Blytheville VA Loan Rates, Closing Costs & Stats

Blytheville, AR

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Blytheville's 13 lenders originated 23 VA loans during 2023. The total origination value was $4,315,000, with an average VA loan value of $187,609.

    Blytheville VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Blytheville averaged 0.33% for the week of 2024-11-15, compared to the national average (all VA variants) of 0% for the same period.

    Blytheville's average VA mortgage closing costs are $3,904.

    The average rate for the prior week (2024-11-08) was 6.74% and one month ago for the week of 2024-10-11, the average rate was 6%.

    The average rate one year ago was 7.49%.

    For refis of the same type during the week of 2024-11-15, the average rate was 0%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Blytheville VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Blytheville level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 7 7.21% $2,181
    QUICKEN LOANS, LLC 4 7.02% $6,042
    DAS Acquisition Company, LLC 1 7.38% $5,762
    Eagle Bank and Trust Company 1 5.50% $2,172
    EVERETT FINANCIAL, INC. 1 7.13% $0
    FREEDOM MORTGAGE CORPORATION 1 6.75% $3,637
    Barrington Bank & Trust Company, N.A. 1 6.25% $6,103
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.63% $2,360
    Midwest Mortgage Associates Corporation 1 7.25% $0
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.75% $0
    PENTAGON FEDERAL CREDIT UNION 1 5.63% $3,495
    GUILD MORTGAGE COMPANY 1 7.13% $6,756
    CROSSCOUNTRY MORTGAGE, LLC 1 6.63% $2,341

    The top Blytheville VA lender as defined by loan originations is Mortgage Research Center, LLC, with 7 VA loans originated. Their average total fees are $2,181, which is $3,861 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Blytheville VA lenders (with over 10 loans originated) are .

    The lowest rate Blytheville VA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $87,500 (0.3%) $118,019 (-1.8%) 0.00 206
    2018-02-01 $86,250 (2.0%) $119,166 (3.4%) 0.00 201
    2018-03-01 $87,700 (2.1%) $120,885 (3.9%) 0.00 208
    2018-04-01 $86,975 (2.4%) $115,555 (0.1%) 0.00 206
    2018-05-01 $85,000 (-0.2%) $117,834 (3.9%) 0.00 199
    2018-06-01 $86,250 (-3.1%) $116,428 (1.6%) 0.00 203
    2018-07-01 $89,000 (0.0%) $123,255 (10.7%) 0.00 196
    2018-08-01 $89,975 (0.1%) $126,676 (9.2%) 0.00 195
    2018-09-01 $103,950 (15.6%) $130,407 (12.6%) 0.00 189
    2018-10-01 $106,700 (18.7%) $128,285 (10.0%) 0.00 188
    2018-11-01 $103,650 (15.9%) $125,426 (7.2%) 0.00 197
    2018-12-01 $109,900 (23.5%) $128,548 (10.4%) 0.00 194
    2019-01-01 $108,700 (24.2%) $129,799 (10.0%) 0.00 191
    2019-02-01 $96,125 (11.5%) $122,379 (2.7%) 0.00 195
    2019-03-01 $94,143 (7.4%) $119,425 (-1.2%) 0.00 203
    2019-04-01 $94,143 (8.2%) $118,631 (2.7%) 0.00 208
    2019-05-01 $92,100 (8.4%) $115,356 (-2.1%) 0.00 198
    2019-06-01 $94,900 (10.0%) $115,773 (-0.6%) 0.00 203
    2019-07-01 $89,300 (0.3%) $114,237 (-7.3%) 0.00 206
    2019-08-01 $90,200 (0.3%) $114,240 (-9.8%) 0.00 198
    2019-09-01 $90,650 (-12.8%) $115,659 (-11.3%) 0.00 198
    2019-10-01 $91,950 (-13.8%) $117,537 (-8.4%) 0.00 199
    2019-11-01 $89,950 (-13.2%) $116,744 (-6.9%) 0.00 196
    2019-12-01 $89,975 (-18.1%) $117,410 (-8.7%) 0.00 188
    2020-01-01 $89,900 (-17.3%) $116,834 (-10.0%) 0.00 190
    2020-02-01 $80,000 (-16.8%) $114,494 (-6.4%) 0.00 181
    2020-03-01 $79,900 (-15.1%) $110,296 (-7.6%) 0.00 171
    2020-04-01 $77,800 (-17.4%) $108,267 (-8.7%) 0.00 163
    2020-05-01 $75,000 (-18.6%) $107,694 (-6.6%) 0.00 152
    2020-06-01 $79,900 (-15.8%) $111,166 (-4.0%) 0.00 147
    2020-07-01 $79,900 (-10.5%) $113,737 (-0.4%) 0.00 130
    2020-08-01 $75,000 (-16.9%) $109,478 (-4.2%) 0.00 124
    2020-09-01 $75,000 (-17.3%) $107,807 (-6.8%) 0.00 122
    2020-10-01 $75,000 (-18.4%) $112,593 (-4.2%) 0.00 112
    2020-11-01 $75,000 (-16.6%) $114,193 (-2.2%) 0.00 108
    2020-12-01 $78,975 (-12.2%) $119,550 (1.8%) 0.00 110
    2021-01-01 $80,000 (-11.0%) $125,388 (7.3%) 0.00 111
    2021-02-01 $77,500 (-3.1%) $114,789 (0.3%) 0.00 85
    2021-03-01 $79,900 (0.0%) $122,225 (10.8%) 0.00 81
    2021-04-01 $82,500 (6.0%) $125,660 (16.1%) 0.00 81
    2021-05-01 $79,900 (6.5%) $126,191 (17.2%) 0.00 73
    2021-06-01 $89,450 (12.0%) $131,057 (17.9%) 0.00 75
    2021-07-01 $82,900 (3.8%) $131,557 (15.7%) 0.00 84
    2021-08-01 $81,025 (8.0%) $129,332 (18.1%) 0.00 94
    2021-09-01 $79,925 (6.6%) $135,867 (26.0%) 0.00 90
    2021-10-01 $95,000 (26.7%) $143,335 (27.3%) 0.00 90
    2021-11-01 $95,950 (27.9%) $149,292 (30.7%) 0.00 94
    2021-12-01 $97,450 (23.4%) $139,010 (16.3%) 0.00 93
    2022-01-01 $99,000 (23.8%) $135,597 (8.1%) 0.00 90
    2022-02-01 $103,450 (33.5%) $144,589 (26.0%) 0.00 86
    2022-03-01 $99,900 (25.0%) $139,161 (13.9%) 0.00 75
    2022-04-01 $89,900 (9.0%) $135,494 (7.8%) 0.00 70
    2022-05-01 $98,675 (23.5%) $148,793 (17.9%) 0.00 61
    2022-06-01 $103,675 (15.9%) $148,853 (13.6%) 0.00 69
    2022-07-01 $109,900 (32.6%) $161,904 (23.1%) 0.00 83
    2022-08-01 $99,900 (23.3%) $157,363 (21.7%) 0.00 84
    2022-09-01 $115,000 (43.9%) $158,705 (16.8%) 0.00 85
    2022-10-01 $118,000 (24.2%) $168,120 (17.3%) 0.00 84
    2022-11-01 $122,400 (27.6%) $176,531 (18.3%) 0.00 93
    2022-12-01 $134,450 (38.0%) $171,448 (23.3%) 0.00 97
    2023-01-01 $139,900 (41.3%) $173,124 (27.7%) 0.00 93
    2023-02-01 $128,650 (24.4%) $168,668 (16.7%) 0.00 92
    2023-03-01 $124,925 (25.1%) $171,232 (23.1%) 0.00 88
    2023-04-01 $135,000 (50.2%) $177,880 (31.3%) 0.00 90
    2023-05-01 $139,900 (41.8%) $182,080 (22.4%) 0.00 95
    2023-06-01 $133,350 (28.6%) $186,304 (25.2%) 0.00 91
    2023-07-01 $114,900 (4.6%) $174,776 (8.0%) 0.00 90
    2023-08-01 $113,338 (13.5%) $170,922 (8.6%) 0.00 89
    2023-09-01 $124,900 (8.6%) $166,856 (5.1%) 0.00 94
    2023-10-01 $132,200 (12.0%) $181,806 (8.1%) 0.00 97
    2023-11-01 $149,900 (22.5%) $187,088 (6.0%) 0.00 92
    2023-12-01 $152,400 (13.4%) $193,839 (13.1%) 0.00 95
    2024-01-01 $149,950 (7.2%) $189,389 (9.4%) 0.00 92
    2024-02-01 $134,950 (4.9%) $171,684 (1.8%) 0.00 101
    2024-03-01 $145,000 (16.1%) $169,750 (-0.9%) 0.00 98
    2024-04-01 $145,725 (7.9%) $172,507 (-3.0%) 0.00 99
    2024-05-01 $146,175 (4.5%) $174,716 (-4.0%) 0.00 102
    2024-06-01 $161,350 (21.0%) $190,299 (2.1%) 0.00 108
    2024-07-01 $163,675 (42.5%) $191,143 (9.4%) 0.00 110
    2024-08-01 $155,000 (36.8%) $184,207 (7.8%) 0.00 117
    2024-09-01 $159,975 (28.1%) $188,631 (13.1%) 0.00 114
    2024-10-01 $184,900 (39.9%) $199,419 (9.7%) 0.00 106
    Blytheville's median listing price for 2024-10-01 was $184,900, a difference of $52,700 (39.9%) versus the prior year and $24,925 versus the prior month.

    Blytheville's median listing price comes in at 0% of the national average.

    Blytheville's average listing price for 2024-10-01 was $199,419, a difference of $17,613 (9.7%) versus the prior year and $10,788 versus the prior month.

    For the 2024-10-01 period, Blytheville had 106 MLS listings, a difference of -8 listings (-7%) versus the prior month and 9 listings (9%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,733 sqft
    2018-02-01 0 days 1,737 sqft
    2018-03-01 0 days 1,746 sqft
    2018-04-01 0 days 1,797 sqft
    2018-05-01 0 days 1,835 sqft
    2018-06-01 0 days 1,803 sqft
    2018-07-01 0 days 1,898 sqft
    2018-08-01 0 days 1,891 sqft
    2018-09-01 0 days 1,803 sqft
    2018-10-01 0 days 1,811 sqft
    2018-11-01 0 days 1,820 sqft
    2018-12-01 0 days 1,881 sqft
    2019-01-01 0 days 1,912 sqft
    2019-02-01 0 days 1,829 sqft
    2019-03-01 0 days 1,780 sqft
    2019-04-01 0 days 1,732 sqft
    2019-05-01 0 days 1,731 sqft
    2019-06-01 0 days 1,736 sqft
    2019-07-01 0 days 1,734 sqft
    2019-08-01 0 days 1,747 sqft
    2019-09-01 0 days 1,763 sqft
    2019-10-01 0 days 1,788 sqft
    2019-11-01 0 days 1,739 sqft
    2019-12-01 0 days 1,724 sqft
    2020-01-01 0 days 1,654 sqft
    2020-02-01 0 days 1,662 sqft
    2020-03-01 0 days 1,582 sqft
    2020-04-01 0 days 1,565 sqft
    2020-05-01 0 days 1,513 sqft
    2020-06-01 0 days 1,568 sqft
    2020-07-01 0 days 1,582 sqft
    2020-08-01 0 days 1,525 sqft
    2020-09-01 0 days 1,548 sqft
    2020-10-01 0 days 1,560 sqft
    2020-11-01 0 days 1,550 sqft
    2020-12-01 0 days 1,559 sqft
    2021-01-01 0 days 1,551 sqft
    2021-02-01 0 days 1,544 sqft
    2021-03-01 0 days 1,631 sqft
    2021-04-01 0 days 1,598 sqft
    2021-05-01 0 days 1,568 sqft
    2021-06-01 0 days 1,568 sqft
    2021-07-01 0 days 1,568 sqft
    2021-08-01 0 days 1,555 sqft
    2021-09-01 0 days 1,548 sqft
    2021-10-01 0 days 1,550 sqft
    2021-11-01 0 days 1,594 sqft
    2021-12-01 0 days 1,605 sqft
    2022-01-01 0 days 1,554 sqft
    2022-02-01 0 days 1,575 sqft
    2022-03-01 0 days 1,510 sqft
    2022-04-01 0 days 1,468 sqft
    2022-05-01 0 days 1,433 sqft
    2022-06-01 0 days 1,486 sqft
    2022-07-01 0 days 1,570 sqft
    2022-08-01 0 days 1,507 sqft
    2022-09-01 0 days 1,475 sqft
    2022-10-01 0 days 1,486 sqft
    2022-11-01 0 days 1,521 sqft
    2022-12-01 0 days 1,579 sqft
    2023-01-01 0 days 1,596 sqft
    2023-02-01 0 days 1,597 sqft
    2023-03-01 0 days 1,598 sqft
    2023-04-01 0 days 1,610 sqft
    2023-05-01 0 days 1,724 sqft
    2023-06-01 0 days 1,763 sqft
    2023-07-01 0 days 1,583 sqft
    2023-08-01 0 days 1,577 sqft
    2023-09-01 0 days 1,622 sqft
    2023-10-01 0 days 1,618 sqft
    2023-11-01 0 days 1,704 sqft
    2023-12-01 0 days 1,732 sqft
    2024-01-01 0 days 1,701 sqft
    2024-02-01 0 days 1,615 sqft
    2024-03-01 0 days 1,591 sqft
    2024-04-01 0 days 1,587 sqft
    2024-05-01 0 days 1,595 sqft
    2024-06-01 0 days 1,657 sqft
    2024-07-01 0 days 1,688 sqft
    2024-08-01 0 days 1,654 sqft
    2024-09-01 0 days 1,702 sqft
    2024-10-01 0 days 1,693 sqft
    Blytheville's median listing age (time on market) for 2024-10-01 was 0 days.

    Blytheville's median square footage for active listings during the 2024-10-01 period was 1,693 sqft. One year prior, the average listing was 1,618 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.