NAPA Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Napa averaged 3.38% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 2.98% and one month ago for the week of 2021-10-21, the average rate was 3.07%.

Napa's average rate one year ago was 2.6%.

For refis of the same type during the week of 2021-11-24, the average rate was 2.94%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Napa 30 Year Fixed Rate 2021-11-24 3.38%
Napa 30 Year Fixed Rate Refi 2021-11-24 2.94%
Napa 15 Year Fixed Rate 2021-11-24 3.42%
Napa 15 Year Fixed Rate Refi 2021-11-24 2.72%
Napa 30 Year FHA 2021-11-24 3.24%
Napa 30 Year FHA Refi 2021-11-24 3.12%
Napa 30 Year USDA 2021-11-24 4.17%
Napa 30 Year VA 2021-11-24 2.98%
Napa 30 Year VA Refi 2021-11-24 2.88%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within NAPA, CA.

NAPA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the NAPA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
QUICKEN LOANS, LLC 514 3.17% $5,680
UNITED WHOLESALE MORTGAGE, LLC 494 3.03% $5,275
Flagstar Bank, FSB 375 3.31% $5,155
AMERICAN PACIFIC MORTGAGE CORPORATION 217 3.16% $6,068
HOMEBRIDGE FINANCIAL SERVICES, INC. 215 3.27% $7,632
Wells Fargo Bank, National Association 198 3.15% $4,276
First Republic Bank 190 2.97% $5,571
CALIBER HOME LOANS, INC. 159 3.27% $4,392
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 140 3.13% $5,439
EVERETT FINANCIAL, INC. 119 3.32% $2,543
CROSSCOUNTRY MORTGAGE, LLC 115 3.27% $6,398
JPMorgan Chase Bank, National Association 107 3.21% $4,786
LOANDEPOT.COM, LLC 106 3.10% $4,959
ARK-LA-TEX FINANCIAL SERVICES, LLC. 95 3.19% $5,355
PARKSIDE LENDING, LLC 69 3.27% $8,148
REDWOOD 59 3.52% $3,185
Bank of America, National Association 57 3.23% $4,617
HOME POINT FINANCIAL CORPORATION 56 3.26% $6,019
Umpqua Bank 56 3.30% $4,634
U.S. Bank National Association 52 3.34% $4,109
PRIMARY RESIDENTIAL MORTGAGE, INC. 46 3.17% $5,129
FINANCE OF AMERICA MORTGAGE LLC 46 3.20% $5,155
NATIONSTAR MORTGAGE LLC 41 3.38% $5,419
Fremont Bank 39 3.44% $1,755
GUARANTEED RATE, INC. 35 3.35% $4,458
NEWREZ LLC 35 3.26% $3,535
TRAVIS CREDIT UNION 34 3.22% $2,637
PENNYMAC LOAN SERVICES, LLC 32 3.07% $4,773
GENEVA FINANCIAL, LLC 32 3.29% $4,804
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 32 3.06% $6,160
Morgan Stanley Private Bank, National Association 30 3.02% $4,091
PROVIDENT FUNDING ASSOCIATES, L.P. 30 3.21% $3,275
Citibank, National Association 29 2.90% $7,424
FREEDOM MORTGAGE CORPORATION 28 3.34% $2,662
STEARNS LENDING, LLC 27 3.12% $4,118
NETWORK CAPITAL FUNDING CORPORATION 26 3.07% $2,916
Commerce Home Mortgage, Inc. 26 3.24% $6,232
AMERISAVE MORTGAGE CORPORATION 24 2.80% $4,244
SUMMIT FUNDING, INC. 22 3.19% $6,407
IMPAC MORTGAGE CORP. 22 2.97% $788
Bank of the West 20 3.26% $5,794
Sierra Pacific Mortgage Company, Inc. 20 3.06% $4,560
GUILD MORTGAGE COMPANY 20 3.35% $5,425
BROKER SOLUTIONS, INC. 19 3.22% $5,524
BETTER MORTGAGE CORPORATION 19 2.89% $5,224
LENDUS, LLC 18 3.35% $3,376
Charles Schwab Bank, SSB 16 2.99% $3,446
MASON MCDUFFIE MORTGAGE CORPORATION 14 3.19% $5,907
AMERICAN FINANCIAL NETWORK, INC. 14 3.04% $8,181
CMG MORTGAGE, INC. 14 3.26% $7,177
LAND HOME FINANCIAL SERVICES, INC. 13 3.28% $4,163
ALAMEDA MORTGAGE CORPORATION 12 3.06% $4,098
LOANPAL, LLC 12 3.26% $6,919
CLOSING MARK HOME LOANS 12 2.88% $7,285
LADERA LENDING, INC. 12 3.08% $3,281
MUTUAL OF OMAHA MORTGAGE, INC. 12 3.05% $2,588
MUFG Union Bank, National Association 12 3.17% $4,721
WINNPOINTE CORPORATION 11 3.10% $1,643
PATELCO 11 3.30% $5,410
JMAC LENDING, INC. 11 3.03% $3,923
THE GOLDEN 1 11 3.57% $4,990
CHERRY CREEK MORTGAGE, LLC 10 2.96% $1,359
AMERICAN INTERNET MORTGAGE, INC. 10 3.20% $3,664
General Mortgage Capital Corporation 10 3.41% $3,644
Paramount Residential Mortgage Group, Inc. 9 3.10% $5,280
Golden Empire Mortgage, Inc. 9 3.25% $3,807
ONY GLO, INC. 9 3.01% $2,578
PNC Bank, National Association 8 3.39% $4,728
Axos Bank 8 4.00% $6,291
UBS Bank USA 8 2.95% $4,408
PRIMELENDING, A PLAINSCAPITAL COMPANY 8 3.48% $14,603
PREMIER LENDING, INC. 8 3.16% $4,947
FirstBank 7 3.14% $2,270
CELEBRITY HOME LOANS, LLC 7 3.20% $3,656
NEXERA HOLDING LLC 7 3.13% $5,683
S1L, Inc. 7 2.91% $4,037
NATIONS DIRECT MORTGAGE, LLC 7 3.39% $7,758
Mechanics Bank 7 3.27% $3,209
Silicon Valley Bank 7 2.64% $3,874
Watermark Capital, Inc. 7 2.93% $3,006
ENVOY MORTGAGE, LTD 6 3.23% $4,360
MEGA CAPITAL FUNDING, INC. 6 3.08% $4,134
MOUNTAIN WEST FINANCIAL, INC. 6 3.67% $5,179
BAY EQUITY LLC 6 3.08% $7,028
TIAA, FSB 6 3.60% $4,699
Truist Bank 6 3.24% $5,121
NBKC BANK 6 3.27% $1,734
City National Bank 6 3.12% $4,494
Prime Choice Funding Inc. 5 3.38% $3,476
COMMUNITY FIRST CREDIT UNION 5 2.83% $3,122
Arvest Bank 5 3.38% $2,700
AMCAP MORTGAGE, LTD. 5 3.33% $4,881
San Mateo Credit Union 5 2.98% $824
SNAPFI, INC. 5 3.08% $4,268
Carrington Mortgage Services, LLC 5 3.65% $3,251
COAST 2 COAST FUNDING GROUP, INC. 5 3.32% $4,443
BAY-VALLEY MORTGAGE GROUP 5 3.05% $5,110
PRIVATE MORTGAGE ADVISORS, LLC 4 3.56% $4,930
Ally Bank 4 2.91% $7,056
Cornerstone First Mortgage, Inc 4 2.97% $3,271
First Bank 4 3.22% $3,685
FIRST CHOICE LOAN SERVICES INC. 4 3.53% $855
FIRST TECHNOLOGY 4 3.34% $5,371
Goldman Sachs Bank USA 4 2.91% $5,769
GUARANTEED RATE AFFINITY, LLC 4 2.94% $5,337
INFINITY EQUITY GROUP, INC. 4 2.97% $4,243
InterContinental Capital Group, Inc 4 3.09% $5,222
ISERVE RESIDENTIAL LENDING, LLC 4 3.25% $6,460
LOANSNAP, INC. 4 3.50% $3,878
MOVEMENT MORTGAGE, LLC 4 3.26% $5,462
Nations Lending Corporation 4 3.00% $7,388
NAVY FEDERAL CREDIT UNION 4 2.84% $8,078
PACIFIC SERVICE 4 3.19% $2,798
SOFI LENDING CORP. 4 2.81% $5,859
Strong Home Mortgage, LLC 4 2.97% $1,421
TRI-EMERALD FINANCIAL GROUP, INC. 4 2.56% $2,310
Wyndham Capital Mortgage, Inc. 4 2.94% $1,637
NexBank 3 3.58% $3,421
ML Mortgage Corp. 3 3.00% $8,528
CHURCHILL MORTGAGE CORPORATION 3 3.54% $3,993
CHEVRON 3 2.96% $8,834
Cf Bank, National Association 3 3.16% $1,523
PENTAGON FEDERAL CREDIT UNION 3 3.29% $3,726
STAR ONE CREDIT UNION 3 3.13% $2,664
Northpointe Bank 3 3.08% $2,984
Raymond James Bank, National Association 3 2.92% $6,057
Platinum Home Mortgage Corporation 3 2.83% $9,210
PLAZA HOME MORTGAGE, INC. 3 3.38% $3,049
ADVANCIAL 3 4.50% $3,560
Merchants Bank of Indiana 3 3.17% $5,244
MICHIGAN MUTUAL, INC. 3 3.00% $3,683
SUN WEST MORTGAGE COMPANY, INC. 3 2.92% $1,611
Equity Prime Mortgage LLC 3 3.63% $9,591
NMSI, INC. 3 3.21% $7,521
The Federal Savings Bank 3 3.25% $2,370
GOOGAIN, INC. 3 3.08% $2,744
Provident Credit Union 3 3.08% $6,038
Citizens Bank, National Association 3 3.29% $3,803
The Loan Store, Inc. 3 3.38% $5,165
Boston Private Bank & Trust Company 3 2.92% $5,633
First Federal Bank 3 3.13% $10,289
BBVA USA 3 3.29% $9,380
ALLIANT CREDIT UNION 3 3.29% $4,773
AmeriHome Mortgage Company, LLC 2 3.06% $1,321
JMJ FINANCIAL GROUP 2 3.31% $3,016
MORIA DEVELOPMENT, INC. 2 2.94% $6,896
AMERICAN HERITAGE LENDING, INC. 2 2.88% $2,830
Franklin Loan Corporation 2 3.13% $3,738
CENTRAL COAST LENDING, INC. 2 3.44% $10,945
FLAT BRANCH MORTGAGE, INC. 2 3.00% $1,328
MORTGAGE 1 INCORPORATED 2 3.25% $3,430
CANOPY MORTGAGE, LLC 2 3.63% $10,757
LENDERFI, INC. 2 2.88% $1,101
USAA Federal Savings Bank 2 3.63% $3,816
CALLISTO GROUP, INC. 2 3.63% $6,644
MORTGAGE CAPITAL PARTNERS, INC. 2 3.19% $5,588
HOME APPROVALS DIRECT, INC. 2 3.88% $10,487
First Savings Bank 2 3.75% $8,346
DAS Acquisition Company, LLC 2 3.75% $11,985
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 3.06% $3,211
Manufacturers and Traders Trust Company 2 3.50% $6,640
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.06% $3,871
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY 2 3.00% $2,659
INTELLILOAN, INC. 2 2.88% $2,838
CITYWIDE HOME LOANS, LLC 2 2.88% $5,476
Barrington Bank & Trust Company, N.A. 2 3.43% $4,108
DRAPER AND KRAMER MORTGAGE CORP. 2 3.00% $3,081
Semper Home Loans, Inc. 2 2.44% $1,936
CIT Bank, National Association 2 3.01% $3,804
SIRVA MORTGAGE, INC. 2 3.31% $3,514
North American Savings Bank, F.S.B. 2 2.50% $1,986
Willamette Valley Bank 2 3.25% $4,439
SOVEREIGN LENDING GROUP INCORPORATED 2 3.25% $4,857
STANFORD Federal Credit Union 2 3.06% $5,877
Stifel Bank and Trust 2 2.88% $2,371
FBC MORTGAGE, LLC 2 3.18% $4,390
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 6.06% $6,476
LAKEVIEW LOAN SERVICING, LLC 2 3.31% $4,268
TECHNOLOGY 2 3.13% $5,263
WESTERN EXPRESS LENDING 2 2.93% $3,293
The Huntington National Bank 2 3.29% $6,199
The Northern Trust Company 2 2.50% $5,614
KeyBank National Association 2 3.25% $5,458
SUNSTREET MORTGAGE, LLC 1 3.25% $2,364
TCF National Bank 1 3.13% $4,996
ANGEL OAK HOME LOANS LLC 1 3.25% $3,338
Third Federal Savings and Loan Association of Cleveland 1 2.44% $3,713
THRIVENT Federal Credit Union 1 3.00% $2,548
Ameris Bank 1 3.25% $2,989
TJC Mortgage, Inc. 1 2.88% $2,791
T. J. FINANCIAL, INC. 1 3.25% $2,459
TOGETHER CREDIT UNION 1 3.13% $3,013
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 2.88% $7,572
Amerifirst Financial, Inc. 1 3.38% $2,822
American Mortgage & Equity Consultants, Inc. 1 3.63% $2,501
UMB Bank, National Association 1 3.20% $1,944
Florida Capital Bank, National Association 1 2.88% $3,500
FISHER FINANCIAL GROUP, INCORPORATED 1 2.88% $1,600
AMERICAN FINANCING CORPORATION 1 3.38% $4,330
Goldwater Bank, N.A. 1 2.88% $3,278
First Western Trust Bank 1 3.00% $5,194
First State Bank of St. Charles, Missouri 1 3.00% $2,841
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.00% $3,716
HighTechLending Inc 1 3.25% $3,085
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.63% $3,022
First Mortgage Solutions, LLC 1 3.00% $2,264
HOMESTEAD FUNDING CORP. 1 3.50% $4,697
HOMEXPRESS MORTGAGE CORP. 1 5.50% $12,634
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.78% $18,736
First Home Bank 1 2.75% $2,731
AMERICAN FINANCIAL RESOURCES, INC. 1 2.63% $2,042
INTERCAP LENDING INC. 1 2.75% $3,603
V.I.P. MORTGAGE, INC. 1 3.50% $8,987
WALL FINANCIAL, INC. 1 3.50% $8,575
First Guaranty Mortgage Corporation 1 3.25% $3,152
Kaiperm Diablo Federal Credit Union 1 3.50% $7,846
KINECTA 1 3.00% $3,926
Kwik Mortgage Corporation 1 3.25% $1,697
FIRST ENTERTAINMENT 1 3.00% $2,199
FIRST COLONY MORTGAGE CORPORATION 1 3.00% $3,825
LEADERONE FINANCIAL CORPORATION 1 3.13% $15,874
Firefighters First Federal Credit Union 1 3.50% $2,668
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.50% $1,920
LOANLEADERS OF AMERICA, INC. 1 2.88% $5,126
FAMILY FIRST FUNDING LLC 1 3.25% $5,304
Loan Simple, Inc. 1 2.63% $6,920
WALL STREET MORTGAGE BANKERS, LTD. 1 2.75% $3,613
LOGIX FEDERAL CREDIT UNION 1 3.00% $3,154
EMM LOANS LLC 1 2.99% $11,358
MERIWEST MORTGAGE COMPANY, LLC 1 3.50% $4,719
MID AMERICA MORTGAGE, INC. 1 2.88% $2,492
Midwest Community Bank 1 3.38% $2,813
DIRECTORS MORTGAGE, INC. 1 3.38% $14,093
MORTGAGE 2000, INC. 1 2.80% $3,191
DATA MORTGAGE, INC. 1 3.13% $3,047
CORNERSTONE HOME LENDING, INC. 1 3.38% $3,732
Commerce Bank 1 3.25% $5,409
COASTAL FUNDING SLC, INC. 1 3.13% $2,252
NEW WAVE LENDING GROUP INC 1 3.25% $3,685
NFM, INC. 1 3.25% $5,681
OCMBC, INC. 1 3.00% $2,704
Citadel Servicing Corporation 1 7.38% $2,578
OPEN MORTGAGE, LLC 1 2.88% $3,458
PANORAMA MORTGAGE GROUP, LLC 1 3.88% $9,232
CIBC Bank USA 1 2.25% $8,739
PIKE CREEK MORTGAGE SERVICES, INC. 1 2.38% $4,906
Pinnacle Bank 1 4.25% $4,660
PREMIA MORTGAGE, LLC 1 2.75% $12,307
PREMIER MORTGAGE RESOURCES, L.L.C. 1 3.13% $9,640
CALCON MUTUAL MORTGAGE LLC 1 3.38% $2,675
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.88% $6,530
PROPONENT Federal Credit Union 1 3.63% $4,271
Prosperity Home Mortgage, LLC 1 3.25% $4,254
BNY Mellon, National Association 1 2.63% $3,158
BEST CAPITAL FUNDING 1 2.75% $7,082
BECKAM FUNDING CORP. 1 4.13% $15,441
RELIANCE FIRST CAPITAL, LLC 1 3.50% $4,885
HOME MORTGAGE ALLIANCE, LLC 1 2.88% $3,215
SAFEAMERICA CREDIT UNION 1 3.50% $2,115
SAFE CREDIT UNION 1 3.38% $6,478
SAN FRANCISCO FEDERAL CREDIT UNION 1 3.75% $3,504
SCHOOLSFIRST 1 2.88% $6,319
SeaTrust Mortgage Company 1 3.00% $14,606
SEA WEST COAST GUARD FEDERAL CREDIT UNION 1 2.69% $9,882
Bank of Hope 1 2.88% $5,188
Bank of England 1 3.63% $2,972
SIWELL, INC. 1 2.75% $2,047
AXIA FINANCIAL, LLC 1 3.63% $5,317
Austin Capital Bank SSB 1 3.38% $5,505
ACADEMY MORTGAGE CORPORATION 1 3.50% $9,058

NAPA, CA's 270 lenders originated 7,416 loans during 2020. The total origination value was $3,867,370,000, with an average loan value of $521,490.

The top NAPA lender as defined by loan originations is QUICKEN LOANS, LLC, with 514 loans originated. Their average total fees are $5,680, which is $406 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee NAPA lenders (with over 10 loans originated) are IMPAC MORTGAGE CORP. ($788), CHERRY CREEK MORTGAGE, LLC ($1,359), WINNPOINTE CORPORATION ($1,643), Fremont Bank ($1,755) and EVERETT FINANCIAL, INC. ($2,543).

The lowest rate NAPA lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.80%), CLOSING MARK HOME LOANS (2.88%), BETTER MORTGAGE CORPORATION (2.89%), Citibank, National Association (2.90%) and CHERRY CREEK MORTGAGE, LLC (2.96%).

NAPA, CA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Quicken Loans $141,870,000 $355,075,000 150.3% 9.2%
FIRST REPUBLIC BANK $182,785,000 $337,060,000 84.4% 8.7%
United Shore Financial Services LLC $122,955,000 $285,175,000 131.9% 7.4%
Flagstar Bank $109,630,000 $207,295,000 89.1% 5.4%
WELLS FARGO BANK NA $161,825,000 $207,230,000 28.1% 5.4%
American Pacific Mortgage Corporation $52,075,000 $141,195,000 171.1% 3.7%
HomeBridge Financial Services, Inc. $46,900,000 $130,630,000 178.5% 3.4%
JPMorgan Chase Bank, NA $81,595,000 $129,470,000 58.7% 3.3%
Caliber Home Loans Inc $60,365,000 $92,475,000 53.2% 2.4%
Supreme Lending/ Everett Financial Inc. $32,525,000 $85,385,000 162.5% 2.2%
FAIRWAY INDEPENDENT MORT CORP $44,885,000 $84,125,000 87.4% 2.2%
Citibank, N.A. $54,585,000 $79,850,000 46.3% 2.1%
loanDepot LLC $38,250,000 $73,580,000 92.4% 1.9%
Bank of America NA $91,045,000 $65,675,000 -27.9% 1.7%
Ark-La-Tex Financial Services LLC $33,405,000 $54,400,000 62.8% 1.4%
Freedom Mortgage Corporation $16,740,000 $48,365,000 188.9% 1.3%
US BANK, N.A. $57,205,000 $45,050,000 -21.2% 1.2%
Umpqua Bank $25,470,000 $43,735,000 71.7% 1.1%
Redwood Credit Union $36,665,000 $40,625,000 10.8% 1.1%
Parkside Lending LLC $21,420,000 $38,515,000 79.8% 1.0%
Home Point Financial Corporation $7,205,000 $36,400,000 405.2% 0.9%
WALKER & DUNLOP, LLC $19,800,000 $34,815,000 75.8% 0.9%
Nationstar Mortgage $13,785,000 $34,785,000 152.3% 0.9%
Morgan Stanley Private Bank NA $19,505,000 $33,420,000 71.3% 0.9%
Finance of America Mortgage LLC $13,575,000 $29,235,000 115.4% 0.8%
Primary Residential Mortgage Inc. $16,705,000 $28,165,000 68.6% 0.7%
Guaranteed Rate Inc. $18,530,000 $26,625,000 43.7% 0.7%
Fremont Bank $13,185,000 $22,870,000 73.5% 0.6%
PENNYMAC LOAN SERVICES LLC $11,040,000 $22,755,000 106.1% 0.6%
BANK OF THE WEST $30,710,000 $21,540,000 -29.9% 0.6%
NEWREZ LLC $4,315,000 $21,345,000 394.7% 0.6%
MUFG Union Bank, NA $22,825,000 $18,620,000 -18.4% 0.5%
Travis Credit Union $9,545,000 $18,310,000 91.8% 0.5%
Stearns Lending $20,170,000 $18,225,000 -9.6% 0.5%
Greystone Servicing Corporation, Inc. $17,000,000 n/a 0.4%
Geneva Financial LLC $3,480,000 $16,695,000 379.7% 0.4%
Summit Funding Inc. $10,405,000 $16,685,000 60.4% 0.4%
Cardinal Financial Company LP $5,970,000 $16,050,000 168.8% 0.4%
Amerisave Mortgage Corporation $3,110,000 $15,985,000 414.0% 0.4%
Provident Funding Associates $18,835,000 $14,860,000 -21.1% 0.4%
Network Capital Funding Corporation $3,900,000 $14,820,000 280.0% 0.4%
Commerce Home Mortgage Inc. $5,705,000 $14,815,000 159.7% 0.4%
Charles Schwab Bank $15,365,000 $14,690,000 -4.4% 0.4%
Better Mortgage Corporation $3,900,000 $14,470,000 271.0% 0.4%
New American Funding (dba for Broker Solutions Inc) $6,510,000 $13,190,000 102.6% 0.3%
Lakeview Loan Servicing, LLC $12,935,000 n/a 0.3%
CMG Mortgage Inc. $14,020,000 $12,355,000 -11.9% 0.3%
Sierra Pacific Mortgage $6,960,000 $11,805,000 69.6% 0.3%
American Financial Network Inc. $3,390,000 $11,340,000 234.5% 0.3%
Axos Bank $10,700,000 n/a 0.3%
Guild Mortgage Company $4,570,000 $10,010,000 119.0% 0.3%
AmWest Funding Corp. $1,195,000 $10,000,000 736.8% 0.3%
Goldman Sachs Bank USA $23,970,000 $9,895,000 -58.7% 0.3%
Impac Mortgage Corp. dba CashCall Mortgage $14,005,000 $9,875,000 -29.5% 0.3%
LendUS LLC dba RPM Mortgage $4,505,000 $9,805,000 117.6% 0.3%
The Golden 1 Credit Union $6,110,000 $9,455,000 54.7% 0.2%
Mason-McDuffie Mortgage Corporation $5,995,000 $9,415,000 57.0% 0.2%
Patelco Credit Union $3,905,000 $9,395,000 140.6% 0.2%
FJM Private Mortgage Fund, LLC $455,000 $9,310,000 1,946.2% 0.2%
Huntington National Bank $2,485,000 $8,710,000 250.5% 0.2%
Synergy One Lending $4,800,000 $8,660,000 80.4% 0.2%
LoanPal $7,290,000 $8,590,000 17.8% 0.2%
Land Home Financial Services Inc. $4,075,000 $8,445,000 107.2% 0.2%
Mechanics Bank $9,085,000 $8,085,000 -11.0% 0.2%
UBS Bank USA $10,210,000 $8,060,000 -21.1% 0.2%
Alameda Mortgage Corporation $3,040,000 $8,010,000 163.5% 0.2%
The Northern Trust Company $7,795,000 n/a 0.2%
Silicon Valley Bank $20,940,000 $7,605,000 -63.7% 0.2%
City National Bank $6,285,000 $7,480,000 19.0% 0.2%
Raymond James Bank National Association $585,000 $7,365,000 1,159.0% 0.2%
PNC BANK NA $3,260,000 $7,030,000 115.6% 0.2%
Boston Private Bank & Trust Company $4,710,000 $6,435,000 36.6% 0.2%
PRIMELENDING $4,650,000 $6,100,000 31.2% 0.2%
AimLoan.com $2,360,000 $6,090,000 158.1% 0.2%
NAVY FEDERAL CREDIT UNION $2,800,000 $5,715,000 104.1% 0.1%
JMAC Lending Incorporated $4,430,000 $5,710,000 28.9% 0.1%
Bay Equity LLC $2,455,000 $5,680,000 131.4% 0.1%
COMPASS BANK $740,000 $5,635,000 661.5% 0.1%
Paramount Residential Mortgage Group Inc. $1,180,000 $5,625,000 376.7% 0.1%
Interactive Mortgage $2,300,000 $5,580,000 142.6% 0.1%
Cherry Creek Mortgage Co. Inc. $2,395,000 $5,395,000 125.3% 0.1%
TIAA, FSB $5,890,000 $5,190,000 -11.9% 0.1%
Clearpath Lending $1,160,000 $5,160,000 344.8% 0.1%
Ladera Lending, Inc. $1,525,000 $5,135,000 236.7% 0.1%
Premier Lending Inc. $1,795,000 $5,125,000 185.5% 0.1%
Branch Banking And Trust Co $1,935,000 $4,775,000 146.8% 0.1%
TCF National Bank $4,445,000 $4,770,000 7.3% 0.1%
Finance of America Reverse LLC $8,225,000 $4,695,000 -42.9% 0.1%
USAA FEDERAL SAVINGS BANK $7,530,000 $4,680,000 -37.8% 0.1%
OGI Mortgage Bankers $1,720,000 $4,525,000 163.1% 0.1%
The Federal Savings Bank $1,840,000 $4,525,000 145.9% 0.1%
General Mortgage Capital Corporation $590,000 $4,410,000 647.5% 0.1%
EXCHANGE BANK $965,000 $4,280,000 343.5% 0.1%
Golden Empire Mortgage, Inc. $4,225,000 n/a 0.1%
NBKC Bank $1,185,000 $4,200,000 254.4% 0.1%
Midwest Equity Mortgage LLC $4,990,000 $4,170,000 -16.4% 0.1%
HomeStreet Bank $45,080,000 $4,080,000 -90.9% 0.1%
Farmers & Merchants Bank of Ce $3,105,000 $4,070,000 31.1% 0.1%
Community First Credit Union $1,590,000 $4,005,000 151.9% 0.1%
Alliant Credit Union $3,925,000 $3,935,000 0.3% 0.1%
CARRINGTON MORTGAGE SERVICES $3,415,000 $3,935,000 15.2% 0.1%
Envoy Mortgage Ltd. $2,035,000 $3,545,000 74.2% 0.1%
Prime Choice Funding, Inc. $445,000 $3,530,000 693.3% 0.1%
Advancial Federal Credit Union $725,000 $3,505,000 383.4% 0.1%
COMMERCE BANK $605,000 $3,505,000 479.3% 0.1%
AAG $5,000,000 $3,455,000 -30.9% 0.1%
Provident Credit Union $2,805,000 $3,445,000 22.8% 0.1%
FirstBank $1,590,000 $3,365,000 111.6% 0.1%
Nations Direct Mortgage LLC $725,000 $3,305,000 355.9% 0.1%
Nexera Holding LLC $1,915,000 $3,275,000 71.0% 0.1%
AmeriHomeMortgageCompany,LL $725,000 $3,225,000 344.8% 0.1%
Pentagon Federal Credit Union $2,230,000 $3,155,000 41.5% 0.1%
Watermark Home Loans $1,255,000 $3,140,000 150.2% 0.1%
Wyndham Capital Mortgage $2,555,000 $3,075,000 20.4% 0.1%
Village Capital & Investment $3,040,000 n/a 0.1%
Guaranteed Rate Affinity LLC $1,415,000 $3,015,000 113.1% 0.1%
CIBC Bank USA $3,005,000 n/a 0.1%
Sun West Mortgage Company Inc. $825,000 $2,965,000 259.4% 0.1%
Mountain West Financial Inc. $2,510,000 $2,920,000 16.3% 0.1%
Credit Human Federal Credit Union $3,330,000 $2,910,000 -12.6% 0.1%
LIMA ONE CAPITAL, LLC $2,815,000 n/a 0.1%
San Mateo Credit Union $1,595,000 $2,715,000 70.2% 0.1%
Amcap Mortgage Ltd. $1,790,000 $2,635,000 47.2% 0.1%
Stifel Bank and Trust $6,200,000 $2,615,000 -57.8% 0.1%
iServe Residential Lending LLC $385,000 $2,595,000 574.0% 0.1%
LendingHome Funding Corporation $1,580,000 $2,445,000 54.7% 0.1%
HSBC BANK USA, NA $485,000 $2,405,000 395.9% 0.1%
COMERICA BANK $65,000 $2,360,000 3,530.8% 0.1%
Mortgage Research Center LLC $2,090,000 $2,330,000 11.5% 0.1%
MOVEMENT MORTGAGE, LLC $2,870,000 $2,295,000 -20.0% 0.1%
Private Mortgage Advisors, LLC $1,955,000 $2,290,000 17.1% 0.1%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $2,285,000 n/a 0.1%
SnapFi, Inc. $425,000 $2,245,000 428.2% 0.1%
Googain Inc. $1,000,000 $2,220,000 122.0% 0.1%
LoanSnap Inc $495,000 $2,185,000 341.4% 0.1%
First Technology Credit Union $200,000 $2,160,000 980.0% 0.1%
Intercontinental Capital Group, Inc. $495,000 $2,125,000 329.3% 0.1%
SoFi Lending Corp $3,230,000 $2,115,000 -34.5% 0.1%
First Western Trust Bank $2,105,000 n/a 0.1%
Reverse Mortgage Funding LLC $1,245,000 $2,105,000 69.1% 0.1%
Infinity Equity Group, Inc $2,100,000 n/a 0.1%
Alterra Group LLC dba Alterra Home Loans $1,275,000 $2,095,000 64.3% 0.1%
Kaiperm Diablo Federal CU $2,050,000 n/a 0.1%
Chevron Federal Credit Union $3,585,000 $2,040,000 -43.1% 0.1%
METROPOLITAN HOME MORTGAGE $650,000 $2,015,000 210.0% 0.1%
San Francisco Fire Credit Union $2,945,000 $2,010,000 -31.7% 0.1%
Longbridge Financial, LLC $680,000 $1,975,000 190.4% 0.1%
Technology Credit Union $605,000 $1,940,000 220.7% 0.1%
Coast 2 Coast Funding Group Inc. $1,935,000 n/a 0.1%
Merchants Bank of Indiana $1,935,000 n/a 0.1%
North American Savings Bank $1,150,000 $1,930,000 67.8% 0.0%
First Choice Loan Services Inc. $3,295,000 $1,910,000 -42.0% 0.0%
ARVEST BANK $1,035,000 $1,905,000 84.1% 0.0%
First Guaranty Mortgage Corporation $1,905,000 n/a 0.0%
Pacific Service Credit Union $750,000 $1,895,000 152.7% 0.0%
Xceed Financial Credit Union $970,000 $1,895,000 95.4% 0.0%
Churchill Mortgage Corporation $405,000 $1,890,000 366.7% 0.0%
Lakeview Community Capital, LLC $315,000 $1,890,000 500.0% 0.0%
LenderFi, Inc. $1,040,000 $1,865,000 79.3% 0.0%
First Savings Bank $1,830,000 n/a 0.0%
Draper and Kramer Mortgage Corp. $1,825,000 n/a 0.0%
Triad Financial Services Inc $1,020,000 $1,795,000 76.0% 0.0%
Franklin Loan Center $1,770,000 n/a 0.0%
ML Mortgage $1,745,000 n/a 0.0%
NFM, Inc. $1,705,000 n/a 0.0%
Angel Oak Mortgage Solutions $1,680,000 n/a 0.0%
Third Federal Savings and Loan $2,025,000 $1,670,000 -17.5% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,565,000 $1,655,000 5.8% 0.0%
Nationwide Mortgage Bankers Inc. $1,640,000 n/a 0.0%
PHH MORTGAGE CORPORATION $820,000 $1,640,000 100.0% 0.0%
Tri-Emerald Financial Group Inc. $1,620,000 n/a 0.0%
Equity Prime Mortgage LLC $1,570,000 n/a 0.0%
CIT BANK N.A. $2,475,000 $1,520,000 -38.6% 0.0%
Cstone Mortgage Inc $1,520,000 n/a 0.0%
HighTechLending Inc. $285,000 $1,495,000 424.6% 0.0%
Nations Lending Corporation $1,490,000 n/a 0.0%
Plaza Home Mortgage Inc. $1,475,000 n/a 0.0%
Star One Credit Union $1,630,000 $1,475,000 -9.5% 0.0%
Goldwater Bank National Association $1,445,000 n/a 0.0%
Sovereign Lending Group, Inc $1,615,000 $1,420,000 -12.1% 0.0%
First Northern Bank of Dixon $415,000 $1,405,000 238.6% 0.0%
LUTHER BURBANK SAVINGS $6,595,000 $1,400,000 -78.8% 0.0%
Alaska USA Federal Credit Union $1,395,000 n/a 0.0%
Cf Bank National Association $1,630,000 $1,385,000 -15.0% 0.0%
MK LENDING CORP $1,345,000 n/a 0.0%
Platinum Home Mortgage Corporation $1,340,000 n/a 0.0%
Citywide Home Loans A Utah Corporation $1,890,000 $1,335,000 -29.4% 0.0%
S.F. Police Credit Union $1,715,000 $1,335,000 -22.2% 0.0%
Northpointe Bank $435,000 $1,305,000 200.0% 0.0%
5th Street Capital, Inc. $5,545,000 $1,260,000 -77.3% 0.0%
KeyBank National Association $725,000 $1,250,000 72.4% 0.0%
NewDay Financial LLC dba NewDay USA $970,000 $1,240,000 27.8% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $505,000 $1,225,000 142.6% 0.0%
Ethos Lending LLC $455,000 $1,205,000 164.8% 0.0%
FBC Mortgage LLC $1,205,000 n/a 0.0%
M&T Bank $1,205,000 n/a 0.0%
Inspire Home Loans $1,200,000 n/a 0.0%
Barrington Bank & Trust $1,280,000 $1,195,000 -6.6% 0.0%
Open Mortgage LLC $870,000 $1,195,000 37.4% 0.0%
San Francisco Federal Credit Union $1,390,000 $1,190,000 -14.4% 0.0%
On Q Financial Inc. $1,665,000 $1,180,000 -29.1% 0.0%
CalCon Mutual Mortgage LLC $505,000 $1,160,000 129.7% 0.0%
Stanford Federal Credit Union $485,000 $1,160,000 139.2% 0.0%
SAFE Credit Union $1,145,000 n/a 0.0%
NMSI Inc $1,095,000 n/a 0.0%
Willamette Valley Bank $1,095,000 n/a 0.0%
Beckham Funding Corp $1,070,000 n/a 0.0%
Nudge Funding LLC $1,060,000 n/a 0.0%
Absolute Home Mortgage Corporation $1,050,000 n/a 0.0%
ZB, N.A. $995,000 $1,040,000 4.5% 0.0%
CBNA $2,390,000 $1,025,000 -57.1% 0.0%
CORNERSTONE HOME LENDING, INC. $1,010,000 n/a 0.0%
OCMBC Inc. $1,010,000 n/a 0.0%
Anheuser Busch Employees Credit Union $75,000 $1,005,000 1,240.0% 0.0%
Mortgage Capital Partners Inc $1,000,000 n/a 0.0%
Quorum Federal Credit Union $155,000 $995,000 541.9% 0.0%
JMJ Financial Group Inc. $475,000 $970,000 104.2% 0.0%
Peoples Mortgage Company $1,875,000 $970,000 -48.3% 0.0%
San Diego County Credit Union $965,000 n/a 0.0%
Operating Engineers Federal Credit Union $525,000 $960,000 82.9% 0.0%
Semper Home Loans, Inc $960,000 n/a 0.0%
DAS Acquisition Company, LLC $950,000 n/a 0.0%
Callisto Group, Inc. dba Metro Lending Services $415,000 $940,000 126.5% 0.0%
First State Bank Of St. Charles Missouri $930,000 n/a 0.0%
Mortgage 1 Incorporated $930,000 n/a 0.0%
BM REAL ESTATE SERVICES, INC. $1,450,000 $910,000 -37.2% 0.0%
Sirva Mortgage Inc. $1,100,000 $900,000 -18.2% 0.0%
Axia Financial LLC $890,000 n/a 0.0%
Low VA Rates $840,000 n/a 0.0%
First Home Bank $625,000 $820,000 31.2% 0.0%
SchoolsFirst Federal Credit Union $815,000 n/a 0.0%
Embrace Home Loans, Inc. $415,000 $805,000 94.0% 0.0%
Athas Capital Group $1,575,000 $785,000 -50.2% 0.0%
Amerifirst Financial Inc. $365,000 $770,000 111.0% 0.0%
Connexus Credit Union $110,000 $770,000 600.0% 0.0%
Premia Mortgage, LLC $765,000 n/a 0.0%
Credit Union Mortgage Association Inc. $760,000 n/a 0.0%
Val-Chris Investments Inc $760,000 n/a 0.0%
BMO Harris Bank N.A. $755,000 n/a 0.0%
Coastal Funding SLC Inc. $465,000 $755,000 62.4% 0.0%
First Colony Mortgage Corporation $750,000 n/a 0.0%
WesBanco Bank, Inc. $745,000 n/a 0.0%
American Financial Resources Inc. $740,000 n/a 0.0%
Meriwest Mortgage Co. LLC $735,000 n/a 0.0%
21ST MORTGAGE $1,560,000 $715,000 -54.2% 0.0%
Calculated Risk Analytics LLC dba Excelerate Capital $1,450,000 $695,000 -52.1% 0.0%
Pinnacle Bank $680,000 n/a 0.0%
United Northern Mortgage Bankers Limited $675,000 n/a 0.0%
American Financing Corporation $660,000 n/a 0.0%
Proponent FCU $660,000 n/a 0.0%
Civic Financial Services $1,410,000 $650,000 -53.9% 0.0%
Kwik Mortgage Corp. $650,000 n/a 0.0%
Flat Branch Mortgage Inc. $640,000 n/a 0.0%
Academy Mortgage Corporation $505,000 $630,000 24.8% 0.0%
Veritas Funding LLC $625,000 n/a 0.0%
Directors Mortgage, Inc. $555,000 $605,000 9.0% 0.0%
MLD Mortgage Inc. $605,000 n/a 0.0%
Self-Help Credit Union $315,000 $605,000 92.1% 0.0%
Performance Financial, Inc. $595,000 n/a 0.0%
Lenox Financial Mortgage Corp. $225,000 $580,000 157.8% 0.0%
BNY MELLON, N.A. $1,720,000 $575,000 -66.6% 0.0%
LeaderOne Financial Corp. $565,000 n/a 0.0%
Safeamerica Credit Union $555,000 n/a 0.0%
Wall Financial dba WinPrime Lending $1,050,000 $555,000 -47.1% 0.0%
Home First Mortgage Bankers $550,000 n/a 0.0%
UMB BANK NA $525,000 n/a 0.0%
American Bank & Trust $515,000 n/a 0.0%
AMERIS BANK $515,000 n/a 0.0%
Florida Capital Bank National Association $595,000 $515,000 -13.4% 0.0%
Home Mortgage Alliance, LLC $515,000 n/a 0.0%
NationsChoice Mortgage $1,345,000 $515,000 -61.7% 0.0%
Peoples Bank $515,000 n/a 0.0%
Logix Federal Credit Union $200,000 $510,000 155.0% 0.0%
Congressional Federal Credit Union $505,000 n/a 0.0%
Mid America Mortgage Inc. $285,000 $505,000 77.2% 0.0%
Family First Funding LLC $495,000 n/a 0.0%
MIDWEST COMMUNITY BANK $495,000 n/a 0.0%
V.I.P. Mortgage Inc. $495,000 n/a 0.0%
First Entertainment Credit Union $485,000 n/a 0.0%
Pike Creek Mortgage Services, Inc. $485,000 n/a 0.0%
Planet Home Lending LLC $1,060,000 $485,000 -54.2% 0.0%
1st Northern California Credit Union $465,000 n/a 0.0%
Loan Simple Inc $465,000 n/a 0.0%
American Mortgage & Equity Consultants Inc. $455,000 n/a 0.0%
Bank of England $455,000 n/a 0.0%
Citadel Servicing Corporation $4,800,000 $455,000 -90.5% 0.0%
First Mortgage Solutions LLC $840,000 $455,000 -45.8% 0.0%
Intercap Lending Inc $455,000 n/a 0.0%
Provident Savings Bank F.S.B. $455,000 n/a 0.0%
Wall Street Mortgage Bankers LTD $455,000 n/a 0.0%
Advantis Credit Union $915,000 $445,000 -51.4% 0.0%
Bank of Hope $445,000 n/a 0.0%
Lending 3 Inc $445,000 $445,000 0.0% 0.0%
Discover Bank $360,000 $440,000 22.2% 0.0%
Capital Mortgage Services of Texas $435,000 n/a 0.0%
Highlands Residential Mortgage Ltd $435,000 n/a 0.0%
Prosperity Home Mortgage LLC $435,000 n/a 0.0%
Best Capital Funding $1,140,000 $425,000 -62.7% 0.0%
Augusta Financial Inc. $575,000 $415,000 -27.8% 0.0%
Mortgage 2000 Inc. $415,000 n/a 0.0%
Sea West Coast Guard Federal Credit Union $55,000 $415,000 654.5% 0.0%
BANK OF MARIN $2,440,000 $405,000 -83.4% 0.0%
Financail Funding Solutions, Inc $525,000 $405,000 -22.9% 0.0%
KINECTA FEDERAL CREDIT UNION $405,000 n/a 0.0%
Texana Bank, N.A. $405,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $385,000 n/a 0.0%
CALCAP Lending, LLC $245,000 $385,000 57.1% 0.0%
Paramount Bank $385,000 n/a 0.0%
Premier Mortgage Resources LLC $2,900,000 $375,000 -87.1% 0.0%
T. J. FINANCIAL, INC. $385,000 $375,000 -2.6% 0.0%
Homestead Funding Corp. $365,000 n/a 0.0%
Global Credit Union $185,000 $360,000 94.6% 0.0%
BANK OF STOCKTON $1,900,000 $355,000 -81.3% 0.0%
Farmers Bank & Trust $355,000 n/a 0.0%
TJC Mortgage, Inc. $345,000 n/a 0.0%
Essex Mortgage $335,000 n/a 0.0%
Toyota Financial Savings Bank $335,000 n/a 0.0%
All Reverse Mortgage Inc $1,190,000 $325,000 -72.7% 0.0%
Homeside Financial LLC $325,000 n/a 0.0%
NEW WAVE LENDING GROUP INC $305,000 $315,000 3.3% 0.0%
Firefighters First Credit Union $565,000 $305,000 -46.0% 0.0%
Partners Federal Credit Union $505,000 $275,000 -45.5% 0.0%
SPRING EQ, LLC $325,000 $275,000 -15.4% 0.0%
E Mortgage Management LLC $610,000 $265,000 -56.6% 0.0%
RANLife, Inc. $265,000 n/a 0.0%
Reliance First Capital LLC $245,000 n/a 0.0%
KeyPoint Credit Union $285,000 $225,000 -21.1% 0.0%
AUSTIN CAPITAL BANK SSB $215,000 n/a 0.0%
Boeing Employees' Credit Union (BECU) $205,000 n/a 0.0%
Thrivent Federal Credit Union $205,000 n/a 0.0%
Heartland Bank and Trust Co $205,000 $195,000 -4.9% 0.0%
Oceanside Mortgage Company $185,000 n/a 0.0%
Superior Choice Credit Union $175,000 n/a 0.0%
Sunstreet Mortgage LLC $165,000 n/a 0.0%
Keller Mortgage LLC $950,000 $155,000 -83.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $155,000 n/a 0.0%
HomeTrust Bank $55,000 $140,000 154.5% 0.0%
American Residential Lending $135,000 n/a 0.0%
top flite financial, inc. $495,000 $135,000 -72.7% 0.0%
Mackillie Inc $125,000 n/a 0.0%
Murphy Bank $105,000 $120,000 14.3% 0.0%
Clearview Federal Credit Union $55,000 n/a 0.0%
Northwest Federal Credit Union $55,000 n/a 0.0%

NAPA's top lender by overall market share is Quicken Loans, with 9.2% market share. In second place, with 8.7%, is FIRST REPUBLIC BANK, having originated $337,060,000 in loans. In third place, with 7.4%, is United Shore Financial Services LLC, having originated $285,175,000 in loans. In third place, with 5.4%, is Flagstar Bank, having originated $207,295,000 in loans. In third place, with 5.4%, is WELLS FARGO BANK NA, having originated $207,230,000 in loans.


NAPA, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 4,031 $2,005,055,000 $497,409
Cash Out Refi 1,587 $737,405,000 $464,653
Home Purchase 1,365 $961,685,000 $704,531
Other 230 $118,560,000 $515,478
Home Improvement 203 $44,665,000 $220,025

Napa's most frequently cited loan purpose was Refi, with 4,031 originations. The 2nd most popular reason was Cash Out Refi, with 1,587 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 3,223 $1,647,235,000 $511,087
2.5-3% 3,001 $1,593,385,000 $530,951
<2.5% 642 $385,460,000 $600,405
4-5% 310 $144,470,000 $466,032
5-6% 102 $29,750,000 $291,667
6-7% 54 $10,550,000 $195,370
7-8% 23 $5,885,000 $255,870
Over 8% 22 $17,560,000 $798,182

During 2020, Napa's most frequently originated rate bucket was 3-4%, with 3,223 originations.

Loan Sizing (NAPA, CA MSA)

Loan Size Originations Total Value Average Loan
$400k-600k 2,889 $1,405,295,000 $486,430
$200k-400k 2,326 $735,420,000 $316,174
$600k-1000k 1,145 $815,205,000 $711,969
$100k-200k 452 $68,850,000 $152,323
$Over $1MM 382 $830,030,000 $2,172,853
$100,000 or less 222 $12,570,000 $56,622

NAPA's loan sizing saw the bucket of loans from $400k-600k with 2,889 originations, totaling $1,405,295,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 2,453 $1,494,645,000 $609,313
40-60% 2,181 $1,106,455,000 $507,315
80-100% 1,108 $651,760,000 $588,231
20-40% 1,009 $428,395,000 $424,574
Under 20% 489 $102,505,000 $209,622
Over 100% 21 $12,395,000 $590,238

NAPA's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,453 originations, totaling $1,494,645,000 in origination value.