Blytheville VA Loan Rates, Closing Costs & Stats

Blytheville, AR

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Blytheville's 15 lenders originated 26 VA loans during 2024. The total origination value was $6,120,000, with an average VA loan value of $235,385.

    Blytheville VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Blytheville averaged 0.65% for the week of 2026-09-11, compared to the national average (all VA variants) of 0% for the same period.

    Blytheville's average VA mortgage closing costs are $4,135.

    The average rate for the prior week (2026-09-04) was 7.15% and one month ago for the week of 2026-08-07, the average rate was 7.03%.

    The average rate one year ago was 6.42%.

    For refis of the same type during the week of 2026-09-11, the average rate was 0.1%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Blytheville VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Blytheville level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 4 6.72% $1,811
    UNITED WHOLESALE MORTGAGE, LLC 3 5.96% $10,784
    QUICKEN LOANS, LLC 3 6.24% $4,464
    VILLAGE CAPITAL MORTGAGE 2 5.75% $7,401
    NEW DAY FINANCIAL, LLC 2 7.93% $9,956
    PENNYMAC LOAN SERVICES, LLC 2 5.69% $2,966
    FREEDOM MORTGAGE CORPORATION 1 5.25% $3,450
    Arvest Bank 1 6.00% $406
    NEWREZ LLC 1 6.25% $4,823
    AMERICAN FINANCIAL NETWORK, INC. 1 6.75% $2,858
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.25% $0
    SENTE MORTGAGE, INC. 1 7.25% $17,091
    The Federal Savings Bank 1 6.50% $12,640
    LOANPAL, LLC 1 6.50% $6,246
    Mid-Continent Funding, Inc. 1 6.00% $9,465

    The top Blytheville VA lender as defined by loan originations is Mortgage Research Center, LLC, with 4 VA loans originated. Their average total fees are $1,811, which is $8,973 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Blytheville VA lenders (with over 10 loans originated) are .

    The lowest rate Blytheville VA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $87,500 (0.3%) $118,019 (-1.8%) 0.00 206
    2018-02-01 $86,250 (2.0%) $119,166 (3.4%) 0.00 201
    2018-03-01 $87,700 (2.1%) $120,885 (3.9%) 0.00 208
    2018-04-01 $86,975 (2.4%) $115,555 (0.1%) 0.00 206
    2018-05-01 $85,000 (-0.2%) $117,834 (3.9%) 0.00 199
    2018-06-01 $86,250 (-3.1%) $116,428 (1.6%) 0.00 203
    2018-07-01 $89,000 (0.0%) $123,255 (10.7%) 0.00 196
    2018-08-01 $89,975 (0.1%) $126,676 (9.2%) 0.00 195
    2018-09-01 $103,950 (15.6%) $130,407 (12.6%) 0.00 189
    2018-10-01 $106,700 (18.7%) $128,285 (10.0%) 0.00 188
    2018-11-01 $103,650 (15.9%) $125,426 (7.2%) 0.00 197
    2018-12-01 $109,900 (23.5%) $128,548 (10.4%) 0.00 194
    2019-01-01 $108,700 (24.2%) $129,799 (10.0%) 0.00 191
    2019-02-01 $96,125 (11.5%) $122,379 (2.7%) 0.00 195
    2019-03-01 $94,143 (7.4%) $119,425 (-1.2%) 0.00 203
    2019-04-01 $94,143 (8.2%) $118,631 (2.7%) 0.00 208
    2019-05-01 $92,100 (8.4%) $115,356 (-2.1%) 0.00 198
    2019-06-01 $94,900 (10.0%) $115,773 (-0.6%) 0.00 203
    2019-07-01 $89,300 (0.3%) $114,237 (-7.3%) 0.00 206
    2019-08-01 $90,200 (0.3%) $114,240 (-9.8%) 0.00 198
    2019-09-01 $90,650 (-12.8%) $115,659 (-11.3%) 0.00 198
    2019-10-01 $91,950 (-13.8%) $117,537 (-8.4%) 0.00 199
    2019-11-01 $89,950 (-13.2%) $116,744 (-6.9%) 0.00 196
    2019-12-01 $89,975 (-18.1%) $117,410 (-8.7%) 0.00 188
    2020-01-01 $89,900 (-17.3%) $116,834 (-10.0%) 0.00 190
    2020-02-01 $80,000 (-16.8%) $114,494 (-6.4%) 0.00 181
    2020-03-01 $79,900 (-15.1%) $110,296 (-7.6%) 0.00 171
    2020-04-01 $77,800 (-17.4%) $108,267 (-8.7%) 0.00 163
    2020-05-01 $75,000 (-18.6%) $107,694 (-6.6%) 0.00 152
    2020-06-01 $79,900 (-15.8%) $111,166 (-4.0%) 0.00 147
    2020-07-01 $79,900 (-10.5%) $113,737 (-0.4%) 0.00 130
    2020-08-01 $75,000 (-16.9%) $109,478 (-4.2%) 0.00 124
    2020-09-01 $75,000 (-17.3%) $107,807 (-6.8%) 0.00 122
    2020-10-01 $75,000 (-18.4%) $112,593 (-4.2%) 0.00 112
    2020-11-01 $75,000 (-16.6%) $114,193 (-2.2%) 0.00 108
    2020-12-01 $78,975 (-12.2%) $119,550 (1.8%) 0.00 110
    2021-01-01 $80,000 (-11.0%) $125,388 (7.3%) 0.00 111
    2021-02-01 $77,500 (-3.1%) $114,789 (0.3%) 0.00 85
    2021-03-01 $79,900 (0.0%) $122,225 (10.8%) 0.00 81
    2021-04-01 $82,500 (6.0%) $125,660 (16.1%) 0.00 81
    2021-05-01 $79,900 (6.5%) $126,191 (17.2%) 0.00 73
    2021-06-01 $89,450 (12.0%) $131,057 (17.9%) 0.00 75
    2021-07-01 $82,900 (3.8%) $131,557 (15.7%) 0.00 84
    2021-08-01 $81,025 (8.0%) $129,332 (18.1%) 0.00 94
    2021-09-01 $79,925 (6.6%) $135,867 (26.0%) 0.00 90
    2021-10-01 $95,000 (26.7%) $143,335 (27.3%) 0.00 90
    2021-11-01 $95,950 (27.9%) $149,292 (30.7%) 0.00 94
    2021-12-01 $97,450 (23.4%) $139,010 (16.3%) 0.00 93
    2022-01-01 $99,000 (23.8%) $135,597 (8.1%) 0.00 90
    2022-02-01 $103,450 (33.5%) $144,589 (26.0%) 0.00 86
    2022-03-01 $99,900 (25.0%) $139,161 (13.9%) 0.00 75
    2022-04-01 $89,900 (9.0%) $135,494 (7.8%) 0.00 70
    2022-05-01 $98,675 (23.5%) $148,793 (17.9%) 0.00 61
    2022-06-01 $103,675 (15.9%) $148,853 (13.6%) 0.00 69
    2022-07-01 $109,900 (32.6%) $161,904 (23.1%) 0.00 83
    2022-08-01 $99,900 (23.3%) $157,363 (21.7%) 0.00 84
    2022-09-01 $115,000 (43.9%) $158,705 (16.8%) 0.00 85
    2022-10-01 $118,000 (24.2%) $168,120 (17.3%) 0.00 84
    2022-11-01 $122,400 (27.6%) $176,531 (18.3%) 0.00 93
    2022-12-01 $134,450 (38.0%) $171,448 (23.3%) 0.00 97
    2023-01-01 $139,900 (41.3%) $173,124 (27.7%) 0.00 93
    2023-02-01 $128,650 (24.4%) $168,668 (16.7%) 0.00 92
    2023-03-01 $124,950 (25.1%) $172,939 (24.3%) 0.00 89
    2023-04-01 $135,850 (51.1%) $179,322 (32.4%) 0.00 91
    2023-05-01 $139,900 (41.8%) $182,080 (22.4%) 0.00 95
    2023-06-01 $133,350 (28.6%) $186,304 (25.2%) 0.00 91
    2023-07-01 $114,900 (4.6%) $174,776 (8.0%) 0.00 90
    2023-08-01 $113,338 (13.5%) $170,922 (8.6%) 0.00 89
    2023-09-01 $124,900 (8.6%) $166,856 (5.1%) 0.00 94
    2023-10-01 $132,200 (12.0%) $181,806 (8.1%) 0.00 97
    2023-11-01 $149,900 (22.5%) $187,088 (6.0%) 0.00 92
    2023-12-01 $152,400 (13.4%) $193,839 (13.1%) 0.00 95
    2024-01-01 $149,950 (7.2%) $189,389 (9.4%) 0.00 92
    2024-02-01 $134,950 (4.9%) $171,684 (1.8%) 0.00 101
    2024-03-01 $145,000 (16.1%) $169,750 (-1.8%) 0.00 98
    2024-04-01 $145,725 (7.3%) $172,507 (-3.8%) 0.00 99
    2024-05-01 $146,175 (4.5%) $174,716 (-4.0%) 0.00 102
    2024-06-01 $159,950 (20.0%) $187,337 (0.6%) 0.00 108
    2024-07-01 $163,675 (42.5%) $191,143 (9.4%) 0.00 110
    2024-08-01 $155,000 (36.8%) $184,207 (7.8%) 0.00 117
    2024-09-01 $158,150 (26.6%) $188,078 (12.7%) 0.00 115
    2024-10-01 $172,425 (30.4%) $197,301 (8.5%) 0.00 106
    2024-11-01 $187,400 (25.0%) $205,494 (9.8%) 0.00 104
    2024-12-01 $187,400 (23.0%) $212,271 (9.5%) 0.00 102
    2025-01-01 $197,925 (32.0%) $220,589 (16.5%) 0.00 95
    2025-02-01 $207,450 (53.7%) $226,536 (32.0%) 0.00 89
    2025-03-01 $238,400 (64.4%) $230,833 (36.0%) 0.00 82
    2025-04-01 $222,425 (52.6%) $228,956 (32.7%) 0.00 104
    2025-05-01 $199,900 (36.8%) $213,483 (22.2%) 0.00 103
    2025-06-01 $189,925 (18.7%) $205,163 (9.5%) 0.00 110
    2025-07-01 $178,650 (9.2%) $196,417 (2.8%) 0.00 118
    2025-08-01 $178,700 (15.3%) $198,285 (7.6%) 0.00 122
    2025-09-01 $176,500 (11.6%) $201,259 (7.0%) 0.00 127
    2025-10-01 $175,500 (1.8%) $186,477 (-5.5%) 0.00 131
    2025-11-01 $169,900 (-9.3%) $175,163 (-14.8%) 0.00 131
    2025-12-01 $174,900 (-6.7%) $176,830 (-16.7%) 0.00 128
    2026-01-01 $189,900 (-4.1%) $192,527 (-12.7%) 0.00 121
    2026-02-01 $197,450 (-4.8%) $191,525 (-15.5%) 0.00 115
    2026-03-01 $203,050 (-14.8%) $197,686 (-14.4%) 0.00 120
    2026-04-01 $195,000 (-12.3%) $194,738 (-15.0%) 0.00 108
    2026-05-01 $184,900 (-7.5%) $192,476 (-9.8%) 0.00 105
    2026-06-01 $182,400 (-4.0%) $188,704 (-8.0%) 0.00 115
    2026-07-01 $179,000 (0.2%) $186,711 (-4.9%) 0.00 112
    2026-08-01 $177,944 (-0.4%) $190,761 (-3.8%) 0.00 111
    Blytheville's median listing price for 2026-08-01 was $177,944, a difference of $-756 (-0.4%) versus the prior year and $-1,056 versus the prior month.

    Blytheville's median listing price comes in at 0% of the national average.

    Blytheville's average listing price for 2026-08-01 was $190,761, a difference of $-7,524 (-3.8%) versus the prior year and $4,050 versus the prior month.

    For the 2026-08-01 period, Blytheville had 111 MLS listings, a difference of -1 listings (-1%) versus the prior month and -11 listings (-9%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,730 sqft
    2018-02-01 0 days 1,735 sqft
    2018-03-01 0 days 1,746 sqft
    2018-04-01 0 days 1,811 sqft
    2018-05-01 0 days 1,803 sqft
    2018-06-01 0 days 1,776 sqft
    2018-07-01 0 days 1,897 sqft
    2018-08-01 0 days 1,830 sqft
    2018-09-01 0 days 1,803 sqft
    2018-10-01 0 days 1,810 sqft
    2018-11-01 0 days 1,804 sqft
    2018-12-01 0 days 1,842 sqft
    2019-01-01 0 days 1,898 sqft
    2019-02-01 0 days 1,827 sqft
    2019-03-01 0 days 1,779 sqft
    2019-04-01 0 days 1,734 sqft
    2019-05-01 0 days 1,732 sqft
    2019-06-01 0 days 1,739 sqft
    2019-07-01 0 days 1,738 sqft
    2019-08-01 0 days 1,749 sqft
    2019-09-01 0 days 1,765 sqft
    2019-10-01 0 days 1,789 sqft
    2019-11-01 0 days 1,749 sqft
    2019-12-01 0 days 1,727 sqft
    2020-01-01 0 days 1,663 sqft
    2020-02-01 0 days 1,664 sqft
    2020-03-01 0 days 1,585 sqft
    2020-04-01 0 days 1,568 sqft
    2020-05-01 0 days 1,515 sqft
    2020-06-01 0 days 1,568 sqft
    2020-07-01 0 days 1,591 sqft
    2020-08-01 0 days 1,537 sqft
    2020-09-01 0 days 1,548 sqft
    2020-10-01 0 days 1,568 sqft
    2020-11-01 0 days 1,551 sqft
    2020-12-01 0 days 1,560 sqft
    2021-01-01 0 days 1,552 sqft
    2021-02-01 0 days 1,546 sqft
    2021-03-01 0 days 1,637 sqft
    2021-04-01 0 days 1,611 sqft
    2021-05-01 0 days 1,568 sqft
    2021-06-01 0 days 1,570 sqft
    2021-07-01 0 days 1,568 sqft
    2021-08-01 0 days 1,564 sqft
    2021-09-01 0 days 1,557 sqft
    2021-10-01 0 days 1,565 sqft
    2021-11-01 0 days 1,599 sqft
    2021-12-01 0 days 1,626 sqft
    2022-01-01 0 days 1,580 sqft
    2022-02-01 0 days 1,605 sqft
    2022-03-01 0 days 1,537 sqft
    2022-04-01 0 days 1,477 sqft
    2022-05-01 0 days 1,450 sqft
    2022-06-01 0 days 1,490 sqft
    2022-07-01 0 days 1,580 sqft
    2022-08-01 0 days 1,526 sqft
    2022-09-01 0 days 1,479 sqft
    2022-10-01 0 days 1,492 sqft
    2022-11-01 0 days 1,522 sqft
    2022-12-01 0 days 1,580 sqft
    2023-01-01 0 days 1,597 sqft
    2023-02-01 0 days 1,598 sqft
    2023-03-01 0 days 1,612 sqft
    2023-04-01 0 days 1,648 sqft
    2023-05-01 0 days 1,736 sqft
    2023-06-01 0 days 1,792 sqft
    2023-07-01 0 days 1,583 sqft
    2023-08-01 0 days 1,577 sqft
    2023-09-01 0 days 1,622 sqft
    2023-10-01 0 days 1,618 sqft
    2023-11-01 0 days 1,704 sqft
    2023-12-01 0 days 1,732 sqft
    2024-01-01 0 days 1,701 sqft
    2024-02-01 0 days 1,615 sqft
    2024-03-01 0 days 1,591 sqft
    2024-04-01 0 days 1,587 sqft
    2024-05-01 0 days 1,595 sqft
    2024-06-01 0 days 1,657 sqft
    2024-07-01 0 days 1,696 sqft
    2024-08-01 0 days 1,654 sqft
    2024-09-01 0 days 1,692 sqft
    2024-10-01 0 days 1,673 sqft
    2024-11-01 0 days 1,665 sqft
    2024-12-01 0 days 1,670 sqft
    2025-01-01 0 days 1,661 sqft
    2025-02-01 0 days 1,652 sqft
    2025-03-01 0 days 1,686 sqft
    2025-04-01 0 days 1,634 sqft
    2025-05-01 0 days 1,600 sqft
    2025-06-01 0 days 1,603 sqft
    2025-07-01 0 days 1,600 sqft
    2025-08-01 0 days 1,610 sqft
    2025-09-01 0 days 1,588 sqft
    2025-10-01 0 days 1,586 sqft
    2025-11-01 0 days 1,515 sqft
    2025-12-01 0 days 1,515 sqft
    2026-01-01 0 days 1,567 sqft
    2026-02-01 0 days 1,601 sqft
    2026-03-01 0 days 1,610 sqft
    2026-04-01 0 days 1,617 sqft
    2026-05-01 0 days 1,613 sqft
    2026-06-01 0 days 1,617 sqft
    2026-07-01 0 days 1,619 sqft
    2026-08-01 0 days 1,681 sqft
    Blytheville's median listing age (time on market) for 2026-08-01 was 0 days.

    Blytheville's median square footage for active listings during the 2026-08-01 period was 1,681 sqft. One year prior, the average listing was 1,610 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.