NAPA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Napa averaged 6.66% for the week of 2022-11-23, compared to the national average of 6.58% for the same period.

The average rate for the prior week (2022-11-17) was 6.59% and one month ago for the week of 2022-10-20, the average rate was 7.02%.

Napa's average rate one year ago was 3.1%.

For refis of the same type during the week of 2022-11-23, the average rate was 6.82%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-11-23 6.58%
Napa 30 Year Fixed Rate 2022-11-23 6.66%
Napa 30 Year Fixed Rate Refi 2022-11-23 6.82%
Napa 15 Year Fixed Rate 2022-11-23 7.2%
Napa 15 Year Fixed Rate Refi 2022-11-23 6.2%
Napa 30 Year FHA 2022-11-23 -0.21%
Napa 30 Year FHA Refi 2022-11-23 0.06%
Napa 30 Year USDA 2022-11-23 0.63%
Napa 30 Year VA 2022-11-23 -0.02%
Napa 30 Year VA Refi 2022-11-23 -0.22%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within NAPA, CA.

NAPA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the NAPA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 519 2.94% $5,666
QUICKEN LOANS, LLC 509 2.94% $5,292
Flagstar Bank, FSB 326 3.10% $5,691
Wells Fargo Bank 186 2.87% $5,079
LOANDEPOT.COM, LLC 181 2.84% $5,419
AMERICAN PACIFIC MORTGAGE CORPORATION 167 3.07% $6,134
First Republic Bank 166 2.77% $5,479
CALIBER HOME LOANS, INC. 163 3.09% $4,605
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 134 3.02% $5,416
HOME POINT FINANCIAL CORPORATION 133 2.94% $4,965
HOMEBRIDGE FINANCIAL SERVICES, INC. 123 3.10% $7,653
JPMorgan Chase Bank 110 2.88% $4,769
ARK-LA-TEX FINANCIAL SERVICES, LLC. 96 3.07% $5,565
GUARANTEED RATE, INC. 91 2.85% $4,519
REDWOOD 89 3.15% $2,898
CROSSCOUNTRY MORTGAGE, LLC 81 3.07% $7,051
Bank of America 80 2.68% $5,806
PRIMARY RESIDENTIAL MORTGAGE, INC. 70 3.05% $7,609
U.S. Bank 57 2.99% $5,652
Mr. Cooper ( Nationstar Mortgage ) 51 3.05% $5,804
Umpqua Bank 46 3.05% $6,562
NEWREZ LLC 43 3.09% $4,198
BETTER MORTGAGE CORPORATION 42 2.77% $3,800
PENNYMAC LOAN SERVICES, LLC 38 2.89% $6,133
FINANCE OF AMERICA MORTGAGE LLC 36 3.04% $5,987
Fremont Bank 36 3.11% $1,993
AMERISAVE MORTGAGE CORPORATION 34 2.72% $5,641
BROKER SOLUTIONS, INC. 31 3.06% $6,609
NETWORK CAPITAL FUNDING CORPORATION 27 2.86% $4,164
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 27 2.97% $4,608
Bank of the West 27 3.17% $6,309
MUFG Union Bank 26 2.83% $5,721
AMERICAN FINANCIAL NETWORK, INC. 26 2.87% $11,023
STEARNS LENDING, LLC 25 2.90% $4,440
Morgan Stanley Private Bank 25 2.75% $4,488
LENDUS, LLC 24 3.17% $6,734
TRAVIS CREDIT UNION 23 3.15% $3,438
SUMMIT FUNDING, INC. 21 3.03% $5,898
South Pacific Financial Corporation 20 3.09% $7,317
Commerce Home Mortgage, Inc. 20 3.29% $8,183
Charles Schwab Bank, SSB 19 2.33% $2,681
Paramount Residential Mortgage Group, Inc. 18 3.23% $8,081
GENEVA FINANCIAL, LLC 17 3.20% $5,696
PRIMELENDING, A PLAINSCAPITAL COMPANY 16 3.53% $10,343
GUARANTEED RATE AFFINITY, LLC 15 2.99% $4,411
PNC Bank 15 2.83% $5,474
GUILD MORTGAGE COMPANY 15 3.12% $5,926
Citibank 15 2.72% $6,976
CMG MORTGAGE, INC. 15 3.13% $7,366
MOVEMENT MORTGAGE, LLC 14 3.03% $7,561
EVERETT FINANCIAL, INC. 14 3.32% $2,535
Sierra Pacific Mortgage Company, Inc. 14 2.87% $4,205
Ally Bank 14 2.74% $10,749
IMPAC MORTGAGE CORP. 13 2.83% $791
PROVIDENT FUNDING ASSOCIATES, L.P. 13 2.67% $4,539
Mechanics Bank 13 2.93% $4,047
Strong Home Mortgage, LLC 12 2.84% $1,357
S1L, Inc. 12 3.28% $5,582
ROUNDPOINT MORTGAGE SERVICING CORPORATION 11 3.12% $3,939
PARKSIDE LENDING, LLC 11 2.99% $8,052
CHERRY CREEK MORTGAGE, LLC 11 2.86% $1,368
Silicon Valley Bank 10 2.60% $5,225
PENTAGON FEDERAL CREDIT UNION 10 2.89% $2,720
MASON MCDUFFIE MORTGAGE CORPORATION 10 3.11% $5,161
LAND HOME FINANCIAL SERVICES, INC. 10 3.04% $5,101
CELEBRITY HOME LOANS, LLC 10 3.31% $4,795
UBS Bank USA 9 2.85% $7,029
NBKC BANK 9 2.86% $1,813
FREEDOM MORTGAGE CORPORATION 9 3.17% $2,809
AMERICAN INTERNET MORTGAGE, INC. 8 2.83% $4,754
SOFI LENDING CORP. 8 3.06% $5,108
PREMIER LENDING, INC. 7 3.20% $5,711
NATIONWIDE MORTGAGE BANKERS, INC. 7 3.36% $7,215
LADERA LENDING, INC. 7 2.89% $3,597
THE GOLDEN 1 7 3.18% $4,750
HOMEXPRESS MORTGAGE CORP. 7 4.04% $12,844
Stifel Bank and Trust 7 2.55% $4,345
BBVA USA 7 3.20% $8,176
City National Bank 7 2.81% $5,068
Truist 7 3.01% $4,529
General Mortgage Capital Corporation 7 3.02% $3,610
GOOGAIN, INC. 6 3.25% $2,621
INTELLILOAN, INC. 6 2.88% $6,824
Carrington Mortgage Services, LLC 6 3.19% $8,217
First Bank 6 2.85% $5,131
ML Mortgage Corp. 6 2.96% $7,652
Citizens Bank 6 3.00% $6,351
LOANPAL, LLC 6 3.00% $6,764
Watermark Capital, Inc. 5 2.59% $3,122
PLANET HOME LENDING, LLC 5 2.85% $3,787
Wyndham Capital Mortgage, Inc. 5 2.80% $1,440
ARC HOME LLC 5 3.42% $4,704
InterContinental Capital Group, Inc 5 2.55% $4,366
JMAC LENDING, INC. 5 2.97% $9,431
Golden Empire Mortgage, Inc. 5 2.87% $2,897
STAR ONE CREDIT UNION 5 2.85% $3,072
HSBC BANK USA, NATIONAL ASSOCIATION 5 2.33% $5,588
NATIONS DIRECT MORTGAGE, LLC 4 2.94% $6,512
ONY GLO, INC. 4 3.09% $3,552
PATELCO 4 3.00% $3,667
HOMESIDE FINANCIAL, LLC 4 3.00% $2,880
PACIFIC SERVICE 4 3.00% $3,573
Goldman Sachs Bank USA 4 2.58% $9,449
Goldwater Bank, N.A. 4 3.09% $12,641
ALAMEDA MORTGAGE CORPORATION 4 3.28% $5,341
Northpointe Bank 4 2.84% $8,537
Prime Choice Funding Inc. 4 2.81% $6,297
Cf Bank 4 2.66% $2,641
NMSI, INC. 4 3.03% $9,217
PLAZA HOME MORTGAGE, INC. 4 3.06% $10,379
MUTUAL OF OMAHA MORTGAGE, INC. 4 2.88% $2,536
Provident Credit Union 4 2.78% $3,963
Evolve Bank & Trust 3 3.12% $3,245
BAY EQUITY LLC 3 2.79% $4,587
SOVEREIGN LENDING GROUP INCORPORATED 3 2.58% $4,332
SUN WEST MORTGAGE COMPANY, INC. 3 2.89% $4,443
First Guaranty Mortgage Corporation 3 3.13% $2,627
PREMIER MORTGAGE RESOURCES, L.L.C. 3 3.17% $6,826
First Savings Bank 3 2.67% $8,183
AmeriHome Mortgage Company, LLC 3 2.92% $5,698
WINNPOINTE CORPORATION 3 2.50% $1,663
Zions Bancorporation, N.A. 3 2.67% $3,864
PHH Mortgage Corporation 3 3.00% $6,335
CUSTOMER SERVICE MORTGAGE CORPORATION 3 3.04% $4,705
AmRes Corporation 3 3.58% $10,489
HOMESTEAD FUNDING CORP. 3 2.71% $3,176
ISERVE RESIDENTIAL LENDING, LLC 3 3.00% $3,477
AMCAP MORTGAGE, LTD. 3 3.33% $6,633
KeyBank 3 2.54% $4,180
Century Mortgage Company DBA Century Lending Company 3 3.08% $4,902
LENDERFI, INC. 3 2.79% $1,504
OCMBC, INC. 3 2.96% $9,314
LENOX FINANCIAL MORTGAGE CORPORATION 3 2.83% $4,422
LOANLEADERS OF AMERICA, INC. 3 3.08% $10,368
Arvest Bank 3 2.88% $4,388
CHEVRON 3 2.96% $3,503
Citadel Servicing Corporation 3 4.71% $13,945
Merchants Bank of Indiana 3 2.83% $4,058
MICHIGAN MUTUAL, INC. 3 2.79% $6,065
NAVY FEDERAL CREDIT UNION 3 2.88% $2,913
Nations Lending Corporation 3 2.79% $8,834
San Mateo Credit Union 3 3.04% $3,488
LOANFLIGHT LENDING, LLC 2 2.69% $4,776
Toyota Financial Savings Bank 2 2.75% $8,618
Ameris Bank 2 3.06% $4,485
PRIVATE MORTGAGE ADVISORS, LLC 2 3.06% $3,416
DATA MORTGAGE, INC. 2 3.44% $7,130
TIAA, FSB 2 3.25% $5,613
CHURCHILL MORTGAGE CORPORATION 2 2.94% $3,476
ZILLOW HOME LOANS, LLC 2 2.75% $7,276
WESTERN EXPRESS LENDING 2 2.75% $3,784
Prosperity Home Mortgage, LLC 2 3.25% $2,948
ACADEMY MORTGAGE CORPORATION 2 3.06% $3,717
Barrington Bank & Trust Company, N.A. 2 2.93% $6,772
CIT Bank 2 3.09% $10,999
SPRING EQ, LLC 2 2.75% $7,664
INFINITY EQUITY GROUP, INC. 2 3.56% $3,966
ANGEL OAK HOME LOANS LLC 2 3.19% $7,125
FIRST TECHNOLOGY 2 3.06% $9,155
First State Bank of St. Charles, Missouri 2 2.88% $3,254
KINECTA 2 2.94% $2,961
PREMIA MORTGAGE, LLC 2 2.69% $1,389
1ST NORTHERN CALIFORNIA 2 3.06% $1,964
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.75% $4,506
DAS Acquisition Company, LLC 2 3.31% $4,602
LAKEVIEW LOAN SERVICING, LLC 2 3.50% $1,473
GUARANTY HOME MORTGAGE CORPORATION 2 3.13% $3,318
Tri Counties Bank 2 3.75% $6,921
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 5.19% $11,186
MOUNTAIN WEST FINANCIAL, INC. 2 2.93% $6,237
COMMUNITY FIRST CREDIT UNION 2 2.81% $3,073
Kwik Mortgage Corporation 1 3.00% $2,131
1ST UNITED SERVICES CREDIT UNION 1 2.86% $2,491
5TH STREET CAPITAL, INC. 1 5.63% $13,291
A&D Mortgage LLC 1 5.63% $13,375
ADVANCIAL 1 4.13% $5,334
ALL WESTERN MORTGAGE, INC. 1 3.37% $3,468
AMERICAN FINANCING CORPORATION 1 2.50% $6,288
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.99% $3,628
Amerifirst Financial, Inc. 1 2.88% $4,679
AXIA FINANCIAL, LLC 1 3.25% $4,722
Bank of England 1 3.63% $26,901
Banner Bank 1 3.50% $5,114
BECKAM FUNDING CORP. 1 3.38% $23,552
BEST CAPITAL FUNDING 1 2.75% $8,307
BMO Harris Bank 1 2.25% $7,772
BNC National Bank 1 2.63% $8,922
BNY Mellon 1 2.63% $4,665
Boeing Employees Credit Union 1 3.00% $5,485
CALCON MUTUAL MORTGAGE LLC 1 3.13% $8,786
California Coast Credit Union 1 3.88% $3,331
CENTRAL COAST LENDING, INC. 1 3.25% $6,491
COAST 2 COAST FUNDING GROUP, INC. 1 2.49% $3,354
COASTAL FUNDING SLC, INC. 1 2.75% $2,507
Comerica Bank 1 2.75% $3,946
Commercial Bank of Texas 1 2.99% $2,492
CORNERSTONE HOME LENDING, INC. 1 2.99% $8,284
DEEPHAVEN MORTGAGE LLC 1 4.88% $3,299
DIRECTORS MORTGAGE, INC. 1 2.75% $15,587
Discover Bank 1 4.49% $0
DRAPER AND KRAMER MORTGAGE CORP. 1 3.25% $5,799
ENVOY MORTGAGE, LTD 1 3.63% $19,588
Equity Prime Mortgage LLC 1 2.88% $7,956
Fifth Third Bank 1 2.88% $5,449
Financial Funding Solutions, Inc. 1 3.38% $8,603
Firefighters First Federal Credit Union 1 2.50% $0
FirstBank 1 2.63% $2,578
First Home Bank 1 2.88% $9,518
First Internet Bank of Indiana 1 2.75% $3,364
Florida Capital Bank 1 3.50% $2,601
Franklin Loan Corporation 1 3.50% $6,770
GET A RATE LLC 1 2.75% $3,119
Greenbox Loans, Inc. 1 6.13% $20,296
Home Mortgage Alliance Corp 1 2.75% $3,655
HOME MORTGAGE ALLIANCE, LLC 1 3.25% $7,732
Hometown Equity Mortgage, LLC 1 3.25% $13,096
INTERCAP LENDING INC. 1 3.25% $3,036
INTERNATIONAL CITY MORTGAGE, INC. 1 4.00% $5,680
JMJ FINANCIAL GROUP 1 3.13% $2,810
KS StateBank 1 3.00% $1,741
Lakeview Community Capital, LLC 1 2.99% $1,476
Loan Simple, Inc. 1 3.13% $3,649
LOANSNAP, INC. 1 3.00% $3,071
Luther Burbank Savings 1 3.75% $3,817
Luxury Mortgage Corp. 1 2.88% $9,030
MEGA CAPITAL FUNDING, INC. 1 3.38% $8,693
MID AMERICA MORTGAGE, INC. 1 3.00% $3,287
MidFirst Bank 1 3.50% $3,411
MISSION 1 3.38% $8,812
MORIA DEVELOPMENT, INC. 1 2.38% $13,950
MORTGAGE ACCESS CORP. 1 2.99% $2,550
NBH Bank 1 2.75% $6,054
NexBank 1 3.00% $4,265
NEXERA HOLDING LLC 1 2.75% $2,354
North American Savings Bank, F.S.B. 1 2.75% $1,434
Northwest Farm Credit Services, FLCA 1 3.50% $30,969
OAKTREE FUNDING CORP. 1 2.88% $15,257
ON Q FINANCIAL, INC. 1 3.00% $3,746
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.25% $12,344
PANORAMA MORTGAGE GROUP, LLC 1 3.38% $4,082
Paramount Bank 1 2.88% $4,189
PARTNERS 1 2.88% $2,750
PRIORITY HOME LENDING, LLC 1 3.13% $5,294
Provident Savings Bank, F.S.B. 1 2.63% $9,561
Raymond James Bank 1 2.88% $3,228
RBC Bank, (Georgia) 1 2.63% $11,251
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.25% $7,748
RESIDENTIAL BANCORP. 1 2.75% $2,705
SAFEAMERICA CREDIT UNION 1 2.99% $1,983
SAFE CREDIT UNION 1 3.13% $3,009
SEA WEST COAST GUARD FEDERAL CREDIT UNION 1 2.75% $16,266
Servion, Inc. 1 3.00% $5,994
SNAPFI, INC. 1 2.63% $3,054
STANFORD Federal Credit Union 1 3.25% $9,546
The Central Trust Bank 1 2.38% $1,385
The Federal Savings Bank 1 3.38% $9,148
THE FIRST FINANCIAL Federal Credit Union 1 2.88% $1,368
The Loan Store, Inc. 1 2.63% $2,598
The Northern Trust Company 1 2.25% $7,437
TJC Mortgage, Inc. 1 3.25% $3,842
TOP FLITE FINANCIAL, INC. 1 3.63% $15,916
USAA Federal Savings Bank 1 3.38% $3,001
VERITAS FUNDING, LLC 1 2.75% $8,465
V.I.P. MORTGAGE, INC. 1 2.88% $2,733
WALL FINANCIAL, INC. 1 3.00% $6,500
WALL STREET MORTGAGE BANKERS, LTD. 1 3.75% $28,010

NAPA Average Closing Costs & Other Stats

NAPA, CA's 266 lenders originated 7,329 loans during 2021. The total origination value was $4,150,235,000, with an average loan value of $566,276.

NAPA's average closing costs are $5,953.

The top NAPA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 519 loans originated. Their average total fees are $5,666, which is $374 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee NAPA lenders (with over 10 loans originated) are IMPAC MORTGAGE CORP. ($791), Strong Home Mortgage, LLC ($1,357), CHERRY CREEK MORTGAGE, LLC ($1,368), Fremont Bank ($1,993) and EVERETT FINANCIAL, INC. ($2,535).

The lowest rate NAPA lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.33%), Silicon Valley Bank (2.60%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.67%), Bank of America (2.68%) and Citibank (2.72%).

NAPA, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $285,175,000 $360,915,000 26.6% 8.7%
QUICKEN LOANS, LLC $355,075,000 $341,590,000 -3.8% 8.2%
First Republic Bank $337,060,000 $324,685,000 -3.7% 7.8%
Flagstar Bank, FSB $207,295,000 $204,650,000 -1.3% 4.9%
Wells Fargo Bank $207,230,000 $166,995,000 -19.4% 4.0%
LOANDEPOT.COM, LLC $73,580,000 $132,580,000 80.2% 3.2%
JPMorgan Chase Bank $129,470,000 $129,670,000 0.2% 3.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $141,195,000 $120,985,000 -14.3% 2.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $84,125,000 $91,500,000 8.8% 2.2%
Bank of America $65,675,000 $88,955,000 35.4% 2.1%
Capital One $87,740,000 n/a 2.1%
CALIBER HOME LOANS, INC. $92,475,000 $86,875,000 -6.1% 2.1%
HOME POINT FINANCIAL CORPORATION $36,400,000 $86,065,000 136.4% 2.1%
PNC Bank $7,030,000 $85,865,000 1,121.4% 2.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $130,630,000 $84,415,000 -35.4% 2.0%
CROSSCOUNTRY MORTGAGE, LLC $71,360,000 $66,430,000 -6.9% 1.6%
REDWOOD $40,625,000 $64,635,000 59.1% 1.6%
GUARANTEED RATE, INC. $26,625,000 $62,360,000 134.2% 1.5%
U.S. Bank $45,050,000 $60,355,000 34.0% 1.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $54,400,000 $58,770,000 8.0% 1.4%
Umpqua Bank $43,735,000 $45,115,000 3.2% 1.1%
Citibank $79,850,000 $44,655,000 -44.1% 1.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $28,165,000 $43,105,000 53.0% 1.0%
MUFG Union Bank $18,620,000 $40,985,000 120.1% 1.0%
FREEDOM MORTGAGE CORPORATION $48,365,000 $38,140,000 -21.1% 0.9%
PENNYMAC LOAN SERVICES, LLC $22,755,000 $36,270,000 59.4% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $34,785,000 $35,530,000 2.1% 0.9%
BETTER MORTGAGE CORPORATION $14,470,000 $31,630,000 118.6% 0.8%
Morgan Stanley Private Bank $33,420,000 $28,830,000 -13.7% 0.7%
Commerce Home Mortgage, Inc. $14,815,000 $28,075,000 89.5% 0.7%
NEWREZ LLC $21,345,000 $27,470,000 28.7% 0.7%
Fremont Bank $22,870,000 $26,180,000 14.5% 0.6%
Bank of the West $21,540,000 $25,695,000 19.3% 0.6%
Silicon Valley Bank $7,605,000 $24,360,000 220.3% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $29,235,000 $22,635,000 -22.6% 0.5%
AMERISAVE MORTGAGE CORPORATION $15,985,000 $21,415,000 34.0% 0.5%
BROKER SOLUTIONS, INC. $13,190,000 $20,335,000 54.2% 0.5%
LENDUS, LLC $9,805,000 $19,770,000 101.6% 0.5%
Goldman Sachs Bank USA $9,895,000 $19,090,000 92.9% 0.5%
AMERICAN FINANCIAL NETWORK, INC. $11,340,000 $18,175,000 60.3% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $16,050,000 $17,980,000 12.0% 0.4%
Mechanics Bank $8,085,000 $16,775,000 107.5% 0.4%
Charles Schwab Bank, SSB $14,690,000 $16,110,000 9.7% 0.4%
STEARNS LENDING, LLC $18,225,000 $15,545,000 -14.7% 0.4%
UBS Bank USA $8,060,000 $14,645,000 81.7% 0.4%
TRAVIS CREDIT UNION $18,310,000 $14,375,000 -21.5% 0.3%
SUMMIT FUNDING, INC. $16,685,000 $14,015,000 -16.0% 0.3%
Stifel Bank and Trust $2,615,000 $13,095,000 400.8% 0.3%
Ally Bank $2,120,000 $12,695,000 498.8% 0.3%
South Pacific Financial Corporation $12,240,000 n/a 0.3%
CMG MORTGAGE, INC. $12,355,000 $11,835,000 -4.2% 0.3%
City National Bank $7,480,000 $11,680,000 56.1% 0.3%
NETWORK CAPITAL FUNDING CORPORATION $14,820,000 $11,255,000 -24.1% 0.3%
LAKEVIEW LOAN SERVICING, LLC $12,935,000 $10,640,000 -17.7% 0.3%
GUARANTEED RATE AFFINITY, LLC $3,015,000 $10,580,000 250.9% 0.3%
HOMEXPRESS MORTGAGE CORP. $1,655,000 $10,060,000 507.9% 0.2%
Paramount Residential Mortgage Group, Inc. $5,625,000 $9,985,000 77.5% 0.2%
FINANCE OF AMERICA REVERSE LLC $4,695,000 $9,415,000 100.5% 0.2%
Sierra Pacific Mortgage Company, Inc. $11,805,000 $9,215,000 -21.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $3,155,000 $9,130,000 189.4% 0.2%
AMWEST FUNDING CORP. $10,000,000 $8,855,000 -11.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $8,660,000 $8,840,000 2.1% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,100,000 $8,830,000 44.8% 0.2%
BBVA USA $5,635,000 $8,775,000 55.7% 0.2%
GUILD MORTGAGE COMPANY $10,010,000 $8,405,000 -16.0% 0.2%
EVERETT FINANCIAL, INC. $85,385,000 $8,165,000 -90.4% 0.2%
MOVEMENT MORTGAGE, LLC $2,295,000 $8,105,000 253.2% 0.2%
Strong Home Mortgage, LLC $2,040,000 $7,830,000 283.8% 0.2%
CHERRY CREEK MORTGAGE, LLC $5,395,000 $7,770,000 44.0% 0.2%
GENEVA FINANCIAL, LLC $16,695,000 $7,770,000 -53.5% 0.2%
5TH STREET CAPITAL, INC. $1,260,000 $7,715,000 512.3% 0.2%
HSBC BANK USA, NATIONAL ASSOCIATION $2,405,000 $7,440,000 209.4% 0.2%
S1L, Inc. $3,285,000 $7,390,000 125.0% 0.2%
Toyota Financial Savings Bank $335,000 $6,900,000 1,959.7% 0.2%
IMPAC MORTGAGE CORP. $9,875,000 $6,860,000 -30.5% 0.2%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $355,000 $6,745,000 1,800.0% 0.2%
PATELCO $9,395,000 $6,595,000 -29.8% 0.2%
LENDINGHOME FUNDING CORPORATION $2,445,000 $6,560,000 168.3% 0.2%
AMERICAN ADVISORS GROUP $3,455,000 $6,365,000 84.2% 0.2%
PARKSIDE LENDING, LLC $38,515,000 $6,275,000 -83.7% 0.2%
NATIONWIDE MORTGAGE BANKERS, INC. $1,640,000 $6,230,000 279.9% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $14,860,000 $6,220,000 -58.1% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $8,445,000 $6,150,000 -27.2% 0.1%
REVERSE MORTGAGE FUNDING LLC $2,105,000 $6,050,000 187.4% 0.1%
STAR ONE CREDIT UNION $1,475,000 $6,040,000 309.5% 0.1%
CELEBRITY HOME LOANS, LLC $4,170,000 $5,940,000 42.4% 0.1%
PREMIER LENDING, INC. $5,125,000 $5,935,000 15.8% 0.1%
THE GOLDEN 1 $9,455,000 $5,715,000 -39.6% 0.1%
Carrington Mortgage Services, LLC $3,935,000 $5,380,000 36.7% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $9,415,000 $5,370,000 -43.0% 0.1%
NBKC BANK $4,200,000 $5,180,000 23.3% 0.1%
Luther Burbank Savings $1,400,000 $5,120,000 265.7% 0.1%
SOFI LENDING CORP. $2,115,000 $4,730,000 123.6% 0.1%
Comerica Bank $2,360,000 $4,640,000 96.6% 0.1%
NAVY FEDERAL CREDIT UNION $5,715,000 $4,455,000 -22.0% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $6,090,000 $4,440,000 -27.1% 0.1%
ARC HOME LLC $4,425,000 n/a 0.1%
LOANPAL, LLC $8,590,000 $4,340,000 -49.5% 0.1%
INTELLILOAN, INC. $2,015,000 $4,215,000 109.2% 0.1%
ALAMEDA MORTGAGE CORPORATION $8,010,000 $4,115,000 -48.6% 0.1%
Northpointe Bank $1,305,000 $3,810,000 192.0% 0.1%
The Federal Savings Bank $4,525,000 $3,800,000 -16.0% 0.1%
Cornerstone First Mortgage, Inc $1,520,000 $3,765,000 147.7% 0.1%
Wyndham Capital Mortgage, Inc. $3,075,000 $3,765,000 22.4% 0.1%
PLANET HOME LENDING, LLC $485,000 $3,755,000 674.2% 0.1%
Citizens Bank $1,025,000 $3,730,000 263.9% 0.1%
KeyBank $1,250,000 $3,710,000 196.8% 0.1%
General Mortgage Capital Corporation $4,410,000 $3,665,000 -16.9% 0.1%
SAN FRANCISCO FIRE CREDIT UNION $2,010,000 $3,655,000 81.8% 0.1%
Mortgage Research Center, LLC $2,330,000 $3,620,000 55.4% 0.1%
Goldwater Bank, N.A. $1,445,000 $3,610,000 149.8% 0.1%
CHEVRON $2,040,000 $3,485,000 70.8% 0.1%
Tri Counties Bank $3,470,000 n/a 0.1%
InterContinental Capital Group, Inc $2,125,000 $3,415,000 60.7% 0.1%
North American Savings Bank, F.S.B. $1,930,000 $3,410,000 76.7% 0.1%
ALLIANT CREDIT UNION $3,935,000 $3,390,000 -13.9% 0.1%
Provident Credit Union $3,445,000 $3,380,000 -1.9% 0.1%
Truist Bank $4,775,000 $3,365,000 -29.5% 0.1%
Golden Empire Mortgage, Inc. $4,225,000 $3,315,000 -21.5% 0.1%
LADERA LENDING, INC. $5,135,000 $3,310,000 -35.5% 0.1%
GOOGAIN, INC. $2,220,000 $3,280,000 47.7% 0.1%
RBC Bank, (Georgia) $3,105,000 n/a 0.1%
JMAC LENDING, INC. $5,710,000 $3,085,000 -46.0% 0.1%
Prime Choice Funding Inc. $3,530,000 $3,055,000 -13.5% 0.1%
Zions Bancorporation, N.A. $1,040,000 $3,010,000 189.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,965,000 $3,005,000 1.3% 0.1%
ML Mortgage Corp. $1,745,000 $2,955,000 69.3% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,975,000 $2,865,000 45.1% 0.1%
PHH Mortgage Corporation $1,640,000 $2,845,000 73.5% 0.1%
Watermark Capital, Inc. $3,140,000 $2,845,000 -9.4% 0.1%
BAY EQUITY LLC $5,680,000 $2,760,000 -51.4% 0.1%
Lakeview Community Capital, LLC $1,890,000 $2,755,000 45.8% 0.1%
TIAA, FSB $5,190,000 $2,665,000 -48.7% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $2,910,000 $2,650,000 -8.9% 0.1%
Northwest Farm Credit Services, FLCA $2,625,000 n/a 0.1%
The First State Bank $2,605,000 n/a 0.1%
WINNPOINTE CORPORATION $5,580,000 $2,590,000 -53.6% 0.1%
PLAZA HOME MORTGAGE, INC. $1,475,000 $2,560,000 73.6% 0.1%
Cf Bank $1,385,000 $2,545,000 83.8% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,795,000 $2,540,000 41.5% 0.1%
First Bank $3,775,000 $2,505,000 -33.6% 0.1%
NATIONS DIRECT MORTGAGE, LLC $3,305,000 $2,430,000 -26.5% 0.1%
Greenbox Loans, Inc. $2,425,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $1,195,000 $2,415,000 102.1% 0.1%
ADVANCIAL $3,505,000 $2,400,000 -31.5% 0.1%
HomeStreet Bank $4,080,000 $2,355,000 -42.3% 0.1%
CIT Bank $1,520,000 $2,310,000 52.0% 0.1%
SPRING EQ, LLC $275,000 $2,295,000 734.5% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $3,040,000 $2,235,000 -26.5% 0.1%
LOANLEADERS OF AMERICA, INC. $655,000 $2,230,000 240.5% 0.1%
NMSI, INC. $1,095,000 $2,185,000 99.5% 0.1%
Citadel Servicing Corporation $455,000 $2,140,000 370.3% 0.1%
FUNDLOANS CAPITAL $2,140,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,680,000 $2,135,000 27.1% 0.1%
Nations Lending Corporation $1,490,000 $2,110,000 41.6% 0.1%
ONY GLO, INC. $4,525,000 $2,100,000 -53.6% 0.1%
CLEARPATH LENDING $5,160,000 $2,090,000 -59.5% 0.1%
NEW DAY FINANCIAL, LLC $1,240,000 $2,050,000 65.3% 0.0%
HOMESIDE FINANCIAL, LLC $325,000 $2,030,000 524.6% 0.0%
Century Mortgage Company DBA Century Lending Company $2,020,000 n/a 0.0%
1ST NORTHERN CALIFORNIA $465,000 $2,000,000 330.1% 0.0%
AmRes Corporation $135,000 $1,975,000 1,363.0% 0.0%
PACIFIC SERVICE $1,895,000 $1,970,000 4.0% 0.0%
AMCAP MORTGAGE, LTD. $2,635,000 $1,950,000 -26.0% 0.0%
LENDERFI, INC. $1,865,000 $1,920,000 2.9% 0.0%
Bank of Stockton $355,000 $1,900,000 435.2% 0.0%
FIRST TECHNOLOGY $2,160,000 $1,875,000 -13.2% 0.0%
Exchange Bank $4,280,000 $1,860,000 -56.5% 0.0%
Provident Savings Bank, F.S.B. $455,000 $1,800,000 295.6% 0.0%
CHURCHILL MORTGAGE CORPORATION $1,890,000 $1,780,000 -5.8% 0.0%
HighTechLending Inc $1,495,000 $1,770,000 18.4% 0.0%
LENDSURE MORTGAGE CORP. $1,765,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $580,000 $1,760,000 203.4% 0.0%
ENVOY MORTGAGE, LTD $3,545,000 $1,745,000 -50.8% 0.0%
Arvest Bank $1,905,000 $1,735,000 -8.9% 0.0%
USAA Federal Savings Bank $4,680,000 $1,730,000 -63.0% 0.0%
MICHIGAN MUTUAL, INC. $1,225,000 $1,725,000 40.8% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $2,595,000 $1,705,000 -34.3% 0.0%
QUORUM FEDERAL CREDIT UNION $995,000 $1,655,000 66.3% 0.0%
HOMESTEAD FUNDING CORP. $365,000 $1,650,000 352.1% 0.0%
COMMUNITY FIRST CREDIT UNION $4,005,000 $1,635,000 -59.2% 0.0%
Ameris Bank $515,000 $1,630,000 216.5% 0.0%
First Savings Bank $1,830,000 $1,610,000 -12.0% 0.0%
Hometown Equity Mortgage, LLC $1,605,000 n/a 0.0%
THE POLICE Credit Union $1,335,000 $1,605,000 20.2% 0.0%
Merchants Bank of Indiana $1,935,000 $1,585,000 -18.1% 0.0%
BMO Harris Bank $755,000 $1,575,000 108.6% 0.0%
21ST MORTGAGE CORPORATION $715,000 $1,560,000 118.2% 0.0%
DATA MORTGAGE, INC. $335,000 $1,545,000 361.2% 0.0%
STANFORD Federal Credit Union $1,160,000 $1,515,000 30.6% 0.0%
BNY Mellon $575,000 $1,505,000 161.7% 0.0%
Evolve Bank & Trust $1,465,000 n/a 0.0%
OCMBC, INC. $1,010,000 $1,455,000 44.1% 0.0%
First State Bank of St. Charles, Missouri $930,000 $1,440,000 54.8% 0.0%
San Mateo Credit Union $2,715,000 $1,425,000 -47.5% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,415,000 n/a 0.0%
The Loan Store, Inc. $1,205,000 $1,405,000 16.6% 0.0%
Raymond James Bank $7,365,000 $1,395,000 -81.1% 0.0%
ATHAS CAPITAL GROUP, INC. $785,000 $1,370,000 74.5% 0.0%
MidFirst Bank $1,345,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $375,000 $1,345,000 258.7% 0.0%
ON Q FINANCIAL, INC. $1,180,000 $1,340,000 13.6% 0.0%
DAS Acquisition Company, LLC $950,000 $1,335,000 40.5% 0.0%
The Northern Trust Company $7,795,000 $1,335,000 -82.9% 0.0%
Third Federal Savings and Loan Association of Cleveland $1,670,000 $1,335,000 -20.1% 0.0%
ZILLOW HOME LOANS, LLC $1,265,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,825,000 $1,260,000 -31.0% 0.0%
First Federal Savings and Loan Association of San Rafael $1,245,000 n/a 0.0%
OPEN MORTGAGE, LLC $1,195,000 $1,225,000 2.5% 0.0%
AmeriHome Mortgage Company, LLC $3,225,000 $1,215,000 -62.3% 0.0%
NATIONWIDE EQUITIES CORPORATION $1,210,000 n/a 0.0%
First Guaranty Mortgage Corporation $1,905,000 $1,200,000 -37.0% 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $1,060,000 $1,190,000 12.3% 0.0%
CENTRAL COAST LENDING, INC. $1,210,000 $1,170,000 -3.3% 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $415,000 $1,160,000 179.5% 0.0%
PRIVATE MORTGAGE ADVISORS, LLC $2,290,000 $1,150,000 -49.8% 0.0%
PCMA, INC. $1,145,000 n/a 0.0%
First Northern Bank of Dixon $1,405,000 $1,130,000 -19.6% 0.0%
NEXERA HOLDING LLC $3,275,000 $1,100,000 -66.4% 0.0%
SCHOOLSFIRST $815,000 $1,080,000 32.5% 0.0%
Bank of Marin $405,000 $1,075,000 165.4% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $455,000 $1,045,000 129.7% 0.0%
LOANFLIGHT LENDING, LLC $1,040,000 n/a 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,035,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $630,000 $1,025,000 62.7% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $2,920,000 $1,025,000 -64.9% 0.0%
Figure Lending LLC $175,000 $1,020,000 482.9% 0.0%
A&D Mortgage LLC $1,015,000 n/a 0.0%
KINECTA $405,000 $1,015,000 150.6% 0.0%
ANGEL OAK HOME LOANS LLC $385,000 $1,000,000 159.7% 0.0%
PREMIA MORTGAGE, LLC $765,000 $1,000,000 30.7% 0.0%
SACRAMENTO Credit Union $975,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $1,325,000 $965,000 -27.2% 0.0%
FirstBank $3,365,000 $960,000 -71.5% 0.0%
HOME MORTGAGE ALLIANCE, LLC $515,000 $955,000 85.4% 0.0%
Discover Bank $440,000 $940,000 113.6% 0.0%
CUSTOMER SERVICE MORTGAGE CORPORATION $915,000 n/a 0.0%
INFINITY EQUITY GROUP, INC. $2,100,000 $910,000 -56.7% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $890,000 n/a 0.0%
Prosperity Home Mortgage, LLC $435,000 $870,000 100.0% 0.0%
CALCON MUTUAL MORTGAGE LLC $1,160,000 $860,000 -25.9% 0.0%
Home Mortgage Alliance Corp $860,000 n/a 0.0%
Luxury Mortgage Corp. $855,000 n/a 0.0%
Kwik Mortgage Corporation $650,000 $845,000 30.0% 0.0%
Boeing Employees Credit Union $205,000 $840,000 309.8% 0.0%
OAKTREE FUNDING CORP. $835,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $815,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $795,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $505,000 $790,000 56.4% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $750,000 n/a 0.0%
Bank of England $455,000 $745,000 63.7% 0.0%
CASTLE & COOKE MORTGAGE, LLC $745,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $605,000 $745,000 23.1% 0.0%
Farmers Bank & Trust $355,000 $725,000 104.2% 0.0%
WESTERN EXPRESS LENDING $2,490,000 $720,000 -71.1% 0.0%
Banner Bank $705,000 n/a 0.0%
BECKAM FUNDING CORP. $1,070,000 $705,000 -34.1% 0.0%
GEORGIA'S OWN $695,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $970,000 $685,000 -29.4% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $1,420,000 $685,000 -51.8% 0.0%
Loan Simple, Inc. $465,000 $665,000 43.0% 0.0%
LOANSNAP, INC. $2,185,000 $665,000 -69.6% 0.0%
MORTGAGE ACCESS CORP. $635,000 n/a 0.0%
Servion, Inc. $635,000 n/a 0.0%
Preferred Bank $625,000 n/a 0.0%
SAFEAMERICA CREDIT UNION $555,000 $625,000 12.6% 0.0%
Florida Capital Bank $515,000 $615,000 19.4% 0.0%
INSPIRE HOME LOANS INC. $1,200,000 $615,000 -48.8% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $615,000 n/a 0.0%
BNC National Bank $585,000 n/a 0.0%
Alaska USA Federal Credit Union $1,395,000 $570,000 -59.1% 0.0%
AXIA FINANCIAL, LLC $890,000 $565,000 -36.5% 0.0%
TJC Mortgage, Inc. $345,000 $565,000 63.8% 0.0%
HOME FUNDING CORPORATION $555,000 n/a 0.0%
First Internet Bank of Indiana $550,000 n/a 0.0%
ALL WESTERN MORTGAGE, INC. $545,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $545,000 n/a 0.0%
Equity Prime Mortgage LLC $1,570,000 $545,000 -65.3% 0.0%
Firefighters First Federal Credit Union $305,000 $545,000 78.7% 0.0%
JMJ FINANCIAL GROUP $970,000 $545,000 -43.8% 0.0%
NexBank $4,135,000 $545,000 -86.8% 0.0%
RESIDENTIAL BANCORP. $545,000 n/a 0.0%
The Central Trust Bank $545,000 n/a 0.0%
TRISTAR FINANCE, INC. $545,000 n/a 0.0%
COASTAL FUNDING SLC, INC. $755,000 $535,000 -29.1% 0.0%
Constant Investments, Inc. $535,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $535,000 n/a 0.0%
HomePromise Corporation $535,000 n/a 0.0%
Manufacturers and Traders Trust Company $1,205,000 $535,000 -55.6% 0.0%
SAFE CREDIT UNION $1,145,000 $535,000 -53.3% 0.0%
FJM PRIVATE MORTGAGE FUND, LLC $9,310,000 $525,000 -94.4% 0.0%
NBH Bank $525,000 n/a 0.0%
Fifth Third Bank $515,000 n/a 0.0%
INTERCAP LENDING INC. $455,000 $515,000 13.2% 0.0%
Paramount Bank $385,000 $515,000 33.8% 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $505,000 n/a 0.0%
MEGA CAPITAL FUNDING, INC. $2,820,000 $505,000 -82.1% 0.0%
CORNERSTONE HOME LENDING, INC. $1,010,000 $495,000 -51.0% 0.0%
V.I.P. MORTGAGE, INC. $495,000 $495,000 0.0% 0.0%
Amerifirst Financial, Inc. $770,000 $485,000 -37.0% 0.0%
Franklin Loan Corporation $1,770,000 $485,000 -72.6% 0.0%
GET A RATE LLC $485,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $2,095,000 $485,000 -76.8% 0.0%
EMM LOANS LLC $265,000 $475,000 79.2% 0.0%
iCore Lending, Inc. $475,000 n/a 0.0%
PRIORITY HOME LENDING, LLC $475,000 n/a 0.0%
Towne Bank $475,000 n/a 0.0%
Murphy Bank $120,000 $465,000 287.5% 0.0%
WALL FINANCIAL, INC. $555,000 $465,000 -16.2% 0.0%
Financial Funding Solutions, Inc. $405,000 $435,000 7.4% 0.0%
LENDINGONE, LLC $435,000 n/a 0.0%
Sierra Lending Corporation $435,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $135,000 $435,000 222.2% 0.0%
COAST 2 COAST FUNDING GROUP, INC. $1,935,000 $425,000 -78.0% 0.0%
MISSION $425,000 n/a 0.0%
Baxter Credit Union $415,000 n/a 0.0%
Operating Engineers Local Union #3 $960,000 $415,000 -56.8% 0.0%
CIVIC FINANCIAL SERVICES, LLC $650,000 $405,000 -37.7% 0.0%
First Home Bank $820,000 $405,000 -50.6% 0.0%
AMERICAN FINANCING CORPORATION $660,000 $395,000 -40.2% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $395,000 n/a 0.0%
Commercial Bank of Texas $385,000 n/a 0.0%
GSF Mortgage Corporation $385,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $385,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $385,000 n/a 0.0%
EQUITY WAVE LENDING, INC. $380,000 n/a 0.0%
MIDWEST LOAN SOLUTIONS, INC. $375,000 n/a 0.0%
TECHNOLOGY $1,940,000 $330,000 -83.0% 0.0%
SNAPFI, INC. $2,245,000 $325,000 -85.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $740,000 $315,000 -57.4% 0.0%
1ST UNITED SERVICES CREDIT UNION $305,000 n/a 0.0%
Visio Financial Services Inc. $305,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $1,050,000 $295,000 -71.9% 0.0%
BEST CAPITAL FUNDING $425,000 $295,000 -30.6% 0.0%
BM Real Estate Services, Inc. $910,000 $295,000 -67.6% 0.0%
ROYAL UNITED MORTGAGE LLC $295,000 n/a 0.0%
LOGIX FEDERAL CREDIT UNION $510,000 $290,000 -43.1% 0.0%
SRE MORTGAGE ALLIANCE INC. $285,000 n/a 0.0%
THRIVE MORTGAGE, LLC $285,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $275,000 n/a 0.0%
KS StateBank $275,000 n/a 0.0%
VERITAS FUNDING, LLC $625,000 $265,000 -57.6% 0.0%
PARTNERS $275,000 $255,000 -7.3% 0.0%
THE FIRST FINANCIAL Federal Credit Union $255,000 n/a 0.0%
Self-Help Federal Credit Union $605,000 $225,000 -62.8% 0.0%
TOWNE MORTGAGE COMPANY $215,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $155,000 $195,000 25.8% 0.0%
ADVANTIS $445,000 $155,000 -65.2% 0.0%
California Coast Credit Union $145,000 n/a 0.0%
Connexus Credit Union $770,000 $125,000 -83.8% 0.0%
CANVAS CREDIT UNION $105,000 n/a 0.0%
TOGETHER CREDIT UNION $1,005,000 $105,000 -89.6% 0.0%
GLOBAL $360,000 $95,000 -73.6% 0.0%
PROPONENT Federal Credit Union $660,000 $65,000 -90.2% 0.0%
United States Senate Federal Credit Union $55,000 n/a 0.0%
The Huntington National Bank $8,710,000 $45,000 -99.5% 0.0%

NAPA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.7% market share. In second place, with 8.2%, is QUICKEN LOANS, LLC, having originated $341,590,000 in loans. In third place, with 7.8%, is First Republic Bank, having originated $324,685,000 in loans. In fourth place, with 4.9%, is Flagstar Bank, FSB, having originated $204,650,000 in loans. In fifth place, with 4.0%, is Wells Fargo Bank, having originated $166,995,000 in loans.


NAPA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - NAPA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $844,000 (-6.0%) $1,886,352 (5.7%) 0.00 200
2018-02-01 $849,500 (-6.9%) $1,913,916 (5.4%) 0.00 191
2018-03-01 $850,000 (-10.1%) $1,991,263 (3.0%) 0.00 236
2018-04-01 $990,162 (10.6%) $2,127,186 (7.5%) 0.00 262
2018-05-01 $999,987 (11.7%) $2,159,162 (10.8%) 0.00 320
2018-06-01 $1,047,000 (18.6%) $2,174,341 (5.6%) 0.00 364
2018-07-01 $975,000 (8.5%) $2,129,334 (2.7%) 0.00 387
2018-08-01 $912,250 (0.0%) $2,076,468 (8.5%) 0.00 380
2018-09-01 $927,450 (1.7%) $2,046,918 (2.0%) 0.00 409
2018-10-01 $942,000 (6.4%) $2,121,273 (2.5%) 0.00 409
2018-11-01 $914,850 (7.6%) $2,017,546 (-1.7%) 0.00 384
2018-12-01 $895,000 (5.3%) $1,847,420 (-8.0%) 0.00 316
2019-01-01 $858,125 (1.7%) $1,707,519 (-9.5%) 0.00 283
2019-02-01 $849,713 (0.0%) $1,667,051 (-12.9%) 0.00 293
2019-03-01 $883,186 (3.9%) $1,788,017 (-10.2%) 0.00 332
2019-04-01 $944,750 (-4.6%) $2,109,283 (-0.8%) 0.00 363
2019-05-01 $1,022,500 (2.3%) $2,216,608 (2.7%) 0.00 439
2019-06-01 $998,250 (-4.7%) $2,239,144 (3.0%) 0.00 465
2019-07-01 $970,000 (-0.5%) $2,169,653 (1.9%) 0.00 475
2019-08-01 $949,000 (4.0%) $2,182,085 (5.1%) 0.00 475
2019-09-01 $949,000 (2.3%) $2,208,080 (7.9%) 0.00 478
2019-10-01 $949,000 (0.7%) $2,251,477 (6.1%) 0.00 477
2019-11-01 $973,000 (6.4%) $2,406,471 (19.3%) 0.00 414
2019-12-01 $948,944 (6.0%) $2,368,169 (28.2%) 0.00 312
2020-01-01 $995,000 (16.0%) $2,287,673 (34.0%) 0.00 243
2020-02-01 $995,000 (17.1%) $2,234,091 (34.0%) 0.00 284
2020-03-01 $1,066,750 (20.8%) $2,279,116 (27.5%) 0.00 333
2020-04-01 $987,000 (4.5%) $2,181,249 (3.4%) 0.00 301
2020-05-01 $989,900 (-3.2%) $2,114,283 (-4.6%) 0.00 392
2020-06-01 $1,091,250 (9.3%) $2,227,204 (-0.5%) 0.00 382
2020-07-01 $1,153,750 (18.9%) $2,313,455 (6.6%) 0.00 376
2020-08-01 $1,260,000 (32.8%) $2,409,199 (10.4%) 0.00 322
2020-09-01 $1,296,000 (36.6%) $2,693,072 (22.0%) 0.00 310
2020-10-01 $1,300,000 (37.0%) $2,620,806 (16.4%) 0.00 306
2020-11-01 $1,323,500 (36.0%) $2,795,898 (16.2%) 0.00 298
2020-12-01 $1,347,250 (42.0%) $2,771,920 (17.1%) 0.00 238
2021-01-01 $1,295,000 (30.2%) $2,704,442 (18.2%) 0.00 218
2021-02-01 $1,296,250 (30.3%) $2,912,672 (30.4%) 0.00 213
2021-03-01 $1,359,750 (27.5%) $2,902,895 (27.4%) 0.00 220
2021-04-01 $1,310,000 (32.7%) $2,956,612 (35.6%) 0.00 226
2021-05-01 $1,395,000 (40.9%) $3,147,129 (48.9%) 0.00 239
2021-06-01 $1,364,750 (25.1%) $3,112,868 (39.8%) 0.00 276
2021-07-01 $1,295,000 (12.2%) $3,120,183 (34.9%) 0.00 282
2021-08-01 $1,262,500 (0.2%) $3,016,465 (25.2%) 0.00 273
2021-09-01 $1,305,750 (0.8%) $3,025,174 (12.3%) 0.00 272
2021-10-01 $1,250,000 (-3.9%) $2,973,927 (13.5%) 0.00 269
2021-11-01 $1,342,000 (1.4%) $3,342,329 (19.5%) 0.00 207
2021-12-01 $1,490,000 (10.6%) $3,434,267 (23.9%) 0.00 158
2022-01-01 $1,499,500 (15.8%) $3,122,800 (15.5%) 0.00 129
2022-02-01 $1,499,250 (15.7%) $3,124,545 (7.3%) 0.00 144
2022-03-01 $1,695,500 (24.7%) $3,483,337 (20.0%) 0.00 168
2022-04-01 $1,599,000 (22.1%) $3,420,415 (15.7%) 0.00 194
2022-05-01 $1,642,000 (17.7%) $3,447,090 (9.5%) 0.00 215
2022-06-01 $1,572,500 (15.2%) $3,540,751 (13.8%) 0.00 217
2022-07-01 $1,489,500 (15.0%) $3,357,098 (7.6%) 0.00 246
2022-08-01 $1,499,500 (18.8%) $3,399,639 (12.7%) 0.00 273
2022-09-01 $1,382,500 (5.9%) $3,266,821 (8.0%) 0.00 285
2022-10-01 $1,345,000 (7.6%) $3,277,188 (10.2%) 0.00 293
NAPA's median listing price for 2022-10-01 was $1,345,000, a difference of $95,000 (7.6%) versus the prior year and $-37,500 versus the prior month.

NAPA's median listing price comes in at 0% of the national average.

NAPA's average listing price for 2022-10-01 was $3,277,188, a difference of $303,261 (10.2%) versus the prior year and $10,367 versus the prior month.

For the 2022-10-01 period, NAPA had 293 MLS listings, a difference of 8 listings (3%) versus the prior month and 24 listings (9%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - NAPA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,934 sqft
2018-02-01 0 days 1,895 sqft
2018-03-01 0 days 1,953 sqft
2018-04-01 0 days 2,058 sqft
2018-05-01 0 days 2,058 sqft
2018-06-01 0 days 2,104 sqft
2018-07-01 0 days 2,034 sqft
2018-08-01 0 days 2,016 sqft
2018-09-01 0 days 2,048 sqft
2018-10-01 0 days 2,065 sqft
2018-11-01 0 days 1,967 sqft
2018-12-01 0 days 1,954 sqft
2019-01-01 0 days 1,899 sqft
2019-02-01 0 days 1,901 sqft
2019-03-01 0 days 1,971 sqft
2019-04-01 0 days 2,097 sqft
2019-05-01 0 days 2,128 sqft
2019-06-01 0 days 2,117 sqft
2019-07-01 0 days 2,022 sqft
2019-08-01 0 days 1,997 sqft
2019-09-01 0 days 1,981 sqft
2019-10-01 0 days 1,962 sqft
2019-11-01 0 days 2,024 sqft
2019-12-01 0 days 2,034 sqft
2020-01-01 0 days 2,088 sqft
2020-02-01 0 days 2,054 sqft
2020-03-01 0 days 2,074 sqft
2020-04-01 0 days 2,047 sqft
2020-05-01 0 days 2,000 sqft
2020-06-01 0 days 2,088 sqft
2020-07-01 0 days 2,115 sqft
2020-08-01 0 days 2,159 sqft
2020-09-01 0 days 2,168 sqft
2020-10-01 0 days 2,138 sqft
2020-11-01 0 days 2,176 sqft
2020-12-01 0 days 2,072 sqft
2021-01-01 0 days 2,112 sqft
2021-02-01 0 days 2,049 sqft
2021-03-01 0 days 2,114 sqft
2021-04-01 0 days 2,128 sqft
2021-05-01 0 days 2,042 sqft
2021-06-01 0 days 2,038 sqft
2021-07-01 0 days 2,016 sqft
2021-08-01 0 days 2,103 sqft
2021-09-01 0 days 2,149 sqft
2021-10-01 0 days 2,037 sqft
2021-11-01 0 days 2,129 sqft
2021-12-01 0 days 2,085 sqft
2022-01-01 0 days 2,055 sqft
2022-02-01 0 days 2,110 sqft
2022-03-01 0 days 2,224 sqft
2022-04-01 0 days 2,166 sqft
2022-05-01 0 days 2,141 sqft
2022-06-01 0 days 2,099 sqft
2022-07-01 0 days 2,068 sqft
2022-08-01 0 days 2,137 sqft
2022-09-01 0 days 2,079 sqft
2022-10-01 0 days 2,034 sqft
NAPA's median listing age (time on market) for 2022-10-01 was 0 days.

NAPA's median square footage for active listings during the 2022-10-01 period was 2,034 sqft. One year prior, the average listing was 2,037 sqft.

NAPA, CA Average Rent (2022)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
94503 Napa, CA $1,570 $1,800 $2,370 $3,200 $3,210
94508 Napa, CA $1,420 $1,620 $2,130 $2,880 $2,890
94515 Napa, CA $1,210 $1,380 $1,820 $2,550 $2,930
94534 Napa, CA $1,690 $1,930 $2,300 $3,270 $3,940
94558 Napa, CA $1,470 $1,690 $2,220 $3,000 $3,010
94559 Napa, CA $1,360 $1,550 $2,040 $2,760 $2,770
94562 Napa, CA $1,440 $1,640 $2,160 $2,920 $2,930
94567 Napa, CA $1,380 $1,570 $2,070 $2,800 $2,810
94573 Napa, CA $1,450 $1,660 $2,190 $2,960 $2,970
94574 Napa, CA $1,430 $1,630 $2,150 $2,900 $2,930
94576 Napa, CA $1,430 $1,630 $2,150 $2,900 $2,920
94581 Napa, CA $1,440 $1,640 $2,160 $2,920 $2,930
94589 Napa, CA $1,260 $1,440 $1,820 $2,550 $2,940
94591 Napa, CA $1,290 $1,470 $1,820 $2,550 $3,000
94599 Napa, CA $1,840 $2,110 $2,770 $3,740 $3,760
95461 Napa, CA $1,410 $1,610 $2,120 $2,900 $3,010
95476 Napa, CA $1,350 $1,520 $2,000 $2,800 $3,100

2022 Average & Median Rent Data Statistics
NAPA, CA average 1BR rent: $1,641, median: $1,630
NAPA, CA average 2BR rent: $2,135, median: $2,150
NAPA, CA average 3BR rent: $2,918, median: $2,900

NAPA, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 3,262 $1,656,680,000 $507,872
Cash Out Refi 1,959 $985,775,000 $503,203
Home Purchase 1,569 $1,274,195,000 $812,106
Home Improvement 271 $61,505,000 $226,956
Other 263 $168,995,000 $642,567
NA 5 $3,085,000 $617,000

Napa's most frequently cited loan purpose was Refi, with 3,262 originations. The 2nd most popular reason was Cash Out Refi, with 1,959 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 3,482 $1,999,440,000 $574,222
3-4% 2,099 $1,171,165,000 $557,963
<2.5% 1,299 $740,715,000 $570,219
4-5% 249 $73,115,000 $293,635
5-6% 95 $35,725,000 $376,053
6-7% 38 $10,570,000 $278,158
7-8% 23 $8,395,000 $365,000
Over 8% 13 $5,885,000 $452,692

During 2021, Napa's most frequently originated rate bucket was 2.5-3%, with 3,482 originations.

Loan Sizing (NAPA, CA MSA)

Loan Size Originations Total Value Average Loan
$400k-600k 2,529 $1,248,935,000 $493,845
$200k-400k 2,130 $654,340,000 $307,202
$600k-1000k 1,447 $1,052,705,000 $727,509
$Over $1MM 521 $1,106,955,000 $2,124,674
$100k-200k 508 $75,040,000 $147,717
$100,000 or less 194 $12,260,000 $63,196

NAPA's loan sizing saw the bucket of loans from $400k-600k with 2,529 originations, totaling $1,248,935,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 2,246 $1,613,210,000 $718,259
40-60% 2,062 $1,200,500,000 $582,202
20-40% 1,267 $459,365,000 $362,561
80-100% 1,034 $683,610,000 $661,132
Under 20% 563 $99,995,000 $177,611
Over 100% 20 $28,120,000 $1,406,000

NAPA's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,246 originations, totaling $1,613,210,000 in origination value.