CORVALLIS Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Corvallis averaged
5.81%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.02% and
one month ago for the week of 2022-05-26, the
average rate was 5.01%.
Corvallis's average rate one year ago was 3.23%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.6%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Corvallis 30 Year Fixed Rate | 2022-06-30 | 5.81% |
| Corvallis 30 Year Fixed Rate Refi | 2022-06-30 | 5.6% |
| Corvallis 15 Year Fixed Rate | 2022-06-30 | 5.22% |
| Corvallis 15 Year Fixed Rate Refi | 2022-06-30 | 4.91% |
| Corvallis 30 Year FHA | 2022-06-30 | 5.72% |
| Corvallis 30 Year FHA Refi | 2022-06-30 | 5.35% |
| Corvallis 30 Year USDA | 2022-06-30 | 5.51% |
| Corvallis 30 Year USDA Refi | 2022-06-30 | 5.91% |
| Corvallis 30 Year VA | 2022-06-30 | 5.79% |
| Corvallis 30 Year VA Refi | 2022-06-30 | 5.28% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CORVALLIS, OR.
CORVALLIS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CORVALLIS, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CORVALLIS, OR's 172 lenders originated 3,992
loans during 2021. The total origination value was $1,330,430,000, with an average loan value of
$333,274.
The top CORVALLIS lender as defined by loan originations is QUICKEN LOANS, LLC, with
190 loans originated. Their average total fees are
$5,692, which is $705
higher than the next largest lender,
Umpqua Bank.
The lowest fee CORVALLIS lenders (with over 10 loans originated) are
PROVIDENT FUNDING ASSOCIATES, L.P. ($3,020), OnPoint Community Credit Union ($3,272), JPMorgan Chase Bank ($3,683), Wells Fargo Bank ($3,882) and Bank of America ($4,086).
The lowest rate CORVALLIS lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (2.75%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.80%), AMERISAVE MORTGAGE CORPORATION (2.84%), CMG MORTGAGE, INC. (2.84%) and HOME POINT FINANCIAL CORPORATION (2.89%).
CORVALLIS, OR Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Umpqua Bank | $82,605,000 | $107,120,000 | 29.7% | 8.1% |
| QUICKEN LOANS, LLC | $91,505,000 | $95,245,000 | 4.1% | 7.2% |
| MORTGAGE EXPRESS, LLC | $79,380,000 | $68,435,000 | -13.8% | 5.1% |
| MOVEMENT MORTGAGE, LLC | $40,240,000 | $58,110,000 | 44.4% | 4.4% |
| JPMorgan Chase Bank | $10,245,000 | $49,385,000 | 382.0% | 3.7% |
| CALIBER HOME LOANS, INC. | $33,880,000 | $40,365,000 | 19.1% | 3.0% |
| LOANDEPOT.COM, LLC | $25,700,000 | $38,505,000 | 49.8% | 2.9% |
| U.S. Bank | $25,350,000 | $37,480,000 | 47.9% | 2.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $26,400,000 | $34,490,000 | 30.6% | 2.6% |
| BETTER MORTGAGE CORPORATION | $13,690,000 | $34,465,000 | 151.8% | 2.6% |
| Oregon State Credit Union | $71,705,000 | $33,565,000 | -53.2% | 2.5% |
| GUILD MORTGAGE COMPANY | $33,260,000 | $30,650,000 | -7.8% | 2.3% |
| DIRECTORS MORTGAGE, INC. | $22,690,000 | $27,505,000 | 21.2% | 2.1% |
| Wells Fargo Bank | $27,485,000 | $27,430,000 | -0.2% | 2.1% |
| PENNYMAC LOAN SERVICES, LLC | $18,070,000 | $26,845,000 | 48.6% | 2.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $21,520,000 | $24,695,000 | 14.8% | 1.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $15,905,000 | $24,530,000 | 54.2% | 1.8% |
| KeyBank | $16,600,000 | $23,875,000 | 43.8% | 1.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $23,830,000 | $21,350,000 | -10.4% | 1.6% |
| Washington Federal Bank | $21,190,000 | $21,205,000 | 0.1% | 1.6% |
| FIRST TECHNOLOGY | $19,905,000 | $20,985,000 | 5.4% | 1.6% |
| ACADEMY MORTGAGE CORPORATION | $29,625,000 | $18,045,000 | -39.1% | 1.4% |
| MARION AND POLK SCHOOLS CREDIT UNION | $1,825,000 | $17,235,000 | 844.4% | 1.3% |
| Citibank | $245,000 | $16,910,000 | 6,802.0% | 1.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $15,275,000 | $16,665,000 | 9.1% | 1.3% |
| HOME POINT FINANCIAL CORPORATION | $5,270,000 | $15,055,000 | 185.7% | 1.1% |
| S1L, Inc. | $1,760,000 | $12,300,000 | 598.9% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $26,775,000 | $12,245,000 | -54.3% | 0.9% |
| LPMC, LLC | $6,215,000 | $11,240,000 | 80.9% | 0.8% |
| Flagstar Bank, FSB | $12,005,000 | $10,860,000 | -9.5% | 0.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $9,085,000 | $9,200,000 | 1.3% | 0.7% |
| BAY EQUITY LLC | $3,385,000 | $9,190,000 | 171.5% | 0.7% |
| SUMMIT FUNDING, INC. | $4,710,000 | $9,060,000 | 92.4% | 0.7% |
| OREGON COMMUNITY | $10,115,000 | $8,965,000 | -11.4% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $10,035,000 | $8,750,000 | -12.8% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $13,290,000 | $8,735,000 | -34.3% | 0.7% |
| BROKER SOLUTIONS, INC. | $6,905,000 | $8,570,000 | 24.1% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,115,000 | $8,260,000 | 16.1% | 0.6% |
| Sierra Pacific Mortgage Company, Inc. | $9,630,000 | $7,815,000 | -18.8% | 0.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $4,840,000 | $7,740,000 | 59.9% | 0.6% |
| Mortgage Research Center, LLC | $5,905,000 | $7,595,000 | 28.6% | 0.6% |
| Ally Bank | $475,000 | $7,360,000 | 1,449.5% | 0.6% |
| OnPoint Community Credit Union | $6,635,000 | $7,150,000 | 7.8% | 0.5% |
| NEWREZ LLC | $2,825,000 | $6,705,000 | 137.3% | 0.5% |
| NORTHWEST COMMUNITY | $3,400,000 | $6,650,000 | 95.6% | 0.5% |
| Bank of America | $10,620,000 | $6,440,000 | -39.4% | 0.5% |
| CMG MORTGAGE, INC. | $6,860,000 | $6,335,000 | -7.7% | 0.5% |
| AXIA FINANCIAL, LLC | $1,130,000 | $6,135,000 | 442.9% | 0.5% |
| GREYSTONE SERVICING COMPANY LLC | $30,845,000 | $6,105,000 | -80.2% | 0.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $11,230,000 | $5,970,000 | -46.8% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $2,520,000 | $5,915,000 | 134.7% | 0.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $960,000 | $5,685,000 | 492.2% | 0.4% |
| GENEVA FINANCIAL, LLC | $3,620,000 | $5,000,000 | 38.1% | 0.4% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $245,000 | $4,485,000 | 1,730.6% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $6,030,000 | $4,370,000 | -27.5% | 0.3% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $2,120,000 | $4,315,000 | 103.5% | 0.3% |
| CENTRAL WILLAMETTE Credit Union | $2,570,000 | $4,080,000 | 58.8% | 0.3% |
| USAA Federal Savings Bank | $4,415,000 | $4,005,000 | -9.3% | 0.3% |
| NBKC BANK | $2,680,000 | $3,910,000 | 45.9% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,375,000 | $3,900,000 | -10.9% | 0.3% |
| STEARNS LENDING, LLC | $2,355,000 | $3,760,000 | 59.7% | 0.3% |
| CHERRY CREEK MORTGAGE, LLC | $3,150,000 | $3,645,000 | 15.7% | 0.3% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,750,000 | $3,590,000 | 105.1% | 0.3% |
| Strong Home Mortgage, LLC | $3,015,000 | $3,505,000 | 16.3% | 0.3% |
| Commerce Home Mortgage, Inc. | $1,140,000 | $3,395,000 | 197.8% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,885,000 | $3,295,000 | 14.2% | 0.2% |
| IMPAC MORTGAGE CORP. | $2,035,000 | $3,215,000 | 58.0% | 0.2% |
| North American Savings Bank, F.S.B. | $1,360,000 | $3,020,000 | 122.1% | 0.2% |
| PacWest Funding Inc. | $725,000 | $2,595,000 | 257.9% | 0.2% |
| GUARANTEED RATE, INC. | $1,885,000 | $2,540,000 | 34.7% | 0.2% |
| PNC Bank | $215,000 | $2,520,000 | 1,072.1% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $3,865,000 | $2,500,000 | -35.3% | 0.2% |
| Chicago Mortgage Solutions LLC | $335,000 | $2,495,000 | 644.8% | 0.2% |
| MANN FINANCIAL INC. | $4,460,000 | $2,420,000 | -45.7% | 0.2% |
| SOFI LENDING CORP. | $470,000 | $2,385,000 | 407.4% | 0.2% |
| Unitus Community Credit Union | $1,185,000 | $2,270,000 | 91.6% | 0.2% |
| Willamette Valley Bank | $3,220,000 | $2,270,000 | -29.5% | 0.2% |
| CELEBRITY HOME LOANS, LLC | $750,000 | $2,260,000 | 201.3% | 0.2% |
| Citizens Bank | $1,620,000 | $2,190,000 | 35.2% | 0.2% |
| FirstBank | $2,265,000 | $2,050,000 | -9.5% | 0.2% |
| AMERICAN FINANCING CORPORATION | $1,675,000 | $2,005,000 | 19.7% | 0.2% |
| LENDUS, LLC | $1,985,000 | n/a | 0.1% | |
| InterContinental Capital Group, Inc | $2,180,000 | $1,975,000 | -9.4% | 0.1% |
| Columbia State Bank | $4,975,000 | $1,925,000 | -61.3% | 0.1% |
| MUFG Union Bank | $1,840,000 | $1,920,000 | 4.3% | 0.1% |
| The Federal Savings Bank | $2,970,000 | $1,895,000 | -36.2% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $1,860,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $3,445,000 | $1,860,000 | -46.0% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,080,000 | $1,690,000 | 56.5% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,455,000 | $1,665,000 | 14.4% | 0.1% |
| ADVANTIS | $1,535,000 | $1,570,000 | 2.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $265,000 | $1,530,000 | 477.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $745,000 | $1,505,000 | 102.0% | 0.1% |
| BNC National Bank | $2,445,000 | $1,480,000 | -39.5% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,405,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $1,120,000 | $1,365,000 | 21.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $900,000 | $1,300,000 | 44.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,080,000 | $1,260,000 | 16.7% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $310,000 | $1,235,000 | 298.4% | 0.1% |
| FIRST COMMUNITY | $650,000 | $1,230,000 | 89.2% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,070,000 | $1,225,000 | -40.8% | 0.1% |
| Northwest Farm Credit Services, FLCA | $2,015,000 | $1,210,000 | -40.0% | 0.1% |
| Alaska USA Federal Credit Union | $785,000 | $1,205,000 | 53.5% | 0.1% |
| RED CANOE CREDIT UNION | $525,000 | $1,180,000 | 124.8% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $760,000 | $1,125,000 | 48.0% | 0.1% |
| Carrington Mortgage Services, LLC | $2,065,000 | $1,095,000 | -47.0% | 0.1% |
| Nations Lending Corporation | $1,180,000 | $1,070,000 | -9.3% | 0.1% |
| Banner Bank | $1,705,000 | $1,065,000 | -37.5% | 0.1% |
| V.I.P. MORTGAGE, INC. | $425,000 | $1,065,000 | 150.6% | 0.1% |
| Washington Trust Bank | $1,160,000 | $1,035,000 | -10.8% | 0.1% |
| Rivermark Community Credit Union | $55,000 | $1,025,000 | 1,763.6% | 0.1% |
| Citadel Servicing Corporation | $1,010,000 | n/a | 0.1% | |
| Farmers Bank & Trust | $1,010,000 | n/a | 0.1% | |
| REVERSE MORTGAGE FUNDING LLC | $360,000 | $995,000 | 176.4% | 0.1% |
| First Mortgage Solutions, LLC | $1,135,000 | $975,000 | -14.1% | 0.1% |
| First Republic Bank | $5,780,000 | $925,000 | -84.0% | 0.1% |
| HOMESTEAD FUNDING CORP. | $345,000 | $925,000 | 168.1% | 0.1% |
| EMBRACE HOME LOANS, INC. | $365,000 | $865,000 | 137.0% | 0.1% |
| Quontic Bank | $860,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $230,000 | $840,000 | 265.2% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $830,000 | n/a | 0.1% | |
| Hometown Lenders, Inc. | $345,000 | $820,000 | 137.7% | 0.1% |
| MOUNTAIN AMERICA | $265,000 | $800,000 | 201.9% | 0.1% |
| PREMIER LENDING, INC. | $800,000 | n/a | 0.1% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $395,000 | $795,000 | 101.3% | 0.1% |
| PLANET HOME LENDING, LLC | $790,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $785,000 | n/a | 0.1% | |
| LOANPAL, LLC | $1,770,000 | $780,000 | -55.9% | 0.1% |
| SELCO COMMUNITY | $1,000,000 | $760,000 | -24.0% | 0.1% |
| Boeing Employees Credit Union | $460,000 | $730,000 | 58.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $925,000 | $720,000 | -22.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $215,000 | $705,000 | 227.9% | 0.1% |
| Low VA Rates, LLC | $1,045,000 | $705,000 | -32.5% | 0.1% |
| LADERA LENDING, INC. | $2,010,000 | $700,000 | -65.2% | 0.1% |
| Loan Simple, Inc. | $255,000 | $700,000 | 174.5% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $670,000 | n/a | 0.1% | |
| LENDERFI, INC. | $1,240,000 | $670,000 | -46.0% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $470,000 | $660,000 | 40.4% | 0.0% |
| Presidential Bank, FSB | $655,000 | n/a | 0.0% | |
| First Interstate Bank | $1,280,000 | $650,000 | -49.2% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $785,000 | $650,000 | -17.2% | 0.0% |
| PREMIA MORTGAGE, LLC | $645,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $620,000 | n/a | 0.0% | |
| First Federal | $670,000 | $590,000 | -11.9% | 0.0% |
| First Guaranty Mortgage Corporation | $1,740,000 | $590,000 | -66.1% | 0.0% |
| ALLIANT CREDIT UNION | $285,000 | $570,000 | 100.0% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $570,000 | n/a | 0.0% | |
| HomeStreet Bank | $5,780,000 | $560,000 | -90.3% | 0.0% |
| JMAC LENDING, INC. | $845,000 | $545,000 | -35.5% | 0.0% |
| City National Bank | $525,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $525,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $1,050,000 | $500,000 | -52.4% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,490,000 | $500,000 | -66.4% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $535,000 | $485,000 | -9.3% | 0.0% |
| Watermark Capital, Inc. | $315,000 | $485,000 | 54.0% | 0.0% |
| AMERICAN ADVISORS GROUP | $250,000 | $480,000 | 92.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $465,000 | n/a | 0.0% | |
| Raymond James Bank | $330,000 | $465,000 | 40.9% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $390,000 | $465,000 | 19.2% | 0.0% |
| AMCAP MORTGAGE, LTD. | $445,000 | n/a | 0.0% | |
| Figure Lending LLC | $130,000 | $435,000 | 234.6% | 0.0% |
| PARKSIDE LENDING, LLC | $500,000 | $435,000 | -13.0% | 0.0% |
| 21ST MORTGAGE CORPORATION | $110,000 | $430,000 | 290.9% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $690,000 | $430,000 | -37.7% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $425,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $410,000 | n/a | 0.0% | |
| USAGENCIES | $410,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $325,000 | $405,000 | 24.6% | 0.0% |
| CANOPY MORTGAGE, LLC | $155,000 | $405,000 | 161.3% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $225,000 | $405,000 | 80.0% | 0.0% |
| Summit Mortgage Corporation | $395,000 | n/a | 0.0% | |
| BEST FINANCE CAPITAL, INC. | $385,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $245,000 | $385,000 | 57.1% | 0.0% |
| UNITED MORTGAGE CORP. | $385,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $205,000 | $375,000 | 82.9% | 0.0% |
| Merchants Bank of Indiana | $370,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $360,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $355,000 | n/a | 0.0% | |
| COASTAL FUNDING SLC, INC. | $345,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $265,000 | $345,000 | 30.2% | 0.0% |
| DEPARTMENT OF COMMERCE | $345,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $265,000 | $345,000 | 30.2% | 0.0% |
| A&D Mortgage LLC | $335,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $550,000 | $335,000 | -39.1% | 0.0% |
| SRE MORTGAGE ALLIANCE INC. | $335,000 | n/a | 0.0% | |
| Truist Bank | $335,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,340,000 | $305,000 | -77.2% | 0.0% |
| Arvest Bank | $305,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $425,000 | $305,000 | -28.2% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $690,000 | $305,000 | -55.8% | 0.0% |
| EVERETT FINANCIAL, INC. | $865,000 | $295,000 | -65.9% | 0.0% |
| Franklin Loan Corporation | $520,000 | $295,000 | -43.3% | 0.0% |
| LOANSNAP, INC. | $295,000 | n/a | 0.0% | |
| SUMMIT MORTGAGE CORPORATION | $2,425,000 | $295,000 | -87.8% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $115,000 | $285,000 | 147.8% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $175,000 | $280,000 | 60.0% | 0.0% |
| Discover Bank | $240,000 | $275,000 | 14.6% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $275,000 | n/a | 0.0% | |
| AmRes Corporation | $265,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $265,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $265,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $2,645,000 | $265,000 | -90.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $265,000 | n/a | 0.0% | |
| TRISTAR FINANCE, INC. | $265,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,500,000 | $255,000 | -89.8% | 0.0% |
| OPEN MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| OREGONIANS CREDIT UNION | $255,000 | n/a | 0.0% | |
| Prime Choice Funding Inc. | $255,000 | n/a | 0.0% | |
| UBS Bank USA | $1,125,000 | $255,000 | -77.3% | 0.0% |
| Waterstone Mortgage Corporation | $255,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $85,000 | $240,000 | 182.4% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $255,000 | $235,000 | -7.8% | 0.0% |
| HighTechLending Inc | $355,000 | $235,000 | -33.8% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| Bank of the West | $1,430,000 | $225,000 | -84.3% | 0.0% |
| Capital Bank | $225,000 | n/a | 0.0% | |
| Magnolia Bank | $1,080,000 | $225,000 | -79.2% | 0.0% |
| ROGUE | $205,000 | $220,000 | 7.3% | 0.0% |
| First Western Trust Bank | $635,000 | $205,000 | -67.7% | 0.0% |
| PHH Mortgage Corporation | $490,000 | $205,000 | -58.2% | 0.0% |
| TIAA, FSB | $795,000 | $205,000 | -74.2% | 0.0% |
| ONE NEVADA CREDIT UNION | $195,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $185,000 | n/a | 0.0% | |
| ADVANCIAL | $175,000 | n/a | 0.0% | |
| RANLIFE, INC. | $275,000 | $175,000 | -36.4% | 0.0% |
| Timberland Bank | $165,000 | n/a | 0.0% | |
| 1st Security Bank of Washington | $915,000 | $125,000 | -86.3% | 0.0% |
| GEORGIA'S OWN | $125,000 | n/a | 0.0% | |
| NBH Bank | $345,000 | $105,000 | -69.6% | 0.0% |
| HERITAGE GROVE Federal Credit Union | $55,000 | n/a | 0.0% | |
| KEYPOINT | $55,000 | n/a | 0.0% |
CORVALLIS's top lender by overall market share is Umpqua Bank, with 8.1% market share. In second place, with 7.2%, is QUICKEN LOANS, LLC, having originated $95,245,000 in loans. In third place, with 5.1%, is MORTGAGE EXPRESS, LLC, having originated $68,435,000 in loans. In third place, with 4.4%, is MOVEMENT MORTGAGE, LLC, having originated $58,110,000 in loans. In third place, with 3.7%, is JPMorgan Chase Bank, having originated $49,385,000 in loans.
CORVALLIS, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 1,500 | $462,670,000 | $308,447 |
| Home Purchase | 1,305 | $517,675,000 | $396,686 |
| Cash Out Refi | 941 | $314,535,000 | $334,256 |
| Home Improvement | 141 | $17,435,000 | $123,652 |
| Other | 105 | $18,115,000 | $172,524 |
Corvallis's most frequently cited loan purpose was Refi, with 1,500 originations. The 2nd most popular reason was Home Purchase, with 1,305 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,651 | $522,605,000 | $316,538 |
| 3-4% | 1,444 | $545,080,000 | $377,479 |
| <2.5% | 725 | $224,985,000 | $310,324 |
| 4-5% | 103 | $25,515,000 | $247,718 |
| 5-6% | 26 | $3,530,000 | $135,769 |
| 6-7% | 16 | $2,640,000 | $165,000 |
| Over 8% | 13 | $3,115,000 | $239,615 |
| 7-8% | 7 | $605,000 | $86,429 |
During 2021, Corvallis's most frequently originated rate bucket was 2.5-3%, with 1,651 originations.
Loan Sizing (CORVALLIS, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,227 | $660,245,000 | $296,473 |
| $400k-600k | 785 | $367,235,000 | $467,815 |
| $100k-200k | 673 | $104,705,000 | $155,579 |
| $100,000 or less | 179 | $11,075,000 | $61,872 |
| $600k-1000k | 93 | $67,755,000 | $728,548 |
| $Over $1MM | 35 | $119,415,000 | $3,411,857 |
CORVALLIS's loan sizing saw the bucket of loans from $200k-400k with 2,227 originations, totaling $660,245,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,465 | $561,305,000 | $383,143 |
| 40-60% | 956 | $298,870,000 | $312,626 |
| 80-100% | 891 | $348,955,000 | $391,644 |
| 20-40% | 419 | $77,125,000 | $184,069 |
| Under 20% | 162 | $11,020,000 | $68,025 |
| Over 100% | 22 | $9,760,000 | $443,636 |
CORVALLIS's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,465 originations, totaling $561,305,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - CORVALLIS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $452,500 (16.9%) | $590,995 (9.6%) | 0.00 | 106 |
| 2018-02-01 | $469,000 (21.0%) | $602,031 (10.8%) | 0.00 | 97 |
| 2018-03-01 | $475,000 (18.8%) | $615,208 (13.8%) | 0.00 | 118 |
| 2018-04-01 | $485,000 (18.3%) | $637,240 (19.6%) | 0.00 | 133 |
| 2018-05-01 | $472,500 (16.7%) | $647,249 (19.2%) | 0.00 | 146 |
| 2018-06-01 | $524,000 (32.2%) | $666,402 (34.2%) | 0.00 | 153 |
| 2018-07-01 | $505,000 (12.3%) | $591,275 (-1.6%) | 0.00 | 150 |
| 2018-08-01 | $479,500 (8.5%) | $555,127 (-5.9%) | 0.00 | 170 |
| 2018-09-01 | $485,000 (7.9%) | $573,032 (-2.1%) | 0.00 | 167 |
| 2018-10-01 | $477,450 (6.1%) | $635,369 (10.8%) | 0.00 | 191 |
| 2018-11-01 | $483,700 (1.9%) | $640,810 (8.3%) | 0.00 | 179 |
| 2018-12-01 | $495,000 (10.0%) | $647,148 (9.0%) | 0.00 | 160 |
| 2019-01-01 | $499,950 (10.5%) | $678,288 (14.8%) | 0.00 | 143 |
| 2019-02-01 | $492,500 (5.0%) | $697,158 (15.8%) | 0.00 | 138 |
| 2019-03-01 | $466,429 (-1.8%) | $683,201 (11.1%) | 0.00 | 146 |
| 2019-04-01 | $438,929 (-9.5%) | $662,035 (3.9%) | 0.00 | 154 |
| 2019-05-01 | $444,000 (-6.0%) | $643,627 (-0.6%) | 0.00 | 165 |
| 2019-06-01 | $469,000 (-10.5%) | $592,265 (-11.1%) | 0.00 | 188 |
| 2019-07-01 | $469,000 (-7.1%) | $560,595 (-5.2%) | 0.00 | 210 |
| 2019-08-01 | $460,857 (-3.9%) | $548,312 (-1.2%) | 0.00 | 219 |
| 2019-09-01 | $450,000 (-7.2%) | $548,595 (-4.3%) | 0.00 | 215 |
| 2019-10-01 | $444,950 (-6.8%) | $535,417 (-15.7%) | 0.00 | 198 |
| 2019-11-01 | $449,000 (-7.2%) | $535,522 (-16.4%) | 0.00 | 189 |
| 2019-12-01 | $445,000 (-10.1%) | $539,885 (-16.6%) | 0.00 | 184 |
| 2020-01-01 | $436,000 (-12.8%) | $553,844 (-18.4%) | 0.00 | 171 |
| 2020-02-01 | $437,000 (-11.3%) | $563,630 (-19.2%) | 0.00 | 161 |
| 2020-03-01 | $468,700 (0.5%) | $559,991 (-18.0%) | 0.00 | 162 |
| 2020-04-01 | $468,750 (6.8%) | $551,693 (-16.7%) | 0.00 | 175 |
| 2020-05-01 | $449,500 (1.2%) | $533,009 (-17.2%) | 0.00 | 170 |
| 2020-06-01 | $442,000 (-5.8%) | $534,014 (-9.8%) | 0.00 | 169 |
| 2020-07-01 | $461,000 (-1.7%) | $555,963 (-0.8%) | 0.00 | 149 |
| 2020-08-01 | $459,900 (-0.2%) | $562,427 (2.6%) | 0.00 | 124 |
| 2020-09-01 | $475,950 (5.8%) | $586,771 (7.0%) | 0.00 | 120 |
| 2020-10-01 | $489,900 (10.1%) | $587,669 (9.8%) | 0.00 | 116 |
| 2020-11-01 | $444,500 (-1.0%) | $545,692 (1.9%) | 0.00 | 108 |
| 2020-12-01 | $449,000 (0.9%) | $545,578 (1.1%) | 0.00 | 96 |
| 2021-01-01 | $439,900 (0.9%) | $527,349 (-4.8%) | 0.00 | 95 |
| 2021-02-01 | $442,450 (1.3%) | $542,720 (-3.7%) | 0.00 | 94 |
| 2021-03-01 | $446,450 (-4.8%) | $575,231 (2.7%) | 0.00 | 89 |
| 2021-04-01 | $450,000 (-4.0%) | $585,481 (6.1%) | 0.00 | 80 |
| 2021-05-01 | $487,000 (8.3%) | $667,666 (25.3%) | 0.00 | 79 |
| 2021-06-01 | $547,450 (23.9%) | $669,940 (25.5%) | 0.00 | 94 |
| 2021-07-01 | $519,930 (12.8%) | $645,659 (16.1%) | 0.00 | 110 |
| 2021-08-01 | $499,450 (8.6%) | $605,255 (7.6%) | 0.00 | 98 |
| 2021-09-01 | $507,200 (6.6%) | $618,743 (5.5%) | 0.00 | 99 |
| 2021-10-01 | $543,670 (11.0%) | $714,662 (21.6%) | 0.00 | 104 |
| 2021-11-01 | $548,640 (23.4%) | $780,333 (43.0%) | 0.00 | 90 |
| 2021-12-01 | $525,000 (16.9%) | $774,230 (41.9%) | 0.00 | 71 |
| 2022-01-01 | $525,000 (19.4%) | $790,101 (49.8%) | 0.00 | 64 |
| 2022-02-01 | $518,250 (17.1%) | $803,884 (48.1%) | 0.00 | 55 |
| 2022-03-01 | $506,900 (13.5%) | $794,040 (38.0%) | 0.00 | 52 |
| 2022-04-01 | $511,312 (13.6%) | $668,002 (14.1%) | 0.00 | 49 |
| 2022-05-01 | $587,250 (20.6%) | $663,858 (-0.6%) | 0.00 | 67 |
| 2022-06-01 | $582,500 (6.4%) | $690,965 (3.1%) | 0.00 | 95 |
CORVALLIS's median listing price for 2022-06-01 was $582,500, a difference of
$35,050
(6.4%) versus the prior year and
$-4,750 versus the prior month.
CORVALLIS's median listing price comes in at 0% of the national average.
CORVALLIS's average listing price for 2022-06-01 was $690,965, a difference of $21,025 (3.1%) versus the prior year and $27,107 versus the prior month.
For the 2022-06-01 period, CORVALLIS had 95 MLS listings, a difference of 28 listings (42%) versus the prior month and 1 listings (1%) versus the prior year.
CORVALLIS's median listing price comes in at 0% of the national average.
CORVALLIS's average listing price for 2022-06-01 was $690,965, a difference of $21,025 (3.1%) versus the prior year and $27,107 versus the prior month.
For the 2022-06-01 period, CORVALLIS had 95 MLS listings, a difference of 28 listings (42%) versus the prior month and 1 listings (1%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CORVALLIS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,178 sqft |
| 2018-02-01 | 0 days | 2,209 sqft |
| 2018-03-01 | 0 days | 2,144 sqft |
| 2018-04-01 | 0 days | 2,295 sqft |
| 2018-05-01 | 0 days | 2,198 sqft |
| 2018-06-01 | 0 days | 2,328 sqft |
| 2018-07-01 | 0 days | 2,320 sqft |
| 2018-08-01 | 0 days | 2,161 sqft |
| 2018-09-01 | 0 days | 2,212 sqft |
| 2018-10-01 | 0 days | 2,118 sqft |
| 2018-11-01 | 0 days | 2,109 sqft |
| 2018-12-01 | 0 days | 2,290 sqft |
| 2019-01-01 | 0 days | 2,325 sqft |
| 2019-02-01 | 0 days | 2,114 sqft |
| 2019-03-01 | 0 days | 2,076 sqft |
| 2019-04-01 | 0 days | 2,021 sqft |
| 2019-05-01 | 0 days | 2,008 sqft |
| 2019-06-01 | 0 days | 2,078 sqft |
| 2019-07-01 | 0 days | 2,099 sqft |
| 2019-08-01 | 0 days | 2,099 sqft |
| 2019-09-01 | 0 days | 2,100 sqft |
| 2019-10-01 | 0 days | 2,156 sqft |
| 2019-11-01 | 0 days | 2,128 sqft |
| 2019-12-01 | 0 days | 2,116 sqft |
| 2020-01-01 | 0 days | 2,112 sqft |
| 2020-02-01 | 0 days | 2,255 sqft |
| 2020-03-01 | 0 days | 2,338 sqft |
| 2020-04-01 | 0 days | 2,296 sqft |
| 2020-05-01 | 0 days | 2,184 sqft |
| 2020-06-01 | 0 days | 2,248 sqft |
| 2020-07-01 | 0 days | 2,179 sqft |
| 2020-08-01 | 0 days | 2,142 sqft |
| 2020-09-01 | 0 days | 2,042 sqft |
| 2020-10-01 | 0 days | 2,092 sqft |
| 2020-11-01 | 0 days | 2,065 sqft |
| 2020-12-01 | 0 days | 2,083 sqft |
| 2021-01-01 | 0 days | 1,857 sqft |
| 2021-02-01 | 0 days | 1,845 sqft |
| 2021-03-01 | 0 days | 1,881 sqft |
| 2021-04-01 | 0 days | 1,885 sqft |
| 2021-05-01 | 0 days | 2,054 sqft |
| 2021-06-01 | 0 days | 2,277 sqft |
| 2021-07-01 | 0 days | 2,073 sqft |
| 2021-08-01 | 0 days | 1,909 sqft |
| 2021-09-01 | 0 days | 1,968 sqft |
| 2021-10-01 | 0 days | 2,038 sqft |
| 2021-11-01 | 0 days | 2,309 sqft |
| 2021-12-01 | 0 days | 2,108 sqft |
| 2022-01-01 | 0 days | 1,964 sqft |
| 2022-02-01 | 0 days | 2,044 sqft |
| 2022-03-01 | 0 days | 1,798 sqft |
| 2022-04-01 | 0 days | 1,872 sqft |
| 2022-05-01 | 0 days | 2,026 sqft |
| 2022-06-01 | 0 days | 1,931 sqft |
CORVALLIS's median listing age (time on market) for 2022-06-01 was 0 days.
CORVALLIS's median square footage for active listings during the 2022-06-01 period was 1,931 sqft. One year prior, the average listing was 2,277 sqft.
CORVALLIS's median square footage for active listings during the 2022-06-01 period was 1,931 sqft. One year prior, the average listing was 2,277 sqft.
