Loanpal Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300YN94MOAVYW0F52
Tax ID: 47-0912342
1.8 stars - Updated: 4/5/25
-
out of 5 stars, based on 84 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Loanpal is a small mortgage company specializing in Cash Out Refi loans. Loanpal has a high proportion of conventional loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Phoenix, Dallas, Riverside, Atlanta, and Indianapolis among others. We have data for 516 markets. (Some data included below & more in-depth data is available with an active subscription.)Loanpal has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Loanpal is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.31% | 4/5/25 |
| 30 Year Conventional Refi | 6.87% | 4/5/25 |
| 30 Year Cash-out Refi | 7.08% | 4/5/25 |
| 30 Year FHA Purchase | 7.19% | 4/5/25 |
| 30 Year FHA Refi | 6.60% | 4/5/25 |
| 30 Year VA Purchase | 6.51% | 4/5/25 |
| 30 Year VA Refi | 6.26% | 4/5/25 |
| 15 Year Conventional Purchase | 6.00% | 4/5/25 |
| 15 Year Conventional Refi | 5.84% | 4/5/25 |
| 15 Year Cash-out Refi | 5.84% | 4/5/25 |
| 15 Year FHA Refi | 6.71% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Loanpal Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Loanpal. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,007Origination Dollar Volume (All Markets)
$1,265,755,000Awards
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LOANPAL - 2024
LOANPAL is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Loanpal's average 30 year fixed mortgage rate was
6.43%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.12%.
Relative Fees (Closing Costs)
Loanpal's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,949.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 251 | $54,215,000 | $215,996 | $11,966 | 6.64% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 309 | $53,915,000 | $174,482 | $9,197 | 6.37% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 188 | $46,160,000 | $245,532 | $12,799 | 6.54% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 193 | $38,185,000 | $197,850 | $10,924 | 6.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 221 | $35,865,000 | $162,285 | $9,238 | 6.08% |
| Outside of Metro Areas | 242 | $34,130,000 | $141,033 | $8,616 | 6.21% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 222 | $32,900,000 | $148,198 | $8,545 | 6.66% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 143 | $32,435,000 | $226,818 | $13,109 | 7.28% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 114 | $29,220,000 | $256,316 | $12,042 | 5.77% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 136 | $23,630,000 | $173,750 | $10,646 | 6.31% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 131 | $23,125,000 | $176,527 | $9,878 | 6.36% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 90 | $22,890,000 | $254,333 | $12,357 | 6.45% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 79 | $21,935,000 | $277,658 | $13,598 | 6.54% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 96 | $21,180,000 | $220,625 | $10,776 | 5.99% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 71 | $18,805,000 | $264,859 | $13,294 | 6.97% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 69 | $17,275,000 | $250,362 | $12,814 | 6.31% |
| COLUMBUS, OH (FHA|USDA|VA) | 95 | $16,525,000 | $173,947 | $9,653 | 6.10% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 76 | $15,600,000 | $205,263 | $10,981 | 6.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 95 | $15,175,000 | $159,737 | $9,044 | 5.95% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 73 | $14,815,000 | $202,945 | $11,508 | 6.30% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 95 | $14,375,000 | $151,316 | $8,569 | 6.57% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 66 | $12,570,000 | $190,455 | $10,558 | 6.18% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 47 | $11,825,000 | $251,596 | $12,999 | 6.36% |
| RICHMOND, VA (FHA|USDA|VA) | 59 | $11,225,000 | $190,254 | $9,297 | 5.79% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 48 | $11,200,000 | $233,333 | $13,857 | 6.87% |
| TUCSON, AZ (FHA|USDA|VA) | 65 | $10,725,000 | $165,000 | $9,899 | 6.76% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 62 | $10,240,000 | $165,161 | $10,530 | 6.82% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 74 | $9,890,000 | $133,649 | $8,185 | 6.20% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 73 | $9,865,000 | $135,137 | $8,082 | 6.07% |
| PITTSBURGH, PA (FHA|USDA|VA) | 77 | $9,605,000 | $124,740 | $8,090 | 5.82% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 50 | $9,600,000 | $192,000 | $10,860 | 6.54% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 34 | $9,360,000 | $275,294 | $14,501 | 7.04% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 67 | $9,165,000 | $136,791 | $9,954 | 6.52% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 52 | $9,010,000 | $173,269 | $9,532 | 6.60% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 35 | $8,715,000 | $249,000 | $12,002 | 5.96% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 38 | $8,000,000 | $210,526 | $11,222 | 6.18% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 31 | $7,485,000 | $241,452 | $11,188 | 6.09% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 47 | $6,935,000 | $147,553 | $8,141 | 6.37% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 41 | $6,875,000 | $167,683 | $9,592 | 6.21% |
| TULSA, OK (FHA|USDA|VA) | 52 | $6,810,000 | $130,962 | $9,352 | 6.52% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 32 | $6,750,000 | $210,938 | $12,981 | 6.69% |
| KNOXVILLE, TN (FHA|USDA|VA) | 31 | $6,595,000 | $212,742 | $10,719 | 5.97% |
| VISALIA, CA (FHA|USDA|VA) | 28 | $6,250,000 | $223,214 | $10,160 | 6.57% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 37 | $6,175,000 | $166,892 | $9,360 | 6.41% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 18 | $5,880,000 | $326,667 | $14,201 | 6.58% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 31 | $5,865,000 | $189,194 | $8,639 | 5.85% |
| FRESNO, CA (FHA|USDA|VA) | 29 | $5,725,000 | $197,414 | $10,298 | 7.04% |
| RENO, NV (FHA|USDA|VA) | 24 | $5,710,000 | $237,917 | $11,473 | 5.44% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 29 | $5,665,000 | $195,345 | $11,266 | 6.37% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 23 | $5,665,000 | $246,304 | $12,693 | 6.14% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 30 | $5,660,000 | $188,667 | $9,733 | 6.71% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 30 | $5,610,000 | $187,000 | $10,473 | 5.77% |
| BOISE CITY, ID (FHA|USDA|VA) | 29 | $5,515,000 | $190,172 | $11,003 | 6.51% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 41 | $5,415,000 | $132,073 | $8,608 | 6.29% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 25 | $5,325,000 | $213,000 | $13,078 | 6.26% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 44 | $5,240,000 | $119,091 | $7,151 | 6.29% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 27 | $5,135,000 | $190,185 | $8,568 | 5.93% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 46 | $4,960,000 | $107,826 | $7,160 | 5.70% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 19 | $4,945,000 | $260,263 | $11,870 | 6.14% |
| COLUMBIA, SC (FHA|USDA|VA) | 28 | $4,880,000 | $174,286 | $9,048 | 5.85% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 32 | $4,820,000 | $150,625 | $9,403 | 6.17% |
| PUEBLO, CO (FHA|USDA|VA) | 24 | $4,500,000 | $187,500 | $10,655 | 6.45% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 24 | $4,500,000 | $187,500 | $8,721 | 5.96% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 16 | $4,490,000 | $280,625 | $12,811 | 6.17% |
| EL PASO, TX (FHA|USDA|VA) | 38 | $4,490,000 | $118,158 | $7,398 | 6.59% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 31 | $4,275,000 | $137,903 | $7,959 | 6.21% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 22 | $4,270,000 | $194,091 | $11,641 | 6.31% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 37 | $4,185,000 | $113,108 | $6,944 | 6.08% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 22 | $4,180,000 | $190,000 | $10,457 | 6.61% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 25 | $4,125,000 | $165,000 | $9,020 | 6.02% |
| MOBILE, AL (FHA|USDA|VA) | 30 | $4,120,000 | $137,333 | $8,713 | 6.55% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 20 | $4,060,000 | $203,000 | $11,810 | 6.09% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 21 | $4,045,000 | $192,619 | $10,109 | 6.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 17 | $3,965,000 | $233,235 | $11,103 | 5.98% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 26 | $3,850,000 | $148,077 | $8,978 | 5.90% |
| FORT WAYNE, IN (FHA|USDA|VA) | 26 | $3,850,000 | $148,077 | $8,279 | 5.70% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 23 | $3,735,000 | $162,391 | $10,022 | 6.14% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 22 | $3,710,000 | $168,636 | $10,512 | 5.95% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 22 | $3,650,000 | $165,909 | $9,147 | 5.94% |
| SALEM, OR (FHA|USDA|VA) | 17 | $3,595,000 | $211,471 | $13,577 | 6.42% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 24 | $3,590,000 | $149,583 | $8,573 | 6.19% |
| ROANOKE, VA (FHA|USDA|VA) | 23 | $3,555,000 | $154,565 | $9,214 | 6.47% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 21 | $3,505,000 | $166,905 | $9,146 | 6.52% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 18 | $3,490,000 | $193,889 | $9,542 | 6.62% |
| AKRON, OH (FHA|USDA|VA) | 27 | $3,435,000 | $127,222 | $8,529 | 6.32% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 21 | $3,395,000 | $161,667 | $9,387 | 6.17% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 23 | $3,345,000 | $145,435 | $7,790 | 7.06% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 30 | $3,260,000 | $108,667 | $7,055 | 6.00% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 13 | $3,195,000 | $245,769 | $13,271 | 5.33% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 16 | $3,120,000 | $195,000 | $11,481 | 5.78% |
| LYNCHBURG, VA (FHA|USDA|VA) | 13 | $3,115,000 | $239,615 | $9,485 | 5.66% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 14 | $3,000,000 | $214,286 | $11,216 | 6.24% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 17 | $2,915,000 | $171,471 | $8,900 | 6.10% |
| SPARTANBURG, SC (FHA|USDA|VA) | 14 | $2,890,000 | $206,429 | $9,855 | 5.82% |
| LAS CRUCES, NM (FHA|USDA|VA) | 14 | $2,830,000 | $202,143 | $10,725 | 6.56% |
| MEDFORD, OR (FHA|USDA|VA) | 11 | $2,825,000 | $256,818 | $12,158 | 5.67% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 13 | $2,795,000 | $215,000 | $4,601 | 7.02% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 9 | $2,795,000 | $310,556 | $15,579 | 6.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 17 | $2,635,000 | $155,000 | $9,533 | 5.98% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 14 | $2,570,000 | $183,571 | $10,626 | 6.52% |
| READING, PA (FHA|USDA|VA) | 14 | $2,510,000 | $179,286 | $11,406 | 5.89% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 13 | $2,495,000 | $191,923 | $12,601 | 6.22% |
| KOKOMO, IN (FHA|USDA|VA) | 23 | $2,465,000 | $107,174 | $7,631 | 5.86% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 14 | $2,440,000 | $174,286 | $11,565 | 6.94% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 12 | $2,440,000 | $203,333 | $12,402 | 6.42% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 15 | $2,425,000 | $161,667 | $10,430 | 5.86% |
| OCALA, FL (FHA|USDA|VA) | 14 | $2,390,000 | $170,714 | $10,950 | 6.09% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 15 | $2,385,000 | $159,000 | $9,355 | 6.41% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 16 | $2,260,000 | $141,250 | $8,823 | 6.17% |
| DOVER, DE (FHA|USDA|VA) | 9 | $2,245,000 | $249,444 | $14,207 | 5.44% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 15 | $2,245,000 | $149,667 | $9,194 | 6.30% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 8 | $2,230,000 | $278,750 | $12,425 | 5.69% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 17 | $2,155,000 | $126,765 | $7,712 | 6.25% |
| GREELEY, CO (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $15,975 | 5.64% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $11,058 | 5.44% |
| FLINT, MI (FHA|USDA|VA) | 13 | $1,985,000 | $152,692 | $9,649 | 5.87% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 14 | $1,980,000 | $141,429 | $8,468 | 5.65% |
| MADERA, CA (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $12,837 | 6.48% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 15 | $1,975,000 | $131,667 | $6,963 | 6.01% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $11,519 | 6.81% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $14,479 | 5.87% |
| JACKSON, TN (FHA|USDA|VA) | 14 | $1,920,000 | $137,143 | $9,229 | 6.21% |
| LANCASTER, PA (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $10,164 | 6.21% |
| WICHITA, KS (FHA|USDA|VA) | 13 | $1,895,000 | $145,769 | $8,745 | 5.42% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 16 | $1,860,000 | $116,250 | $7,169 | 6.37% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 12 | $1,800,000 | $150,000 | $9,409 | 5.53% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $13,155 | 5.90% |
| MONTGOMERY, AL (FHA|USDA|VA) | 14 | $1,750,000 | $125,000 | $7,221 | 6.78% |
| MERCED, CA (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $8,941 | 6.34% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $7,983 | 6.03% |
| VALLEJO, CA (FHA|USDA|VA) | 10 | $1,730,000 | $173,000 | $8,780 | 7.39% |
| STOCKTON, CA (FHA|USDA|VA) | 9 | $1,725,000 | $191,667 | $10,324 | 7.76% |
| PROVO-OREM, UT (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $12,505 | 6.78% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $15,112 | 6.42% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $16,229 | 5.92% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $10,340 | 5.94% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $8,584 | 5.70% |
| MODESTO, CA (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $9,912 | 6.59% |
| YAKIMA, WA (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $12,075 | 5.62% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 10 | $1,550,000 | $155,000 | $7,457 | 6.67% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $8,956 | 6.36% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 11 | $1,475,000 | $134,091 | $8,635 | 5.71% |
| LOUISVILLE, KY (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $9,934 | 5.79% |
| GAINESVILLE, GA (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $12,486 | 6.63% |
| Roseburg, OR (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $10,030 | 6.16% |
| COLUMBUS, IN (FHA|USDA|VA) | 12 | $1,390,000 | $115,833 | $7,519 | 6.08% |
| TYLER, TX (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $8,305 | 6.60% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $9,398 | 7.17% |
| Red Bluff, CA (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $7,495 | 6.46% |
| Wilson, NC (FHA|USDA|VA) | 10 | $1,340,000 | $134,000 | $8,822 | 5.57% |
| MANHATTAN, KS (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $11,881 | 7.06% |
| LAWTON, OK (FHA|USDA|VA) | 11 | $1,295,000 | $117,727 | $7,686 | 6.47% |
| LUBBOCK, TX (FHA|USDA|VA) | 10 | $1,290,000 | $129,000 | $6,641 | 5.81% |
| JOPLIN, MO (FHA|USDA|VA) | 9 | $1,265,000 | $140,556 | $7,532 | 5.62% |
| TOLEDO, OH (FHA|USDA|VA) | 14 | $1,250,000 | $89,286 | $6,132 | 6.39% |
| MIDLAND, MI (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $8,669 | 6.41% |
| VALDOSTA, GA (FHA|USDA|VA) | 8 | $1,220,000 | $152,500 | $9,423 | 6.54% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $14,267 | 5.37% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $8,610 | 6.42% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $10,527 | 6.67% |
| EL CENTRO, CA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $8,044 | 5.48% |
| SUMTER, SC (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $8,507 | 5.89% |
| AMARILLO, TX (FHA|USDA|VA) | 9 | $1,185,000 | $131,667 | $7,266 | 5.64% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $10,258 | 5.71% |
| YUMA, AZ (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $11,727 | 6.17% |
| BURLINGTON, NC (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $9,716 | 5.82% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 12 | $1,140,000 | $95,000 | $6,122 | 6.40% |
| LONGVIEW, TX (FHA|USDA|VA) | 11 | $1,135,000 | $103,182 | $7,493 | 6.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $15,318 | 5.67% |
| WACO, TX (FHA|USDA|VA) | 9 | $1,105,000 | $122,778 | $7,560 | 5.84% |
| Fernley, NV (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $19,706 | 4.75% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $14,044 | 5.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $9,648 | 7.10% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $9,840 | 5.64% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $8,960 | 6.74% |
| RACINE, WI (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $9,800 | 5.52% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $9,028 | 5.25% |
| Bedford, IN (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $9,167 | 6.67% |
| ABILENE, TX (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $7,207 | 6.34% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $11,427 | 5.93% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $16,161 | 5.74% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $10,799 | 7.65% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $7,708 | 5.45% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $6,234 | 6.12% |
| Sanford, NC (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $8,006 | 6.09% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $13,943 | 6.06% |
| TWIN FALLS, ID (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $10,080 | 6.06% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $9,734 | 5.31% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $11,853 | 5.78% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $12,611 | 6.15% |
| Ontario, OR-ID (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $13,408 | 6.64% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $10,634 | 6.46% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $14,691 | 6.04% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $9,076 | 6.14% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 9 | $945,000 | $105,000 | $5,745 | 6.48% |
| Marion, IN (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $8,568 | 5.46% |
| NILES, MI (FHA|USDA|VA) | 8 | $900,000 | $112,500 | $6,814 | 6.56% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $5,982 | 6.14% |
| Crossville, TN (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $7,761 | 5.67% |
| GRANTS PASS, OR (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $11,176 | 8.99% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $16,167 | 5.67% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $9,082 | 6.56% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $11,610 | 5.29% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $17,069 | 5.44% |
| Calhoun, GA (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $9,094 | 6.38% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $10,437 | 5.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $7,121 | 6.82% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,036 | 9.15% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $20,959 | 5.94% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $16,214 | 6.70% |
| Del Rio, TX (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $9,099 | 6.90% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $16,587 | 6.19% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $9,021 | 6.26% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $8,829 | 5.50% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $9,198 | 6.30% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $7,875 | 6.00% |
| Huntington, IN (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $7,103 | 5.98% |
| Montrose, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $17,531 | 6.25% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $11,685 | 5.41% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $9,137 | 5.41% |
| Nacogdoches, TX (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $7,119 | 6.77% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $11,306 | 5.75% |
| JACKSON, MI (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $11,119 | 5.84% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $11,666 | 5.79% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $13,035 | 5.33% |
| Marion, NC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $13,784 | 5.62% |
| Wabash, IN (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $8,139 | 6.17% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $8,680 | 5.94% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $8,001 | 6.46% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $13,263 | 5.21% |
| LAREDO, TX (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $6,413 | 6.68% |
| MUSKEGON, MI (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $7,509 | 5.67% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $15,381 | 7.58% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $9,778 | 5.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $8,827 | 5.72% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $9,494 | 5.96% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $11,668 | 5.91% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $8,435 | 5.09% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $12,498 | 7.34% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $7,423 | 7.03% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $13,215 | 6.00% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $7,554 | 5.65% |
| Winnemucca, NV (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $11,898 | 5.58% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $8,967 | 6.75% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $17,423 | 5.12% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $7,976 | 6.62% |
| Outside of Metro Areas | 3 | $565,000 | $188,333 | $21,227 | 8.08% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $7,091 | 6.10% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $14,189 | 5.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $18,556 | 5.44% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $13,342 | 5.99% |
| CHICO, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $13,663 | 6.38% |
| Ozark, AL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $10,776 | 6.37% |
| Danville, VA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,877 | 6.13% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $7,350 | 6.78% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $6,068 | 4.65% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $10,576 | 5.46% |
| Safford, AZ (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $10,588 | 5.88% |
| Dayton, TN (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $8,021 | 5.78% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $10,778 | 5.79% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $8,691 | 6.58% |
| Lufkin, TX (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $6,599 | 6.27% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $16,203 | 8.26% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $7,241 | 6.31% |
| Russellville, AR (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $9,222 | 6.00% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $8,131 | 6.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $9,382 | 5.71% |
| Tifton, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $10,981 | 5.56% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $12,751 | 6.56% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $14,518 | 5.50% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $17,860 | 7.64% |
| Auburn, IN (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $6,387 | 6.64% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $13,000 | 5.75% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $8,806 | 6.46% |
| Fort Morgan, CO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $8,145 | 5.25% |
| Payson, AZ (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,606 | 7.56% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,598 | 5.69% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $14,658 | 5.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $7,432 | 5.78% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $7,475 | 6.46% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $21,812 | 4.75% |
| Coshocton, OH (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $4,869 | 6.25% |
| Warsaw, IN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,614 | 6.16% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,025 | 7.48% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,332 | 6.75% |
| MUNCIE, IN (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $7,636 | 6.06% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $22,476 | 5.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $24,678 | 5.25% |
| Mountain Home, ID (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,927 | 6.37% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $8,248 | 6.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $18,534 | 6.13% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $12,554 | 6.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $6,418 | 5.75% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $9,223 | 6.13% |
| ERIE, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $13,496 | 5.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $6,402 | 7.25% |
| BEND, OR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $13,098 | 5.00% |
| Holland, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $23,433 | 5.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,956 | 5.16% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $19,352 | 8.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,975 | 5.21% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $12,834 | 8.59% |
| Fallon, NV (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $13,873 | 5.93% |
| Martinsville, VA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $3,749 | 5.81% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $12,736 | 7.65% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $8,276 | 6.84% |
| Sonora, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,486 | 6.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $4,853 | 7.42% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $22,785 | 6.50% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,018 | 6.88% |
| Dublin, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,307 | 5.25% |
| Eagle Pass, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,900 | 6.46% |
| Jasper, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $7,071 | 5.87% |
| Angola, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,042 | 5.44% |
| Arkadelphia, AR (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $7,591 | 6.25% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $20,134 | 5.13% |
| Centralia, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,253 | 6.50% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,584 | 6.69% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $11,032 | 6.62% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,371 | 5.94% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $11,969 | 5.44% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $11,226 | 6.31% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $4,285 | 5.40% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $5,220 | 6.34% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,391 | 4.87% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,453 | 6.06% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,518 | 5.25% |
| ROME, GA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,179 | 6.16% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,698 | 5.99% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,888 | 6.13% |
| Seymour, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $15,488 | 5.75% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,219 | 6.25% |
| Sterling, CO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,276 | 5.69% |
| Bonham, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,345 | 6.06% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,913 | 6.50% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $10,667 | 8.90% |
| Mexico, MO (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,907 | 7.08% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,764 | 6.54% |
| McAlester, OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $10,063 | 5.19% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $17,442 | 6.50% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,425 | 5.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $10,248 | 6.25% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,828 | 5.54% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,291 | 6.13% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,891 | 8.13% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,148 | 6.18% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,992 | 6.25% |
| Othello, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $16,475 | 5.25% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $10,115 | 5.44% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $8,146 | 6.31% |
| West Plains, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,239 | 5.99% |
| Moscow, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,684 | 5.75% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,588 | 6.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,972 | 5.44% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $4,857 | 6.28% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $18,659 | 4.88% |
| Palatka, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,617 | 5.99% |
| Ada, OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $9,768 | 5.81% |
| Shawano, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,028 | 5.81% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,993 | 6.13% |
| Salem, OH (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,819 | 5.63% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,636 | 5.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,952 | 6.69% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,999 | 8.60% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,406 | 5.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $14,507 | 5.88% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,650 | 6.25% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $9,311 | 5.88% |
| Duncan, OK (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,033 | 5.62% |
| Athens, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,454 | 5.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $6,776 | 5.91% |
| Guymon, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,636 | 5.99% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,466 | 5.38% |
| New Castle, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,600 | 5.75% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,656 | 4.75% |
| Vernal, UT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,097 | 5.38% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,986 | 5.25% |
| Logansport, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $9,136 | 5.37% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $9,246 | 5.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,445 | 7.03% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $9,608 | 5.69% |
| Lake City, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $13,779 | 7.38% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,762 | 5.71% |
| Price, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,102 | 5.50% |
| Mountain Home, AR (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $4,499 | 7.68% |
| LIMA, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,236 | 7.00% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,296 | 8.55% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,839 | 6.31% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,629 | 5.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,540 | 5.25% |
| Branson, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,752 | 6.13% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,338 | 5.06% |
| Silver City, NM (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,248 | 6.63% |
| Meadville, PA (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $6,062 | 5.29% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,991 | 6.31% |
| Portales, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,240 | 5.75% |
| Henderson, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,746 | 7.50% |
| Kinston, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,518 | 6.25% |
| Dumas, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,672 | 6.50% |
| Burley, ID (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,223 | 9.33% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,385 | 6.63% |
| Farmington, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,608 | 5.99% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,263 | 6.99% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $3,910 | 5.70% |
| Adrian, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,064 | 5.25% |
| Emporia, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,269 | 6.99% |
| Shelton, WA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,038 | 7.72% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,235 | 7.68% |
| Greenville, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,409 | 5.13% |
| Weatherford, OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $7,600 | 6.81% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,612 | 6.25% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,397 | 6.63% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,112 | 6.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,583 | 6.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,563 | 5.63% |
| Borger, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,089 | 6.56% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $9,312 | 7.31% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,954 | 5.31% |
| Alpena, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,724 | 5.44% |
| Deming, NM (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $7,126 | 7.66% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,297 | 6.88% |
| Marion, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,760 | 4.88% |
| Durant, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,861 | 5.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,941 | 8.54% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,267 | 8.01% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,608 | 6.99% |
| Beeville, TX (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,201 | 6.19% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,406 | 6.13% |
| Urbana, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,297 | 5.75% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,007 | 5.25% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,870 | 6.13% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,972 | 4.75% |
| Summerville, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,762 | 6.63% |
| Heber, UT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.65% |
| Athens, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,816 | 6.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,752 | 6.38% |
| Ludington, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,656 | 6.50% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,271 | 5.99% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,506 | 7.74% |
| MONROE, MI (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $7,525 | 8.53% |
| REDDING, CA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,390 | 8.55% |
| Seneca, SC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,026 | 4.81% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,525 | 7.20% |
| Martin, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,096 | 5.88% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,734 | 6.13% |
| Garden City, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,605 | 4.99% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,723 | 6.75% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,246 | 6.50% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,985 | 5.25% |
| Prineville, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,529 | 5.38% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,284 | 4.94% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,950 | 5.63% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,212 | 5.13% |
| Hereford, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,486 | 6.99% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,317 | 5.25% |
| Hope, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,326 | 5.99% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,017 | 5.50% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,640 | 6.13% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,900 | 6.25% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,509 | 7.13% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,228 | 6.50% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,530 | 5.99% |
| Findlay, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,653 | 5.99% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,194 | 4.75% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,387 | 5.63% |
| Celina, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,310 | 7.50% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,602 | 5.25% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $3,808 | 7.70% |
| Waycross, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,580 | 5.99% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,130 | 6.50% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $10,492 | 6.13% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,688 | 6.13% |
| Decatur, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,267 | 5.63% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,544 | 7.25% |
| Warren, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,483 | 6.50% |
| New Castle, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,009 | 5.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,176 | 5.25% |
| Miami, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,862 | 6.75% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,968 | 5.38% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,992 | 4.50% |
| Platteville, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,530 | 5.99% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,393 | 5.13% |
| Paris, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,697 | 4.99% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,016 | 6.88% |
| Palestine, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,990 | 6.99% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,552 | 6.88% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,844 | 6.25% |
| Pecos, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,788 | 6.99% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 13.90% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,196 | 5.63% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,308 | 6.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,411 | 6.50% |
| Peru, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,097 | 5.88% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 12.30% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,303 | 5.88% |
| Forest City, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.99% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,229 | 5.99% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,566 | 4.75% |
| Oil City, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,754 | 5.38% |
| Hilo, HI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.30% |
| Athens, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,530 | 5.25% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,253 | 5.63% |
| El Campo, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,496 | 4.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,994 | 5.63% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.75% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,896 | 5.38% |
| Parsons, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,978 | 6.75% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,912 | 6.50% |
| Moberly, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,110 | 4.75% |
| Union, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,430 | 4.88% |
| Troy, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,928 | 4.99% |
| Grants, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,254 | 5.50% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.25% |
| ENID, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.90% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.85% |
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Product Mix
For 2024, Loanpal's most frequently originated type of loan was Conventional, with 3,313 originations. Their 2nd most popular type was FHA, with 2,270 originations.
Loan Reason
For 2024, Loanpal's most frequently cited loan purpose was Cash Out Refi, with 6,598 originations. The 2nd most popular reason was Refi, with 377 originations.
Loan Duration/Length
For 2024, Loanpal's most frequently cited loan duration was 30 Year, with 4,009 originations. The 2nd most popular length was 15 Year, with 1,508 originations.
Origination Fees/Closing Costs
Loanpal's average total fees were $11,949, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,785 originations.
Interest Rates
During 2024, Loanpal's average interest rate for loans was 6.43%, while their most frequently originated rate bucket for loans was 5-6%, with 3,240 originations.
Loan Sizing
2024 saw Loanpal place emphasis on $100k-200k loans with 2,337 originations, totaling $339,545,000 in origination value.
Applicant Income
Loanpal lent most frequently to those with incomes in the $50k-75k range, with 2,033 originations. The second most popular income band? $50k or less, with 1,752 originations.
Applicant Debt to Income Ratio
Loanpal lent most frequently to those with DTI ratios of 30-36%, with 1,199 originations. The next most common DTI ratio? 20-30%, with 1,178 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications76.88%
Loanpal has a below average approval rate.
Pick Rate
Approvals leading to origination31.10%
Loanpal has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,007 | $1,265,755,000 | $180,642 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,007 | $1,265,755,000 | $180,642 |