10-01 | $105,000 (-11.5%) | $123,470 (-7.7%) | 0.00 | 339 |
| 2018-11-01 | $99,825 (-13.1%) | $121,812 (-8.3%) | 0.00 | 331 |
| 2018-12-01 | $99,500 (-9.6%) | $121,600 (-7.0%) | 0.00 | 301 |
| 2019-01-01 | $96,250 (-11.7%) | $124,893 (-2.0%) | 0.00 | 286 |
| 2019-02-01 | $95,250 (-7.8%) | $127,645 (0.8%) | 0.00 | 282 |
| 2019-03-01 | $101,300 (-2.6%) | $138,615 (9.1%) | 0.00 | 293 |
| 2019-04-01 | $108,550 (-3.0%) | $142,459 (9.7%) | 0.00 | 288 |
| 2019-05-01 | $109,975 (4.2%) | $147,177 (18.4%) | 0.00 | 284 |
| 2019-06-01 | $114,900 (9.4%) | $158,706 (29.0%) | 0.00 | 273 |
| 2019-07-01 | $114,450 (9.0%) | $165,798 (36.8%) | 0.00 | 277 |
| 2019-08-01 | $114,909 (7.9%) | $167,619 (35.2%) | 0.00 | 271 |
| 2019-09-01 | $116,648 (6.0%) | $172,885 (38.5%) | 0.00 | 265 |
| 2019-10-01 | $118,000 (12.4%) | $177,393 (43.7%) | 0.00 | 262 |
| 2019-11-01 | $110,000 (10.2%) | $173,926 (42.8%) | 0.00 | 259 |
| 2019-12-01 | $112,000 (12.6%) | $169,056 (39.0%) | 0.00 | 248 |
| 2020-01-01 | $119,425 (24.1%) | $162,919 (30.5%) | 0.00 | 248 |
| 2020-02-01 | $114,500 (20.2%) | $159,107 (24.7%) | 0.00 | 231 |
| 2020-03-01 | $110,000 (8.6%) | $153,989 (11.1%) | 0.00 | 210 |
| 2020-04-01 | $108,000 (-0.5%) | $152,336 (6.9%) | 0.00 | 203 |
| 2020-05-01 | $105,000 (-4.5%) | $152,715 (3.8%) | 0.00 | 181 |
| 2020-06-01 | $112,225 (-2.3%) | $155,189 (-2.2%) | 0.00 | 158 |
| 2020-07-01 | $115,750 (1.1%) | $166,097 (0.2%) | 0.00 | 139 |
| 2020-08-01 | $124,950 (8.7%) | $166,704 (-0.6%) | 0.00 | 141 |
| 2020-09-01 | $129,950 (11.4%) | $170,404 (-1.4%) | 0.00 | 123 |
| 2020-10-01 | $124,900 (5.9%) | $166,913 (-5.9%) | 0.00 | 122 |
| 2020-11-01 | $122,475 (11.3%) | $174,504 (0.3%) | 0.00 | 136 |
| 2020-12-01 | $122,750 (9.6%) | $167,403 (-1.0%) | 0.00 | 143 |
| 2021-01-01 | $125,500 (5.1%) | $165,157 (1.4%) | 0.00 | 130 |
| 2021-02-01 | $107,375 (-6.2%) | $158,137 (-0.6%) | 0.00 | 128 |
| 2021-03-01 | $103,575 (-5.8%) | $159,981 (3.9%) | 0.00 | 122 |
| 2021-04-01 | $105,000 (-2.8%) | $156,863 (3.0%) | 0.00 | 103 |
| 2021-05-01 | $97,450 (-7.2%) | $146,682 (-4.0%) | 0.00 | 102 |
| 2021-06-01 | $105,488 (-6.0%) | $159,169 (2.6%) | 0.00 | 100 |
| 2021-07-01 | $117,500 (1.5%) | $161,082 (-3.0%) | 0.00 | 111 |
| 2021-08-01 | $109,850 (-12.1%) | $169,117 (1.5%) | 0.00 | 120 |
| 2021-09-01 | $115,000 (-11.5%) | $176,497 (3.6%) | 0.00 | 117 |
| 2021-10-01 | $109,000 (-12.7%) | $177,620 (6.4%) | 0.00 | 122 |
| 2021-11-01 | $109,000 (-11.0%) | $177,894 (1.9%) | 0.00 | 108 |
| 2021-12-01 | $130,000 (5.9%) | $211,673 (26.5%) | 0.00 | 78 |
| 2022-01-01 | $127,500 (1.6%) | $219,689 (33.0%) | 0.00 | 78 |
| 2022-02-01 | $134,875 (25.6%) | $221,760 (40.2%) | 0.00 | 77 |
| 2022-03-01 | $127,750 (23.3%) | $244,107 (52.6%) | 0.00 | 80 |
| 2022-04-01 | $154,250 (46.9%) | $283,867 (81.0%) | 0.00 | 88 |
| 2022-05-01 | $149,900 (53.8%) | $305,378 (108.2%) | 0.00 | 78 |
| 2022-06-01 | $171,250 (62.3%) | $315,120 (98.0%) | 0.00 | 85 |
| 2022-07-01 | $190,000 (61.7%) | $289,404 (79.7%) | 0.00 | 112 |
| 2022-08-01 | $202,475 (84.3%) | $301,195 (78.1%) | 0.00 | 115 |
| 2022-09-01 | $194,750 (69.4%) | $272,412 (54.3%) | 0.00 | 112 |
| 2022-10-01 | $169,500 (55.5%) | $249,394 (40.4%) | 0.00 | 123 |
| 2022-11-01 | $162,500 (49.1%) | $251,339 (41.3%) | 0.00 | 119 |
| 2022-12-01 | $169,000 (30.0%) | $266,410 (25.9%) | 0.00 | 108 |
| 2023-01-01 | $176,000 (38.0%) | $276,401 (25.8%) | 0.00 | 98 |
| 2023-02-01 | $183,000 (35.7%) | $284,030 (28.1%) | 0.00 | 85 |
| 2023-03-01 | $181,625 (42.2%) | $283,815 (16.3%) | 0.00 | 86 |
| 2023-04-01 | $174,450 (13.1%) | $246,672 (-13.1%) | 0.00 | 74 |
| 2023-05-01 | $192,450 (28.4%) | $267,597 (-12.4%) | 0.00 | 69 |
| 2023-06-01 | $189,450 (10.6%) | $313,837 (-0.4%) | 0.00 | 81 |
| 2023-07-01 | $225,000 (18.4%) | $320,726 (10.8%) | 0.00 | 85 |
| 2023-08-01 | $237,750 (17.4%) | $331,058 (9.9%) | 0.00 | 93 |
| 2023-09-01 | $221,700 (13.8%) | $309,176 (13.5%) | 0.00 | 107 |
| 2023-10-01 | $203,700 (20.2%) | $279,273 (12.0%) | 0.00 | 122 |
| 2023-11-01 | $189,000 (16.3%) | $280,150 (11.5%) | 0.00 | 133 |
| 2023-12-01 | $199,450 (18.0%) | $283,391 (6.4%) | 0.00 | 132 |
| 2024-01-01 | $197,450 (12.2%) | $403,616 (46.0%) | 0.00 | 132 |
| 2024-02-01 | $189,725 (3.7%) | $392,660 (38.3%) | 0.00 | 134 |
| 2024-03-01 | $204,900 (12.8%) | $421,861 (48.6%) | 0.00 | 125 |
| 2024-04-01 | $221,224 (26.8%) | $433,183 (75.6%) | 0.00 | 115 |
| 2024-05-01 | $195,250 (1.5%) | $436,058 (63.0%) | 0.00 | 112 |
| 2024-06-01 | $195,000 (2.9%) | $405,691 (29.3%) | 0.00 | 95 |
| 2024-07-01 | $201,250 (-10.6%) | $412,174 (28.5%) | 0.00 | 95 |
| 2024-08-01 | $183,450 (-22.8%) | $401,291 (21.2%) | 0.00 | 104 |
| 2024-09-01 | $180,000 (-18.8%) | $369,794 (19.6%) | 0.00 | 119 |
| 2024-10-01 | $167,225 (-17.9%) | $289,338 (3.6%) | 0.00 | 132 |
| 2024-11-01 | $164,950 (-12.7%) | $350,011 (24.9%) | 0.00 | 133 |
| 2024-12-01 | $160,750 (-19.4%) | $356,339 (25.7%) | 0.00 | 136 |
| 2025-01-01 | $163,700 (-17.1%) | $374,459 (-7.2%) | 0.00 | 122 |
| 2025-02-01 | $176,875 (-6.8%) | $378,790 (-3.5%) | 0.00 | 129 |
| 2025-03-01 | $195,000 (-4.8%) | $391,117 (-7.3%) | 0.00 | 131 |
Duncan's median listing price comes in at 0% of the national average.
Duncan's average listing price for 2025-03-01 was $391,117, a difference of $-30,744 (-7.3%) versus the prior year and $12,327 versus the prior month.
For the 2025-03-01 period, Duncan had 131 MLS listings, a difference of 2 listings (2%) versus the prior month and 6 listings (5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Duncan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,700 sqft |
| 2018-02-01 | 0 days | 1,698 sqft |
| 2018-03-01 | 0 days | 1,695 sqft |
| 2018-04-01 | 0 days | 1,693 sqft |
| 2018-05-01 | 0 days | 1,651 sqft |
| 2018-06-01 | 0 days | 1,665 sqft |
| 2018-07-01 | 0 days | 1,664 sqft |
| 2018-08-01 | 0 days | 1,679 sqft |
| 2018-09-01 | 0 days | 1,700 sqft |
| 2018-10-01 | 0 days | 1,667 sqft |
| 2018-11-01 | 0 days | 1,638 sqft |
| 2018-12-01 | 0 days | 1,623 sqft |
| 2019-01-01 | 0 days | 1,626 sqft |
| 2019-02-01 | 0 days | 1,662 sqft |
| 2019-03-01 | 0 days | 1,671 sqft |
| 2019-04-01 | 0 days | 1,695 sqft |
| 2019-05-01 | 0 days | 1,700 sqft |
| 2019-06-01 | 0 days | 1,720 sqft |
| 2019-07-01 | 0 days | 1,724 sqft |
| 2019-08-01 | 0 days | 1,739 sqft |
| 2019-09-01 | 0 days | 1,753 sqft |
| 2019-10-01 | 0 days | 1,767 sqft |
| 2019-11-01 | 0 days | 1,721 sqft |
| 2019-12-01 | 0 days | 1,703 sqft |
| 2020-01-01 | 0 days | 1,698 sqft |
| 2020-02-01 | 0 days | 1,685 sqft |
| 2020-03-01 | 0 days | 1,660 sqft |
| 2020-04-01 | 0 days | 1,668 sqft |
| 2020-05-01 | 0 days | 1,642 sqft |
| 2020-06-01 | 0 days | 1,713 sqft |
| 2020-07-01 | 0 days | 1,709 sqft |
| 2020-08-01 | 0 days | 1,700 sqft |
| 2020-09-01 | 0 days | 1,701 sqft |
| 2020-10-01 | 0 days | 1,698 sqft |
| 2020-11-01 | 0 days | 1,680 sqft |
| 2020-12-01 | 0 days | 1,687 sqft |
| 2021-01-01 | 0 days | 1,732 sqft |
| 2021-02-01 | 0 days | 1,639 sqft |
| 2021-03-01 | 0 days | 1,591 sqft |
| 2021-04-01 | 0 days | 1,616 sqft |
| 2021-05-01 | 0 days | 1,527 sqft |
| 2021-06-01 | 0 days | 1,509 sqft |
| 2021-07-01 | 0 days | 1,600 sqft |
| 2021-08-01 | 0 days | 1,529 sqft |
| 2021-09-01 | 0 days | 1,544 sqft |
| 2021-10-01 | 0 days | 1,500 sqft |
| 2021-11-01 | 0 days | 1,541 sqft |
| 2021-12-01 | 0 days | 1,683 sqft |
| 2022-01-01 | 0 days | 1,646 sqft |
| 2022-02-01 | 0 days | 1,686 sqft |
| 2022-03-01 | 0 days | 1,768 sqft |
| 2022-04-01 | 0 days | 1,700 sqft |
| 2022-05-01 | 0 days | 1,792 sqft |
| 2022-06-01 | 0 days | 1,914 sqft |
| 2022-07-01 | 0 days | 1,900 sqft |
| 2022-08-01 | 0 days | 1,938 sqft |
| 2022-09-01 | 0 days | 1,893 sqft |
| 2022-10-01 | 0 days | 1,866 sqft |
| 2022-11-01 | 0 days | 1,804 sqft |
| 2022-12-01 | 0 days | 1,800 sqft |
| 2023-01-01 | 0 days | 1,994 sqft |
| 2023-02-01 | 0 days | 2,059 sqft |
| 2023-03-01 | 0 days | 2,028 sqft |
| 2023-04-01 | 0 days | 1,849 sqft |
| 2023-05-01 | 0 days | 1,938 sqft |
| 2023-06-01 | 0 days | 1,901 sqft |
| 2023-07-01 | 0 days | 2,068 sqft |
| 2023-08-01 | 0 days | 2,069 sqft |
| 2023-09-01 | 0 days | 1,885 sqft |
| 2023-10-01 | 0 days | 1,847 sqft |
| 2023-11-01 | 0 days | 1,869 sqft |
| 2023-12-01 | 0 days | 1,900 sqft |
| 2024-01-01 | 0 days | 1,807 sqft |
| 2024-02-01 | 0 days | 1,704 sqft |
| 2024-03-01 | 0 days | 1,832 sqft |
| 2024-04-01 | 0 days | 1,829 sqft |
| 2024-05-01 | 0 days | 1,805 sqft |
| 2024-06-01 | 0 days | 1,802 sqft |
| 2024-07-01 | 0 days | 1,824 sqft |
| 2024-08-01 | 0 days | 1,811 sqft |
| 2024-09-01 | 0 days | 1,789 sqft |
| 2024-10-01 | 0 days | 1,650 sqft |
| 2024-11-01 | 0 days | 1,677 sqft |
| 2024-12-01 | 0 days | 1,595 sqft |
| 2025-01-01 | 0 days | 1,594 sqft |
| 2025-02-01 | 0 days | 1,606 sqft |
| 2025-03-01 | 0 days | 1,654 sqft |
Duncan's median square footage for active listings during the 2025-03-01 period was 1,654 sqft. One year prior, the average listing was 1,832 sqft.
Duncan, OK Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 471 | $79,435,000 | $168,652 |
| Refi | 127 | $18,235,000 | $143,583 |
| Home Improvement | 77 | $5,275,000 | $68,506 |
| Other | 73 | $4,285,000 | $58,699 |
| Cash Out Refi | 59 | $9,435,000 | $159,915 |
Duncan's most frequently cited loan purpose was Home Purchase, with 471 originations. The 2nd most popular reason was Refi, with 127 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7-8% | 245 | $33,395,000 | $136,306 |
| 6-7% | 236 | $41,530,000 | $175,975 |
| Over 8% | 143 | $11,665,000 | $81,573 |
| 5-6% | 56 | $12,620,000 | $225,357 |
| <2.5% | 4 | $20,000 | $5,000 |
| 4-5% | 3 | $575,000 | $191,667 |
During 2024, Duncan's most frequently originated rate bucket was 7-8%, with 245 originations.
Loan Sizing (Duncan, OK MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 349 | $19,675,000 | $56,375 |
| $100k-200k | 274 | $39,860,000 | $145,474 |
| $200k-400k | 156 | $42,000,000 | $269,231 |
| $400k-600k | 21 | $9,765,000 | $465,000 |
| $600k-1000k | 6 | $4,190,000 | $698,333 |
| $Over $1MM | 1 | $1,175,000 | $1,175,000 |
Duncan's loan sizing saw the bucket of loans from $100,000 or less with 349 originations, totaling $19,675,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 320 | $56,850,000 | $177,656 |
| 60-80% | 150 | $21,210,000 | $141,400 |
| 20-40% | 73 | $5,685,000 | $77,877 |
| 40-60% | 64 | $7,210,000 | $112,656 |
| Under 20% | 47 | $1,755,000 | $37,340 |
| Over 100% | 15 | $4,175,000 | $278,333 |
Duncan's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 320 originations, totaling $56,850,000 in origination value.