NAPA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Napa averaged
6.66%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
6.91% and
one month ago for the week of 2023-10-19, the
average rate was 6.9%.
Napa's average rate one year ago was 5.98%.
For refis of the same type during the week of 2023-11-22, the average rate
was 6.18%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
| Napa 30 Year Fixed Rate | 2023-11-22 | 6.66% |
| Napa 30 Year Fixed Rate Refi | 2023-11-22 | 6.18% |
| Napa 15 Year Fixed Rate | 2023-11-22 | 6.57% |
| Napa 15 Year Fixed Rate Refi | 2023-11-22 | 6.87% |
| Napa 30 Year FHA | 2023-11-22 | -0.1% |
| Napa 30 Year FHA Refi | 2023-11-22 | -0.2% |
| Napa 30 Year USDA | 2023-11-22 | -0.2% |
| Napa 30 Year USDA Refi | 2023-11-22 | -0.1% |
| Napa 30 Year VA | 2023-11-22 | -0.2% |
| Napa 30 Year VA Refi | 2023-11-22 | 0.2% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within NAPA, CA.
NAPA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the NAPA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
NAPA Average Closing Costs & Other Stats
NAPA, CA's 181 lenders originated 2,944
loans during 2022. The total origination value was $1,927,560,000, with an average loan value of
$654,742.
NAPA's average closing costs are $6,256.
The top NAPA lender as defined by loan originations is First Republic Bank, with
137 loans originated. Their average total fees are
$6,383, which is $1,974
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee NAPA lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($3,442), REDWOOD ($4,078), Morgan Stanley Private Bank ($4,420), Charles Schwab Bank, SSB ($6,054) and Citibank ($6,070).
The lowest rate NAPA lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (2.98%), PENNYMAC LOAN SERVICES, LLC (3.33%), Citibank (3.34%), First Republic Bank (3.44%) and Bank of America (3.48%).
NAPA, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| First Republic Bank | $324,685,000 | $297,025,000 | -8.5% | 15.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $360,915,000 | $103,075,000 | -71.4% | 5.3% |
| Wells Fargo Bank | $166,995,000 | $75,200,000 | -55.0% | 3.9% |
| QUICKEN LOANS, LLC | $341,590,000 | $73,165,000 | -78.6% | 3.8% |
| JPMorgan Chase Bank | $129,670,000 | $70,380,000 | -45.7% | 3.7% |
| Flagstar Bank, FSB | $204,650,000 | $67,475,000 | -67.0% | 3.5% |
| Bank of America | $88,955,000 | $61,970,000 | -30.3% | 3.2% |
| U.S. Bank | $60,355,000 | $51,345,000 | -14.9% | 2.7% |
| Umpqua Bank | $45,115,000 | $47,655,000 | 5.6% | 2.5% |
| Citibank | $44,655,000 | $43,705,000 | -2.1% | 2.3% |
| REDWOOD | $64,635,000 | $42,215,000 | -34.7% | 2.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $84,415,000 | $38,990,000 | -53.8% | 2.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $120,985,000 | $32,205,000 | -73.4% | 1.7% |
| Silicon Valley Bank | $24,360,000 | $30,920,000 | 26.9% | 1.6% |
| Commerce Home Mortgage, Inc. | $28,075,000 | $30,485,000 | 8.6% | 1.6% |
| LOANDEPOT.COM, LLC | $132,580,000 | $28,315,000 | -78.6% | 1.5% |
| HOME POINT FINANCIAL CORPORATION | $86,065,000 | $27,750,000 | -67.8% | 1.4% |
| Charles Schwab Bank, SSB | $16,110,000 | $26,835,000 | 66.6% | 1.4% |
| Bank of the West | $25,695,000 | $26,635,000 | 3.7% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $91,500,000 | $25,555,000 | -72.1% | 1.3% |
| MUFG Union Bank | $40,985,000 | $25,455,000 | -37.9% | 1.3% |
| First Foundation Bank | $25,005,000 | n/a | 1.3% | |
| Morgan Stanley Private Bank | $28,830,000 | $23,750,000 | -17.6% | 1.2% |
| FINANCE OF AMERICA REVERSE LLC | $9,415,000 | $21,405,000 | 127.3% | 1.1% |
| EVERETT FINANCIAL, INC. | $8,165,000 | $20,150,000 | 146.8% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $66,430,000 | $19,940,000 | -70.0% | 1.0% |
| UBS Bank USA | $14,645,000 | $17,725,000 | 21.0% | 0.9% |
| CALIBER HOME LOANS, INC. | $86,875,000 | $16,870,000 | -80.6% | 0.9% |
| PNC Bank | $85,865,000 | $16,065,000 | -81.3% | 0.8% |
| GUARANTEED RATE, INC. | $62,360,000 | $15,770,000 | -74.7% | 0.8% |
| Fremont Bank | $26,180,000 | $13,800,000 | -47.3% | 0.7% |
| Mechanics Bank | $16,775,000 | $13,380,000 | -20.2% | 0.7% |
| FINANCE OF AMERICA MORTGAGE LLC | $22,635,000 | $12,185,000 | -46.2% | 0.6% |
| Goldman Sachs Bank USA | $19,090,000 | $12,110,000 | -36.6% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $36,270,000 | $11,390,000 | -68.6% | 0.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $43,105,000 | $10,655,000 | -75.3% | 0.6% |
| GUARANTEED RATE AFFINITY, LLC | $10,580,000 | $9,500,000 | -10.2% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $8,840,000 | $9,295,000 | 5.1% | 0.5% |
| NEWREZ LLC | $27,470,000 | $9,265,000 | -66.3% | 0.5% |
| UMB Bank | $9,200,000 | n/a | 0.5% | |
| Mr. Cooper ( Nationstar Mortgage ) | $35,530,000 | $8,995,000 | -74.7% | 0.5% |
| Bank of Marin | $1,075,000 | $8,635,000 | 703.3% | 0.4% |
| The Northern Trust Company | $1,335,000 | $8,465,000 | 534.1% | 0.4% |
| HOMEXPRESS MORTGAGE CORP. | $10,060,000 | $8,055,000 | -19.9% | 0.4% |
| TRAVIS CREDIT UNION | $14,375,000 | $7,930,000 | -44.8% | 0.4% |
| THE GOLDEN 1 | $5,715,000 | $7,640,000 | 33.7% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $17,980,000 | $7,550,000 | -58.0% | 0.4% |
| CMG MORTGAGE, INC. | $11,835,000 | $7,160,000 | -39.5% | 0.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $58,770,000 | $7,045,000 | -88.0% | 0.4% |
| Zions Bancorporation, N.A. | $3,010,000 | $6,965,000 | 131.4% | 0.4% |
| Citadel Servicing Corporation | $2,140,000 | $6,240,000 | 191.6% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $6,560,000 | $5,345,000 | -18.5% | 0.3% |
| SUMMIT FUNDING, INC. | $14,015,000 | $4,985,000 | -64.4% | 0.3% |
| Mortgage Research Center, LLC | $3,620,000 | $4,805,000 | 32.7% | 0.2% |
| Bank of Stockton | $1,900,000 | $4,670,000 | 145.8% | 0.2% |
| FJM PRIVATE MORTGAGE FUND, LLC | $525,000 | $4,505,000 | 758.1% | 0.2% |
| BNY Mellon | $1,505,000 | $4,365,000 | 190.0% | 0.2% |
| Raymond James Bank | $1,395,000 | $4,350,000 | 211.8% | 0.2% |
| South Pacific Financial Corporation | $12,240,000 | $4,250,000 | -65.3% | 0.2% |
| FUNDLOANS CAPITAL | $2,140,000 | $4,205,000 | 96.5% | 0.2% |
| FREEDOM MORTGAGE CORPORATION | $38,140,000 | $4,075,000 | -89.3% | 0.2% |
| AMERICAN ADVISORS GROUP | $6,365,000 | $3,755,000 | -41.0% | 0.2% |
| GENEVA FINANCIAL, LLC | $7,770,000 | $3,690,000 | -52.5% | 0.2% |
| Citizens Bank | $3,730,000 | $3,640,000 | -2.4% | 0.2% |
| BROKER SOLUTIONS, INC. | $20,335,000 | $3,635,000 | -82.1% | 0.2% |
| The Huntington National Bank | $45,000 | $3,615,000 | 7,933.3% | 0.2% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,035,000 | $3,600,000 | 247.8% | 0.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $5,370,000 | $3,530,000 | -34.3% | 0.2% |
| QUORUM FEDERAL CREDIT UNION | $1,655,000 | $3,480,000 | 110.3% | 0.2% |
| REVERSE MORTGAGE FUNDING LLC | $6,050,000 | $3,435,000 | -43.2% | 0.2% |
| PATELCO | $6,595,000 | $3,430,000 | -48.0% | 0.2% |
| CHEVRON | $3,485,000 | $3,395,000 | -2.6% | 0.2% |
| Stifel Bank and Trust | $13,095,000 | $3,340,000 | -74.5% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $6,220,000 | $3,335,000 | -46.4% | 0.2% |
| Axos Bank | $3,310,000 | n/a | 0.2% | |
| JMAC LENDING, INC. | $3,085,000 | $3,310,000 | 7.3% | 0.2% |
| BETTER MORTGAGE CORPORATION | $31,630,000 | $3,210,000 | -89.9% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $8,105,000 | $3,095,000 | -61.8% | 0.2% |
| Origin Bank | $3,085,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $21,415,000 | $3,060,000 | -85.7% | 0.2% |
| BMO Harris Bank | $1,575,000 | $3,005,000 | 90.8% | 0.2% |
| GUILD MORTGAGE COMPANY | $8,405,000 | $2,990,000 | -64.4% | 0.2% |
| ANGEL OAK HOME LOANS LLC | $1,000,000 | $2,960,000 | 196.0% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $9,130,000 | $2,935,000 | -67.9% | 0.2% |
| City National Bank | $11,680,000 | $2,915,000 | -75.0% | 0.2% |
| SPRING EQ, LLC | $2,295,000 | $2,870,000 | 25.1% | 0.1% |
| ATHAS CAPITAL GROUP, INC. | $1,370,000 | $2,850,000 | 108.0% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $2,020,000 | $2,835,000 | 40.3% | 0.1% |
| NAVY FEDERAL CREDIT UNION | $4,455,000 | $2,830,000 | -36.5% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $7,440,000 | $2,820,000 | -62.1% | 0.1% |
| KeyBank | $3,710,000 | $2,775,000 | -25.2% | 0.1% |
| ALLIANT CREDIT UNION | $3,390,000 | $2,760,000 | -18.6% | 0.1% |
| IMPAC MORTGAGE CORP. | $6,860,000 | $2,755,000 | -59.8% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $9,215,000 | $2,755,000 | -70.1% | 0.1% |
| AMWEST FUNDING CORP. | $8,855,000 | $2,745,000 | -69.0% | 0.1% |
| 1st Security Bank of Washington | $2,585,000 | n/a | 0.1% | |
| Exchange Bank | $1,860,000 | $2,510,000 | 34.9% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,345,000 | $2,505,000 | 86.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $2,540,000 | $2,505,000 | -1.4% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,560,000 | $2,425,000 | 55.4% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $10,640,000 | $2,355,000 | -77.9% | 0.1% |
| S1L, Inc. | $7,390,000 | $2,110,000 | -71.4% | 0.1% |
| NexBank | $545,000 | $2,090,000 | 283.5% | 0.1% |
| HomeStreet Bank | $2,355,000 | $2,025,000 | -14.0% | 0.1% |
| Sullivan Bank | $2,005,000 | n/a | 0.1% | |
| GEORGIA'S OWN | $695,000 | $1,995,000 | 187.1% | 0.1% |
| Figure Lending LLC | $1,020,000 | $1,990,000 | 95.1% | 0.1% |
| San Mateo Credit Union | $1,425,000 | $1,990,000 | 39.6% | 0.1% |
| LADERA LENDING, INC. | $3,310,000 | $1,985,000 | -40.0% | 0.1% |
| Comerica Bank | $4,640,000 | $1,945,000 | -58.1% | 0.1% |
| EMBRACE HOME LOANS, INC. | $1,940,000 | n/a | 0.1% | |
| Chicago Mortgage Solutions LLC | $1,920,000 | n/a | 0.1% | |
| General Mortgage Capital Corporation | $3,665,000 | $1,915,000 | -47.7% | 0.1% |
| Provident Credit Union | $3,380,000 | $1,910,000 | -43.5% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,135,000 | $1,820,000 | -14.8% | 0.1% |
| COMMUNITY FIRST CREDIT UNION | $1,635,000 | $1,775,000 | 8.6% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $6,745,000 | $1,760,000 | -73.9% | 0.1% |
| PREMIER LENDING, INC. | $5,935,000 | $1,750,000 | -70.5% | 0.1% |
| PLANET HOME LENDING, LLC | $3,755,000 | $1,705,000 | -54.6% | 0.1% |
| Truist | $3,365,000 | $1,705,000 | -49.3% | 0.1% |
| Bethpage Federal Credit Union | $1,695,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $7,770,000 | $1,675,000 | -78.4% | 0.1% |
| STANFORD Federal Credit Union | $1,515,000 | $1,635,000 | 7.9% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $2,865,000 | $1,625,000 | -43.3% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,415,000 | $1,620,000 | 14.5% | 0.1% |
| NMSI, INC. | $2,185,000 | $1,620,000 | -25.9% | 0.1% |
| Franklin Loan Corporation | $485,000 | $1,600,000 | 229.9% | 0.1% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $1,160,000 | $1,565,000 | 34.9% | 0.1% |
| PHH Mortgage Corporation | $2,845,000 | $1,545,000 | -45.7% | 0.1% |
| Strong Home Mortgage, LLC | $7,830,000 | $1,505,000 | -80.8% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $2,560,000 | $1,500,000 | -41.4% | 0.1% |
| STAR ONE CREDIT UNION | $6,040,000 | $1,480,000 | -75.5% | 0.1% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $1,430,000 | n/a | 0.1% | |
| SCHOOLSFIRST | $1,080,000 | $1,405,000 | 30.1% | 0.1% |
| TECHNOLOGY | $330,000 | $1,395,000 | 322.7% | 0.1% |
| Provident Savings Bank, F.S.B. | $1,800,000 | $1,385,000 | -23.1% | 0.1% |
| MORIA DEVELOPMENT, INC. | $685,000 | $1,355,000 | 97.8% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $405,000 | $1,345,000 | 232.1% | 0.1% |
| Advisors Mortgage Group, L.L.C. | $1,335,000 | n/a | 0.1% | |
| LOANPAL, LLC | $4,340,000 | $1,300,000 | -70.0% | 0.1% |
| First Interstate Bank | $1,295,000 | n/a | 0.1% | |
| First Bank | $2,505,000 | $1,280,000 | -48.9% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $1,335,000 | $1,280,000 | -4.1% | 0.1% |
| AMERIFIRST FINANCIAL CORPORATION | $1,240,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $860,000 | $1,220,000 | 41.9% | 0.1% |
| Quontic Bank | $1,205,000 | n/a | 0.1% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $1,195,000 | n/a | 0.1% | |
| Watermark Capital, Inc. | $2,845,000 | $1,195,000 | -58.0% | 0.1% |
| BM Real Estate Services, Inc. | $295,000 | $1,190,000 | 303.4% | 0.1% |
| Plains Commerce Bank | $1,175,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $2,430,000 | $1,160,000 | -52.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $9,985,000 | $1,150,000 | -88.5% | 0.1% |
| MERIWEST MORTGAGE COMPANY, LLC | $1,145,000 | n/a | 0.1% | |
| Farmers & Merchants Bank of Central California | $1,125,000 | n/a | 0.1% | |
| Pony Express Bank | $1,110,000 | n/a | 0.1% | |
| Northpointe Bank | $3,810,000 | $1,105,000 | -71.0% | 0.1% |
| ADVANCIAL | $2,400,000 | $1,070,000 | -55.4% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $3,765,000 | $1,050,000 | -72.1% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $4,440,000 | $1,045,000 | -76.5% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,260,000 | $1,040,000 | -17.5% | 0.1% |
| V.I.P. MORTGAGE, INC. | $495,000 | $1,040,000 | 110.1% | 0.1% |
| NEXERA HOLDING LLC | $1,100,000 | $1,015,000 | -7.7% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $8,830,000 | $1,015,000 | -88.5% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $615,000 | $1,015,000 | 65.0% | 0.1% |
| LOGIX FEDERAL CREDIT UNION | $290,000 | $1,005,000 | 246.6% | 0.1% |
| Luther Burbank Savings | $5,120,000 | $1,005,000 | -80.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $395,000 | $990,000 | 150.6% | 0.1% |
| Tri Counties Bank | $3,470,000 | $975,000 | -71.9% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $965,000 | $955,000 | -1.0% | 0.0% |
| RESIDENTIAL BANCORP. | $545,000 | $950,000 | 74.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $1,765,000 | $945,000 | -46.5% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $940,000 | n/a | 0.0% | |
| SAN FRANCISCO FIRE CREDIT UNION | $3,655,000 | $940,000 | -74.3% | 0.0% |
| PACIFIC SERVICE | $1,970,000 | $935,000 | -52.5% | 0.0% |
| Ally Bank | $12,695,000 | $920,000 | -92.8% | 0.0% |
| Community National Bank & Trust of Texas | $855,000 | n/a | 0.0% | |
| Golden Empire Mortgage, Inc. | $3,315,000 | $855,000 | -74.2% | 0.0% |
| FirstBank | $960,000 | $845,000 | -12.0% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $11,255,000 | $840,000 | -92.5% | 0.0% |
| SAFE CREDIT UNION | $535,000 | $835,000 | 56.1% | 0.0% |
| BAY | $825,000 | n/a | 0.0% | |
| VALLEY STRONG CREDIT UNION | $825,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $805,000 | n/a | 0.0% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $505,000 | $785,000 | 55.4% | 0.0% |
| Financial Partners Credit Union | $785,000 | n/a | 0.0% | |
| Discover Bank | $940,000 | $775,000 | -17.6% | 0.0% |
| FIRST TECHNOLOGY | $1,875,000 | $770,000 | -58.9% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $485,000 | $770,000 | 58.8% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $765,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $4,730,000 | $695,000 | -85.3% | 0.0% |
| Baxter Credit Union | $415,000 | $685,000 | 65.1% | 0.0% |
| NEW WAVE LENDING GROUP INC | $665,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $570,000 | $655,000 | 14.9% | 0.0% |
| CANOPY MORTGAGE, LLC | $645,000 | n/a | 0.0% | |
| Hometown Lenders, Inc. | $645,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $2,760,000 | $635,000 | -77.0% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $1,025,000 | $635,000 | -38.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,005,000 | $635,000 | -78.9% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,650,000 | $620,000 | -76.6% | 0.0% |
| CALIFORNIA CREDIT UNION | $615,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $1,745,000 | $615,000 | -64.8% | 0.0% |
| Great Western Bank | $615,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $1,265,000 | $615,000 | -51.4% | 0.0% |
| Equity Bank | $605,000 | n/a | 0.0% | |
| JMJ FINANCIAL GROUP | $545,000 | $605,000 | 11.0% | 0.0% |
| KD CAPITAL MORTGAGE CORPORATION | $605,000 | n/a | 0.0% | |
| KITSAP Credit Union | $605,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $585,000 | n/a | 0.0% | |
| BNC National Bank | $585,000 | $575,000 | -1.7% | 0.0% |
| LANDED HOME LOANS LLC | $575,000 | n/a | 0.0% | |
| NBKC BANK | $5,180,000 | $575,000 | -88.9% | 0.0% |
| Operating Engineers Local Union #3 | $415,000 | $570,000 | 37.3% | 0.0% |
| M&T Bank | $535,000 | $565,000 | 5.6% | 0.0% |
| First-Citizens Bank & Trust Company | $555,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $555,000 | n/a | 0.0% | |
| Eagle Community Credit Union | $550,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $565,000 | $545,000 | -3.5% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $4,115,000 | $525,000 | -87.2% | 0.0% |
| AmeriHome Mortgage Company, LLC | $1,215,000 | $525,000 | -56.8% | 0.0% |
| ADVANTIS | $155,000 | $520,000 | 235.5% | 0.0% |
| First Guaranty Mortgage Corporation | $1,200,000 | $515,000 | -57.1% | 0.0% |
| GOOGAIN, INC. | $3,280,000 | $515,000 | -84.3% | 0.0% |
| FIRST U.S. COMMUNITY CREDIT UNION | $505,000 | n/a | 0.0% | |
| MidFirst Bank | $1,345,000 | $505,000 | -62.5% | 0.0% |
| First Northern Bank of Dixon | $1,130,000 | $485,000 | -57.1% | 0.0% |
| EMM LOANS LLC | $475,000 | $475,000 | 0.0% | 0.0% |
| Greenbox Loans, Inc. | $2,425,000 | $475,000 | -80.4% | 0.0% |
| Willamette Valley Bank | $475,000 | n/a | 0.0% | |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $465,000 | n/a | 0.0% | |
| CTBC Bank Corp. (USA) | $465,000 | n/a | 0.0% | |
| PARTNERS | $255,000 | $465,000 | 82.4% | 0.0% |
| First Federal Bank | $455,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $2,050,000 | $445,000 | -78.3% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $890,000 | $435,000 | -51.1% | 0.0% |
| Carrington Mortgage Services, LLC | $5,380,000 | $425,000 | -92.1% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $425,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $1,725,000 | $415,000 | -75.9% | 0.0% |
| HighTechLending Inc | $1,770,000 | $405,000 | -77.1% | 0.0% |
| East West Bank | $395,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $1,650,000 | $375,000 | -77.3% | 0.0% |
| Self-Help Federal Credit Union | $225,000 | $375,000 | 66.7% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $195,000 | $370,000 | 89.7% | 0.0% |
| SNAPFI, INC. | $325,000 | $355,000 | 9.2% | 0.0% |
| AHL FUNDING | $345,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $335,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $1,015,000 | $305,000 | -70.0% | 0.0% |
| Nations Lending Corporation | $2,110,000 | $305,000 | -85.5% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $6,150,000 | $295,000 | -95.2% | 0.0% |
| Arvest Bank | $1,735,000 | $285,000 | -83.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $2,415,000 | $275,000 | -88.6% | 0.0% |
| SECURITY HOME MORTGAGE, LLC. | $275,000 | n/a | 0.0% | |
| Ameris Bank | $1,630,000 | $265,000 | -83.7% | 0.0% |
| 1ST UNITED SERVICES CREDIT UNION | $305,000 | $210,000 | -31.1% | 0.0% |
| 1ST NORTHERN CALIFORNIA | $2,000,000 | $205,000 | -89.8% | 0.0% |
| Marriott Employees' Federal Credit Union | $205,000 | n/a | 0.0% | |
| KINECTA | $1,015,000 | $195,000 | -80.8% | 0.0% |
| LENDINGONE, LLC | $435,000 | $185,000 | -57.5% | 0.0% |
| HomeTrust Bank | $155,000 | n/a | 0.0% | |
| Murphy Bank | $465,000 | $145,000 | -68.8% | 0.0% |
| Ardent Federal Credit Union | $105,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $545,000 | $105,000 | -80.7% | 0.0% |
| NuVision Federal Credit Union | $105,000 | n/a | 0.0% | |
| PARSONS Federal Credit Union | $105,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $295,000 | $65,000 | -78.0% | 0.0% |
| INTELLILOAN, INC. | $4,215,000 | $55,000 | -98.7% | 0.0% |
| SANTA CLARA COUNTY | $55,000 | n/a | 0.0% |
NAPA's top lender by overall market share is First Republic Bank, with 15.4% market share. In second place, with 5.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $103,075,000 in loans. In third place, with 3.9%, is Wells Fargo Bank, having originated $75,200,000 in loans. In fourth place, with 3.8%, is QUICKEN LOANS, LLC, having originated $73,165,000 in loans. In fifth place, with 3.7%, is JPMorgan Chase Bank, having originated $70,380,000 in loans.
NAPA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - NAPA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $844,000 (-6.0%) | $1,886,352 (5.7%) | 0.00 | 200 |
| 2018-02-01 | $849,500 (-6.9%) | $1,913,916 (5.4%) | 0.00 | 191 |
| 2018-03-01 | $850,000 (-10.1%) | $1,991,263 (3.0%) | 0.00 | 236 |
| 2018-04-01 | $990,162 (10.6%) | $2,127,186 (7.5%) | 0.00 | 262 |
| 2018-05-01 | $999,975 (11.7%) | $2,159,162 (10.8%) | 0.00 | 320 |
| 2018-06-01 | $1,047,000 (18.6%) | $2,174,341 (5.7%) | 0.00 | 364 |
| 2018-07-01 | $975,000 (8.5%) | $2,129,334 (2.7%) | 0.00 | 387 |
| 2018-08-01 | $912,250 (0.0%) | $2,076,468 (8.5%) | 0.00 | 380 |
| 2018-09-01 | $925,000 (0.1%) | $2,043,682 (1.9%) | 0.00 | 409 |
| 2018-10-01 | $942,000 (6.4%) | $2,121,273 (2.5%) | 0.00 | 409 |
| 2018-11-01 | $915,375 (7.7%) | $2,018,274 (-1.7%) | 0.00 | 384 |
| 2018-12-01 | $895,000 (5.3%) | $1,847,420 (-8.0%) | 0.00 | 316 |
| 2019-01-01 | $857,000 (1.5%) | $1,705,471 (-9.6%) | 0.00 | 283 |
| 2019-02-01 | $849,713 (0.0%) | $1,667,051 (-12.9%) | 0.00 | 293 |
| 2019-03-01 | $883,186 (3.9%) | $1,788,017 (-10.2%) | 0.00 | 332 |
| 2019-04-01 | $944,750 (-4.6%) | $2,109,283 (-0.8%) | 0.00 | 363 |
| 2019-05-01 | $1,022,500 (2.3%) | $2,216,608 (2.7%) | 0.00 | 439 |
| 2019-06-01 | $998,250 (-4.7%) | $2,239,144 (3.0%) | 0.00 | 465 |
| 2019-07-01 | $970,000 (-0.5%) | $2,169,653 (1.9%) | 0.00 | 475 |
| 2019-08-01 | $949,000 (4.0%) | $2,182,085 (5.1%) | 0.00 | 475 |
| 2019-09-01 | $949,000 (2.6%) | $2,208,080 (8.0%) | 0.00 | 478 |
| 2019-10-01 | $949,000 (0.7%) | $2,251,477 (6.1%) | 0.00 | 477 |
| 2019-11-01 | $973,000 (6.3%) | $2,406,471 (19.2%) | 0.00 | 414 |
| 2019-12-01 | $948,944 (6.0%) | $2,368,169 (28.2%) | 0.00 | 312 |
| 2020-01-01 | $995,000 (16.1%) | $2,287,673 (34.1%) | 0.00 | 243 |
| 2020-02-01 | $995,000 (17.1%) | $2,234,091 (34.0%) | 0.00 | 284 |
| 2020-03-01 | $1,066,750 (20.8%) | $2,279,116 (27.5%) | 0.00 | 333 |
| 2020-04-01 | $987,000 (4.5%) | $2,181,249 (3.4%) | 0.00 | 301 |
| 2020-05-01 | $989,900 (-3.2%) | $2,114,283 (-4.6%) | 0.00 | 392 |
| 2020-06-01 | $1,091,250 (9.3%) | $2,227,204 (-0.5%) | 0.00 | 382 |
| 2020-07-01 | $1,153,750 (18.9%) | $2,313,455 (6.6%) | 0.00 | 376 |
| 2020-08-01 | $1,260,000 (32.8%) | $2,409,199 (10.4%) | 0.00 | 322 |
| 2020-09-01 | $1,296,000 (36.6%) | $2,693,072 (22.0%) | 0.00 | 310 |
| 2020-10-01 | $1,300,000 (37.0%) | $2,620,806 (16.4%) | 0.00 | 306 |
| 2020-11-01 | $1,323,500 (36.0%) | $2,795,898 (16.2%) | 0.00 | 298 |
| 2020-12-01 | $1,347,250 (42.0%) | $2,771,920 (17.1%) | 0.00 | 238 |
| 2021-01-01 | $1,295,000 (30.2%) | $2,704,442 (18.2%) | 0.00 | 218 |
| 2021-02-01 | $1,296,250 (30.3%) | $2,912,672 (30.4%) | 0.00 | 213 |
| 2021-03-01 | $1,359,750 (27.5%) | $2,902,895 (27.4%) | 0.00 | 220 |
| 2021-04-01 | $1,310,000 (32.7%) | $2,956,612 (35.6%) | 0.00 | 226 |
| 2021-05-01 | $1,395,000 (40.9%) | $3,138,336 (48.4%) | 0.00 | 239 |
| 2021-06-01 | $1,364,750 (25.1%) | $3,105,959 (39.5%) | 0.00 | 276 |
| 2021-07-01 | $1,295,000 (12.2%) | $3,118,514 (34.8%) | 0.00 | 282 |
| 2021-08-01 | $1,250,000 (-0.8%) | $3,004,202 (24.7%) | 0.00 | 274 |
| 2021-09-01 | $1,299,000 (0.2%) | $3,022,437 (12.2%) | 0.00 | 272 |
| 2021-10-01 | $1,250,000 (-3.9%) | $2,973,927 (13.5%) | 0.00 | 269 |
| 2021-11-01 | $1,342,000 (1.4%) | $3,342,329 (19.5%) | 0.00 | 207 |
| 2021-12-01 | $1,490,000 (10.6%) | $3,434,267 (23.9%) | 0.00 | 158 |
| 2022-01-01 | $1,499,500 (15.8%) | $3,122,800 (15.5%) | 0.00 | 129 |
| 2022-02-01 | $1,499,250 (15.7%) | $3,124,545 (7.3%) | 0.00 | 144 |
| 2022-03-01 | $1,695,500 (24.7%) | $3,483,337 (20.0%) | 0.00 | 168 |
| 2022-04-01 | $1,599,000 (22.1%) | $3,420,415 (15.7%) | 0.00 | 194 |
| 2022-05-01 | $1,642,000 (17.7%) | $3,447,090 (9.8%) | 0.00 | 215 |
| 2022-06-01 | $1,572,500 (15.2%) | $3,540,751 (14.0%) | 0.00 | 217 |
| 2022-07-01 | $1,489,500 (15.0%) | $3,357,098 (7.7%) | 0.00 | 246 |
| 2022-08-01 | $1,497,250 (19.8%) | $3,399,639 (13.2%) | 0.00 | 273 |
| 2022-09-01 | $1,382,500 (6.4%) | $3,266,821 (8.1%) | 0.00 | 285 |
| 2022-10-01 | $1,345,000 (7.6%) | $3,277,188 (10.2%) | 0.00 | 293 |
| 2022-11-01 | $1,395,000 (4.0%) | $3,104,419 (-7.1%) | 0.00 | 272 |
| 2022-12-01 | $1,341,525 (-10.0%) | $2,946,809 (-14.2%) | 0.00 | 213 |
| 2023-01-01 | $1,237,500 (-17.5%) | $2,985,676 (-4.4%) | 0.00 | 173 |
| 2023-02-01 | $1,396,500 (-6.9%) | $3,016,870 (-3.5%) | 0.00 | 182 |
| 2023-03-01 | $1,485,500 (-12.4%) | $3,207,923 (-7.9%) | 0.00 | 186 |
| 2023-04-01 | $1,650,000 (3.2%) | $3,248,354 (-5.0%) | 0.00 | 211 |
| 2023-05-01 | $1,781,750 (8.5%) | $3,255,503 (-5.6%) | 0.00 | 245 |
| 2023-06-01 | $1,697,500 (8.0%) | $3,283,085 (-7.3%) | 0.00 | 264 |
| 2023-07-01 | $1,697,000 (13.9%) | $3,196,750 (-4.8%) | 0.00 | 275 |
| 2023-08-01 | $1,650,000 (10.2%) | $2,968,384 (-12.7%) | 0.00 | 269 |
| 2023-09-01 | $1,590,000 (15.0%) | $3,151,906 (-3.5%) | 0.00 | 311 |
| 2023-10-01 | $1,566,250 (16.5%) | $3,118,966 (-4.8%) | 0.00 | 319 |
NAPA's median listing price for 2023-10-01 was $1,566,250, a difference of
$221,250
(16.5%) versus the prior year and
$-23,750 versus the prior month.
NAPA's median listing price comes in at 0% of the national average.
NAPA's average listing price for 2023-10-01 was $3,118,966, a difference of $-158,222 (-4.8%) versus the prior year and $-32,940 versus the prior month.
For the 2023-10-01 period, NAPA had 319 MLS listings, a difference of 8 listings (3%) versus the prior month and 26 listings (9%) versus the prior year.
NAPA's median listing price comes in at 0% of the national average.
NAPA's average listing price for 2023-10-01 was $3,118,966, a difference of $-158,222 (-4.8%) versus the prior year and $-32,940 versus the prior month.
For the 2023-10-01 period, NAPA had 319 MLS listings, a difference of 8 listings (3%) versus the prior month and 26 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - NAPA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,933 sqft |
| 2018-02-01 | 0 days | 1,886 sqft |
| 2018-03-01 | 0 days | 1,946 sqft |
| 2018-04-01 | 0 days | 2,058 sqft |
| 2018-05-01 | 0 days | 2,060 sqft |
| 2018-06-01 | 0 days | 2,104 sqft |
| 2018-07-01 | 0 days | 2,034 sqft |
| 2018-08-01 | 0 days | 2,016 sqft |
| 2018-09-01 | 0 days | 2,044 sqft |
| 2018-10-01 | 0 days | 2,065 sqft |
| 2018-11-01 | 0 days | 1,967 sqft |
| 2018-12-01 | 0 days | 1,949 sqft |
| 2019-01-01 | 0 days | 1,897 sqft |
| 2019-02-01 | 0 days | 1,901 sqft |
| 2019-03-01 | 0 days | 1,970 sqft |
| 2019-04-01 | 0 days | 2,095 sqft |
| 2019-05-01 | 0 days | 2,126 sqft |
| 2019-06-01 | 0 days | 2,116 sqft |
| 2019-07-01 | 0 days | 2,016 sqft |
| 2019-08-01 | 0 days | 1,990 sqft |
| 2019-09-01 | 0 days | 1,977 sqft |
| 2019-10-01 | 0 days | 1,962 sqft |
| 2019-11-01 | 0 days | 2,024 sqft |
| 2019-12-01 | 0 days | 2,034 sqft |
| 2020-01-01 | 0 days | 2,088 sqft |
| 2020-02-01 | 0 days | 2,054 sqft |
| 2020-03-01 | 0 days | 2,074 sqft |
| 2020-04-01 | 0 days | 2,047 sqft |
| 2020-05-01 | 0 days | 2,000 sqft |
| 2020-06-01 | 0 days | 2,088 sqft |
| 2020-07-01 | 0 days | 2,115 sqft |
| 2020-08-01 | 0 days | 2,159 sqft |
| 2020-09-01 | 0 days | 2,168 sqft |
| 2020-10-01 | 0 days | 2,138 sqft |
| 2020-11-01 | 0 days | 2,176 sqft |
| 2020-12-01 | 0 days | 2,073 sqft |
| 2021-01-01 | 0 days | 2,112 sqft |
| 2021-02-01 | 0 days | 2,018 sqft |
| 2021-03-01 | 0 days | 2,114 sqft |
| 2021-04-01 | 0 days | 2,131 sqft |
| 2021-05-01 | 0 days | 2,042 sqft |
| 2021-06-01 | 0 days | 2,039 sqft |
| 2021-07-01 | 0 days | 2,010 sqft |
| 2021-08-01 | 0 days | 2,099 sqft |
| 2021-09-01 | 0 days | 2,146 sqft |
| 2021-10-01 | 0 days | 2,036 sqft |
| 2021-11-01 | 0 days | 2,126 sqft |
| 2021-12-01 | 0 days | 2,085 sqft |
| 2022-01-01 | 0 days | 2,055 sqft |
| 2022-02-01 | 0 days | 2,112 sqft |
| 2022-03-01 | 0 days | 2,224 sqft |
| 2022-04-01 | 0 days | 2,166 sqft |
| 2022-05-01 | 0 days | 2,141 sqft |
| 2022-06-01 | 0 days | 2,099 sqft |
| 2022-07-01 | 0 days | 2,068 sqft |
| 2022-08-01 | 0 days | 2,137 sqft |
| 2022-09-01 | 0 days | 2,080 sqft |
| 2022-10-01 | 0 days | 2,034 sqft |
| 2022-11-01 | 0 days | 2,094 sqft |
| 2022-12-01 | 0 days | 2,067 sqft |
| 2023-01-01 | 0 days | 2,071 sqft |
| 2023-02-01 | 0 days | 2,117 sqft |
| 2023-03-01 | 0 days | 2,190 sqft |
| 2023-04-01 | 0 days | 2,276 sqft |
| 2023-05-01 | 0 days | 2,371 sqft |
| 2023-06-01 | 0 days | 2,345 sqft |
| 2023-07-01 | 0 days | 2,354 sqft |
| 2023-08-01 | 0 days | 2,310 sqft |
| 2023-09-01 | 0 days | 2,177 sqft |
| 2023-10-01 | 0 days | 2,206 sqft |
NAPA's median listing age (time on market) for 2023-10-01 was 0 days.
NAPA's median square footage for active listings during the 2023-10-01 period was 2,206 sqft. One year prior, the average listing was 2,034 sqft.
NAPA's median square footage for active listings during the 2023-10-01 period was 2,206 sqft. One year prior, the average listing was 2,034 sqft.
NAPA, CA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 94503 | Napa, CA | $1,570 | $1,800 | $2,370 | $3,200 | $3,210 |
| 94508 | Napa, CA | $1,420 | $1,620 | $2,130 | $2,880 | $2,890 |
| 94515 | Napa, CA | $1,210 | $1,380 | $1,820 | $2,550 | $2,930 |
| 94534 | Napa, CA | $1,690 | $1,930 | $2,300 | $3,270 | $3,940 |
| 94558 | Napa, CA | $1,470 | $1,690 | $2,220 | $3,000 | $3,010 |
| 94559 | Napa, CA | $1,360 | $1,550 | $2,040 | $2,760 | $2,770 |
| 94562 | Napa, CA | $1,440 | $1,640 | $2,160 | $2,920 | $2,930 |
| 94567 | Napa, CA | $1,380 | $1,570 | $2,070 | $2,800 | $2,810 |
| 94573 | Napa, CA | $1,450 | $1,660 | $2,190 | $2,960 | $2,970 |
| 94574 | Napa, CA | $1,430 | $1,630 | $2,150 | $2,900 | $2,930 |
| 94576 | Napa, CA | $1,430 | $1,630 | $2,150 | $2,900 | $2,920 |
| 94581 | Napa, CA | $1,440 | $1,640 | $2,160 | $2,920 | $2,930 |
| 94589 | Napa, CA | $1,260 | $1,440 | $1,820 | $2,550 | $2,940 |
| 94591 | Napa, CA | $1,290 | $1,470 | $1,820 | $2,550 | $3,000 |
| 94599 | Napa, CA | $1,840 | $2,110 | $2,770 | $3,740 | $3,760 |
| 95461 | Napa, CA | $1,410 | $1,610 | $2,120 | $2,900 | $3,010 |
| 95476 | Napa, CA | $1,350 | $1,520 | $2,000 | $2,800 | $3,100 |
2022 Average & Median Rent Data Statistics
NAPA, CA average 1BR rent: $1,641, median: $1,630
NAPA, CA average 2BR rent: $2,135, median: $2,150
NAPA, CA average 3BR rent: $2,918, median: $2,900
NAPA, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,041 | $836,965,000 | $804,001 |
| Cash Out Refi | 709 | $466,035,000 | $657,313 |
| Refi | 494 | $374,580,000 | $758,259 |
| Home Improvement | 404 | $81,070,000 | $200,668 |
| Other | 296 | $168,910,000 | $570,642 |
Napa's most frequently cited loan purpose was Home Purchase, with 1,041 originations. The 2nd most popular reason was Cash Out Refi, with 709 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 777 | $572,605,000 | $736,943 |
| 4-5% | 641 | $409,615,000 | $639,025 |
| 5-6% | 511 | $245,985,000 | $481,380 |
| 2.5-3% | 336 | $320,590,000 | $954,137 |
| 6-7% | 258 | $116,860,000 | $452,946 |
| 7-8% | 137 | $52,075,000 | $380,109 |
| <2.5% | 135 | $150,165,000 | $1,112,333 |
| Over 8% | 97 | $38,805,000 | $400,052 |
During 2022, Napa's most frequently originated rate bucket was 3-4%, with 777 originations.
Loan Sizing (NAPA, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 686 | $342,240,000 | $498,892 |
| $600k-1000k | 685 | $509,975,000 | $744,489 |
| $200k-400k | 575 | $165,745,000 | $288,252 |
| $100k-200k | 400 | $55,420,000 | $138,550 |
| $Over $1MM | 381 | $840,535,000 | $2,206,129 |
| $100,000 or less | 217 | $13,645,000 | $62,880 |
NAPA's loan sizing saw the bucket of loans from $400k-600k with 686 originations, totaling $342,240,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 791 | $780,325,000 | $986,504 |
| Under 20% | 631 | $115,455,000 | $182,971 |
| 40-60% | 519 | $444,775,000 | $856,985 |
| 80-100% | 488 | $355,110,000 | $727,684 |
| 20-40% | 437 | $191,295,000 | $437,746 |
| Over 100% | 13 | $11,905,000 | $915,769 |
NAPA's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 791 originations, totaling $780,325,000 in origination value.