EUGENE - SPRINGFIELD Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Eugene - Springfield averaged 6.92% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.07% and one month ago for the week of 2023-10-19, the average rate was 7.26%.

Eugene - Springfield's average rate one year ago was 6.34%.

For refis of the same type during the week of 2023-11-22, the average rate was 6%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Eugene - Springfield 30 Year Fixed Rate 2023-11-22 6.92%
Eugene - Springfield 30 Year Fixed Rate Refi 2023-11-22 6%
Eugene - Springfield 15 Year Fixed Rate 2023-11-22 6.46%
Eugene - Springfield 15 Year Fixed Rate Refi 2023-11-22 5.27%
Eugene - Springfield 30 Year FHA 2023-11-22 -0.24%
Eugene - Springfield 30 Year FHA Refi 2023-11-22 -0.1%
Eugene - Springfield 30 Year USDA 2023-11-22 -0.1%
Eugene - Springfield 30 Year USDA Refi 2023-11-22 -0.2%
Eugene - Springfield 30 Year VA 2023-11-22 -0.28%
Eugene - Springfield 30 Year VA Refi 2023-11-22 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within EUGENE-SPRINGFIELD, OR.

EUGENE - SPRINGFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the EUGENE-SPRINGFIELD, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
SUMMIT FUNDING, INC. 450 5.24% $9,154
OREGON COMMUNITY 303 4.56% $4,074
QUICKEN LOANS, LLC 290 4.66% $8,220
FINANCE OF AMERICA MORTGAGE LLC 255 4.83% $7,415
GUILD MORTGAGE COMPANY 196 5.07% $7,945
LOANDEPOT.COM, LLC 192 4.71% $7,203
UNITED WHOLESALE MORTGAGE, LLC 190 4.75% $7,678
CMG MORTGAGE, INC. 176 4.50% $5,597
CALIBER HOME LOANS, INC. 151 4.88% $7,155
CROSSCOUNTRY MORTGAGE, LLC 139 4.97% $8,285
HOMEBRIDGE FINANCIAL SERVICES, INC. 131 4.96% $7,228
DIRECTORS MORTGAGE, INC. 128 5.08% $9,058
Umpqua Bank 123 4.48% $5,840
U.S. Bank 101 4.45% $6,691
SELCO COMMUNITY 98 4.46% $4,190
Wells Fargo Bank 75 4.41% $4,659
MANN FINANCIAL INC. 67 4.95% $9,110
DHI MORTGAGE COMPANY, LTD. 59 3.94% $4,304
JPMorgan Chase Bank 58 4.56% $4,101
MORTGAGE EXPRESS, LLC 51 5.08% $5,742
OnPoint Community Credit Union 46 4.94% $5,161
Mr. Cooper ( Nationstar Mortgage ) 45 4.47% $9,895
Sierra Pacific Mortgage Company, Inc. 44 4.85% $7,569
Banner Bank 42 4.41% $6,543
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 39 4.76% $6,367
NORTHWEST COMMUNITY 39 4.75% $7,718
KeyBank 39 4.39% $6,825
PENNYMAC LOAN SERVICES, LLC 38 4.21% $8,348
Hometown Lenders, Inc. 35 5.79% $8,142
AMERICAN PACIFIC MORTGAGE CORPORATION 34 5.69% $6,878
Flagstar Bank, FSB 31 4.64% $6,383
NEWREZ LLC 28 4.44% $6,252
Century Mortgage Company DBA Century Lending Company 27 5.05% $6,756
Bank of America 26 4.08% $5,679
AMERISAVE MORTGAGE CORPORATION 26 4.23% $8,062
LPMC, LLC 24 5.19% $7,072
FREEDOM MORTGAGE CORPORATION 24 4.40% $7,200
PRIMARY RESIDENTIAL MORTGAGE, INC. 23 4.90% $6,419
CHERRY CREEK MORTGAGE, LLC 21 4.30% $7,333
HOME POINT FINANCIAL CORPORATION 21 4.29% $5,940
Willamette Valley Bank 20 4.90% $7,909
BETTER MORTGAGE CORPORATION 20 3.75% $6,215
FIRST TECHNOLOGY 19 4.28% $4,761
EVERETT FINANCIAL, INC. 19 4.62% $3,232
PACIFIC RESIDENTIAL MORTGAGE, LLC 18 5.49% $9,104
NATIONS DIRECT MORTGAGE, LLC 18 5.35% $7,368
BROKER SOLUTIONS, INC. 18 4.98% $8,524
Washington Federal Bank 17 4.78% $13,043
ACADEMY MORTGAGE CORPORATION 16 5.23% $8,523
Washington Trust Bank 15 4.71% $6,847
First Republic Bank 14 4.32% $4,647
MOVEMENT MORTGAGE, LLC 14 5.38% $6,589
LAKEVIEW LOAN SERVICING, LLC 14 4.26% $4,041
PROVIDENT FUNDING ASSOCIATES, L.P. 14 4.43% $5,506
EAGLE HOME MORTGAGE, LLC 12 5.39% $6,640
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 12 5.10% $9,656
Columbia State Bank 10 4.55% $5,427
FIRST CENTENNIAL MORTGAGE CORPORATION 10 5.60% $5,569
V.I.P. MORTGAGE, INC. 10 6.24% $5,305
PENTAGON FEDERAL CREDIT UNION 10 4.19% $5,562
SUMMIT MORTGAGE CORPORATION 9 4.92% $5,712
Ally Bank 9 4.38% $5,738
BEST CAPITAL FUNDING 8 4.20% $4,748
CARDINAL FINANCIAL 8 4.01% $5,774
NAVY FEDERAL CREDIT UNION 8 5.00% $6,239
Northwest Farm Credit Services, FLCA 8 5.68% $10,759
S1L, Inc. 8 5.25% $9,131
AMERICAN FINANCING CORPORATION 8 3.95% $6,556
Morgan Stanley Private Bank 8 4.59% $4,479
NBKC BANK 8 3.87% $3,711
ANGEL OAK MORTGAGE SOLUTIONS LLC 8 5.67% $14,313
CHURCHILL MORTGAGE CORPORATION 7 6.11% $5,780
HomeStreet Bank 7 4.59% $8,032
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 4.16% $7,211
FIRST COMMUNITY 7 4.57% $4,285
AXIA FINANCIAL, LLC 7 6.50% $5,921
Gateway First Bank 6 4.73% $5,548
BAY EQUITY LLC 5 5.35% $11,265
CANOPY MORTGAGE, LLC 5 5.37% $7,221
Unitus Community Credit Union 5 4.75% $5,838
FirstBank 5 3.20% $4,697
ROGUE 5 5.50% $4,435
Citadel Servicing Corporation 5 6.65% $11,062
VERITAS FUNDING, LLC 5 4.05% $9,966
GENEVA FINANCIAL, LLC 5 5.13% $8,324
Bank of England 5 4.63% $5,390
North American Savings Bank, F.S.B. 5 4.75% $2,269
Northpointe Bank 5 4.48% $7,227
Carrington Mortgage Services, LLC 4 5.72% $9,208
Prosperity Home Mortgage, LLC 4 4.41% $4,772
The Federal Savings Bank 4 4.66% $9,715
MUTUAL OF OMAHA MORTGAGE, INC. 4 4.28% $6,884
AmeriHome Mortgage Company, LLC 4 4.47% $10,067
Oregon State Credit Union 4 3.84% $5,149
NETWORK CAPITAL FUNDING CORPORATION 4 4.06% $6,133
The Huntington National Bank 4 4.83% $7,020
MUFG Union Bank 4 5.19% $6,733
GUARANTEED RATE, INC. 4 4.25% $5,731
Wyndham Capital Mortgage, Inc. 4 4.97% $4,544
MARION AND POLK SCHOOLS CREDIT UNION 3 4.46% $3,156
STEARNS LENDING, LLC 3 3.00% $6,655
MORTGAGE SOLUTIONS OF COLORADO, LLC 3 5.46% $14,315
Discover Bank 3 4.00% $0
Charles Schwab Bank, SSB 3 3.78% $5,600
Commerce Home Mortgage, Inc. 3 5.63% $9,723
SAMMAMISH MORTGAGE COMPANY 3 5.00% $9,458
USAA Federal Savings Bank 3 5.21% $6,555
Bank of the West 3 3.17% $6,145
Truist 3 5.37% $6,447
BMO Harris Bank 3 4.96% $5,472
Zions Bank 3 4.50% $6,454
GSF Mortgage Corporation 3 4.74% $13,861
Citizens Bank 3 4.33% $4,039
PREMIER MORTGAGE RESOURCES, L.L.C. 3 4.54% $7,435
Boeing Employees Credit Union 3 6.00% $2,801
SIRVA MORTGAGE, INC. 3 4.75% $5,255
Arvest Bank 3 3.88% $6,426
ADVANTIS 3 4.25% $7,514
SOFI LENDING CORP. 3 3.83% $4,304
Paramount Residential Mortgage Group, Inc. 3 5.79% $4,111
KINECTA 2 4.13% $4,437
ADVANCIAL 2 6.31% $5,562
ALLIANT CREDIT UNION 2 4.69% $9,098
Bank of the Pacific 2 6.13% $4,073
BNC National Bank 2 4.50% $5,325
CALCON MUTUAL MORTGAGE LLC 2 4.81% $7,878
Colonial Savings, F.A. 2 5.00% $10,908
EMBRACE HOME LOANS, INC. 2 4.94% $9,282
Figure Lending LLC 2 3.56% $4,155
First Internet Bank of Indiana 2 7.00% $5,374
HOMESIDE FINANCIAL, LLC 2 4.50% $11,504
KELLER MORTGAGE, LLC 2 5.00% $5,419
LADERA LENDING, INC. 2 5.81% $7,067
Lakeview Community Capital, LLC 2 5.88% $5,699
LEADERONE FINANCIAL CORPORATION 2 4.31% $9,040
Lend Smart Mortgage, LLC 2 5.38% $12,619
MICHIGAN MUTUAL, INC. 2 5.13% $6,599
M&T Bank 2 3.50% $4,783
Nations Lending Corporation 2 5.56% $9,753
OCMBC, INC. 2 4.63% $6,281
PACIFIC CASCADE FEDERAL CREDIT UNION 2 3.50% $2,289
PRIORITY HOME LENDING, LLC 2 4.88% $16,405
RANLIFE, INC. 2 4.44% $5,448
Raymond James Bank 2 4.13% $4,157
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 5.18% $4,914
Strong Home Mortgage, LLC 2 4.25% $5,128
WASHINGTON STATE EMPLOYEES Credit Union 2 4.25% $3,101
WINGS FINANCIAL 2 5.44% $5,176
LENDSURE MORTGAGE CORP. 1 4.75% $13,111
1st Security Bank of Washington 1 4.13% $6,586
KEYPOINT 1 5.38% $5,542
OAKTREE FUNDING CORP. 1 8.25% $12,671
ARC HOME LLC 1 8.38% $5,894
JLB CORPORATION 1 3.63% $4,768
INFINITY EQUITY GROUP, INC. 1 5.99% $11,812
OREGONIANS CREDIT UNION 1 2.50% $0
IMPAC MORTGAGE CORP. 1 6.75% $13,537
ZILLOW HOME LOANS, LLC 1 3.38% $5,275
IDAHO CENTRAL 1 5.09% $5,096
HSBC BANK USA, NATIONAL ASSOCIATION 1 5.08% $4,471
HOMESTEAD FUNDING CORP. 1 2.75% $7,776
PENRITH HOME LOANS LLC 1 3.63% $11,795
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 5.38% $5,756
PHH Mortgage Corporation 1 4.88% $10,366
Platinum Home Mortgage Corporation 1 3.25% $6,363
PLAZA HOME MORTGAGE, INC. 1 4.38% $3,011
PREMIER AMERICA 1 4.75% $3,568
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 4.50% $4,164
GoPrime Mortgage, Inc. 1 5.13% $10,740
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.99% $11,818
AmRes Corporation 1 4.25% $3,513
Goldman Sachs Bank USA 1 2.40% $3,292
Franklin Loan Corporation 1 7.13% $11,271
First National Bank of America 1 9.25% $11,800
Quontic Bank 1 7.50% $7,567
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 4.25% $4,454
Amalgamated Bank 1 5.50% $5,680
RED CANOE CREDIT UNION 1 3.38% $3,705
21ST MORTGAGE CORPORATION 1 6.04% $6,974
Rivermark Community Credit Union 1 3.88% $8,480
First Mortgage Solutions, LLC 1 4.50% $3,146
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 4.50% $7,024
Royal Credit Union 1 3.75% $7,486
ROYAL UNITED MORTGAGE LLC 1 6.00% $14,294
First Guaranty Mortgage Corporation 1 4.25% $5,223
First Financial Bank 1 6.13% $6,237
SECURITYNATIONAL MORTGAGE COMPANY 1 9.38% $11,485
First Citizens National Bank 1 4.63% $3,558
Firefighters First Federal Credit Union 1 3.25% $5,000
Silicon Valley Bank 1 2.63% $4,501
FIBRE FEDERAL CREDIT UNION 1 6.13% $7,063
ENVOY MORTGAGE, LTD 1 5.63% $5,774
Southwest Airlines Federal Credit Union 1 4.75% $8,510
STANFORD Federal Credit Union 1 5.25% $4,757
STAR ONE CREDIT UNION 1 3.25% $3,686
State Department Federal Credit Union 1 5.00% $9,547
DRAPER AND KRAMER MORTGAGE CORP. 1 5.50% $5,357
Stifel Bank and Trust 1 2.63% $4,197
A&D Mortgage LLC 1 4.88% $36,482
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 4.25% $5,258
CORNERSTONE HOME LENDING, INC. 1 5.63% $3,338
COMMUNITYAMERICA 1 4.25% $4,348
City National Bank 1 4.95% $3,956
THE MORTGAGE COMPANY 1 3.75% $6,876
TOP FLITE FINANCIAL, INC. 1 5.38% $5,049
TRIAD FINANCIAL SERVICES, INC. 1 4.50% $8,596
CITIZENS EQUITY FIRST 1 6.00% $2,085
UBS Bank USA 1 4.13% $4,616
Chickasaw Community Bank 1 5.63% $5,262
Chicago Mortgage Solutions LLC 1 3.12% $3,774
BOKF 1 5.50% $6,228
Bethpage Federal Credit Union 1 5.38% $3,975
BECKAM FUNDING CORP. 1 9.25% $20,678
Baxter Credit Union 1 5.63% $3,654
MOUNTAIN AMERICA 1 4.00% $8,086
Armed Forces Bank 1 3.38% $3,456
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.38% $10,231
Mortgage Research Center, LLC 1 4.88% $9,937
MORTGAGE CAPITAL PARTNERS, INC. 1 6.38% $4,435
MEGASTAR FINANCIAL CORP. 1 3.88% $7,809
Magnolia Bank 1 3.75% $5,207
NEXERA HOLDING LLC 1 7.13% $13,636
NFM, INC. 1 6.63% $6,011
Loan Simple, Inc. 1 0.00% $0

EUGENE - SPRINGFIELD Average Closing Costs & Other Stats

EUGENE-SPRINGFIELD, OR's 224 lenders originated 10,577 loans during 2022. The total origination value was $3,258,565,000, with an average loan value of $308,080.

EUGENE - SPRINGFIELD's average closing costs are $5,895.

The top EUGENE - SPRINGFIELD lender as defined by loan originations is SUMMIT FUNDING, INC., with 450 loans originated. Their average total fees are $9,154, which is $5,080 higher than the next largest lender, OREGON COMMUNITY.

The lowest fee EUGENE - SPRINGFIELD lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($3,232), LAKEVIEW LOAN SERVICING, LLC ($4,041), OREGON COMMUNITY ($4,074), JPMorgan Chase Bank ($4,101) and SELCO COMMUNITY ($4,190).

The lowest rate EUGENE - SPRINGFIELD lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (3.75%), DHI MORTGAGE COMPANY, LTD. (3.94%), Bank of America (4.08%), PENTAGON FEDERAL CREDIT UNION (4.19%) and PENNYMAC LOAN SERVICES, LLC (4.21%).

EUGENE-SPRINGFIELD, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
SUMMIT FUNDING, INC. $439,390,000 $244,750,000 -44.3% 7.5%
OREGON COMMUNITY $378,800,000 $226,515,000 -40.2% 7.0%
Umpqua Bank $210,900,000 $217,370,000 3.1% 6.7%
QUICKEN LOANS, LLC $371,610,000 $146,800,000 -60.5% 4.5%
FINANCE OF AMERICA MORTGAGE LLC $324,960,000 $116,790,000 -64.1% 3.6%
UNITED WHOLESALE MORTGAGE, LLC $190,425,000 $111,645,000 -41.4% 3.4%
Washington Federal Bank $19,065,000 $99,635,000 422.6% 3.1%
SELCO COMMUNITY $65,795,000 $94,630,000 43.8% 2.9%
LOANDEPOT.COM, LLC $253,540,000 $92,775,000 -63.4% 2.8%
GUILD MORTGAGE COMPANY $190,360,000 $90,805,000 -52.3% 2.8%
U.S. Bank $141,995,000 $86,720,000 -38.9% 2.7%
CMG MORTGAGE, INC. $222,710,000 $85,375,000 -61.7% 2.6%
CALIBER HOME LOANS, INC. $143,405,000 $80,220,000 -44.1% 2.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $94,250,000 $79,535,000 -15.6% 2.4%
CROSSCOUNTRY MORTGAGE, LLC $209,430,000 $72,630,000 -65.3% 2.2%
DIRECTORS MORTGAGE, INC. $106,985,000 $60,620,000 -43.3% 1.9%
KeyBank $57,610,000 $53,095,000 -7.8% 1.6%
Wells Fargo Bank $104,595,000 $47,415,000 -54.7% 1.5%
JPMorgan Chase Bank $73,610,000 $40,580,000 -44.9% 1.2%
Banner Bank $42,815,000 $39,235,000 -8.4% 1.2%
NORTHWEST COMMUNITY $84,315,000 $37,290,000 -55.8% 1.1%
GREYSTONE SERVICING COMPANY LLC $9,125,000 $36,155,000 296.2% 1.1%
DHI MORTGAGE COMPANY, LTD. $6,600,000 $33,720,000 410.9% 1.0%
Heritage Bank $33,205,000 n/a 1.0%
MANN FINANCIAL INC. $44,910,000 $30,970,000 -31.0% 1.0%
PENNYMAC LOAN SERVICES, LLC $67,940,000 $29,185,000 -57.0% 0.9%
PNC Bank $9,545,000 $28,135,000 194.8% 0.9%
OnPoint Community Credit Union $30,060,000 $27,205,000 -9.5% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $22,970,000 $25,375,000 10.5% 0.8%
FREEDOM MORTGAGE CORPORATION $144,635,000 $24,215,000 -83.3% 0.7%
Mortgage Research Center, LLC $34,395,000 $22,825,000 -33.6% 0.7%
Bank of America $22,375,000 $22,175,000 -0.9% 0.7%
MORTGAGE EXPRESS, LLC $55,685,000 $21,970,000 -60.5% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $51,355,000 $21,105,000 -58.9% 0.6%
Sierra Pacific Mortgage Company, Inc. $50,235,000 $20,685,000 -58.8% 0.6%
First Republic Bank $6,335,000 $20,305,000 220.5% 0.6%
Oregon State Credit Union $685,000 $19,300,000 2,717.5% 0.6%
Gallic & Johnson, LLC $16,580,000 n/a 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $12,345,000 $16,385,000 32.7% 0.5%
Flagstar Bank, FSB $47,610,000 $15,835,000 -66.7% 0.5%
Regions Bank $15,530,000 n/a 0.5%
NATIONS DIRECT MORTGAGE, LLC $23,295,000 $15,290,000 -34.4% 0.5%
Hometown Lenders, Inc. $2,240,000 $14,430,000 544.2% 0.4%
Columbia State Bank $20,635,000 $14,335,000 -30.5% 0.4%
AMERISAVE MORTGAGE CORPORATION $36,550,000 $13,820,000 -62.2% 0.4%
EVERETT FINANCIAL, INC. $6,435,000 $13,350,000 107.5% 0.4%
Century Mortgage Company DBA Century Lending Company $5,290,000 $13,185,000 149.2% 0.4%
CBRE MULTIFAMILY CAPITAL, INC. $26,915,000 $13,095,000 -51.3% 0.4%
HOME POINT FINANCIAL CORPORATION $28,955,000 $11,815,000 -59.2% 0.4%
PENTAGON FEDERAL CREDIT UNION $13,580,000 $11,525,000 -15.1% 0.4%
Alaska USA Federal Credit Union $1,665,000 $11,150,000 569.7% 0.3%
NEWREZ LLC $42,840,000 $11,115,000 -74.1% 0.3%
Willamette Valley Bank $25,950,000 $10,795,000 -58.4% 0.3%
FIRST TECHNOLOGY $21,975,000 $10,775,000 -51.0% 0.3%
WALKER & DUNLOP, LLC $85,360,000 $10,005,000 -88.3% 0.3%
LAKEVIEW LOAN SERVICING, LLC $28,030,000 $9,840,000 -64.9% 0.3%
NAVY FEDERAL CREDIT UNION $14,175,000 $9,490,000 -33.1% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $22,630,000 $9,475,000 -58.1% 0.3%
PacWest Funding Inc. $9,890,000 $9,375,000 -5.2% 0.3%
PACIFIC RESIDENTIAL MORTGAGE, LLC $23,360,000 $8,935,000 -61.8% 0.3%
CHERRY CREEK MORTGAGE, LLC $44,725,000 $8,900,000 -80.1% 0.3%
LPMC, LLC $15,875,000 $8,705,000 -45.2% 0.3%
BROKER SOLUTIONS, INC. $22,980,000 $8,575,000 -62.7% 0.3%
BETTER MORTGAGE CORPORATION $69,465,000 $8,525,000 -87.7% 0.3%
The Federal Savings Bank $13,200,000 $7,345,000 -44.4% 0.2%
TIAA, FSB $85,000 $7,155,000 8,317.6% 0.2%
ACADEMY MORTGAGE CORPORATION $10,360,000 $7,080,000 -31.7% 0.2%
AMERICAN ADVISORS GROUP $12,260,000 $7,070,000 -42.3% 0.2%
Washington Trust Bank $6,460,000 $6,890,000 6.7% 0.2%
FINANCE OF AMERICA REVERSE LLC $7,445,000 $6,135,000 -17.6% 0.2%
USAA Federal Savings Bank $8,790,000 $6,130,000 -30.3% 0.2%
MOVEMENT MORTGAGE, LLC $9,220,000 $5,800,000 -37.1% 0.2%
Northwest Farm Credit Services, FLCA $8,310,000 $5,675,000 -31.7% 0.2%
EAGLE HOME MORTGAGE, LLC $5,570,000 n/a 0.2%
FIRST CENTENNIAL MORTGAGE CORPORATION $6,095,000 $5,430,000 -10.9% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $13,580,000 $5,265,000 -61.2% 0.2%
First Interstate Bank $8,060,000 $4,820,000 -40.2% 0.1%
PHH Mortgage Corporation $3,725,000 $4,745,000 27.4% 0.1%
HomeStreet Bank $40,770,000 $4,735,000 -88.4% 0.1%
Carrington Mortgage Services, LLC $10,305,000 $4,715,000 -54.2% 0.1%
Morgan Stanley Private Bank $555,000 $4,675,000 742.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $13,350,000 $4,660,000 -65.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,465,000 $4,635,000 216.4% 0.1%
East West Bank $4,605,000 n/a 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $6,755,000 $4,580,000 -32.2% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,110,000 $4,450,000 300.9% 0.1%
V.I.P. MORTGAGE, INC. $1,225,000 $4,375,000 257.1% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $24,455,000 $4,355,000 -82.2% 0.1%
Commerce Home Mortgage, Inc. $5,505,000 $4,180,000 -24.1% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $27,785,000 $4,155,000 -85.0% 0.1%
NBKC BANK $6,825,000 $4,155,000 -39.1% 0.1%
Ally Bank $4,540,000 $4,125,000 -9.1% 0.1%
North American Savings Bank, F.S.B. $9,720,000 $3,665,000 -62.3% 0.1%
Boeing Employees Credit Union $1,785,000 $3,650,000 104.5% 0.1%
MARION AND POLK SCHOOLS CREDIT UNION $305,000 $3,475,000 1,039.3% 0.1%
GENEVA FINANCIAL, LLC $7,785,000 $3,470,000 -55.4% 0.1%
AMERICAN FINANCING CORPORATION $7,880,000 $3,455,000 -56.2% 0.1%
CHURCHILL MORTGAGE CORPORATION $5,855,000 $3,400,000 -41.9% 0.1%
S1L, Inc. $6,205,000 $3,390,000 -45.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,200,000 $3,365,000 -35.3% 0.1%
Nations Lending Corporation $6,060,000 $3,265,000 -46.1% 0.1%
The Huntington National Bank $390,000 $3,215,000 724.4% 0.1%
Bank of England $2,005,000 $3,200,000 59.6% 0.1%
SPRING EQ, LLC $1,310,000 $3,185,000 143.1% 0.1%
VERITAS FUNDING, LLC $1,615,000 $3,180,000 96.9% 0.1%
Figure Lending LLC $1,070,000 $3,155,000 194.9% 0.1%
GUARANTEED RATE, INC. $12,025,000 $3,080,000 -74.4% 0.1%
SUMMIT MORTGAGE CORPORATION $8,200,000 $3,050,000 -62.8% 0.1%
ALLIANT CREDIT UNION $600,000 $2,930,000 388.3% 0.1%
ROGUE $1,870,000 $2,930,000 56.7% 0.1%
FIRST COMMUNITY $10,460,000 $2,915,000 -72.1% 0.1%
PACIFIC CASCADE FEDERAL CREDIT UNION $5,795,000 $2,815,000 -51.4% 0.1%
BEST CAPITAL FUNDING $7,930,000 $2,800,000 -64.7% 0.1%
21ST MORTGAGE CORPORATION $2,070,000 $2,790,000 34.8% 0.1%
REVERSE MORTGAGE FUNDING LLC $3,085,000 $2,755,000 -10.7% 0.1%
CIVIC FINANCIAL SERVICES, LLC $6,510,000 $2,745,000 -57.8% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $2,275,000 $2,685,000 18.0% 0.1%
Bank of the West $2,535,000 n/a 0.1%
BAY EQUITY LLC $1,030,000 $2,490,000 141.7% 0.1%
ADVANTIS $2,740,000 $2,485,000 -9.3% 0.1%
Paramount Residential Mortgage Group, Inc. $2,930,000 $2,465,000 -15.9% 0.1%
TruHome Solutions, LLC $895,000 $2,445,000 173.2% 0.1%
Unitus Community Credit Union $1,460,000 $2,415,000 65.4% 0.1%
GSF Mortgage Corporation $7,880,000 $2,400,000 -69.5% 0.1%
QUORUM FEDERAL CREDIT UNION $1,030,000 $2,390,000 132.0% 0.1%
CANOPY MORTGAGE, LLC $4,240,000 $2,350,000 -44.6% 0.1%
Gateway First Bank $325,000 $2,345,000 621.5% 0.1%
Charles Schwab Bank, SSB $2,300,000 $2,285,000 -0.7% 0.1%
Wyndham Capital Mortgage, Inc. $4,935,000 $2,260,000 -54.2% 0.1%
Prosperity Home Mortgage, LLC $2,365,000 $2,165,000 -8.5% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $450,000 $2,160,000 380.0% 0.1%
Citadel Servicing Corporation $2,380,000 $2,155,000 -9.5% 0.1%
NEW DAY FINANCIAL, LLC $8,715,000 $2,155,000 -75.3% 0.1%
Truist $1,610,000 $2,155,000 33.9% 0.1%
MUFG Union Bank $2,575,000 $2,150,000 -16.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,985,000 $2,150,000 8.3% 0.1%
Northpointe Bank $2,430,000 $2,045,000 -15.8% 0.1%
FirstBank $13,090,000 $2,025,000 -84.5% 0.1%
BMO Harris Bank $1,990,000 n/a 0.1%
A&D Mortgage LLC $550,000 $1,865,000 239.1% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $6,025,000 $1,860,000 -69.1% 0.1%
HOMESIDE FINANCIAL, LLC $3,065,000 $1,820,000 -40.6% 0.1%
Citizens Bank $3,970,000 $1,760,000 -55.7% 0.1%
AXIA FINANCIAL, LLC $3,535,000 $1,715,000 -51.5% 0.1%
STEARNS LENDING, LLC $51,145,000 $1,690,000 -96.7% 0.1%
LENDINGHOME FUNDING CORPORATION $1,435,000 $1,625,000 13.2% 0.0%
SAMMAMISH MORTGAGE COMPANY $2,710,000 $1,560,000 -42.4% 0.0%
VILLAGE CAPITAL MORTGAGE $5,620,000 $1,555,000 -72.3% 0.0%
Discover Bank $925,000 $1,535,000 65.9% 0.0%
Equity Prime Mortgage LLC $945,000 $1,495,000 58.2% 0.0%
Arvest Bank $1,150,000 $1,420,000 23.5% 0.0%
PLAZA HOME MORTGAGE, INC. $4,730,000 $1,420,000 -70.0% 0.0%
Magnolia Bank $1,595,000 $1,415,000 -11.3% 0.0%
SIRVA MORTGAGE, INC. $515,000 $1,415,000 174.8% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $6,550,000 $1,410,000 -78.5% 0.0%
Colonial Savings, F.A. $925,000 $1,355,000 46.5% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,985,000 $1,345,000 -32.2% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,580,000 $1,305,000 -17.4% 0.0%
ALL REVERSE MORTGAGE, INC. $1,260,000 $1,290,000 2.4% 0.0%
AmeriHome Mortgage Company, LLC $1,070,000 $1,260,000 17.8% 0.0%
Barrington Bank & Trust Company, N.A. $2,990,000 $1,240,000 -58.5% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $9,275,000 $1,235,000 -86.7% 0.0%
SOFI LENDING CORP. $1,560,000 $1,225,000 -21.5% 0.0%
LADERA LENDING, INC. $6,335,000 $1,200,000 -81.1% 0.0%
OPEN MORTGAGE, LLC $3,505,000 $1,200,000 -65.8% 0.0%
Lend Smart Mortgage, LLC $1,185,000 n/a 0.0%
Stifel Bank and Trust $2,085,000 $1,170,000 -43.9% 0.0%
Goldman Sachs Bank USA $1,085,000 n/a 0.0%
Chicago Mortgage Solutions LLC $3,280,000 $1,075,000 -67.2% 0.0%
WINGS FINANCIAL $335,000 $1,060,000 216.4% 0.0%
Silicon Valley Bank $1,045,000 n/a 0.0%
First Internet Bank of Indiana $1,755,000 $1,035,000 -41.0% 0.0%
Raymond James Bank $1,030,000 n/a 0.0%
Enterprise Bank & Trust $1,005,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $575,000 $1,005,000 74.8% 0.0%
OAKTREE FUNDING CORP. $1,920,000 $970,000 -49.5% 0.0%
CALCON MUTUAL MORTGAGE LLC $630,000 $960,000 52.4% 0.0%
Franklin Loan Corporation $530,000 $960,000 81.1% 0.0%
LEADERONE FINANCIAL CORPORATION $515,000 $960,000 86.4% 0.0%
Loan Simple, Inc. $915,000 $930,000 1.6% 0.0%
Low VA Rates, LLC $2,985,000 $920,000 -69.2% 0.0%
Zions Bancorporation, N.A. $570,000 $915,000 60.5% 0.0%
CLEARPATH LENDING $695,000 $895,000 28.8% 0.0%
BNC National Bank $2,970,000 $890,000 -70.0% 0.0%
NUMERICA CREDIT UNION $865,000 n/a 0.0%
Strong Home Mortgage, LLC $8,510,000 $860,000 -89.9% 0.0%
PLANET HOME LENDING, LLC $2,985,000 $850,000 -71.5% 0.0%
RANLIFE, INC. $2,420,000 $845,000 -65.1% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $830,000 n/a 0.0%
City National Bank $305,000 $820,000 168.9% 0.0%
Mid Oregon Federal Credit Union $820,000 n/a 0.0%
PRIORITY HOME LENDING, LLC $1,430,000 $820,000 -42.7% 0.0%
CORNERSTONE HOME LENDING, INC. $850,000 $780,000 -8.2% 0.0%
Firefighters First Federal Credit Union $370,000 $765,000 106.8% 0.0%
Bank of the Pacific $400,000 $760,000 90.0% 0.0%
GESA $205,000 $755,000 268.3% 0.0%
Consolidated Federal Credit Union $720,000 n/a 0.0%
NFM, INC. $720,000 n/a 0.0%
STANFORD Federal Credit Union $645,000 $715,000 10.9% 0.0%
Texana Bank $700,000 n/a 0.0%
KELLER MORTGAGE, LLC $7,820,000 $690,000 -91.2% 0.0%
ADVANCIAL $680,000 n/a 0.0%
First Guaranty Mortgage Corporation $7,350,000 $680,000 -90.7% 0.0%
KINECTA $680,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $675,000 n/a 0.0%
Rivermark Community Credit Union $1,315,000 $665,000 -49.4% 0.0%
ENVOY MORTGAGE, LTD $1,270,000 $650,000 -48.8% 0.0%
PENRITH HOME LOANS LLC $285,000 $645,000 126.3% 0.0%
DATA MORTGAGE, INC. $535,000 $640,000 19.6% 0.0%
1st Security Bank of Washington $1,230,000 $635,000 -48.4% 0.0%
MICHIGAN MUTUAL, INC. $745,000 $630,000 -15.4% 0.0%
MOUNTAIN AMERICA $1,185,000 $630,000 -46.8% 0.0%
Presidential Bank, FSB $625,000 n/a 0.0%
Interaudi Bank $605,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $865,000 $600,000 -30.6% 0.0%
FBC MORTGAGE, LLC $275,000 $595,000 116.4% 0.0%
First Mortgage Solutions, LLC $1,540,000 $590,000 -61.7% 0.0%
First Financial Bank $585,000 n/a 0.0%
EMM LOANS LLC $420,000 $580,000 38.1% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $580,000 n/a 0.0%
Lakeview Community Capital, LLC $575,000 n/a 0.0%
OCMBC, INC. $185,000 $575,000 210.8% 0.0%
LENDSURE MORTGAGE CORP. $155,000 $570,000 267.7% 0.0%
Amerifirst Financial, Inc. $1,100,000 $560,000 -49.1% 0.0%
BECKAM FUNDING CORP. $1,360,000 $535,000 -60.7% 0.0%
American Airlines Federal Credit Union $530,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $7,250,000 $520,000 -92.8% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $295,000 $515,000 74.6% 0.0%
Third Federal Savings and Loan Association of Cleveland $1,995,000 $515,000 -74.2% 0.0%
FIBRE FEDERAL CREDIT UNION $505,000 $505,000 0.0% 0.0%
GTE Federal Credit Union $505,000 n/a 0.0%
UBS Bank USA $505,000 n/a 0.0%
M&T Bank $1,120,000 $490,000 -56.3% 0.0%
Platinum Home Mortgage Corporation $485,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $335,000 $475,000 41.8% 0.0%
Bethpage Federal Credit Union $55,000 $450,000 718.2% 0.0%
SWBC MORTGAGE CORPORATION $355,000 $445,000 25.4% 0.0%
Evergreen Federal Bank $365,000 $440,000 20.5% 0.0%
CITIZENS EQUITY FIRST $435,000 n/a 0.0%
COMMUNITYAMERICA $435,000 n/a 0.0%
Prime Choice Funding Inc. $1,620,000 $435,000 -73.1% 0.0%
ROYAL UNITED MORTGAGE LLC $105,000 $430,000 309.5% 0.0%
Armed Forces Bank $425,000 n/a 0.0%
NexBank $425,000 n/a 0.0%
NEXERA HOLDING LLC $640,000 $425,000 -33.6% 0.0%
OREGONIANS CREDIT UNION $425,000 n/a 0.0%
SECURITY HOME MORTGAGE, LLC. $425,000 n/a 0.0%
Ameris Bank $325,000 $415,000 27.7% 0.0%
Amalgamated Bank $405,000 n/a 0.0%
GoPrime Mortgage, Inc. $760,000 $405,000 -46.7% 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $405,000 n/a 0.0%
State Department Federal Credit Union $405,000 n/a 0.0%
ARC HOME LLC $275,000 $390,000 41.8% 0.0%
SALAL $375,000 n/a 0.0%
BOKF $740,000 $365,000 -50.7% 0.0%
Southwest Airlines Federal Credit Union $365,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $1,880,000 $365,000 -80.6% 0.0%
MORIA DEVELOPMENT, INC. $660,000 $360,000 -45.5% 0.0%
STAR ONE CREDIT UNION $105,000 $355,000 238.1% 0.0%
THE MORTGAGE COMPANY $345,000 n/a 0.0%
Chickasaw Community Bank $760,000 $335,000 -55.9% 0.0%
TJC Mortgage, Inc. $245,000 $335,000 36.7% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $500,000 $325,000 -35.0% 0.0%
IMPAC MORTGAGE CORP. $310,000 $325,000 4.8% 0.0%
KEYPOINT $325,000 n/a 0.0%
LOANPAL, LLC $1,080,000 $325,000 -69.9% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $450,000 $325,000 -27.8% 0.0%
People's Bank of Commerce $790,000 $325,000 -58.9% 0.0%
INFINITY EQUITY GROUP, INC. $985,000 $315,000 -68.0% 0.0%
Ixonia Bank $255,000 $315,000 23.5% 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $690,000 $300,000 -56.5% 0.0%
Royal Credit Union $295,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,300,000 $295,000 -77.3% 0.0%
First National Bank of America $465,000 $285,000 -38.7% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $285,000 n/a 0.0%
JLB CORPORATION $1,100,000 $285,000 -74.1% 0.0%
Qualstar Credit Union $285,000 n/a 0.0%
Plains Commerce Bank $275,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,350,000 $265,000 -80.4% 0.0%
TWINSTAR $265,000 n/a 0.0%
AMWEST FUNDING CORP. $225,000 $255,000 13.3% 0.0%
First Hope Bank, A National Banking Association $255,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $255,000 n/a 0.0%
PREMIER AMERICA $255,000 n/a 0.0%
Baxter Credit Union $245,000 n/a 0.0%
MIDWEST LOAN SOLUTIONS, INC. $245,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $235,000 n/a 0.0%
AmRes Corporation $265,000 $225,000 -15.1% 0.0%
iQ Credit Union $935,000 $225,000 -75.9% 0.0%
Network Funding, L.P. $225,000 n/a 0.0%
MidFirst Bank $740,000 $220,000 -70.3% 0.0%
IDAHO CENTRAL $435,000 $215,000 -50.6% 0.0%
First Federal $455,000 $195,000 -57.1% 0.0%
MEGASTAR FINANCIAL CORP. $195,000 n/a 0.0%
PREMIA MORTGAGE, LLC $195,000 n/a 0.0%
RED CANOE CREDIT UNION $165,000 $190,000 15.2% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $935,000 $185,000 -80.2% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,450,000 $175,000 -87.9% 0.0%
RELIANCE FIRST CAPITAL, LLC $830,000 $175,000 -78.9% 0.0%
Toyota Financial Savings Bank $685,000 $175,000 -74.5% 0.0%
First Citizens National Bank $145,000 n/a 0.0%
Centier Bank $135,000 n/a 0.0%
Quontic Bank $2,385,000 $135,000 -94.3% 0.0%
Northwest Federal Credit Union $130,000 n/a 0.0%
CASCADE FEDERAL CREDIT UNION $125,000 n/a 0.0%
GEORGIA'S OWN $125,000 n/a 0.0%
TEACHERS $115,000 n/a 0.0%
BayCoast Bank $120,000 $110,000 -8.3% 0.0%
NuVision Federal Credit Union $105,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $95,000 n/a 0.0%
SPOKANE TEACHERS $345,000 $75,000 -78.3% 0.0%
HomeTrust Bank $145,000 $55,000 -62.1% 0.0%
CENTRAL WILLAMETTE Credit Union $825,000 $35,000 -95.8% 0.0%
Clackamas Federal Credit Union $60,000 $35,000 -41.7% 0.0%
MERIWEST $205,000 $15,000 -92.7% 0.0%

EUGENE - SPRINGFIELD's top lender by overall market share is SUMMIT FUNDING, INC., with 7.5% market share. In second place, with 7.0%, is OREGON COMMUNITY, having originated $226,515,000 in loans. In third place, with 6.7%, is Umpqua Bank, having originated $217,370,000 in loans. In fourth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $146,800,000 in loans. In fifth place, with 3.6%, is FINANCE OF AMERICA MORTGAGE LLC, having originated $116,790,000 in loans.


EUGENE - SPRINGFIELD Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - EUGENE - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $343,995 (5.8%) $426,466 (2.2%) 1.28 658
2018-02-01 $372,450 (8.2%) $464,865 (6.4%) 1.35 598
2018-03-01 $394,950 (13.2%) $476,747 (8.2%) 1.39 599
2018-04-01 $399,995 (14.3%) $489,077 (9.9%) 1.36 654
2018-05-01 $407,498 (11.0%) $498,672 (11.1%) 1.36 697
2018-06-01 $385,000 (7.1%) $472,030 (7.6%) 1.28 872
2018-07-01 $389,375 (11.3%) $481,076 (11.5%) 1.30 915
2018-08-01 $371,200 (7.6%) $470,755 (12.2%) 1.24 1,036
2018-09-01 $369,000 (10.2%) $467,745 (13.8%) 1.24 1,012
2018-10-01 $368,625 (8.4%) $465,156 (11.3%) 1.25 952
2018-11-01 $361,450 (3.3%) $461,338 (7.3%) 1.23 908
2018-12-01 $365,000 (7.4%) $470,922 (9.6%) 1.26 784
2019-01-01 $366,950 (6.7%) $475,780 (11.6%) 1.27 654
2019-02-01 $382,450 (2.7%) $480,137 (3.3%) 1.29 626
2019-03-01 $385,671 (-2.4%) $476,216 (-0.1%) 1.26 604
2019-04-01 $379,675 (-5.1%) $455,881 (-6.8%) 1.21 624
2019-05-01 $383,685 (-5.8%) $457,838 (-8.2%) 1.20 705
2019-06-01 $385,000 (0.0%) $465,180 (-1.5%) 1.20 794
2019-07-01 $398,975 (2.5%) $475,051 (-1.3%) 1.25 800
2019-08-01 $395,964 (6.7%) $471,591 (0.2%) 1.25 797
2019-09-01 $392,609 (6.4%) $470,162 (0.5%) 1.26 802
2019-10-01 $390,373 (5.9%) $467,412 (0.5%) 1.26 792
2019-11-01 $397,500 (10.0%) $473,114 (2.6%) 1.30 671
2019-12-01 $399,000 (9.3%) $473,529 (0.6%) 1.33 531
2020-01-01 $399,000 (8.7%) $471,745 (-0.9%) 1.33 493
2020-02-01 $399,450 (4.5%) $478,021 (-0.4%) 1.31 458
2020-03-01 $403,725 (4.7%) $480,505 (0.9%) 1.27 510
2020-04-01 $399,500 (5.2%) $468,482 (2.8%) 1.25 641
2020-05-01 $419,000 (9.2%) $477,853 (4.4%) 1.27 635
2020-06-01 $434,350 (12.8%) $493,556 (6.1%) 1.28 581
2020-07-01 $422,000 (5.8%) $493,513 (3.9%) 1.22 519
2020-08-01 $425,000 (7.3%) $501,757 (6.4%) 1.22 488
2020-09-01 $434,350 (10.6%) $510,294 (8.5%) 1.24 480
2020-10-01 $424,250 (8.7%) $513,229 (9.8%) 1.22 448
2020-11-01 $410,000 (3.1%) $513,655 (8.6%) 1.20 371
2020-12-01 $420,000 (5.3%) $537,269 (13.5%) 1.25 321
2021-01-01 $425,000 (6.5%) $541,681 (14.8%) 1.27 263
2021-02-01 $414,988 (3.9%) $526,335 (10.1%) 1.21 250
2021-03-01 $434,719 (7.7%) $547,781 (14.0%) 1.23 244
2021-04-01 $434,500 (8.8%) $559,384 (19.4%) 1.18 260
2021-05-01 $449,950 (7.4%) $567,339 (18.7%) 1.20 306
2021-06-01 $450,000 (3.6%) $589,166 (19.4%) 1.18 344
2021-07-01 $449,900 (6.6%) $580,074 (17.5%) 1.19 396
2021-08-01 $461,975 (8.7%) $603,840 (20.4%) 1.23 452
2021-09-01 $454,673 (4.7%) $604,833 (18.5%) 1.21 423
2021-10-01 $456,230 (7.5%) $605,193 (17.9%) 1.22 398
2021-11-01 $467,450 (14.0%) $626,640 (22.0%) 1.25 340
2021-12-01 $461,250 (9.8%) $616,898 (14.8%) 1.25 263
2022-01-01 $468,750 (10.3%) $625,983 (15.6%) 1.27 233
2022-02-01 $469,950 (13.2%) $648,400 (23.2%) 1.22 230
2022-03-01 $467,450 (7.5%) $611,534 (11.6%) 1.17 245
2022-04-01 $485,000 (11.6%) $611,522 (9.3%) 1.16 258
2022-05-01 $492,725 (9.5%) $621,080 (9.5%) 1.13 361
2022-06-01 $505,000 (12.2%) $610,346 (3.6%) 1.12 436
2022-07-01 $514,950 (14.5%) $619,614 (6.8%) 1.16 581
2022-08-01 $508,198 (10.0%) $617,211 (2.2%) 1.17 573
2022-09-01 $500,965 (10.2%) $631,360 (4.4%) 1.17 524
2022-10-01 $510,000 (11.8%) $638,794 (5.6%) 1.20 536
2022-11-01 $499,950 (7.0%) $628,990 (0.4%) 1.20 516
2022-12-01 $500,000 (8.4%) $626,399 (1.5%) 1.23 439
2023-01-01 $518,063 (10.5%) $633,234 (1.2%) 1.28 406
2023-02-01 $511,200 (8.8%) $626,042 (-3.5%) 1.23 367
2023-03-01 $515,425 (10.3%) $627,285 (2.6%) 1.22 397
2023-04-01 $524,950 (8.2%) $625,437 (2.3%) 1.22 426
2023-05-01 $532,000 (8.0%) $633,129 (1.9%) 1.21 467
2023-06-01 $537,475 (6.4%) $645,417 (5.8%) 1.21 554
2023-07-01 $535,000 (3.9%) $657,883 (6.2%) 1.22 646
2023-08-01 $525,000 (3.3%) $650,321 (5.4%) 1.21 721
2023-09-01 $535,000 (6.8%) $647,388 (2.5%) 1.25 769
2023-10-01 $529,475 (3.8%) $653,311 (2.3%) 1.25 745
EUGENE - SPRINGFIELD's median listing price for 2023-10-01 was $529,475, a difference of $19,475 (3.8%) versus the prior year and $-5,525 versus the prior month.

EUGENE - SPRINGFIELD's median listing price comes in at 125% of the national average.

EUGENE - SPRINGFIELD's average listing price for 2023-10-01 was $653,311, a difference of $14,517 (2.3%) versus the prior year and $5,923 versus the prior month.

For the 2023-10-01 period, EUGENE - SPRINGFIELD had 745 MLS listings, a difference of -24 listings (-3%) versus the prior month and 209 listings (39%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - EUGENE - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 76 days 1,910 sqft
2018-02-01 59 days 1,965 sqft
2018-03-01 44 days 2,000 sqft
2018-04-01 38 days 2,045 sqft
2018-05-01 36 days 2,058 sqft
2018-06-01 32 days 1,951 sqft
2018-07-01 38 days 1,939 sqft
2018-08-01 39 days 1,929 sqft
2018-09-01 46 days 1,912 sqft
2018-10-01 55 days 1,902 sqft
2018-11-01 55 days 1,858 sqft
2018-12-01 59 days 1,851 sqft
2019-01-01 68 days 1,847 sqft
2019-02-01 62 days 1,888 sqft
2019-03-01 48 days 1,880 sqft
2019-04-01 37 days 1,843 sqft
2019-05-01 28 days 1,877 sqft
2019-06-01 32 days 1,878 sqft
2019-07-01 37 days 1,960 sqft
2019-08-01 40 days 1,945 sqft
2019-09-01 46 days 1,939 sqft
2019-10-01 50 days 1,936 sqft
2019-11-01 64 days 1,958 sqft
2019-12-01 76 days 1,930 sqft
2020-01-01 75 days 1,927 sqft
2020-02-01 51 days 1,949 sqft
2020-03-01 44 days 1,925 sqft
2020-04-01 41 days 1,866 sqft
2020-05-01 59 days 1,916 sqft
2020-06-01 60 days 1,952 sqft
2020-07-01 48 days 1,934 sqft
2020-08-01 46 days 1,935 sqft
2020-09-01 44 days 1,844 sqft
2020-10-01 49 days 1,810 sqft
2020-11-01 69 days 1,707 sqft
2020-12-01 78 days 1,702 sqft
2021-01-01 61 days 1,638 sqft
2021-02-01 48 days 1,564 sqft
2021-03-01 41 days 1,626 sqft
2021-04-01 33 days 1,618 sqft
2021-05-01 26 days 1,689 sqft
2021-06-01 27 days 1,732 sqft
2021-07-01 31 days 1,710 sqft
2021-08-01 35 days 1,707 sqft
2021-09-01 42 days 1,761 sqft
2021-10-01 54 days 1,726 sqft
2021-11-01 55 days 1,739 sqft
2021-12-01 49 days 1,671 sqft
2022-01-01 64 days 1,688 sqft
2022-02-01 31 days 1,707 sqft
2022-03-01 29 days 1,649 sqft
2022-04-01 29 days 1,686 sqft
2022-05-01 23 days 1,709 sqft
2022-06-01 26 days 1,734 sqft
2022-07-01 29 days 1,789 sqft
2022-08-01 35 days 1,815 sqft
2022-09-01 44 days 1,796 sqft
2022-10-01 43 days 1,816 sqft
2022-11-01 46 days 1,840 sqft
2022-12-01 60 days 1,812 sqft
2023-01-01 69 days 1,815 sqft
2023-02-01 56 days 1,759 sqft
2023-03-01 38 days 1,799 sqft
2023-04-01 40 days 1,786 sqft
2023-05-01 40 days 1,816 sqft
2023-06-01 36 days 1,823 sqft
2023-07-01 38 days 1,814 sqft
2023-08-01 40 days 1,844 sqft
2023-09-01 44 days 1,842 sqft
2023-10-01 52 days 1,823 sqft
EUGENE - SPRINGFIELD's median listing age (time on market) for 2023-10-01 was 52 days. This is 20% longer than the same period one year ago.

EUGENE - SPRINGFIELD's median square footage for active listings during the 2023-10-01 period was 1,823 sqft. One year prior, the average listing was 1,816 sqft.

EUGENE-SPRINGFIELD, OR Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
97324 Eugene-Springfield, OR $840 $930 $1,100 $1,570 $1,900
97390 Eugene-Springfield, OR $960 $1,110 $1,450 $2,060 $2,480
97401 Eugene-Springfield, OR $920 $1,050 $1,380 $1,960 $2,360
97402 Eugene-Springfield, OR $840 $960 $1,260 $1,790 $2,160
97403 Eugene-Springfield, OR $900 $1,040 $1,360 $1,930 $2,330
97404 Eugene-Springfield, OR $850 $980 $1,280 $1,820 $2,190
97405 Eugene-Springfield, OR $860 $990 $1,300 $1,850 $2,230
97408 Eugene-Springfield, OR $1,040 $1,190 $1,560 $2,220 $2,670
97409 Eugene-Springfield, OR $830 $950 $1,250 $1,780 $2,140
97412 Eugene-Springfield, OR $980 $1,130 $1,480 $2,100 $2,530
97413 Eugene-Springfield, OR $720 $830 $1,090 $1,550 $1,850
97419 Eugene-Springfield, OR $950 $1,090 $1,430 $2,030 $2,450
97424 Eugene-Springfield, OR $780 $900 $1,180 $1,680 $2,020
97426 Eugene-Springfield, OR $780 $900 $1,180 $1,680 $2,020
97430 Eugene-Springfield, OR $950 $1,080 $1,390 $1,970 $2,370
97431 Eugene-Springfield, OR $720 $830 $1,090 $1,550 $1,870
97434 Eugene-Springfield, OR $720 $830 $1,090 $1,550 $1,850
97437 Eugene-Springfield, OR $820 $940 $1,240 $1,760 $2,120
97438 Eugene-Springfield, OR $810 $930 $1,220 $1,730 $2,090
97439 Eugene-Springfield, OR $810 $930 $1,220 $1,730 $2,090
97440 Eugene-Springfield, OR $830 $950 $1,250 $1,780 $2,140
97446 Eugene-Springfield, OR $920 $980 $1,290 $1,800 $2,110
97448 Eugene-Springfield, OR $840 $930 $1,160 $1,650 $1,980
97451 Eugene-Springfield, OR $820 $950 $1,240 $1,770 $2,130
97452 Eugene-Springfield, OR $820 $950 $1,240 $1,760 $2,120
97453 Eugene-Springfield, OR $720 $830 $1,090 $1,550 $1,850
97454 Eugene-Springfield, OR $890 $1,020 $1,340 $1,900 $2,290
97455 Eugene-Springfield, OR $790 $910 $1,190 $1,690 $2,040
97456 Eugene-Springfield, OR $840 $930 $1,100 $1,570 $1,900
97461 Eugene-Springfield, OR $920 $1,060 $1,390 $1,970 $2,380
97463 Eugene-Springfield, OR $720 $830 $1,090 $1,550 $1,850
97475 Eugene-Springfield, OR $830 $950 $1,250 $1,780 $2,140
97477 Eugene-Springfield, OR $780 $890 $1,170 $1,660 $2,000
97478 Eugene-Springfield, OR $810 $930 $1,220 $1,730 $2,090
97480 Eugene-Springfield, OR $810 $930 $1,220 $1,740 $2,100
97487 Eugene-Springfield, OR $810 $930 $1,220 $1,730 $2,090
97488 Eugene-Springfield, OR $820 $940 $1,230 $1,750 $2,110
97489 Eugene-Springfield, OR $810 $930 $1,220 $1,740 $2,100
97490 Eugene-Springfield, OR $830 $950 $1,250 $1,780 $2,140
97492 Eugene-Springfield, OR $830 $950 $1,250 $1,780 $2,140
97493 Eugene-Springfield, OR $720 $830 $1,090 $1,550 $1,850
97498 Eugene-Springfield, OR $880 $1,010 $1,320 $1,880 $2,260

2022 Average & Median Rent Data Statistics
EUGENE-SPRINGFIELD, OR average 1BR rent: $956, median: $945
EUGENE-SPRINGFIELD, OR average 2BR rent: $1,247, median: $1,240
EUGENE-SPRINGFIELD, OR average 3BR rent: $1,772, median: $1,760

EUGENE-SPRINGFIELD, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,522 $1,900,780,000 $420,341
Cash Out Refi 2,017 $617,065,000 $305,932
Home Improvement 1,719 $151,045,000 $87,868
Refi 1,341 $476,485,000 $355,321
Other 978 $113,190,000 $115,736

Eugene - Springfield's most frequently cited loan purpose was Home Purchase, with 4,522 originations. The 2nd most popular reason was Cash Out Refi, with 2,017 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 3,116 $903,550,000 $289,971
5-6% 2,470 $773,720,000 $313,247
4-5% 2,276 $886,130,000 $389,337
6-7% 1,149 $319,905,000 $278,420
2.5-3% 643 $184,915,000 $287,582
7-8% 344 $70,200,000 $204,070
Over 8% 298 $46,470,000 $155,940
<2.5% 268 $70,390,000 $262,649

During 2022, Eugene - Springfield's most frequently originated rate bucket was 3-4%, with 3,116 originations.

Loan Sizing (EUGENE-SPRINGFIELD, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 4,407 $1,319,525,000 $299,416
$100,000 or less 2,263 $119,395,000 $52,760
$100k-200k 1,751 $250,925,000 $143,304
$400k-600k 1,624 $763,220,000 $469,963
$600k-1000k 408 $287,710,000 $705,172
$Over $1MM 124 $517,790,000 $4,175,726

EUGENE - SPRINGFIELD's loan sizing saw the bucket of loans from $200k-400k with 4,407 originations, totaling $1,319,525,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,748 $1,081,670,000 $393,621
60-80% 2,523 $1,072,855,000 $425,230
Under 20% 2,272 $137,080,000 $60,335
40-60% 1,517 $630,435,000 $415,580
20-40% 1,361 $252,115,000 $185,242
Over 100% 94 $45,590,000 $485,000