EUGENE - SPRINGFIELD Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Eugene - Springfield averaged 5.23% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.28% and one month ago for the week of 2022-04-14, the average rate was 5.28%.

Eugene - Springfield's average rate one year ago was 3.25%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.44%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Eugene - Springfield 30 Year Fixed Rate 2022-05-19 5.23%
Eugene - Springfield 30 Year Fixed Rate Refi 2022-05-19 5.44%
Eugene - Springfield 15 Year Fixed Rate 2022-05-19 4.6%
Eugene - Springfield 15 Year Fixed Rate Refi 2022-05-19 4.47%
Eugene - Springfield 30 Year FHA 2022-05-19 5.22%
Eugene - Springfield 30 Year FHA Refi 2022-05-19 5.38%
Eugene - Springfield 30 Year USDA 2022-05-19 5.38%
Eugene - Springfield 30 Year USDA Refi 2022-05-19 5.56%
Eugene - Springfield 30 Year VA 2022-05-19 5.52%
Eugene - Springfield 30 Year VA Refi 2022-05-19 5.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within EUGENE-SPRINGFIELD, OR.

EUGENE - SPRINGFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the EUGENE-SPRINGFIELD, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
SUMMIT FUNDING, INC. 952 3.15% $6,613
QUICKEN LOANS, LLC 921 3.02% $5,540
FINANCE OF AMERICA MORTGAGE LLC 853 3.19% $5,281
OREGON COMMUNITY 702 3.13% $4,477
CMG MORTGAGE, INC. 547 2.95% $3,728
LOANDEPOT.COM, LLC 512 3.09% $5,004
GUILD MORTGAGE COMPANY 463 3.21% $5,256
CROSSCOUNTRY MORTGAGE, LLC 436 3.12% $6,149
UNITED WHOLESALE MORTGAGE, LLC 408 2.96% $5,463
CALIBER HOME LOANS, INC. 325 3.12% $5,347
Umpqua Bank 304 3.13% $5,350
DIRECTORS MORTGAGE, INC. 254 3.23% $6,551
U.S. Bank 185 3.03% $4,668
HOMEBRIDGE FINANCIAL SERVICES, INC. 175 3.26% $5,545
Wells Fargo Bank 167 3.09% $3,844
NORTHWEST COMMUNITY 160 3.09% $7,405
BETTER MORTGAGE CORPORATION 142 2.86% $3,814
STEARNS LENDING, LLC 130 2.99% $5,136
Flagstar Bank, FSB 122 3.14% $5,613
CHERRY CREEK MORTGAGE, LLC 121 3.13% $7,625
Mr. Cooper ( Nationstar Mortgage ) 115 3.14% $5,583
MANN FINANCIAL INC. 114 3.30% $5,531
PENNYMAC LOAN SERVICES, LLC 113 3.07% $5,502
KeyBank 110 3.22% $3,569
Sierra Pacific Mortgage Company, Inc. 108 3.03% $4,663
JPMorgan Chase Bank 101 3.07% $3,297
SELCO COMMUNITY 99 2.88% $3,011
AMERISAVE MORTGAGE CORPORATION 91 2.90% $5,849
MORTGAGE EXPRESS, LLC 88 3.21% $4,376
NEWREZ LLC 80 3.12% $4,321
OnPoint Community Credit Union 69 3.15% $4,352
Willamette Valley Bank 67 3.16% $6,413
PACIFIC RESIDENTIAL MORTGAGE, LLC 61 3.24% $6,825
FREEDOM MORTGAGE CORPORATION 61 3.10% $3,049
Banner Bank 60 3.17% $4,851
PRIMARY RESIDENTIAL MORTGAGE, INC. 59 3.19% $4,628
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 58 3.00% $5,145
BROKER SOLUTIONS, INC. 57 3.00% $4,895
HOME POINT FINANCIAL CORPORATION 54 2.95% $4,721
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 53 3.06% $4,209
FIRST TECHNOLOGY 52 3.04% $4,211
LPMC, LLC 47 3.05% $4,008
Bank of America 37 2.90% $4,261
Columbia State Bank 35 3.16% $4,613
PROVIDENT FUNDING ASSOCIATES, L.P. 35 2.75% $3,685
PENTAGON FEDERAL CREDIT UNION 28 2.85% $3,462
AMERICAN PACIFIC MORTGAGE CORPORATION 28 3.24% $5,336
FirstBank 26 2.81% $3,144
MUTUAL OF OMAHA MORTGAGE, INC. 25 3.05% $3,221
NATIONS DIRECT MORTGAGE, LLC 25 3.11% $5,403
ACADEMY MORTGAGE CORPORATION 25 3.21% $5,370
InterContinental Capital Group, Inc 25 2.94% $4,997
GUARANTEED RATE, INC. 25 2.98% $4,528
KELLER MORTGAGE, LLC 24 3.09% $3,384
AMERICAN FINANCING CORPORATION 23 3.14% $4,991
FIRST COMMUNITY 23 3.15% $3,714
LAKEVIEW LOAN SERVICING, LLC 22 3.43% $3,802
BEST CAPITAL FUNDING 22 2.97% $4,574
Washington Federal Bank 22 3.52% $7,907
North American Savings Bank, F.S.B. 21 2.85% $2,350
SUMMIT MORTGAGE CORPORATION 21 3.18% $4,780
Strong Home Mortgage, LLC 19 2.75% $3,127
ZILLOW HOME LOANS, LLC 18 2.99% $4,504
Washington Trust Bank 18 3.02% $5,578
MOVEMENT MORTGAGE, LLC 18 3.08% $4,869
LADERA LENDING, INC. 17 3.10% $4,070
HomeStreet Bank 16 3.13% $4,939
DHI MORTGAGE COMPANY, LTD. 16 2.93% $3,407
NETWORK CAPITAL FUNDING CORPORATION 15 3.35% $5,686
GENEVA FINANCIAL, LLC 15 3.27% $6,009
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 15 3.12% $6,784
S1L, Inc. 14 3.26% $5,874
CANOPY MORTGAGE, LLC 14 2.93% $5,272
GSF Mortgage Corporation 14 3.21% $12,009
FIRST CENTENNIAL MORTGAGE CORPORATION 13 2.98% $4,960
CHURCHILL MORTGAGE CORPORATION 13 3.41% $5,360
Wyndham Capital Mortgage, Inc. 13 3.10% $2,396
First Interstate Bank 13 3.13% $4,961
Century Mortgage Company DBA Century Lending Company 12 3.22% $5,761
Commerce Home Mortgage, Inc. 12 3.33% $5,662
PRIMELENDING, A PLAINSCAPITAL COMPANY 11 3.31% $6,302
NBKC BANK 11 2.85% $3,075
First Guaranty Mortgage Corporation 11 3.07% $4,500
Northwest Farm Credit Services, FLCA 11 3.65% $9,043
AMERICAN FINANCIAL NETWORK, INC. 11 3.36% $10,953
PACIFIC CASCADE FEDERAL CREDIT UNION 11 3.35% $2,997
EVERETT FINANCIAL, INC. 10 3.33% $3,457
AXIA FINANCIAL, LLC 10 3.24% $5,171
Ally Bank 10 2.77% $7,253
Carrington Mortgage Services, LLC 10 3.23% $7,260
Nations Lending Corporation 9 3.13% $8,015
The Federal Savings Bank 9 3.24% $7,523
Citizens Bank 9 2.94% $4,615
Chicago Mortgage Solutions LLC 9 2.98% $2,265
CELEBRITY HOME LOANS, LLC 8 3.17% $5,763
PLAZA HOME MORTGAGE, INC. 8 3.00% $5,907
LOANLEADERS OF AMERICA, INC. 8 3.09% $4,278
PREMIER MORTGAGE RESOURCES, L.L.C. 8 3.20% $5,798
Paramount Residential Mortgage Group, Inc. 8 3.11% $5,179
SUN WEST MORTGAGE COMPANY, INC. 8 2.90% $5,284
NAVY FEDERAL CREDIT UNION 8 3.03% $6,874
MUFG Union Bank 7 3.07% $5,161
HOMESIDE FINANCIAL, LLC 7 2.87% $6,364
Hometown Lenders, Inc. 6 3.04% $7,040
First Internet Bank of Indiana 6 2.88% $3,299
Manufacturers and Traders Trust Company 6 3.21% $4,966
Northpointe Bank 6 3.00% $4,001
ADVANTIS 5 3.10% $5,358
Truist Bank 5 2.88% $4,975
Arvest Bank 5 3.03% $4,437
Prosperity Home Mortgage, LLC 5 3.13% $4,088
Watermark Capital, Inc. 5 3.00% $3,359
SAMMAMISH MORTGAGE COMPANY 5 3.15% $3,326
LENDUS, LLC 5 3.20% $6,563
First Republic Bank 5 3.03% $3,563
Sunflower Bank 4 3.22% $4,550
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 3.03% $5,278
Amerifirst Financial, Inc. 4 3.09% $3,014
BAY EQUITY LLC 4 3.15% $4,911
BNC National Bank 4 2.94% $3,559
GoPrime Mortgage, Inc. 4 2.93% $4,568
JLB CORPORATION 4 3.13% $5,150
JMAC LENDING, INC. 4 2.84% $6,089
Mortgage Research Center, LLC 4 2.63% $6,164
PHH Mortgage Corporation 4 3.09% $8,327
PNC Bank 4 3.03% $3,973
Rivermark Community Credit Union 4 2.50% $5,134
ROGUE 4 3.81% $3,942
VERITAS FUNDING, LLC 4 3.47% $5,292
PRIORITY HOME LENDING, LLC 3 3.17% $6,808
Colonial Savings, F.A. 3 3.29% $4,232
RANLIFE, INC. 3 3.25% $7,237
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 3.58% $5,476
BNY Mellon 3 2.71% $6,138
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 4.04% $7,394
Stifel Bank and Trust 3 2.54% $3,721
ENVOY MORTGAGE, LTD 3 3.25% $4,317
LENOX FINANCIAL MORTGAGE CORPORATION 3 3.04% $5,150
Unitus Community Credit Union 3 3.21% $5,175
SECURITYNATIONAL MORTGAGE COMPANY 3 5.54% $8,290
First Mortgage Solutions, LLC 3 2.96% $2,495
Bank of England 3 3.13% $3,411
V.I.P. MORTGAGE, INC. 3 3.58% $4,871
RELIANCE FIRST CAPITAL, LLC 3 3.29% $6,569
Boeing Employees Credit Union 3 3.04% $4,575
Axos Bank 3 3.12% $2,491
RESIDENTIAL BANCORP. 3 3.33% $5,156
Evolve Bank & Trust 3 3.29% $3,296
SOFI LENDING CORP. 3 3.00% $3,892
Hometown Equity Mortgage, LLC 3 3.21% $4,753
PREMIER LENDING, INC. 3 3.29% $6,434
Citadel Servicing Corporation 3 5.71% $8,873
Charles Schwab Bank, SSB 3 2.63% $6,867
SOVEREIGN LENDING GROUP INCORPORATED 3 2.92% $5,791
Prime Choice Funding Inc. 3 2.91% $4,029
Loan Simple, Inc. 3 3.29% $4,506
UNITED MORTGAGE CORP. 2 3.50% $7,914
MEGA CAPITAL FUNDING, INC. 2 3.00% $2,852
USAA Federal Savings Bank 2 2.94% $5,673
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.18% $8,178
PLANET HOME LENDING, LLC 2 2.93% $3,238
VISION ONE MORTGAGE, INC. 2 3.25% $6,973
AMERICAN INTERNET MORTGAGE, INC. 2 2.69% $4,084
WASHINGTON STATE EMPLOYEES Credit Union 2 2.75% $2,793
Citibank 2 2.88% $4,154
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.19% $3,891
INFINITY EQUITY GROUP, INC. 2 3.19% $3,862
Cf Bank 2 2.75% $3,020
MICHIGAN MUTUAL, INC. 2 3.50% $2,867
CALCON MUTUAL MORTGAGE LLC 2 2.88% $4,538
Quontic Bank 2 5.88% $15,110
NEXERA HOLDING LLC 2 3.50% $7,004
EMM LOANS LLC 2 2.99% $12,043
A&D Mortgage LLC 2 4.63% $9,487
EMBRACE HOME LOANS, INC. 2 3.00% $6,054
GUARANTEED RATE AFFINITY, LLC 2 3.00% $3,897
MORIA DEVELOPMENT, INC. 2 3.38% $5,437
NOVA FINANCIAL & INVESTMENT CORPORATION 2 3.31% $4,586
MORTGAGE ACCESS CORP. 2 3.06% $4,021
SPRING EQ, LLC 2 2.75% $0
DIGNIFIED HOME LOANS, LLC 2 3.06% $3,343
First Home Bank 2 3.19% $5,537
iQ Credit Union 2 2.88% $3,029
Bank of the Pacific 2 2.56% $3,350
MOUNTAIN WEST FINANCIAL, INC. 2 2.75% $2,906
Pacific NW Federal Credit Union 2 2.94% $2,862
Franklin Loan Corporation 2 3.31% $6,378
PANORAMA MORTGAGE GROUP, LLC 2 2.94% $11,137
KS StateBank 2 2.81% $2,598
Firefighters First Federal Credit Union 2 2.56% $1,858
TOP FLITE FINANCIAL, INC. 2 3.00% $3,964
MASON MCDUFFIE MORTGAGE CORPORATION 2 2.63% $15,911
LENDERFI, INC. 2 2.81% $2,071
People's Bank of Commerce 2 3.50% $4,778
Third Federal Savings and Loan Association of Cleveland 1 2.99% $3,919
THRIVENT Federal Credit Union 1 2.88% $2,384
TIAA, FSB 1 3.13% $3,667
Toyota Financial Savings Bank 1 2.50% $5,350
TRIAD FINANCIAL SERVICES, INC. 1 5.50% $8,320
ANGEL OAK HOME LOANS LLC 1 5.63% $13,054
AmRes Corporation 1 3.25% $3,599
AmeriHome Mortgage Company, LLC 1 3.13% $2,746
Zions Bancorporation, N.A. 1 3.25% $4,705
AMERICAN HERITAGE LENDING, INC. 1 2.50% $5,852
AMERICAN FINANCIAL RESOURCES, INC. 1 2.99% $12,860
Home Mortgage Alliance Corp 1 2.88% $15,248
HOMEXPRESS MORTGAGE CORP. 1 2.88% $16,649
IDAHO CENTRAL 1 2.63% $5,970
INSPIRE HOME LOANS INC. 1 3.38% $4,225
HOME APPROVALS DIRECT, INC. 1 3.13% $5,743
INTERCAP LENDING INC. 1 2.88% $5,594
ALL WESTERN MORTGAGE, INC. 1 3.38% $4,635
WESCOM CENTRAL CREDIT UNION 1 2.38% $5,583
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.13% $4,473
Greenbox Loans, Inc. 1 5.50% $23,206
Great Southern Bank 1 2.73% $5,953
Golden Empire Mortgage, Inc. 1 3.25% $8,666
LEADERONE FINANCIAL CORPORATION 1 3.50% $1,476
LENDSURE MORTGAGE CORP. 1 3.88% $7,635
GESA 1 2.75% $5,210
First State Bank of St. Charles, Missouri 1 2.88% $2,641
LOANPAL, LLC 1 3.25% $7,541
First Savings Bank 1 3.38% $8,981
Luxury Mortgage Corp. 1 5.99% $16,486
Magnolia Bank 1 3.00% $11,961
First Horizon Bank 1 2.88% $4,502
MARION AND POLK SCHOOLS CREDIT UNION 1 2.75% $4,421
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 3.00% $3,587
Merchants Bank of Indiana 1 3.00% $10,323
Morgan Stanley Private Bank 1 2.88% $4,808
WESTERN EXPRESS LENDING 1 2.99% $5,166
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.38% $3,434
MOUNTAIN AMERICA 1 3.75% $15,294
First Federal Bank 1 2.75% $3,997
FIRST COMMUNITY MORTGAGE, INC. 1 2.75% $3,801
Fidelity Bank 1 3.13% $2,988
FIBRE FEDERAL CREDIT UNION 1 2.75% $9,102
Farmers & Merchants Savings Bank 1 3.00% $4,428
EVANSVILLE TEACHERS 1 2.50% $5,200
Equity Prime Mortgage LLC 1 3.38% $4,863
DRAPER AND KRAMER MORTGAGE CORP. 1 3.49% $3,436
D. L. Evans Bank 1 2.88% $5,050
Old Second National Bank 1 2.25% $14,719
ON Q FINANCIAL, INC. 1 2.75% $4,575
Operating Engineers Local Union #3 1 2.75% $3,747
Devon Bank 1 2.63% $3,044
Oregon State Credit Union 1 3.75% $9,447
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 2.50% $4,026
CORNERSTONE HOME LENDING, INC. 1 3.38% $7,152
COLUMBIA COMMUNITY CREDIT UNION 1 3.25% $3,864
PARKSIDE LENDING, LLC 1 3.00% $2,822
PENRITH HOME LOANS LLC 1 2.63% $4,431
COASTAL FUNDING SLC, INC. 1 3.13% $5,604
Peoples National Bank , N.A. 1 3.13% $2,522
ALLIANT CREDIT UNION 1 3.00% $4,973
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 2.88% $3,243
Princeton Mortgage Corporation 1 3.38% $2,690
CENTRAL WILLAMETTE Credit Union 1 3.38% $3,805
RED CANOE CREDIT UNION 1 4.00% $8,007
Republic Bank & Trust Company 1 2.75% $9,672
ADVANTAGE PLUS 1 2.50% $6,050
BELEM SERVICING LLC 1 3.00% $6,668
BECKAM FUNDING CORP. 1 2.88% $5,005
BAYSHORE MORTGAGE FUNDING, LLC 1 2.88% $6,203
SIRVA MORTGAGE, INC. 1 2.88% $1,640
SPOKANE TEACHERS 1 3.50% $6,544
S&S Financial 1 3.63% $3,378
Barrington Bank & Trust Company, N.A. 1 2.99% $7,881
BankPlus 1 2.75% $3,129
Bank of Utah 1 3.13% $5,707
1st Security Bank of Washington 1 3.00% $3,561
SWBC MORTGAGE CORPORATION 1 3.38% $631
The Central Trust Bank 1 2.63% $3,672
The Huntington National Bank 1 3.13% $4,107
The Loan Store, Inc. 1 3.25% $3,391

EUGENE-SPRINGFIELD, OR's 275 lenders originated 20,527 loans during 2021. The total origination value was $5,748,945,000, with an average loan value of $280,067.

The top EUGENE - SPRINGFIELD lender as defined by loan originations is SUMMIT FUNDING, INC., with 952 loans originated. Their average total fees are $6,613, which is $1,073 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee EUGENE - SPRINGFIELD lenders (with over 10 loans originated) are North American Savings Bank, F.S.B. ($2,350), Wyndham Capital Mortgage, Inc. ($2,396), PACIFIC CASCADE FEDERAL CREDIT UNION ($2,997), SELCO COMMUNITY ($3,011) and FREEDOM MORTGAGE CORPORATION ($3,049).

The lowest rate EUGENE - SPRINGFIELD lenders (with over 10 loans originated) are Strong Home Mortgage, LLC (2.75%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.75%), Ally Bank (2.77%), FirstBank (2.81%) and PENTAGON FEDERAL CREDIT UNION (2.85%).

EUGENE-SPRINGFIELD, OR Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
SUMMIT FUNDING, INC. $362,775,000 $439,390,000 21.1% 7.6%
OREGON COMMUNITY $471,465,000 $378,800,000 -19.7% 6.6%
QUICKEN LOANS, LLC $356,900,000 $371,610,000 4.1% 6.5%
FINANCE OF AMERICA MORTGAGE LLC $374,770,000 $324,960,000 -13.3% 5.7%
LOANDEPOT.COM, LLC $196,605,000 $253,540,000 29.0% 4.4%
CMG MORTGAGE, INC. $228,790,000 $222,710,000 -2.7% 3.9%
Umpqua Bank $201,455,000 $210,900,000 4.7% 3.7%
CROSSCOUNTRY MORTGAGE, LLC $131,455,000 $209,430,000 59.3% 3.6%
UNITED WHOLESALE MORTGAGE, LLC $146,305,000 $190,425,000 30.2% 3.3%
GUILD MORTGAGE COMPANY $170,230,000 $190,360,000 11.8% 3.3%
FREEDOM MORTGAGE CORPORATION $136,685,000 $144,635,000 5.8% 2.5%
CALIBER HOME LOANS, INC. $106,050,000 $143,405,000 35.2% 2.5%
U.S. Bank $138,100,000 $141,995,000 2.8% 2.5%
DIRECTORS MORTGAGE, INC. $101,795,000 $106,985,000 5.1% 1.9%
Wells Fargo Bank $89,375,000 $104,595,000 17.0% 1.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $81,750,000 $94,250,000 15.3% 1.6%
WALKER & DUNLOP, LLC $5,305,000 $85,360,000 1,509.0% 1.5%
NORTHWEST COMMUNITY $109,290,000 $84,315,000 -22.9% 1.5%
JPMorgan Chase Bank $70,555,000 $73,610,000 4.3% 1.3%
BETTER MORTGAGE CORPORATION $28,355,000 $69,465,000 145.0% 1.2%
PENNYMAC LOAN SERVICES, LLC $40,045,000 $67,940,000 69.7% 1.2%
SELCO COMMUNITY $75,940,000 $65,795,000 -13.4% 1.1%
KeyBank $47,320,000 $57,610,000 21.7% 1.0%
MORTGAGE EXPRESS, LLC $74,205,000 $55,685,000 -25.0% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $44,585,000 $51,355,000 15.2% 0.9%
STEARNS LENDING, LLC $50,295,000 $51,145,000 1.7% 0.9%
Sierra Pacific Mortgage Company, Inc. $51,030,000 $50,235,000 -1.6% 0.9%
Flagstar Bank, FSB $141,870,000 $47,610,000 -66.4% 0.8%
MANN FINANCIAL INC. $51,520,000 $44,910,000 -12.8% 0.8%
CHERRY CREEK MORTGAGE, LLC $43,335,000 $44,725,000 3.2% 0.8%
NEWREZ LLC $28,715,000 $42,840,000 49.2% 0.7%
Banner Bank $47,405,000 $42,815,000 -9.7% 0.7%
HomeStreet Bank $12,585,000 $40,770,000 224.0% 0.7%
AMERISAVE MORTGAGE CORPORATION $27,695,000 $36,550,000 32.0% 0.6%
Mortgage Research Center, LLC $35,860,000 $34,395,000 -4.1% 0.6%
OnPoint Community Credit Union $22,305,000 $30,060,000 34.8% 0.5%
HOME POINT FINANCIAL CORPORATION $8,790,000 $28,955,000 229.4% 0.5%
LAKEVIEW LOAN SERVICING, LLC $26,780,000 $28,030,000 4.7% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $19,285,000 $27,785,000 44.1% 0.5%
CBRE MULTIFAMILY CAPITAL, INC. $26,915,000 n/a 0.5%
Willamette Valley Bank $30,465,000 $25,950,000 -14.8% 0.5%
ORIX REAL ESTATE CAPITAL, LLC $25,910,000 $24,455,000 -5.6% 0.4%
PACIFIC RESIDENTIAL MORTGAGE, LLC $14,035,000 $23,360,000 66.4% 0.4%
NATIONS DIRECT MORTGAGE, LLC $26,480,000 $23,295,000 -12.0% 0.4%
BROKER SOLUTIONS, INC. $19,630,000 $22,980,000 17.1% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $19,725,000 $22,970,000 16.5% 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $18,970,000 $22,630,000 19.3% 0.4%
Bank of America $21,950,000 $22,375,000 1.9% 0.4%
FIRST TECHNOLOGY $24,185,000 $21,975,000 -9.1% 0.4%
Columbia State Bank $31,895,000 $20,635,000 -35.3% 0.4%
Washington Federal Bank $32,965,000 $19,065,000 -42.2% 0.3%
LPMC, LLC $29,595,000 $15,875,000 -46.4% 0.3%
InterContinental Capital Group, Inc $12,250,000 $15,245,000 24.4% 0.3%
NAVY FEDERAL CREDIT UNION $8,155,000 $14,175,000 73.8% 0.2%
PENTAGON FEDERAL CREDIT UNION $7,205,000 $13,580,000 88.5% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $18,985,000 $13,580,000 -28.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $11,105,000 $13,350,000 20.2% 0.2%
The Federal Savings Bank $19,535,000 $13,200,000 -32.4% 0.2%
FirstBank $10,510,000 $13,090,000 24.5% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $12,275,000 $12,345,000 0.6% 0.2%
AMERICAN ADVISORS GROUP $4,150,000 $12,260,000 195.4% 0.2%
GUARANTEED RATE, INC. $2,405,000 $12,025,000 400.0% 0.2%
FIRST COMMUNITY $6,880,000 $10,460,000 52.0% 0.2%
ACADEMY MORTGAGE CORPORATION $10,735,000 $10,360,000 -3.5% 0.2%
Carrington Mortgage Services, LLC $10,395,000 $10,305,000 -0.9% 0.2%
PacWest Funding Inc. $6,195,000 $9,890,000 59.6% 0.2%
North American Savings Bank, F.S.B. $7,290,000 $9,720,000 33.3% 0.2%
PNC Bank $1,455,000 $9,545,000 556.0% 0.2%
Arbor Realty Trust, Inc. $1,995,000 $9,430,000 372.7% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $16,875,000 $9,275,000 -45.0% 0.2%
MOVEMENT MORTGAGE, LLC $9,850,000 $9,220,000 -6.4% 0.2%
GREYSTONE SERVICING COMPANY LLC $21,580,000 $9,125,000 -57.7% 0.2%
USAA Federal Savings Bank $15,065,000 $8,790,000 -41.7% 0.2%
NEW DAY FINANCIAL, LLC $9,855,000 $8,715,000 -11.6% 0.2%
Strong Home Mortgage, LLC $6,815,000 $8,510,000 24.9% 0.1%
Northwest Farm Credit Services, FLCA $14,455,000 $8,310,000 -42.5% 0.1%
SUMMIT MORTGAGE CORPORATION $8,990,000 $8,200,000 -8.8% 0.1%
First Interstate Bank $10,780,000 $8,060,000 -25.2% 0.1%
BEST CAPITAL FUNDING $11,335,000 $7,930,000 -30.0% 0.1%
AMERICAN FINANCING CORPORATION $4,140,000 $7,880,000 90.3% 0.1%
GSF Mortgage Corporation $5,145,000 $7,880,000 53.2% 0.1%
KELLER MORTGAGE, LLC $9,130,000 $7,820,000 -14.3% 0.1%
GENEVA FINANCIAL, LLC $2,950,000 $7,785,000 163.9% 0.1%
FINANCE OF AMERICA REVERSE LLC $3,085,000 $7,445,000 141.3% 0.1%
First Guaranty Mortgage Corporation $3,945,000 $7,350,000 86.3% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $8,780,000 $7,310,000 -16.7% 0.1%
ZILLOW HOME LOANS, LLC $2,300,000 $7,250,000 215.2% 0.1%
Mechanics Bank $6,855,000 n/a 0.1%
NBKC BANK $8,425,000 $6,825,000 -19.0% 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $6,635,000 $6,755,000 1.8% 0.1%
FJM PRIVATE MORTGAGE FUND, LLC $6,605,000 n/a 0.1%
DHI MORTGAGE COMPANY, LTD. $6,600,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $1,725,000 $6,550,000 279.7% 0.1%
CIVIC FINANCIAL SERVICES, LLC $1,255,000 $6,510,000 418.7% 0.1%
Washington Trust Bank $11,440,000 $6,460,000 -43.5% 0.1%
EVERETT FINANCIAL, INC. $34,210,000 $6,435,000 -81.2% 0.1%
First Republic Bank $5,265,000 $6,335,000 20.3% 0.1%
LADERA LENDING, INC. $4,415,000 $6,335,000 43.5% 0.1%
S1L, Inc. $815,000 $6,205,000 661.3% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $5,900,000 $6,095,000 3.3% 0.1%
Nations Lending Corporation $7,015,000 $6,060,000 -13.6% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $10,410,000 $6,025,000 -42.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $940,000 $5,855,000 522.9% 0.1%
PACIFIC CASCADE FEDERAL CREDIT UNION $5,010,000 $5,795,000 15.7% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $7,690,000 $5,620,000 -26.9% 0.1%
Commerce Home Mortgage, Inc. $2,565,000 $5,505,000 114.6% 0.1%
Century Mortgage Company DBA Century Lending Company $5,290,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,825,000 $5,200,000 35.9% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $305,000 $4,965,000 1,527.9% 0.1%
Wyndham Capital Mortgage, Inc. $9,545,000 $4,935,000 -48.3% 0.1%
PLAZA HOME MORTGAGE, INC. $9,570,000 $4,730,000 -50.6% 0.1%
Luther Burbank Savings $4,625,000 n/a 0.1%
Ally Bank $1,260,000 $4,540,000 260.3% 0.1%
CANOPY MORTGAGE, LLC $3,875,000 $4,240,000 9.4% 0.1%
Citizens Bank $1,050,000 $3,970,000 278.1% 0.1%
Solarity Credit Union $3,955,000 n/a 0.1%
PHH Mortgage Corporation $2,510,000 $3,725,000 48.4% 0.1%
AXIA FINANCIAL, LLC $2,075,000 $3,535,000 70.4% 0.1%
OPEN MORTGAGE, LLC $2,125,000 $3,505,000 64.9% 0.1%
Chicago Mortgage Solutions LLC $215,000 $3,280,000 1,425.6% 0.1%
CELEBRITY HOME LOANS, LLC $2,050,000 $3,215,000 56.8% 0.1%
BNY Mellon $755,000 $3,195,000 323.2% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $8,630,000 $3,135,000 -63.7% 0.1%
REVERSE MORTGAGE FUNDING LLC $485,000 $3,085,000 536.1% 0.1%
HOMESIDE FINANCIAL, LLC $1,270,000 $3,065,000 141.3% 0.1%
Barrington Bank & Trust Company, N.A. $2,270,000 $2,990,000 31.7% 0.1%
Low VA Rates, LLC $8,620,000 $2,985,000 -65.4% 0.1%
PLANET HOME LENDING, LLC $3,410,000 $2,985,000 -12.5% 0.1%
BNC National Bank $4,685,000 $2,970,000 -36.6% 0.1%
Paramount Residential Mortgage Group, Inc. $1,710,000 $2,930,000 71.3% 0.1%
ADVANTIS $1,840,000 $2,740,000 48.9% 0.0%
SAMMAMISH MORTGAGE COMPANY $2,790,000 $2,710,000 -2.9% 0.0%
MUFG Union Bank $2,505,000 $2,575,000 2.8% 0.0%
LOANLEADERS OF AMERICA, INC. $880,000 $2,535,000 188.1% 0.0%
Northpointe Bank $1,085,000 $2,430,000 124.0% 0.0%
RANLIFE, INC. $1,955,000 $2,420,000 23.8% 0.0%
Quontic Bank $2,385,000 n/a 0.0%
Citadel Servicing Corporation $425,000 $2,380,000 460.0% 0.0%
Prosperity Home Mortgage, LLC $740,000 $2,365,000 219.6% 0.0%
ON Q FINANCIAL, INC. $4,245,000 $2,325,000 -45.2% 0.0%
Charles Schwab Bank, SSB $1,150,000 $2,300,000 100.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,855,000 $2,275,000 22.6% 0.0%
Hometown Equity Mortgage, LLC $3,775,000 $2,265,000 -40.0% 0.0%
Hometown Lenders, Inc. $1,630,000 $2,240,000 37.4% 0.0%
Bank of Hawaii $2,165,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $2,815,000 $2,100,000 -25.4% 0.0%
LENDUS, LLC $1,405,000 $2,095,000 49.1% 0.0%
Stifel Bank and Trust $610,000 $2,085,000 241.8% 0.0%
21ST MORTGAGE CORPORATION $1,365,000 $2,070,000 51.6% 0.0%
ACCELERATE MORTGAGE, LLC $630,000 $2,050,000 225.4% 0.0%
Bank of England $4,030,000 $2,005,000 -50.2% 0.0%
Third Federal Savings and Loan Association of Cleveland $1,865,000 $1,995,000 7.0% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,985,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,355,000 $1,985,000 46.5% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,970,000 n/a 0.0%
OAKTREE FUNDING CORP. $1,920,000 n/a 0.0%
Watermark Capital, Inc. $785,000 $1,920,000 144.6% 0.0%
TOP FLITE FINANCIAL, INC. $1,795,000 $1,880,000 4.7% 0.0%
ROGUE $2,575,000 $1,870,000 -27.4% 0.0%
First Federal Bank $3,040,000 $1,815,000 -40.3% 0.0%
Citibank $1,150,000 $1,810,000 57.4% 0.0%
Boeing Employees Credit Union $1,075,000 $1,785,000 66.0% 0.0%
First Internet Bank of Indiana $1,195,000 $1,755,000 46.9% 0.0%
Pacific Premier Bank $1,730,000 n/a 0.0%
Farmers Bank & Trust $345,000 $1,680,000 387.0% 0.0%
Alaska USA Federal Credit Union $860,000 $1,665,000 93.6% 0.0%
Prime Choice Funding Inc. $4,740,000 $1,620,000 -65.8% 0.0%
VERITAS FUNDING, LLC $1,615,000 n/a 0.0%
Truist Bank $855,000 $1,610,000 88.3% 0.0%
Magnolia Bank $2,795,000 $1,595,000 -42.9% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $9,440,000 $1,580,000 -83.3% 0.0%
SOFI LENDING CORP. $1,665,000 $1,560,000 -6.3% 0.0%
First Mortgage Solutions, LLC $1,540,000 n/a 0.0%
JMAC LENDING, INC. $825,000 $1,520,000 84.2% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $215,000 $1,465,000 581.4% 0.0%
Unitus Community Credit Union $565,000 $1,460,000 158.4% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,450,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $95,000 $1,445,000 1,421.1% 0.0%
LENDINGHOME FUNDING CORPORATION $635,000 $1,435,000 126.0% 0.0%
The Central Trust Bank $1,435,000 n/a 0.0%
PRIORITY HOME LENDING, LLC $185,000 $1,430,000 673.0% 0.0%
BECKAM FUNDING CORP. $2,115,000 $1,360,000 -35.7% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $2,935,000 $1,350,000 -54.0% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,020,000 $1,325,000 29.9% 0.0%
Rivermark Community Credit Union $2,555,000 $1,315,000 -48.5% 0.0%
SPRING EQ, LLC $1,480,000 $1,310,000 -11.5% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,900,000 $1,300,000 -31.6% 0.0%
UNITED MORTGAGE CORP. $795,000 $1,285,000 61.6% 0.0%
ENVOY MORTGAGE, LTD $255,000 $1,270,000 398.0% 0.0%
ALL REVERSE MORTGAGE, INC. $605,000 $1,260,000 108.3% 0.0%
Cornerstone First Mortgage, Inc $1,240,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $75,000 $1,240,000 1,553.3% 0.0%
1st Security Bank of Washington $1,070,000 $1,230,000 15.0% 0.0%
V.I.P. MORTGAGE, INC. $465,000 $1,225,000 163.4% 0.0%
PREMIER LENDING, INC. $1,195,000 n/a 0.0%
MORTGAGE ACCESS CORP. $265,000 $1,185,000 347.2% 0.0%
MOUNTAIN AMERICA $715,000 $1,185,000 65.7% 0.0%
Sunflower Bank $460,000 $1,180,000 156.5% 0.0%
Arvest Bank $2,610,000 $1,150,000 -55.9% 0.0%
LENDERFI, INC. $1,505,000 $1,145,000 -23.9% 0.0%
Manufacturers and Traders Trust Company $1,185,000 $1,120,000 -5.5% 0.0%
LONGBRIDGE FINANCIAL, LLC $400,000 $1,110,000 177.5% 0.0%
Amerifirst Financial, Inc. $1,025,000 $1,100,000 7.3% 0.0%
JLB CORPORATION $2,115,000 $1,100,000 -48.0% 0.0%
LOANPAL, LLC $1,705,000 $1,080,000 -36.7% 0.0%
AmeriHome Mortgage Company, LLC $2,655,000 $1,070,000 -59.7% 0.0%
Figure Lending LLC $825,000 $1,070,000 29.7% 0.0%
BAY EQUITY LLC $650,000 $1,030,000 58.5% 0.0%
QUORUM FEDERAL CREDIT UNION $205,000 $1,030,000 402.4% 0.0%
COASTAL FUNDING SLC, INC. $1,020,000 n/a 0.0%
INFINITY EQUITY GROUP, INC. $985,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $375,000 $965,000 157.3% 0.0%
Equity Prime Mortgage LLC $930,000 $945,000 1.6% 0.0%
Axos Bank $1,965,000 $935,000 -52.4% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $425,000 $935,000 120.0% 0.0%
iQ Credit Union $105,000 $935,000 790.5% 0.0%
Colonial Savings, F.A. $2,265,000 $925,000 -59.2% 0.0%
Discover Bank $1,175,000 $925,000 -21.3% 0.0%
Loan Simple, Inc. $2,290,000 $915,000 -60.0% 0.0%
TruHome Solutions, LLC $255,000 $895,000 251.0% 0.0%
EMBRACE HOME LOANS, INC. $1,520,000 $865,000 -43.1% 0.0%
ANGEL OAK HOME LOANS LLC $855,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $355,000 $850,000 139.4% 0.0%
RELIANCE FIRST CAPITAL, LLC $780,000 $830,000 6.4% 0.0%
CENTRAL WILLAMETTE Credit Union $360,000 $825,000 129.2% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $355,000 $820,000 131.0% 0.0%
People's Bank of Commerce $1,920,000 $790,000 -58.9% 0.0%
First Home Bank $1,150,000 $785,000 -31.7% 0.0%
LENDING 3, INC. $245,000 $785,000 220.4% 0.0%
Greenbox Loans, Inc. $470,000 $775,000 64.9% 0.0%
Cf Bank $650,000 $760,000 16.9% 0.0%
Chickasaw Community Bank $265,000 $760,000 186.8% 0.0%
GoPrime Mortgage, Inc. $760,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $745,000 n/a 0.0%
VISION ONE MORTGAGE, INC. $745,000 n/a 0.0%
BOKF $1,290,000 $740,000 -42.6% 0.0%
MidFirst Bank $740,000 n/a 0.0%
RESIDENTIAL BANCORP. $715,000 n/a 0.0%
CLEARPATH LENDING $695,000 n/a 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $690,000 n/a 0.0%
Oregon State Credit Union $2,345,000 $685,000 -70.8% 0.0%
Toyota Financial Savings Bank $1,295,000 $685,000 -47.1% 0.0%
Evolve Bank & Trust $450,000 $675,000 50.0% 0.0%
DIGNIFIED HOME LOANS, LLC $670,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $370,000 $660,000 78.4% 0.0%
Pacific NW Federal Credit Union $365,000 $660,000 80.8% 0.0%
WESCOM CENTRAL CREDIT UNION $655,000 n/a 0.0%
NP, Inc. $675,000 $645,000 -4.4% 0.0%
STANFORD Federal Credit Union $645,000 n/a 0.0%
First Savings Bank $2,535,000 $640,000 -74.8% 0.0%
Home Mortgage Alliance Corp $640,000 n/a 0.0%
NEXERA HOLDING LLC $590,000 $640,000 8.5% 0.0%
CALCON MUTUAL MORTGAGE LLC $630,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $365,000 $610,000 67.1% 0.0%
Goldwater Bank, N.A. $605,000 n/a 0.0%
ALLIANT CREDIT UNION $600,000 n/a 0.0%
KS StateBank $845,000 $600,000 -29.0% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $205,000 $590,000 187.8% 0.0%
EVANSVILLE TEACHERS $585,000 n/a 0.0%
Great Southern Bank $395,000 $585,000 48.1% 0.0%
MID AMERICA MORTGAGE, INC. $1,915,000 $575,000 -70.0% 0.0%
Zions Bancorporation, N.A. $1,040,000 $570,000 -45.2% 0.0%
5TH STREET CAPITAL, INC. $565,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $560,000 n/a 0.0%
Morgan Stanley Private Bank $1,625,000 $555,000 -65.8% 0.0%
A&D Mortgage LLC $550,000 n/a 0.0%
INTERCAP LENDING INC. $545,000 n/a 0.0%
Community First National Bank $920,000 $540,000 -41.3% 0.0%
DATA MORTGAGE, INC. $305,000 $535,000 75.4% 0.0%
Franklin Loan Corporation $205,000 $530,000 158.5% 0.0%
S&S Financial $360,000 $520,000 44.4% 0.0%
LEADERONE FINANCIAL CORPORATION $515,000 n/a 0.0%
SIRVA MORTGAGE, INC. $515,000 n/a 0.0%
CITY-COUNTY CREDIT UNION $505,000 n/a 0.0%
FIBRE FEDERAL CREDIT UNION $205,000 $505,000 146.3% 0.0%
BankPlus $500,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $135,000 $500,000 270.4% 0.0%
First National Bank of America $305,000 $465,000 52.5% 0.0%
HighTechLending Inc $480,000 $465,000 -3.1% 0.0%
AMCAP MORTGAGE, LTD. $245,000 $455,000 85.7% 0.0%
First Federal $455,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,480,000 $450,000 -69.6% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $450,000 n/a 0.0%
The Loan Store, Inc. $450,000 n/a 0.0%
The First National Bank of McGregor $445,000 n/a 0.0%
IDAHO CENTRAL $295,000 $435,000 47.5% 0.0%
Paramount Bank $865,000 $435,000 -49.7% 0.0%
TAPCO Credit Union $435,000 n/a 0.0%
Farmers & Merchants Savings Bank $425,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $940,000 $425,000 -54.8% 0.0%
EMM LOANS LLC $985,000 $420,000 -57.4% 0.0%
MEGA CAPITAL FUNDING, INC. $420,000 n/a 0.0%
First Horizon Bank $405,000 n/a 0.0%
Bank of the Pacific $2,715,000 $400,000 -85.3% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $395,000 n/a 0.0%
The Huntington National Bank $575,000 $390,000 -32.2% 0.0%
Luxury Mortgage Corp. $385,000 n/a 0.0%
Golden Empire Mortgage, Inc. $375,000 n/a 0.0%
Firefighters First Federal Credit Union $370,000 n/a 0.0%
Evergreen Federal Bank $105,000 $365,000 247.6% 0.0%
FirstBank of Nebraska $365,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $355,000 n/a 0.0%
COLUMBIA COMMUNITY CREDIT UNION $345,000 n/a 0.0%
SPOKANE TEACHERS $970,000 $345,000 -64.4% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $335,000 n/a 0.0%
WINGS FINANCIAL $335,000 n/a 0.0%
Ameris Bank $660,000 $325,000 -50.8% 0.0%
Gateway First Bank $1,505,000 $325,000 -78.4% 0.0%
Bank of Utah $315,000 n/a 0.0%
Utah Power $315,000 n/a 0.0%
IMPAC MORTGAGE CORP. $1,035,000 $310,000 -70.0% 0.0%
City National Bank $305,000 n/a 0.0%
MARION AND POLK SCHOOLS CREDIT UNION $640,000 $305,000 -52.3% 0.0%
Old Second National Bank $305,000 n/a 0.0%
Prosperity Bank $305,000 n/a 0.0%
Summit Mortgage Corporation $270,000 $305,000 13.0% 0.0%
WESTERN EXPRESS LENDING $305,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $835,000 $295,000 -64.7% 0.0%
Potlatch No. 1 Financial Credit Union $445,000 $295,000 -33.7% 0.0%
INSPIRE HOME LOANS INC. $370,000 $285,000 -23.0% 0.0%
MLD MORTGAGE INC. $285,000 n/a 0.0%
PENRITH HOME LOANS LLC $270,000 $285,000 5.6% 0.0%
ARC HOME LLC $245,000 $275,000 12.2% 0.0%
FBC MORTGAGE, LLC $555,000 $275,000 -50.5% 0.0%
HOME APPROVALS DIRECT, INC. $155,000 $275,000 77.4% 0.0%
AmRes Corporation $265,000 n/a 0.0%
Fidelity Bank $235,000 $265,000 12.8% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $265,000 n/a 0.0%
Peoples National Bank , N.A. $265,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $255,000 n/a 0.0%
First State Bank of St. Charles, Missouri $255,000 $255,000 0.0% 0.0%
Ixonia Bank $255,000 n/a 0.0%
LOANSNAP, INC. $255,000 n/a 0.0%
Merchants Bank of Indiana $315,000 $255,000 -19.0% 0.0%
ADVANTAGE PLUS $245,000 n/a 0.0%
HealthCare Associates Credit Union $245,000 n/a 0.0%
Princeton Mortgage Corporation $245,000 n/a 0.0%
Republic Bank & Trust Company $705,000 $245,000 -65.2% 0.0%
SRE MORTGAGE ALLIANCE INC. $2,250,000 $245,000 -89.1% 0.0%
TJC Mortgage, Inc. $2,120,000 $245,000 -88.4% 0.0%
BELEM SERVICING LLC $545,000 $235,000 -56.9% 0.0%
Alerus Financial $225,000 n/a 0.0%
ALL WESTERN MORTGAGE, INC. $225,000 n/a 0.0%
AMWEST FUNDING CORP. $225,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $205,000 $225,000 9.8% 0.0%
GESA $205,000 n/a 0.0%
MERIWEST $205,000 n/a 0.0%
Capital Bank $195,000 n/a 0.0%
Devon Bank $185,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $495,000 $185,000 -62.6% 0.0%
OCMBC, INC. $185,000 n/a 0.0%
CANVAS CREDIT UNION $175,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $175,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $165,000 n/a 0.0%
BM Real Estate Services, Inc. $425,000 $165,000 -61.2% 0.0%
D. L. Evans Bank $185,000 $165,000 -10.8% 0.0%
PARKSIDE LENDING, LLC $165,000 n/a 0.0%
RED CANOE CREDIT UNION $205,000 $165,000 -19.5% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $105,000 $165,000 57.1% 0.0%
LENDSURE MORTGAGE CORP. $1,400,000 $155,000 -88.9% 0.0%
Servion, Inc. $155,000 n/a 0.0%
HomeTrust Bank $550,000 $145,000 -73.6% 0.0%
Operating Engineers Local Union #3 $135,000 n/a 0.0%
GREENWOOD $130,000 n/a 0.0%
BayCoast Bank $120,000 n/a 0.0%
THRIVENT Federal Credit Union $225,000 $115,000 -48.9% 0.0%
ROYAL UNITED MORTGAGE LLC $1,025,000 $105,000 -89.8% 0.0%
STAR ONE CREDIT UNION $105,000 n/a 0.0%
TIAA, FSB $3,900,000 $85,000 -97.8% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $375,000 $75,000 -80.0% 0.0%
Clackamas Federal Credit Union $60,000 n/a 0.0%
Bethpage Federal Credit Union $55,000 n/a 0.0%
TCF National Bank $1,790,000 $45,000 -97.5% 0.0%
Elements Financial Federal Credit Union $15,000 n/a 0.0%

EUGENE - SPRINGFIELD's top lender by overall market share is SUMMIT FUNDING, INC., with 7.6% market share. In second place, with 6.6%, is OREGON COMMUNITY, having originated $378,800,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $371,610,000 in loans. In third place, with 5.7%, is FINANCE OF AMERICA MORTGAGE LLC, having originated $324,960,000 in loans. In third place, with 4.4%, is LOANDEPOT.COM, LLC, having originated $253,540,000 in loans.


EUGENE-SPRINGFIELD, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 7,325 $1,953,275,000 $266,659
Home Purchase 5,594 $2,056,240,000 $367,580
Cash Out Refi 5,576 $1,525,770,000 $273,632
Home Improvement 1,306 $121,120,000 $92,741
Other 726 $92,540,000 $127,466

Eugene - Springfield's most frequently cited loan purpose was Refi, with 7,325 originations. The 2nd most popular reason was Home Purchase, with 5,594 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 8,007 $2,355,575,000 $294,189
3-4% 7,988 $2,245,950,000 $281,165
<2.5% 3,489 $939,085,000 $269,156
4-5% 635 $140,765,000 $221,677
5-6% 208 $26,930,000 $129,471
Over 8% 74 $17,940,000 $242,432
6-7% 69 $7,765,000 $112,536
7-8% 41 $9,675,000 $235,976

During 2021, Eugene - Springfield's most frequently originated rate bucket was 2.5-3%, with 8,007 originations.

Loan Sizing (EUGENE-SPRINGFIELD, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 11,224 $3,206,860,000 $285,715
$100k-200k 4,440 $686,860,000 $154,698
$400k-600k 2,456 $1,157,630,000 $471,348
$100,000 or less 2,007 $112,985,000 $56,295
$600k-1000k 304 $220,910,000 $726,678
$Over $1MM 96 $363,700,000 $3,788,542

EUGENE - SPRINGFIELD's loan sizing saw the bucket of loans from $200k-400k with 11,224 originations, totaling $3,206,860,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 6,822 $2,394,270,000 $350,963
80-100% 4,590 $1,587,840,000 $345,935
40-60% 4,493 $1,082,335,000 $240,894
20-40% 2,150 $333,020,000 $154,893
Under 20% 1,669 $97,855,000 $58,631
Over 100% 127 $74,495,000 $586,575

EUGENE - SPRINGFIELD's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 6,822 originations, totaling $2,394,270,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - EUGENE - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $349,445 (7.5%) $424,936 (1.2%) 1.29 680
2018-02-01 $375,000 (8.9%) $463,401 (6.1%) 1.35 615
2018-03-01 $399,000 (14.3%) $475,112 (8.8%) 1.38 619
2018-04-01 $404,950 (15.7%) $489,632 (10.9%) 1.36 681
2018-05-01 $414,450 (12.2%) $497,757 (2.5%) 1.38 732
2018-06-01 $388,000 (7.8%) $476,565 (1.9%) 1.29 914
2018-07-01 $389,900 (11.4%) $480,887 (11.2%) 1.30 939
2018-08-01 $374,950 (8.2%) $472,021 (12.5%) 1.25 1,059
2018-09-01 $370,000 (10.5%) $469,972 (14.6%) 1.24 1,039
2018-10-01 $369,900 (8.8%) $467,403 (12.2%) 1.24 973
2018-11-01 $365,000 (4.3%) $463,339 (7.2%) 1.22 930
2018-12-01 $369,000 (8.5%) $474,419 (9.2%) 1.26 799
2019-01-01 $369,500 (5.7%) $477,000 (12.3%) 1.27 667
2019-02-01 $384,500 (2.5%) $483,158 (4.3%) 1.29 635
2019-03-01 $390,814 (-2.1%) $473,404 (-0.4%) 1.27 612
2019-04-01 $379,450 (-6.3%) $451,332 (-7.8%) 1.19 628
2019-05-01 $381,750 (-7.9%) $454,036 (-8.8%) 1.18 703
2019-06-01 $382,240 (-1.5%) $458,878 (-3.7%) 1.18 799
2019-07-01 $399,000 (2.3%) $473,349 (-1.6%) 1.24 807
2019-08-01 $388,571 (3.6%) $465,475 (-1.4%) 1.22 818
2019-09-01 $383,521 (3.7%) $460,334 (-2.1%) 1.22 833
2019-10-01 $389,900 (5.4%) $464,180 (-0.7%) 1.24 795
2019-11-01 $405,000 (11.0%) $483,139 (4.3%) 1.31 672
2019-12-01 $401,000 (8.7%) $482,072 (1.6%) 1.34 534
2020-01-01 $400,000 (8.3%) $476,097 (-0.2%) 1.33 489
2020-02-01 $400,000 (4.0%) $473,072 (-2.1%) 1.29 463
2020-03-01 $415,500 (6.3%) $485,993 (2.7%) 1.30 514
2020-04-01 $403,500 (6.3%) $475,470 (5.4%) 1.26 654
2020-05-01 $425,000 (11.3%) $490,922 (8.1%) 1.29 638
2020-06-01 $450,000 (17.7%) $508,896 (10.9%) 1.31 588
2020-07-01 $427,250 (7.1%) $496,063 (4.8%) 1.22 519
2020-08-01 $434,900 (11.9%) $510,500 (9.7%) 1.24 485
2020-09-01 $447,250 (16.6%) $527,604 (14.6%) 1.28 479
2020-10-01 $449,900 (15.4%) $535,874 (15.5%) 1.29 459
2020-11-01 $439,500 (8.5%) $544,685 (12.7%) 1.26 377
2020-12-01 $437,500 (9.1%) $556,610 (15.5%) 1.28 325
2021-01-01 $425,000 (6.3%) $548,618 (15.2%) 1.25 264
2021-02-01 $420,000 (5.0%) $534,757 (13.0%) 1.21 252
2021-03-01 $435,000 (4.7%) $551,165 (13.4%) 1.22 247
2021-04-01 $438,250 (8.6%) $565,174 (18.9%) 1.18 259
2021-05-01 $450,000 (5.9%) $576,824 (17.5%) 1.18 312
2021-06-01 $451,500 (0.3%) $602,848 (18.5%) 1.17 350
2021-07-01 $449,450 (5.2%) $589,338 (18.8%) 1.17 396
2021-08-01 $462,400 (6.3%) $611,028 (19.7%) 1.22 453
2021-09-01 $456,495 (2.1%) $623,479 (18.2%) 1.20 426
2021-10-01 $457,500 (1.7%) $625,351 (16.7%) 1.20 404
2021-11-01 $468,750 (6.7%) $650,297 (19.4%) 1.24 344
2021-12-01 $465,000 (6.3%) $638,867 (14.8%) 1.24 272
2022-01-01 $459,900 (8.2%) $645,150 (17.6%) 1.23 233
2022-02-01 $474,950 (13.1%) $664,883 (24.3%) 1.21 234
2022-03-01 $467,500 (7.5%) $617,916 (12.1%) 1.15 242
2022-04-01 $489,900 (11.8%) $623,898 (10.4%) 1.15 261
EUGENE - SPRINGFIELD's median listing price for 2022-04-01 was $489,900, a difference of $51,650 (11.8%) versus the prior year and $22,400 versus the prior month.

EUGENE - SPRINGFIELD's median listing price comes in at 115% of the national average.

EUGENE - SPRINGFIELD's average listing price for 2022-04-01 was $623,898, a difference of $58,724 (10.4%) versus the prior year and $5,982 versus the prior month.

For the 2022-04-01 period, EUGENE - SPRINGFIELD had 261 MLS listings, a difference of 19 listings (8%) versus the prior month and 2 listings (1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - EUGENE - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 81 days 1,933 sqft
2018-02-01 66 days 1,983 sqft
2018-03-01 49 days 2,009 sqft
2018-04-01 44 days 2,049 sqft
2018-05-01 39 days 2,063 sqft
2018-06-01 36 days 1,951 sqft
2018-07-01 41 days 1,948 sqft
2018-08-01 42 days 1,928 sqft
2018-09-01 49 days 1,912 sqft
2018-10-01 59 days 1,908 sqft
2018-11-01 58 days 1,857 sqft
2018-12-01 62 days 1,856 sqft
2019-01-01 72 days 1,844 sqft
2019-02-01 67 days 1,896 sqft
2019-03-01 52 days 1,879 sqft
2019-04-01 41 days 1,836 sqft
2019-05-01 29 days 1,857 sqft
2019-06-01 34 days 1,872 sqft
2019-07-01 39 days 1,953 sqft
2019-08-01 39 days 1,929 sqft
2019-09-01 43 days 1,921 sqft
2019-10-01 51 days 1,938 sqft
2019-11-01 63 days 1,992 sqft
2019-12-01 73 days 1,957 sqft
2020-01-01 75 days 1,950 sqft
2020-02-01 53 days 1,960 sqft
2020-03-01 41 days 1,946 sqft
2020-04-01 38 days 1,906 sqft
2020-05-01 56 days 1,947 sqft
2020-06-01 53 days 2,023 sqft
2020-07-01 51 days 1,946 sqft
2020-08-01 44 days 1,948 sqft
2020-09-01 35 days 1,908 sqft
2020-10-01 37 days 1,844 sqft
2020-11-01 55 days 1,739 sqft
2020-12-01 70 days 1,718 sqft
2021-01-01 70 days 1,639 sqft
2021-02-01 50 days 1,590 sqft
2021-03-01 42 days 1,619 sqft
2021-04-01 39 days 1,633 sqft
2021-05-01 30 days 1,663 sqft
2021-06-01 31 days 1,741 sqft
2021-07-01 34 days 1,736 sqft
2021-08-01 34 days 1,708 sqft
2021-09-01 38 days 1,782 sqft
2021-10-01 42 days 1,736 sqft
2021-11-01 46 days 1,748 sqft
2021-12-01 49 days 1,649 sqft
2022-01-01 56 days 1,653 sqft
2022-02-01 34 days 1,724 sqft
2022-03-01 32 days 1,662 sqft
2022-04-01 30 days 1,701 sqft
EUGENE - SPRINGFIELD's median listing age (time on market) for 2022-04-01 was 30 days. This is -22% shorter than the same period one year ago.

EUGENE - SPRINGFIELD's median square footage for active listings during the 2022-04-01 period was 1,701 sqft. One year prior, the average listing was 1,633 sqft.