CORVALLIS Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Corvallis averaged 6.79% for the week of 2024-07-18, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-07-11) was 6.91% and one month ago for the week of 2024-06-13, the average rate was 6.97%.

Corvallis's average rate one year ago was 6.88%.

For refis of the same type during the week of 2024-07-18, the average rate was 7.37%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-18 6.77%
Corvallis 30 Year Fixed Rate 2024-07-18 6.79%
Corvallis 30 Year Fixed Rate Refi 2024-07-18 7.37%
Corvallis 15 Year Fixed Rate 2024-07-18 5.85%
Corvallis 15 Year Fixed Rate Refi 2024-07-18 6.55%
Corvallis 30 Year FHA 2024-07-18 6.59%
Corvallis 30 Year FHA Refi 2024-07-18 6.49%
Corvallis 30 Year USDA 2024-07-18 6.83%
Corvallis 30 Year USDA Refi 2024-07-18 6.63%
Corvallis 30 Year VA 2024-07-18 6.1%
Corvallis 30 Year VA Refi 2024-07-18 6.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CORVALLIS, OR.

CORVALLIS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CORVALLIS, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
MORTGAGE EXPRESS, LLC 40 6.75% $9,839
MOVEMENT MORTGAGE, LLC 39 6.64% $11,991
Umpqua Bank 27 6.58% $7,979
DIRECTORS MORTGAGE, INC. 26 6.86% $14,846
UNITED WHOLESALE MORTGAGE, LLC 25 6.82% $9,476
QUICKEN LOANS, LLC 21 6.56% $8,414
Oregon State Credit Union 20 6.68% $6,311
PROVIDENT FUNDING ASSOCIATES, L.P. 17 6.66% $7,812
U.S. Bank 16 6.65% $6,632
GUILD MORTGAGE COMPANY 15 6.89% $9,218
ACADEMY MORTGAGE CORPORATION 13 7.05% $9,418
AMERICAN PACIFIC MORTGAGE CORPORATION 11 6.76% $9,433
KeyBank 10 6.64% $7,638
CROSSCOUNTRY MORTGAGE, LLC 10 7.11% $9,068
JPMorgan Chase Bank 9 6.48% $6,856
NEWREZ LLC 9 6.83% $6,412
SUMMIT FUNDING, INC. 9 6.68% $13,310
OnPoint Community Credit Union 8 6.73% $6,520
PACIFIC RESIDENTIAL MORTGAGE, LLC 7 6.77% $13,509
NATIONS DIRECT MORTGAGE, LLC 7 6.55% $7,357
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 7 7.03% $9,410
FIRST TECHNOLOGY 6 6.77% $3,943
Flagstar Bank, FSB 6 7.38% $8,213
S1L, Inc. 6 7.15% $8,897
USAA Federal Savings Bank 6 6.48% $8,202
Washington Federal Bank 6 6.71% $16,426
LPMC, LLC 6 6.06% $9,834
CMG MORTGAGE, INC. 6 6.65% $7,576
Wells Fargo Bank 5 6.98% $4,353
PREMIER MORTGAGE RESOURCES, L.L.C. 4 6.31% $8,482
LOANDEPOT.COM, LLC 4 6.46% $7,110
MANN FINANCIAL INC. 4 7.09% $9,549
Northwest Farm Credit Services, FLCA 3 7.33% $6,915
Century Mortgage Company DBA Century Lending Company 3 7.21% $9,352
PLAZA HOME MORTGAGE, INC. 3 7.25% $5,896
PENNYMAC LOAN SERVICES, LLC 3 6.62% $9,541
CALIBER HOME LOANS, INC. 3 6.71% $9,131
Boeing Employees Credit Union 3 6.83% $4,188
NAVY FEDERAL CREDIT UNION 2 5.56% $4,036
NBKC BANK 2 6.75% $3,883
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.19% $8,008
The Huntington National Bank 2 6.50% $7,158
Sierra Pacific Mortgage Company, Inc. 2 7.13% $11,425
SUMMIT MORTGAGE CORPORATION 2 6.31% $7,177
SAMMAMISH MORTGAGE COMPANY 2 6.31% $4,097
GUARANTEED RATE, INC. 2 6.75% $6,984
BROKER SOLUTIONS, INC. 2 6.67% $6,209
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.50% $5,485
Washington Trust Bank 2 5.38% $9,452
Bank of America 2 6.13% $7,881
BMO Harris Bank 2 5.88% $7,087
BAY EQUITY LLC 2 5.99% $15,817
AMERISAVE MORTGAGE CORPORATION 2 6.31% $17,281
PENRITH HOME LOANS LLC 1 6.63% $5,382
Alerus Financial 1 7.13% $5,978
Ally Bank 1 6.13% $7,498
American Airlines Federal Credit Union 1 5.88% $0
AXIA FINANCIAL, LLC 1 5.38% $5,924
BETTER MORTGAGE CORPORATION 1 6.00% $15,495
BNY Mellon 1 5.75% $5,778
City National Bank 1 6.45% $3,999
Consolidated Federal Credit Union 1 3.50% $13,985
CRESCENT MORTGAGE COMPANY 1 6.75% $5,595
DAS Acquisition Company, LLC 1 5.88% $11,783
DHI MORTGAGE COMPANY, LTD. 1 6.38% $6,067
First National Bank of America 1 9.38% $14,764
Franklin Loan Corporation 1 5.88% $17,144
INTERSTATE HOME LOAN CENTER, INC. 1 8.50% $7,844
LENDSURE MORTGAGE CORP. 1 8.50% $17,549
MARION AND POLK SCHOOLS CREDIT UNION 1 6.63% $4,111
Morgan Stanley Private Bank 1 6.55% $3,948
MOUNTAIN AMERICA 1 6.88% $10,300
Mr. Cooper ( Nationstar Mortgage ) 1 6.38% $19,047
NFM, INC. 1 6.50% $11,962
OREGON COMMUNITY 1 7.50% $5,774
Paramount Residential Mortgage Group, Inc. 1 5.88% $3,792
PENTAGON FEDERAL CREDIT UNION 1 6.25% $3,500
Plains Commerce Bank 1 7.13% $16,422
PLANET HOME LENDING, LLC 1 6.63% $10,244
PNC Bank 1 6.88% $4,660
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.13% $4,533
Prosperity Home Mortgage, LLC 1 5.50% $11,747
Rivermark Community Credit Union 1 5.75% $7,145
ROGUE 1 5.88% $9,723
STAR ONE CREDIT UNION 1 6.63% $2,865
T2 FINANCIAL LLC 1 7.63% $5,629
The Loan Store, Inc. 1 6.88% $6,589
Third Federal Savings and Loan Association of Cleveland 1 6.09% $2,916
TWINSTAR 1 5.25% $10,386
Unitus Community Credit Union 1 7.25% $11,726
Watermark Capital, Inc. 1 7.63% $7,022
Waterstone Mortgage Corporation 1 6.88% $5,586
Willamette Valley Bank 1 6.63% $19,623
Zions Bank 1 5.25% $4,293

CORVALLIS Average Closing Costs & Other Stats

CORVALLIS, OR's 94 lenders originated 1,111 loans during 2023. The total origination value was $367,325,000, with an average loan value of $330,626.

CORVALLIS's average closing costs are $6,181.

The top CORVALLIS lender as defined by loan originations is MORTGAGE EXPRESS, LLC, with 40 loans originated. Their average total fees are $9,839, which is $2,152 lower than the next largest lender, MOVEMENT MORTGAGE, LLC.

The lowest fee CORVALLIS lenders (with over 10 loans originated) are Oregon State Credit Union ($6,311), U.S. Bank ($6,632), KeyBank ($7,638), PROVIDENT FUNDING ASSOCIATES, L.P. ($7,812) and Umpqua Bank ($7,979).

The lowest rate CORVALLIS lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.56%), Umpqua Bank (6.58%), MOVEMENT MORTGAGE, LLC (6.64%), KeyBank (6.64%) and U.S. Bank (6.65%).

CORVALLIS, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
JONES LANG LASALLE MULTIFAMILY, LLC $28,210,000 n/a 7.7%
Oregon State Credit Union $53,160,000 $25,170,000 -52.7% 6.9%
Umpqua Bank $63,650,000 $20,150,000 -68.3% 5.5%
MORTGAGE EXPRESS, LLC $34,455,000 $19,780,000 -42.6% 5.4%
MOVEMENT MORTGAGE, LLC $35,700,000 $18,070,000 -49.4% 4.9%
DIRECTORS MORTGAGE, INC. $13,880,000 $15,180,000 9.4% 4.1%
UNITED WHOLESALE MORTGAGE, LLC $16,045,000 $13,175,000 -17.9% 3.6%
U.S. Bank $26,145,000 $12,005,000 -54.1% 3.3%
WALKER & DUNLOP, LLC $10,925,000 n/a 3.0%
QUICKEN LOANS, LLC $27,845,000 $10,625,000 -61.8% 2.9%
GUILD MORTGAGE COMPANY $13,815,000 $9,645,000 -30.2% 2.6%
KeyBank $11,130,000 $8,545,000 -23.2% 2.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,325,000 $7,600,000 128.6% 2.1%
Washington Federal Bank $8,240,000 $6,725,000 -18.4% 1.8%
CROSSCOUNTRY MORTGAGE, LLC $16,835,000 $6,600,000 -60.8% 1.8%
FIRST TECHNOLOGY $15,025,000 $5,950,000 -60.4% 1.6%
ACADEMY MORTGAGE CORPORATION $9,550,000 $5,890,000 -38.3% 1.6%
SUMMIT FUNDING, INC. $5,040,000 $4,980,000 -1.2% 1.4%
People's Bank of Commerce $4,755,000 n/a 1.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $9,765,000 $4,505,000 -53.9% 1.2%
OnPoint Community Credit Union $3,560,000 $4,495,000 26.3% 1.2%
NATIONS DIRECT MORTGAGE, LLC $1,665,000 $4,445,000 167.0% 1.2%
NAVY FEDERAL CREDIT UNION $2,450,000 $4,375,000 78.6% 1.2%
JPMorgan Chase Bank $14,550,000 $3,870,000 -73.4% 1.1%
Mortgage Research Center, LLC $5,940,000 $3,815,000 -35.8% 1.0%
CMG MORTGAGE, INC. $3,595,000 $3,765,000 4.7% 1.0%
USAA Federal Savings Bank $1,640,000 $3,650,000 122.6% 1.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $11,005,000 $3,625,000 -67.1% 1.0%
Bank of America $5,775,000 $3,460,000 -40.1% 0.9%
NEWREZ LLC $1,195,000 $3,445,000 188.3% 0.9%
S1L, Inc. $5,535,000 $3,430,000 -38.0% 0.9%
Century Mortgage Company DBA Century Lending Company $3,310,000 n/a 0.9%
LPMC, LLC $1,510,000 $3,275,000 116.9% 0.9%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,605,000 $2,920,000 12.1% 0.8%
Wells Fargo Bank $8,840,000 $2,650,000 -70.0% 0.7%
Flagstar Bank, FSB $2,970,000 $2,545,000 -14.3% 0.7%
Boeing Employees Credit Union $75,000 $2,215,000 2,853.3% 0.6%
SELCO COMMUNITY $780,000 $2,185,000 180.1% 0.6%
OREGON COMMUNITY $6,485,000 $2,160,000 -66.7% 0.6%
CALIBER HOME LOANS, INC. $18,605,000 $1,895,000 -89.8% 0.5%
The Huntington National Bank $970,000 $1,755,000 80.9% 0.5%
PENNYMAC LOAN SERVICES, LLC $5,870,000 $1,750,000 -70.2% 0.5%
BMO Harris Bank $705,000 $1,705,000 141.8% 0.5%
PREMIER MORTGAGE RESOURCES, L.L.C. $525,000 $1,580,000 201.0% 0.4%
MANN FINANCIAL INC. $610,000 $1,530,000 150.8% 0.4%
LOANDEPOT.COM, LLC $14,630,000 $1,385,000 -90.5% 0.4%
MARION AND POLK SCHOOLS CREDIT UNION $4,095,000 $1,350,000 -67.0% 0.4%
Commerce Home Mortgage, Inc. $970,000 $1,300,000 34.0% 0.4%
FINANCE OF AMERICA REVERSE LLC $1,205,000 $1,280,000 6.2% 0.3%
Oregon Pacific Banking Company $1,230,000 n/a 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,060,000 $1,210,000 -76.1% 0.3%
Northwest Farm Credit Services, FLCA $2,705,000 $1,115,000 -58.8% 0.3%
PacWest Funding Inc. $1,200,000 $1,105,000 -7.9% 0.3%
PLAZA HOME MORTGAGE, INC. $990,000 $1,040,000 5.1% 0.3%
CENTRAL WILLAMETTE Credit Union $2,395,000 $1,030,000 -57.0% 0.3%
SUMMIT MORTGAGE CORPORATION $630,000 $1,025,000 62.7% 0.3%
MOUNTAIN AMERICA $965,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $5,575,000 $910,000 -83.7% 0.2%
BAY EQUITY LLC $2,200,000 $900,000 -59.1% 0.2%
SAMMAMISH MORTGAGE COMPANY $530,000 $890,000 67.9% 0.2%
Washington Trust Bank $670,000 $885,000 32.1% 0.2%
LONGBRIDGE FINANCIAL, LLC $835,000 $825,000 -1.2% 0.2%
LOANPAL, LLC $820,000 n/a 0.2%
TWINSTAR $315,000 $790,000 150.8% 0.2%
GUARANTEED RATE, INC. $1,960,000 $780,000 -60.2% 0.2%
NBKC BANK $800,000 $780,000 -2.5% 0.2%
Willamette Valley Bank $1,390,000 $780,000 -43.9% 0.2%
ALLIANT CREDIT UNION $765,000 n/a 0.2%
Consolidated Federal Credit Union $760,000 $760,000 0.0% 0.2%
Gallic & Johnson, LLC $175,000 $710,000 305.7% 0.2%
Paramount Residential Mortgage Group, Inc. $1,855,000 $710,000 -61.7% 0.2%
PNC Bank $1,125,000 $655,000 -41.8% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,140,000 $650,000 -69.6% 0.2%
Sierra Pacific Mortgage Company, Inc. $6,310,000 $650,000 -89.7% 0.2%
TRIAD FINANCIAL SERVICES, INC. $710,000 $650,000 -8.5% 0.2%
DAS Acquisition Company, LLC $630,000 n/a 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $625,000 n/a 0.2%
Prosperity Home Mortgage, LLC $595,000 n/a 0.2%
BNC National Bank $860,000 $565,000 -34.3% 0.2%
DHI MORTGAGE COMPANY, LTD. $565,000 n/a 0.2%
LIBERTY HOME MORTGAGE CORPORATION $565,000 n/a 0.2%
CRESCENT MORTGAGE COMPANY $560,000 n/a 0.2%
EVERETT FINANCIAL, INC. $535,000 n/a 0.1%
Mr. Cooper ( Nationstar Mortgage ) $4,575,000 $535,000 -88.3% 0.1%
AMERICAN HERITAGE LENDING, INC. $1,665,000 $530,000 -68.2% 0.1%
Franklin Loan Corporation $525,000 n/a 0.1%
Discover Bank $630,000 $520,000 -17.5% 0.1%
LENDSURE MORTGAGE CORP. $335,000 $515,000 53.7% 0.1%
PLANET HOME LENDING, LLC $265,000 $505,000 90.6% 0.1%
PREMIA MORTGAGE, LLC $505,000 n/a 0.1%
Plains Commerce Bank $495,000 n/a 0.1%
GENEVA FINANCIAL, LLC $2,780,000 $485,000 -82.6% 0.1%
Unitus Community Credit Union $725,000 $485,000 -33.1% 0.1%
BNY Mellon $465,000 $475,000 2.2% 0.1%
STAR ONE CREDIT UNION $445,000 n/a 0.1%
Equity Prime Mortgage LLC $435,000 n/a 0.1%
INTERCAP LENDING INC. $435,000 n/a 0.1%
The Loan Store, Inc. $365,000 $435,000 19.2% 0.1%
Watermark Capital, Inc. $465,000 $435,000 -6.5% 0.1%
Alerus Financial $425,000 n/a 0.1%
NFM, INC. $425,000 n/a 0.1%
Zions Bank $145,000 $415,000 186.2% 0.1%
American Airlines Federal Credit Union $405,000 n/a 0.1%
Loan Simple, Inc. $405,000 n/a 0.1%
PENRITH HOME LOANS LLC $405,000 n/a 0.1%
BROKER SOLUTIONS, INC. $3,365,000 $395,000 -88.3% 0.1%
City National Bank $395,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $630,000 $375,000 -40.5% 0.1%
First National Bank of America $375,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $475,000 $375,000 -21.1% 0.1%
Waterstone Mortgage Corporation $375,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $820,000 $370,000 -54.9% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,440,000 $365,000 -74.7% 0.1%
HomeTrust Bank $155,000 $355,000 129.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,650,000 $355,000 -78.5% 0.1%
Figure Lending LLC $705,000 $340,000 -51.8% 0.1%
CALCON MUTUAL MORTGAGE LLC $335,000 n/a 0.1%
OCMBC, INC. $890,000 $325,000 -63.5% 0.1%
Morgan Stanley Private Bank $315,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $2,685,000 $305,000 -88.6% 0.1%
T2 FINANCIAL LLC $305,000 n/a 0.1%
RED CANOE CREDIT UNION $1,595,000 $300,000 -81.2% 0.1%
ROGUE $410,000 $295,000 -28.0% 0.1%
Wyndham Capital Mortgage, Inc. $495,000 $295,000 -40.4% 0.1%
Carrington Mortgage Services, LLC $440,000 $285,000 -35.2% 0.1%
Ally Bank $1,090,000 $265,000 -75.7% 0.1%
HOMEXPRESS MORTGAGE CORP. $395,000 $265,000 -32.9% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $920,000 $265,000 -71.2% 0.1%
LADERA LENDING, INC. $205,000 $255,000 24.4% 0.1%
Rivermark Community Credit Union $105,000 $245,000 133.3% 0.1%
AXIA FINANCIAL, LLC $445,000 $225,000 -49.4% 0.1%
Hometown Equity Mortgage, LLC $225,000 n/a 0.1%
Nations Lending Corporation $775,000 $215,000 -72.3% 0.1%
Citadel Servicing Corporation $205,000 n/a 0.1%
Connexus Credit Union $205,000 n/a 0.1%
USAGENCIES $1,685,000 $195,000 -88.4% 0.1%
Coastal Community Bank $190,000 n/a 0.1%
Bethpage Federal Credit Union $180,000 n/a 0.0%
OREGONIANS CREDIT UNION $170,000 n/a 0.0%
INTERSTATE HOME LOAN CENTER, INC. $165,000 n/a 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,490,000 $165,000 -88.9% 0.0%
FIRST COMMUNITY $155,000 n/a 0.0%
State Department Federal Credit Union $155,000 n/a 0.0%
HERITAGE GROVE Federal Credit Union $120,000 n/a 0.0%
21ST MORTGAGE CORPORATION $120,000 $90,000 -25.0% 0.0%
HomeStreet Bank $590,000 $55,000 -90.7% 0.0%
SPRING EQ, LLC $580,000 $55,000 -90.5% 0.0%

CORVALLIS's top lender by overall market share is JONES LANG LASALLE MULTIFAMILY, LLC, with 7.7% market share. In second place, with 6.9%, is Oregon State Credit Union, having originated $25,170,000 in loans. In third place, with 5.5%, is Umpqua Bank, having originated $20,150,000 in loans. In fourth place, with 5.4%, is MORTGAGE EXPRESS, LLC, having originated $19,780,000 in loans. In fifth place, with 4.9%, is MOVEMENT MORTGAGE, LLC, having originated $18,070,000 in loans.

CORVALLIS, OR Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
97321 Corvallis, OR MSA $900 $980 $1,230 $1,700 $2,000
97324 Corvallis, OR MSA $900 $960 $1,160 $1,650 $1,960
97326 Corvallis, OR MSA $1,110 $1,160 $1,430 $2,030 $2,410
97330 Corvallis, OR MSA $1,040 $1,080 $1,340 $1,900 $2,260
97331 Corvallis, OR MSA $1,110 $1,160 $1,430 $2,030 $2,410
97333 Corvallis, OR MSA $1,150 $1,210 $1,490 $2,110 $2,510
97339 Corvallis, OR MSA $1,110 $1,160 $1,430 $2,030 $2,410
97361 Corvallis, OR MSA $940 $990 $1,260 $1,790 $2,060
97370 Corvallis, OR MSA $940 $990 $1,220 $1,730 $2,050
97448 Corvallis, OR MSA $900 $960 $1,240 $1,760 $2,110
97456 Corvallis, OR MSA $900 $960 $1,150 $1,630 $1,960

2022 Average & Median Rent Data Statistics
CORVALLIS, OR average 1BR rent: $1,055, median: $990
CORVALLIS, OR average 2BR rent: $1,307, median: $1,260
CORVALLIS, OR average 3BR rent: $1,851, median: $1,790

CORVALLIS, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 601 $249,075,000 $414,434
Home Improvement 180 $21,100,000 $117,222
Other 169 $19,435,000 $115,000
Cash Out Refi 105 $53,675,000 $511,190
Refi 56 $24,040,000 $429,286

Corvallis's most frequently cited loan purpose was Home Purchase, with 601 originations. The 2nd most popular reason was Home Improvement, with 180 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 364 $149,750,000 $411,401
Over 8% 307 $43,995,000 $143,306
7-8% 276 $80,600,000 $292,029
5-6% 138 $81,270,000 $588,913
4-5% 13 $4,345,000 $334,231
3-4% 4 $1,380,000 $345,000

During 2023, Corvallis's most frequently originated rate bucket was 6-7%, with 364 originations.

Loan Sizing (CORVALLIS, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 372 $111,670,000 $300,188
$400k-600k 264 $125,970,000 $477,159
$100,000 or less 222 $11,920,000 $53,694
$100k-200k 176 $23,730,000 $134,830
$600k-1000k 68 $46,440,000 $682,941
$Over $1MM 9 $47,595,000 $5,288,333

CORVALLIS's loan sizing saw the bucket of loans from $200k-400k with 372 originations, totaling $111,670,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 284 $127,090,000 $447,500
Under 20% 273 $20,555,000 $75,293
60-80% 233 $121,655,000 $522,124
20-40% 160 $30,550,000 $190,938
40-60% 140 $56,500,000 $403,571
Over 100% 8 $4,090,000 $511,250

CORVALLIS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 284 originations, totaling $127,090,000 in origination value.