NAPA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Napa averaged
6.66%
for the week of 2022-11-23, compared to the national average of
6.58% for the same period.
The average rate for the prior week (2022-11-17) was
6.59% and
one month ago for the week of 2022-10-20, the
average rate was 7.02%.
Napa's average rate one year ago was 3.1%.
For refis of the same type during the week of 2022-11-23, the average rate
was 6.82%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-11-23 | 6.58% |
| Napa 30 Year Fixed Rate | 2022-11-23 | 6.66% |
| Napa 30 Year Fixed Rate Refi | 2022-11-23 | 6.82% |
| Napa 15 Year Fixed Rate | 2022-11-23 | 7.2% |
| Napa 15 Year Fixed Rate Refi | 2022-11-23 | 6.2% |
| Napa 30 Year FHA | 2022-11-23 | -0.21% |
| Napa 30 Year FHA Refi | 2022-11-23 | 0.06% |
| Napa 30 Year USDA | 2022-11-23 | 0.63% |
| Napa 30 Year VA | 2022-11-23 | -0.02% |
| Napa 30 Year VA Refi | 2022-11-23 | -0.22% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within NAPA, CA.
NAPA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the NAPA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
NAPA Average Closing Costs & Other Stats
NAPA, CA's 266 lenders originated 7,329
loans during 2021. The total origination value was $4,150,235,000, with an average loan value of
$566,276.
NAPA's average closing costs are $5,953.
The top NAPA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
519 loans originated. Their average total fees are
$5,666, which is $374
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee NAPA lenders (with over 10 loans originated) are
IMPAC MORTGAGE CORP. ($791), Strong Home Mortgage, LLC ($1,357), CHERRY CREEK MORTGAGE, LLC ($1,368), Fremont Bank ($1,993) and EVERETT FINANCIAL, INC. ($2,535).
The lowest rate NAPA lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (2.33%), Silicon Valley Bank (2.60%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.67%), Bank of America (2.68%) and Citibank (2.72%).
NAPA, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $285,175,000 | $360,915,000 | 26.6% | 8.7% |
| QUICKEN LOANS, LLC | $355,075,000 | $341,590,000 | -3.8% | 8.2% |
| First Republic Bank | $337,060,000 | $324,685,000 | -3.7% | 7.8% |
| Flagstar Bank, FSB | $207,295,000 | $204,650,000 | -1.3% | 4.9% |
| Wells Fargo Bank | $207,230,000 | $166,995,000 | -19.4% | 4.0% |
| LOANDEPOT.COM, LLC | $73,580,000 | $132,580,000 | 80.2% | 3.2% |
| JPMorgan Chase Bank | $129,470,000 | $129,670,000 | 0.2% | 3.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $141,195,000 | $120,985,000 | -14.3% | 2.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $84,125,000 | $91,500,000 | 8.8% | 2.2% |
| Bank of America | $65,675,000 | $88,955,000 | 35.4% | 2.1% |
| Capital One | $87,740,000 | n/a | 2.1% | |
| CALIBER HOME LOANS, INC. | $92,475,000 | $86,875,000 | -6.1% | 2.1% |
| HOME POINT FINANCIAL CORPORATION | $36,400,000 | $86,065,000 | 136.4% | 2.1% |
| PNC Bank | $7,030,000 | $85,865,000 | 1,121.4% | 2.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $130,630,000 | $84,415,000 | -35.4% | 2.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $71,360,000 | $66,430,000 | -6.9% | 1.6% |
| REDWOOD | $40,625,000 | $64,635,000 | 59.1% | 1.6% |
| GUARANTEED RATE, INC. | $26,625,000 | $62,360,000 | 134.2% | 1.5% |
| U.S. Bank | $45,050,000 | $60,355,000 | 34.0% | 1.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $54,400,000 | $58,770,000 | 8.0% | 1.4% |
| Umpqua Bank | $43,735,000 | $45,115,000 | 3.2% | 1.1% |
| Citibank | $79,850,000 | $44,655,000 | -44.1% | 1.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $28,165,000 | $43,105,000 | 53.0% | 1.0% |
| MUFG Union Bank | $18,620,000 | $40,985,000 | 120.1% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $48,365,000 | $38,140,000 | -21.1% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $22,755,000 | $36,270,000 | 59.4% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $34,785,000 | $35,530,000 | 2.1% | 0.9% |
| BETTER MORTGAGE CORPORATION | $14,470,000 | $31,630,000 | 118.6% | 0.8% |
| Morgan Stanley Private Bank | $33,420,000 | $28,830,000 | -13.7% | 0.7% |
| Commerce Home Mortgage, Inc. | $14,815,000 | $28,075,000 | 89.5% | 0.7% |
| NEWREZ LLC | $21,345,000 | $27,470,000 | 28.7% | 0.7% |
| Fremont Bank | $22,870,000 | $26,180,000 | 14.5% | 0.6% |
| Bank of the West | $21,540,000 | $25,695,000 | 19.3% | 0.6% |
| Silicon Valley Bank | $7,605,000 | $24,360,000 | 220.3% | 0.6% |
| FINANCE OF AMERICA MORTGAGE LLC | $29,235,000 | $22,635,000 | -22.6% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $15,985,000 | $21,415,000 | 34.0% | 0.5% |
| BROKER SOLUTIONS, INC. | $13,190,000 | $20,335,000 | 54.2% | 0.5% |
| LENDUS, LLC | $9,805,000 | $19,770,000 | 101.6% | 0.5% |
| Goldman Sachs Bank USA | $9,895,000 | $19,090,000 | 92.9% | 0.5% |
| AMERICAN FINANCIAL NETWORK, INC. | $11,340,000 | $18,175,000 | 60.3% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $16,050,000 | $17,980,000 | 12.0% | 0.4% |
| Mechanics Bank | $8,085,000 | $16,775,000 | 107.5% | 0.4% |
| Charles Schwab Bank, SSB | $14,690,000 | $16,110,000 | 9.7% | 0.4% |
| STEARNS LENDING, LLC | $18,225,000 | $15,545,000 | -14.7% | 0.4% |
| UBS Bank USA | $8,060,000 | $14,645,000 | 81.7% | 0.4% |
| TRAVIS CREDIT UNION | $18,310,000 | $14,375,000 | -21.5% | 0.3% |
| SUMMIT FUNDING, INC. | $16,685,000 | $14,015,000 | -16.0% | 0.3% |
| Stifel Bank and Trust | $2,615,000 | $13,095,000 | 400.8% | 0.3% |
| Ally Bank | $2,120,000 | $12,695,000 | 498.8% | 0.3% |
| South Pacific Financial Corporation | $12,240,000 | n/a | 0.3% | |
| CMG MORTGAGE, INC. | $12,355,000 | $11,835,000 | -4.2% | 0.3% |
| City National Bank | $7,480,000 | $11,680,000 | 56.1% | 0.3% |
| NETWORK CAPITAL FUNDING CORPORATION | $14,820,000 | $11,255,000 | -24.1% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $12,935,000 | $10,640,000 | -17.7% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $3,015,000 | $10,580,000 | 250.9% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $1,655,000 | $10,060,000 | 507.9% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $5,625,000 | $9,985,000 | 77.5% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $4,695,000 | $9,415,000 | 100.5% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $11,805,000 | $9,215,000 | -21.9% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $3,155,000 | $9,130,000 | 189.4% | 0.2% |
| AMWEST FUNDING CORP. | $10,000,000 | $8,855,000 | -11.5% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $8,660,000 | $8,840,000 | 2.1% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,100,000 | $8,830,000 | 44.8% | 0.2% |
| BBVA USA | $5,635,000 | $8,775,000 | 55.7% | 0.2% |
| GUILD MORTGAGE COMPANY | $10,010,000 | $8,405,000 | -16.0% | 0.2% |
| EVERETT FINANCIAL, INC. | $85,385,000 | $8,165,000 | -90.4% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $2,295,000 | $8,105,000 | 253.2% | 0.2% |
| Strong Home Mortgage, LLC | $2,040,000 | $7,830,000 | 283.8% | 0.2% |
| CHERRY CREEK MORTGAGE, LLC | $5,395,000 | $7,770,000 | 44.0% | 0.2% |
| GENEVA FINANCIAL, LLC | $16,695,000 | $7,770,000 | -53.5% | 0.2% |
| 5TH STREET CAPITAL, INC. | $1,260,000 | $7,715,000 | 512.3% | 0.2% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $2,405,000 | $7,440,000 | 209.4% | 0.2% |
| S1L, Inc. | $3,285,000 | $7,390,000 | 125.0% | 0.2% |
| Toyota Financial Savings Bank | $335,000 | $6,900,000 | 1,959.7% | 0.2% |
| IMPAC MORTGAGE CORP. | $9,875,000 | $6,860,000 | -30.5% | 0.2% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $355,000 | $6,745,000 | 1,800.0% | 0.2% |
| PATELCO | $9,395,000 | $6,595,000 | -29.8% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $2,445,000 | $6,560,000 | 168.3% | 0.2% |
| AMERICAN ADVISORS GROUP | $3,455,000 | $6,365,000 | 84.2% | 0.2% |
| PARKSIDE LENDING, LLC | $38,515,000 | $6,275,000 | -83.7% | 0.2% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,640,000 | $6,230,000 | 279.9% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $14,860,000 | $6,220,000 | -58.1% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $8,445,000 | $6,150,000 | -27.2% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $2,105,000 | $6,050,000 | 187.4% | 0.1% |
| STAR ONE CREDIT UNION | $1,475,000 | $6,040,000 | 309.5% | 0.1% |
| CELEBRITY HOME LOANS, LLC | $4,170,000 | $5,940,000 | 42.4% | 0.1% |
| PREMIER LENDING, INC. | $5,125,000 | $5,935,000 | 15.8% | 0.1% |
| THE GOLDEN 1 | $9,455,000 | $5,715,000 | -39.6% | 0.1% |
| Carrington Mortgage Services, LLC | $3,935,000 | $5,380,000 | 36.7% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $9,415,000 | $5,370,000 | -43.0% | 0.1% |
| NBKC BANK | $4,200,000 | $5,180,000 | 23.3% | 0.1% |
| Luther Burbank Savings | $1,400,000 | $5,120,000 | 265.7% | 0.1% |
| SOFI LENDING CORP. | $2,115,000 | $4,730,000 | 123.6% | 0.1% |
| Comerica Bank | $2,360,000 | $4,640,000 | 96.6% | 0.1% |
| NAVY FEDERAL CREDIT UNION | $5,715,000 | $4,455,000 | -22.0% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $6,090,000 | $4,440,000 | -27.1% | 0.1% |
| ARC HOME LLC | $4,425,000 | n/a | 0.1% | |
| LOANPAL, LLC | $8,590,000 | $4,340,000 | -49.5% | 0.1% |
| INTELLILOAN, INC. | $2,015,000 | $4,215,000 | 109.2% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $8,010,000 | $4,115,000 | -48.6% | 0.1% |
| Northpointe Bank | $1,305,000 | $3,810,000 | 192.0% | 0.1% |
| The Federal Savings Bank | $4,525,000 | $3,800,000 | -16.0% | 0.1% |
| Cornerstone First Mortgage, Inc | $1,520,000 | $3,765,000 | 147.7% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $3,075,000 | $3,765,000 | 22.4% | 0.1% |
| PLANET HOME LENDING, LLC | $485,000 | $3,755,000 | 674.2% | 0.1% |
| Citizens Bank | $1,025,000 | $3,730,000 | 263.9% | 0.1% |
| KeyBank | $1,250,000 | $3,710,000 | 196.8% | 0.1% |
| General Mortgage Capital Corporation | $4,410,000 | $3,665,000 | -16.9% | 0.1% |
| SAN FRANCISCO FIRE CREDIT UNION | $2,010,000 | $3,655,000 | 81.8% | 0.1% |
| Mortgage Research Center, LLC | $2,330,000 | $3,620,000 | 55.4% | 0.1% |
| Goldwater Bank, N.A. | $1,445,000 | $3,610,000 | 149.8% | 0.1% |
| CHEVRON | $2,040,000 | $3,485,000 | 70.8% | 0.1% |
| Tri Counties Bank | $3,470,000 | n/a | 0.1% | |
| InterContinental Capital Group, Inc | $2,125,000 | $3,415,000 | 60.7% | 0.1% |
| North American Savings Bank, F.S.B. | $1,930,000 | $3,410,000 | 76.7% | 0.1% |
| ALLIANT CREDIT UNION | $3,935,000 | $3,390,000 | -13.9% | 0.1% |
| Provident Credit Union | $3,445,000 | $3,380,000 | -1.9% | 0.1% |
| Truist Bank | $4,775,000 | $3,365,000 | -29.5% | 0.1% |
| Golden Empire Mortgage, Inc. | $4,225,000 | $3,315,000 | -21.5% | 0.1% |
| LADERA LENDING, INC. | $5,135,000 | $3,310,000 | -35.5% | 0.1% |
| GOOGAIN, INC. | $2,220,000 | $3,280,000 | 47.7% | 0.1% |
| RBC Bank, (Georgia) | $3,105,000 | n/a | 0.1% | |
| JMAC LENDING, INC. | $5,710,000 | $3,085,000 | -46.0% | 0.1% |
| Prime Choice Funding Inc. | $3,530,000 | $3,055,000 | -13.5% | 0.1% |
| Zions Bancorporation, N.A. | $1,040,000 | $3,010,000 | 189.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,965,000 | $3,005,000 | 1.3% | 0.1% |
| ML Mortgage Corp. | $1,745,000 | $2,955,000 | 69.3% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $1,975,000 | $2,865,000 | 45.1% | 0.1% |
| PHH Mortgage Corporation | $1,640,000 | $2,845,000 | 73.5% | 0.1% |
| Watermark Capital, Inc. | $3,140,000 | $2,845,000 | -9.4% | 0.1% |
| BAY EQUITY LLC | $5,680,000 | $2,760,000 | -51.4% | 0.1% |
| Lakeview Community Capital, LLC | $1,890,000 | $2,755,000 | 45.8% | 0.1% |
| TIAA, FSB | $5,190,000 | $2,665,000 | -48.7% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,910,000 | $2,650,000 | -8.9% | 0.1% |
| Northwest Farm Credit Services, FLCA | $2,625,000 | n/a | 0.1% | |
| The First State Bank | $2,605,000 | n/a | 0.1% | |
| WINNPOINTE CORPORATION | $5,580,000 | $2,590,000 | -53.6% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,475,000 | $2,560,000 | 73.6% | 0.1% |
| Cf Bank | $1,385,000 | $2,545,000 | 83.8% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,795,000 | $2,540,000 | 41.5% | 0.1% |
| First Bank | $3,775,000 | $2,505,000 | -33.6% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $3,305,000 | $2,430,000 | -26.5% | 0.1% |
| Greenbox Loans, Inc. | $2,425,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $1,195,000 | $2,415,000 | 102.1% | 0.1% |
| ADVANCIAL | $3,505,000 | $2,400,000 | -31.5% | 0.1% |
| HomeStreet Bank | $4,080,000 | $2,355,000 | -42.3% | 0.1% |
| CIT Bank | $1,520,000 | $2,310,000 | 52.0% | 0.1% |
| SPRING EQ, LLC | $275,000 | $2,295,000 | 734.5% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $3,040,000 | $2,235,000 | -26.5% | 0.1% |
| LOANLEADERS OF AMERICA, INC. | $655,000 | $2,230,000 | 240.5% | 0.1% |
| NMSI, INC. | $1,095,000 | $2,185,000 | 99.5% | 0.1% |
| Citadel Servicing Corporation | $455,000 | $2,140,000 | 370.3% | 0.1% |
| FUNDLOANS CAPITAL | $2,140,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,680,000 | $2,135,000 | 27.1% | 0.1% |
| Nations Lending Corporation | $1,490,000 | $2,110,000 | 41.6% | 0.1% |
| ONY GLO, INC. | $4,525,000 | $2,100,000 | -53.6% | 0.1% |
| CLEARPATH LENDING | $5,160,000 | $2,090,000 | -59.5% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,240,000 | $2,050,000 | 65.3% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $325,000 | $2,030,000 | 524.6% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $2,020,000 | n/a | 0.0% | |
| 1ST NORTHERN CALIFORNIA | $465,000 | $2,000,000 | 330.1% | 0.0% |
| AmRes Corporation | $135,000 | $1,975,000 | 1,363.0% | 0.0% |
| PACIFIC SERVICE | $1,895,000 | $1,970,000 | 4.0% | 0.0% |
| AMCAP MORTGAGE, LTD. | $2,635,000 | $1,950,000 | -26.0% | 0.0% |
| LENDERFI, INC. | $1,865,000 | $1,920,000 | 2.9% | 0.0% |
| Bank of Stockton | $355,000 | $1,900,000 | 435.2% | 0.0% |
| FIRST TECHNOLOGY | $2,160,000 | $1,875,000 | -13.2% | 0.0% |
| Exchange Bank | $4,280,000 | $1,860,000 | -56.5% | 0.0% |
| Provident Savings Bank, F.S.B. | $455,000 | $1,800,000 | 295.6% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $1,890,000 | $1,780,000 | -5.8% | 0.0% |
| HighTechLending Inc | $1,495,000 | $1,770,000 | 18.4% | 0.0% |
| LENDSURE MORTGAGE CORP. | $1,765,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $580,000 | $1,760,000 | 203.4% | 0.0% |
| ENVOY MORTGAGE, LTD | $3,545,000 | $1,745,000 | -50.8% | 0.0% |
| Arvest Bank | $1,905,000 | $1,735,000 | -8.9% | 0.0% |
| USAA Federal Savings Bank | $4,680,000 | $1,730,000 | -63.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,225,000 | $1,725,000 | 40.8% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $2,595,000 | $1,705,000 | -34.3% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $995,000 | $1,655,000 | 66.3% | 0.0% |
| HOMESTEAD FUNDING CORP. | $365,000 | $1,650,000 | 352.1% | 0.0% |
| COMMUNITY FIRST CREDIT UNION | $4,005,000 | $1,635,000 | -59.2% | 0.0% |
| Ameris Bank | $515,000 | $1,630,000 | 216.5% | 0.0% |
| First Savings Bank | $1,830,000 | $1,610,000 | -12.0% | 0.0% |
| Hometown Equity Mortgage, LLC | $1,605,000 | n/a | 0.0% | |
| THE POLICE Credit Union | $1,335,000 | $1,605,000 | 20.2% | 0.0% |
| Merchants Bank of Indiana | $1,935,000 | $1,585,000 | -18.1% | 0.0% |
| BMO Harris Bank | $755,000 | $1,575,000 | 108.6% | 0.0% |
| 21ST MORTGAGE CORPORATION | $715,000 | $1,560,000 | 118.2% | 0.0% |
| DATA MORTGAGE, INC. | $335,000 | $1,545,000 | 361.2% | 0.0% |
| STANFORD Federal Credit Union | $1,160,000 | $1,515,000 | 30.6% | 0.0% |
| BNY Mellon | $575,000 | $1,505,000 | 161.7% | 0.0% |
| Evolve Bank & Trust | $1,465,000 | n/a | 0.0% | |
| OCMBC, INC. | $1,010,000 | $1,455,000 | 44.1% | 0.0% |
| First State Bank of St. Charles, Missouri | $930,000 | $1,440,000 | 54.8% | 0.0% |
| San Mateo Credit Union | $2,715,000 | $1,425,000 | -47.5% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,415,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $1,205,000 | $1,405,000 | 16.6% | 0.0% |
| Raymond James Bank | $7,365,000 | $1,395,000 | -81.1% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $785,000 | $1,370,000 | 74.5% | 0.0% |
| MidFirst Bank | $1,345,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $375,000 | $1,345,000 | 258.7% | 0.0% |
| ON Q FINANCIAL, INC. | $1,180,000 | $1,340,000 | 13.6% | 0.0% |
| DAS Acquisition Company, LLC | $950,000 | $1,335,000 | 40.5% | 0.0% |
| The Northern Trust Company | $7,795,000 | $1,335,000 | -82.9% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $1,670,000 | $1,335,000 | -20.1% | 0.0% |
| ZILLOW HOME LOANS, LLC | $1,265,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,825,000 | $1,260,000 | -31.0% | 0.0% |
| First Federal Savings and Loan Association of San Rafael | $1,245,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $1,195,000 | $1,225,000 | 2.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $3,225,000 | $1,215,000 | -62.3% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $1,210,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $1,905,000 | $1,200,000 | -37.0% | 0.0% |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $1,060,000 | $1,190,000 | 12.3% | 0.0% |
| CENTRAL COAST LENDING, INC. | $1,210,000 | $1,170,000 | -3.3% | 0.0% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $415,000 | $1,160,000 | 179.5% | 0.0% |
| PRIVATE MORTGAGE ADVISORS, LLC | $2,290,000 | $1,150,000 | -49.8% | 0.0% |
| PCMA, INC. | $1,145,000 | n/a | 0.0% | |
| First Northern Bank of Dixon | $1,405,000 | $1,130,000 | -19.6% | 0.0% |
| NEXERA HOLDING LLC | $3,275,000 | $1,100,000 | -66.4% | 0.0% |
| SCHOOLSFIRST | $815,000 | $1,080,000 | 32.5% | 0.0% |
| Bank of Marin | $405,000 | $1,075,000 | 165.4% | 0.0% |
| WALL STREET MORTGAGE BANKERS, LTD. | $455,000 | $1,045,000 | 129.7% | 0.0% |
| LOANFLIGHT LENDING, LLC | $1,040,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,035,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $630,000 | $1,025,000 | 62.7% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $2,920,000 | $1,025,000 | -64.9% | 0.0% |
| Figure Lending LLC | $175,000 | $1,020,000 | 482.9% | 0.0% |
| A&D Mortgage LLC | $1,015,000 | n/a | 0.0% | |
| KINECTA | $405,000 | $1,015,000 | 150.6% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $385,000 | $1,000,000 | 159.7% | 0.0% |
| PREMIA MORTGAGE, LLC | $765,000 | $1,000,000 | 30.7% | 0.0% |
| SACRAMENTO Credit Union | $975,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,325,000 | $965,000 | -27.2% | 0.0% |
| FirstBank | $3,365,000 | $960,000 | -71.5% | 0.0% |
| HOME MORTGAGE ALLIANCE, LLC | $515,000 | $955,000 | 85.4% | 0.0% |
| Discover Bank | $440,000 | $940,000 | 113.6% | 0.0% |
| CUSTOMER SERVICE MORTGAGE CORPORATION | $915,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $2,100,000 | $910,000 | -56.7% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $890,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $435,000 | $870,000 | 100.0% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $1,160,000 | $860,000 | -25.9% | 0.0% |
| Home Mortgage Alliance Corp | $860,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $855,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $650,000 | $845,000 | 30.0% | 0.0% |
| Boeing Employees Credit Union | $205,000 | $840,000 | 309.8% | 0.0% |
| OAKTREE FUNDING CORP. | $835,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $815,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $795,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $505,000 | $790,000 | 56.4% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $750,000 | n/a | 0.0% | |
| Bank of England | $455,000 | $745,000 | 63.7% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $745,000 | n/a | 0.0% | |
| DIRECTORS MORTGAGE, INC. | $605,000 | $745,000 | 23.1% | 0.0% |
| Farmers Bank & Trust | $355,000 | $725,000 | 104.2% | 0.0% |
| WESTERN EXPRESS LENDING | $2,490,000 | $720,000 | -71.1% | 0.0% |
| Banner Bank | $705,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $1,070,000 | $705,000 | -34.1% | 0.0% |
| GEORGIA'S OWN | $695,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $970,000 | $685,000 | -29.4% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,420,000 | $685,000 | -51.8% | 0.0% |
| Loan Simple, Inc. | $465,000 | $665,000 | 43.0% | 0.0% |
| LOANSNAP, INC. | $2,185,000 | $665,000 | -69.6% | 0.0% |
| MORTGAGE ACCESS CORP. | $635,000 | n/a | 0.0% | |
| Servion, Inc. | $635,000 | n/a | 0.0% | |
| Preferred Bank | $625,000 | n/a | 0.0% | |
| SAFEAMERICA CREDIT UNION | $555,000 | $625,000 | 12.6% | 0.0% |
| Florida Capital Bank | $515,000 | $615,000 | 19.4% | 0.0% |
| INSPIRE HOME LOANS INC. | $1,200,000 | $615,000 | -48.8% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $615,000 | n/a | 0.0% | |
| BNC National Bank | $585,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $1,395,000 | $570,000 | -59.1% | 0.0% |
| AXIA FINANCIAL, LLC | $890,000 | $565,000 | -36.5% | 0.0% |
| TJC Mortgage, Inc. | $345,000 | $565,000 | 63.8% | 0.0% |
| HOME FUNDING CORPORATION | $555,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $550,000 | n/a | 0.0% | |
| ALL WESTERN MORTGAGE, INC. | $545,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $545,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $1,570,000 | $545,000 | -65.3% | 0.0% |
| Firefighters First Federal Credit Union | $305,000 | $545,000 | 78.7% | 0.0% |
| JMJ FINANCIAL GROUP | $970,000 | $545,000 | -43.8% | 0.0% |
| NexBank | $4,135,000 | $545,000 | -86.8% | 0.0% |
| RESIDENTIAL BANCORP. | $545,000 | n/a | 0.0% | |
| The Central Trust Bank | $545,000 | n/a | 0.0% | |
| TRISTAR FINANCE, INC. | $545,000 | n/a | 0.0% | |
| COASTAL FUNDING SLC, INC. | $755,000 | $535,000 | -29.1% | 0.0% |
| Constant Investments, Inc. | $535,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $535,000 | n/a | 0.0% | |
| HomePromise Corporation | $535,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $1,205,000 | $535,000 | -55.6% | 0.0% |
| SAFE CREDIT UNION | $1,145,000 | $535,000 | -53.3% | 0.0% |
| FJM PRIVATE MORTGAGE FUND, LLC | $9,310,000 | $525,000 | -94.4% | 0.0% |
| NBH Bank | $525,000 | n/a | 0.0% | |
| Fifth Third Bank | $515,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $455,000 | $515,000 | 13.2% | 0.0% |
| Paramount Bank | $385,000 | $515,000 | 33.8% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $505,000 | n/a | 0.0% | |
| MEGA CAPITAL FUNDING, INC. | $2,820,000 | $505,000 | -82.1% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $1,010,000 | $495,000 | -51.0% | 0.0% |
| V.I.P. MORTGAGE, INC. | $495,000 | $495,000 | 0.0% | 0.0% |
| Amerifirst Financial, Inc. | $770,000 | $485,000 | -37.0% | 0.0% |
| Franklin Loan Corporation | $1,770,000 | $485,000 | -72.6% | 0.0% |
| GET A RATE LLC | $485,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $2,095,000 | $485,000 | -76.8% | 0.0% |
| EMM LOANS LLC | $265,000 | $475,000 | 79.2% | 0.0% |
| iCore Lending, Inc. | $475,000 | n/a | 0.0% | |
| PRIORITY HOME LENDING, LLC | $475,000 | n/a | 0.0% | |
| Towne Bank | $475,000 | n/a | 0.0% | |
| Murphy Bank | $120,000 | $465,000 | 287.5% | 0.0% |
| WALL FINANCIAL, INC. | $555,000 | $465,000 | -16.2% | 0.0% |
| Financial Funding Solutions, Inc. | $405,000 | $435,000 | 7.4% | 0.0% |
| LENDINGONE, LLC | $435,000 | n/a | 0.0% | |
| Sierra Lending Corporation | $435,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $135,000 | $435,000 | 222.2% | 0.0% |
| COAST 2 COAST FUNDING GROUP, INC. | $1,935,000 | $425,000 | -78.0% | 0.0% |
| MISSION | $425,000 | n/a | 0.0% | |
| Baxter Credit Union | $415,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $960,000 | $415,000 | -56.8% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $650,000 | $405,000 | -37.7% | 0.0% |
| First Home Bank | $820,000 | $405,000 | -50.6% | 0.0% |
| AMERICAN FINANCING CORPORATION | $660,000 | $395,000 | -40.2% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $395,000 | n/a | 0.0% | |
| Commercial Bank of Texas | $385,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $385,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $385,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $385,000 | n/a | 0.0% | |
| EQUITY WAVE LENDING, INC. | $380,000 | n/a | 0.0% | |
| MIDWEST LOAN SOLUTIONS, INC. | $375,000 | n/a | 0.0% | |
| TECHNOLOGY | $1,940,000 | $330,000 | -83.0% | 0.0% |
| SNAPFI, INC. | $2,245,000 | $325,000 | -85.5% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $740,000 | $315,000 | -57.4% | 0.0% |
| 1ST UNITED SERVICES CREDIT UNION | $305,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $305,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $1,050,000 | $295,000 | -71.9% | 0.0% |
| BEST CAPITAL FUNDING | $425,000 | $295,000 | -30.6% | 0.0% |
| BM Real Estate Services, Inc. | $910,000 | $295,000 | -67.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $295,000 | n/a | 0.0% | |
| LOGIX FEDERAL CREDIT UNION | $510,000 | $290,000 | -43.1% | 0.0% |
| SRE MORTGAGE ALLIANCE INC. | $285,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $285,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $275,000 | n/a | 0.0% | |
| KS StateBank | $275,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $625,000 | $265,000 | -57.6% | 0.0% |
| PARTNERS | $275,000 | $255,000 | -7.3% | 0.0% |
| THE FIRST FINANCIAL Federal Credit Union | $255,000 | n/a | 0.0% | |
| Self-Help Federal Credit Union | $605,000 | $225,000 | -62.8% | 0.0% |
| TOWNE MORTGAGE COMPANY | $215,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $155,000 | $195,000 | 25.8% | 0.0% |
| ADVANTIS | $445,000 | $155,000 | -65.2% | 0.0% |
| California Coast Credit Union | $145,000 | n/a | 0.0% | |
| Connexus Credit Union | $770,000 | $125,000 | -83.8% | 0.0% |
| CANVAS CREDIT UNION | $105,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $1,005,000 | $105,000 | -89.6% | 0.0% |
| GLOBAL | $360,000 | $95,000 | -73.6% | 0.0% |
| PROPONENT Federal Credit Union | $660,000 | $65,000 | -90.2% | 0.0% |
| United States Senate Federal Credit Union | $55,000 | n/a | 0.0% | |
| The Huntington National Bank | $8,710,000 | $45,000 | -99.5% | 0.0% |
NAPA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.7% market share. In second place, with 8.2%, is QUICKEN LOANS, LLC, having originated $341,590,000 in loans. In third place, with 7.8%, is First Republic Bank, having originated $324,685,000 in loans. In fourth place, with 4.9%, is Flagstar Bank, FSB, having originated $204,650,000 in loans. In fifth place, with 4.0%, is Wells Fargo Bank, having originated $166,995,000 in loans.
NAPA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - NAPA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $844,000 (-6.0%) | $1,886,352 (5.7%) | 0.00 | 200 |
| 2018-02-01 | $849,500 (-6.9%) | $1,913,916 (5.4%) | 0.00 | 191 |
| 2018-03-01 | $850,000 (-10.1%) | $1,991,263 (3.0%) | 0.00 | 236 |
| 2018-04-01 | $990,162 (10.6%) | $2,127,186 (7.5%) | 0.00 | 262 |
| 2018-05-01 | $999,987 (11.7%) | $2,159,162 (10.8%) | 0.00 | 320 |
| 2018-06-01 | $1,047,000 (18.6%) | $2,174,341 (5.6%) | 0.00 | 364 |
| 2018-07-01 | $975,000 (8.5%) | $2,129,334 (2.7%) | 0.00 | 387 |
| 2018-08-01 | $912,250 (0.0%) | $2,076,468 (8.5%) | 0.00 | 380 |
| 2018-09-01 | $927,450 (1.7%) | $2,046,918 (2.0%) | 0.00 | 409 |
| 2018-10-01 | $942,000 (6.4%) | $2,121,273 (2.5%) | 0.00 | 409 |
| 2018-11-01 | $914,850 (7.6%) | $2,017,546 (-1.7%) | 0.00 | 384 |
| 2018-12-01 | $895,000 (5.3%) | $1,847,420 (-8.0%) | 0.00 | 316 |
| 2019-01-01 | $858,125 (1.7%) | $1,707,519 (-9.5%) | 0.00 | 283 |
| 2019-02-01 | $849,713 (0.0%) | $1,667,051 (-12.9%) | 0.00 | 293 |
| 2019-03-01 | $883,186 (3.9%) | $1,788,017 (-10.2%) | 0.00 | 332 |
| 2019-04-01 | $944,750 (-4.6%) | $2,109,283 (-0.8%) | 0.00 | 363 |
| 2019-05-01 | $1,022,500 (2.3%) | $2,216,608 (2.7%) | 0.00 | 439 |
| 2019-06-01 | $998,250 (-4.7%) | $2,239,144 (3.0%) | 0.00 | 465 |
| 2019-07-01 | $970,000 (-0.5%) | $2,169,653 (1.9%) | 0.00 | 475 |
| 2019-08-01 | $949,000 (4.0%) | $2,182,085 (5.1%) | 0.00 | 475 |
| 2019-09-01 | $949,000 (2.3%) | $2,208,080 (7.9%) | 0.00 | 478 |
| 2019-10-01 | $949,000 (0.7%) | $2,251,477 (6.1%) | 0.00 | 477 |
| 2019-11-01 | $973,000 (6.4%) | $2,406,471 (19.3%) | 0.00 | 414 |
| 2019-12-01 | $948,944 (6.0%) | $2,368,169 (28.2%) | 0.00 | 312 |
| 2020-01-01 | $995,000 (16.0%) | $2,287,673 (34.0%) | 0.00 | 243 |
| 2020-02-01 | $995,000 (17.1%) | $2,234,091 (34.0%) | 0.00 | 284 |
| 2020-03-01 | $1,066,750 (20.8%) | $2,279,116 (27.5%) | 0.00 | 333 |
| 2020-04-01 | $987,000 (4.5%) | $2,181,249 (3.4%) | 0.00 | 301 |
| 2020-05-01 | $989,900 (-3.2%) | $2,114,283 (-4.6%) | 0.00 | 392 |
| 2020-06-01 | $1,091,250 (9.3%) | $2,227,204 (-0.5%) | 0.00 | 382 |
| 2020-07-01 | $1,153,750 (18.9%) | $2,313,455 (6.6%) | 0.00 | 376 |
| 2020-08-01 | $1,260,000 (32.8%) | $2,409,199 (10.4%) | 0.00 | 322 |
| 2020-09-01 | $1,296,000 (36.6%) | $2,693,072 (22.0%) | 0.00 | 310 |
| 2020-10-01 | $1,300,000 (37.0%) | $2,620,806 (16.4%) | 0.00 | 306 |
| 2020-11-01 | $1,323,500 (36.0%) | $2,795,898 (16.2%) | 0.00 | 298 |
| 2020-12-01 | $1,347,250 (42.0%) | $2,771,920 (17.1%) | 0.00 | 238 |
| 2021-01-01 | $1,295,000 (30.2%) | $2,704,442 (18.2%) | 0.00 | 218 |
| 2021-02-01 | $1,296,250 (30.3%) | $2,912,672 (30.4%) | 0.00 | 213 |
| 2021-03-01 | $1,359,750 (27.5%) | $2,902,895 (27.4%) | 0.00 | 220 |
| 2021-04-01 | $1,310,000 (32.7%) | $2,956,612 (35.6%) | 0.00 | 226 |
| 2021-05-01 | $1,395,000 (40.9%) | $3,147,129 (48.9%) | 0.00 | 239 |
| 2021-06-01 | $1,364,750 (25.1%) | $3,112,868 (39.8%) | 0.00 | 276 |
| 2021-07-01 | $1,295,000 (12.2%) | $3,120,183 (34.9%) | 0.00 | 282 |
| 2021-08-01 | $1,262,500 (0.2%) | $3,016,465 (25.2%) | 0.00 | 273 |
| 2021-09-01 | $1,305,750 (0.8%) | $3,025,174 (12.3%) | 0.00 | 272 |
| 2021-10-01 | $1,250,000 (-3.9%) | $2,973,927 (13.5%) | 0.00 | 269 |
| 2021-11-01 | $1,342,000 (1.4%) | $3,342,329 (19.5%) | 0.00 | 207 |
| 2021-12-01 | $1,490,000 (10.6%) | $3,434,267 (23.9%) | 0.00 | 158 |
| 2022-01-01 | $1,499,500 (15.8%) | $3,122,800 (15.5%) | 0.00 | 129 |
| 2022-02-01 | $1,499,250 (15.7%) | $3,124,545 (7.3%) | 0.00 | 144 |
| 2022-03-01 | $1,695,500 (24.7%) | $3,483,337 (20.0%) | 0.00 | 168 |
| 2022-04-01 | $1,599,000 (22.1%) | $3,420,415 (15.7%) | 0.00 | 194 |
| 2022-05-01 | $1,642,000 (17.7%) | $3,447,090 (9.5%) | 0.00 | 215 |
| 2022-06-01 | $1,572,500 (15.2%) | $3,540,751 (13.8%) | 0.00 | 217 |
| 2022-07-01 | $1,489,500 (15.0%) | $3,357,098 (7.6%) | 0.00 | 246 |
| 2022-08-01 | $1,499,500 (18.8%) | $3,399,639 (12.7%) | 0.00 | 273 |
| 2022-09-01 | $1,382,500 (5.9%) | $3,266,821 (8.0%) | 0.00 | 285 |
| 2022-10-01 | $1,345,000 (7.6%) | $3,277,188 (10.2%) | 0.00 | 293 |
NAPA's median listing price for 2022-10-01 was $1,345,000, a difference of
$95,000
(7.6%) versus the prior year and
$-37,500 versus the prior month.
NAPA's median listing price comes in at 0% of the national average.
NAPA's average listing price for 2022-10-01 was $3,277,188, a difference of $303,261 (10.2%) versus the prior year and $10,367 versus the prior month.
For the 2022-10-01 period, NAPA had 293 MLS listings, a difference of 8 listings (3%) versus the prior month and 24 listings (9%) versus the prior year.
NAPA's median listing price comes in at 0% of the national average.
NAPA's average listing price for 2022-10-01 was $3,277,188, a difference of $303,261 (10.2%) versus the prior year and $10,367 versus the prior month.
For the 2022-10-01 period, NAPA had 293 MLS listings, a difference of 8 listings (3%) versus the prior month and 24 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - NAPA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,934 sqft |
| 2018-02-01 | 0 days | 1,895 sqft |
| 2018-03-01 | 0 days | 1,953 sqft |
| 2018-04-01 | 0 days | 2,058 sqft |
| 2018-05-01 | 0 days | 2,058 sqft |
| 2018-06-01 | 0 days | 2,104 sqft |
| 2018-07-01 | 0 days | 2,034 sqft |
| 2018-08-01 | 0 days | 2,016 sqft |
| 2018-09-01 | 0 days | 2,048 sqft |
| 2018-10-01 | 0 days | 2,065 sqft |
| 2018-11-01 | 0 days | 1,967 sqft |
| 2018-12-01 | 0 days | 1,954 sqft |
| 2019-01-01 | 0 days | 1,899 sqft |
| 2019-02-01 | 0 days | 1,901 sqft |
| 2019-03-01 | 0 days | 1,971 sqft |
| 2019-04-01 | 0 days | 2,097 sqft |
| 2019-05-01 | 0 days | 2,128 sqft |
| 2019-06-01 | 0 days | 2,117 sqft |
| 2019-07-01 | 0 days | 2,022 sqft |
| 2019-08-01 | 0 days | 1,997 sqft |
| 2019-09-01 | 0 days | 1,981 sqft |
| 2019-10-01 | 0 days | 1,962 sqft |
| 2019-11-01 | 0 days | 2,024 sqft |
| 2019-12-01 | 0 days | 2,034 sqft |
| 2020-01-01 | 0 days | 2,088 sqft |
| 2020-02-01 | 0 days | 2,054 sqft |
| 2020-03-01 | 0 days | 2,074 sqft |
| 2020-04-01 | 0 days | 2,047 sqft |
| 2020-05-01 | 0 days | 2,000 sqft |
| 2020-06-01 | 0 days | 2,088 sqft |
| 2020-07-01 | 0 days | 2,115 sqft |
| 2020-08-01 | 0 days | 2,159 sqft |
| 2020-09-01 | 0 days | 2,168 sqft |
| 2020-10-01 | 0 days | 2,138 sqft |
| 2020-11-01 | 0 days | 2,176 sqft |
| 2020-12-01 | 0 days | 2,072 sqft |
| 2021-01-01 | 0 days | 2,112 sqft |
| 2021-02-01 | 0 days | 2,049 sqft |
| 2021-03-01 | 0 days | 2,114 sqft |
| 2021-04-01 | 0 days | 2,128 sqft |
| 2021-05-01 | 0 days | 2,042 sqft |
| 2021-06-01 | 0 days | 2,038 sqft |
| 2021-07-01 | 0 days | 2,016 sqft |
| 2021-08-01 | 0 days | 2,103 sqft |
| 2021-09-01 | 0 days | 2,149 sqft |
| 2021-10-01 | 0 days | 2,037 sqft |
| 2021-11-01 | 0 days | 2,129 sqft |
| 2021-12-01 | 0 days | 2,085 sqft |
| 2022-01-01 | 0 days | 2,055 sqft |
| 2022-02-01 | 0 days | 2,110 sqft |
| 2022-03-01 | 0 days | 2,224 sqft |
| 2022-04-01 | 0 days | 2,166 sqft |
| 2022-05-01 | 0 days | 2,141 sqft |
| 2022-06-01 | 0 days | 2,099 sqft |
| 2022-07-01 | 0 days | 2,068 sqft |
| 2022-08-01 | 0 days | 2,137 sqft |
| 2022-09-01 | 0 days | 2,079 sqft |
| 2022-10-01 | 0 days | 2,034 sqft |
NAPA's median listing age (time on market) for 2022-10-01 was 0 days.
NAPA's median square footage for active listings during the 2022-10-01 period was 2,034 sqft. One year prior, the average listing was 2,037 sqft.
NAPA's median square footage for active listings during the 2022-10-01 period was 2,034 sqft. One year prior, the average listing was 2,037 sqft.
NAPA, CA Average Rent (2022)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 94503 | Napa, CA | $1,570 | $1,800 | $2,370 | $3,200 | $3,210 |
| 94508 | Napa, CA | $1,420 | $1,620 | $2,130 | $2,880 | $2,890 |
| 94515 | Napa, CA | $1,210 | $1,380 | $1,820 | $2,550 | $2,930 |
| 94534 | Napa, CA | $1,690 | $1,930 | $2,300 | $3,270 | $3,940 |
| 94558 | Napa, CA | $1,470 | $1,690 | $2,220 | $3,000 | $3,010 |
| 94559 | Napa, CA | $1,360 | $1,550 | $2,040 | $2,760 | $2,770 |
| 94562 | Napa, CA | $1,440 | $1,640 | $2,160 | $2,920 | $2,930 |
| 94567 | Napa, CA | $1,380 | $1,570 | $2,070 | $2,800 | $2,810 |
| 94573 | Napa, CA | $1,450 | $1,660 | $2,190 | $2,960 | $2,970 |
| 94574 | Napa, CA | $1,430 | $1,630 | $2,150 | $2,900 | $2,930 |
| 94576 | Napa, CA | $1,430 | $1,630 | $2,150 | $2,900 | $2,920 |
| 94581 | Napa, CA | $1,440 | $1,640 | $2,160 | $2,920 | $2,930 |
| 94589 | Napa, CA | $1,260 | $1,440 | $1,820 | $2,550 | $2,940 |
| 94591 | Napa, CA | $1,290 | $1,470 | $1,820 | $2,550 | $3,000 |
| 94599 | Napa, CA | $1,840 | $2,110 | $2,770 | $3,740 | $3,760 |
| 95461 | Napa, CA | $1,410 | $1,610 | $2,120 | $2,900 | $3,010 |
| 95476 | Napa, CA | $1,350 | $1,520 | $2,000 | $2,800 | $3,100 |
2022 Average & Median Rent Data Statistics
NAPA, CA average 1BR rent: $1,641, median: $1,630
NAPA, CA average 2BR rent: $2,135, median: $2,150
NAPA, CA average 3BR rent: $2,918, median: $2,900
NAPA, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 3,262 | $1,656,680,000 | $507,872 |
| Cash Out Refi | 1,959 | $985,775,000 | $503,203 |
| Home Purchase | 1,569 | $1,274,195,000 | $812,106 |
| Home Improvement | 271 | $61,505,000 | $226,956 |
| Other | 263 | $168,995,000 | $642,567 |
| NA | 5 | $3,085,000 | $617,000 |
Napa's most frequently cited loan purpose was Refi, with 3,262 originations. The 2nd most popular reason was Cash Out Refi, with 1,959 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 3,482 | $1,999,440,000 | $574,222 |
| 3-4% | 2,099 | $1,171,165,000 | $557,963 |
| <2.5% | 1,299 | $740,715,000 | $570,219 |
| 4-5% | 249 | $73,115,000 | $293,635 |
| 5-6% | 95 | $35,725,000 | $376,053 |
| 6-7% | 38 | $10,570,000 | $278,158 |
| 7-8% | 23 | $8,395,000 | $365,000 |
| Over 8% | 13 | $5,885,000 | $452,692 |
During 2021, Napa's most frequently originated rate bucket was 2.5-3%, with 3,482 originations.
Loan Sizing (NAPA, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 2,529 | $1,248,935,000 | $493,845 |
| $200k-400k | 2,130 | $654,340,000 | $307,202 |
| $600k-1000k | 1,447 | $1,052,705,000 | $727,509 |
| $Over $1MM | 521 | $1,106,955,000 | $2,124,674 |
| $100k-200k | 508 | $75,040,000 | $147,717 |
| $100,000 or less | 194 | $12,260,000 | $63,196 |
NAPA's loan sizing saw the bucket of loans from $400k-600k with 2,529 originations, totaling $1,248,935,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 2,246 | $1,613,210,000 | $718,259 |
| 40-60% | 2,062 | $1,200,500,000 | $582,202 |
| 20-40% | 1,267 | $459,365,000 | $362,561 |
| 80-100% | 1,034 | $683,610,000 | $661,132 |
| Under 20% | 563 | $99,995,000 | $177,611 |
| Over 100% | 20 | $28,120,000 | $1,406,000 |
NAPA's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,246 originations, totaling $1,613,210,000 in origination value.
