EUGENE - SPRINGFIELD Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Eugene - Springfield averaged 7.09% for the week of 2024-05-09, compared to the national average of 7.09% for the same period.

The average rate for the prior week (2024-05-02) was 7.12% and one month ago for the week of 2024-04-04, the average rate was 7.02%.

Eugene - Springfield's average rate one year ago was 6.59%.

For refis of the same type during the week of 2024-05-09, the average rate was 7.58%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-09 7.09%
Eugene - Springfield 30 Year Fixed Rate 2024-05-09 7.09%
Eugene - Springfield 30 Year Fixed Rate Refi 2024-05-09 7.58%
Eugene - Springfield 15 Year Fixed Rate 2024-05-09 6.58%
Eugene - Springfield 15 Year Fixed Rate Refi 2024-05-09 6.48%
Eugene - Springfield 30 Year FHA 2024-05-09 6.45%
Eugene - Springfield 30 Year FHA Refi 2024-05-09 6.59%
Eugene - Springfield 30 Year USDA 2024-05-09 6.69%
Eugene - Springfield 30 Year USDA Refi 2024-05-09 6.59%
Eugene - Springfield 30 Year VA 2024-05-09 6.42%
Eugene - Springfield 30 Year VA Refi 2024-05-09 6.49%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within EUGENE-SPRINGFIELD, OR.

EUGENE - SPRINGFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the EUGENE-SPRINGFIELD, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
SUMMIT FUNDING, INC. 218 6.80% $11,132
UNITED WHOLESALE MORTGAGE, LLC 202 6.68% $9,939
CMG MORTGAGE, INC. 135 6.78% $6,898
GUILD MORTGAGE COMPANY 129 6.98% $8,134
QUICKEN LOANS, LLC 103 6.73% $8,369
OREGON COMMUNITY 90 6.75% $5,972
SELCO COMMUNITY 89 6.19% $4,986
CROSSCOUNTRY MORTGAGE, LLC 86 6.88% $9,806
LOANDEPOT.COM, LLC 76 7.00% $8,126
AMERICAN PACIFIC MORTGAGE CORPORATION 68 6.98% $8,701
DIRECTORS MORTGAGE, INC. 67 7.15% $11,349
Umpqua Bank 48 6.85% $7,938
DHI MORTGAGE COMPANY, LTD. 46 5.98% $4,172
U.S. Bank 35 6.52% $6,562
NEWREZ LLC 35 7.04% $9,755
OnPoint Community Credit Union 32 6.53% $4,272
MORTGAGE EXPRESS, LLC 31 6.72% $7,674
TWINSTAR 30 6.78% $7,349
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 28 7.01% $8,169
HOMEBRIDGE FINANCIAL SERVICES, INC. 28 6.60% $7,616
EAGLE HOME MORTGAGE, LLC 25 6.10% $5,478
JPMorgan Chase Bank 25 6.57% $7,654
Banner Bank 24 6.49% $6,360
Century Mortgage Company DBA Century Lending Company 23 6.75% $9,625
PACIFIC RESIDENTIAL MORTGAGE, LLC 20 6.97% $11,845
MANN FINANCIAL INC. 20 6.84% $8,587
NATIONS DIRECT MORTGAGE, LLC 19 6.33% $8,242
Wells Fargo Bank 18 6.99% $4,660
Sierra Pacific Mortgage Company, Inc. 15 6.82% $9,027
PROVIDENT FUNDING ASSOCIATES, L.P. 15 6.31% $8,420
FIRST TECHNOLOGY 13 6.70% $5,287
Bank of America 13 6.33% $7,002
Mr. Cooper ( Nationstar Mortgage ) 12 6.21% $12,789
NOVA FINANCIAL & INVESTMENT CORPORATION 11 6.86% $7,298
USAA Federal Savings Bank 11 6.80% $8,909
MOVEMENT MORTGAGE, LLC 11 7.25% $6,141
LPMC, LLC 10 6.60% $8,157
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 10 6.72% $9,149
V.I.P. MORTGAGE, INC. 9 6.58% $6,495
NAVY FEDERAL CREDIT UNION 9 6.46% $6,452
SUCCESS MORTGAGE PARTNERS, INC. 9 6.57% $9,691
PREMIER MORTGAGE RESOURCES, L.L.C. 9 6.76% $13,550
SAMMAMISH MORTGAGE COMPANY 8 6.45% $6,279
The Huntington National Bank 8 6.28% $8,528
PRIMARY RESIDENTIAL MORTGAGE, INC. 7 7.00% $6,672
BAY EQUITY LLC 7 6.64% $11,626
AXIA FINANCIAL, LLC 7 6.87% $9,145
PENNYMAC LOAN SERVICES, LLC 7 6.23% $8,983
BROKER SOLUTIONS, INC. 7 6.99% $10,537
FREEDOM MORTGAGE CORPORATION 7 6.88% $8,539
Washington Federal Bank 7 6.75% $19,291
ROGUE 7 7.32% $4,254
Willamette Valley Bank 6 7.42% $10,346
ZILLOW HOME LOANS, LLC 6 7.15% $5,601
KeyBank 6 6.27% $7,266
RED CANOE CREDIT UNION 6 5.75% $14,917
BMO Harris Bank 6 5.75% $6,127
ACADEMY MORTGAGE CORPORATION 5 6.83% $9,867
Ally Bank 5 6.20% $8,256
Paramount Residential Mortgage Group, Inc. 5 6.75% $8,882
S1L, Inc. 5 6.70% $7,879
Rivermark Community Credit Union 5 7.95% $5,297
GUARANTEED RATE, INC. 5 6.45% $6,130
Morgan Stanley Private Bank 5 5.87% $3,739
Unitus Community Credit Union 4 7.25% $6,182
Flagstar Bank, FSB 4 6.73% $8,037
MUTUAL OF OMAHA MORTGAGE, INC. 4 6.75% $11,004
CARDINAL FINANCIAL 4 6.75% $16,305
CHURCHILL MORTGAGE CORPORATION 4 6.75% $12,510
Commerce Home Mortgage, Inc. 3 8.17% $11,284
Citadel Servicing Corporation 3 8.83% $12,498
Charles Schwab Bank, SSB 3 5.75% $5,830
CANOPY MORTGAGE, LLC 3 6.96% $13,224
BETTER MORTGAGE CORPORATION 3 7.29% $6,153
Ixonia Bank 3 6.88% $12,447
Plains Commerce Bank 3 7.33% $8,107
ADVANTIS 3 6.50% $4,543
Northwest Farm Credit Services, FLCA 3 7.25% $18,028
LENDSURE MORTGAGE CORP. 3 7.79% $10,745
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.29% $4,680
VERITAS FUNDING, LLC 3 6.88% $6,169
MASON MCDUFFIE MORTGAGE CORPORATION 3 5.91% $8,287
PANORAMA MORTGAGE GROUP, LLC 3 6.70% $8,583
NBKC BANK 3 6.83% $5,538
Discover Bank 3 6.16% $0
The Loan Store, Inc. 2 7.00% $8,650
ALLIANT CREDIT UNION 2 7.00% $5,188
AMERISAVE MORTGAGE CORPORATION 2 6.13% $7,814
Bank of the Pacific 2 6.93% $5,961
Carrington Mortgage Services, LLC 2 6.00% $10,641
Evolve Bank & Trust 2 6.25% $6,401
First Western Trust Bank 2 6.25% $7,822
GoPrime Mortgage, Inc. 2 7.18% $8,699
LADERA LENDING, INC. 2 6.50% $6,249
LAKEVIEW LOAN SERVICING, LLC 2 6.13% $6,919
Nations Lending Corporation 2 6.69% $3,213
NexBank 2 7.75% $8,763
NEXERA HOLDING LLC 2 8.13% $15,689
NFM, INC. 2 7.56% $5,109
Northpointe Bank 2 6.06% $17,560
OCMBC, INC. 2 9.56% $12,396
PENTAGON FEDERAL CREDIT UNION 2 6.38% $4,567
PHH Mortgage Corporation 2 6.50% $5,439
PLAZA HOME MORTGAGE, INC. 2 7.00% $18,895
ROYAL UNITED MORTGAGE LLC 2 7.00% $8,749
SIRVA MORTGAGE, INC. 2 6.25% $4,103
Truist 2 6.68% $11,831
Oregon State Credit Union 1 6.75% $7,089
MidFirst Bank 1 5.75% $32,426
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 5.88% $10,399
MICHIGAN MUTUAL, INC. 1 7.25% $9,656
LEADERONE FINANCIAL CORPORATION 1 7.13% $3,469
PENRITH HOME LOANS LLC 1 8.13% $6,053
WASHINGTON STATE EMPLOYEES Credit Union 1 6.00% $2,529
Watermark Capital, Inc. 1 7.50% $4,804
JLB CORPORATION 1 6.38% $4,002
American Mortgage & Equity Consultants, Inc. 1 6.99% $8,248
PNC Bank 1 6.25% $6,151
PREMIER AMERICA 1 6.13% $5,453
ISERVE RESIDENTIAL LENDING, LLC 1 6.63% $4,673
Presidential Bank, FSB 1 6.88% $18,102
INTERCAP LENDING INC. 1 6.50% $12,689
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.50% $7,409
IDAHO CENTRAL 1 7.25% $4,813
GUARANTY HOME MORTGAGE CORPORATION 1 6.50% $13,860
GREENSTATE CREDIT UNION 1 6.50% $5,787
RESIDENTIAL MORTGAGE, LLC 1 5.12% $4,847
GENEVA FINANCIAL, LLC 1 7.00% $16,717
General Mortgage Capital Corporation 1 7.25% $6,266
AMERICAN FINANCIAL NETWORK, INC. 1 8.00% $6,839
RUOFF MORTGAGE COMPANY, INC. 1 7.38% $2,762
Gateway First Bank 1 6.88% $4,570
Gate City Bank 1 6.88% $8,363
Franklin Loan Corporation 1 6.63% $8,762
First Interstate Bank 1 6.75% $4,755
WINGS FINANCIAL 1 4.75% $4,521
Stifel Bank and Trust 1 5.75% $3,553
Firefighters First Federal Credit Union 1 6.75% $3,142
EVERETT FINANCIAL, INC. 1 7.63% $7,249
SUMMIT MORTGAGE CORPORATION 1 6.99% $6,366
The Central Trust Bank 1 6.38% $2,814
ENVOY MORTGAGE, LTD 1 6.38% $4,292
5TH STREET CAPITAL, INC. 1 8.38% $14,710
THRIVE MORTGAGE, LLC 1 7.50% $12,524
Toyota Financial Savings Bank 1 7.00% $4,750
Tri Counties Bank 1 6.50% $4,806
A&D Mortgage LLC 1 9.13% $12,943
CORNERSTONE HOME LENDING, INC. 1 8.00% $4,945
Colonial Savings, F.A. 1 6.38% $11,586
Cf Bank 1 6.88% $7,380
Boeing Employees Credit Union 1 6.50% $7,890
BNY Mellon 1 6.38% $5,632
BNC National Bank 1 5.75% $6,400
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.75% $10,202
ARC HOME LLC 1 8.38% $8,318
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 5.88% $2,181
Northwest Federal Credit Union 1 7.25% $4,449
NATIONS RELIABLE LENDING, LLC 1 7.38% $8,119
NP, Inc. 1 7.00% $12,601
AmeriHome Mortgage Company, LLC 1 7.63% $7,255
Old National Bank 1 7.38% $3,659
M&T Bank 1 6.88% $9,071
MLD MORTGAGE INC. 1 6.50% $10,391

EUGENE - SPRINGFIELD Average Closing Costs & Other Stats

EUGENE-SPRINGFIELD, OR's 163 lenders originated 6,416 loans during 2023. The total origination value was $1,664,910,000, with an average loan value of $259,493.

EUGENE - SPRINGFIELD's average closing costs are $6,155.

The top EUGENE - SPRINGFIELD lender as defined by loan originations is SUMMIT FUNDING, INC., with 218 loans originated. Their average total fees are $11,132, which is $1,193 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee EUGENE - SPRINGFIELD lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($4,172), OnPoint Community Credit Union ($4,272), Wells Fargo Bank ($4,660), SELCO COMMUNITY ($4,986) and FIRST TECHNOLOGY ($5,287).

The lowest rate EUGENE - SPRINGFIELD lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.98%), EAGLE HOME MORTGAGE, LLC (6.10%), SELCO COMMUNITY (6.19%), Mr. Cooper ( Nationstar Mortgage ) (6.21%) and PROVIDENT FUNDING ASSOCIATES, L.P. (6.31%).

EUGENE-SPRINGFIELD, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
SUMMIT FUNDING, INC. $244,750,000 $142,220,000 -41.9% 8.5%
UNITED WHOLESALE MORTGAGE, LLC $111,645,000 $129,265,000 15.8% 7.8%
OREGON COMMUNITY $226,515,000 $95,505,000 -57.8% 5.7%
SELCO COMMUNITY $94,630,000 $86,925,000 -8.1% 5.2%
CMG MORTGAGE, INC. $85,375,000 $84,070,000 -1.5% 5.0%
QUICKEN LOANS, LLC $146,800,000 $57,720,000 -60.7% 3.5%
GUILD MORTGAGE COMPANY $90,805,000 $55,175,000 -39.2% 3.3%
Umpqua Bank $217,370,000 $54,205,000 -75.1% 3.3%
CROSSCOUNTRY MORTGAGE, LLC $72,630,000 $45,965,000 -36.7% 2.8%
LOANDEPOT.COM, LLC $92,775,000 $41,375,000 -55.4% 2.5%
DIRECTORS MORTGAGE, INC. $60,620,000 $39,975,000 -34.1% 2.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $16,385,000 $39,145,000 138.9% 2.4%
JONES LANG LASALLE MULTIFAMILY, LLC $33,175,000 n/a 2.0%
DHI MORTGAGE COMPANY, LTD. $33,720,000 $31,430,000 -6.8% 1.9%
U.S. Bank $86,720,000 $30,150,000 -65.2% 1.8%
TWINSTAR $265,000 $29,015,000 10,849.1% 1.7%
Banner Bank $39,235,000 $25,490,000 -35.0% 1.5%
Century Mortgage Company DBA Century Lending Company $13,185,000 $22,490,000 70.6% 1.4%
OnPoint Community Credit Union $27,205,000 $22,290,000 -18.1% 1.3%
NEWREZ LLC $11,115,000 $22,155,000 99.3% 1.3%
Oregon Pacific Banking Company $16,295,000 n/a 1.0%
Gallic & Johnson, LLC $16,580,000 $16,110,000 -2.8% 1.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $79,535,000 $15,150,000 -81.0% 0.9%
Mortgage Research Center, LLC $22,825,000 $14,900,000 -34.7% 0.9%
MANN FINANCIAL INC. $30,970,000 $14,870,000 -52.0% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $25,375,000 $14,190,000 -44.1% 0.9%
MORTGAGE EXPRESS, LLC $21,970,000 $13,960,000 -36.5% 0.8%
JPMorgan Chase Bank $40,580,000 $13,665,000 -66.3% 0.8%
EAGLE HOME MORTGAGE, LLC $5,570,000 $12,295,000 120.7% 0.7%
People's Bank of Commerce $325,000 $12,090,000 3,620.0% 0.7%
Bank of America $22,175,000 $12,055,000 -45.6% 0.7%
NATIONS DIRECT MORTGAGE, LLC $15,290,000 $11,205,000 -26.7% 0.7%
NAVY FEDERAL CREDIT UNION $9,490,000 $10,765,000 13.4% 0.6%
FREEDOM MORTGAGE CORPORATION $24,215,000 $10,395,000 -57.1% 0.6%
PACIFIC RESIDENTIAL MORTGAGE, LLC $8,935,000 $10,120,000 13.3% 0.6%
NOVA FINANCIAL & INVESTMENT CORPORATION $9,540,000 n/a 0.6%
Wells Fargo Bank $47,415,000 $8,660,000 -81.7% 0.5%
Washington Federal Bank $99,635,000 $8,640,000 -91.3% 0.5%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $4,580,000 $8,300,000 81.2% 0.5%
PENNYMAC LOAN SERVICES, LLC $29,185,000 $8,130,000 -72.1% 0.5%
FIRST TECHNOLOGY $10,775,000 $7,760,000 -28.0% 0.5%
MOVEMENT MORTGAGE, LLC $5,800,000 $7,555,000 30.3% 0.5%
Sierra Pacific Mortgage Company, Inc. $20,685,000 $7,330,000 -64.6% 0.4%
BROKER SOLUTIONS, INC. $8,575,000 $7,170,000 -16.4% 0.4%
The Huntington National Bank $3,215,000 $6,710,000 108.7% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $4,660,000 $6,570,000 41.0% 0.4%
KeyBank $53,095,000 $6,090,000 -88.5% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $21,105,000 $5,960,000 -71.8% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $5,265,000 $5,855,000 11.2% 0.4%
TRIAD FINANCIAL SERVICES, INC. $2,150,000 $5,580,000 159.5% 0.3%
Flagstar Bank, FSB $15,835,000 $5,525,000 -65.1% 0.3%
ROGUE $2,930,000 $5,465,000 86.5% 0.3%
USAA Federal Savings Bank $6,130,000 $5,430,000 -11.4% 0.3%
LPMC, LLC $8,705,000 $5,075,000 -41.7% 0.3%
BMO Harris Bank $1,990,000 $5,025,000 152.5% 0.3%
V.I.P. MORTGAGE, INC. $4,375,000 $5,025,000 14.9% 0.3%
Willamette Valley Bank $10,795,000 $4,875,000 -54.8% 0.3%
Northwest Farm Credit Services, FLCA $5,675,000 $4,800,000 -15.4% 0.3%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,860,000 $4,780,000 157.0% 0.3%
Solarity Credit Union $4,005,000 n/a 0.2%
ALLIANT CREDIT UNION $2,930,000 $3,965,000 35.3% 0.2%
ACADEMY MORTGAGE CORPORATION $7,080,000 $3,955,000 -44.1% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $3,725,000 n/a 0.2%
Heritage Bank $33,205,000 $3,715,000 -88.8% 0.2%
Discover Bank $1,535,000 $3,705,000 141.4% 0.2%
BAY EQUITY LLC $2,490,000 $3,620,000 45.4% 0.2%
CARDINAL FINANCIAL $4,155,000 $3,590,000 -13.6% 0.2%
AXIA FINANCIAL, LLC $1,715,000 $3,555,000 107.3% 0.2%
Carrington Mortgage Services, LLC $4,715,000 $3,490,000 -26.0% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $9,475,000 $3,480,000 -63.3% 0.2%
SAMMAMISH MORTGAGE COMPANY $1,560,000 $3,420,000 119.2% 0.2%
GUARANTEED RATE, INC. $3,080,000 $3,360,000 9.1% 0.2%
PNC Bank $28,135,000 $3,360,000 -88.1% 0.2%
S1L, Inc. $3,390,000 $3,220,000 -5.0% 0.2%
PacWest Funding Inc. $9,375,000 $3,215,000 -65.7% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $2,685,000 $3,120,000 16.2% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $3,100,000 n/a 0.2%
RED CANOE CREDIT UNION $190,000 $2,945,000 1,450.0% 0.2%
Pacific Premier Bank $2,805,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $13,820,000 $2,725,000 -80.3% 0.2%
PLAZA HOME MORTGAGE, INC. $1,420,000 $2,595,000 82.7% 0.2%
Arbor Realty Trust, Inc. $2,590,000 n/a 0.2%
Charles Schwab Bank, SSB $2,285,000 $2,590,000 13.3% 0.2%
First Interstate Bank $4,820,000 $2,590,000 -46.3% 0.2%
ZILLOW HOME LOANS, LLC $520,000 $2,575,000 395.2% 0.2%
FINANCE OF AMERICA REVERSE LLC $6,135,000 $2,435,000 -60.3% 0.1%
FIRST COMMUNITY $2,915,000 $2,425,000 -16.8% 0.1%
Morgan Stanley Private Bank $4,675,000 $2,365,000 -49.4% 0.1%
LONGBRIDGE FINANCIAL, LLC $4,450,000 $2,210,000 -50.3% 0.1%
CALIBER HOME LOANS, INC. $80,220,000 $2,175,000 -97.3% 0.1%
Northpointe Bank $2,045,000 $2,170,000 6.1% 0.1%
Commerce Home Mortgage, Inc. $4,180,000 $2,100,000 -49.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $3,400,000 $2,095,000 -38.4% 0.1%
Ally Bank $4,125,000 $2,065,000 -49.9% 0.1%
Paramount Residential Mortgage Group, Inc. $2,465,000 $2,020,000 -18.1% 0.1%
Bank of the Pacific $760,000 $1,950,000 156.6% 0.1%
NBKC BANK $4,155,000 $1,925,000 -53.7% 0.1%
Third Federal Savings and Loan Association of Cleveland $515,000 $1,790,000 247.6% 0.1%
LENDINGHOME FUNDING CORPORATION $1,625,000 $1,745,000 7.4% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $235,000 $1,725,000 634.0% 0.1%
GREYSTONE SERVICING COMPANY LLC $36,155,000 $1,715,000 -95.3% 0.1%
Rivermark Community Credit Union $665,000 $1,700,000 155.6% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,635,000 n/a 0.1%
BNC National Bank $890,000 $1,610,000 80.9% 0.1%
VERITAS FUNDING, LLC $3,180,000 $1,610,000 -49.4% 0.1%
First Federal Bank $1,600,000 n/a 0.1%
Citadel Servicing Corporation $2,155,000 $1,525,000 -29.2% 0.1%
21ST MORTGAGE CORPORATION $2,790,000 $1,520,000 -45.5% 0.1%
HomeStreet Bank $4,735,000 $1,510,000 -68.1% 0.1%
Plains Commerce Bank $275,000 $1,480,000 438.2% 0.1%
PHH Mortgage Corporation $4,745,000 $1,475,000 -68.9% 0.1%
TruHome Solutions, LLC $2,445,000 $1,450,000 -40.7% 0.1%
Franklin Loan Corporation $960,000 $1,430,000 49.0% 0.1%
Figure Lending LLC $3,155,000 $1,425,000 -54.8% 0.1%
Unitus Community Credit Union $2,415,000 $1,425,000 -41.0% 0.1%
Oregon State Credit Union $19,300,000 $1,420,000 -92.6% 0.1%
ADVANTIS $2,485,000 $1,395,000 -43.9% 0.1%
AMWEST FUNDING CORP. $255,000 $1,355,000 431.4% 0.1%
Truist $2,155,000 $1,350,000 -37.4% 0.1%
The Federal Savings Bank $7,345,000 $1,335,000 -81.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $11,525,000 $1,260,000 -89.1% 0.1%
NEW DAY FINANCIAL, LLC $2,155,000 $1,245,000 -42.2% 0.1%
BETTER MORTGAGE CORPORATION $8,525,000 $1,240,000 -85.5% 0.1%
LIMA ONE CAPITAL, LLC $1,215,000 n/a 0.1%
1st Security Bank of Washington $635,000 $1,165,000 83.5% 0.1%
Evolve Bank & Trust $1,160,000 n/a 0.1%
MidFirst Bank $220,000 $1,145,000 420.5% 0.1%
VILLAGE CAPITAL MORTGAGE $1,555,000 $1,140,000 -26.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,235,000 $1,130,000 -8.5% 0.1%
HomeTrust Bank $55,000 $1,125,000 1,945.5% 0.1%
Ixonia Bank $315,000 $1,125,000 257.1% 0.1%
NexBank $425,000 $1,075,000 152.9% 0.1%
SIRVA MORTGAGE, INC. $1,415,000 $1,060,000 -25.1% 0.1%
Loan Simple, Inc. $930,000 $1,055,000 13.4% 0.1%
SUMMIT MORTGAGE CORPORATION $3,050,000 $1,055,000 -65.4% 0.1%
Prosperity Home Mortgage, LLC $2,165,000 $1,040,000 -52.0% 0.1%
Hometown Equity Mortgage, LLC $1,035,000 n/a 0.1%
ISERVE RESIDENTIAL LENDING, LLC $1,030,000 n/a 0.1%
Coastal Community Bank $1,005,000 n/a 0.1%
CANOPY MORTGAGE, LLC $2,350,000 $995,000 -57.7% 0.1%
NEXERA HOLDING LLC $425,000 $960,000 125.9% 0.1%
CHERRY CREEK MORTGAGE, LLC $8,900,000 $945,000 -89.4% 0.1%
LENDSURE MORTGAGE CORP. $570,000 $935,000 64.0% 0.1%
PACIFIC CASCADE FEDERAL CREDIT UNION $2,815,000 $915,000 -67.5% 0.1%
LADERA LENDING, INC. $1,200,000 $845,000 -29.6% 0.1%
PANORAMA MORTGAGE GROUP, LLC $845,000 n/a 0.1%
GoPrime Mortgage, Inc. $405,000 $840,000 107.4% 0.1%
LAKEVIEW LOAN SERVICING, LLC $9,840,000 $820,000 -91.7% 0.0%
Presidential Bank, FSB $625,000 $805,000 28.8% 0.0%
INTERCAP LENDING INC. $790,000 n/a 0.0%
Magnolia Bank $1,415,000 $770,000 -45.6% 0.0%
The Loan Store, Inc. $770,000 n/a 0.0%
Nations Lending Corporation $3,265,000 $760,000 -76.7% 0.0%
NFM, INC. $720,000 $760,000 5.6% 0.0%
BNY Mellon $755,000 n/a 0.0%
PLANET HOME LENDING, LLC $850,000 $755,000 -11.2% 0.0%
RF Renovo Management Company, LLC $750,000 n/a 0.0%
RESIDENTIAL MORTGAGE, LLC $740,000 n/a 0.0%
SPRING EQ, LLC $3,185,000 $735,000 -76.9% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,160,000 $720,000 -66.7% 0.0%
ARC HOME LLC $390,000 $670,000 71.8% 0.0%
GENEVA FINANCIAL, LLC $3,470,000 $670,000 -80.7% 0.0%
OCMBC, INC. $575,000 $660,000 14.8% 0.0%
GREENSTATE CREDIT UNION $635,000 n/a 0.0%
Academy Bank $615,000 n/a 0.0%
Bethpage Federal Credit Union $450,000 $610,000 35.6% 0.0%
First Western Trust Bank $590,000 n/a 0.0%
EVERETT FINANCIAL, INC. $13,350,000 $580,000 -95.7% 0.0%
Boeing Employees Credit Union $3,650,000 $540,000 -85.2% 0.0%
Old National Bank $535,000 n/a 0.0%
VISION ONE MORTGAGE, INC. $535,000 n/a 0.0%
Northwest Federal Credit Union $130,000 $530,000 307.7% 0.0%
IDAHO CENTRAL $215,000 $525,000 144.2% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $515,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $515,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $95,000 $510,000 436.8% 0.0%
BECKAM FUNDING CORP. $535,000 $495,000 -7.5% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,410,000 $485,000 -65.6% 0.0%
The Central Trust Bank $485,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $3,455,000 $475,000 -86.3% 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $475,000 n/a 0.0%
Stifel Bank and Trust $1,170,000 $475,000 -59.4% 0.0%
5TH STREET CAPITAL, INC. $465,000 n/a 0.0%
PENRITH HOME LOANS LLC $645,000 $465,000 -27.9% 0.0%
THRIVE MORTGAGE, LLC $465,000 n/a 0.0%
PREMIER AMERICA $255,000 $455,000 78.4% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $455,000 n/a 0.0%
Mid Oregon Federal Credit Union $820,000 $450,000 -45.1% 0.0%
MID AMERICA MORTGAGE, INC. $1,005,000 $445,000 -55.7% 0.0%
Alaska USA Federal Credit Union $11,150,000 $440,000 -96.1% 0.0%
GEORGIA'S OWN $125,000 $430,000 244.0% 0.0%
Firefighters First Federal Credit Union $765,000 $425,000 -44.4% 0.0%
Gate City Bank $425,000 n/a 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,365,000 $415,000 -87.7% 0.0%
WINGS FINANCIAL $1,060,000 $415,000 -60.8% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $405,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,305,000 $395,000 -69.7% 0.0%
Platte Valley Bank $395,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $295,000 $395,000 33.9% 0.0%
M&T Bank $490,000 $390,000 -20.4% 0.0%
HOMEXPRESS MORTGAGE CORP. $175,000 $385,000 120.0% 0.0%
Strong Home Mortgage, LLC $860,000 $385,000 -55.2% 0.0%
Colonial Savings, F.A. $1,355,000 $375,000 -72.3% 0.0%
LEADERONE FINANCIAL CORPORATION $960,000 $375,000 -60.9% 0.0%
Toyota Financial Savings Bank $175,000 $375,000 114.3% 0.0%
Watermark Capital, Inc. $365,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $360,000 n/a 0.0%
RANLIFE, INC. $845,000 $355,000 -58.0% 0.0%
ENVOY MORTGAGE, LTD $650,000 $345,000 -46.9% 0.0%
RUOFF MORTGAGE COMPANY, INC. $345,000 n/a 0.0%
Tri Counties Bank $345,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $335,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $430,000 $335,000 -22.1% 0.0%
Bell Bank $325,000 n/a 0.0%
DAS Acquisition Company, LLC $325,000 n/a 0.0%
GSF Mortgage Corporation $2,400,000 $325,000 -86.5% 0.0%
GTE Federal Credit Union $505,000 $325,000 -35.6% 0.0%
A&D Mortgage LLC $1,865,000 $315,000 -83.1% 0.0%
CLEARPATH LENDING $895,000 $315,000 -64.8% 0.0%
OPEN MORTGAGE, LLC $1,200,000 $310,000 -74.2% 0.0%
MERIWEST $15,000 $305,000 1,933.3% 0.0%
MICHIGAN MUTUAL, INC. $630,000 $305,000 -51.6% 0.0%
NP, Inc. $305,000 n/a 0.0%
STANFORD Federal Credit Union $715,000 $305,000 -57.3% 0.0%
Cf Bank $295,000 n/a 0.0%
Greenbox Loans, Inc. $295,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $1,260,000 $285,000 -77.4% 0.0%
American Mortgage & Equity Consultants, Inc. $265,000 n/a 0.0%
MLD MORTGAGE INC. $265,000 n/a 0.0%
Equity Prime Mortgage LLC $1,495,000 $255,000 -82.9% 0.0%
Gateway First Bank $2,345,000 $255,000 -89.1% 0.0%
North American Savings Bank, F.S.B. $3,665,000 $255,000 -93.0% 0.0%
OREGONIANS CREDIT UNION $425,000 $240,000 -43.5% 0.0%
RELIANCE FIRST CAPITAL, LLC $175,000 $235,000 34.3% 0.0%
United States Senate Federal Credit Union $235,000 n/a 0.0%
CANVAS CREDIT UNION $225,000 n/a 0.0%
American Airlines Federal Credit Union $530,000 $205,000 -61.3% 0.0%
OAKTREE FUNDING CORP. $970,000 $205,000 -78.9% 0.0%
FIBRE FEDERAL CREDIT UNION $505,000 $195,000 -61.4% 0.0%
iQ Credit Union $225,000 $195,000 -13.3% 0.0%
ALL REVERSE MORTGAGE, INC. $1,290,000 $175,000 -86.4% 0.0%
Clackamas Federal Credit Union $35,000 $165,000 371.4% 0.0%
JLB CORPORATION $285,000 $165,000 -42.1% 0.0%
UIF CORPORATION $165,000 n/a 0.0%
MARION AND POLK SCHOOLS CREDIT UNION $3,475,000 $145,000 -95.8% 0.0%
General Mortgage Capital Corporation $125,000 n/a 0.0%
USAlliance Federal Credit Union $125,000 n/a 0.0%
DIGITAL Federal Credit Union $105,000 n/a 0.0%
USAGENCIES $105,000 n/a 0.0%
Connexus Credit Union $95,000 n/a 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $300,000 $95,000 -68.3% 0.0%
Point West Credit Union $85,000 n/a 0.0%
Wauna Federal Credit Union $85,000 n/a 0.0%
CENTRAL WILLAMETTE Credit Union $35,000 $75,000 114.3% 0.0%
GREENWOOD $75,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $4,635,000 $65,000 -98.6% 0.0%
CORNERSTONE HOME LENDING, INC. $780,000 $65,000 -91.7% 0.0%
SALAL $375,000 $65,000 -82.7% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $55,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $2,390,000 $25,000 -99.0% 0.0%
MOUNTAIN AMERICA $630,000 $15,000 -97.6% 0.0%

EUGENE - SPRINGFIELD's top lender by overall market share is SUMMIT FUNDING, INC., with 8.5% market share. In second place, with 7.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $129,265,000 in loans. In third place, with 5.7%, is OREGON COMMUNITY, having originated $95,505,000 in loans. In fourth place, with 5.2%, is SELCO COMMUNITY, having originated $86,925,000 in loans. In fifth place, with 5.0%, is CMG MORTGAGE, INC., having originated $84,070,000 in loans.


EUGENE - SPRINGFIELD Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - EUGENE - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $343,248 (5.6%) $424,259 (1.7%) 1.27 657
2018-02-01 $372,450 (8.2%) $464,865 (6.4%) 1.35 598
2018-03-01 $394,950 (13.2%) $476,747 (8.2%) 1.39 599
2018-04-01 $399,995 (14.3%) $489,077 (9.9%) 1.36 654
2018-05-01 $407,498 (11.0%) $498,672 (11.1%) 1.36 697
2018-06-01 $385,000 (7.1%) $472,030 (7.6%) 1.28 872
2018-07-01 $389,375 (11.3%) $481,076 (11.5%) 1.30 915
2018-08-01 $371,200 (7.6%) $470,755 (12.2%) 1.24 1,036
2018-09-01 $369,000 (10.2%) $467,745 (13.8%) 1.24 1,012
2018-10-01 $368,625 (8.5%) $465,156 (11.7%) 1.25 952
2018-11-01 $361,450 (3.3%) $461,338 (7.7%) 1.23 908
2018-12-01 $365,000 (7.4%) $470,922 (10.1%) 1.26 784
2019-01-01 $366,950 (6.9%) $475,780 (12.1%) 1.27 654
2019-02-01 $382,350 (2.7%) $478,407 (2.9%) 1.29 625
2019-03-01 $385,643 (-2.4%) $474,432 (-0.5%) 1.26 602
2019-04-01 $379,450 (-5.1%) $454,133 (-7.1%) 1.20 621
2019-05-01 $383,620 (-5.9%) $456,331 (-8.5%) 1.20 702
2019-06-01 $385,000 (0.0%) $463,849 (-1.7%) 1.20 791
2019-07-01 $398,975 (2.5%) $474,040 (-1.5%) 1.25 798
2019-08-01 $395,964 (6.7%) $469,712 (-0.2%) 1.25 795
2019-09-01 $392,609 (6.4%) $467,003 (-0.2%) 1.26 800
2019-10-01 $390,248 (5.9%) $463,136 (-0.4%) 1.26 790
2019-11-01 $397,000 (9.8%) $469,424 (1.8%) 1.30 670
2019-12-01 $399,000 (9.3%) $469,106 (-0.4%) 1.33 530
2020-01-01 $399,000 (8.7%) $467,131 (-1.8%) 1.33 492
2020-02-01 $399,000 (4.4%) $472,766 (-1.2%) 1.31 457
2020-03-01 $402,500 (4.4%) $477,946 (0.7%) 1.26 510
2020-04-01 $399,500 (5.3%) $468,482 (3.2%) 1.25 641
2020-05-01 $419,000 (9.2%) $477,853 (4.7%) 1.27 635
2020-06-01 $434,350 (12.8%) $493,556 (6.4%) 1.28 581
2020-07-01 $422,000 (5.8%) $493,513 (4.1%) 1.22 519
2020-08-01 $425,000 (7.3%) $501,757 (6.8%) 1.22 488
2020-09-01 $434,350 (10.6%) $510,294 (9.3%) 1.24 480
2020-10-01 $424,250 (8.7%) $513,229 (10.8%) 1.22 448
2020-11-01 $410,000 (3.3%) $513,655 (9.4%) 1.20 371
2020-12-01 $420,000 (5.3%) $537,269 (14.5%) 1.25 321
2021-01-01 $425,000 (6.5%) $541,681 (16.0%) 1.27 263
2021-02-01 $414,988 (4.0%) $526,335 (11.3%) 1.21 250
2021-03-01 $434,719 (8.0%) $547,781 (14.6%) 1.23 244
2021-04-01 $434,500 (8.8%) $559,384 (19.4%) 1.18 260
2021-05-01 $449,950 (7.4%) $567,339 (18.7%) 1.20 306
2021-06-01 $450,000 (3.6%) $589,166 (19.4%) 1.18 344
2021-07-01 $449,900 (6.6%) $580,074 (17.5%) 1.19 396
2021-08-01 $461,975 (8.7%) $603,840 (20.4%) 1.23 452
2021-09-01 $454,673 (4.7%) $604,833 (18.5%) 1.21 423
2021-10-01 $456,230 (7.5%) $605,193 (17.9%) 1.22 398
2021-11-01 $467,450 (14.0%) $626,640 (22.0%) 1.25 340
2021-12-01 $461,250 (9.8%) $616,898 (14.8%) 1.25 263
2022-01-01 $468,750 (10.3%) $625,983 (15.6%) 1.27 233
2022-02-01 $469,950 (13.2%) $648,400 (23.2%) 1.22 230
2022-03-01 $467,450 (7.5%) $611,534 (11.6%) 1.17 245
2022-04-01 $485,000 (11.6%) $611,522 (9.3%) 1.16 258
2022-05-01 $492,725 (9.5%) $621,080 (9.5%) 1.13 361
2022-06-01 $505,000 (12.2%) $610,346 (3.6%) 1.12 436
2022-07-01 $514,950 (14.5%) $619,614 (6.8%) 1.16 581
2022-08-01 $508,198 (10.0%) $617,211 (2.2%) 1.17 573
2022-09-01 $500,965 (10.2%) $631,360 (4.4%) 1.17 524
2022-10-01 $510,000 (11.8%) $638,794 (5.6%) 1.20 536
2022-11-01 $499,950 (7.0%) $628,990 (0.4%) 1.20 516
2022-12-01 $500,000 (8.4%) $626,399 (1.5%) 1.23 439
2023-01-01 $518,063 (10.5%) $633,234 (1.2%) 1.28 406
2023-02-01 $511,200 (8.8%) $626,042 (-3.5%) 1.23 367
2023-03-01 $516,200 (10.4%) $627,285 (2.6%) 1.22 397
2023-04-01 $524,950 (8.2%) $625,437 (2.3%) 1.22 426
2023-05-01 $532,000 (8.0%) $633,129 (1.9%) 1.21 467
2023-06-01 $537,475 (6.4%) $645,417 (5.8%) 1.21 554
2023-07-01 $535,000 (3.9%) $657,883 (6.2%) 1.22 646
2023-08-01 $525,000 (3.3%) $650,321 (5.4%) 1.21 721
2023-09-01 $535,000 (6.8%) $647,388 (2.5%) 1.25 769
2023-10-01 $529,475 (3.8%) $653,311 (2.3%) 1.25 745
2023-11-01 $522,447 (4.5%) $649,023 (3.2%) 1.24 696
2023-12-01 $522,450 (4.5%) $656,759 (4.9%) 1.27 644
2024-01-01 $527,000 (1.7%) $666,661 (5.3%) 1.29 549
2024-02-01 $521,236 (2.0%) $663,837 (6.0%) 1.25 498
2024-03-01 $525,000 (1.7%) $663,301 (5.7%) 1.24 534
2024-04-01 $534,500 (1.8%) $665,599 (6.4%) 1.24 607
EUGENE - SPRINGFIELD's median listing price for 2024-04-01 was $534,500, a difference of $9,550 (1.8%) versus the prior year and $9,500 versus the prior month.

EUGENE - SPRINGFIELD's median listing price comes in at 124% of the national average.

EUGENE - SPRINGFIELD's average listing price for 2024-04-01 was $665,599, a difference of $40,162 (6.4%) versus the prior year and $2,298 versus the prior month.

For the 2024-04-01 period, EUGENE - SPRINGFIELD had 607 MLS listings, a difference of 73 listings (14%) versus the prior month and 181 listings (42%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - EUGENE - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 76 days 1,907 sqft
2018-02-01 59 days 1,965 sqft
2018-03-01 44 days 2,000 sqft
2018-04-01 38 days 2,045 sqft
2018-05-01 36 days 2,058 sqft
2018-06-01 32 days 1,951 sqft
2018-07-01 38 days 1,939 sqft
2018-08-01 39 days 1,929 sqft
2018-09-01 46 days 1,912 sqft
2018-10-01 55 days 1,902 sqft
2018-11-01 55 days 1,858 sqft
2018-12-01 59 days 1,851 sqft
2019-01-01 68 days 1,847 sqft
2019-02-01 62 days 1,886 sqft
2019-03-01 49 days 1,879 sqft
2019-04-01 37 days 1,842 sqft
2019-05-01 28 days 1,877 sqft
2019-06-01 32 days 1,876 sqft
2019-07-01 37 days 1,960 sqft
2019-08-01 40 days 1,944 sqft
2019-09-01 46 days 1,939 sqft
2019-10-01 50 days 1,935 sqft
2019-11-01 64 days 1,957 sqft
2019-12-01 76 days 1,929 sqft
2020-01-01 75 days 1,926 sqft
2020-02-01 51 days 1,948 sqft
2020-03-01 44 days 1,924 sqft
2020-04-01 41 days 1,866 sqft
2020-05-01 59 days 1,916 sqft
2020-06-01 60 days 1,952 sqft
2020-07-01 48 days 1,934 sqft
2020-08-01 46 days 1,935 sqft
2020-09-01 44 days 1,844 sqft
2020-10-01 49 days 1,810 sqft
2020-11-01 69 days 1,707 sqft
2020-12-01 78 days 1,702 sqft
2021-01-01 61 days 1,638 sqft
2021-02-01 48 days 1,564 sqft
2021-03-01 41 days 1,626 sqft
2021-04-01 33 days 1,618 sqft
2021-05-01 26 days 1,689 sqft
2021-06-01 27 days 1,732 sqft
2021-07-01 31 days 1,710 sqft
2021-08-01 35 days 1,707 sqft
2021-09-01 42 days 1,761 sqft
2021-10-01 54 days 1,726 sqft
2021-11-01 55 days 1,739 sqft
2021-12-01 49 days 1,671 sqft
2022-01-01 64 days 1,688 sqft
2022-02-01 31 days 1,707 sqft
2022-03-01 29 days 1,649 sqft
2022-04-01 29 days 1,686 sqft
2022-05-01 23 days 1,709 sqft
2022-06-01 26 days 1,734 sqft
2022-07-01 29 days 1,789 sqft
2022-08-01 35 days 1,815 sqft
2022-09-01 44 days 1,796 sqft
2022-10-01 43 days 1,816 sqft
2022-11-01 46 days 1,840 sqft
2022-12-01 60 days 1,812 sqft
2023-01-01 69 days 1,815 sqft
2023-02-01 56 days 1,759 sqft
2023-03-01 38 days 1,799 sqft
2023-04-01 40 days 1,786 sqft
2023-05-01 40 days 1,817 sqft
2023-06-01 36 days 1,823 sqft
2023-07-01 38 days 1,814 sqft
2023-08-01 40 days 1,844 sqft
2023-09-01 44 days 1,842 sqft
2023-10-01 52 days 1,823 sqft
2023-11-01 56 days 1,801 sqft
2023-12-01 64 days 1,802 sqft
2024-01-01 73 days 1,817 sqft
2024-02-01 73 days 1,794 sqft
2024-03-01 44 days 1,755 sqft
2024-04-01 44 days 1,785 sqft
EUGENE - SPRINGFIELD's median listing age (time on market) for 2024-04-01 was 44 days. This is 9% longer than the same period one year ago.

EUGENE - SPRINGFIELD's median square footage for active listings during the 2024-04-01 period was 1,785 sqft. One year prior, the average listing was 1,786 sqft.

EUGENE-SPRINGFIELD, OR Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
97324 Eugene-Springfield, OR MSA $900 $960 $1,160 $1,650 $1,960
97390 Eugene-Springfield, OR MSA $960 $1,090 $1,440 $2,050 $2,450
97401 Eugene-Springfield, OR MSA $980 $1,120 $1,470 $2,090 $2,500
97402 Eugene-Springfield, OR MSA $930 $1,060 $1,390 $1,980 $2,370
97403 Eugene-Springfield, OR MSA $1,000 $1,140 $1,500 $2,130 $2,560
97404 Eugene-Springfield, OR MSA $920 $1,050 $1,380 $1,960 $2,350
97405 Eugene-Springfield, OR MSA $960 $1,090 $1,440 $2,050 $2,450
97408 Eugene-Springfield, OR MSA $1,120 $1,270 $1,670 $2,370 $2,840
97409 Eugene-Springfield, OR MSA $900 $1,030 $1,350 $1,920 $2,300
97412 Eugene-Springfield, OR MSA $910 $1,020 $1,340 $1,890 $2,280
97413 Eugene-Springfield, OR MSA $750 $870 $1,130 $1,610 $1,940
97419 Eugene-Springfield, OR MSA $980 $1,120 $1,470 $2,090 $2,500
97424 Eugene-Springfield, OR MSA $830 $940 $1,240 $1,760 $2,110
97426 Eugene-Springfield, OR MSA $880 $1,000 $1,310 $1,860 $2,230
97430 Eugene-Springfield, OR MSA $900 $1,030 $1,350 $1,920 $2,300
97431 Eugene-Springfield, OR MSA $980 $1,110 $1,460 $2,070 $2,490
97434 Eugene-Springfield, OR MSA $750 $870 $1,130 $1,610 $1,940
97437 Eugene-Springfield, OR MSA $880 $1,000 $1,310 $1,860 $2,230
97438 Eugene-Springfield, OR MSA $860 $980 $1,290 $1,840 $2,200
97439 Eugene-Springfield, OR MSA $890 $1,010 $1,330 $1,890 $2,270
97440 Eugene-Springfield, OR MSA $900 $1,030 $1,350 $1,920 $2,300
97446 Eugene-Springfield, OR MSA $960 $1,080 $1,360 $1,860 $2,180
97448 Eugene-Springfield, OR MSA $900 $960 $1,240 $1,760 $2,110
97451 Eugene-Springfield, OR MSA $900 $1,020 $1,350 $1,920 $2,290
97452 Eugene-Springfield, OR MSA $830 $940 $1,240 $1,760 $2,110
97453 Eugene-Springfield, OR MSA $790 $900 $1,180 $1,680 $2,010
97454 Eugene-Springfield, OR MSA $940 $1,070 $1,410 $2,000 $2,400
97455 Eugene-Springfield, OR MSA $920 $1,040 $1,370 $1,950 $2,340
97456 Eugene-Springfield, OR MSA $900 $960 $1,150 $1,630 $1,960
97461 Eugene-Springfield, OR MSA $900 $1,030 $1,350 $1,920 $2,300
97463 Eugene-Springfield, OR MSA $750 $870 $1,130 $1,610 $1,940
97475 Eugene-Springfield, OR MSA $900 $1,030 $1,350 $1,920 $2,300
97477 Eugene-Springfield, OR MSA $850 $960 $1,270 $1,800 $2,160
97478 Eugene-Springfield, OR MSA $880 $1,000 $1,320 $1,880 $2,250
97480 Eugene-Springfield, OR MSA $880 $1,000 $1,320 $1,870 $2,250
97487 Eugene-Springfield, OR MSA $870 $990 $1,300 $1,850 $2,210
97488 Eugene-Springfield, OR MSA $930 $1,060 $1,390 $1,980 $2,370
97489 Eugene-Springfield, OR MSA $900 $1,020 $1,340 $1,920 $2,290
97490 Eugene-Springfield, OR MSA $900 $1,030 $1,350 $1,920 $2,300
97492 Eugene-Springfield, OR MSA $870 $990 $1,300 $1,850 $2,210
97493 Eugene-Springfield, OR MSA $750 $870 $1,130 $1,610 $1,940
97498 Eugene-Springfield, OR MSA $980 $1,110 $1,460 $2,070 $2,490

2022 Average & Median Rent Data Statistics
EUGENE-SPRINGFIELD, OR average 1BR rent: $1,017, median: $1,020
EUGENE-SPRINGFIELD, OR average 2BR rent: $1,329, median: $1,345
EUGENE-SPRINGFIELD, OR average 3BR rent: $1,888, median: $1,905

EUGENE-SPRINGFIELD, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,166 $1,190,850,000 $376,137
Home Improvement 1,211 $103,035,000 $85,083
Other 943 $76,955,000 $81,607
Cash Out Refi 609 $188,295,000 $309,187
Refi 487 $105,775,000 $217,197

Eugene - Springfield's most frequently cited loan purpose was Home Purchase, with 3,166 originations. The 2nd most popular reason was Home Improvement, with 1,211 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,916 $650,790,000 $339,661
Over 8% 1,737 $205,365,000 $118,230
7-8% 1,729 $410,545,000 $237,447
5-6% 883 $337,095,000 $381,761
4-5% 67 $26,465,000 $395,000
<2.5% 16 $1,060,000 $66,250
3-4% 13 $2,175,000 $167,308
2.5-3% 3 $785,000 $261,667

During 2023, Eugene - Springfield's most frequently originated rate bucket was 6-7%, with 1,916 originations.

Loan Sizing (EUGENE-SPRINGFIELD, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,169 $667,645,000 $307,812
$100,000 or less 2,011 $105,015,000 $52,220
$400k-600k 1,019 $477,965,000 $469,053
$100k-200k 924 $126,050,000 $136,418
$600k-1000k 245 $173,595,000 $708,551
$Over $1MM 48 $114,640,000 $2,388,333

EUGENE - SPRINGFIELD's loan sizing saw the bucket of loans from $200k-400k with 2,169 originations, totaling $667,645,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 1,980 $112,500,000 $56,818
80-100% 1,820 $733,780,000 $403,176
60-80% 1,080 $410,980,000 $380,537
20-40% 818 $129,730,000 $158,594
40-60% 593 $223,135,000 $376,282
Over 100% 54 $22,080,000 $408,889

EUGENE - SPRINGFIELD's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 1,980 originations, totaling $112,500,000 in origination value.