CORVALLIS Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Corvallis averaged 5.81% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.02% and one month ago for the week of 2022-05-26, the average rate was 5.01%.

Corvallis's average rate one year ago was 3.23%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.6%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Corvallis 30 Year Fixed Rate 2022-06-30 5.81%
Corvallis 30 Year Fixed Rate Refi 2022-06-30 5.6%
Corvallis 15 Year Fixed Rate 2022-06-30 5.22%
Corvallis 15 Year Fixed Rate Refi 2022-06-30 4.91%
Corvallis 30 Year FHA 2022-06-30 5.72%
Corvallis 30 Year FHA Refi 2022-06-30 5.35%
Corvallis 30 Year USDA 2022-06-30 5.51%
Corvallis 30 Year USDA Refi 2022-06-30 5.91%
Corvallis 30 Year VA 2022-06-30 5.79%
Corvallis 30 Year VA Refi 2022-06-30 5.28%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CORVALLIS, OR.

CORVALLIS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CORVALLIS, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 190 3.02% $5,692
Umpqua Bank 140 3.10% $4,987
MOVEMENT MORTGAGE, LLC 130 3.08% $5,439
CALIBER HOME LOANS, INC. 88 3.08% $5,056
Oregon State Credit Union 80 3.42% $4,166
LOANDEPOT.COM, LLC 74 2.91% $5,142
GUILD MORTGAGE COMPANY 66 3.23% $5,688
UNITED WHOLESALE MORTGAGE, LLC 65 2.94% $5,188
DIRECTORS MORTGAGE, INC. 60 3.26% $7,185
BETTER MORTGAGE CORPORATION 59 2.75% $4,542
Wells Fargo Bank 58 3.00% $3,882
PACIFIC RESIDENTIAL MORTGAGE, LLC 56 3.20% $6,923
AMERICAN PACIFIC MORTGAGE CORPORATION 49 3.10% $6,082
U.S. Bank 48 3.02% $4,193
ACADEMY MORTGAGE CORPORATION 41 3.27% $4,259
KeyBank 38 3.03% $4,389
CROSSCOUNTRY MORTGAGE, LLC 37 3.22% $5,677
JPMorgan Chase Bank 37 3.03% $3,683
FIRST TECHNOLOGY 36 3.02% $4,257
PENNYMAC LOAN SERVICES, LLC 35 3.05% $5,933
FINANCE OF AMERICA MORTGAGE LLC 32 3.12% $4,860
HOME POINT FINANCIAL CORPORATION 30 2.89% $5,004
LPMC, LLC 25 3.17% $4,561
S1L, Inc. 24 3.22% $4,931
Flagstar Bank, FSB 21 3.17% $5,212
BROKER SOLUTIONS, INC. 20 3.02% $4,904
OnPoint Community Credit Union 19 3.15% $3,272
BAY EQUITY LLC 19 3.09% $6,444
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 19 3.08% $5,247
AMERISAVE MORTGAGE CORPORATION 18 2.84% $5,181
Sierra Pacific Mortgage Company, Inc. 18 3.05% $6,909
SUMMIT FUNDING, INC. 17 3.13% $7,261
AXIA FINANCIAL, LLC 16 3.28% $6,847
PROVIDENT FUNDING ASSOCIATES, L.P. 15 2.80% $3,020
Mr. Cooper ( Nationstar Mortgage ) 14 3.13% $6,757
HOMEBRIDGE FINANCIAL SERVICES, INC. 14 3.06% $6,807
MUTUAL OF OMAHA MORTGAGE, INC. 13 2.95% $4,136
NEWREZ LLC 13 3.18% $5,621
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 12 3.24% $7,345
Bank of America 12 2.99% $4,086
CMG MORTGAGE, INC. 12 2.84% $6,939
ROUNDPOINT MORTGAGE SERVICING CORPORATION 12 3.22% $4,636
GENEVA FINANCIAL, LLC 12 3.25% $7,290
Washington Federal Bank 12 3.14% $8,375
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 11 3.09% $8,498
CHERRY CREEK MORTGAGE, LLC 11 3.03% $4,462
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 11 2.91% $6,685
OREGON COMMUNITY 11 3.02% $4,702
CENTRAL WILLAMETTE Credit Union 9 3.36% $5,047
STEARNS LENDING, LLC 9 3.04% $4,825
NORTHWEST COMMUNITY 9 2.99% $8,366
Commerce Home Mortgage, Inc. 9 3.30% $4,688
Ally Bank 9 2.64% $9,302
MASON MCDUFFIE MORTGAGE CORPORATION 8 3.88% $4,904
FREEDOM MORTGAGE CORPORATION 8 2.95% $4,046
Strong Home Mortgage, LLC 7 2.75% $1,317
PRIMARY RESIDENTIAL MORTGAGE, INC. 7 3.09% $5,595
NBKC BANK 7 2.91% $2,424
NATIONS DIRECT MORTGAGE, LLC 7 3.14% $5,876
MANN FINANCIAL INC. 6 3.08% $6,190
Chicago Mortgage Solutions LLC 6 2.81% $2,826
Citizens Bank 5 2.98% $4,579
North American Savings Bank, F.S.B. 5 3.15% $4,534
Columbia State Bank 4 3.50% $4,004
PNC Bank 4 3.00% $5,987
SUN WEST MORTGAGE COMPANY, INC. 4 3.41% $5,967
ZILLOW HOME LOANS, LLC 4 2.94% $3,535
IMPAC MORTGAGE CORP. 4 3.09% $4,453
CELEBRITY HOME LOANS, LLC 4 3.19% $4,606
MUFG Union Bank 4 3.13% $4,279
SOFI LENDING CORP. 3 3.13% $4,166
ADVANTIS 3 3.21% $4,765
CHURCHILL MORTGAGE CORPORATION 3 3.17% $3,831
Unitus Community Credit Union 3 3.08% $4,498
FIRST COMMUNITY 3 3.50% $4,238
Willamette Valley Bank 3 3.38% $8,547
GUARANTEED RATE, INC. 3 3.00% $4,553
Washington Trust Bank 3 2.96% $4,528
V.I.P. MORTGAGE, INC. 3 3.29% $5,873
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 4.38% $13,780
AMERICAN FINANCING CORPORATION 3 3.17% $6,266
HOMESTEAD FUNDING CORP. 3 2.79% $4,015
NAVY FEDERAL CREDIT UNION 3 3.21% $5,996
Citibank 2 3.00% $4,951
Merchants Bank of Indiana 2 2.88% $9,587
Rivermark Community Credit Union 2 2.63% $4,627
MORTGAGE EXPRESS, LLC 2 2.94% $4,304
RED CANOE CREDIT UNION 2 3.00% $8,007
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.19% $7,393
Northwest Farm Credit Services, FLCA 2 3.83% $5,712
PREMIER MORTGAGE RESOURCES, L.L.C. 2 3.44% $7,820
PREMIER LENDING, INC. 2 3.25% $4,397
AMERICAN INTERNET MORTGAGE, INC. 2 2.75% $4,044
Wyndham Capital Mortgage, Inc. 2 2.94% $4,854
InterContinental Capital Group, Inc 2 2.75% $3,602
Watermark Capital, Inc. 2 2.63% $2,963
USAA Federal Savings Bank 2 3.19% $4,009
LADERA LENDING, INC. 2 2.81% $3,337
Paramount Residential Mortgage Group, Inc. 2 2.94% $9,353
AmeriHome Mortgage Company, LLC 2 2.88% $4,450
LENDUS, LLC 2 3.00% $6,278
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 3.43% $8,485
SELCO COMMUNITY 2 3.06% $3,099
First Mortgage Solutions, LLC 2 2.75% $3,924
Citadel Servicing Corporation 2 4.75% $12,581
First Interstate Bank 2 3.19% $3,964
NEXERA HOLDING LLC 1 2.63% $2,842
A&D Mortgage LLC 1 3.75% $15,462
ALLIANT CREDIT UNION 1 3.13% $4,279
AmRes Corporation 1 3.38% $7,979
Arvest Bank 1 3.25% $7,279
Bank of the West 1 2.75% $7,595
BAYSHORE MORTGAGE FUNDING, LLC 1 2.88% $5,482
BNC National Bank 1 3.00% $6,574
Boeing Employees Credit Union 1 3.25% $3,163
CANOPY MORTGAGE, LLC 1 2.63% $7,061
Century Mortgage Company DBA Century Lending Company 1 3.25% $7,154
Charles Schwab Bank, SSB 1 2.38% $4,104
City National Bank 1 2.76% $5,327
COASTAL FUNDING SLC, INC. 1 3.50% $3,619
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 4.00% $5,606
DEPARTMENT OF COMMERCE 1 2.63% $3,775
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.38% $4,782
FirstBank 1 2.88% $2,026
First Western Trust Bank 1 3.13% $2,590
Franklin Loan Corporation 1 3.13% $3,391
HighTechLending Inc 1 3.00% $3,727
HomeStreet Bank 1 2.75% $3,747
Hometown Lenders, Inc. 1 2.88% $18,282
HOMEXPRESS MORTGAGE CORP. 1 4.25% $14,536
INTELLILOAN, INC. 1 2.50% $4,424
JMAC LENDING, INC. 1 2.50% $13,900
KELLER MORTGAGE, LLC 1 3.25% $2,040
LAKEVIEW LOAN SERVICING, LLC 1 3.25% $2,768
LEADERONE FINANCIAL CORPORATION 1 3.00% $3,984
LENDERFI, INC. 1 2.75% $1,882
LENDSURE MORTGAGE CORP. 1 3.88% $14,317
LOANLEADERS OF AMERICA, INC. 1 3.25% $5,745
LOANPAL, LLC 1 2.88% $5,230
LOANSNAP, INC. 1 2.88% $2,320
MARION AND POLK SCHOOLS CREDIT UNION 1 3.00% $4,915
MEMBER FIRST MORTGAGE, LLC 1 3.50% $3,826
MICHIGAN MUTUAL, INC. 1 2.88% $3,996
MORIA DEVELOPMENT, INC. 1 3.38% $3,349
MOUNTAIN AMERICA 1 2.88% $4,966
Nations Lending Corporation 1 2.88% $9,917
NETWORK CAPITAL FUNDING CORPORATION 1 3.38% $2,860
1st Security Bank of Washington 1 3.38% $3,120
ONE NEVADA CREDIT UNION 1 3.38% $3,487
OREGONIANS CREDIT UNION 1 3.38% $3,342
PLANET HOME LENDING, LLC 1 3.75% $2,900
PLAZA HOME MORTGAGE, INC. 1 2.63% $13,578
PREMIA MORTGAGE, LLC 1 2.99% $0
Prime Choice Funding Inc. 1 2.88% $4,177
Prosperity Home Mortgage, LLC 1 3.38% $4,394
Quontic Bank 1 5.75% $15,334
RANLIFE, INC. 1 3.00% $4,136
Raymond James Bank 1 3.75% $3,801
ROGUE 1 3.13% $2,970
ROYAL UNITED MORTGAGE LLC 1 3.00% $11,737
SAMMAMISH MORTGAGE COMPANY 1 2.88% $2,512
SECURITYNATIONAL MORTGAGE COMPANY 1 4.25% $4,563
SOVEREIGN LENDING GROUP INCORPORATED 1 2.88% $3,890
SPRING EQ, LLC 1 2.63% $0
SRE MORTGAGE ALLIANCE INC. 1 2.38% $8,759
Summit Mortgage Corporation 1 3.13% $10,788
SUMMIT MORTGAGE CORPORATION 1 2.75% $5,055
The Federal Savings Bank 1 3.13% $11,488
Third Federal Savings and Loan Association of Cleveland 1 2.79% $370
Truist Bank 1 2.99% $3,142
UBS Bank USA 1 3.00% $5,078
Waterstone Mortgage Corporation 1 2.75% $5,118

CORVALLIS, OR's 172 lenders originated 3,992 loans during 2021. The total origination value was $1,330,430,000, with an average loan value of $333,274.

The top CORVALLIS lender as defined by loan originations is QUICKEN LOANS, LLC, with 190 loans originated. Their average total fees are $5,692, which is $705 higher than the next largest lender, Umpqua Bank.

The lowest fee CORVALLIS lenders (with over 10 loans originated) are PROVIDENT FUNDING ASSOCIATES, L.P. ($3,020), OnPoint Community Credit Union ($3,272), JPMorgan Chase Bank ($3,683), Wells Fargo Bank ($3,882) and Bank of America ($4,086).

The lowest rate CORVALLIS lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.75%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.80%), AMERISAVE MORTGAGE CORPORATION (2.84%), CMG MORTGAGE, INC. (2.84%) and HOME POINT FINANCIAL CORPORATION (2.89%).

CORVALLIS, OR Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Umpqua Bank $82,605,000 $107,120,000 29.7% 8.1%
QUICKEN LOANS, LLC $91,505,000 $95,245,000 4.1% 7.2%
MORTGAGE EXPRESS, LLC $79,380,000 $68,435,000 -13.8% 5.1%
MOVEMENT MORTGAGE, LLC $40,240,000 $58,110,000 44.4% 4.4%
JPMorgan Chase Bank $10,245,000 $49,385,000 382.0% 3.7%
CALIBER HOME LOANS, INC. $33,880,000 $40,365,000 19.1% 3.0%
LOANDEPOT.COM, LLC $25,700,000 $38,505,000 49.8% 2.9%
U.S. Bank $25,350,000 $37,480,000 47.9% 2.8%
UNITED WHOLESALE MORTGAGE, LLC $26,400,000 $34,490,000 30.6% 2.6%
BETTER MORTGAGE CORPORATION $13,690,000 $34,465,000 151.8% 2.6%
Oregon State Credit Union $71,705,000 $33,565,000 -53.2% 2.5%
GUILD MORTGAGE COMPANY $33,260,000 $30,650,000 -7.8% 2.3%
DIRECTORS MORTGAGE, INC. $22,690,000 $27,505,000 21.2% 2.1%
Wells Fargo Bank $27,485,000 $27,430,000 -0.2% 2.1%
PENNYMAC LOAN SERVICES, LLC $18,070,000 $26,845,000 48.6% 2.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $21,520,000 $24,695,000 14.8% 1.9%
CROSSCOUNTRY MORTGAGE, LLC $15,905,000 $24,530,000 54.2% 1.8%
KeyBank $16,600,000 $23,875,000 43.8% 1.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $23,830,000 $21,350,000 -10.4% 1.6%
Washington Federal Bank $21,190,000 $21,205,000 0.1% 1.6%
FIRST TECHNOLOGY $19,905,000 $20,985,000 5.4% 1.6%
ACADEMY MORTGAGE CORPORATION $29,625,000 $18,045,000 -39.1% 1.4%
MARION AND POLK SCHOOLS CREDIT UNION $1,825,000 $17,235,000 844.4% 1.3%
Citibank $245,000 $16,910,000 6,802.0% 1.3%
FINANCE OF AMERICA MORTGAGE LLC $15,275,000 $16,665,000 9.1% 1.3%
HOME POINT FINANCIAL CORPORATION $5,270,000 $15,055,000 185.7% 1.1%
S1L, Inc. $1,760,000 $12,300,000 598.9% 0.9%
FREEDOM MORTGAGE CORPORATION $26,775,000 $12,245,000 -54.3% 0.9%
LPMC, LLC $6,215,000 $11,240,000 80.9% 0.8%
Flagstar Bank, FSB $12,005,000 $10,860,000 -9.5% 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $9,085,000 $9,200,000 1.3% 0.7%
BAY EQUITY LLC $3,385,000 $9,190,000 171.5% 0.7%
SUMMIT FUNDING, INC. $4,710,000 $9,060,000 92.4% 0.7%
OREGON COMMUNITY $10,115,000 $8,965,000 -11.4% 0.7%
AMERISAVE MORTGAGE CORPORATION $10,035,000 $8,750,000 -12.8% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $13,290,000 $8,735,000 -34.3% 0.7%
BROKER SOLUTIONS, INC. $6,905,000 $8,570,000 24.1% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $7,115,000 $8,260,000 16.1% 0.6%
Sierra Pacific Mortgage Company, Inc. $9,630,000 $7,815,000 -18.8% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,840,000 $7,740,000 59.9% 0.6%
Mortgage Research Center, LLC $5,905,000 $7,595,000 28.6% 0.6%
Ally Bank $475,000 $7,360,000 1,449.5% 0.6%
OnPoint Community Credit Union $6,635,000 $7,150,000 7.8% 0.5%
NEWREZ LLC $2,825,000 $6,705,000 137.3% 0.5%
NORTHWEST COMMUNITY $3,400,000 $6,650,000 95.6% 0.5%
Bank of America $10,620,000 $6,440,000 -39.4% 0.5%
CMG MORTGAGE, INC. $6,860,000 $6,335,000 -7.7% 0.5%
AXIA FINANCIAL, LLC $1,130,000 $6,135,000 442.9% 0.5%
GREYSTONE SERVICING COMPANY LLC $30,845,000 $6,105,000 -80.2% 0.5%
PROVIDENT FUNDING ASSOCIATES, L.P. $11,230,000 $5,970,000 -46.8% 0.4%
NAVY FEDERAL CREDIT UNION $2,520,000 $5,915,000 134.7% 0.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $960,000 $5,685,000 492.2% 0.4%
GENEVA FINANCIAL, LLC $3,620,000 $5,000,000 38.1% 0.4%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $245,000 $4,485,000 1,730.6% 0.3%
NATIONS DIRECT MORTGAGE, LLC $6,030,000 $4,370,000 -27.5% 0.3%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,120,000 $4,315,000 103.5% 0.3%
CENTRAL WILLAMETTE Credit Union $2,570,000 $4,080,000 58.8% 0.3%
USAA Federal Savings Bank $4,415,000 $4,005,000 -9.3% 0.3%
NBKC BANK $2,680,000 $3,910,000 45.9% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $4,375,000 $3,900,000 -10.9% 0.3%
STEARNS LENDING, LLC $2,355,000 $3,760,000 59.7% 0.3%
CHERRY CREEK MORTGAGE, LLC $3,150,000 $3,645,000 15.7% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $1,750,000 $3,590,000 105.1% 0.3%
Strong Home Mortgage, LLC $3,015,000 $3,505,000 16.3% 0.3%
Commerce Home Mortgage, Inc. $1,140,000 $3,395,000 197.8% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,885,000 $3,295,000 14.2% 0.2%
IMPAC MORTGAGE CORP. $2,035,000 $3,215,000 58.0% 0.2%
North American Savings Bank, F.S.B. $1,360,000 $3,020,000 122.1% 0.2%
PacWest Funding Inc. $725,000 $2,595,000 257.9% 0.2%
GUARANTEED RATE, INC. $1,885,000 $2,540,000 34.7% 0.2%
PNC Bank $215,000 $2,520,000 1,072.1% 0.2%
LAKEVIEW LOAN SERVICING, LLC $3,865,000 $2,500,000 -35.3% 0.2%
Chicago Mortgage Solutions LLC $335,000 $2,495,000 644.8% 0.2%
MANN FINANCIAL INC. $4,460,000 $2,420,000 -45.7% 0.2%
SOFI LENDING CORP. $470,000 $2,385,000 407.4% 0.2%
Unitus Community Credit Union $1,185,000 $2,270,000 91.6% 0.2%
Willamette Valley Bank $3,220,000 $2,270,000 -29.5% 0.2%
CELEBRITY HOME LOANS, LLC $750,000 $2,260,000 201.3% 0.2%
Citizens Bank $1,620,000 $2,190,000 35.2% 0.2%
FirstBank $2,265,000 $2,050,000 -9.5% 0.2%
AMERICAN FINANCING CORPORATION $1,675,000 $2,005,000 19.7% 0.2%
LENDUS, LLC $1,985,000 n/a 0.1%
InterContinental Capital Group, Inc $2,180,000 $1,975,000 -9.4% 0.1%
Columbia State Bank $4,975,000 $1,925,000 -61.3% 0.1%
MUFG Union Bank $1,840,000 $1,920,000 4.3% 0.1%
The Federal Savings Bank $2,970,000 $1,895,000 -36.2% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $1,860,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $3,445,000 $1,860,000 -46.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,080,000 $1,690,000 56.5% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,455,000 $1,665,000 14.4% 0.1%
ADVANTIS $1,535,000 $1,570,000 2.3% 0.1%
Paramount Residential Mortgage Group, Inc. $265,000 $1,530,000 477.4% 0.1%
ZILLOW HOME LOANS, LLC $745,000 $1,505,000 102.0% 0.1%
BNC National Bank $2,445,000 $1,480,000 -39.5% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,405,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $1,120,000 $1,365,000 21.9% 0.1%
PLAZA HOME MORTGAGE, INC. $900,000 $1,300,000 44.4% 0.1%
NEW DAY FINANCIAL, LLC $1,080,000 $1,260,000 16.7% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $310,000 $1,235,000 298.4% 0.1%
FIRST COMMUNITY $650,000 $1,230,000 89.2% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,070,000 $1,225,000 -40.8% 0.1%
Northwest Farm Credit Services, FLCA $2,015,000 $1,210,000 -40.0% 0.1%
Alaska USA Federal Credit Union $785,000 $1,205,000 53.5% 0.1%
RED CANOE CREDIT UNION $525,000 $1,180,000 124.8% 0.1%
Third Federal Savings and Loan Association of Cleveland $760,000 $1,125,000 48.0% 0.1%
Carrington Mortgage Services, LLC $2,065,000 $1,095,000 -47.0% 0.1%
Nations Lending Corporation $1,180,000 $1,070,000 -9.3% 0.1%
Banner Bank $1,705,000 $1,065,000 -37.5% 0.1%
V.I.P. MORTGAGE, INC. $425,000 $1,065,000 150.6% 0.1%
Washington Trust Bank $1,160,000 $1,035,000 -10.8% 0.1%
Rivermark Community Credit Union $55,000 $1,025,000 1,763.6% 0.1%
Citadel Servicing Corporation $1,010,000 n/a 0.1%
Farmers Bank & Trust $1,010,000 n/a 0.1%
REVERSE MORTGAGE FUNDING LLC $360,000 $995,000 176.4% 0.1%
First Mortgage Solutions, LLC $1,135,000 $975,000 -14.1% 0.1%
First Republic Bank $5,780,000 $925,000 -84.0% 0.1%
HOMESTEAD FUNDING CORP. $345,000 $925,000 168.1% 0.1%
EMBRACE HOME LOANS, INC. $365,000 $865,000 137.0% 0.1%
Quontic Bank $860,000 n/a 0.1%
SPRING EQ, LLC $230,000 $840,000 265.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $830,000 n/a 0.1%
Hometown Lenders, Inc. $345,000 $820,000 137.7% 0.1%
MOUNTAIN AMERICA $265,000 $800,000 201.9% 0.1%
PREMIER LENDING, INC. $800,000 n/a 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $395,000 $795,000 101.3% 0.1%
PLANET HOME LENDING, LLC $790,000 n/a 0.1%
Charles Schwab Bank, SSB $785,000 n/a 0.1%
LOANPAL, LLC $1,770,000 $780,000 -55.9% 0.1%
SELCO COMMUNITY $1,000,000 $760,000 -24.0% 0.1%
Boeing Employees Credit Union $460,000 $730,000 58.7% 0.1%
AmeriHome Mortgage Company, LLC $925,000 $720,000 -22.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $215,000 $705,000 227.9% 0.1%
Low VA Rates, LLC $1,045,000 $705,000 -32.5% 0.1%
LADERA LENDING, INC. $2,010,000 $700,000 -65.2% 0.1%
Loan Simple, Inc. $255,000 $700,000 174.5% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $670,000 n/a 0.1%
LENDERFI, INC. $1,240,000 $670,000 -46.0% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $470,000 $660,000 40.4% 0.0%
Presidential Bank, FSB $655,000 n/a 0.0%
First Interstate Bank $1,280,000 $650,000 -49.2% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $785,000 $650,000 -17.2% 0.0%
PREMIA MORTGAGE, LLC $645,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $620,000 n/a 0.0%
First Federal $670,000 $590,000 -11.9% 0.0%
First Guaranty Mortgage Corporation $1,740,000 $590,000 -66.1% 0.0%
ALLIANT CREDIT UNION $285,000 $570,000 100.0% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $570,000 n/a 0.0%
HomeStreet Bank $5,780,000 $560,000 -90.3% 0.0%
JMAC LENDING, INC. $845,000 $545,000 -35.5% 0.0%
City National Bank $525,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $525,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $1,050,000 $500,000 -52.4% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,490,000 $500,000 -66.4% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $535,000 $485,000 -9.3% 0.0%
Watermark Capital, Inc. $315,000 $485,000 54.0% 0.0%
AMERICAN ADVISORS GROUP $250,000 $480,000 92.0% 0.0%
LENDSURE MORTGAGE CORP. $465,000 n/a 0.0%
Raymond James Bank $330,000 $465,000 40.9% 0.0%
SAMMAMISH MORTGAGE COMPANY $390,000 $465,000 19.2% 0.0%
AMCAP MORTGAGE, LTD. $445,000 n/a 0.0%
Figure Lending LLC $130,000 $435,000 234.6% 0.0%
PARKSIDE LENDING, LLC $500,000 $435,000 -13.0% 0.0%
21ST MORTGAGE CORPORATION $110,000 $430,000 290.9% 0.0%
ROYAL UNITED MORTGAGE LLC $690,000 $430,000 -37.7% 0.0%
Century Mortgage Company DBA Century Lending Company $425,000 n/a 0.0%
DATA MORTGAGE, INC. $410,000 n/a 0.0%
USAGENCIES $410,000 n/a 0.0%
American Airlines Federal Credit Union $325,000 $405,000 24.6% 0.0%
CANOPY MORTGAGE, LLC $155,000 $405,000 161.3% 0.0%
LOANLEADERS OF AMERICA, INC. $225,000 $405,000 80.0% 0.0%
Summit Mortgage Corporation $395,000 n/a 0.0%
BEST FINANCE CAPITAL, INC. $385,000 n/a 0.0%
ON Q FINANCIAL, INC. $245,000 $385,000 57.1% 0.0%
UNITED MORTGAGE CORP. $385,000 n/a 0.0%
NEXERA HOLDING LLC $205,000 $375,000 82.9% 0.0%
Merchants Bank of Indiana $370,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $360,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $355,000 n/a 0.0%
COASTAL FUNDING SLC, INC. $345,000 n/a 0.0%
Cornerstone First Mortgage, Inc $265,000 $345,000 30.2% 0.0%
DEPARTMENT OF COMMERCE $345,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $265,000 $345,000 30.2% 0.0%
A&D Mortgage LLC $335,000 n/a 0.0%
Prosperity Home Mortgage, LLC $550,000 $335,000 -39.1% 0.0%
SRE MORTGAGE ALLIANCE INC. $335,000 n/a 0.0%
Truist Bank $335,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,340,000 $305,000 -77.2% 0.0%
Arvest Bank $305,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $425,000 $305,000 -28.2% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $690,000 $305,000 -55.8% 0.0%
EVERETT FINANCIAL, INC. $865,000 $295,000 -65.9% 0.0%
Franklin Loan Corporation $520,000 $295,000 -43.3% 0.0%
LOANSNAP, INC. $295,000 n/a 0.0%
SUMMIT MORTGAGE CORPORATION $2,425,000 $295,000 -87.8% 0.0%
LEADERONE FINANCIAL CORPORATION $115,000 $285,000 147.8% 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $175,000 $280,000 60.0% 0.0%
Discover Bank $240,000 $275,000 14.6% 0.0%
LONGBRIDGE FINANCIAL, LLC $275,000 n/a 0.0%
AmRes Corporation $265,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $265,000 n/a 0.0%
INTELLILOAN, INC. $265,000 n/a 0.0%
KELLER MORTGAGE, LLC $2,645,000 $265,000 -90.0% 0.0%
MICHIGAN MUTUAL, INC. $265,000 n/a 0.0%
TRISTAR FINANCE, INC. $265,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $2,500,000 $255,000 -89.8% 0.0%
OPEN MORTGAGE, LLC $255,000 n/a 0.0%
OREGONIANS CREDIT UNION $255,000 n/a 0.0%
Prime Choice Funding Inc. $255,000 n/a 0.0%
UBS Bank USA $1,125,000 $255,000 -77.3% 0.0%
Waterstone Mortgage Corporation $255,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $85,000 $240,000 182.4% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $255,000 $235,000 -7.8% 0.0%
HighTechLending Inc $355,000 $235,000 -33.8% 0.0%
MEMBER FIRST MORTGAGE, LLC $235,000 n/a 0.0%
Bank of the West $1,430,000 $225,000 -84.3% 0.0%
Capital Bank $225,000 n/a 0.0%
Magnolia Bank $1,080,000 $225,000 -79.2% 0.0%
ROGUE $205,000 $220,000 7.3% 0.0%
First Western Trust Bank $635,000 $205,000 -67.7% 0.0%
PHH Mortgage Corporation $490,000 $205,000 -58.2% 0.0%
TIAA, FSB $795,000 $205,000 -74.2% 0.0%
ONE NEVADA CREDIT UNION $195,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $185,000 n/a 0.0%
Republic Bank & Trust Company $185,000 n/a 0.0%
ADVANCIAL $175,000 n/a 0.0%
RANLIFE, INC. $275,000 $175,000 -36.4% 0.0%
Timberland Bank $165,000 n/a 0.0%
1st Security Bank of Washington $915,000 $125,000 -86.3% 0.0%
GEORGIA'S OWN $125,000 n/a 0.0%
NBH Bank $345,000 $105,000 -69.6% 0.0%
HERITAGE GROVE Federal Credit Union $55,000 n/a 0.0%
KEYPOINT $55,000 n/a 0.0%

CORVALLIS's top lender by overall market share is Umpqua Bank, with 8.1% market share. In second place, with 7.2%, is QUICKEN LOANS, LLC, having originated $95,245,000 in loans. In third place, with 5.1%, is MORTGAGE EXPRESS, LLC, having originated $68,435,000 in loans. In third place, with 4.4%, is MOVEMENT MORTGAGE, LLC, having originated $58,110,000 in loans. In third place, with 3.7%, is JPMorgan Chase Bank, having originated $49,385,000 in loans.


CORVALLIS, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 1,500 $462,670,000 $308,447
Home Purchase 1,305 $517,675,000 $396,686
Cash Out Refi 941 $314,535,000 $334,256
Home Improvement 141 $17,435,000 $123,652
Other 105 $18,115,000 $172,524

Corvallis's most frequently cited loan purpose was Refi, with 1,500 originations. The 2nd most popular reason was Home Purchase, with 1,305 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,651 $522,605,000 $316,538
3-4% 1,444 $545,080,000 $377,479
<2.5% 725 $224,985,000 $310,324
4-5% 103 $25,515,000 $247,718
5-6% 26 $3,530,000 $135,769
6-7% 16 $2,640,000 $165,000
Over 8% 13 $3,115,000 $239,615
7-8% 7 $605,000 $86,429

During 2021, Corvallis's most frequently originated rate bucket was 2.5-3%, with 1,651 originations.

Loan Sizing (CORVALLIS, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,227 $660,245,000 $296,473
$400k-600k 785 $367,235,000 $467,815
$100k-200k 673 $104,705,000 $155,579
$100,000 or less 179 $11,075,000 $61,872
$600k-1000k 93 $67,755,000 $728,548
$Over $1MM 35 $119,415,000 $3,411,857

CORVALLIS's loan sizing saw the bucket of loans from $200k-400k with 2,227 originations, totaling $660,245,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,465 $561,305,000 $383,143
40-60% 956 $298,870,000 $312,626
80-100% 891 $348,955,000 $391,644
20-40% 419 $77,125,000 $184,069
Under 20% 162 $11,020,000 $68,025
Over 100% 22 $9,760,000 $443,636

CORVALLIS's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,465 originations, totaling $561,305,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - CORVALLIS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $452,500 (16.9%) $590,995 (9.6%) 0.00 106
2018-02-01 $469,000 (21.0%) $602,031 (10.8%) 0.00 97
2018-03-01 $475,000 (18.8%) $615,208 (13.8%) 0.00 118
2018-04-01 $485,000 (18.3%) $637,240 (19.6%) 0.00 133
2018-05-01 $472,500 (16.7%) $647,249 (19.2%) 0.00 146
2018-06-01 $524,000 (32.2%) $666,402 (34.2%) 0.00 153
2018-07-01 $505,000 (12.3%) $591,275 (-1.6%) 0.00 150
2018-08-01 $479,500 (8.5%) $555,127 (-5.9%) 0.00 170
2018-09-01 $485,000 (7.9%) $573,032 (-2.1%) 0.00 167
2018-10-01 $477,450 (6.1%) $635,369 (10.8%) 0.00 191
2018-11-01 $483,700 (1.9%) $640,810 (8.3%) 0.00 179
2018-12-01 $495,000 (10.0%) $647,148 (9.0%) 0.00 160
2019-01-01 $499,950 (10.5%) $678,288 (14.8%) 0.00 143
2019-02-01 $492,500 (5.0%) $697,158 (15.8%) 0.00 138
2019-03-01 $466,429 (-1.8%) $683,201 (11.1%) 0.00 146
2019-04-01 $438,929 (-9.5%) $662,035 (3.9%) 0.00 154
2019-05-01 $444,000 (-6.0%) $643,627 (-0.6%) 0.00 165
2019-06-01 $469,000 (-10.5%) $592,265 (-11.1%) 0.00 188
2019-07-01 $469,000 (-7.1%) $560,595 (-5.2%) 0.00 210
2019-08-01 $460,857 (-3.9%) $548,312 (-1.2%) 0.00 219
2019-09-01 $450,000 (-7.2%) $548,595 (-4.3%) 0.00 215
2019-10-01 $444,950 (-6.8%) $535,417 (-15.7%) 0.00 198
2019-11-01 $449,000 (-7.2%) $535,522 (-16.4%) 0.00 189
2019-12-01 $445,000 (-10.1%) $539,885 (-16.6%) 0.00 184
2020-01-01 $436,000 (-12.8%) $553,844 (-18.4%) 0.00 171
2020-02-01 $437,000 (-11.3%) $563,630 (-19.2%) 0.00 161
2020-03-01 $468,700 (0.5%) $559,991 (-18.0%) 0.00 162
2020-04-01 $468,750 (6.8%) $551,693 (-16.7%) 0.00 175
2020-05-01 $449,500 (1.2%) $533,009 (-17.2%) 0.00 170
2020-06-01 $442,000 (-5.8%) $534,014 (-9.8%) 0.00 169
2020-07-01 $461,000 (-1.7%) $555,963 (-0.8%) 0.00 149
2020-08-01 $459,900 (-0.2%) $562,427 (2.6%) 0.00 124
2020-09-01 $475,950 (5.8%) $586,771 (7.0%) 0.00 120
2020-10-01 $489,900 (10.1%) $587,669 (9.8%) 0.00 116
2020-11-01 $444,500 (-1.0%) $545,692 (1.9%) 0.00 108
2020-12-01 $449,000 (0.9%) $545,578 (1.1%) 0.00 96
2021-01-01 $439,900 (0.9%) $527,349 (-4.8%) 0.00 95
2021-02-01 $442,450 (1.3%) $542,720 (-3.7%) 0.00 94
2021-03-01 $446,450 (-4.8%) $575,231 (2.7%) 0.00 89
2021-04-01 $450,000 (-4.0%) $585,481 (6.1%) 0.00 80
2021-05-01 $487,000 (8.3%) $667,666 (25.3%) 0.00 79
2021-06-01 $547,450 (23.9%) $669,940 (25.5%) 0.00 94
2021-07-01 $519,930 (12.8%) $645,659 (16.1%) 0.00 110
2021-08-01 $499,450 (8.6%) $605,255 (7.6%) 0.00 98
2021-09-01 $507,200 (6.6%) $618,743 (5.5%) 0.00 99
2021-10-01 $543,670 (11.0%) $714,662 (21.6%) 0.00 104
2021-11-01 $548,640 (23.4%) $780,333 (43.0%) 0.00 90
2021-12-01 $525,000 (16.9%) $774,230 (41.9%) 0.00 71
2022-01-01 $525,000 (19.4%) $790,101 (49.8%) 0.00 64
2022-02-01 $518,250 (17.1%) $803,884 (48.1%) 0.00 55
2022-03-01 $506,900 (13.5%) $794,040 (38.0%) 0.00 52
2022-04-01 $511,312 (13.6%) $668,002 (14.1%) 0.00 49
2022-05-01 $587,250 (20.6%) $663,858 (-0.6%) 0.00 67
2022-06-01 $582,500 (6.4%) $690,965 (3.1%) 0.00 95
CORVALLIS's median listing price for 2022-06-01 was $582,500, a difference of $35,050 (6.4%) versus the prior year and $-4,750 versus the prior month.

CORVALLIS's median listing price comes in at 0% of the national average.

CORVALLIS's average listing price for 2022-06-01 was $690,965, a difference of $21,025 (3.1%) versus the prior year and $27,107 versus the prior month.

For the 2022-06-01 period, CORVALLIS had 95 MLS listings, a difference of 28 listings (42%) versus the prior month and 1 listings (1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CORVALLIS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,178 sqft
2018-02-01 0 days 2,209 sqft
2018-03-01 0 days 2,144 sqft
2018-04-01 0 days 2,295 sqft
2018-05-01 0 days 2,198 sqft
2018-06-01 0 days 2,328 sqft
2018-07-01 0 days 2,320 sqft
2018-08-01 0 days 2,161 sqft
2018-09-01 0 days 2,212 sqft
2018-10-01 0 days 2,118 sqft
2018-11-01 0 days 2,109 sqft
2018-12-01 0 days 2,290 sqft
2019-01-01 0 days 2,325 sqft
2019-02-01 0 days 2,114 sqft
2019-03-01 0 days 2,076 sqft
2019-04-01 0 days 2,021 sqft
2019-05-01 0 days 2,008 sqft
2019-06-01 0 days 2,078 sqft
2019-07-01 0 days 2,099 sqft
2019-08-01 0 days 2,099 sqft
2019-09-01 0 days 2,100 sqft
2019-10-01 0 days 2,156 sqft
2019-11-01 0 days 2,128 sqft
2019-12-01 0 days 2,116 sqft
2020-01-01 0 days 2,112 sqft
2020-02-01 0 days 2,255 sqft
2020-03-01 0 days 2,338 sqft
2020-04-01 0 days 2,296 sqft
2020-05-01 0 days 2,184 sqft
2020-06-01 0 days 2,248 sqft
2020-07-01 0 days 2,179 sqft
2020-08-01 0 days 2,142 sqft
2020-09-01 0 days 2,042 sqft
2020-10-01 0 days 2,092 sqft
2020-11-01 0 days 2,065 sqft
2020-12-01 0 days 2,083 sqft
2021-01-01 0 days 1,857 sqft
2021-02-01 0 days 1,845 sqft
2021-03-01 0 days 1,881 sqft
2021-04-01 0 days 1,885 sqft
2021-05-01 0 days 2,054 sqft
2021-06-01 0 days 2,277 sqft
2021-07-01 0 days 2,073 sqft
2021-08-01 0 days 1,909 sqft
2021-09-01 0 days 1,968 sqft
2021-10-01 0 days 2,038 sqft
2021-11-01 0 days 2,309 sqft
2021-12-01 0 days 2,108 sqft
2022-01-01 0 days 1,964 sqft
2022-02-01 0 days 2,044 sqft
2022-03-01 0 days 1,798 sqft
2022-04-01 0 days 1,872 sqft
2022-05-01 0 days 2,026 sqft
2022-06-01 0 days 1,931 sqft
CORVALLIS's median listing age (time on market) for 2022-06-01 was 0 days.

CORVALLIS's median square footage for active listings during the 2022-06-01 period was 1,931 sqft. One year prior, the average listing was 2,277 sqft.