Natchitoches VA Loan Rates, Closing Costs & Stats
Natchitoches, LA
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Natchitoches's 15 lenders originated 25 VA loans during 2023. The total origination value was $6,855,000, with an average VA loan value of $274,200.
Natchitoches VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Natchitoches
averaged
0.52%
for the week of 2024-11-29, compared to the national average (all VA variants) of
0% for the same period.
Natchitoches's average VA mortgage closing costs are $5,358.
The average rate for the prior week (2024-11-22) was
6.69% and
one month ago for the week of 2024-10-25, the
average rate was 6.29%.
The average rate one year ago was 7.33%.
For refis of the same type during the week of 2024-11-29, the average rate
was 0%.
Natchitoches VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Natchitoches level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
QUICKEN LOANS, LLC | 5 | 6.08% | $8,924 |
Mortgage Research Center, LLC | 3 | 6.96% | $7,621 |
GMFS LLC | 3 | 7.25% | $1,292 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 2 | 6.50% | $7,590 |
NEWREZ LLC | 2 | 6.69% | $7,848 |
NEW DAY FINANCIAL, LLC | 1 | 5.99% | $9,729 |
PENNYMAC LOAN SERVICES, LLC | 1 | 5.63% | $8,094 |
Plains Commerce Bank | 1 | 6.13% | $6,397 |
PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | 7.75% | $1,614 |
Barrington Bank & Trust Company, N.A. | 1 | 6.25% | $8,165 |
TOP FLITE FINANCIAL, INC. | 1 | 7.00% | $16,351 |
BROKER SOLUTIONS, INC. | 1 | 6.00% | $6,226 |
CALIBER HOME LOANS, INC. | 1 | 7.25% | $6,734 |
FREEDOM MORTGAGE CORPORATION | 1 | 6.75% | $19,646 |
MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | 7.75% | $0 |
The top Natchitoches VA lender as defined by loan originations is QUICKEN LOANS, LLC, with
5 VA loans originated. Their average total fees are
$8,924, which is $1,303
higher than the next largest lender,
Mortgage Research Center, LLC.
The lowest fee Natchitoches VA lenders (with over 10 loans originated) are
.
The lowest rate Natchitoches VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Natchitoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $175,000 (-7.5%) | $236,027 (9.9%) | 0.00 | 107 |
2018-02-01 | $176,625 (-6.6%) | $236,203 (8.0%) | 0.00 | 110 |
2018-03-01 | $179,450 (-0.7%) | $226,098 (0.1%) | 0.00 | 110 |
2018-04-01 | $203,125 (16.1%) | $252,633 (15.0%) | 0.00 | 122 |
2018-05-01 | $204,375 (15.1%) | $254,022 (14.8%) | 0.00 | 132 |
2018-06-01 | $199,000 (18.5%) | $254,670 (22.6%) | 0.00 | 146 |
2018-07-01 | $200,950 (20.0%) | $255,025 (19.3%) | 0.00 | 146 |
2018-08-01 | $216,225 (23.6%) | $256,652 (14.6%) | 0.00 | 145 |
2018-09-01 | $217,450 (7.4%) | $251,839 (6.4%) | 0.00 | 147 |
2018-10-01 | $209,975 (0.8%) | $246,123 (4.2%) | 0.00 | 147 |
2018-11-01 | $216,675 (19.7%) | $250,301 (10.4%) | 0.00 | 139 |
2018-12-01 | $220,000 (22.9%) | $246,083 (3.8%) | 0.00 | 139 |
2019-01-01 | $218,725 (25.0%) | $246,447 (4.4%) | 0.00 | 138 |
2019-02-01 | $214,450 (21.4%) | $250,638 (6.1%) | 0.00 | 136 |
2019-03-01 | $213,821 (19.2%) | $247,314 (9.4%) | 0.00 | 147 |
2019-04-01 | $223,875 (10.2%) | $248,576 (-1.6%) | 0.00 | 150 |
2019-05-01 | $225,000 (10.1%) | $248,016 (-2.4%) | 0.00 | 153 |
2019-06-01 | $228,250 (14.7%) | $251,883 (-1.1%) | 0.00 | 151 |
2019-07-01 | $227,000 (13.0%) | $257,811 (1.1%) | 0.00 | 152 |
2019-08-01 | $229,636 (6.2%) | $260,360 (1.4%) | 0.00 | 146 |
2019-09-01 | $229,841 (5.7%) | $260,912 (3.6%) | 0.00 | 148 |
2019-10-01 | $229,927 (9.5%) | $260,919 (6.0%) | 0.00 | 147 |
2019-11-01 | $225,000 (3.8%) | $252,030 (0.7%) | 0.00 | 137 |
2019-12-01 | $217,225 (-1.3%) | $249,741 (1.5%) | 0.00 | 135 |
2020-01-01 | $221,250 (1.2%) | $247,016 (0.2%) | 0.00 | 126 |
2020-02-01 | $225,000 (4.9%) | $234,925 (-6.3%) | 0.00 | 128 |
2020-03-01 | $225,000 (5.2%) | $242,073 (-2.1%) | 0.00 | 112 |
2020-04-01 | $225,000 (0.5%) | $243,137 (-2.2%) | 0.00 | 107 |
2020-05-01 | $224,900 (0.0%) | $242,367 (-2.3%) | 0.00 | 107 |
2020-06-01 | $222,125 (-2.7%) | $251,252 (-0.3%) | 0.00 | 104 |
2020-07-01 | $202,550 (-10.8%) | $239,285 (-7.2%) | 0.00 | 98 |
2020-08-01 | $205,775 (-10.4%) | $250,416 (-3.8%) | 0.00 | 87 |
2020-09-01 | $224,750 (-2.2%) | $259,403 (-0.6%) | 0.00 | 89 |
2020-10-01 | $224,750 (-2.3%) | $267,514 (2.5%) | 0.00 | 79 |
2020-11-01 | $239,125 (6.3%) | $288,346 (14.4%) | 0.00 | 70 |
2020-12-01 | $232,000 (6.8%) | $278,447 (11.5%) | 0.00 | 66 |
2021-01-01 | $249,250 (12.7%) | $286,728 (16.1%) | 0.00 | 65 |
2021-02-01 | $264,450 (17.5%) | $294,786 (25.5%) | 0.00 | 65 |
2021-03-01 | $264,225 (17.4%) | $289,996 (19.8%) | 0.00 | 73 |
2021-04-01 | $249,125 (10.7%) | $276,768 (13.8%) | 0.00 | 58 |
2021-05-01 | $207,325 (-7.8%) | $249,213 (2.8%) | 0.00 | 51 |
2021-06-01 | $209,950 (-5.5%) | $243,971 (-2.9%) | 0.00 | 41 |
2021-07-01 | $204,750 (1.1%) | $269,127 (12.5%) | 0.00 | 44 |
2021-08-01 | $216,100 (5.0%) | $318,460 (27.2%) | 0.00 | 50 |
2021-09-01 | $215,000 (-4.3%) | $304,864 (17.5%) | 0.00 | 51 |
2021-10-01 | $215,000 (-4.3%) | $298,427 (11.6%) | 0.00 | 52 |
2021-11-01 | $212,499 (-11.1%) | $286,864 (-0.5%) | 0.00 | 57 |
2021-12-01 | $217,000 (-6.5%) | $265,670 (-4.6%) | 0.00 | 58 |
2022-01-01 | $186,450 (-25.2%) | $235,168 (-18.0%) | 0.00 | 50 |
2022-02-01 | $188,675 (-28.7%) | $258,892 (-12.2%) | 0.00 | 40 |
2022-03-01 | $219,250 (-17.0%) | $286,033 (-1.4%) | 0.00 | 42 |
2022-04-01 | $249,000 (-0.1%) | $293,956 (6.2%) | 0.00 | 43 |
2022-05-01 | $254,500 (22.8%) | $299,414 (20.1%) | 0.00 | 36 |
2022-06-01 | $273,725 (30.4%) | $303,884 (24.6%) | 0.00 | 43 |
2022-07-01 | $265,000 (29.4%) | $272,282 (1.2%) | 0.00 | 43 |
2022-08-01 | $231,375 (7.1%) | $250,102 (-21.5%) | 0.00 | 42 |
2022-09-01 | $226,225 (5.2%) | $243,952 (-20.0%) | 0.00 | 44 |
2022-10-01 | $217,500 (1.2%) | $239,099 (-19.9%) | 0.00 | 43 |
2022-11-01 | $189,999 (-10.6%) | $249,872 (-12.9%) | 0.00 | 45 |
2022-12-01 | $210,000 (-3.2%) | $252,873 (-4.8%) | 0.00 | 49 |
2023-01-01 | $235,375 (26.2%) | $262,321 (11.6%) | 0.00 | 53 |
2023-02-01 | $245,875 (30.3%) | $268,895 (3.9%) | 0.00 | 50 |
2023-03-01 | $299,400 (36.6%) | $288,623 (0.9%) | 0.00 | 50 |
2023-04-01 | $310,000 (24.5%) | $298,634 (1.6%) | 0.00 | 54 |
2023-05-01 | $304,450 (19.6%) | $308,067 (2.9%) | 0.00 | 59 |
2023-06-01 | $301,900 (10.3%) | $304,822 (0.3%) | 0.00 | 60 |
2023-07-01 | $291,375 (10.0%) | $293,029 (7.6%) | 0.00 | 71 |
2023-08-01 | $293,250 (26.7%) | $305,070 (22.0%) | 0.00 | 82 |
2023-09-01 | $289,900 (28.2%) | $312,759 (28.2%) | 0.00 | 93 |
2023-10-01 | $326,950 (50.3%) | $332,317 (39.0%) | 0.00 | 87 |
2023-11-01 | $322,450 (69.7%) | $324,470 (29.9%) | 0.00 | 94 |
2023-12-01 | $315,000 (50.0%) | $321,922 (27.3%) | 0.00 | 94 |
2024-01-01 | $291,375 (23.8%) | $324,930 (23.9%) | 0.00 | 95 |
2024-02-01 | $297,450 (21.0%) | $324,396 (20.6%) | 0.00 | 86 |
2024-03-01 | $290,000 (-3.1%) | $317,297 (9.9%) | 0.00 | 88 |
2024-04-01 | $291,000 (-6.1%) | $319,863 (7.1%) | 0.00 | 90 |
2024-05-01 | $297,000 (-2.5%) | $314,123 (2.0%) | 0.00 | 103 |
2024-06-01 | $298,000 (-1.3%) | $315,918 (3.6%) | 0.00 | 110 |
2024-07-01 | $297,500 (2.1%) | $308,547 (5.3%) | 0.00 | 108 |
2024-08-01 | $299,500 (2.1%) | $320,065 (4.9%) | 0.00 | 99 |
2024-09-01 | $299,000 (3.1%) | $323,662 (3.5%) | 0.00 | 89 |
2024-10-01 | $295,000 (-9.8%) | $321,693 (-3.2%) | 0.00 | 92 |
Natchitoches's median listing price comes in at 0% of the national average.
Natchitoches's average listing price for 2024-10-01 was $321,693, a difference of $-10,624 (-3.2%) versus the prior year and $-1,969 versus the prior month.
For the 2024-10-01 period, Natchitoches had 92 MLS listings, a difference of 3 listings (3%) versus the prior month and 5 listings (6%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Natchitoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,993 sqft |
2018-02-01 | 0 days | 1,944 sqft |
2018-03-01 | 0 days | 1,944 sqft |
2018-04-01 | 0 days | 2,040 sqft |
2018-05-01 | 0 days | 2,008 sqft |
2018-06-01 | 0 days | 1,990 sqft |
2018-07-01 | 0 days | 1,999 sqft |
2018-08-01 | 0 days | 2,043 sqft |
2018-09-01 | 0 days | 2,074 sqft |
2018-10-01 | 0 days | 2,012 sqft |
2018-11-01 | 0 days | 2,026 sqft |
2018-12-01 | 0 days | 1,999 sqft |
2019-01-01 | 0 days | 2,001 sqft |
2019-02-01 | 0 days | 1,998 sqft |
2019-03-01 | 0 days | 2,002 sqft |
2019-04-01 | 0 days | 2,006 sqft |
2019-05-01 | 0 days | 2,005 sqft |
2019-06-01 | 0 days | 2,010 sqft |
2019-07-01 | 0 days | 2,008 sqft |
2019-08-01 | 0 days | 2,065 sqft |
2019-09-01 | 0 days | 2,070 sqft |
2019-10-01 | 0 days | 2,078 sqft |
2019-11-01 | 0 days | 2,018 sqft |
2019-12-01 | 0 days | 2,014 sqft |
2020-01-01 | 0 days | 2,019 sqft |
2020-02-01 | 0 days | 2,017 sqft |
2020-03-01 | 0 days | 2,026 sqft |
2020-04-01 | 0 days | 2,046 sqft |
2020-05-01 | 0 days | 2,010 sqft |
2020-06-01 | 0 days | 2,059 sqft |
2020-07-01 | 0 days | 1,900 sqft |
2020-08-01 | 0 days | 1,900 sqft |
2020-09-01 | 0 days | 1,998 sqft |
2020-10-01 | 0 days | 1,984 sqft |
2020-11-01 | 0 days | 2,068 sqft |
2020-12-01 | 0 days | 2,069 sqft |
2021-01-01 | 0 days | 2,117 sqft |
2021-02-01 | 0 days | 2,240 sqft |
2021-03-01 | 0 days | 2,223 sqft |
2021-04-01 | 0 days | 2,148 sqft |
2021-05-01 | 0 days | 2,083 sqft |
2021-06-01 | 0 days | 2,065 sqft |
2021-07-01 | 0 days | 1,985 sqft |
2021-08-01 | 0 days | 2,033 sqft |
2021-09-01 | 0 days | 1,945 sqft |
2021-10-01 | 0 days | 1,945 sqft |
2021-11-01 | 0 days | 1,904 sqft |
2021-12-01 | 0 days | 1,913 sqft |
2022-01-01 | 0 days | 1,834 sqft |
2022-02-01 | 0 days | 1,864 sqft |
2022-03-01 | 0 days | 1,936 sqft |
2022-04-01 | 0 days | 2,019 sqft |
2022-05-01 | 0 days | 2,156 sqft |
2022-06-01 | 0 days | 2,141 sqft |
2022-07-01 | 0 days | 2,096 sqft |
2022-08-01 | 0 days | 1,955 sqft |
2022-09-01 | 0 days | 1,865 sqft |
2022-10-01 | 0 days | 1,911 sqft |
2022-11-01 | 0 days | 1,842 sqft |
2022-12-01 | 0 days | 1,900 sqft |
2023-01-01 | 0 days | 2,024 sqft |
2023-02-01 | 0 days | 2,095 sqft |
2023-03-01 | 0 days | 2,100 sqft |
2023-04-01 | 0 days | 2,019 sqft |
2023-05-01 | 0 days | 2,000 sqft |
2023-06-01 | 0 days | 2,100 sqft |
2023-07-01 | 0 days | 2,044 sqft |
2023-08-01 | 0 days | 2,022 sqft |
2023-09-01 | 0 days | 2,051 sqft |
2023-10-01 | 0 days | 2,162 sqft |
2023-11-01 | 0 days | 2,068 sqft |
2023-12-01 | 0 days | 2,046 sqft |
2024-01-01 | 0 days | 2,038 sqft |
2024-02-01 | 0 days | 2,054 sqft |
2024-03-01 | 0 days | 2,008 sqft |
2024-04-01 | 0 days | 2,021 sqft |
2024-05-01 | 0 days | 2,021 sqft |
2024-06-01 | 0 days | 2,018 sqft |
2024-07-01 | 0 days | 2,014 sqft |
2024-08-01 | 0 days | 2,046 sqft |
2024-09-01 | 0 days | 2,082 sqft |
2024-10-01 | 0 days | 2,062 sqft |
Natchitoches's median square footage for active listings during the 2024-10-01 period was 2,062 sqft. One year prior, the average listing was 2,162 sqft.