EUGENE - SPRINGFIELD Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Eugene - Springfield averaged
6.5%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
5.92% and
one month ago for the week of 2023-04-20, the
average rate was 6.12%.
Eugene - Springfield's average rate one year ago was 4.88%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.38%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Eugene - Springfield 30 Year Fixed Rate | 2023-05-25 | 6.5% |
| Eugene - Springfield 30 Year Fixed Rate Refi | 2023-05-25 | 5.38% |
| Eugene - Springfield 15 Year Fixed Rate | 2023-05-25 | 5.46% |
| Eugene - Springfield 15 Year Fixed Rate Refi | 2023-05-25 | 4.77% |
| Eugene - Springfield 30 Year FHA | 2023-05-25 | 6.27% |
| Eugene - Springfield 30 Year FHA Refi | 2023-05-25 | 6.51% |
| Eugene - Springfield 30 Year USDA | 2023-05-25 | 6.63% |
| Eugene - Springfield 30 Year USDA Refi | 2023-05-25 | 6.73% |
| Eugene - Springfield 30 Year VA | 2023-05-25 | 5.93% |
| Eugene - Springfield 30 Year VA Refi | 2023-05-25 | 6.21% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within EUGENE-SPRINGFIELD, OR.
EUGENE - SPRINGFIELD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the EUGENE-SPRINGFIELD, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
EUGENE - SPRINGFIELD Average Closing Costs & Other Stats
EUGENE-SPRINGFIELD, OR's 224 lenders originated 10,577
loans during 2022. The total origination value was $3,258,565,000, with an average loan value of
$308,080.
EUGENE - SPRINGFIELD's average closing costs are $5,895.
The top EUGENE - SPRINGFIELD lender as defined by loan originations is SUMMIT FUNDING, INC., with
450 loans originated. Their average total fees are
$9,154, which is $5,080
higher than the next largest lender,
OREGON COMMUNITY.
The lowest fee EUGENE - SPRINGFIELD lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($3,232), LAKEVIEW LOAN SERVICING, LLC ($4,041), OREGON COMMUNITY ($4,074), JPMorgan Chase Bank ($4,101) and SELCO COMMUNITY ($4,190).
The lowest rate EUGENE - SPRINGFIELD lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (3.75%), DHI MORTGAGE COMPANY, LTD. (3.94%), Bank of America (4.08%), PENTAGON FEDERAL CREDIT UNION (4.19%) and PENNYMAC LOAN SERVICES, LLC (4.21%).
EUGENE-SPRINGFIELD, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| SUMMIT FUNDING, INC. | $439,390,000 | $244,750,000 | -44.3% | 7.5% |
| OREGON COMMUNITY | $378,800,000 | $226,515,000 | -40.2% | 7.0% |
| Umpqua Bank | $210,900,000 | $217,370,000 | 3.1% | 6.7% |
| QUICKEN LOANS, LLC | $371,610,000 | $146,800,000 | -60.5% | 4.5% |
| FINANCE OF AMERICA MORTGAGE LLC | $324,960,000 | $116,790,000 | -64.1% | 3.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $190,425,000 | $111,645,000 | -41.4% | 3.4% |
| Washington Federal Bank | $19,065,000 | $99,635,000 | 422.6% | 3.1% |
| SELCO COMMUNITY | $65,795,000 | $94,630,000 | 43.8% | 2.9% |
| LOANDEPOT.COM, LLC | $253,540,000 | $92,775,000 | -63.4% | 2.8% |
| GUILD MORTGAGE COMPANY | $190,360,000 | $90,805,000 | -52.3% | 2.8% |
| U.S. Bank | $141,995,000 | $86,720,000 | -38.9% | 2.7% |
| CMG MORTGAGE, INC. | $222,710,000 | $85,375,000 | -61.7% | 2.6% |
| CALIBER HOME LOANS, INC. | $143,405,000 | $80,220,000 | -44.1% | 2.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $94,250,000 | $79,535,000 | -15.6% | 2.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $209,430,000 | $72,630,000 | -65.3% | 2.2% |
| DIRECTORS MORTGAGE, INC. | $106,985,000 | $60,620,000 | -43.3% | 1.9% |
| KeyBank | $57,610,000 | $53,095,000 | -7.8% | 1.6% |
| Wells Fargo Bank | $104,595,000 | $47,415,000 | -54.7% | 1.5% |
| JPMorgan Chase Bank | $73,610,000 | $40,580,000 | -44.9% | 1.2% |
| Banner Bank | $42,815,000 | $39,235,000 | -8.4% | 1.2% |
| NORTHWEST COMMUNITY | $84,315,000 | $37,290,000 | -55.8% | 1.1% |
| GREYSTONE SERVICING COMPANY LLC | $9,125,000 | $36,155,000 | 296.2% | 1.1% |
| DHI MORTGAGE COMPANY, LTD. | $6,600,000 | $33,720,000 | 410.9% | 1.0% |
| Heritage Bank | $33,205,000 | n/a | 1.0% | |
| MANN FINANCIAL INC. | $44,910,000 | $30,970,000 | -31.0% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $67,940,000 | $29,185,000 | -57.0% | 0.9% |
| PNC Bank | $9,545,000 | $28,135,000 | 194.8% | 0.9% |
| OnPoint Community Credit Union | $30,060,000 | $27,205,000 | -9.5% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $22,970,000 | $25,375,000 | 10.5% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $144,635,000 | $24,215,000 | -83.3% | 0.7% |
| Mortgage Research Center, LLC | $34,395,000 | $22,825,000 | -33.6% | 0.7% |
| Bank of America | $22,375,000 | $22,175,000 | -0.9% | 0.7% |
| MORTGAGE EXPRESS, LLC | $55,685,000 | $21,970,000 | -60.5% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $51,355,000 | $21,105,000 | -58.9% | 0.6% |
| Sierra Pacific Mortgage Company, Inc. | $50,235,000 | $20,685,000 | -58.8% | 0.6% |
| First Republic Bank | $6,335,000 | $20,305,000 | 220.5% | 0.6% |
| Oregon State Credit Union | $685,000 | $19,300,000 | 2,717.5% | 0.6% |
| Gallic & Johnson, LLC | $16,580,000 | n/a | 0.5% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $12,345,000 | $16,385,000 | 32.7% | 0.5% |
| Flagstar Bank, FSB | $47,610,000 | $15,835,000 | -66.7% | 0.5% |
| Regions Bank | $15,530,000 | n/a | 0.5% | |
| NATIONS DIRECT MORTGAGE, LLC | $23,295,000 | $15,290,000 | -34.4% | 0.5% |
| Hometown Lenders, Inc. | $2,240,000 | $14,430,000 | 544.2% | 0.4% |
| Columbia State Bank | $20,635,000 | $14,335,000 | -30.5% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $36,550,000 | $13,820,000 | -62.2% | 0.4% |
| EVERETT FINANCIAL, INC. | $6,435,000 | $13,350,000 | 107.5% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $5,290,000 | $13,185,000 | 149.2% | 0.4% |
| CBRE MULTIFAMILY CAPITAL, INC. | $26,915,000 | $13,095,000 | -51.3% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $28,955,000 | $11,815,000 | -59.2% | 0.4% |
| PENTAGON FEDERAL CREDIT UNION | $13,580,000 | $11,525,000 | -15.1% | 0.4% |
| Alaska USA Federal Credit Union | $1,665,000 | $11,150,000 | 569.7% | 0.3% |
| NEWREZ LLC | $42,840,000 | $11,115,000 | -74.1% | 0.3% |
| Willamette Valley Bank | $25,950,000 | $10,795,000 | -58.4% | 0.3% |
| FIRST TECHNOLOGY | $21,975,000 | $10,775,000 | -51.0% | 0.3% |
| WALKER & DUNLOP, LLC | $85,360,000 | $10,005,000 | -88.3% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $28,030,000 | $9,840,000 | -64.9% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $14,175,000 | $9,490,000 | -33.1% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $22,630,000 | $9,475,000 | -58.1% | 0.3% |
| PacWest Funding Inc. | $9,890,000 | $9,375,000 | -5.2% | 0.3% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $23,360,000 | $8,935,000 | -61.8% | 0.3% |
| CHERRY CREEK MORTGAGE, LLC | $44,725,000 | $8,900,000 | -80.1% | 0.3% |
| LPMC, LLC | $15,875,000 | $8,705,000 | -45.2% | 0.3% |
| BROKER SOLUTIONS, INC. | $22,980,000 | $8,575,000 | -62.7% | 0.3% |
| BETTER MORTGAGE CORPORATION | $69,465,000 | $8,525,000 | -87.7% | 0.3% |
| The Federal Savings Bank | $13,200,000 | $7,345,000 | -44.4% | 0.2% |
| TIAA, FSB | $85,000 | $7,155,000 | 8,317.6% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $10,360,000 | $7,080,000 | -31.7% | 0.2% |
| AMERICAN ADVISORS GROUP | $12,260,000 | $7,070,000 | -42.3% | 0.2% |
| Washington Trust Bank | $6,460,000 | $6,890,000 | 6.7% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $7,445,000 | $6,135,000 | -17.6% | 0.2% |
| USAA Federal Savings Bank | $8,790,000 | $6,130,000 | -30.3% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $9,220,000 | $5,800,000 | -37.1% | 0.2% |
| Northwest Farm Credit Services, FLCA | $8,310,000 | $5,675,000 | -31.7% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $5,570,000 | n/a | 0.2% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $6,095,000 | $5,430,000 | -10.9% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $13,580,000 | $5,265,000 | -61.2% | 0.2% |
| First Interstate Bank | $8,060,000 | $4,820,000 | -40.2% | 0.1% |
| PHH Mortgage Corporation | $3,725,000 | $4,745,000 | 27.4% | 0.1% |
| HomeStreet Bank | $40,770,000 | $4,735,000 | -88.4% | 0.1% |
| Carrington Mortgage Services, LLC | $10,305,000 | $4,715,000 | -54.2% | 0.1% |
| Morgan Stanley Private Bank | $555,000 | $4,675,000 | 742.3% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $13,350,000 | $4,660,000 | -65.1% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,465,000 | $4,635,000 | 216.4% | 0.1% |
| East West Bank | $4,605,000 | n/a | 0.1% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $6,755,000 | $4,580,000 | -32.2% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $1,110,000 | $4,450,000 | 300.9% | 0.1% |
| V.I.P. MORTGAGE, INC. | $1,225,000 | $4,375,000 | 257.1% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $24,455,000 | $4,355,000 | -82.2% | 0.1% |
| Commerce Home Mortgage, Inc. | $5,505,000 | $4,180,000 | -24.1% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $27,785,000 | $4,155,000 | -85.0% | 0.1% |
| NBKC BANK | $6,825,000 | $4,155,000 | -39.1% | 0.1% |
| Ally Bank | $4,540,000 | $4,125,000 | -9.1% | 0.1% |
| North American Savings Bank, F.S.B. | $9,720,000 | $3,665,000 | -62.3% | 0.1% |
| Boeing Employees Credit Union | $1,785,000 | $3,650,000 | 104.5% | 0.1% |
| MARION AND POLK SCHOOLS CREDIT UNION | $305,000 | $3,475,000 | 1,039.3% | 0.1% |
| GENEVA FINANCIAL, LLC | $7,785,000 | $3,470,000 | -55.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $7,880,000 | $3,455,000 | -56.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $5,855,000 | $3,400,000 | -41.9% | 0.1% |
| S1L, Inc. | $6,205,000 | $3,390,000 | -45.4% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,200,000 | $3,365,000 | -35.3% | 0.1% |
| Nations Lending Corporation | $6,060,000 | $3,265,000 | -46.1% | 0.1% |
| The Huntington National Bank | $390,000 | $3,215,000 | 724.4% | 0.1% |
| Bank of England | $2,005,000 | $3,200,000 | 59.6% | 0.1% |
| SPRING EQ, LLC | $1,310,000 | $3,185,000 | 143.1% | 0.1% |
| VERITAS FUNDING, LLC | $1,615,000 | $3,180,000 | 96.9% | 0.1% |
| Figure Lending LLC | $1,070,000 | $3,155,000 | 194.9% | 0.1% |
| GUARANTEED RATE, INC. | $12,025,000 | $3,080,000 | -74.4% | 0.1% |
| SUMMIT MORTGAGE CORPORATION | $8,200,000 | $3,050,000 | -62.8% | 0.1% |
| ALLIANT CREDIT UNION | $600,000 | $2,930,000 | 388.3% | 0.1% |
| ROGUE | $1,870,000 | $2,930,000 | 56.7% | 0.1% |
| FIRST COMMUNITY | $10,460,000 | $2,915,000 | -72.1% | 0.1% |
| PACIFIC CASCADE FEDERAL CREDIT UNION | $5,795,000 | $2,815,000 | -51.4% | 0.1% |
| BEST CAPITAL FUNDING | $7,930,000 | $2,800,000 | -64.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $2,070,000 | $2,790,000 | 34.8% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $3,085,000 | $2,755,000 | -10.7% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $6,510,000 | $2,745,000 | -57.8% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,275,000 | $2,685,000 | 18.0% | 0.1% |
| Bank of the West | $2,535,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $1,030,000 | $2,490,000 | 141.7% | 0.1% |
| ADVANTIS | $2,740,000 | $2,485,000 | -9.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,930,000 | $2,465,000 | -15.9% | 0.1% |
| TruHome Solutions, LLC | $895,000 | $2,445,000 | 173.2% | 0.1% |
| Unitus Community Credit Union | $1,460,000 | $2,415,000 | 65.4% | 0.1% |
| GSF Mortgage Corporation | $7,880,000 | $2,400,000 | -69.5% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $1,030,000 | $2,390,000 | 132.0% | 0.1% |
| CANOPY MORTGAGE, LLC | $4,240,000 | $2,350,000 | -44.6% | 0.1% |
| Gateway First Bank | $325,000 | $2,345,000 | 621.5% | 0.1% |
| Charles Schwab Bank, SSB | $2,300,000 | $2,285,000 | -0.7% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $4,935,000 | $2,260,000 | -54.2% | 0.1% |
| Prosperity Home Mortgage, LLC | $2,365,000 | $2,165,000 | -8.5% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $450,000 | $2,160,000 | 380.0% | 0.1% |
| Citadel Servicing Corporation | $2,380,000 | $2,155,000 | -9.5% | 0.1% |
| NEW DAY FINANCIAL, LLC | $8,715,000 | $2,155,000 | -75.3% | 0.1% |
| Truist | $1,610,000 | $2,155,000 | 33.9% | 0.1% |
| MUFG Union Bank | $2,575,000 | $2,150,000 | -16.5% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,985,000 | $2,150,000 | 8.3% | 0.1% |
| Northpointe Bank | $2,430,000 | $2,045,000 | -15.8% | 0.1% |
| FirstBank | $13,090,000 | $2,025,000 | -84.5% | 0.1% |
| BMO Harris Bank | $1,990,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $550,000 | $1,865,000 | 239.1% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $6,025,000 | $1,860,000 | -69.1% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $3,065,000 | $1,820,000 | -40.6% | 0.1% |
| Citizens Bank | $3,970,000 | $1,760,000 | -55.7% | 0.1% |
| AXIA FINANCIAL, LLC | $3,535,000 | $1,715,000 | -51.5% | 0.1% |
| STEARNS LENDING, LLC | $51,145,000 | $1,690,000 | -96.7% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,435,000 | $1,625,000 | 13.2% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $2,710,000 | $1,560,000 | -42.4% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $5,620,000 | $1,555,000 | -72.3% | 0.0% |
| Discover Bank | $925,000 | $1,535,000 | 65.9% | 0.0% |
| Equity Prime Mortgage LLC | $945,000 | $1,495,000 | 58.2% | 0.0% |
| Arvest Bank | $1,150,000 | $1,420,000 | 23.5% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $4,730,000 | $1,420,000 | -70.0% | 0.0% |
| Magnolia Bank | $1,595,000 | $1,415,000 | -11.3% | 0.0% |
| SIRVA MORTGAGE, INC. | $515,000 | $1,415,000 | 174.8% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $6,550,000 | $1,410,000 | -78.5% | 0.0% |
| Colonial Savings, F.A. | $925,000 | $1,355,000 | 46.5% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,985,000 | $1,345,000 | -32.2% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,580,000 | $1,305,000 | -17.4% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $1,260,000 | $1,290,000 | 2.4% | 0.0% |
| AmeriHome Mortgage Company, LLC | $1,070,000 | $1,260,000 | 17.8% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $2,990,000 | $1,240,000 | -58.5% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $9,275,000 | $1,235,000 | -86.7% | 0.0% |
| SOFI LENDING CORP. | $1,560,000 | $1,225,000 | -21.5% | 0.0% |
| LADERA LENDING, INC. | $6,335,000 | $1,200,000 | -81.1% | 0.0% |
| OPEN MORTGAGE, LLC | $3,505,000 | $1,200,000 | -65.8% | 0.0% |
| Lend Smart Mortgage, LLC | $1,185,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $2,085,000 | $1,170,000 | -43.9% | 0.0% |
| Goldman Sachs Bank USA | $1,085,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $3,280,000 | $1,075,000 | -67.2% | 0.0% |
| WINGS FINANCIAL | $335,000 | $1,060,000 | 216.4% | 0.0% |
| Silicon Valley Bank | $1,045,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $1,755,000 | $1,035,000 | -41.0% | 0.0% |
| Raymond James Bank | $1,030,000 | n/a | 0.0% | |
| Enterprise Bank & Trust | $1,005,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $575,000 | $1,005,000 | 74.8% | 0.0% |
| OAKTREE FUNDING CORP. | $1,920,000 | $970,000 | -49.5% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $630,000 | $960,000 | 52.4% | 0.0% |
| Franklin Loan Corporation | $530,000 | $960,000 | 81.1% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $515,000 | $960,000 | 86.4% | 0.0% |
| Loan Simple, Inc. | $915,000 | $930,000 | 1.6% | 0.0% |
| Low VA Rates, LLC | $2,985,000 | $920,000 | -69.2% | 0.0% |
| Zions Bancorporation, N.A. | $570,000 | $915,000 | 60.5% | 0.0% |
| CLEARPATH LENDING | $695,000 | $895,000 | 28.8% | 0.0% |
| BNC National Bank | $2,970,000 | $890,000 | -70.0% | 0.0% |
| NUMERICA CREDIT UNION | $865,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $8,510,000 | $860,000 | -89.9% | 0.0% |
| PLANET HOME LENDING, LLC | $2,985,000 | $850,000 | -71.5% | 0.0% |
| RANLIFE, INC. | $2,420,000 | $845,000 | -65.1% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $830,000 | n/a | 0.0% | |
| City National Bank | $305,000 | $820,000 | 168.9% | 0.0% |
| Mid Oregon Federal Credit Union | $820,000 | n/a | 0.0% | |
| PRIORITY HOME LENDING, LLC | $1,430,000 | $820,000 | -42.7% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $850,000 | $780,000 | -8.2% | 0.0% |
| Firefighters First Federal Credit Union | $370,000 | $765,000 | 106.8% | 0.0% |
| Bank of the Pacific | $400,000 | $760,000 | 90.0% | 0.0% |
| GESA | $205,000 | $755,000 | 268.3% | 0.0% |
| Consolidated Federal Credit Union | $720,000 | n/a | 0.0% | |
| NFM, INC. | $720,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $645,000 | $715,000 | 10.9% | 0.0% |
| Texana Bank | $700,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $7,820,000 | $690,000 | -91.2% | 0.0% |
| ADVANCIAL | $680,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $7,350,000 | $680,000 | -90.7% | 0.0% |
| KINECTA | $680,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $675,000 | n/a | 0.0% | |
| Rivermark Community Credit Union | $1,315,000 | $665,000 | -49.4% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,270,000 | $650,000 | -48.8% | 0.0% |
| PENRITH HOME LOANS LLC | $285,000 | $645,000 | 126.3% | 0.0% |
| DATA MORTGAGE, INC. | $535,000 | $640,000 | 19.6% | 0.0% |
| 1st Security Bank of Washington | $1,230,000 | $635,000 | -48.4% | 0.0% |
| MICHIGAN MUTUAL, INC. | $745,000 | $630,000 | -15.4% | 0.0% |
| MOUNTAIN AMERICA | $1,185,000 | $630,000 | -46.8% | 0.0% |
| Presidential Bank, FSB | $625,000 | n/a | 0.0% | |
| Interaudi Bank | $605,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $865,000 | $600,000 | -30.6% | 0.0% |
| FBC MORTGAGE, LLC | $275,000 | $595,000 | 116.4% | 0.0% |
| First Mortgage Solutions, LLC | $1,540,000 | $590,000 | -61.7% | 0.0% |
| First Financial Bank | $585,000 | n/a | 0.0% | |
| EMM LOANS LLC | $420,000 | $580,000 | 38.1% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $580,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $575,000 | n/a | 0.0% | |
| OCMBC, INC. | $185,000 | $575,000 | 210.8% | 0.0% |
| LENDSURE MORTGAGE CORP. | $155,000 | $570,000 | 267.7% | 0.0% |
| Amerifirst Financial, Inc. | $1,100,000 | $560,000 | -49.1% | 0.0% |
| BECKAM FUNDING CORP. | $1,360,000 | $535,000 | -60.7% | 0.0% |
| American Airlines Federal Credit Union | $530,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $7,250,000 | $520,000 | -92.8% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $295,000 | $515,000 | 74.6% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $1,995,000 | $515,000 | -74.2% | 0.0% |
| FIBRE FEDERAL CREDIT UNION | $505,000 | $505,000 | 0.0% | 0.0% |
| GTE Federal Credit Union | $505,000 | n/a | 0.0% | |
| UBS Bank USA | $505,000 | n/a | 0.0% | |
| M&T Bank | $1,120,000 | $490,000 | -56.3% | 0.0% |
| Platinum Home Mortgage Corporation | $485,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $335,000 | $475,000 | 41.8% | 0.0% |
| Bethpage Federal Credit Union | $55,000 | $450,000 | 718.2% | 0.0% |
| SWBC MORTGAGE CORPORATION | $355,000 | $445,000 | 25.4% | 0.0% |
| Evergreen Federal Bank | $365,000 | $440,000 | 20.5% | 0.0% |
| CITIZENS EQUITY FIRST | $435,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $435,000 | n/a | 0.0% | |
| Prime Choice Funding Inc. | $1,620,000 | $435,000 | -73.1% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $105,000 | $430,000 | 309.5% | 0.0% |
| Armed Forces Bank | $425,000 | n/a | 0.0% | |
| NexBank | $425,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $640,000 | $425,000 | -33.6% | 0.0% |
| OREGONIANS CREDIT UNION | $425,000 | n/a | 0.0% | |
| SECURITY HOME MORTGAGE, LLC. | $425,000 | n/a | 0.0% | |
| Ameris Bank | $325,000 | $415,000 | 27.7% | 0.0% |
| Amalgamated Bank | $405,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $760,000 | $405,000 | -46.7% | 0.0% |
| MORTGAGE CAPITAL PARTNERS, INC. | $405,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $405,000 | n/a | 0.0% | |
| ARC HOME LLC | $275,000 | $390,000 | 41.8% | 0.0% |
| SALAL | $375,000 | n/a | 0.0% | |
| BOKF | $740,000 | $365,000 | -50.7% | 0.0% |
| Southwest Airlines Federal Credit Union | $365,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $1,880,000 | $365,000 | -80.6% | 0.0% |
| MORIA DEVELOPMENT, INC. | $660,000 | $360,000 | -45.5% | 0.0% |
| STAR ONE CREDIT UNION | $105,000 | $355,000 | 238.1% | 0.0% |
| THE MORTGAGE COMPANY | $345,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $760,000 | $335,000 | -55.9% | 0.0% |
| TJC Mortgage, Inc. | $245,000 | $335,000 | 36.7% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $500,000 | $325,000 | -35.0% | 0.0% |
| IMPAC MORTGAGE CORP. | $310,000 | $325,000 | 4.8% | 0.0% |
| KEYPOINT | $325,000 | n/a | 0.0% | |
| LOANPAL, LLC | $1,080,000 | $325,000 | -69.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $450,000 | $325,000 | -27.8% | 0.0% |
| People's Bank of Commerce | $790,000 | $325,000 | -58.9% | 0.0% |
| INFINITY EQUITY GROUP, INC. | $985,000 | $315,000 | -68.0% | 0.0% |
| Ixonia Bank | $255,000 | $315,000 | 23.5% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $690,000 | $300,000 | -56.5% | 0.0% |
| Royal Credit Union | $295,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,300,000 | $295,000 | -77.3% | 0.0% |
| First National Bank of America | $465,000 | $285,000 | -38.7% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $285,000 | n/a | 0.0% | |
| JLB CORPORATION | $1,100,000 | $285,000 | -74.1% | 0.0% |
| Qualstar Credit Union | $285,000 | n/a | 0.0% | |
| Plains Commerce Bank | $275,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,350,000 | $265,000 | -80.4% | 0.0% |
| TWINSTAR | $265,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $225,000 | $255,000 | 13.3% | 0.0% |
| First Hope Bank, A National Banking Association | $255,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $255,000 | n/a | 0.0% | |
| PREMIER AMERICA | $255,000 | n/a | 0.0% | |
| Baxter Credit Union | $245,000 | n/a | 0.0% | |
| MIDWEST LOAN SOLUTIONS, INC. | $245,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $235,000 | n/a | 0.0% | |
| AmRes Corporation | $265,000 | $225,000 | -15.1% | 0.0% |
| iQ Credit Union | $935,000 | $225,000 | -75.9% | 0.0% |
| Network Funding, L.P. | $225,000 | n/a | 0.0% | |
| MidFirst Bank | $740,000 | $220,000 | -70.3% | 0.0% |
| IDAHO CENTRAL | $435,000 | $215,000 | -50.6% | 0.0% |
| First Federal | $455,000 | $195,000 | -57.1% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $195,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| RED CANOE CREDIT UNION | $165,000 | $190,000 | 15.2% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $935,000 | $185,000 | -80.2% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,450,000 | $175,000 | -87.9% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $830,000 | $175,000 | -78.9% | 0.0% |
| Toyota Financial Savings Bank | $685,000 | $175,000 | -74.5% | 0.0% |
| First Citizens National Bank | $145,000 | n/a | 0.0% | |
| Centier Bank | $135,000 | n/a | 0.0% | |
| Quontic Bank | $2,385,000 | $135,000 | -94.3% | 0.0% |
| Northwest Federal Credit Union | $130,000 | n/a | 0.0% | |
| CASCADE FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $125,000 | n/a | 0.0% | |
| TEACHERS | $115,000 | n/a | 0.0% | |
| BayCoast Bank | $120,000 | $110,000 | -8.3% | 0.0% |
| NuVision Federal Credit Union | $105,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $95,000 | n/a | 0.0% | |
| SPOKANE TEACHERS | $345,000 | $75,000 | -78.3% | 0.0% |
| HomeTrust Bank | $145,000 | $55,000 | -62.1% | 0.0% |
| CENTRAL WILLAMETTE Credit Union | $825,000 | $35,000 | -95.8% | 0.0% |
| Clackamas Federal Credit Union | $60,000 | $35,000 | -41.7% | 0.0% |
| MERIWEST | $205,000 | $15,000 | -92.7% | 0.0% |
EUGENE - SPRINGFIELD's top lender by overall market share is SUMMIT FUNDING, INC., with 7.5% market share. In second place, with 7.0%, is OREGON COMMUNITY, having originated $226,515,000 in loans. In third place, with 6.7%, is Umpqua Bank, having originated $217,370,000 in loans. In fourth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $146,800,000 in loans. In fifth place, with 3.6%, is FINANCE OF AMERICA MORTGAGE LLC, having originated $116,790,000 in loans.
EUGENE - SPRINGFIELD Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - EUGENE - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $343,995 (5.8%) | $426,466 (2.2%) | 1.28 | 658 |
| 2018-02-01 | $372,450 (8.2%) | $464,865 (6.4%) | 1.35 | 598 |
| 2018-03-01 | $394,950 (13.2%) | $476,747 (8.2%) | 1.39 | 599 |
| 2018-04-01 | $402,223 (15.0%) | $489,215 (10.0%) | 1.36 | 654 |
| 2018-05-01 | $407,498 (11.0%) | $498,672 (11.1%) | 1.36 | 697 |
| 2018-06-01 | $385,000 (7.1%) | $472,030 (7.6%) | 1.28 | 872 |
| 2018-07-01 | $389,375 (11.3%) | $481,076 (11.5%) | 1.30 | 915 |
| 2018-08-01 | $371,200 (7.6%) | $470,755 (12.2%) | 1.24 | 1,036 |
| 2018-09-01 | $369,000 (10.2%) | $467,745 (13.8%) | 1.24 | 1,012 |
| 2018-10-01 | $368,625 (8.4%) | $465,156 (11.3%) | 1.25 | 952 |
| 2018-11-01 | $361,450 (3.3%) | $461,338 (7.3%) | 1.23 | 908 |
| 2018-12-01 | $365,000 (7.4%) | $470,922 (9.6%) | 1.26 | 784 |
| 2019-01-01 | $366,950 (6.7%) | $475,780 (11.6%) | 1.27 | 654 |
| 2019-02-01 | $382,450 (2.7%) | $480,137 (3.3%) | 1.29 | 626 |
| 2019-03-01 | $389,350 (-1.4%) | $473,909 (-0.6%) | 1.30 | 594 |
| 2019-04-01 | $379,675 (-5.6%) | $456,025 (-6.8%) | 1.21 | 631 |
| 2019-05-01 | $383,685 (-5.8%) | $457,838 (-8.2%) | 1.20 | 705 |
| 2019-06-01 | $385,000 (0.0%) | $465,180 (-1.5%) | 1.20 | 794 |
| 2019-07-01 | $398,975 (2.5%) | $475,051 (-1.3%) | 1.25 | 800 |
| 2019-08-01 | $408,900 (10.2%) | $485,706 (3.2%) | 1.28 | 790 |
| 2019-09-01 | $409,175 (10.9%) | $492,762 (5.4%) | 1.29 | 748 |
| 2019-10-01 | $391,248 (6.1%) | $467,412 (0.5%) | 1.26 | 792 |
| 2019-11-01 | $397,500 (10.0%) | $473,114 (2.6%) | 1.30 | 671 |
| 2019-12-01 | $399,000 (9.3%) | $473,529 (0.6%) | 1.33 | 531 |
| 2020-01-01 | $399,000 (8.7%) | $471,745 (-0.9%) | 1.33 | 493 |
| 2020-02-01 | $399,450 (4.5%) | $478,021 (-0.4%) | 1.31 | 458 |
| 2020-03-01 | $403,725 (3.7%) | $480,505 (1.4%) | 1.27 | 510 |
| 2020-04-01 | $399,500 (5.2%) | $468,482 (2.7%) | 1.25 | 641 |
| 2020-05-01 | $419,000 (9.2%) | $477,853 (4.4%) | 1.27 | 635 |
| 2020-06-01 | $434,350 (12.8%) | $493,556 (6.1%) | 1.28 | 581 |
| 2020-07-01 | $422,000 (5.8%) | $493,513 (3.9%) | 1.22 | 519 |
| 2020-08-01 | $425,000 (3.9%) | $501,757 (3.3%) | 1.22 | 488 |
| 2020-09-01 | $434,350 (6.2%) | $510,294 (3.6%) | 1.24 | 480 |
| 2020-10-01 | $424,250 (8.4%) | $513,229 (9.8%) | 1.22 | 448 |
| 2020-11-01 | $410,000 (3.1%) | $513,655 (8.6%) | 1.20 | 371 |
| 2020-12-01 | $420,000 (5.3%) | $537,269 (13.5%) | 1.25 | 321 |
| 2021-01-01 | $425,000 (6.5%) | $541,681 (14.8%) | 1.27 | 263 |
| 2021-02-01 | $414,988 (3.9%) | $526,335 (10.1%) | 1.21 | 250 |
| 2021-03-01 | $435,688 (7.9%) | $547,781 (14.0%) | 1.24 | 244 |
| 2021-04-01 | $434,500 (8.8%) | $559,384 (19.4%) | 1.18 | 260 |
| 2021-05-01 | $449,950 (7.4%) | $567,339 (18.7%) | 1.19 | 306 |
| 2021-06-01 | $450,750 (3.8%) | $589,627 (19.5%) | 1.19 | 344 |
| 2021-07-01 | $449,900 (6.6%) | $580,074 (17.5%) | 1.19 | 396 |
| 2021-08-01 | $461,975 (8.7%) | $603,840 (20.4%) | 1.23 | 452 |
| 2021-09-01 | $454,673 (4.7%) | $604,833 (18.5%) | 1.21 | 423 |
| 2021-10-01 | $456,230 (7.5%) | $605,193 (17.9%) | 1.22 | 398 |
| 2021-11-01 | $467,450 (14.0%) | $626,640 (22.0%) | 1.25 | 340 |
| 2021-12-01 | $461,250 (9.8%) | $617,046 (14.9%) | 1.25 | 263 |
| 2022-01-01 | $468,750 (10.3%) | $625,983 (15.6%) | 1.27 | 233 |
| 2022-02-01 | $469,950 (13.2%) | $648,400 (23.2%) | 1.22 | 230 |
| 2022-03-01 | $464,750 (6.7%) | $611,682 (11.7%) | 1.16 | 245 |
| 2022-04-01 | $485,000 (11.6%) | $613,238 (9.6%) | 1.16 | 258 |
| 2022-05-01 | $493,725 (9.7%) | $621,080 (9.5%) | 1.13 | 361 |
| 2022-06-01 | $505,000 (12.0%) | $610,467 (3.5%) | 1.12 | 436 |
| 2022-07-01 | $514,900 (14.5%) | $619,614 (6.8%) | 1.16 | 581 |
| 2022-08-01 | $509,198 (10.2%) | $617,211 (2.2%) | 1.18 | 573 |
| 2022-09-01 | $502,900 (10.6%) | $631,583 (4.4%) | 1.18 | 524 |
| 2022-10-01 | $510,000 (11.8%) | $638,975 (5.6%) | 1.20 | 536 |
| 2022-11-01 | $499,950 (7.0%) | $629,012 (0.4%) | 1.20 | 516 |
| 2022-12-01 | $500,000 (8.4%) | $626,960 (1.6%) | 1.23 | 439 |
| 2023-01-01 | $521,225 (11.2%) | $634,111 (1.3%) | 1.29 | 406 |
| 2023-02-01 | $511,200 (8.8%) | $626,571 (-3.4%) | 1.23 | 367 |
| 2023-03-01 | $517,000 (11.2%) | $627,724 (2.6%) | 1.22 | 397 |
| 2023-04-01 | $525,000 (8.3%) | $625,874 (2.1%) | 1.22 | 426 |
EUGENE - SPRINGFIELD's median listing price for 2023-04-01 was $525,000, a difference of
$40,000
(8.3%) versus the prior year and
$8,000 versus the prior month.
EUGENE - SPRINGFIELD's median listing price comes in at 122% of the national average.
EUGENE - SPRINGFIELD's average listing price for 2023-04-01 was $625,874, a difference of $12,636 (2.1%) versus the prior year and $-1,850 versus the prior month.
For the 2023-04-01 period, EUGENE - SPRINGFIELD had 426 MLS listings, a difference of 29 listings (7%) versus the prior month and 168 listings (65%) versus the prior year.
EUGENE - SPRINGFIELD's median listing price comes in at 122% of the national average.
EUGENE - SPRINGFIELD's average listing price for 2023-04-01 was $625,874, a difference of $12,636 (2.1%) versus the prior year and $-1,850 versus the prior month.
For the 2023-04-01 period, EUGENE - SPRINGFIELD had 426 MLS listings, a difference of 29 listings (7%) versus the prior month and 168 listings (65%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - EUGENE - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 83 days | 1,910 sqft |
| 2018-02-01 | 65 days | 1,965 sqft |
| 2018-03-01 | 49 days | 2,000 sqft |
| 2018-04-01 | 44 days | 2,046 sqft |
| 2018-05-01 | 39 days | 2,058 sqft |
| 2018-06-01 | 36 days | 1,951 sqft |
| 2018-07-01 | 41 days | 1,939 sqft |
| 2018-08-01 | 42 days | 1,929 sqft |
| 2018-09-01 | 49 days | 1,912 sqft |
| 2018-10-01 | 59 days | 1,902 sqft |
| 2018-11-01 | 58 days | 1,858 sqft |
| 2018-12-01 | 62 days | 1,851 sqft |
| 2019-01-01 | 72 days | 1,847 sqft |
| 2019-02-01 | 68 days | 1,888 sqft |
| 2019-03-01 | 51 days | 1,860 sqft |
| 2019-04-01 | 39 days | 1,847 sqft |
| 2019-05-01 | 29 days | 1,877 sqft |
| 2019-06-01 | 35 days | 1,878 sqft |
| 2019-07-01 | 39 days | 1,960 sqft |
| 2019-08-01 | 52 days | 2,000 sqft |
| 2019-09-01 | 59 days | 2,037 sqft |
| 2019-10-01 | 52 days | 1,937 sqft |
| 2019-11-01 | 68 days | 1,958 sqft |
| 2019-12-01 | 84 days | 1,930 sqft |
| 2020-01-01 | 82 days | 1,927 sqft |
| 2020-02-01 | 58 days | 1,949 sqft |
| 2020-03-01 | 50 days | 1,925 sqft |
| 2020-04-01 | 43 days | 1,866 sqft |
| 2020-05-01 | 62 days | 1,916 sqft |
| 2020-06-01 | 67 days | 1,952 sqft |
| 2020-07-01 | 51 days | 1,934 sqft |
| 2020-08-01 | 49 days | 1,935 sqft |
| 2020-09-01 | 47 days | 1,844 sqft |
| 2020-10-01 | 52 days | 1,810 sqft |
| 2020-11-01 | 73 days | 1,707 sqft |
| 2020-12-01 | 80 days | 1,702 sqft |
| 2021-01-01 | 65 days | 1,638 sqft |
| 2021-02-01 | 52 days | 1,564 sqft |
| 2021-03-01 | 43 days | 1,627 sqft |
| 2021-04-01 | 35 days | 1,618 sqft |
| 2021-05-01 | 29 days | 1,689 sqft |
| 2021-06-01 | 28 days | 1,731 sqft |
| 2021-07-01 | 32 days | 1,710 sqft |
| 2021-08-01 | 37 days | 1,707 sqft |
| 2021-09-01 | 44 days | 1,761 sqft |
| 2021-10-01 | 56 days | 1,726 sqft |
| 2021-11-01 | 56 days | 1,739 sqft |
| 2021-12-01 | 51 days | 1,671 sqft |
| 2022-01-01 | 65 days | 1,688 sqft |
| 2022-02-01 | 33 days | 1,707 sqft |
| 2022-03-01 | 29 days | 1,643 sqft |
| 2022-04-01 | 29 days | 1,685 sqft |
| 2022-05-01 | 23 days | 1,708 sqft |
| 2022-06-01 | 27 days | 1,732 sqft |
| 2022-07-01 | 29 days | 1,787 sqft |
| 2022-08-01 | 35 days | 1,815 sqft |
| 2022-09-01 | 44 days | 1,786 sqft |
| 2022-10-01 | 44 days | 1,816 sqft |
| 2022-11-01 | 47 days | 1,840 sqft |
| 2022-12-01 | 61 days | 1,802 sqft |
| 2023-01-01 | 70 days | 1,817 sqft |
| 2023-02-01 | 59 days | 1,759 sqft |
| 2023-03-01 | 41 days | 1,797 sqft |
| 2023-04-01 | 42 days | 1,787 sqft |
EUGENE - SPRINGFIELD's median listing age (time on market) for 2023-04-01 was 42 days.
This
is 45%
longer
than the same period one year ago.
EUGENE - SPRINGFIELD's median square footage for active listings during the 2023-04-01 period was 1,787 sqft. One year prior, the average listing was 1,685 sqft.
EUGENE - SPRINGFIELD's median square footage for active listings during the 2023-04-01 period was 1,787 sqft. One year prior, the average listing was 1,685 sqft.
EUGENE-SPRINGFIELD, OR Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 97324 | Eugene-Springfield, OR | $840 | $930 | $1,100 | $1,570 | $1,900 |
| 97390 | Eugene-Springfield, OR | $960 | $1,110 | $1,450 | $2,060 | $2,480 |
| 97401 | Eugene-Springfield, OR | $920 | $1,050 | $1,380 | $1,960 | $2,360 |
| 97402 | Eugene-Springfield, OR | $840 | $960 | $1,260 | $1,790 | $2,160 |
| 97403 | Eugene-Springfield, OR | $900 | $1,040 | $1,360 | $1,930 | $2,330 |
| 97404 | Eugene-Springfield, OR | $850 | $980 | $1,280 | $1,820 | $2,190 |
| 97405 | Eugene-Springfield, OR | $860 | $990 | $1,300 | $1,850 | $2,230 |
| 97408 | Eugene-Springfield, OR | $1,040 | $1,190 | $1,560 | $2,220 | $2,670 |
| 97409 | Eugene-Springfield, OR | $830 | $950 | $1,250 | $1,780 | $2,140 |
| 97412 | Eugene-Springfield, OR | $980 | $1,130 | $1,480 | $2,100 | $2,530 |
| 97413 | Eugene-Springfield, OR | $720 | $830 | $1,090 | $1,550 | $1,850 |
| 97419 | Eugene-Springfield, OR | $950 | $1,090 | $1,430 | $2,030 | $2,450 |
| 97424 | Eugene-Springfield, OR | $780 | $900 | $1,180 | $1,680 | $2,020 |
| 97426 | Eugene-Springfield, OR | $780 | $900 | $1,180 | $1,680 | $2,020 |
| 97430 | Eugene-Springfield, OR | $950 | $1,080 | $1,390 | $1,970 | $2,370 |
| 97431 | Eugene-Springfield, OR | $720 | $830 | $1,090 | $1,550 | $1,870 |
| 97434 | Eugene-Springfield, OR | $720 | $830 | $1,090 | $1,550 | $1,850 |
| 97437 | Eugene-Springfield, OR | $820 | $940 | $1,240 | $1,760 | $2,120 |
| 97438 | Eugene-Springfield, OR | $810 | $930 | $1,220 | $1,730 | $2,090 |
| 97439 | Eugene-Springfield, OR | $810 | $930 | $1,220 | $1,730 | $2,090 |
| 97440 | Eugene-Springfield, OR | $830 | $950 | $1,250 | $1,780 | $2,140 |
| 97446 | Eugene-Springfield, OR | $920 | $980 | $1,290 | $1,800 | $2,110 |
| 97448 | Eugene-Springfield, OR | $840 | $930 | $1,160 | $1,650 | $1,980 |
| 97451 | Eugene-Springfield, OR | $820 | $950 | $1,240 | $1,770 | $2,130 |
| 97452 | Eugene-Springfield, OR | $820 | $950 | $1,240 | $1,760 | $2,120 |
| 97453 | Eugene-Springfield, OR | $720 | $830 | $1,090 | $1,550 | $1,850 |
| 97454 | Eugene-Springfield, OR | $890 | $1,020 | $1,340 | $1,900 | $2,290 |
| 97455 | Eugene-Springfield, OR | $790 | $910 | $1,190 | $1,690 | $2,040 |
| 97456 | Eugene-Springfield, OR | $840 | $930 | $1,100 | $1,570 | $1,900 |
| 97461 | Eugene-Springfield, OR | $920 | $1,060 | $1,390 | $1,970 | $2,380 |
| 97463 | Eugene-Springfield, OR | $720 | $830 | $1,090 | $1,550 | $1,850 |
| 97475 | Eugene-Springfield, OR | $830 | $950 | $1,250 | $1,780 | $2,140 |
| 97477 | Eugene-Springfield, OR | $780 | $890 | $1,170 | $1,660 | $2,000 |
| 97478 | Eugene-Springfield, OR | $810 | $930 | $1,220 | $1,730 | $2,090 |
| 97480 | Eugene-Springfield, OR | $810 | $930 | $1,220 | $1,740 | $2,100 |
| 97487 | Eugene-Springfield, OR | $810 | $930 | $1,220 | $1,730 | $2,090 |
| 97488 | Eugene-Springfield, OR | $820 | $940 | $1,230 | $1,750 | $2,110 |
| 97489 | Eugene-Springfield, OR | $810 | $930 | $1,220 | $1,740 | $2,100 |
| 97490 | Eugene-Springfield, OR | $830 | $950 | $1,250 | $1,780 | $2,140 |
| 97492 | Eugene-Springfield, OR | $830 | $950 | $1,250 | $1,780 | $2,140 |
| 97493 | Eugene-Springfield, OR | $720 | $830 | $1,090 | $1,550 | $1,850 |
| 97498 | Eugene-Springfield, OR | $880 | $1,010 | $1,320 | $1,880 | $2,260 |
2022 Average & Median Rent Data Statistics
EUGENE-SPRINGFIELD, OR average 1BR rent: $956, median: $945
EUGENE-SPRINGFIELD, OR average 2BR rent: $1,247, median: $1,240
EUGENE-SPRINGFIELD, OR average 3BR rent: $1,772, median: $1,760
EUGENE-SPRINGFIELD, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,522 | $1,900,780,000 | $420,341 |
| Cash Out Refi | 2,017 | $617,065,000 | $305,932 |
| Home Improvement | 1,719 | $151,045,000 | $87,868 |
| Refi | 1,341 | $476,485,000 | $355,321 |
| Other | 978 | $113,190,000 | $115,736 |
Eugene - Springfield's most frequently cited loan purpose was Home Purchase, with 4,522 originations. The 2nd most popular reason was Cash Out Refi, with 2,017 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 3,116 | $903,550,000 | $289,971 |
| 5-6% | 2,470 | $773,720,000 | $313,247 |
| 4-5% | 2,276 | $886,130,000 | $389,337 |
| 6-7% | 1,149 | $319,905,000 | $278,420 |
| 2.5-3% | 643 | $184,915,000 | $287,582 |
| 7-8% | 344 | $70,200,000 | $204,070 |
| Over 8% | 298 | $46,470,000 | $155,940 |
| <2.5% | 268 | $70,390,000 | $262,649 |
During 2022, Eugene - Springfield's most frequently originated rate bucket was 3-4%, with 3,116 originations.
Loan Sizing (EUGENE-SPRINGFIELD, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,407 | $1,319,525,000 | $299,416 |
| $100,000 or less | 2,263 | $119,395,000 | $52,760 |
| $100k-200k | 1,751 | $250,925,000 | $143,304 |
| $400k-600k | 1,624 | $763,220,000 | $469,963 |
| $600k-1000k | 408 | $287,710,000 | $705,172 |
| $Over $1MM | 124 | $517,790,000 | $4,175,726 |
EUGENE - SPRINGFIELD's loan sizing saw the bucket of loans from $200k-400k with 4,407 originations, totaling $1,319,525,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,748 | $1,081,670,000 | $393,621 |
| 60-80% | 2,523 | $1,072,855,000 | $425,230 |
| Under 20% | 2,272 | $137,080,000 | $60,335 |
| 40-60% | 1,517 | $630,435,000 | $415,580 |
| 20-40% | 1,361 | $252,115,000 | $185,242 |
| Over 100% | 94 | $45,590,000 | $485,000 |
EUGENE - SPRINGFIELD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,748 originations, totaling $1,081,670,000 in origination value.