Loanpal Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 549300YN94MOAVYW0F52

Tax ID: 47-0912342

3.2 stars - out of 5 stars, based on 123 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Loanpal is a mid-sized mortgage company specializing in Cash Out Refi and Refi loans. Loanpal has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets include Phoenix, Sacramento, Las Vegas, Denver, and Dallas among others. Loanpal has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Loanpal is typically a high fee lendor.


Originations

15,161

Origination Dollar Volume (All Markets)

$3,828,695,000
Show all (48) awards

Relative Rate

Loanpal 's average 30 year fixed rate mortgage of loans were 2.98%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.17%.

Relative Fees

Loanpal 's average total fees for a 30 year fixed rate mortgage are $7,021.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,296 $330,760,000 $255,216 $6,414 2.94%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 896 $311,110,000 $347,221 $5,990 2.94%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 808 $220,280,000 $272,624 $6,586 2.86%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 503 $161,485,000 $321,044 $6,950 2.85%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 694 $141,840,000 $204,380 $6,567 2.95%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 461 $141,105,000 $306,085 $7,020 2.89%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 329 $132,495,000 $402,720 $7,554 2.88%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 205 $93,945,000 $458,268 $7,438 2.88%
SALT LAKE CITY, UT (FHA|USDA|VA) 266 $75,100,000 $282,331 $6,660 2.91%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 290 $68,640,000 $236,690 $6,358 2.75%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 186 $65,330,000 $351,237 $6,765 2.80%
BOISE CITY, ID (FHA|USDA|VA) 239 $63,445,000 $265,460 $7,541 2.82%
ALBUQUERQUE, NM (FHA|USDA|VA) 327 $62,995,000 $192,645 $6,355 2.87%
TUCSON, AZ (FHA|USDA|VA) 287 $57,655,000 $200,889 $6,088 2.91%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 144 $57,190,000 $397,153 $7,608 2.86%
Outside of Metro Areas 299 $57,035,000 $190,753 $5,423 2.93%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 299 $55,745,000 $186,438 $6,422 2.91%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 245 $55,665,000 $227,204 $6,780 2.84%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 196 $54,060,000 $275,816 $6,935 2.85%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 217 $52,305,000 $241,037 $7,335 2.95%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 278 $52,200,000 $187,770 $6,013 2.94%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 222 $51,570,000 $232,297 $6,721 2.89%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 165 $51,465,000 $311,909 $7,303 2.86%
COLORADO SPRINGS, CO (FHA|USDA|VA) 164 $48,530,000 $295,915 $7,368 2.71%
RALEIGH-CARY, NC (FHA|USDA|VA) 165 $42,035,000 $254,758 $7,011 2.91%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 170 $39,370,000 $231,588 $6,520 2.88%
STOCKTON, CA (FHA|USDA|VA) 127 $38,415,000 $302,480 $6,821 2.87%
FRESNO, CA (FHA|USDA|VA) 149 $36,655,000 $246,007 $6,580 2.93%
BAKERSFIELD, CA (FHA|USDA|VA) 146 $32,670,000 $223,767 $5,841 2.89%
PROVO-OREM, UT (FHA|USDA|VA) 103 $30,625,000 $297,330 $6,559 2.92%
GREELEY, CO (FHA|USDA|VA) 99 $29,575,000 $298,737 $7,128 2.89%
EL PASO, TX (FHA|USDA|VA) 218 $29,440,000 $135,046 $5,250 2.85%
VALLEJO, CA (FHA|USDA|VA) 87 $28,825,000 $331,322 $6,908 2.78%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 133 $27,495,000 $206,729 $6,658 2.75%
RICHMOND, VA (FHA|USDA|VA) 114 $26,030,000 $228,333 $5,973 2.91%
YUBA CITY, CA (FHA|USDA|VA) 79 $24,105,000 $305,127 $7,090 2.92%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 65 $21,415,000 $329,462 $8,248 2.89%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 41 $17,765,000 $433,293 $6,990 2.82%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 52 $17,550,000 $337,500 $7,271 2.97%
VISALIA, CA (FHA|USDA|VA) 71 $16,075,000 $226,408 $5,615 2.89%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 98 $16,020,000 $163,469 $5,338 2.91%
FORT COLLINS, CO (FHA|USDA|VA) 48 $15,770,000 $328,542 $6,807 2.88%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 68 $15,620,000 $229,706 $6,734 2.78%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 72 $15,600,000 $216,667 $6,079 2.86%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 36 $15,530,000 $431,389 $7,811 2.80%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 62 $15,400,000 $248,387 $5,871 2.78%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 76 $15,150,000 $199,342 $6,398 2.93%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 61 $15,025,000 $246,311 $6,466 2.84%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 68 $14,750,000 $216,912 $6,316 2.67%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 55 $14,395,000 $261,727 $7,008 2.90%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 66 $14,380,000 $217,879 $6,463 3.00%
PUEBLO, CO (FHA|USDA|VA) 79 $14,365,000 $181,835 $5,740 2.94%
COLUMBUS, OH (FHA|USDA|VA) 69 $13,415,000 $194,420 $5,052 2.94%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 30 $13,360,000 $445,333 $8,901 2.84%
PITTSBURGH, PA (FHA|USDA|VA) 80 $12,750,000 $159,375 $5,925 2.85%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 51 $12,015,000 $235,588 $6,144 2.88%
MODESTO, CA (FHA|USDA|VA) 40 $11,920,000 $298,000 $7,125 2.93%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 54 $11,640,000 $215,556 $7,094 3.01%
RENO, NV (FHA|USDA|VA) 40 $11,280,000 $282,000 $6,706 2.92%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 54 $10,380,000 $192,222 $6,146 2.93%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 40 $10,360,000 $259,000 $6,309 2.94%
KANSAS CITY, MO-KS (FHA|USDA|VA) 62 $10,340,000 $166,774 $5,318 2.89%
ASHEVILLE, NC (FHA|USDA|VA) 46 $10,170,000 $221,087 $6,063 2.87%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 24 $10,170,000 $423,750 $7,763 2.85%
LAS CRUCES, NM (FHA|USDA|VA) 60 $9,940,000 $165,667 $6,038 2.89%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 50 $9,870,000 $197,400 $5,538 2.86%
ODESSA, TX (FHA|USDA|VA) 54 $9,700,000 $179,630 $6,954 3.05%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 54 $9,590,000 $177,593 $6,024 2.77%
MERCED, CA (FHA|USDA|VA) 36 $9,380,000 $260,556 $6,230 2.91%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 36 $9,270,000 $257,500 $7,498 2.95%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 69 $9,225,000 $133,696 $5,419 2.81%
PORT ST. LUCIE, FL (FHA|USDA|VA) 43 $9,025,000 $209,884 $6,628 2.91%
MIDLAND, TX (FHA|USDA|VA) 44 $8,720,000 $198,182 $6,162 2.99%
CORPUS CHRISTI, TX (FHA|USDA|VA) 56 $8,600,000 $153,571 $5,812 3.05%
WINSTON-SALEM, NC (FHA|USDA|VA) 45 $7,815,000 $173,667 $6,405 2.88%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 35 $7,755,000 $221,571 $6,655 2.82%
JACKSONVILLE, FL (FHA|USDA|VA) 35 $7,625,000 $217,857 $5,803 2.79%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 39 $7,615,000 $195,256 $5,761 2.93%
Pahrump, NV (FHA|USDA|VA) 35 $7,535,000 $215,286 $6,850 2.92%
YUMA, AZ (FHA|USDA|VA) 41 $7,195,000 $175,488 $5,179 2.82%
BOULDER, CO (FHA|USDA|VA) 16 $7,190,000 $449,375 $7,153 2.84%
CHICO, CA (FHA|USDA|VA) 27 $7,175,000 $265,741 $6,776 2.78%
SALEM, OR (FHA|USDA|VA) 30 $6,970,000 $232,333 $6,521 2.92%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 35 $6,895,000 $197,000 $6,487 2.89%
IDAHO FALLS, ID (FHA|USDA|VA) 25 $6,785,000 $271,400 $5,771 3.12%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 35 $6,635,000 $189,571 $5,045 2.82%
MADERA, CA (FHA|USDA|VA) 25 $6,575,000 $263,000 $6,400 2.89%
OKLAHOMA CITY, OK (FHA|USDA|VA) 43 $6,345,000 $147,558 $6,111 2.85%
LUBBOCK, TX (FHA|USDA|VA) 42 $6,290,000 $149,762 $6,044 2.95%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 16 $6,190,000 $386,875 $8,244 2.75%
COLUMBIA, SC (FHA|USDA|VA) 40 $6,070,000 $151,750 $5,531 2.91%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 20 $6,060,000 $303,000 $8,627 2.82%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 39 $5,945,000 $152,436 $5,601 2.88%
SPARTANBURG, SC (FHA|USDA|VA) 36 $5,920,000 $164,444 $5,785 2.81%
PANAMA CITY, FL (FHA|USDA|VA) 32 $5,910,000 $184,688 $6,685 2.75%
ST. LOUIS, MO-IL (FHA|USDA|VA) 32 $5,840,000 $182,500 $5,016 2.99%
SANTA FE, NM (FHA|USDA|VA) 24 $5,800,000 $241,667 $7,353 2.87%
WACO, TX (FHA|USDA|VA) 31 $5,715,000 $184,355 $5,776 2.92%
Truckee-Grass Valley, CA (FHA|USDA|VA) 15 $5,565,000 $371,000 $7,073 3.20%
SALINAS, CA (FHA|USDA|VA) 16 $5,510,000 $344,375 $8,724 2.90%
MEDFORD, OR (FHA|USDA|VA) 18 $5,460,000 $303,333 $8,954 2.82%
SALISBURY, MD-DE (FHA|USDA|VA) 24 $5,420,000 $225,833 $7,719 2.72%
LAREDO, TX (FHA|USDA|VA) 34 $5,250,000 $154,412 $5,632 2.91%
TWIN FALLS, ID (FHA|USDA|VA) 23 $5,205,000 $226,304 $6,560 2.87%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 23 $5,025,000 $218,478 $5,807 2.86%
GRAND JUNCTION, CO (FHA|USDA|VA) 19 $4,835,000 $254,474 $5,661 2.89%
REDDING, CA (FHA|USDA|VA) 19 $4,565,000 $240,263 $6,552 2.90%
CaƱon City, CO (FHA|USDA|VA) 22 $4,500,000 $204,545 $6,431 2.99%
NAPA, CA (FHA|USDA|VA) 10 $4,340,000 $434,000 $6,333 2.81%
Heber, UT (FHA|USDA|VA) 8 $3,880,000 $485,000 $8,985 2.88%
Fernley, NV (FHA|USDA|VA) 16 $3,860,000 $241,250 $5,521 2.96%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 17 $3,775,000 $222,059 $6,215 2.94%
Gardnerville Ranchos, NV (FHA|USDA|VA) 8 $3,770,000 $471,250 $9,178 3.09%
LOGAN, UT-ID (FHA|USDA|VA) 15 $3,725,000 $248,333 $5,919 2.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 29 $3,605,000 $124,310 $5,164 2.99%
PUNTA GORDA, FL (FHA|USDA|VA) 15 $3,465,000 $231,000 $6,325 2.92%
POCATELLO, ID (FHA|USDA|VA) 15 $3,415,000 $227,667 $7,544 3.00%
Red Bluff, CA (FHA|USDA|VA) 13 $3,235,000 $248,846 $7,288 2.95%
Clearlake, CA (FHA|USDA|VA) 11 $3,225,000 $293,182 $7,011 3.41%
Glenwood Springs, CO (FHA|USDA|VA) 13 $3,215,000 $247,308 $7,074 2.85%
ST. GEORGE, UT (FHA|USDA|VA) 13 $3,195,000 $245,769 $6,155 3.19%
OCALA, FL (FHA|USDA|VA) 20 $3,100,000 $155,000 $6,190 2.77%
Rexburg, ID (FHA|USDA|VA) 13 $3,025,000 $232,692 $6,429 2.75%
Alamogordo, NM (FHA|USDA|VA) 18 $2,920,000 $162,222 $6,340 2.82%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 9 $2,885,000 $320,556 $5,390 2.77%
Blackfoot, ID (FHA|USDA|VA) 11 $2,885,000 $262,273 $8,183 2.95%
SAVANNAH, GA (FHA|USDA|VA) 15 $2,835,000 $189,000 $5,492 3.01%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 16 $2,790,000 $174,375 $5,961 2.91%
Edwards, CO (FHA|USDA|VA) 6 $2,750,000 $458,333 $9,311 2.71%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $2,650,000 $331,250 $8,797 3.00%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 9 $2,615,000 $290,556 $6,806 2.90%
TULSA, OK (FHA|USDA|VA) 19 $2,545,000 $133,947 $6,626 2.85%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 15 $2,505,000 $167,000 $6,566 2.95%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 14 $2,490,000 $177,857 $5,453 3.04%
FAYETTEVILLE, NC (FHA|USDA|VA) 13 $2,425,000 $186,538 $6,081 2.68%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 16 $2,420,000 $151,250 $5,548 3.04%
BURLINGTON, NC (FHA|USDA|VA) 13 $2,355,000 $181,154 $6,681 2.78%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $2,330,000 $233,000 $6,645 2.92%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $2,310,000 $288,750 $7,199 3.12%
Cedar City, UT (FHA|USDA|VA) 9 $2,305,000 $256,111 $7,499 2.97%
TALLAHASSEE, FL (FHA|USDA|VA) 11 $2,275,000 $206,818 $6,737 3.09%
GRANTS PASS, OR (FHA|USDA|VA) 9 $2,265,000 $251,667 $6,858 3.03%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 10 $2,260,000 $226,000 $5,915 2.87%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 12 $2,230,000 $185,833 $4,065 2.96%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 13 $2,205,000 $169,615 $5,715 2.82%
ABILENE, TX (FHA|USDA|VA) 13 $2,205,000 $169,615 $5,783 3.17%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 10 $2,120,000 $212,000 $7,494 2.65%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $2,080,000 $173,333 $4,191 2.94%
ALBANY-LEBANON, OR (FHA|USDA|VA) 8 $2,080,000 $260,000 $7,082 2.81%
GAINESVILLE, FL (FHA|USDA|VA) 11 $2,065,000 $187,727 $5,198 3.06%
Sonora, CA (FHA|USDA|VA) 8 $2,030,000 $253,750 $5,251 3.01%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $2,020,000 $252,500 $5,889 2.56%
SHERMAN-DENISON, TX (FHA|USDA|VA) 11 $1,945,000 $176,818 $7,125 3.16%
Show Low, AZ (FHA|USDA|VA) 8 $1,930,000 $241,250 $6,421 2.69%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 13 $1,905,000 $146,538 $4,904 2.85%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 13 $1,905,000 $146,538 $5,587 2.94%
Payson, AZ (FHA|USDA|VA) 10 $1,880,000 $188,000 $6,992 2.75%
WICHITA FALLS, TX (FHA|USDA|VA) 13 $1,875,000 $144,231 $6,213 2.94%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $1,830,000 $457,500 $6,021 2.63%
STAUNTON, VA (FHA|USDA|VA) 8 $1,810,000 $226,250 $5,354 2.92%
SPRINGFIELD, MO (FHA|USDA|VA) 11 $1,775,000 $161,364 $5,302 3.08%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 10 $1,760,000 $176,000 $5,542 2.81%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,735,000 $247,857 $6,903 3.21%
Eureka-Arcata, CA (FHA|USDA|VA) 7 $1,695,000 $242,143 $7,136 3.03%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 9 $1,675,000 $186,111 $7,107 3.07%
SAN ANGELO, TX (FHA|USDA|VA) 13 $1,645,000 $126,538 $4,918 2.97%
DAYTON-KETTERING, OH (FHA|USDA|VA) 11 $1,625,000 $147,727 $3,517 3.08%
Ukiah, CA (FHA|USDA|VA) 6 $1,570,000 $261,667 $5,615 2.94%
WICHITA, KS (FHA|USDA|VA) 10 $1,500,000 $150,000 $5,630 2.79%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 12 $1,500,000 $125,000 $5,909 3.00%
Klamath Falls, OR (FHA|USDA|VA) 10 $1,490,000 $149,000 $4,950 3.25%
THE VILLAGES, FL (FHA|USDA|VA) 6 $1,440,000 $240,000 $6,933 2.69%
FLORENCE, SC (FHA|USDA|VA) 9 $1,435,000 $159,444 $5,547 2.79%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $1,410,000 $176,250 $6,614 2.78%
JOPLIN, MO (FHA|USDA|VA) 9 $1,385,000 $153,889 $5,427 3.15%
MADISON, WI (FHA|USDA|VA) 4 $1,370,000 $342,500 $5,395 2.87%
DOVER, DE (FHA|USDA|VA) 5 $1,345,000 $269,000 $8,911 2.85%
Andrews, TX (FHA|USDA|VA) 8 $1,320,000 $165,000 $5,861 2.91%
Big Spring, TX (FHA|USDA|VA) 8 $1,320,000 $165,000 $6,189 3.30%
Elko, NV (FHA|USDA|VA) 5 $1,315,000 $263,000 $8,484 2.90%
Montrose, CO (FHA|USDA|VA) 6 $1,310,000 $218,333 $5,630 2.77%
STATE COLLEGE, PA (FHA|USDA|VA) 5 $1,305,000 $261,000 $7,460 2.78%
SUMTER, SC (FHA|USDA|VA) 10 $1,240,000 $124,000 $5,055 2.87%
Safford, AZ (FHA|USDA|VA) 7 $1,225,000 $175,000 $5,291 2.89%
Seneca, SC (FHA|USDA|VA) 3 $1,215,000 $405,000 $7,540 3.08%
WINCHESTER, VA-WV (FHA|USDA|VA) 6 $1,200,000 $200,000 $4,677 2.87%
TYLER, TX (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,478 2.73%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,185,000 $237,000 $5,483 3.15%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,155,000 $231,000 $7,412 2.90%
Athens, TX (FHA|USDA|VA) 5 $1,155,000 $231,000 $7,420 2.97%
AMARILLO, TX (FHA|USDA|VA) 8 $1,150,000 $143,750 $4,957 2.92%
HARRISONBURG, VA (FHA|USDA|VA) 3 $1,135,000 $378,333 $4,413 2.92%
Roswell, NM (FHA|USDA|VA) 7 $1,095,000 $156,429 $6,483 3.13%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,080,000 $270,000 $6,528 3.00%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,040,000 $260,000 $2,529 2.90%
Rio Grande City-Roma, TX (FHA|USDA|VA) 7 $975,000 $139,286 $5,524 2.66%
Coos Bay, OR (FHA|USDA|VA) 3 $975,000 $325,000 $7,834 2.58%
WILMINGTON, NC (FHA|USDA|VA) 4 $960,000 $240,000 $7,914 2.72%
Richmond, IN (FHA|USDA|VA) 4 $960,000 $240,000 $4,589 2.97%
Carlsbad-Artesia, NM (FHA|USDA|VA) 6 $950,000 $158,333 $4,635 2.89%
North Wilkesboro, NC (FHA|USDA|VA) 6 $930,000 $155,000 $5,772 2.93%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 6 $910,000 $151,667 $5,733 3.14%
LYNCHBURG, VA (FHA|USDA|VA) 6 $880,000 $146,667 $4,670 2.83%
Greenwood, SC (FHA|USDA|VA) 5 $875,000 $175,000 $4,719 2.57%
Mountain Home, ID (FHA|USDA|VA) 5 $865,000 $173,000 $4,500 2.70%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $855,000 $285,000 $4,124 2.71%
BEND, OR (FHA|USDA|VA) 5 $845,000 $169,000 $4,641 2.52%
Los Alamos, NM (FHA|USDA|VA) 3 $835,000 $278,333 $4,956 3.25%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $825,000 $165,000 $5,034 2.97%
LEWISTON, ID-WA (FHA|USDA|VA) 4 $820,000 $205,000 $5,943 3.16%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $815,000 $163,000 $4,770 3.00%
Athens, TN (FHA|USDA|VA) 3 $805,000 $268,333 $7,771 2.46%
BELLINGHAM, WA (FHA|USDA|VA) 2 $800,000 $400,000 $14,425 2.81%
CARSON CITY, NV (FHA|USDA|VA) 2 $780,000 $390,000 $8,602 3.25%
FORT WAYNE, IN (FHA|USDA|VA) 6 $780,000 $130,000 $4,304 3.04%
CORVALLIS, OR (FHA|USDA|VA) 4 $780,000 $195,000 $3,378 2.59%
MUSKEGON, MI (FHA|USDA|VA) 2 $770,000 $385,000 $6,785 2.50%
Eagle Pass, TX (FHA|USDA|VA) 5 $765,000 $153,000 $5,413 2.98%
ROANOKE, VA (FHA|USDA|VA) 5 $765,000 $153,000 $4,468 3.50%
GETTYSBURG, PA (FHA|USDA|VA) 3 $755,000 $251,667 $7,483 2.54%
Nogales, AZ (FHA|USDA|VA) 5 $745,000 $149,000 $5,535 2.80%
Silver City, NM (FHA|USDA|VA) 5 $745,000 $149,000 $6,078 2.65%
Ontario, OR-ID (FHA|USDA|VA) 4 $740,000 $185,000 $6,700 2.84%
LAWTON, OK (FHA|USDA|VA) 4 $740,000 $185,000 $7,574 2.56%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $725,000 $241,667 $9,145 2.92%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $725,000 $241,667 $8,119 2.96%
Burley, ID (FHA|USDA|VA) 4 $710,000 $177,500 $5,712 2.75%
Sevierville, TN (FHA|USDA|VA) 4 $710,000 $177,500 $4,125 3.03%
Price, UT (FHA|USDA|VA) 4 $700,000 $175,000 $5,458 3.00%
Lewisburg, PA (FHA|USDA|VA) 3 $695,000 $231,667 $5,006 2.83%
EL CENTRO, CA (FHA|USDA|VA) 2 $690,000 $345,000 $5,060 3.38%
READING, PA (FHA|USDA|VA) 3 $685,000 $228,333 $6,896 2.63%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $675,000 $135,000 $5,603 2.55%
Jefferson, GA (FHA|USDA|VA) 4 $670,000 $167,500 $6,972 2.66%
Cookeville, TN (FHA|USDA|VA) 2 $670,000 $335,000 $10,266 3.12%
LONGVIEW, WA (FHA|USDA|VA) 1 $665,000 $665,000 $9,551 2.25%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $660,000 $330,000 $4,198 3.00%
Mount Airy, NC (FHA|USDA|VA) 4 $660,000 $165,000 $5,769 2.75%
Oak Harbor, WA (FHA|USDA|VA) 2 $650,000 $325,000 $8,176 3.06%
COLUMBIA, MO (FHA|USDA|VA) 4 $640,000 $160,000 $4,372 2.97%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $630,000 $157,500 $6,007 2.84%
Brevard, NC (FHA|USDA|VA) 3 $625,000 $208,333 $6,102 2.91%
DOTHAN, AL (FHA|USDA|VA) 2 $620,000 $310,000 $2,465 3.06%
Shelby, NC (FHA|USDA|VA) 5 $615,000 $123,000 $5,014 2.97%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $600,000 $300,000 $6,453 3.00%
Deming, NM (FHA|USDA|VA) 5 $595,000 $119,000 $5,101 2.97%
NEW BERN, NC (FHA|USDA|VA) 4 $590,000 $147,500 $4,603 2.72%
Durango, CO (FHA|USDA|VA) 2 $590,000 $295,000 $8,075 2.62%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $570,000 $142,500 $4,225 3.25%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $565,000 $565,000 $9,687 2.88%
AKRON, OH (FHA|USDA|VA) 6 $560,000 $93,333 $3,657 3.58%
TOLEDO, OH (FHA|USDA|VA) 3 $555,000 $185,000 $4,789 3.29%
Othello, WA (FHA|USDA|VA) 2 $540,000 $270,000 $5,357 2.62%
Shawnee, OK (FHA|USDA|VA) 4 $540,000 $135,000 $4,948 2.84%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $540,000 $135,000 $6,733 3.15%
Clovis, NM (FHA|USDA|VA) 3 $525,000 $175,000 $6,111 2.71%
New Castle, PA (FHA|USDA|VA) 4 $520,000 $130,000 $5,966 3.15%
Snyder, TX (FHA|USDA|VA) 2 $510,000 $255,000 $8,517 3.18%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $510,000 $127,500 $4,459 3.09%
ST. CLOUD, MN (FHA|USDA|VA) 4 $510,000 $127,500 $3,390 2.50%
Torrington, CT (FHA|USDA|VA) 3 $505,000 $168,333 $5,923 2.75%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $500,000 $250,000 $5,117 2.44%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $500,000 $125,000 $6,178 2.75%
Sanford, NC (FHA|USDA|VA) 3 $495,000 $165,000 $4,772 2.79%
LANCASTER, PA (FHA|USDA|VA) 3 $495,000 $165,000 $5,885 2.67%
TOPEKA, KS (FHA|USDA|VA) 3 $485,000 $161,667 $5,856 3.12%
Norwalk, OH (FHA|USDA|VA) 2 $480,000 $240,000 $4,847 3.25%
Las Vegas, NM (FHA|USDA|VA) 3 $475,000 $158,333 $5,382 3.33%
Mount Vernon, OH (FHA|USDA|VA) 3 $475,000 $158,333 $4,945 2.96%
Ruidoso, NM (FHA|USDA|VA) 2 $470,000 $235,000 $7,121 2.99%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $470,000 $235,000 $6,023 2.75%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $465,000 $155,000 $4,579 2.54%
Greensburg, IN (FHA|USDA|VA) 2 $460,000 $230,000 $7,182 3.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $455,000 $151,667 $5,936 2.67%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $455,000 $151,667 $5,142 3.33%
Forest City, NC (FHA|USDA|VA) 3 $445,000 $148,333 $4,860 2.96%
Danville, VA (FHA|USDA|VA) 5 $435,000 $87,000 $3,322 2.82%
Newport, OR (FHA|USDA|VA) 1 $435,000 $435,000 $7,263 2.25%
Steamboat Springs, CO (FHA|USDA|VA) 1 $435,000 $435,000 $10,721 3.25%
DULUTH, MN-WI (FHA|USDA|VA) 2 $430,000 $215,000 $6,811 3.56%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $425,000 $141,667 $4,224 2.42%
Ellensburg, WA (FHA|USDA|VA) 1 $425,000 $425,000 $24,211 2.75%
Vernal, UT (FHA|USDA|VA) 2 $420,000 $210,000 $4,577 2.81%
Branson, MO (FHA|USDA|VA) 3 $415,000 $138,333 $6,071 3.00%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $410,000 $205,000 $7,271 3.25%
Crescent City, CA (FHA|USDA|VA) 2 $400,000 $200,000 $3,944 3.06%
GAINESVILLE, GA (FHA|USDA|VA) 2 $400,000 $200,000 $6,210 2.63%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $395,000 $131,667 $5,825 2.91%
Lewistown, PA (FHA|USDA|VA) 3 $395,000 $131,667 $5,485 2.58%
VALDOSTA, GA (FHA|USDA|VA) 3 $395,000 $131,667 $4,510 3.96%
Pottsville, PA (FHA|USDA|VA) 3 $385,000 $128,333 $4,875 3.45%
Port Angeles, WA (FHA|USDA|VA) 1 $385,000 $385,000 $8,194 3.25%
Alice, TX (FHA|USDA|VA) 1 $385,000 $385,000 $11,860 2.99%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $380,000 $190,000 $5,793 2.93%
Sunbury, PA (FHA|USDA|VA) 2 $380,000 $190,000 $5,151 2.99%
Sedalia, MO (FHA|USDA|VA) 4 $380,000 $95,000 $3,427 2.81%
Cullowhee, NC (FHA|USDA|VA) 2 $380,000 $190,000 $7,802 3.50%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $370,000 $185,000 $4,377 2.94%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $370,000 $185,000 $7,949 3.00%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $370,000 $185,000 $7,822 2.69%
Granbury, TX (FHA|USDA|VA) 1 $365,000 $365,000 $2,810 2.99%
Jackson, WY-ID (FHA|USDA|VA) 1 $365,000 $365,000 $12,391 2.88%
Gaffney, SC (FHA|USDA|VA) 2 $360,000 $180,000 $7,004 3.25%
St. Marys, GA (FHA|USDA|VA) 2 $360,000 $180,000 $7,723 3.25%
ERIE, PA (FHA|USDA|VA) 4 $360,000 $90,000 $4,353 3.25%
North Vernon, IN (FHA|USDA|VA) 1 $355,000 $355,000 $18,961 2.50%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $355,000 $355,000 $2,560 2.50%
Prineville, OR (FHA|USDA|VA) 1 $355,000 $355,000 $3,592 2.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $355,000 $118,333 $4,631 2.42%
Muskogee, OK (FHA|USDA|VA) 3 $355,000 $118,333 $6,872 2.67%
Morehead City, NC (FHA|USDA|VA) 1 $345,000 $345,000 $2,643 3.38%
Bay City, TX (FHA|USDA|VA) 1 $345,000 $345,000 $13,079 2.38%
Craig, CO (FHA|USDA|VA) 1 $345,000 $345,000 $19,197 2.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $340,000 $170,000 $5,498 3.19%
LEBANON, PA (FHA|USDA|VA) 2 $340,000 $170,000 $2,387 3.12%
Sterling, CO (FHA|USDA|VA) 2 $330,000 $165,000 $4,333 3.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $325,000 $108,333 $5,248 2.83%
Thomasville, GA (FHA|USDA|VA) 2 $320,000 $160,000 $4,550 3.62%
Brenham, TX (FHA|USDA|VA) 1 $315,000 $315,000 $12,594 2.63%
Roseburg, OR (FHA|USDA|VA) 1 $315,000 $315,000 $8,850 2.25%
Henderson, NC (FHA|USDA|VA) 2 $310,000 $155,000 $2,839 2.62%
KNOXVILLE, TN (FHA|USDA|VA) 1 $305,000 $305,000 $3,364 2.50%
McAlester, OK (FHA|USDA|VA) 2 $300,000 $150,000 $5,771 2.50%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $300,000 $150,000 $4,894 3.31%
YAKIMA, WA (FHA|USDA|VA) 2 $300,000 $150,000 $6,768 2.69%
Alexander City, AL (FHA|USDA|VA) 1 $295,000 $295,000 $3,537 2.75%
Huntsville, TX (FHA|USDA|VA) 2 $290,000 $145,000 $6,138 2.68%
Del Rio, TX (FHA|USDA|VA) 2 $290,000 $145,000 $4,923 3.06%
Warrensburg, MO (FHA|USDA|VA) 2 $290,000 $145,000 $6,169 2.75%
FLINT, MI (FHA|USDA|VA) 2 $290,000 $145,000 $5,923 3.50%
Lawrenceburg, TN (FHA|USDA|VA) 1 $285,000 $285,000 $4,374 2.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $285,000 $285,000 $4,319 2.75%
Mount Pleasant, TX (FHA|USDA|VA) 1 $285,000 $285,000 $14,599 3.25%
Portales, NM (FHA|USDA|VA) 2 $280,000 $140,000 $5,994 2.93%
Pecos, TX (FHA|USDA|VA) 2 $280,000 $140,000 $4,881 3.63%
RACINE, WI (FHA|USDA|VA) 2 $280,000 $140,000 $4,583 2.44%
Brownwood, TX (FHA|USDA|VA) 2 $280,000 $140,000 $6,040 3.25%
Red Wing, MN (FHA|USDA|VA) 1 $275,000 $275,000 $2,111 2.63%
Hilo, HI (FHA|USDA|VA) 1 $275,000 $275,000 $6,360 3.63%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $275,000 $275,000 $1,751 2.88%
Bonham, TX (FHA|USDA|VA) 3 $275,000 $91,667 $4,617 3.08%
Miami, OK (FHA|USDA|VA) 2 $270,000 $135,000 $5,628 3.38%
Elizabeth City, NC (FHA|USDA|VA) 2 $270,000 $135,000 $5,279 3.69%
Auburn, IN (FHA|USDA|VA) 2 $260,000 $130,000 $4,044 3.81%
Okeechobee, FL (FHA|USDA|VA) 2 $260,000 $130,000 $3,219 3.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $260,000 $130,000 $6,723 3.00%
Washington, NC (FHA|USDA|VA) 2 $260,000 $130,000 $4,653 3.25%
Huntington, IN (FHA|USDA|VA) 1 $255,000 $255,000 $8,922 2.25%
Grants, NM (FHA|USDA|VA) 1 $255,000 $255,000 $3,709 2.25%
Orangeburg, SC (FHA|USDA|VA) 3 $255,000 $85,000 $4,018 2.71%
Ada, OK (FHA|USDA|VA) 1 $255,000 $255,000 $9,427 2.25%
Kerrville, TX (FHA|USDA|VA) 2 $250,000 $125,000 $5,398 2.50%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $250,000 $125,000 $2,320 3.38%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $250,000 $125,000 $4,710 2.81%
Centralia, WA (FHA|USDA|VA) 2 $250,000 $125,000 $6,297 2.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $245,000 $245,000 $11,917 3.25%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $245,000 $245,000 $4,407 2.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,496 2.99%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $240,000 $120,000 $4,380 3.49%
Corsicana, TX (FHA|USDA|VA) 2 $240,000 $120,000 $5,237 2.63%
Sulphur Springs, TX (FHA|USDA|VA) 1 $235,000 $235,000 $11,737 2.88%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $235,000 $235,000 $7,452 2.38%
Moscow, ID (FHA|USDA|VA) 1 $235,000 $235,000 $6,934 2.99%
Lock Haven, PA (FHA|USDA|VA) 1 $235,000 $235,000 $5,406 2.88%
JACKSON, TN (FHA|USDA|VA) 2 $230,000 $115,000 $5,091 2.62%
Marion, OH (FHA|USDA|VA) 2 $230,000 $115,000 $5,744 2.56%
The Dalles, OR (FHA|USDA|VA) 1 $225,000 $225,000 $9,453 3.25%
LAWRENCE, KS (FHA|USDA|VA) 1 $225,000 $225,000 $11,180 2.75%
Arcadia, FL (FHA|USDA|VA) 1 $225,000 $225,000 $4,243 2.50%
Rockport, TX (FHA|USDA|VA) 1 $225,000 $225,000 $10,466 2.99%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $225,000 $225,000 $984 3.25%
Wabash, IN (FHA|USDA|VA) 1 $225,000 $225,000 $5,517 2.75%
Vincennes, IN (FHA|USDA|VA) 1 $225,000 $225,000 $6,022 2.50%
Celina, OH (FHA|USDA|VA) 1 $225,000 $225,000 $7,017 2.88%
Kingsville, TX (FHA|USDA|VA) 2 $220,000 $110,000 $2,896 3.25%
Palatka, FL (FHA|USDA|VA) 2 $220,000 $110,000 $3,264 2.87%
Searcy, AR (FHA|USDA|VA) 2 $220,000 $110,000 $4,541 3.00%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $215,000 $215,000 $6,528 2.63%
Austin, MN (FHA|USDA|VA) 1 $215,000 $215,000 $4,323 2.38%
Levelland, TX (FHA|USDA|VA) 2 $210,000 $105,000 $5,284 3.00%
Pearsall, TX (FHA|USDA|VA) 1 $205,000 $205,000 $2,205 3.50%
Lewisburg, TN (FHA|USDA|VA) 1 $205,000 $205,000 $8,011 3.50%
Uvalde, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,900 4.99%
ANN ARBOR, MI (FHA|USDA|VA) 1 $195,000 $195,000 $6,622 2.75%
BRUNSWICK, GA (FHA|USDA|VA) 1 $195,000 $195,000 $5,750 3.25%
Marion, NC (FHA|USDA|VA) 2 $190,000 $95,000 $4,676 2.44%
Defiance, OH (FHA|USDA|VA) 2 $190,000 $95,000 $3,856 2.63%
Warren, PA (FHA|USDA|VA) 2 $190,000 $95,000 $4,029 2.50%
WALLA WALLA, WA (FHA|USDA|VA) 1 $185,000 $185,000 $3,981 2.75%
DuBois, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,460 2.75%
WENATCHEE, WA (FHA|USDA|VA) 1 $185,000 $185,000 $7,997 2.88%
KOKOMO, IN (FHA|USDA|VA) 1 $185,000 $185,000 $3,418 2.88%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $7,975 3.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $185,000 $185,000 $6,600 2.88%
NILES, MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,798 3.25%
Union City, TN (FHA|USDA|VA) 1 $175,000 $175,000 $5,010 3.25%
Gallup, NM (FHA|USDA|VA) 1 $175,000 $175,000 $8,516 2.88%
Shelton, WA (FHA|USDA|VA) 1 $175,000 $175,000 $6,083 2.99%
Salem, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,691 2.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $6,057 3.75%
Huntingdon, PA (FHA|USDA|VA) 1 $175,000 $175,000 $5,352 2.75%
GREENVILLE, NC (FHA|USDA|VA) 2 $170,000 $85,000 $3,699 3.25%
Chillicothe, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,434 3.00%
Albemarle, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,520 3.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,694 2.50%
Pullman, WA (FHA|USDA|VA) 1 $165,000 $165,000 $5,885 2.99%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $165,000 $165,000 $5,577 2.25%
Kendallville, IN (FHA|USDA|VA) 1 $165,000 $165,000 $7,377 2.00%
Brainerd, MN (FHA|USDA|VA) 1 $165,000 $165,000 $5,153 2.38%
Lumberton, NC (FHA|USDA|VA) 2 $160,000 $80,000 $4,305 2.13%
Newport, TN (FHA|USDA|VA) 1 $155,000 $155,000 $4,980 2.50%
Cornelia, GA (FHA|USDA|VA) 1 $155,000 $155,000 $5,529 3.50%
Cedartown, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,350 3.25%
Stillwater, OK (FHA|USDA|VA) 1 $155,000 $155,000 $2,449 3.25%
Susanville, CA (FHA|USDA|VA) 1 $155,000 $155,000 $5,655 2.99%
Statesboro, GA (FHA|USDA|VA) 1 $155,000 $155,000 $7,299 3.50%
Camden, AR (FHA|USDA|VA) 1 $145,000 $145,000 $7,087 3.25%
ROCHESTER, MN (FHA|USDA|VA) 1 $145,000 $145,000 $4,847 2.75%
VICTORIA, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,446 2.88%
MONROE, MI (FHA|USDA|VA) 1 $145,000 $145,000 $6,281 3.99%
MANHATTAN, KS (FHA|USDA|VA) 1 $145,000 $145,000 $5,240 2.75%
Cambridge, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,155 3.50%
Sayre, PA (FHA|USDA|VA) 1 $135,000 $135,000 $5,680 2.99%
CLEVELAND, TN (FHA|USDA|VA) 1 $135,000 $135,000 $5,954 2.50%
Dyersburg, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,189 3.75%
St. Marys, PA (FHA|USDA|VA) 1 $135,000 $135,000 $7,242 2.25%
Fredericksburg, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,858 2.99%
Athens, OH (FHA|USDA|VA) 1 $135,000 $135,000 $1,145 3.63%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $135,000 $135,000 $6,505 2.88%
Washington Court House, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,005 2.88%
Logansport, IN (FHA|USDA|VA) 1 $135,000 $135,000 $7,967 3.13%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $135,000 $135,000 $2,284 3.50%
Kirksville, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,455 2.88%
Meadville, PA (FHA|USDA|VA) 2 $130,000 $65,000 $3,572 3.31%
Zanesville, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,354 2.88%
Marion, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,494 2.88%
Wooster, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,464 2.88%
Marshall, MO (FHA|USDA|VA) 1 $125,000 $125,000 $5,209 2.88%
Coldwater, MI (FHA|USDA|VA) 1 $125,000 $125,000 $4,493 3.63%
Lake City, FL (FHA|USDA|VA) 1 $125,000 $125,000 $4,933 3.25%
El Campo, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,685 2.63%
JACKSON, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,197 3.50%
ROME, GA (FHA|USDA|VA) 1 $115,000 $115,000 $5,610 2.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $115,000 $115,000 $4,153 2.25%
Oil City, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,569 3.63%
Urbana, OH (FHA|USDA|VA) 1 $105,000 $105,000 $8,310 2.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,805 3.25%
Greeneville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $3,163 3.38%
Paris, TN (FHA|USDA|VA) 1 $105,000 $105,000 $4,550 2.99%
Lufkin, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,797 2.50%
Union, SC (FHA|USDA|VA) 1 $105,000 $105,000 $3,729 3.38%
Palestine, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,071 4.75%
Gainesville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $2,908 2.25%
Clewiston, FL (FHA|USDA|VA) 1 $95,000 $95,000 $3,766 2.88%
COLUMBUS, IN (FHA|USDA|VA) 1 $95,000 $95,000 $3,541 2.88%
MORRISTOWN, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,290 2.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,452 3.25%
Big Rapids, MI (FHA|USDA|VA) 1 $85,000 $85,000 $4,270 2.88%
Emporia, KS (FHA|USDA|VA) 1 $85,000 $85,000 $4,063 3.25%
Cadillac, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,155 2.88%
Indiana, PA (FHA|USDA|VA) 1 $85,000 $85,000 $3,269 2.99%
Stephenville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $4,906 2.75%
Sikeston, MO (FHA|USDA|VA) 1 $85,000 $85,000 $4,024 2.99%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $85,000 $85,000 $4,299 2.63%
Garden City, KS (FHA|USDA|VA) 1 $85,000 $85,000 $4,501 2.25%
Bedford, IN (FHA|USDA|VA) 1 $85,000 $85,000 $4,859 2.50%
Waycross, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,084 2.63%
Hobbs, NM (FHA|USDA|VA) 1 $75,000 $75,000 $4,468 2.13%
Connersville, IN (FHA|USDA|VA) 1 $75,000 $75,000 $1,748 2.99%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $65,000 $65,000 $3,660 2.25%
Mineral Wells, TX (FHA|USDA|VA) 1 $65,000 $65,000 $3,844 2.99%
Bartlesville, OK (FHA|USDA|VA) 1 $65,000 $65,000 $1,980 3.63%
Mount Pleasant, MI (FHA|USDA|VA) 1 $55,000 $55,000 $3,458 3.25%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $55,000 $55,000 $3,367 2.13%
Boone, NC (FHA|USDA|VA) 1 $55,000 $55,000 $2,618 2.99%

Loanpal 's top markets include Phoenix, Sacramento, Las Vegas, Denver, and Dallas among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 12,280 $3,003,100,000 $244,552 $6,008 2.97%
VA 1,830 $557,530,000 $304,661 $7,448 2.50%
FHA 1,051 $268,065,000 $255,057 $10,108 2.68%

For the 2021 period, Loanpal 's most frequently originated loan type of loans were Conventional, with 12,280 originations. Their 2nd most popular type is VA, with 1,830 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Cash Out Refi 7,475 $1,771,975,000 $237,054 $6,901 2.91%
Refi 7,163 $1,868,695,000 $260,882 $5,938 2.87%
Home Purchase 523 $188,025,000 $359,512 $7,695 2.92%

For the 2021, Loanpal 's most frequently cited loan purpose of loans were Cash Out Refi, with 7,475 originations. The 2nd most popular reason of loans were Refi, with 7,163 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 10,739 $2,950,335,000 $274,731 $7,021 2.98%
15 Year 2,301 $450,655,000 $195,852 $5,073 2.55%
20 Year 1,257 $272,475,000 $216,766 $5,361 2.93%
10 Year 439 $58,585,000 $133,451 $4,078 2.42%
Other 425 $96,645,000 $227,400 $5,868 2.86%

For the 2021, Loanpal 's most frequently cited loan length of loans were 30 Year, with 10,739 originations. The 2nd most popular length of loans were 15 Year, with 2,301 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$5k+ 4,946 $1,507,600,000 $304,812
$3k-4k 4,872 $1,057,960,000 $217,151
$2k-3k 2,396 $484,920,000 $202,387
$1k-2k 1,548 $345,050,000 $222,901
$<1k 1,399 $433,165,000 $309,625

$7,021 of loans were Loanpal 's average total fees, while their most frequently occuring range of origination fees were in the $5k+ bucket, with 4,946 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 6,838 $1,740,590,000 $254,547
3-4% 4,316 $1,121,500,000 $259,847
<2.5% 3,849 $928,365,000 $241,196
4-5% 150 $36,440,000 $242,933
5-6% 8 $1,800,000 $225,000

During 2021, Loanpal 's average interest rate of loans were 2.98%, while their most frequently originated rate bucket of loans were 2.5-3%, with 6,838 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 7,602 $2,137,860,000 $281,223 $6,966 2.90%
$100k-200k 4,618 $705,280,000 $152,724 $5,460 2.93%
$400k-600k 1,603 $756,215,000 $471,750 $8,127 2.93%
$100,000 or less 1,139 $85,375,000 $74,956 $3,739 2.66%
$600k-1MM 189 $131,525,000 $695,899 $12,159 2.93%
$1MM+ 10 $12,440,000 $1,244,000 $13,305 3.01%

2021 saw Loanpal place emphasis on $200k-400k loans with 7,602 originations, totaling $2,137,860,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 4,255 $909,125,000 $213,660 $6,540 2.91%
$75k-100k 3,198 $825,680,000 $258,186 $6,749 2.90%
$100k-150k 3,087 $949,125,000 $307,459 $7,078 2.90%
$50k or less 2,629 $404,915,000 $154,019 $5,519 2.92%
$150k-250k 1,202 $464,590,000 $386,514 $7,058 2.89%
$250k+ 185 $85,755,000 $463,541 $6,844 2.84%

Loanpal lent most frequently to those with incomes in the $50k-75k range, with 4,255 originations. The second most popular income band? $75k-100k, with 3,198 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 2,663 $671,735,000 $252,247 $6,210 2.93%
20-30% 2,613 $632,175,000 $241,935 $5,904 2.86%
44% 931 $234,635,000 $252,025 $6,826 3.02%
50-60% 730 $203,240,000 $278,411 $9,462 2.64%
43% 717 $179,275,000 $250,035 $6,613 3.02%
42% 714 $181,690,000 $254,468 $6,709 3.00%
<20% 667 $131,285,000 $196,829 $4,899 2.64%
41% 647 $165,515,000 $255,819 $6,580 2.98%
40% 618 $155,330,000 $251,343 $6,596 3.01%
45% 603 $149,715,000 $248,284 $6,817 2.98%
39% 593 $152,605,000 $257,344 $6,693 2.95%
38% 543 $141,625,000 $260,820 $6,934 2.97%
37% 534 $137,830,000 $258,109 $6,539 2.93%
36% 529 $130,685,000 $247,042 $6,263 2.97%
49% 382 $100,360,000 $262,723 $7,347 2.87%
46% 379 $97,465,000 $257,164 $6,684 2.84%
48% 362 $93,450,000 $258,149 $7,259 2.82%
47% 362 $97,430,000 $269,144 $7,063 2.89%
>60% 19 $6,005,000 $316,053 $9,467 2.63%

Loanpal lent most frequently to those with DTI ratios of 30-36%, with 2,663 originations. The next most common DTI ratio? 20-30%, with 2,613 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 9,502 $2,380,720,000 $250,549 $6,395 2.91%
Not provided 4,007 $1,021,815,000 $255,007 $6,524 2.85%
Black 1,010 $242,730,000 $240,327 $6,721 2.90%
Asian 400 $123,380,000 $308,450 $6,841 2.83%
American Indian 167 $38,105,000 $228,174 $6,564 2.93%
Native Hawaiian 42 $11,450,000 $272,619 $6,784 3.00%
Asian Indian 6 $2,710,000 $451,667 $7,656 3.06%
Filipino 8 $2,500,000 $312,500 $6,739 2.81%
Other Asian 7 $2,265,000 $323,571 $8,281 2.71%
Other Pacific Islander 4 $1,080,000 $270,000 $9,061 2.81%
Vietnamese 3 $725,000 $241,667 $7,700 2.87%
Japanese 2 $580,000 $290,000 $3,475 2.19%
Guamanian 2 $320,000 $160,000 $7,330 3.25%
Chinese 1 $315,000 $315,000 $8,561 2.99%

Approval Rates

Total approvals of all applications
70.42%

Loanpal has a below average approval rate.

Pick Rate

Approvals leading to origination
5.34%

Loanpal has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 15,161 $3,828,695,000 $252,536

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
15,161 $3,828,695,000 $252,536

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,051 $160,515,000 $152,726 $4,428 2.69%
40-60% 2,944 $659,190,000 $223,910 $5,294 2.82%
60-80% 6,985 $1,839,345,000 $263,328 $6,561 3.01%
80-100% 3,884 $1,131,430,000 $291,305 $7,825 2.84%
Over 100% 41 $17,205,000 $419,634 $11,062 2.65%
Under 20% 256 $21,010,000 $82,070 $3,835 2.19%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
LoanFlight Lending, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 33.3%
LoanFlight Lending, LLC Conventional home mortgage Closing on a mortgage 2 66.7%