NAPA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Napa averaged
6.77%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.9% and
one month ago for the week of 2025-05-15, the
average rate was 6.77%.
Napa's average rate one year ago was 6.81%.
For refis of the same type during the week of 2025-06-18, the average rate
was 6.68%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Napa 30 Year Fixed Rate | 2025-06-18 | 6.77% |
| Napa 30 Year Fixed Rate Refi | 2025-06-18 | 6.68% |
| Napa 15 Year Fixed Rate | 2025-06-18 | 5.86% |
| Napa 15 Year Fixed Rate Refi | 2025-06-18 | 6.56% |
| Napa 30 Year FHA | 2025-06-18 | -0.76% |
| Napa 30 Year FHA Refi | 2025-06-18 | 0.1% |
| Napa 30 Year USDA | 2025-06-18 | -0.2% |
| Napa 30 Year USDA Refi | 2025-06-18 | 0% |
| Napa 30 Year VA | 2025-06-18 | 0% |
| Napa 30 Year VA Refi | 2025-06-18 | -0.1% |
NAPA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the NAPA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
NAPA Average Closing Costs & Other Stats
NAPA, CA's 121 lenders originated 1,785
loans during 2024. The total origination value was $1,070,315,000, with an average loan value of
$599,616.
NAPA's average closing costs are $6,725.
The top NAPA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
94 loans originated. Their average total fees are
$9,746, which is $1,132
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee NAPA lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB ($4,196), DHI MORTGAGE COMPANY, LTD. ($5,021), Morgan Stanley Private Bank ($5,586), U.S. Bank ($5,762) and Bank of America ($7,042).
The lowest rate NAPA lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.78%), Charles Schwab Bank, SSB (5.96%), Morgan Stanley Private Bank (6.07%), Bank of America (6.13%) and U.S. Bank (6.36%).
NAPA, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $69,415,000 | $96,740,000 | 39.4% | 9.0% |
| JPMorgan Chase Bank | $53,565,000 | $93,765,000 | 75.0% | 8.8% |
| DHI MORTGAGE COMPANY, LTD. | $48,195,000 | $58,455,000 | 21.3% | 5.5% |
| GUARANTEED RATE, INC. | $12,505,000 | $50,415,000 | 303.2% | 4.7% |
| Bank of America | $23,240,000 | $49,085,000 | 111.2% | 4.6% |
| QUICKEN LOANS, LLC | $41,385,000 | $48,150,000 | 16.3% | 4.5% |
| U.S. Bank | $18,025,000 | $29,375,000 | 63.0% | 2.7% |
| REDWOOD | $32,485,000 | $27,620,000 | -15.0% | 2.6% |
| CMG MORTGAGE, INC. | $16,300,000 | $23,785,000 | 45.9% | 2.2% |
| Wells Fargo Bank | $32,550,000 | $23,615,000 | -27.5% | 2.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $37,355,000 | $23,130,000 | -38.1% | 2.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $15,490,000 | $19,730,000 | 27.4% | 1.8% |
| Morgan Stanley Private Bank | $25,000,000 | $18,045,000 | -27.8% | 1.7% |
| ALAMEDA MORTGAGE CORPORATION | $10,565,000 | $17,800,000 | 68.5% | 1.7% |
| Umpqua Bank | $8,835,000 | $14,735,000 | 66.8% | 1.4% |
| Charles Schwab Bank, SSB | $4,495,000 | $14,710,000 | 227.3% | 1.4% |
| PNC Bank | $5,610,000 | $12,830,000 | 128.7% | 1.2% |
| Goldman Sachs Bank USA | $5,005,000 | $11,740,000 | 134.6% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $4,620,000 | $10,885,000 | 135.6% | 1.0% |
| Comerica Bank | $3,415,000 | $10,855,000 | 217.9% | 1.0% |
| Century Mortgage Company DBA Century Lending Company | $1,790,000 | $9,880,000 | 452.0% | 0.9% |
| The Loan Store, Inc. | $4,530,000 | $9,040,000 | 99.6% | 0.8% |
| BMO Harris Bank | $15,830,000 | $8,955,000 | -43.4% | 0.8% |
| LOANDEPOT.COM, LLC | $4,790,000 | $8,870,000 | 85.2% | 0.8% |
| NEWREZ LLC | $1,020,000 | $8,830,000 | 765.7% | 0.8% |
| Citibank | $10,615,000 | $7,845,000 | -26.1% | 0.7% |
| FINANCE OF AMERICA REVERSE LLC | $5,130,000 | $7,215,000 | 40.6% | 0.7% |
| Bank of Marin | $2,600,000 | $7,070,000 | 171.9% | 0.7% |
| DEEPHAVEN MORTGAGE LLC | $2,475,000 | $6,950,000 | 180.8% | 0.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $6,935,000 | $6,515,000 | -6.1% | 0.6% |
| Arvest Bank | $6,360,000 | n/a | 0.6% | |
| EVERETT FINANCIAL, INC. | $3,295,000 | $6,305,000 | 91.4% | 0.6% |
| LENDINGHOME FUNDING CORPORATION | $4,375,000 | $6,260,000 | 43.1% | 0.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $6,240,000 | $6,200,000 | -0.6% | 0.6% |
| BROKER SOLUTIONS, INC. | $3,355,000 | $6,110,000 | 82.1% | 0.6% |
| Flagstar Bank, FSB | $8,165,000 | $5,710,000 | -30.1% | 0.5% |
| First-Citizens Bank & Trust Company | $4,605,000 | $5,540,000 | 20.3% | 0.5% |
| Zions Bank | $215,000 | $5,400,000 | 2,411.6% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $585,000 | $5,335,000 | 812.0% | 0.5% |
| GUILD MORTGAGE COMPANY | $1,370,000 | $5,290,000 | 286.1% | 0.5% |
| TRAVIS CREDIT UNION | $6,850,000 | $5,140,000 | -25.0% | 0.5% |
| Wintrust Bank, N.A. | $4,005,000 | n/a | 0.4% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,230,000 | $3,850,000 | -9.0% | 0.4% |
| THE GOLDEN 1 | $2,380,000 | $3,795,000 | 59.5% | 0.4% |
| TRIAD FINANCIAL SERVICES, INC. | $4,055,000 | $3,745,000 | -7.6% | 0.3% |
| NEXERA HOLDING LLC | $645,000 | $3,675,000 | 469.8% | 0.3% |
| ARC HOME LLC | $2,485,000 | $3,465,000 | 39.4% | 0.3% |
| Merchants Mortgage & Trust Corporation | $2,050,000 | $3,295,000 | 60.7% | 0.3% |
| NexBank | $3,260,000 | n/a | 0.3% | |
| LENDSURE MORTGAGE CORP. | $1,280,000 | $3,210,000 | 150.8% | 0.3% |
| AMWEST FUNDING CORP. | $1,855,000 | $3,150,000 | 69.8% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,950,000 | $3,115,000 | 5.6% | 0.3% |
| Fremont Bank | $1,010,000 | $3,080,000 | 205.0% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $2,060,000 | $3,065,000 | 48.8% | 0.3% |
| FIRST COLONY MORTGAGE CORPORATION | $3,060,000 | n/a | 0.3% | |
| AmeriHome Mortgage Company, LLC | $1,930,000 | $3,040,000 | 57.5% | 0.3% |
| Quontic Bank | $3,005,000 | n/a | 0.3% | |
| NP, Inc. | $2,995,000 | n/a | 0.3% | |
| Commerce Bank | $2,905,000 | n/a | 0.3% | |
| HOMEXPRESS MORTGAGE CORP. | $4,690,000 | $2,795,000 | -40.4% | 0.3% |
| FUNDLOANS CAPITAL | $755,000 | $2,765,000 | 266.2% | 0.3% |
| Vellum Mortgage, Inc. | $1,110,000 | $2,640,000 | 137.8% | 0.2% |
| General Mortgage Capital Corporation | $1,120,000 | $2,595,000 | 131.7% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $3,245,000 | $2,500,000 | -23.0% | 0.2% |
| ENVOY MORTGAGE, LTD | $425,000 | $2,410,000 | 467.1% | 0.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $4,365,000 | $2,320,000 | -46.8% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $1,650,000 | $2,230,000 | 35.2% | 0.2% |
| MORTGAGEONE, INC. | $2,220,000 | n/a | 0.2% | |
| Axos Bank | $4,305,000 | $2,155,000 | -49.9% | 0.2% |
| BETTER MORTGAGE CORPORATION | $2,150,000 | n/a | 0.2% | |
| UNION HOME MORTGAGE CORP. | $605,000 | $2,135,000 | 252.9% | 0.2% |
| Lakeview Community Capital, LLC | $2,115,000 | n/a | 0.2% | |
| Mortgage Research Center, LLC | $2,895,000 | $2,105,000 | -27.3% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $305,000 | $2,090,000 | 585.2% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,625,000 | $2,040,000 | -22.3% | 0.2% |
| BAY EQUITY LLC | $655,000 | $2,035,000 | 210.7% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $1,945,000 | $2,030,000 | 4.4% | 0.2% |
| Ameris Bank | $1,990,000 | n/a | 0.2% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,980,000 | n/a | 0.2% | |
| The Huntington National Bank | $4,005,000 | $1,975,000 | -50.7% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,180,000 | $1,930,000 | 63.6% | 0.2% |
| GOOGAIN, INC. | $1,925,000 | n/a | 0.2% | |
| GUARANTEED RATE AFFINITY, LLC | $1,240,000 | $1,900,000 | 53.2% | 0.2% |
| Kwik Mortgage Corporation | $1,885,000 | n/a | 0.2% | |
| Third Federal Savings and Loan Association of Cleveland | $1,235,000 | $1,860,000 | 50.6% | 0.2% |
| NMSI, INC. | $1,390,000 | $1,855,000 | 33.5% | 0.2% |
| Figure Lending LLC | $980,000 | $1,760,000 | 79.6% | 0.2% |
| OCMBC, INC. | $4,160,000 | $1,725,000 | -58.5% | 0.2% |
| PACIFIC SERVICE | $320,000 | $1,710,000 | 434.4% | 0.2% |
| PATELCO | $630,000 | $1,710,000 | 171.4% | 0.2% |
| Citadel Servicing Corporation | $1,705,000 | n/a | 0.2% | |
| American Mortgage & Equity Consultants, Inc. | $1,570,000 | n/a | 0.1% | |
| Logan Finance Corporation | $1,555,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $2,700,000 | $1,540,000 | -43.0% | 0.1% |
| ONY GLO, INC. | $1,525,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $8,370,000 | $1,475,000 | -82.4% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,430,000 | n/a | 0.1% | |
| AMERITRUST MORTGAGE CORPORATION | $1,220,000 | $1,415,000 | 16.0% | 0.1% |
| UBS Bank USA | $11,530,000 | $1,410,000 | -87.8% | 0.1% |
| GENEVA FINANCIAL, LLC | $1,830,000 | $1,385,000 | -24.3% | 0.1% |
| Home Mortgage Alliance Corp | $1,370,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,360,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,350,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $660,000 | $1,325,000 | 100.8% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $2,360,000 | $1,325,000 | -43.9% | 0.1% |
| CARDINAL FINANCIAL | $8,655,000 | $1,315,000 | -84.8% | 0.1% |
| Farm Credit Mid-America, ACA | $1,305,000 | n/a | 0.1% | |
| Bank of Stockton | $1,260,000 | n/a | 0.1% | |
| PROPER RATE, LLC | $1,255,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $1,650,000 | $1,250,000 | -24.2% | 0.1% |
| Equity Prime Mortgage LLC | $555,000 | $1,240,000 | 123.4% | 0.1% |
| RESIDENTIAL BANCORP | $2,805,000 | $1,160,000 | -58.6% | 0.1% |
| SPRING EQ, LLC | $845,000 | $1,150,000 | 36.1% | 0.1% |
| 21ST MORTGAGE CORPORATION | $2,350,000 | $1,125,000 | -52.1% | 0.1% |
| SCHOOLSFIRST | $240,000 | $1,025,000 | 327.1% | 0.1% |
| CBC Federal Credit Union | $995,000 | n/a | 0.1% | |
| Woori America Bank | $995,000 | n/a | 0.1% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $965,000 | n/a | 0.1% | |
| NAVY FEDERAL CREDIT UNION | $4,455,000 | $945,000 | -78.8% | 0.1% |
| Prosperity Home Mortgage, LLC | $75,000 | $915,000 | 1,120.0% | 0.1% |
| Tri Counties Bank | $1,330,000 | $915,000 | -31.2% | 0.1% |
| Bethpage Federal Credit Union | $1,555,000 | $905,000 | -41.8% | 0.1% |
| ST FIN CORP | $725,000 | $905,000 | 24.8% | 0.1% |
| CANOPY MORTGAGE, LLC | $895,000 | n/a | 0.1% | |
| COMMUNITY MORTGAGE FUNDING, LLC | $65,000 | $880,000 | 1,253.8% | 0.1% |
| PHH Mortgage Corporation | $355,000 | $880,000 | 147.9% | 0.1% |
| CHEVRON | $4,295,000 | $875,000 | -79.6% | 0.1% |
| COMMUNITY FIRST CREDIT UNION | $865,000 | $875,000 | 1.2% | 0.1% |
| Performance Financial, Inc. | $855,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $6,200,000 | $830,000 | -86.6% | 0.1% |
| Coastal Community Bank | $455,000 | $820,000 | 80.2% | 0.1% |
| Mechanics Bank | $11,490,000 | $815,000 | -92.9% | 0.1% |
| 1ST UNITED SERVICES CREDIT UNION | $325,000 | $805,000 | 147.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $800,000 | n/a | 0.1% | |
| Luxury Mortgage Corp. | $795,000 | n/a | 0.1% | |
| Citizens Bank | $1,285,000 | $785,000 | -38.9% | 0.1% |
| SAFE CREDIT UNION | $75,000 | $775,000 | 933.3% | 0.1% |
| AXIA FINANCIAL, LLC | $935,000 | $765,000 | -18.2% | 0.1% |
| KeyBank | $765,000 | n/a | 0.1% | |
| First Bank | $2,285,000 | $750,000 | -67.2% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $735,000 | n/a | 0.1% | |
| USAA Federal Savings Bank | $715,000 | n/a | 0.1% | |
| Leader Bank | $685,000 | n/a | 0.1% | |
| SANDIA LABORATORY | $685,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $6,035,000 | $680,000 | -88.7% | 0.1% |
| DIRECTORS MORTGAGE, INC. | $665,000 | n/a | 0.1% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $665,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $635,000 | $625,000 | -1.6% | 0.1% |
| LADERA LENDING, INC. | $1,140,000 | $605,000 | -46.9% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $750,000 | $600,000 | -20.0% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $550,000 | n/a | 0.1% | |
| MONARCH FUNDING CORP. | $535,000 | $545,000 | 1.9% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,050,000 | $525,000 | -74.4% | 0.0% |
| Discover Bank | $940,000 | $520,000 | -44.7% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,015,000 | $505,000 | -50.2% | 0.0% |
| MK LENDING CORP. | $505,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $505,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $1,300,000 | $505,000 | -61.2% | 0.0% |
| Farmers & Merchants Bank of Central California | $495,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $485,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $355,000 | $470,000 | 32.4% | 0.0% |
| CALLISTO GROUP, INC. | $455,000 | n/a | 0.0% | |
| HomeTrust Bank | $490,000 | $440,000 | -10.2% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $285,000 | $435,000 | 52.6% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $425,000 | n/a | 0.0% | |
| NFM, INC. | $415,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $160,000 | $410,000 | 156.3% | 0.0% |
| STANFORD Federal Credit Union | $745,000 | $405,000 | -45.6% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,465,000 | $355,000 | -75.8% | 0.0% |
| North Coast Financial, Inc. | $595,000 | $355,000 | -40.3% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $195,000 | $335,000 | 71.8% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $325,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $325,000 | n/a | 0.0% | |
| SAN FRANCISCO FIRE CREDIT UNION | $255,000 | $265,000 | 3.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $255,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $255,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $245,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $230,000 | n/a | 0.0% | |
| Provident Credit Union | $1,020,000 | $205,000 | -79.9% | 0.0% |
| California Coast Credit Union | $190,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $1,185,000 | $165,000 | -86.1% | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | $315,000 | $165,000 | -47.6% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $155,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $800,000 | $145,000 | -81.9% | 0.0% |
| GTE Federal Credit Union | $145,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $780,000 | $135,000 | -82.7% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $75,000 | $125,000 | 66.7% | 0.0% |
| PROPONENT Federal Credit Union | $125,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $220,000 | $55,000 | -75.0% | 0.0% |
| Connexus Credit Union | $95,000 | $25,000 | -73.7% | 0.0% |
NAPA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.0% market share. In second place, with 8.8%, is JPMorgan Chase Bank, having originated $93,765,000 in loans. In third place, with 5.5%, is DHI MORTGAGE COMPANY, LTD., having originated $58,455,000 in loans. In fourth place, with 4.7%, is GUARANTEED RATE, INC., having originated $50,415,000 in loans. In fifth place, with 4.6%, is Bank of America, having originated $49,085,000 in loans.
NAPA, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 817 | $642,025,000 | $785,832 |
| Cash Out Refi | 319 | $187,625,000 | $588,166 |
| Home Improvement | 249 | $47,655,000 | $191,386 |
| Refi | 218 | $143,790,000 | $659,587 |
| Other | 182 | $49,220,000 | $270,440 |
Napa's most frequently cited loan purpose was Home Purchase, with 817 originations. The 2nd most popular reason was Cash Out Refi, with 319 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 616 | $429,470,000 | $697,192 |
| Over 8% | 508 | $153,060,000 | $301,299 |
| 7-8% | 342 | $201,440,000 | $589,006 |
| 5-6% | 233 | $242,695,000 | $1,041,609 |
| 4-5% | 34 | $25,370,000 | $746,176 |
| <2.5% | 15 | $1,205,000 | $80,333 |
| 2.5-3% | 3 | $1,215,000 | $405,000 |
During 2024, Napa's most frequently originated rate bucket was 6-7%, with 616 originations.
Loan Sizing (NAPA, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $600k-1000k | 489 | $362,595,000 | $741,503 |
| $400k-600k | 328 | $162,720,000 | $496,098 |
| $200k-400k | 278 | $79,530,000 | $286,079 |
| $100k-200k | 276 | $37,620,000 | $136,304 |
| $100,000 or less | 207 | $11,645,000 | $56,256 |
| $Over $1MM | 207 | $416,205,000 | $2,010,652 |
NAPA's loan sizing saw the bucket of loans from $600k-1000k with 489 originations, totaling $362,595,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| Under 20% | 459 | $59,325,000 | $129,248 |
| 60-80% | 402 | $418,430,000 | $1,040,871 |
| 80-100% | 387 | $291,635,000 | $753,579 |
| 40-60% | 248 | $169,850,000 | $684,879 |
| 20-40% | 236 | $101,820,000 | $431,441 |
| Over 100% | 10 | $8,920,000 | $892,000 |
NAPA's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 459 originations, totaling $59,325,000 in origination value.