Loanpal Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300YN94MOAVYW0F52
Tax ID: 47-0912342
3.2 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Loanpal is a mid-sized mortgage company specializing in Cash Out Refi and Refi loans. Loanpal has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets include Phoenix, Sacramento, Las Vegas, Denver, and Dallas among others. Loanpal has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Loanpal is typically a high fee lendor.Originations
15,161Origination Dollar Volume (All Markets)
$3,828,695,000Awards
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LOANPAL - 2021
LOANPAL is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Loanpal 's average 30 year fixed rate mortgage of loans were
2.98%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.17%.
Relative Fees
Loanpal 's average total fees for a 30 year fixed rate
mortgage are $7,021.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,296 | $330,760,000 | $255,216 | $6,414 | 2.94% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 896 | $311,110,000 | $347,221 | $5,990 | 2.94% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 808 | $220,280,000 | $272,624 | $6,586 | 2.86% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 503 | $161,485,000 | $321,044 | $6,950 | 2.85% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 694 | $141,840,000 | $204,380 | $6,567 | 2.95% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 461 | $141,105,000 | $306,085 | $7,020 | 2.89% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 329 | $132,495,000 | $402,720 | $7,554 | 2.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 205 | $93,945,000 | $458,268 | $7,438 | 2.88% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 266 | $75,100,000 | $282,331 | $6,660 | 2.91% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 290 | $68,640,000 | $236,690 | $6,358 | 2.75% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 186 | $65,330,000 | $351,237 | $6,765 | 2.80% |
| BOISE CITY, ID (FHA|USDA|VA) | 239 | $63,445,000 | $265,460 | $7,541 | 2.82% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 327 | $62,995,000 | $192,645 | $6,355 | 2.87% |
| TUCSON, AZ (FHA|USDA|VA) | 287 | $57,655,000 | $200,889 | $6,088 | 2.91% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 144 | $57,190,000 | $397,153 | $7,608 | 2.86% |
| Outside of Metro Areas | 299 | $57,035,000 | $190,753 | $5,423 | 2.93% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 299 | $55,745,000 | $186,438 | $6,422 | 2.91% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 245 | $55,665,000 | $227,204 | $6,780 | 2.84% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 196 | $54,060,000 | $275,816 | $6,935 | 2.85% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 217 | $52,305,000 | $241,037 | $7,335 | 2.95% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 278 | $52,200,000 | $187,770 | $6,013 | 2.94% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 222 | $51,570,000 | $232,297 | $6,721 | 2.89% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 165 | $51,465,000 | $311,909 | $7,303 | 2.86% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 164 | $48,530,000 | $295,915 | $7,368 | 2.71% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 165 | $42,035,000 | $254,758 | $7,011 | 2.91% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 170 | $39,370,000 | $231,588 | $6,520 | 2.88% |
| STOCKTON, CA (FHA|USDA|VA) | 127 | $38,415,000 | $302,480 | $6,821 | 2.87% |
| FRESNO, CA (FHA|USDA|VA) | 149 | $36,655,000 | $246,007 | $6,580 | 2.93% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 146 | $32,670,000 | $223,767 | $5,841 | 2.89% |
| PROVO-OREM, UT (FHA|USDA|VA) | 103 | $30,625,000 | $297,330 | $6,559 | 2.92% |
| GREELEY, CO (FHA|USDA|VA) | 99 | $29,575,000 | $298,737 | $7,128 | 2.89% |
| EL PASO, TX (FHA|USDA|VA) | 218 | $29,440,000 | $135,046 | $5,250 | 2.85% |
| VALLEJO, CA (FHA|USDA|VA) | 87 | $28,825,000 | $331,322 | $6,908 | 2.78% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 133 | $27,495,000 | $206,729 | $6,658 | 2.75% |
| RICHMOND, VA (FHA|USDA|VA) | 114 | $26,030,000 | $228,333 | $5,973 | 2.91% |
| YUBA CITY, CA (FHA|USDA|VA) | 79 | $24,105,000 | $305,127 | $7,090 | 2.92% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 65 | $21,415,000 | $329,462 | $8,248 | 2.89% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 41 | $17,765,000 | $433,293 | $6,990 | 2.82% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 52 | $17,550,000 | $337,500 | $7,271 | 2.97% |
| VISALIA, CA (FHA|USDA|VA) | 71 | $16,075,000 | $226,408 | $5,615 | 2.89% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 98 | $16,020,000 | $163,469 | $5,338 | 2.91% |
| FORT COLLINS, CO (FHA|USDA|VA) | 48 | $15,770,000 | $328,542 | $6,807 | 2.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 68 | $15,620,000 | $229,706 | $6,734 | 2.78% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 72 | $15,600,000 | $216,667 | $6,079 | 2.86% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 36 | $15,530,000 | $431,389 | $7,811 | 2.80% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 62 | $15,400,000 | $248,387 | $5,871 | 2.78% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 76 | $15,150,000 | $199,342 | $6,398 | 2.93% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 61 | $15,025,000 | $246,311 | $6,466 | 2.84% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 68 | $14,750,000 | $216,912 | $6,316 | 2.67% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 55 | $14,395,000 | $261,727 | $7,008 | 2.90% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 66 | $14,380,000 | $217,879 | $6,463 | 3.00% |
| PUEBLO, CO (FHA|USDA|VA) | 79 | $14,365,000 | $181,835 | $5,740 | 2.94% |
| COLUMBUS, OH (FHA|USDA|VA) | 69 | $13,415,000 | $194,420 | $5,052 | 2.94% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 30 | $13,360,000 | $445,333 | $8,901 | 2.84% |
| PITTSBURGH, PA (FHA|USDA|VA) | 80 | $12,750,000 | $159,375 | $5,925 | 2.85% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 51 | $12,015,000 | $235,588 | $6,144 | 2.88% |
| MODESTO, CA (FHA|USDA|VA) | 40 | $11,920,000 | $298,000 | $7,125 | 2.93% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 54 | $11,640,000 | $215,556 | $7,094 | 3.01% |
| RENO, NV (FHA|USDA|VA) | 40 | $11,280,000 | $282,000 | $6,706 | 2.92% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 54 | $10,380,000 | $192,222 | $6,146 | 2.93% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 40 | $10,360,000 | $259,000 | $6,309 | 2.94% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 62 | $10,340,000 | $166,774 | $5,318 | 2.89% |
| ASHEVILLE, NC (FHA|USDA|VA) | 46 | $10,170,000 | $221,087 | $6,063 | 2.87% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 24 | $10,170,000 | $423,750 | $7,763 | 2.85% |
| LAS CRUCES, NM (FHA|USDA|VA) | 60 | $9,940,000 | $165,667 | $6,038 | 2.89% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 50 | $9,870,000 | $197,400 | $5,538 | 2.86% |
| ODESSA, TX (FHA|USDA|VA) | 54 | $9,700,000 | $179,630 | $6,954 | 3.05% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 54 | $9,590,000 | $177,593 | $6,024 | 2.77% |
| MERCED, CA (FHA|USDA|VA) | 36 | $9,380,000 | $260,556 | $6,230 | 2.91% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 36 | $9,270,000 | $257,500 | $7,498 | 2.95% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 69 | $9,225,000 | $133,696 | $5,419 | 2.81% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 43 | $9,025,000 | $209,884 | $6,628 | 2.91% |
| MIDLAND, TX (FHA|USDA|VA) | 44 | $8,720,000 | $198,182 | $6,162 | 2.99% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 56 | $8,600,000 | $153,571 | $5,812 | 3.05% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 45 | $7,815,000 | $173,667 | $6,405 | 2.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 35 | $7,755,000 | $221,571 | $6,655 | 2.82% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 35 | $7,625,000 | $217,857 | $5,803 | 2.79% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 39 | $7,615,000 | $195,256 | $5,761 | 2.93% |
| Pahrump, NV (FHA|USDA|VA) | 35 | $7,535,000 | $215,286 | $6,850 | 2.92% |
| YUMA, AZ (FHA|USDA|VA) | 41 | $7,195,000 | $175,488 | $5,179 | 2.82% |
| BOULDER, CO (FHA|USDA|VA) | 16 | $7,190,000 | $449,375 | $7,153 | 2.84% |
| CHICO, CA (FHA|USDA|VA) | 27 | $7,175,000 | $265,741 | $6,776 | 2.78% |
| SALEM, OR (FHA|USDA|VA) | 30 | $6,970,000 | $232,333 | $6,521 | 2.92% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 35 | $6,895,000 | $197,000 | $6,487 | 2.89% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 25 | $6,785,000 | $271,400 | $5,771 | 3.12% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 35 | $6,635,000 | $189,571 | $5,045 | 2.82% |
| MADERA, CA (FHA|USDA|VA) | 25 | $6,575,000 | $263,000 | $6,400 | 2.89% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 43 | $6,345,000 | $147,558 | $6,111 | 2.85% |
| LUBBOCK, TX (FHA|USDA|VA) | 42 | $6,290,000 | $149,762 | $6,044 | 2.95% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 16 | $6,190,000 | $386,875 | $8,244 | 2.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 40 | $6,070,000 | $151,750 | $5,531 | 2.91% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 20 | $6,060,000 | $303,000 | $8,627 | 2.82% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 39 | $5,945,000 | $152,436 | $5,601 | 2.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 36 | $5,920,000 | $164,444 | $5,785 | 2.81% |
| PANAMA CITY, FL (FHA|USDA|VA) | 32 | $5,910,000 | $184,688 | $6,685 | 2.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 32 | $5,840,000 | $182,500 | $5,016 | 2.99% |
| SANTA FE, NM (FHA|USDA|VA) | 24 | $5,800,000 | $241,667 | $7,353 | 2.87% |
| WACO, TX (FHA|USDA|VA) | 31 | $5,715,000 | $184,355 | $5,776 | 2.92% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 15 | $5,565,000 | $371,000 | $7,073 | 3.20% |
| SALINAS, CA (FHA|USDA|VA) | 16 | $5,510,000 | $344,375 | $8,724 | 2.90% |
| MEDFORD, OR (FHA|USDA|VA) | 18 | $5,460,000 | $303,333 | $8,954 | 2.82% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 24 | $5,420,000 | $225,833 | $7,719 | 2.72% |
| LAREDO, TX (FHA|USDA|VA) | 34 | $5,250,000 | $154,412 | $5,632 | 2.91% |
| TWIN FALLS, ID (FHA|USDA|VA) | 23 | $5,205,000 | $226,304 | $6,560 | 2.87% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 23 | $5,025,000 | $218,478 | $5,807 | 2.86% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 19 | $4,835,000 | $254,474 | $5,661 | 2.89% |
| REDDING, CA (FHA|USDA|VA) | 19 | $4,565,000 | $240,263 | $6,552 | 2.90% |
| Cañon City, CO (FHA|USDA|VA) | 22 | $4,500,000 | $204,545 | $6,431 | 2.99% |
| NAPA, CA (FHA|USDA|VA) | 10 | $4,340,000 | $434,000 | $6,333 | 2.81% |
| Heber, UT (FHA|USDA|VA) | 8 | $3,880,000 | $485,000 | $8,985 | 2.88% |
| Fernley, NV (FHA|USDA|VA) | 16 | $3,860,000 | $241,250 | $5,521 | 2.96% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 17 | $3,775,000 | $222,059 | $6,215 | 2.94% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 8 | $3,770,000 | $471,250 | $9,178 | 3.09% |
| LOGAN, UT-ID (FHA|USDA|VA) | 15 | $3,725,000 | $248,333 | $5,919 | 2.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 29 | $3,605,000 | $124,310 | $5,164 | 2.99% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 15 | $3,465,000 | $231,000 | $6,325 | 2.92% |
| POCATELLO, ID (FHA|USDA|VA) | 15 | $3,415,000 | $227,667 | $7,544 | 3.00% |
| Red Bluff, CA (FHA|USDA|VA) | 13 | $3,235,000 | $248,846 | $7,288 | 2.95% |
| Clearlake, CA (FHA|USDA|VA) | 11 | $3,225,000 | $293,182 | $7,011 | 3.41% |
| Glenwood Springs, CO (FHA|USDA|VA) | 13 | $3,215,000 | $247,308 | $7,074 | 2.85% |
| ST. GEORGE, UT (FHA|USDA|VA) | 13 | $3,195,000 | $245,769 | $6,155 | 3.19% |
| OCALA, FL (FHA|USDA|VA) | 20 | $3,100,000 | $155,000 | $6,190 | 2.77% |
| Rexburg, ID (FHA|USDA|VA) | 13 | $3,025,000 | $232,692 | $6,429 | 2.75% |
| Alamogordo, NM (FHA|USDA|VA) | 18 | $2,920,000 | $162,222 | $6,340 | 2.82% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 9 | $2,885,000 | $320,556 | $5,390 | 2.77% |
| Blackfoot, ID (FHA|USDA|VA) | 11 | $2,885,000 | $262,273 | $8,183 | 2.95% |
| SAVANNAH, GA (FHA|USDA|VA) | 15 | $2,835,000 | $189,000 | $5,492 | 3.01% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 16 | $2,790,000 | $174,375 | $5,961 | 2.91% |
| Edwards, CO (FHA|USDA|VA) | 6 | $2,750,000 | $458,333 | $9,311 | 2.71% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $2,650,000 | $331,250 | $8,797 | 3.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 9 | $2,615,000 | $290,556 | $6,806 | 2.90% |
| TULSA, OK (FHA|USDA|VA) | 19 | $2,545,000 | $133,947 | $6,626 | 2.85% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 15 | $2,505,000 | $167,000 | $6,566 | 2.95% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $2,490,000 | $177,857 | $5,453 | 3.04% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 13 | $2,425,000 | $186,538 | $6,081 | 2.68% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 16 | $2,420,000 | $151,250 | $5,548 | 3.04% |
| BURLINGTON, NC (FHA|USDA|VA) | 13 | $2,355,000 | $181,154 | $6,681 | 2.78% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $6,645 | 2.92% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 8 | $2,310,000 | $288,750 | $7,199 | 3.12% |
| Cedar City, UT (FHA|USDA|VA) | 9 | $2,305,000 | $256,111 | $7,499 | 2.97% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $6,737 | 3.09% |
| GRANTS PASS, OR (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $6,858 | 3.03% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 10 | $2,260,000 | $226,000 | $5,915 | 2.87% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 12 | $2,230,000 | $185,833 | $4,065 | 2.96% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 13 | $2,205,000 | $169,615 | $5,715 | 2.82% |
| ABILENE, TX (FHA|USDA|VA) | 13 | $2,205,000 | $169,615 | $5,783 | 3.17% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 10 | $2,120,000 | $212,000 | $7,494 | 2.65% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 12 | $2,080,000 | $173,333 | $4,191 | 2.94% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $7,082 | 2.81% |
| GAINESVILLE, FL (FHA|USDA|VA) | 11 | $2,065,000 | $187,727 | $5,198 | 3.06% |
| Sonora, CA (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $5,251 | 3.01% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $5,889 | 2.56% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 11 | $1,945,000 | $176,818 | $7,125 | 3.16% |
| Show Low, AZ (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $6,421 | 2.69% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 13 | $1,905,000 | $146,538 | $4,904 | 2.85% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 13 | $1,905,000 | $146,538 | $5,587 | 2.94% |
| Payson, AZ (FHA|USDA|VA) | 10 | $1,880,000 | $188,000 | $6,992 | 2.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 13 | $1,875,000 | $144,231 | $6,213 | 2.94% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $1,830,000 | $457,500 | $6,021 | 2.63% |
| STAUNTON, VA (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $5,354 | 2.92% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 11 | $1,775,000 | $161,364 | $5,302 | 3.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 10 | $1,760,000 | $176,000 | $5,542 | 2.81% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $6,903 | 3.21% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $7,136 | 3.03% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $7,107 | 3.07% |
| SAN ANGELO, TX (FHA|USDA|VA) | 13 | $1,645,000 | $126,538 | $4,918 | 2.97% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 11 | $1,625,000 | $147,727 | $3,517 | 3.08% |
| Ukiah, CA (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $5,615 | 2.94% |
| WICHITA, KS (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $5,630 | 2.79% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 12 | $1,500,000 | $125,000 | $5,909 | 3.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $4,950 | 3.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $6,933 | 2.69% |
| FLORENCE, SC (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $5,547 | 2.79% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $6,614 | 2.78% |
| JOPLIN, MO (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $5,427 | 3.15% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $5,395 | 2.87% |
| DOVER, DE (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $8,911 | 2.85% |
| Andrews, TX (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $5,861 | 2.91% |
| Big Spring, TX (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $6,189 | 3.30% |
| Elko, NV (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $8,484 | 2.90% |
| Montrose, CO (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $5,630 | 2.77% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $7,460 | 2.78% |
| SUMTER, SC (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $5,055 | 2.87% |
| Safford, AZ (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $5,291 | 2.89% |
| Seneca, SC (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $7,540 | 3.08% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $4,677 | 2.87% |
| TYLER, TX (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $3,478 | 2.73% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $5,483 | 3.15% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $7,412 | 2.90% |
| Athens, TX (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $7,420 | 2.97% |
| AMARILLO, TX (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $4,957 | 2.92% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $4,413 | 2.92% |
| Roswell, NM (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $6,483 | 3.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $6,528 | 3.00% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $2,529 | 2.90% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $5,524 | 2.66% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $7,834 | 2.58% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $7,914 | 2.72% |
| Richmond, IN (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,589 | 2.97% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $4,635 | 2.89% |
| North Wilkesboro, NC (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $5,772 | 2.93% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $5,733 | 3.14% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $4,670 | 2.83% |
| Greenwood, SC (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,719 | 2.57% |
| Mountain Home, ID (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $4,500 | 2.70% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,124 | 2.71% |
| BEND, OR (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $4,641 | 2.52% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $4,956 | 3.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $5,034 | 2.97% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,943 | 3.16% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,770 | 3.00% |
| Athens, TN (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,771 | 2.46% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $14,425 | 2.81% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $8,602 | 3.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $4,304 | 3.04% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $3,378 | 2.59% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $6,785 | 2.50% |
| Eagle Pass, TX (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $5,413 | 2.98% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,468 | 3.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $7,483 | 2.54% |
| Nogales, AZ (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $5,535 | 2.80% |
| Silver City, NM (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $6,078 | 2.65% |
| Ontario, OR-ID (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $6,700 | 2.84% |
| LAWTON, OK (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $7,574 | 2.56% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $9,145 | 2.92% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $8,119 | 2.96% |
| Burley, ID (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,712 | 2.75% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,125 | 3.03% |
| Price, UT (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,458 | 3.00% |
| Lewisburg, PA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,006 | 2.83% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,060 | 3.38% |
| READING, PA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,896 | 2.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $5,603 | 2.55% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,972 | 2.66% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,266 | 3.12% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $9,551 | 2.25% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,198 | 3.00% |
| Mount Airy, NC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,769 | 2.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,176 | 3.06% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,372 | 2.97% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $6,007 | 2.84% |
| Brevard, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,102 | 2.91% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,465 | 3.06% |
| Shelby, NC (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $5,014 | 2.97% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,453 | 3.00% |
| Deming, NM (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $5,101 | 2.97% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,603 | 2.72% |
| Durango, CO (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $8,075 | 2.62% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,225 | 3.25% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $9,687 | 2.88% |
| AKRON, OH (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $3,657 | 3.58% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,789 | 3.29% |
| Othello, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,357 | 2.62% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,948 | 2.84% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $6,733 | 3.15% |
| Clovis, NM (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,111 | 2.71% |
| New Castle, PA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,966 | 3.15% |
| Snyder, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,517 | 3.18% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,459 | 3.09% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,390 | 2.50% |
| Torrington, CT (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,923 | 2.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,117 | 2.44% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $6,178 | 2.75% |
| Sanford, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,772 | 2.79% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,885 | 2.67% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,856 | 3.12% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,847 | 3.25% |
| Las Vegas, NM (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,382 | 3.33% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,945 | 2.96% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,121 | 2.99% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,023 | 2.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,579 | 2.54% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,182 | 3.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,936 | 2.67% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,142 | 3.33% |
| Forest City, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,860 | 2.96% |
| Danville, VA (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $3,322 | 2.82% |
| Newport, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,263 | 2.25% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $10,721 | 3.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,811 | 3.56% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,224 | 2.42% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $24,211 | 2.75% |
| Vernal, UT (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,577 | 2.81% |
| Branson, MO (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,071 | 3.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,271 | 3.25% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,944 | 3.06% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,210 | 2.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,825 | 2.91% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,485 | 2.58% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,510 | 3.96% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,875 | 3.45% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,194 | 3.25% |
| Alice, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,860 | 2.99% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,793 | 2.93% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,151 | 2.99% |
| Sedalia, MO (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $3,427 | 2.81% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,802 | 3.50% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,377 | 2.94% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,949 | 3.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,822 | 2.69% |
| Granbury, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,810 | 2.99% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,391 | 2.88% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,004 | 3.25% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,723 | 3.25% |
| ERIE, PA (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $4,353 | 3.25% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $18,961 | 2.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,560 | 2.50% |
| Prineville, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,592 | 2.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,631 | 2.42% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,872 | 2.67% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,643 | 3.38% |
| Bay City, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,079 | 2.38% |
| Craig, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $19,197 | 2.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,498 | 3.19% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,387 | 3.12% |
| Sterling, CO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,333 | 3.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,248 | 2.83% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,550 | 3.62% |
| Brenham, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,594 | 2.63% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,850 | 2.25% |
| Henderson, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,839 | 2.62% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,364 | 2.50% |
| McAlester, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,771 | 2.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,894 | 3.31% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,768 | 2.69% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,537 | 2.75% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,138 | 2.68% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,923 | 3.06% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,169 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,923 | 3.50% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,374 | 2.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,319 | 2.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,599 | 3.25% |
| Portales, NM (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,994 | 2.93% |
| Pecos, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,881 | 3.63% |
| RACINE, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,583 | 2.44% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,040 | 3.25% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,111 | 2.63% |
| Hilo, HI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,360 | 3.63% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,751 | 2.88% |
| Bonham, TX (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,617 | 3.08% |
| Miami, OK (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,628 | 3.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,279 | 3.69% |
| Auburn, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,044 | 3.81% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,219 | 3.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,723 | 3.00% |
| Washington, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,653 | 3.25% |
| Huntington, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,922 | 2.25% |
| Grants, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,709 | 2.25% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,018 | 2.71% |
| Ada, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,427 | 2.25% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,398 | 2.50% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,320 | 3.38% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,710 | 2.81% |
| Centralia, WA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,297 | 2.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,917 | 3.25% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,407 | 2.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,496 | 2.99% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,380 | 3.49% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,237 | 2.63% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,737 | 2.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,452 | 2.38% |
| Moscow, ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,934 | 2.99% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,406 | 2.88% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,091 | 2.62% |
| Marion, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,744 | 2.56% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,453 | 3.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,180 | 2.75% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,243 | 2.50% |
| Rockport, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,466 | 2.99% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $984 | 3.25% |
| Wabash, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,517 | 2.75% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,022 | 2.50% |
| Celina, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,017 | 2.88% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,896 | 3.25% |
| Palatka, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,264 | 2.87% |
| Searcy, AR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,541 | 3.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,528 | 2.63% |
| Austin, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,323 | 2.38% |
| Levelland, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,284 | 3.00% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,205 | 3.50% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,011 | 3.50% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,900 | 4.99% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,622 | 2.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,750 | 3.25% |
| Marion, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,676 | 2.44% |
| Defiance, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,856 | 2.63% |
| Warren, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,029 | 2.50% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,981 | 2.75% |
| DuBois, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,460 | 2.75% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,997 | 2.88% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,418 | 2.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,975 | 3.38% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,600 | 2.88% |
| NILES, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,798 | 3.25% |
| Union City, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,010 | 3.25% |
| Gallup, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,516 | 2.88% |
| Shelton, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,083 | 2.99% |
| Salem, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,691 | 2.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,057 | 3.75% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,352 | 2.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,699 | 3.25% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,434 | 3.00% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,520 | 3.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,694 | 2.50% |
| Pullman, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,885 | 2.99% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,577 | 2.25% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,377 | 2.00% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,153 | 2.38% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,305 | 2.13% |
| Newport, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,980 | 2.50% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,529 | 3.50% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,350 | 3.25% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,449 | 3.25% |
| Susanville, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,655 | 2.99% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,299 | 3.50% |
| Camden, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,087 | 3.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,847 | 2.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,446 | 2.88% |
| MONROE, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,281 | 3.99% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,240 | 2.75% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,155 | 3.50% |
| Sayre, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,680 | 2.99% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,954 | 2.50% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,189 | 3.75% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,242 | 2.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,858 | 2.99% |
| Athens, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,145 | 3.63% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,505 | 2.88% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,005 | 2.88% |
| Logansport, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,967 | 3.13% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,284 | 3.50% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,455 | 2.88% |
| Meadville, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,572 | 3.31% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,354 | 2.88% |
| Marion, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,494 | 2.88% |
| Wooster, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,464 | 2.88% |
| Marshall, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,209 | 2.88% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,493 | 3.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,933 | 3.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,685 | 2.63% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,197 | 3.50% |
| ROME, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,610 | 2.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,153 | 2.25% |
| Oil City, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,569 | 3.63% |
| Urbana, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,310 | 2.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,805 | 3.25% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,163 | 3.38% |
| Paris, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,550 | 2.99% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,797 | 2.50% |
| Union, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,729 | 3.38% |
| Palestine, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,071 | 4.75% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,908 | 2.25% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,766 | 2.88% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,541 | 2.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,290 | 2.88% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,452 | 3.25% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,270 | 2.88% |
| Emporia, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,063 | 3.25% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,155 | 2.88% |
| Indiana, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,269 | 2.99% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,906 | 2.75% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,024 | 2.99% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,299 | 2.63% |
| Garden City, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,501 | 2.25% |
| Bedford, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,859 | 2.50% |
| Waycross, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,084 | 2.63% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,468 | 2.13% |
| Connersville, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,748 | 2.99% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,660 | 2.25% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,844 | 2.99% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,980 | 3.63% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,458 | 3.25% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,367 | 2.13% |
| Boone, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,618 | 2.99% |
Loanpal 's top markets include Phoenix, Sacramento, Las Vegas, Denver, and Dallas among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 12,280 | $3,003,100,000 | $244,552 | $6,008 | 2.97% |
| VA | 1,830 | $557,530,000 | $304,661 | $7,448 | 2.50% |
| FHA | 1,051 | $268,065,000 | $255,057 | $10,108 | 2.68% |
For the 2021 period, Loanpal 's most frequently originated loan type of loans were Conventional, with 12,280 originations. Their 2nd most popular type is VA, with 1,830 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 7,475 | $1,771,975,000 | $237,054 | $6,901 | 2.91% |
| Refi | 7,163 | $1,868,695,000 | $260,882 | $5,938 | 2.87% |
| Home Purchase | 523 | $188,025,000 | $359,512 | $7,695 | 2.92% |
For the 2021, Loanpal 's most frequently cited loan purpose of loans were Cash Out Refi, with 7,475 originations. The 2nd most popular reason of loans were Refi, with 7,163 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 10,739 | $2,950,335,000 | $274,731 | $7,021 | 2.98% |
| 15 Year | 2,301 | $450,655,000 | $195,852 | $5,073 | 2.55% |
| 20 Year | 1,257 | $272,475,000 | $216,766 | $5,361 | 2.93% |
| 10 Year | 439 | $58,585,000 | $133,451 | $4,078 | 2.42% |
| Other | 425 | $96,645,000 | $227,400 | $5,868 | 2.86% |
For the 2021, Loanpal 's most frequently cited loan length of loans were 30 Year, with 10,739 originations. The 2nd most popular length of loans were 15 Year, with 2,301 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $5k+ | 4,946 | $1,507,600,000 | $304,812 |
| $3k-4k | 4,872 | $1,057,960,000 | $217,151 |
| $2k-3k | 2,396 | $484,920,000 | $202,387 |
| $1k-2k | 1,548 | $345,050,000 | $222,901 |
| $<1k | 1,399 | $433,165,000 | $309,625 |
$7,021 of loans were Loanpal 's average total fees, while their most frequently occuring range of origination fees were in the $5k+ bucket, with 4,946 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 6,838 | $1,740,590,000 | $254,547 |
| 3-4% | 4,316 | $1,121,500,000 | $259,847 |
| <2.5% | 3,849 | $928,365,000 | $241,196 |
| 4-5% | 150 | $36,440,000 | $242,933 |
| 5-6% | 8 | $1,800,000 | $225,000 |
During 2021, Loanpal 's average interest rate of loans were 2.98%, while their most frequently originated rate bucket of loans were 2.5-3%, with 6,838 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 7,602 | $2,137,860,000 | $281,223 | $6,966 | 2.90% |
| $100k-200k | 4,618 | $705,280,000 | $152,724 | $5,460 | 2.93% |
| $400k-600k | 1,603 | $756,215,000 | $471,750 | $8,127 | 2.93% |
| $100,000 or less | 1,139 | $85,375,000 | $74,956 | $3,739 | 2.66% |
| $600k-1MM | 189 | $131,525,000 | $695,899 | $12,159 | 2.93% |
| $1MM+ | 10 | $12,440,000 | $1,244,000 | $13,305 | 3.01% |
2021 saw Loanpal place emphasis on $200k-400k loans with 7,602 originations, totaling $2,137,860,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 4,255 | $909,125,000 | $213,660 | $6,540 | 2.91% |
| $75k-100k | 3,198 | $825,680,000 | $258,186 | $6,749 | 2.90% |
| $100k-150k | 3,087 | $949,125,000 | $307,459 | $7,078 | 2.90% |
| $50k or less | 2,629 | $404,915,000 | $154,019 | $5,519 | 2.92% |
| $150k-250k | 1,202 | $464,590,000 | $386,514 | $7,058 | 2.89% |
| $250k+ | 185 | $85,755,000 | $463,541 | $6,844 | 2.84% |
Loanpal lent most frequently to those with incomes in the $50k-75k range, with 4,255 originations. The second most popular income band? $75k-100k, with 3,198 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30-36% | 2,663 | $671,735,000 | $252,247 | $6,210 | 2.93% |
| 20-30% | 2,613 | $632,175,000 | $241,935 | $5,904 | 2.86% |
| 44% | 931 | $234,635,000 | $252,025 | $6,826 | 3.02% |
| 50-60% | 730 | $203,240,000 | $278,411 | $9,462 | 2.64% |
| 43% | 717 | $179,275,000 | $250,035 | $6,613 | 3.02% |
| 42% | 714 | $181,690,000 | $254,468 | $6,709 | 3.00% |
| <20% | 667 | $131,285,000 | $196,829 | $4,899 | 2.64% |
| 41% | 647 | $165,515,000 | $255,819 | $6,580 | 2.98% |
| 40% | 618 | $155,330,000 | $251,343 | $6,596 | 3.01% |
| 45% | 603 | $149,715,000 | $248,284 | $6,817 | 2.98% |
| 39% | 593 | $152,605,000 | $257,344 | $6,693 | 2.95% |
| 38% | 543 | $141,625,000 | $260,820 | $6,934 | 2.97% |
| 37% | 534 | $137,830,000 | $258,109 | $6,539 | 2.93% |
| 36% | 529 | $130,685,000 | $247,042 | $6,263 | 2.97% |
| 49% | 382 | $100,360,000 | $262,723 | $7,347 | 2.87% |
| 46% | 379 | $97,465,000 | $257,164 | $6,684 | 2.84% |
| 48% | 362 | $93,450,000 | $258,149 | $7,259 | 2.82% |
| 47% | 362 | $97,430,000 | $269,144 | $7,063 | 2.89% |
| >60% | 19 | $6,005,000 | $316,053 | $9,467 | 2.63% |
Loanpal lent most frequently to those with DTI ratios of 30-36%, with 2,663 originations. The next most common DTI ratio? 20-30%, with 2,613 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 9,502 | $2,380,720,000 | $250,549 | $6,395 | 2.91% |
| Not provided | 4,007 | $1,021,815,000 | $255,007 | $6,524 | 2.85% |
| Black | 1,010 | $242,730,000 | $240,327 | $6,721 | 2.90% |
| Asian | 400 | $123,380,000 | $308,450 | $6,841 | 2.83% |
| American Indian | 167 | $38,105,000 | $228,174 | $6,564 | 2.93% |
| Native Hawaiian | 42 | $11,450,000 | $272,619 | $6,784 | 3.00% |
| Asian Indian | 6 | $2,710,000 | $451,667 | $7,656 | 3.06% |
| Filipino | 8 | $2,500,000 | $312,500 | $6,739 | 2.81% |
| Other Asian | 7 | $2,265,000 | $323,571 | $8,281 | 2.71% |
| Other Pacific Islander | 4 | $1,080,000 | $270,000 | $9,061 | 2.81% |
| Vietnamese | 3 | $725,000 | $241,667 | $7,700 | 2.87% |
| Japanese | 2 | $580,000 | $290,000 | $3,475 | 2.19% |
| Guamanian | 2 | $320,000 | $160,000 | $7,330 | 3.25% |
| Chinese | 1 | $315,000 | $315,000 | $8,561 | 2.99% |
Approval Rates
Total approvals of all applications70.42%
Loanpal has a below average approval rate.
Pick Rate
Approvals leading to origination5.34%
Loanpal has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 15,161 | $3,828,695,000 | $252,536 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 15,161 | $3,828,695,000 | $252,536 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,051 | $160,515,000 | $152,726 | $4,428 | 2.69% |
| 40-60% | 2,944 | $659,190,000 | $223,910 | $5,294 | 2.82% |
| 60-80% | 6,985 | $1,839,345,000 | $263,328 | $6,561 | 3.01% |
| 80-100% | 3,884 | $1,131,430,000 | $291,305 | $7,825 | 2.84% |
| Over 100% | 41 | $17,205,000 | $419,634 | $11,062 | 2.65% |
| Under 20% | 256 | $21,010,000 | $82,070 | $3,835 | 2.19% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| LoanFlight Lending, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
| LoanFlight Lending, LLC | Conventional home mortgage | Closing on a mortgage | 2 | 66.7% |
